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How did y'all hear about this? Did y'all make any profits? It's already 10x from inception so I know it's not sustainable. Missed out totally, tokenomics are poop. MC is nuts. Bruh why do I invest in actual crypto that has some utility when this is minting millionaires overnight?? How do I get in on this kind of wave early??? | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-19 | Z0FBQUFBQm5teE5QWE8zQk8zVXpHSTU0RnlqbmE1bkVfTU1yaHR4RnM0bS1jbnM1MEYyb1FzUlZ2bWlvWkl2V2EwTnJhRWx4c0IxTE4xdnlNZnZwVENQYnBVcktEVGRiOFE9PQ== | Z0FBQUFBQm5teE5RdmttT19rNGRnUW5RRXBQbFVFTHdkTkI1dVpyUkN2YzFPMVBKdkZPMlp2c1h5NVc1OTJwV1hUYzUyY2xadjJtNVhVX2wtWEJlUjkzS2dXOGNRa241OUNnT3NncGV3U0xmRWpuU0NUNTAxUjJWcEdZdkhYSHdMd3NfVWo1dTN1VlNOOHVQSFoxenBlLXFueGxkUkZma3BfNDBGUDJCNHVJTWl5UGhPNUNFQi11NmZkWlY0QnExcjF6NThsdFVhWDJ4 |
Bitcoin Cash is a global decentralized currency and is important to highlight organizations, people etc, that are making some real changes on their locations regarding onboard and adopting BCH on their lifestyle and businesses. So today will fly to Nigeria, Taiwan and Australia (three continents) where the work have been done. Enjoy the read. | r/btc | post | r/btc | 2025-01-19 | Z0FBQUFBQm5teE5QN1pDVlN6V3lBLURvVFFOUXpJVFR1dVVtd3RHbkpPZC02VkFvczllUDBMWDVLdEJRSWMwV21FVy1JTjZMa2thMDBUVUVPbnY0b0NDTkhpcGR0VnlZU0E9PQ== | Z0FBQUFBQm5teE5RNVIwOW1RaEwyQXJPUjVrVUZDWFVLRkUtY3E5TTZwemhNcmdUdi15UkNvWVAwRF9STnYyVnhaenl2YmdsazRUdHZLVEp0WEFnd1pfRGY3bHAzYU5PN2Q0UWxiaUhMRDUzdVBRRS1uYXpKb2kyUS1HTHQtZ0V0WDJtajhiVVl0S1NNWnl3bk5NQU51MlpUWExJR19SbHBMODJlQWdGZVVaYXZTTG9OOG5ZQmZIY2VWVzIwYnpGR2RpOTR3dUdId01G |
Bitcoin Cash is a global decentralized currency and is important to highlight organizations, people etc, that are making some real changes on their locations regarding onboard and adopting BCH on their lifestyle and businesses. So today will fly to Nigeria, Taiwan and Australia (three continents) where the work have been done. Enjoy the read. | r/bitcoincash | post | r/Bitcoincash | 2025-01-19 | Z0FBQUFBQm5teE5QN29yZWViM3FSaFJ5dHJ5ZFlkUWxuNDlWclBGckxVdXZVRnNzLXZ6R2ZEYjV6N3g2dk1GZGhiVE5aR3RFc0NCQmJIbjViRWVMc2x4WnlSMW5kb2pWR0E9PQ== | Z0FBQUFBQm5teE5RUVF0ZDBqQmxKUXRwa2d0YkQ0RlFmekJDRnF2dTJoMTJKLUZ0bWtDN0ZiTFlyQkNLNkJ2U2hwOXBrY0VGTVpjaEVESVJWTUhLbHNielprWVpjcUQyR1JlWE5GeThEUTNXbjF0QmdXS0xGdldmeTl2WGoxREhpbmJjSlNoNEI0X1ZJT0VvUXBfVEt6M0hsRGhYZ29kd3ZIMHlXWkRsYkQwTHFiVVRjYWVha3phdUZLVEhuWEVCb2s1YVNkYWxkV3Y0RUNFMDVULWtiNW5aVkpiVTNncFlkZz09 |
[buy\/sell bb breakout strat on 2 con nq over last \~80 days](https://preview.redd.it/nx5xcs6mfyde1.png?width=1455&format=png&auto=webp&s=cebbaf8d76106131ff43dd1fbd06e014b63ad99c)
My last post got taken down for being useless so I'm adding a wall of yap this time
The chart above if reddit loads it is the p/l graph of a single automated strategy forward tested over the last 80ish trading days using live non sim data and including fees and slippage. I have been using it live past the dec31 mark and can confirm this chart is accurate.
The strategy (2 con nq) uses a bollinger band squeeze with cci to confirm direction as an entry, then has a take profit at 100 ticks and no set stop loss (however another setup will close the trade). After all of this it compared the direction to another strategy on the daily frame and if they match the trade is taken.
so far it is doing good, maybe too good, but i use it with my account that has 4 times the max drawdown on the chart just to be safe.
the system is automated and uses tradingview webhooks to send orders, i know people here like to bitch and whine about tv but I've had zero problem, plus the response time is like 500 milliseconds at most on a strategy that uses 5 minute candles so yea
I'm not selling anything so don't call me a scammer in comments | r/algotrading | post | r/algotrading | 2025-01-19 | Z0FBQUFBQm5teE5QUVFYbXRaY1p5YThkUjhvTWpfUnZOV0lQelI1U0pRWkt0MGszQTB1Y3FOMGVyNUtMTDdHRjRaTmx4TnhKVjI2QzVzUlZFNGJuNFh4cU94UjVxVktsMXc9PQ== | Z0FBQUFBQm5teE5RekVkT1V3VjVKNllTRmhYcUJjUl9jMDA2OHowaDJMUGJYTFlIV0hDclN3enZqYjFSWldlOW9HRENkcWVKNWd4Z21GM3dWaDJCaVZDNHp3bHRWclJpZmFfRWpQY2tnMjJ3NnZqbExkTVBvZm5MNnRlVi1LY3IzM19SOHgwMTlNTWMxQ3JzV003Z21qVnFtR2ZiNTcweFhyWlRwaG45bG05QmxpT19IUUF0UWE2ZWNIOURiWG52eTJFWHNLWHk0eFRp |
Of course, we'd always like to pick the most successful project, but hindsight is 20/20. Given all the metrics that ETH continues to outperform in, I am more than happy with the bet I’ve taken. **Fuck that, it’s literally up 260% from the bear market**, and all y’all bitches are screaming from the rooftops that it’s dead.
Sure, if you picked one of the 20 out of 100,000 projects that have done well, you could claim you outperformed. Genuinely, well done but I barely pick my nose that accurately. I’m here to make intelligent, long-term asymmetric bets, and ETH is the best of them.
Most importantly, **who is left now?** After these drawdowns and "underperformance," who is still holding or buying ETH? The believers. The ones who have no doubt $10k is achievable..even bearish. The ones who have done the research, seen the metrics, and understand Ethereum's core philosophy. The ones who weren’t shaken out by some 1-in-1,000 hype token.
The longer ETH stays depressed, the larger my peak price target becomes because the only ones left are the people with true conviction.
**TL;DR**: Do the research, build your convictions, open a position, and shut the fuck up. You will never pick the highest-performing tokens. Believe in something more than hype, and you will sleep much better at night.
Also, can we stop shitting on each other, please? This entire space has grown from nothing to almost $4 TRILLION in under 15 years. We can all be successful.
That said, I’m sure there will be plenty of “PricE diDn’T gO Up eTh DeAd” disingenuous comments, to which I will reply: **“stfu.”** | r/ethtrader | post | r/ethtrader | 2025-01-19 | Z0FBQUFBQm5teE5QN1lqWFFOeGlvdkk4aHJhN0ItbEF5dG9Cb2NLeGJLbE5jcWp4S1ZEd1U0UTA3ZUtrdm5WUmw1eGVZLWljbXpyMkZwem9fOFJ4dmZGd2U1eWd3LXJPZFE9PQ== | Z0FBQUFBQm5teE5RcVJBNmtkUlJUOHY4NmhTRDc5S1pqSzVVR2VEZUsxNmEwOGV4a3B4TFJ5NHNFak9TOWNnVWdWUlJHbTJrdEVpeTJBV2t5NmhQU2xPWWtZTHdhVkF2a2FRdnBtWFh2YjYtZTFvUkxBM3h4N294MXB1YlhpUnpwUkh0dUlwSGtFS2g4aWJPMEc2X3N0MHc5VHN5bnVJeEZoQmtBWFA2TnRpWEN3YnpEeGpmWm9qT0JCbmpVTzJEVFZLV3htcHhJVUhj |
I was hanging out with an old friend on friday night and completely missed the news.
I saw it only yesterday morning, thinking it was already too late, so i didn't buy.
Seeing the price this morning made me feel like shit.
I am in FOMO mode right now, but i fight it. I don't think it's worth it at this point, but i might be wrong again and it mess with my mind.
Edit: I have decided to stay out. Yes, it may (and probably will) pump again, as other coins will too. My portfolio is less than 1% memecoins and i will just keep DCAing in "real" projects.
| r/cryptomarkets | post | r/CryptoMarkets | 2025-01-19 | Z0FBQUFBQm5teE5QVjZPRzdIVHV6SkhxYTNLNFIzRU9aeGIwb3RrUFhOaDc4UlFEckhkUThfVEpEVWZoQ3dRdTJzYzRZQ3Z4TEdVS0E2blNuUE5ST0lNdGswU3QxMHczNEE9PQ== | Z0FBQUFBQm5teE5RU0xZcUFaaDU2WTlMWExVdTZLN2JxOFVjWFhXa1dyMDh1akxkLWhBWEZwYzVYbnZxdHUxS2o3QzAyYmttQ05GOUIzOE56QWQxMHhYaXc5TzA1dEowaGFwRXo3dWNfOGpVOFpiYmRKSEg4QkJDUGZOTExnS1VOaF9aNExYVWFnazdvS2EtYW9IblJRc215WmJhelFvdjIxZ0FBSzNidGFxZVRwdmxQVnFOWUh6Z2JLMlNqSGlWa1JtejU3TXJIeEw4 |
Which i don’t know how
Do you know how?
| r/btc | post | r/btc | 2025-01-19 | Z0FBQUFBQm5teE5QNm1Kd2VGSS1JaEJSdldJNkdpa3plSVgtSlB1Nm1ueGdXT25NVkc4TXdhSkQybDZ4Q2xrcS1YMDhyN1Zka1M3MEJfVWZoTGNLZW1Henh4N0ZyWmF5OFE9PQ== | Z0FBQUFBQm5teE5RM21yWVlVOUNRZ3BJeTBmU1RjNlhqS3pNOGl2aVpqQ2tSWC1mM0lJVVQ5d1lMSEVzb2RUSWFMYlNsY0NiUkxnMk0xeE1TTERURWpNRFhuRE5VSVQ1d0Vrd0JMQXNkN1hVc2k1cC1oQnBUZjRNWTFWRWxRTG9Yd2szdjF4Q3dZeWpLUXhwdGZtTnZSdTdneVpaN0t2Y2hvQ09SaG9zQUhMT0FUMzVueDM4WV9rPQ== |
I'm new at this and using phantom, bought some yesterday and it dropped, thought nothing of it. Checked and it was insanely up, tried to swap it back for Sol and it wouldn't give me the price shown at all, continued showing as if it was still basically zeroed.
Could anyone explain why? | r/solana | post | r/solana | 2025-01-19 | Z0FBQUFBQm5teE5QLXpTNFdYUUpsY29xckZBbW9iQi1yOXBmMG1UVGN0eGhMUzhwTmZlZnpUYzQ1YURFaDVMOFB6UW5DblNoTm1pOE9NbnhGNUl4bl83bFB3S3VwbGJiV2c9PQ== | Z0FBQUFBQm5teE5RSFMtV09iTEdHS0MxZjB0MldrbTJDaFd0Um9SYTE2VnB3NUdqenNieWZkUzdpMDFWR0wtM3B0SnVCQm5xM0VTbW1PcVNmb2JfSHo1dExRN3djcl9yVUp2RTJuMXVHdmRUSGxfbXJReVFvejNkYWdJQVI5ZWFGSng1SURybFBiRFMwaXJmcjVpSGNwRVNaQ3Z1aUxmRzRwQkpaSVJfTVFkX3cyYUhUQmZocFBrPQ== |
Had trump coin on two wallets, moonshot and phantom. Decided to consolidate it, sent my trump coin to the moonshot solana wallet thinking it would show up in my trump holdings there. Well it has confirmed on the blockchain 100% and it hasn’t showed up. Did I fuck up, was I supposed to swap for solana before sending? Or is it just taking a long time? I’ve made like 1600 off trump so far I’d hate to lose $300 of it over a silly mistake. | r/solana | post | r/solana | 2025-01-19 | Z0FBQUFBQm5teE5QSl8zZjVIbF9Tb2MydlRpRFVUNlUxTEpJYlZpVGxVWkw4TU5nT3hzNHlrX1dxOVZnTE5PVVFOTlJVcDNZWEdWVWFzakxlc0VHUEk0LTh1WjRvVk9ibFE9PQ== | Z0FBQUFBQm5teE5RRERscGRmYWV3cVluQWZZbWg4TkdRZFcwci1IX3pxR19iT0RTYmgzZFhIcWxKbzhISVlOaDR0MFpFZ0taMDlick5NQzZjVlgzb0c3dloxZWhwZVR2amtxdHRaMURVMkVnejFjX2djaGZFa28yVUtMRGNQcnNjLU82bVd0RlN5ZVpHTVVtNjB3T1djYU1YMTZRRnZwZDBmOGk1WlRVUU1IcUkxVFpqWDVJNmtiVnJlc3dpNHpLWGV6NlVnM2JuTC1m |
For Tangem, once your TAO is sent there, what is used for gas to send TAO to an exchange? | r/bittensor_ | comment | r/bittensor_ | 2025-01-19 | Z0FBQUFBQm5teE5QQXVVRWN1SVVicEFxZkR1dnpObTFXSFNzWGJhRVBkRjBNUHFiMUlUeFdIN1FSU2FrLXkzLUJXclgyVV9lUXJ6RlQyekRFazdnR1ZBbTZ4SzEtSkRYM0E9PQ== | Z0FBQUFBQm5teE5Rd0NrWnJiSS16Qm0xcVV1cTVGZTVrWHlFNnFHQ0FUUnZxWEdyMHhPSEVZT04yNVJ3bF8za2VlTlZkWWRVRU00X3hMcXpDWWsxUVFBTnRjQTNlQm9vLWVaTFdNSnVkNGZXcEZtTmdrbEl6Q1VUNmRqeXdZQjNZNFZITnYzQnJCWF84NFJXVXNUeE5UX2ZTS0xhY0YxS2JnR1Z0TFlBNmpmLXFYT08yQ1pOOXV4OGpHTW0xMEtBY2xicFAyQWxaeVVXNTRjVHF2a21yc1hlR2RWUW9pVDBGZz09 |
TAO, since it’s using the mainnet | r/bittensor_ | comment | r/bittensor_ | 2025-01-19 | Z0FBQUFBQm5teE5QMXBTRURhWUM4MVB4SEtPVUlhcXJpQjN2YVE0dE1CMTVZa25yMmhORndJS1dvTVlQNC1UeU9xeHROcUJGV0lSdmJpcjJFUWc1YmFhVzlGc2h0S0M5enc9PQ== | Z0FBQUFBQm5teE5ReTVES080YUxkOWxaS2NuenJ1Y2VkOVpuLUQzXy1tYjM4cGF3dFJpMEF3WTFXblRnd2RmaGRLMlZ0ZzZFdTl2RjcwSEtJQzdWTU1rUEdVdnVsUTdJWTVFSy1NcGNLX25rNUstaDdtT0R2aDItS3plRERMVmFqa0lScFdKcXZ1ZDhya2VwSEdDMXJMUkxCS0UxcDRSRGF1SzIyUUczLVNCSnJUQW5aaG5RX2VHRGl6azYtZ3hRMERERzhYZy0ybmJocTJwWHEzX2IyanZCaEZzMGEybWlFdz09 |
EN:
MoneroTurko is hosting a Monero Meetup event in Istanbul to discuss Decentralized Exchanges and how it affects Monero. The event will be held on January 30th 2025 at 18.00 in Altcointurk Trader Base. You can find the details in meetup.com page: https://www.meetup.com/moneroturko-istanbul/events/305699269
TR:
MoneroTurko, Merkeziyetsiz Borsaları ve onların Monero'yu nasıl etkilediğini tartışmak üzere İstanbul'da Monero buluşması düzenliyor. Buluşma 30 Ocak 2025'te saat 18.00'da Altcointurk Trader Base'de olacak. İstanbul'daki tüm Monero topluluğu davetlidir. Detayları meetup.com sayfasında bulabilirsiniz: https://www.meetup.com/moneroturko-istanbul/events/305699269 | r/monero | post | r/Monero | 2025-01-19 | Z0FBQUFBQm5teE5QQXJFbjJoZXg0UXE3YVZBTHluOE9Zd2MtRldiT2hNSWpkZzVJRVZwTWVlUXJlZjNBUFlUQ3o2bkU3RFAwb3JaNEJiYXB6VEN2MGdkUjRuMXVvRUJuUlE9PQ== | Z0FBQUFBQm5teE5ReE92Qk1wVkZtZjljTjhXVl9sN0NBU3VKM25YNFl1R1dRZTQzSnFxVkNVRnZXMWJabXF3YVltU1FScERKS0FxbjRrUTIwVVpPNExKOEZjVUJUcjc1VzFPSm8wTzN6M0sxNng2MEt6ZjFRZFNLVzVNaDBRRFhCNDZsR25DNmhwUnNiWWdVZV9rVVpLVC05V3RKcDYwNWJ2dUVQdkhqUU5VNzduOEdRa291T2tQbVFiSTEyZzRqcXhfSzZxbGlIbzVP |
$TROG OR $TRUMP (official trump coin) is the real question
Which coin do you it will go the down rally the fastest ? | r/satoshistreetbets | comment | r/SatoshiStreetBets | 2025-01-19 | Z0FBQUFBQm5teE5QOVdsak9vQklQMzROdDJUQjd0Wk41djlqME94WFZpZDhXVUFJNTBnUWpmQWFRbXdFU25lZXFYaFV3WGhUZTAxaldvVlF1TlFVR2NkRDBQRUsyMXpXbVE9PQ== | Z0FBQUFBQm5teE5RMGlLaEVHbmxVQUFtSExqU3JhRXZWX2N1UXZxWmJmbkk4bWhLa3N5N2hZcnpjLWtELTYtQTZsY1YxUS1aTUxtbTRYZV9Md1MwaUtDSUtadkc0dGFwRkZFTW5rVDAyVmNOc3l4M3BvYVBNS1JmS2p3Q09IblJOVjM0Z2piUXpDcDliWnlwRm04ckRTZUlsVkEzY0gxT3U4ME9DM294V2xVNW9tbGROWnZzQnJBd0xQRU53RXI1dmZnMTFGSTU2Q1cwUjFXbWlNcVBoVVNOWFBMcm5mRE9mcjNaM1JHMmtqejVkdVJsTVNneEdKcz0= |
Wallets in crypto are probably one of the most basic ideas that people get introduced to when they embark on their crypto journey. The idea that you move funds onto a wallet and can then sign transactions is something we all probably already know and understand. But are you really as secure as you think you are / want to be? There are choices and safety practices that we should all be doing or considering, but many don't. These are, having a hardware wallet vs software wallet, how you secure your private keys, and how often you monitor your on-chain transactions to detect fraud.
Software vs Hardware Wallets
The argument between these two types of wallets can be summed up by asking “Do you want to prioritize security or convenience for managing your crypto?”. If you want to prioritize security over nothing else, then a hardware wallet may be for you! If you’re willing to sacrifice a bit of security in the name of convenience, then a software wallet will do just fine. Below are the main differences:
Software Wallet
* Locally stored private key to approve transactions
* Can be used without having to plug in a physical wallet
* Connected to the internet and therefore more accessible to attackers
Hardware Wallet
* Private key is stored within the hardware and not exposed to any outside connections
* Must physically interact with it in order to sign
* Remains offline until until signing a transaction
How Secure Are Your Private Keys?
This is a question we should all ask ourselves. If someone gained access to your computer, will they have access to your crypto wallets? If you have your private keys stored on your desktop then the answer is “yes”. It’s important to store your private keys securely, even for a software wallet. Here are a few examples:
* Storing it in a physical format (I.e. a piece of paper placed someone secretly)
* In an encrypted file on a flash drive
* In an encrypted file in the cloud
Monitoring Wallet Activity
This is one of the most effective ways to detect and prevent any potential fraud or unauthorized access. By keeping your eyes on your on-chain data, you can quickly spot any suspicious behavior and take action accordingly. If you detect any suspicious transactions, it may be a good idea to swiftly relocate your funds onto a separate wallet. A few things to keep your eye out for are:
* Unusual account transfers
* Apps making transactions you didn’t approve
* Unknown apps making transactions
* Repeated small transactions
Socials:
[\~X (formerly Twitter)\~](https://x.com/DotAntiscam) |[ \~Website\~](https://polkadot.antiscam.team/) |[ \~YouTube\~](https://www.youtube.com/@PolkadotAntiscamTeam) | r/polkadot | post | r/Polkadot | 2025-01-19 | Z0FBQUFBQm5teE5QZ1d6cTd1bXpjOU9pOUU5aThNRnBEWTVkOTVxeVQ4T0VmRlR6Q25GRjNPTG02V1NtcEhlYzd5YVpwTFgtN3NtdXFmSEdoWVBJQlhqdEJuQ2U2MjVIMkJVN0dDTW5WeTlfUjNHZDlEVkgweHc9 | Z0FBQUFBQm5teE5ReTlfUzAzNEJXa0NBM0tCenpvcDZkOVd5cmJvWkhVSld6UXVjRkx4Wl9KMEQ3MThXV1FEQzdta1lqN3hsdGo0eF81Tmh1cTk2QmJGT1UxN3ZaZDJGWjJmblhTX3JjeU5IRU50czJWNl9vR1ZvejlXTnl0b0tiN1lsbUxNdE1DcG9hdHUyOGdvbFF4UEFkMFlqakZUQmRNZXh2U2Y2dTFQTlhuaHJ5MWp5M1hJPQ== |
I recently posted a comment where someone felt that had wasted their time trying to help someone one. After hours of discussion, it was like talking to a brick wall. I just made the observation that we here are all dorks who love a thing that has a very bad cultural reputation.
But every single day I see people asking questions about how to pay their bill, when to pay their bill, why the vantage score dropped 37 points when they paid their bill, etc.
So my question: why is credit card literacy so bad? Is it wrapped up in a broader poor financial literacy? Or something unique? | r/creditcards | post | r/CreditCards | 2025-01-19 | Z0FBQUFBQm5teE5Qb1kxU1hJb0loemd6NVRXbzc1dzVHZDFZWFhIbkNUVHc2djZpTVdCVmxveVhUdEsxVGlfTFI3STBvN25SaWpfM0tvRWFqR3hoTjZkWmFnbnVncWVBdHUwbUV5b3FWVXFPUWpBNVRTc3ltQzQ9 | Z0FBQUFBQm5teE5RalhWLVBELWdFdzh4bU5IVnV2NkZHbTllb1dSaUZSVHhSQ2h2NUhhTFQ4S3MzaXFrTTExZkZhTFF4T1hycG5SZVJWcW04TFRWbGtpcndSS3JRZ1FOVGJiTkpWRUw0VjZXUUpSNVk4eUtVU0FGbzdWZkNkVnFCMzFqRkxiaHUwRGwtdmFsUTU2MmFWUXcxZW54SEdNc1lrbE9Rem52TXU5b3k0bDR3WkJydG52bkVrSGd5WkFwcDVDcEJkeHpPWkps |
We spend our working lives accumulating money and stuff. As FIRE folk, we focus on the money situation, but I've noticed in the last month of early retirement that in terms of "stuff," there are just a handful of things I use over-and-over that disproportionately improve my quality of life. So here they are...
Cappuccino maker and milk frother: I bought a $150 Nespresso machine that takes coffee pods. I buy the store brand pods from Target, which end up being about 60 cents per coffee. I make 3-4 espressos per day, and haven't spent a penny at Starbucks since I quit working.
SodaStream: Pop has always been my beverage of choice. I spent $100 on a SodaStream Art machine to replace store-bought pop. This is great for two reasons. First, it keeps me from having to lug 12-packs of pop home from the grocery store. Second, it saves money...I have to spend $16 every \~5 weeks to replace the CO2 canister, plus $6 per bottle of flavor concentrate a couple times per week. Best of all, I have pop on demand, which pleases me.
Library card: Before I quit my job, I went to my library and got a card. This gives me access to a ton of digital content, most importantly audiobooks. I've "read" more books in the last month than I had read in the previous three years. I'm discovering a love for books I didn't know I had before. I already pay for Spotify, so that gives me 15 hours of free audiobooks every month. My library (through an app called Hoopla) gives me seven free audiobooks every month. That's about nine free books per month total, and I either buy more listening time on Spotify or buy the book directly if I need more than that. This has been a game-changer for me in terms of entertainment. I devour books now and love it.
Ear buds: Because I listen to audiobooks all the time now, I bought a cheap pair ($30) of noise-cancelling wireless ear buds. I use these things all the time.
Home gym: This can mean something different to everyone, but I set up a nice home gym in my basement over the years. This includes free weights, a rowing machine, a pull up station, a yoga mat, a GHD machine, and a TV. The TV is important because it lets me build a workout routine using free YouTube fitness channels. I've always been good about working out, but now it's a part of every single morning for me. I've spend several thousand dollars on my gym equipment over the years, but you could always start by spending a few hundred dollars on some dumbbells, push-up bars, a yoga mat, and a pull-up bar.
Fitbit: Similar to the home gym, I'm requiring that I take at least 10,000 steps per day in retirement. So near the end of the day, if it looks like I'm falling short, I get outside and go for a walk. No excuses to fall short on steps. I got the cheapest one available--a Fitbit Inspire 2 for about $80.
Smart scale: I upgraded our scale to help keep track of key health metrics (weight, body fat percent, and on and on). My new scale cost $35 and does way more than my old smart scale that probably cost me four times as much. I step on the scale every morning and it updates an app on my phone. This is a great tool to monitor the results of using the Fitbit and the home gym.
Cordless vacuum: I'm doing most of the cleaning these days, and one of the first things I noticed was how big of a PITA it is to vacuum all the floors when you've got to constantly work around the cord and change outlets. So I splurged and bought a $270 Hoover ONEPWR cordless vacuum. Makes a huge difference in doing the regular floor cleaning (I still do deep cleans periodically with the corded vacuum and the steam cleaner).
So these are really basic consumer items that have made my life way better, despite their relatively low costs. If I'm expanding to high-end purchases, I'd say having a car you love to drive is also a high-value item in terms of post-retirement happiness. I'm sure I'll think of more as soon as I post this, but these jump to mind because I really like them a lot. Of course, finances and retiring to a passion are still the most important things to think about pre-FIRE. But honestly I find that having these basic comfort/convenience objects save me money and keep me happy in between the bigger moments (travel, volunteer work, side gig, etc).
Do you have any you'd like to add? | r/fire | post | r/Fire | 2025-01-19 | Z0FBQUFBQm5teE5QMkVLZ3E3OFI3NWpSRnJzYjBhdEFUVHpPN2R6azFrek9kU0R2SHhzSWppRXRFbUt0dmVGbWtMWk8wUExGcU9mempHTWZMSHR3UlNTRW1WX3ZmVXBjU2c9PQ== | Z0FBQUFBQm5teE5RbFhfX0JMbC01dFlVN2pRdktvR3VmWWUtUnR2V011UmFkZlRFaWZFUHVyYnpZVDVoaXIzVFVZR0lNbHZkREhqdnJSbVdMcjU0bFBGY0s3SFNXWEVQRGdDNHlpaUt5MjJFeXBZZHZsNlgwMlItV2g2ZVF3NkxtdlY2RDFDbVIwb1FJbE05a2U5UW5DOGJocFZYdGxyVUJSMGV4X0RCRmNyaTB1M2drWlZxMXkzeEE5Z0JneXEtWWs2dFEtTHNKVWlZ |
The economics of Filecoin don't add up.
The so-called "tech" behind it looks like a bunch of template website to me, created to give the impression that something is going on here. When in fact, nothing is.
That Filecoin Foundation "success stories" are actually paid "grants" to a few companies so they try it out, is not helping it either. | r/filecoin | comment | r/filecoin | 2025-01-19 | Z0FBQUFBQm5teE5QNDE3T3pqdFdyWk15ZWhUb09lYmV6eENSSkQzYWpaT2FZaTNxSHk5YkE1M2VEZVpCMjVIR3pscGZhRGdIOVk0aUxVNDh3NmJhamxKc0RrcW0ybTU3VGc9PQ== | Z0FBQUFBQm5teE5RckVPZlhfcm41SlFRU1ZpUWwyVlFPWGtTR1IzWHk0Rl8xb3cwX2hKM2hGQjM3OVJvaExfVHFMMnZYU3ZXbnBrc0Y5d01oeUF0NWt2dVAtWFZqYkJzOFlTRW5LSEtHdk8zOTFMTjV0M2xTLVBLSS16a2l0bzIya0tDV09NTzFDbEZXclhBLThjc3ItTTkxUUp4cmpfdmltdEV1QWhwZUkzMVV4QzhQYU1qVEZtQWlTNWFMTEhuendoMEx1U1dwdENR |
Just wanna say good luck everybody with Trump coming tomorrow.
We will see what the whole crypto market does coming months.
My portfolio is spread out to most of the top 10 coins with 50 procent on BTC but today
i just gambled and bought the new Trump coin just for fun and we wil see whats gonna happen with that.Please don't judge me sometimes you just want to go wild.Godspeed and hope your bags are going to be full.
| r/btc | post | r/btc | 2025-01-19 | Z0FBQUFBQm5teE5QSnRvOWxfSzJnY0dZdmFvbkJjRzlmYjl3cGtmWnRmQ250ZE1leEpWQTVjRFMxVWdNc3huR0I4WmxRZmJudjFDZjY0R0hRRVdodGVSc3pLU2duZFN1LXQyQUE2MkZIVFhEN0EzczVKZW1HNnM9 | Z0FBQUFBQm5teE5RNkFTbkZaU3hCTmtaZXBjbjZONnF4R0NzU2NMSkRCbHVaQkxLNHYzd2c4SDRzZjlBc3hOVVhpR1N2eFNfRGl0TXFad3RFVGQ2RmlqZzc1akpyZ244ZnlZT1FWUXJhZkhHNy1HU2tsVVBGRUpYMXhpc3RsRUxfbzRSU2kzQk5TV1VzQ0MtUktTNThad0VvMnh5bENEbUdiVlRWUndPejRiVlZaVEM5U2I3RkhoNF9qVnFOLWhPS0xuclNoeTRSYjR2 |
Anyone else watching with fomo I didn’t know it was a thing till it was already $25 Definitely wouldn’t have expected this high so quick what does everyone think this is going to do long term …only 20% in circulation is the big issue or I would throw money at it! | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-19 | Z0FBQUFBQm5teE5QRWp3ZVYyajJKMkw5dGJrTVBvS0JCNDJDRV9GYWNkQldibS1LeGtwVjdpbmFhWWRRTFltdWZ1UHQzSzJZdlB6TFFMa2lVaDVDQjNVMzZfZnRBdWhab1E9PQ== | Z0FBQUFBQm5teE5RVGNLNzRwZFFCdDBzOVBvc0lMVjlxT240Qm1KRGctamJ6QlYzbU41NnE0YUhzSUpIYlFmSDZBWkRncWRlb0sxSWhOTFp3eHNHWUhhZ1c3NndGTzJaQlFwRllPdmwzcEZKU2wyX3JiRjEtM0Zuc3JtVHdVaGtHemNVT2Z5elFiVFhXOWtKUG5wMV9zRTdjZ1lxbXFjdXc1UnRYdVFBUXE2N19Da0dzUzJ1NmlZU1RocmgwMmhkbmlxVFB2QkVwYlVmbHJQbFJCNlFudUozRW5WX0dqZTZ1dz09 |
How do you guys make the most out of your stable coins? Where do get an income out of your USDT or USDC or similar coins? | r/defi | post | r/defi | 2025-01-19 | Z0FBQUFBQm5teE5QaWVxR2twdnc4S2FTRWthZG8zekxIeklZY1ppeU1SR0V4cnYzRGdkRzRRaDNPMVZDWWlIOGRFX08zWEJPLUF2NDVjcVlFWW5CSHdXYk5aN2JaV2lvcjJvb2JLd2NyNEZVWk44Qk1tU1JmelU9 | Z0FBQUFBQm5teE5RWnE0aHhpNW5UUi0yNlFRSm1RWExUREhCc1JZWlNHMFJrdHNDYTM5RmI1aTlTRjBucWZsTDdHMHNuS0kxMkFfVWJzRjZxTXkyalZHY0tWOVppSmFkcWVOLTlYVHdhb2FLQld3SzU0aU9ITW5Wak1zemtacVhEaFZSQW56MElVbmRuUURIR0JBODVudG1DWmZKZEgwYWFja2QxTXI2ZmJUYkoyWTctclNZRk5zPQ== |
Biggest bags are ICP and FIL. Best projects hands down | r/filecoin | comment | r/filecoin | 2025-01-19 | Z0FBQUFBQm5teE5QVXlod1ptQmNDb1VfbGpETDhyY2x6Z2NzSDVRRmZwMWsyM2ZValpkczg2d2NWSDNNNlk4LWJZNGlialJMM1JBeXJJd0F0VC1lTnVvN0hNYjNHUUpnZFVzUF96OVp5aWxnUTdhekpHLWtXSlE9 | Z0FBQUFBQm5teE5RX0dweTBiVTE1Tncza0tpOUpRTHVBQm53Q1BwTW5ZdDBNWUQzNTFRWjlIRjg5TlNrdjVCUWM0M25GU3ByTkxxanlXT1pEbkMxakRBRFAzcUZhZG0xMGpqSVM4djFTeU1iV2phbkRCZjJRYjl3UDNGcDVWWEg3dDhmbTN1dmpIanZwVUZXaTJKZDJxZWVneDgtaE9SeGZ6dTFyRFEzZUppVlQ3X25fT3Fsa0poVzdqU09Sa0kwQlhDM1hmcmZfS3o5 |
Favorite daily driver card | r/creditcards | post | r/CreditCards | 2025-01-19 | Z0FBQUFBQm5teE5QMlA0X2U5TjdsQ3JCaHNPUkxkSVdVNnR6bEdfSUVmMWp3bElGZlI5LXZqNzE1c0lFX1dJOVVaVkNmUFNiSlQ2ejJIVzlyTGhUa3doUUxEZGxoVE5QUEItY2xUNjFFZTJZM2VMeTNJVFlaMjA9 | Z0FBQUFBQm5teE5RQ2QtSWl6S3F2bVY2Z1ZKS1BhSFdoM2RpV3VONWlGclh6WXZNaHc0S3U1UkxvaGZTSGVkVnFFaW1icXV5OTAwYXpNaDFLSzdnUmNicUpwX0VaOGlfOUZWb3V1SS1Wd2JpcW1uSFFjZ1lJMkcwZjYzdEVrV0JEbnZlaXUzU2ZWTFBpc1ZSUW9ZYmlYMi1nYXlsajZIc2xqcFZnenlnXzBfNmVLZXdFZGRKb2RtaVZGSzlWRDgzWldnNzZwb2ZNT2pY |
So I've crossed the rubicon in my mind. To me, I'm officially retired (which is all that counts). I've started telling people of the opposite gender that I'm retired.
Is it wrong to say you're outright "retired" to a first date? Almost might want to add that's a modest retirement to most of us, not like we'll be driving a Mercedes and flying to Switzerland for annual ski trips.
But telling people you're retired is the truth and in my mind I can't think of any substitute.
What do you think? | r/leanfire | post | r/leanfire | 2025-01-19 | Z0FBQUFBQm5teE5QWUNUdHpSSnlXM1BIbkJIRDdjSWVGVGxBNF9SaG5veFp5VXhCblVScUxNZktobElWT3ZwZ2NkcjhnU0NKMGc4X25FTERGMjFSTUs0X1lUMGtfbEs2M2c9PQ== | Z0FBQUFBQm5teE5RdHlXNENkZENMV0hRbGxLQnIwRi1waU0xcWtmcTU3aXJxV1lSM0lLV3NQVFJzbmphU1pxQW5Jc0JNamliXzdMTUQyUzdZQ1BJeFZDVU9KTkVyVFhZcFNPeV8xYVc4b25rM2poYTFDbTdsRmI4UUN3TW56cVdVWkZ2bUd4eTNvLUJUMHRjdVQ1a0VyQmtLZl9YVXl1clgtamZIRGp0SFJ2ZWtTR0p1R05CclY0ZXdTd0Iya2FKZTBpNVptUVFFQWhP |
I am a 40 yr old, single introverted male, no desire for relationships or children, not a lot of expensive hobbies. I like to hike/camp and am a minimalist by nature. I enjoy peace of mind and solitude.
I’ve been living with roommates, in sometimes squalid conditions, for the last 10 yrs. Been living essentially “monk mode”, aggressive saving and investing, which has paid off. I have about $850k invested assets, I also have a townhome rented out, worth $400k with $200k equity. My net worth at about $1mil.
My expenses while renting and living with others is about $20-30k per year. I think I could leanfire now, if I sold the house and invested the equity in index funds, but I would be signing myself up for a lifetime of renting in sometimes less than comfortable situations, and dealing with asshole roommates and landlords. The alternative is to keep working to save enough to pay off the townhome and normal FIRE, would probably be 3-5 yrs. And networth would be $1.5-1.8mil.
Question for fellow introverted minimalists: would you continue working to normal FIRE? Or better to sell the house as it is a large financial burden/stress and leanfire now? I should also add that I hate my career and have health problems that are progressively worsening. Every weekend I am so exhausted, I am quite literally ready to collapse. I also have a persistent existential dread that I have carried for about my entire career, causing me to question the meaning and purpose of it all. | r/leanfire | post | r/leanfire | 2025-01-19 | Z0FBQUFBQm5teE5QVTFiZXNvRFJJbERWX3NrOXBEQUxDR2wyWHVSS1VKQXFDenJxMF95Z01IZHA3WmEwVnFmVHlfbkhHTDB5em5IM1lTNFhxUTJ5SHJmTHk3bVNsZXRlbHc9PQ== | Z0FBQUFBQm5teE5RdjBUcXNMX292MFNqTzZoVXZ2NmdrcVQ4QWtnd2lNbko3MTFmS0U3Nm16U2hjRGtoZ2M0S2ZKYUIxWG1oZ0l3TEpsV3M5aFhuQXM4LUJITEtiU0M3QWdnYkJCQ3lXME96QnBlUWMtNk1TZjRMZkNzdGd5cE9kQ2p0QWVUOUNjV2lud19tWkp6a2VKNERuTUQtOUY3YmR3ckpVNDhReFY2YXZhWGdLaWYtcVBRckZQT2l2bGNhTmF4dWRsQkYycExNTUpzVFdncHRYRmRXVmZ4OHpMNE4wZz09 |
Monero was just mentioned in Forbes:
[https://www.forbes.com/sites/boazsobrado/2025/01/18/is-monero-keeping-bitcoins-cypherpunk-dream-alive/](https://www.forbes.com/sites/boazsobrado/2025/01/18/is-monero-keeping-bitcoins-cypherpunk-dream-alive/) | r/monero | post | r/Monero | 2025-01-19 | Z0FBQUFBQm5teE5QcmdUX2JTYWtHUzdrTUg0dnp4N28ydHloOFlmRkRad0MyZVRwQXM2d3E1RllYa3VsV1F4Y1BCa2lpeHhCa2dYUW9HMU5FdkMtZW5VV04tMTh1ano1ZEE9PQ== | Z0FBQUFBQm5teE5RTnNzbk5rbGxmbUJ1ZldaRHBlNnlRVV90SFBnRU5pYmZwTHlUZXFuclloaDJMc0ZlMEdvNmxzS3F6UnBja3l6cGlLVlZ1Vi1vbER3el9VN1JubzJud2tDZVZNSFpQTFUyY2xSZmphZFRsaEhPNUV2U2ZsaVl4WU5kdW9pQkl1UFlUY3JsZXVXbFpDd2sxNUtmZnBrY2hvWjZMdmVYMUlDem51ZnpWbXhqY3B3Z2ZnQlNpTEFyUkpxTVNORVY0ai0z |
ETH went over 90% in 2017. So what? Welcome to cyrpto pal | r/filecoin | comment | r/filecoin | 2025-01-19 | Z0FBQUFBQm5teE5QWjVSeGdJVTVQTWo0V3F4TDdLTVJIcHIza0o2cjZqR3ZQLUlJbEVhZmQxV2hIMVFLTk1JRFlvRjltRVI2NjBMNWdSVWR6LW9ZVFdfYlh5QWtfQjJKOGc9PQ== | Z0FBQUFBQm5teE5RWnVOaEZjb1F5QXQzcWdYeWRvVU1sTDdRclA5VlI0REdZSy1lRTI0cTE5NHJqNXJxWXplYldVQ2JRSEtGYlpzYkF0YTBLRHEySXB4ZWdob1U1RUlNYm4tdEFkWkNJYkdpTGZNbl9RdnhfZVNCUGR3a2M1X3RURFlsdkxjaFNONmdSSjB1WnNaZVRyeEJVRDY1d3dudjlIajhwLW9tbW5QUDFGVGNaUnFMcHItOXdaODBBaW1heHl4aGRYZWx1QTVt |
Same man! Icp is the biggest sleeper of this cycle, and just crypto in general it’s wayyyy undervalued right now | r/filecoin | comment | r/filecoin | 2025-01-19 | Z0FBQUFBQm5teE5QSTFOV1g0VlNsaUtMckF0aHlBYzBFWjdsdWZ2Zk9xZFRrV0w3ejExdzl5TlI0eUMzREY5NEc3Y2xDcTIwcjJmbWlzdXQ3UFRxRFRyWnp4QnpJYUlLTVVLVWtzOEp4T0JOU1gwb0wxa2U5V3c9 | Z0FBQUFBQm5teE5RNjFYZHhGNENscldyRXFRRFZQZTNVNGJ2LVRVdjNvOEhNaGhxS1pCUTh4SkprTkFDdVBORkZRLXFzd21vdG1McnUwWHpTX0RyT1lyeUtYazEtMDlTb0FtLUc2YW5JM1FGdmhPX1lwT3czVFRoMDhQOF9od3h2MzMyYmNFZVJtMl8yLUxyM2V2c3NrTG0xcjRpUTBMM3REMEZaMnlpT1pzU2hsTXVLVldYNnNYREZMdXljRG9ha3FiVTZYTTQ1Tm1u |
I don’t understand the fact that Trump coin is in Solana’s blockchain, does that mean it’s kind of a fork just like BTC and BCH? | r/btc | post | r/btc | 2025-01-19 | Z0FBQUFBQm5teE5QY2ZubG5Cdl9VdXMxeWV2aVhRV0xKanM2cDlFY3pkdGhoNWpLajJoc3ZKX01vV3p3RlB2Zi1qeGxidjEzanBZejJVbV9idEh3NGhtd0hlYlMxZlY3MGc9PQ== | Z0FBQUFBQm5teE5RZXk2MUtLbGZncUNJejdWTWJ4VXJQc3lEeUNpck9MN2RZZjFxaTR1dG9WRU9YQjlYSFBVMjRCOUxSVmZMQTRueDVlMzRuQ1FscUFuTW9NdHZOWmxrM0xJelg5MkRSeUhSSjhndm41Nk1WRkhiX2d6eVR1cXA4blJ3WDJ2QXJqZ0hrdmFmUE53d2ZROW1VNkR6WW1VZFlsX3NuQm9TWnR5T2ptRXYyaHVNWUlzPQ== |
Throwaway account.
42 M from Canada, married with 3 kids
Aiming to retire in 5 years. Following are my assets:
- Primary Residence, $1.6 million. Just have $130k mortgage left on it.
- 3 rental properties that bring in $9600/ month and after paying mortgage and other expenses I net $4000/month. I have around $800k of equity built into my rentals but I am not planning to sell them.
- I have $600k invested in RRSP, TSFA and non- registered accounts , going with 60-40 split to be on the safe side.
- I also have $250k invested in the company (private equity firm) work for and expect that to at least double in next 5 years.
- I also have around $150k invested in commercial real estate through my corporation. Not earning any income but just building equity. Planing on selling that in the next 2 years.
- Wife works in healthcare and brings $90k/year. And that covers our monthly expenses.
- I plan to save my $100k after tax income entirely for the next 5 years to add to our retirement portfolio.
- we are paying to kids RRSPs in full so I expect them getting $80k each when they turn 18.
To summarize:
Annual rental income - $48k
Stock investment portfolio- $600k which is expected to grow to $1.1 million in next 5 years from me just adding to principal amount.
Invested in my company- $250k, expected to be $500k in 5 years.
$150k in my corporation.
I am expecting 5% rerun on my investment.
I like to withdraw $100k annually during retirement.
To me it seems doable but I would like your opinion on any pitfalls that I am not seeing.
P.S- my company investment is very safe due to the industry we are in. | r/financialindependence | post | r/financialindependence | 2025-01-19 | Z0FBQUFBQm5teE5QbHE1Q2xHYXJmU0lmZHJzcnhqMTE3UEtDVEtOcGRKZTU3eHJ0bjlXYjk2SDk2aHM4ZmZwRjNJbm1PQUNFajRnMjVlaF8xVFJDSXlxaF93dGpQY3puemdTbVR4S0tVb3k3c2tkNHVmSFlBZDQ9 | Z0FBQUFBQm5teE5RaVBPNjR4SnN6QndzU2lzLU5OSk9RMDRWMnM3QVdLaldaU3V3dHF4OE0teG1tSk5Md01vN2h5TG1rUVo5aUM1LXZfcXhCYS1uSnE2SmVnY24teGIybWJrSXFwejR4d0JRblVTZmdVaWhfTE1KSlk0Y0pvY0p1ZTFZRDczVl8zVjlQWE5OenQyT3ZDaDFXWW9HNXdMTHpMRlRBTXBXeWppRGhqRTFRekFBV3Q0d1pEb21uUjJ1eVNSc2VOclNUNFox |
All crypto crashes about 80 to 95% every 4 years. That's the crypto 4 year cycle. Then in year 4 of the cycle all crypto goes up again, some making new All Time Highs. This is year 4. Filecoin is one of the few crypto that are actually useful. 99% of crypto is trash. | r/filecoin | comment | r/filecoin | 2025-01-19 | Z0FBQUFBQm5teE5QSnJVa25EWTkyRjNmRnphZHQ3b0JNT25aRWEwNzV2QjFKUzNaVW9Pd0RvRlI5aHN3YVNhNk9TRGlwMTdlYnR2d3U5Zk03dlFuX0xaQ0Vta3dxdVh3cWc9PQ== | Z0FBQUFBQm5teE5Rc19IU29uZllRNzAzb2RMZE4teU5jSGRvWDFldG9YVUV1QWtpZjVFa1NSalNXeVU5YVA0YmtaUzJDOWRYdUx4VWZGTV9PZzR0RWtUeF9SRTNrU0dmdVMzcER2eXVCSkpsRERoUVUzb2gxSXFQeW1yQjVCckFrTi0yRllabGs4aWpRLU9WOWltQ3Buek1WNGx5aGpPTE85Q19NbXBaem01Q09tcm1OMlVCdENKSEdpaWNPb2F1THQ3WFRBS24ybS1U |
Understand the Bitcoin halving 4 year cycle and then you will know what happened. | r/filecoin | comment | r/filecoin | 2025-01-19 | Z0FBQUFBQm5teE5QakJUX2RwNHZVVUV4WjhJSjljb2d1dk81S2lCaFlnSjUydUl2VmlnWDNlT1Y0OHVIcXBKMWRod2JVUTBXRWxZbG5McnU3bG56NWZvX01IWnFGY2NJZ3c9PQ== | Z0FBQUFBQm5teE5RamZEZXZwWFBCT1lSYjNoQlpvaklQb2dqbmNPQVJKN0tjMFMyOTFMc2YtcE1XRlFwSU13Z1pUZ05mQzBfY1NRNk1CZ3A5bHh6RkZUWFhWcVNHSE5JNW55cWhnZGgwQXBDaWxtNndXNnRYdGVNVl9oa3BscEZyMGFYc2Znc2hZTXoxUlhQU1Z5YXVfRllwZUp5eHFoSzlNR203bE5uYmFOQjdRRFRyWWNUUHl3dEhVR0dpYlBNcWE0akpWeFlRYWI2 |
r/VIPERAcrypto
Don’t chase the hype. Focus on the fundamentals. VIPERA is not about short-lived pumps; it is about real-world utility and a strong ecosystem. With a compliant point-of-sale system, customers will be able to swipe their card, instantly exchange fiat for VIPERA, and use it to purchase cannabis products. The system is designed to easily integrate into other businesses, and we already have a partnership in place to bring this vision to life.
Right now, you can still get in under a 100k market cap. Our goal this year is to hit 10 million, on the way to 1 billion. Skip the noise and focus on innovation and real use cases.
r/VIPERAcrypto
ca: 0x13b9966953f3640bf2ff8fb6b1dea6572545af82
CMC: https://coinmarketcap.com/dexscan/base/0x1ddc9b9c72a52602cab308afb5ba911d872f21d6/ | r/altcoin | post | r/altcoin | 2025-01-19 | Z0FBQUFBQm5teE5QakN3LWhQZnY5ZVgtb2FFX1Z4bGlBaWhLY29qTWZZaERoeGZiaVF0dWh6eDdUT2xfZ2ZrNnR1ejd4YXZCajhUdkc5XzJ6RmZHMVpjVklVV2RaX3pXWUE9PQ== | Z0FBQUFBQm5teE5RYU1ScWhoeDNBZ1NlczlMX1lsYVVaQUl1VmxGc0V2VENQWWFZeWR6V2hTYjJUdDRQRWlCREVwTGtic2ExRnA4MWV4LVBKYUFUWTZPUUNVaHFQUzdWQ28tVE9TdnZnVFdsMHpSYjNETlZ4UDlPVy1QWnlUWTFLRzVMNUxTSGdnUkxRalZnYnBxR0FGZC1wa3F6aHMwYzhVVzRtU1h4WkJWOFZLaFplSnIxOGE0YlRYWHhWZmhKTDlyNkVjNktQa05W |
A short and quick story, first thing in the morning I bought a 2500 TRUMP coin that cost 8.73 USD, a few hours later I sold it at \~$63 and invested it all in XLM
I'm still spooked by the possibility of a sudden drop in XLM, but I'm counting on a miracle for XLM to be priced above $2 | r/stellar | post | r/Stellar | 2025-01-19 | Z0FBQUFBQm5teE5QN2ZTUFRXZkNNM3ItSFZvZFdDLVROTjIwc0RvWXkwclhJa2lJNFdsSVM2ZE5IZUdWLXptaVZac3J6eTJuVmdhLXdPaWRNRXFyXzFSb1pWRTl0bmUzWFE9PQ== | Z0FBQUFBQm5teE5ReDk4aG50R0FnRkx1aHlJRnd3M0tMemh0eU1uRWZyTHQ3UEdCZzNoWGFTeEdGSm1ESmEzWmw2S1R6R1hIYzFPZ1p1UUhrZ2tGbXJoSWJONnd3OFNObUhCWlhlNFBNcTRjZHg5OVBxZmQzb0ZZS1RkOTZ6QVVrZGJCVlJObHp1TG9WR0VQUGRnaU5uRlNkWk9weW1rLTVoZjQtQVF6LTBFeEUtWmVRYXN6OXlXTTlQUkhycjJQeDBUYTB3YVF6cWl4 |
You all probably heard about Kendu at some time. Launched a year ago it reached a respectable 280m market cap after starting it's downtrend. This trend was caused by early whales exciting. Or at least, that's part of the story.
Two other factors played a major role. Our dev ruffled some feathers by his way of ranting and his language and that definitely scared away people and made people reluctant to invest.
The other factor, as we learned over the past week, is that he sold far more Kendu than necessary to maintain the project. Sure, a dev can and should take profit, but he was simply emptying his bags. Including the war chest that was build by selling the Kendu Chads.
The community stepped up, and dev left a few days ago. A new dawn is rising. Now sitting at 11m market cap, the community is more active and bullish than ever. We will run this up to the deca-billions our dev promised, but didn't deliver.
If you want to be a part of the strongest community in DeFi at an insanely low MC, this is your once in a lifetime opportunity. Check out our TG to see how amazing the active members are.
Let's gooooo!
| r/satoshistreetbets | post | r/SatoshiStreetBets | 2025-01-19 | Z0FBQUFBQm5teE5QQWpBZ0V6elBUNk1GUnhmaWh1V3pzcTR3Ymg1aXY0ODAwZmVwUm9IZGJSUlNYb2ZuVDFOMDFFTmhSWXJyUngtV0pQVGd3dEhlZExNSV9FZ1hzdzhPZkE9PQ== | Z0FBQUFBQm5teE5RME90a3MyVXF2bUVXMVE3dXhRZVA4MUFkYlJiLTNLV0wxOWNDT0NDdVltM0tSMV9EUm1WdF9JajZnWldEclRkZ2E0OWNxSlJ5Yjd2Rm43SHZxT0x1TVhxNzczcmVGbThseDBETldVZ3VlSVRvdGgwR21ZeF9SdDJrZ3FYVkdsSkRrMmE0dVBTQklWWWhuV0x0bm1yVFZnWDdBRmNySkl0NXUzeEN2eWlOYnlTdjZ1UkgzVnJoeWpCaE9ZVnhzdlUzNm5EaVNOVXQ3elhpYXJpWjlxR1IxUT09 |
I think some things to look for would be real estate prices, cost of living, tax plays (assuming you have a brokerage account or brokerage like account for most of your assets), etc.
Would you care about the job market if you were lean firing in case you need to go back to work?
What factors are you using to determine your ranking? | r/leanfire | post | r/leanfire | 2025-01-19 | Z0FBQUFBQm5teE5QemQ4cjBOb0hEaE5WTWVaeEdpdG5nNC1XOEoxb0R4RmRBc2p3OHY3LUtwSlJNLTJINnRaYkFhRE5BSlNINElYZUFSNUFxOFhTZG9fNnM2cEhqVFp6SXc9PQ== | Z0FBQUFBQm5teE5Rc3pDWDB0WGVsTGdtSnItY05KSHhETWlRTUxQYmt4a0N5MTltRTVsS19fNVRIY1BPLUVGOHhmNnBUZ2JuSVJrZk4zcWEteEpHZnVVTzFYZnZGZXAwQTF3TFdZaWdKV05MLUczRmpXZVp4eHZuaEVBQVVQS2R1SExQbU91N2JGS2M1UUQ2SU1CTnc2R1RRU1dBc0J0emVJMHVTUlp2R3ZSRXJIY2Y2eHZwaWhlQWJocVZfMl9DdERpemtoMHMybVJu |
How can I find out which app or exchange a BTC wallet belongs to? | r/btc | post | r/btc | 2025-01-19 | Z0FBQUFBQm5teE5QS1NxV2xMXzZKZGxPcmhpN3d3RExQWllZT2hQSkdTclh6UnhUV0RsN1lxb1BkdlRLZlBweGg4UzdJelJBODJJeDU4YzVZekc2Y1BGUUg5bVZNWW5xQWYzUXE5ZWhycXVRRjRleW1QYlJnWGc9 | Z0FBQUFBQm5teE5RWWp6T2dSa1FiVXQtNDViNzJvNWlzY05SSmhRaFRnZG1Ybl91TWk5SHBFQjlPYV9CWEpGWTZjNDJrWFJKS1l5VGlkUmV0VElzbnNOeWFNTmdtWUZhVGx3M2dFMmdVbE96a1JpUGV6QWJQNU9rMkU1bDdfZ1BxVmE1SE1BUnoyYjgzU0xNbjBqLUJqUjc3aDlleHdybzUxR1hyekZzWXJ2U1VTR2Q2OHRZWjFxanVzVWFVV3Fkbkw4MG1JODdSV1k3 |
UPDATE: You all are amazing, and I am so thankful for all of your encouragement, ideas and gifts to help our family provide for our bonus teen! What an incredible surprise when Amazon boxes showed up on our porch this weekend! Bonus teen has been spending most days at our home lately and I can see the anxiety and stress levels come down slowly. We are working on building trust and teaching skills for all of the kids.
I woke up this morning to find a bunch of messages, because the post had been added to the bestofredditorupdates. I am so thankful for all of you supporting our effort to be a safe place in a scary world for this teenager.
Original post: A few months ago, I asked for frugal meal ideas to help us stretch our family's budget to incorporate an extra teenager. You all were amazing in not only giving ideas but many of you sent items from a wish list that helped us meet immediate needs. We were able to make sure the teen had the toiletry items, clothing that fit and were weather appropriate and have simple meals and snacks available.
In the past few months, our bonus teen has been spending a lot of time at our house with our teens and they all have been learning simple life skills like doing their own laundry, budgeting, and cooking. The newest request from all of our teens is to learn baking. I have seen the anxiety lessen throughout the months.
I wanted to update and let you all know what an important role you have played in this young teenager's life, as well as my family. Thank you for opening your hearts and helping. We hope to be able to stay in this teenager's life for years to come and to continue to provide support, in whatever they need.
Editing to answer questions asked in messages:
1. The snacks and meals lasted for more than 3 months, plus we still have a few things left.
2. The toiletry items have helped a lot in our bonus teen’s self-confidence.
3. I am working on my relationship with teen’s family, but there are still a few obstacles in the way.
| r/frugal | post | r/Frugal | 2025-01-19 | Z0FBQUFBQm5teE5QRHZqY1k4aHFJY3JBYmJsU2JyckZWamhlS2FoOTJZSlctWDd4eVVrTWI3UDB5Z2FoeVdjbTZTbFJwazNsWEVnTFFqR3phR2daU2lpeUlFb3JyTmRsUVE9PQ== | Z0FBQUFBQm5teE5RdG92M2gyUTBNS2FxYXV3bmhJSU9qM0VrWkJudzJQR1pMRXB0WEpLVmY4RVRyR2xnN3VNWWdiQTVDSUdVZHVZR0hKMFhvNzVGbjN3dEJtLUdXc3o3U2FuNTRpZERpOHM5NmpOVkV6QURZVXBuM1BHY0tqc2ZxdWktODZTbmFBbzNHbUlOUEcxQmZ2OF80U0NEOHNiLWlYSllXNE1paWswU25hVWZMa21ZNjFJPQ== |
Hey r/algotrading, I've been a lurker for a while now but never tried anything myself. This weekend I had some free time so I decided to code one of the ideas I had. The algorithm itself isn't anything fancier than a logistic regression on custom TA indicators.
Trained on a selection of S&P 500 stocks from 2020-2022 and tested on 2022-2025. With the test set I found:
\- annual returns = 110.7%
\- total wins/buys = 918/1336 (68.7%)
\- max drawdown = 15.8%
\- sharpe = 3.55
I'm not a finance person so most of my knowledge comes from posts on this sub. I need to do some more backtesting but I'm going to start small with some paper-trading tomorrow and see how it goes!
https://preview.redd.it/gh5l1ia1c0ee1.png?width=589&format=png&auto=webp&s=d8763d639a5b5d546e66fa53e80d5a9f155d6e05
EDIT: I used a lot of the suggestions in the comments to fix errors related to fees, slippage, and bunch of other tiny issues. I'm now seeing a sharpe of 2.8, annualized returns around 80%, but I can't get my draw-down below 20%. Still have lots of work to do but it's promising so far!
Edit2: nope | r/algotrading | post | r/algotrading | 2025-01-19 | Z0FBQUFBQm5teE5QbFdqanRCWk1BdkNFa2dCQ2toUGkyR0lwdnVYVEJwWGpMaVZXVXdnT3ItY1hIc2R4RnpkMThJeHgwSnQwM0QwZ2g3bWJuNFJwYzJrTFU5bFNoY1o1aGc9PQ== | Z0FBQUFBQm5teE5RQ1BYbS02SXZYU3ZiNHpsdzFqb0VlX2pJTGV2cUd0QnJEZUk4UzA2RWpRZDhYRk5NSXB6dTBOM3ZhUjRYVkplV3BJVWZNYmE3b2IxSl9kTEg0cVpudkpqYnFVYXpvc05tc1B1R001U3RqTUFCZ1pUWUpQN3JyQTBfOGtzMWMtUU4tM2NEbHRuTXJWZmJEOEFyZ3E1S3dkQzNEWGcxOFlLby16UHFLelpNMVhEQ21NVDJiUHpaT2FvV0dieHU2WGc2 |
https://reddit.com/link/1i58c2b/video/y6ojm9mkg0ee1/player
Picture the ancient struggle between the mongoose and the snake. The mongoose, agile and cunning, faces off against the snake, a creature of stealth and venom. This conflict symbolizes the battle between freedom and oppression, between the light of liberty and the shadow of control.
In our world, technocrats who leverage surveillance techniques are the snake, coiled and ready to strike at any sign of dissent. Their algorithms and censorship, like the snake's fangs, are poised to enforce their will and silence enemies. Their powers pervasive, their eyes and ears omnipresent, wrapping the people in a digital web of fear and submission.
But just as the mongoose moves with agility and precision, so too can we undermine surveillance. The mongoose's swift movements and keen senses allow it to evade the snake's deadly strikes, and it is through this same nimbleness that we can employ encrypted communications.
Imagine our communication as the mongoose's dance, slipping through the snake's grasp, unseen and undetected. Encryption transforms our words into a code that the prying eyes of the technocrat cannot decipher. The encrypted communications become our weapon, a means to coordinate and resist without fear of interception.
Just as the mongoose clamps its jaws around the snake's head, silencing its venomous threat, our encrypted messages can render technocratic surveillance impotent. The very tool they use to control can be circumvented, and used against them. Through encryption, we reclaim our voices and our freedom, striking a blow against tyranny.
The mongoose's victory over the snake is a testament to the power of agility, resilience and patience. By embracing encrypted communications, we create a network of trust and resistance, a force that technocratic social engineering is impervious to.
With encryption as our ally, we become the mongoose, swift and elusive, outmaneuvering the snake's grip and paving the way to freedom through a peaceful means of resistance.
I am here to tell you: the resistance will be encrypted. | r/monero | post | r/Monero | 2025-01-19 | Z0FBQUFBQm5teE5Qbk5qdjdGelNweEpma2ZuSmZwNjJvTEpabFNPQ2hoejVBLW5CVnNzQ0ducFBiNUNuMEhKMGRPODYtNVFfcTNjV001UzFwMUNfZTBmYmVqMUhXSVJOMUE9PQ== | Z0FBQUFBQm5teE5RZFdkTi10UlI1ZzRtZm05ajBfdGRwNnZNN25aOGZHOHhkdDVtTlNubWdEVE56b2N4MUhBVl9iY2hyQzJEZVBzdjkyR2pTMXlQYmRYaU83VGNhZ3JYRFhtZC1VTzh2V0lWaGlkajJqYmd5UjVRTUlpY2QxZTlWLVVwWURtcFR1R3BucS1JUVFZN0V6c2J3bENFSU1lZEx0OWl3Y1VRbi1mNVE4M2ZkOHh2b3lIQm0wZ25iamxiV05zbG14VlNsNjlt |
How do you stake tao with tangem? | r/bittensor_ | comment | r/bittensor_ | 2025-01-19 | Z0FBQUFBQm5teE5Qc0RNX3pnVnBqUzJWczREYnloUlIxY0wwZWlpanJ1NUhkV2x4R0F3SVZTSUJ3YWVEeHNEcmVRRTE0NDlvay1mZkpuRE9YeHN4Ui1qMzlzeUNSQl9SZmc9PQ== | Z0FBQUFBQm5teE5RSlh5NUJybUNNdnVNSC1tWFgyUXN6TjNXZzlEZ1BsQS1udXR3enZwLXpUOTNtZU5PNnVhQUVLb1NrRlNsTm4tdE56ZWo1ZDF4Yk5RVUp0eFJWWTNGYmZLaUJTaE5BRDM0clNMNU1PZC04VEVCdFBRY1VsUWlhVEVHeHBfZWhMSGJ6eFJXbk9JUGpmUms3X1dpaTBhVjBJcmhISENWSGhxVDZjci1HRXRBbWtuUzFBYWthQ3pGZjBPUGwtVk1RWDhQV01xN3p1Vy1nMERjM0cyQ3ZLajY3QT09 |
This is a fair observation. Filcoin dropped into a particularly deep bare and for all the smart replies on here, they are missing your valid observation. Filecoin is way down from previous cycle ATH compared to most others. Check the percentage gain for a simple 0.618 retrace. | r/filecoin | comment | r/filecoin | 2025-01-19 | Z0FBQUFBQm5teE5QRDBEOWljNWU0SUk4dDBqcWNQMDNUcjFiNThaWTdIZk5fNm11LWZiYXF1MmlOeTBMUHhUN3J1THprMzNJYW16WkZZczJMaW1mTy1fM04tNUExOHdsV0E9PQ== | Z0FBQUFBQm5teE5Rc1Zmc0FBX0pkRTRPYkFSQVZHQ0FteWlsdnNkcmRObmgtNWV3LW12NDBRZ1ZFaEF0aTdRdXlSLTRqV0NJWllaSlNxZ2hYanprMlpyNjBwR2oxSkVjeEROaFJlV2hYOGJfc09ud09NNVJqczZPVVB1eGthTlpiMmRFcnBZWC0yejNoR1ZXSjlneFZ6OEVLbkVROXFUVFh4NlpzckhXbXNscmxuWUotNzVqNXA1ZWtXaDJWQTVJV1A3bFFKYmx5T056 |
This is a bit of a longer post.
It's been one week since I was laid off and I decided to FIRE early. I had planned on the end of the year but was laid off a week into the year. I'm not as uneasy as I thought I would be. I have been running projections since late November and I had finally made a decision in December to aim for the end of 2025 to RE.
The major thing that has given me ease is realizing that if our portfolio greatly decreased and push came to shove, both my wife and I could get temporary jobs literally anywhere until our portfolio recovered. I was trying to plan to never have to work again before I RE, but I feel pretty confident we are already there. I had One More Year Syndrome at the beginning of the year and then the rug was pulled out from under me.
I also have a different view about our income. I had always relied on my job for income and worried about losing that source of income. This caused a great deal of stress. Being on the other side of that I realize my portfolio is now permanently the source of income. Based on a low WR, that should last us in perpetuity.
I realize nothing is fail proof, but statistically I can't get any better than 0% on all the calculators. Although the price tag is a lot for me to swallow, I am paying full price for a bronze health plan so I can harvest LTCG this year. I'm not sure if I will do it again next year or for how many years. We are relatively young and I'd like to harvest now and utilize subsidies later when we get older and healthcare is even more expensive.
I am starting Roth conversions this year although I won't be able to do the full 30k this year of the standard deduction due to earnings and a severance I am receiving. I think I will look back and see losing my job was a blessing in disguise. I honestly don't know if I would have been able to pull the trigger myself.
We are 41M and 39F, no kids, and no plans to have any, in a LCOL area.
We have 1.63M in investments:
Brokerage: 760k
Trad IRAs: 478k
Roth IRAs: 313k
401(k) to be rolled over to Trad IRA: 79k
Not counted in investments:
Cash: 28k
Paid off house, construction just completed at the end of 2023 (so should be good on not needing repairs for a while), worth roughly 350k
2 paid off cars, older but well maintained and low miles
My goal is not to exceed a SWR of 3.25%. Because of savings, wages and my severance, I will only need to withdraw 1% this year, at most. For next year, I project withdrawing 2.6%, at most. I've mentioned before I'm struggling with whether to be below my SWR or to try and spend the full 3.25% since it comes up at 0% failure in all the calculators. I'm also aware of SORR and how important the first 5 years are in retirement. Right now I'm still easing into RE and haven't yet figured that out.
| r/leanfire | post | r/leanfire | 2025-01-19 | Z0FBQUFBQm5teE5QUUZQX0U4WWZlSUhab0ZqRUhGMVdEd0tIM2dzNE1Zb2hNMnFhamxTb0g0a3gxTFB1LUdhSW1qa0R1dTQ4a01JcVcwVm5YYVNCUEdLbVJudG1mVGs5NlE9PQ== | Z0FBQUFBQm5teE5RN3d0LU1tbHpzQkYteWxpZFd0V1NhV1R5TllwTGVYVU5BZ2hTQld0b29GallTWXZHRkRhMk9ZeWJ4RG1EUzZ0Ri02ZHhUU3l3MVh1YlJ5bDI3UmhsYXJiRldSbW1MSTRUc1puX1ZoMjRBWkN4dDBOdE4weHh1TUE5WlQ0NmlTYlFRLTlyVGNJR1Y1MUdkbzJSakRQS3FvLXVpRm9Tbnp3SkxKanRmN0RCZFRFPQ== |
To the moon🚀🚀🚀 | r/btc | post | r/btc | 2025-01-19 | Z0FBQUFBQm5teE5QRUg3Wnd2SnFIM0RScTliOTE4eU93enVlZjZzS3ZsLUlhMVU1WE5vNEQ3SDRieHhsajhYVXFlNkpma2lXWFRmTjdoSmRQdFc1Smh3MlhuNjhfamZYd2c9PQ== | Z0FBQUFBQm5teE5RNDhib0NDcVN5bVAtenphSjRMRWE2dHFudTZlNklydW9jaVlOUU5rR0k2SUd4U09iMHIydmJCaFF4OGpTSVNLbUlHcG4xemltTWZXMkd5dlJ1V0hFc0l0UDVSTmtMZWdxVFgwN2tSYjhDbi1wSUhoSncyREgxNG5ldTBRcjBQUEJrZTVpMFMtdHhNTkpyZTJTTlNYSGxqY0syQ3I0T2N2SkRHQlhZeTBNcGRJPQ== |
Canadian here. I exchanged some $TRUMP for SOL (it appeared to be the only way for me to withdraw the memecoin) to my Coinbase wallet, with the intention of selling the converted SOL to my CDN bank account. However, the SOL has not shown up in my Coinbase account yet.
Anyone having a similar issue?
Update: it’s all good, just took a long time lol | r/solana | post | r/solana | 2025-01-19 | Z0FBQUFBQm5teE5QQzFNSWJYem1ScWFrTlMtZkNkc245OHV3Rk82ZnhmQUsxNnQ5OFF2UzNROEg5dGhXMVVlYTlmbFp6TjVETkFpVF90WGl5YmZ3aE85RW9KeEtDWG9pMnc9PQ== | Z0FBQUFBQm5teE5RbUhDaVBvd2hRRDAySkdMNWFGeTJzOVNoZzdPbXQtREFPdmdoZUpRRnRIcmNsSWtCT2RiZW4temgxT3RBdUwyRzBCa3lRUjNsSHpSSncxQzFsZTlBZDVIU0tOMDVJVnVDOENXQ2RZcFJQWEFxQVFseXZsZC1wVy1VaG1vSWk5R1Zrb3FyRVlibEdkZy1MOVVtTmdPNTBYcm5nYXIyWVFzenladFNsNlFpUUxxR2NDa0IwSHhMa0FGeGw1N19MRExn |
Next one to head back to $172 | r/ethereumclassic | post | r/EthereumClassic | 2025-01-19 | Z0FBQUFBQm5teE5QUDRnd3RWXzlwUGx6YlJXQ1VBOHc5WjFwYkJpRmtxMWN3MnRKdkVQNXF1WUZQdzN4ZFd2am1kUnNnYnlIY2xycGlUT1NfWVFOT2Z4MWRTMEJ5RFVqQURtWmFraHY0clF0Sy1wbDJkM3BiTzQ9 | Z0FBQUFBQm5teE5RTGE3dVhpSEZSOUFHWmNyVGp5YmVDUl9HVnItdEdVLTJzTzJzQmFLUWJZbDhBR1dORmRnWTBuZlVNcVlQOXpibnp6M1RXME5ZYTA3VlMydi1PZnNTMU9pSWpPSG5IbGpyWi0yRkwxWkFRT3IyNWRnSUNsWnZPckVDbWpFMl94djhTdF80TzZwV1VXMnlzTnFJdktlelQyeFRqSjZkS1Y3TnEtcERtTjVFVFAtdVBGY3ozQzh1RU9weW1pWmtERmRGdl9rZ1BUMC1jeFZKRTBOdmxoRXRZdz09 |
I was thinking in the last couple of days of the usage of Bitcoin in the future (5, 10, 15, 20 or more years), and if it was going to be used as a reserve asset, like it's being used at the moment, or if the usability as a transactional currency, as planned in the OG days, can come to fruition, seeing how the US Dollar (and other centralized currencies with absolutley no assets that back them) is being managed.
Now, I know that for having a currency being used, it needs acceptance for the markets, with easy to use transaction systems that are fast and cheap, like the Lighting network, and it needs for a big amount of merchants to adopt them, but I do belive that with more popularity and less hour-by-hour volatility, this can be reached, and Bitcoin will be both a reserve asset for long-term HODLing and a currency for pretty much any type of transactions (also thanks to the boom of crypto-backed loans, as there are always more competitors on the loaning markets, with will offer longer terms, higher LTV and lower interest rates, and in the future could even compete with standard loans).
What do y'all think? | r/bitcoinbeginners | post | r/BitcoinBeginners | 2025-01-19 | Z0FBQUFBQm5teE5QdmM0c1NWa0RuaW5EMmtRZHlBeWg1b2M4ZGNmSzd3MW1Rb0ZfQU5sTzFocHh3Q1NrNFpZaWVKdExOUlUxeXRleGNoMkkzNXFTUHBjQnktRFNoemRGa2c9PQ== | Z0FBQUFBQm5teE5RUFlDaVJ6b0VoQ0tzelRYWEgxOW8zOGxlWERZQmc5RENjZDI1ODVZdWJYQjhFOTJ3blJEejQyWmVoWldBaWhYVlAxaWJPaldQSTJYZ0FlRm8yTmM1blk0ZmZpSmoyYVZiT20yN25nLXZKOEI2Q2NsNXdsS0thZ1FDQU5YSExfR1JMYldORkVFMUdCVkxNQ3liVjVEeXlHTTRDd2V2eWtQRG5EVVRyUjFCUTE5dTJmenNoZ25nWEJCMHpoUmZXWkU0NEF1eWlnbzU0SXBOb2ZPSjdvaTFmZz09 |
We are certainly both early and in an idiocracy timeline. | r/btc | post | r/btc | 2025-01-19 | Z0FBQUFBQm5teE5QMUpNUlU1VVlnYThiZVNvT0pFN25TZE5iVTdCS1hmSkxId3hrMGFTS2NPTDc5b09CbVFsMlZOUW9GWTJKZl90R3VSQ0tSQzV6QW9seHJEcGdhYm9LSGc9PQ== | Z0FBQUFBQm5teE5RZXE2c19hMXg0aHFucEliSk55ODJTV01uY0RyZHlhRThfUW1TQnMya2lwRXFKSXh2VDRXTmRRdFRtd1djcHBJWXFyMkQ5QnAydl9YZ0k3RV9OTmRXLWZtZXd4b0pFZXdac2VFMFk5My1RaTA1QnY2Ui0xTnhxcEZwVi1LbHJQTVY2OGZtWUlVX1dHUkpYSGtrLTY2M2FJQ0NYeEJoWk5zVVhnc3FlVnRHTGlMN1JzZVozZDFURUNKd0VYS2RDSDI4V0VyYlM5VmpDRWhCODVUSjZoZ3pjQT09 |
172? No, pop yes. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-19 | Z0FBQUFBQm5teE5QNjRidEhyZmw1TlVYX0tVYXZyenNhODc0V09ZNEE4SHQ3MjZnX09nNy1jcTNsYU5zaDRNZEMydmV3Rmt5RHZ4X2cyUTh3dy11c0toOEY0Q3JBc3RNaFE9PQ== | Z0FBQUFBQm5teE5Rb1pUTGxfTGdTc2kxME4tVkZPSGRxRFkyS1hmT1lSSWludk40LWJpSmI0TGRMSS1NaWdPLWs0V3hTYllyc2hVaDFGY21tUWF3cjJ1NEx0aTN4blpETG9vcVBtMHNETWcwdWo5OF90WDcxR2YxWDZFaG9iLTV1R1J2dDNzWkE3STZxcVpQRDZhcHNrZUl4Sy1VRF91TTkzTExHdTFlRWhFZjhEaENmTjlDeXhkM3BLb25QUEw4YWNsZXEtVjVXZzM1REowTzM5dmdsRkhaRHJoV0gteVpDQT09 |
Good thing this post will be here to remind y’all when it hits $172 | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-19 | Z0FBQUFBQm5teE5QZkRjT2RhVXJCUmJSeWJuRGs5bmVwOHhIQWcxUDczT3dyNUhmVjlRRG1fSUxJQ3hCNTV3UHZmSUs1NmJnUjloNU9lSEhwMl8wRkhRQ1lwR0VWdlFVT3dHZTduT2FXQ1U4ZHF5dkgxVmFlLVE9 | Z0FBQUFBQm5teE5RNFZ3Mm5EaTEzZGl6aTBfdHRQOHNpY0RKVEVuOG82X3QwUTVUWnV0TU5xVDVkVmRjbjhWMzBzSW5SWTBtNFlMTUc2RnhkZXRvTDNMNEJrdUdkMW1xSFpwNzRkdXIyZUZfUnBTNWZYRjZSZlBfU1lxNVg2cDVzNENoSDVUV09SNlFsVWptamFEWkEwUGVraktMQkhKS0t1VFBTbGx2ZG5iNDZDYnFCaC1RWlJqVEhoX1pRdWw3ZXNjWHJDSEFoOHZXenl5eXNiSHhsWl9hY0pjNVg5aVQ4Zz09 |
It will crazy tomorrow | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-19 | Z0FBQUFBQm5teE5QUjBob01DbDBOOHQzekJYaDNONHN3bEh2cjFsS2FuUkVKWGk2Z2VYUlVCTWRhR05lUk1CdDBQckNNQURueHpGcTJ6QWdtWmZ1djJ2RlVGQTJFMjd0X0E9PQ== | Z0FBQUFBQm5teE5RcXBTLUQ3UW4wWTREX1pzcmpwdzAwZDVOYjdMVVU3NGhNeXNOQVVmTXViMWVoUk9QTGd6QW9VcWoySG5FN08yenA4ZExLdFp3T1V3T0JiOVRNczZaMTFBN1d3ZkFqajFqcEV0NnJKSmNxQXIxbUpOUlp5VURkN3Vjc3FLNkowWWczd1J2WDNmR1YyLWRZak1ybE91R3F5RHhGZ3BmckFCeVh0VzlPRk1xYzJxYVhob2Rkc0dnakZScFlUSlAwbkZScVpPbXJOenZobUJEdkpReEFTV05fUT09 |
I don’t want much. I don’t need a big house or nice things or extravagant vacations. I have things I want to do and hobbies I want to pursue sure, but when I think ahead to retirement the thing I look forward to the most is sleeping on my own schedule. That’s what motivates me. I just want to live my simple life and sleep in every day.
Anyone else feel the same way? What’s your one thing that comes to mind first when you look ahead to life after work?
| r/leanfire | post | r/leanfire | 2025-01-19 | Z0FBQUFBQm5teE5QZTUxUHU1aXA1aXg4ZURxYmhGaWh4dGtUaW4yLVcxY3lRZGtIckZwcllGQzlyR1B4aVZ3Rmc0dVJBb0pqa01kOFl6MVdLZlU4LXVsZTlqRUlkYm85Wmc9PQ== | Z0FBQUFBQm5teE5RaE14N2FSTzdWNkVaeU5naEpIMEN1V29leXRJeGdpeEpxdUhKS2lQV0h2TWZDbklRRHk4ZEhGakJnTGp0TVZ3aXZZbXpXX2FBLUw0X2RUUFNhOElTb2s3aDNDNjBoQTREdXNnVHVwUXdIWTF3OEVqMXB4UjRYYkJ2RDlYM0Ftd1hna3RiTFF6cklGUXRFQURsNzZrWTJxNlB2cUR3VU05TTZ3N2t2Vi1LQ2ZjPQ== |
I just want $40-$50 atp. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-19 | Z0FBQUFBQm5teE5QWDJjc1JGQWdsMURmOWFqX2FLNTgxZkFKRjAxRFBtTDBKYkI0M2RIME4xNDJJc01EUUNaQzE3QnkxZ2FQRm1CWHdMTEkyMWljMTI2VkFRMC1Db1VOWXc9PQ== | Z0FBQUFBQm5teE5RR2JFODBVZXo1MDh0S1g4YmZFNmVhZFhwb05wUTRQc2FtbGo5a01pX09lQngzRnY2cTdUT1NINEFhSFRCQ1RubnBIOXBMSzFNZzRUZXYxc0RzOHlmd0RYSWxoUncxQnBkTTFLanJFMkd4a1JWaFVKZmFxQVRjUUJoVmZ1Xy1pTEROLVNwSnEtQnR4SDBibjlBSFQwZFlTVVZ3ZHJnNDlxZHZ2cmhEZHpYdnZ6NXE1SHA4dXppN3IyaGhxZ2VCYmU0ZWZoUzZLWkQwVWVKdmhheG92MmxWdz09 |
Maybe it’s imposter syndrome or that I think people honestly wouldn’t care if I actually went in to what I did, but I’m finding myself immediately deflecting the conversation back to them when someone asks me what I do.
Of course I think what I do is interesting (I wouldn’t devote my daily working hours to it if I didn’t enjoy it), but on some level I’m super self conscious about coming across as self absorbed or annoying going into what I do and or that I own it.
Or another case, if someone learns that I own the company and I get the comments of “that’s so cool/impressive” I’m quick to downplay how not cool it is and (especially if the person I’m talking to works a 9-5) talk about what I miss about working for someone else.
Anyone else like this? | r/smallbusiness | post | r/smallbusiness | 2025-01-19 | Z0FBQUFBQm5teE5QMzZ5dXZObnJnTnY0b3AyWWU1empQLW9fV1R0dktNR2lXam9iZHNUeFpVU0lackZNbk9ZZGhFNzlsSFdvc2Q5b2VyUGpsZjNqS1ZJRGlrV2ZyMnJMdlE9PQ== | Z0FBQUFBQm5teE5RbHloTmZDMFVDN3lHalpzbjNUQUNFR19RMl8xcExmSHJEbDFZNlgxTTBVOVo0TFNHdVl3eTY4WE1JQmpOSmtROEZtOXlKR2tVUzUxMFlwd2laTEtUZmpJdlFFaThHbDA0dmlhTWpJUXVvY1U3V3g5XzljSWpuSjFIcmlUMDBTS3N1UThFdjhFcHIyZnhCLWVGbS1YRzB5V2g3T3lpcllaYUtzc0gtMGdNVHd5QnJVa3dnaTdLNUN2eFVOZVNKeVFfX3RCTlJVRV9pd2pSMjl3cmhmemVNZz09 |
Donald Trump's advisor launches and rugpulls 'Tiktok coin' and then Melania Trump launches her own memecoin scam. Donald Trump coin immediately pukes down.
Buckle in for the sleaziest, most shameless, most corrupt "pro-crypto" administration
Trump advisor Ryan Fournier launched 'Official Tiktok coin' 2 hours ago and rugged it within an hour
https://preview.redd.it/i8hd6djrx0ee1.png?width=593&format=png&auto=webp&s=d836a98f7c50d4b31a259df59637526188b1d22f
https://preview.redd.it/bgwax8ptx0ee1.jpg?width=1494&format=pjpg&auto=webp&s=fc6ad47c0d1c279d0cb15f6d927585bec1739f7d
Soon after the rugpull by Fournier, Melania Trump just launched her own coin, and the Donald Trump coin immediately dumped by 50%
https://preview.redd.it/ytypn6xzx0ee1.png?width=591&format=png&auto=webp&s=226208b45508bd0b9d89c6963bbcfccd1280c9d1
The biggest grifter family in America is coming to the White House to scam the sh\*t out of everyone with impunity
What an absolute disgrace for America, for the legacy of the office, to have soon-to-be President and his family doing this a day before taking office! | r/cryptocurrency | post | r/CryptoCurrency | 2025-01-19 | Z0FBQUFBQm5teE5QT3o1eGRsWnp4SV8wYzgybWpvV2xleVl1Z19CdW5SbEpvV3kwMzY3RlhNeGVfN2l5elVTOE13ZXFwN0NTT0JiQ256M3E4dnFWOGE0OGw0SkFaaVVmZEJ3dWZHbU1EdjNYUXR0elZWMlpIQmc9 | Z0FBQUFBQm5teE5RMENva1JRRkVIdzFzM1dzempCM2dIZGs3S21zUUR2VFRVVjNPWXNCckdfOWZSSkplaHctNGlJOFBtdFZ6cnF3UEdSRGV1UnNTcFJOR3M2bFg4QnhVTkJQb01aeGxmNXBOVnotc19vX2pHMzdTU0NwQ1lSTElzOHgzUnBSTGxpVEhIWVVxNlZWM0VFZ2hGbWJUR2lXV3puZ2xzbnBHcXdJTnBTdjBILW1NZ1dXU0NtMGkzamRBNEt4MG9EMTNDN1dG |
r/altcoin | post | r/altcoin | 2025-01-19 | Z0FBQUFBQm5teE5QVzdVRTJMY0VDRnBFbXhmUjlSTGJ3WXJETER3OWRBaW1PbUVyanA5QTFBR0o3ZVdRaDdLaVlYeFBxNUw4YjF4NHV2b1d3Ul9JQ0p6X0VQaV8yWGE4SmtKWWMyRm9lUTZfcThJaHpuYkFIOXc9 | Z0FBQUFBQm5teE5RZVlmUnlJTi1rZDZkU0lIb21VR3AwejhweUEwUlc1ODN3NHdkMklQcnBUV3Z3M3hza2E0c3FPbG1IQzY2V0Q4aG1jSVN2VEFZMG9JeW5GLUhoNjJrUWUwcG1pREtaUk04V1BhakhjczQyaHNEWDlRel9ybVhQemtLLWhyTXlwR2tncGw5MDJ0MThsNWl6dktOYzh1cUdMcnd5M3hjUUxCeTU5d1A1S09IOHZyMUhOZ3dHdjB0VHpVQTNXY085bTM1 | |
With the incoming tariffs tomorrow what are some of the Canadian companies that will eventually take a massive hit? The auto sector in Ontario comes to mind. The oil and gas sector in Alberta is tricky to me since 90% of it is owned by USA, not sure how that will play out. Anyone have some ideas? | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-19 | Z0FBQUFBQm5teE5Qb3ZKblVvaDY3RHByQ1dGQ1FRcENPRmYxVGViSVpBRnF4azk1LV9LaXZha3BhSEozZ1hzZXFUcEhrQUR1Mm00ZnczeWNwQllQZUk2dGZCaF9CU3dYU3c9PQ== | Z0FBQUFBQm5teE5RTnVnNW9fUmd3bGJxV1V5elJ2UVc1akpKNHNrYmZuTXp1S1JzVWZHNjJqTEZTZHdPai1reVRrV1Q3ZDN2U1Q5T3J4cUZrcGxYdU5BUFBONV85eEs0Znc2b3pHYy0yZXpfVzZwOTllNVdfUlpWY2NCV1BScFQ1dWFmRlV1eU16Wmh1VENPQ0ctYXJ0OGJwSkJRVzJDMnlrN0VVWURmenFCZ2NvLXMycnpzZERVTGdpb1IxUGlwc0xnZkFSME9IbGd3 |
It was doing ok until trump coin launched, now everyone is liquidating to get in on that | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-19 | Z0FBQUFBQm5teE5Qa0UzVVZZQkh6dktNSlU1dFlvV1lEOXpNMHM2MWdWRUVRbU9Uek1KcHNhcHdPVjBWMGh5S09mUEphU01sRjdxRHV6TEp5MDN2ZzBiRFloSXVlT2hJR2c9PQ== | Z0FBQUFBQm5teE5RdWpEOUI4a2lBdEFQYk5mMXY1aUFpVENDa0NRWGZZU2N0S3VLNFN2NEpZdE5FbVpheFJVREJjbkNKbVB0bHZsdnRWR3luVDhJUGx2MmJJWDRJYVBRMVBNZk9mR0VnNmdGYUpacTl3RG9KS09aRVVpLU9taTN4R0FQeXFlcmk1UUNUZ2pvNmlFSzRMS0wwNjA3TkRnbFNqSnNxY3RpQUp5YkQyVEpkUE9uWmE5Q0NiOVhKVWd4MHdZQXR0Y09uVVFNTlVfcUhrVVJJWmVpc3FyM1MtYWU1dz09 |
As a retiring lifetime investor in ETFs and mutual funds, I want to add some stability to my portfolio. For me, that means adding bonds (probably to get to a 70/30 ratio). The learning curve is steep for me. How would you recommend getting into bonds?
I’m at the “Why keep winning when you’ve already won” stage. I want to reserve some money to use for income to reduce sequence of returns risk. I assume this means bonds or treasuries. I have passing knowledge of BND and TIPS, but that’s about it.
| r/retirement | post | r/retirement | 2025-01-19 | Z0FBQUFBQm5teE5QUmtaN2ZRX3VSSmNKcFJFVE9vS1FYSThZOVhmLXpmcHVaZ0piYm9heUlNcl9CeFJqaDFlaXJWbTF1Tk9lbkRPeld4R05rU29rbVFNcTBtSkFyZHBuT1E9PQ== | Z0FBQUFBQm5teE5RYmRQdVdTbkpxLWVfOEtXaGM5MFhOd0lCUDk3a1ZqNGJsOExkSDhDZmxBZXhxRkN1Ml9NdDVIdWVQcWpLNTRrYW1FRVNlQkIwQ1JsTVNKbDZIdGk2SzYyOWdnZzNLMjJCbFNaWGNSRkZQZFg0b2JCRnA1M0Q0VHdjdnIzcXhKVGpIanZRd3d4UTgwbnlJa01YdEV1eHlDN1hvcEhDVTUtWGhwcHE4eGxJYlpkMHFJRUpUZ2N2dUNOYVBab3NjbGxo |
Ignoring that it goes down occasionally, any demand completely breaks the functionality.
How does anyone have any confidence that this is revolutionary in crypto? | r/solana | post | r/solana | 2025-01-19 | Z0FBQUFBQm5teE5Qal9tZjNIU283ajVGellZZjlWOGZIbmNNbGZwamJ3VldxYXc0Vm1pVGxIVHFqa3ZpeHhLT243Tmd6ZjhfM1lOUEY1RW1Sc1dQckRPR3Q2VlNIczNxSFE9PQ== | Z0FBQUFBQm5teE5RQnhCaWw5WkVfMWNkRlpBdDJYY25ON2lRbFpxZEZXZ0gtdmpLWmY5ZTBDUGdBR2FJOW1fZzM0bnpOaGVaV0FTVXcxUDQ5eDdiejdvZml3eEFFdGt3MHVGSUdjWURtbGRxSnBsTEFvRUc1M24tamM5Q2hhTzZIMUdzc2NmQ1hhb2pSeXFQZHQ3NXY5NDN2T3ROXzVxcE5YeHFQeDUtbzctYXpCZGEtdldJU200PQ== |
Any idea?
I know Trump is super hot. I have already set the range to 20% max and the price is increasing, but still getting this message stopping me from selling any. | r/solana | post | r/solana | 2025-01-19 | Z0FBQUFBQm5teE5QNzk0Ny1CS2dfTHA3TWhGTlpibUYxMjBEZDRoVTFKRUpmZ042dHQzMG1fTDl2ZEZfQk5yRjVXLUVXdF9tcGR6dEc0Z1RxUWVCVXh3YW56Rk9TNVoydEJKam1abUUxRE9IWFoxZ1pRcEhrcXM9 | Z0FBQUFBQm5teE5RenhncU9tTTZNbC1VbkZtcjc1WUFsQ3U2RUpubDRwc20xc3B5dGxJeDhjR3JuaTFiakpIeVJ0Zm1Rb21OcXdBMnlWeEpvR2RBOW13UGlVazcyX2VUUjZhTkVMZV9qWXd5UzFwMEdYQnZ5Y09Zcmd3cXh0OVV1Y1lVWFRZR2NFNmR0TGMzSUthWFdJRkdYY3c4UVdPRmEyb0lpb2pSb3UzM2FYVUV0RktDX1ZUT3Y0OUo3WHZNdGlQdWpQZkNWZy1m |
Still waiting on a transfer to go through so I can get the small amount of money I put into this Presidential rug pull out. Haven’t been able to get a single swap or transfer to go through for 2 hours. Not battle tested. | r/solana | post | r/solana | 2025-01-19 | Z0FBQUFBQm5teE5QYnNNRWRMZ1ExX014TGxCbFJBOFVQX21GZ24waTRqMGFPRHM2WWdyX3NtTjR6OUxGOXJMdU55OG9tNHRydUhyaXF2MHFJcFBCdnRCbnh5eVpjU0c4Q3c9PQ== | Z0FBQUFBQm5teE5RYVBDeGc5X2tYMlI2WXk1NDlIS0FZenNHU19HNDZiLWFzSEhxUkhJYzAyd0JJaXF4TGFkMGFNZjUxRFh1T29yaHBaWUduaGNzLXFKUmdhako4QXN0NlpQVk5leGs5Wm1EeDZMenlZR19JUGdTMDVfeVN1SjZKZk5pTGowd0p6cE41ZFpqb1MxU3Y4TzR5V2FrVS1xLWJQb0hXMjNYcmQ3NnNPYTNwdk51MG5venlUTm9UNUE4eENSWmVOVnh4MW41NDlSbkxkRWtMbmM3dUxNaFJfVDhmZz09 |
How are people buying melania coin??? Not matter what I do on phantom wallet I can’t buy, it’s too slow, probably too much traffic, I’ve tried using Jupiter, dex scanner and the other one but still no luck, how are people actuallly managing to buy?? | r/solana | post | r/solana | 2025-01-19 | Z0FBQUFBQm5teE5QUmp3eHZCQ211eUU0V2VpaHBsOWpLZC1iR1RaMmhzaTF1U0hTZ1ExWUIydHpMMl95aUpMRzdHUVJhbjQ2WVlOejFjR0ZfSG93V2xlMndod1pOc2hONFE9PQ== | Z0FBQUFBQm5teE5RMmhoVDItQ2kxMUFmc2hvQmVWaURoeWtzUWdsa3M1UndWb3ZzX1FnN0hrRm5ueUtuUENvdEE1VjRRYWhKaEJPTVVlWnd5UThEUVB3U3ViXy1ZMkI5UFR6Z2hqXzdONE5vS0p1MUU3cDMtZW4tR3BNbGo1M3NrVk1ScnRHSFZYNTNBSnZzRkNFTDVQU1lHUEh1VTIxX3QtZGZXMDI0Y1RVbkJ3TjdIT184UXNuUm56enNYbmFqZVNCX1Y3dnRUdjdi |
I bought about 25$ of $TRUMP with my sol and then the transaction was taking forever so I just clicked close and then the money was gone from my account. What happened? My receive address is BKeKsDZ9JGDerfd5B4uecHcztSAXbxUeQtrQnz42ETV4
I don’t really care about the money but I just wanna know why it disappeared
Also I’m using phantom wallet | r/solana | post | r/solana | 2025-01-19 | Z0FBQUFBQm5teE5QM0NCOWw4dVl0V3dseF9vN3hEdmlDYnZXYjlNLVVuMjE5ekQ1WmhVY25PbTBCTnVMZ1hyUW93Q3ZfVndSZmpncU1lejJNaC1IM2l0QWlkdGZaZGVwX3c9PQ== | Z0FBQUFBQm5teE5ROFZtOW5Oc3dGa2VGTkJzZy1kUVJFaVhQMTBlalNhOHBSVkxicXdOMEc4dTVJU25RdGsxRW51SzQzaktzVllsTkxFRnRRREVfOFBEZHQxN2NMNmJxSnQzLXduS192eGZnYnZIejNrLXJDQkdPR1dDQnBublRrRERJekgtUnczby1ibHpveXZyWmh1RzdYcnRCTDlWS0NiLVhCQkpnVDhPQlpQWjZybk1jeG8wbWVLZWFZbjZPRE9kMkNsVTQwSzNoX3F6NDN6UnFPTWNqOGxQMnF6ZGhrQT09 |
most people fail because they think this is get rich quick. No. you need to understand that this is actual business and you need to have strict rules and follow them, journal,analyze,backtest,learn from your mistakes and I promise you’ll turn profitable, i would love to see success rate of people who are disciplined and follow all rules because i think current statistic which says 97% traders lose money is innacurate because most of these people do not take it seriously and just press buy or sell and pray that they make money, anyone agrees with me? | r/daytrading | post | r/Daytrading | 2025-01-19 | Z0FBQUFBQm5teE5QMHJtQV9LX3ZtWTZ5bTlFUVhQb3ZSdlZCNFdDQmh5amRmU19BeEpiUlBQa3VzS2pCd1FGb1B3RW9sOHMweXdwMU04VU81QkdmQnV5WFdKWV9oSGU1bGc9PQ== | Z0FBQUFBQm5teE5Rc3VJY2VvWlNjU3BFLTA3RHpkM1JYbHUwcWROcVRnM2RUUWo5bEk2QzhzLURkbVJPd3F2bFBKTEdoOTgzV3c5a2c5Wm9XaENHd3VJaTlLdDVEUTR5dGwxYnhFRFpGajZ5cGMtQVhhTmVlX1VtNEJaQ0ZPMERPaVNaVmpjZGx2eHg3U29oUXZJclg1djh2SngxWUZUT1F2ZWtqRVlEa0xYQUhOVDg2b0tvTUtGMWFHdlFxTjk4RllhSnZpN1NfRzIwaGdGcWE1VWZBYUFJT004bVFmUzhzQT09 |
- super fast so its good in more volatile spaces
- channels are seamless for processing data in real time
- good for deploying algo on a server
- process data concurrently
what do you all think | r/algotrading | post | r/algotrading | 2025-01-19 | Z0FBQUFBQm5teE5QanAyVzZkdWc2d1ZwWXdJa2R6Z3F2R29LMDFHYXNtUmtWX1REV3JEbWg1a1dvNDI4YWNESlcxWm9VZ0U1X2Z2SFd6dlNNNUNSeWVEWFZrUjMtS25JNHc9PQ== | Z0FBQUFBQm5teE5RT0t1RFR5dTBDX0lyWjFEUWRoZ0lYMFJFN0pRTTRWT3FVbWVKdGtOR1hDWUxzeGFacG51VXBNVVZtei1BOXRNdGllU2NRSzRjSVhncjRud3pjNVBkdzkxbDhrLWRhZGFwTnBDSVNsS3FtWlpWOFNJSEtPcS1neGNRcG5WLWxIYk5RcHJWRnBSUW5SMzRLbzFGTklUTlBaOGdFR1hvb2tFTS1uWXJpVkhERk1jPQ== |
Hi all,
I am posting here to get the collective wisdom of this community on the subject of credit cards.
I am 66 years old and retired last year at age 65, although that was not of my own choosing. I am not going to share more details on that since it will turn into a rant and distract from the main question I wish to ask in this post.
Before I was laid off from my job, I had been working continuously since I was 22. Over the course of that 43 years, I built up a strong credit history and when my working career came to an end, I had a total of 5 open cards with a total available credit balance totaling around $125,000.
Now that I am retired, I am not sure what to do with these cards. I have one card that I use for most day-to-day purchases, and I have been paying the balance off every month so I don’t accrue any interest changes. I have been keeping two other cards active by using them occasionally, such as to pay for a meal out or travel expenses. I again, pay these off each month. The remaining cards are almost never used if at all.
My retirement income is much less than what I was earning when I was working, and so when banks or the credit card companies ask me to update my income, I just ignore them. I have an excellent credit score, and I know that credit score plays a role in things such as insurance costs. Part of me wants to get rid of some of these cards to simplify my life, but I know that closing out some will reduce the amount of my available credit, and could negatively impact my credit score.
I would be interested in hearing what other retired folks do on this topic. Anyone have a similar situation that they can share some wisdom on what the best strategy should be? | r/retirement | post | r/retirement | 2025-01-19 | Z0FBQUFBQm5teE5QODFmUEFBOHc4bHNldU5kYmRFRDQ0UzdlXzdzUlNqQUtnd3pjdmNqNUlQZXhwNGRuNVp3VmR1emk5V0IwU2Foa25EUzZfWXN5VmRCTURJUmFncnlnRGNaaERRXzFnUjE3U0tkQlIwS2QxMzg9 | Z0FBQUFBQm5teE5RZTJFN3dZZl93Y1RMNVViXzdQZUNpVnlfcXpsT0pGdFRCOC0taV90TEZUeEF0ODRieTFYbTVxUVplbl9VRV9kYzVCVWNjV0Q5c1ZsOW9xN3JTengwMXg0TWxCUlR3bW5OSUNLeU9fX2V3dW5SZmIzdjBRLTVqc19tSjFxa2lfeVg3VTFvZXlTWW1ObTRwV3Rfak11NXRhSEhSdVI0RGg1WU5CcFRhRFpMOEZCZjZCUGxYTjYzS3lTUzgzbkRoZERDcEpmTGxQYWdUbENpQlFGcDFIV3Q3Zz09 |
Right after BCH. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-19 | Z0FBQUFBQm5teE5QbkFVNlZYXzFJUlotZVdQM3FkN3BGZUNCM1hBTEp0R3phaERRcUVaRDBDUjA3NUNid1VDR191OGFOYnlHOHl4U3BXWWlGT3Y4eHRScnlVem1LSmpSdEE9PQ== | Z0FBQUFBQm5teE5RTDRqeVk3TFJBQjZsUWZSSWdKbkloQTY5Ql92dWRsendhdXpDSGsweEpSUGxjbEM1bzRtclFXdjNwRHJrb21UaFRLY19CLS1QRnRJRVBwdlJhOS1pN05LZlVUbzkwbDhOV29vVFcwNXRXSkFwWlhtbjlFbXdscVZLSERzUnlDa3lUeU12QWZLUUFQSmY4ZHk0RnliRk5PVlVaTnBnOHQxRjFGaGQxaVlpbUo5NTJkczAyUGJ0V1NHcC14QUY4WXdJcjBmTU5Oa0hWamNJUHN0UEc3QUlzZz09 |
Looking to do a little research. I'd like to know the distribution of investable assets in Canada.
For example, I'd like to know what % of Canadians have $100k invested, $200k invested, etc.
Statistics Canada has tables for total assets and broken out by age or gender of quintile, but not a distribution by invested amount.
Any help?
Thanks! | r/canadianinvestor | post | r/CanadianInvestor | 2025-01-19 | Z0FBQUFBQm5teE5QMGhuWkw2NW5ubHp4RkZJdm1xY2p3M2Vyc3JVQzBUbU5GRHJBVW84T3dsU0tMQm0yalVIeWhKWUI2M1NndnNsOE9IaUUzU1FhajFtR1JDREVTNF9pMlE9PQ== | Z0FBQUFBQm5teE5RNjV4RXctWUpRbUxCT1V0VkFqd2Y5NXhWenpBakJhLUVvTEh1UGs3aFlWeEI5c0pHaC11TE1mZGRqX1NySktzbTJ6WFpaM1FraHFQUmJRenFYSDFndEpmeXcxQi1fRXAyZnZJaW42TlVUcWtjUHZBcVgwZUd3eWVOV0pQU1VHNVBZbmhpQjJvUDZkcVYtRUQ5SlRYdUNROF82RE5qUXFGOTl1cGF6YzM1OGs4UlczSWxvOHgwYVpJVUUzOFJSb1NJWXplejM2Sk5LRjNQeHlXUXEyc0tXQT09 |
These meme coins have no utility and are purely for speculation.. they’re almost design entirely for pump and dumps..
I don’t think it’s fair for anybody to get upset with anyone that has pumped and dumped when you’re literally gambling.. it’s like getting upset at a slot machine. This isn’t trading.. even if it wasn’t Trump that dumped it, there would be many holders that made a stack that just dumped.
It was no different with HAWK and it’ll be the same with MELANIA.
Stop wasting your time (and money) on pointless coins and start putting your money into projects you’ve researched and are confident will do well. | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-19 | Z0FBQUFBQm5teE5QSEJtY2RvZjVQMUR2VzU2dkx3RWhYZVZwY0VmYVpSUmxBTEVDX0xGQmRVVXh4cDN1eEZYVXJJdUluWGQ0VHBxWFFYVEdIZnd1RkFia3c5czVUdDJhbnNMYzhERW5aQ1lKdFdoQk5iMW92T3c9 | Z0FBQUFBQm5teE5RZGVMeHlWQVNRNGpZeUM2WDRHYmZkWHhHS203S2FQVmdFUzlyNHdIV1hQUVg2bTVLWVJqOWt0djh3TVV4VTI0cHR1aXVUdVBCbG4zY3A4VjNDUXFQb3ZkMlZ2aFg2LU52SnpidXUtUTAwVkdfX2NIRHFpcWdpb2ZxRmc5aU9Hd1pnS2VaT3Jvd1NaOV9pWkdBMHRtek1HWElFT3RBUWFUb05NTDNnZmN1YmFBMm9rQWpDZVVKM2NZckdUb3hUbnRJUDdadkVkdk5uMWc4bXZEdjR0TUpIdz09 |
When exactly will that be so I can set a reminder?
Would you like to wager on it? | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-19 | Z0FBQUFBQm5teE5QRWI3dEc5SHdUR3lqU3loa1ZQQWdNSmk0UVZYUnB5TW9qMndOQlptU3FTVFY2UWxRLUk4WXFod05MVFNBenAxb1liZEQ1QzZ2Nl9FZjNOdDlmU2JiM2c9PQ== | Z0FBQUFBQm5teE5RSkNpdW91ajRtclFJSG1tRmo4X0U3MzhVcnlFRlpVcm8yUXNzQXRlZ3p6TkY4MTU2aEpPcDZlYUtsQVBDSjhCbF9scDlsVC1ETUZvaEVtRGZsMUtoSjNEVk5fOGFwcjJXLUZGU2FFYTJDVFM0QWdWckE1czNNb3hrZnJaZWd3RnRpcVJTMUZMYmZ2RXdZaU9tRXkwSWdRcnJWeHM4OWtZclNITVA0NlkwSjZ3clpZNV9SVGF1QkdLcTZmVllCamRuYmNDaUJROFNtOUE1LW5WWDJKUlNzUT09 |
Issue: I've tried to swap SOL for $MELANIA several times. Two of those times, SOL left my wallet but $MELANIA was not recieved. For both of these transactions where this happened I've recieved an error on solscan: *Program Error: "Instruction #8 Failed - custom program error: 6001 | Min return not reached"* And it shows the amount I tried to trade for $MELANIA but the SOL I paid is gone and no tokens are in my wallet. | r/solana | post | r/solana | 2025-01-19 | Z0FBQUFBQm5teE5Qalp5RVRhaGFXd2hCTVdHZ1VpLVE4cDRCUlluMmRrUTN4M3RUcGlSaFdjSUlJeUs2MmxYUzQ2czBiTk1HOVF4WENwWW5kXzN3enlNRHYzTEMzWlZEN1E9PQ== | Z0FBQUFBQm5teE5Ra0V2NzU0aVBMUDJtWU5XaGxLOGk4ZEZ5YUVuQllpcDFXVkdScGY3VjBzNS1ZX3I5aFE0SWxGZDhmYlpFNGFCbm5mTW95ZmVZdE5MUlY0Q2ZCTDdtcXk5ZlhQeE5CdkpIWG5NbmVLcVJjSl9HeXBxZE1HbDlmQkhxd2xZSV9zX2lhZVZiRTg1VVk0eGZnZVJFUDRIR1JvVWFzaVFSVHllN3VOZVNiZTB6NHVxVWJ1U2FWMUtDVVJERUJqUUctUEF0cWZIdTRNRDFfLVB0cnBFb2RndkxvUT09 |
The transaction went through with my bank, but my Jupiter wallet shows 0 SOL received. It's been over 10 minutes now. I checked Solscan and the wallet shows 0 activity. How screwed am I? | r/solana | post | r/solana | 2025-01-20 | Z0FBQUFBQm5teE5QQmFpa0duOGdCZXY1Rk9lYUZOWWpyNXhQdjZHWWt5b0JjWFFrZDRnRjdpZ0ZPOEtZb2l6THYwcXBsTWZCUW0zbGZpcmRqcnc4MUdZakN4MlJxalgwQXc9PQ== | Z0FBQUFBQm5teE5RNWlhQXNiUV95N1E0bjVsVFlyeW54cmJGU0xSSG83VU9VdFMwaXliTThTN3VDRzVoeFVaN0RPeVdkQ3BfQ1lMTUNXYXJKbU1tTE9wSUFNM05hRmRRckFZMy1CRWxaNkthYjJpekQ4YW9XTVFxd3BxMEg1VDlKdEhkcWo1VmNCRWtFUE9WdFc3dkNQRVFpclFib253eEIyaktRN0Rlajk1VEpMSUMweS1TcDduZ2hLdWRwRC1Ib2NKY3IydTNjZEli |
Just wondering if it’s just me? | r/solana | post | r/solana | 2025-01-20 | Z0FBQUFBQm5teE5QUFVJclJhLUJnYld2SWJFUzE4aXB1U0R4UmZndUxUUlZKZ2NqOVFiSkgxVWRKWmZNLVdRNjcxLVJjYkduM2YxYlJheEM3U2hZR0swYUNKNU9hako1T0E9PQ== | Z0FBQUFBQm5teE5RU1k0dHBUanNEVG0weGFqRkQ1SmtBVzNjMUlFUjJMSWw5bnRYOXFweXNPc0JRaG1PV0ZWNjFnalZSSnF0WENUQlZxSnJSTmVyc3JDbzFXOTdkOHd3eXZQQzVOXzc2ZUZFWnYzdEFvLTJpRGNiYjlTX2JXVFhNd1JROW1ZWVc0bFJoRG5Jd3lCanBYNUJ2dVlkNlBLbHlmR0pIeWMxZ2diMDNKbzJsQkY0UDcycHNoZ3VOT1dBYU5jNHU1QmZSYUpGY1cwWHhwWEpEeFM5aDZScW9pZ09iQT09 |
Surely will, at some point within next 90 days | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-20 | Z0FBQUFBQm5teE5QMmhxN2QtRmV5enNNdzJFbXNOWU9OVUthZVlkUXp0U2swVTlsc0pTOG5QTFRFSzRLRjBvR0h2TzVYTWlZNy1GUUVuWjBLUDgtbVN4ZnRweEhqNHdPNEE9PQ== | Z0FBQUFBQm5teE5RaFFwRWZ0VU9WMFlOUWN5cVNCVEE2cUxpRll5ZjhtdUxQbkFxbDhIeWowX0lCdTd4blQ2OUJFM0JXMzdWQl9SRjJ6T0lrb0dDa05aRWVUVlFtWFZKWm9wYVczSXBnSEFFZkI5Smt1Mk93ZHQwRlFiM3BFb0ktQVdEcUc3WDlBUWQwb0dVX0YzZDRvYzlZVEVOaDFoVFBCaGxWb2RhcVJvekRSck52Y3VQU1p3TmptZEZmX1RWbU9ZbHhtZHZCX1NTZ0VjNTNyUFR5LTQ5ZmszaXZUSzh3QT09 |
I was stupid enough to buy into it but I only invested less than 500$ . Is it wise to keep it or is it best to pull out now ? | r/cryptomarkets | post | r/CryptoMarkets | 2025-01-20 | Z0FBQUFBQm5teE5QOXpyZFNrYUxWN3NSMGhiSlVwT2xNZHpZV1JQWWNpcHJPaWY0VTRobkpuajI3MHlXcHp4c2dMWDFuNGhzaWVMU3Z6X3hkcUxaZzFOMmtuLXlUV0drMEE9PQ== | Z0FBQUFBQm5teE5RalRGU1RRYnV1OXdia1M2LTNPaXdZemFoRjRKTXlFT1JsTGY0S3BHV0k0QnZUUkh3WnNfdzltQi1DdjlfQV92b2hqOWFnU012azVKbnJlUXRLZkh4NmNud1B1cy04a1QzbkZDbWdJX2FSZE84V3JRbnI3TDM4TFhUQ3plOVd0VnhFLU1hRzZsMEMwQnpUeVFYZEZRWjlKNVc5Y1dVc2M1YVF1eUF1Sl84czF3PQ== |
Curious | r/solana | post | r/solana | 2025-01-20 | Z0FBQUFBQm5teE5QOHNFd3U3MHdIN3MzYS1qbkFZSjdpWnc0Y2dwR1dyRVI4QzNXZzZ0TVY2MzZ6bzZGZ1ZMbmszX1NJY3czTEVRX1hXUXd4bElqR3d4bUZBNmt4bXZnWFE9PQ== | Z0FBQUFBQm5teE5RaG9fQWctRlRhSUdZblJmNDRSUjhWcFFoWk5xbmtQVWw0YzlXbHVNVDlHaF9BWlRvTTJHTnItQnJnWWw5VE1LdWFsR3JNaFVMbktrZXBFZWc1ODZnWGNvUTVLUE5nd09OdURkenhMNzUwOFBJRHNrdkFUaUVBaXFsekEtTlItenp3UFdJajdUSzdLOXdwTXk5clJpV1hUTEloSVlkRXYtWXItZmdSa2RtMFZlQ3U4aU5yNHpYa29tZ21MYU11U0ho |
No, take my word. Within soon | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-20 | Z0FBQUFBQm5teE5QbElxYWlfYnhQaDlaRUhZNkZJYkhyb0xLTmNkYW8zR1NRMy1FQWQ5UUlCczhUamxkc0pKQlNNUEZuYVRxdnhnVTRDWXBFYm5fdXZLd2ptQTdBaGVRZkFyUDBGWUtaQ3ZPaVYtSW1TbDRtSU09 | Z0FBQUFBQm5teE5RUGhfczJPWVZhNWhBRmkzdjhGNDk4blRFNGdaZ2dOTm84S0RvdlZlWm92M1JGZUszYVNqY1RLNEFTX2xwSEdvYU8yakRSTUgzaTNoU2gwaVdCdllCN0Y2cFZGVXJ6SXJoaUk4MDFYal9LdDUtRzlXcElyOTJCRG9DV3BKTFBXdmpyUTlFaExVMFI0SU5paVJfblRhdEJHQkpuX1ljRWVQWktrMFNYWmxtck1ld3cwQ3ZPcEc4WUxkYy1CQkduSEtZN25abkVHOUlGRWl2WGNWVDVPMzZZUT09 |
For anyone trying to swap $SOL on Jupiter exchange and wondering WHY their $SOL is disappearing after failed transactions, here is your answer. I’m new to Solana swaps but I’ve never heard of being charged fees for failed transactions. It also clearly cannot handle the congestion and volume.
| r/solana | post | r/solana | 2025-01-20 | Z0FBQUFBQm5teE5QWDdMQnhDZ0o4bnNCZkhhQjR2TU05UU5qZjBXQjZicFB6NFRxUGowS3h5RjBUUlV0YUs0YTFqd1lvcHltYVEyN1N0Uk1oaUw1dEFhNUVTMUpxaldmaXc9PQ== | Z0FBQUFBQm5teE5RRHpuZ1dzbERmb21KUGUxeU9yOVNTWEJJMHpFamFQRXNIc25IcEFCMENZdEV0OE5uVFhfZS1wZVpxVnpqb2ZnTGN5NmYtZkNxMWtUdHNwUXFCNWxaX3oyX3lpeGYybm5zbEd0eVA5bFBOQU1MNHNPZmhsVlNBcmRpMTAxdjRjMjgyejR6MkFJMjJDNm1fbnZfVGxVblRHakFSRDRPTjhJRlNqenQyNWI0R1FJPQ== |
It seems like every single channel gets jammed up ONLY when trying to send a significant amount of money.
Tried to send 1000 USDC to Trust wallet AND Solflare, and both were rejected.
I was simply trying to buy a little of the Melainia meme coin, but I guess all of the channels are jammed up, or intentionally being blocked.
This is a coordinated effort, and Kraken is also not allowing me to send a significant amount of USDC to any of my SOL wallets
Edit: Ah….the Reddit community, where people come to project their own character defects, and worst personality traits on other people.
Some of you people are incredibly juvenile, naïve, and mentally deficient. | r/solana | post | r/solana | 2025-01-20 | Z0FBQUFBQm5teE5QVUk0b2lhNHlPQUZ5MGhsWVVGQkRiQUhTRkdHNXh0Q2tCamVtTWJwQmRDZEdBci0xbkt5X1MwR3JPZ2x2Y1BETEFZeHZKUGdPTHdHNUxOZzFWaVpmSGc9PQ== | Z0FBQUFBQm5teE5RVGg1SURtOUlZSExPMUktZThrT3RHMUgtLXRTM1pfY3RROE9pUEk4aXZ4NTd2d2hSaGd5dDNOOWxZVUlCRmZrNEMwYms2bWZia0FWSUNLSzBMbUpsaXZnSTlqblFMRXpyOXdRNjVVRm9nZkk0UnB0R0tOUlh3WHFpXy1ySXFFSGtKdHJRNDVRZ3p3b2xmbVdqX3F2dmpvTnVCX3FZeC02clZqQ191dkFxeVZPM2k1aFdGbEc3UlduUHJxQl8yWFdX |
I’ve been waiting on a SOL transfer for over 5 hours I’ve been trying to buy the dip | r/solana | post | r/solana | 2025-01-20 | Z0FBQUFBQm5teE5Qc2xvWUk5enNZOERMTjRrOWoxUE9xekdPN0NDcXJOWUhweXU1MGJpY2pjOVl5NEU5blJXeTMwVHR6c3FlQ0RYQlMyR2xvQjFNSldsMTNBbEJDWGlpbFE9PQ== | Z0FBQUFBQm5teE5RX1BYMGxCSTk5ejg5b2ZBTk5oaGJQT0pPeVhCN1I1d3g2dWVmSTdzZmVpNTRCN0dIbHlScWtMcE9Eako1MFlydndxUzJwMktMajZ1ekxrMVJ4VVBkd1QzQW5kdmYtZ2NhM0dhRHY4dlY4UHdvRzFhVXliVHdsck9ma1kwcHZSQjFZZUF5VEU5My11dXNXTzNfUGNyTDZsaFV6ZDFkTXNocFZYRTNCQ2ZYRjFTN0IyN01IRllCWldvNE5NYk93RW9P |
What’s “within soon”? This week, this month? This decade? | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-20 | Z0FBQUFBQm5teE5QcXYyaDctQzdobXRIUEFtV0xPeXVtVVBlVEhlTnFoQllnZU5xZXFwYjBUdEEzN3hKakh5OUpOWDZWeXZVZnVsMjRNYmE1ZkR4UGNTYl9rZTNGbzdRRGc9PQ== | Z0FBQUFBQm5teE5RdjJ1aEpkNjRKR3U0V3BQM3B6TTJlTFFEQ3BwTWhYNmcwa1FraVpzR21MRlRjTmE4SjhCQ3dXVFhPLUdFcXh5eXFQWk1nRnB5VzlySnVNYXNZM09pLUhjSVptY2x6cjVkX211MERqS1BnMHBVeHctV25jZnM3UGgwT0tYYk9CSmQ0OEozdEk2N0FieDJWSnVLa0kyaC03dUlScktEZ1djOWwtbVFkelVlbVEzTzNuUHp4dlB4enNCUXlWdmlnRDkyZU1mMHFyR0dEU0h5bUZIYUhodE54dz09 |
Me and my brother are running an ecom business and some of the money that we earn, we use it to buy BTC and keep them on his wallet. I trusted him, obviously, he is my brother.. we live in the same house.. what could go wrong, right?
I told him to send $1,100 worth of BTC to a guy that does stuff for our business for a year already. We always pay him in BTC. He said OK and that he will send. The guy messages me and tells me that he hasn't received the payment. I immediately called my brother and asked what's going on, he said "Ok, I forgot, I will send it now".
I came home and asked him to open the wallet to see the balance because the guy didn't receive the payment but my brother told me he sent it. I also haven't checked the wallet in 2 months. What did I see? I saw a balance of 0 BTC, $0 worth of BTC. We had just above 0.3 BTC. I asked him "Where is the BTC? Why is the wallet empty?". He told me that he gambled all of it on Stake and he was afraid to tell me so he just thought I would never check the wallet and I will never find out. He showed me that he gambled every single bit of it.. (over $25,000 deposited to his Stake account)... he felt really bad but tried to make it funny and laughed...
I punched him, left the room and I am never speaking to him again. I am done. How can your own brother do this to you? What is wrong with people? How can you trust someone?
| r/bitcoin | post | r/Bitcoin | 2025-01-20 | Z0FBQUFBQm5teE5QQlZHYzMtVk12RDlpR0hMT1hfYklVZGl5N1hlTHppM0xiSFhnekhEQlF1SDVvbUdzM294N1lham0xYzNfZnFLUnFjZTZxX3pnVVJDdjN3WnYyQnFIdkE9PQ== | Z0FBQUFBQm5teE5RTTJ4cmFKMWw3UDFURllVZks0OEtWbUhTeDg1enhpR3RwQld2LXY2YWE5WEdSdkZxYUx3SVJwWGtYRjVfZVd4ektKNEpMRnpjSkUtVUpKbXFlbS0yMjBTWDV2UEp5QlhGdC1hRnFHOWRUa3pjb1lYYThDVU5KV2FFSl93bUVsekFScFhHbWtHTGViRUJoUjVPZEZkbDFBN2F0Rm5yalhxYmRwVVFqYkszcDFURnpiYVdrRUlLdUtpRnJSOUZRZlVPdWZxQVA4YS1OUFY0bF9SVVpyZzV3Zz09 |
I’m good, a good prediction but don’t hold me to an exact timing because I can’t tell the future 🤣
If you like Ethereum Classic, buy and get paid. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-20 | Z0FBQUFBQm5teE5QUk9odDFfcm9jeHlINkstcEFHM3k1SmVEWW4tNEIwbjNEcUZjR2NwLTN0NWc0SXdzcTkzR3VDcmRkaDJFa3AxZXU1czVMQjZMVGNSSFBxQWNsQ2xhV3laeE5GMVBWQ3lzOFFtUVJJZWRPUGc9 | Z0FBQUFBQm5teE5RLUtRQzJaT1NsRzV0a212OEZSc2ZYSE43bmY2SFFhaEJ6QjlTSUZsZXlWSHVDZFJwbjdLVmhESjk2RUYzaFhXY1Q2WmJKTXFYb1FBVTVjZEhpbmtFVTA4UEtBTXprWWNLZXBtRDdkeGxrQ3ZfbUFGMjljTlZvWmlBTk9VYjY1TEdTdWVDc3VIc1I3Zkg3NVBjcHc2NkV5cGFxZDhaRWpqRHVKaTc5MG50U1E0YjZSU043a0JQcG1ra09pVlBrbnV4anJyQ2c5aDJDcGZQM20wLTZrejhyZz09 |
holy fucking shit I can’t buy anything . It’s either this or THIS. Jfc | r/solana | post | r/solana | 2025-01-20 | Z0FBQUFBQm5teE5QTXFiTlZrY2hSMHhNQjV3QWp4WER4T1JpRU1rSERuRWNSa0pJU0RhbV9tQjZsTGJvNmRqWU9VMEVYbWp1MGVXM3o1R19YOEJYX2RmZXJUbGJGN3NRWUE9PQ== | Z0FBQUFBQm5teE5RY1pJVU9RaVA5d3JtMHdzRjNaNVVDVDU3UEV6ejFLYnB2LU1oTVhnamZLeERlQ1habkJwX2J5SDI2bVR2Q0VOYXA0RUNvNjVwcDlvaHBlU2ppUFNXZ3ZldzFzdTQyN1ZqOXFwY3FuenJ3bVlUMVBUQm5HZ0ZjRHZxcmJseTIzNEVHNXhHV3o1RzVzdXVpdy1jNWFWZWtfNUtJQnBFQnJVMnB2Q3dBYWp1TWJ3ZmdDeXh5cGRVTnR1V1lBVkdLQlc4 |
Solana breaks every time the load is heavy.
Ethereum just works and the total speed of the ecosystem will raise to 1000 TPS in 2 months thanks to the Pectra upgrade (versus Solana's limit of 700 real TPS), while SOL holders will be getting dumped on millions of newly created SOL by Venture Capitalists. | r/solana | post | r/solana | 2025-01-20 | Z0FBQUFBQm5teE5QWWlzZmF3LW4xRUxkMmtIRW5rQ3M2WFEwT1MtZzQyb3lsSmdwN25jLXNyelVqa0k4bzZlMHJIRER2czladFNLTjgzUGtiSmxQOGZCQ0dSSEVYNnBaSUE9PQ== | Z0FBQUFBQm5teE5RQmd4dnktVzVIMDE1WDlEUUs4OEV0QUZJNlVRbDYxMi1jSFluRzJzUmQ0Q05DRS1XOFZKYy1oU2xRcmlzMFZBYklNS2tBM2EtSklPVmx2TUp3dnZ6THBYZVoyYTgwSElfZUVNYUJ6bFU1RGg2NzU3Tk9BNnA3S182RGMxRWxUcnNlei16b1hTWTlyMEJhdEJVQTZCVGJMQkdJNTlERjA3UDVQUDA5Y0l6Y1dCd2JhbXJqOVlSN1Y1RXJ4TzRiSHA0 |
I the remember the day it went crazy and hit 172$ | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-20 | Z0FBQUFBQm5teE5QUkZuaGROcS1ScGxHNHFucGFTc2NIRGZtZ19TaU84WDNmLTJ3Si1ib1ZQQkthM1AwNEp6aVN3Z3VGbENEQWtISjlLRTdWRTRRQUt6bG9DbzNMZEJ6emc9PQ== | Z0FBQUFBQm5teE5RMkFGZlVrYWZ5bDNucU9Pd0Q0dGpBOG9tTklIRGhSelJrOE1IWlV5SEQwcjhXS2NpUVlzV2s4cklaTXRhTWFockQwUklyMV9zZG9iQ0xDNGwxbGJiQjlhY3kyWGxiRXJEdVFISkJsWXlzM1d1OTZfR1l6cnZLOWJFYVVMa3IwRzE1eUN2NUJFTnU2NnFWNGNZTDd4aHo5UjBqM0NpMERBUVJlMngwMk9Pcm4xZG8tVk5zNTBQbExfVExYQmRoTFdnaGR5M3JiWUVTdkl5ekxSZWtFMXdDUT09 |
Soon we will be there. I surely was there for the first time but not with all the Ethereum Classic I wish I had. This time will be different. | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-20 | Z0FBQUFBQm5teE5QUExyd0R4Sk4tM0JIZmI2bnBsaFRaUUJhUjhnS0Vwd0swYkh2MzBsOHFGNk5HM1hZVmZQVm01QVNHN21kaUowa2xYbnFMY05EWVF0Y09FcGJVTzBsTzhIQWdGSFIxaklYSEV2dHdDdy1hVFE9 | Z0FBQUFBQm5teE5RQThubzlFdmZ3cUZrRE5IcnRwbXIxREE0U3ZCTGNmYThwcmpVLV82NFJFM2FFdUwwS1RNamdWLUp5T0V1aEZmaG5uV2hJUmhNeEFYeUxvamJDMW9MbVRYMUc0bVQyNHFiNVRzSjJXUzhvZERPNUl6ZjI2dXFDaTJuR1M4OUs0Zi1UTjgyZTI3X1RBazFuMlZ2SlpRVmNXZXUyOHRjdFpaSVF1UE55OHNqSUhnTlhqbW9VOUxZQzF1UW5PUGNWQ2lDSk95RWFheWJsZkRfd04wc28tS056QT09 |
I'm interested in Mexican, Indian, European, South American, Japanese, and Asian markets. Ideally as much history as possible.
Has anyone had success finding this type of data? | r/algotrading | post | r/algotrading | 2025-01-20 | Z0FBQUFBQm5teE5QVmV2YnRuSUVQZnNkMV9tby1keWlYU3l4X0c5S1RCSDJSZGhOSnNwMUtDT3FiMThRTGJoNmdHd21qQ1RlZWtpci1KYzdkQXdPWXJaZmN6Z2hVb2lBN3RQRnlCMFBCa2JucHVpYWF0bWdoRjA9 | Z0FBQUFBQm5teE5RSWNDbXBQMGlHZkdYYlM2WVlyVWFWejRGaHk1al85NVRST2ZPejJ0Y0pwZG9FUnVLOWhOakhUQ3Y3QVpIbFd0bDFGSXdnU1Y5Mk1MSjlnMmdnWXZYOG45T0FaaVlXck1DNzkwbzRsLThZenRTaktZUEF3aG1YcGw5Rjd5RHVYeVdiS0FYOTY3ZE1Cclh6c1d3VGIyX2haS3h1WllXU3c2aG9KNFYzSFExb2wwcEROdk5ndUhoVzlOdjBSLTRlWnJ0ODEwaVNXZFk0RVZLb01xVHZyU0VBdz09 |
What did you expect was going to happen when the biggest grifter to ever be a president wins and says he’s pro crypto?
I’ll tell you what to expect:
All directives on crypto will go to his and his friends best interest.
Liquidity will be sucked from the market because he doesn’t accept crypto in any of his hotels.
You all will continue to be exit liquidity for someone who says the art of the deal is to say one thing before coming to the table with another proposal.
Crypto and blockchain technology was supposed to be a way to get away from the establishment. Now everyone is just giving the establishment and government more money in a chance to make 2x.
Pathetic | r/cryptocurrency | post | r/CryptoCurrency | 2025-01-20 | Z0FBQUFBQm5teE5QWWRXZUxlX3NTckNmRmpxOGpveEw1amQwZjJuQXBZTnhLUTNVbVU2RktmaExWaVZURmFKWjdkSGRqV0RwTHB5Y2k3WkFOaWZvODNiVFpxRG5uY01oV1E9PQ== | Z0FBQUFBQm5teE5RRFc0T2JyTlktREVIZkhDYjExNU0tN2EzVW1DaktLQS04V3UtUVNDWGI3YVU1N2Qwd19ISUsxbUhtdjlGRGlTU05yTEpSSHhhaVZuODJxTXJpalZHT05oZ0dlbDdJaVFJcjVDQW4xX24xdW8xSWpuXzhvRm9veHVsQURMTjY1MDNlVE1SZkVsUEVYN3YycjNMampLWUJ0M3hxLXBQMnRCODNhRERqeHdPcFZMTXpsdzdIaDN6NGpYYldMQlBWXy1f |
Polkadot should just unleash a memecoin launchpad like give it a short name like sway or something just to show it can handle the heat. Im suprised non of the coins have come out and offered an altenative to solana shortcomings
Apparently dot can, why isnt it coming forward? Give that marketing money to promote an alternative to pumpfun, gavin should grab the opportunity here and lock it in, seems the devs are sleeping on this matter. We have the tech but decide to stay in the background, come forward bruh show what we have instead of being quit | r/polkadot | post | r/Polkadot | 2025-01-20 | Z0FBQUFBQm5teE5QYWxMXzBpNTA2b2VwLVZuMTJyMDQ5SmoyYktuM2RHb016QjNHNlgxTmNGd3hVa3FMSE9sd3prUUhsRFo1OVFzOUd3VW1Ud0RMRXZyMURQXzNqOFVwN0E9PQ== | Z0FBQUFBQm5teE5Rdjl6QV81TXk4eC1YMVVKOVhjQzE5XzJWNFJaQ0p2aVBjTjk0N0NiOE1Ec2ZBRWw3WXdmY1VYTUFoeVVzbHhPWmdQTVczZzlaRXJ2SWxkRHFLVGFsRTE4eG1ZQXBOMVNhbHFJUjhTMWJhUk5SQzMyb19FUU1mS216RkVwSTVQU1g5YTBKYmI0QWhzNkFhbEZYMkVLc3VCbWJYWmdQclRWSUswb1JlTlBOTWgxQ3lNRkFJd0d1WU04VzRSSS1wV3dIanFnOV9aMVNwbnRxXzc3cDd5NFFCZz09 |
Been waiting over 6 hours for my Coinbase withdrawal to go through. At first estimated about 3 hours, it’s been double that already | r/solana | post | r/solana | 2025-01-20 | Z0FBQUFBQm5teE5QX1Yyck8zQ2JudHJUX2VHeGowc1R5emRBTkJfb3RiNGJMR2FLWHZDdy1XTHZHbURza1VValVteHVqN1psOHlaMlJjZVVtT0R5bDN0MERJQU5PbGpHY3c9PQ== | Z0FBQUFBQm5teE5RR2RLcUg2blVMVklIU0o5b0RDaGdmRkE2aGlxZUprZlJyWFdXd0ZGU3hIeDk0ZmhmbDJHUmRhWUpRWUU4eTlSWE5xOEk0SGlfRUgxc2RjZVZ2RjlqWUU0UkdMNmI4ZTk0Zjg2WHF0ajZwZU85Ujhaa1pyRndzWGNXX245cnp5R2wxTERHc1NDVjM2V180TmV4aW01alJReVZRZU9zdTYtTUZTS1lvaGdKMjdzdjZRNzRvcW9vcDVXbWJWVWs3U1Vs |
I was watching a video on baby boomer regrets. One of the regrets was not taking care of their health.
We were fortunate in that we don't have any chronic illnesses which I believe is in part due to working with healthcare practitioners and taking quality supplements. I was athletic when I was younger but stopped most exercising after I started having kids. I still do things like mow the lawn, chop wood, and clear the snow from my driveway, but don't exercise regularly.
Now that you are retired or close to retirement, do you wish you spent more time on your health? | r/retirement | post | r/retirement | 2025-01-20 | Z0FBQUFBQm5teE5QUk5seHRKQkU3dXVIZFlDQ1h2Zk9KbW11V2kwUlpYZk1pX2JlemhRUDcwSkxJNE5nbUlhOUdyOU42ak00bTluN3JyS2JGQXkwUnhuZVhDdDRkSjluQ0E9PQ== | Z0FBQUFBQm5teE5RWERDS3BueUVNSG11OWRIdkVraWhWVE5wUXBRcGg2ZmxIY1VjVHdwNGpmamoxNzgtVGZPSzNuMF9pamQ4Q3FLcGVWaXVSYkZQaG9KT1o2eTExUTNSN2F2akczVDhROUl3QUVMSF9lMjFZWkxoc285VVZFbXRRWXFzZTlXTTZudjZlb204R1NoZDFHTHhidGJ6aExZMC1PRUY5WjZFRV81MFl1Z1Z4ZWNsUlBmalZEOGZ2QVNHTEQxcTEyZVk3b095UjAxS19rR2JadzVnOGd1Njk5emNCZz09 |
And they’ll get rug pulled. Con man gonna con | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-20 | Z0FBQUFBQm5teE5QUGI1NDFULTNFOU00UkNtUW8tT0RlRUx0UzY1eWdFN01ySFU0bDBKNEROTFF3ZGY0TmR1R1pYcFBSR0NTMFo0RVRCcnQ4MXJvZ1JhWUVIZzItM3lMVEE9PQ== | Z0FBQUFBQm5teE5RLWhRczdhdUdnVEZXXzZWbjR2Yzh5N0RkV3I3MVpFREs0RHFqakV1Z1J0VmRreWhXdG94cHBVc0N1aGswQjE0bFhMNXh5NXJLVzNXeEx0S3otNFpKZjRaMmp5a3B3QVdIN0dxR2FULU1GVzRGSmlOU1lNcEdwNGVsMUVzUU9JWk81ejZBQlhyakFoZ0dmSnZoU04tZm4yNF9Hd1M0cldHVVRUZkZfZUo1ZjFtMXZXRUx6Z0hMSURHSTY4enJ1cGhNRVNEVmVObUJud3JlcVVuX1VNOFhRQT09 |
So, here is how this situation happened, I decided to direct my direct deposit into all my retirement and brokerage accounts and only redirect how much money I needed to live off into my actual bank account.
I’ve always been minimalist/anticonsumer and my goal is always keeping my spending between 19k-25k.
I did spend a ton of time at work, working overtime.
I don’t have a budget though I used to budget when I was younger. I found that I often had leftover money so I decided to do my budget “backwards”: Tax-advantaged accounts first, then bills, then brokerage.
I just don’t spend enough outside of groceries to have a line for discretionary spending.
Right now hitting financial goals is more important to me.
I’m just absolutely stunned that I only spent 16k. I ate out a couple times, bought stationary for journaling hobby, bought new outfits, etc.
I don’t feel like I deprived myself.
What are your thoughts on the accidental low spend?
| r/leanfire | post | r/leanfire | 2025-01-20 | Z0FBQUFBQm5teE5QSDJrazkyZXVzX3lWd2NuOWhwaEgzWVBPUDY5T3p5Y0Ryc2FhYWVtVk5Wc1AxbHBBSmJTRDlNUjJsQ1pPck1jTkFGLVhrM0w3WlpZeDNwUnBSR2FtRnc9PQ== | Z0FBQUFBQm5teE5RNjc1YzhvS3lfUDVFT1VfQU03UXFhYmRjTXBWNmFZV01aWklmclBCUDZoaEpFcUppSWVWc0NySXBtU0tIMC1rMjk0aklFTVVXRDYyaERqQjY3NmVrZlpNdm1BOGxyaTNnM2xEVFJ2NmRuMG9uaEFFTG50V0FYaGp5UjNXaDlhVnlhVEh5RGtRYmxTMkVhLTB6V1BGdm96VFE2NFJldXdmdFJHZEt2MGJveTNhSUprSDZtdFV5WkJvYXpYb2dxV1B2TW12X2NtaHJUeUJzWUc1aXN5RDJyUT09 |
As the title says, should I be looking for a better job or have I misunderstood how inflation works?
Using the Bank of Canada's inflation calculator, I determined that my take-home pay in 2019 is almost exactly equivalent to my take-home pay in 2024. Despite earning promotions and 'raises' it seems that with inflation I am exactly where I was in 2019.
Have I understood how inflation applies to wages correctly or am I missing something here? | r/personalfinancecanada | post | r/PersonalFinanceCanada | 2025-01-20 | Z0FBQUFBQm5teE5QdW1JRC1lNlRKME84R3ZqbzJsSDAyMUFkZWlsSy1DVzBwSmpzSWo4Q19pY2d4YlkzS0lGT0tuaGx6eUpxcnQ5VDBzODBTV3BwZ3pJY2tUUlVuQUFhTnc9PQ== | Z0FBQUFBQm5teE5RMVVjLVc0RzZidEZYS0QzdlVOVFVqaFJKZmcyNDlfVlo5RG1tcUlLNVZBREliNEh1VHRZTDNtX1pLSUpQbjR5ZFRDQW1SWWdTSmJFYmlZaklwM2M5M2Nxa01nOEVLS0RQQzMtQkwwY1FkZWQzb1dvWklrWThIa1g5TDdpeWZibmI0a2o3cXBaeC1VbEhYTTF1SUozTzBxYjhJS2YtYlhPb1hManB0THB4enR4cHhCa3pUWFN3NnNOV0pUYlRZOW16UlZYOHREV25Ea0VUTXZ1cW9MWS1rbmRUYzZ6c0h5LUtQUUh5NmhBY1g3ST0= |
I'm writing a technical analysis library with emphasis on speedy calculations. Maybe it could help folks out?
I ran some benchmarks on dummy data:
➡️ EMA over 30,000 candles in 0.18 seconds
➡️ RSI over 30,000 candles done in 0.09 seconds
➡️ SMA over 30,000 candles in 0.14 seconds
➡️ RSI Bulk 100,000 candles in 0.40 seconds
Not sure how fast other libraries are, or what it should be to be fast? (Currently it's single-threaded but I could add multi-treads and SIMD operations, just not sure what wasm supporst yet).
All indicators are iterative, so if you get new live prices or new candles, it doesn't need to do the entire calculation again.
It's built in Rust and compiles to web assembly, so any web-based algos (python, json, js, ts) can calculate without blocking, and without garbage-collection slowdowns.
Is there a need/want for this? Or should it stay a hobby project? What other indicators / pattern detection should I add?
| r/algotrading | post | r/algotrading | 2025-01-20 | Z0FBQUFBQm5teE5QOW1iUnNPcmJxTVByemxUMWdFTWdBNE1TbWtrMXhPZERkNVdSdUNQV21QdEpLUkx3SDEzLWc3clpSU3JETGk5ZjFOcDZGaS1LVlJnYzNxejZnOERDMWc9PQ== | Z0FBQUFBQm5teE5RNHE4Ymw0MEp6bVo5RUJ5ZXF3NzRCaHRja21xSERsNk0wbmFuR21vRlJYUk9WUjh2LWxMTlZyUFJFOTY2QzREYVNBR1plazRFQXpYUGJ3dDI4amxwZmZfYWJDUUxaSFNrSnY3RS1LdzFnSUdhaktsOHUwVDJiaGVzU1BNUmxib1lhM3MzM0tHOXhUblRNOHJJZlhTaTI2S0JlRnJITkFBd1JuclRfcEtBQkRGQXZqTEc3a2x6R0tEbTQ2WE1LVFNK |
I lost $35 in failed transaction fees today like many others. Yes I’m a noob that usually buys solana on bigger exchanges.
Just don’t understand why Jupiter specifically prompts you to adjust the fee amount instead of wait on a less congested network.
Terrible network, wish there was a better network.
Edit: Why couldn’t I just buy Melania on Jupiter directly with my credit card. Why put people where they have to buy solana first then have to swap. This causes more network congestion imo. I think someone wants you to lose money in failed transactions, because there is no way to monitor it. Their network shows that it’s running fine on solanas website, which is just not true. If there is a real technical reason for having to buy solana first, excuse my ignorance. I still hate this network.
Edit 2: Can someone please explain why the network can not handle this? It just doesn’t make sense to me, for a multi-billion dollar network like solana to not be able to process this kind of stuff.
As someone who is pro-trump, losing $35 to the First Lady day before inauguration is a bad look. If I had lost it in the coin that would have one thing, but I just lost it to the ether. | r/solana | post | r/solana | 2025-01-20 | Z0FBQUFBQm5teE5QbjJWcVVKQUxuOElJZFQtelo2UjJlT1U2cXN5aG0tamd6QXQzWWdtaDM5S0lvdGNkZm5MMGFicjB5UzNYeWkxcDJlVWFGOTNTMFMtYlhUem9sVWhqWkE9PQ== | Z0FBQUFBQm5teE5RME9JY0I4QWg0NmthaEo1QzlodFFuNk1DR3k3TzNoM01pZ2pacUw0RXg2MzhLaVV6N19yS3RfV01NU3BqNkVndDdQTksyRXF6eFM3RDIzc3NaeHZFRURRYkhISDF1Y3IzcGlvZHdFY1V0ZHczRTBxM3N4WnpsZGRJU3BSTDRFYVNUdzF2bGlVU2JoUGllTHJvUlNNYmJBRGFzV1RRSnJnaUp2UzdqUWxNMGRIUVMtYWRiVGRDeTF2Ylh1ZktHb1RTUmYyeUx5ZnJQZlRza01ycmEzRllPdz09 |
Thanks for the write-up! Interesting opportunity. Do you know what their approx. cost of production is? Looking at their past 10-year financials, they seem to have been profitable in 7 of of 10 years, with the exception being 2018, 2021 and 2022. The price per barrel dropped below $50 in those years, so I'm guessing their cost of production is somewhere around $30\~$40? The bear case scenario would be that oil prices remain depressed for a decade or so due to an OPEC price-war. For reference, Aramco's production costs are less than $10.
My other question : do they have some sort of moat / government protection for domestic oil supply? Around 80\~90% of their operating profit comes from domestic supply to Japan. If oil price craters, can the domestic market become flooded with cheap/imported oil?
Also, I would expect domestic Japanese oil consumption to drop in the coming years, so my base case has a -2% revenue decline. Even with really bearish assumptions, I get an IRR of 13.4% at these levels - not great, not terrible. | r/securityanalysis | comment | r/SecurityAnalysis | 2025-01-20 | Z0FBQUFBQm5teE5QRGJRQkw5MlQyMzUxQkNCMTBXWTc2QVpGMkdaY25ZcldVVG1BaEltTWd2WWNCQkpoLTZ5RFRkZVdWSGVENWdCOVozV3dNdlVRalUtd0pRQkQ1MjF6emc9PQ== | Z0FBQUFBQm5teE5Rb2JRVFJuSTNNMHpOWDhybHMweUFqNWtGS21ucnFMaGs3UGFVb21UZTZNLVFRNFdqY19LZ2JnZ3pSWi16dm9FZElBTjVkbHlEd2dRT1RJWHIzYW5TX1M1ZzkydUY5bE5oTU8wZUpscGhkeVR3QndwcTZkOGk3aGxyd0RDX0JfbDlWNDFoY1JOTlRWTTl1UnR5TUNWdW9SeGliWEJjMVpzU1RXNHM4MWtqTHVjVC16dnBQX3paSjY0cFloZ2EtejBiUkVoVWxCMXJpb0NSUDJ3NEVkNHU0UT09 |
I’ll be happy if this gets ETC gets to $50-60 lmao | r/ethereumclassic | comment | r/EthereumClassic | 2025-01-20 | Z0FBQUFBQm5teE5QY0NXMkNEN0M3SlZiLUJycnQ2SWpmUmZjRkxZT2U4WmdXUUotS1BrYUJSbkJVWmR2ZnlUSDI5RzRQcGM4bS01VXM1REhOTHBJdWxfSHI1SEdvWV85M0E9PQ== | Z0FBQUFBQm5teE5RbVR1RFdHZml6Q0g5bnRVc3JvdUczZ3F2N0FTZ29lb3ZYQVZLbmVHUHpueS1hbHpnVzQ2RTVtMWZfS1EzZ0gtRzFQbVJjcG1CblItQUxwbFBfczg0Wm1RVmIta25YWThVS1g1NzdhYnBPbEo1UElqaUU1LTlXaVB2OVdwcjdfUFRPZWtNelZTdUxzS3F3ZzMyQlRUcDl4THJ1WHdnei1kLXpRSlBJdlRyZWo0SVFVQkwwMlY1aFlOYWhRdTBTaXhRVGNsU01YbVZKU3E3bXlqaXFWdUVSdz09 |
I was lucky enough to get a remote offer for a software engineering job that pays 90k annually, after I graduated this December, and I just want to have the validation of others to make sure I'm doing this right. I've been following the flowchart and the wiki. I might be switching to another job that pays 110k and a 7% 401k match but I'll make a different post about that lol)/
Just some information about me if it matters (I want to lay it all out to see if there is anything someone recommends changing):
* I am a 22m that is still listed as a codependent, I currently live with my mother at a relatively LCOL area (Florida) with no state income tax.
* Growing up, my family has been on the lower income side. Making lower that 50k a year.
* Graduated college debt-free with a computer science degree
* My father passed away 5 years ago and the house is currently under my name, but my mom just pays it every month
* My car insurance, health insurance, utilities, phone bill, and grocery bill is covered by my mom.
* My main expenses:
* Gym membership ($18/month w/ $60 annual fee)
* Weekly volleyball sessions ($28 monthly fee)
* Bills:
* Been covering the internet bill for the house ever since college (for some reason lol): $90/month
* Pay mom monthly rent of $300
* Monthly take home pay after taxes(I get paid biweekly): About $5.5k
* Pay after my expenses are taken into account: 5073
* My only credit card is: Chase Freedom Unlimited® Credit Card
My plan:
* I want to be financially stable and go on trips with my girlfriend
* HYSA (w/ Wealthfront): I have 2.5k in it. Will contribute money until it reaches 8k-ish. Using as my emergency fund.
* Traditional 401K: Employer doesn't offer any match. I want to to try to reach the limit 23.5k. If I don't switch jobs, I will have to put roughly 2k a month into my 401k.
* HSA: Can't have one because I am under my moms insurance (?)
* Roth IRA (w/ Fidelity): Max out Roth IRA for 2024 and 2025 ASAP. Invest 100% into VTI
* Once I reach my HYSA and Roth IRA goals:
* I want to save $1k a month and put towards a travel budget so i can travel with my gf around Japan once she graduates this may. This money will just be put in my HYSA, but I'll just keep track of it.
* Put the rest of my extra money into HYSA into I get to this point and decide what to do it later (don't want to plan to much to overwhelm myself and things can change). However, I will limit myself to only using $500 dollars a month on hobbies/personal items, but I doubt I'll spend this much because volleyball/watching TV/video games/gym is my main source of enjoyment.
* Always have 4k in my checking account
Things I think I could change / Questions I have:
* Change internet providers (?). It seems like my promo has run out and they have slowly increased the bill ever since
* Do I need to increase my HYSA? I live with my mom currently so I'm not sure how the 3-6 month of expenses apply to me? I don't plan on staying here for a long time, so might as well build it up?
* Because I am under my mom's insurance, I'm not eligible for a HSA right?
* Should I change my 401k to Roth or should I keep it traditional? I hear that most people do traditional 401k and Roth IRA.
* Is there a credit card that I should using or should I be opening more accounts to get more benefits?
* I worked at my internship last year that made me over 10k, that means I can contribute to the 2024 IRA fully right?
Any advice is welcomed, and thank you in advance! My family isn't financially literate so I'm just trying my best to prepare myself for the future. I know its a lot information, and I appreciate anyone that takes the time to read it. If there is a more appropriate place, please redirect me :)) | r/financialindependence | post | r/financialindependence | 2025-01-20 | Z0FBQUFBQm5teE5QOE5CN1h2QmNVY3d0dTBEVEVLcjJBTWhEY0xJbVdVcnRSQ0QwTHpJQU5Fa0xHU0hkTUhzTTNWYVROMHpMQ0hXTzdmQzZ4V1NaVTVzTkViMVVqWktqdlE9PQ== | Z0FBQUFBQm5teE5RZEd3YmJJNEkzUmpSLVp0TTEzaTFJZ1lKVTVndmk5dkk0aTgzeGIyVTYtejlvZ2sxaVRzYnV1ZjIxZmtNU0JVdjhBSC1VbTNJc1BTOXJwR3Z1NE5vemhFTFd2Y1VpcDZHQjRsMWhaZkJXRmozZnhTOExwU3ZBSEZSNE5jYUxRNE56d25kMWhadV9maUtkMXhEREJUUkg4UktEclI3V090QzdvT3JDZkRCbWlkTkxvS0VQQ2I0M0Y0XzRhVUxXd2NYRmlUeldEQmlQeUdGTVBkR0R4cHhrUT09 |
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