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16-306
You can report a change of circumstances by signing in to your Universal Credit account.
16
Universal Credit
306
23,796
23,884
16-307
If you get a job or increase the hours you work
16
Universal Credit
307
23,885
23,932
16-308
Use a benefits calculator or speak with your work coach to find out how getting a job or an increase in your earnings might affect your Universal Credit claim.
16
Universal Credit
308
23,933
24,092
16-309
If you’ve been paid too much
16
Universal Credit
309
24,093
24,121
16-310
You may have to repay the money if you:
16
Universal Credit
310
24,122
24,161
16-311
did not report a change straight away
16
Universal Credit
311
24,162
24,199
16-312
gave wrong information
16
Universal Credit
312
24,200
24,222
16-313
were overpaid by mistake
16
Universal Credit
313
24,223
24,247
16-314
Find out how to repay the money you owe from benefit overpayment.
16
Universal Credit
314
24,248
24,313
16-315
If you have a terminal illness
16
Universal Credit
315
24,314
24,344
16-316
You may get extra money if you’re terminally ill.
16
Universal Credit
316
24,345
24,394
16-317
If your life expectancy is more than 6 months
16
Universal Credit
317
24,395
24,440
16-318
You’ll need to report this in the same way as any other change of circumstance.
16
Universal Credit
318
24,441
24,520
16-319
If your life expectancy is less than 6 months
16
Universal Credit
319
24,521
24,566
16-320
Report the change online through your Universal Credit account. You’ll be contacted about what to do next.
16
Universal Credit
320
24,567
24,673
16-321
You can also get someone else to report the change for you. They’ll need to ask a doctor or healthcare professional to fill in form DS1500 (the doctor will have the form already). Either the doctor or your representative can send it to:
16
Universal Credit
321
24,674
24,910
16-322
If you’ve already sent form DS1500 for Personal Independence Payment or Employment and Support Allowance, you do not need to send it again.
16
Universal Credit
322
24,911
25,050
16-323
You will not need to have a Work Capability Assessment.
16
Universal Credit
323
25,051
25,106
16-324
Other financial support
16
Universal Credit
324
25,107
25,130
16-325
If you’re in financial difficulties, you can get help and advice from the government, local councils and other organisations.
16
Universal Credit
325
25,131
25,256
16-326
Advance and hardship payments
16
Universal Credit
326
25,257
25,286
16-327
If you do not have enough to live on while you wait for your first payment you can ask for an advance payment after you’ve made a claim.
16
Universal Credit
327
25,287
25,423
16-328
You can also ask for a hardship payment if you cannot pay for rent, heating, food or hygiene needs because you got a sanction.
16
Universal Credit
328
25,424
25,550
16-329
You need to pay it back through your Universal Credit payments - they’ll be lower until you pay it back.
16
Universal Credit
329
25,551
25,655
16-330
Alternative Payment Arrangements
16
Universal Credit
330
25,656
25,688
16-331
If you’re having financial difficulties or you’re behind on your rent, you or your landlord may be able to apply for an Alternative Payment Arrangement (APA).
16
Universal Credit
331
25,689
25,847
16-332
Depending on your circumstances, you could get an APA to:
16
Universal Credit
332
25,848
25,905
16-333
get your rent paid directly to your landlord
16
Universal Credit
333
25,906
25,950
16-334
get paid more frequently than once a month
16
Universal Credit
334
25,951
25,993
16-335
receive split payments, if you’re part of a couple
16
Universal Credit
335
25,994
26,044
16-336
Speak to your work coach to apply for an APA.
16
Universal Credit
336
26,045
26,090
16-337
Budgeting Advance
16
Universal Credit
337
26,091
26,108
16-338
You might be able to get a Budgeting Advance to help with:
16
Universal Credit
338
26,109
26,167
16-339
emergency household costs such as replacing a broken cooker
16
Universal Credit
339
26,168
26,227
16-340
getting a job or staying in work
16
Universal Credit
340
26,228
26,260
16-341
funeral costs
16
Universal Credit
341
26,261
26,274
16-342
You’ll repay it through your regular Universal Credit payments - these will be lower until you pay it back. If you stop getting Universal Credit, you’ll have to repay the money in another way.
16
Universal Credit
342
26,275
26,467
16-343
How much you can borrow
16
Universal Credit
343
26,468
26,491
16-344
The smallest amount you can borrow is £100. You can get up to:
16
Universal Credit
344
26,492
26,554
16-345
£348 if you’re single
16
Universal Credit
345
26,555
26,576
16-346
£464 if you’re part of a couple
16
Universal Credit
346
26,577
26,608
16-347
£812 if you have children
16
Universal Credit
347
26,609
26,634
16-348
What you get depends on whether you have savings of over £1,000 and can pay the loan back.
16
Universal Credit
348
26,635
26,725
16-349
Eligibility
16
Universal Credit
349
26,726
26,737
16-350
To get a Budgeting Advance, all of the following must apply:
16
Universal Credit
350
26,738
26,798
16-351
you’ve been getting Universal Credit, Employment and Support Allowance, Income Support, Jobseeker’s Allowance or State Pension Credit for 6 months or more, unless you need the money to help you start a new job or stay in work
16
Universal Credit
351
26,799
27,024
16-352
you’ve earned less than £2,600 (£3,600 together for couples) in the past 6 months
16
Universal Credit
352
27,025
27,106
16-353
you’ve paid off any previous Budgeting Advance loans
16
Universal Credit
353
27,107
27,159
16-354
How to apply
16
Universal Credit
354
27,160
27,172
16-355
Sign into your Universal Credit account and contact your work coach. They can tell you how to apply.
16
Universal Credit
355
27,173
27,273
16-356
Other benefits you can claim
16
Universal Credit
356
27,274
27,302
16-357
If you want to claim a benefit without your savings, your partner’s savings or their income being taken into account, you can apply for either:
16
Universal Credit
357
27,303
27,446
16-358
‘new style’ Jobseeker’s Allowance (JSA)
16
Universal Credit
358
27,447
27,486
16-359
‘new style’ Employment and Support Allowance (ESA)
16
Universal Credit
359
27,487
27,537
16-360
Use a benefits calculator to find out what other benefits you could get, for example Personal Independence Payment if you’re disabled.
16
Universal Credit
360
27,538
27,672
16-361
Other financial support you might get
16
Universal Credit
361
27,673
27,710
16-362
If you receive Universal Credit you may be able to get other payments too.
16
Universal Credit
362
27,711
27,785
16-363
The support you could get might be different in Scotland or Wales.
16
Universal Credit
363
27,786
27,852
16-364
Help with housing costs and bills
16
Universal Credit
364
27,853
27,886
16-365
You might be able to get:
16
Universal Credit
365
27,887
27,912
16-366
BT Basic (or KCOM Flex Packages for the East Riding or Hull City Council local authority areas) if you have no income
16
Universal Credit
366
27,913
28,030
16-367
a Cold Weather Payment
16
Universal Credit
367
28,031
28,053
16-368
Disabled Facilities Grants
16
Universal Credit
368
28,054
28,080
16-369
Discretionary Housing Payments if your Universal Credit payment is not enough to pay your rent
16
Universal Credit
369
28,081
28,175
16-370
Energy Company Obligation (ECO) Affordable Warmth
16
Universal Credit
370
28,176
28,225
16-371
a reduction in your Council Tax
16
Universal Credit
371
28,226
28,257
16-372
WaterSure to cap your bills if you have a water meter
16
Universal Credit
372
28,258
28,311
16-373
You can get advice on reducing your energy bills from:
16
Universal Credit
373
28,312
28,366
16-374
Simple Energy Advice - in England and Wales
16
Universal Credit
374
28,367
28,410
16-375
Energy Savings Trust Scotland - in Scotland
16
Universal Credit
375
28,411
28,454
16-376
Bryson Energy - in Northern Ireland
16
Universal Credit
376
28,455
28,490
16-377
Help if you’re pregnant or have a child
16
Universal Credit
377
28,491
28,530
16-378
You might be able to get:
16
Universal Credit
378
28,531
28,556
16-379
free early education for 2 year olds
16
Universal Credit
379
28,557
28,593
16-380
free school meals
16
Universal Credit
380
28,594
28,611
16-381
Healthy Start vouchers (in England and Wales) if you’re pregnant or have a child under 4 years old
16
Universal Credit
381
28,612
28,710
16-382
Best Start Foods and a Best Start Grant (in Scotland) if you’re pregnant or have a child under 4 years old
16
Universal Credit
382
28,711
28,817
16-383
a Sure Start Maternity Grant in England and Wales
16
Universal Credit
383
28,818
28,867
16-384
a Pregnancy and Baby payment in Scotland
16
Universal Credit
384
28,868
28,908
16-385
Help with legal costs
16
Universal Credit
385
28,909
28,930
16-386
You might be able to get:
16
Universal Credit
386
28,931
28,956
16-387
help with prison visiting costs
16
Universal Credit
387
28,957
28,988
16-388
help with the costs of using courts or tribunals
16
Universal Credit
388
28,989
29,037
16-389
legal aid
16
Universal Credit
389
29,038
29,047
16-390
Help with other costs
16
Universal Credit
390
29,048
29,069
16-391
You might be able to get:
16
Universal Credit
391
29,070
29,095
16-392
help with health costs, including prescriptions and dental treatment
16
Universal Credit
392
29,096
29,164
16-393
a Funeral Expenses Payment
16
Universal Credit
393
29,165
29,191
16-394
help with building up savings through Help to Save
16
Universal Credit
394
29,192
29,242
16-395
Advice on money and debt
16
Universal Credit
395
29,243
29,267
16-396
You can get help and advice from:
16
Universal Credit
396
29,268
29,301
16-397
your Jobcentre Plus work coach
16
Universal Credit
397
29,302
29,332
16-398
Citizens Advice
16
Universal Credit
398
29,333
29,348
16-399
Money Advice Trust
16
Universal Credit
399
29,349
29,367
16-400
the Money Manager tool from Money Advice Service
16
Universal Credit
400
29,368
29,416
16-401
My Money Steps
16
Universal Credit
401
29,417
29,431
16-402
National Debtline
16
Universal Credit
402
29,432
29,449
16-403
Shelter for help with housing and homelessness
16
Universal Credit
403
29,450
29,496
16-404
StepChange
16
Universal Credit
404
29,497
29,507
16-405
Turn2Us
16
Universal Credit
405
29,508
29,515