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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "120-day Special Enrollment Period \nWritten by Yessenia Milan | Last published at: October 25, 2023 \nResidents affected by the Medicaid Unwinding: AHCT will offer a 120-day ‘Medicaid \nUnwind’ Special Enrollment Period (SEP) for eligible individuals who lose HUSKY Health \ncoverage on or after April 1, 2023. Under this SEP, eligible applicants will have up to 120 days \nto enroll in new health and/or dental insurance coverage after their loss of HUSKY Health \ncoverage. An applicant's coverage effective date will be the first day of the month following plan \nselection. \n \nMore Information: \n• \nMedicaid Unwinding \n• \nSpecial Enrollment Periods \n• \nVerification Documents",
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"content": "Residents affected by the Medicaid Unwinding: AHCT will offer a 120-day ‘Medicaid Unwind’ Special Enrollment Period (SEP) for eligible individuals who lose HUSKY Health coverage on or after April 1, 2023. Under this SEP, eligible applicants will have up to 120 days to enroll in new health and/or dental insurance coverage after their loss of HUSKY Health coverage. An applicant's coverage effective date will be the first day of the month following plan selection. More Information • Medicaid Unwinding • Special Enrollment Periods • Verification Documents",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "About the IRS Tax Penalty\nWritten by Yessenia Milan | Last published at: November 25, 2024\nFor Tax Year 2020, the penalty or fee for not having health insurance coverage is $0.\nFor Tax Years 2018 and earlier, individuals without coverage during those years may be subject\nto a penalty. This penalty is also known as the “Individual Responsibility Payment.”\nIf you did not have healthcare coverage in 2018, the Internal Revenue Service (IRS) may charge a\npenalty when you file your federal tax return. The State of Connecticut does not charge a penalty for\nnot having healthcare coverage.\nThe IRS reviews the number of months out of the tax year that you didn’t have coverage, and\ncharges a penalty based on those months if they exceeded three months total.\nThe penalty amount can vary. The IRS calculates the total amount for the year that you owe for\nmonths you were not covered. You will pay 1/12th of the total amount for the year for each month you\nand/or members of your tax household were not c",
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"content": "If you didn’t have health insurance coverage in 2018, the IRS may charge a penalty when you file your federal tax return.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "¿Access Health CT ofrece un plan catastrófico? \nWritten by Yessenia Milan | Last published at: April 26, 2023 \nLos planes catastróficos solo están disponibles para personas menores de 30 años o para \naquellos a quienes se les otorgó una exención por dificultades o asequibilidad de Access \nHealth CT. No puede obtener ayuda financiera para pagar los planes Catastróficos. \n \n \nEstos planes tienen primas mensuales bajas y brindan el nivel más bajo de cobertura, pero \ntienen gastos de bolsillo más altos que otros tipos de planes. \n \n \nCuando complete una solicitud de cobertura, verá los planes catastróficos enumerados como \nuna opción solo si califica para ellos. Si no califica, no los verá como una opción para \nseleccionar. Solo Access Health CT puede otorgar una exención por dificultades o \nasequibilidad para comprar un plan catastrófico. Haga clic aquí para descargar la solicitud y las \ninstrucciones sobre cómo completar el formulario. \n \n \n¿Este plan es para ti? \nPuede ser una buena op",
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"content": "Los planes catastróficos solo están disponibles para personas menores de 30 aos o para aquellos a quienes se otorgó una exención por dificultades o asequibilidad de Access Health CT. No puede obtener ayuda financiera para pagar los planes Catastróficos. Estos planes tienen primas mensuales bajas y brindan el nivel más bajo de cobertura, pero tienen gastos de bolsillo más altos que otros tipos de planes. Cuando complete una solicitud de cobertura, verá los planes catastróficos enumerados como una opción solo si califica para ellos. Si no califica, no los verá como una opción para seleccionar. Solo Access Health CT puede otorgar un",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Advance Premium Tax Credit Disclaimer \n \nIf you enroll in a Qualified Health Plan (QHP) and you are eligible for advance payments of the Premium \nTax Credit (APTC) you can choose to use the full amount to reduce your monthly premium OR take less \nby using the scale in the disclaimer below. The sliding scale appears in the disclaimer below. \nYou Should Know: \n \n Those who take less APTC may be eligible to receive the remaining tax credit as a refund based on \nthe actual Modified Adjusted Gross Income (MAGI) reported on their federal Income tax return. \n If you actual annual income could be higher than what you listed in your application, you can select \nto receive a smaller APTC amount. To select a smaller APTC amount, move the slider to the left (see \nexample below). \n \n The IRS ultimately decides who receives repayment of tax credits and how much they receive. \nAccess Health CT cannot guarantee payment of any remaining APTC when you file your federal tax \nreturn. \n \nFor additiona",
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"content": "If you enroll in a Qualified Health Plan (QHP) and you are eligible for advance payments of the Premium Tax Credit (APTC) you can choose to use the full amount to reduce your monthly premium OR take less by using the sliding scale in the disclaimer below. The sliding scale appears in the disclaimer below. You Should Know: Those who take less APTC may be eligible to receive the remaining tax credit as a refund based on the actual Modified Adjusted Gross Income (MAGI) reported on their federal Income tax return. If you actual annual income could be higher than what you listed in your application, you can select to receive a smaller APTC amount. To select a smaller APTC amount, move the slider to the left (see example below). The IRS ultimately decides who receives repayment of tax credits and how much they receive. Access Health CT cannot guarantee payment of any remaining APTC when you file your federal tax return.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "• Take advantage of key in-network preventive care visits, which \nare covered 100% and can help you stay healthy\n• Use in-netw\n• Save money with generic drugs and mail-order programs \n• Call your insurance company directly with questions or to learn \nmore about resources available to you\n• Always pay your premiums on time to avoid coverage delays \nor lapses\nAfter You Enroll\nAfter you enroll in healthcare coverage through Access Health CT, you’ll receive additional materials from us \nand from your insurance company (materials may vary depending on the plan you choose). To stay organized, \ncheck off each item below as you receive it from us.\nQuestions about your coverage?\nAccess Health CT does not have access to that information.\nAnthem: \n1-855-738-6644 \nAnthem.com\n \nGet the most from your healthcare coverage\nStart by choosing a primary care doctor from your insurance company’s provider directory, and \nschedule your annual checkup. Make sure you:\nWhen\nFrom\nWhat\nabout 3 days after enroll",
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"content": "After You Enroll After you enroll in healthcare coverage through Access Health CT, you’ll receive additional materials from us and from your insurance company (materials may vary depending on the plan you choose). To stay organized, check off each item below as you receive it from us. Questions about your coverage? Access Health CT does not have access to that information. Anthem: 1-855-738-6644 Anthem.com Get the most from your healthcare coverage Start by choosing a primary care doctor from your insurance company’s provider directory, and schedule your annual checkup. Make sure you: When From What about 3 days after enroll",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Access Health CT Glossary\nWritten by Roberto Blundo | Last published at: May 08, 2024\nGlossary\nacuerdo de reembolso de salud\nLas cuentas de reembolso de salud son planes de salud grupales financiados por el empleador,\nde los cuales los empleados son reembolsados libres de impuestos para los gastos médicos\ncalificados hasta un monto fijo en dólares por año. Los montos no utilizadas pueden ser\nrenovados para ser utilizadose en años posteriores. El empleador financia y es propietario de la\ncuenta.\nAffordable Care Act (ACA)\n(also known as the Patient Protection and Affordable Care Act or Obamacare) and is the\nlandmark health reform legislation signed into law in March 2010. Key provisions are intended to\nextend coverage to millions of uninsured Americans, implement measures that will lower health\ncare costs and improve system efficiency, and eliminate industry practices that include rescission\nand denial of coverage due to pre-existing conditions. \nAgent\nAn agent is a state-licensed indivi",
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"content": "Acuerdo de reembolso de salud Las cuentas de reembolso de salud son planes de salud grupales financiados por el empleador, de cuales los empleados son reembolsados libres de impuestos para los gastos médicos calificados hasta un monto fijo en dólares por ao. Los montos no utilizados pueden ser renovados para ser utilizado en aos posteriores. El empleador financia y es propietario de la cuenta.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "American Indians and Alaska Natives\nWritten by Yessenia Milan | Last published at: October 25, 2024\nIf you are an American Indian or Alaska Native, you can enroll in a Qualified Health Plan (QHP) or\nStand-Alone Dental Plan at any time during the year and may change your health and/or dental plan\nselection once a month. The coverage effective date(s) for your health and/or dental plan depend(s)\non the day you enroll. If you enroll by the 15th of the month, your coverage will start on the 1st day\nof the following month (for example, if you enroll by February 15, your coverage will start on March\n1). When you complete your application for health and/or dental coverage, you will not be asked to\nprovide documents to verify your American Indian or Alaska Native status, but you must provide the\nname of your federally recognized tribe and your tribal status. \n \nFinancial Help\nBased on your household's Modified Adjusted Gross Income (MAGI), you and your household\nmembers may qualify for financ",
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"content": "If you are an American Indian or Alaska Native, you can enroll in a Qualified Health Plan (QHP) or Stand-Alone Dental Plan at any time during the year and may change your health and/or dental plan selection once a month. The coverage effective date(s) for your health and/or dental plan depend(s) on the day you enroll. If you enroll by the 15th of the month, your coverage will start on the 1st day of the month (for example, if you enroll by February 15, your coverage will start on March 1). When you complete your application for health and/or dental coverage, you will not be asked to provide documents to verify your American Indian or Alaska Native status, but you must provide the name of your federally recognized tribe and your tribal status.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "American Rescue Plan Act & Inflation Reduction \nAct \nWritten by Yessenia Milan | Last published at: February 20, 2025 \nThe American Rescue Plan (ARPA) and the Inflation Reduction Act (IRA) make health \ninsurance coverage more affordable and accessible for many Connecticut residents. These \nlaws changed the way we calculate financial help for customers. As a result, many more \ncustomers now qualify for financial help to make plans more affordable. Whether you’re a first-\ntime shopper or an existing customer, we want to make sure you know how to take advantage \nof all the financial help available. Enhanced plan subsidies are in place through Plan Year 2025, \nunless they are extended beyond 2025 through federal legislation. \n \nReal-Life example* of savings for Connecticut residents and their families due to the \nARPA and IRA: \n \n \nHousehold \nSize \nMetal \nLevel \nCoverage \nYear \nIncome \nPremium Before \nFinancial Help \nPremium After \nFinancial Help \n1 \nSilver \n2022 \n$19,800 \n$ 1,289",
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"content": "The American Rescue Plan (ARPA) and the Inflation Reduction Act (IRA) make health insurance coverage more affordable and accessible for many Connecticut residents. These laws changed the way we calculate financial help for customers. As a result, many more customers now qualify for financial help to make plans more affordable. Whether you’re a first- time shopper or an existing customer, we want to make sure you know how to take advantage of all the financial help available. Enhanced plan subsidies are in place through Plan Year 2025, unless they are extended beyond 2025 through federal legislation. Real-Life example* of savings for Connecticut residents and their families due to the ARPA and IRA: Household Size Metal Level Coverage Year Income Premium Before Financial Help Premium After Financial Help 1 Silver 2022 $19,800 $ 1,289",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Application Disclaimers \nYou must agree to the following disclaimers to complete your application. If you do not agree to the \ndisclaimers, you will not be eligible to enroll in a Qualified Health Plan or Medicaid. \n Medicaid Only Disclaimers: You may be eligible for programs offered through the Department of Social \nServices such as Medicaid (known as HUSKY A and Husky D) and the Children’s Health Insurance \nProgram (known as CHIP or HUSKY B). The information listed on your application will be used to decide if \nyou are eligible for these programs. \n_____________________________________________________________________________________ \n \nI know that I must tell the program I’m enrolled in if information I listed on this application changes. \n \n \nMEDICAID ONLY: I know that if Medicaid pays for a medical expense any money I get from other health \ninsurance or legal settlements will go to Medicaid in an amount equal to what Medicaid pays for the \nexpense. \n \nMEDICAID ONLY: I know that ",
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"content": "You may be eligible for programs offered through the Department of Social Services such as Medicaid (known as HUSKY A and Husky D) and the Children’s Health Insurance Program (known as CHIP or HUSKY B). The information listed on your application will be used to decide if you are eligible for these programs. _________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Asistencia de traducción de idiomas y TTY \nWritten by Yessenia Milan | Last published at: January 08, 2025 \n¿Cómo puedo obtener ayuda con la traducción de idiomas o TTY? \n \n \nSi necesita asistencia en otro idioma, contamos con traductores capacitados en más de 200 \nidiomas que están aquí para ayudarle. Comuníquese con el centro de llamadas de Access \nHealth CT al 1-855-805-4325. \nSi es sordo o tiene problemas de audición, puede usar el TTY al 1-855-789-2428 o \ncomunicarse al 1-855-805-4325 con nosotros a través de un operador de retransmisión. \n \n \n \n \n \nDescargue una copia de nuestra lista de verificación de inscripción aquí, disponible en varios \nidiomas: \n \nEspañol \n \nInglés \n \nCriollo haitiano \n \nPolaco",
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"content": "Cómo puedo obtener ayuda con la traducción de idiomas o TTY? Si necesita asistencia en otro idioma, contamos con traductores capacitados en más de 200 idiomas que están aqu para ayudarle. Comunquese con el centro de llamadas de Access Health CT al 1-855-805-4325. Si es sordo o tiene problemas de audición, puede usar el TTY al 1-855-789-2428 o comunicarse al 1-855-805-4325 con nosotros a través de un operador de retransmisión. Descargue una copia de nuestra lista de verificación de inscripción aqu, disponible en varios idiomas: Espaol Inglés Criollo haitiano Polaco",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Birth Control Coverage\nWritten by Yessenia Milan | Last published at: October 17, 2023\nYes and at no cost!\nAll Access Health CT health plans must cover all approved forms of birth control under the Affordable\nCare Act at no cost to the consumer. This means any plan bought through Access Health CT must\noffer these contraceptive benefits as part of your health insurance coverage. You should still review\nyour plan benefits and costs with the insurance company you chose or are looking to choose.",
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"content": "Access Health CT health plans must cover all approved forms of birth control under the Affordable Care Act at no cost to the consumer. This means any plan bought through Access Health CT must offer these contraceptive benefits as part of your health insurance coverage. You should still review your plan benefits and costs with the insurance company you chose or are looking to choose.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Can I apply for a qualified health plan\nthrough Access Health CT if I have COBRA?\nWritten by Yessenia Milan | Last published at: October 24, 2024\n1. What is COBRA?\nCOBRA is a federal law that may allow you to temporarily keep your health coverage after a\nqualifying event, such as job loss. If you choose COBRA continuation coverage, you may have to\npay 100% of the monthly payments (premium), including the share the employer used to pay, and a\nsmall administrative fee. \nIf you are being offered COBRA continuation coverage, there are some things you should know\nbefore you make a final decision. Access Health CT may offer a better, less expensive choice for you\nand your family. \n2. COBRA Coverage vs. Coverage through Access Health CT\nWe recommend that you check your options with Access Health before choosing COBRA for these\nreasons: \nAccess Health CT is the only place you can qualify for financial help to pay for health insurance.\nWith COBRA coverage, you may have to pay 100% of the monthl",
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"content": "If you are being offered COBRA continuation coverage, there are some things you should know before you make a final decision. Access Health CT may offer a better, less expensive choice for you and your family. With COBRA coverage, you may have to pay 100% of the monthly payments (premium), including the share the employer used to pay, and a small administrative fee. Access Health CT is the only place you can qualify for financial help to pay for health insurance. With COBRA coverage, you may have to pay 100% of the monthly payments (premium), including the share the employer used to pay, and a small administrative fee. Access Health CT is the only place you can qualify for financial help to pay for health insurance. With COBRA coverage, you may have to pay 100% of the monthly payments (premium), including the share the employer used to pay, and a small administrative fee. Access Health CT is the only place you can qualify for financial help to pay for health insurance. With COBRA coverage, you may have to pay 100% of the monthly payments (premium), including the share the employer used to pay, and a small administrative fee. Access Health CT is the only place you can qualify for",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Can I get a plan with a Health Savings\nAccount (HSA) through Access Health CT?\nWritten by Yessenia Milan | Last published at: February 19, 2025\nHealth Savings Accounts (HSAs) are medical savings accounts available to taxpayers who are\nenrolled in a High Deductible Health Plan (HDHP). The funds contributed to the account aren’t\nsubject to federal income tax at the time of deposit. Funds must be used to pay for qualified medical\nexpenses and leftover funds roll over year to year if you don’t spend them, which means you don’t\nlose them if they are not spent.\n \nSome insurance companies offer High Deductible Health Plans that are compatible with a Health\nSavings Account (HSA). These accounts are managed by the insurance companies and not by\nAccess Health CT. However, HSA compatible plans are available through the Access Health CT\nMarketplace and are identified as such in the plan name. Just look for \"HSA\" in the plan name when\nyou are comparing health plans.\n \n ",
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"content": "Health Savings Accounts (HSAs) are medical savings accounts available to taxpayers who are enrolled in a High Deductible Health Plan (HDHP). The funds contributed to the account aren’t subject to federal income tax at the time of deposit. Funds must be used to pay for qualified medical expenses and leftover funds roll over year to year if you don’t spend them, which means you don’t lose them if they are not spent. Some insurance companies offer High Deductible Health Plans that are compatible with a Health Savings Account (HSA). These accounts are managed by the insurance companies and not by Access Health CT. However, HSA compatible plans are available through the Access Health CT Marketplace and are identified as such in the plan name. Just look for \"HSA\" in the plan name when you are comparing health plans.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Continuous Enrollment Unwinding and HUSKY \nHealth Coverage \nWritten by Kecia Stauffer | Last published at: January 08, 2025 \nWhat is the Continuous Enrollment Unwinding? \nDuring the pandemic, Connecticut extended health coverage for most Medicaid members \nenrolled on or after March 18, 2020, even if they no longer qualified, a process the federal \ngovernment calls Continuous Enrollment. The federal rules have changed; Continuous \nEnrollment ends March 31, 2023 and the process of reviewing households for eligibility, referred \nto as Continuous Enrollment Unwinding, will resume. You can click here for the latest updates \non this process. \n \nWhat steps can I take to get ready? \n1. \nUpdate us so we can update you! Make sure your address and phone number are up to \ndate with Access Health CT and/or the Department of Social Services (DSS). Consider \nproviding your email address, opting to receive text messages or selecting paperless \ndelivery for important notifications. \n– \nHUSKY A, B and ",
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"content": "During the pandemic, Connecticut extended health coverage for most Medicaid members enrolled on or after March 18, 2020, even if they no longer qualified, a process the federal government calls Continuous Enrollment. The federal rules have changed; Continuous Enrollment ends March 31, 2023 and the process of reviewing households for eligibility, referred to as Continuous Enrollment Unwinding, will resume.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Coverage Effective Dates for Qualified\nHealth Plans\nWritten by Yessenia Milan | Last published at: January 30, 2025\n1. How are effective dates determined?\ni. When you enroll during Open Enrollment determines when your health and/or dental coverage will\nstart: \nFor coverage starting January 1, 2025, you must enroll and complete your application by\nDecember 15, 2024.\nFor coverage starting February 1, 2025, you must enroll and complete your application between\nDecember 16, 2024 and January 15, 2025. \n \nii. Enrolling in health and/or dental insurance outside of the Open Enrollment requires a Qualifying\nLife Event. You typically will have a period of 60 days from the Qualifying Life Event date, which is\nreferred to as a Special Enrollment Period, to enroll. The date your coverage will start will depend on\nthe type of Qualifying Life Event you had for your Special Enrollment Period. \n \niii. Connecticut residents that are eligible for the new Covered Connecticut Program can enroll at any\ntime",
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"content": "You must enroll during Open Enrollment determines when your health and/or dental coverage will start: For coverage starting January 1, 2025, you must enroll and complete your application by December 15, 2024. For coverage starting February 1, 2025, you must enroll and complete your application between December 16, 2024 and January 15, 2025. ii. Enrolling in health and/or dental insurance outside of the Open Enrollment requires a Qualifying Life Event. You typically will have a period of 60 days from the Qualifying Life Event date, which is referred to as a Special Enrollment Period, to enroll. The date your coverage will start will depend on the type of Qualifying Life Event you had for your Special Enrollment Period.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Covered CT Program \nWritten by Yessenia Milan | Last published at: January 08, 2025 \nCovered CT \nSome Connecticut residents that meet specific eligibility requirements are paying $0 for their \nhealth insurance coverage, thanks to the new Covered CT Program created by the State of \nConnecticut. The Covered CT Program provides health insurance coverage, dental coverage \nand Non-Emergency Medical Transportation (NEMT) administered by the Connecticut \nDepartment of Social Services. This Program is for residents between the ages of 19–64. \n \n \nWant to see if you qualify? Complete an application with Access Health CT online or with \nsome free help. \n \n \nFor eligible Connecticut residents enrolled in the Covered CT Program, the State of Connecticut \npays the customer’s portion of the monthly payment (premium) directly to their insurance \ncompany (Anthem, ConnectiCare Benefits, Inc. and ConnectiCare Insurance Company, Inc.) \nand also pays for the cost-sharing amounts (deductibles, co-pays, co-",
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"content": "Some Connecticut residents that meet specific eligibility requirements are paying $0 for their health insurance coverage, thanks to the new Covered CT Program created by the State of Connecticut. The Covered CT Program provides health insurance coverage, dental coverage and Non-Emergency Medical Transportation (NEMT) administered by the Connecticut Department of Social Services. This Program is for residents between the ages of 19–64. Want to see if you qualify? Complete an application with Access Health CT online or with some free help. For eligible Connecticut residents enrolled in the Covered CT Program, the State of Connecticut pays the customer’s portion of the monthly payment (premium) directly to their insurance company (Anthem, ConnectiCare Benefits, Inc. and ConnectiCare Insurance Company, Inc.) and also pays for the cost-sharing amounts (deductibles, co-pays, co-insurance).",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Creating Accounts and Linking Applications \nWritten by Kecia Stauffer | Last published at: August 26, 2024 \n \nManaging your Access Health CT application is easier with an online account. You can \nuse your online account in several ways, including making routine changes to your household \ninformation and your application. With an online account you can also: \n• \nView important notices \n• \nReport changes to your household information, like your household income, home \nand/or mailing address, and contact information \n• \nProvide an email address and opt in to receive SMS alerts \n• \nAdd or remove a household member from your application \n• \nCancel your coverage \n• \nRenew your coverage \n• \nUpload documents \n• \nFind Help from a broker or Certified Application Counselor (CAC) \n \nCreate an online account before you start your application so you can access your application at \nany time. If you already started an application with Access Health CT, follow the steps below to \ncreate an online ac",
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"content": "Managing your Access Health CT application is easier with an online account. You can use your online account in several ways, including making routine changes to your household information and your application. With an online account you can also: • View important notices • Report changes to your household information, like your household income, home and/or mailing address, and contact information • Provide an email address and opt in to receive SMS alerts • Add or remove a household member from your application • Cancel your coverage • Renew your coverage • Upload documents • Find Help from a broker or Certified Application Counselor (CAC) Create an online account before you start your application so you can access your application at any time. If you already started an application with Access Health CT, follow the steps below to create an online ac",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Customer Service Update \nWritten by Yessenia Milan | Last published at: September 14, 2023 \nWe are currently experiencing a high volume of escalated cases and requests to our customer \nservice team. We are working diligently to resolve issues and close cases as soon as possible, \nbut in the meantime, you may have a delay in getting your questions answered. \nThe best way to request help from our team, ask us a question or check on the status of your \napplication is to call us at 1-855-805-4325. We are also available via Live Chat \n(https://www.accesshealthct.com/get-help/). \nIf you have an urgent medical issue, please let the customer service representative know when \nyou contact us. Thank you for your patience.",
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"content": "We are currently experiencing a high volume of escalated cases and requests to our customer service team. We are working diligently to resolve issues and close cases as soon as possible, but in the meantime, you may have a delay in getting your questions answered. The best way to request help from our team, ask us a question or check on the status of your application is to call us at 1-855-805-4325. We are also available via Live Chat (https://www.accesshealthct.com/get-help/). If you have an urgent medical issue, please let the customer service representative know when you contact us. Thank you for your patience.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Deferred Action for Childhood Arrivals\n(DACA)\nWritten by Kecia Stauffer | Last published at: August 20, 2024\n \nDeferred Action for Childhood Arrivals (DACA) recipients are now eligible for insurance coverage\nthrough Access Health CT. \nStarting November 1, 2024, DACA recipients will be able to get health insurance coverage through state-\nbased marketplaces. This change in the law means DACA recipients living in Connecticut can apply for health\nand/or dental insurance plans offered through Access Health CT. Depending on their household size and\nincome, they may qualify for financial help such as Advance Premium Tax Credits (APTCs) or Cost-Sharing\nReductions (CSRs).\n \nThere will be a Special Enrollment Period (SEP) starting November 1, 2024, to allow DACA recipients to enroll\nin coverage that starts as soon as December 1, 2024. Moving forward, anyone who becomes a DACA\nrecipient will qualify for a 60-day SEP that starts on the day they are granted deferred action. \n \nRemember, all members",
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"content": "Deferred Action for Childhood Arrivals (DACA) recipients are now eligible for insurance coverage through Access Health CT. Starting November 1, 2024, DACA recipients will be able to get health insurance coverage through state- based marketplaces. This change in the law means DACA recipients living in Connecticut can apply for health and/or dental insurance plans offered through Access Health CT. Depending on their household size and income, they may qualify for financial help such as Advance Premium Tax Credits (APTCs) or Cost-Sharing Reductions (CSRs). There will be a Special Enrollment Period (SEP) starting November 1, 2024, to allow DACA recipients to enroll in coverage that starts as soon as December 1, 2024. Moving forward, anyone who becomes a DACA recipient will qualify for a 60-day SEP that starts on the day they are granted deferred action.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Dental coverage through Access Health CT \nWritten by Yessenia Milan | Last published at: January 31, 2025 \nDental and oral health are important to your overall health and well-being. You can get dental \ncoverage through Access Health CT in a few different ways. \n \n \nAll health insurance plans offered through Access Health CT include pediatric dental coverage \nfor anyone under 26 years old. It is also as an Essential Health Benefit under the ACA. Some \nhealth plans and programs available through Access Health CT, like the Covered CT Program, \ninclude dental coverage for adults. The HUSKY Health Program (Medicaid/CHIP programs) \nincludes dental coverage for children and adults. \n \nIf your current health insurance plan doesn’t include dental coverage, you can get a \nstand-alone dental plan through Access Health CT! You can enroll during the Open \nEnrollment Period that begins November 1 or during a Special Enrollment Period if you have a \nQualifying Life Event. \n \nTo enroll in dental ",
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"content": "If your current health insurance plan doesn’t include dental coverage, you can get a stand-alone dental plan through Access Health CT! You can enroll during the Open Enrollment Period that begins November 1 or during a Special Enrollment Period if you have a Qualifying Life Event.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Differences with Metal Levels \nWritten by Yessenia Milan | Last published at: March 08, 2024 \nThere are different plan options available at the Bronze, Silver, and Gold levels. Each metal \nlevel offers a different degree of coverage, so you should look for the plan that best fits your \nmedical needs as well as your budget. Some types of plans may restrict your provider choices \nor encourage you to get care from your plan's network of providers, while others pay a larger \nshare for services outside of the provider network. It's important that you understand the \ndifferences between these metal levels, and that you should look beyond just the monthly \npremium payment when comparing plans. Pay attention to your yearly deductible, \ncopayments, or coinsurance costs, and review the plan's network of providers. Plans with the \nlowest monthly payments (premiums) are not always the cheapest option for you and your \nfamily. \n \nFor more information on types of plans, differences between plans a",
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"content": "Choose a plan that best fits your medical needs and your budget.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Disabled Veteran \nWritten by Yessenia Milan | Last published at: December 22, 2023 \nNo. Veteran's disability benefits should NOT be included in your household income. \nDisability benefits are counted as part of your MAGI unless they are a veteran's disability \nbenefits. \nPlease talk to a tax advisor if you have questions.",
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"content": "Veteran's disability benefits should NOT be included in your household income. Disability benefits are counted as part of your MAGI unless they are a veteran's disability benefits. Please talk to a tax advisor if you have questions.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Does Access Health CT offer a Catastrophic \nPlan? \nWritten by Yessenia Milan | Last published at: April 26, 2023 \nCatastrophic plans are only available to people younger than 30 years old or to those who have \nbeen granted a hardship or affordability exemption from Access Health CT. You are not eligible \nto get financial help to pay for Catastrophic plans. \n \n \nThese plans have low monthly premiums and provide the lowest level of coverage, but they \nhave higher out-of-pocket costs than other types of plans. \n \n \nWhen you fill out an application for coverage, you’ll see Catastrophic Plans listed as an option \nonly if you qualify for them. If you don’t qualify, you won’t see them as an option to select. An \nexemption for hardship or affordability to purchase a catastrophic plan can only be granted by \nAccess Health CT. Click here to download the application and the instructions about how to \ncomplete the form. \n \n \nIs this plan for you? \nThis may be a good option for people who want ",
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"content": "Catastrophic plans are only available to people younger than 30 years old or to those who have been granted a hardship or affordability exemption from Access Health CT. You are not eligible to get financial help to pay for Catastrophic plans. Catastrophic plans have low monthly premiums and provide the lowest level of coverage, but they have higher out-of-pocket costs than other types of plans. When you fill out an application for coverage, you’ll see Catastrophic Plans listed as an option only if you qualify for them. If you don’t qualify, you won’t see them as an option to select.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Eligibility for Medicaid (HUSKY Health) & CHIP \nWritten by Yessenia Milan | Last published at: November 01, 2024 \nHow do I know if I qualify for HUSKY Health? \n \nFind out if you qualify for HUSKY Health by completing an application with Access Health CT or \nthe Department of Social Services. For detailed program rules, please visit: How to Qualify \n(ct.gov) \n \nHUSKY A \nMedicaid for children and teens up to age 19, parents or relative \ncaregivers of any age with a dependent child(ren) under age 19, pregnant \nand post-partum individuals of any age, and individuals formerly in foster \ncare up to age 26. \nHUSKY B \nChildren’s Health Insurance Program (CHIP) for uninsured children and \nteens up to age 19 who have too much income to qualify for \nMedicaid. HUSKY B also provides prenatal care to individuals of any age \nwho do not qualify for Medicaid due to immigration status. \nHUSKY C \nMedicaid for adults age 65 and older as well as adults with disabilities, \nand those requiring long-term",
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"content": "HUSKY A Medicaid for children and teens up to age 19, parents or relative caregivers of any age with a dependent child(ren) under age 19, pregnant and post-partum individuals of any age, and individuals formerly in foster care up to age 26. HUSKY B Children’s Health Insurance Program (CHIP) for uninsured children and teens up to age 19 who have too much income to qualify for Medicaid. HUSKY B also provides prenatal care to individuals of any age who do not qualify for Medicaid due to immigration status. HUSKY C Medicaid for adults age 65 and older as well as adults with disabilities, and those requiring long-term care.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Eligibility- Children \nWritten by Yessenia Milan | Last published at: December 22, 2023 \nThe Affordable Care Act allows parents to keep their adult children on their health insurance \nplan until age 26.",
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"content": "The Affordable Care Act allows parents to keep their adult children on their health insurance plan until age 26.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Employer Sponsored Coverage \nWritten by Yessenia Milan | Last published at: February 03, 2025 \nIf you are being offered coverage through an employer, or through a family member's employer, \nyou may still be able to enroll through Access Health CT and get help with paying for healthcare \ncoverage. Families with offers of employer health coverage may have new opportunities for \nsavings, even if before they weren't eligible. \n \nCan I enroll through Access Health CT if my employer offers health insurance? \n \nYes, you can still enroll in a private health insurance plan (Qualified Health Plan) through Access \nHealth CT, however, if the employer's coverage is considered affordable and meets the Minimum \nValue Standard, you will not be eligible to receive financial help (a Premium Tax Credit (PTC) or \nCost-Sharing Reduction (CSR)), regardless of your household income. \n \n \n• \nAffordable: A health insurance plan is deemed \"affordable\" if the employee's \npremium contribution toward the l",
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"content": "If you are being offered coverage through an employer, or through a family member's employer, you may still be able to enroll through Access Health CT and get help with paying for healthcare coverage. Families with offers of employer health coverage may have new opportunities for savings, even if before they weren't eligible. Can I enroll through Access Health CT if my employer offers health insurance? Yes, you can still enroll in a private health insurance plan (Qualified Health Plan) through Access Health CT, however, if the employer's coverage is considered affordable and meets the Minimum Value Standard, you will not be eligible to receive financial help (a Premium Tax Credit (PTC) or Cost-Sharing Reduction (CSR), regardless of your household income. • Affordable: A health insurance plan is deemed \"affordable\" if the employee's premium contribution toward the l",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Enrollment: Contact Access Health CT \nWritten by Yessenia Milan | Last published at: January 16, 2025 \n \nThe Open Enrollment Period for 2026 health and dental insurance coverage begins November \n1, 2025. \n \nResidents may be able to enroll at any time through Access Health CT if they: \n• \nAre an American Indian or Alaska Native \n• \nQualify for HUSKY Health (Medicaid/Children's Health Insurance Program) \n• \nQualify for the Covered CT Program \n• \nExperience a Qualifying Life Event like losing health coverage through your job, getting \nmarried, or moving to Connecticut from another state or country \n \n \nWe Are Here to Help \n• \nCall us at 1-855-805-4325. Hours of Operation (Holiday hours may vary, check website \nfor details) \n• \nLive Chat available at AccessHealthCT.com \n• \nVisit one of our Enrollment Locations \n• \nFind a Broker or Certified Application Counselor (CAC) near you \n \nCall Center Days & Hours of Operation \nMonday – Friday: 8:00 a.m. – 4:00 p.m. \n \n \n \n What docume",
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"content": "The Open Enrollment Period for 2026 health and dental insurance coverage begins November 1, 2025. Residents may be able to enroll at any time through Access Health CT if they: • Are an American Indian or Alaska Native • Qualify for HUSKY Health (Medicaid/Children's Health Insurance Program) • Qualify for the Covered CT Program • Experience a Qualifying Life Event like losing health coverage through your job, getting married, or moving to Connecticut from another state or country We Are Here to Help • Call us at 1-855-805-4325. Hours of Operation (Holiday hours may vary, check website for details) • Live Chat available at AccessHealthCT.com • Visit one of our Enrollment Locations • Find a Broker or Certified Application Counselor (CAC) near you Call Center Days & Hours of Operation Monday – Friday: 8:00 a.m. – 4:00 p.m.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Essential Health Benefits \nWritten by Yessenia Milan | Last published at: October 24, 2024 \nRead this article to find out what benefits are covered by every health plan available through \nAccess Health CT. If you're paying for health insurance, you should know what is included with \nyour plan and what services you can get at no cost to you. This information does not apply to \nour Dental Insurance plans. \nAll health insurance plans offered through Access Health CT provide coverage for the same set \nof Essential Health Benefits. Essential health benefits are minimum requirements for all \nplans available through Access Health CT. While the cost for certain benefits may vary \ndepending on the selected plan, you can be assured that all plans will provide coverage for: \n• \n \n– \nAmbulatory patient services (outpatient care you get without being admitted to a \nhospital) \n– \nEmergency room coverage \n– \nHospitalization (such as surgery) \n– \nMaternity and newborn care (care before and after your",
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"content": "Read this article to find out what benefits are covered by every health plan available through Access Health CT. If you're paying for health insurance, you should know what is included with your plan and what services you can get at no cost to you. This information does not apply to our Dental Insurance plans. All health insurance plans offered through Access Health CT provide coverage for the same set of Essential Health Benefits. Essential health benefits are minimum requirements for all plans available through Access Health CT. While the cost for certain benefits may vary depending on the selected plan, you can be assured that all plans will provide coverage for: • – Ambulatory patient services (outpatient care you get without being admitted to a hospital) – Emergency room coverage – Hospitalization (such as surgery) – Maternity and newborn care (care before and after your child's birth)",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Exemptions from the ACA Individual Mandate \nWritten by Yessenia Milan | Last published at: November 22, 2023 \nStarting January 1, 2014, the individual shared responsibility provision of the Patient Protection \nand Affordable Care Act (ACA) required individuals to have Minimum Essential Health \nCoverage (MEC) each month (known as the \"Individual Mandate\"), or pay a financial penalty for \nfailure to have MEC (known as the \"Shared Responsibility Payment\"). Individuals, however, \ncould qualify for an exemption from the Individual Mandate and avoid paying the financial \npenalty for failure to have MEC. There are several types of exemptions, including, for example, \nexemptions based on membership in certain religious sects and exemptions based on hardship \nand affordability. \nUnder the Tax Cuts and Jobs Act, the Shared Responsibility Payment was reduced to $0, \neffective for months after December 31, 2018. Therefore, starting with the 2019 tax year, \nindividuals do not need to pay the Share",
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"content": "Starting January 1, 2014, the individual shared responsibility provision of the Patient Protection and Affordable Care Act (ACA) required individuals to have Minimum Essential Health Coverage (MEC) each month (known as the \"Individual Mandate\"), or pay a financial penalty for failure to have MEC (known as the \"Shared Responsibility Payment\"). Individuals, however, could qualify for an exemption from the Individual Mandate and avoid paying the financial penalty for failure to have MEC. There are several types of exemptions, including, for example, exemptions based on membership in certain religious sects and exemptions based on hardship and affordability. Under the Tax Cuts and Jobs Act, the Shared Responsibility Payment was reduced to $0, effective for months after December 31, 2018. Therefore, starting with the 2019 tax year, individuals do not need to pay the Shared Responsibility Payment.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Financial Help and Low/No-Cost Programs \nWritten by Yessenia Milan | Last published at: October 25, 2024 \nMost people qualify for some type of financial help, low-cost or free coverage thanks to new \nlaws and programs, including the Inflation Reduction Act (IRA) and new Covered CT Program. \nEven people who weren’t eligible in the past may qualify for new financial help. \n \n \nComplete One Application to See Your Options \n \nAccess Health CT is the only place where you can qualify for financial help to lower your health \ninsurance costs or, if eligible, enroll into free or low-cost coverage through HUSKY Health \n(Medicaid/Children’s Health Insurance Program). Before you begin an application, you can use \nthe Compare Plans tool to enter some basic information about your household—like your tax \nhousehold size, home address, and household income—to understand your coverage and \nfinancial help options. \n \nIt is our mission to increase the number of insured residents in Connecticut. We part",
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"content": "Most people qualify for some type of financial help, low-cost or free coverage thanks to new laws and programs, including the Inflation Reduction Act (IRA) and new Covered CT Program. Even people who weren’t eligible in the past may qualify for new financial help. Complete One Application to See Your Options Access Health CT is the only place where you can qualify for financial help to lower your health insurance costs or, if eligible, enroll into free or low-cost coverage through HUSKY Health (Medicaid/Children’s Health Insurance Program). Before you begin an application, you can use the Compare Plans tool to enter some basic information about your household—like your tax household size, home address, and household income—to understand your coverage and financial help options. Access Health CT is the only place where you can qualify for financial help to lower your health insurance costs or, if eligible, enroll into free or low-cost coverage through HUSKY Health (Medicaid/Children’s Health Insurance Program). Before you begin an application, you can use the Compare Plans tool to enter some basic information about your household—like your tax household size, home address, and household income—to understand",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Form 1095-A \nWritten by Yessenia Milan | Last published at: January 15, 2025 \n \nIf you or anyone in your household enrolls in a Qualified Health Plan (QHP) through Access \nHealth CT, you will receive a Form 1095-A from Access Health CT. You will need this Form to \ncomplete your federal income tax return — even if you did not receive financial help \n(Advance Premium Tax Credits) or were only enrolled in a Qualified Health Plan for one \nmonth. Individuals enrolled in a Catastrophic plan will not receive a Form 1095-A and they do \nnot need to include information about their Catastrophic plan in their federal income tax return. \n \nAccess Health CT mails a Form1095-A to the primary tax filer in a household by January 31 of \neach year. Form 1095-A will have information about the prior coverage year (ex: if you had \ncoverage in 2024, the Form 1095-A will be issued by January 31, 2025). \nDid You Know? If you have an online account, you can view or print your Form 1095-A online! \nSign in at A",
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"content": "If you or anyone in your household enrolls in a Qualified Health Plan (QHP) through Access Health CT, you will receive a Form 1095-A from Access Health CT. You will need this Form to complete your federal income tax return — even if you did not receive financial help (Advance Premium Tax Credits) or were only enrolled in a Qualified Health Plan for one month. Individuals enrolled in a Catastrophic plan will not receive a Form 1095-A and they do not need to include information about their Catastrophic plan in their federal income tax return. Access Health CT mails a Form1095-A to the primary tax filer in a household by January 31 of each year.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Form 1095-C \nWritten by Yessenia Milan | Last published at: January 16, 2025 \nA 1095-C is a tax form issued by an employer to an employee (and other eligible household \nmembers) to show information about the healthcare coverage the employee had. You should \nexpect a Form 1095-C if you had coverage through your employer or through Medicare. \n \nThe IRS requires all 1095-C's to be issued by January 31st. \n \nIf you have questions about your 1095-C form, please contact your employer or the Centers for \nMedicare and Medicaid Services (CMS).",
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"content": "A 1095-C is a tax form issued by an employer to an employee (and other eligible household members) to show information about the healthcare coverage the employee had. You should expect a Form 1095-C if you had coverage through your employer or through Medicare. The IRS requires all 1095-C's to be issued by January 31st. If you have questions about your 1095-C form, please contact your employer or the Centers for Medicare and Medicaid Services (CMS).",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Help With Your Verifications \nWritten by Yessenia Milan | Last published at: January 30, 2025 \n \nThis article has a list of documents that can be used to verify your eligibility or other \ninformation. You can also see general information about verifications and instructions \nfor uploading documents. If you still have questions, find help or call us at 1-855-805-4325 \n(TTY 1-855-789-2428 or contact us at 1-855-805-4325 with a relay operator). \n \nIf you received a letter from us asking you to submit documents to confirm your eligibility for \nhealthcare coverage, follow the steps described below. Even if you have enrolled and started \nusing your plan, you may lose your coverage or financial help if we don't receive these \ndocuments from you by the deadline indicated in the letter. \nThe letter you receive will tell you what kind of information we need, such as: \n• \nProof of Income \n• \nProof of Identity \n• \nProof of U.S. Citizenship or U.S. National Status \n• \nProof of Lawful Presence/Imm",
"role": "user"
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"content": "This article has a list of documents that can be used to verify your eligibility or other information. You can also see general information about verifications and instructions for uploading documents. If you still have questions, find help or call us at 1-855-805-4325 (TTY 1-855-789-2428 or contact us at 1-855-805-4325 with a relay operator). If you received a letter from us asking you to submit documents to confirm your eligibility for healthcare coverage, follow the steps described below. Even if you have enrolled and started using your plan, you may lose your coverage or financial help if we don't receive these documents from you by the deadline indicated in the letter. The letter you receive will tell you what kind of information we need, such as: • Proof of Income • Proof of Identity • Proof of U.S. Citizenship or U.S. National Status • Proof of Lawful Presence/Imm",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "How can I get the most from my healthcare \ncoverage? \nWritten by Yessenia Milan | Last published at: February 19, 2025 \n• \nSchedule your annual in-network checkup \n• \nUse in-network benefits wherever possible. \n• \nFind the right primary care doctor for your needs. You can search for a doctor on your \ninsurance company’s website. \n• \nFill prescriptions at in-network pharmacies, and take advantage of generic drugs and \nmail order programs, if offered by your insurance company. They are usually the \ncheapest options for the prescriptions you may need. \n• \nAlways remember to pay your premiums on time so that you can avoid coverage delays \nor lapses in coverage. \n• \nCall your carrier directly with questions and learn more about their resources. \n \n \n \nFor more information, click here.",
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"content": "Getting the most out of your healthcare coverage can be a daunting task. Here are some tips to help you get the most out of your healthcare coverage.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "How Do I Cancel My Coverage? \nWritten by Yessenia Milan | Last published at: October 02, 2024 \nCustomers enrolled in a Qualified Health Plan (QHP) coverage can cancel their coverage online \nor by phone with Access Health CT. However, if any member of the household has HUSKY \nHealth coverage (Medicaid/Children's Health Insurance Program) you must call Access Health \nCT to cancel your coverage. \n \n How to Cancel QHP Coverage \nRequests to end your coverage must go through Access Health CT directly. These requests \ncannot be processed by your insurance company. \nYou can cancel your Qualified Health Plan by calling us at 1-855-805-4325, or if you have an \nonline account you can cancel your health insurance coverage by signing in to your account and \nclicking \"Additional Actions\", and then clicking “End My Coverage.” \n \nThe Date You Contact Us or Cancel Your Coverage Is Important \nCoverage is typically terminated at the end of the month in which Access Health CT receives \nthe cancellation r",
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"content": "Customers enrolled in a Qualified Health Plan (QHP) coverage can cancel their coverage online or by phone with Access Health CT. However, if any member of the household has HUSKY Health coverage (Medicaid/Children's Health Insurance Program), you must call Access Health CT to cancel your coverage.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Husky Health Coverage Limited Benefit for \nCOVID-19 Testing \nWritten by Yessenia Milan | Last published at: February 08, 2024 \nHUSKY Health is Connecticut’s public health insurance program. HUSKY Health is also known \nas Medicaid or the Children’s Health Insurance Program (CHIP). HUSKY Health is administered \nby the Department of Social Services in partnership with Access Health CT, our state’s health \ninsurance marketplace. \n \n \nImportant: HUSKY Health offers limited coverage that will pay for COVID-19 (coronavirus) \ntesting and a visit with your doctor or medical provider to decide if you need to be tested \nfor COVID-19. This limited coverage is available to most Connecticut residents without \nhealth insurance, regardless of your immigration status, and covers: COVID-19 testing, \ntreatment, and vaccinations. This limited COVID 19 coverage is in effect for the duration \nof the federal Public Health Emergency (PHE). \n \n \nTo see if you can get COVID-19 testing limited coverage, you wi",
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"content": "HUSKY Health is Connecticut’s public health insurance program. HUSKY Health is also known as Medicaid or the Children’s Health Insurance Program (CHIP). HUSKY Health is administered by the Department of Social Services in partnership with Access Health CT, our state’s health insurance marketplace. Important: HUSKY Health offers limited coverage that will pay for COVID-19 (coronavirus) testing and a visit with your doctor or medical provider to decide if you need to be tested for COVID-19. This limited coverage is available to most Connecticut residents without health insurance, regardless of your immigration status, and covers: COVID-19 testing, treatment, and vaccinations. This limited COVID 19 coverage is in effect for the duration of the federal Public Health Emergency (PHE). To see if you can get COVID 19 testing limited coverage, you wi ...",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
"role": "system"
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"content": "I'm no longer eligible for Medicaid or CHIP. What \nare my options? \nWritten by Yessenia Milan | Last published at: August 29, 2024 \nIf your eligibility has changed and you are no longer eligible for Medicaid/HUSKY Health \ncoverage, you may qualify for a private insurance plan (also called a Qualified Health Plan, or \nQHP) with an insurance company through AHCT. You may qualify for financial help with paying \nfor a QHP. \nIf you were previously enrolled in Medicaid/HUSKY Health coverage and need to renew your \ncoverage, you may still be eligible for Medicaid. \nYou can re-enroll in a QHP, Medicaid, or CHIP through Access Health CT - online or over the \nphone at 1-855-805-4325.",
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"content": "If your eligibility has changed and you are no longer eligible for Medicaid/HUSKY Health coverage, you may qualify for a private insurance plan (also called a Qualified Health Plan, or QHP) with an insurance company through AHCT. You may qualify for financial help with paying for a QHP. If you were previously enrolled in Medicaid/HUSKY Health coverage and need to renew your coverage, you may still be eligible for Medicaid. You can re-enroll in a QHP, Medicaid, or CHIP through Access Health CT - online or over the phone at 1-855-805-4325.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "If I have an out-of-state doctor, will I still have \ncoverage? \nWritten by Yessenia Milan | Last published at: February 14, 2023 \nYou may be able to keep all of your current physicians, but keep in mind that some doctors \noutside of our state may be out-of-network. \nWhile you can still see them, your insurance provider may not cover as much (or any) of the \ncost of an out-of-network non-emergency visit. It is important that you contact the insurance \ncompany to ask them about their network outside of Connecticut and make sure that you know \nif your specific doctor is in-network or not. \nBefore you enroll, you should check the Provider Directory of the insurance company of your \nchoice. \nLists of in-network providers are available through the insurance company’s website and will \nalso tell you whether the provider is accepting new patients. You will also see a link to search \nfor doctors while you shop and compare plans at AccessHealthCT.com.",
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"content": "You may be able to keep all of your current physicians, but keep in mind that some doctors outside of our state may be out-of-network. While you can still see them, your insurance provider may not cover as much (or any) of the cost of an out-of-network non-emergency visit.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Important- Did You Receive a Health Care \nCoverage Renewal Decision Notice In October? \nWritten by Yessenia Milan | Last published at: October 28, 2021 \nIf you received a notice with subject line of “Health Care Coverage Renewal Decision Notice,” \nplease be aware that Access Health CT may have sent you incorrect information about your \nHUSKY Health coverage. \n \nWhat happened? \nThere was a system error that generated a letter to customers, stating that their HUSKY health \ncoverage would be terminated on October 31, 2021. The letter has the subject line “Health Care \nCoverage Renewal Decision Notice,” and it is dated either October 18, 2021, or October 19, \n2021. \n \nWhat are we doing to fix the problem? \nAccess Health CT is working to fix the error. We are currently sending impacted customers a \nletter to let them know if they were impacted. These customers will have their HUSKY health \ncoverage redetermined correctly by October 31, 2021. They will then be able to review their \ncorrect",
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"content": "If you received a notice with subject line of “Health Care Coverage Renewal Decision Notice,” please be aware that Access Health CT may have sent you incorrect information about your HUSKY Health coverage. What happened? There was a system error that generated a letter to customers, stating that their HUSKY health coverage would be terminated on October 31, 2021. The letter has the subject line of “Health Care Coverage Renewal Decision Notice,” and it is dated either October 18, 2021, or October 19, 2021. What are we doing to fix the problem? Access Health CT is working to fix the error. We are currently sending impacted customers a letter to let them know if they were impacted. These customers will have their HUSKY health coverage redetermined correctly by October 31, 2021. They will then be able to review their correct",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Income Used on Application \nWritten by Yessenia Milan | Last published at: February 19, 2025 \nWhen you apply for healthcare coverage through Access Health CT, we will ask about your \nhousehold income – more specifically, your Modified Adjusted Gross Income (MAGI). \n \nWe need this information to complete your application, and to see if you qualify for programs \nlike Medicaid (HUSKY Health/Children’s Health Insurance Program) or for financial help in the \nform of tax credits or cost-sharing reductions for a Qualified Health Plan (QHP). \n \n \n \nYour Current Monthly Income vs. Yearly MAGI Income \n \nWhen you apply for healthcare coverage through Access Health CT, we may ask you to provide \nyour current monthly and yearly income. \n \n \n• \nCurrent month's income is used to determine eligibility for Medicaid (known as Husky A \nand Husky D) and the Children's Health Insurance Program (known as CHIP or HUSKY \nB). \n \n \n• \nYearly income is used to determine eligibility for financial help (Pr",
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"content": "When you apply for healthcare coverage through Access Health CT, we will ask about your household income – more specifically, your Modified Adjusted Gross Income (MAGI). We need this information to complete your application, and to see if you qualify for programs like Medicaid (HUSKY Health/Children’s Health Insurance Program) or for financial help in the form of tax credits or cost-sharing reductions for a Qualified Health Plan (QHP). Your Current Monthly Income vs. Yearly MAGI Income When you apply for healthcare coverage through Access Health CT, we may ask you to provide your current monthly and yearly income. • Current month's income is used to determine eligibility for Medicaid (known as Husky A and Husky D) and the Children's Health Insurance Program (known as CHIP or HUSKY B). • Yearly income is used to determine eligibility for financial help (Pr",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Language Translation Assistance and TTY \nWritten by Yessenia Milan | Last published at: January 08, 2025 \nHow may I get assistance with language translation or TTY? \n \n \nIf you require assistance in another language, we have translators trained in over 200 \nlanguages that are here to help. Please contact the Access Health CT call center at 1-855-805-\n4325. \nIf you are deaf or hearing impaired, you may use the TTY at 1-855-789-2428 or contact us at 1-\n855-805-4325 with a relay operator. \n \n \n \nDownload a copy of our Enrollment Checklist here, available in multiple languages: \n \n \nEnglish \nSpanish \nHaitian Creole \nPolish",
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"content": "If you require assistance in another language, we have translators trained in over 200 languages that are here to help. Please contact the Access Health CT call center at 1-855-805- 4325. If you are deaf or hearing impaired, you may use the TTY at 1-855-789-2428 or contact us at 1- 855-805-4325 with a relay operator. Download a copy of our Enrollment Checklist here, available in multiple languages: English Spanish Haitian Creole Polish",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Medicare \nWritten by Yessenia Milan | Last published at: November 01, 2024 \nYour eligibility for Medicare can affect your eligibility for other programs or financial help. If \nyou have a question about your eligibility for health and/or dental coverage, please call \nAccess Health CT at 1-855-805-4325. \n \n \n \nWhat is Medicare? \nMedicare is a federal health insurance program for people who are age 65 and over and for \ncertain people under 65 with illnesses or disabilities. Medicare offers broad coverage: Part A is \ninsurance for hospitalization, home or skilled nursing, and hospice; Part B is medical insurance; \nPart C (Medicare Advantage Plans) is a private insurance option for covering hospital and \nmedical costs; and Part D covers prescription medications. Part C can supplement Parts A, B, \nand sometimes D. \nIf you are currently eligible or enrolled in Medicare, you cannot enroll in a Qualified Health Plan \nthrough Access Health CT. Qualified Health Plans are not supplemental Medic",
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"content": "Medicare is a federal health insurance program for people who are age 65 and over and for certain people under 65 with illnesses or disabilities. Medicare offers broad coverage: Part A is insurance for hospitalization, home or skilled nursing, and hospice; Part B is medical insurance; Part C (Medicare Advantage Plans) is a private insurance option for covering hospital and medical costs; and Part D covers prescription medications. Part C can supplement Parts A, B, and sometimes D. If you are currently eligible or enrolled in Medicare, you cannot enroll in a Qualified Health Plan through Access Health CT. Qualified Health Plans are not supplemental Medicare.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Mental Health and Behavioral Health Services \nWritten by Yessenia Milan | Last published at: October 17, 2023 \nWill my mental and behavioral health services programs and services be covered by \nplans offered through Access Health CT? \n \n \nYes, to find out which specific mental and behavioral health programs and services are covered, \nplease see your plan's Summary of Benefits and Costs. \n \nQualified Health Plans are required to cover some mental and behavioral health services under \nthe Affordable Care Act's \"Essential Health Benefits\" (EHBs) requirements. All plans are \nrequired to meet federal and state Mental Health Parity laws. \n \nMental and behavioral health services are essential health benefits and all plans must cover: \n• \nBehavioral health treatment, such as psychotherapy and counseling \n• \nMental and behavioral health inpatient services \n• \nSubstance use disorder (commonly known as substance abuse) treatment \n \nPre-existing mental and behavioral health conditions are covered ",
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"content": "Mental health and behavioral health services are essential health benefits and all plans must cover: • Behavioral health treatment, such as psychotherapy and counseling • Mental and behavioral health inpatient services • Substance use disorder (commonly known as substance abuse) treatment Pre-existing mental and behavioral health conditions are covered",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "More information about AHCT Small Business \nWritten by Yessenia Milan | Last published at: February 14, 2023 \nWhether you’re a small business owner, current member or broker, we can help you find the \ninformation you need. \n \n \n• \nIf you are a Broker or a Small Business looking for a quote, contact us at \nshop.ahct@ct.gov \n• \nTo get a free online quote or learn more about our Small Business coverage, visit \nAccessHealthCTSmallBiz.com or call us at 1-855-762-4928.",
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"content": "Whether you’re a small business owner, current member or broker, we can help you find the information you need. • If you are a Broker or a Small Business looking for a quote, contact us at shop.ahct@ct.gov • To get a free online quote or learn more about our Small Business coverage, visit AccessHealthCTSmallBiz.com or call us at 1-855-762-4928.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Nationwide public health emergency & HUSKY \nbenefit extension \nWritten by Yessenia Milan | Last published at: April 19, 2024 \nA nationwide public health emergency is in effect. \n On March 18, 2020, the Families First Coronavirus Response Act was signed into law. One of \nthe benefits of this law is it allowed the State of Connecticut to extend Medicaid and CHIP \n(“HUSKY Health”) coverage in response to the coronavirus pandemic. As a result, individuals \nwho were enrolled in HUSKY Health may have their benefits extended for the duration of the \npublic health emergency - except under the following circumstances: \n• \nRelocation outside of CT \n• \nVerified ineligible immigration status \n• \nVoluntary Disenrollment \n• \nDeath \n• \nExceeding age limit for HUSKY B (CHIP) \n \nIMPORTANT \nAlthough your account may show a future coverage end date, your extended HUSKY Health \ncoverage is only guaranteed while the public health emergency remains in effect. \n \nHow can I confirm my coverage is act",
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"content": "A nationwide public health emergency is in effect. On March 18, 2020, the Families First Coronavirus Response Act was signed into law. One of the benefits of this law is it allowed the State of Connecticut to extend Medicaid and CHIP (“HUSKY Health”) coverage in response to the coronavirus pandemic. As a result, individuals who were enrolled in HUSKY Health may have their benefits extended for the duration of the public health emergency - except under the following circumstances: • Relocation outside of CT • Verified ineligible immigration status • Voluntary Disenrollment • Death • Exceeding age limit for HUSKY B (CHIP) IMPORTANT Although your account may show a future coverage end date, your extended HUSKY Health coverage is only guaranteed while the public health emergency remains in effect.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "New Special Enrollment Period for Residents \nwith Lower Income \nWritten by Kecia Stauffer | Last published at: December 02, 2024 \nThere is a Special Enrollment Period for Residents with Lower Income, allowing some residents \nto sign up for health coverage through Access Health CT outside of the Open Enrollment \nPeriod. If your household income is at or below 150% of the Federal Poverty Level (see chart \nbelow) you can use this opportunity to enroll through Access Health CT. Right now, you must \ncall us to enroll. \n \n \nThe Inflation Reduction Act (IRA) has made more financial help available through Access Health \nCT for residents at virtually every income level, and this new Special Enrollment Period gives \nresidents with lower incomes another chance to access these additional savings on monthly \nbills. Financial help is available that can reduce the monthly cost of health insurance to nearly \n$0. \n \n \nWho can use this Special Enrollment Period to enroll? \nYou must have a household inco",
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"content": "There is a Special Enrollment Period for Residents with Lower Income, allowing some residents to sign up for health coverage through Access Health CT outside of the Open Enrollment Period. If your household income is at or below 150% of the Federal Poverty Level (see chart below) you can use this opportunity to enroll through Access Health CT. Right now, you must call us to enroll. The Inflation Reduction Act (IRA) has made more financial help available through Access Health CT for residents at virtually every income level, and this new Special Enrollment Period gives residents with lower incomes another chance to access these additional savings on monthly bills. Financial help is available that can reduce the monthly cost of health insurance to nearly $0.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Notice of Non-Discrimination \nWritten by Yessenia Milan | Last published at: October 24, 2024 \nAccess Health CT complies with applicable Federal civil rights laws and does not discriminate \non the basis of race, color, national origin (including limited English proficiency and primary \nlanguage), age, disability, or sex (consistent with the scope of sex discrimination described at \n45 C.F.R. § 92.101 (a)(2)). Access Health CT does not exclude people or treat them differently \nbecause of race, color, national origin (including limited English proficiency and primary \nlanguage), age, disability, or sex (consistent with the scope of sex discrimination described at \n45 C.F.R. § 92.101 (a)(2)). \n \nAccess Health CT: \n• \nProvides reasonable modifications and free appropriate auxiliary aids and services to \npeople with disabilities to communicate effectively with us, such as: \n– \nQualified sign language interpreters \n– \nWritten information in other formats such as braille, large print, audio,",
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"content": "Access Health CT complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin (including limited English proficiency and primary language), age, disability, or sex (consistent with the scope of sex discrimination described at 45 C.F.R. 92.101 (a)(2)). Access Health CT does not exclude people or treat them differently because of race, color, national origin (including limited English proficiency and primary language), age, disability, or sex (consistent with the scope of sex discrimination described at 45 C.F.R. 92.101 (a)(2)). Access Health CT: • Provides reasonable modifications and free appropriate auxiliary aids and services to people with disabilities to communicate effectively with us, such as: – Qualified sign language interpreters – Written information in other formats such as braille, large print, audio,",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Online Account Access \nWritten by Yessenia Milan | Last published at: January 08, 2025 \nOnline Account with Access Health CT \n \n \nHaving an online account can make managing your application easier. We encourage you to set \nup an online account when you apply through Access Health CT, and we are here to help you \nlink your current application with your new online account. \n \n \nKey Account Information: \nYou will need to know the following information in order to set up and/or access your online \naccount. \nUser ID \nThe User ID is a unique identifier that you create and use to sign in to \nyour account. \n \nImportant: The User ID cannot match one currently in use. The User ID must be \nbetween 5 and 15 characters made up of letters and/or numbers. \nPassword \nYour password must be 9 to 15 characters with at least one number, one \nuppercase letter, one lowercase letter, and one special character (i.e.! #, %). \n \nFor security reasons, you may be prompted to change your password when ",
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"content": "Having an online account can make managing your application easier. We encourage you to set up an online account when you apply through Access Health CT, and we are here to help you link your current application with your new online account. Key Account Information The User ID is the unique identifier that you create and use to sign in to your account. Important: The User ID cannot match one currently in use. The User ID must be between 5 and 15 characters made up of letters and/or numbers. Password Your password must be 9 to 15 characters with at least one number, one uppercase letter, one lowercase letter, and one special character (i.e.! #, %). For security reasons, you may be prompted to change your password when",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Open Enrollment Dates and Hours of Operation \nWritten by Yessenia Milan | Last published at: January 16, 2025 \nThe Open Enrollment Period for 2026 health and dental insurance coverage begins November \n1, 2025. \n \n \nYou can enroll anytime if you: \n• \nAre an American Indian or Alaska Native \n• \nQualify for HUSKY/Medicaid \n• \nQualify for a Special Enrollment Period \n• \nQualify for the Covered CT Program \n \n \nWe Are Here to Help \n \n• \nFor General Questions & Application Help: Call us at 1-855-805-4325 (TTY at 1-855-\n789-2428) \n• \nLive Chat available at AccessHealthCT.com \n• \nVisit one of our Enrollment Locations \n• \nFind a Broker or CAC near you \n \n \n \n \nCall Center Hours \nMonday to Friday, 8:00 am to 4:00 pm \n \n \n \n \n(Holiday hours may vary, check website for details)",
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"content": "The Open Enrollment Period for 2026 health and dental insurance coverage begins November 1, 2025. You can enroll anytime if you: • Are an American Indian or Alaska Native • Qualify for HUSKY/Medicaid • Qualify for a Special Enrollment Period • Qualify for the Covered CT Program We Are Here to Help • For General Questions & Application Help: Call us at 1-855-805-4325 (TTY at 1-855- 789-2428) • Live Chat available at AccessHealthCT.com • Visit one of our Enrollment Locations • Find a Broker or CAC near you Call Center Hours Monday to Friday, 8:00 am to 4:00 pm (Holiday hours may vary, check website for details)",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Other Programs \nWritten by Yessenia Milan | Last published at: December 26, 2024 \nIf you are looking for Medicaid (HUSKY C), Medicaid for Employees with Disabilities (MED-\nConnect), the Supplemental Nutrition Assistance Program (SNAP(food stamps)), and/or cash \nassistance, please contact the Connecticut Department of Social Services. \nAccess Health CT cannot help you enroll in these programs. \n• \nTo enroll: visit the Connecticut Department of Social Services website or call them directly \nat 1-855-626-6632 \n• \nFor customer support: please visit the HUSKY Health Members Page.",
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"content": "If you are looking for Medicaid (HUSKY C), Medicaid for Employees with Disabilities (MED- Connect), the Supplemental Nutrition Assistance Program (SNAP(food stamps)), and/or cash assistance, please contact the Connecticut Department of Social Services. Access Health CT cannot help you enroll in these programs. • To enroll: visit the Connecticut Department of Social Services website or call them directly at 1-855-626-6632 • For customer support: please visit the HUSKY Health Members Page.",
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{
"content": "You are an AI model that generates informative and coherent text based on given input.",
"role": "system"
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"content": "Paperless Notifications \nWritten by Kecia Stauffer | Last published at: August 22, 2024 \nFollow these steps to update your contact information and opt in to paperless notifications. \nWhen you go paperless, you will receive notifications in your online account inbox instead of by \nmail. We will alert you about new notifications in your account inbox at the email address linked \nto your account.",
"role": "user"
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{
"content": "If you don't want to receive notifications by mail, you can opt out of receiving them in your online account inbox.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Pre-Existing Condition \nWritten by Yessenia Milan | Last published at: December 22, 2023 \nYes. Coverage for those with pre-existing health conditions was one of the big changes made \npossible by the Federal Government's Affordable Care Act. As of 2014, you cannot be denied \ncoverage or charged more for medical coverage just because you have a pre-existing health \ncondition.",
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"content": "Yes. Coverage for those with pre-existing health conditions was one of the big changes made possible by the Federal Government's Affordable Care Act. As of 2014, you cannot be denied coverage or charged more for medical coverage just because you have a pre-existing health condition.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Premium and Monthly Bills \nWritten by Yessenia Milan | Last published at: October 31, 2024 \nPremium amounts \nYour premium (an amount that's paid for an insurance policy) is based on: \n1. \nYour age at the start of the policy \n2. \nThe area (county) in which you live \nYou pay your monthly premium directly to your insurance company, not Access Health CT. \n \n \nHow is my monthly bill calculated? \nYour premium amount minus any financial help (if you qualify). In addition to your premium, you \nusually have to pay out-of-pocket costs to receive care, including deductibles, copayments, and \ncoinsurance. \nThe amount you pay each month for your health insurance premium, and the costs you pay out \nof pocket for receiving care, will vary depending on the plan you have. When you shop and \ncompare plans through Access Health CT, you can use our metal levels (Bronze, Silver and \nGold) to help show differences in costs between plans. \nChanges to your household information can sometimes impact your ",
"role": "user"
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{
"content": "Your monthly bill is calculated based on your monthly premium.",
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{
"content": "You are an AI model that generates informative and coherent text based on given input.",
"role": "system"
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"content": "Premium Tax Credit and Filing Separately \nWritten by Yessenia Milan | Last published at: February 14, 2023 \nNo. Married couples who file their taxes separately are not eligible to receive financial help (or \nAdvanced Premium Tax Credits known as APTC's with a qualified health plan. \nNote: There are limited exceptions for those filing separately, such as exceptions for victims of \ndomestic abuse or spousal abandonment.",
"role": "user"
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"content": "Married couples who file their taxes separately are not eligible to receive financial help (or Advanced Premium Tax Credits known as APTC's with a qualified health plan. Note: There are limited exceptions for those filing separately, such as exceptions for victims of domestic abuse or spousal abandonment.",
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{
"content": "You are an AI model that generates informative and coherent text based on given input.",
"role": "system"
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"content": "Premium Tax Credits and Filing \nWritten by Yessenia Milan | Last published at: March 29, 2024 \nIf you don't report financial help you received to the IRS, you will not be eligible for advance \npayments of the premium tax credit to help pay for your coverage in the future. \nMake sure you complete your annual federal income tax filing before renewing your \ncoverage. \nYou're required to reconcile the amount of the financial help (or Advance Premium Tax Credit) \non your tax return using IRS Form 8962. Use the information from Form 1095-A to file Form \n8962 to help the IRS complete the reconciliation.",
"role": "user"
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{
"content": "If you're eligible for financial help, you're required to report the amount of the financial help on your tax return.",
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{
"content": "You are an AI model that generates informative and coherent text based on given input.",
"role": "system"
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"content": "Prescription Drug Coverage \nWritten by Yessenia Milan | Last published at: October 17, 2023 \nDo plans (Qualified Health Plans) offered through Access Health CT cover prescription drugs? \nYes, but... \nPlans (Qualified Health Plans) offered through Access Health CT cover prescription drugs, but \ncoverage can vary by plan. \nTo know which drugs are covered, or what costs are associated with your plan's drug coverage: \n1. Look at your Plan Details online or \n2. Contact your insurance company",
"role": "user"
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"content": "2. Contact your insurance company to find out which drugs are covered, or what costs are associated with your plan's drug coverage.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Primary Applicant and Authorized \nRepresentative on the Application \nWritten by Yessenia Milan | Last published at: August 29, 2024 \nIn order to change or receive information about an Access Health CT account or application, \nyou must be the primary applicant or authorized representative on the application. If you are not \na primary applicant or are not an authorized representative, Access Health CT cannot release \ninformation or make changes to your Access Health CT account. It is important to understand \nthat the reason for this is to protect your private information. \n \nIf you are the primary applicant, you may choose a person as the authorized representative on \nyour Access Health CT application. You may do this online or by contacting our call center at \n(855) 805-4325. The authorized representative may share and receive information on behalf of \nthe person who is named as the primary applicant on the Access Health CT application. \n \nNote: Adding a Certified Application Counse",
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"content": "In order to change or receive information about an Access Health CT account or application, you must be the primary applicant or authorized representative on the application. If you are not a primary applicant or are not an authorized representative, Access Health CT cannot release information or make changes to your Access Health CT account. It is important to understand that the reason for this is to protect your private information. If you are the primary applicant, you may choose a person as the authorized representative on your Access Health CT application. You may do this online or by contacting our call center at (855) 805-4325. The authorized representative may share and receive information on behalf of the person who is named as the primary applicant on the Access Health CT application.",
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{
"content": "You are an AI model that generates informative and coherent text based on given input.",
"role": "system"
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"content": "Privacy Policy \nWritten by Yessenia Milan | Last published at: April 30, 2024 \nAccess Health CT Privacy Policy \nAccess Health CT is the health insurance marketplace developed by the State of Connecticut to \nsatisfy the requirements of the federal Patient Protection and Affordable Care Act (the “ACA”). \nThis Privacy Policy describes our policies and procedures regarding our collection, use and \ndisclosure of the personal information that we receive through use of our website found at \naccesshealthct.com and ct.gov/hix (the \"Website\") and in our outreach to, communications with, \nand offering of programs and services to plan enrollees, applicants, and others (the \"Activities\"). \nOur collection, use and disclosure of personal information are regulated by applicable federal \nand state law, including, without limitation, the regulations created by the federal Department of \nHealth and Human Services under the ACA. \nThis Privacy Policy, and our use, disclosure, and safeguarding of the inform",
"role": "user"
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"content": "Access Health CT is the health insurance marketplace developed by the State of Connecticut to satisfy the requirements of the federal Patient Protection and Affordable Care Act (the “ACA”). This Privacy Policy describes our policies and procedures regarding our collection, use and disclosure of the personal information that we receive through use of our website found at accesshealthct.com and ct.gov/hix (the “Website”) and in our outreach to, communications with, and offering of programs and services to plan enrollees, applicants, and others (the “Activities”). Our collection, use and disclosure of personal information are regulated by applicable federal and state law, including, without limitation, the regulations created by the federal Department of Health and Human Services under the ACA. This Privacy Policy, and our use, disclosure, and safeguarding of the inform",
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"content": "Qualified Health Plan Disclaimer for Advance \nPremium Tax Credit \nWritten by Yessenia Milan | Last published at: February 01, 2021 \nQualified Health Plan Disclaimer for Advance Premium Tax Credit (1).pdf \nQualified Health Plan Disclaimer for Advance Premium Tax Credit \nThe following disclaimer appears if you enroll in a Qualified Health Plan and select Advance \nPremium Tax Credit (APTC). \nThis disclaimer explains your tax filing responsibilities and any potential changes in premiums \nand APTC. Make sure you understand the details of this disclaimer, there could be significant \nimpact to your financial help or federal income tax filing. \nWhen this disclaimer appears on screen in your actual application, the fields noted as [YYYY] \nbelow will display the corresponding tax year for your application. \nA screenshot of this disclaimer as it appears in the application is on Page 2. \n____________________________________________________________________________\n____ \nDisclaimer Text: \nI understa",
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"content": "Qualified Health Plan Disclaimer for Advance Premium Tax Credit The disclaimer appears if you enroll in a Qualified Health Plan and select Advance Premium Tax Credit (APTC). This disclaimer explains your tax filing responsibilities and any potential changes in premiums and APTC. Make sure you understand the details of this disclaimer, there could be significant impact to your financial help or federal income tax filing. When this disclaimer appears on screen in your actual application, the fields noted as [YYYY] below will display the corresponding tax year for your application. A screenshot of this disclaimer as it appears in the application is on Page 2.",
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"content": "Questions about My Bill \nWritten by Yessenia Milan | Last published at: January 08, 2025 \nYour first bill will be sent from the insurance company you choose (Anthem or ConnectiCare \nBenefits, Inc.) about 5-10 days after your enrollment status is Initiated. Your insurance policy will \nnot go into effect until you make your first payment. The payment must go directly to your \ninsurance company, not Access Health CT. You may use your ID card after your payment has \nbeen processed by the insurance company. \n \nIf you do not receive a bill within 5-10 days after receiving a successful enrollment notice from \nAccess Health CT, contact your insurance company. If you need to change your address, you \ncan either call us at 1-855-805-4325 (TTY 1-855-789-2424 or contact us at 1-855-805-4325 with \na relay operator) or report the change online. For directions on how to change your address \nonline, click here. \n \nIf you have a question about whether a payment has been received or applied (or how ",
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"content": "Your first bill will be sent from the insurance company you choose (Anthem or ConnectiCare Benefits, Inc.) about 5-10 days after your enrollment status is Initiated. Your insurance policy will not go into effect until you make your first payment. The payment must go directly to your insurance company, not Access Health CT. You may use your ID card after your payment has been processed by the insurance company. If you do not receive a bill within 5-10 days after receiving a successful enrollment notice from Access Health CT, contact your insurance company. If you need to change your address, you can either call us at 1-855-805-4325 (TTY 1-855-789-2424 or contact us at 1-855-805-4325 with a relay operator) or report the change online. For directions on how to change your address online, click here.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Rate Increase Justification \nWritten by Yessenia Milan | Last published at: November 05, 2024 \nWhy is my bill higher this year compared to last year? \nPremium rates can increase from year to year. Rate increases must be approved by the \nConnecticut Insurance Department. \nThe insurance companies that offer coverage through Access Health CT have issued rate increases for \nplans being offered in 2025. This means that if you were enrolled in a health plan in 2024 and will \ncontinue with that plan for 2025, you may need to pay more in premium per month than last year. \n \n \nFor more information on specific rate increases, you should view the rate increase justification issued \nby your insurance carrier: \n• \nAnthem Individual \n• \nAnthem Small Group \n• \nConnecticare Benefits, Inc. \n• \nConnecticare Insurance Company, Inc. \n \n \n \n Some related topics: \n• \n \n– \nQuestions about my bill \n– \nFinancial Help and Low/No-Cost Programs \n– \nWhy has my financial help changed?",
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"content": "The insurance companies that offer coverage through Access Health CT have issued rate increases for plans being offered in 2025. This means that if you were enrolled in a health plan in 2024 and will continue with that plan for 2025, you may need to pay more in premium per month than last year. For more information on specific rate increases, you should view the rate increase justification issued by your insurance carrier: • Anthem Individual • Anthem Small Group • Connecticare Benefits, Inc. • Connecticare Insurance Company, Inc.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Renewing your Coverage \nWritten by Yessenia Milan | Last published at: October 17, 2024 \nAccess Health CT consumers enrolled in health and/or dental plans must renew their coverage \nduring the annual Open Enrollment Period, starting November 1. HUSKY Health enrollees' \neligibility to renew their coverage is redetermined on the basis of original enrollment dates, and \nredetermination may fall outside of the Open Enrollment Period. \nAccess Health CT encourages all customers to shop and compare plans this year. If you are \nalready enrolled through Access Health CT, you may need to take action to renew your health \nand/or dental plan and see all the financial help available to you. Make sure to report any \nchanges to your information, like your household size, income and tax filing status. \n \n• \nHave you changed jobs this year? \n• \nHas your household income changed since you enrolled? \n• \nHas your home and/or mailing address changed since you enrolled? \n \nIf you answer “yes” to any of t",
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"content": "Access Health CT consumers enrolled in health and/or dental plans must renew their coverage during the annual Open Enrollment Period, starting November 1. HUSKY Health enrollees' eligibility to renew their coverage is redetermined on the basis of original enrollment dates, and redetermination may fall outside of the Open Enrollment Period. Access Health CT encourages all customers to shop and compare plans this year. If you are already enrolled through Access Health CT, you may need to take action to renew your health and/or dental plan and see all the financial help available to you. Make sure to report any changes to your information, like your household size, income and tax filing status.",
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"content": "Reporting Changes to Household Information \nWritten by Yessenia Milan | Last published at: October 24, 2024 \nIf any of your personal information changes during the year, changes should be reported within \n30 days or as quickly as possible. If we don't have the most up-to-date information it can make it \nharder for us to get in touch with you about your account and it can affect the amount of \nfinancial help you can receive or result in owing the IRS. \n \n \n \n \nAccount Changes to \nStay Connected \nSTAY IN TOUCH TO MAXIMIZE YOUR BENEFITS \n \nUnderstand how to make the most of your plan benefits and keep in touch \nabout important customer renewal information. \n \n \nSign In and click on \"Edit my Settings\", then click \"Update Contact \nInformation\" to update your mailing address, add an email address or opt-in \nto receive text messages. \n \nApplication Changes \nto Report \nKEEP APPLICATION INFORMATION ACCURATE \n \nKeep your account details updated to ensure your financial help is accurate.",
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"content": "If any of your personal information changes during the year, changes should be reported within 30 days or as quickly as possible. If we don't have the most up-to-date information it can make it harder for us to get in touch with you about your account and it can affect the amount of financial help you can receive or result in owing the IRS. Account Changes to Stay Connected STAY IN TOUCH TO MAXIMIZE YOUR BENEFITS Understand how to make the most of your plan benefits and keep in touch about important customer renewal information. Sign In and click on \"Edit my Settings\", then click \"Update Contact Information\" to update your mailing address, add an email address or opt-in to receive text messages. Application Changes to Report KEEP APPLICATION INFORMATION ACCURATE Keep your account details updated to ensure your financial help is accurate.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Special Enrollment Period for Personal Care \nAttendants (PCA) and Direct Support \nProfessionals (DSP) \nWritten by Kecia Stauffer | Last published at: October 25, 2024 \nAccess Health CT will provide a Special Enrollment Period from March 15, 2023 to May 15, \n2023 to help eligible Personal Care Attendants (PCAs) and Direct Support Professionals (DSPs) \nto enroll in health insurance. If they qualify, these PCAs and DSPs can enroll in no- or low-cost \ncoverage, including a Qualified Health Plan with some premium assistance, the Covered CT \nProgram or qualify to enroll in HUSKY Health (Medicaid). \nThe eligibility requirements for the Special Enrollment Period are listed below. \n \n \n \nHow to Qualify for the Special Enrollment Period: \n• \nYou must apply for health insurance coverage through Access Health CT and be eligible \nto enroll. In your application, you must attest to being a Personal Care Attendant (PCA) \nor Direct Support Professional (DSP). \n \nBefore You Apply Through Access Hea",
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"content": "Access Health CT will provide a Special Enrollment Period from March 15, 2023 to May 15, 2023 to help eligible Personal Care Attendants (PCAs) and Direct Support Professionals (DSPs) to enroll in health insurance. If they qualify, these PCAs and DSPs can enroll in no- or low-cost coverage, including a Qualified Health Plan with some premium assistance, the Covered CT Program or qualify to enroll in HUSKY Health (Medicaid). The eligibility requirements for the Special Enrollment Period are listed below. • You must apply for health insurance coverage through Access Health CT and be eligible to enroll. In your application, you must attest to being a Personal Care Attendant (PCA) or Direct Support Professional (DSP).",
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"content": "Special Enrollment Periods \nWritten by Yessenia Milan | Last published at: December 23, 2024 \nThe Open Enrollment Period for 2025 health and dental insurance coverage ends January 15, \n2025. \n \nResidents may be able to enroll at any time through Access Health CT if they: \n• \nAre an American Indian or Alaska Native \n• \nQualify for HUSKY Health (Medicaid/Children's Health Insurance Program) \n• \nQualify for the Covered CT Program \n• \nQualify for the Special Enrollment Period for Residents with Lower Income \n• \nExperience a Qualifying Life Event like losing HUSKY Health, losing health coverage \nthrough your job, getting married, or moving to Connecticut from another state or \ncountry. \n \nA Special Enrollment Period is a special window of time outside the Open Enrollment Period \nwhen you can enroll in health and/or dental insurance coverage through Access Health CT. To \nqualify for a Special Enrollment Period, you must prove that you have a Qualifying Life Event — \nand you will general",
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"content": "The Open Enrollment Period for 2025 health and dental insurance coverage ends January 15, 2025. Residents may be able to enroll at any time through Access Health CT if they: • Are an American Indian or Alaska Native • Qualify for HUSKY Health (Medicaid/Children's Health Insurance Program) • Qualify for the Covered CT Program • Qualify for the Special Enrollment Period for Residents with Lower Income • Experience a Qualifying Life Event like losing HUSKY Health, losing health coverage through your job, getting married, or moving to Connecticut from another state or country. A Special Enrollment Period is a special window of time outside the Open Enrollment Period when you can enroll in health and/or dental insurance coverage through Access Health CT. To qualify for a Special Enrollment Period, you must prove that you have a Qualifying Life Event — and you will general",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "State HUSKY A and B for Children \nWritten by Kecia Stauffer | Last published at: January 08, 2025 \nConnecticut is offering two new state-funded health coverage programs for children. These \nprograms provide coverage for uninsured children ages 0-15 who cannot enroll in regular \nHUSKY A (Medicaid) or HUSKY B (Children’s Health Insurance Program (CHIP)) because they \nare undocumented immigrants. You can find the annual and monthly income limits on the \nDepartment of Social Services’ (DSS) website under How to Qualify. \nFor more information about these programs, visit the Department of Social Services website for \nFrequently Asked Questions. \n \n \nHow to Enroll \nYou must enroll by phone or paper application; there is no online enrollment at this time. \nWe strongly encourage applying by phone to get an immediate decision about qualifying for \nHUSKY coverage. \n• \nCall Access Health CT at 1‐855‐805‐4325 (If you are deaf or hearing impaired, you may \nuse TTY at 1‐855‐789‐2428 or call 1-855",
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"content": "Connecticut is offering two new state-funded health coverage programs for children. These programs provide coverage for uninsured children ages 0-15 who cannot enroll in regular HUSKY A (Medicaid) or HUSKY B (Children’s Health Insurance Program (CHIP)) because they are undocumented immigrants.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Steps: How to Upload your Documents to\nyour Online Account\nWritten by Yessenia Milan | Last published at: September 14, 2023\nAHCT-Upload-Documents-English.pdf",
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"content": "AHCT-Upload-Documents-English.pdf AHCT-Upload-Documents-French.pdf AHCT-Upload-Documents-French.pdf AHCT-Upload-Documents-French.pdf AHCT-Upload-Documents-French.pdf AHCT-Upload-Documents-French.pdf AHCT-Upload-Documents-French.pdf AHCT-Upload-Documents-French.pdf AHCT-Upload-Documents-French.pdf AHCT-Upload-Documents-French.pdf AHCT-Upload-Documents-French.pdf AHCT-Upload-Documents-French.pdf AHCT-Upload-Documents-French.pdf AHCT-Upload-Documents-French.pdf AHCT-Upload-Documents-French.pdf AHCT-Upload-Documents-French.pdf",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Student Visa and Work Visa \nWritten by Yessenia Milan | Last published at: December 22, 2023 \nYes. If you have certain types of work or student visas, you may qualify for coverage through \nAccess Health CT. If you qualify based on your status, you must remain lawfully present and a \nresident of Connecticut for the remainder of the year in which you are covered.",
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"content": "If you have a student visa, you may qualify for coverage through Access Health CT. You must remain lawfully present and a resident of Connecticut for the remainder of the year in which you are covered. If you have a work visa, you may qualify for coverage through Access Health CT. You must remain lawfully present and a resident of Connecticut for the remainder of the year in which you are covered. If you have a work visa, you may qualify for coverage through Access Health CT. You must remain lawfully present and a resident of Connecticut for the remainder of the year in which you are covered. If you have a work visa, you may qualify for coverage through Access Health CT. You must remain lawfully present and a resident of Connecticut for the remainder of the year in which you are covered. If you have a student visa, you may qualify for coverage through Access Health CT. You must remain lawfully present and a resident of Connecticut for the remainder of the year in which you are covered. If you have a work visa, you may qualify for coverage through Access Health CT. You must remain lawfully present and a resident of Connecticut for the remainder of the year in which you are covered.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Terms of Use \nWritten by Yessenia Milan | Last published at: October 02, 2024 \nIntroduction \nAccess Health CT is the new health insurance marketplace developed by the State of \nConnecticut to satisfy the requirements of the federal Affordable Care Act. \nBy using this website, www.accesshealthct.com or www.ct.gov/hix, you agree to be bound by \nthese Terms of Use. Please review them carefully. For more information on how Access Health \nCT may collect, use, maintain, secure and disclose your personal information, please review \nour Privacy Policy. \nAdditional guidelines, terms and agreements (“Additional Terms”) may apply to programs and \nproducts offered through this Site. For example, if you select a health insurance plan through \nthis Site, separate terms will apply to your selection. In the event of a conflict between such \nAdditional Terms and these Terms of Use, such Additional Terms will control. \nWe reserve the right to revise these Terms of Use at any time by updating this postin",
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"content": "Access Health CT is the new health insurance marketplace developed by the State of Connecticut to satisfy the requirements of the federal Affordable Care Act. By using this website, www.accesshealthct.com or www.ct.gov/hix, you agree to be bound by these Terms of Use. Please review them carefully. For more information about how Access Health CT may collect, use, maintain, secure and disclose your personal information, please review our Privacy Policy. Additional guidelines, terms and agreements (“Additional Terms”) may apply to programs and products offered through this Site. For example, if you select a health insurance plan through this Site, separate terms will apply to your selection. In the event of a conflict between such Additional Terms and these Terms of Use, such Additional Terms will control. We reserve the right to revise these Terms of Use at any time by updating this postin",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Text Message Disclaimer \nWritten by Yessenia Milan | Last published at: March 18, 2021 \nText Message Disclaimer (1).pdf",
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"content": "Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message Disclaimer (1).pdf Text Message",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Verification Documents \nWritten by Yessenia Milan | Last published at: February 18, 2025 \nThis article has general information about verification documents. Here is a list of documents \nyou can submit and instructions for uploading documents. If you still have questions, find help \nor call us at 1-855-805-4325 (TTY 1-855-789-2428 or contact us at 1-855-805-4325 with a \nrelay operator). \n \n \nWhen you apply for health or dental coverage through Access Health CT, you may be asked to \nprovide documentation to verify certain information you included in your application. If we need \nany verification document(s)from you, we will notify you while you apply OR send you a letter \nafter you submit your application. \n \nIf you receive a letter from us asking you to submit verification documents to confirm your \neligibility for healthcare coverage and/or financial help, that means that we need to hear from \nyou as soon as possible! This letter will tell you what kind of verification information we ",
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"content": "This article has general information about verification documents. Here are a list of documents you can submit and instructions for uploading documents. If you still have questions, find help or call us at 1-855-805-4325 (TTY 1-855-789-2428 or contact us at 1-855-805-4325 with a relay operator). When you apply for health or dental coverage through Access Health CT, you may be asked to provide documentation to verify certain information you included in your application. If we need any verification document(s) from you, we will notify you while you apply OR send you a letter after you submit your application. If you receive a letter from us asking you to submit verification documents to confirm your eligibility for healthcare coverage and/or financial help, that means that we need to hear from you as soon as possible! This article will tell you what kind of verification information we need.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Vision Coverage \nWritten by Yessenia Milan | Last published at: June 28, 2024 \nAll plans offered through Access Health CT include vision benefits for covered dependents up \nthrough age 25. Coverage includes routine eye exams by a specialist and prescription \neyeglasses. \nSeveral of the plans offered through Access Health CT include vision benefits for covered \npersons age 26 and older. Plans that include this coverage will indicate “Adult Vision” within the \nplan marketing name. Coverage includes routine eye exams by a specialist and may also cover \nprescription eyeglasses and contact lenses. \nWhile Access Health CT does not offer a stand-alone vision plan, many of the medical plans \noffered through Access Health CT include this benefit. \nTo determine a level of coverage and member cost share amounts, click \"My Plans\" in \nyour online account, or by contact your Certified Broker or insurance company directly. \nThe State of Connecticut offers a listing of the companies selling indi",
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"content": "Several of the plans offered through Access Health CT include vision benefits for covered persons age 26 and older. Plans that include this coverage will indicate “Adult Vision” within the plan marketing name. Coverage includes routine eye exams by a specialist and may also cover prescription eyeglasses and contact lenses. While Access Health CT does not offer a stand-alone vision plan, many of the medical plans offered through Access Health CT include this benefit. To determine a level of coverage and member cost share amounts, click \"My Plans\" in your online account, or by contact your Certified Broker or insurance company directly. The State of Connecticut offers a listing of the companies selling indi",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Ways to Get Free Help \nWritten by Kecia Stauffer | Last published at: January 22, 2025 \nCall Center \nFor general questions, help with your application or your account, please contact our call center. \nSpeak with an Enrollment Specialist who can answer your questions and guide \nyou through the enrollment process—in many different languages. \nCall us at 1-855-805-4325, Monday – Friday from 8:00 a.m. to 4:00 p.m. (check website for \ndetails, click here). \n \nCustomers who are deaf or hearing impaired may use TTY at 1-855-789-2428 or call 1-855-\n805-4325 with a relay operator. \n \nLive Chat \nFor free online help, residents may visit AccessHealthCT.com. Click the “Live Chat” icon to \nconnect with a Customer Service Representative in real time. \nLive Chat available Monday – Friday from 8:00 a.m. to 3:45 p.m. \nHoliday hours may vary, click here for details. \n \n \nBe Prepared. Have the following information for yourself and anyone in your household \napplying for coverage: \n• \nDates of Birth",
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"content": "Call Center For general questions, help with your application or your account, please contact our call center. Speak with an Enrollment Specialist who can answer your questions and guide you through the enrollment process—in many different languages. Call us at 1-855-805-4325, Monday – Friday from 8:00 a.m. to 4:00 p.m. (check website for details, click here). Customers who are deaf or hearing impaired may use TTY at 1-855-789-2428 or call 1-855- 805-4325 with a relay operator. Live Chat For free online help, residents may visit AccessHealthCT.com. Click the “Live Chat” icon to connect with a Customer Service Representative in real time. Holiday hours may vary, click here for details. Be Prepared. Have the following information for yourself and anyone in your household applying for coverage: • Dates of Birth",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "What is a 1095-B? \nWritten by Yessenia Milan | Last published at: February 14, 2023 \nA 1095-B is a tax form issued by the Department of Social Services to individuals enrolled in \nHUSKY Health for one or more months of the calendar year. \n \n \n \n \nThe IRS Form 1095-B is NO LONGER REQUIRED by federal law when preparing federal tax \nreturns and it will not be mailed out this year automatically. However, the Department of Social \nServices is required to make IRS Form 1095-B available upon request, and consumers who \nneed a copy of the form can request it in one of the following ways: \n• \nOnline: https://portal.ct.gov/ctdss1095B \n• \nBy Phone: HUSKY Health 1095-B Information Center, 1-844-503-6871 (Mon - Fri, 8 - \n5), \n• \nMail a request to: The HUSKY Health 1095-B Information Center, P.O. Box 280747, \nEast Hartford, CT 06128-0747",
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"content": "A 1095-B is a tax form issued by the Department of Social Services to individuals enrolled in HUSKY Health for one or more months of the calendar year. The IRS Form 1095-B is NO LONGER REQUIRED by federal law when preparing federal tax returns and it will not be mailed out this year automatically. However, the Department of Social Services is required to make IRS Form 1095-B available upon request, and consumers who need a copy of the form can request it in one of the following ways: • Online: https://portal.ct.gov/ctdss1095B • By Phone: HUSKY Health 1095-B Information Center, 1-844-503-6871 (Mon - Fri, 8 - 5), • Mail a request to: The HUSKY Health 1095-B Information Center, P.O. Box 280747, East Hartford, CT 06128-0747",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "What is Access Health CT? \nWritten by Yessenia Milan | Last published at: February 18, 2025 \nAccess Health CT is Connecticut’s official health insurance marketplace, established to meet \nthe requirements of the Affordable Care Act, increase the number of insured residents in \nConnecticut, promote positive health outcomes, lower costs, and eliminate health disparities. \n \nAt Access Health CT, you can shop, compare and enroll in quality healthcare plans, qualify for \nfinancial help to lower your health insurance costs, and if eligible, enroll into free or low-cost \ncoverage through HUSKY Health (Medicaid/Children’s Health Insurance Program (CHIP)) or the \nCovered CT Program. \n \nAll plans offered through Access Health CT include coverage for important essential health \nbenefits such as annual checkups, prescription drugs, lab tests, and several other benefits \nnoted below. \n \nAccess Health CT is: \n• \nWe are a marketplace that uses a single enrollment application to check your eligibilit",
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"content": "Access Health CT is Connecticut’s official health insurance marketplace, established to meet the requirements of the Affordable Care Act, increase the number of insured residents in Connecticut, promote positive health outcomes, lower costs, and eliminate health disparities. At Access Health CT, you can shop, compare and enroll in quality healthcare plans, qualify for financial help to lower your health insurance costs, and if eligible, enroll into free or low-cost coverage through HUSKY Health (Medicaid/Children’s Health Insurance Program (CHIP)) or the Covered CT Program. All plans offered through Access Health CT include coverage for important essential health benefits such as annual checkups, prescription drugs, lab tests, and several other benefits noted below.",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "What is form 1099? \nWritten by Yessenia Milan | Last published at: October 17, 2023 \nForm 1099 is used to report types of taxable income other than wages, salaries and tips to the \nInternal Revenue Service (IRS). \nExamples include: \n• \nSelf-employment income \n• \nSocial Security benefits paid \n• \nProceeds from the sale of real estate \n• \nDividends and/or Interest payments \n• \nDistributions from a retirement plan such as an IRA, 401(k), or pension \n• \nPayments from state governments such as unemployment compensation and state tax \nrefunds",
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"content": "Form 1099 is used to report types of taxable income other than wages, salaries and tips to the Internal Revenue Service (IRS). Examples include: • Self-employment income • Social Security benefits paid • Proceeds from the sale of real estate • Dividends and/or Interest payments • Distributions from a retirement plan such as an IRA, 401(k), or pension • Payments from state governments such as unemployment compensation and state tax refunds",
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "What is Transitional Medical Assistance (TMA)? \nWritten by Yessenia Milan | Last published at: October 25, 2024 \nTransitional Medical Assistance (TMA) is a program offered through the Connecticut \nDepartment of Social Services (DSS). This program provides 12 months of extended medical \nbenefits to certain individuals who lost their HUSKY A coverage due to earnings. \n \nHouseholds that are no longer eligible for HUSKY Health will be reviewed to see if they qualify \nfor Transitional Medical Assistance (TMA), the Covered CT Program, or some other form of \nfinancial help to lower health insurance costs. Those that need to choose a new health \ncoverage option will have 60 days to enroll after the loss of HUSKY coverage. \n \nPlease note, Transitional Medical Assistance (TMA) is offered only to HUSKY A members who \nhad previously verified their income eligibility for HUSKY A and are now over the income limit \ndue to earnings. For example, if a HUSKY A household who previously verified their",
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"content": "HUSKY A income eligibility for HUSKY A and are now over the income limit due to earnings is eligible for Transitional Medical Assistance (TMA), the Covered CT Program, or some other form of financial help to lower health insurance costs.",
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[
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "What should I do if my tax return was rejected \nfor a missing Form 8962? \nWritten by Kecia Stauffer | Last published at: February 19, 2025 \n \nIf you filed your federal tax return electronically and it was rejected for a missing Form 8962, you \nmay need to resubmit your federal tax return with a completed Form 8962 or an explanation for \nwhy you are missing the form, and then attach it to the federal return when you refile. \n \nLearn how to fix it and correctly file electronically \n \nSome related topics: \n• \nForm 1095-B and Form 1095-C \n• \nWhy has my financial help changed? \n• \nPremium tax credits and filing",
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"content": "If you filed your federal tax return electronically and it was rejected for a missing Form 8962, you may need to resubmit your federal tax return with a completed Form 8962 or an explanation for why you are missing the form, and then attach it to the federal return when you refile.",
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[
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Why Has My Financial Help Changed? \nWritten by Yessenia Milan | Last published at: November 06, 2024 \nYou may have noticed that your monthly bill for health insurance changed. This could be due to \na change in the amount of financial help you qualify for. There are two types of financial help \nyou may qualify for: the Premium Tax Credit (PTC), which you can take in advance (APTCs) or \nclaim on your federal income tax return, and Cost-Sharing Reductions (CSRs). \n \n \nThe amount of financial help you can receive is based on: \n1. Annual Income: Your tax household's total expected income for the year. \n2. Household size: The total number of people in your tax household. \n \n \nYour eligibility for financial help can change for a number of reasons: \n• \nYou reported a change to your household income that is higher than what you previously \nreported: You may not qualify for the same amount of Premium Tax Credit (PTC) or any \nPremium Tax Credit (PTC). \n• \nYou did not provide the requested d",
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"content": "You may have noticed that your monthly bill for health insurance changed. This could be due to a change in the amount of financial help you qualify for. There are two types of financial help you may qualify for: the Premium Tax Credit (PTC), which you can take in advance (APTCs) or claim on your federal income tax return, and Cost-Sharing Reductions (CSRs). The amount of financial help you can receive is based on: 1. Annual Income: Your tax household's total expected income for the year. 2. Household size: The total number of people in your tax household. Your eligibility for financial help can change for a number of reasons: • You reported a change to your household income that is higher than what you previously reported: You may not qualify for the same amount of Premium Tax Credit (PTC) or any Premium Tax Credit. • You did not provide the requested d",
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[
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"content": "You are an AI model that generates informative and coherent text based on given input.",
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"content": "Yearly Income Disclaimer \nWritten by Yessenia Milan | Last published at: March 02, 2021 \n \nYearly Income Disclaimer (1).pdf \nYearly Income Disclaimer: \nThe following disclaimer appears in the Tax Status section of the application when you enter or \nchange your yearly income. \nMake sure you understand how the Premium Tax Credit works, and know that it is your \nresponsibility to: \n• \nReport the correct annual income to Access Health CT. \n• \nInform Access Health CT if your income changes during the year (you can report \nchanges to household information online or by calling Access Health CT). \nDisclaimer: \nThis system will tell you how much Tax Credit can be used to help pay your health insurance \npremiums. \nBEWARE: You could owe money to the IRS. The amount of Tax Credit you can legally use is \nbased on your actual annual income that you will list on your federal tax return for this tax year. \nIf the annual income you list here in your application is lower than your actual annual income ",
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"content": "Yearly Income Disclaimer: The disclaimer appears in the Tax Status section of the application when you enter or change your yearly income. Make sure you understand how the Premium Tax Credit works, and know that it is your responsibility to: • Report the correct annual income to Access Health CT. • Inform Access Health CT if your income changes during the year (you can report changes to household information online or by calling Access Health CT). Disclaimer This system will tell you how much Tax Credit can be used to help pay your health insurance premiums. BEWARE: You could owe money to the IRS. The amount of Tax Credit you can legally use is based on your actual annual income that you will list on your federal tax return for this tax year. If the annual income you list here in your application is lower than your actual annual income, you could owe money to the IRS.",
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