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4840ead14ed5dc8321d537a1b006c542890dbfa459cdfb62726909e3f3031331
2026-01-16T00:00:00-05:00
On the generic increase of entropy in isolated systems
arXiv:2505.23041v3 Announce Type: replace Abstract: This study establishes a universal mechanism for entropy production in isolated quantum systems governed by interactions that induce random-phase fluctuations. By developing a resolvent-based framework, we demonstrate that steady-state entropy generically arises from many-body interactions, independent of specific coupling details, provided the coherent accumulation of systematic biases does not overwhelm the random-phase fluctuations. Analytical arguments reveal that entropy generation is driven by two universal pathways: interaction-induced energy broadening and temporal coarse-graining over exponentially small energy gaps. To quantitatively capture the probability distribution, we introduce a hierarchical ansatz approach. A Lorentzian ansatz models the bulk region, leading to self-consistent equations for the broadening and shift parameters, and yields a logarithmic entropy scaling with interaction strength. For the tail behavior, a Gaussian ansatz is formulated, and the corresponding self-consistent condition is derived and validated. By further combining these profiles into an enhanced Lorentzian-Gaussian hybrid ansatz, we achieve a unified and refined description of the full distribution. Numerical simulations of nonintegrable Ising spin chains confirm the predicted logarithmic entropy scaling and validate the self-consistent equations. Our framework effectively bridges the concepts of observational entropy and von Neumann entropy dynamics, providing predictive tools for thermodynamic behavior in quantum many-body systems. These results resolve longstanding debates about interaction-dependent entropy scaling and offer pathways for entropy control in quantum technologies.
https://arxiv.org/abs/2505.23041
Academic Papers
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6733d864f3963cb033717404848db0bde8aadaeb2a794202c477ccdc462e9ccf
2026-01-16T00:00:00-05:00
On the commutator scaling in Hamiltonian simulation with multi-product formulas
arXiv:2507.06557v4 Announce Type: replace Abstract: A multi-product formula (MPF) is a promising approach for Hamiltonian simulation efficiently both in the system size $N$ and the inverse allowable error $1/\varepsilon$ by combining Trotterization and the linear combination of unitaries (LCU). It achieves poly-logarithmic cost in $1/\varepsilon$ like LCU [G. H. Low, V. Kliuchnikov, N. Wiebe, arXiv:1907.11679 (2019)]. The efficiency in $N$ is expected to come from the commutator scaling in Trotterization, and this appears to be confirmed by the error bound of MPF expressed by nested commutators [J. Aftab, D. An, K. Trivisa, arXiv:2403.08922 (2024)]. However, we point out that the efficiency of MPF in the system size $N$ is not exactly resolved yet in that the present error bound expressed by nested commutators is incompatible with the size-efficient complexity reflecting the commutator scaling. The problem is that $q$-fold nested commutators with arbitrarily large $q$ are involved in their requirement and error bound. The benefit of commutator scaling by locality is absent, and the cost efficient in $N$ becomes prohibited in general. In this paper, we show an alternative commutator-scaling error of MPF and derive its size-efficient cost properly inheriting the advantage in Trotterization. The requirement and the error bound in our analysis, derived by techniques from the Floquet-Magnus expansion, have a certain truncation order in the nested commutators and can fully exploit the locality. We prove that Hamiltonian simulation by MPF certainly achieves the cost whose system-size dependence is as large as Trotterization while keeping the $\mathrm{polylog}(1/\varepsilon)$-scaling like the LCU. Our results will provide improved or accurate error and cost also for various algorithms using interpolation or extrapolation of Trotterization.
https://arxiv.org/abs/2507.06557
Academic Papers
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18c066efde82e9d73e69af667741fbde7a027510eb4c5ed54b8017dc4a1173ef
2026-01-16T00:00:00-05:00
Exploiting emergent symmetries in disorder-averaged quantum dynamics
arXiv:2507.09614v2 Announce Type: replace Abstract: Symmetries are a key tool in understanding quantum systems, and, among many other things, can be exploited to increase the efficiency of numerical simulations of quantum dynamics. Disordered systems usually feature reduced symmetries and additionally require averaging over many realizations, making their numerical study computationally demanding. However, when studying quantities linear in the time-evolved state, i.e. expectation values of observables, one can apply the averaging procedure to the time evolution operator, resulting in an effective dynamical map, which restores symmetry at the level of superoperators. In this work, we develop schemes for efficiently constructing symmetric sectors of the disorder-averaged dynamical map using short-time and weak-disorder expansions. To benchmark the method, we apply it to an Ising model with random all-to-all interactions in the presence of a transverse field. After disorder averaging, this system becomes effectively permutation-invariant, and thus the size of the symmetric subspace scales polynomially in the number of spins allowing for the simulation of large systems.
https://arxiv.org/abs/2507.09614
Academic Papers
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e1d75e667f8173e250bdae6fe9571c5824ec4005d1db17650711f8d727099814
2026-01-16T00:00:00-05:00
Quantum algorithm for solving McKean-Vlasov stochastic differential equations
arXiv:2507.10926v2 Announce Type: replace Abstract: Quantum Monte Carlo integration, a quantum algorithm for calculating expectations that provides a quadratic speed-up compared to its classical counterpart, is now attracting increasing interest in the context of its industrial and scientific applications. In this paper, we propose the first application of QMCI to solving McKean-Vlasov stochastic differential equations (MVSDEs), a nonlinear class of SDEs whose drift and diffusion coefficients depend on the law $\mu_t$ of the solution $X_t$ -- appearing in fields such as finance and fluid mechanics. We focus on the problem setting where the coefficients depend on $\mu_t$ through expectations of some functions $\mathbb{E}[\varphi_k(X_t)]$, and the goal is to compute the expectation of a function $\mathbb{E}[\phi(X_T)]$ at a terminal time $T$. We devise a quantum algorithm that leverages QMCI to compute these expectations, combined with a high-order time discretization method for SDEs and extrapolation of the expectations in time. The proposed algorithm estimates $\mathbb{E}[\phi(X_T)]$ with accuracy $\epsilon$, making $O(1/\epsilon^{1+2/p})$ queries to the quantum circuit for time evolution over one step, where $p\in(1,2]$ is the weak order of the SDE discretization method. This demonstrates the speed-up over the well-known classical algorithm called the particle method with complexity of $O(1/\epsilon^3)$. We conduct a numerical demonstration of our quantum algorithm applied to an example of MVSDEs, with some parts emulated classically, and observe that the accuracy and complexity behave as expected.
https://arxiv.org/abs/2507.10926
Academic Papers
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83fb8fd688384755a8a2b81554bb81f4c3f193a09021111ce0f914adb410c3fc
2026-01-16T00:00:00-05:00
Phase-Driven Precision Boost in Quantum Compression for Postselected Metrology
arXiv:2508.13934v2 Announce Type: replace Abstract: We reveal the noncyclic Pancharatnam phase--arising from the coherent system-meter interaction--as a fundamental criterion that governs the optimal performance of quantum compression channels in postselected metrology. This phase embodies a geometric connection that enables precise control over the parallel evolution of the meter state, thereby maximizing the quantum Fisher information per trial and achieving lossless compression channels. Remarkably, fine-tuning the postselection parameter just below this optimal phase incurs substantial information loss, whereas tuning it just above fully suppresses undesired parallel evolution, enhancing information retention beyond that achievable in postselected protocols lacking Pancharatnam phase effects. We further reveal that leveraging qudit meter states can unlock a substantial additional enhancement. These findings establish the Pancharatnam phase as a geometric benchmark, guiding the design of high-precision quantum parameter estimation protocols.
https://arxiv.org/abs/2508.13934
Academic Papers
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2ab32754d282e641fa3195dfca9a366d4e8435b26a43dfb0cea9fa567dfb1469
2026-01-16T00:00:00-05:00
Diagrammatic Reasoning with Control as a Constructor, Applications to Quantum Circuits
arXiv:2508.21756v3 Announce Type: replace Abstract: Control is a fundamental concept in quantum and reversible computational models. It enables the conditional application of a transformation to a system, depending on the state of another system. We introduce a general framework for diagrammatic reasoning featuring control as a constructor. To this end, we provide an elementary axiomatisation of control functors, extending the standard formalism of props to controlled props. As an application, we show that controlled props facilitate diagrammatic reasoning for quantum circuits by introducing a simple and complete set of relations involving at most three qubits, whereas in the standard prop setting any complete axiomatisation necessarily requires relations acting on arbitrarily many qubits.
https://arxiv.org/abs/2508.21756
Academic Papers
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b7017499f1d1d422c1c85ab6298cc59cefab1b3d5c772d3a4ecc3994fd708491
2026-01-16T00:00:00-05:00
General dark-state theory for arbitrary multilevel quantum systems
arXiv:2510.05561v2 Announce Type: replace Abstract: The dark-state effect, caused by destructive quantum interference, is an important physical effect in atomic physics and quantum optics. It not only deepens the understanding of light-atom interactions, but also has wide applications in quantum physics and quantum information. Therefore, how to efficiently and conveniently determine the number and form of the dark states in multilevel quantum systems with complex transitions is an important and interesting topic in this field. In this work, we present a general theory for determining the dark states in multilevel quantum systems with any coupling configuration using the arrowhead-matrix method. To confirm the dark states in a multilevel system, we first define the upper- and lower-state subspaces, and then diagonalize the Hamiltonians restricted within the two subspaces to obtain the dressed upper and lower states. By further expressing the transitions between the dressed upper and lower states, we can map the multilevel system to a bipartite-graph network, in which the nodes and links are acted by the dressed states and transitions, respectively. Based on the coupling configurations of the network, we can determine the lower dark states with respect to the upper-state subspace. As examples, we analyze the dark states in three-, four-, and five-level quantum systems, for all possible configurations through the classification of the numbers of upper and lower states. Furthermore, we extend the framework to multilevel quantum systems and discuss the existence of dark states in some typical configurations. We also recover the results of the dark-state polaritons in driven three-level systems with the arrowhead-matrix method. Our theory paves the way for manipulating and utilizing the dark states of multilevel quantum systems in atomic physics and quantum optics.
https://arxiv.org/abs/2510.05561
Academic Papers
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083d98eb44f12e4c076e154eadfb624f5d655be26786d26941234aeaa79aa75f
2026-01-16T00:00:00-05:00
Fast Bosonic Control via Multiphoton Qubit-Oscillator Interactions
arXiv:2510.27035v2 Announce Type: replace Abstract: We present a protocol for preparing oscillator states with $n$-fold rotational symmetry, which include many logical codewords for bosonic quantum error correction codes. The protocol relies on a multiphoton interaction between the oscillator and an auxiliary qubit. Further, we achieve arbitrary control over the oscillator's Hilbert space by using a combination of different multiphoton interaction orders. We also discuss the preparation of rotationally symmetric multi-oscillator states using a generalized variant of the protocol. We show that the use of multiphoton qubit-oscillator interactions can substantially reduce the state preparation time, in comparison to the linear qubit-oscillator interactions that are usually employed. Furthermore, we perform numerical simulations that take into account qubit and oscillator relaxation and dephasing using realistic planar superconducting circuit parameters that validate the robustness of our protocol. Our findings can significantly improve the performance of bosonic codes on planar superconducting hardware, which are an almost inevitable necessity for scalable bosonic fault-tolerant superconducting quantum computers.
https://arxiv.org/abs/2510.27035
Academic Papers
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b5f8754adde2bce65a8ff27f596699226a148faab4ed4ae4670879b0f3bb4b9e
2026-01-16T00:00:00-05:00
Twin Hamiltonians, three types of the Dyson maps, and the probabilistic interpretation problem in quasi-Hermitian quantum mechanics
arXiv:2511.20404v2 Announce Type: replace Abstract: In the framework of the so-called quasi-Hermitian quantum mechanics of stationary unitary systems, bound states are usually constructed as eigenstates $|\psi_n \rangle$ of a Hamiltonian operator $H$ with real spectrum which is non-Hermitian, $H \neq H^\dagger$. One of the ways of the standard probabilistic interpretation of such systems consists in a transformation of $H$ into its isospectral Hermitian ``twin" $\mathfrak{h}= \mathfrak{h}^\dagger$ via one of the so-called Dyson maps $\Omega: H \to \mathfrak{h}$. Naturally, the well known ambiguity of these $H-$dependent Dyson-map transformations implies also an ambiguity of the physical, $\Omega-$dependent probabilistic and experimental interpretation of the system in question. In the present paper, an exhaustive classification of all of the eligible $H-$dependent Dyson maps $\Omega=\Omega(H)$ is provided, implying also a systematic framework for a specification of all of the possible probabilistic interpretations of the quantum system characterized by a preselected $H$.
https://arxiv.org/abs/2511.20404
Academic Papers
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743585a39f67daffae69301040af3db4478ab4bc268000caf835a52dd0db21a0
2026-01-16T00:00:00-05:00
Classical Second-Order Moments and Tensor Squeezing in Spin-1 Systems
arXiv:2512.12504v3 Announce Type: replace Abstract: We give a compact, frame-independent characterization of the set of classical second-order moments for a single spin-1 particle. Defining the moment matrix M = 2Q + (1/3) I, we show that a moment pair (s, Q) arises from a positive mixture of spin-coherent states if and only if M is positive semidefinite, M minus ss^T is positive semidefinite, and the trace of M equals one. These necessary and sufficient matrix conditions delimit the classical moment region and yield simple, basis-free witnesses of higher-order tensor nonclassicality, such as bounds on Tr(Q^2). A constructive proof of sufficiency is given in the appendix.
https://arxiv.org/abs/2512.12504
Academic Papers
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21be6857099edd03ecae86d49889660e1eb14c1ccdf82c507702f1e90d268410
2026-01-16T00:00:00-05:00
Reservoir-Engineered Refrigeration of a Superconducting Cavity with Double-Quantum-Dot Spin Qubits
arXiv:2601.09516v2 Announce Type: replace Abstract: We present an analytically tractable theory of reservoir-engineered refrigeration of a superconducting microwave cavity and map it onto a realistic solid-state implementation based on gate-defined double-quantum-dot (DQD) spin qubits. Treating the DQD not as a spectroscopic element but as a tunable engineered reservoir, we show how gate control of populations, coherences, linewidths, and detuning defines an effective photon birth-death process with predictable detailed balance. This framework yields closed-form expressions for the cavity steady state, identifies cooling bounds and detuning-dependent refrigeration valleys, and clarifies when refrigeration can drive the cavity below both the bath temperature and the DQD setpoint. By distinguishing refreshed (collision-like) and persistent reservoir regimes, we show how memory effects, saturation, and dark-state formation constrain cooling in realistic devices, while collective bright-mode coupling in a two-dot configuration can enhance refrigeration subject to mismatch and dephasing, as confirmed by numerical Lindblad simulations demonstrating targeted millikelvin cavity cooling relevant for cryogenic circuit-QED architectures.
https://arxiv.org/abs/2601.09516
Academic Papers
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9720fde282daae83474b4a3b124c255e92c8e1efd5be3d2f08dd067ea19f87b6
2026-01-16T00:00:00-05:00
Localization with non-Hermitian off-diagonal disorder
arXiv:2310.13744v5 Announce Type: replace-cross Abstract: In this work, we discuss a non-Hermitian system described via a one-dimensional single-particle tight-binding model, where the non-Hermiticity is governed by random nearest-neighbour tunnellings, such that the left-to-right and right-to-left hopping strengths are unequal. A physical situation of completely real eigenspectrum arises owing to the Hamiltonian's tridiagonal matrix structure under a simple sign conservation of the product of the conjugate nearest-neighbour tunnelling terms. The off-diagonal disorder leads the non-Hermitian system to a delocalization-localization crossover in finite systems. The emergent nature of the crossover is recognized through a finite-size spectral analysis. The system enters into a localized phase for infinitesimal disorder strength in the thermodynamic limit. We perform a careful scaling analysis of localization length, inverse participation ratio (IPR), and energy splitting and report the corresponding scaling exponents. Noticeably, in contrast to the diagonal disorder, the density of states (DOS) has a singularity at E=0 in the presence of the off-diagonal disorder and the corresponding wavefunction remains delocalized for any given disorder strength.
https://arxiv.org/abs/2310.13744
Academic Papers
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a3be92648acb14f2414c4981eae398371747c1abe1845df7de97699bbe8db387
2026-01-16T00:00:00-05:00
Monitored Fluctuating Hydrodynamics
arXiv:2504.02734v4 Announce Type: replace-cross Abstract: We introduce a hydrodynamic framework for describing monitored classical stochastic processes. We study the conditional ensembles for these monitored processes -- i.e., we compute spacetime correlation functions conditioned on a fixed, typical measurement record. In the presence of global symmetries we show that these conditional ensembles can undergo measurement-induced "sharpening" phase transitions as a function of the monitoring rate; moreover, even weak monitoring can give rise to novel critical phases, derived entirely from a classical perspective. We give a simple hydrodynamic derivation of the known "charge-fuzzy phase" for weakly monitored diffusive many-body quantum systems. We show that although the unmonitored symmetric and asymmetric exclusion processes are in different universality classes of transport, the fluctuations in their conditional ensembles flow to the same fixed point with emergent relativistic invariance under monitoring. On the other hand, weakly monitored systems with non-Abelian symmetries enter a novel strongly coupled fixed point with non-trivial dynamical exponent, which we characterize. Our formalism naturally accounts for monitoring general observables, such as currents or density gradients, and allows for a direct calculation of information-theoretic diagnostics of sharpening transitions, including the Shannon entropy of the measurement record.
https://arxiv.org/abs/2504.02734
Academic Papers
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25b8b90b589af78f4a13d8b8b65f3a3532ed0c173a6e7ec45831e98193438ee4
2026-01-16T00:00:00-05:00
Dissipation meets conformal interface in open quantum systems: How the relaxation rate is suppressed
arXiv:2505.04715v2 Announce Type: replace-cross Abstract: Conformal interfaces play an important role in quantum critical systems. In closed systems, the transmission properties of conformal interfaces are typically characterized by two quantities: One is the effective central charge $c_{\text{eff}}$, which measures the amount of quantum entanglement through the interface, and the other is the transmission coefficient $c_{\text{LR}}$, which measures the energy transmission through the interface. In the present work, to characterize the transmission property of conformal interfaces in open quantum systems, we propose a third quantity $c_{\text{relax}}$, which is defined through the ratio of Liouvillian gaps with and without an interface. Physically, $c_{\text{relax}}$ measures the suppression of the relaxation rate towards a steady state when the system is subject to a local dissipation. We perform both analytical perturbation calculations and exact numerical calculations based on a free fermion chain at the critical point. It is found that $c_{\text{relax}}$ decreases monotonically with the strength of the interface. In particular, $0\le c_{\text{relax}}\le c_{\text{LR}}\le c_{\text{eff}}$, where the equalities hold if and only if the interface is totally reflective or totally transmissive. Our result for $c_{\text{relax}}$ is universal in the sense that $c_{\text{relax}}$ is independent of (i) the dissipation strength in the weak dissipation regime and (ii) the location where the local dissipation is introduced. Comparing to the previously known $c_{\text{LR}}$ and $c_{\text{eff}}$ in a closed system, our $c_{\text{relax}}$ shows a distinct behavior as a function of the interface strength, suggesting its novelty to characterize conformal interfaces in open systems and offering insights into critical systems under dissipation.
https://arxiv.org/abs/2505.04715
Academic Papers
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9a9a7e93b8d9fadbcf7d25619290ba9ba35e7c77378a0d795a63fb0ff98335e3
2026-01-16T00:00:00-05:00
Schr\"odinger Symmetry in Spherically-symmetric Static Mini-superspaces with Matter Fields
arXiv:2512.13651v2 Announce Type: replace-cross Abstract: Schr\"odinger symmetry emerged in a ``fluid limit" from a full superspace to several mini-superspace models. We consider two spherically-symmetric static mini-superspace models with matter fields and verify the robustness of this emergent symmetry at the classical level: (i) Maxwell field with cosmological constant and (ii) $n$ massless scalar fields. We develop a method based on canonical transformations and show that: for model (i), 3D Schr\"odinger symmetry emerges, and the solution is the (anti-) de Sitter Reissner-Nordstr\"om spacetime, and for model (ii), $(2+n)$D Schr\"odinger symmetry appears, and the solution is a generalized Janis-Newman-Winicour spacetime and its ``interior", a Kantowski-Sachs type closed universe. In the matter decoupling limit, both cases lead to 2D Schr\"odinger symmetry in different lapse functions and mini-superspace coordinates, which implies the covariance of Schr\"odinger symmetry. Finally, we propose a physical interpretation of the symmetry under Hamiltonian constraints $H$ and explain it with examples: Symmetry generators commuting with $H$ map a solution to another one, while those non-commuting with $H$ generate a new theory with the Schr\"odinger symmetry and the transformed configuration is a solution to the new theory. These support the robustness of the emergence of Schr\"odinger symmetry and open new possibilities for exploring quantum dynamics of matter and gravity based on the symmetry.
https://arxiv.org/abs/2512.13651
Academic Papers
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69eb5da3cfc78dc01dacd4e95b0399cb03b4d47b844787f2b2c44c8c2757b861
2026-01-16T05:00:31+00:00
EU ‘membership-lite’ plan for Ukraine spooks European capitals
Reforms under discussion would tear up accession rules used since cold war to allow Kyiv to join in a potential peace deal
https://www.ft.com/content/a42ea7ba-af22-4133-b1d3-e2fdf561c7ba
Business & Finance
https://www.ft.com/__ori…0&fit=scale-down
b524385c9b7f4b54fa51f001abb88ffdd2e455d22b283bb08a5c62e1864ee2bf
2026-01-16T05:00:31+00:00
How Iran’s regime retook the streets
Details emerge of unprecedented crackdown, raising questions over future of protest movement
https://www.ft.com/content/d1848379-0bc0-453a-a748-b02f8ea1b3f0
Business & Finance
https://www.ft.com/__ori…0&fit=scale-down
e45cfabaf5fcb04207cf3324049ab7ca70e0b76e6b5b8f41dd6896e9165c532d
2026-01-16T05:00:21+00:00
Fiscal threats lurk in the undergrowth for Japan
The country is the darling of investors, but that could change
https://www.ft.com/content/a609b461-5302-4606-b5f9-fd4b1f1802a2
Business & Finance
https://www.ft.com/__ori…0&fit=scale-down
271ce6ce5162788cbf8b7c4de7ae5260aeb3e5376610cebaf8fdd140cb8c5d8d
2026-01-16T05:00:21+00:00
Trump is making the world fall in love with China
Countries that once saw American success as their own now view the US as an adversary and Beijing as a model
https://www.ft.com/content/658e3fc5-4a43-4dd5-8942-cf2f7fe3a686
Business & Finance
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14c37111d3fafb690f0da21a91e55a1ba7546907eb6863f5641612c6ea2b3c94
2026-01-16T05:00:31+00:00
France warns US that Greenland seizure would endanger EU trade
French finance minister Roland Lescure raised concerns with American Treasury secretary Scott Bessent
https://www.ft.com/content/0b35932b-eb39-465b-b49e-342946d8e14b
Business & Finance
https://www.ft.com/__ori…0&fit=scale-down
b0436e971b1549905a630cd14efd5d71ea0cdeca03730fcbac83b3c943343170
2026-01-16T03:30:50+00:00
Carney and Xi meet to mend Canada-China ties as Trump disrupts global order
First visit to Beijing by a Canadian PM in almost a decade follows deep chill in relations between the two nations
https://www.ft.com/content/9eeff245-2081-4f97-bc8e-6bbdaf59074e
Business & Finance
https://www.ft.com/__ori…0&fit=scale-down
9f04985e658b15ca8df9d6b8d536cb45dafcf5311b8d5a06a5fee9b2e215c7f7
2026-01-16T01:19:58+00:00
Trump’s first Venezuela oil sale deal goes to megadonor’s company
Senior Vitol trader met US president at White House last week and gave millions to his re-election campaign
https://www.ft.com/content/da74c248-fb36-4ff1-8fb2-d2dd1e00fde8
Business & Finance
https://www.ft.com/__ori…0&fit=scale-down
9c1fc1bd4715bb7ee5569911be183937056fb5fe80e9992bf52f6315621c139f
2026-01-15T22:58:13+00:00
Venezuela’s opposition leader gives her Nobel Peace Prize medal to Trump
María Corina Machado leaves White House meeting without the US president’s backing to be her country’s next leader
https://www.ft.com/content/bd789480-53df-4027-92b6-5ec0421825f6
Business & Finance
https://www.ft.com/__ori…0&fit=scale-down
d315f1ad36ff1885452f65d4cda0a81685a2eaf07c9847ec87ac32c67d34183c
2026-01-16T05:00:21+00:00
Washington moves to strip sovereign wealth investors of US tax perk
Proposed IRS code changes would alter the calculus for SWFs to invest in America
https://www.ft.com/content/de1968ab-3db3-4aa6-8489-35e7cdb81be7
Business & Finance
https://www.ft.com/__ori…0&fit=scale-down
fa0d31b8b4506033dac7894db86ea7af8fb151c6365ada99d0c80b1705a060d5
2026-01-16T05:00:12+00:00
Is the US about to screw SWFs?
Taxing times
https://www.ft.com/content/2ff4d282-6dfb-403b-9082-c74d10ee97f0
Business & Finance
https://www.ft.com/__ori…0&fit=scale-down
935e0c4d81be7547863adc8f84c6d0b31d9821812169c7764c278f32676fdd3a
2026-01-16T01:57:00+00:00
These charts show the stock market giving investors a lot to like — for now — as the S&P 500 nears 7,000
More stocks are making new 52-week highs and volatility is low.
https://www.marketwatch.com/story/these-charts-show-the-stock-market-giving-investors-a-lot-to-like-for-now-as-the-s-p-500-nears-7-000-00d5d41d?mod=mw_rss_topstories
Business & Finance
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9b74f55e12dcf4d158dd477bb6848af5989aed0a308bf0b44febfa450dad431f
2026-01-16T01:56:00+00:00
Inflation relief is on the way — if these 3 market forces can come together
Productivity gains, tame oil prices and lower taxes could ease the pressure on consumers.
https://www.marketwatch.com/story/inflation-relief-is-on-the-way-if-these-3-market-forces-can-come-together-this-year-13be218f?mod=mw_rss_topstories
Business & Finance
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e69b412e8cf7af1e60d99102cdb69a7031c5852544d4fc7c0da0a5fb8f64bfc8
2026-01-16T01:06:00+00:00
I refused to invest in Tesla for years — but now’s the time to bet on Elon Musk
Telsa isn’t just a car company — it’s an undervalued AI empire.
https://www.marketwatch.com/story/i-refused-to-invest-in-tesla-for-years-but-nows-the-time-to-bet-on-elon-musk-2cbe0af8?mod=mw_rss_topstories
Business & Finance
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96ab50c802c4dfd70b07aea26aa456f135f4119b2a1897774ee6fcc9be800e29
2026-01-16T01:04:00+00:00
This stock-and-bond blend made double-digit gains last year — investors still dismiss it
Why we should sing the praises of the tried-and-true 60/40 stocks-bonds portfolio.
https://www.marketwatch.com/story/this-mix-of-stocks-and-bonds-delivered-double-digit-gains-last-year-yet-too-many-investors-dismiss-it-44c15413?mod=mw_rss_topstories
Business & Finance
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91433656f4d1393998671f3098f554dc7398db2b775978fedfd6ea39c99fb8fa
2026-01-16T01:02:00+00:00
Young men are worried about having enough money — but confident they’ll own a home. What gives?
Homeownership, marriage and parenthood are highly valued goals for Gen Z — and a tall order in today’s economy.
https://www.marketwatch.com/story/gen-z-men-believe-theyll-buy-a-home-someday-but-see-their-finances-getting-worse-what-gives-73edc83d?mod=mw_rss_topstories
Business & Finance
https://images.mktw.net/im-32653722
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2026-01-16T00:30:00+00:00
‘I have an economics degree from a fantastic university’: I’m 71 with $3 million and earn $250K. Is it time to retire?
“I have a home worth $1.2 million and owe $300,000 at 3% interest.”
https://www.marketwatch.com/story/i-have-an-economics-degree-from-a-fantastic-university-im-71-with-3-million-and-earn-250k-is-it-time-to-retire-05a9aa37?mod=mw_rss_topstories
Business & Finance
https://images.mktw.net/im-15608575
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2026-01-16T00:14:00+00:00
‘I’m considering driving Lyft part time’: I’m 58 with a $1 million home. Do I finally give up work and enjoy life?
“One thought is for me to stop working at age 60, while my wife continues for two more years at her teaching job.”
https://www.marketwatch.com/story/im-considering-driving-lyft-part-time-im-58-with-a-1-million-home-do-i-finally-give-up-work-and-enjoy-life-39f985ac?mod=mw_rss_topstories
Business & Finance
https://images.mktw.net/im-13329844
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2026-01-16T00:00:00+00:00
‘The house has quadrupled in value’: I bought a house with my brother. He never contributed. How do I remove him?
“My brother lived with me for eight years, then left to live abroad, married and followed his dreams.”
https://www.marketwatch.com/story/the-house-has-quadrupled-in-value-i-bought-a-house-with-my-brother-he-never-contributed-how-do-i-remove-him-de28bd02?mod=mw_rss_topstories
Business & Finance
https://images.mktw.net/im-65092248
4a1da301ed9534d38ec6c4297e4559ecdf33d952a327c3f93352c9319b73fbfa
2026-01-15T23:53:00+00:00
There’s one thing that could make Trump’s ‘Great Healthcare Plan’ perfect
President Trump has at long last unveiled his healthcare plan, putting “great” in its name. Here’s how it could be better.
https://www.marketwatch.com/story/theres-one-thing-that-could-make-trumps-great-healthcare-plan-perfect-1b9b72ac?mod=mw_rss_topstories
Business & Finance
https://images.mktw.net/im-09609421
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2026-01-15T23:38:00+00:00
‘Tell me I’m not crazy’: My mom, 90, has dementia. My sibling wants her to buy a $500K house nearby. Does that make any sense?
“I can’t, for the life of me, see how this makes sense on any level — personal or financial.”
https://www.marketwatch.com/story/tell-me-im-not-crazy-my-mom-90-has-dementia-my-sibling-wants-her-to-buy-a-500k-house-nearby-does-that-make-any-sense-14b78953?mod=mw_rss_topstories
Business & Finance
https://images.mktw.net/im-34233337
fb51bfa5d0e35c132059d3d0964dd5d01a84c6bf22a02f84560dcc4b31d29438
2026-01-16T05:21:28+00:00
TSMC is set to expand its $165 billion U.S. investment — here’s what we know
TSMC is set to accelerate its multibillion-dollar expansion in Arizona, coming off the back of a U.S.-Taiwan trade agreement and strong earnings.
https://www.cnbc.com/2026/01/16/tsmcs-arizona-chip-expansion-isnt-done-after-us-investment-cfo.html
Business & Finance
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22bf98f0ee69631e3ceb939e8e42b9a5c16170f9e9630519af990fae630bb8de
2026-01-16T02:18:33+00:00
Venezuela oil fetching 30% higher price, U.S. energy chief says, after first sale worth $500 million
America is securing prices about 30% higher for Venezuelan crude than those obtained before President Nicolas Maduro's capture, said U.S. Energy Secretary.
https://www.cnbc.com/2026/01/16/venezuela-oil-takeover-us-shipment-trump-.html
Business & Finance
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371767bd1986444dd0bac2df2fe5dc6dba5c4fa51698933c3347cf6a3f9c904c
2026-01-15T21:39:10+00:00
Amazon threatens 'drastic' action after Saks bankruptcy, says $475M stake is now worthless
Amazon invested $475 million into Saks' acquisition of Neiman Marcus. It wants a federal judge to reject Saks' bankruptcy plan because it harms creditors.
https://www.cnbc.com/2026/01/15/amazon-says-saks-investment-is-worthless-after-bankruptcy.html
Business & Finance
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769a75ab45d78ebfabf360195e56b1ad16bda35cf6b2b52e9bcfdbfddf608055
2026-01-16T03:45:00+00:00
India’s exports to China surge in December while shipments to U.S. decline as Trump tariffs bite
Exports to China surged 67% in December to $2 billion, in contrast to goods shipped to the U.S. — New Delhi's biggest export market — that dropped 1.8% to $6.8 billion.
https://www.cnbc.com/2026/01/16/india-trade-us-china-exports-trump-tariffs.html
Business & Finance
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dd2f2df55fa6e86b68606c02e6efe71690c862da5d677c4033722867e3164a12
2026-01-16T06:15:49+00:00
Japan's Mitsubishi to acquire shale gas assets in U.S. for $7.5 billion
In a filing with the Tokyo Stock Exchange, Mitsubishi said that the investment will strengthen the earnings base of the company's natural gas and LNG businesses.
https://www.cnbc.com/2026/01/16/mitsubishi-shale-gas-assets-texas-louisiana-deal.html
Business & Finance
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348d52fb60f91eae38f759618b75ac2ea26f6f53e3aba704f950c80263cffd64
2026-01-16T00:10:03+00:00
OpenAI tells investors to brace for 'deliberately outlandish' claims from Musk ahead of trial
OpenAI on Thursday told its investors and banking partners that it expects Elon Musk to make "deliberately outlandish" claims ahead of an April trial.
https://www.cnbc.com/2026/01/15/openai-to-investors-expect-deliberately-outlandish-claims-from-musk.html
Business & Finance
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b611eb662cc40511285999cebb707bd754ef1e7b3f38de6c46b4819e3edd8ceb
2026-01-15T18:37:03+00:00
Trump unveils health-care plan outline as Congress wrestles over Obamacare subsidies
Trump urged Congress, which is grappling over an extension of key ACA tax credits, to pass "The Great Healthcare Plan" without delay.
https://www.cnbc.com/2026/01/15/trump-congress-aca-subsidies-health-care.html
Business & Finance
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82a60e1800d236f86d0c43b3e5a937416c03e7f062df81cca371c0ca20f4283d
2026-01-15T22:17:57+00:00
Trump pitches direct payments to consumers for health care. What policy experts say about the plan
President Donald Trump wants to send payments directly to households for health costs. Experts think the plan may raise costs and the number of uninsured.
https://www.cnbc.com/2026/01/15/trump-direct-payments-health-care.html
Business & Finance
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c97f4dc6fa760afcc06ecb062bc88cbd28d7e94be5fd8e7b464c1fa938c99cb6
2026-01-15T16:11:31+00:00
Billionaire Rams owner Stan Kroenke becomes America's biggest private landowner
Kroenke represents a growing wave of ultra-wealthy entrepreneurs investing in long-held ranches and farmland.
https://www.cnbc.com/2026/01/15/stan-kroenke-largest-private-us-landowner.html
Business & Finance
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b0d2b7a0d31c25296708cf03561cedc84f19462b3884f5fef0ec050bf3b51247
2026-01-15T23:29:52+00:00
Taiwan Semiconductor's record quarter renewed investors' faith in AI stocks, Jim Cramer says
CNBC's Jim Cramer reviewed Thursday's market action.
https://www.cnbc.com/2026/01/15/jim-cramer-taiwan-semiconductors-ai-stocks.html
Business & Finance
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201e2e960298d08c941d51794883d0d35ea4b36f4114b16933a4aba1e97c6736
2026-01-16T00:34:56+00:00
Coinbase CEO says key crypto vote can be rescheduled after 11th hour cancellation
Major crypto bill flounders as crypto, banks remain at odds over who can offer consumers rewards.
https://www.cnbc.com/2026/01/15/coinbase-ceo-says-key-crypto-vote-can-be-rescheduled-after-11th-hour-cancellation.html
Business & Finance
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de224b0253a057e19222840869ee5692c1cf3254def1f0079762f77e7088898c
2026-01-15T22:05:15+00:00
Goldman Sachs CEO is looking at how the Wall Street bank can get involved in prediction markets
Goldman's interest comes as prediction markets gain visibility and debate swirls over market transparency and regulatory boundaries.
https://www.cnbc.com/2026/01/15/goldman-sachs-ceo-looks-at-how-to-get-involved-in-prediction-markets.html
Business & Finance
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63dddac262b1105ff79c5feb789d7bbe6c621dcbcaafd4bf0e07f02db9d02526
2026-01-15T16:14:19+00:00
NATO nations deploy to Greenland after tense White House talks
The joint NATO exercise comes shortly after tense talks between officials representing the U.S., Denmark and Greenland.
https://www.cnbc.com/2026/01/15/greenland-nato-troops-denmark-germany-arctic-trump.html
Business & Finance
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0109b182afc9249a658ade048cfef4fe8a60557e012e8c8f41962fe1a6a79af1
2026-01-15T23:33:40+00:00
AI startup Replit launches feature to vibe code mobile apps
Replit launched a feature that lets users create publishable mobile apps using just natural language prompts.
https://www.cnbc.com/2026/01/15/ai-startup-replit-launches-feature-to-vibe-code-mobile-apps.html
Business & Finance
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902c6cb3a06db9302b8af3d0f1eb5732a37b50c2d389b5280c10dcb92aea8638
2026-01-16T02:25:37+00:00
Asian chip stocks advance, Taiwan outperforms after trade deal with U.S.
Australian markets climbed marginally to start the day, while Hong Kong is set for a stronger open.
https://www.cnbc.com/2026/01/16/asia-markets-live-friday-nikkei-225-hang-seng-index-kospi-taiwan-trade-deal-chips-banks.html
Business & Finance
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4caf90b67e41d0abbc774353241a2bd5178b6ed32904d130fbe623bf0e328bd4
2026-01-15T22:21:51+00:00
Down in the polls, Trump yanks Republicans toward economic populism. It may not save them
President Donald Trump phoned Democratic Sen. Elizabeth Warren earlier this week.
https://www.cnbc.com/2026/01/14/trump-republicans-economic-populism.html
Business & Finance
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cd59c96bcf7f5327c53f670b9a370a3eb93f9be834c27678b401fe772b20d08b
2026-01-15T19:04:31+00:00
We're raising our price target on Goldman Sachs after strong but noisy quarter
It wasn't the cleanest quarter, but there was plenty for investors to like.
https://www.cnbc.com/2026/01/15/were-raising-our-price-target-on-goldman-sachs-after-strong-noisy-q4.html
Business & Finance
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272c1b50d6a41b466c0838a285c8c8e51da752bb515fe8d3bd2182409fd4b23f
2026-01-15T21:03:09+00:00
Spotify hikes U.S. Premium subscription price
Co-founder Daniel Ek recently stepped down as CEO, with co-CEOs Gustav Söderström and Alex Norström now at the helm of the music streamer.
https://www.cnbc.com/2026/01/15/spotify-subscription-price-premium-us.html
Business & Finance
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e7d45e5d58ea401cc872b2b826f79e5c01c1624e841fa6fe4ed8fa092f1165da
2026-01-15T18:22:40+00:00
New York offshore wind project to resume construction after judge lifts Trump suspension
Equinor, the Norwegian company developing the project, said it "will now focus on safely restarting construction activities."
https://www.cnbc.com/2026/01/15/judge-allows-equinor-empire-wind-construction-trump.html
Business & Finance
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b5e5691be8b4a83189823034445fd60094c3d79af07ee9d78a8c476ef54fab1d
2026-01-15T18:57:42+00:00
College students and teens could be fueling the prediction markets boom
Where sports betting is legal, it's often limited to those 21 years or older. Kalshi and Polymarket are open to anyone 18 or older, with some exceptions.
https://www.cnbc.com/2026/01/15/prediction-markets-college-students-teens-could-be-fueling-the-boom.html
Business & Finance
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8080aeb2ed83e2b702bf4617b9e2fd5b81661ed5a09841ed4955d63ef9bdeb01
2026-01-15T20:20:41+00:00
Oil falls more than 4% as traders see Trump backing away from Iran strike threats
Concerns about a U.S. strike on Iran had been mounting after Trump vowed to take action against the regime’s crackdown on widespread protests in the country.
https://www.cnbc.com/2026/01/15/oil-prices-sink-more-than-2percent-as-trump-remarks-calm-concern-about-iran.html
Business & Finance
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6d09d573f6339afef1895dc90631daeb0e5b86fbccc1080bd9dc9623f6cbc24a
2026-01-15T16:11:07+00:00
Fed's Goolsbee says inflation could come 'roaring back' if central bank independence goes away
"Anything that's infringing or attacking the independence of the central bank is a mess," Goolsbee told CNBC.
https://www.cnbc.com/2026/01/15/feds-goolsbee-says-inflation-could-come-roaring-back-if-central-bank-independence-goes-away.html
Business & Finance
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b88c09294dd6985d05dddae78fca593463b80383e56ff414727f69125c879f19
2026-01-15T22:36:55+00:00
Wikipedia parent partners with Amazon, Meta, Perplexity on AI access
Wikimedia announced deals with several AI companies, including Amazon, Meta and Perplexity on Thursday. The deals allow partners access to Wikipedia's API for a fee.
https://www.cnbc.com/2026/01/15/wikipedia-amazon-meta-perplexity-ai.html
Business & Finance
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679134e778e1e4328816382d78646b6e0cd15cdfccea5d221b9128fdc6c631df
2026-01-15T23:56:15+00:00
Cloudflare acquires AI data marketplace Human Native
The internet infrastructure company wants AI developers to pay creators for content they use in their models.
https://www.cnbc.com/2026/01/15/cloudflare-ai-human-native-acquisition.html
Business & Finance
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31ab3a55235f795a16fdd00d65cd3652100d1a7e11db45fd4ca57329a669c804
2026-01-15T18:03:39+00:00
How the Buffett family plans to give away more than $150 billion
In a rare interview, the three Buffett heirs said their world view, priorities and approach to philanthropy began in the Buffett household.
https://www.cnbc.com/2026/01/15/buffett-family-fortune-philanthropy.html
Business & Finance
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b980b1135650c846ce729e3ab7cd506f4a8e50cb297b05a373ac842f783da0fc
2026-01-15T16:26:28+00:00
NBCUniversal strategically leans into sports as it prepares for 'Legendary February'
NBCUniversal's calling card used to be "Must See TV," but the modern media world has pushed the company in a new direction, led by live sports.
https://www.cnbc.com/2026/01/15/nbcuniversal-leans-into-sports.html
Business & Finance
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2e73b345f971d7b4d9886d0b145b4c55b5cbb33d94148d19c279311573dd6c16
2026-01-15T18:54:28+00:00
Students are increasingly choosing community college or certificates over four-year degrees
Students are putting more emphasis on career training and post-college employment, as more opt for a two-year degree or even shorter-term credentials.
https://www.cnbc.com/2026/01/15/four-year-college-loses-ground-community-college-gains-steam.html
Business & Finance
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a64362f57f52db7baa2968ab7870894729a7cc6f3363a419f55599358281eb62
2026-01-15T16:36:24+00:00
MrBeast platform gets $200 million investment from Tom Lee's Bitmine
World's top ethereum treasury company said Thursday it made a $200 million equity investment in Beast Industries.
https://www.cnbc.com/2026/01/15/mrbeast-company-gets-200-million-investment-from-tom-lees-bitmine.html
Business & Finance
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75e702feabf435103cdf0b3798fb3d0b777692f50d43773ab38db1b4cd8b0a48
2026-01-15T20:02:04+00:00
Morgan Stanley earnings top estimates driven by wealth management
The wealth management unit posted $8.4 billion in net revenue in the most recent quarter, up from $7.5 billion a year earlier.
https://www.cnbc.com/2026/01/15/morgan-stanley-ms-q4-2025-earnings.html
Business & Finance
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aba9004fe4c28cb6f4d209c2ac820cb7d0ad63931a39472a514d296a0a115731
2026-01-15T09:59:01+00:00
TSMC delivers another record quarter as profit jumps 35% fueled by robust AI chip demand
TSMCy delivered another estimate-beating quarter, with profit up 35% from a year ago as advanced chip orders tied to AI continued to dominate its business.
https://www.cnbc.com/2026/01/15/tsmc-q4-profit-record-ai-chip-demand-nt1-trillion.html
Business & Finance
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28d987785756fbaf3a6fdd4e3617fc2738e3f8a23ee1cb6abc542f67f22fb0bd
2026-01-15T16:33:06+00:00
Philippines risks slowdown this year as election spending effect wanes
By Aubrey Rose A. Inosante and Katherine K. Chan, Reporters THE PHILIPPINES risks losing economic momentum in 2026 unless reforms are carried out to extend the lift from election-related spending last year, according to a state think tank. Growth last year has been partly driven by higher household consumption and public outlays tied to the elections, but that boost may fade once the political cycle ends, said John Paolo R. Rivera, a senior research fellow at the Philippine Institute for Development Studies (PIDS). Without structural reforms, the economy could slow as temporary spending support unwinds, he told a webinar on Thursday. “But for 2026, we might face post-election risks. Without reforms, momentum will fade, and sustainability depends on reforms, not on political cycles,” Mr. Rivera said. The state think tank expects Philippine gross domestic product (GDP) to expand by 5.3% in 2026, within the government’s revised 5-6% growth target. It also noted that Philippine GDP growth likely averaged 5% in 2025, below the government’s 5.5-6.5% target and slower than the actual 5.7% growth in 2024. Mr. Rivera noted election years stimulate growth, but its effects are temporary and cyclical. For instance, infrastructure spending was frontloaded in early 2025 ahead of an election ban on public works. “While fiscal expansions, such as those that we are seeing always during election periods, can temporarily stimulate the economy, and generate economic activities, they are not substitutes for structural reforms,” he said. Mr. Rivera said good governance, transparency and accountability are needed to ensure the temporary boost from elections are converted into “durable, real and long-term gains.” For this year, Mr. Rivera said the key headwinds or risks include a global economic slowdown and rising protectionism among developed economies. “[Add to these] more frequent and severe climate-related shocks, fragile investment recovery, and persistent governance risk. We need to watch out for those headwinds,” he said. At the same time, PIDS President Philip Arnold P. Tuaño said that election years in the Philippines have been associated with faster economic growth, with effects that often extend to the year immediately following the elections. Between 2001 and 2024, average GDP growth during election years was 6.4%, compared with about 4.3% in non-election years, he said. GDP grew by 6.9% in 2016 and 7.6% in 2022, supported by strong household expenditures and service activities, he said. “Taken together, these studies remind us that while election years may provide temporal economic momentum, sustainable growth ultimately depends on credible governance, sound macroeconomic management, and institutions that endure beyond the political cycle,” he said. RATE CUTS TO SPUR GROWTH Meanwhile, recent monetary policy easing is expected to prop up domestic demand and boost growth this year, giving the Philippines an edge over its regional peers, Fitch Solutions unit BMI said. BMI trimmed its growth forecast for the ASEAN-5 region, which is composed of Indonesia, Malaysia, the Philippines, Thailand and Singapore, to an average 3.8% for 2026, down from its earlier projection of 4.4%. “In 2025, the ASEAN-5 benefited from the frontloading of exports,” BMI said in a report dated Jan. 12. “As this frontloading is paid back in 2026, however, we expect export growth to moderate across the ASEAN-5, weighing on regional growth.” “However, we expect the Philippines and Indonesia to buck regional trends, with growth accelerating in 2026 as robust domestic demand offsets their relatively smaller, less-exposed external sectors,” it added. The Fitch unit expects the Philippine economy to expand by 5.2% this year. Also, BMI sees room for a 50-basis-point (bp) cut this year to bring the key policy rate at 4% or the lowest since August 2022. It noted that a more accommodative monetary policy will help the economy recover from last year’s slump. “For the Philippines, easier monetary policy will gradually feed through while infrastructure spending will rebound from the disruptions caused by the probe into misappropriated funds earmarked for flood control,” BMI said. Severe flooding last year exposed multiple anomalous flood control projects nationwide, sparking public outrage and investigations that uncovered corruption among Public Works officials, lawmakers and private contractors behind the administration’s infrastructure program. The economy saw its weakest growth in over four years at 4% in the July-to-September period as the scandal slowed government spending and household consumption. As of the third quarter, GDP growth averaged 5%. A dim growth outlook and weak investor sentiment, coupled with benign inflation, prompted the Monetary Board to deliver a fifth straight 25-bp reduction at the Dec. 11 meeting. This brought its total cuts to 200 bps since August 2024, lowering the benchmark interest rate to 4.5%. Since then, the central bank has repeatedly said that they are approaching the end of the current easing cycle, with BSP Governor Eli M. Remolona, Jr. noting that the policy rate is already “very close” to where they want it to be. However, Mr. Remolona left the door open for a sixth straight 25-bp cut, adding that a weaker-than-expected GDP growth could prompt them to slash key borrowing costs twice this year. The Monetary Board is set to have its first rate-setting meeting for 2026 on Feb. 19. Meanwhile, BMI noted that central banks across the region will likely be less aggressive in cutting rates as inflation is expected to pick up this year. “Despite the generally less upbeat outlook for the ASEAN-5, we are still projecting fewer rate cuts in 2026, compared with 2025,” it said. “One reason is that inflation will rise back towards policy targets or long-term averages in 2026, lowering real policy rates across ASEAN-5.” BMI forecasts Philippine inflation to settle at 3.1% by yearend, slightly below the 3.2% seen by the BSP but at the midpoint of its 2%-4% target.
https://www.bworldonline.com/top-stories/2026/01/16/724640/philippines-risks-slowdown-this-year-as-election-spending-effect-wanes/
Business & Finance
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f8f76731b5370a6f83cf6168d480d5d3898bd3fcead008647f35210ea0bd5f08
2026-01-15T16:32:06+00:00
Job shortage tops worries of Philippine business leaders — WEF
A SHORTAGE of jobs is emerging as the biggest worry for Philippine business leaders, according to the World Economic Forum (WEF), a sign that economic growth risks falling short of what’s needed to absorb workers over the next two years. Philippine executives ranked weak public services and social protection as their second concern in the WEF’s 2026 Global Risks Report, with respondents pointing to shortcomings in education, infrastructure and pension systems. Business leaders also flagged the spread of misinformation and disinformation, unintended effects of artificial intelligence, and inflation as key threats to the economy. Leonardo A. Lanzona, an economics professor at the Ateneo de Manila University, said the Philippine executives’ concern over jobs reflects the recent economic slowdown. “As the economy screeches to a slowdown as a result of the decrease in government expenditures, aggregate demand decreases,” he said in a Messenger chat. The lack of additional opportunities is also causing a number of businesses, particularly micro, small, and medium enterprises, to fail, Mr. Lanzona said. “Consequently, this economic slowdown brings about significant unemployment,” he added. In the first 11 months of 2025, the unemployment rate averaged 4.19% or equivalent to 2.25 million jobless Filipinos. This is higher than the 3.9% jobless rate, which is equivalent to 1.66 million in the same period in 2024. “As most of the budget is eaten by debt, the situation is aggravated by lower social protection, political infighting, and a labor-saving technology such as AI (artificial intelligence) that can further reduce labor demand,” Mr. Lanzona said. Meanwhile, the WEF report showed globally, the biggest risk over the next two years remained geoeconomic confrontation. The WEF’s Global Risks Perception Survey captured insights from over 1,300 experts worldwide. Other top risks cited by global business leaders included misinformation and disinformation, societal polarization, extreme weather events, and state-based armed conflict. “Geoeconomic confrontation has emerged as the most severe risk over the next two years, while economic risks have experienced the sharpest rises among all risk categories over the two-year timeframe,” WEF Managing Director Saadia Zahidi said. Rising inflation and potential asset worries rose as countries face high debt burdens and volatile markets amid growing concerns over an economic downturn, she said. The WEF noted that 18% of surveyed participants identified geoeconomic confrontation as the top risk likely to trigger a material global crisis in 2026. This was followed by state-based armed conflict (14%), extreme weather events (8%), societal polarization (7%), misinformation and disinformation (7%), and economic downturn (5%). Meanwhile, over the next 10 years, survey participants expect extreme weather events to become even more severe. — Aubrey Rose A. Inosante
https://www.bworldonline.com/top-stories/2026/01/16/724638/job-shortage-tops-worries-of-philippine-business-leaders-wef/
Business & Finance
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ad75981329e1f2e39353dd6b8aeed57b3b0e46ceed0ecfe38dd953a908fc7904
2026-01-15T16:31:06+00:00
Gov’t partnerships with private sector seen to boost transparency in public works projects
By Aubrey Rose A. Inosante, Reporter TAPPING PRIVATE and development partners for state infrastructure projects may help improve efficiency and transparency as the Philippine government continues to deal with the economic fallout from a corruption scandal linked to public works. Public-Private Partnership (PPP) Center Executive Director and Undersecretary Rizza Blanco-Latorre, who took office on Dec. 11, said teaming up with private entities for infrastructure projects could be a “feasible” option for the government. “(The) PPP option enables the public to harness private sector expertise while at the same time ensuring that project delivery is performance-based, has optimal risks allocation, and holds private partners accountable throughout the project lifecycle, she told BusinessWorld in a Viber message on Dec. 19. The Marcos administration is facing governance concerns as a wide-scale controversy involving anomalous state flood control and infrastructure projects linked to Public Works officials, lawmakers, and contractors has highlighted the systemic corruption that continues to hamper the delivery of public services, weighing on the Philippines’ economic prospects. In the third quarter of 2025, Philippine gross domestic product (GDP) growth slowed to a more than four-year low of 4% as the graft scandal stalled both public and consumer spending. Analysts have said that minimizing the government’s monopoly over infrastructure projects could be a key to curbing corruption. Under the PPP model, the government can grant subsidies, tax breaks, guaranteed revenues, or asset transfers to attract private sector partners to help fund, build, and operate projects. “The PPP Center has established relevant project development and project management interventions, as well as capacity building support, to enable concerned implementing agencies to pursue the said PPP option,” Ms. Blanco-Latorre said. The PPP Code enables projects usually funded by the national budget to be carried out through the model and also allows for both solicited and unsolicited proposals. A solicited proposal refers to projects that are identified by the implementing agency from the list of their priority projects, for which bids are invited from the public, while an unsolicited proposal is submitted by private sector proponents without formal solicitation from the government. “We reiterate, though, the critical need to diligently structure these projects as PPPs to ensure the viability of private sector participation, manage implementation risks, and truly secure the best deal for government and the public,” she said. PPP Center data as of Dec. 19 showed that the project pipeline consists of 251 projects valued at P2.81 trillion, while 290 projects worth P3.61 trillion are under implementation. Acting Budget Secretary Rolando U. Toledo said that both private and development partners could help the government plug infrastructure gaps, with public spending now undergoing greater scrutiny. “Strategic use of PPPs and concessional financing can help restore credibility and accelerate delivery given the additional layer of review that is being undertaken here by the oversight agencies,” he said in a statement sent to BusinessWorld via Viber message on Dec. 20. Proposed projects are reviewed through inter‑agency deliberations to assess viability, while ongoing projects are regularly monitored for performance, he said. “Given the downturn in public infrastructure spending brought about by the flood control issues, it is important that private construction steps up to cover the gaps we are now facing in the infrastructure development.” Mr. Toledo added that PPPs have “big potential” as private sector interest in undertaking projects has increased since the passage of the PPP Code. However, this also heightens the need for stronger preparation, transparency, and accountability mechanisms at all stages of project delivery. GOVERNANCE RISKS Infrastructure investment is a “critical” contributor to GDP as it directly contributes to output and has multiplier effects that can boost economic growth, Asian Development Bank (ADB) Country Director for the Philippines Andrew Jeffries said in an e-mailed statement on Dec. 18. “There remains a need for public investment at scale to address critical infrastructure gaps — particularly in transport, energy, and digital connectivity — to strengthen the Philippines’ competitiveness as a destination for private investment,” he said. “The greatest risk with a sustained reduction in public expenditure is if critical investment needs are not met, in turn depressing the country’s overall competitiveness and productivity. Regardless of the source of funds, execution and governance risks need to be managed to ensure the quality of infrastructure spending.” Mr. Jeffries said the government should prioritize investments in social infrastructure where commercial returns are not attractive for private sector players. “Private sector investment can increase efficiency and help in effective technology transfers. Multilateral development bank financing can be a source of long-term stable financing and best practices, and help deliver strong governance,” he added. “As the Philippines approaches upper middle-income country status, the private sector will need to play an increasingly significant role in driving innovation, job creation, and growth.” The ADB is ready to support Philippine infrastructure development through both financing and policy support, Mr. Jeffries said. “This support includes the ability to provide large-scale financing coupled with strong oversight of procurement, financial management, and project implementation. ADB’s support goes well beyond infrastructure project lending, however, and includes policy support and technical assistance to improve regulatory frameworks and the ease of doing business,” he said. Improving the enabling environment for private investments and PPPs is also part of the ADB’s key support areas for the Philippines, he added. “At the same time, recent issues also underscore that PPPs are not a substitute for strong public sector planning, governance, and oversight. In practice, the feasibility of an expanded PPP role will closely depend on sustained improvements in upstream project preparation, transparent and competitive procurement, and credible regulatory frameworks,” he said. “Without these foundations, transferring more responsibility to private firms could shift — rather than reduce — project risks and costs.” Nigel Paul C. Villarete, a senior adviser on PPPs at technical advisory group Libra Konsult Inc., said that it is necessary for a developing economy like the Philippines, whose spending requirements far exceed its capacity to generate revenues, to open the door for increased private sector participation in infrastructure projects while having the appropriate safeguards in place. “While we do have a sizeable and increasing chunk of private sector investments, our annual development expenditures are still mostly public. But the possibility of boosting private investments in nation-building remains available and even necessary,” he said in a Viber message on Dec. 20. “We’re not placing or changing priority from one to the other — we’re just making use of available financing opportunities to support the main public fiscal spending, which should continue as the main source.” However, the government must rebuild investor trust by implementing reforms, he said. “As always investor confidence is key. No one will shell out money when uncertainties remain, more so when these include possible corruption issues. That’s why clear and proper rules and guidelines are necessary, [with] ambiguities minimized or even completely erased,” Mr. Villarete said. “We also need to understand that private sector financing will be attractive when the private sector is allowed to generate an attractive rate of return. This is where the balance comes in. PPPs must be both attractive and safe for all sectors.” Mr. Toledo also acknowledged that improving investor sentiment is key to ensuring the economy’s recovery amid the corruption mess. “The main risk is if investors’ confidence remains low and therefore, it would not provide the needed boost to the GDP growth,” he said. “Over the short term, growth outcomes will still depend on the government’s ability to instill confidence through its efficient spending and credible policies in addressing corruption.”
https://www.bworldonline.com/top-stories/2026/01/16/724637/govt-partnerships-with-private-sector-seen-to-boost-transparency-in-public-works-projects/
Business & Finance
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4e15b9e8275bef3e7c09a920e2a81b20a801e375f79095f627e4171f06326339
2026-01-15T16:08:57+00:00
UAE-based G42 eyes up to $500-M investment in PHL data center — DICT
THE PHILIPPINES is attracting renewed interest from global data center operators, with Abu Dhabi-based technology firm Group 42 Holding Ltd. (G42) planning to invest as much as $500 million (around P29.6 billion) in a new facility. Department of Information and Communications Technology (DICT) Secretary Henry Rhoel R. Aguda said G42, which expressed interest toward the end of the Philippine delegation’s recent trip to Abu Dhabi, is considering an investment of $300 million to $500 million over three to five years. “They still have a lot to do. They need to come to the Philippines and check the availability of land. With data centers, you also need power and water,” Mr. Aguda told a Palace briefing. Combined with multiple international subsea cables linking the Philippines to global routes, the country is positioned as a potential data center hub in Southeast Asia. Data center operators view the Philippines’ geography and connectivity as strategic, Mr. Aguda said, noting that strong digital infrastructure could allow the country to eventually export artificial intelligence (AI) services, treating AI computing like a utility delivered from local facilities. “As for connectivity, they’re essentially already sold on that — it’s not a problem. The Philippines has many international subsea cables coming in from the north-south, northeast, and southwest routes,” he added. Investors have also been encouraged by the near completion of the national fiber backbone, which runs from north to south, and the Luzon Bypass Infrastructure, which strengthens east-west connectivity. Connectivity is no longer a constraint, Mr. Aguda said, with remaining considerations focused on securing suitable land with reliable power and adequate water access — key requirements for large-scale data centers. President Ferdinand R. Marcos, Jr. was in the United Arab Emirates (UAE) earlier this week to witness the signing of a trade deal and a defense pact. During his trip, he and Mr. Aguda met with tech firm DAMAC Digital, which is exploring plans for what may become the country’s largest data center in Laguna. The administration is offering priority support for the sector as part of its strategy to attract capital into high-value, tech-driven industries and position the Philippines as a regional hub for digital infrastructure amid rising demand from e-commerce, digital payments, and AI. DAMAC Digital has committed over $3 billion to Southeast Asia and plans 250 megawatts of operational capacity in the region by 2026. — Chloe Mari A. Hufana
https://www.bworldonline.com/corporate/2026/01/16/724607/uae-based-g42-eyes-up-to-500-m-investment-in-phl-data-center-dict/
Business & Finance
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c1e8613aa54b8749cee846b615e94f90122c02b9e7dd4ab101287055b711eac6
2026-01-15T16:07:41+00:00
Meralco sees interest from top power firms for 200-MW RE supply
SUBSIDIARIES of ACEN Corp., First Gen Corp., San Miguel Global Holdings Corp. (SMGP), and Aboitiz Power Corp. (AboitizPower) are looking to bid for Manila Electric Co.’s (Meralco) 200-megawatt (MW) renewable energy (RE) supply requirements. All 15 companies that expressed interest and attended Thursday’s pre-bid conference were major players in the country’s power sector. Ayala-led ACEN Corp., along with its subsidiaries SanMar Solar, Negros Island Solar, and Sinocalan Solar Power, indicated interest in supplying Meralco’s renewable energy needs. Lopez-led First Gen and its subsidiaries, including First Gen Hydro, Energy Development Corp., BacMan Geothermal, and Greencore Geothermal, also participated in the conference. SMGP subsidiaries Mariveles Power Generation, GNPower Kauswagan, GNPower Mariveles Energy Center, and Sual Power expressed their interest in joining the bidding. Aboitiz Power Corp.’s subsidiaries, including AP Renewable Energy, Therma Luzon, and Therma Visayas, are also expected to participate. AboitizPower, SMGP, First Gen, and ACEN were the country’s leading power producers, dominating the national market share last year, according to the Energy Regulatory Commission (ERC). Since the bid submission deadline on Feb. 16 is after the proposed effective date of Jan. 26, Meralco said the latter will be moved depending on when the ERC approves the resulting power supply contract. The four-year agreement aims to help Meralco comply with the Renewable Portfolio Standards, which require distribution utilities to source a portion of their electricity from eligible renewable energy sources. Suppliers, whether renewable, conventional, or a combination, can fulfill the supply requirements from their own plants or the spot market, provided that renewable energy certificates (RECs) are guaranteed. Each REC represents a megawatt-hour of electricity generated from eligible RE sources. “As a highly regulated entity, Meralco remains fully committed to upholding the highest standards of transparency, fairness, and regulatory compliance throughout the CSP (competitive selection process),” said Lawrence S. Fernandez, chairman of Meralco’s bids and awards committee for power supply agreements. Meralco’s controlling stakeholder, Beacon Electric Asset Holdings, Inc., is partly owned by PLDT Inc. Hastings Holdings, a unit of PLDT Beneficial Trust Fund subsidiary MediaQuest Holdings, has an interest in BusinessWorld through the Philippine Star Group, which it controls. — Sheldeen Joy Talavera
https://www.bworldonline.com/corporate/2026/01/16/724605/meralco-sees-interest-from-top-power-firms-for-200-mw-re-supply/
Business & Finance
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99a7735eb888ffc3ca67cf72878ee9ed480b583f51350c4b1950ee145831bcde
2026-01-15T16:06:11+00:00
Basic Energy earmarks P1.9B for 43-MW solar project in Negros
LISTED Basic Energy Corp. is allocating around P1.9 billion for the development of a 43.41-megawatt alternating current (MWac) solar power project in Cadiz City, Negros Occidental. In a disclosure on Thursday, the company said it received a certificate of award from the Department of Energy (DoE) following its successful bid in the fourth round of the green energy auction (GEA-4). GEA-4 projects cover technologies such as ground-mounted, roof-mounted, and floating solar; onshore wind; and integrated solar with energy storage systems. “With the receipt of the certificate of award, the company is advancing the completion of the remaining project requirements, including the execution of the necessary agreements, in preparation for the development and delivery of the project to the Visayas grid,” Basic Energy said. The solar project is slated to begin commercial operations on or before the end of the year. Basic Energy Chief Executive Officer Oscar L. de Venecia, Jr. said construction has not yet started, as the company is completing remaining pre-development requirements. The start of construction will follow once these requirements are finalized, in line with the project’s overall development timeline. “The company is mindful of the project’s delivery commitment and is managing the development work accordingly. However, construction will only commence after the remaining pre-development requirements are completed,” he said. Last year, he said the company allocated up to P300 million to finance pre-development activities for its renewable energy projects over the next two to three years. Basic Energy is pursuing three solar projects with a combined potential capacity of around 150 MW and aims to build a 1-gigawatt renewable energy portfolio by 2030. At the local bourse on Thursday, shares of the company rose 8.06% to close at P0.134 per share. — Sheldeen Joy Talavera
https://www.bworldonline.com/corporate/2026/01/16/724482/basic-energy-earmarks-p1-9b-for-43-mw-solar-project-in-negros/
Business & Finance
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1d786e51fa9a50e03b70e0fd01eea1cb04f7518017aa04e7f814501e060744d4
2026-01-15T16:06:03+00:00
Peso slips to fresh record low on rate cut bets
THE Philippine peso weakened to a new record low against the dollar on Thursday as markets priced in the possibility that the Bangko Sentral ng Pilipinas (BSP) could cut interest rates ahead of the US Federal Reserve. The local currency closed at P59.46 a dollar, down two centavos from Wednesday’s record-low finish of P59.44, data from the Bankers Association of the Philippines showed. The peso opened Thursday’s session slightly stronger at P59.43, touched an intraday high of P59.35, and weakened to as low as P59.47. Dollar trading volume rose to $1.079 billion, higher than the $951 million recorded the previous day. “The dollar-peso closed higher on prospects of a narrowing interest rate differential, with the BSP expected to cut rates before the Fed,” a trader said by telephone. Another trader said the peso continued to soften after recent US producer inflation and retail sales data underscored the resilience of the American economy, reinforcing expectations that the Fed will keep policy rates unchanged in the coming months. Rizal Commercial Banking Corp. Chief Economist Michael L. Ricafort said market expectations of a BSP rate cut at its February policy meeting also weighed on the peso. BSP Governor Eli M. Remolona, Jr. said last week that a rate cut at the Monetary Board’s Feb. 19 meeting “remains on the table” but is “unlikely,” as the central bank is nearing the end of its easing cycle. The BSP has reduced its benchmark rate by a total of 200 basis points since August 2024, bringing the policy rate to a more than three-year low of 4.5%. Despite the peso’s weakness, the BSP sees no need for immediate intervention. Palace Press Officer Clarissa A. Castro said the central bank continues to closely monitor exchange-rate movements and is prepared to act if necessary. “The Bangko Sentral ng Pilipinas continues to monitor the peso-dollar exchange rate so it can take appropriate action if needed,” she told a news briefing in Filipino. “For now, the central bank is confident that intervention is not required.” She said the peso’s depreciation reflects global developments, including the strength of the US dollar driven by expectations on Fed policy and geopolitical tensions abroad. The government is working to mitigate the impact of a weaker peso by slowing price increases, supporting investments, and strengthening key economic sectors, she added. MUFG Global Markets Research Senior Currency Analyst Michael Wan said the peso might remain more sensitive to oil price movements than some of its regional peers, although further oil price increases are not his base case scenario. “Further oil price increases is not our base case, and we will look to see if the peso retraces some weakness on these recent oil price moves,” he said. Traders said the peso could continue testing record lows until the BSP and Fed hold their respective policy meetings, unless the US central bank signals a shift toward rate cuts. However, movements will remain data-dependent, particularly on US inflation and labor market indicators. For Friday, the first trader sees the peso trading from P59.20 to P59.50 a dollar, while the second trader expects a range of P59.25 to P59.50. Mr. Ricafort said the local currency could move from P59.35 to P59.55, noting that strong foreign exchange reserves and continued net foreign buying in the local stock market might help cushion further depreciation. — Aaron Michael C. Sy
https://www.bworldonline.com/banking-finance/2026/01/16/724580/peso-slips-to-fresh-record-low-on-rate-cut-bets/
Business & Finance
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a813b820a7589bcf7b04cc0dc5c9052c41c67a6b63608389d8d33a822b368389
2026-01-15T16:05:43+00:00
Fintech firms may drive IPO activity
THE financial technology (fintech) sector is expected to drive initial public offering (IPO) activity in the Philippine stock market later this year through 2027, Citigroup Inc. (Citi) said, as investor interest gradually returns to the local equity market. Rob Chan, head of Equity Capital Markets (ECM) Syndicate for Asia at Citi, said the Philippine equity market is likely to remain stable, with several companies — particularly fintech firms — seen lining up potential listings. “We could see more (IPO activity) coming from the Philippines, but that’s, to my understanding, perhaps later in the year, or perhaps even slipping into 2027,” he told reporters. “What we are excited to see is, to the extent there’s going to be growth in businesses, especially around fintech names that investors are expecting,” he added. IPO activity in the Philippines has been muted in recent years. In 2025, only two companies completed their listings, falling short of the Philippine Stock Exchange’s (PSE) target of six IPOs. Cebu-based fuel distributor and retailer Top Line Business Development Corp. listed in April, while Maynilad Water Services, Inc. completed its IPO in November. Mr. Chan said the Philippine market has historically not been among the region’s most active in terms of equity capital market transactions, citing relatively low trading liquidity as a key concern for international investors. “The lower trading liquidity is something investors are very focused on,” he said. Still, he pointed to Maynilad’s $500-million IPO and its strong aftermarket performance as a positive signal for the local market. To see a transaction of that size trade well is a “very positive sign,” he said, adding that such deals help build confidence in the Philippines as an investment destination. The PSE is targeting four potential listings this year, including electronic wallet platform GCash and PNB Holdings Corp.’s planned listing by way of introduction. GCash was initially slated to go public last year, but its operator, Globe Fintech Innovations, Inc., deferred the plan due to weak market conditions. Mr. Chan said the successful execution of these offerings could help lift overall equity capital market activity compared with recent years and attract greater interest from global investors. “As those IPOs actually happen, that could increase the overall level of global investor focus on the Philippines,” he said. He added that while Singapore remains the dominant market for equity capital transactions in Southeast Asia, the Philippines has shown gradual year-on-year growth in capital market activity over the past three years, with annual deal values reaching about $1 billion. Mr. Chan said international investors are likely to continue focusing on larger, well-established Philippine companies with clear growth narratives, particularly in sectors such as fintech. The Philippine Stock Exchange index rose 1.52% or 97.72 points to close at 6,487.53, while the broader all-share index gained 0.68% or 24.76 points to 3,660.70. — Katherine K. Chan
https://www.bworldonline.com/banking-finance/2026/01/16/724574/fintech-firms-may-drive-ipo-activity/
Business & Finance
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1a2eaa53cd7c010ee9541524409e6b952d31c96d11eecd27c1fbf4c4dc59d7bb
2026-01-15T16:05:41+00:00
JFC reports stable domestic sales, strong overseas growth in Q4 2025
JOLLIBEE Foods Corp. (JFC) said it saw stable domestic demand and strong overseas growth in the fourth quarter (Q4) of 2025, led by Vietnam. “Since our December update, the operating environment and business trends have remained broadly consistent with our prior disclosures,” JFC Chief Financial and Risk Officer Richard Shin said in a statement on Thursday. “Customer demand has been stable across key markets, and network expansion continues to be supported by strong franchise engagement, reinforcing our asset light growth strategy,” he added. The company said preliminary indicators showed solid system-wide and same-store sales growth in Q4 2025. In the Philippines, Jollibee Group’s Champion Brands, including Jollibee, Chowking, and Mang Inasal, drove domestic system-wide and same-store sales growth through brand equity and consumer engagement, with fourth-quarter results showing improving demand amid a challenging operating environment. Vietnam, Jollibee Group’s largest overseas market by store count, recorded high double-digit system-wide and same-store sales growth that outperformed peers, supported by strong market position and asset-light expansion, the company said. “The Tim Ho Wan (THW) concept continues to emerge as a strategic growth engine for the Jollibee Group, highly complementary to the Group’s portfolio and well positioned for long-term global expansion,” it said. In January 2025, JFC completed its takeover of Tim Ho Wan through its subsidiary Jollibee Worldwide Pte. Ltd., acquiring 166.46 million shares from Titan Dining Group Ltd. for $20.2 million under a share purchase agreement signed in November 2024. “In Hong Kong, store operations have stabilized and returned to profitability, reinforcing confidence in the brand’s operating model and execution under the Jollibee Group’s stewardship, including the first THW location opened following the acquisition. In the US, early customer response to newly opened stores has been encouraging, supporting management’s conviction in the scalability and long-term growth potential of the THW brand across international markets,” it said. Over the past four years, Jollibee Group achieved double-digit growth in system-wide sales, revenues, earnings before interest, taxes, depreciation, and amortization (EBITDA), operating profitability, and store network expansion, the company noted. Its store network growth remained on track, supported by more franchises and its low-asset strategy, which aids scalability and efficiency across markets. Jollibee recently inaugurated its fourth food commissary in Guinsay, Danao, Cebu, supporting regional expansion and job creation. The facility serves Jollibee and six of its 13 brands and aims to optimize logistics across the Visayas and Mindanao. JFC plans to spin off its international business into a standalone company, which it will list on a US stock exchange by late 2027 to support its global expansion. Jollibee Foods Corp. International (JFCI) would include all businesses outside the Philippines, while domestic operations will remain listed locally. Shares of JFC jumped the most in over five years after the announcement. In a media briefing, Mr. Shin said the proposed transaction seeks to unlock value by providing structural clarity, enabling investors to evaluate each business independently with greater transparency. “Each entity will operate as a fully independent entity post-separation. They are independent companies now, they’re not subsidiaries anymore. Each entity will have its own board management team and operating model with clear accountability and decision-making authority,” he said. Mr. Shin added that the setup would make capital allocation and strategy execution smoother, potentially driving sustainable returns and valuation re-rating over time. He noted that a US listing aligns JFCI with the largest capital market, provides liquidity access, and supports valuation discovery, making it preferable over other indices. At the local bourse on Thursday, JFC shares rose 0.29% or 60 centavos, closing at P209 each. — Alexandria Grace C. Magno
https://www.bworldonline.com/corporate/2026/01/16/724604/jfc-reports-stable-domestic-sales-strong-overseas-growth-in-q4-2025/
Business & Finance
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a9c964f60c1aa35f31f518e7beebf06ff7524c926c21072d8cdcace972874ccf
2026-01-15T16:05:37+00:00
Floating above Cappadocia
1 of 3 AERIAL VIEW of Cappadocia — CATHY ROSE A. GARCIA The hot air balloon crew sets up for the flight — CATHY ROSE A. GARCIA CATHY ROSE A. GARCIA By Cathy Rose A. Garcia, Editor-in-Chief IMAGINE waking up at dawn, excited to finally check off one of the top experiences on your travel bucket list. But then you’re seized by the thought: “What if it’s just another tourist trap?” Like many other people, my travel bucket list has always included “a hot air balloon ride over Cappadocia.” After all, who has not seen the countless TikTok videos of dozens of hot air balloons floating as the sun rises over Cappadocia’s otherworldly rock formations? They are so picture-perfect that not a few have commented: “It looks AI!” So, when I had a chance to visit Turkey in October, I wanted to see for myself if the hot air balloons of Cappadocia would live up to the hype. To get to Cappadocia, we first had to take an over 12-hour flight from Manila to Istanbul, then a one-and-a-half-hour flight from Istanbul to Kayseri. Kayseri is in east central Anatolia and widely considered as the gateway to the Cappadocia region. Cappadocia is known for its unique rock formations that were formed through volcanic activity and erosion over thousands, if not millions of years. Our first stop was Love Valley, perhaps due to its phallic-shaped fairy chimneys. These fairy chimneys are tall spires made of soft volcanic rock that was easily eroded by natural elements over thousands of years. Meanwhile, Pigeon Valley takes its name from the man-made pigeon houses that were carved into the volcanic rock. Red Valley is known for its rock formations that take on crimson hues during sunset. After seeing countless TikToks and Instagram posts, I was convinced the best way to admire Cappadocia’s landscape was from a hot air balloon. However, apprehension crept in. Hot air balloons are safe, right? Right? I swallowed my fears and pushed through with it. Since it was early October, our pick-up time from the hotel was at 5:30 a.m. The guide told us that the pick-up time depends on the season and can be as early as 4 a.m. during summer. The launch sites for hot air balloon rides are usually around the Göreme area. But there’s no guarantee that the hot air balloon ride will push through, as operators must wait for the Turkish Civil Aviation Authority to give its clearance. Another thing you need to know is there are no toilets in the area so do your business before getting there. After a short car ride, we arrived at the launch site by 6:30 a.m. The large balloons lay on the ground still deflated. We watched as the crew set up and inflated the balloons using a gas-fired fan. Slowly, the balloons come alive. Temperatures hovered around 10°C, making us glad we wore thick jackets. Before long, the guide called us over to the balloon’s basket which was bigger than we expected and could hold up to 28 people. There was some confusion since there were different tour groups in the ride, so we scrambled to make sure that we were all in the same corner of the basket. The basket gently lifted off the ground, with burners on to heat the air inside the balloon. Everyone held up their phones and cameras to capture the moment. The hot air balloon gently ascended into the sky. It was so smooth that we didn’t even notice we were already high up. The sky was clear, with no wind. The sun peeked through the rugged mountain ranges, while rainbow-colored hot air balloons floated all around us. I tried hard to just be in the moment — to enjoy the view as the sun slowly rose and a golden light bathed the white rock formations and fairy chimneys. From above, Cappadocia looked like an alien planet, something out of Dune or Star Wars. I remember looking down and pinching myself because it really felt like a dream. Time flew by. I took dozens of photos and videos of the sunrise, the balloons, and the surreal landscape. Soon our 60 minutes were up. The pilot made his descent, with everyone crouched in a landing position. While it was a bit bumpy, everyone was safe and sound when we landed. Another thing that TikToks and Instagram posts don’t show you is how awkward it is to get out of the basket. We basically had to be carried over the side by the crew members. Ah, the indignity of it all! Once on solid land, the crew brought out a bottle of sparkling juice to celebrate the successful flight. Again, social media posts make this into some sort of fancy experience, but the sparkling juice felt flat. On the way back, I scrolled through dozens of photos on my phone. None truly captured the magic of floating over the Cappadocia’s otherworldly landscape. It was a reminder that some experiences live richer in memory than any phone or camera can hold.
https://www.bworldonline.com/arts-and-leisure/2026/01/16/724479/floating-above-cappadocia/
Business & Finance
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442138e5f98d67c50398e5f64b557aa6edaf5abcb800c01455ae7377bd8e5607
2026-01-15T16:04:54+00:00
It’s the corruption, sir
 
https://www.bworldonline.com/opinion/2026/01/16/724507/its-the-corruption-sir/
Business & Finance
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6105c681288a54ccbfe5a971c801e2ef3446c3572c79993b6f5de6d076bf2250
2026-01-15T16:04:41+00:00
DoE reviews Semirara coal contract ahead of 2027 expiry
The Department of Energy (DoE) is weighing whether to extend the coal operating contract of Semirara Mining and Power Corp. (SMPC) or offer it to other mining firms as it approaches expiration in 2027. Energy Secretary Sharon S. Garin said the 50-year contract gives the department two options: extend it or bid it out to other companies. “We’re still under discussion together with our legal team on what to do because we have to assess if the claim of Semirara is correct. But we will decide within the quarter,” she told reporters on Tuesday. The coal operating contract, which was originally set for 35 years, was issued in 1977, granting SMPC the exclusive right to explore, develop, and mine coal on Semirara Island. The DoE extended the term by 15 years, moving its expiration from 2012 to 2027. Ms. Garin said the company is “asking for 13 years more” for the effective period of its contract. Asked whether other firms had expressed interest, she said the DoE had received no official or unofficial notice. “But I guess because it’s the biggest mining company or coal mining company in the country, it has the potential to mine for a few years more. So there might be some interest also,” she added. SMPC, the power generation and coal-mining unit of the Consunji group, is the Philippines’ largest coal producer and the only power company in the country that owns and mines its own fuel source. Last year, the company allocated a P6.9-billion capital expenditure budget to improve operational efficiencies in its coal and power segments. For the first nine months of 2025, SMPC’s income fell 37% year on year to P9.9 billion, due to weaker coal and electricity prices. Revenues slipped 13% to P43.26 billion. Despite this, the company’s total coal shipments reached a record 12.9 million metric tons (MT), driven by stronger exports and increased deliveries to its own power plants. Coal production also hit an all-time high of 15.1 million MT, aided by improved access to coal seams at the Narra mine. — Sheldeen Joy Talavera
https://www.bworldonline.com/corporate/2026/01/16/724603/doe-reviews-semirara-coal-contract-ahead-of-2027-expiry/
Business & Finance
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2026-01-15T16:04:20+00:00
JuanHand: Double-digit loan growth likely ’til 2030
JUANHAND Lending Corp. expects the Philippine financial technology (fintech) industry to sustain high-double-digit loan growth through 2030, after a resilient performance last year despite weaker business sentiment. “We’re in a great position for fintech because it’s still growing on high double-digit, even for 2026 and beyond,” President and Chief Executive Officer Francisco “Coco” Mauricio told a news briefing on Wednesday. “We expect the growth to be very high double-digit until at the very least 2030,” he added. The fintech sector expanded 27% year on year in 2025, buoyed by strong demand for online lending despite a corruption scandal that dampened overall business confidence in the latter half of the year. JuanHand itself recorded a compounded annual growth rate of 89% over the past five years, effectively doubling its business annually. The company reported more than 100,000 transactions a day and P4 billion in loan disbursements each month last year. Its platform also surpassed 65 million downloads, 20 million registered users and 4 million active borrowers at any given time. Mr. Mauricio credited the company’s robust anti-fraud systems for supporting growth. He said their proprietary cybersecurity platform prevented almost all attempted fraud. Only 0.0001% of transactions initially bypassed the system, and those were eventually stopped, he added. JuanHand also said it would comply with the Securities and Exchange Commission’s (SEC) interest rate and fee caps for small consumer loans, despite previously proposing a tiered approach. “JuanHand is in support of regulation and the SEC. We have followed the previous 15%, and there is no reason for us again not to comply with the 12% limit coming April 2026,” said Francis Jasper Fulgar, head of external affairs. The SEC in December capped nominal interest rates at 6% per month and effective interest rates at 12% per month for loans up to P10,000 with terms of up to four months. Mr. Mauricio noted that these limits apply primarily to smaller loans, which make up more than 15% of the industry’s total loan book. Despite regulatory changes, executives said the fintech sector is poised for long-term growth, with increasing adoption of digital lending platforms expected to drive further participation from households and small borrowers. — Aaron Michael C. Sy
https://www.bworldonline.com/banking-finance/2026/01/16/724571/juanhand-double-digit-loan-growth-likely-til-2030/
Business & Finance
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2026-01-15T16:03:54+00:00
PERA could boost returns for state pension funds
By Aaron Michael C. Sy, Reporter STATE PENSION FUNDS in the Philippines could unlock higher returns while reducing market risks by linking stock investment loan programs to the personal equity and retirement account (PERA) framework, analysts said. The move could encourage long-term investing while injecting fresh liquidity into the Philippine Stock Exchange (PSE), they added. “While the Philippine stock market’s long-term record shows cyclical volatility and periods of underperformance, it has delivered positive real returns over full market cycles,” Toby Allan C. Arce, head of sales trading at Globalinks Securities and Stocks, Inc., said in a Viber message. “From a feasibility standpoint, the Social Security System (SSS) and Government Service Insurance System (GSIS) can justify limited equity exposure if framed as long-term retirement investing rather than short-term market participation,” he added. PSE President Ramon S. Monzon on Jan. 9 said reviving stock investment loan programs could help deepen domestic capital markets. Linking the loans to PERA, the voluntary retirement savings framework, could make such programs more feasible for pension funds while aligning with members’ retirement horizons. The GSIS has said it is studying a phased approach and pilot programs to relaunch stock investment loans. PERA offers tax incentives, long-term investment horizons and professional fund management, all of which help encourage disciplined investing, analysts said. “Tying it to PERA helps because PERA is long-term, tax-incentivized and regulated, which aligns better with retirement horizons and improves the odds of disciplined investing,” said John Paolo R. Rivera, a senior research fellow at the Philippine Institute for Development Studies. Mr. Arce said the risk from the program would be primarily credit risk on pension fund balance sheets, rather than direct exposure to market swings. “Loan terms, collateralization mechanisms, repayment structures and borrower suitability must be carefully designed to avoid amplifying losses during market downturns, especially if equity values fall while loan obligations remain fixed,” he said. Low interest rates for social reasons could further compress returns if administrative and credit risks are high. Participation rates in PERA remain modest, potentially limiting economies of scale. Contributions rose 24% year on year to P491.4 million by the end of 2024, according to Bangko Sentral ng Pilipinas (BSP) data. Mr. Arce said limited uptake could slow the scaling of linked stock loan programs and reduce the diversification needed to smooth market volatility. Analysts also highlighted the importance of safeguards. Mr. Rivera said strict loan caps, suitability rules and clear risk disclosures are essential to protect retirement savings from market swings. Public sensitivity to market movements could still pose reputational and political risks even if the structure is sound, he added. Economists see broader benefits beyond returns. Reinielle Matt M. Erece, an economist at Oikonomia Advisory and Research, Inc., said greater local participation could stimulate the PSE, which has seen weak interest from foreign investors. “Allowing households to participate teaches saving, investing and better financial management,” he said. “In the long term, this could shift sentiment toward financial markets and encourage even greater household participation.” Jonathan L. Ravelas, a senior adviser at Reyes Tacandong & Co., said linking pension fund offerings to PERA could deepen markets without unnecessary risk. “Done right, it deepens the market without exposing pension funds to unnecessary risk,” he said via Viber. “It makes it an easier choice for the investors.” With careful program design, state pension funds could boost long-term returns, broaden the domestic equity market and support retirement security while mitigating the volatility that has historically deterred household participation.
https://www.bworldonline.com/banking-finance/2026/01/16/724566/pera-could-boost-returns-for-state-pension-funds/
Business & Finance
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f7bcf7ecfdedb05242dc1811019a024027f5571fc0a912f680ca55194ed22730
2026-01-15T16:03:53+00:00
China’s new growth strategy needs a reality check
By Juliana Lio WHILE the world is rightly waking up to the implications of China’s rising technological prowess, it’s time for a reality check. Reorientation toward an innovation-driven, security-focused growth model has not yet paid off, at least not economically. Fresh analysis of official data by the Rhodium Group, a research firm, offers a granular look at the current growth trajectory, revealing something alarming but not entirely surprising. The so-called “new quality productive forces” — a term popularized by President Xi Jinping to describe high-tech industries such as electric vehicles, artificial intelligence, and robotics — aren’t pulling their weight. Their contribution to economic activity is dwarfed by traditional engines such as property and infrastructure investment, years after they collapsed. Delving into data released by the National Bureau of Statistics in November that show how industries interact with each other and the larger economy, the researchers found that the drop in activity from older industries has been six times larger than the gains from the new forces from 2023 to 2025. Specifically, the combined contribution of three legacy sectors — property, infrastructure, and internal-combustion cars — as a percentage of gross domestic product fell by six percentage points over that period. At the same time, the increase in economic activity from six newfangled growth drivers was less than one percentage point. This is a concerning trend, given China plans to officially cement the elevation of tech-driven growth through the passage of its next five-year plan in March. The new strategy was never solely about prosperity. It was always equally about security: ensuring Beijing can fend for itself in rivalry with the US. Because standing up to President Donald Trump’s bullying trade tactics was almost entirely based on Beijing’s industrial muscle and dominance in rare earths, there is widespread acceptance of this development blueprint. However, that does little to diminish the pain from job insecurity and consumption malaise — prolonged by Big Tech’s inability to replace the once-mighty property sector. The electric vehicle industry is a prime example. Two decades after policymakers decided to overtake Western car giants by betting on electrification, China is undisputably the world leader. Of the 24 million passenger vehicles sold in the country last year, more than half were EVs. Because of a yearslong price war, most EVs are cheaper than their gasoline counterparts. This is not the norm in other countries, where they’re generally more expensive. According to Rhodium’s calculations, even though the EV industry expanded significantly over the past two years, the total economic output from gasoline vehicles was still 232 billion yuan ($33 billion) higher because they actually cost more. The automotive sector’s hyper-competitive and saturated nature is why the government has had to bring back a “cash-for-clunkers” trade-in program for cars and other consumer goods for the third year in a row. Billed as a consumer subsidy, in reality this scheme offers support to the industrial giants so important for the country’s future. But for many, especially EV makers like BYD Co., the key to higher prices, margins, and profits lies overseas. That’s why the European Union’s agreement this week to set up a mechanism for companies to offer voluntary limits on car shipments from China is such welcome news. Though it’s still early days, any deal to swap steep tariffs with minimum pricing commitments would be a boon for automakers. Even though the contribution of the high-tech industries appears limited for now, it may not always be the case. The auto sector, for one, must still undergo a period of consolidation. In theory, the survivors should eventually be able to command premium prices and truly move up the value chain. But until that process is repeated across the various industries, they may struggle to meet expectations for economic output. The solution is not for the Chinese leadership to backtrack but to make a solid commitment to increase consumption. At a minimum, they should be subsidizing a broader range of goods and services to woo hesitant shoppers. It will take time for China’s industrial giants to get to the point where they can truly propel growth. Policymakers should acknowledge that and give their long-suffering citizens a break. BLOOMBERG OPINION
https://www.bworldonline.com/bloomberg/2026/01/16/724506/chinas-new-growth-strategy-needs-a-reality-check/
Business & Finance
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2026-01-15T16:03:43+00:00
Southeast Asia: A ‘laboratory’ for tech and the future of work
By Erika Mae P. Sinaking SOUTHEAST ASIA is shaping up to become a laboratory for testing inclusive, technology-driven workforce models, as companies rethink how to incorporate automation and artificial intelligence (AI) into their business models. Vijay Eswaran, a Malaysian who serves as executive chairman of the QI Group, told BusinessWorld that companies can use technology to redesign work rather than replace employees, and that inclusive, skills-based strategies are essential for preparing the workforce for future roles in both the domestic and regional economies. “The smartest way to think about technology is not ‘jobs lost versus jobs gained,’ but tasks redesigned,” Mr. Eswaran said in an e-mail interview. “AI, automation, and digital tools don’t replace people as much as they replace parts of work. That’s a huge opportunity to lift productivity while widening participation.” Citing the 2025 World Economic Forum (WEF) Future of Jobs Report, he noted that while 92 million positions may be displaced globally, 170 million new ones are expected to emerge. He said this means inclusion must be designed into transformation from the outset. Mr. Eswaran recommended designing “augmentation-first” roles. “Start by mapping tasks in frontline, service, operations and admin roles, then introduce tools that remove drudgery and raise judgement-work,” he said citing customer problem-solving, exception handling, relationship management. Broadening digital access, he said, is also essential, with WEF data showing that 60% of employers consider it to be the single most transformative trend. “The future of work isn’t about replacing Filipinos with machines; it’s about upgrading Filipino work so talent can move up the value chain,” he said. This approach is critical for a country currently enjoying a “demographic dividend” — a working-age population projected to grow until 2045. “This window won’t last forever without the right policies and business action,” he said, adding that inclusion must be “practical, not performative,” focusing on mobile-first learning and local training hubs that reach the archipelago’s provincial communities and MSMEs. According to Mr. Eswaran, the biggest mistake is treating upskilling as a checking-the-box exercise for HR rather than a core business redesign. “If learning doesn’t change the work, it’s not upskilling, it’s just entertainment,” he said. He highlighted a growing trend of “training for certificates, not capabilities,” where employees collect credentials that have zero impact on their day-to-day productivity. To combat this, Mr. Eswaran proposed creating role-based “skill stacks” and providing “protected learning time.” The WEF report identifies skills gaps as the single largest barrier to business transformation, affecting 63% of employers. Another mistake is “one-size-fits-all learning,” with the same content rolled out to everyone regardless of their role. He added the lack of time, tools, or managerial support leaves workers being expected to learn on top of their regular workload. “People learn fastest when learning is tied to outcomes,” he said adding that without such internal mobility, “employees upskill… then leave, because there’s no visible pathway inside the firm.” The Philippines isn’t starting from scratch. Mr. Eswaran pointed to the country’s existing structural advantages, such as the Dual Training System Act (RA 7686) and the Technical Education and Skills Development Authority (TESDA) ecosystem, as powerful foundations. However, he noted the limitations of government-led initiatives. “TESDA cannot do it alone,” he said, advocating for curricula that are “co-owned” by the private sector, not just “consulted.” He warned that the government’s “Trabahong Digital” initiative, which aims for 8 million digital jobs by 2028, must tether training to actual employer demand to avoid a surplus of highly trained individuals with no relevant roles to fill. The Philippines’ English proficiency remains a primary accelerator, he said. Ranked 28th globally on the EF EPI Index, the Philippines has a platform to move beyond call centers and into “higher-value knowledge work” when paired with AI and data skills. For long-term investors, he said human capital has become a core metric of resilience. “No company can keep up alone anymore. Not with AI, cybersecurity threats, shifting customer behavior, climate risk, and changing regulation.” With 39% of core skills expected to change by 2030, firms that align upskilling with internal mobility and expand talent pools — including women, seniors, and persons with disabilities (PWDs) — will be better positioned to adapt and grow. “In the intelligent age, people are not a cost line; they are the resilience strategy,” he added. Mr. Eswaran urged management teams to focus on internal mobility and the widening of talent pools — including women, seniors, and PWDs — noting that diversity is now a key driver of talent availability. Mr. Eswaran sees the broader ASEAN region as a “laboratory” for the future of work. Because ASEAN includes every stage of economic development — from frontier digital hubs to massive informal economies — it is the ideal place to pilot models that prioritize skills-based hiring over traditional credential filtering. “ASEAN can prove that the future of work doesn’t have to be unequal,” Mr. Eswaran said. “We can design it to widen opportunity while raising competitiveness.” The real test for enterprises, he added, is to use technology to transform work, make strategic investments in their people, and forge partnerships that bring together government, industry, and education. Done well, this approach could make the Philippines not just a beneficiary of global workforce trends, but a global benchmark for inclusive, future-ready work.
https://www.bworldonline.com/labor-and-management/2026/01/16/724519/southeast-asia-a-laboratory-for-tech-and-the-future-of-work/
Business & Finance
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afd55f75ecb680a46e2e460b749d44efe90a7f5e03d5644c36a67ffa776e9c96
2026-01-15T16:03:40+00:00
Cebu Pacific says passenger volume up nearly 10% in 2025
BUDGET CARRIER Cebu Pacific expects to sustain strong passenger traffic in 2026 after carrying 26.88 million passengers in 2025, up 9.54% from 24.54 million in 2024, driven by a robust domestic market. “Cebu Pacific concluded 2025 on a strong note, achieving its highest-ever monthly passenger traffic,” Cebu Air, Inc. Chief Executive Officer Michael B. Szucs said in a media release on Thursday. Cebu Air, the operator of Cebu Pacific, reported domestic passenger volume of 19.99 million in 2025, up 8.1% from 18.50 million a year earlier, while international passenger traffic increased 14% to 6.89 million from 6.04 million in 2024. “Delivering these numbers despite challenges such as fleet reliability issues, supply chain disruptions, and global geopolitical tensions underscores the strength of our low-cost model and the agility of our operations,” Mr. Szucs said. In December alone, the airline carried 2.71 million passengers, up 5.1% from 2.58 million in the same month in 2024. Domestic passengers accounted for 2 million, while international passengers totaled 710,000. “We anticipate sustaining similar growth levels in 2026, supported by the delivery of seven new aircraft during the year. As we celebrate our 30th anniversary, we look forward to another milestone year for the airline,” he added. Cebu Pacific’s seat load factor, which measures the percentage of occupied seats, stood at 84% for 2025, slightly below the 84.4% recorded in 2024. Total seats offered rose 10% to 31.99 million from 29.09 million the previous year. Shares of Cebu Air closed five centavos, or 0.15%, lower at P33.35 apiece on Thursday. — Ashley Erika O. Jose
https://www.bworldonline.com/corporate/2026/01/16/724602/cebu-pacific-says-passenger-volume-up-nearly-10-in-2025/
Business & Finance
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1552312a6eb6b7402af6e314becfd11f47d2111c88143479787c6ea61adaaedc
2026-01-15T16:03:02+00:00
Stuff to Do (01/16/26)
1 of 3 FACEBOOK.COM/CASTPHILS Watch CAST’s staged readings CAST PH’s (The Company of Actors in Streamlined Theatre) is once again presenting its annual staged readings. The theme of this year’s season (its 6th) is “RE-ORIENT — Narratives from Asian Voices.” As has been done every year during the CAST PH Staged Reading Series, the titles of the plays are not revealed beforehand. The plays take place over the course of four weeks (every Sunday), starting on Jan. 11 with Play #1, which was English by Sanaz Toosi, directed by Sarah Facuri, and starring Mikkie Bradshaw-Volante, Justine Peña, Jordan Andrews, Chaye Mogg, and Mayen Bustamante-Cadd. Play #2 will be presented on Jan. 18. It will be directed by Jaime del Mundo and feature Tarek El Tayech and Nelsito Gomez. On Jan. 25, Play #3 will be directed by Guelan Varela-Luarca. It will star Jenny Jamora, Zoë De Ocampo, Jam Binay, Frances Makil-Ignacio, Dolly de Leon, and Roselyn Perez, with stage directions to be read by Monty Uy. The season ends on Feb. 1 with Play #4 which will be directed by Caisa Borromeo. It will feature Jillian Ita-as, Kakki Teodoro, George Schulze, Yanah Laurel, Alfredo Reyes, and Miren Alvarez-Fabregas. There are only 100 seats per performance, priced at P500 each. For tickets, visit the company’s Google Form. All performances will be held at The Mirror Theatre Studios, 5th floor, SJG Center, Kalayaan Ave., Makati City. Performances are at 3 and 8 p.m. Attend PPO’s 2026 opener: Preludi THE Philippine Philharmonic Orchestra (PPO) opens the new year with PPO Concert V: Preludi on Jan. 16, 7:30 p.m., at the Samsung Performing Arts Theater in Circuit, Makati. Under the baton of PPO music conductor and principal conductor Grzegorz Nowak, the program will feature soprano Andion Fernandez and pianist Szymon Nehring. Tickets are available via https://premier.ticketworld.com.ph/shows/show.aspx?sh=PPOCON526. Try out new fitness experiences at GH Mall GH MALL at San Juan’s Greenhills Shopping Center, balances the overindulgence of the Christmas season by going healthy in January and offering a lineup of sports and wellness activities. There is the Table Tennis Academy, running until Jan. 31 at the 4F Tech Hub. Mallgoers can also play pickleball at the 5th floor until Jan. 31. The “Motion in Glow” Zumba sessions at the 6F roof deck run every Monday from 5 to 7 p.m. “Step & Groove” dance sessions occur in the same location and at the same time on Wednesdays, while yoga is available on Fridays. Watch 28 Years Later: The Bone Temple THE zombie thriller 28 Years Later: The Bone Temple — the fourth film in the 28 Years Later trilogy — is now showing in Philippine theaters. The series depicts the onslaught of the Rage virus where humanity is left to adapt to the dangerous environment. One of the survivors is Dr. Ian Kelson, played by three-time Oscar nominee Ralph Fiennes. The film title takes its name from the massive ossuary with which the character finds comfort in tending and honoring the dead. It is out now in cinemas nationwide.
https://www.bworldonline.com/arts-and-leisure/2026/01/16/724426/stuff-to-do-01-16-26/
Business & Finance
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95d52e66f3b4280b1ffd526cceb8c2914be053c4ac9251e1c06fd7aeefeef425
2026-01-15T16:02:53+00:00
Flashback
 
https://www.bworldonline.com/opinion/2026/01/16/724505/flashback/
Business & Finance
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30aba93b1259fb3fdbfb17f33c43192ab36a4f8b9cd62b24fdf1ddc32aa40ffb
2026-01-15T16:02:40+00:00
Victorias Milling income falls 56% on rising costs despite revenue gain
LISTED sugar milling company Victorias Milling Co., Inc. (VMC) reported a 56.23% decline in attributable net income to P162.28 million for the three months ended November, as rising operating costs offset revenue gains. In a regulatory filing on Thursday, the company said its net income fell from P370.75 million a year earlier. Total revenue for the period rose 28.82% to P3.24 billion from P2.51 billion in the same period last year. Revenue from sales increased 61.34% to P3.1 billion from P1.92 billion, while revenue from services fell 76.43% to P139.69 million from P592.74 million a year earlier. Other income, which includes storage and handling fees, interest income, and investments, dropped 28.21% to P96.7 million from P134.68 million. Meanwhile, VMC’s cost of sales and services climbed 40.06% to P2.93 billion from P2.09 billion, driven by higher inventories used. The figure also included a P222.14-million provision for inventory write-downs due to lower market prices of molasses and raw sugar. Operating expenses rose 16.91% to P218.64 million from P187.02 million, reflecting increases in both general and administrative expenses and selling expenses. On Thursday, VMC shares closed 3 centavos, or 1.4%, lower at P2.12 apiece. — Vonn Andrei E. Villamiel
https://www.bworldonline.com/corporate/2026/01/16/724601/victorias-milling-income-falls-56-on-rising-costs-despite-revenue-gain/
Business & Finance
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96ff5b4a065f0c78d640d93f3f666d43a3660da4f1f8a8ac406fd4e0cb04ba91
2026-01-15T16:02:23+00:00
ACLED: Philippines slips in Conflict Index, now classified as ‘turbulent’
The Philippines fell two places to 31st out of 244* countries in the 2025 release of the Conflict Index by the Armed Conflict Location and Event Data (ACLED). The country was reclassified as “turbulent,” down from “high” in the previous edition. The index assesses conflict using four key indicators: deadliness (fatality rates), danger (the number of violent events targeting civilians), diffusion (the geographic distribution of conflict), and fragmentation (the number of organized violent non-state groups).
https://www.bworldonline.com/infographics/2026/01/16/724529/acled-philippines-slips-in-con%ef%ac%82ict-index-now-classi%ef%ac%81ed-as-turbulent/
Business & Finance
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b814c5745da41a2f8766226509b9b8c8724e893ad4f44394e872b952f409c06f
2026-01-15T16:02:19+00:00
Allianz expects faster growth this year
ALLIANZ PNB Life Insurance, Inc. expects faster growth in its key financial metrics this year, driven by changes in its bancassurance partnerships, a revamped agency model and more aggressive customer expansion through its tie-up with HSBC. “We remain very bullish and very, very positive about the Philippine market,” Allianz PNB Life President and Chief Executive Officer Joseph Gross said in a speech on Thursday, adding that the insurer is bullish on growth prospects this year. Chief Financial Officer Lukas Immanuel M. Cacayan said the company posted double-digit growth across its financial metrics last year, with assets under management likely to hit the P135-billion target. Growth was supported by double-digit gains in customer numbers from its bancassurance businesses, particularly partnerships with Philippine National Bank (PNB) and HSBC. Mr. Gross said the agency channel lagged in customer growth last year after a restructuring aimed at improving quality rather than scale. He said the agency arm might rebound this year following stricter standards and the appointment of Floro “Jun” Marasigan, Jr. as chief agency officer. The insurer is also overhauling its sales model with PNB and expects improved branch performance. For its HSBC partnership, Allianz PNB Life is targeting double-digit customer growth among affluent and high-net-worth clients, amid rising demand for protection products. Allianz PNB Life plans to simplify its product lineup and introduce additional investment options. — AMCS
https://www.bworldonline.com/banking-finance/2026/01/16/724569/allianz-expects-faster-growth-this-year/
Business & Finance
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d8fdb954349d885976605c971a1c036e4619377491fc5426bd977019451538d4
2026-01-15T16:01:52+00:00
Preparing Philippine business and workers for the age of AI
 
https://www.bworldonline.com/opinion/2026/01/16/724504/preparing-philippine-business-and-workers-for-the-age-of-ai/
Business & Finance
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34e0c0d8548abfb6d86b93bb467bdeb171e1a9dcf171e1f830723968bf8e4820
2026-01-15T16:01:42+00:00
Covert union avoidance strategies
 
https://www.bworldonline.com/labor-and-management/2026/01/16/724517/covert-union-avoidance-strategies/
Business & Finance
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06d0199ef487bc68b3cd6dde72520d455d2737219b0a61d6019711c5a2c528d8
2026-01-15T16:01:39+00:00
PhilWeb, Hann Casino team up to expand online gaming
LISTED electronic gaming technology services provider PhilWeb Corp. and Hann Casino have entered into a partnership to expand Hann’s regulated online gaming operations. “This partnership reflects both parties’ shared commitment to delivering a secure, compliant, and high-quality digital gaming experience aligned with regulatory requirements,” PhilWeb said in a disclosure on Thursday. Under the agreement, PhilWeb will support the operation and management of Hann’s online gaming platform, leveraging its experience, technical expertise, and track record in the Philippine gaming industry. “Hann Casino remains fully committed to responsible gaming, strong governance, and regulatory compliance, while PhilWeb’s operational and technical capabilities will enhance platform performance, player experience, and overall operational efficiency,” PhilWeb added. Hann Casino Resort, Central Luzon’s first integrated resort, is owned by Hann Philippines, Inc. The 11-hectare (ha) property features a casino with 274 table games and 1,721 gaming machines, over 800 hotel rooms at Swissôtel Clark and Clark Marriott, and the 8th Avenue Lifestyle Mall, which houses outlets such as Hard Rock Café, Tom N Toms, Lucky Dumpling, The Dine by Tony Jung, Las Flores, and Taboo bar. The resort recently expanded its main casino floor by 1.22 ha and added The Canyon (a café by day and winery by night) and Three Woks (contemporary Asian dining) to its 20 restaurants, bars, and cafés offering local and international cuisines. PhilWeb said the partnership represents a long-term collaboration aimed at sustainable growth, innovation, and the further development of regulated online gaming in the Philippines. PhilWeb shares rose 8.92% to close at P7.08 apiece on Thursday. — Alexandria Grace C. Magno
https://www.bworldonline.com/corporate/2026/01/16/724598/philweb-hann-casino-team-up-to-expand-online-gaming/
Business & Finance
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73722a1cf53380894b3ae33d6b91a34962b59f93215d61f4cc56610eaa52beb7
2026-01-15T16:01:23+00:00
Cash remittances reach P2.91 billion in November
MONEY SENT HOME by overseas Filipino workers (OFW) fell to its lowest level in six months in November, the Bangko Sentral ng Pilipinas (BSP) reported. Read the full story.
https://www.bworldonline.com/infographics/2026/01/16/724528/cash-remittances-reach-p2-91-billion-in-november/
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2026-01-15T16:01:19+00:00
Learning from Japan’s infrastructure edge
 
https://www.bworldonline.com/banking-finance/2026/01/16/724568/learning-from-japans-infrastructure-edge/
Business & Finance
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2026-01-15T13:12:25+00:00
Manila, Tokyo ink military supply deal
By Adrian H. Halili, Reporter THE Philippines and Japan on Thursday signed an agreement that would grant mutual access to defense supplies and services during joint military exercises and training, as both countries seek to deepen defense ties amid rising tension in the South China Sea. Philippine Foreign Affairs Secretary Ma. Theresa P. Lazaro and Japanese Foreign Minister Toshimitsu Motegi signed the Acquisition and Cross-Servicing Agreement following a bilateral meeting. The agreement allows the allied states to exchange supplies such as fuel, food, and ammunition, as well as services vital to joint military exercises, training, and disaster relief operations. The envoys also signed a pact providing Manila with P341 million or 900 million Japanese yen in Official Security Assistance to support the Armed Forces of the Philippines’ modernization. “Japan is a vital strategic partner of the Philippines, and our relationship will continue to be bound by shared values of democracy, respect for the rule of law, and a commitment to peace, stability, and prosperity in our region,” Ms. Lazaro told a news briefing. In 2024, Manila and Tokyo signed a reciprocal access agreement aimed at facilitating the implementation of cooperative activities, such as joint exercises and disaster relief, by easing entry of equipment and troops on each other’s soil. It took effect last September. The Philippine-Japan access deal is the first of its kind to be signed by Japan in Asia and coincides with increased Chinese assertiveness in the South China Sea, where Beijing’s expansive claims conflict with other Southeast Asian nations. “The signing of these agreements reflect the close and evolving collaboration between the Philippines and Japan under our Strengthened Strategic Partnership, and support ongoing collaboration across priority areas of the relationship,” she added. Ms. Lazaro said that both countries reiterated their shared commitment to upholding rules-based order governed by international law during their bilateral meeting earlier. “We reiterated the Philippines and Japan’s shared commitment to upholding a rules-based order governed by international law, and the importance of resolving disputes peacefully and through dialogue,” she added. She said that both countries also expressed the need to promote the rule of law, including the freedom of navigation and overflight, in the South China Sea. Japanese Foreign Minister Motegi added that Tokyo seeks to deepen its defense cooperation with Manila. “I am determined to deepen Japan-Philippines relations even further towards the realization of a free and open Indo-Pacific,” he said. Mr. Motegi added that both countries also agreed to continually oppose any unilateral attempts to change the status quo by force or coercion in the disputed waterway. “The Secretary and I also confirmed the importance of the Japan-Philippines-US trilateral cooperation in the face of increasingly severe strategic environment,” he said. Manila has actively sought closer defense ties with countries outside its traditional partners, like the US, Japan, and Australia, forging security partnerships with the United Kingdom, Canada, and France to push back against China in the South China Sea. The relations between Manila and Beijing have soured in recent years over their overlapping claims in the disputed waterway which handles trillions of dollars in annual seaborne trade each year. Meanwhile, Ms. Lazaro said that the meeting also focused their cooperation for trade and investment, infrastructure development through Official Development Assistance, economic security, agriculture, protection of supply chain, semiconductors, and the Luzon Economic Corridor. Both countries signed an agreement providing a grant for the establishment of wireless broadband connectivity in Sulu, Tawi-Tawi, and Basilan, amounting to P617 million or 1.63 billion yen. This would enable better connectivity and digital access in the area. They also agreed to continue working on enhancing the connectivity of the National Capital Region through the Metro Manila Subway Project and the North-South Commuter Railway Project, along with flood control and disaster management, according to a readout of the meeting. Mr. Motegi also pushed for Manila to urgently diversify its supply chains amid heightened concerns over the export of critical minerals. “The two ministers then confirmed the necessity to deepen cooperation in the field of economic security,” the readout stated. Both countries also seek to continue their cooperation in civil nuclear energy under the Asia Zero Emission Community, a regional framework to cooperate on achieving net-zero emissions by balancing decarbonization, economic growth, and energy security.
https://www.bworldonline.com/the-nation/2026/01/15/724594/manila-tokyo-ink-military-supply-deal/
Business & Finance
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2026-01-16T00:36:48+00:00
CNBC's Inside India newsletter: AI is taking over core operations of Indian IT companies
By 2027, most of IT services work will be done by human plus AI teams: Indian industry body report
https://www.cnbc.com/2026/01/15/cnbcs-inside-india-newsletter-ai-is-taking-over-core-operations-of-indian-it-companies.html
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2026-01-15T23:30:16+00:00
China just 'months' behind U.S. AI models, Google DeepMind CEO says
China's artificial intelligence models may be just "months" behind U.S. and Western capabilities, Demis Hassabis, the CEO of Google DeepMind told CNBC.
https://www.cnbc.com/2026/01/16/google-deepmind-china-ai-demis-hassabis.html
Business & Finance
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2026-01-16T01:27:32+00:00
CNBC Daily Open: TSMC earnings draw investors' eyes back to AI
Thursday offered markets a rare respite from nonstop geopolitical upheaval. Yet the week's headlines still reflected larger global dynamics.
https://www.cnbc.com/2026/01/16/cnbc-daily-open-tsmc-earnings-draw-investors-eyes-back-to-ai.html
Business & Finance
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2026-01-15T06:35:50+00:00
U.S. freezes new immigrant visas for 75 countries: See the full list
The U.S. said Wednesday it will pause issuing immigrant visas to citizens of 75 countries over concerns that they may use public assistance in the future.
https://www.cnbc.com/2026/01/15/us-stops-immigrant-visas-for-75-countries-see-the-full-list.html
Business & Finance
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2026-01-15T09:14:51+00:00
Australia banned social media for under 16s a month ago — here's how it's going
The effects of a new social media ban for under 16s in Australia has been mixed so far. Some teens are embracing new habits while others are bypassing the law.
https://www.cnbc.com/2026/01/15/australias-social-media-ban-for-teens-how-its-going.html
Business & Finance
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2026-01-15T06:06:19+00:00
Seizing Greenland risks 'monumental' fallout, ex-Iceland president warns, as Trump sharpens rhetoric
A U.S. attempt to seize Greenland by force would trigger "monumental consequences" for the Western alliance and the global order, said former Icelandic President Olafur Grimsson.
https://www.cnbc.com/2026/01/15/us-greenland-trump-takeover-iceland-president.html
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2026-01-15T13:47:23+00:00
Five takeaways from crunch White House talks on Greenland’s future
Danish Foreign Minister Lars Lokke Rasmussen described the White House talks as "frank but constructive."
https://www.cnbc.com/2026/01/15/greenland-trump-denmark-white-house-talks.html
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