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Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I use stop limit orders on vanguard orders to prevent loss? ### Answer: You've laid out a strategy for deciding that the top of the market has passed and then realizing some gains before the marke...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to amend an amended return? ### Answer: File a 2nd amended return that corrects the mistake I made on the 1st amended return This. Pay the $500 before April 27th and try to get it back later This....
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I resubmit W8-BEN with W9 form? ### Answer: Since you're a US citizen, submitting W8-BEN was wrong. If you read the form carefully, when you signed it you certified that you are not a US citizen, ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Military Separation ### Answer: It's not usually a good idea to buy a house as an investment. Buy a house because you want the house, not for an investment. Your money will make more money invested so...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Military Separation ### Answer: Welcome to Money.SE, and thank you for your service. In general, buying a house is wise if (a) the overall cost of ownership is less than the ongoing cost to rent in t...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I change 401k investment options to prepare for rising interest rates? ### Answer: The bond funds should tell you their duration. My 401(k) has similar choices, and right now, I'm at the short ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I change 401k investment options to prepare for rising interest rates? ### Answer: I see that you're invested in a couple bond funds. You do not want to be invested in bonds when the Fed raises...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Should I change 401k investment options to prepare for rising interest rates? ### Answer: As others have pointed out your bond funds should have short durations, preferably not more than about 2 years...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Calculating a simply complicated return? ### Answer: Since you have the balance at equal periods and the cash flows at the period ends, the best return calculation in this case is the true time-weight...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: From Facebook's perspective, was the fall in price after IPO actually an indication that it went well? ### Answer: You are right that Facebook really doesn't get impacted as they got their $38. Howeve...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: From Facebook's perspective, was the fall in price after IPO actually an indication that it went well? ### Answer: @Joe.E, I disagree with your logic. The IPO clearly didn't go well--not relative to o...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: From Facebook's perspective, was the fall in price after IPO actually an indication that it went well? ### Answer: There could be an impact on Facebook because just before the IPO, Morgan Stanley appa...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: From Facebook's perspective, was the fall in price after IPO actually an indication that it went well? ### Answer: Discussing individual stocks is discouraged here, so I'll make my answer somewhat gen...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why would you sell your bonds? ### Answer: You sell any investment because you need to do something else with the money -- rebalance your investments, buy something, pay off a debt.... ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why would you sell your bonds? ### Answer: Investment strategies abound. Bonds can be part of useful passive investment strategy but more active investors may develop a good number of reasons why buyi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How much time should be spent on Penny Stocks Trading a day? ### Answer: How long is a piece of string? This will depend on many variables. How many trades will you make in a day? What income would y...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How much time should be spent on Penny Stocks Trading a day? ### Answer: 1) Don't trade individual stocks. You expose yourself to unnecessary risk. 2) Pick a fund with low expenses that pays a dividen...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does the futures market affect the stock market? ### Answer: Can someone please explain how traders and investors use this price difference to trade? People use the price difference for small arbi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is it possible for all the owners of a stock to gain or lose money at the same time? ### Answer: I'm not sure I understand your question. If the stock price is at an all-time high, everyone who owns t...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is it possible for all the owners of a stock to gain or lose money at the same time? ### Answer: The Owners of stock keep changing with every Buy and Sell. Hence its theoritically possible that everyo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is it possible for all the owners of a stock to gain or lose money at the same time? ### Answer: Take the case where a stock has just two owners, A and B, both at $10. One of them sells his shares to ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Did an additional $32 billion necessarily get invested into Amazon.com stock on October 26th, 2017? ### Answer: Stock A last traded at $100. Stock A has 1 million shares outstanding. No seller is will...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Did an additional $32 billion necessarily get invested into Amazon.com stock on October 26th, 2017? ### Answer: No, a jump in market capitalization does not equal the amount that has been invested. M...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Did an additional $32 billion necessarily get invested into Amazon.com stock on October 26th, 2017? ### Answer: The market capitalization of a stock is the number of shares outstanding (of each stock ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Did an additional $32 billion necessarily get invested into Amazon.com stock on October 26th, 2017? ### Answer: No. The market cap has no relation to actual money that flowed anywhere, it is simple th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: New to options trading and need help understanding an options spread risk graph. What am I missing? ### Answer: Suppose the stock is $41 at expiry. The graph says I will lose money. I think I paid $37...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: New to options trading and need help understanding an options spread risk graph. What am I missing? ### Answer: You haven't said why you think you will gain at $41, but the graph never lies. Take it o...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to maximise savings? ### Answer: First: it sounds like you are already making wise choices with your cash surplus. You've looked for ways to keep that growing ahead of inflation and you have made ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Understanding the synthetic long put option ### Answer: A long put - you have a small initial cost (the option premium) but profit as the stock goes down. You have no additional risk if the shock rise...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Will progressively investing with moderate-to-high risk help secure a future? ### Answer: There are a few flaws in your reasoning: I know my portfolio will always keep going up, No, it won't. You'll...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Will progressively investing with moderate-to-high risk help secure a future? ### Answer: I always thought high-risk investing is hit or miss, but this is working out very well with the stocks I've c...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How trading in currency pair works, underlying techniques and mechanisms ### Answer: Without going into minor details, an FX transaction works essentially like this. Let's assume you have SEK 100 on y...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is the difference between a 'trader' and a 'stockbroker'? ### Answer: The traditional role of a stockbroker is to arrange for the buying and selling of stock by finding buyers and sellers at an a...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is the difference between a 'trader' and a 'stockbroker'? ### Answer: Traders trade for a living, stockbrokers tell people to get involved in trades for a living. To be employed as a trader, you ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does Value Averaging work in practice? ### Answer: Value averaging has you shift the balance of your portfolio over time, not the amount of contributions. So you can only do it if you have a port...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does Value Averaging work in practice? ### Answer: If you were to stick to your guns, then yes, that's what you'd need to do. In practice, that kind of a hit should get your attention, and you'd b...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does Value Averaging work in practice? ### Answer: The idea is you would also have a cash allowance in the portfolio originally - say 25%. So in this scenario, 375K in stock and 125k in cash. and ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does Value Averaging work in practice? ### Answer: The way I've implemented essentially "value averaging", is to keep a constant ratio between different investment types in my portfolio. Lets say ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What do the suffixes on stock symbols indicate ### Answer: The suffix represents the stock exchange the stock is traded on. N represents the New York Stock Exchange and O represents the Nasdaq. Someti...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What does “100% stock dividend” mean? ### Answer: A 100% stock dividend means that you get one share of the "stock dividend" for every share you own. For example, Google did this in 2014 when they gav...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What does “100% stock dividend” mean? ### Answer: Simply put, 100% stock dividend is 1:1 or 1 for 1 bonus share, as explained above, if you held 100 shares after 1:1 bonus you would have 200 shares (1...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Small withdrawals from IRA ### Answer: Yes, it really will hurt you to keep pulling your money from your IRA. Your best bet is to set up a payment plan with the IRS, and pay the taxes you owe now, as ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Small withdrawals from IRA ### Answer: First - Welcome to Money.SE. You gave a lot of detail, and it's tough to parse out the single question. Actually, you have multiple issues. $1300 is what you nee...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Small withdrawals from IRA ### Answer: You have several questions in your post so I'll deal with them individually: Is taking small sums from your IRA really that detrimental? I mean as far as tax is ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: My Brokerage statement shows “Adjusted due to previous wash sale disallowed loss” what does this mean? ### Answer: Well it would appear that you had a wash sale that canceled out a loss position. Wit...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: My Brokerage statement shows “Adjusted due to previous wash sale disallowed loss” what does this mean? ### Answer: Summary of accepted answer: Your "loss" will not count as a loss (to the IRS). Which...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Micro-investing: How to effectively invest frequent small amounts of money in equities? ### Answer: In terms of building the initial investment using some kind of mutual fund, I'd suggest you see my ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Micro-investing: How to effectively invest frequent small amounts of money in equities? ### Answer: Compound interest is your friend. For such a low amount of cash, just pop it into savings accounts ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Micro-investing: How to effectively invest frequent small amounts of money in equities? ### Answer: (For people looking at this question many years later...) Schwab and Fidelity offer a wide selectio...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I sell a stock immediately? ### Answer: You have no guarantees. The stock may last have traded at $100 (so, the market price is $100), but is currently in free-fall and nobody else will be willing...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I sell a stock immediately? ### Answer: In order to see whether you can buy or sell some given quantity of a stock at the current bid price, you need a counterparty (a buyer) who is willing to buy...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I sell a stock immediately? ### Answer: If you place a market order, you are guaranteed to sell your stock unless the stock is in a trading halt. A market order does not guarantee the price you se...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I sell a stock immediately? ### Answer: You can*, if the market is open, in a normal trading phase (no auction phase), works, and there is an existing bid or offer on the product you want to trade...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I sell a stock immediately? ### Answer: You can always trade at bid or ask price (depending if you are selling or buying). Market price is the price the last transaction was executed at so you may...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I sell a stock immediately? ### Answer: Yes you can, provided if buyers are available. Normally high liquidty stocks can be sold at market prices a little higher or lower. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What does the -V indicate on MKC ticker ### Answer: MKC is non-voting stock, MKC/V is voting stock. Ofter times you'll see two or more stock symbols for a company. These usually reflect different cla...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: If I believe a stock is going to fall, what options do I have to invest on this? ### Answer: Aganju has mentioned put options, which are one good possibility. I would suggest considering an even easie...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: If I believe a stock is going to fall, what options do I have to invest on this? ### Answer: There are three ways to do this. So far the answers posted have only mentioned two. The three ways are: Se...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: If I believe a stock is going to fall, what options do I have to invest on this? ### Answer: What financial instruments are there that are profitable when an underlying assets falls? The instrument yo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: If I believe a stock is going to fall, what options do I have to invest on this? ### Answer: Shorting Stocks: Borrowing the shares to sell now. Then buying them back when the price drops. Risk: If yo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What capital gains taxes do I owe on stock sales in India? ### Answer: Long term: Assuming you sold stock ABC through a registered stock exchange, e.g., the Bombay Stock Exchange or the National Stock...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is it a wise decision to sell my ESPP stock based on this situation? ### Answer: ESPP tax treatment is complicated. If you received a discount on the purchase of your stock, that discount is taxable ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is it a wise decision to sell my ESPP stock based on this situation? ### Answer: Eric is right regarding the tax, i.e. ordinary income on discount, cap gain treatment on profit whether long term or sh...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why might it be a bad idea to invest 100% of your 401(k) into a stock index fund? ### Answer: At your age, I don't think its a bad idea to invest entirely in stocks. The concern with stocks is their v...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why might it be a bad idea to invest 100% of your 401(k) into a stock index fund? ### Answer: I've read a nice rule of thumb somewhere that you should consider: You should invest (100-YOURAGE)% of you...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why naked call writing is risky compare to Covered call? ### Answer: If the buyer exercises your option, you will have to give him the stock. If you already own the stock, the worst that can happen i...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why naked call writing is risky compare to Covered call? ### Answer: A covered call risks the disparity between the purchase price and the potential forced or "called" sale price less the premium rece...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why naked call writing is risky compare to Covered call? ### Answer: There is unlimited risk in taking a naked call option position. The only risk in taking a covered call position is that you will b...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there a difference between buying few shares of an expensive stock vs many shares of an inexpensive one? ### Answer: Before the prevalence of electronic trading, trading stocks was very costly, dro...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there a difference between buying few shares of an expensive stock vs many shares of an inexpensive one? ### Answer: One difference is the bid/ask spread will cost you more in a lower cost stock th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is it possible to physically own a share certificate in a company? ### Answer: Yes, this is possible with some companies. When you buy shares of stock through a stock broker, the shares are kept in "s...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is it possible to physically own a share certificate in a company? ### Answer: There is a company that will sell you single paper shares of stock for many companies and handle framing. But you pay a l...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What can I take from learning that a company's directors are buying or selling shares? ### Answer: It is not clear when you mean "company's directors" are they also majority owners. There are severa...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What can I take from learning that a company's directors are buying or selling shares? ### Answer: You can learn very little from it. Company directories are often given share options or shares as a b...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What can I take from learning that a company's directors are buying or selling shares? ### Answer: A pattern of high level people buying or selling is a sign, positive or negative. An individual, not ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What can I take from learning that a company's directors are buying or selling shares? ### Answer: This could be another reason. "Companies buy their own stock in the market place to reduce the numbe...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is my stock gone forever from a reverse split / bought by another company? ### Answer: GT BIOPHARMA, INC. ANNOUNCES REVERSE STOCK SPILT AS PART OF OXIS-GEORGETOWN PLANNED MERGER LOS ANGELES, CA / ACCE...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is my stock gone forever from a reverse split / bought by another company? ### Answer: You can't own fractional shares. If the Reverse Split resulted in you having less a full share (for example, if y...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any kind of unsecured stock loan? ### Answer: buy an option, they cost less and let you buy shares in the future at the price you see now. only if you plan to buy more than 100 shares of the ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any kind of unsecured stock loan? ### Answer: In the U.S. it is typical that a stock brokerage account can be set up to buy stock with up to half the cost being borrowed from the broker. Thi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Are traders 100% responsible for a stock's price changes? ### Answer: Traders = every market participant. Not some shadow figure that excludes you just because you passively drop cash into a 401k Vang...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Are traders 100% responsible for a stock's price changes? ### Answer: When people talk about "the price" of a stock, they usually mean one of the following: Last price: The price at which a trade mos...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Are traders 100% responsible for a stock's price changes? ### Answer: Value is the key word here. Traders should ideally trade on the perceived future value of a company. Changes in the perceived fut...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Are traders 100% responsible for a stock's price changes? ### Answer: Yes, the value of a stock is completely, 100% determined by what people are willing to pay for it in conjunction with what people ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Are traders 100% responsible for a stock's price changes? ### Answer: Yes traders, living or algorithmic, are the only direct factors that can cause a change in the price of a marketable item. Traders...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is the writer of a call ever required to surrender dividends to the call option buyer? ### Answer: The dividend goes to he who owns the stock when it goes ex-div. A buyer (the call buyer who exercises...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Some stock's prices don't fluctuate widely - Is it an advantages? ### Answer: Oracle specifically is paying a dividend with a current yield of about 1.4% annually and has appreciated nearly 50% over t...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Some stock's prices don't fluctuate widely - Is it an advantages? ### Answer: I don't think you are reading the stock chart right. ORCL has a beta of 1.12 which means it has more volatility than the ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Some stock's prices don't fluctuate widely - Is it an advantages? ### Answer: Apart from making money from the price difference, some stocks also give dividends, or bonus issues. For long term investo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Some stock's prices don't fluctuate widely - Is it an advantages? ### Answer: What is your investment goal? Many investors buy for the long haul, not short-term gain. If you're looking for long-term...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Capital Gains Tax with Multiple 'buy' Transactions per Stock (U.S.) ### Answer: From 26 CFR 1.1012(c)(1)i): ... if a taxpayer sells or transfers shares of stock in a corporation that the taxpayer purc...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Capital Gains Tax with Multiple 'buy' Transactions per Stock (U.S.) ### Answer: According to the following article the answer is "first-in, first-out": http://smallbusiness.chron.com/calculate-cost-ba...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Does an index have a currency? ### Answer: From Wikipedia - To calculate the value of the S&P 500 Index, the sum of the adjusted market capitalization of all 500 stocks is divided by a factor, us...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Does an index have a currency? ### Answer: There's no need for an index to have a currency as its purpose is not to act as an asset but rather to signal investors about the performance of a collection...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Does an index have a currency? ### Answer: In practice, most (maybe all) stock indices are constructed by taking a weighted average of stock prices denominated in a single currency, and so the index i...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Does an index have a currency? ### Answer: More importantly, index funds are denominated in specific currencies. You can't buy or sell an index, so it can be dimensionless. Anything you actually do to...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Convention for adding ishares (ETFs) into personal accounts ### Answer: What account you put it in depends on why you have those different accounts. First, if you have them due to regulatory requirem...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Convention for adding ishares (ETFs) into personal accounts ### Answer: ETF is essentially a stock, from accounting perspective. Treat it as just another stock in the portfolio. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is engaging in stocks without researching unwise? ### Answer: If you don't want to do the deep research on each individual company, you might want to look at index funds and similar "whole market" inv...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is engaging in stocks without researching unwise? ### Answer: Stock recommendations and price history are an unwise way to invest. People that recommend stocks are usually compensation for recommendin...