| \begin{tabular}{l*{3}{r @{} l}} | |
| \hline | |
| &\multicolumn{6}{c}{\shortstack{Behavior change premium}}\\ | |
| &\multicolumn{2}{c}{(1)}&\multicolumn{2}{c}{(2)}&\multicolumn{2}{c}{(3)}\\ | |
| \hline | |
| Risk aversion& --0.001& & & & & \\ | |
| & (0.090)& & & & & \\ | |
| Above median risk aversion& & & 0.037& & & \\ | |
| & & & (0.391)& & & \\ | |
| Risk averse & & & & & 0.515& \\ | |
| & & & & & (0.478)& \\ | |
| \hline | |
| Dep. var. mean:& 1.20& & 1.20& & 1.20& \\ | |
| & (0.20)& & (0.20)& & (0.20)& \\ | |
| \hline Wave FEs& Yes& & Yes& & Yes& \\ | |
| N & 1,248& & 1,248& & 1,248& \\ | |
| \hline\hline | |
| \end{tabular} | |