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Continue the following text in a coherent and informative manner	120-day Special Enrollment Period Written by Yessenia Milan \| Last published at: October 25, 2023 Residents affected by the Medicaid Unwinding: AHCT will offer a 120-day ‘Medicaid Unwind’ Special Enrollment Period (SEP) for eligible individuals who lose HUSKY Health coverage on or after April 1, 2023. Under this SE...	Residents affected by the Medicaid Unwinding: AHCT will offer a 120-day ‘Medicaid Unwind’ Special Enrollment Period (SEP) for eligible individuals who lose HUSKY Health coverage on or after April 1, 2023. Under this SEP, eligible applicants will have up to 120 days to enroll in new health and/or dental insurance covera...
Continue the following text in a coherent and informative manner	About the IRS Tax Penalty Written by Yessenia Milan \| Last published at: November 25, 2024 For Tax Year 2020, the penalty or fee for not having health insurance coverage is $0. For Tax Years 2018 and earlier, individuals without coverage during those years may be subject to a penalty. This penalty is also known as the ...	If you didn’t have health insurance coverage in 2018, the IRS may charge a penalty when you file your federal tax return.
Continue the following text in a coherent and informative manner	¿Access Health CT ofrece un plan catastrófico? Written by Yessenia Milan \| Last published at: April 26, 2023 Los planes catastróficos solo están disponibles para personas menores de 30 años o para aquellos a quienes se les otorgó una exención por dificultades o asequibilidad de Access Health CT. No puede obtener ay...	Los planes catastróficos solo están disponibles para personas menores de 30 aos o para aquellos a quienes se otorgó una exención por dificultades o asequibilidad de Access Health CT. No puede obtener ayuda financiera para pagar los planes Catastróficos. Estos planes tienen primas mensuales bajas y brindan el nivel más ...
Continue the following text in a coherent and informative manner	Advance Premium Tax Credit Disclaimer If you enroll in a Qualified Health Plan (QHP) and you are eligible for advance payments of the Premium Tax Credit (APTC) you can choose to use the full amount to reduce your monthly premium OR take less by using the scale in the disclaimer below. The sliding scale appears in...	If you enroll in a Qualified Health Plan (QHP) and you are eligible for advance payments of the Premium Tax Credit (APTC) you can choose to use the full amount to reduce your monthly premium OR take less by using the sliding scale in the disclaimer below. The sliding scale appears in the disclaimer below. You Should Kn...
Continue the following text in a coherent and informative manner	• Take advantage of key in-network preventive care visits, which are covered 100% and can help you stay healthy • Use in-netw • Save money with generic drugs and mail-order programs • Call your insurance company directly with questions or to learn more about resources available to you • Always pay your premiums on t...	After You Enroll After you enroll in healthcare coverage through Access Health CT, you’ll receive additional materials from us and from your insurance company (materials may vary depending on the plan you choose). To stay organized, check off each item below as you receive it from us. Questions about your coverage? Acc...
Continue the following text in a coherent and informative manner	Access Health CT Glossary Written by Roberto Blundo \| Last published at: May 08, 2024 Glossary acuerdo de reembolso de salud Las cuentas de reembolso de salud son planes de salud grupales financiados por el empleador, de los cuales los empleados son reembolsados libres de impuestos para los gastos médicos calificados h...	Acuerdo de reembolso de salud Las cuentas de reembolso de salud son planes de salud grupales financiados por el empleador, de cuales los empleados son reembolsados libres de impuestos para los gastos médicos calificados hasta un monto fijo en dólares por ao. Los montos no utilizados pueden ser renovados para ser utiliz...
Continue the following text in a coherent and informative manner	American Indians and Alaska Natives Written by Yessenia Milan \| Last published at: October 25, 2024 If you are an American Indian or Alaska Native, you can enroll in a Qualified Health Plan (QHP) or Stand-Alone Dental Plan at any time during the year and may change your health and/or dental plan selection once a month....	If you are an American Indian or Alaska Native, you can enroll in a Qualified Health Plan (QHP) or Stand-Alone Dental Plan at any time during the year and may change your health and/or dental plan selection once a month. The coverage effective date(s) for your health and/or dental plan depend(s) on the day you enroll. ...
Continue the following text in a coherent and informative manner	American Rescue Plan Act & Inflation Reduction Act Written by Yessenia Milan \| Last published at: February 20, 2025 The American Rescue Plan (ARPA) and the Inflation Reduction Act (IRA) make health insurance coverage more affordable and accessible for many Connecticut residents. These laws changed the way we calcu...	The American Rescue Plan (ARPA) and the Inflation Reduction Act (IRA) make health insurance coverage more affordable and accessible for many Connecticut residents. These laws changed the way we calculate financial help for customers. As a result, many more customers now qualify for financial help to make plans more aff...
Continue the following text in a coherent and informative manner	Application Disclaimers You must agree to the following disclaimers to complete your application. If you do not agree to the disclaimers, you will not be eligible to enroll in a Qualified Health Plan or Medicaid. Medicaid Only Disclaimers: You may be eligible for programs offered through the Department of Social S...	You may be eligible for programs offered through the Department of Social Services such as Medicaid (known as HUSKY A and Husky D) and the Children’s Health Insurance Program (known as CHIP or HUSKY B). The information listed on your application will be used to decide if you are eligible for these programs. ___________...
Continue the following text in a coherent and informative manner	Asistencia de traducción de idiomas y TTY Written by Yessenia Milan \| Last published at: January 08, 2025 ¿Cómo puedo obtener ayuda con la traducción de idiomas o TTY? Si necesita asistencia en otro idioma, contamos con traductores capacitados en más de 200 idiomas que están aquí para ayudarle. Comuníquese con...	Cómo puedo obtener ayuda con la traducción de idiomas o TTY? Si necesita asistencia en otro idioma, contamos con traductores capacitados en más de 200 idiomas que están aqu para ayudarle. Comunquese con el centro de llamadas de Access Health CT al 1-855-805-4325. Si es sordo o tiene problemas de audición, puede usar el...
Continue the following text in a coherent and informative manner	Birth Control Coverage Written by Yessenia Milan \| Last published at: October 17, 2023 Yes and at no cost! All Access Health CT health plans must cover all approved forms of birth control under the Affordable Care Act at no cost to the consumer. This means any plan bought through Access Health CT must offer these contr...	Access Health CT health plans must cover all approved forms of birth control under the Affordable Care Act at no cost to the consumer. This means any plan bought through Access Health CT must offer these contraceptive benefits as part of your health insurance coverage. You should still review your plan benefits and cos...
Continue the following text in a coherent and informative manner	Can I apply for a qualified health plan through Access Health CT if I have COBRA? Written by Yessenia Milan \| Last published at: October 24, 2024 1. What is COBRA? COBRA is a federal law that may allow you to temporarily keep your health coverage after a qualifying event, such as job loss. If you choose COBRA continuat...	If you are being offered COBRA continuation coverage, there are some things you should know before you make a final decision. Access Health CT may offer a better, less expensive choice for you and your family. With COBRA coverage, you may have to pay 100% of the monthly payments (premium), including the share the emplo...
Continue the following text in a coherent and informative manner	Can I get a plan with a Health Savings Account (HSA) through Access Health CT? Written by Yessenia Milan \| Last published at: February 19, 2025 Health Savings Accounts (HSAs) are medical savings accounts available to taxpayers who are enrolled in a High Deductible Health Plan (HDHP). The funds contributed to the accoun...	Health Savings Accounts (HSAs) are medical savings accounts available to taxpayers who are enrolled in a High Deductible Health Plan (HDHP). The funds contributed to the account aren’t subject to federal income tax at the time of deposit. Funds must be used to pay for qualified medical expenses and leftover funds roll ...
Continue the following text in a coherent and informative manner	Continuous Enrollment Unwinding and HUSKY Health Coverage Written by Kecia Stauffer \| Last published at: January 08, 2025 What is the Continuous Enrollment Unwinding? During the pandemic, Connecticut extended health coverage for most Medicaid members enrolled on or after March 18, 2020, even if they no longer qual...	During the pandemic, Connecticut extended health coverage for most Medicaid members enrolled on or after March 18, 2020, even if they no longer qualified, a process the federal government calls Continuous Enrollment. The federal rules have changed; Continuous Enrollment ends March 31, 2023 and the process of reviewing ...
Continue the following text in a coherent and informative manner	Coverage Effective Dates for Qualified Health Plans Written by Yessenia Milan \| Last published at: January 30, 2025 1. How are effective dates determined? i. When you enroll during Open Enrollment determines when your health and/or dental coverage will start: For coverage starting January 1, 2025, you must enroll and ...	You must enroll during Open Enrollment determines when your health and/or dental coverage will start: For coverage starting January 1, 2025, you must enroll and complete your application by December 15, 2024. For coverage starting February 1, 2025, you must enroll and complete your application between December 16, 2024...
Continue the following text in a coherent and informative manner	Covered CT Program Written by Yessenia Milan \| Last published at: January 08, 2025 Covered CT Some Connecticut residents that meet specific eligibility requirements are paying $0 for their health insurance coverage, thanks to the new Covered CT Program created by the State of Connecticut. The Covered CT Program pr...	Some Connecticut residents that meet specific eligibility requirements are paying $0 for their health insurance coverage, thanks to the new Covered CT Program created by the State of Connecticut. The Covered CT Program provides health insurance coverage, dental coverage and Non-Emergency Medical Transportation (NEMT) a...
Continue the following text in a coherent and informative manner	Creating Accounts and Linking Applications Written by Kecia Stauffer \| Last published at: August 26, 2024 Managing your Access Health CT application is easier with an online account. You can use your online account in several ways, including making routine changes to your household information and your applicati...	Managing your Access Health CT application is easier with an online account. You can use your online account in several ways, including making routine changes to your household information and your application. With an online account you can also: • View important notices • Report changes to your household information,...
Continue the following text in a coherent and informative manner	Customer Service Update Written by Yessenia Milan \| Last published at: September 14, 2023 We are currently experiencing a high volume of escalated cases and requests to our customer service team. We are working diligently to resolve issues and close cases as soon as possible, but in the meantime, you may have a del...	We are currently experiencing a high volume of escalated cases and requests to our customer service team. We are working diligently to resolve issues and close cases as soon as possible, but in the meantime, you may have a delay in getting your questions answered. The best way to request help from our team, ask us a qu...
Continue the following text in a coherent and informative manner	Deferred Action for Childhood Arrivals (DACA) Written by Kecia Stauffer \| Last published at: August 20, 2024 Deferred Action for Childhood Arrivals (DACA) recipients are now eligible for insurance coverage through Access Health CT. Starting November 1, 2024, DACA recipients will be able to get health insurance cover...	Deferred Action for Childhood Arrivals (DACA) recipients are now eligible for insurance coverage through Access Health CT. Starting November 1, 2024, DACA recipients will be able to get health insurance coverage through state- based marketplaces. This change in the law means DACA recipients living in Connecticut can ap...
Continue the following text in a coherent and informative manner	Dental coverage through Access Health CT Written by Yessenia Milan \| Last published at: January 31, 2025 Dental and oral health are important to your overall health and well-being. You can get dental coverage through Access Health CT in a few different ways. All health insurance plans offered through Access Hea...	If your current health insurance plan doesn’t include dental coverage, you can get a stand-alone dental plan through Access Health CT! You can enroll during the Open Enrollment Period that begins November 1 or during a Special Enrollment Period if you have a Qualifying Life Event.
Continue the following text in a coherent and informative manner	Differences with Metal Levels Written by Yessenia Milan \| Last published at: March 08, 2024 There are different plan options available at the Bronze, Silver, and Gold levels. Each metal level offers a different degree of coverage, so you should look for the plan that best fits your medical needs as well as your bud...	Choose a plan that best fits your medical needs and your budget.
Continue the following text in a coherent and informative manner	Disabled Veteran Written by Yessenia Milan \| Last published at: December 22, 2023 No. Veteran's disability benefits should NOT be included in your household income. Disability benefits are counted as part of your MAGI unless they are a veteran's disability benefits. Please talk to a tax advisor if you have quest...	Veteran's disability benefits should NOT be included in your household income. Disability benefits are counted as part of your MAGI unless they are a veteran's disability benefits. Please talk to a tax advisor if you have questions.
Continue the following text in a coherent and informative manner	Does Access Health CT offer a Catastrophic Plan? Written by Yessenia Milan \| Last published at: April 26, 2023 Catastrophic plans are only available to people younger than 30 years old or to those who have been granted a hardship or affordability exemption from Access Health CT. You are not eligible to get financi...	Catastrophic plans are only available to people younger than 30 years old or to those who have been granted a hardship or affordability exemption from Access Health CT. You are not eligible to get financial help to pay for Catastrophic plans. Catastrophic plans have low monthly premiums and provide the lowest level of ...
Continue the following text in a coherent and informative manner	Eligibility for Medicaid (HUSKY Health) & CHIP Written by Yessenia Milan \| Last published at: November 01, 2024 How do I know if I qualify for HUSKY Health? Find out if you qualify for HUSKY Health by completing an application with Access Health CT or the Department of Social Services. For detailed program rul...	HUSKY A Medicaid for children and teens up to age 19, parents or relative caregivers of any age with a dependent child(ren) under age 19, pregnant and post-partum individuals of any age, and individuals formerly in foster care up to age 26. HUSKY B Children’s Health Insurance Program (CHIP) for uninsured children and t...
Continue the following text in a coherent and informative manner	Eligibility- Children Written by Yessenia Milan \| Last published at: December 22, 2023 The Affordable Care Act allows parents to keep their adult children on their health insurance plan until age 26.	The Affordable Care Act allows parents to keep their adult children on their health insurance plan until age 26.
Continue the following text in a coherent and informative manner	Employer Sponsored Coverage Written by Yessenia Milan \| Last published at: February 03, 2025 If you are being offered coverage through an employer, or through a family member's employer, you may still be able to enroll through Access Health CT and get help with paying for healthcare coverage. Families with offers o...	If you are being offered coverage through an employer, or through a family member's employer, you may still be able to enroll through Access Health CT and get help with paying for healthcare coverage. Families with offers of employer health coverage may have new opportunities for savings, even if before they weren't el...
Continue the following text in a coherent and informative manner	Enrollment: Contact Access Health CT Written by Yessenia Milan \| Last published at: January 16, 2025 The Open Enrollment Period for 2026 health and dental insurance coverage begins November 1, 2025. Residents may be able to enroll at any time through Access Health CT if they: • Are an American Indian or Al...	The Open Enrollment Period for 2026 health and dental insurance coverage begins November 1, 2025. Residents may be able to enroll at any time through Access Health CT if they: • Are an American Indian or Alaska Native • Qualify for HUSKY Health (Medicaid/Children's Health Insurance Program) • Qualify for the Covered CT...
Continue the following text in a coherent and informative manner	Essential Health Benefits Written by Yessenia Milan \| Last published at: October 24, 2024 Read this article to find out what benefits are covered by every health plan available through Access Health CT. If you're paying for health insurance, you should know what is included with your plan and what services you can ...	Read this article to find out what benefits are covered by every health plan available through Access Health CT. If you're paying for health insurance, you should know what is included with your plan and what services you can get at no cost to you. This information does not apply to our Dental Insurance plans. All heal...
Continue the following text in a coherent and informative manner	Exemptions from the ACA Individual Mandate Written by Yessenia Milan \| Last published at: November 22, 2023 Starting January 1, 2014, the individual shared responsibility provision of the Patient Protection and Affordable Care Act (ACA) required individuals to have Minimum Essential Health Coverage (MEC) each month...	Starting January 1, 2014, the individual shared responsibility provision of the Patient Protection and Affordable Care Act (ACA) required individuals to have Minimum Essential Health Coverage (MEC) each month (known as the "Individual Mandate"), or pay a financial penalty for failure to have MEC (known as the "Shared R...
Continue the following text in a coherent and informative manner	Financial Help and Low/No-Cost Programs Written by Yessenia Milan \| Last published at: October 25, 2024 Most people qualify for some type of financial help, low-cost or free coverage thanks to new laws and programs, including the Inflation Reduction Act (IRA) and new Covered CT Program. Even people who weren’t elig...	Most people qualify for some type of financial help, low-cost or free coverage thanks to new laws and programs, including the Inflation Reduction Act (IRA) and new Covered CT Program. Even people who weren’t eligible in the past may qualify for new financial help. Complete One Application to See Your Options Access Hea...
Continue the following text in a coherent and informative manner	Form 1095-A Written by Yessenia Milan \| Last published at: January 15, 2025 If you or anyone in your household enrolls in a Qualified Health Plan (QHP) through Access Health CT, you will receive a Form 1095-A from Access Health CT. You will need this Form to complete your federal income tax return — even if you ...	If you or anyone in your household enrolls in a Qualified Health Plan (QHP) through Access Health CT, you will receive a Form 1095-A from Access Health CT. You will need this Form to complete your federal income tax return — even if you did not receive financial help (Advance Premium Tax Credits) or were only enrolled ...
Continue the following text in a coherent and informative manner	Form 1095-C Written by Yessenia Milan \| Last published at: January 16, 2025 A 1095-C is a tax form issued by an employer to an employee (and other eligible household members) to show information about the healthcare coverage the employee had. You should expect a Form 1095-C if you had coverage through your employer...	A 1095-C is a tax form issued by an employer to an employee (and other eligible household members) to show information about the healthcare coverage the employee had. You should expect a Form 1095-C if you had coverage through your employer or through Medicare. The IRS requires all 1095-C's to be issued by January 31st...
Continue the following text in a coherent and informative manner	Help With Your Verifications Written by Yessenia Milan \| Last published at: January 30, 2025 This article has a list of documents that can be used to verify your eligibility or other information. You can also see general information about verifications and instructions for uploading documents. If you still have ...	This article has a list of documents that can be used to verify your eligibility or other information. You can also see general information about verifications and instructions for uploading documents. If you still have questions, find help or call us at 1-855-805-4325 (TTY 1-855-789-2428 or contact us at 1-855-805-432...
Continue the following text in a coherent and informative manner	How can I get the most from my healthcare coverage? Written by Yessenia Milan \| Last published at: February 19, 2025 • Schedule your annual in-network checkup • Use in-network benefits wherever possible. • Find the right primary care doctor for your needs. You can search for a doctor on your insurance company’...	Getting the most out of your healthcare coverage can be a daunting task. Here are some tips to help you get the most out of your healthcare coverage.
Continue the following text in a coherent and informative manner	How Do I Cancel My Coverage? Written by Yessenia Milan \| Last published at: October 02, 2024 Customers enrolled in a Qualified Health Plan (QHP) coverage can cancel their coverage online or by phone with Access Health CT. However, if any member of the household has HUSKY Health coverage (Medicaid/Children's Health ...	Customers enrolled in a Qualified Health Plan (QHP) coverage can cancel their coverage online or by phone with Access Health CT. However, if any member of the household has HUSKY Health coverage (Medicaid/Children's Health Insurance Program), you must call Access Health CT to cancel your coverage.
Continue the following text in a coherent and informative manner	Husky Health Coverage Limited Benefit for COVID-19 Testing Written by Yessenia Milan \| Last published at: February 08, 2024 HUSKY Health is Connecticut’s public health insurance program. HUSKY Health is also known as Medicaid or the Children’s Health Insurance Program (CHIP). HUSKY Health is administered by the De...	HUSKY Health is Connecticut’s public health insurance program. HUSKY Health is also known as Medicaid or the Children’s Health Insurance Program (CHIP). HUSKY Health is administered by the Department of Social Services in partnership with Access Health CT, our state’s health insurance marketplace. Important: HUSKY Heal...
Continue the following text in a coherent and informative manner	I'm no longer eligible for Medicaid or CHIP. What are my options? Written by Yessenia Milan \| Last published at: August 29, 2024 If your eligibility has changed and you are no longer eligible for Medicaid/HUSKY Health coverage, you may qualify for a private insurance plan (also called a Qualified Health Plan, or Q...	If your eligibility has changed and you are no longer eligible for Medicaid/HUSKY Health coverage, you may qualify for a private insurance plan (also called a Qualified Health Plan, or QHP) with an insurance company through AHCT. You may qualify for financial help with paying for a QHP. If you were previously enrolled ...
Continue the following text in a coherent and informative manner	If I have an out-of-state doctor, will I still have coverage? Written by Yessenia Milan \| Last published at: February 14, 2023 You may be able to keep all of your current physicians, but keep in mind that some doctors outside of our state may be out-of-network. While you can still see them, your insurance provider...	You may be able to keep all of your current physicians, but keep in mind that some doctors outside of our state may be out-of-network. While you can still see them, your insurance provider may not cover as much (or any) of the cost of an out-of-network non-emergency visit.
Continue the following text in a coherent and informative manner	Important- Did You Receive a Health Care Coverage Renewal Decision Notice In October? Written by Yessenia Milan \| Last published at: October 28, 2021 If you received a notice with subject line of “Health Care Coverage Renewal Decision Notice,” please be aware that Access Health CT may have sent you incorrect inform...	If you received a notice with subject line of “Health Care Coverage Renewal Decision Notice,” please be aware that Access Health CT may have sent you incorrect information about your HUSKY Health coverage. What happened? There was a system error that generated a letter to customers, stating that their HUSKY health cove...
Continue the following text in a coherent and informative manner	Income Used on Application Written by Yessenia Milan \| Last published at: February 19, 2025 When you apply for healthcare coverage through Access Health CT, we will ask about your household income – more specifically, your Modified Adjusted Gross Income (MAGI). We need this information to complete your applicat...	When you apply for healthcare coverage through Access Health CT, we will ask about your household income – more specifically, your Modified Adjusted Gross Income (MAGI). We need this information to complete your application, and to see if you qualify for programs like Medicaid (HUSKY Health/Children’s Health Insurance ...