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Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is it better to buy US stocks on US stock exchanges as a European? ### Answer: No, there are neither advantages nor disadvantages. I'll take on this question from an accounting standpoint. Financial...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to use stocks certificate as a gift to a teenager? ### Answer: Yes, depending on what you're trying to achieve. If its just a symbolic gift - you can use a service like this. There are several com...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: “In-the-Money” vs “Out-of-the-Money” Call Options ### Answer: First, welcome to Money.SE. The selected page is awful. I don't know the value in listing different expirations at the same strike. Usual...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Investing in stocks with gross income (not yet taxed) cash from contract work? ### Answer: You should get a 1099-MISC for the $5000 you got. And your broker should send you a 1099-B for the $5500 sal...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Investing in stocks with gross income (not yet taxed) cash from contract work? ### Answer: In most jurisdictions, you want to split the transactions. Why? Because you want to report capital gains on y...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Investing in stocks with gross income (not yet taxed) cash from contract work? ### Answer: You need to report the income from any work as income, regardless of if you invest it, spend it, or put it in...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Wash sale rules between tax advantaged and regular accounts ### Answer: From the IRS Section 1091. Loss from Wash Sales of Stock or Securities Section 1091(a) provides that in the case of any loss cl...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: TD Webbroker.ca did not execute my limit sell order even though my stock went .02 over limit ### Answer: TD will only sell the stock for you if there's a buyer. There was a buyer, for at least one tra...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: TD Webbroker.ca did not execute my limit sell order even though my stock went .02 over limit ### Answer: On most exchanges, if you place a limit order to sell at 94.64, you will be executed before the...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: TD Webbroker.ca did not execute my limit sell order even though my stock went .02 over limit ### Answer: What happened here is pretty obvious: You were trying to sell 2000 shares and apparently didn't...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Price Earnings Ratio ### Answer: The P/E ratio is a measure of historic (the previous financial year) earnings against the current share price. If the P/E is high, this means that the market perceives...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Price Earnings Ratio ### Answer: Your question asks us to explain why a false statement is true. From the point of view of an investor, a high price to earnings ratio is not necessarily desirable. Fr...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How did my number of shares get reduced? ### Answer: How can they reduce the number of shares I hold? They may have purchased them. You don't say what stock it is, so we can only speculate. Let's sa...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How did my number of shares get reduced? ### Answer: Your question is missing information. The most probable reason is that the company made a split or a dividend paid in stock and that you might be c...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can a Roth IRA be used as a savings account? ### Answer: Sounds like a bad idea. The IRA is built on the power of compounding. Removing contributions will hurt your retirement savings, and you will ne...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can a Roth IRA be used as a savings account? ### Answer: (To be clear, IRA accounts are just wrappers, and can contain a large variety of investments. I'm restricting myself to the usual setup of inve...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is the difference between FINRA share volume and NASDAQ share volume? ### Answer: Assuming the data you're referring to is this line: the difference might be related to the different exchanges on...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How is it possible that a stock has a P/E of 0.01? ### Answer: See Berkshire Hathaway Inc. (BRK-A) (The Class A shares) and it will all be clear to you. IMHO, the quote for the B shares is mistaken, ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What risk of a diversified portfolio can be specifically offset by options? ### Answer: Options are contractual instruments. Most options you'll run into are contracts which allow you to buy or sell s...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What risk of a diversified portfolio can be specifically offset by options? ### Answer: As I stated in my comment, options are futures, but with the twist that you're allowed to say no to the agreed-o...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can a buy market order be matched with a sell market order in Forex trading? ### Answer: If there are no limit orders on the opposite side of the book when your market order gets its turn for executio...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can a buy market order be matched with a sell market order in Forex trading? ### Answer: Based on my research while asking How are unmarketable market orders (other side of the order book is empty) ma...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can institutional, quant, or other professional traders “prey on” (make money from) retail investors? ### Answer: I can address what it means to "pick off" all those trades... As quantycuenta & little...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can institutional, quant, or other professional traders “prey on” (make money from) retail investors? ### Answer: The primary advantage of HFTs is their speed to act upon opportunities that exist for ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How is the opening-day price of a stock decided? ### Answer: When a stock is going to become public there's a level of analysis required to figure out the range of IPO price that makes sense. For a co...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can put options be used to buy shares at a lower price? ### Answer: Cart's answer describes well one aspects of puts: protective puts; which means using puts as insurance against a decline in the ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can put options be used to buy shares at a lower price? ### Answer: If you are looking for a simple formula or buying order / strategy to guarantee a lower buying price, unfortunately this does no...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: super confused about bid and ask size. help ### Answer: In the stock market many participants enter orders that are not necessarily set at the current market price of the stock (i.e. they are not mark...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: super confused about bid and ask size. help ### Answer: The principle of demand-supply law will not work if spoofing (or layering, fake order) is implemented. However, spoofing stocks is an illegal cr...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: super confused about bid and ask size. help ### Answer: yes you are right as per my understanding while doing trade you must consider fol (specially for starters like me) The volume of the stock you a...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What can I do when the trading price of a stock or ETF I want to buy is too high? ### Answer: For equities, buy direct from the transfer agent. You have to buy one full share at a minimum but after th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What can I do when the trading price of a stock or ETF I want to buy is too high? ### Answer: You have a couple of options: Auto-investing in an open-end mutual fund. Some companies may waive a minim...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What can I do when the trading price of a stock or ETF I want to buy is too high? ### Answer: If you find a particular stock to be overvalued at $200 for example and a reasonable value at $175, you ca...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What's the difference, if any, between stock appreciation and compound interest? ### Answer: Compounding is just the notion that the current period's growth (or loss) becomes the next period's princip...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What's the difference, if any, between stock appreciation and compound interest? ### Answer: If you mean, If I invest, say, $1000 in a stock that is growing at 5% per year, versus investing $1000 in a...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: As a 22-year-old, how risky should I be with my 401(k) investments? ### Answer: At 50 years old, and a dozen years or so from retirement, I am close to 100% in equities in my retirement accounts. Mos...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: As a 22-year-old, how risky should I be with my 401(k) investments? ### Answer: At 22 years old, you can afford to be invested 100% in the stock market. Like many others, I recommend that you consider...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: As a 22-year-old, how risky should I be with my 401(k) investments? ### Answer: Current evidence is that, after you subtract their commission and the additional trading costs, actively managed funds a...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: As a 22-year-old, how risky should I be with my 401(k) investments? ### Answer: At 22yo, unless you have a terminal illness, you have many years to earn and save a lot more that you will have in your ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: As a 22-year-old, how risky should I be with my 401(k) investments? ### Answer: Whatever you do, don't take your retirement savings to Vegas. Second, you should also consider investment expenses. Your...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: As a 22-year-old, how risky should I be with my 401(k) investments? ### Answer: +1 on all the answers above. You're in a great position and have the right attitude. A good book on the subject is A Ran...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: As a 22-year-old, how risky should I be with my 401(k) investments? ### Answer: As a 22 year old planning for your financial life, it is obvious to say that saving as much as you can to invest for the...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: As a 22-year-old, how risky should I be with my 401(k) investments? ### Answer: At twenty-two, you can have anywhere between 100%-70% of your securities portfolio in equities. It is reasonable to star...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Comparing IRA vs 401K's rate-of-return with dollar cost averaging ### Answer: Google Docs spreadsheets have a function for filling in stock and fund prices. You can use that data to graph (fund1 / fu...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Comparing IRA vs 401K's rate-of-return with dollar cost averaging ### Answer: The number you are trying to calculate is called the Internal Rate of Return (IRR). Google Spreadsheets (and excel) both ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is Cash Value Life Insurance (“whole life” insurance) a good idea for my future? ### Answer: I am of the strong opinion that life insurance should be purchased as a term product and nothing more. The ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is Cash Value Life Insurance (“whole life” insurance) a good idea for my future? ### Answer: I have an answer and a few comments. Back to the basics: Insurance is purchased to provide protection in c...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is Cash Value Life Insurance (“whole life” insurance) a good idea for my future? ### Answer: Almost everyone needs an insurance, you should also probably buy it. If you are good at planning [which it ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: When are investments taxed? ### Answer: Unless your investments are held within a special tax-free account, then every sale transaction is a taxable event, meaning a gain or loss (capital gain/loss or...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: When are investments taxed? ### Answer: An investment is sold when you sell that particular stock or fund. It doesn't wait until you withdraw cash from the brokerage account. Whether an investment is ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: When are investments taxed? ### Answer: This answer is about the USA. Each time you sell a security (a stock or a bond) or some other asset, you are expected to pay tax on the net gain. It doesn't mat...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any evidence that “growth”-style indexes and growth ETFs outperform their respective base indexes? ### Answer: The value premium would state the opposite in fact if one looks at the work of F...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any evidence that “growth”-style indexes and growth ETFs outperform their respective base indexes? ### Answer: They don't, actually. Though in some time frames S&P 500 growth out performs S&P...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any evidence that “growth”-style indexes and growth ETFs outperform their respective base indexes? ### Answer: You are correct that over a short term there is no guarantee that one index will...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Are Exchange-Traded Funds (ETFs) less safe than regular mutual funds? ### Answer: I wonder if ETF's are further removed from the actual underlying holdings or assets giving value to the fund, as compa...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Are Exchange-Traded Funds (ETFs) less safe than regular mutual funds? ### Answer: If anything, the price of an ETF is more tightly coupled to the underlying holdings or assets than a mutual fund, beca...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How are Share Awards and Sales Treated? ### Answer: You likely received the shares as ordinary income for services of $10k, since they withheld taxes at granting. Separately, you likely had a short t...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How are Share Awards and Sales Treated? ### Answer: Stock awards by employers are treated and taxed as salary. I.e.: you pay ordinary rate income tax, FICA taxes, State taxes etc. The fact that you go...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does delta of an option change with time if underlying price is constant? ### Answer: So, this isn't always the case, but in the example provided the option is most likely in the money or near the...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does delta of an option change with time if underlying price is constant? ### Answer: As the option approaches expiry, the delta will approach zero or one, depending on whether you're in or out of...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How does delta of an option change with time if underlying price is constant? ### Answer: The question is always one of whether people think they can reliably predict that the option will be a good be...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is gold subject to inflation? [duplicate] ### Answer: The general argument put forward by gold lovers isn't that you get the same gold per dollar (or dollars per ounce of gold), but that you get the s...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is gold subject to inflation? [duplicate] ### Answer: Gold isn't constant in value. If you look at the high price of $800 in January of 1980 and the low of $291 in 2001, you lost a lot of purchasing p...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is gold subject to inflation? [duplicate] ### Answer: Gold is a risky and volatile investment. If you want an investment that's inflation-proof, you should buy index-linked government bonds in the cur...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is gold subject to inflation? [duplicate] ### Answer: No. If you have to ignore a price spike, obviously its value is not constant. Gold is a commodity, just like every other commodity. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Option Theta: What conditions are needed for Theta > P/N, where P = option price, and N = days to expiration? ### Answer: So, if an out-of-the-money option (all time value) has a price P (say $3.00), ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: As a young adult, what can I be doing with my excess income? ### Answer: I also have approx. £6000 in debt Just a note: you're guaranteed to get a return on whatever debt you pay off quickly. Even if...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: As a young adult, what can I be doing with my excess income? ### Answer: If I were you I would just save the money until I had at least 5000 pounds to keep as an emergency fund. There are various kind...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: As a young adult, what can I be doing with my excess income? ### Answer: This is all very basic and general advice, that works for most, but not all. You are unique with your own special needs and de...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: As a young adult, what can I be doing with my excess income? ### Answer: You apparently assume that pouring money into a landlord's pocket is a bad thing. Not necessarily. Whether it makes sense to pu...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Protecting Gains: Buying a Put vs. Leveraged Bear Market vs. Liquidating Long Positions? ### Answer: Buying a put is hedging. You won't lose as much if the market goes down, but you'll still lose cap...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is an ideal number of stock positions that I should have in my portfolio? ### Answer: The two biggest issues that impact your question I would say are diversification and fees. If you have $10,00...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is an ideal number of stock positions that I should have in my portfolio? ### Answer: There is no ideal number of stocks you should own. There are several factors you should consider though. Firs...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is an ideal number of stock positions that I should have in my portfolio? ### Answer: Honestly? The maximum number really doesn't matter. If you're investing long-term, you buy in when it looks l...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is an ideal number of stock positions that I should have in my portfolio? ### Answer: I would just buy one ETF (index-fund) on the market you think will perform better. It will take care to buy t...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why would a company with a bad balance sheet be paying dividends? ### Answer: A simple response is that it's a good political/strategic move. Ford have effectively said, "We know we still have debt, b...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why would a company with a bad balance sheet be paying dividends? ### Answer: Ford paid off a tremendous amount of debt prior to reinstating the dividend. While they still have a sizable amount of deb...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why would a company with a bad balance sheet be paying dividends? ### Answer: One reason a company might choose to pay a dividend is because of the desire of influential stockholders to receive the di...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why would a company with a bad balance sheet be paying dividends? ### Answer: While Ford and the other auto makers have a bad few years, some companies want to have a cash dividend. It appeals to cert...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why would a company with a bad balance sheet be paying dividends? ### Answer: Having a debt on a balance sheet does impact the capability and willingness of the company to pay dividend. But more than ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is this Employee Stock Purchase Plan worth it when adding my student loan into the equation? ### Answer: The closer the contribution is to the December 31st date, the more profitable that specific con...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is this Employee Stock Purchase Plan worth it when adding my student loan into the equation? ### Answer: It's 5% free money, if you believe the company's stock is fairly valued and likely to grow and/...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is this Employee Stock Purchase Plan worth it when adding my student loan into the equation? ### Answer: In many ESPP programs (i.e. every one I've had the opportunity to be a part of in my career), y...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What makes a Company's Stock prices go up or down? ### Answer: There are many things that can make a company's share price go up or down. Generally, over the long term, the more consistently profitabl...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What makes a Company's Stock prices go up or down? ### Answer: Here are some significant factors affect the company stock price performance: Usually, profitability is known to the public through the f...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What makes a Company's Stock prices go up or down? ### Answer: It's been said before, but to repeat succinctly, a company's current share price is no more or less than what "the market" thinks that sh...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What makes a Company's Stock prices go up or down? ### Answer: I always liked the answer that in the short term, the market is a voting machine and in the long term the market is a weighing machine. P...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is RSU tax basis based on remaining shares after shares are witheld? ### Answer: You only got 75 shares, so your basis is the fair market value of the stock as of the grant date times the number o...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Why is RSU tax basis based on remaining shares after shares are witheld? ### Answer: Here is how it should look: 100 shares of restricted stock (RSU) vest. 25 shares sold to pay for taxes. W2 (and pro...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Price graphs: why not percent change? ### Answer: The actual price is represented on charts and not the change in price as a percentage, because it is the actual price which is used in all other parts...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Price graphs: why not percent change? ### Answer: Actually, total return is the most important which isn't necessarily just price change as this doesn't account for dividends that may be re-invested. ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Price graphs: why not percent change? ### Answer: I am in complete agreement with you. The place i have found with the sort of charts you are looking for is stockcharts.com. To compare the percenta...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Anticipating being offered stock options in a privately held company upon employment. What questions should I ask? ### Answer: The company doesn't necessarily have to go public. They can also be worth...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Anticipating being offered stock options in a privately held company upon employment. What questions should I ask? ### Answer: I've had stock options at two different jobs. If you are not getting a ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Anticipating being offered stock options in a privately held company upon employment. What questions should I ask? ### Answer: Good questions. I can only add that it may be valuable if the company is ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Stock trading after a crash ### Answer: If the stock has dropped from $10 to $2 and now is range trading between $2 and $3, and you were not able to sell your shares earlier, then I would no be holdin...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Stock trading after a crash ### Answer: There are two things going on here, neither of which favors this approach. First, as @JohnFx noted, you should be wary of the sunk-cost fallacy, or throwing goo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to split stock earnings? ### Answer: If he asked you to invest his money with certain objectives which resulted in you buying specific stocks for him with his money, then sell all the stocks which...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to split stock earnings? ### Answer: Let's suppose your friend gave your $100 and you invested all of it (plus your own money, $500) into one stock. Therefore, the total investment becomes $100 + ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to split stock earnings? ### Answer: If you have been a good steward of your friend's money this suggestion will not be too difficult. Pay your friend what his money would have earned in the S&P 5...