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Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How do I get a list of the top performing funds between two given dates? ### Answer: The closest I can think of from the back of my head is http://finviz.com/map.ashx, which display a nice map and all...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How do I get a list of the top performing funds between two given dates? ### Answer: I found one such tool here: Point-to-Point Returns tool ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Organizing finances and assigning a number to each record type ### Answer: What you are describing is a Chart of Accounts. It's a structure used by accountants to categorise accounts into sub-categor...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Organizing finances and assigning a number to each record type ### Answer: Mint.com does a pretty good job at this, for a free service, but it's mostly for personal finance. It looks at all of your tr...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What does market cap (or market capitalization) mean? ### Answer: Market cap is basically the amount of money that it would cost to buy all of the shares of public stock in a company. Or share cost ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What does market cap (or market capitalization) mean? ### Answer: Market cap is the current value of a company's equity and is defined as the current share price multiplied by the number of shares. Pl...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Average Price of a Stock ### Answer: Edit3: Regarding the usefulness of the bare number itself, it is not useful unless, for example, an employer uses that average in the computation of how many optio...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Average Price of a Stock ### Answer: That metric is not very useful for anything other than very extremely long trading periods. Most strategies or concerned with price movement over much shorter time...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Average Price of a Stock ### Answer: I would have to disagree with the other responders. In technical analysis of stock charts, various short and long term moving averages are used to give an indicati...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to calculate the value of a bond that is priced to yield X% ### Answer: The idea is correct; the details are a little off. You need to apply it to the actual cash flow the bond would create. The b...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What do these numbers mean for the S&P? ### Answer: USB is the ticker for US Bancorp. The numbers to me look like their prediction of the return for the day, I could be wrong but I think that's what i...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Selling stocks - capital gains ### Answer: In the US you specify explicitly what stocks you're selling. Brokers now are required to keep track of cost basis and report it to the IRS on the 1099-B, so ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: When a fund drops significantly, how can I research what went wrong? [duplicate] ### Answer: Usually there are annual or semi-annual reports for a mutual fund that may give an idea for when a fund wil...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: T-mobile stock: difference between TMUSP vs TMUS ### Answer: The difference between TMUSP and TMUS is that the "with P" ticker is for a TMobile Preferred Stock offering. The "without P" ticker is for...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Net Cash Flows from Selling the Bond and Investing ### Answer: Borrow the overpriced bond promising to repay the lender $1000 in one year. Sell the bond immediately for $960. Put $952.38 in the bank...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Net Cash Flows from Selling the Bond and Investing ### Answer: Investopedia has a good explanation of the term shorting which is what this is. In the simplest of terms, someone is borrowing the bond a...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Some questions about investing [duplicate] ### Answer: What is the best form of investment? It only depends on your goals... The perfect amount of money depends also on your particular situation. The ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is it possible to buy UK Consols (perpetuities)? ### Answer: Selftrade does list them. Not sure if you'll be able to sign up from the US though, particularly given the FATCA issues. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Do budgeting % breakdowns apply globally? ### Answer: The exact percentages depend on many things, not just location. For example, everyone needs food. If you have a low income, the percentage of you...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: In today's low interest environment, is it generally more economical to buy or lease a new car in the US? ### Answer: It's my understand that leasing is never the better overall deal, with the possibl...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: In today's low interest environment, is it generally more economical to buy or lease a new car in the US? ### Answer: The most economical way is to save your money, and buy a 1+ year old used car with...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: In today's low interest environment, is it generally more economical to buy or lease a new car in the US? ### Answer: There are two reasons leases are generally a worse deal than buying. First, inhere...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Reasons behind a large price movement of a penny stock without any recent news releases? ### Answer: Yes, in my humble opinion, it can be "safe" to assume that — but not in the sense that your assumpt...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: GnuCash and ledger/hledger ### Answer: Answering my own question, I figured it out: yes, there is a way, with a tool called gnucash2ledger.py. Versions used: GnuCash 2.6.1, Ledger 2.6.2, hledger 0.22...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Expecting to move in five years; how to lock mortgage rates? ### Answer: You can't transfer mortgages when you purchase a new property. You can purchase a new property now, or you can refinance your c...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Expecting to move in five years; how to lock mortgage rates? ### Answer: First consider the basic case of what you are asking: you expect to have a future obligation to pay interest, and you are conce...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Expecting to move in five years; how to lock mortgage rates? ### Answer: If interest rates have gone up, don't sell when you move. Refinance to lock in a low rate and rent out your current house when ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Expecting to move in five years; how to lock mortgage rates? ### Answer: Outside of broadly hedging interest rate risk as I mentioned in my other answer, there may be a way that you could do what you ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Expecting to move in five years; how to lock mortgage rates? ### Answer: You could consider turning your current place into a Rental Property. This is more easily done with a fixed rate loan, and you ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Wisest option to pay for second career education ### Answer: Tl;dr by anecdata I paid for my master's degree from investments/savings with a HELOC backstop It appears you don't have the 62k cash need...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Wisest option to pay for second career education ### Answer: To me it sounds like you need to come up with 67K (30+37), part of the time you can work in the current job, part of the time you could wor...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Wisest option to pay for second career education ### Answer: Your first step should be to visit with the financial aid office of the university that you are considering attending, perhaps even before ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to compute for losses in an upside down trade-in of a financed car? ### Answer: Numbers: Estimate you still owe around 37000 (48500 - 4750, 5% interest, 618 per month payment). Initial price, down...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to compute for losses in an upside down trade-in of a financed car? ### Answer: I think you are making this more complicated that it has to be. In the end you will end up with a car that you paid...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to compute for losses in an upside down trade-in of a financed car? ### Answer: I'm going to ignore your numbers to avoid spending the time to understand them. I'm just going to go over the basic...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Currency exchange problem ### Answer: For the purposes of report generation, I would recommend that you present the data in the currency of the user's home country. You could present another indicator...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Calculating the Free Cash Flow (FCF) ### Answer: First, don't use Yahoo's mangling of the XBRL data to do financial analysis. Get it from the horse's mouth: http://www.sec.gov/edgar/searchedgar/compa...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Solid reading/literature for investment/retirement/income taxes? ### Answer: For the mechanices/terms of stock investing, I recommend Learn to Earn by Peter Lynch. I also like The Little Book of Commo...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Solid reading/literature for investment/retirement/income taxes? ### Answer: You bring up some very high level stuff, each of which can be the subject of a life's work. For taxes, I first read J.K. L...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Solid reading/literature for investment/retirement/income taxes? ### Answer: Something that introduces the vocabulary and treats the reader like an intelligent individual? It's a bit overkill for 'ret...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can I use an HSA to pay financed payments for LASIK? ### Answer: From HSA Resources - I understand that I can reimburse myself from my HSA for qualified medical expenses that I pay out-of-pocket but ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Auto loan and student loan balance ### Answer: I don't understand the calculations in the comments by the OP. He says My monthly savings after mandatory expense is around USD 2000. This includes rent,...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Auto loan and student loan balance ### Answer: So, in general, pay to the higher interest rate. Some contrived reasons you would want to pay your auto loan more could be: ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Multi-year profit/tax question ### Answer: This is called "Net Operating Loss", and it is in fact applicable for individuals as well. You can, under certain circumstances, have NOL even as an individu...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Price difference among shares in Hong Kong and Shang Hai ### Answer: Wikipedia talks about the Chinese currency: Scholarly studies suggest that the yuan is undervalued on the basis of purchasing power...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Price difference among shares in Hong Kong and Shang Hai ### Answer: These markets are independent, just like any other stock market. For example, there are stocks on the Milan stock exchange that are...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Where do online stock brokers get their real-time data from? ### Answer: Generally Google gets their data, directly from the exchanges (Nasdaq, NYSE). This is really expensive -- tens of thousands ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Where do online stock brokers get their real-time data from? ### Answer: As another answer started, this information comes straight from an exchange and generally costs a fortune . . . However things ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Where can I find open source portfolio management software? ### Answer: Take a look at this: http://code.google.com/p/stock-portfolio-manager/ It is an open source project aimed to manage your stock ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Where can I find open source portfolio management software? ### Answer: Have you looked into GnuCash? It lets you track your stock purchases, and grabs price updates. It's designed for double-entry a...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Where can I find open source portfolio management software? ### Answer: I've just recently launched an open source wealth management platform - wealthbot.io ... "Webo" is mostly targeted at RIA's to...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What to make of historical stock market volatility? ### Answer: The first thing to realize is that the type of chart you saw is not appropriate for long-term comparisons. The vertical axis uses a lin...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Effective interest rate for mortgage loan ### Answer: With the $2000 downpayment and interest rate of 11.5% nominal compounded monthly the monthly payments would be $970.49 As you state, that is a mon...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to calculate the price of a bond based with a yield to Maturity, term and annual interest? ### Answer: Like all financial investments, the value of a bond is the present value of expected future c...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How to calculate the price of a bond based with a yield to Maturity, term and annual interest? ### Answer: The answer to almost all questions of this type is to draw a diagram. This will show you in ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How can I compare the performance of a high dividend funds with other funds and or an index ### Answer: Vanguard (and probably other mutual fund brokers as well) offers easy-to-read performance charts...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Website for managing personal cash inflow and outflow, applicable to India? ### Answer: There are sites in India that offer this, http://www.intuit.in/ is one such site. Apart from this some banks li...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Website for managing personal cash inflow and outflow, applicable to India? ### Answer: You might like https://planwise.com/index.htm ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Website for managing personal cash inflow and outflow, applicable to India? ### Answer: I like Pocketsmith for simple cashflow forecasting. I use Moneycenter for more complex tracking. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Website for managing personal cash inflow and outflow, applicable to India? ### Answer: Use buxfer.com. It's available in India and most of the features are free. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Website for managing personal cash inflow and outflow, applicable to India? ### Answer: https://moneycenter.yodlee.com/ You can link your bank accounts, credit cards, trading accounts etc at Yodlee. ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Website for managing personal cash inflow and outflow, applicable to India? ### Answer: http://www.mint.com attaches to all your accounts and lists all your transactions. I love it. ###end
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What happened to buyers of ABT right before the split? ### Answer: The trades after that date were Ex-DIV, meaning after 5 pm Dec 12, new trades did not include the shares that were to be spun out. T...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Fair Value of a monthly payment given two Bank Payment structures ### Answer: There is one basic principle to apply here: to compare money paid at different times, all the amounts must be compounded ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any reason not to put a 35% down payment on a car? ### Answer: If you are going to finance a used car, it is frequently best to arrange financing before you even pick out the car. The easi...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any reason not to put a 35% down payment on a car? ### Answer: It sounds like you're basing your understanding of your options regarding financing (and even if you need a car) on what the car...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any reason not to put a 35% down payment on a car? ### Answer: If you know that you have a reasonable credit history, and you know that your FICO score is in the 690-neighborhood, and the dea...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any reason not to put a 35% down payment on a car? ### Answer: I somewhat agree to Alex B's post. I was a finance manager for 7 years both prime and sub-prime(special)(in other words bad). ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any reason not to put a 35% down payment on a car? ### Answer: I am going to give advice that is slightly differently based on my own experiences. First, regarding the financing, I have found...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any reason not to put a 35% down payment on a car? ### Answer: Do you guys think it's a good idea to put that much down on the car ? In my opinion, it depends on a lot of factors. If you hav...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any reason not to put a 35% down payment on a car? ### Answer: I suggest you to apply for a car loan in other banks like DCU or wells fargo, you might get the loan with not the best rate, but...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any reason not to put a 35% down payment on a car? ### Answer: I suggest you buy a more reasonably priced car and keep saving to have the full amount for the car you really want in the future...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Is there any reason not to put a 35% down payment on a car? ### Answer: Makes sense so long as you can afford it while still maintaining at least six months living reserves. The sooner you own outrigh...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What's the best use for this money? Its only a small amount but can make a big difference to me ### Answer: First and foremost, it's about changing habits. It seems like you've learned a painful less...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What's the best use for this money? Its only a small amount but can make a big difference to me ### Answer: Its very silly of you to have house savings while you have these debts. Your total (listed)...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How and where to get the time series of the values USDEUR? ### Answer: The Federal Reserve Bank publishes exchange rate data in their H.10 release. It is daily, not minute by minute. The Fed says this...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Does it make sense to refinance a 30 year mortgage to 15 years? ### Answer: You don't say what the time remaining on the current mortgage is, nor the expense of the refi. There are a number of traps ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Does it make sense to refinance a 30 year mortgage to 15 years? ### Answer: There's several different trade-offs wrapped up in your question. In general, refinancing a mortgage to a lower interest rat...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Does it make sense to refinance a 30 year mortgage to 15 years? ### Answer: Unless I'm missing something, this doesn't make sense at all. Why take out money at 3.25% (the Heloc) to reduce the balance...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Biggest stock price gain vs. biggest mkt cap gain ### Answer: When you look at those results you'll see that it lists the actual market cap for the stocks. The ones on the biggest price move are usua...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Books, Videos, Tutorials to learn about different investment options in the financial domain ### Answer: Those are some very broad questions and I don't think I can answer them completely, but I will ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Books, Videos, Tutorials to learn about different investment options in the financial domain ### Answer: Just by chance I recently encountered this link - Do It Yourself MFE, which describes an attemp...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Books, Videos, Tutorials to learn about different investment options in the financial domain ### Answer: Investopedia does have tutorials about investments in different asset classes. Have you read th...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Currently a Microsoft Money user on PC, need a replacement suitable for Mac ### Answer: I haven't found a drop-in replacement for MS Money, but I've tried a few of the Mac desktop programs. I settled ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Currently a Microsoft Money user on PC, need a replacement suitable for Mac ### Answer: I switched from Quicken for Mac to Moneydance, and have not regretted it. I see only one weakness in MD compar...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Currently a Microsoft Money user on PC, need a replacement suitable for Mac ### Answer: Long time Quicken user, but I have Bootcamp on my Mac, and one reason is so I can run Quicken Windows. That's on...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Ideas on how to invest a relatively small amount of British pounds ### Answer: First I assume you are resident for tax purposes in the UK? 1 Put 2000 in a cash ISA as an emergency fund. 2 Buy share...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Looking for a good source for Financial Statements ### Answer: If you're researching a publicly traded company in the USA, you can search the company filings with the SEC. Clicking 'Filings' should ta...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Looking for a good source for Financial Statements ### Answer: All websites pull Statement data line by line from central databases. They get to choose which line items to pull, and sometimes they ge...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Looking for a good source for Financial Statements ### Answer: The best source of financial statements would be from the company in question. On corporate websites of public listed companies, you can ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Looking for a good source for Financial Statements ### Answer: You can access financial statements contained within 10K and 10Q filings using Last10K.com's mobile app: Last10K.com/mobile Disclosure: I...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: If I have AD&D through my employer, should I STILL purchase term life insurance? ### Answer: Most likely, yes. AD&D is insurance against a specific type of peril. Life insurance is, too, but there ar...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: If I have AD&D through my employer, should I STILL purchase term life insurance? ### Answer: It probably does make sense for you to buy term life insurance separate from your employer, for a few reaso...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: If I have AD&D through my employer, should I STILL purchase term life insurance? ### Answer: I think that mbhunter hit the nail on the head regarding your question. I just want to add that having a po...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Can you please explain what the information in this stock quote means? ### Answer: Yes, that's what it means. Also, it tells you that the share price went up by $0.39 yesterday, which was an increase ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: How do you access an OFX server? ### Answer: This page, under the "OFX" section, has pointers to an OFX 2.0 spec (pdf). You're looking for the info starting at page 18, section 1.2.1: Clients use the ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is a good service that will allow me to practice options trading with a pretend-money account? ### Answer: Try wallstreetsurvivor.com It gives you $100k of pretend money when you sign up, using ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is a good service that will allow me to practice options trading with a pretend-money account? ### Answer: Try https://sparkprofit.com/ You practice with real market prices, and it's free. Plus ...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: What is a good service that will allow me to practice options trading with a pretend-money account? ### Answer: Try ThinkOrSwim by TDAmeritrade. It allows you to paper trade with a powerful trading p...
Below is an instruction that describes a task. Write a response that appropriately completes the request. ### Question: Investment for beginners in the United Kingdom ### Answer: I'd go to specialist community web sites such as The Motley Fool and read their investing articles, and their forums, and everything. You can...