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Elon Musk sells $7B in Tesla shares ahead of Twitter fight
Elon Musk has sold nearly $7 billion worth of shares in Tesla as the billionaire gets his finances in order ahead of his court battle with Twitter.
Musk disclosed in series of regulatory filings that he unloaded about 8 million shares of his company Tesla Inc. in recent days.
“In the (hopefully unlikely) event that Twitter forces this deal to close and some equity partners don't come through, it is important to avoid an emergency sale of Tesla stock,'' Musk tweeted late Tuesday.
Musk is by far the largest individual shareholder in both Tesla and Twitter.
Shares of Tesla rose 4% to close Wednesday at $883.07. Shares of Twitter Inc. jumped 3.7% to close at $44.43, and are up 36% since July 11, with most believing Musk faces long-shot odds of success in court.
Musk countersued Twitter last week, accusing the company of fraud over his aborted $44 billion acquisition. He claimed that Twitter held back critical information and misled his team about the size of its user base.
Musk alleges that Twitter committed fraud, breach of contract and violation of a securities law in Texas, where Musk lives.
Musk offered to buy Twitter earlier this year, then tried to back out of the deal claiming the social platform was infested with a larger numbers of “spam bots” and fake accounts than Twitter had disclosed.
Musk said in the spring that he planned no major sales of his stake in Tesla after lining up financing to acquire Twitter, but Dan Ives, an industry analysts with Wedbush, said Wednesday that “the situation has dramatically changed.” Wedbush raised it's target price for shares of Twitter, “With the chances of a Twitter deal now more likely in our opinion and the Street seeing through this poker move by Musk,” Ives wrote to clients.
“We can also see Musk trying to resolve this powder keg situation before the Twitter deal officially heads to court in October,” Ives wrote. “At a minimum, we see Twitter getting a massive settlement from Musk in the $5 billion to $10 billion range that is starting to be factored into the stock.”
(This story has not been edited by Devdiscourse staff and is auto-generated from a syndicated feed.)
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BRIEF-Twitter Scaling Back Office Space In A Number Of Markets; No Job Cuts As Part Of Plan - Bloomberg Reporter Tweet | https://www.devdiscourse.com/article/technology/2140403-elon-musk-sells-7b-in-tesla-shares-ahead-of-twitter-fight | 2022-08-11T00:28:36 | en | 0.958743 |
Track Group Reports 3rd Quarter Fiscal 2022 Financial Results
NAPERVILLE, Ill., Aug. 10, 2022 /PRNewswire/ -- Track Group, Inc. (OTCQX: TRCK), a global leader in offender tracking and monitoring services, today announced financial results for its third quarter ended June 30, 2022 ("Q3 FY22"). In Q3 FY22, the Company posted (i) total revenue of $9.0 million, compared to total revenue for the third quarter ended June 30, 2022 ("Q3 FY21") of $10.3 million; (ii) operating loss of ($0.53 million) compared to Q3 FY21 operating income of $1.3M; and (iii) net loss attributable to common shareholders of ($3.6 million) in Q3 FY22 compared to net income of $1.2 million in Q3 FY21.
"Although a reinvestment in our technology and infrastructure, coupled with supply chain constraints brought on by the pandemic continued to put a damper on our financial results for the third quarter ended June 30, 2022, we anticipate the realization of several preempted strategies in the next sixty to one hundred twenty days which would enable us to increase the manufacturing of new devices, commence implementation of recently awarded programs and support customer growth and demands into FY23," said Derek Cassell, Track Group's CEO.
FINANCIAL HIGHLIGHTS
- Total revenue of $9.0 million in Q3 FY22 was down compared to Q3 FY21 total revenue of $10.3 million. Revenue for the 9 months ended June 30, 2022 ("9M FY22") of $28.1 million was also down approximately 5% compared to revenue of $29.6 million for the 9 months ended June 30, 2021 ("9M FY21") as declines in North America monitoring revenue was offset by increases in both monitoring and product sales among international customers. Revenues are expected to rebound as fulfilled orders from strategic supply chain deliveries resume over the next two quarters.
- Gross profit in Q3 FY22 was $4.0 million compared to Q3 FY21 gross profit of $5.6 million. Gross profit for the 9M FY22 was $13.3 million compared to gross profit of $16.3 million for 9M FY21, principally due to the decline in revenue, and an increase in certain expenses including higher depreciation and amortization, server, device repair and telecommunication expenses.
- Adjusted EBITDA for the Q3 FY22 was $1.3 million, compared to $2.8 million for Q3 FY21. Adjusted EBITDA for 9M FY22 was $5.3 million compared to the Adjusted EBITDA for 9M FY21 of $8.3 million. As a percentage of revenue, adjusted EBITDA continues to remain strong at 18.8%, for the 9M FY22 compared to 28.2% for the 9M FY21.
- As of June 30, 2022, the cash balance was down to $4.9 million compared to $8.4 million on September 30, 2021. The reduction in cash from September 30, 2021, reflects continued significant capital investments made by the Company of approximately $3.0 million in the 9M FY22 to build additional monitoring devices, update software, and develop next-generation tracking technology.
- Total operating expense for Q3 FY22 of $4.5 million was up 4% versus Q3 FY21's total operating expense of $4.3 million, principally due to an increase in travel, tradeshow, payroll and insurance expenses offset by a reduction in bad debt expense. When combined with the reduction in gross profit, the increase in quarterly operating expense led to an operating loss in Q3 FY22 of $0.5 million compared to operating income of $1.3 million for Q3 FY21. Similarly, for the 9M FY22, operating income was less than $0.1 million compared to operating income of $4.4 million for the 9M FY21 due to the reduction in gross profit and the increase in operating expense.
- The Net loss attributable to common shareholders in Q3 FY22 was $3.6 million compared to Net income attributable to common shareholders of $1.2 million in Q3 FY21. Similarly, the Net loss attributable to common shareholders for the 9M FY22 was $3.5 million, compared to net income of $4.7 million for the 9M FY21, a change principally attributable to the reduction in Other Income to a loss position caused by the drop in operating income, a currency exchange loss and the swing from the forgiveness of the PPP loan one year ago to a legal settlement during the period.
Business Outlook
The extent to which supply chain delays, the Coronavirus, and the transition to 4G/LTE telecommunications technology impact our future operations will depend on numerous factors that we cannot accurately predict. However, we will not match our results for the fiscal year ended September 2021 ("FY21") in the upcoming year ending September 30, 2022 ("FY22"). Despite these short-term challenges faced by companies worldwide, Track Group remains confident that our continued focus on strategic adaptation, and growth, which evidenced success in FY21, will allow us to be well-positioned for a return to growth in FY23.
About Track Group, Inc.
Track Group designs, manufactures, and markets location tracking devices and develops and sells a variety of related software, services, accessories, networking solutions, and monitoring applications. The Company's products and services are designed to empower professionals in security, law enforcement, corrections, and rehabilitation organizations worldwide with single-sourced offender management solutions that integrate reliable intervention technologies to support re-socialization and monitoring initiatives.
The Company currently trades under the ticker symbol "TRCK" on the OTCQX exchange. For more information, visit www.trackgrp.com
Forward-Looking Statements
Any statements contained in this document that are not historical facts are forward-looking statements as defined in the U.S. Private Securities Litigation Reform Act of 1995. Words such as "anticipate," "believe," "estimate," "expect," "forecast," "intend," "may," "plan," "project," "predict," "if", "should" and "will" and similar expressions as they relate to Track Group, Inc., and subsidiaries ("Track Group") are intended to identify such forward-looking statements. These statements are only predictions and reflect Track Group's current beliefs and expectations with respect to future events and are based on assumptions and subject to risks and uncertainties and subject to change at any time. Track Group may from time-to-time update these publicly announced projections, but it is not obligated to do so. Any projections of future results of operations should not be construed in any manner as a guarantee that such results will in fact occur. These projections are subject to change and could differ materially from final reported results. For a discussion of such risks and uncertainties, see "Risk Factors" in Track Group's annual report on Form 10-K, its quarterly report on Form 10-Q, and its other reports filed with the Securities and Exchange Commission under the Securities Exchange Act of 1934. New risks emerge from time to time. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the dates on which they are made.
Non-GAAP Financial Measures
This release includes financial measures defined as "non-GAAP financial measures" by the Securities and Exchange Commission including non-GAAP EBITDA. These measures may be different from non-GAAP financial measures used by other companies. The presentation of this
financial information, which is not prepared under any comprehensive set of accounting rules or principles, is not intended to be considered in isolation or as a substitute for the financial information prepared and presented in accordance with generally accepted accounting principles. Reconciliations of these non-GAAP financial measures are based on the financial figures for the respective period.
Non-GAAP Adjusted EBITDA excludes items including but not limited to interest, taxes, depreciation, amortization, impairment charges, gains and losses, currency effects, one-time charges or benefits that are not indicative of operations, charges to consolidate, integrate or consider recently acquired businesses, costs of closing facilities, stock based or other non-cash compensation or other stated cash and non-cash charges (the "Adjustments").
The Company believes the non-GAAP measures provide useful information to both management and investors when factoring in the Adjustments. Specific disclosure regarding the Company's financial results, including management's analysis of results from operations and financial condition, are contained in the Company's annual report on Form 10-K for the fiscal year ended September 30, 2021, and other reports filed with the Securities and Exchange Commission. Investors are encouraged to carefully read and consider such disclosure and analysis contained in the Company's Form 10-K and other reports, including the risk factors contained in such Form 10-K.
SOURCE Track Group, Inc. | https://www.prnewswire.com/news-releases/track-group-reports-3rd-quarter-fiscal-2022-financial-results-301603895.html | 2022-08-11T00:28:38 | en | 0.960748 |
VERO BEACH, Fla., Aug. 10, 2022 /PRNewswire/ -- Watercrest Sarasota Senior Living Community is solidifying their reputation of excellence and distinction amongst senior living communities in Sarasota, Florida and Executive Director, Jennifer Butler is championing that movement.
Butler leads a dedicated team of Watercrest associates implementing signature Watercrest offerings including Live Exhilarated programming, Artful Expressions, Aprons & Appetizers, Personal Life Silhouettes and a host of wellness amenities from the therapeutic Spa W to the lush yoga yard. Watercrest Sarasota is a newly-constructed senior living campus appealing to individuals seeking ingenuity in senior living with plentiful opportunities for socialization, engagement, recreation and new experiences in an innovative and resort-style environment.
Butler not only brings industry knowledge and widespread achievements to her role as Executive Director, but also personal experience which drives her on a daily basis. Jennifer began her senior living career in 2003 as a senior living advisor igniting her passion for the industry, but when her beloved Nana was diagnosed with dementia, Jennifer experienced the disease process firsthand. In a determined effort to expand her industry knowledge, she became a licensed administrator and went on to operate home-health agencies, in-home care agencies, and lead independent living, assisted living, memory care and skilled nursing communities as an executive director.
"Jennifer brings a zest for life and a compassion for seniors which she pours into her associates, residents, and family members to create a culture where service is top notch and our seniors' needs are met on an individualized basis," says Marc Vorkapich, Principal and CEO of Watercrest Senior Living Group. "She has made a significant impact at Watercrest Sarasota and we look forward to her future growth with Watercrest."
Watercrest Sarasota is a luxury senior living campus comprised of 72 independent, 94 assisted living and 32 memory care residences with world-class amenities and exceptional care. The community offers upscale living accommodations, indoor and outdoor fireplaces, grand balconies, multiple dining venues and signature culinary offerings.
Watercrest Sarasota is a signature Watercrest product partnered by Watercrest Senior Living Group and United Properties. The community is ideally located at 4100 University Parkway in Sarasota, Florida. For information, call 941-541-3561.
About Watercrest Senior Living Group
Watercrest Senior Living Group was founded to honor our mothers and fathers, aspiring to become a beacon for quality in senior living by surpassing standards of care, service and associate training. Watercrest senior living communities are recognized for their luxury aesthetic, exceptional amenities, world-class care, and innovative memory care programming offering unparalleled service to seniors living with Alzheimer's and dementia. A 5-time certified Great Place to Work, Watercrest specializes in the development and operations of assisted living and memory care communities and the growth of servant leaders. For information, visit www.watercrestseniorliving.com.
SOURCE Watercrest Senior Living Group | https://www.prnewswire.com/news-releases/watercrest-sarasota-senior-living-community-shines-under-the-leadership-of-executive-director-jennifer-butler-301603876.html | 2022-08-11T00:28:44 | en | 0.935519 |
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ALBUQUERQUE, N.M. (KRQE) – It’s the first day of school for Albuquerque Public School students and parents are already experiencing chaos during pickup at Chaparral Elementary School.
During pickup time the road becomes congested with cars as parents wait to pick up their kids. Some complain their biggest problem is the blind curve on 64th and Milne which many say is an accident waiting to happen. “If you go in that corner you look down by the school entrance there’s a blind spot and you can’t see. We see cars whipping that corner and they see us and they hit the brakes really fast but any given time, if somebody is texting and driving that, can be very dangerous,” said Pedro Jimenez, parent.
Story continues below
- Trending: Son of suspect arrested in murders of Albuquerque Muslim men also in custody
- Albuquerque: Albuquerque safe outdoor spaces closer to becoming a reality
- New Mexico: New Mexico’s acequia ‘customs and traditions are being tested’
- Crime: Suspect arrested in murders of Albuquerque Muslim men
- KRQE En Español: Martes 9 de Agosto 2022
Parents waiting to pick up their kids park their cars lining both sides of the street with many parents ignoring marked no parking signs. Drivers looking to pass through the backed-up congestion are restricted and have to carefully navigate their way through. With the blind curve on 4th street reducing visibility even more, kids, parents, and other drivers are left at risk of getting hit by an oncoming vehicle. “I just wish that parents would pay attention. You have to get in the middle so they can spot you because if you are behind here they won’t see you, you have to get out at least to the second stripe,” said crossing guard Geraldine Lovato.
Two years ago a nearby resident who lives near the elementary school installed a stop sign of their own hoping to reduce potential accidents. However, the city quickly took the sign down saying the area needed a very specific reason based on engineering expertise and traffic studies. A city spokesperson says they will be reaching out to the school so they can remind parents about the rules and safety concerns. If the problem continues they will go out to enforce the parking rules. The city says residents can call 3-1-1 to request a traffic study. | https://www.krqe.com/news/albuquerque-metro/aps-parents-say-pick-up-line-at-chaparral-elementary-school-is-dangerous/ | 2022-08-11T00:29:41 | en | 0.971634 |
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ALBUQUERQUE, N.M. (KRQE) – Wednesday Muhammad Syed’s son — was also arrested. The son is facing federal charges — in connection to guns he purchased last summer.
Shaheen Syed — the murder suspect’s son — is in custody after a special agent with the Bureau of Alcohol, Tobacco and Firearms discovered he gave a false address when buying guns. Police say they’re still combing through evidence to see if Syed’s father did indeed act alone.
The community is still grappling with the loss of four Muslim men – murdered in Albuquerque – as police try to figure out why. “Together they were good people and weren’t known for anything controversial, didn’t have any violent tendencies altogether. I think really good people that we suffered, that we suffered as a loss because of their loss,” said Ahmad Assed – the president of the Islamic Center of New Mexico.
Assed described each victim as good men in their community. “Why we’re disappointed was we could not recognize this person to be a violent person. And so the disappointment is, should we have known more? Should we have picked up on anything?
Previous Coverage:
- August 4: Police: 3 separate murders of Muslim men in Albuquerque could be related
- August 6: Homicide could be connected to other Muslim shootings
- August 7: APD seeks vehicle of interest in homicide investigation
- August 8: Victim’s brother speaks out as police investigate if Muslim murders are connected
- August 8: Muslims fleeing Albuquerque, Afghan community remembers 4th victim
- August 9: Suspect arrested in murders of Albuquerque Muslim men
Muhammad Imtiaz Hussain – the brother of one of the murder victims – Muhammad Afzaal says he was shocked to find out the murder suspect was Muhammad Syed -a man he’s talked with at the mosque and community gatherings. Imtiaz said, “I have met this man on Eid and Ramadan. This month in Islamic Center. I have never gone to his house. I don’t know more details. So for what I know, this was a man, he had family and his kids. He was coming in the Islamic center here.”
Imtiaz has no idea why Syed would want to kill his brother – a well-known, and well-liked city planner in Española. He shares, “It seems to me very complicated, something organized, pre-planned, premeditated, organized and worked out murder plan.”
Syed has had run-ins with the law before. He was arrested in 2020 for resisting and evading officers after police say he ran a red light, refused to pull over, then told police he wanted to go to jail.
In 2017 he was charged with battery. Police say he attacked his daughter’s boyfriend at the time. The boyfriend told police Syed didn’t want him in a relationship with his daughter. Online records show Syed’s daughter and the man got married out-of-state in Cleveland, Ohio four years ago.
Imtiaz says while he knows Syed is behind bars, he still has his worries. “Although there’s generally no fear, but still we are scared that those people who have killed my brother can come after me that he says invites might be the killer is alone might be a group.”
Each of Syed’s previous cases were dismissed in court. Muhammad Syed’s son Shaheen also has a criminal past including battery charges against family members. In late February, officers were called to a southeast apartment because Shaheen was allegedly hitting his father and sister. Shaheen did have an active warrant for this case before his arrest today.
Both Syed and his son are in custody. Shaheen will appear before a federal judge again on Monday. Muhammad is waiting for an appearance on the state’s motion for pre-trial detention. | https://www.krqe.com/news/crime/police-search-for-motive-as-community-grapples-with-murder-of-muslim-men/ | 2022-08-11T00:29:47 | en | 0.987065 |
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Home price growth in May remains strong but decelerated from ‘very high levels’: Case-Shiller
Home prices continued to surge in May, but at a lower rate than what was seen in April, according to the latest S&P CoreLogic Case-Shiller home price index.
Real estate prices surged 19.7% annually in May, down from the 20.6% annual gain recorded for April, Case-Shiller’s U.S. National Home Price NSA index said. On a monthly basis, home prices increased 1.5% from April to May.
"Housing data for May 2022 continued strong, as price gains decelerated slightly from very high levels," Craig Lazzara, S&P Dow Jones Indices (DJI) managing director, said in a statement. "Despite this deceleration, growth rates are still extremely robust, with all three composites at or above the 98th percentile historically."
If you want to take advantage of your rising home equity in today's housing market, you could consider pulling money out of your home through a cash-out refinance. Visit Credible to find your personalized interest rate without affecting your credit score.
MAJORITY OF AMERICANS THINK HOME RENOVATIONS TAKE LONGER THAN PLANNED: SURVEY
Here are the cities with the highest growth
When looking at the top 10 metro areas, house prices rose 19% annually in May, down from 19.6% in April, according to the home price index. When looking at the top 20 largest cities, prices rose 20.5% annually in May, also down from 21.2% in April.
Tampa, Miami and Dallas reported the strongest annual gains in May at 36.1%, 34% and 30.8%, respectively.
"The market’s strength continues to be broadly based, as all 20 cities recorded double-digit price increases for the 12 months ended in May," Lazzara said. "May’s gains ranked in the top quintile of historical experience for 19 cities, and in the top decile for 17 of them.
"However, at the city level we also see evidence of deceleration," he continued. "Price gains for May exceeded those for April in only four cities. As recently as February of this year, all 20 cities were accelerating."
You can take advantage of higher home values by pulling cash from your home through a cash-out refinance. Visit Credible to compare multiple mortgage lenders at once and choose the one with the best rate for you.
HOME PRICE GAINS COOL IN MAY, BUT REMAIN HISTORICALLY HIGH
Home price growth could moderate in the months ahead
Home prices have surged over the past year but this could begin to slow down soon, according to CoreLogic. It recently predicted that home prices will slow to an annual gain of 5% by May 2023 as rising mortgage rates and affordability challenges are expected to cool homebuyer demand.
"We’ve noted previously that mortgage financing has become more expensive as the Federal Reserve ratchets up interest rates, a process that was ongoing as our May data were gathered," Lazzara said. "Accordingly, a more challenging macroeconomic environment may not support extraordinary home price growth for much longer."
The Federal Reserve has raised interest rates four times this year. In July, the Fed raised rates by 75 basis points, marking the largest back-to-back increase in decades. The Fed also raised rates by 75 basis points in June. This will continue to raise mortgage rates, thereby impacting the demand for new homes.
If you want to tap your home equity before interest rates rise higher, you could consider taking out a cash-out refinance. To see if this is the right option for you, contact Credible to speak to a home loan expert and get your questions answered.
Have a finance-related question, but don't know who to ask? Email The Credible Money Expert at moneyexpert@credible.com and your question might be answered by Credible in our Money Expert colum | https://www.fox35orlando.com/money/home-price-growth-declines-may-case-shiller | 2022-08-11T00:30:34 | en | 0.96696 |
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Today’s 20-year mortgage rates climb past 30-year rates | August 10, 2022
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders, all opinions are our own.
Check out the mortgage rates for August 10, 2022, which are mixed from yesterday. (Credible)
Based on data compiled by Credible, two key mortgage refinance rates rose, one fell, and another remained unchanged since yesterday.
- 30-year fixed-rate refinance: 5.125%, down from 5.500%, -0.375
- 20-year fixed-rate refinance: 5.250%, up from 5.000%, +0.250
- 15-year fixed-rate refinance: 4.750%, unchanged
- 10-year fixed-rate refinance: 4.750%, up from 4.625%, +0.125
Rates last updated on August 10, 2022. These rates are based on the assumptions shown here. Actual rates may vary. With 5,000 reviews, Credible maintains an "excellent" Trustpilot score.
What this means: Rates for a 30-year mortgage refinance fell more than a quarter point today. Meanwhile, rates for 20-year terms rose a quarter point, and 10-year rates also edged slightly up. At 5.125%, homeowners looking to refinance to a longer term stand to save the most on interest with 30-year rates. This longer repayment term offers the combination of a relatively low interest rate and manageable monthly payment.
Today’s mortgage rates for home purchases
Based on data compiled by Credible, two key mortgage rates for home purchases have risen and two remained unchanged since yesterday.
- 30-year fixed mortgage rates: 5.125%, up from 5.000%, +0.125
- 20-year fixed mortgage rates: 5.250%, up from 5.000%, +0.250
- 15-year fixed mortgage rates: 4.750%, unchanged
- 10-year fixed mortgage rates: 4.750%, unchanged
Rates last updated on August 10, 2022. These rates are based on the assumptions shown here. Actual rates may vary. Credible, a personal finance marketplace, has 5,000+ Trustpilot reviews with an average star rating of 4.7 (out of a possible 5.0).
What this means: Rates for 20-year mortgages rose a quarter point today, climbing past 30-year rates. With rates for 10- and 15-year loans holding below 5%, borrowers who can afford higher monthly payments should comparison shop and consider shorter repayment terms to find their best possible rate. But with 20-year rates now higher than 30-year rates, buyers who want a longer repayment term should stick with a 30-year mortgage.
To find great mortgage rates, start by using Credible’s secured website, which can show you current mortgage rates from multiple lenders without affecting your credit score. You can also use Credible’s mortgage calculator to estimate your monthly mortgage payments.
How mortgage rates have changed over time
Today’s mortgage interest rates are well below the highest annual average rate recorded by Freddie Mac – 16.63% in 1981. A year before the COVID-19 pandemic upended economies across the world, the average interest rate for a 30-year fixed-rate mortgage for 2019 was 3.94%. The average rate for 2021 was 2.96%, the lowest annual average in 30 years.
The historic drop in interest rates means homeowners who have mortgages from 2019 and older could potentially realize significant interest savings by refinancing with one of today’s lower interest rates. When considering a mortgage refinance or purchase, it’s important to take into account closing costs such as appraisal, application, origination and attorney’s fees. These factors, in addition to the interest rate and loan amount, all contribute to the cost of a mortgage.
Are you looking to buy a home? Credible can help you compare current rates from multiple mortgage lenders at once in just a few minutes. Use Credible’s online tools to compare rates and get prequalified today.
Thousands of Trustpilot reviewers rate Credible "excellent."
How Credible mortgage rates are calculated
Changing economic conditions, central bank policy decisions, investor sentiment, and other factors influence the movement of mortgage rates. Credible average mortgage rates and mortgage refinance rates reported in this article are calculated based on information provided by partner lenders who pay compensation to Credible.
The rates assume a borrower has a 740 credit score and is borrowing a conventional loan for a single-family home that will be their primary residence. The rates also assume no (or very low) discount points and a down payment of 20%.
Credible mortgage rates reported here will only give you an idea of current average rates. The rate you actually receive can vary based on a number of factors.
Factors that influence mortgage rates (and are in your control)
Many factors affect what mortgage interest rate you can qualify for, and some of them are within your control. Improving these factors could help you qualify for a lower interest rate.
- Credit score – Generally, the lowest interest rates go to borrowers with the highest credit scores.
- Debt-to-income ratio – DTI is a percentage that compares your total debts with your income. To calculate DTI, divide your monthly gross income by the total of all your monthly minimum debt payments. Generally, lenders prefer a DTI of 35% or less.
- Down payment amount – Generally, lenders (and many sellers) look favorably on a higher down payment amount. If you put down less than 20% of the home’s purchase price, many lenders will require you to pay for private mortgage insurance, which protects the lender (not you) if you fail to repay the mortgage.
- Home location/price – Interest rates can vary depending on what state you live in and where in the state you’re buying. Likewise, if you need to borrow a lot more than average (a jumbo loan) or very little, you may get a higher interest rate.
- Repayment term – The lowest rates typically come with 10- or 15-year terms, while 30-year terms usually have the highest interest rates.
If you’re trying to find the right mortgage rate, consider using Credible. You can use Credible's free online tool to easily compare multiple lenders and see prequalified rates in just a few minutes.
Have a finance-related question, but don't know who to ask? Email The Credible Money Expert at moneyexpert@credible.com and your question might be answered by Credible in our Money Expert column.
As a Credible authority on mortgages and personal finance, Chris Jennings has covered topics that include mortgage loans, mortgage refinancing, and more. He’s been an editor and editorial assistant in the online personal finance space for four years. His work has been featured by MSN, AOL, Yahoo Finance, and more. | https://www.fox35orlando.com/money/todays-mortgage-rates-august-10-2022 | 2022-08-11T00:30:41 | en | 0.950569 |
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Suspect in Albuquerque Muslim killings denies involvement
A fear of attacks that had rippled through Muslim communities nationwide after the fatal shootings of four men in Albuquerque, New Mexico, gave way to shock and sadness when it turned out the suspect in the killings was himself a Muslim.
Muhammad Syed, 51, of Albuquerque, was arrested Monday after a traffic stop more than 100 miles (160 kilometers) from his Albuquerque home. The Afghan immigrant denied any connection to the crimes that shook the city and its small Muslim community.
In court documents, in fact, he told police that he was so unnerved by the slayings that he was driving to Houston to find a new home for his family.
Mug shot of Muhammad Syed. (Bernalillo County Jail)
But investigators say they have ample evidence to prove his guilt, though they have yet to uncover the motive. The first ambush-style shooting happened in November and was followed by three more between July 26 and Aug. 5.
According to the criminal complaint, police determined that bullet casings found in Syed’s vehicle matched the caliber of the weapons believed to have been used in two of the killings and that casings found at the crime scenes were linked to guns found at Syed’s home and in his vehicle.
Of the more than 200 tips police received, it was one from the Muslim community that led them to the Syed family, authorities said, noting that Syed knew the victims and "an interpersonal conflict may have led to the shootings."
The news of Syed's arrest stunned Muslims in Albuquerque.
"I wanted a little closure for the community, as we saw it going out of hand and people were really panicking, but, I’ll be honest with you, I was shocked," said Samia Assed, a community organizer and member of the Islamic Center of New Mexico.
"I was angry, frustrated," Assed said, adding that she did not want "these heinous crimes to be in any way, in any capacity used to divide a community." But she also said that the Muslim community in New Mexico is "going to have a more united front."
Prosecutors on Wednesday filed a motion to detain Syed without bond pending trial. "He is a very dangerous person, and the only way to protect the community is to hold the defendant in custody," they said.
Authorities seized a 9 mm handgun from his vehicle and found an AK-47-style rifle and a pistol of the same caliber at the family home while serving a search warrant, according to court documents, which indicate the weapons were legally purchased last month. Syed bought the rifle, and his son Shaheen Syed purchased the pistol, at a local gun shop.
On Wednesday, Shaheen Syed was charged by federal prosecutors with providing a false Florida address when he bought two rifles last year. He has denied any role in the killings and has not been charged in connection with them.
RELATED: Muslim man killed in Albuquerque may be linked to other Muslim shooting deaths: police
Muhammad Syed has lived in the United States for about five years, police said. When interviewed by detectives, Syed spoke through a Pashto interpreter and said he had been with the special forces in Afghanistan and fought against the Taliban, the criminal complaint said.
Police say they are looking at a number of possible motives. When asked at a news conference Tuesday if Syed, a Sunni Muslim, was angry that his daughter married a Shiite Muslim, Deputy Police Cmdr. Kyle Hartsock did not respond directly. He said "motives are still being explored fully to understand what they are."
Ahmad Assed, president of the Islamic Center of New Mexico, on Tuesday acknowledged that "there was a marriage," but he cautioned against coming to any conclusions about the motivation of the suspect, who occasionally attended the center’s mosque.
CNN interviewed Syed’s daughter shortly before the announcement of his arrest. She said her husband was friends with two of the men who were killed. She also acknowledged her father initially was upset about her 2018 marriage but recently had been more accepting.
"My father is not a person who can kill somebody," the woman told CNN, which did not disclose her identity to protect her safety. "My father has always talked about peace. That’s why we are here in the United States. We came from Afghanistan, from fighting, from shooting."
In 2017, a boyfriend of Syed’s daughter reported to police that Syed, his wife and one of their sons had pulled him out of a car, punching and kicking him before driving away, according to court documents. The boyfriend, who was found with a bloody nose, scratches and bruises, told police that he was attacked because they did not want her in a relationship with him.
Syed was arrested in May 2018 after a fight with his wife turned violent, court documents said. Prosecutors said both cases were later dismissed after the victims declined to press charges.
Syed also was arrested in 2020 after he was accused of refusing to pull over for police after running a traffic light, but that case was eventually dismissed, court documents said.
The Albuquerque slayings drew the attention of President Joe Biden, who said such attacks "have no place in America." They also sent a shudder through Muslim communities across the U.S. Some people questioned their safety and limited their movements.
"There is no justification for this evil. There is no justification to take an innocent life," Nihad Awad, executive director of the Council on American–Islamic Relations, said at a Tuesday news conference in Washington, D.C. He called the killings "deranged behavior."
The earliest case involves the November killing of Mohammad Ahmadi, 62, from Afghanistan.
Naeem Hussain, a 25-year-old man from Pakistan, was killed last Friday. His death came just days after those of Muhammad Afzaal Hussain, 27, and Aftab Hussein, 41, who were also from Pakistan and members of the same mosque.
Investigators consider Syed to be the primary suspect in the deaths of Naeem Hussain and Ahmadi but have not yet filed charges in those cases.
Ehsan Chahalmi, the brother-in-law of Naeem Hussain, said he was "a generous, kind, giving, forgiving and loving soul that has been taken away from us forever."
Police said they were about to search Syed’s Albuquerque home on Monday when they saw him drive away in a Volkswagen Jetta that investigators believe was used in at least one of the slayings.
___
Dazio reported from Los Angeles and Fam from Winter Park, Florida. Associated Press writer Robert Jablon in Los Angeles and researchers Rhonda Shafner and Jennifer Farrar in New York contributed to this report.
___
Associated Press religion coverage receives support through the AP’s collaboration with The Conversation US, with funding from Lilly Endowment Inc. The AP is solely responsible for this content. | https://www.fox35orlando.com/news/1-suspect-in-albuquerque-muslim-killings-denies-involvement | 2022-08-11T00:30:48 | en | 0.988025 |
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Academy of Country Music Honors to make FOX debut
CHICAGO - FOX is going country this fall. Just in time for the debut of FOX’s new star-studded music drama "Monarch," the network will also air the 15th annual Academy of Country Music Honors on Tuesday, Sep. 13.
Those two great tastes go even better together as "Monarch" star and Grammy nominee Trace Adkins is set to perform at the event, which will also feature performances and presentations from Kelsea Ballerini, Dierks Bentley, Brooks & Dunn, Wynonna Judd, Avril Lavigne, Little Big Town and more.
WATCH FREE ON TUBI: Trace Adkins in "I Can Only Imagine"
Reigning ACM Female Artist of the Year and four-time ACM Award winner Carly Pearce will host the all-star evening, which features live music and tributes celebrating special honorees Miranda Lambert (the ACM Triple Crown Award recipient), Chris Stapleton (the ACM Spirit Award recipient), Shania Twain (the ACM Poet’s Award recipient), Morgan Wallen (the ACM Milestone Award recipient) and the Paramount+ TV show "Yellowstone" (the ACM Film Award recipient).
The Academy of Country Music Honors will air Tuesday, Sept. 13 at 8:00-10:00 PM ET/PT, marking the event’s return to television and the first time the special will air on FOX. Pearce returns for her second year hosting the ceremony and will also grace the stage with a musical performance. Other performers and presenters include The Warren Brothers, Dan + Shay, Jordan Davis, ERNEST, Vince Gill, HARDY, Morgan Wallen and Lainey Wilson. (The full line-up of artists included in the FOX primetime special will be released in the coming weeks.)
WATCH FREE ON TUBI: "Shania Twain: Empowerment"
Adkins, meanwhile, will perform his cover of "A Country Boy Can Survive" from "Monarch," which premieres on FOX on Sunday, Sep. 11 before making its time slot premiere Tuesday, Sept. 20. The new series is a multigenerational family drama about a country music dynasty. It also features Susan Sarandon, Anna Friel and Beth Ditto.
"Country music royalty reigns on FOX this fall, starting with the debut of ‘Monarch,’ the network's new drama about the first family of country music, followed by one of country’s most special nights, ACM Honors," explained Rob Wade, President, Alternative Entertainment and Specials, FOX Entertainment. "This partnership with the Academy of Country Music marks the return to television for this beloved, star-studded event, giving country fans everywhere all the more reason to call FOX home."
WATCH FREE ON TUBI: Susan Sarandon in "Sweet Hearts Dance"
Academy of Country Music CEO Damon Whiteside added, "We are thrilled to bring one of our industry’s favorite and most poignant nights back to primetime television and to kick off our first-ever ACM partnership with FOX. Being our 15th anniversary show makes the return to television even more special and a great opportunity to bring ACM Honors to the fans to experience the admiration and respect that our Country community has for its own through emotional tributes and unique performances."
The 15th Annual ACM HONORS will be held on Wednesday, Aug. 24, at the historic Ryman Auditorium in Nashville. Tickets for the iconic ACM HONORS are currently on sale to the general public at AXS.
MONARCH: L-R: Trace Adkins Anna Friel and Susan Sarandon in the series premiere of Monarch airing Sunday, Sept. 11, immediately following the FOX NFL doubleheader (8:00-9:00 PM ET, and simultaneously to all time zones). It then makes its time period
More country music, streaming free on Tubi
The Dolly Parton Story: From Rags to Rhinestones (2020): This one-hour documentary traces Dolly Parton’s journey from a childhood sharing a bed with several of her 12 siblings (and wearing a certain coat of many colors) to country music fame and mainstream superstardom. Rated TV-PG. 54 minutes. Documentary. Dir: Finlay Bald. Featuring: Dolly Parton, April Watts.
"The Dolly Parton Story: From Rags to Rhinestones " is streaming free on Tubi — get the app
About the Academy of Country Music: Founded in Southern California in 1964 as a regional trade organization, the ACADEMY OF COUNTRY MUSIC (ACM) has grown in the almost-60 years since into a leading association for the Country Music industry. Today, the Academy boasts more than 4,600 professional members nationwide and serves as a powerhouse advocate for Country fans, artists, and all facets of the business, as well as a supporter of philanthropic work through charitable arm ACM LIFTING LIVES, which harnesses the power of the Country Music community and partners to provide aid in times of need, with a focus on health-related initiatives. 2022 continues to be a landmark year for the Academy, with the relocation of the organization’s headquarters to Nashville after decades in Los Angeles, and, in a historic partnership with Amazon, its iconic Academy of Country Music Awards streamed live on Prime Video in 235 territories all over the globe, the first time a major awards show has streamed exclusively. For more information, log onto www.ACMcountry.comor www.ACMLiftingLives.org.
About Tubi: Tubi has more than 40,000 movies and television series from over 250 content partners, including every major studio, in addition to the largest offering of free live local and national news channels in streaming. The platform gives fans of entertainment, news and sports an easy way to discover new content that is available completely free.
Tubi is available on Android and iOS mobile devices, Amazon Echo Show, Google Nest Hub Max, Comcast Xfinity X1, Cox Contour, and on OTT devices such as Amazon Fire TV, Vizio TVs, Sony TVs, Samsung TVs, Roku, Apple TV, Chromecast, Android TV, PlayStation 5, Xbox Series X | S, and soon on Hisense TVs globally. Consumers can also watch Tubi content on the web at http://www.tubi.tv/.
Tubi and this television station are both owned by the FOX Corporation. | https://www.fox35orlando.com/news/academy-of-country-music-honors-to-make-fox-debut | 2022-08-11T00:30:54 | en | 0.918042 |
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Army names Ranger candidates killed by falling tree during mountain training
FORT BENNING, Ga. - The U.S. Army identified two soldiers killed by a falling tree on Tuesday in north Georgia.
Officials said Army Ranger candidates 2nd Lt. Evan Fitzgibbon and Staff Sgt. George Taber died during a weather-induced training hold at Yonah Mountain outside of Dahlonega. Both soldiers were pronounced dead at a hospital.
Three other soldiers were injured. Two were treated for injuries that weren't considered life-threatening while another is hospitalized in stable condition.
An 18-year-old Evan Fitzgibbon shows off his Certification of Appointment to West Point Academy. He would graduate in 2021 and enroll in Ranger School the following year. (Observer Media Group, Florida.)
The Army said Fitzgibbon was a West Point graduate, commissioned in May 2021. He was assigned to the Infantry Basic Officer Leader Course, 199th Infantry "Leader Brigade" at Fort Benning.
Fitzgibbon spoke with the Orange Observer his senior year at Foundation Academy in Winter Garden just after receiving his Certificate of Appointment to West Point. He talked about how prepared to be part of only 10% of applicants accepted to the United States' oldest military academy.
He had joined football team, making team captain his senior year. He joined the Civil Air Patrol, an auxiliary of the U.S. Air Force, and worked his way up through the ranks, even earning the Billy Mitchell Award, given to Civil Air Patrol cadets who complete the second phase of the cadet program. He would earn the rank of commander before leaving for New York.
Taber, 30, enlisted in March 2017 and was assigned to the 7th Special Forces Group at Eglin Air Force Base in Florida. His commander and battalion leader shared their grief on social media.
"We are extremely saddened by the loss of Staff Sgt. George Taber. We extend our sincerest condolences to his family, friends and teammates," Col. Kevin Trujillo, 7th Special Forces Group commander, said. "He was an exemplary Soldier and Green Beret and he will be sorely missed."
Staff Sgt. George L. Taber, 30, enlisted in the U.S. Army March 2017 and was assigned to the 7th Special Forces Group at Eglin Air Force Base in Florida. His commander and battalion leader shared their grief on social media. (US Army)
"Our battalion is devastated by the loss of our teammate. Staff Sgt. Taber was an outstanding Soldier and a model Green Beret," Lt. Col. Brockton Hershberger, 2nd Battalion commander, said. "Our top priority is to support his family in any way we can."
The Army trains on Yonah Mountain including the Ranger School’s Mountain Phase.
FOX 5 Storm Team was tracking a storm cell, which prompted a Severe Thunderstorm Warning from the National Weather Service, over Yonah Mountain.
Minutes later, the White County Emergency Management Office reported downed trees on the mountain but did not report any injuries associated with it. White County Fire Chief Mike LeFevre told FOX 5 Atlanta firefighters received the call around 3:30 p.m.,
The Associated Press contributed to this report. | https://www.fox35orlando.com/news/army-names-ranger-candidates-killed-by-falling-tree-during-mountain-training | 2022-08-11T00:31:00 | en | 0.979245 |
Brevard Sheriff accused of pressuring third candidate to drop from race
TITUSVILLE, Fla. (AP) - A third candidate for public office has come to forward to say a sheriff on Florida’s Space Coast offered help in getting a job in exchange for leaving a race and backing his favored candidate.
Kimberly Musselman, an assistant state attorney in Brevard County, told Florida Today she was asked by Brevard County Sheriff Wayne Ivey to bow out of her race for county judge and endorse a candidate backed by him. In exchange, the sheriff said he could use his influence to help her become the district’s top prosecutor, she said.
After she refused, Ivey urged some of her biggest donors to drop their support, Musselman told Florida Today.
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"My donors dried up real quick," Musselman said.
In response to an inquiry Wednesday, Tod Goodyear, a spokesperson for the Brevard County Sheriff’s Office, said in an email, "We are not commenting at this time."
Two other candidates for public office made similar allegations to FOX 35 News back in July. | https://www.fox35orlando.com/news/brevard-sheriff-accused-of-pressuring-third-candidate-to-drop-from-race | 2022-08-11T00:31:06 | en | 0.974591 |
Casket knocked over during family brawl at Richmond funeral
RICHMOND, Calif. - A large brawl broke out between family members at a funeral in Richmond, ending with a casket being knocked over and an arrest.
According to the Richmond Police Department, the altercation happened Saturday afternoon at Rolling Hills Memorial Park on Hilltop Drive.
Officers said a family member struck another relative with a cane during the fight and that only intensified the situation.
The relative who got hit with the cane, then got into his car and tried to retaliate.
Police said the man tried to run over his target, but missed. Instead, he mowed down another funeral attendee and knocked over their loved one's casket.
In the process the man drove over grass and gravestones, which ruptured a water main. The water ultimately flooded the plot of the funeral director's mother.
The man was given medical treatment for an injury sustained during the fight and then arrested. | https://www.fox35orlando.com/news/casket-knocked-over-during-family-brawl-at-richmond-funeral | 2022-08-11T00:31:12 | en | 0.978286 |
Disney+ to increase prices with new ad-supported subscription
BURBANK, Calif. - Walt Disney Co. said Wednesday it is raising prices for streaming subscribers in the U.S. who want to watch Disney+ without ads, as more viewers switch to what CEO Bob Chapek described as the "best value in streaming."
The price increases are tied to a new tiered service Disney will launch in December for U.S. subscribers. The basic Disney+ service today costs $7.99 per month. Starting in December, that basic service will run ads, so a subscriber who wants no ads will have to upgrade to a premium service that starts at $10.99 per month, a 37.5% rise over current prices. An annual plan will cost $109.99.
"We expect the ad tier to be popular and we expect some people to want to stay with ad-free," Chief Financial Officer Christine McCarthy said on a conference call with analysts.
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Netflix’s most popular streaming plan in the U.S. is now $15.50 per month, and its top-of-the-line plan is $20 per month. That follows several rate hikes to help pay for its original programming, which has become even more important since Disney pulled its programming and classic movies from Netflix after licensing agreements between the companies expired.
Disney said it added 14.4 million subscribers to its Disney+ streaming service in the April-June fiscal quarter. In total, subscribers to all Disney streaming services, which include Hulu and ESPN+, amounted to about 221 million, putting the entertainment giant slightly ahead of Netflix in the streaming wars.
Netflix ended June with 220.7 million subscribers after losing nearly 1 million subscribers in the past quarter.
Disney said paid subscriptions for Disney+ grew by 31%, much of that internationally, over the same time last year. But revenue growth was not as strong due to operating losses from "higher programming and production, technology and marketing costs."
Disney’s growing streaming sales, combined with a recovering theme park business after pandemic-era shutdowns, led the Burbank, California-based entertainment giant to beat Wall Street expectations with quarterly earnings Wednesday.
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Disney reported revenue of $21.5 billion in the three months through July 2, up 26% from the same time last year.
Earnings per share came to $1.09 when excluding certain items. Analysts polled by FactSet projected adjusted earnings of 97 cents per share on revenue of $20.99 billion for the quarter, according to FactSet Research.
Disney said sales at its parks, experiences and products segment grew to $7.39 billion, up 70% from $4.34 billion a year earlier. The numbers represented an ongoing comeback from COVID-19 restrictions that temporarily shuttered all of Disney’s parks in 2020, reduced capacity through much of 2021 and have continued to affect some locations such as Shanghai Disneyland, which was open for just three days in the April-June quarter. | https://www.fox35orlando.com/news/disney-hulu-see-price-hikes-with-new-ad-supported-subscriptions | 2022-08-11T00:31:18 | en | 0.960368 |
Domino's Pizza to close all locations in Italy after 7 years: report
It appears that Domino’s Pizza, Inc. has called it quits in Italy.
The American multinational fast food pizza chain is reportedly shutting down its remaining locations in the world’s pizza capital after seven years of operation, according to Bloomberg News.
Domino’s partnered with ePizza SpA, a national restaurant franchise company, to bring affordable American-style pizza to the European country.
DOMINO'S TESTS VIRAL WATERMELON PIZZA RECIPE WITH ITS OWN TWIST, TIKTOK CREATOR CHIMES IN
However, the company’s goal of opening 880 locations in Italy did not work out in face of the many thriving pizza businesses owned by locals, Bloomberg reports.
Bloomberg also reports that Domino’s hadn’t reached its original goal and has now shuttered the 29 locations that remained standing after the failed expansion.
The stores that appear on the delivery and takeaway location finder on the Domino’s Italia website feature a red-labeled message that states online ordering is currently unavailable.
This message has been applied to more than a dozen locations that are spread out across Rome, Verona, Monza, Torino, Parma and Vincenza.
GRANNY-STYLE SICILIAN PIE RECIPE FROM ARTICHOKE BASILLE'S PIZZA PROMISES CRISP WITH PLENTY OF DOUGH
FOX Business reached out to Domino’s for comment.
In July 2022, the Michigan-based pizza company noted in its Q2 2022 Financial Results that international same-store sales declined by 2.2%, excluding foreign currency impact.
Prior to the Domino’s shutdown, insiders at ePizza SpA said that they believe competition from local mom-and-pop restaurants and the rise of food delivery presented challenges for the American chain, which was noted in the franchisor’s fourth-quarter earnings report from last year, Bloomberg reports.
VIRAL PIZZA HACK HELPS YOU GRAB SLICE WITHOUT TOUCHING THE REST OF THE PIE
Non-pizza-focused American fast food chains have seen some success, however, including McDonald’s, Burger King and Kentucky Fried Chicken.
Pizza is known to many as a staple dish in Italian cuisine. The sauce-covered and cheesy flatbread can be traced back to the Neapolitan Middle Ages, according to Encyclopedia.com.
Italy has an estimated 63,000 pizzerias, according to an article published by Italy Segreta – a monthly lifestyle magazine focused on Italian food and travel.
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The global pizza market is expected to reach a $233.36 billion value in 2023 (10.17% compound annual growth rate), according to a market research forecast published by Businesscoot, a French-owned market research and industry report firm.
Read more of this story from FOX Business. | https://www.fox35orlando.com/news/dominos-pizza-to-close-all-locations-in-italy-after-7-years-report | 2022-08-11T00:31:24 | en | 0.940228 |
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Watch at home: ‘Elvis’ is an epic, gaudy biopic fit for a king
Chicago - Editor's note: This review originally ran on June 22, 2022 as "Elvis" hit theaters. It has been republished in light of the film's recent premiere on digital platforms.
The absurdity is part of the point of "Elvis." It’s important to know that going in, otherwise the film’s frenetic opening act might be completely off-putting instead of just mildly overwhelming. Having established his signature glittering style with movies like "William Shakespeare's Romeo + Juliet," "Moulin Rouge!" and "The Great Gatsby," director Baz Luhrmann now turns his camp-flavored maximalism to the King of Rock 'n' Roll, Elvis Presley. And while the result is profoundly uneven, the highs are too high (and too outrageous) to be missed.
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More than just a game-changing musician, Luhrmann sees Elvis as a mythic American figure or maybe even a full-on superhero — and he positions the tone of his film accordingly, somewhere between Orson Welles’ "Citizen Kane" and Sam Raimi’s "Spider-Man" trilogy. It’s exhilarating and exhausting in equal measure, and even Luhrmann’s rhinestone-infused touch can’t quite maintain control of this 159-minute behemoth. The film veers wildly from moments of transcendent style-becomes-substance originality to one boring music biopic convention after another. (One scene is set to a Doja Cat diss track; another features one of the most perfunctory "tragic marital breakup" scenes in biopic history.) Perhaps that’s why "Elvis" somehow contains both one of the best music biopic performances ever captured on film — and one of the worst.
About "Elvis": A hunk, a hunk of burning love
The good belongs to Austin Butler, a former Disney and Nickelodeon tween star who gives such an astoundingly full-bodied performance that it genuinely feels like Elvis possessed his soul to make it happen. The bad, unfortunately, belongs to Tom Hanks, whose cartoonish, fat-suit-clad performance as Elvis’ manipulative manager Colonel Tom Parker is so profoundly miscalibrated it almost seems intentional.
TOM HANKS as Colonel Tom Parker and AUSTIN BUTLER as Elvis in Warner Bros. Pictures’ drama "ELVIS," a Warner Bros. Pictures release. Photo Credit: Courtesy of Warner Bros. Pictures
And maybe it is. There’s an interesting bit of sleight of hand at play with the film’s structure. Though "Elvis" is in many ways a classic birth-to-death biopic that charts nearly every major milestone in Elvis’ life, it’s the Colonel’s over-the-top narration that actually drives the story, as the former carnival barker retells Elvis’ story in larger-than-life fashion. Luhrmann is less interested in Elvis as a three-dimensional human being than as an icon and a cultural object — a side show act, as the Colonel puts it. And that frees up Butler to operate as a character actor rather than a conventional leading man, which, more than anything, is key to making his performance work.
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Though one or two scenes suggest there are some limits to what Butler can do when it comes to conveying dramatic narrative weight through dialogue, his enthralling physical performance fits perfectly with Luhrmann’s take on Elvis as a man of few words but deep soul. Whether he’s drawling out a plaintive "momma" or causing mass hysteria with his signature pelvis "wiggle," Butler doesn’t so much act the role as embody it. And if Hanks’ caricatured turn was somehow key to unlocking Butler’s subtler showmanship, maybe it was worth it.
See "Elvis" for: Its singular central performance
AUSTIN BUTLER as Elvis in Warner Bros. Pictures’ drama "ELVIS," a Warner Bros. Pictures release. Photo Credit: Courtesy of Warner Bros. Pictures
Particularly impressive is the way Butler subtly evolves Elvis’ physicality over his decade-spanning career, from the electric impulsivity of his livewire 1950s performances to the swagger of his 1960s Hollywood years and the gaudy confidence (and eventual sad decline) of his 1970s Vegas reinvention. In fact, there’s so much to cover in Presley’s culture-shifting career that you almost wish Luhrmann had just gone all-out and made this a two-part epic to really give each era its due. As is, the movie sags a bit in the middle, which is also where you can most directly feel that it was created with the approval of Presley’s living family members, who have a vested interest in protecting his image. (Using the Colonel as a catch-all villain is an easy cheat code for hagiography.)
Luhrmann is on steadier ground in the ‘50s and ’70s portions, where he finds thematic focus in charting the invention and reinvention of Presley’s onstage persona. If there’s one thing Luhrmann understands, it’s showmanship. And "Elvis" is at its best when it’s exploring the unique mix of instinct, ambition, timing and obsession with dazzling an audience that fueled the unprecedented success of its titular figure.
WATCH FREE ON TUBI: "Elvis Presley: Lives On"
It’s onstage that Butler is truly transcendent, blending teenybopper naïveté with pop punk flair and glam rock sexuality. (He provided much of his own singing for the 1950s portion of the film.) Lurhmann is less interested in realism than in capturing what it felt like to watch Elvis perform. He depicts the screams the real-life Presley famously evoked from his audience as a kind of spiritual ecstasy that overtakes the crowd one by one, like worshippers fainting at a revival.
The early portion of the film is also refreshingly frank about how much Elvis’ success came about because he was a white face who could add a bit of country flair to Black rhythm and blues music. (In one sharply observed satirical moment, the Colonel’s eyes practically bulge out of his head when he realizes he’s found a socially acceptable way to sell Black music to white audiences in segregated America.) Lurhmann — who previously co-created the hip-hop origin story series "The Get Down" — makes an earnest effort to highlight Elvis’ Black contemporaries, from famous musicians like B.B. King (Kelvin Harrison Jr.) and Little Richard (Alton Mason) to lesser known influences like Willie Mae "Big Mama" Thornton (Shonka Dukureh), Sister Rosetta Tharpe (Yola Quartey) and Arthur Crudup (Gary Clark Jr.). But it’s a throughline that passes too quickly as the overstuffed "Elvis" moves on to its next big idea about Presley’s career.
YOLA as Sister Rosetta Tharpe in Warner Bros. Pictures’ drama "ELVIS," a Warner Bros. Pictures release. Photo Credit: Kane Skennar
WATCH FREE ON TUBI: "Elvis: Behind Closed Doors"
For better and often for worse, Lurhmann stakes his claim in breadth over depth. Still, that "more is more" approach is fitting for a movie that’s far more interested in exteriority than interiority. Lurhmann uses every cinematic device in the book to bring Elvis’ story to life — from 1940s comic book panels that represent Elvis’ childhood dreams to technicolor 1960s movie credits that cover his film career. And though "Elvis" has too much on its mind to really function as a cohesive story, what Lurhmann’s expansive, hyperactive approach lacks in unity, it makes up for in the director’s clear love of his central figure, which only seems to grow deeper the gaudier and more glittering Elvis’ jumpsuits become.
While Hanks’ performance feels unmoored amidst Luhrmann’s signature melodramatic excess, Butler knows just how to operate within it — somehow grounding the film and sending it soaring all at once. His version of Elvis is a god onstage and a himbo off it, yet equally compelling in both modes. It’s one of the performances of the year in a movie that’s often messy but seldom dull. Long live the King, indeed.
Grade: B+
AUSTIN BUTLER as Elvis in Warner Bros. Pictures’ drama "ELVIS," a Warner Bros. Pictures release. Photo Credit: Hugh Stewart
Rated PG-13. 159 minutes. Dir: Baz Luhrmann. Featuring: Austin Butler, Tom Hanks, Olivia DeJonge, Helen Thomson,Richard Roxburgh, Luke Bracey, David Wenham, Natasha Bassett, Kelvin Harrison Jr., Kodi Smit-McPhee.
Make it a double feature with "Gone Before Her Time: When The Music Stopped ," streaming free on Tubi
Gone Before Her Time: When The Music Stopped (2022): This two-hour music documentary special celebrates the influences, controversies and legacies of four iconic female performers whose lives tragically ended at the peaks of their careers — vocalists so big, we only need their first names to conjure their music in our ears: Amy (Winehouse), Aaliyah (Dana Haughton), Left Eye (Lopes) and Selena (Quintanilla-Perez). "Gone Before Her Time" is a Tubi Original. Rated TV-14. 87 minutes. Documentary.
"Gone Before Her Time: When The Music Stopped" is streaming free on Tubi — get the app
How to watch "Elvis"
"Elvis" is currently available to rent or buy on VOD. It will be released on 4K Blu-ray, Blu-ray and DVD on Sept. 13.
About the writer: Caroline Siede is a film and TV critic in Chicago, where the cold never bothers her anyway. A member of the Chicago Film Critics Association, she spent four years lovingly analyzing the romantic comedy genre one film at a time in her column When Romance Met Comedy for The A.V. Club. She also co-hosts the movie podcast, Role Calling, and shares her pop culture opinions on Twitter (@carolinesiede).
About Tubi: Tubi has more than 40,000 movies and television series from over 250 content partners, including every major studio, in addition to the largest offering of free live local and national news channels in streaming. The platform gives fans of entertainment, news and sports an easy way to discover new content that is available completely free.
Tubi is available on Android and iOS mobile devices, Amazon Echo Show, Google Nest Hub Max, Comcast Xfinity X1, Cox Contour, and on OTT devices such as Amazon Fire TV, Vizio TVs, Sony TVs, Samsung TVs, Roku, Apple TV, Chromecast, Android TV, PlayStation 5, Xbox Series X | S, and soon on Hisense TVs globally. Consumers can also watch Tubi content on the web at http://www.tubi.tv/.
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Are there any home-loans that compound every quarter or half-year or annually?
Asking for a friend who keeps bugging my other friend to give them money to buy a house, and the friend doesn't want to lose money off interest, so they want someone else to give them money, but I am not stupid enough to not realize that if they could obtain a loan that compounds every year rather than every month, sell their house before the loan compounds and pay zero interest. | https://money.stackexchange.com/questions/152115/are-there-any-home-loans-that-compound-every-quarter-or-half-year-or-annually | 2022-08-11T00:31:33 | en | 0.984413 |
‘E.T.’ returns to select theaters for its 40th anniversary
Forty years after Steven Spielberg’s "E.T. The Extra-Terrestrial" captured hearts around the world, the iconic film is returning to the big screen.
On August 12, the digitally remastered film will be released in select IMAX theaters.
WATCH: Tubi’s collection of free kids and family entertainment — get the app
"Steven Spielberg redefined modern cinema and ushered in a new era of bold, swing-for-the-fences filmmaking, and the IMAX Experience has expanded around the world because of the trail blazed by films like E.T.," Megan Colligan, president of IMAX Entertainment, said in a news release.
Released in the summer of 1982, "E.T. The Extra-Terrestrial" tells the story of a child alien (E.T.) accidentally left behind on Earth by his parents, and the friendship he forms with 10-year-old Elliot, played by Henry Thomas. The film also stars Drew Barrymore and Robert MacNaughton.
WATCH FREE ON TUBI: Drew Barrymore and Keanu Reeves in family musical "Babes in Toyland"
It was the highest grossing film of the year in 1982, winning four Academy Awards and nine Oscar nominations, including Best Picture. E.T. surpassed "Star Wars" to become the highest grossing movie in history until "Jurassic Park" took the title a decade later.
RELATED: ‘Batgirl’ movie killed by Warner Bros. despite costing nearly $100M
Universal Pictures is also celebrating the 47th anniversary of the hit movie "Jaws" with an IMAX and RealD 3D release on Sept. 2.
WATCH FREE ON TUBI: "Jaws," "Jaws 2" and many other shark-fin-filled movies
About Tubi: Tubi has more than 40,000 movies and television series from over 250 content partners, including every major studio, in addition to the largest offering of free live local and national news channels in streaming. The platform gives fans of entertainment, news and sports an easy way to discover new content that is available completely free.
Tubi is available on Android and iOS mobile devices, Amazon Echo Show, Google Nest Hub Max, Comcast Xfinity X1, Cox Contour, and on OTT devices such as Amazon Fire TV, Vizio TVs, Sony TVs, Samsung TVs, Roku, Apple TV, Chromecast, Android TV, PlayStation 5, Xbox Series X | S, and soon on Hisense TVs globally. Consumers can also watch Tubi content on the web at http://www.tubi.tv/.
Tubi and this television station are both owned by the FOX Corporation. | https://www.fox35orlando.com/news/et-extra-terrestrial-movie-theaters-40th-anniversary-imax | 2022-08-11T00:31:37 | en | 0.930979 |
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Explosion kills 3, damages 39 homes in Indiana
EVANSVILLE, Ind. (AP) - Three people were killed Wednesday when a house exploded in the southern Indiana city of Evansville, authorities said.
Dave Anson, chief deputy coroner for Vanderburgh County, told The Associated Press that the identities of the people who died would not be released until the next of kin has been notified.
Evansville Police Department spokeswoman Sgt. Anna Gray said at least one other injury was reported and that victim was taken to a local hospital for treatment.
RELATED: 'It's not a good feeling': Pilot, passenger unharmed after small plane lands on 91 Freeway in Corona
Evansville Fire Department Chief Mike Connelly said a total of 39 houses were damaged by the explosion at around 1 p.m. He said the department has not confirmed how many of the houses were occupied when the explosion happened because "some were too unstable to enter."The cause of the explosion has not been determined, but the Bureau of Alcohol, Tobacco, Firearms and Explosives was investigating.
"Debris is strewn over a 100-foot (30-meter) radius," including "typical construction materials" such as wooden boards, window glass and insulation, Connelly said.
Aerial video posted on social media shows damage in a residential neighborhood with police and fire vehicles on the scene in Evansville, on the Kentucky border.
CenterPoint Energy, the local gas utility, was last called to the home in January 2018, Connelly said. CenterPoint issued a statement saying it "worked with first responders to secure the area."
"CenterPoint Energy is working closely with the Evansville Fire Department, State Fire Marshal and other agencies as the investigation of this incident continues," the utility said.
Jacki Baumgart, an office manager at Award World Trophies about two and a half blocks from the site of the explosion, said she and other employees in their building panicked when they heard the loud blast and saw smoke.
RELATED: Hopkins house explosion: Gas leak from faulty installation likely the cause
"We thought a tree fell on the building or a car ran into the place," Baumgart said. "Debris from the ceiling came down."
She continued: "Everybody here immediately ran out of the building. We thought the building was going to come down."
It was the second house explosion in the area in just over five years. A house explosion on June 27, 2017, killed two people and injured three others.
Wednesday’s explosion also brought to mind a massive blast in 2012 that destroyed or damaged more than 80 homes on Indianapolis’ south side and killed two people. A man was convicted of tampering with a natural gas line at his then-girlfriend’s home in an attempt to commit insurance fraud, with the explosion killing two next-door neighbors. That man, his half-brother and girlfriend all received long prison sentences. | https://www.fox35orlando.com/news/explosion-kills-3-damages-39-homes-in-indiana | 2022-08-11T00:31:44 | en | 0.981531 |
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Florida Democrats outnumber Republicans in mail voting
TALLAHASSEE, Fla. - With Democrats outdistancing Republicans, nearly 930,000 Floridians had voted by mail as of Wednesday morning in the Aug. 23 primary elections.
Data posted on the state Division of Elections website showed that a reported 929,569 vote-by-mail ballots had been cast, including 424,528 by registered Democrats. Another 355,555 had been cast by registered Republicans, while 138,506 had come from unaffiliated voters and 10,980 had come from third-party voters.
About 3.16 million vote-by-mail ballots remained outstanding. The totals do not include in-person early voting, which started in parts of the state Monday and will be statewide Saturday. | https://www.fox35orlando.com/news/florida-democrats-outnumber-republicans-in-mail-voting | 2022-08-11T00:31:50 | en | 0.976573 |
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Florida’s Parental Rights in Education law fueled anti-LGBTQ hate online, LGBTQ advocacy group says
Research by one organization that analyzed social media posts finds that hateful references to gays, lesbians, and other LGBTQ people surged online after Florida passed a law that bars instruction on sexual orientation and gender identity in kindergarten through third grade.
References to pedophiles and "grooming" rose by more than 400% in the month after Florida’s "Parental Rights in Education" measure was approved, according to a report released Wednesday by the Human Rights Campaign, one of the nation’s largest LGBTQ advocacy groups, and the Center for Countering Digital Hate, a nonprofit group that tracks online extremism.
Critics dubbed it the "Don’t Say Gay" bill. It spurred a massive controversy that included Florida Republican lawmakers voting to dissolve a special taxing district that benefits Walt Disney Co. That move came after Disney officials criticized the education law.
The measure, passed by the Florida Legislature on March 8 and signed by Republican Gov. Ron DeSantis on March 28, says school teachers cannot discuss gender identity or sexual orientation with their young students. Supporters have said decisions about talking about sexual orientation should be left to parents, not teachers. Critics have said the law sends a hateful message about LGBTQ people.
MORE HEADLINES:
- Florida's controversial 'Don't Say Gay' law could face lawsuit
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- Biden admin says it will monitor Florida parental rights law to ensure no Civil Rights violations
- Gay couple attacked, accused of having monkeypox in Northwest DC
The researchers who compiled the report found that the 500 most-viewed tweets that mentioned "grooming" were viewed more than 72 million times between January and July.
Influential conservatives drove much of the increase, the researchers found, through their own posts or by liking or forwarding posts from others. They include U.S. Reps. Lauren Boebert, R-Colo., and Marjorie Taylor Greene, R-Ga., and DeSantis’ press secretary, Christina Pushaw, who was criticized for a social media post in March that compared criticism of the bill to pedophilia itself.
"If you’re against the Anti-Grooming Bill, you are probably a groomer or at least you don’t denounce the grooming," Pushaw tweeted.
In response to questions about the report, Pushaw said the Human Rights Campaign and other critics of Florida’s new law are the ones linking it to LGBTQ people.
"There are groomers of all sexual orientations and gender identities. My tweets did not mention LGBTQ people at all," she wrote in an emailed statement.
The authors of the report warn that the increased anti-LGBTQ rhetoric is inciting hatred that could lead to violence. They said social media platforms must do more to enforce their own policies on hate speech. Researchers said they reported 100 of the most hateful tweets they saw on Twitter and only one was removed.
"Online hate and lies reflect and reinforce offline violence and hate," said Imran Ahmed, CEO of the Center for Countering Digital Hate. "The normalization of anti-LGBTQ+ narratives in digital spaces puts LGBTQ+ people in danger."
Messages left with Twitter, Boebert and Greene by the Associated Press were not immediately returned. | https://www.fox35orlando.com/news/floridas-parental-rights-in-education-law-fueled-anti-lgbtq-hate-online-lgbtq-advocacy-group-says | 2022-08-11T00:31:56 | en | 0.961078 |
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Gas drops below $4 a gallon average for first time since March, one analysis shows
The national average price for a gallon of regular gas has dropped below $4 for the first time since early March, according to a GasBuddy analysis.
GasBuddy Head of Petroleum Analysis Patrick De Haan released a YouTube video explaining where he thinks gas prices are heading.
"I do believe, for now at least, that the national average will continue to decline...will probably go down another 10 or 25-cents a gallon over the next couple of weeks," he said.
RELATED: US inflation slips from 40-year peak but remains high at 8.5%
However, he cautioned that hurricane season could increase prices again.
Meanwhile, auto club AAA has the national average at $4.01 a gallon. AAA said the record-breaking high gas prices kept many drivers off the road for much of the summer.
Gas prices dropped from $5 a gallon, on average, in mid-June to $4.20 by the end of last month, and were just $4.01 on Wednesday, according to AAA. Oil prices have also fallen, and cheaper gas will likely pull down inflation this month as well, economists said.
July jobs breakdown: Which industries hired the most workers last month?
"Oil is the primary ingredient in gasoline, so less expensive oil is helpful in taming pump prices," Andrew Gross, AAA spokesperson, said in a news release. "Couple that with fewer drivers fueling up, and you have a recipe for gas prices to keep easing."
Last month’s declines in travel-related prices helped lower core inflation, a measure that excludes the volatile food and energy categories and provides a clearer picture of underlying price trends. Core prices rose just 0.3% from June, the smallest month-to-month increase since March. Compared with a year ago, core inflation amounted to 5.9% in July, the same year-over-year increase as in June.
But there’s optimism that inflation may have peaked.
Consumer prices jumped 8.5% in July compared with a year earlier, the government said Wednesday, down from a 9.1% year-over-year increase in June. On a monthly basis, prices were unchanged from June to July, the first time that has happened after 25 months of increases.
RELATED: How to recession-proof your life
Americans are still absorbing bigger price increases than they have in decades. Grocery prices jumped 1.1% in July and are 13% higher than a year ago, the largest year-over-year increase since 1979. Bread prices leaped 2.8% last month, the most in more than two years. Rental and medical care costs rose, though slightly less than in previous months.
President Joe Biden has pointed to declining gas prices as a sign that his policies — including large releases from the nation’s strategic oil reserve — are helping lessen the higher costs that have hurt household finances, particularly for lower-income Americans and Black and Hispanic households.
The Associated Press contributed to this report. This story was reported from Los Angeles. | https://www.fox35orlando.com/news/gas-drops-below-4-a-gallon-average-for-first-time-since-march-one-analysis-shows | 2022-08-11T00:32:02 | en | 0.973579 |
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Kiely Rodni surveillance photo shows Truckee teen hours before disappearance
A new photo of Kiely Rodni shows the missing 16-year-old hours before she vanished on August 6 in Truckee.
The missing teen was last seen at a party at a campground, but the security camera image shows her earlier in the night at a Truckee business.
The picture shows Kiely in a black bodysuit, green pants and black Vans shoes as she stood among racks of apparel and other merchandise. That photo was taken hours before she attended a party with hundreds of other young people at the Prosser Family Campground, according to the Placer County sheriff's office.
Kiely Rodni, 16, is seen on surveillance video hours before she vanished after attending a party at a Truckee campground on Aug. 6, 2022.Photo: Placer County Sheriff
The search for Kiely has widened in recent days with 265 officers from local, state, and federal agencies combing the campground and other nearby areas. Dive teams have started searching the Prosser Reservoir for signs of her or her Honda CRV, which has also not been found.
Kiely texted her mother to say she was going home from the party. Her cellphone pinged shortly after that, but has been inactive for days, the sheriff's office said.
The sheriff's office has reportedly said they were looking to see if Kiely had been abducted, although officials said Tuesday that this was still a missing person case.
Her mother had made a heartfelt plea for her return in a video released earlier this week.
"We just want her home. We're so scared. We miss her so much and we love her," her mother Lindsey Rodni-Nieman said as she choked back tears in a video shared by the sheriff's office. "Kiely, we love you, and if you see this, please just come home. I want nothing more than to hug you." | https://www.fox35orlando.com/news/kiely-rodni-surveillance-photo-shows-truckee-teen-hours-before-disappearance | 2022-08-11T00:32:08 | en | 0.982217 |
The rest of the workweek will feature seasonably hot temperatures under partly cloudy skies with isolated to scattered showers and thunderstorms each afternoon. Rain chances are highest Wednesday along and south of the I-20 corridor, then across Central Texas Thursday and Friday.
Not everyone will see rain. The primary threats with the storms will be gusty winds, brief downpours, and lightning. | https://www.fox44news.com/news/local-news/local/weather/wednesday-evening-forecast-with-chief-meteorologist-mike-lapoint-108/ | 2022-08-11T00:32:09 | en | 0.941415 |
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OC mom accused of pouring Drano into husband's lemonade
IRVINE, Calif. - An Irvine dermatologist and mother of two was arrested on suspicion of poisoning her husband by allegedly spiking his drinks with dangerous household chemicals on multiple occasions.
Irvine police arrested 45-year-old dermatologist Dr. Yue Yu, who also goes by Emily, after her husband had reportedly fallen ill over the course of a month and became suspicious that his wife was responsible for his illness. In an order of protection filed by the husband, he claims that on three separate occasions, he caught her on surveillance video pouring Drano, a chemical drain cleaner, into his lemonade, "(I drink it while it's hot)," he wrote in a petition to the court.
After the husband, who is a radiologist, noticed "a chemical taste" in his lemonade and was diagnosed with ulcers, gastritis and esophagitis, he put cameras in place to record his wife, according to the filing.
Photos shared with FOX 11 show the woman pouring liquid from a big red container.
According to the filing, the couple was married in 2012 and has two children, a daughter and son who are 8 and 7 years old.
"After the children were born, I became concerned about Emily’s behavior," the husband wrote.
He claims that she began hiding money from him and in one situation, she allegedly demanded that he give her a massage, and he declined because he was sick.
"She stepped on my head until I did," he alleged.
He went on to further alleged that he was being abused, "both verbally and emotionally" by his wife and his mother-in-law. He also claims that the pair were also verbally and physically abusive to the couple's children.
In his application for a restraining order, he is also seeking sole custody of the kids.
Detectives served a search warrant at the couple’s home and arrested Yu. She was booked into the Orange County Jail but was released Friday on $30,000 bond, according to the District Attorney’s Office. She’s due back in court on Nov. 3.
David Wohl, Yu's Attorney, called the allegations "false" in a statement to FOX News and said they are motivated by a recent divorce filing and child custody case between the couple.
"Ms. Emily Yu vehemently and unequivocally denies ever attempting to poison her husband or anyone else," he told Fox News Digital in a statement Tuesday. "As a well-respected physician, her goal as always been to help people and never to harm people. Accordingly, she also strongly denies her husband's claims of abusing him and their children emotionally and physically."
"We are reviewing the evidence in the case to see what charges can be proven beyond a reasonable doubt," a spokesperson for the DA’s office said.
The victim sustained significant internal injuries but is expected to recover. | https://www.fox35orlando.com/news/oc-mom-pour-drano-husband-lemonade-court-docs | 2022-08-11T00:32:14 | en | 0.991606 |
Waco (FOX 44) — The Waco McLennan County Public Health District says two new cases of monkeypox have been reported.
A commercial lab performed preliminary tests that came back positive for the disease. Last week, the district reported two other cases of monkeypox and the first case in the county surfaced in July.
The Health District is conducting contact investigations. Both cases are unrelated adult male McLennan County residents.
To learn more about monkeypox, you can visit the health district’s website.
Signs and symptoms of this illness typically include a rash that can look like pimples or blisters on the face, inside the mouth, and on other body parts; fever; headache; muscle aches; backache; swollen lymph nodes; chills; or exhaustion.
HOW IT SPREADS
Monkeypox is spread in many different ways. Here are the most common person to person methods:
- direct contact with the infectious rash, scabs, or body fluids
- respiratory secretions during prolonged, face-to-face contact, or during close physical contact
- touching items (such as clothing or linens) that previously touched the infectious rash or body fluids
- pregnant people can spread the virus to their fetus through the placenta
PREVENTING THE SPREAD
Here is what you can do to prevent getting monkeypox:
- Avoid close, skin-to-skin contact with people who have a rash that looks like monkeypox
- Do not touch the rash or scabs of a person with monkeypox
- Do not have close physical contact with someone with monkeypox
- Do not share eating utensils or cups with a person with monkeypox
- Do not handle or touch the bedding, towels, or clothing of a person with monkeypox
- Wash your hands often with soap and water or use an alcohol-based hand sanitizer | https://www.fox44news.com/news/local-news/mclennan-county/new-cases-of-monkeypox-reported-in-waco-mclennan-county/ | 2022-08-11T00:32:15 | en | 0.932646 |
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Plane flies over Trump's Mar-a-Lago estate with 'ha ha ha ha ha' banner
PALM BEACH, Fla. - Two days after federal agents searched former President Donald Trump's Mar-a-Lago estate, a pilot flew over the South Florida property — apparently to rub salt in the wound.
Video cameras recorded a small yellow plane flying above the Palm Beach resort on Wednesday, with a banner that read, "ha ha ha ha ha" being pulled behind it.
FBI agents executed a search warrant at the resort in Palm Beach on Monday as part of an investigation into whether Trump took classified records from the White House to his Florida residence, a move that represents a dramatic and unprecedented escalation of law enforcement scrutiny of the former president.
PREVIOUS: Trump says FBI searched Mar-a-Lago estate in major escalation of probe
Trump, who disclosed the search in a lengthy statement, asserted that agents had opened up a safe at his home and described their work as an "unannounced raid" that he likened to "prosecutorial misconduct."
A pilot flew a plane carrying a banner with the message "ha ha ha ha ha" over former President Donald Trump's Mar-a-Lago estate following the FBI's execution of a search warrant at the Palm Beach, Florida property.
"These are dark times for our Nation, as my beautiful home, Mar-A-Lago in Palm Beach, Florida, is currently under siege, raided, and occupied by a large group of FBI agents," Trump wrote. "Nothing like this has ever happened to a President of the United States before."
He continued, "After working and cooperating with the relevant Government agencies, this unannounced raid on my home was not necessary or appropriate."
RELATED: Florida politicians react to federal raid at Mar-a-Lago estate
The search intensifies the months-long probe into how classified documents ended up in more than a dozen boxes located at Mar-a-Lago earlier this year. It occurs amid a separate grand jury investigation into efforts to overturn the results of the 2020 presidential election and adds to the potential legal peril for Trump as he lays the groundwork for another run.
There are multiple federal laws governing the handling of classified records and sensitive government documents, including statutes that make it a crime to remove such material and retain it at an unauthorized location. Though a search warrant does not suggest that criminal charges are near or even expected, federal officials looking to obtain one must first demonstrate to a judge that they have probable cause that a crime occurred.
Two people familiar with the matter, who spoke on condition of anonymity to discuss an ongoing investigation, said the search happened earlier Monday and was related to the records probe. Agents were also looking to see if Trump had additional presidential records or any classified documents at the estate.
RELATED: FBI's search of Trump's Florida estate: Why now?
Trump has previously maintained that presidential records were turned over "in an ordinary and routine process." His son Eric said on Fox News on Monday night that he had spent the day with his father and that the search happened because "the National Archives wanted to corroborate whether or not Donald Trump had any documents in his possession."
Asked how the documents ended up at Mar-a-Lago, Eric Trump said the boxes were among items that got moved out of the White House during "six hours" on Inauguration Day, as the Bidens prepared to move into the building.
"My father always kept press clippings," Eric Trump said. "He had boxes, when he moved out of the White House."
Florida Gov. Ron DeSantis, a Republican who is considered a potential 2024 presidential candidate, said in a statement on Twitter that it was "an escalation in the weaponization" of U.S. government agencies. Kevin McCarthy, the House Minority Leader, said in a tweet that the Justice Department "has reached an intolerable state of weaponized politicization" and said that if Republicans win control of the U.S. House, they will investigate the department. | https://www.fox35orlando.com/news/plane-flies-over-trumps-mar-a-lago-estate-with-ha-ha-ha-ha-ha-banner | 2022-08-11T00:32:21 | en | 0.969897 |
WACO, Texas (FOX 44) – The Waco Fire Department and members of the community pushed in a new fire truck Wednesday.
The push-in ceremony is a tradition that dates back to the late 1800s, and its something Chief Gregory Summers says he wants to continue doing with the community.
This is the last new truck of seven after the city invested about $5 million. Chief Summers says he’s thankful for that support.
In the 1800’s, fire departments used hand-drawn pumpers and horse-drawn equipment. After a fire call, the horses could not quickly back the equipment into the station after returning. So, they were disconnected from the fire equipment, and firefighters would push the equipment back into the bays themselves. This practice has continued as a way to dedicate new apparatus when placed in service.
Summers says he loves the community aspect of the push in ceremony.
“We want the community to know that our fire station is definitely an extension to the community,” Summers said. “So we reside in these facilities for them to provide them safety. So we want them to know it’s an open door.”
Today’s new truck is an aerial ladder engine. It is a 105 foot aerial ladder truck that replaces a 75 foot long ladder, gaining 30 feet of additional reach.
The new ladder truck is equipped with improved emergency warning lights and sirens, 400 gallons of water, a pump, 85 feet of ground ladders, and a full complement of hoses to support firefighting.
Chief Summers says you primarily have the firefighters pushing the fire trucks, but having the kids do it here in Waco makes the day extremely special. | https://www.fox44news.com/news/local-news/mclennan-county/waco-fire-department-pushes-in-new-truck/ | 2022-08-11T00:32:21 | en | 0.968976 |
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Sturgeon full moon: Last supermoon of 2022 rises Thursday
The last supermoon of the year, also known as the Sturgeon Moon, happens Thursday night and coincides with the peak of the Perseid meteor shower.
Before you get too excited about double celestial events, there is some bad news. The bright full moon will likely hinder those hoping to catch a glimpse of the meteor shower. Meteors are best spotted with a dark sky. Usually, a new moon is best and away from light pollution. In this case, the supermoon won't make good sky-gazing conditions for the Perseids.
PERSEID METEOR SHOWER PEAK: WHEN AND WHERE YOU CAN SEE IT
The Perseids are pieces of the comet Swift-Tuttle, and July 17 to Aug. 24 is the most active time for the meteors. The peak this year, when the most meteors will shoot across the sky, is expected to be Aug. 11 to 13. Unfortunately, the August full moon happens on Aug. 11, which could put a damper on the view.
HOW TO WATCH FOX WEATHER ON TV
According to NASA, the moon will be brighter than anything else in the night sky, washing out all but the most brilliant Perseids as they streak through Earth's atmosphere.
"Sadly, this year’s Perseids peak will see the worst possible circumstances for spotters," NASA astronomer Bill Cooke said in a post. "Most of us in North America would normally see 50 or 60 meteors per hour," he said, "But this year, during the normal peak, the full Moon will reduce that to 10-20 per hour at best."
Thursday's cloud cover forecast by the FOX Forecast Center shows clear sky for the Midwest and Central Plains for the full moon.(FOX Weather)
7 TIPS ON HOW TO PHOTOGRAPH THE MOON
Thursday's cloud cover forecast by the FOX Forecast Center shows a mostly clear sky for the Midwest and Central Plains for the full moon. Chicago and Seattle will have a nice view of the Sturgeon supermoon.
While the full moon is a monthly occurrence, August's full moon is a supermoon, meaning it is closer in its orbit to Earth, making it appear a little larger and brighter in the sky. July's full moon was also a supermoon, the brightest of the year and Augusts's supermoon caps off four for the year.
According to NASA, the full moon will appear 7 degrees above the east-southeast horizon as evening twilight ends at 9:11 p.m. Eastern time. Peak illumination, when the moon will be at its fullest, happens at 9:36 p.m. Eastern. If you look up and left of the moon, Saturn will be just 6 degrees above it.
A lake sturgeon fish. (Image: USFWS)
According to the Farmers' Almanac, the Sturgeon moon gets its name from the large sturgeon fish commonly caught in the Great Lakes and Lake Champlain during this part of the year.
If you plan to observe the meteor shower or the full moon, use the FOX Weather app's "Plan" tab to get updated forecasts leading up to the event for your area. | https://www.fox35orlando.com/news/sturgeon-full-moon-last-supermoon-of-2022-rises-thursday | 2022-08-11T00:32:27 | en | 0.933508 |
(The Hill) – Rep. Jaime Herrera Beutler (R-Wash.) became the latest Republican who impeached former President Trump to lose her primary bid after she conceded on Tuesday night, one week after her primary in Washington State.
Herrera Beutler was one of 10 House Republicans to join all Democrats in voting to impeach Trump for “incitement of insurrection” related to the Jan. 6, 2021, attack on the Capitol. Trump was ultimately acquitted in the Senate, becoming the first president to survive two impeachment trials.
Trump has since used his popularity to influence races across the country as he mulls a third bid for the White House in 2024, and he has taken a particular interest in removing Republicans who impeached him by endorsing and holding rallies for their challengers.
Here’s where the 10 House Republicans who impeached Trump stand.
Rep. Liz Cheney (Wyo.)
Cheney will face primary voters next week in her at-large district, but recent polling indicates she’s facing an uphill battle against the Trump-backed Harriet Hageman.
The Wyoming Republican, in particular, has drawn the ire of Trump and his allies not just for her impeachment vote but also for her role as vice chair on the House select committee investigating Jan. 6. Cheney’s caucus ousted her as conference chair last year.
She has been a vociferous critic of the former president and those in her party who support him, recently calling the GOP “very sick” and saying Republicans can either give their loyalties to Trump or the Constitution.
Trump in late May traveled to Wyoming to stump for Hageman. Hageman also has the support of Rep. Elise Stefanik (R-N.Y.), who became chair of the House Republican Conference after Cheney was ousted from the role, and House Minority Leader Kevin McCarthy (R-Calif.), both of whom delivered video addresses at the rally.
Cheney and some Democratic lawmakers have encouraged Wyoming Democrats to switch parties for the primary election to boost Cheney’s chances. Two House Democrats, Rep. Dean Phillips (Minn.) and Rep. Tom Malinowski (N.J.), recently cut ads in support of the strategy.
Rep. Anthony Gonzalez (Ohio)
Gonzalez, a former NFL player who was first elected in 2018, announced in September 2021 that he would not seek a third term to the House, months after impeaching Trump.
Less than two months after the former president’s second impeachment, Trump endorsed his former aide, Max Miller, in his challenge to Gonzalez.
Gonzalez’s impeachment vote also set off a firestorm among Ohio Republicans, and the Ohio Republican Party’s central committee censured Gonzalez and called for his resignation in May 2021.
Days later, Gonzalez did not hold back and voted alongside 34 other Republicans to establish an independent Jan. 6 commission.
He also voted with a small number of House Republicans to hold Steve Bannon in contempt of Congress for his refusal to cooperate with the House Jan. 6 panel.
Rep. Jaime Herrera Beutler (Wash.)
Herrera Beutler is the latest pro-impeachment Republican to lose her primary.
She conceded on Tuesday evening after facing eight primary opponents, the first major primary challenge to her seat since she took office in 2011. Herrera Beutler’s state party previously rebuked her.
Trump endorsed her top opponent, Joe Kent, a former Green Beret, although The Associated Press has not yet called the race.
“Joe Kent just won an incredible race against all odds in Washington State,” Trump said in a statement on Tuesday. “Importantly, he knocked out yet another impeacher, Jaime Herrera Beutler, who so stupidly played right into the hands of the Democrats.”
Washington operates under a jungle primary system, meaning the two candidates with the most votes advance to the general election regardless of their party affiliation.
Kent is on track to face Democrat Marie Gluesenkamp Perez in November in the district rated “Solid Republican” by the nonpartisan Cook Political Report.
Rep. John Katko (N.Y.)
Katko, who represents Syracuse, N.Y., and other upper parts of the state, announced almost exactly one year after impeaching Trump that he would retire at the end of his term.
He has denied that Trump’s focus on ousting pro-impeachment Republicans factored into his decision to leave the House.
“I was quite certain, even with the redistricting that was done in New York state, that I had a path to victory,” Katko told The Washington Post in March. “And I had a very good path to victory.”
The New York Republican will also step down as chairman of the Republican Governance Group, a caucus of moderate House Republicans he has led since 2017.
Rep. Adam Kinzinger (Ill.)
Like Cheney, Kinzinger did not just impeach the former president but also now serves on the House panel investigating Jan. 6, further infuriating Trump and his allies.
He announced in Oct. 2021 he would retire at the end of the term, which also came after redistricting maps approved by Illinois lawmakers drew him into the same district as Rep. Darin LaHood (R-Ill.), who was endorsed by Trump just before the primary.
LaHood won his primary in June in what is seen as a reliably Republican district.
Rep. Peter Meijer (Mich.)
Meijer became the second pro-impeachment Republican defeated in their primary, losing last week by less than four percentage points to Trump-backed candidate John Gibbs.
Meijer and Kinzinger have condemned the Democratic Congressional Campaign Committee (DCCC) for running an ad they say boosted Gibbs, who has supported Trump’s unfounded claims of election fraud in the 2020 presidential election.
“I would rather lose office with my character intact than stay reelected having made sacrifices of the soul,” Meijer told SiriusXM following his loss.
Rep. Dan Newhouse (Wash.)
Newhouse is so far one of only two pro-impeachment Republicans to survive a primary challenge.
He faced six challengers last week, including Loren Culp, a former police chief backed by Trump, and former NASCAR driver Jerrod Sessler, who was in Washington, D.C. on Jan. 6.
Newhouse’s victory comes after the Washington State Republican Party chastised him for his impeachment vote, calling on him to resign.
In November, he will face Democrat Doug White, although the district is rated as “Solid Republican” by the Cook Political Report.
Rep. Tom Rice (S.C.)
Rice in June became the first Republican who backed Trump’s second impeachment to lose reelection.
Former state Rep. Russell Fry defeated Rice by more than 25 percentage points, or roughly 22,500 raw votes.
His defeat came the same night as South Carolina Republicans narrowly voted to keep Rep. Nancy Mace as their nominee. Mace voted against Trump’s impeachment but criticized his actions surrounding Jan. 6, leading Trump to endorse Mace’s challenger.
Rep. Fred Upton (Mich.)
Upton, the only lawmaker to vote to impeach two presidents, announced in April he was retiring at the end of his term.
A moderate Republican, Upton has bucked his party on impeachment and other issues, like a national red flag law opposed by most members of his caucus.
“He’s had a number of decisive wins where he’s endorsed candidates that they have won,” Upton said of Trump on CNN’s “State of the Union” in June.
“He’s had a few losses as well, but he certainly entertains a majority of the Republican base and will be hard to stop,” he added.
Rep. David Valadao (Calif.)
Valadao served in the House from 2013 to 2019 before being ousted by former Rep. TJ Cox (D-Calif.). In a 2021 rematch, Valadao won back his seat and voted to impeach Trump one day after being sworn in.
Unlike other pro-impeachment Republicans, Trump did not endorse a challenger to Valadao in his primary. McCarthy, the top House Republican and a Trump ally, endorsed Valadao.
Valadao advanced from California’s jungle primary system in June, and he will face California state Assemblymember Rudy Salas (D) in November.
Despite Trump not weighing in on the race, Valadao faces a tough reelection under the newly redrawn maps. The Cook Political Report rates the contest as a “toss up.” | https://www.fox44news.com/news/national-world-news/10-house-republicans-impeached-trump-heres-where-they-stand-now/ | 2022-08-11T00:32:27 | en | 0.9776 |
You need to enable JavaScript to run this app. | https://sportspyder.com/nhl/san-jose-sharks/articles/40358137 | 2022-08-11T00:32:32 | en | 0.738227 |
Texas girl sworn in as police officer before 7th chemo round for neuroblastoma
GRANITE SHOALS, Texas - There's a new officer in Granite Shoals, and she's only five years old.
Isabella was sworn in as a member of the Granite Shoals Police Department during a city council meeting earlier this week before she was due to begin a seventh round of chemotherapy. She received a real GSPD custom-made badge with her name and a purple ribbon in the middle.
Isabella is in the midst of her second battle with neuroblastoma, a cancer that starts in certain very early forms of nerve cells and occurs most often in infants and young children, according to the American Cancer Society.
Granite Shoals Police Sgt Allen Miley, right, pins a custom-made official GSPD police badge on Isabella. (Granite Shoals Police Department)
GSPD Sgt Allen Miley met Isabella near the end of 2020 when he and other officers with the department drove by her home on her birthday as she was ending her first battle with neuroblastoma, says GSPD. In addition to the drive-by, the Granite Shoals Police Officer's Association did a brisket sale fundraiser to help with expenses for the family traveling and staying with her during her treatment.
About a year later, the cancer came back and this time it is considered high-risk. Isabella has gone through six rounds of chemotherapy, says GSPD, and began the seventh round and her second stem cell transplant on Tuesday. The sixth and seventh rounds consist of 30 days straight in the hospital for young Isabella.
The GSPOA and others in the area have donated to help with the family's travel expenses while Isabella is in treatment in Fort Worth, says GSPD. Those also wishing to help can donate to a GoFundMe benefiting her family.
Her family has also been documenting Isabella's fight with neuroblastoma on the Isa's Fight Facebook page. | https://www.fox35orlando.com/news/texas-girl-sworn-in-as-police-officer-before-7th-chemo-round-for-neuroblastoma | 2022-08-11T00:32:34 | en | 0.975741 |
(NEXSTAR) – More streaming services are hiking their subscription prices this year. Disney+, Hulu, and ESPN+, all owned by Disney, will become more expensive in the coming weeks, executives announced Wednesday.
These price hikes come as Disney rolls out an ad-supported Disney+ subscription that it announced earlier this year.
The ad-supported plan will be available starting on Dec. 8, the same day the prices on most plans on Disney’s three streaming services will increase.
According to a Wednesday release, Disney+ with ads will cost $7.99 a month, the current monthly price of the standard no-ad Disney+ plan. If you prefer your Disney+ without ads, that plan will cost $10.99 a month starting in early December, or $109.99 annually.
Here is a breakdown of how much each Disney+, Hulu, and ESPN+ plan currently costs and how much it will cost starting on Dec. 8.
The subscription price hike for ESPN+ will take effect on Aug. 23. Disney announced this change earlier this year. Both Hulu subscription price jumps will be effective starting on Oct. 10.
Disney also allows users to bundle these streaming services. Here’s how those plans will change come December:
And here is how Hulu + Live TV plans will change:
Disney hasn’t announced if the cost for student discounted plans will change.
This isn’t the first price hike we’ve seen to streaming services this year. Netflix raised its monthly costs in January, with prices rising by about $1 to $2, depending on the plan. In February, Amazon Prime’s annual cost jumped – this also impacts streaming through Amazon.
Netflix will add a lower-priced, ad-supported plan soon but an official date hasn’t yet been announced. Disney+ was largely the last ad-free platform – in addition to ESPN+ and Hulu, Peacock already offered an ad-supported plan. While Apple’s streaming service is ad-free, it does have promotions for its own content. | https://www.fox44news.com/news/national-world-news/disney-hulu-espn-prices-to-increase-here-are-the-new-costs-and-when-theyll-change/ | 2022-08-11T00:32:34 | en | 0.941718 |
Trump pleads the 5th. What does it mean? Here's what you should know about the constitutional right he invoked
PHOENIX - On Aug. 10, it was reported that Former President Donald Trump declined to answer any questions while he was questioned under oath in the New York Attorney General's long-running civil investigation into his dealing as a real-estate mogul.
In a statement released on his social media platform, Trump stated: "I declined to answer the questions under the rights and privileges afforded to every citizen under the United States Constitution."
The questioning took place just days after FBI agents searched his Mar-a-Lago estate in Florida as part of an unrelated federal probe into whether he took classified records when he left the White House.
Here's what you should know about the rights and privileges that Trump cited in his decision to not answer questions, as well as the investigation into Trump.
You can refuse to answer questions under oath?
According to Cornell Law School's Legal Information Institute, the 5th Amendment of the United States Constitution provides a number of rights that are relevant to both criminal and civil legal proceedings.
In an overview of the 5th Amendment published on Cornell Law's Legal Information Institute, it is stated legal scholars consider the 5th Amendment contains within five distinct constitutional rights, which includes a right to be protected against forced self-incrimination.
What is forced self-incrimination?
The protection against forced self-discrimination comes from the line in the 5th Amendment that reads: "…nor shall be compelled in any criminal case to be a witness against himself."
In the most direct sense, that means criminal defendants don’t have to give damning testimony in their own cases.
Can a person answer some questions, but not all of them, under the 5th Amendment?
While it is not necessarily all-or-nothing, even deciding to answer selectively could be risky: Responding to one question can enable the other side to argue that the witness can’t refuse to answer other, related questions.
Another concern is that seemingly safe questions could be meant to build evidence about an allegation that’s not on the witness’ radar yet.
What are the limitations?
Under what has become the legal standard, the witness has to be facing a genuine risk of criminal prosecution, said Paul Cassell, a criminal law professor at the University of Utah. That means prosecution on any charge in any U.S. court.
The amendment specifically refers to criminal cases. How can it apply to a civil investigation?
Over time, the 5th Amendment’s protections have been understood to cover witnesses — not just defendants — in criminal and civil courts and other government settings. The Supreme Court has even held that 5th Amendment rights protected the jobs of public employees who were fired after refusing to testify in investigations unless they got immunity from prosecution.
The 5th Amendment also underpins the famous Miranda warning about the right to remain silent and have an attorney on hand while being questioned in police custody.
In this particular case, Trump's lawyers have already asserted that New York Attorney General Letitia James’ civil inquiry is essentially a fact-finding mission for Manhattan District Attorney Alvin Bragg’s parallel criminal probe.
James has said her investigation found evidence that the businessman-turned-politician’s company, the Trump Organization, puffed up the value of real estate assets to snag loans, insurance and tax breaks for land donations.
Trump has denied the allegations, and the Republican has slammed the investigation as a political "witch hunt" by Democratic officials.
Meanwhile, other fruits of James’ probe led the DA’s office to bring criminal tax fraud charges against the Trump Organization and its finance chief. The defendants have pleaded not guilty in that case, which involves claims of off-the-books compensation. Trump himself was not charged in the case.
Could pleading the 5th work against someone?
Legally, it depends.
In a criminal case, prosecutors can’t comment on a defendant’s refusal to testify, and a jury can’t be advised that it’s OK to take defendants’ silence as a sign of guilt.
The Supreme Court has said that allowing that inference penalizes defendants for simply availing themselves of a constitutional protection.
Didn't Trump once said only people with something to hide take the fifth?
Donald Trump, in a photo taken in 2018. (U.S. Air Force photo by Senior Airman Ridge Shan)
In the past, Trump has repeatedly suggested that only people with something to hide avail themselves of the protection against self-incrimination. He once declared that "the mob takes the Fifth."
Trump has undergone many depositions, a legal term for sworn testimony that's not given in court, dating to his career as a real estate developer. He has sometimes seemed to relish giving answers: For example, he said he was "pleased to have had the opportunity to tell my side" last October in a lawsuit brought by protesters who say his security guard roughed them up outside Trump Tower in 2015.
However, it has been noted that during a divorce deposition in 1990, Trump invoked the 5th Amendment to refuse to answer 97 questions.
On Aug. 10, Trump spoke out about his decision to plead the fifth.
"I once asked, ‘If you’re innocent, why are you taking the Fifth Amendment?’ Now I know the answer to that question," he said in his statement, calling the probe "a vindictive and self-serving fishing expedition."
"The United States Constitution exists for this very purpose, and I will utilize it to the fullest extent to defend myself against this malicious attack."
What are lawyers saying about Trump's decision?
New York University law professor Stephen Gillers said he was surprised that Trump had done so, given his previous experience with depositions, a legal term for sworn testimony that's not given in court.
"Jousting with lawyers at depositions, while avoiding lying, is something he's proud of," Gillers said. "Perhaps his lawyers feared that his impetuosity would imperil him."
The Associated Press (AP) contributed to this report. | https://www.fox35orlando.com/news/trump-pleads-the-5th-what-does-it-mean-heres-you-should-know-about-the-constitutional-right-he-invoked | 2022-08-11T00:32:40 | en | 0.977308 |
(NEXSTAR) – Ever wonder why that amazing video you tried to send to friends or relatives showed up minuscule and pixelated? It’s just one of several texting issues that Google blamed Apple for in a blunt message posted on its website Tuesday.
“It’s time for Apple to fix texting,” Google wrote, calling out the Cupertino, California-based company for a variety of user headaches it says are related to Apple’s “outdated” choice of messaging service resulting in a “broken experience.”
Texts among Apple device owners using iMessage are encrypted and show up in blue bubbles; they can be sent via cellular data networks or over Wi-Fi. When an Android device, for instance, that can’t use iMessage enters the conversation, texts are sent via SMS/MMS and show up in green bubbles, without many of the features offered by iMessage.
SMS, which stands for Short Message Service, refers to basic texts, while messages with photos or video are sent via MMS, or Multimedia Messaging Service.
Google uses Rich Communication Services (RCS) for messaging on its Android devices, and is calling on Apple to adopt the same communication protocol to improve the texting experience between Apple and Android devices.
The SMS concept dates back to the 1980s and is the most widely used type of mobile message around the world. On Tuesday, Google called it “out-of-date” and to blame for a number of issues when it comes to Android-iPhone text snafus: Blurry, tiny photos and videos; lack of encryption, no typing indicators, no read receipts and an inability to leave group texts.
While personal frustrations are one thing, some young Android users have reported being ostracized and left out of group texts because their messages “turned the thread green,” leaving white text on a light-colored green background and eliminating some iMessage features.
Analyst Ben Bajarin told Fast Company that his teenage son explained, “we would start a new group chat, and the group would realize I was the reason it was green, and they would start another group chat without me.”
Distaste for green text messages has become fodder for memes and tweets about the social and even romantic stigma some attach to green text bubbles.
“If I give you my number and a green bubble pops up when you text me, I’m (at minimum) already questioning your taste level,” one person quipped.
“can’t believe I kissed a boy w green texts I am so nice that was my act of charity for the year,” another tweeted.
Now, Google hopes to leverage its “Get The Message” campaign – along with videos from from stars such as Vanessa Hudgens and Madelaine Petsch – to pressure Apple into adopting RCS.
“The bad experience you get when texting Android users is created by Apple,” Google claims.
Judging from evidence that surfaced in last year’s court battle with “Fortnite” maker Epic Games Inc., it may prove difficult to shame the Silicon Valley giant into ditching SMS/MMS.
Among the thousands of pages of internal documents revealed during the trial were emails among Apple executives discussing iMessage and Android, according to a January report in the Wall Street Journal.
“In the absence of a strategy to become the primary messaging service for [the] bulk of cell phone users, I am concerned the iMessage on Android would simply serve to remove [an] obstacle to iPhone families giving their kids Android phones,” Craig Federighi, Apple’s chief software executive, wrote in an email in 2013.
In a 2016 email, Phil Schiller, then-head of marketing, told CEO Tim Cook that “moving iMessage to Android will hurt us,” with another executive equating iMessage to “serious lock-in.”
It’s not clear what role the blue-green bubble divide may have played in Apple’s success in the U.S. market, but when it comes to young consumers, the iPhone is the clear sales winner.
In 2021, a study by Consumer Intelligence Research Partners found that over 70 percent of people between 18-24 bought an iPhone, according to the Journal.
Nexstar reached out to Apple for comment on Google’s campaign but did not receive a response. | https://www.fox44news.com/news/national-world-news/green-vs-blue-google-blasts-apple-for-broken-texting-between-iphone-android/ | 2022-08-11T00:32:40 | en | 0.936985 |
Woman alleges San Francisco firefighter injected her with sedative at abortion protest
SAN FRANCISCO - A woman is suing the San Francisco Fire Department claiming a firefighter injected her with a sedative against her will while she was protesting abortion rights at a Warriors game this summer.
Kareim McKnight, who is being represented by well-known civil rights attorney John Burris, filed the federal lawsuit against San Francisco, as well as its police and fire departments on Tuesday, demanding damages for being assaulted and given a drug called Versed – which is a benzodiazepine and can cause drowsiness and relieve anxiety -- without her consent.
San Francisco police and the San Francisco Fire Department referred all comment Wednesday to the city attorney's office. City Attorney David Chiu told KTVU he could not comment because the city had not yet been served.
According to the suit, McKnight and her friend, Amanda Piasecki, were at the Warriors playoff game at Chase Center on June 13 against the Boston Celtics.
Both women were also protesting the Supreme Court's overturning of Roe v. Wade inside the stadium. They carried a banner that read: "Overturn Roe? Hell no!"
As they reached the main floor, the suit states they were met by Allied Universal Security guards who dragged them out of the arena into the stadium garage.
An activist group called Rise Up 4 Abortion Rights Bay Area provided some video of the women being pulled out by their feet by men in suits, which the Burris law firm posted on YouTube.
McKnight then said a security guard put a knee on her back before she was handcuffed. She continued to chant pro-abortion slogans.
"At this time, a San Francisco police officer threatened Ms. McKnight that she would be injected with a sedative if she did not comply," the suit states. "Ms. McKnight strongly refused to be injected with a sedative."
Then, without her consent, a San Francisco fire employee injected McKnight "with a sedative/hypnotic agent against her will while she lay strapped to a gurney," the suit states.
McKnight told Burris she knows what drug she was given because she looked at her medical records. There is also no video that was provided of McKnight being sedated.
The venue is private and the protest came during basketball season's most-watched event. Still, McKnight never threatened anyone or became violent, her legal team said.
The Burris firm also posted video from inside the ambulance, which appears as though McKnight took herself. She is alert and speaking coherently throughout.
"I'm worried about whatever drug they gave me," McKnight is heard saying. "And if it's going to affect me."
A man inside the ambulance notes that she didn't have any kind of reaction.
"If I would have had a reaction then f--- me?" she said. "You just give people drugs and you don't know if they're going to be allergic? It was completely unnecessary to do that. The only person who has been violently attacked in here is me…and you injected me."
She goes on: "And I have to ask? Is this something you would just reserve for Black people? How often do you do this to protesters? Have you ever done this to a protester?"
The employees in the ambulance say something that sounds like "stop talking" to McKnight.
She was taken to Kaiser Hospital, where she was released shortly afterward.
McKnight also took about a 10-minute video of herself from inside the ambulance, talking into her phone about the horrors of the overturning of Roe v. Wade. | https://www.fox35orlando.com/news/woman-alleges-san-francisco-firefighter-injected-her-with-sedative-at-abortion-protest | 2022-08-11T00:32:46 | en | 0.985989 |
(WFLA) — The tropics have remained quiet ahead of hurricane season and one of the reasons is Saharan dust plumes moving off the coast of Africa. Those plumes are also helping limit formation chances for the tropical wave being monitored.
“The National Hurricane Center is really limiting this chance of development because that Saharan dust is keeping it at bay — it’s not allowing it to organize,” said meteorologist Amanda Holly, of WFLA in Tampa. “So we’re not worried about that for now.”
The dry dust that originates from the Sahara Desert helps keep the tropics quiet because tropical systems need moisture to form and strengthen. The winds that push the dust across the Atlantic also help limit organization of tropical systems.
Saharan dust plumes are typically seen in May, June and into July. An uptick in tropical activity is usually seen after — as the statistical peak of hurricane season on Sept. 10 approaches.
But this year, Saharan dust is still blowing into August.
“The Saharan dust has been very thick for us for this time of the year. This looks more like a June Saharan dust plume than an August Saharan dust plume,” said WFLA Meteorologist Rebecca Barry.
So is it uncommon to see plumes this late in the season and is it something we should expect every year?
Barry says so much Saharan dust in the Atlantic right now is unusual, but not impossible.
“It’s certainly late in the season compared to our normal patterns,” she said. “I would not expect this to be considered standard moving forward, but more likely an anomaly.” | https://www.fox44news.com/news/national-world-news/saharan-dust-is-it-normal-to-see-plumes-this-late/ | 2022-08-11T00:32:46 | en | 0.969278 |
EVANSVILLE, Ind. (WEHT) — An explosion rocked an Evansville, Indiana, neighborhood Wednesday, killing three people and damaging nearly 40 homes.
Evansville Fire Chief Mike Connelly said units were dispatched at 12:59 p.m, and quickly arrived on scene just three minutes later.
Chief Connelly said crews conducted searches of houses around the explosion and many of them were empty aside from pets. He said the department has not confirmed how many of the houses were occupied when the explosion happened because “some were too unstable to enter.”
The fire department believed there could be other victims that are unaccounted for as of Wednesday evening.
In addition to the three people who lost their lives, at least one other person was being treated in the hospital.
Evansville Police Department Sgt. Anna Gray said the entire area surrounding the 1000 block of N. Weinbach Avenue was shut down Wednesday afternoon. All fires had been put out.
In total, 39 homes were damaged by the blast, a fire department spokesperson said. Eleven of those homes have been found to be uninhabitable.
Officials said the cause of the explosion is unknown, and an investigation was ongoing. Police were asking people to avoid the area as the investigation continued.
CenterPoint Energy, the local gas utility, was last called to the home in January 2018, Connelly said. CenterPoint issued a statement saying it “worked with first responders to secure the area.”
“CenterPoint Energy is working closely with the Evansville Fire Department, State Fire Marshal and other agencies as the investigation of this incident continues,” the utility said.
It was the second house explosion in the area in just over five years. A house explosion on June 27, 2017, killed two people and injured three others.
Wednesday’s explosion also brought to mind a massive blast in 2012 that destroyed or damaged more than 80 homes on Indianapolis’ south side and killed two people. A man was convicted of tampering with a natural gas line at his then-girlfriend’s home in an attempt to commit insurance fraud, with the explosion killing two next-door neighbors. That man, his half-brother and girlfriend all received long prison sentences.
The Associated Press contributed to this report. | https://www.fox44news.com/news/national-world-news/video-explosion-obliterates-house-in-indiana/ | 2022-08-11T00:32:53 | en | 0.987453 |
AXTELL, TX (FOX 44) — Whenever a new head coach comes into a program, it’s never a guarantee that the players will buy in from day one.
“You go to some places and there’s a little bit of resistance,” said first year head coach Craig Horn. “These guys are hungry to have success and so there’s not a lot of resistance with the change that we’ve brought in.”
One piece of that equation may have to do with the fact that this Axtell team has plenty of experience back in 2022, with 16 of the Longhorns 23 letterman back from last season. With that has come a renewed passion for the sport as well.
“We all look forward to practice this year,” said senior defensive end/wide receiver Chris Gacayan. “Last year we’re always moping around. Now we want to come out, work out, get better and stuff like that.
Axtell will open up its season on Friday, August 26th against Moody. | https://www.fox44news.com/sports/high-school-football/axtell-longhorns-look-to-take-steps-forward-during-2022-season/ | 2022-08-11T00:32:59 | en | 0.975408 |
WASHINGTON (NEXSTAR) — President Joe Biden on Wednesday signed the PACT Act, a bill expanding health care access for veterans exposed to toxic burn pits.
Survivors and the loved ones of victims were at the White House for the emotional ceremony.
Veteran Ken Brownell said the day was “a great emotional release.”
“I’ve been fighting for this for years,” veteran Brandi Benson said.
Before Wednesday, many veterans say they suffered in the shadows.
“This is the most significant law our nation has ever passed to help millions of veterans,” Biden said.
Veteran John Baenen said he and his entire troop returned home with invisible wounds and conditions the VA refused to treat.
“I was 28 years old and did a cat scan … they told me I had the bone structure of a 58-year-old man,” he said. “We’re recognized now. We couldn’t even get the government to recognize us.”
The president said starting immediately, veterans can get coverage for 23 health care conditions that were previously denied.
For Danielle Robinson and many other families, the coverage comes too late. Danielle Robinson is the widow of Heath Robinson, who the bill is named after.
“It’s just bittersweet,” Danielle Robinson said. “He was around a burn pit for three months in Iraq.”
Their daughter was by the president’s side during the signing.
“I didn’t see this coming at all when we were fighting our battle, but I’m grateful for it happening. And I’m grateful for being the face of this if I had to be,” Danielle Robinson said.
VA Secretary Denis McDonough said his administration is already hiring thousands to handle an influx of patients no longer in the shadows.
“The VA is ready to take this on,” McDonough said. | https://www.fox44news.com/washington/washington-dc/bittersweet-biden-signs-bill-for-veterans-exposed-to-toxic-burn-pits/ | 2022-08-11T00:33:05 | en | 0.979299 |
WASHINGTON (Nexstar) — House Speaker Nancy Pelosi addressed and defended her recent trip to Taiwan, a trip she made with other Democrats.
Democrats say China bears the sole responsibility for its negative reaction to the visit.
“We will not allow China to isolate Taiwan,” Pelosi said.
China began easing its military exercises around Taiwan on Wednesday.
“Unfortunately, the People’s Republic of China has engaged in rather provocative measures and live fire exercises,” said Rep. Raja Krishnamoorthi (D-Ill). “If the cost of avoiding these is to cede control of Taiwan to the People’s Republic of China or to cede control of our travel schedules… that is not a price we’re going to pay.”
Despite the decrease in military exercises, China says it will continue seeking what it calls a “peaceful reunification” with Taiwan by any means necessary.
The White House has been careful in its comments regarding Pelosi’s trip.
“It was her right to go,” White House Press Secretary Karine Jean-Pierre said. “Again, it does not change our policy, our One China Policy.”
Administration officials haven’t weighed in on whether that trip hurt U.S-China relations. In contrast, Republicans have been vocal in their support for Speaker Pelosi’s visit.
“Speaker Pelosi was right,” Rep. Roy Moore (Mo.) said. | https://www.fox44news.com/washington/washington-dc/pelosi-defends-trip-to-taiwan/ | 2022-08-11T00:33:12 | en | 0.956834 |
ATLANTA (AP) _ Aveanna Healthcare Holdings Inc. (AVAH) on Wednesday reported a second-quarter loss of $473.9 million, after reporting a profit in the same period a year earlier.
On a per-share basis, the Atlanta-based company said it had a loss of $2.56. Earnings, adjusted for asset impairment costs and non-recurring costs, came to 3 cents per share.
The results fell short of Wall Street expectations. The average estimate of five analysts surveyed by Zacks Investment Research was for earnings of 6 cents per share.
The home health care services provider posted revenue of $443 million in the period, also falling short of Street forecasts. Four analysts surveyed by Zacks expected $456.8 million.
In the final minutes of trading on Wednesday, the company's shares hit $2.32. A year ago, they were trading at $9.23.
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This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on AVAH at https://www.zacks.com/ap/AVAH | https://www.lakecountystar.com/business/article/Aveanna-Q2-Earnings-Snapshot-17365606.php | 2022-08-11T00:36:30 | en | 0.947855 |
WHEAT RIDGE, Colo. (AP) _ Solitario Exploration & Royalty Corp. (XPL) on Wednesday reported a loss of $1.7 million in its second quarter.
The Wheat Ridge, Colorado-based company said it had a loss of 3 cents per share.
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This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on XPL at https://www.zacks.com/ap/XPL | https://www.lakecountystar.com/business/article/Solitario-Q2-Earnings-Snapshot-17365569.php | 2022-08-11T00:36:31 | en | 0.930879 |
AUSTIN, Texas (AP) _ The winning numbers in Wednesday evening's drawing of the Texas Lottery's "All or Nothing Evening" game were:
01-02-04-06-11-12-13-15-17-18-23-24
(one, two, four, six, eleven, twelve, thirteen, fifteen, seventeen, eighteen, twenty-three, twenty-four) | https://www.lakecountystar.com/lottery/article/Winning-numbers-drawn-in-All-or-Nothing-Evening-17365602.php | 2022-08-11T00:36:32 | en | 0.866198 |
DETROIT (AP) _ The winning numbers in Wednesday evening's drawing of the Michigan Lottery's "Classic Lotto 47" game were:
03-19-25-33-37-38
(three, nineteen, twenty-five, thirty-three, thirty-seven, thirty-eight)
DETROIT (AP) _ The winning numbers in Wednesday evening's drawing of the Michigan Lottery's "Classic Lotto 47" game were:
03-19-25-33-37-38
(three, nineteen, twenty-five, thirty-three, thirty-seven, thirty-eight) | https://www.lakecountystar.com/lottery/article/Winning-numbers-drawn-in-Classic-Lotto-47-game-17365665.php | 2022-08-11T00:36:39 | en | 0.907195 |
DETROIT (AP) _ The winning numbers in Wednesday evening's drawing of the Michigan Lottery's "Daily 3" game were:
9-9-8
(nine, nine, eight)
DETROIT (AP) _ The winning numbers in Wednesday evening's drawing of the Michigan Lottery's "Daily 3" game were:
9-9-8
(nine, nine, eight) | https://www.lakecountystar.com/lottery/article/Winning-numbers-drawn-in-Daily-3-game-17365652.php | 2022-08-11T00:36:45 | en | 0.916002 |
AUSTIN, Texas (AP) _ The winning numbers in Wednesday evening's drawing of the Texas Lottery's "Daily 4 Evening" game were:
8-7-1-4, FIREBALL: 3
(eight, seven, one, four; FIREBALL: three)
AUSTIN, Texas (AP) _ The winning numbers in Wednesday evening's drawing of the Texas Lottery's "Daily 4 Evening" game were:
8-7-1-4, FIREBALL: 3
(eight, seven, one, four; FIREBALL: three) | https://www.lakecountystar.com/lottery/article/Winning-numbers-drawn-in-Daily-4-Evening-game-17365601.php | 2022-08-11T00:36:50 | en | 0.86354 |
DETROIT (AP) _ The winning numbers in Wednesday evening's drawing of the Michigan Lottery's "Daily 4" game were:
7-4-8-6
(seven, four, eight, six)
DETROIT (AP) _ The winning numbers in Wednesday evening's drawing of the Michigan Lottery's "Daily 4" game were:
7-4-8-6
(seven, four, eight, six) | https://www.lakecountystar.com/lottery/article/Winning-numbers-drawn-in-Daily-4-game-17365655.php | 2022-08-11T00:36:56 | en | 0.921796 |
DETROIT (AP) _ The winning numbers in Wednesday evening's drawing of the Michigan Lottery's "Fantasy 5 Double Play" game were:
09-23-24-26-29
(nine, twenty-three, twenty-four, twenty-six, twenty-nine)
DETROIT (AP) _ The winning numbers in Wednesday evening's drawing of the Michigan Lottery's "Fantasy 5 Double Play" game were:
09-23-24-26-29
(nine, twenty-three, twenty-four, twenty-six, twenty-nine) | https://www.lakecountystar.com/lottery/article/Winning-numbers-drawn-in-Fantasy-5-Double-Play-17365656.php | 2022-08-11T00:37:03 | en | 0.847319 |
DETROIT (AP) _ The winning numbers in Wednesday evening's drawing of the Michigan Lottery's "Fantasy 5" game were:
10-17-27-28-32
(ten, seventeen, twenty-seven, twenty-eight, thirty-two)
DETROIT (AP) _ The winning numbers in Wednesday evening's drawing of the Michigan Lottery's "Fantasy 5" game were:
10-17-27-28-32
(ten, seventeen, twenty-seven, twenty-eight, thirty-two) | https://www.lakecountystar.com/lottery/article/Winning-numbers-drawn-in-Fantasy-5-game-17365653.php | 2022-08-11T00:37:09 | en | 0.861673 |
DETROIT (AP) _ The winning numbers in Wednesday evening's drawing of the Michigan Lottery's "Keno" game were:
01-04-05-06-11-15-19-21-24-25-27-31-47-48-56-57-65-70-71-72-73-77
(one, four, five, six, eleven, fifteen, nineteen, twenty-one, twenty-four, twenty-five, twenty-seven, thirty-one, forty-seven, forty-eight, fifty-six, fifty-seven, sixty-five, seventy, seventy-one, seventy-two, seventy-three, seventy-seven) | https://www.lakecountystar.com/lottery/article/Winning-numbers-drawn-in-Keno-game-17365651.php | 2022-08-11T00:37:15 | en | 0.800782 |
Atlanta rapper Young Thug and others facing new charges in RICO case
ATLANTA (WGCL/Gray News) - Atlanta rapper Young Thug, whose real name is Jeffery Williams, and four other defendants are facing new charges, according to the Fulton County District Attorney’s Office.
An indictment was filed last week in Fulton County Superior Court alleging Young Thug was found in possession of a machine gun, and in possession of a firearm during the commission of a felony.
The additional charges also include participation in criminal street gang activity and violation of Georgia’s controlled substances act.
The other defendants include Martinez Arnold, also known as Duke; Deamonte Kendrick, also known as Yak Gotti; Shannon Stillwell; and Quamarvious Nichols.
Arnold’s charges include participation in criminal street gang activity, violation of the controlled substances act, possession of a firearm during the commission of a felony, and possession of a machine gun.
Kendrick is facing the same charges as Arnold with the addition of possession of a firearm by a convicted felon.
Stillwell and Nichols were charged with an additional count of possession of a firearm by a convicted felon.
Young Thug and several others were initially indicted in May. At that time, they were charged with conspiracy to violate the Racketeer Influenced and Corrupt Organizations (RICO) Act. Williams, Arnold and Kendrick have pleaded not guilty.
Williams and another rapper, Gunna – whose real name is Sergio Kitchens – remain in jail after bond was denied earlier this year.
Copyright 2022 WGCL via Gray Media Group, Inc. All rights reserved. | https://www.ktre.com/2022/08/11/atlanta-rapper-young-thug-others-facing-new-charges-rico-case/ | 2022-08-11T00:37:21 | en | 0.969314 |
DETROIT (AP) _ The winning numbers in Wednesday evening's drawing of the Michigan Lottery's "Lotto Double Play" game were:
01-05-14-16-38-42
(one, five, fourteen, sixteen, thirty-eight, forty-two)
DETROIT (AP) _ The winning numbers in Wednesday evening's drawing of the Michigan Lottery's "Lotto Double Play" game were:
01-05-14-16-38-42
(one, five, fourteen, sixteen, thirty-eight, forty-two) | https://www.lakecountystar.com/lottery/article/Winning-numbers-drawn-in-Lotto-Double-Play-game-17365664.php | 2022-08-11T00:37:21 | en | 0.906692 |
Farmers’ Almanac predicting extreme winter forecast for most of US
(Gray News) - The Farmers’ Almanac is predicting a frigid winter for most of us here in the U.S., along with brisk temperatures.
The periodical says it provides long-range weather predictions and has been in publication since 1818.
This winter, the almanac is predicting shivery temperatures in the South with even colder weather in the Great Lakes, northeast and northern regions.
According to the almanac, some northern regions are forecasted to experience extremely cold temperatures - possibly 40 degrees below during January 2023.
The almanac is forecasting brisk temperatures in the northwest and mild temperatures in the southwest.
A stormy winter is reportedly on schedule for the country’s eastern half. For some areas, this may mean snow, but for others, it will result in more slush and mush.
The almanac reports that January 2023 is looking to be the stormiest time for many areas, including Texas and Oklahoma, where heavy snow is predicted during the first week.
Also, the southwest is expected to be dry during the winter months, which won’t help the drought.
The 2022-2023 Farmers’ Almanac will be available starting Aug. 15, offering 16 months of weather predictions starting in September 2022.
Copyright 2022 Gray Media Group, Inc. All rights reserved. | https://www.ktre.com/2022/08/11/farmers-almanac-predicting-extreme-winter-forecast-most-us/ | 2022-08-11T00:37:27 | en | 0.945158 |
AUSTIN, Texas (AP) _ The winning numbers in Wednesday evening's drawing of the Texas Lottery's "Pick 3 Evening" game were:
9-0-8, FIREBALL: 2
(nine, zero, eight; FIREBALL: two)
AUSTIN, Texas (AP) _ The winning numbers in Wednesday evening's drawing of the Texas Lottery's "Pick 3 Evening" game were:
9-0-8, FIREBALL: 2
(nine, zero, eight; FIREBALL: two) | https://www.lakecountystar.com/lottery/article/Winning-numbers-drawn-in-Pick-3-Evening-game-17365600.php | 2022-08-11T00:37:27 | en | 0.870908 |
You need to enable JavaScript to run this app. | https://sportspyder.com/nfl/houston-texans/articles/40357886 | 2022-08-11T00:37:28 | en | 0.738227 |
DETROIT (AP) _ The winning numbers in Wednesday evening's drawing of the Michigan Lottery's "Poker Lotto" game were:
JC-2H-7H-10H-4S
(JC, 2H, 7H, 10H, 4S)
DETROIT (AP) _ The winning numbers in Wednesday evening's drawing of the Michigan Lottery's "Poker Lotto" game were:
JC-2H-7H-10H-4S
(JC, 2H, 7H, 10H, 4S) | https://www.lakecountystar.com/lottery/article/Winning-numbers-drawn-in-Poker-Lotto-game-17365673.php | 2022-08-11T00:37:30 | en | 0.858418 |
You need to enable JavaScript to run this app. | https://sportspyder.com/nfl/houston-texans/articles/40358386 | 2022-08-11T00:37:34 | en | 0.738227 |
- Generated Q2 net revenue of $1.4 billion and net income of $60 million
- Delivered strong gain on sale margin of 292 basis points
- Over 2,000 Rocket team members deployed to accelerate build-out of Rocket platform
- Unified Rocket brand, rebranding Truebill to Rocket Money, and Edison Financial to Rocket Mortgage
- Signed new agreements with Santander and Q2 digital banking platform
DETROIT, Aug. 4, 2022 /PRNewswire/ -- Rocket Companies, Inc. (NYSE: RKT) ("Rocket Companies" or the "Company"), a Detroit-based FinTech platform company consisting of tech-driven real estate, mortgage and financial services businesses – including Rocket Mortgage, Rocket Homes, Rocket Money (formerly known as Truebill) and Rocket Auto – today announced results for the quarter ended June 30, 2022.
"As the mortgage market continues to transition, we are actively investing in our business and transforming the Rocket services and engagement platforms to better serve our clients," said Jay Farner, Vice Chairman and CEO of Rocket Companies. "In the second quarter alone, Rocket Companies introduced new lending programs, forged new mortgage partnerships, officially launched our solar business and expanded our brand deeper into Canada. These moves provide us immediate opportunities today, and a tremendous runway for growth and expansion well into the future."
"During this time of change in the industry, we are focused on operating our business with discipline. We reduced expenses by approximately $300 million during the second quarter and will continue to execute a prudent approach to cost management," said Julie Booth, CFO and Treasurer of Rocket Companies. "We are also investing our capital into the Rocket engagement and services platforms to expand our client base, drive higher conversion, and lower our client acquisition cost, setting the foundation for our next stage of growth. We will continue to deploy our capital in a strategic and disciplined manner to generate long term shareholder value."
Second Quarter Financial Summary1
Second Quarter Financial Highlights
During the second quarter of 2022:
- Generated total revenue, net of $1.4 billion and delivered net income of $60 million, or 2 cents per diluted share.
- Rocket Mortgage generated $34.5 billion in mortgage origination closed loan volume. Gain on sale margin was 2.92%.
- Exceeded target expense reduction by $100 million, reducing expenses $300 million quarter-over-quarter.
- Grew servicing book unpaid principal balance to $538 billion at June 30, 2022, up 6% from June 30, 2021. As of June 30, 2022, our servicing portfolio includes 2.5 million clients and generates over $1.4 billion of recurring servicing fee income on an annualized basis.
Company Highlights
Rocket Platform
- Rocket Companies has deployed over 2,000 team members - across technology, product strategy, data intelligence and marketing functions - to expand and accelerate the build-out of Rocket's engagement and services platforms.
- Rocket Companies unified more of our businesses under the Rocket brand. In August, Truebill will rebrand to Rocket Money, and Edison Financial - our Canadian digital mortgage broker - will rebrand to Rocket Mortgage in Canada. These two rebranding initiatives leverage our investments in the trusted Rocket brand and draw our businesses closer together.
- Rocket Money, formerly known as Truebill, a leading personal finance app that we acquired in December 2021, again showed impressive growth. Paying premium members surpassed 2 million users in July, more than doubling year-over-year. Rocket Money launched its first credit card in beta in Q2 and has seen a very positive early response.
- In July, Rocket Mortgage signed a new agreement to originate mortgages for global financial leader Santander. Through this relationship, Santander will be offering Rocket Mortgage to their nearly 2 million U.S. clients.
- In July, Rocket Mortgage signed a new partnership with Q2, a banking platform leader who provides digital banking applications to over 500 financial institutions. Through the Q2 banking platform partnership, Rocket Mortgage will enable regional banks and credit unions to offer mortgages - without the need to manage their own mortgage operations. Consumers will enjoy a comprehensive, seamless experience through one app to apply for mortgages and make mortgage payments, deposit checks, and build their savings.
- Rocket Mortgage net client retention rate was 93% over the 12 months ended June 30, 2022. There is a strong correlation between this metric and client lifetime value, and we believe our net client retention rate is unmatched among mortgage companies and on par with some of the best performing subscription business models in the world.
- Rocket Homes grew overall real estate transactions by 25% from Q2 2021 to Q2 2022, notching two record months in the quarter for closed units. Rocket Homes' web traffic grew by nearly 60% in Q2 2022 from Q2 2021, reaching nearly 3 million unique visitors per month, driven by the increased brand awareness from our award-winning Super Bowl ad and our targeted performance marketing efforts.
- Rocket Solar continued its national expansion in June and is now available in 42 metropolitan areas, including Arizona, Florida and South Carolina. Starting in August, Rocket Solar will be working with Rocket Loans to provide solar financing options for our clients.
- Rocket Companies ranked #6 on Fortune's '100 Best Large Workplaces for Millennials' list. This marks the first time the Company has ranked within the top 10.
Technology and Product
- Rocket Mortgage Net Promoter Scores improved by over 10% from both purchase clients and real estate agents from Q4'21 to Q2'22, driven by our focus on delivering a superior client experience through our platform.
- Rocket Mortgage introduced mortgage products to provide homebuyers with the confidence and certainty they need to transact during a time of challenging market conditions. We placed renewed emphasis on our RateShield program, which gives our clients confidence to purchase a new home in a rising rate environment by locking in rates for 90 days while they search for a new home. We also launched Rate Drop Advantage at the end of July, which provides homebuyers with a one-time credit on typical closing costs to refinance their mortgage if rates drop within 3 years.
- Rocket Mortgage launched a new home equity loan product at the end of the July, providing additional options for clients to access the equity that they have in their homes. Recently, total U.S. home equity increased to $27.8 trillion, a record high, according to the Federal Reserve.
- RocketLogic, our proprietary next generation loan origination system, drove significant efficiencies in the loan origination process by reducing the average number of underwriting tasks per loan by over 40% from December 2021 to June 2022. These improvements were made by leveraging loan data to automate certain aspects of the process, further streamlining the underwriting process, and resulting in a better client experience.
- Approximately 90,000 real estate agents have signed up for Rocket Pro Insight (RPI), up from approximately 85,000 in Q1'22. RPI is our digital platform for real estate agents to manage the entire mortgage process in real-time, from application submission to closing. RPI also added Pathfinder, our mortgage guideline search engine, as a new feature.
Supporting Our Communities
- Rocket Companies released its inaugural ESG report, which documents the Company's commitment to being a "For More Than Profit" organization that invests in our team members and communities. The ESG report can be found on the Social Impact tab of our Investor Relations website.
- In July, Rocket Mortgage sponsored the Rocket Mortgage Classic, our flagship PGA tournament held in Detroit. Through the collaborative partnership efforts of its "Changing the Course" campaign, alongside other digital inclusion efforts, the Rocket Mortgage Classic has helped drive significant progress to help bridge Detroit's digital divide - with nearly 70% of Detroit residents now considered digitally included compared to 40% in 2019.
- The Rocket Community Fund, a partner company, launched the Detroit Eviction Defense Fund, a $13 million program led by the Gilbert Family Foundation, that will provide legal aid services to tenants at risk of eviction.
Subsequent to June 30, 2022:
- As of July 27, 2022, Rocket Companies repurchased 29.8 million shares cumulatively at an average price of $13.20. In total, we have returned $393.7 million to Class A common stockholders under the $1 billion share repurchase program authorized in November 2020.
Third Quarter 2022 Outlook
We expect the following ranges in Q3 2022:
- Closed loan volume of between $23 billion and $28 billion.
- Net rate lock volume of between $23 billion and $30 billion.
- Gain on sale margins of 2.50% to 2.80%.
Direct to Consumer
In the Direct to Consumer segment, clients have the ability to interact with Rocket Mortgage online and/or with the Company's mortgage bankers. The Company markets to potential clients in this segment through various brand campaigns and performance marketing channels. The Direct to Consumer segment derives revenue from originating, closing, selling and servicing predominantly agency-conforming loans, which are pooled and sold to the secondary market. The segment also includes title insurance, appraisals and settlement services complementing the Company's end-to-end mortgage origination experience. Servicing activities are fully allocated to the Direct to Consumer segment and are viewed as an extension of the client experience. Servicing enables Rocket Mortgage to establish and maintain long term relationships with our clients, through multiple touchpoints at regular engagement intervals.
Partner Network
The Rocket Professional platform supports our Partner Network segment, where we leverage our superior client service and widely recognized brand to grow marketing and influencer relationships, and our mortgage broker partnerships through Rocket Pro TPO. Our marketing partnerships consist of well-known consumer-focused companies that find value in our award-winning client experience and want to offer their clients mortgage solutions with our trusted, widely recognized brand. These organizations connect their clients directly to us through marketing channels and a referral process. Our influencer partnerships are typically with companies that employ licensed mortgage professionals that find value in our client experience, technology and efficient mortgage process, where mortgages may not be their primary offering. We also enable clients to start the mortgage process through the Rocket platform in the way that works best for them, including through a local mortgage broker.
Balance Sheet and Liquidity
We remain in a strong liquidity position, with total liquidity of $7.3 billion, which includes $0.9 billion of cash on-hand, $3.1 billion of corporate cash used to self-fund loan originations, a portion of which could be transferred to funding facilities (warehouse lines) at our discretion, $3.1 billion of undrawn lines of credit from non-funding facilities, and $0.2 billion of undrawn MSR lines. As of June 30, 2022, our available cash position was $4.0 billion, which includes cash on-hand and corporate cash used to self-fund loan originations, combined with the $6.7 billion of mortgage servicing rights, representing a total of $10.7 billion dollars of asset value on our balance sheet. As of June 30, 2022, our total equity was $8.8 billion and reflects the impact of the special dividend of $1.01 per share that was paid during the quarter to Class A shareholders and funded through a $2.0 billion distribution.
Subsequent to June 30, 2022, our total liquidity has increased with the addition of our new $1 billion MSR facility. On a pro forma basis including this new MSR facility, total liquidity at June 30, 2022 would have been $8.3 billion, including cash on hand, corporate cash used to self-fund loan originations and undrawn lines of credit and undrawn MSR lines.
Second Quarter Earnings Call
Rocket Companies will host a live conference call at 4:30 p.m. ET on August 4, 2022 to discuss its results for the quarter ended June 30, 2022. A live webcast of the event will be available online by clicking on the "Investor Info" section of our website. The webcast will also be available via rocketcompanies.com.
A replay of the webcast will be available on the Investor Relations site following the conclusion of the event. If you are having issues viewing the webcast, please see the event help guide at the link here.
Non-GAAP Financial Measures
To provide investors with information in addition to our results as determined by GAAP, we disclose Adjusted Revenue, Adjusted Net Income (Loss), Adjusted Diluted Earnings (Loss) Per Share and Adjusted EBITDA (collectively "our non-GAAP financial measures") as non-GAAP measures which management believes provide useful information to investors. We believe that the presentation of our non-GAAP financial measures provides useful information to investors regarding our results of operations because each measure assists both investors and management in analyzing and benchmarking the performance and value of our business. Our non-GAAP financial measures are not calculated in accordance with GAAP and should not be considered as a substitute for revenue, net income, or any other operating performance measure calculated in accordance with GAAP. Other companies may define our non-GAAP financial measures differently, and as a result, our measures of our non-GAAP financial measures may not be directly comparable to those of other companies. Our non-GAAP financial measures provide indicators of performance that are not affected by fluctuations in certain costs or other items. Accordingly, management believes that these measurements are useful for comparing general operating performance from period to period, and management relies on these measures for planning and forecasting of future periods. Additionally, these measures allow management to compare our results with those of other companies that have different financing and capital structures.
We define "Adjusted Revenue" as total revenues net of the change in fair value of mortgage servicing rights ("MSRs") due to valuation assumptions (net of hedges). We define "Adjusted Net Income (Loss)" as tax-effected earnings before share-based compensation expense, the change in fair value of MSRs due to valuation assumptions (net of hedges), a litigation accrual, career transition program, change in Tax receivable agreement liability, and the tax effects of those adjustments as applicable. We define "Adjusted Diluted Earnings (Loss) Per Share" as Adjusted Net Income (Loss) divided by the diluted weighted average number of Class A common stock outstanding for the applicable period, which assumes the pro forma exchange and conversion of all outstanding Class D common stock for Class A common stock. We define "Adjusted EBITDA" as earnings before interest and amortization expense on non-funding debt, income tax, and depreciation and amortization, net of the change in fair value of MSRs due to valuation assumptions (net of hedges), share-based compensation expense, a litigation accrual, career transition program, and change in Tax receivable agreement liability. We exclude from each of our non-GAAP financial measures the change in fair value of MSRs due to valuation assumptions (net of hedges) as this represents a non-cash non-realized adjustment to our total revenues, reflecting changes in assumptions including discount rates and prepayment speed assumptions, mostly due to changes in market interest rates, which is not indicative of our performance or results of operation. We also exclude effects of contractual prepayment protection associated with sales of MSRs. Adjusted EBITDA includes Interest expense on funding facilities, which are recorded as a component of Interest income, net, as these expenses are a direct cost driven by loan origination volume. By contrast, interest and amortization expense on non-funding debt is a function of our capital structure and is therefore excluded from Adjusted EBITDA.
Our definitions of each of our non-GAAP financial measures allows us to add back certain cash and non-cash charges, and deduct certain gains that are included in calculating Total revenues, net, Net income attributable to Rocket Companies or Net income. However, these expenses and gains vary greatly, and are difficult to predict. From time to time in the future, we may include or exclude other items if we believe that doing so is consistent with the goal of providing useful information to investors. In the first and second quarter of 2022, we revised our definition of Adjusted Net Income (Loss) and Adjusted EBITDA to also exclude the cash portion of share-based compensation expenses and the career transition program, respectively, as these expenses do not directly affect what we consider to be our core operating performance. Comparative periods presented to the extent impacted were updated.
Although we use our non-GAAP financial measures to assess the performance of our business, such use is limited because they do not include certain material costs necessary to operate our business. Our non-GAAP financial measures can represent the effect of long-term strategies as opposed to short-term results. Our presentation of our non-GAAP financial measures should not be construed as an indication that our future results will be unaffected by unusual or nonrecurring items. Our non-GAAP financial measures have limitations as analytical tools, and you should not consider them in isolation or as a substitute for analysis of our results as reported under U.S. GAAP. Because of these limitations, our non-GAAP financial measures should not be considered as measures of discretionary cash available to us to invest in the growth of our business or as measures of cash that will be available to us to meet our obligations. Some of these limitations are: (a) they do not reflect every cash expenditure, future requirements for capital expenditures or contractual commitments; (b) Adjusted EBITDA does not reflect the significant interest expense or the cash requirements necessary to service interest or principal payment on our debt; (c) although depreciation and amortization are non-cash charges, the assets being depreciated and amortized will often have to be replaced or require improvements in the future, and Adjusted Revenue, Adjusted Net (Loss) Income and Adjusted EBITDA do not reflect any cash requirement for such replacements or improvements; and (d) they are not adjusted for all non-cash income or expense items that are reflected in our Condensed Consolidated Statements of Cash Flows. We compensate for these limitations by using our non-GAAP financial measures along with other comparative tools, together with U.S. GAAP measurements, to assist in the evaluation of operating performance. See below for reconciliation of our non-GAAP financial measures to their most comparable U.S. GAAP measures.
Forward Looking Statements
Some of the statements contained in this document are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements are generally identified by the use of words such as "anticipate," "believe," "could," "estimate," "expect," "intend," "may," "plan," "potential," "predict," "project," "should," "target," "will," "would" and, in each case, their negative or other various or comparable terminology. These forward-looking statements reflect our views with respect to future events as of the date of this document and are based on our management's current expectations, estimates, forecasts, projections, assumptions, beliefs and information. Although management believes that the expectations reflected in these forward-looking statements are reasonable, it can give no assurance that these expectations will prove to have been correct. All such forward-looking statements are subject to risks and uncertainties, many of which are outside of our control, and could cause future events or results to be materially different from those stated or implied in this document. It is not possible to predict or identify all such risks. These risks include, but are not limited to, the risk factors that are described under the section titled "Risk Factors" in our Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K, and other filings with the Securities and Exchange Commission. These factors should not be construed as exhaustive and should be read in conjunction with the other cautionary statements that are included in this document and in our SEC filings. We expressly disclaim any obligation to publicly update or review any forward-looking statements, whether as a result of new information, future developments or otherwise, except as required by applicable law.
About Rocket Companies
Founded in 1985, Rocket Companies is a Detroit-based FinTech platform company consisting of personal finance and consumer technology brands including Rocket Mortgage, Rocket Homes, Amrock, Rocket Auto, Rocket Loans, Rocket Money (formerly known as Truebill), Rocket Solar, Rocket Mortgage Canada (formerly known as Edison Financial), Lendesk, Core Digital Media, Rocket Central and Rock Connections.
Rocket Companies' mission is to be the best at creating certainty in life's most complex moments so that its clients can live their dreams. The Company helps clients achieve the dream of home ownership and financial freedom through industry-leading client experiences powered by its simple, fast and trusted digital solutions. Rocket Companies ranked #7 on Fortune's list of the "100 Best Companies to Work For" in 2022 and has placed in the top third of the list for 19 consecutive years. For more information, please visit our Corporate Website or Investor Relations Website.
1 "GAAP" stands for Generally Accepted Accounting Principles in the U.S. Please see the sections of this document titled "Non-GAAP Financial Measures" and "GAAP to non-GAAP Reconciliations" for more information on the Company's non-GAAP measures and its share count. Certain figures in the tables throughout this document may not foot due to rounding.
2 We measure the performance of the Direct to Consumer and Partner Network segments primarily on a contribution margin basis. Contribution margin is intended to measure the direct profitability of each segment and is calculated as Adjusted Revenue less directly attributable expenses. Directly attributable expenses include salaries, commissions and team member benefits, general and administrative expenses, and other expenses, such as direct servicing costs and origination costs. A loan is considered "sold" when it is sold to investors on the secondary market. We previously referred to "sold" loans as "funded" loans. See "Summary Segment Results" section later in this document and the footnote on "Segments" in the "Notes to Consolidated Financial Statements" in the Company's forthcoming filing on Form 10-Q for more information.
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WASHINGTON (AP) — Republican Cliff Moon advances to November general election in Washington's 7th Congressional District.
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DENVER, Aug. 10, 2022 /PRNewswire/ -- Antero Resources Corporation (NYSE: AR) ("Antero Resources", "Antero" or the "Company") announced today that the Company's previously announced cash tender offer (the "Any and All Offer") for any and all of the Company's outstanding 8.375% Senior Notes due 2026 (the "Any and All Notes") expired at 5:00 p.m., New York City time, on August 10, 2022. According to information provided by IPREO LLC, the Tender Agent and Information Agent for the Any and All Offer, $181,656,000 aggregate principal amount of the Any and All Notes were validly tendered and not validly withdrawn prior to or at the expiration of the Any and All Offer. This amount excludes $2,803,000 aggregate principal amount of the Any and All Notes tendered pursuant to the guaranteed delivery procedures described in the Offer to Purchase, dated August 4, 2022 (the "Offer to Purchase"), and the related notice of guaranteed delivery provided in connection with the Any and All Offer, which remain subject to the Holders' (as defined in the Offer to Purchase) performance of the delivery requirements under such procedures. The obligation of the Company to accept any Any and All Notes tendered and to pay the consideration for the Any and All Notes is subject to satisfaction or waiver of certain conditions and other terms set forth solely in the Offer to Purchase. If the conditions are satisfied or waived, the Company expects to pay for such Any and All Notes on August 11, 2022 (the "Any and All Settlement Date"), or, for Any and All Notes validly tendered pursuant to the guaranteed delivery procedures set forth in the Offer to Purchase, August 15, 2022 (the "Guaranteed Delivery Settlement Date").
Holders of Any and All Notes that validly tendered (including pursuant to the guaranteed delivery procedures set forth in the Offer to Purchase) and did not validly withdraw their Any and All Notes prior to the expiration of the Any and All Offer will receive total consideration of $1,090 for each $1,000 principal amount of Any and All Notes tendered and accepted for payment, plus accrued but unpaid interest up to but not including the Any and All Settlement Date.
The Company intends to fund the purchase of the Any and All Notes with cash on hand and/or borrowings under its revolving credit facility.
Wells Fargo Securities, LLC is acting as Lead Dealer Manager, Truist Securities, Inc. and CIBC World Markets Corp. are acting as Co-Dealer Managers and IPREO LLC is acting as the Tender Agent and Information Agent for the Any and All Offer. Requests for documents may be directed to IPREO LLC at (888) 593-9546 (toll-free), (212) 849-3880 (all others) or by email at ipreo-tenderoffer@ihsmarkit.com. Copies of such documents are also available at the following web address: https://www.debtdomain.com/public/antero/index.html. Questions regarding the Any and All Offer may be directed to Wells Fargo Securities, LLC (toll-free) (866) 309-6316 or (collect) (704) 410-4756.
The Company previously announced the commencement of a cash tender offer (the "Maximum Tender Offer") for an amount of the Company's outstanding 7.625% Senior Notes due 2029 (the "Maximum Tender Notes") equal to the difference between $300,000,000 and the aggregate principal amount of Any and All Notes accepted for purchase (as such amount may be increased or eliminated by the Company pursuant to the terms of the Maximum Tender Offer, the "Aggregate Maximum Principal Amount"). Assuming all of the Any and All Notes tendered are accepted for purchase, the Aggregate Maximum Principal Amount of Maximum Tender Notes is expected to be $115,541,000.
This announcement is for informational purposes only and is not an offer to purchase or sell or a solicitation of an offer to purchase or sell, with respect to any securities. The Any and All Offer is being made only pursuant to the Offer to Purchase and only in such jurisdictions as permitted by applicable law.
Cautionary Statement Regarding Forward-Looking Information
This release includes "forward-looking statements." Such forward-looking statements are subject to a number of risks and uncertainties, many of which are not under Antero's control. All statements, except for statements of historical fact, made in this release regarding activities, events or developments Antero expects, believes or anticipates will or may occur in the future, such as Antero's ability to successfully consummate the Any and All Offer or the Maximum Tender Offer and the terms thereof, are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Words such as "may," "assume," "forecast," "position," "predict," "strategy," "expect," "intend," "plan," "estimate," "anticipate," "believe," "project," "budget," "potential," or "continue," and similar expressions are used to identify forward-looking statements, although not all forward-looking statements contain such identifying words. All forward-looking statements speak only as of the date of this release. Although Antero believes that the plans, intentions and expectations reflected in or suggested by the forward-looking statements are reasonable, there is no assurance that these plans, intentions or expectations will be achieved. Therefore, actual outcomes and results could materially differ from what is expressed, implied or forecast in such statements. Except as required by law, Antero expressly disclaims any obligation to and does not intend to publicly update or revise any forward-looking statements.
Antero cautions you that these forward-looking statements are subject to all of the risks and uncertainties incident to the exploration for and development, production, gathering and sale of natural gas, NGLs and oil, most of which are difficult to predict and many of which are beyond Antero's control. These risks include, but are not limited to, commodity price volatility, inflation, availability of drilling, completion and production equipment and services, environmental risks, drilling and completion and other operating risks, marketing and transportation risks, regulatory changes or changes in law, the uncertainty inherent in estimating natural gas, NGLs and oil reserves and in projecting future rates of production, cash flows and access to capital, the timing of development expenditures, conflicts of interest among our stockholders, impacts of world health events (including the COVID-19 pandemic), cybersecurity risks, the state of markets for, and availability of, verified quality carbon offsets, and the other risks described under the heading "Item 1A. Risk Factors" in Antero's Annual Report on Form 10-K for the year ended December 31, 2021 and in its subsequent Quarterly Reports on Form 10-Q.
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SOURCE Antero Resources Corporation | https://www.ktre.com/prnewswire/2022/08/10/antero-resources-announces-expiration-results-any-all-tender-offer/ | 2022-08-11T00:37:40 | en | 0.946958 |
WASHINGTON (AP) — Republican Dan Matthews advances to November general election in Washington's 2nd Congressional District.
- Passing the torch: 75-year-old Cloud 9 Resort gets new owners
- SHERIFF'S CORNER: 'Hit the lights, partner'
- Shrine of the Pines receives $2,500 grant
- Association of Black Judges of Michigan holds retreat at Idlewild
- Baldwin Elementary welcomes Diane VanAntwerp as new principal
- Michigan man arrested for stealing car, threatening police
- 12th annual CROP Walk kicks off in Baldwin
- Reenactors honor Lake County's last living Civil War veteran
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LOS ANGELES, Aug. 10, 2022 /PRNewswire/ -- In a case of first impression, with no prior on-point decision anywhere in the country, BG persuaded the United States Bankruptcy Court for the Southern District of New York to rule that the obligation to not disclose information, pursuant to the terms of a nondisclosure agreement ("NDA") entered into before bankruptcy, are not discharged in bankruptcy.
Despite the prevalence of NDAs in a wide range of business and personal transactions, and recent high profile disputes involving their enforcement, before now there was no bankruptcy court decision squarely addressing the question of whether NDA obligations survive bankruptcy.
In this case, the Firm's client entered into an NDA with the Debtor before bankruptcy. The Debtor contended the NDA could be ignored, and the Debtor could even publish facts and circumstances the disclosure of which was prohibited by the NDA, because, the Debtor argued, the "fresh start" of bankruptcy rendered the NDA obligations unenforceable.
The Bankruptcy Court agreed with BG's analogy to cases addressing non-compete clauses, and accepted the premise of our argument, namely, that obligations to not disclose are not "claims" within the meaning of the Bankruptcy Code because they do not require the Debtor to pay money.
The Court's decision quoted BG's legal brief for the proposition that the NDA obligations "would not require Debtor to expend any funds, or take any action, or do anything at all whatsoever; it merely permits Creditor to enforce the [NDA], which prohibits Debtor from affirmatively breaching [Debtor's] undertaking …." (Decision at p. 14.)
The Court thus agreed the NDA obligations were not "claims," and because only "claims" are subject to being discharged in bankruptcy, the NDA obligations are not discharged in bankruptcy.
Accordingly, while the Firm's client is not permitted to seek monetary damages for violation of the NDA, the client is free to obtain injunctive relief to enforce the NDA.
The Firm's client was represented in this matter by Steve Gubner and Jerry Bregman. "This is a great result and important decision for adding clarity to the law," Bregman said.
The decision was issued in In re Uchitel, Bankr. SDNY, Case No. 10-11585 (JLG) (Aug. 4, 2022) [DOC # 70]
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SOURCE BG Law | https://www.ktre.com/prnewswire/2022/08/10/bg-creates-law-that-nda-obligations-are-not-discharged-bankruptcy/ | 2022-08-11T00:37:48 | en | 0.947763 |
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PHOENIX (AP) — An Arizona county where the Aug. 2 primary election was beset with multiple issues that led to the firing of its election director will waive the costs for running municipal elections in 11 cities and towns and plans to hire an outside election expert to review what went wrong.
The five-member Pinal County Board of Supervisors voted unanimously Wednesday to waive more than $100,000 in costs it planned to bill the cities and towns for running the local elections.
Seven cities and towns had local races left off early ballots that required the county to mail about 63,000 supplemental ballots. And County Attorney Kent Volkmer told the board that four other municipalities were affected by Election Day missteps that led to ballot shortages at about 20 of the county's 95 polling places.
“As the county manager clearly indicated, we fell below the expectations of our customers,” Volkmer told the board. “So I believe if this board is so inclined, I think there is good cause to waive for all of the various entities that we serve the municipal and town elections for.”
“I think that’s a good idea due to the issues at hand,” Board Chair Jeffrey McClure. Last week, McClure had called the election issues “a major screwup" and Elections Director David Frisk was fired the next day. He had just been hired in March.
Volkmer also said he was close to hiring an outside election expert to conduct a review. He said there was so far no sign of any criminal violations but that bringing in someone from outside would ensure that an unbiased assessment would be swiftly completed. He said if any sign of criminal activity were found, the county sheriff would be called in to investigate.
“What we anticipate getting out of this is what went wrong, why it went wrong and then what can we do to make sure that this does not happen again,” Volkmer said. He said he wants the job completed within 60 days, before November's general election.
The expert, who Volkmer did not publicly identify, has almost 30 years as an elections administrator, had done similar reviews and is known to both new Elections Director Virginia Ross and new County Recorder Dana Lewis.
Ross was the elected recorder until she resigned last week to take over the elections department. Lewis was her assistant. The board appointed her on Friday to take over as recorder, which handles voter rolls and mail ballots but is not involved with voting or ballot counting.
The board will certify the election “canvass” on Friday, although more than one board member expressed heartburn over having to do so given last week's issues. Board member Jeff Serdy said his first reaction the day after the election was that he did not want to accept the results.
That's not an option, Volkmer said. Accepting and certifying the results is an act that the law requires. The municipal races will be handled by the localities, while county, state and federal races are up to the board.
“I will tell this board, and this is always not a comfortable conversation, but our legal analysis is you have no choice but to canvass,” Volkmer said. “It is what’s deemed a ministerial duty, meaning you have to. It's a ‘shall.’" | https://www.lakecountystar.com/news/article/Arizona-county-that-saw-election-snafu-to-waive-17365692.php | 2022-08-11T00:37:49 | en | 0.985651 |
You need to enable JavaScript to run this app. | https://sportspyder.com/mlb/chicago-white-sox/articles/40358318 | 2022-08-11T00:37:52 | en | 0.738227 |
- Alan N. MacGibbon succeeds the Honourable John Manley as Chair of the Board
- Elise Eberwein and Ayman Antoun elected to the Board as independent directors
MONTREAL, Aug. 10, 2022 /PRNewswire/ - (NYSE: CAE) (TSX: CAE) CAE announced that its Board of Directors has appointed Mr. Alan N. MacGibbon as Chair of the Board following CAE's 2022 Annual Meeting of Shareholders held earlier today. He succeeds the Honourable John Manley who served as a director since 2008 and as Chair of the Board since 2018. In line with CAE's term limits policy, Mr. Manley is not standing for re-election as a director.
Mr. MacGibbon has been an independent director of CAE since 2015.
He was Managing Partner and Chief Executive of Deloitte LLP Canada from 2004 to 2012 and served on the Executive and Global Board of Directors of Deloitte Touche Tohmatsu Limited during this term. He served as Global Managing Director, Quality, Strategy and Communications of Deloitte Touche Tohmatsu Limited and as Senior Counsel of Deloitte LLP Canada from June 2012 to December 2013.
"I am honoured to succeed John as Chair, and grateful for the Board's confidence," said Mr. MacGibbon. "I look forward to working with my fellow directors and our management team to pursue our strategic focus on delivering innovative end-to-end training solutions on a global scale."
CAE is also pleased to announce that Ms. Elise Eberwein and Mr. Ayman Antoun were elected to its Board as independent directors, effective today. Ms. Eberwein has over 35 years of commercial aviation experience, most recently serving as Executive Vice President, People, Communications and Public Affairs for American Airlines, Inc. Mr. Antoun has been General Manager, IBM Americas, which includes Canada, the United States and Latin America, since 2020. He also is a member of IBM's Performance Team, consisting of IBM's top 50 executives globally.
CAE also announced the final director election results from its 2022 Annual Meeting of Shareholders.
The following 13 nominees were elected as Directors of CAE:
Final results on all matters voted on at the Annual Meeting are filed concurrently with the securities regulators.
At CAE, we equip people in critical roles with the expertise and solutions to create a safer world. As a technology company, we digitalize the physical world, deploying simulation training and critical operations support solutions. Above all else, we empower pilots, airlines, defence and security forces, and healthcare practitioners to perform at their best every day and when the stakes are the highest. Around the globe, we're everywhere customers need us to be with more than 13,000 employees in more than 200 sites and training locations in over 40 countries. CAE represents 75 years of industry firsts—the highest-fidelity flight and mission simulators, surgical manikins, and personalized training programs powered by artificial intelligence. We're investing our time and resources into building the next generation of cutting-edge, digitally immersive training and critical operations solutions while keeping positive environmental, social and governance (ESG) impact at the core of our mission. Today and tomorrow, we'll make sure our customers are ready for the moments that matter.
Follow us on Twitter: @CAE_Inc
Facebook: www.facebook.com/cae.inc
LinkedIn: www.linkedin.com/company/cae
Hashtags: #CAE; #CAEpilot
Read our FY22 Annual Activity and Corporate Social Responsibility Report
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SOURCE CAE INC. | https://www.ktre.com/prnewswire/2022/08/10/cae-announces-appointments-its-board-directors-2022-board-directors-election-results/ | 2022-08-11T00:37:54 | en | 0.96241 |
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TRUCKEE, Calif. (AP) — Authorities in Northern California released a frame from surveillance video showing a missing 16-year-old at a store before she disappeared over the weekend and asked Wednesday for anyone with information to contact officials, saying they are not getting new leads.
Kiely Rodni, of Truckee, was last seen Saturday near the Prosser Family Campground in Truckee at a party attended by hundreds of juveniles and young adults, police said.
Rodni’s phone has been out of service since the party, and her car, a 2013 silver Honda CRV, has not been found, authorities said.
“Anyone who was at that party that night, please come to law enforcement, please go to the tip line, it is anonymous if they want to remain anonymous,” Placer County Sheriff Lt. Josh Barnhart said at a press conference.
Barnhart said investigators have collected a lot of videos from gas stations, private businesses and residences and they are going through the painstaking task of reviewing all the footage for any signs of the teenager. But he said not getting any new leads from people who may have seen her the night of her disappearance is very frustrating.
“Someone saw her but they’re not coming forward,” Barnhart added.
Officials with at least 16 local, state and federal enforcement agencies are helping in the investigation and search crews have fanned across the region straddling the California-Nevada state line looking for her. Dozens of family and friends are also searching and offering a $50,000 reward.
Officials said a helicopter has been searching from the air along the I-80 corridor between Donner Summit and the Nevada border and marine units from three local sheriff’s offices have searched at Prosser Creek Reservoir. Officials have also deployed scent-tracking dogs.
“We’re struggling with clues and so searches aren’t super successful if you don't have a direction on where to search,” said Nevada County Sheriff’s Office captain Sam Brown. | https://www.lakecountystar.com/news/article/Authorities-ask-for-help-finding-missing-17365637.php | 2022-08-11T00:37:55 | en | 0.970188 |
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SALEM, Ore. (AP) — The Oregon Court of Appeals ruled Wednesday that Gov. Kate Brown was within her authority to grant clemency during the coronavirus pandemic to nearly 1,000 people convicted of crimes.
Two district attorneys, Linn County’s Doug Marteeny and Lane County’s Patricia Perlow, along with family members of crime victims, sued the governor and other state officials earlier this year to stop the clemency actions.
The attorneys took particular issue with Brown’s decision to allow 73 people convicted of murder, assault, rape and manslaughter while they were younger than 18 to apply for early release.
The legal action alleged Brown granted clemency to people who had not sought early release through the standard legal process. Most of the people receiving clemency were either medically at risk during the early stages of the COVID-19 pandemic or had helped with wildfire fighting efforts during the historic Labor Day fires of 2020.
Marion County Circuit Court Judge David Leith rejected most of the challenger’s arguments but ordered the parole board to halt all release hearings for the 73 juvenile offenders. The governor then appealed the ruling.
While the attorneys and crime victims argued that Brown’s actions were an overreach of her authority, the Appeals Court said it was also clear there was emotion at stake because crime victims felt they were “denied justice.”
“The power to pardon, sitting within a singular executive – be they monarch, president, or governor – has always been controversial,” the opinion states.
Still, the Appeals Court judges said they were “not called here to judge the wisdom of the Governor’s clemency … that is a political question.” Instead, the judges said their job was to narrowly rule on whether the governor could legally take the action that she did, and on that front they found her actions legally sound.
“Hurt – no matter how sympathetic – does not translate to authority to challenge and displace commutations that accord with the constitutional powers afforded the Governor,” the Appeals Court opinion states.
Perlow told Oregon Public Broadcasting after the ruling that the governor’s actions amounted to a “violation of victims’ rights,” and she hoped the incoming Oregon Legislature would enact limits on the governor’s clemency powers.
Marteeny, the other district attorney who brought the case, said he thought the public could take action if they disagree with the Appeals Court decision.
“This opinion explains that ‘ultimately, it is the voters ... who hold the power to limit clemency actions,’ ' he said.
Oregon Attorney General Ellen Rosenblum, whose office represented the governor in the case, praised Wednesday’s decision.
“Today’s decision recognizes that the Governor had the authority to commute the sentences as she did,” Rosenblum said in a statement. “I am pleased that the Court of Appeals gave our appeal the attention it deserved and expedited their consideration of it.”
In a statement released after the ruling, a spokesperson for Brown emphasized that the Parole Board would independently decide “whether a person has been held accountable” and can be safely released, The Oreognian/OregonLive reported.
“We are a state and a nation of second chances — sentencing children to life sentences and near-life sentences without a second chance is not the kind of justice that most Oregonians believe in,” said the governor’s press secretary, Liz Merah.
The legal wrangling over juvenile offenders comes at a time when neuroscientists and lawmakers have started to change their views on criminal justice. For many years, Oregon allowed juveniles in some cases to receive sentences of life without parole.
Youth advocates have started to contest overly punitive approaches, arguing that research clearly shows human brains don’t fully develop decision-making skills until well into a person’s 20s. U.S. Supreme Court decisions have begun to accept that research in criminal cases involving young people.
In 2019, the Oregon Legislature passed a bill that made changes to the juvenile justice system by eliminating life sentences without parole for youth offenders. It also allowed them another hearing to review their case after serving half their sentences.
After that bill became law, Brown signed an executive order allowing it to apply retroactively to juveniles convicted between 1988 and 2019.
District attorneys across the state have criticized that decision as dangerous and traumatizing to crime victims.
A preliminary report by the Oregon Criminal Justice Commission earlier this year found some people released early from prison because of the COVID-19 pandemic were not more likely to commit crimes. | https://www.lakecountystar.com/news/article/Court-sides-with-Oregon-governor-over-early-17365595.php | 2022-08-11T00:38:01 | en | 0.974704 |
By Integrating Care with Several Middle and High School Health Centers, This Program Works to Address the State's Pediatric Mental Health Crisis
DENVER, Aug. 10, 2022 /PRNewswire/ -- With the toll the pandemic has taken on youth in terms of isolation, missed experiences and fragmented learning, children and youth are struggling to access resources to address their increased mental health needs. A recent survey by the Colorado Department of Public Health and Environment (CDPHE) showed that 40% of Colorado youth experienced feelings of depression in the past year. In May 2022, Children's Hospital Colorado said the state of emergency for pediatric mental health (which it declared in May 2021) had worsened in the past year. Colorado Access, the largest public sector health plan in the state, has partnered with local nonprofit organization Kids First Health Care (Kids First) to address behavioral health care for this group, integrating it with primary care at schools and ultimately making it more accessible and effective.
AccessCare, the telehealth subsidiary of Colorado Access, utilized its Virtual Care Collaboration and Integration (VCCI) program to partner with Kids First to offer virtual therapy initially in five local school-based health centers, but has since expanded to all eight clinics (six school-based health centers and two community clinics). From August 2020 to May 2022, this program had a total of 304 visits with 67 unique patients. According to Kids First, this is an increase in need and delivery of services compared to what they have seen in the past. There are many reasons for this, but one is clear; services are accessed in a familiar setting – through school-based health centers.
"Having a program like Kids First counseling at school has really helped me take control of my own mental health," wrote a participating student. "Prior, it was very difficult for someone my age to find some place that would help put me on the right path for counseling and psychiatry. Kids First has opened so many doors for me to finally understand what I need and finally start to feel better. Since having the telehealth program at school, it has become way more accessible and way more simple to get help when I need it, and for that I am forever grateful."
This partnership also allows the school-based health centers to coordinate physical health care with behavioral health care. Through the program, a student first meets with a physical health provider (often after being referred by an academic counselor or teacher) to identify any physical health needs and also discuss needs and options for mental health services. From there, physical and behavioral health care are integrated to provide a more holistic model of care. Specific conditions that require both physical and mental health treatment, like in the case of an eating disorder, especially benefit from this approach.
Given the high caseloads of school therapists and challenges connecting with community providers, Kids First staff states that access to care can take weeks or months and even then may be irregular. With AccessCare, patients can be seen within a week, which can make a big impact.
"This type of support is lifesaving," said Emily Human, clinical initiatives manager for Kids First Health Care. "The program helps patients recognize the importance of mental health care and aids in reducing the stigma around seeking mental health services."
Since its inception in July 2017, more than 5,100 encounters have been completed through the VCCI program at Colorado Access, with more than 1,300 of those encounters being in 2021 alone. An encounter includes an e-consult or use of telehealth services and is defined as a visit where the patient meets with the provider. Currently the VCCI program is fully integrated into 27 primary practice sites throughout metro Denver, now including eight sites in partnership with Kids First. As the program continues to see success, Colorado Access and AccessCare intend to collaboratively expand these efforts to meet the growing need and increase access to care.
"The success of this partnership with Kids First shows that innovative solutions can make a direct impact in the lives of those who need it most," said Annie Lee, president and CEO of Colorado Access. "We look forward to building capacity and offering solutions to meet our partners' needs through continued investment in our AccessCare subsidiary."
As the largest and most experienced public sector health plan in the state, Colorado Access is a nonprofit organization that works beyond just navigating health services. The company focuses on meeting members' unique needs by partnering with providers and community organizations to provide better personalized care through measurable results. Their broad and deep view of regional and local systems allows them to stay focused on members' care while collaborating on measurable and economically sustainable systems that serve them better. Learn more at coaccess.com.
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The case of a Nebraska woman charged with helping her teenage daughter end her pregnancy after investigators obtained Facebook messages between the two has raised fresh concerns about data privacy in the post-Roe world.
Since before the U.S. Supreme Court overturned Roe v. Wade in June, Big Tech companies that collect personal details of their users have faced new calls to limit that tracking and surveillance amid fears that law enforcement or vigilantes could use those data troves against people seeking abortions or those who try to help them.
Meta, which owns Facebook, said Tuesday it received warrants requesting messages in the Nebraska case from local law enforcement on June 7, before the Supreme Court decision overriding Roe came down. The warrants, the company added, “did not mention abortion at all,” and court documents at the time showed that police were investigating the “alleged illegal burning and burial of a stillborn infant."
However, in early June, the mother and daughter were only charged with a single felony for removing, concealing or abandoning a body, and two misdemeanors: concealing the death of another person and false reporting.
It wasn’t until about a month later, after investigators reviewed the private Facebook messages, that prosecutors added the felony abortion-related charges against the mother.
History has repeatedly demonstrated that whenever people's personal data is tracked and stored, there's always a risk that it could be misused or abused. With the Supreme Court's overruling of the 1973 Roe v. Wade decision that legalized abortion, collected location data, text messages, search histories, emails and seemingly innocuous period and ovulation-tracking apps could be used to prosecute people who seek an abortion — or medical care for a miscarriage — as well as those who assist them.
“In the digital age, this decision opens the door to law enforcement and private bounty hunters seeking vast amounts of private data from ordinary Americans,” said Alexandra Reeve Givens, the president and CEO of the Center for Democracy and Technology, a Washington-based digital rights nonprofit.
WHY DID FACEBOOK TURN OVER THE MESSAGES?
Facebook owner Meta said it received a legal warrant from law enforcement about the case, which did not mention the word “abortion.” The company has said that officials at the social media giant “always scrutinize every government request we receive to make sure it is legally valid” and that Meta fights back against requests that it thinks are invalid or too broad.
But the company gave investigators information in about 88% of the 59,996 cases in which the government requested data in the second half of last year, according to its transparency report. Meta declined to say whether its response would have been different had the warrant mentioned the word “abortion.”
NOT A NEW ISSUE
Until this past May, anyone could buy a weekly trove of data on clients at more than 600 Planned Parenthood sites around the country for as little as $160, according to a recent Vice investigation. The files included approximate patient addresses — derived from where their cellphones “sleep” at night — income brackets, time spent at the clinic, and the top places people visited before and afterward.
It’s all possible because federal law — specifically, HIPAA, the 1996 Health Insurance Portability and Accountability Act — protects the privacy of medical files at your doctor’s office, but not any information that third-party apps or tech companies collect about you. This is also true if an app that collects your data shares it with a third party that might abuse it.
In 2017, a Black woman in Mississippi named Latice Fisher was charged with second-degree murder after she sought medical care for a pregnancy loss.
“While receiving care from medical staff, she was also immediately treated with suspicion of committing a crime," civil rights attorney and Ford Foundation fellow Cynthia Conti-Cook wrote in her 2020 paper, “Surveilling the Digital Abortion Diary.” Fisher's "statements to nurses, the medical records, and the autopsy records of her fetus were turned over to the local police to investigate whether she intentionally killed her fetus,” she wrote.
Fisher was indicted on a second-degree murder charge in 2018; conviction could have led to life in prison. The murder charge was later dismissed. Evidence against her, though included her online search history, which included queries on how to induce a miscarriage and how to buy abortion pills online.
"Her digital data gave prosecutors a ‘window into (her) soul’ to substantiate their general theory that she did not want the fetus to survive,” Conti-Cook wrote.
INDUSTRY RESPONSE
Though many companies have announced policies to protect their own employees by paying for necessary out-of-state travel to obtain an abortion, technology companies have said little about how they might cooperate with law enforcement or government agencies trying to prosecute people seeking an abortion where it is illegal — or who are helping someone do so.
In June, Democratic lawmakers asked federal regulators to investigate Apple and Google for allegedly deceiving millions of mobile phone users by enabling the collection and sale of their personal data to third parties.
The following month, Google announced it will automatically purge information about users who visit abortion clinics or other locations that could trigger legal problems following the Supreme Court decision.
Governments and law enforcement can subpoena companies for data on their users. Generally, Big Tech policies suggest the companies will comply with abortion-related data requests unless they see them as overly broad. Meta, for instance, pointed to its online transparency report, which says “we comply with government requests for user information only where we have a good-faith belief that the law requires us to do so.”
Online rights advocates say that's not enough. In the Nebraska case, for instance, neither Meta nor law enforcement would have been able to read the messages had they been “end-to-end encrypted” the way messages on Meta's WhatsApp service are protected by default.
“Meta must flip the switch and make end-to-end encryption a default in all private messages, including on Facebook and Instagram. Doing so will literally save pregnant peoples’ lives,” said, Caitlin Seeley George, campaigns and managing director at the nonprofit rights group Fight for the Future.
BURDEN ON THE USER
Unless all of your data is securely encrypted, there’s always a chance that someone, somewhere can access it. So abortion rights activists suggest that people in states where abortion is outlawed should limit the creation of such data in the first place.
For instance, they urge turning off phone location services — or just leaving your phone at home — when seeking reproductive health care. To be safe, they say, it's good to read the privacy policies of any health apps in use.
The Electronic Frontier Foundation suggests using more privacy-conscious web browsers such as Brave, Firefox and DuckDuckGo — but also recommends double-checking their privacy settings.
There are also ways to turn off ad identifiers on both Apple and Android phones that stop advertisers from being able to track you. This is generally a good idea in any case. Apple will ask you if you want to be tracked each time you download a new app. For apps you already have installed, the tracking can be turned off manually. | https://www.lakecountystar.com/news/article/EXPLAINER-Online-privacy-in-a-post-Roe-world-17365645.php | 2022-08-11T00:38:08 | en | 0.965481 |
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