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292
What is the most important document required to process a health insurance claim?
{ "1": "Investigation report", "2": "Consolidated and detailed bills", "3": "Receipt for payment", "4": "Discharge summary" }
4
InsuranceAgents_Life-Question Bank_28032023.md
Life
293
What is the purpose of investigation reports in health insurance claims?
{ "1": "To provide a summary of the patient's condition", "2": "To provide a break-up of the bills", "3": "To assist in comparing the diagnosis and treatment", "4": "To verify the identity of the patient" }
3
InsuranceAgents_Life-Question Bank_28032023.md
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294
What is the purpose of the claim form in health insurance claims?
{ "1": "To provide a summary of the patient's condition", "2": "To request processing of the claim", "3": "To provide a break-up of the bills", "4": "To assist in comparing the diagnosis and treatment" }
2
InsuranceAgents_Life-Question Bank_28032023.md
Life
296
Which document may be required for accident claims?
{ "1": "Consolidated and detailed bills", "2": "Identity proof", "3": "Dialysis/Chemotherapy/Physiotherap y charts", "4": "FIR or Medico-legal certificate" }
4
InsuranceAgents_Life-Question Bank_28032023.md
Life
297
What is the purpose of having a membership with the TPA?
{ "1": "To obtain discounts on medical treatment at hospitals. ", "2": "To receive reimbursement for medical expenses not covered by the policy. ", "3": "To avail cashless facility for hospitalization or treatment covered by the policy, and to process claims when required. ", "4": "To receive medical advice and...
3
InsuranceAgents_Life-Question Bank_28032023.md
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298
What document does the TPA issue to the hospital for cashless treatment?
{ "1": "Medical report", "2": "Discharge summary", "3": "Pre-authorization or Letter of Guarantee", "4": "Prescription for medication" }
3
InsuranceAgents_Life-Question Bank_28032023.md
Life
299
What is claims investigation about?
{ "1": "Determining the validity of the claim and finding out the real cause and extent of the loss", "2": "Assessing the credibility of the claimant's occupation", "3": "Verifying the authenticity of the claimant's identity documents", "4": "Calculating the premium to be charged for the policy" }
1
InsuranceAgents_Life-Question Bank_28032023.md
Life
300
What documents are required for name and address verification for AML (Anti-money laundering) purposes?
{ "1": "Birth certificate and rental agreement", "2": "Passport and bank statement", "3": "Aadhar card and credit card statement", "4": "PAN card and telephone bill" }
4
InsuranceAgents_Life-Question Bank_28032023.md
Life
301
What is the role of assistance companies in overseas claims?
{ "1": "They process claims on behalf of insurance companies", "2": "They provide assistance to customers in case of contingencies covered under the policy", "3": "They offer tie-up arrangements with hospitals for cashless treatment", "4": "They provide legal assistance to customers during claims process" }
2
InsuranceAgents_Life-Question Bank_28032023.md
Life
302
Which of the following is NOT a service provided by assistance companies during overseas travel insurance claims?
{ "1": "Medical service provider referrals", "2": "Interpreter Referral", "3": "Delivery of Essential Medicines", "4": "Rental car booking" }
4
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303
What is the fee charged by assistance companies for their services?
{ "1": "It varies depending on agreement with the particular insurance company, benefits covered etc. ", "2": "It is a fixed amount for all customers of the insurance company", "3": "It is determined by the insurance company and is the same for all assistance companies", "4": "There is no fee charged for the se...
1
InsuranceAgents_Life-Question Bank_28032023.md
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304
Which of the following steps is necessary for hospitalization in case of a travel insurance claim?
{ "1": "Submit a written request to the insurance company", "2": "Visit any hospital of choice", "3": "Intimate the call centre and proceed to a specified hospital with a valid travel insurance policy", "4": "None of the above" }
3
InsuranceAgents_Life-Question Bank_28032023.md
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305
How do hospitals verify the validity of an overseas travel insurance policy?
{ "1": "The hospitals do not verify the validity of the policy before treatment", "2": "The hospitals contacts the assistance companies/ insurers on the call centre numbers to check the validity of the policy and verify coverages. ", "3": "The hospitals call the insured's family or friends to confirm the policy d...
2
InsuranceAgents_Life-Question Bank_28032023.md
Life
306
Which type of claim payment is made in foreign currency?
{ "1": "Cashless claims", "2": "Reimbursement claims", "3": "Both cashless and reimbursement claims", "4": "None of the above" }
1
InsuranceAgents_Life-Question Bank_28032023.md
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307
What is the currency conversion rate used while processing reimbursement claims?
{ "1": "The rate as on date of loss", "2": "The rate as on date of filing the claim", "3": "The rate as on the date of discharge from the hospital", "4": "The rate as on the date of admission to the hospital" }
1
InsuranceAgents_Life-Question Bank_28032023.md
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308
What currency is used for payments for admissible claims in reimbursement claims for overseas travel insurance?
{ "1": "British Pound (GBP)", "2": "Indian Rupee (INR)", "3": "United States Dollar (USD)", "4": "Euro (EUR)" }
2
InsuranceAgents_Life-Question Bank_28032023.md
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309
Which document is required to certify the disability of an insured individual?
{ "1": "Birth certificate", "2": "Passport", "3": "Permanent disability certificate from a civil surgeon or equivalent competent doctors", "4": "Driving license" }
3
InsuranceAgents_Life-Question Bank_28032023.md
Life