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London is the main fintech heart in Europe, dwelling to a few of the world's fintech firms, comparable to TransferWise, Revolut and Funding Circle.
The worldwide fintech pioneer was supported by its place as a worldwide monetary heart, world-class expertise hub, and the federal government's need to develop a thriving fintech business.
Blockchain London The Week is a blockchain competition gathering many occasions which might be anticipated to deliver collectively three,00zero attendees. In 2019, London's Blockchain Week will start with the Blockchain Hackathon, adopted by a two convention / exhibition. days, to be held on the Grange Tower. Bridge within the coronary heart of London, with receptions and night workshops.
FinovateEurope returns to London in February 2019, bringing the Focused fintech imaginative and prescient and focused networking wanted.
Finovate's distinctive demonstration format options the most recent fintech innovation and reveals contributors the transformation options underneath development. Within the first two days, greater than 65 progressive monetary expertise firms will solely have seven minutes to current their newest stay options (unauthorized slides or movies).
Individuals may also take heed to skilled views on the most recent regional traits and macroeconomic points. affecting the fintech.
The 1st Monetary Expertise Traders Summit Center East in London is meant to deliver traders and practitioners from the Center East of the sector monetary applied sciences to create, develop collaborations, joint ventures, partnerships and, extra importantly, increase funds.
The occasion goals to spotlight the monetary companies sector, inspecting why and the way firms all over the world, the monetary sector within the Center East and the traditional finance sector, can and should collaborate with Fintech organizations to steer their very own evolution within the coming years, and safe their future Your position and place in a quickly evolving monetary companies ecosystem.
Enterprise Funding Present is a community of 70,00zero entrepreneurs and funders acknowledged for its top quality viewers of main resolution makers. and business consultants representing funding and progress help organizations. On the occasion, attendees will attend the donor present, will study with famend audio system who're business leaders and can talk about their actions with funders from the world. greatest suited within the context of 1 funding clinics.
[19459003The The Enterprise Banking Summit organized by RFi Group, guarantees to deliver collectively one of the best opinion leaders within the banking sector, together with bankers, fintechs, regulators and enterprise house owners , to overview the most recent data and case research regarding small and medium enterprises. (SMEs) and funding banking innovation.
The occasion will characteristic displays, spherical tables and workshops designed round an important matters, as determined by the funding banking sector. commerce, funds, open banking and PSD2, and extra.
] [19459003TheEvent Fintech and Monetary Inclusion – Alternatives and Innovation will talk about methods to achieve untapped markets comparable to Africa and decide how newcomers and innovators can start to suppose the start of the event of their digital merchandise. individuals and companies at the moment with out entry to monetary companies.
The IFT Summit 2019 will deliver collectively enterprise leaders from the insurance coverage, finance and expertise sectors, which offers a platform for collaboration amongst numerous business leaders, to put the groundwork for a brand new ecosystem in area, to look at the brand new alternatives provided by new ecosystems and creating<|fim_middle|>0 fintech firms from over 13 international locations to London.
This system will give companies Fintech visits the chance to satisfy traders, increase funds and meet potential clients and companions, and could have the chance to discover different alternatives in the UK in conferences with representatives. of Tech Nation for vi Expertise Corridor, World Entrepreneurship Program, DIT representatives in addition to senior UK authorities officers, in addition to a mess of representatives from the banking and banking sectors. monetary sector.
Lemon.Join's companions embody Natwest Accelerator, techUK, BDO LLP, London & Companions, Barclays RISE Accelerator and WeWork.
The annual Innovate Finance Summit (IFGS) Holds for the fifth time already, will happen on London and the historic Guildhall for 2 days on 29 and 30 April 2019.
IFGS will convene the worldwide fintech neighborhood within the fintech capital of the world: the UK, by presenting one of the best of the business and the worldwide and cross-sectoral nature of economic innovation, this would be the remaining occasion for fintech in 2019. An exhibition area and new networking areas shall be proposed contributors to permit them to spend high quality time av the individuals and corporations with whom they want to collaborate. .
The UK Fintech Week (UKFW) shall be launched from. Throughout the nation from April 29 to Could three, 2019. This sequence of occasions will final all week and can current the UK as an epicenter of innovation. By taking a think-tank and collaboration method, occasions will discover, debate and remedy a few of the most essential problems with our time; Sharing concepts, selling collaboration and celebrating the UK's place because the world capital of economic expertise.
Matters: United Kingdom after Brexit, IA, Blockchain and DLT, Cybersecurity, Monetary Inclusion, Funding, Insurtech, Regtech, Expertise, Massive Knowledge, Fintech and the Purchase Facet and Regional Investments.
UKFW companions embody HM Treasury, Innovate Finance, Worldwide Commerce Division, Monetary Conduct Authority, London Inventory Trade, London & Companions and The Metropolis. from London.
Fintech World Congress and Banking Discussion board 2019 (Fintech Convention) must be one of the essential fintech occasions in Europe this yr for professionals within the international companies sector banking and banking expertise.
The occasion will give attention to cell funds, loans, insurance coverage, blockchains, bitcoins, cash, crypto, digital innovation, portfolios , pensions, funds, funds, expertise, wealth administration and rather more.
Diving within the fintech, this yr's occasion will deliver collectively audio system of the 39, exterior and exterior monetary business.
Indicating how and methods to encourage expertise to disrupt the analog industries, this yr's major theme shall be "recommendation".
Boring Cash's 2019 Fin-k Tank Half-day Seminar shall be held on Could 2, 2019 on the Aviva Headquarters in London and can take care of digital monetary consulting, how expertise can be utilized to enhance methods, proposals and buyer companies in monetary companies, and extra.
Silicon Roundabout: The Way forward for Regtech will provide regtech options, startup displays and displays overlaying the way forward for regtech, information governance, blockchain, cybersecurity, synthetic intelligence and so forth.
] Attendees could have the chance to community with over 30 high software program builders, meet 5 of the business's most disruptive startups, join with main firms and rise up conscious of the most recent technological developments.
Silicon Roundabout is the biggest expertise neighborhood in Europe. The net hub permits one of the best UK and European startups to showcase their merchandise, join and discover help.
The Blockchain World Discussion board will discover the alternatives and challenges related to the blockchain. goals to create an interactive platform for main technologists, entrepreneurs, regulators, traders, universities and monetary establishments of the rising blockchain business.
Introduced in a sequence of high-level speeches, interactive group discussions and case examine options centered on studying and constructing partnerships within the rising blockchain area, the Blockchain World Discussion board discover the industries most disrupted by this new expertise, together with the authorized sector, monetary companies, insurance coverage, vitality and music. c, authorities, actual property, and so forth.
This occasion may also embody an exhibition and blockchain awards ceremonies.
Fintech Join is the primary occasion attended by main groups of main banks, Insurers, capital market companies and traders, with the intention to consider and make knowledgeable buying selections concerning the most recent improvements being remodeled. the sector.
With the group of 6 strategic convention periods with inspiring case research from all over the world, an interactive exhibition of 200 fintechs, the well-known Begin Up launch web site with a expertise demonstration room on the coronary heart greater than 50 merchandise. demos and 10 strategic workshops on typical matters Fintech Join guarantees to be the "important ticket" for stakeholders throughout the fintech ecosystem.
The occasion will cowl matters comparable to synthetic intelligence, giant information, cloud computing, digitization, tech monetary nologies, digital actuality, blockchain, large information, cloud computing and extra. | world markets.
Ecosystems will account for 30% of worldwide revenues by 2025 and this occasion goals to supply an important platform for collaboration round problems with widespread curiosity, in addition to nurture and develop relationships within the area.
This After the Bell Occasion will characteristic two panels on the expertise of blockchain and cryptocurrency. The primary group, known as Blockchain as the muse of finance, will discover the position of the blockchain as a disrupter of worldwide markets, in addition to its affect on funds, loans and loans between people.
The second panel, titled Stablecoin – An Investor's Perspective, will clarify what cash and safety tokens are and the way they differ from different digital currencies directly. within the space of regulation and liquidity.
This occasion will deliver collectively traders, banks, funding companies, enterprise capitalists, hedge funds, insurance coverage brokers, cryptocurrency firms, and inventory exchanges. regulators.
The AltFi London Summit is a well-established convention for fintech and various finance insiders who're returning for the sixth time at their subsequent assembly.
The occasion will showcase one of the best of UK digital banking, The areas of on-line lending and digital wealth, in a sequence of notably in-depth discussions and displays, will open the actions of the financial institution opened simply over a yr after its launch and shall be one of many central themes of the occasion.
Insurtech Insights is a worldwide ecosystem aiming at join business leaders and resolution makers with progressive startups that problem the insurance coverage market, to create mutual enterprise alternatives and speed up their progress.
The occasion will deliver collectively contributors from firms specializing within the safety business, main executives of insurers, reinsurers, traders and start-ups. progressive.
The London Fintech Convention is again this yr with daring new concepts, a excessive profile audio system and a much bigger venue. The occasion shall be held March 20, 2019 at College School London and can deliver collectively key gamers within the monetary expertise sector to debate the most recent traits within the sector, from the latest startups to the quickest rising unicorns disrupting resolution makers and traders.
This convention is not going to solely enable contributors to get acquainted with these professionals, but additionally to construct relationships with potential mentors, traders, shoppers, builders, in addition to a whole bunch of scholars and younger individuals within the making. contractors and technologists.
Final yr, the London Fintech convention introduced collectively greater than 500 of the brightest minds from throughout Europe and senior leaders from firms comparable to Revolut, Coinbase and OakNorth.
The Convention on Digital Banks of RBI EU is among the main conferences and exhibitions on digital banks in Europe. The occasion is again this yr on April 1st and third in London.
In 2018, RBI EU introduced collectively 41 banks from 20 international locations and 297 delegates. With the banks' continued give attention to digital transformation, pushed by open banking and PSD2, it's anticipated to expertise vital progress in 2019, creating a useful platform for promoting by our companions as effectively.
Register now And get 10% off with code FSG10.
Crypto Capital World 2019 a An unique occasion in London with top-notch audio system will purpose to create an open dialogue between key gamers, together with senior authorities officers, key business gamers and essentially the most promising fintech layers of disrupters.
From Compliance to Alternative, the occasion will handle a few of the most essential cryptographic area points, together with an unique gold gaming networking session, in addition to consultant discussions concerning the future Regulatory traits and innovation within the subject of economic applied sciences.
After the Final yr 's success, the 2nd Fintech Design Summit Annual on Friday, April 12, 2019. The summit declares as a full day of stimulating discussions offering attendees with helpful data and discussing the problems. fast evolution of the monetary companies panorama.
This yr, the Fintech Design Summit shall be a one-track occasion, with ten audio system and two spherical tables, all in the primary auditorium. The summit will give attention to fintech design, UX expertise, merchandise and technique. It's solely meant for design and product professionals, in addition to for fintech enterprise leaders and startups.
Matters to be lined embody fintech innovation, the way forward for banking, robotic banking, funds, blocktech and blockchain, cryptocurrency, compliance, regtech, wealth applied sciences, insurtech, applied sciences autonomous and auton omes, and startup methods.
The convention will deliver collectively famend manufacturers, in-house, skilled and private groups working with applied sciences from all over the world.
Lemon.Join a four-day fintech occasion that guarantees to deliver 10 | 963 |
Ball rolling on professional soccer in Hamilton
By Steve MiltonSpectator<|fim_middle|>. The latter two have teams in second-tier U.S. leagues, Ottawa in the USL and Edmonton in the NASL. Other possible locations include Quebec City, Winnipeg and Halifax, which has expressed strong interest. It's also possible that MLS teams would want to enter their development teams in the league.
Montagliani told The Spectator he's more interested in handling the construction of the league correctly than he is in setting a start date.
"We just have to make sure we get it right," he said. "The interest has been tremendous from potential ownership groups, so we want to make sure that we don't close the door on any of that." | Columnist
Fri., March 17, 2017timer3 min. read
updateArticle was updated Mar. 01, 2020
TORONTO - The president of Soccer Canada says that "more than 10" potential owners have expressed interest in the impending national professional soccer league, which would include a Hamilton franchise at Tim Hortons Field.
The league, likely called the Canadian Premier League, is endorsed by FIFA, the world governing body of soccer, as a "premier" league. Tiger-Cats "caretaker" Bob Young will own the Hamilton franchise.
"In terms of what (number of teams) we're going to end up at, I don't know," said Victor Montagliani.
"But we want to make sure that that first number, whatever it is, is solid. Some teams might not be ready to come in it in the first year, they might come in the second."
It is not clear whether Soccer Canada will have a proprietary interest in the new league, but it is certain that they have a player-development interest.
"It's been discussed at every board meeting for the last three years, and it will be discussed at this one (next weekend)," said Montagliani who was elected president of CONCACAF, the governing body for the Americas and Caribbean, and will step down as Soccer Canada president in early May.
"We'll make an announcement when we're ready for it. We're quite happy with the progress of it.
"At the end of the day, we've been very clear: We're a sovereign football nation and every sovereign football nation has its own league. It's no disrespect to the leagues that do business in this country . but they are not ours. We have a right to have ours, and for anybody to question that, this might be the only country that might ask that."
At first blush it would appear that Montagliani was referring to Canadian teams (Vancouver Whitecaps, Toronto Footbal Club, and Montreal Impact) in the U.S.-based Major League Soccer. TFC president Bill Manning was widely quoted last month emphasizing that his franchise "is very protective of Toronto" and its market.
But, Montagliani, said, "Their statement is that they support (the new league). They've been unequivocal in their support, even in my private discussions with them. I want to state that categorically.
"Their issues might be with some details. Fair enough. You're going to have issues with details even with some owners in the league. I think there's support, not only at the grassroots level, but at the professional level."
There's clear support from Octavio Zambrano, whom Montagliani introduced in Toronto Friday as the new coach of the men's national team program.
"There are a lot of Canadian players, who are peripheral players in the organizations they are currently playing in North America, and Europe as well," Zambrano said. "But they are not playing: they need quality minutes.
"(The Canadian league) would give me some chance to work with the players. As well, we would not have to rely on the MLS players, and what they decide. The Canadian soccer league would make decisions for the benefit of the players and the country, and that is a huge step forward."
Montagliani conceded that the new league is getting short on runway for a 2018 launch, but says it's still possible for it to begin play next year. He considers six the minimum number of franchises required to kick off a season.
No one connected to the league has commented publicly on membership, but it's believed that core franchises would be located in Hamilton, Regina, Calgary, Ottawa and Edmonton, all CFL cities | 761 |
A songwriter's sound is often shaped through life experience, drawing tones and colors from the well of life's story. Ashley Lagunas grew up a missionary kid and was accustomed to life on the move. Her well is deep and filled with many life-defining<|fim_middle|> to the station and my little feet stepped off and touched the soil of their first nation. I was introduced to the abundant life and I was forever changed."
There have been many train rides and many nations for Ashley since then. "My eyes have gotten to see extraordinary things. I've seen whole villages receive Jesus. I've been to places that had never heard there was even a God, let alone a God that loved them. I've slept in huts and woke to the sound of a rushing river. The abundant life can get addicting and let me tell you, I am hooked".
Blessed with a voice that is tender and invading, Ashley Lagunas's music exists to bring hope and courage to the heart of every voyager sailing their sea in life. Her songs are an overflow of her relationship with God. Each song is unique and reflective of her writing style in her ability to funnel God's truth-translating into hope for the listener.
Some of the greatest adventures are soaked with a trail of tears. Ashley's mother was diagnosed with cancer when she was eight years old and was undoubtedly another pivotal and life-defining moment. "Watching my mom walk through suffering, caused me to lean deep into the comfort that only comes from a heavenly Father. The gospel became so real and so simple to me; it became everything."
"Music has been this space where my life experiences of what I'm facing collide with God's love and truth and another song is born".
Her newest album "Raise the Stakes" is paved with melody and saturated with winsome lyrics inviting the listener further into a life of faith with God.
"There was a continuing theme on this record-Faith" says, Lagunas. "My heart is for people to experience God and the fullness of life that is found only in Him. Abundant life wasn't intended for the few but for the masses. Jesus is life, and He has come to give us straight from the purest source-Him. Not just an ordinary life but a bursting at the seams, overflowing and abundant life. My hope is that these songs would bring hope, speak life and and stir faith."
Ashley Lagunas has a passion to see hearts impacted by God through music. "I hope that when people hear these songs, they experience the God who loves them and the hope that is found in Him. That is my prayer for these songs." | moments.
Ashley remembers; "One of my earliest memories that marked me was on a train bound for my new home; Mexico City. I'd lay on my red velvet bunk looking out the window as we passed shack after shack of homes made of cardboard. My six year old perspective was shifting and transforming with each mile the railway made. I was seeing the world, and the world was telling me her story. The train pulled in | 87 |
In addition to being a multi-sylabbic word, spondylolisthesis is defined as an anterior (forward) displacement of a vertebra, in relation to the vertebra immediately below it. Spondylolisthesis can lead to a deformity of the spine, as well as a narrowing of the spinal canal or irritation of the exiting nerve roots. Approximately 5-6% of males and 2-3% of females have a spondylolisthesis. It usually appears in people who are involved with very physical activities, such as weightlifting, gymnastics, or football. Males are more likely than females to<|fim_middle|> added stress on your lower back. 4. Eat a well-balanced diet to keep your bones well-nourished and strong. | develop symptoms of this disorder, since they generally engage in more strenuous physical activities. Many people with a spondylolisthesis will have no symptoms, and will only become aware of the problem when it is revealed on an x-ray for a different condition. There are several types of spondylolistheses. The most common is spondylolysis of the pars interarticularis, which is found in younger individuals. Another type is degenerative, which occurs in older patients. The vast majority of spondylolistheses are found in the low back, with rare occurrences in other spinal regions. Most spondylolistheses, seen before the age of 50, are due to a break in the pars, which occurred during childhood or adolescence (often during athletic activities requiring low back extension). When symptoms occur after the age of 50, a degenerative cause is more likely.
Symptoms of a spondylolisthesis may include; pain in the low back, especially after exercise, increased lordosis (i.e., swayback), pain and/or weakness in one or both thighs or legs, reduced ability to control bowel and bladder functions and tight hamstring musculature. A "waddle" may be seen in more advanced causes, due to compensation of the muscles.
There are several different types of spondylolisthesis. The more common types include: Congenital spondylolisthesis — Congenital means "present at birth." Congenital spondylolisthesis is the result of abnormal bone formation. In this case, the abnormal arrangement of the vertebrae puts them at greater risk for slipping. Isthmic spondylolisthesis — This type occurs as the result of spondylolysis, a condition that leads to small stress fractures (breaks) in the vertebrae. In some cases, the fractures weaken the bone so much that it slips out of place. Degenerative spondylolisthesis — This is the most common form of the disorder. As the body ages, the discs, which are the cushions between the vertebral bones, lose water and become less spongy and less able to resist movement by the vertebrae.
Diagnosis usually includes a comprehensive physical exam and an X-ray of the lower back. A computed tomography (CT) or magnetic resonance imaging (MRI) scan, which produce more detailed images, might be needed to more clearly see the bones and nerves involved.
Response to chiropractic care is very often excellent. Studies have shown that when a spondylolisthesis is found in an adult, specific adjustments to the dysfunctional joints are quite effective, and that the prognosis is not significantly different from other patients. The main goals of chiropractic care, for treating spondylolisthesis, are to optimize good spinal mechanics and to improve posture and alignment. Chiropractors do not reduce the slippage of spondylolisthesis. Instead, they address the spinal joints above and below the slipped vertebra—helping to address the biomechanical causes of spondylolisthesis. This can help relieve low back pain and improve motion in the region. In addition to spinal manipulation and manual therapy techniques, the chiropractor may also use various therapy modalities to help reduce inflammation caused by conditions associated with spondylolisthesis. An important approach to the treatment of patients with spondylolisthesis is to strengthen and re-coordinate the deep support muscles of the low back. The chiropractor will attempt to improve the dynamic stability and segmental control of the spine. Exercises to train the co-contraction patterns of these muscles are often called "spinal stabilization" exercises. Specific maneuvers include: posterior pelvic tilt, lower abdominal hollowing and abdominal bracing. Corrective spinal care and exercises can help minimize hyperlordosis (sway back) and also help address inflammation and pain caused by spondylolisthesis. Another important consideration, for long-term support of the spondylolisthetic spine, is the use of custom-made orthotics. Since many of these patients have low or absent arches in their feet, the additional support from a pair of custom-made orthotics is frequently necessary.
Although spondylolisthesis might not be preventable, there are steps you can take to reduce the risk of slips: 1. Keep your back and abdominal muscles strong to help support and stabilize the lower back. 2. Choose activities and sports that do not place your lower back at risk for injury. Swimming and biking are possible options. 3. Maintain a healthy weight. Excess weight puts | 949 |
I started investing in the UK market in<|fim_middle|> it has certainly rubbed off on us. He has an encyclopaedic knowledge of the property world and is certainly not selfish when it comes to sharing it with others! I think that the key value we have got from him is his ability to approach deals or problems from an amazing variety of angles. You may think that you have thought of everything, until he comes in from left field with solutions, potential problems or a fresh approach. He has brought us quite a way in a very short space of time. | 2008. I built a portfolio of properties ranging from one bedroom flats to HMO's creating a business that has allowed me to become financially free. This has allowed me to pursue passions of mine and to spend quality time with my son, daughter, family and friends.
I love networking and talking about property with both new and seasoned investors alike. I help to train others through 1 on 1 mentoring sessions and mastermind groups. I actively invest with multiple joint venture partners in projects ranging from vanilla buy to lets to refurbishment projects. Please get in contact and let's see how we can help each other.
We met Adam at the property networking event he runs in Reading, and are now active members of one of his mastermind groups. He is one of those utterly genuine people that you come across every so often. His passion for property is infectious and | 175 |
That's right, new year, new website.
From now on I'll be posting at Coco Connolly on squarespace. I like the clean presentation options for showing portfolios. I hope you find it easy. And you will be able to purchase original paintings starting in April 2018.
Setting up the SHOP situation proved to be a little more daunting than I expected. But, hey, I'm the art person, not the bean counter. Having to research Terms, Shipping and Privacy Policies …wasn't the most fun I've ever had. Of course, there's a place online I found that generates this legal copy. Termsfeed was helpful. Although I did rewrite some of it in my own voice. It was good to have a basic template. And don't get me started on shopify vs woo vs etsy vs jimdo … ACK.
Enough of that. The fun part. Working with designer Karen Kopacz. Yes, even though I am a designer, it was challenging to work on my own site. Karen made the task so much easier. She helped create a beautiful environment for viewing the artwork.
I worked with photographer Seth Iverson and stylist Meredith Warner on a series of photographs that feature the art in a lifestyle environment. Below is one of many shots we captured for use on the website. Dream Team. I could make things with those two all day.
So there you go. I hope you can stop by the new site. Let me know what you think via my new Contact form : ) I'm looking forward to getting back to arting.
This entry was posted in branding, design, photo direction, websites on February 3, 2018 by cocoxoxo.
From the archives, a sketch I did of my room at the Chamberlain Hotel in west Hollywood.
This entry was posted in inspiration, painting on October 10, 2017 by cocoxoxo.
Collaborated with artist Rinee Shah on the cover of this portfolio of work showcasing 19 fabulous illustrators and photographers. Design challenge to show the diverse work in one 84 page 6 x 6 inch book format. Printed on McCoy Silk from SAPPI paper. Beautiful stock. Shapco Printing in Minneapolis produced the books on time and on point!
This entry was posted in books, branding, design on October 3, 2017 by cocoxoxo.
This entry was posted in drawing a day, painting on September 8, 2017 by cocoxoxo.
Early May, a riot of wild violets. Now June and the Irises are taking over the garden. Had to paint a few in between my art direction projects.
This entry was posted in drawing a day, painting on June 13, 2017<|fim_middle|> to the pig pen where this "tamed" wild pig lives. They live together like a crabby old married couple.
This entry was posted in drawing a day, painting on April 3, 2017 by cocoxoxo.
What the Nail Techs get up to when business is slow.
This entry was posted in drawing a day, painting on March 31, 2017 by cocoxoxo. | by cocoxoxo.
Mailing this week. New promo for the illustrators of Friend and Johnson. Type by Rinee Shah. Butterfly by Caroline Tomlinson.
VIEWING BLUE MAY SLOW YOUR HEART RATE. BUT WHAT BLUE? SO MANY BLUES.
I gathered some random blue thoughts to run along side the illustrations. I liked the idea that blue could possibly calm the heart rate. I could use some of that this week…I'll say no more! You know what I'm talking about.
BLUE IS A COLOR THAT SUGGESTS PEACE. AS THE COLOR OF THE SPIRIT, IT INVOKES REST AND CAN CAUSE THE BODY TO PRODUCE CHEMICALS THAT ARE CALMING AND EXUDE FEELINGS OF TRANQUILITY. INDIGO, FADED INK, TWILIGHT, BLUEBIRD, CORNFLOWER, DENIM, SAPPHIRE. LIGHT BLUE IS THE COLOR MOST LINKED TO CREATIVITY. SKY BLUE IS THE MOST CALMING SHADE OF BLUE.
SKY BLUE INSPIRES SAFETY AND SERENITY. 53% OF THE WORLD'S FLAGS USE BLUE. AND SO MANY CORPORATE LOGOS. DARK BLUE REPRESENTS KNOWLEDGE, POWER, INTEGRITY, AND SERIOUSNESS. THE BUSINESS POWER SUIT, BLUE UNIFORMS OF POLICE. GREEKS USE BLUE TO WARD OFF THE EVIL EYE. IN AMERICA BLUE IS SOMETIMES SAD, FEELING BLUE, SINGING THE BLUES. IN GERMAN TO BE BLUE, BLAU SEIN, IS TO BE DRUNK. BLUE IS A FAVORITE COLOR OF PEOPLE ALL AROUND THE WORLD. AZURE, BERYL, CERULEAN, COBALT… WHICH BLUE ARE YOU?
This entry was posted in branding, design, direct mail, illustration, promotions on May 18, 2017 by cocoxoxo.
This entry was posted in advertising, direct mail, illustration, promotions on May 11, 2017 by cocoxoxo.
Waiting for Spring to arrive in Minnesota. It's been bleak here on the tundra. No snow, endless landscape in shades of grey and brown.
Wistfully remembering my month in Hawaii, on the Big Island with Zoe. Wondering if I should work my sketches into larger paintings. I was so all over the place, people, landscape, flowers…my new friends; Ugly Pig and Gimpy Chicken. And the colors are so different than I am use to seeing.
Churches are not this color in Minneapolis!
I do love these fields of green. Site of ancient taro fields, North Kohala.
Ugly Pig and his best friend Gimpy Chicken. This 8 year old arthritic chicken flew the coup. Ran off | 584 |
Carmine Appice: Stick It!
By Carmine Appice, with Ian<|fim_middle|>; Roger Taylor of Queen; Phil Collins of Genesis; Rush's Neil Peart; Motley Crue's Tommy Lee; Slayer's Dave Lombardo; Richard Christy; Chris Grainger; David Kinkade; Ray Mehlbaum; Led Zeppelin's John Bonham; Ian Paice of Deep Purple; Robb Reiner; and, Eric Singer. | Gittins and foreword by Rod Stewart
Carmine Appice is an American drummer and percussionist most commonly associated with the rock genre of music. He has received classical music training, and was influenced early-on by the work of jazz drummers Buddy Rich and Gene Krupa. Appice is best known for his associations with Vanilla Fudge, Cactus, the power trio Beck, Bogert & Appice, Rod Stewart, King Kobra, and Blue Murder, which also featured John Sykes of Thin Lizzy fame, and Tony Franklin of The Firm. He was inducted into the Modern Drummer Hall of Fame in 2014.
Appice is credited with influencing later rock drummers including Iron Maiden's Nicko McBrain; Aerosmith's Joey Kramer | 158 |
The Central Bank of Samoa (C.B.S.) is aware of people involved in the cryptocurrency scheme, especially OneCoin, who have received false promises from agents promoting the crypto asset.
C.B.S. Governor Maiava Atalina Ainu'u-Enari told Sunday Samoan these are high profile people, including business people, who call their office asking for assistance in tracking their money.
"I am aware there are people involved in the cryptocurrency business but I don't know specifically who is<|fim_middle|> buy a land or a car in Australia.
Maiva is calling on people who have been victims of these false promises to speak up about their experiences so that they can help others who are considering investing in the scheme.
"These are people who call our office, and we tell them we can't help you because you are not giving us any details and also to speak out about it to let everyone know, but they don't want to speak out because of their reputation because some of them are really high profile people.
"There are people who have been affected but do not want to speak out because of fear of ruining their reputation, being called stupid, but they are not helping other people.
"Come out and speak to help other people because sometimes the pride gets the better of them and they will make up stories that they did get something in return, but you are not helping yourself or other people. They would get to the point where they would lie about it saying they did get something," she said. | involved. I hear that there are people involved; there are those who have already invested in some if these crypto assets," Maiava said.
"There is no law stopping people from investing, we can only warn them the risks they are getting themselves in because most of these cases, we've dealt with these cases before, despite the warnings they still went ahead and after a few months they come back to us and ask if we can trace this and that because they haven't heard from the person.
Maiava said the promoters of these cryptocurrencies and agents live overseas and the locals usually send them money.
"Despite of the warnings, they still went ahead and they get nothing in return. We can only warn the people, and we can't do much," she said.
"I hear so many stories that some people who invested in the scheme was waiting for a payout in October and nothing came and so now OneCoin has changed their story telling them you don't get a payout, but you can use your investment to | 201 |
You see, our whole mental life, our consciousness, began with projections.
Our mind under primitive conditions was entirely projected, and it is interesting that those internal contents, which made the foundation of real consciousness, were projected the farthest into space into the stars.
So the first science was astrology.
That<|fim_middle|>.
The thought that we might be like that never comes anywhere near us, but we emphatically insist upon that other fellow having such-and-such a peculiarity.
Previous Previous post: Carl Jung: The ego, therefore, is rather a find or an experience and not a creation. | was an attempt of man to establish a line of communication between the remotest objects and himself.
Then he slowly fetched back all those projections out of space into himself.
Primitive man-wei!, even up to modern times lives in a world of animated objects.
Therefore that term of Tylor's, animism, which is simply the state of projection where man experiences his psychical contents as parts of the objects of the world. Stones, trees, human beings, families are all alive along with my own psyche and therefore I have a participation mystique with them.
I influence them and I am influenced by them in a magical way, which is only possible because there is that bond of sameness.
What appears in the animal say, is identical with myself because it is myself-it is a projection.
So our psychology has really been a sort of coming together, a confluence of projections.
The old gods, for instance, were very clearly psychical functions, or events, or certain emotions; some are thoughts and some are definite emotions. A wrathful god is your own wrathfulness.
A goddess like Venus or Aphrodite is very much your own sexuality, but projected.
Now, inasmuch as these figures have been deflated, inasmuch as they do not exist any longer, you gradually become conscious of having those qualities or concepts; you speak of your sexuality.
That was no concept in the early centuries, but was the god, Aphrodite or Cupid or Kama or whatever name it was called by.
Then slowly we sucked in those projections and that accumulation made up psychological consciousness.
Now, inasmuch as our world is still animated to a certain extent, or inasmuch as we are still in participation mystique, our contents are still projected; we have not yet gathered them in.
The future of mankind will probably be that we shall have gathered in all our projections, though I don't know whether that is possible.
It is more probable that a fair amount of projections will still go on and that they will still be perfectly unconscious to ourselves.
So the projection in a neurosis is merely one case among many; one would hardly call it abnormal even, but it is more visible-too obvious.
Nowadays, one might assume that a person would be conscious of his sexuality and not think that all other people were abnormal perverts; because one is unconscious of it, one thinks that other people are therefore wrong.
Of course that is an abnormal condition, and to any normal, balanced individual, it seems absurd.
It is an exaggeration, but we are always inclined to function like that to a certain extent; again and again it happens that something is impressive and obvious in another individual which has not been impressive at all in ourselves | 554 |
Small Waterfall at Bridal Veil Falls One of the smaller falls at Bridal Veil Falls Provincial Park east of Chilliwack.
A Stroll Under the Lights A stroll on the seawall at English Bay at dusk.
Seaside Boardwalk 2 A wooden walkway just to the right of the Pier at Dundarave in West Vancouver BC.
Frozen 1 The moist air causes leaves to freeze on trees before they have a chance to fall off.
Family Sunset Stroll A young family enjoying a stroll at sunset down by the beach at English Bay which is located downtown Vancouver.
Tea Time in Winter One day while walking through Stanley Park on one of the many trails I passed this beautiful winter scene that seemed just so serene and idyllic. I had to stop and enjoy. It was good that I had my camera to capture the moment. This HDR image is composed of 3 separate and different exposures which were then blended and processed in Photoshop.
Stillness at Winter's Night 2 This night was so still. Snow had fallen earlier quite heavily and it stopped shortly after midnight. It allowed these photos to be taken which showed<|fim_middle|>1pm.
Stillness at Winter's Night 1 This was the first photo taken at the start of a late night trek into Lost Lagoon in Stanley Park, right after the first major snowfall of that year in Vancouver. | the stillness and majesty of the the area.
Birds Frolicking on Bridge Can't really tell if the birds were enjoying the snow in Stanley Park as much as I was, but they were certainly fun to photograph in such an ideal setting.
Stillness at Winter's Night 3 One of a series of photos taken at night in Stanley Park's Lost Lagoon. These photos were taken between 1:30am and 4am after I had finished work at 1 | 99 |
Claims must be submitted within 30 days of purchase. Please allow 1 to 2 weeks after approval for receipt of your end user rebate check or accessory kit. This reward cannot be combined with any other offers. End user rebate checks or accessory kits will only be paid or sent to the individual person or company named on the original invoice for the qualified welder. Individuals may not redeem end user rebates on purchases made by or on behalf of the individual's employer.
The LINCOLN POWER MIG 256 sets the standard for MIG and flux-cored welding in light industrial job shop fabrication, maintenance or repair work.
sweet spot at a given wire feed speed for steel, stainless steel or aluminum.
connections and Lincolns 100% wire supporting split wire guide system.
Digital meters - For set up, meters display your preset voltage and wire feed speed. During welding, actual voltage is displayed.
New! Magnum PRO gun and cable 15 ft. (4.5 m) - Makes it easy to reach your work.
Copper Plus contact tips - Larger tip diameter and mass improves heat dissipation to increase tip life.
115V auxiliary receptacle - (208/230V model only) to power a grinder or other auxiliary equipment in your work area.
Coil Claw Cable Management system keeps your workstation organized.
Convenient top-mounted gun expendables tray.
NOTE: The LINCOLN POWER MIG 256 WELDER cannot be powered by an engine-driven welder.
Magnum PRO gun and cable 15 ft. (4.5 m) - Makes it easy to reach your work<|fim_middle|>Built-in undercarriage with easy-load gas cylinder platform.
Work clamp and 10 ft. (3.0 m) cable.
10 ft. (3.0 m) 230V input power cable with plug.
Drive roll and wire guide to feed both .035 in. & .045 in. (0.9 & 1.2 mm) wire.
Large color coded procedure recommendation sheet. | .
Magnum PRO 250L gun and 15 ft.(4.5 m) quick-connect cable assembly equipped with fixed gas nozzle assembly.
| 32 |
• Made from durable opaque plastic so you don't<|fim_middle|> for dog food and recycling. The coloured lids are cheerful and make it easy to choose the right one. Good heavy gauge of plastic, good detailing, sturdy, would definitely recommend.
Brilliant bins to help make recycling easier, would definitely recommend these.
Very good value for the price. Little awkward to unclip all four corners but otherwise good product.
Very pleased with these bins which were purchased for our Youth Centre to promote recycling. Good Value and good Service too. | have to see the contents of the bin.
• Lightweight design means the bin only weighs in at 1.6kg, so it's easy to empty for collection.
• A choice of four different lid colours ensures that you can the bins are easily identifiable.
Bought two to encourage tenants to recycle. Arrived promptly and are a good size and value. They look sturdy but not yet been used in anger! Might have bought a third one for non recyclable refuse if there had been an option of a black lid.
Just what we need | 109 |
Back to all topics
Topic: ERM Leadership and Risk Governance
ERM Leadership and Risk Governance Articles 181
Tools for Escalating Risk Issues to the C-Suite and Board
The volume and complexities of risks on the horizon are at an all-time high. Not only are organizations navigating a multitude of risks triggered by the ongoing pandemic, but business...
Paul Sarbanes, Co-Sponsor of the Sarbanes Oxley Act, Dies: A Look Back to a Discussion With Him
Mark Beasley, Deloitte Professor of ERM at NC State, moderated a live discussion between former Senator Paul Sarbanes and Representative Mike Oxley on July 30, 2012, which marked the 10th anniversary to...
Value of ERM: Board Risk Oversight Associated with Lower Taxes
Using annual proxy disclosures regarding the level of board involvement in risk oversight, faculty from NC State University (Mark Beasley, Nathan Goldman, and Christina Lewellen) and Northern Arizona...
BDO in the Boardroom Podcast Series: How Board Member Involvement Impacts Tax Risk - Nathan Goldman
Nathan Goldman, Ph.D., assistant professor of accounting at North Carolina State University, was interviewed in a podcast hosted by BDO about findings from his research that examines the role...
Board Risk Oversight Associated with Lower Tax Burden
New research finds that corporate tax-planning practices improve when a company's board takes an interest in tax-planning practices – and better planning results in both less tax uncertainty...
Simplifying How We Think About Hard-to-Measure Risks
The pandemic crisis has introduced a whole host of never-before-seen risks that are critical to the reputation and brand of an organization. Because the risks are new, organizations have little,...
Advanced Risk Scoring Techniques
Bruce Branson, Associate Director of the ERM Initiative at NC State University interviews Jennifer MacKethan at Cisco Capital, on advanced risk scoring techniques that Cisco Capital employs in their...
Re-energizing the ERM Process
Bonnie Hancock, Executive Director of the ERM Initiative at NC State University interviews Linda Milburn-Pyle, Chief Risk Officer, Advance Auto Parts about how she approached a re-fresh of an Enterprise...
Effective ERM Can Promote Stakeholder Balance
On August 19, 2019, the Business Roundtable (BRT) announced a new Statement on the Purpose of the Corporation (see Statement) that noticeably expands the point of focus regarding the purpose of today...
Integrating ERM, Compliance, and Audit to Provide a Comprehensive View
Don Pagach, Director of Research for the ERM Initiative at NC State University interviews Rick Moyer, Chief Risk Officer at Stanford University. Rick describes his role of the Chief Risk...
Embracing the Future Workforce
According to a recent publication by PwC entitled "Workforce of the Future," rapid technological advancements will drastically change the structure of the workforce in the next ten years....
Top Risks Report 2020: Executive Perspectives on Top Risks for 2020
REPORT: Executive Perspectives on Top Risks for 2020 The ERM Initiative in the Poole College of Management at NC State University, in conjunction with global consulting firm Protiviti, annually surveys boards...
How Piloting Marine One Provides Lessons on Managing Risks
Mark Beasley, Director of the ERM Initiative at NC State University interviews Mick Reed, Director of Strategy and Risk Management at VF Corporation, about lessons he learned from serving as...
Revamping ERM: How Seven Companies Improved ERM Effect<|fim_middle|> changing needs of the organization and to look at the changing risk environment. This case study looks in depth at...
CEO and Board Risk Management
Senior leaders often view threats in a vacuum, acknowledging their existence but missing the mark on how best to solve them. These leaders tend to know that threats are on...
Building Cross-Functional Risk Expertise
CFO Signals Survey
Deloitte provides this quarterly report to highlight the opinions and perceptions of CFO's in international industries. More specifically, they attempt to explore CFOs' perspectives on major economies, government policy,...
Corporate Governance Trends 2018
Each year Russell Reynolds Associates interviews over 30 institutional and activist investors, pension fund managers, public company directors, proxy advisors, and other corporate governance professionals in five key markets to determine...
Are You Trying to Embed ERM Thinking Deeper in Your Organization?
Extending the Reach of ERM: Techniques for Engaging More Employees
Are Boards Focused on the Right Risks?
Recent studies conducted separately by the National Association of Corporate Directors (NACD) and Protiviti/NC State highlight that "yesterday's risks" that still preoccupy many boardroom...
Page: 1 of 10 Pages 1 2 3 > Last › | iveness
Most ERM processes evolve over time to adapt to the | 13 |
Details: One Hour eLearning Seminar starting at 5:30 PM.
Meeting: eLearning talk details at this link.
Park in the Visitors Lot as shown here.
Talk: In the field of renewable energy designing power processing systems characterized by high efficiency (>98%) and reliability (MTBF>20-25 years) remains a challenge. Only when systems exhibit these key features will renewable sources really be competitive with traditional ones. Even though a number of new topologies and electronic devices have been proposed for improving the converter characteristics, these efforts have fallen short. This is because there has not been a similar evolution in control strategies, where the classical linear approach continues to be applied intensively. The objective of this tutorial – which is part of the IEEE eLearning Library Industrial Electronics Series – is to introduce the basic concept of nonlinear control by focusing on an emergent control technique which can be used for improving the performances of photovoltaic and fuel cell power processing systems.
Please Sign Up at the IEEE Madison Section event page.
Agenda: This initial organization meeting is to select the meeting schedule for the LM Group and set up the organizational structure. Please attend if you are interested in the group. The meeting is open to all members, but is organized by Life Members whose combined age plus years of IEEE Membership exceeds 100 years and the Member is 65 years or more old. If you are interested in the group, but cannot attend, please contact Tom Kaminski (tjkaminski at ieee.org).
UW Lot 17 (fee) is closest parking. Check for Parking Availability here.
Talk: The job of the entrepreneur is to come up with a solution that can save lives, save money, or produce a better solution that is more precise and/or accurate. I will discuss some of the do-s and don't-s for an entrepreneur and spend the rest of the time discussing how to find the significant problems that need to be solved and how to develop the solution to solve these problems ("how to think out of the box"). I will use examples from my own work including a signal extraction method called the Period Transform, the narrow band auscultatory blood pressure measurement, and a method to detect and quantify hemorrhage during significant trauma..
A new up-coming international wireless standard that evolved out the Savi "container seal" IEC18000-7 standard has unique advantages over other protocols such as Zigbee. It is a long range, low data rate, sub-GHz, low power protocol. It uses ad-hoc time synchronization that allows a router to remain battery operated on sensor networks that access data infrequently. This means that a wireless sensor network can be installed in minutes rather than a day without requiring a specialist. The ability for any node to talk to any other node or group of nodes is an enormous advantage in many situations. In summary, it is a BLAST…..Bursty, Light, Asynchronous, Stealth, Transient protocol.
The ECN Meeting: Tom Spinosa of J&K Security gave an interesting talk on the future of home automation. He reviewed the relentless advance of technology and what its impact is on society. He projected how technological advances in computing and networking as well as social media will push advances in Home Automation. Except for voice recognition technology that he claimed is "not there yet", all of the building blocks are in place for advanced Home Automation systems. A lively discussion ensued roughly breaking down along generational lnes about the potential need for the Home Automation systems.
The eLearning seminar on Battery Basics was interesting, though somewhat dated. Those in attendance felt that the latest advances were not covered. I learned quite a bit about batteries and thought it was a worthwhile seminar. PDH/CEU credits were available for those interested in getting them.
The February Section Meeting was attended by over 25 people. Scott Olsen used projections on energy use across a number of sources to show where we are today and what is projected for tomorrow. The talk was also well attended by IEEE Student Branch members. I was surprised at a graph of cost to add new<|fim_middle|>ca's memory. If members would like to make contributions, they can follow this link to donate. Under Designation select Other – detailed below. In the detailed instructions field enter The David Marca Memorial Fund for Student Energy Projects and Fund # 12347896. The professor responsible for WESC contest estimates the fund will disburse just over $1,000 per year. Please join members of the IEEE-Madison Section executive committee who worked with David and donate to this fund. | energy verses type added. Energy Efficiency was one of the best.
The Region 4 Student Leadership Conference at UW-Madison was quite a success, despite UW-Madison being selected very late in the game after IIT dropped out. The IEEE-Madison Section kicked in some money for the deposits, but most of the cost of the conference was borne by corporate donations that the students raised through a direct appeals. There were Banquets with keynotes, Tech Talks, leadership training events, student project exhibitions, student competitions, and opportunities to met with corporate recruiters. I was impressed with the competitions that featured "Brown Bag Circuits" where students had to build circuits from a bag of parts with a general outline of what it was to do, a Micro-Mouse-Maze event with specific mazes that had to be run, and a paper/presentation on Ethics from a description of an ethical dilemma.
UW-Madison "Drone" Project Update: After a project kick-off meeting in mid-February, ten students are participating in using Drones to solve societal problems. The students are now collaborating with David Drake, Associate Professor and Extension Wildlife Specialist in the Department of Forest and Wildlife Ecology at UW-Madison and his graduate students as they track fox and coyotes in Madison. This gives additional incentive to the students and an opportunity to talk directly with an on-campus "customer" who can help direct the goals for the project. In the meantime, a prototype "quad" antenna and a pseudo-doppler switch has been fabricated, in part using the surface-mount reflow equipment in the ECE Department. Project Lifesaver International has sent a pair of their transmitting bracelets and the students have purchased loCATor transmitters of a similar size for ham-band use. Initial tests of the switch with DVB-T dongles and Software Defined Radios using the loCATor transmitters are promising.
March Meetings: The announced eLearning topic for March is based on control strategies to maximize the production of renewable energy such as solar and fuel cell power. It is a also a talk on non-linear control techniques for power convertors. Following the lecture, there will be a short tour of the Ingenuity Center at MATC so you can see where your bond issue dollars went. The Section meeting talk is by Ron Pulvermacher who serves as Treasurer and is on the Board of the Dash-7 Alliance. He has developed many RFID and low-power sensors with RF connectivity and will talk about a new standard for long range, low-power, sub-gigaHertz technology that has many advantages over Zigbee. Also that month, Dennis Bahr will talk at the UW-Madison BioEngineering Seminar about his experience starting biomedical companies. His talk will be co-sponsored by the IEEE-Madsion Engineering in Medicine and Biology Chapter (EMB018) and will also feature a push for students to join the Society and the local Chapter.
April Meetings: For April, the ECN Meeting has been moved early one day (on April Fool's Day – Wednesday instead of Thursday) to allow Perry Govier to talk just before he attends a meeting in Japan. Perry is a developer for Ionic code at Drifty, a fast growing local startup whose products are gaining significant market share. The Madison Section Meeting in April will feature an IEEE member from Iowa who has helped to form the Energy 2.0 Society. Its goal is to make people aware of an emerging new energy technology called LENR. As of this date, there have been several documented tests of the technology that show a COP of greater than 3 with an energy density in the realm of nuclear reactions, but with no harmful radiation or radioactive byproducts. It promises to be a significant new technology that is sorely needed in the face of global climate change. We are still looking for an appropriate place to hold the meeting. If you have an appropriate venue, let us know.
David Marca Memorial Fund: Consider making a contribution this year to the fund in David Mar | 811 |
Everybody loves receiving a good massage to relieve their stress. The bad news here is that few people know how to give a proper massage. A bit of knowledge goes a long way. Continue reading this article to learn more.
When looking for a massage therapist, consider only hiring someone who is licensed. A licensed masseuse<|fim_middle|> put on these areas will relax the muscles, relieving the pain.
Remain calm and quiet while massaging someone. If someone is trying to feel calm and relaxed the last thing they want to hear is you chattering constantly. Sound should be limited to soft music or nature calls. Or, keep the room as quiet as possible.
TIP! Don't allow loud sounds near the massage area. It is hard to relax if there is lots of noise in the area where the massage is occurring.
As you've read, giving great massages isn't that hard. Giving your loved ones massages is a great way to show them that you care. Perhaps you would like to open a massage parlor. This is still an interesting concept to learn and skill to practice, regardless of your intentions.
Next: Solid Advice When Looking To Choose A Good Massage! | has received specialized training and will understand your specific needs better. You'll be working with a professional with experience in the industry by working with someone of high caliber.
TIP! Only hire a therapist that has a license. A licensed masseuse has received specialized training and will understand your specific needs better.
Eat a very small meal before your massage. Do not eat too much, as it can make you feel nauseous during the massage. You need to eat healthy so that you have a good experience.
If you are sore or tired, try giving yourself a massage. Begin by softly thumbing the outer areas of the body. Massage the feet and legs and the hands and arms. Work toward the center of your torso. This will help you feel more ready for the long day that's coming. When this massage is done at night, you can reduce stress in order to sleep better.
TIP! Always be on time for your massages. Make sure that your massage is a priority during your day.
Trigger point therapy, or neuromuscular therapy works best when the concentrated pressure is put on certain trigger points. Trigger points feel like lumps or knots within your muscles. These areas can be painful and also transfer the pain to other areas of your body. Pressure you | 254 |
Here is a subject matter you don't often see featured by most kit makers if at all but one which was nevertheless an important facet of the Vietnam conflict, the Army Republic of Vietnam or ARVN Rangers. Dragon has arguably the widest selection of Vietnam era figures covering both American as well as the Vietnamese forces with a healthy sprinkling of even indigenous forces in between. As such the production of this set complements well if not almost completing their substantial lineup of Vietnam era figures.
Among the various campaigns that the Rangers participated in Dragon has chosen Saigon circa 1968 during the Tet Offensive as the setting for this kit.
The kit comes in Dragon's standard 1-piece box and features a well<|fim_middle|> street to street fighting of the Tet Offensive, 1968. As usual the adequately detailed painting guide completes the back of the box.
The set comes in 2 tree sprues. The main sprue holds the parts of the 4 figures together with their personal equipment. Molding of the figures was surprisingly relatively sharp for such an old set. Even the canvas belt of the figures had both reinforced stitching lines and eyelets. Although the box art depicts accurately the smaller stature of the Vietnamese especially in relation to their equipment for example, the chap with the Flak vest actually appeared small in what is likely to be a Caucasian-sized flak vest, the actual figures inside were not as well proportioned. The upper body of the figures tended to be too broad at the shoulders for an Asian. The upper body frame tended to be out of proportion to the slightly shorter and thinner legs although both portions fitted well to each other at the waist.
The other feature that fell short of my expectations was the sculpting of the facial features. I have to confess at this point that my main intention for purchasing this set was to use it as an affordable box of spares for scratchbuilding rather than the subject matter it represented. More specifically besides the equipment I was looking for a set of affordable Asian heads to pass of as either NVA or even Special Forces indigenous troops. Unfortunately the faces appeared at least for me to be only mildly Asian and even less Vietnamese. Granted that Vietnam is home to a wide range of ethnic groups I had hoped that the faces sculpted here would at least have a stronger Chinese influence if nothing else. Flash was manageable.
The figures are generally well posed in action poses with 2 figures firing weapons, one from a crouched position while the other 2 are in an advancing pose. A casual fit of the figures indicated the need for some puttying for the arms of the figures firing weapons. As a very minor sidenote, the angle of the elbow (the firing arm) of the figure with the M79 felt somewhat exaggerated although never having used the Blooper I may very well be wrong.
The figures are fitted with a wide variety of weapons ranging from the standard M-16 to an M-60 and a M79 grenade launcher. There is also a nice addition of an AN/PRC-25 radio. One of the figures is kitted out in a M1969 flak jacket making this is a very welcome variation especially when considering how the flak jacket has become synonymous with all things Vietnam. One of the figures even has a wrist watch.
Other nice additions are the shoulder flash and the provision of decals of the snarling Black Panther for the helmets both of which are critical to denote and distinguish these ARVN soldiers as Rangers.
From its activation on July 1960 to the time they were ordered to lay down their arms in April 1975 the Army Republic of Vietnam or ARVN Rangers were found almost always in the thick of the action. The ARVN Rangers were among the few elite units in the South Vietnamese forces. They were trained by American Special Forces who remained with the unit as military advisors. Apparently some of the more promising among them were even sent to the Ranger school at Fort Benning for additional training.
The Rangers were often spared the criticisms of corruption, poor leadership and other disciplinary problems that were commonly leveled at the rest of the Vietnamese army. A more motivated lot it has been said the soldiers with a snarling Black Panther badge on their helmets were often accorded a healthy respect by the NVA and VC. | drawn illustration by Ron Volstad. The 4 figures are drawn in the midst of action presumably somewhere in Saigon during the | 25 |
The first thing you ought to do when it comes to financial management is to know where you are spending. And for that all you need to do is track the expenses for a minimum 30 days. This will give you an idea about where your money is going, and how you are wasting it so that you can avoid those unnecessary expenses.
Sometimes we buy things which we don't really need. This is called as impulsive purchasing, and in the longer run it can prove to be the biggest burden on your pocket. To avoid being stuck in such a situation, you need to understand the difference between your needs and wants. Once differentiated,<|fim_middle|> financial management tips can actually help you to secure your future. Give these tips a try, and see how they prove to be beneficial for you. So, what are you waiting for? | you can eventually save yourself from overspending.
Another important thing to remember here is that paying your mortgage/rent on time might open doors of opportunism for you. For instance, if you have a credit score of 750 or more, then you can unlock lower interest rates. That's just one of the many benefits.
Most important of all, be sure to check out the investment options available in the market. Making investments can in a way ensure that you will not have to face any financial troubles in the future. And, that's exactly what we are talking about here.
Following these | 120 |
Southern California Latino Policy Center
NEWSLETTER – Latino Policy Connection
Education Features
City Features
Ethics Advisor
Policymaker Profiles
POLICY RESEARCH
Summer 2015 Policy Forum
Spring 2014 Policy Forum
Fall 2013 Policy Forum
SCLPC Events
May 2, 2017 Eventsvictor
Pacific Standard Time: LA/LA, an unprecedented cultural collaboration on Latin American and Latino art comes to Southern California, September 2017-January 2018
Fowler Museum at UCLA Axé Bahia: The Power of Art in an Afro-Brazilian Metropolis Ayrson Heráclito Bori – Oxum, 2008. Photograph, H: 100 cm; W: 100 cm © Ayrson Heráclito.
Pacific Standard Time: LA/LA (PST: LA/LA)is a far-reaching and ambitious exploration of Latin American and Latino art in dialogue with Los Angeles, taking place from September 2017 through January 2018 at more than 70 cultural institutions throughout Southern California.
PST: LA/LA, an initiative of the Getty, is presented by Bank of America.
The exhibitions will explore diverse topics, themes, movements and periods such as art and activism; Chicana/o and Latina/o art; identity; gender; design and architecture; film and video; photography; performance art and conceptualism; modernism and abstraction; globalism, borders, and diaspora; and Pre-Hispanic and Colonial eras.
PST: LA/LA will feature the works of more than 1,100 artists from 45 countries in Latin America, North America, and Europe, including Mexico, Brazil, Venezuela, Cuba, El Salvador, United Kingdom, and the United States.
LA Plaza de Cultura y Artes and California Historial Society ¡Murales Rebeldes!: L.A. Chicano/a Murals Under Siege Roberto Chavez at work on The Path to Knowledge and the False University, East Los Angeles
It will also expand beyond museum walls with concerts, performances and events that partner institutions will present at the Hollywood Bowl, The Music Center's Dorothy Chandler Pavilion, and Walt Disney Concert Hall, Grand Park, and a variety of indoor and outdoor spaces throughout Los Angeles and the region.
You can find information at pacificstandardtime.org or follow on Instagram and Twitter: @PSTinLA or Facebook: @pacificstandardtime.
Local Government Commission Wraps up 2017 Yosemite Conference
April 4, 2017 Eventsvictor
By: Carissa Gutierrez, Local Government Commission
Thank you to all who participated in the 26th Annual Yosemite Policymakers Conference. Over 100 policymakers across the state attended this year's event. The theme was The Road Ahead: Sustaining Our Progress, Protecting the American Dream and the 20+ speakers touched on topics related to affordable housing, transportation, water management and food access and affordability. The event kicked off with a featured a keynote address on Friday evening from Senator Kevin de Leon- and concluded Sunday morning with an inspirational address from Carl Guardino (CEO, Silicon Valley Leadership Group).
All panel and speaker presentations have been uploaded HERE in PDF form and are available on the event website.
Sign up for LGC's Livable Places Updates (sent monthly) to be kept in the loop regarding upcoming events, opportunities, and stories of interest related to the Local Government Commission.
Carissa Gutierrez was the Coordinator for the Local Government Commission's 2017 Yosemite Policymakers Conference last month.
Yosemite Policymakers Conference – March 16-19
March 2, 2017 Eventsvictor
DON'T FORGET TO REGISTER!
Join other policymakers who are interested in building more livable communities at the 26th Annual Yosemite Policymakers Conference. Hear from 20+ expert speakers in the fields of housing, transportation, water, energy, and more!
Housing Supply and Affordability in CA
The Future of Water in CA
Society, Economy and Our Transportation System in the Era of Autonomous Vehicles
Innovative Food Recovery Programs
and a Post-Election Mortem: A Local and State Perspective
Don't miss out on this year's featured speakers:
Honorable Kevin de Leon, President pro Tempore & Representative of the Twenty Fourth Senate District, State of California
Ken Alex, Director, Governor's Office of Planning and Research
Commissioner David Hochschild, California Energy Commission
Visit: www.lgc.org/ypc17 to learn more about the event and to register using SCLPC's special 10% discount code: YosemiteSCLPC.
This conference is presented by the Local Government Commission. For questions contact Carissa Gutierrez (cgutierrez@lgc.org | 916-448-1198×323).
Events: Yosemite Policymakers Conference March 16-19
January 31, 2017 Eventsvictor
CA Senate President to Deliver Keynote
Join other mayors, city council members, county supervisors, city managers and high-level department heads in the middle of the breathtaking beauty of Yosemite National Park at the 26th Annual Yosemite Policymakers Conference, held between March 16 -19, 2017. This popular conference always features numerous networking opportunities and a timely and inspirational agenda designed to provide the tools and support local policymakers like you need to implement innovative solutions to address society's most pressing challenges. This year's conference will be no different with its focus on sustaining our progress and protecting the American dream.
Click Here to learn more about the event and to register using Southern California Latino Policy Center's special 10% discount code: YosemiteSCLPC.
Events: CAHCC Economic Summit – March 3
Friday March 3rd, 2017
The LA Hotel Downtown
333 S Figueroa Street
The California Hispanic Chambers of Commerce (CHCC) recognizes that small businesses must adapt to technology and industry advancements, and comply with regulatory policy changes.
The recent political and economic shifts impact communities across the state and create uncertainties and new barriers for our small business. Beyond the population numbers, the Hispanic business community is the backbone for California's economic stability and growth.
The CHCC provides the forum to engage small businesses, Latino leaders, community partners, and elected officials to create comprehensive and feasible solutions.
Event: Yosemite Policymakers Conference
January 3, 2017 Eventsvictor
Join other mayors, city council members, county supervisors, city managers and other high-level department heads in the middle of the breathtaking beauty of Yosemite National Park at the 26th Annual Yosemite Policymakers Conference between March 16 -19, 2017.
This popular conference always features numerous networking opportunities and a timely and inspirational agenda designed to provide the tools<|fim_middle|> reputation, LGC offers inspiration, information, and partnership for local and regional champions dedicated to building thriving communities that integrate civic engagement with environmental, social and economic priorities.
DIA DE LOS MUERTOS – RECEPTION
October 20, 2015 Eventsvictor
Elected Officials Academy 2.0: A Game Changer
Making Sure Our Communities Are Included
By: Lisa Baca
Academy 2.0 class 1 participants with trainer, Dr. Laree Kiely (seated front row center), who reminded us Albert Einstein said, "no problem can be solved at the level it is occurring."
The California Latino Leadership Institute in partnership with the Southern California Latino Policy Center presented the Southern California Elected Officials Training Academy 2.0 in Downey, California October 9-11, 2015. Thirty municipal elected, appointed and community leaders participated. Here are a few Academy participant insights.
Mickie Solorio Luna, Hollister Councilwoman, worked for the finance department for the city for 30 years, before retiring eight years ago and running for Council District 2 in 2014.
Marta Segura, Appointed in 2013 as a Commissioner for the City of Los Angeles.
Miguel Segura, currently a Legislative Field Representative and a member of the City of Los Angeles Westlake North Neighborhood Council.
Dr. David Hayes-Bautista presents The California History Project: highlighting Cinco De Mayo and the many contributions made by Latinos to California's rich and diverse history.
Q1 What are two things that you took away that were valuable for you?
Marta Segura: "One thing was readiness, to be ready for the future, and to thrive in chaos, so that you can be a great leader that does not respond to the distractions, but to the vision. Inclusiveness, I loved the examples on "widening the circle," and making sure to include all stakeholders. If we exclude, we don't really create change, if we include, everyone changes."
Mickie Solorio Luna: "The Brown Act presentation by Attorney Ruben Duran and the valuable presentation of Dr. Laree Kiely on how to handle situations without compromising."
Miguel: "The tip about empowering and the discovery of power. I have chosen to no longer use the phase empower people. I will help people DISCOVER their power, because we as human beings are all powerful we just need to learn how to help others discover that power within ourselves.
Hollister Council Member, Mickie Solorio Luna, the youngest of 12 children who worked in every farm worker labor camp in the Central Valley, addresses the Academy participants on leadership for young Latinos: "We need to educate our young people."
Q2 What are the biggest challenges facing local Latino policymakers/leaders at the local level?
Miguel Segura: "Bureaucracy. We are living in a place where elected officials are scared to speak up. Elected officials are scared to be against money/power, because that money is what funds their campaigns."
Marta Segura: "It is possible to lead with integrity and authenticity, based on your moral compass and core values. "
Mickie Solorio: "Issues that impact our communities, how to address them with knowledge and building trust with constituents. Challenges may differ in communities but in the long run, our agendas are the same in wanting to solve issues and encouraging more Latinos to become involved in elected bodies of government.
The 2016 Elected Officials Academy 2.0 will be held in the Spring in the City of Long Beach. For more information please visit: www.calatinoleadershipinstitute.org.
Lisa Baca is the Executive Director of the California Latino Leadership Institute.
wehack: Southeast Cities – NEW DATE!
September 15, 2015 Eventsvictor
hackathon (also known as a hack day, hackfest or codefest) is an event in which computer programmers, and others involved in software development and hardware development, including graphic designers, interface designers and project managers, collaborate intensively on software projects. ~Wikipedia
Join more than a hundred computer programmers gathering in South Gate on the weekend of January 15-17, 2016 competing for thousands of dollars in prizes and creating solutions to some of the toughest problems residents of the Southeast Cities face every day.
The Southern California Latino Policy Center in partnership with Sabio, East LA College, and the Cities of Cudahy, South Gate and Huntington Park, is organizing a "hackathon" to bring coders/web developers from the region together to spend a weekend working on software solutions to address these and other challenges facing the residents of the Southeast Cities. These developers will compete in teams to create software solutions (apps) for use by Southeast Cities residents. In addition, Sabio will conduct coding "classes/workshop" during the Hackathon for any interested residents, particularly targeting ELAC students, interested in tech careers.
WeHack Challenges
Heavy traffic issues due to congestion / finding parking
Lack of open space
Affordable child care
Lack of healthy food options
City government transparency and accountability
Thanks to our sponsors! AT&T, California Resources Corp., Best Best & Krieger, Crowley Corporate Legal Strategy, and EC Hispanic Media
Front Line Leaders Academy Seeks Applicants
Do you know a young person with great policymaker or political campaign potential?
The Front Line Leaders Academy (FLLA) is a premier leadership development program offered every year by the Young Elected Officials (YEO) Network and YP4 to talented young people who are interested in greater civic participation. By providing them with the opportunity to learn successful skills and tactics from YEOs and campaign experts, participants learn the basic skills needed for working on a campaign or even someday running for office themselves. This year, FLLA will select 20 young Los Angeles-area leaders from diverse backgrounds.
Fellows selected into this elite academy are trained on how to be an effective candidate, campaign manager, finance director, communication director and field organizer. Fellows work one-on-one with young elected officials and campaign experts as they develop the necessary skills to become the next generation of progressive candidates, campaign leaders and community organizers dedicated to the advancement of progressive values in Los Angeles County.
Know an emerging leader, activist, or community organizer? NOMINATE APPLICANTS HERE.
The application for the 2015 Los Angeles FLLA closes at midnight PST on September 30th, 2015.
Contact Karen Schillinger at kschillinger@pfaw.org or (202) 467-2368 with any questions.
Latino Policy News
Woodland council to consider more money to fight gang violence - Woodland Daily Democrat
Sanders steps up appeals to women after flap with Warren - ABC NEWS 4
Washington DC News, [BC-MCT-NEWS-BJT] - Daily Inter Lake
Iowa's small Latino population looms large in 2020 election - PostBulletin.com
Cudahy residents angry over environmental injustice of jet fuel dump - Los Angeles Times
Editorial: Elect Childress, Cole to Alameda County education board - The Mercury News
All Escondido elementary schools to offer full-day kindergarten - The San Diego Union-Tribune
Would Nevadans support a sales tax increase for schools? - Las Vegas Review-Journal
School-Sent Firearm Storage Material Bill Passes Assembly Committee - California Globe
One year after teachers' strike, LA school district chief says strike did not solve 'decades of frustration' - EdSource
Tech Family Scoring Points With Education Games
Cerritos College STEM Symposium
"I Used to Dream About The Stuff I Do Now" – Confessions of Tech Convert
Sometimes the Path to Success is Clear
A Policymaker's Guide to Social Media
Tito Silva on Maywood's Gamble
Alex Padilla on What Does it Take to be an Effective Public Executive?
Glenn Gendron on The Children of Proposition 187
NELIDA MENDOZA on Policymaker Profile: Vanessa Delgado
NELIDA MENDOZA on The Children of Proposition 187 | and support Policymakers like you need to implement innovative solutions to address society's most pressing challenges. This year's conference will be no different with its focus on sustaining our progress and protecting the American Dream. Topics will include affordable housing, transportation, autonomous vehicles and more.
Register here and learn more about the event.
Use Southern California Latino Policy Center's special 10% discount code: YosemiteSCLPC. Registration is open now!
The Local Government Commission
For over 35 years LGC has connected cutting-edge leaders from across the nation. Together we are advancing transformative policies and implementing innovative solutions for sustainable communities.
LGC works to build livable communities and local leadership by connecting leaders via innovative programs and network opportunities, advancing policies through participation at the local and state level, and implementing solutions as a technical assistance provider and advisor to local jurisdictions.
With roots in California and a national | 178 |
Ground movements can arise from a large number of<|fim_middle|> axial forces and bending moments in the piles, and thus the key design aspects are related to movements and to the structural integrity of the pile. However, the ultimate geotechnical load carrying capacity is generally not affected by the ground movements themselves. This paper will describe an approach to the analysis of ground movement effects on piles, considering axial and lateral movements separately. Some of the main features of pile response will be discussed for three specific problems involving ground movements: piles near and within embankments, piles near an excavation for a pile cap, and piles subjected to seismic ground motions. | sources and can have a significant effect on nearby piles and deep foundations. The loading of the piles by ground movements is a different mechanism to that arising from direct applied loading to the pile head, and consequently it is not generally possible to adequately analyze the effects of ground movements simply by applying some type of equivalent loading to the pile head. The main effects of ground movements are the development of additional movements, | 79 |
Market history provides insights
July 1st, 2017 by Wyoming Livestock Roundup
According to Iowa farmer and Market to Market Host Mike Pearson, several changes are ahead for the agricultural industry, and using hindsight is critical for planning for the future.
"We have a lot of volatility in the markets, but if we look back through history, I think we can get a fairly decent idea of what the future might look like," says Pearson.
To better predict the future, Pearson notes it is important to analyze the past and present state of agriculture, which is currently in a period of uncertainty, he says.
"Every single sector in the world of agriculture has seen tight margins over the past couple years," comments Pearson. "It's an environment driven by nervousness, and this is going to have an effect looking ahead."
Pearson explains a clear pattern in agricultural market booms and busts is evident when looking at the commodity cycle.
"When we look at the past 117 years, using corn prices as a barometer of the ag economy, we have seen four periods where demand exploded and drove net farm revenues through the roof," continues Pearson.
The first boom occurred in 1917, following the end of World War I, says Pearson.
"European agriculture was in shambles," he says. "The world turned to an untouched ag super power, the U.S."
According to Pearson, every time a period occurs where prices dramatically increase, structural changes occur to the agricultural industry.
"In 1917, the first spike upwards, we saw the beginning of mechanization in American agriculture," comments Pearson, noting at the same time, tractors were introduced to the Great Plains. "We did increase production quite substantially."
In response to the high agricultural prices in the U.S., European production increased substantially.
"From the peak in 1917,<|fim_middle|> mid-1950s. Everybody had a tractor," he comments.
Unlike what was expected after the market boom, the 1950s and 60s were not crisis years for agriculture.
"There were tighter margins than the immediate post-war era, but we saw stability, and we saw profitability return to the American ag sector for almost 20 solid years," Pearson notes.
In addition to mechanization, a growing middle class was another key difference in the 1950s and 1960s from the 1920s and 1930s.
"Parents of America's baby boomers wanted to feed their children better," he explains. "Parents aggressively fed their children protein, milk and dairy, and all of those things helped support demand, which kept us from going into a massive recession in agriculture."
Opened trade
The next market spike for American agriculture occurred in 1973 after markets were opened to the Soviet Union.
"All of a sudden, millions of starving communists can eat, thanks to the productivity of the American farmer," comments Pearson.
Again, the spike in the market resulted in changes to the industry, says Pearson.
"Beginning in the 1970s, we saw farms really begin to expand and consolidate," he continues. "In this period, we saw farmers who were aggressive and willing to spend a little bit more to acquire their smaller neighbors."
Productivity began increasing every year as farm machinery began to grow, resulting in lower prices for ag products.
"Finally, Jimmy Carter put the bullet in the head of that rally when he shut off the Soviet Union in 1979," says Pearson. "We had surplus production and entered the 1980s – a period of crisis again in American agriculture."
Market changes
The most recent boom period in agriculture began in 2007, peaking in 2012 for grains and 2014 for protein.
"Every single tradable commodity we grow in this country peaked and saw record highs sometime in that seven-year span," said Pearson.
According to Pearson, several factors attributed to the most recent rally, including growth of the Chinese economy, the creation of ethanol and the 2008 global financial crisis.
As other markets began to fail, hedge fund traders began to turn their eyes to agriculture.
While speculator funds don't typically hold positions long, the corn industry proved to be an exception, with hedge funds being long on the corn market every month for five years.
"It had never happened before in history. Speculative traders were driving this market," says Pearson.
He continues, "One of the things we have to grapple with as producers and as lenders is that we're no longer discovering price in a market determined by the producers and end users. We're in a market that is and will be highly volatile into the future, thanks to the input of these large speculative funds."
Another major change to agriculture was bringing more data into operations as producers purchased equipment with increased profits, particularly with wireless capabilities.
"For those who used new equipment as simply a tax write off and are not using the new technology, they're going to struggle, and they're going to struggle for a little while going forward compared to those who embrace it," says Pearson.
Pearson spoke during the 2017 Agricultural Bankers Conference.
Emilee Gibb is editor of Wyoming Livestock Roundup and can be reached at emilee@wylr.net.
Posted in Management, Marketing and Trade
Comments Off on Market history provides insights
Against the Odds »
« Financial decisions: Tools to assess practice sustainability topic at WSGLT clinic | four short years later, we were in the depths of one of the worst ag crises in American history, the 1920s, followed up by the Great Depression," he comments.
A 20-year period of stagnation for American agriculture came to an end at the end of World War II, which echoed the market success seen in 1917.
From 1950 to 1955, more tractors were sold in the U.S. than from 1956 to present day.
"We began mechanization in 1920. We completed it in the | 126 |
Q: How to alias a hostname on Mac OSX In a nutshell, I would like to be able to open a browser and open local.example.com but it actually loads http://localhost/path/to/example.com/
I am using Mac OSX 10.5, and not afraid to get my hands dirty with the terminal :)
I use Apache as my local server.
A: Just to be clear, I'm basing this on the assumption that you really do want http://local.example.com to load the literal web page http://localhost/path/to/example.com. In other words<|fim_middle|>/path/to/example.com/, then instead you will want to use mod_rewrite to create a redirect:
RewriteCond %{HTTP_HOST} !^local\.example\.com [NC]
RewriteCond %{HTTP_HOST} !^$
RewriteRule ^/?(.*) http://localhost/path/to/example.com/$1 [L,R,NE]
| , this will only work for this machine. If, on the other hand, you're trying to serve web pages to the outside world using your Mac OS X machine, then that's a different question.
First, add a new line to your /etc/hosts file:
127.0.0.1 local.example.com
You can do this by running the command sudo nano /etc/hosts, add this line to the end, then save it by pressing Ctrl-X, Y.
How you actually redirect/alias the address http://local.example.com to http://localhost/path/to/example.com/ depends on which web server you're using. Assuming you're using Apache:
If you want the user's browser to show local.example.com, then you want to set up a virual host and your httpd.conf file should have something like the following:
<VirtualHost *:80>
ServerName local.example.com
DocumentRoot /www/path/to/example.com
</VirtualHost>
If, on the other hand, you want the web browser's location bar to change to http://localhost | 224 |
Lately, there have been a string of news articles regarding animals imitating human speech sounds. First, there was an account of the nine year-old beluga whale named NOC who was recorded making unusually low, clipped bursts of noise. Then, today, news from the University of Vienna was reported of an asian elephant named Koshik using his trunk to imitate Korean words. Koshik does attempt to match both the pitch and timbre of the human voice, though the researchers doubt there is any meaningfulness to his phrases beyond an attempt at social affiliation.
The more interesting aspect of NOC's speech is that, unlike the dolphins that are trained to imitate human noises or computer generated whistles, it is the first recorded spontaneous imitation of human speech. Similarly, the marine animals previously studied were raised primarily in captivity. NOC is not only a wild beluga whale, but his speech was also recorded in the wild. The study, published in Current Biology, can be found here (only the abstract is available for free).
There's also a more general point about needing to gather a huge amount of data (15 petabytes a year — enough to fill more than 1.7 million dual-layer DVDs a year) to find the very small effect size that is predicted for the Higgs Boson. In itself, data of this magnitude will likely come with significantly more noise, which means physicists have needed to develop well-defined statistical methods (they even have their own statistics committee). It really is a massive achievement for modern science.
Do you have a better memory than a chimp? Tetsuro Matsuzawa demonstrated the amazing working memory abilities of Chimpanzees, but maybe humans can be just as good, with enough practice. Justin Quillinan and I present the Quick-Hold Improvement Challenge (or QHImp Qhallenge). Play our game and find out if you can beat a chimpanzee.
You can see the results update live here. Results so far are tantalizing: Rep<|fim_middle|> using to back up claims of emergence. I can't read the article because I don't have institutional access any more, so I'd be keen to hear thoughts others have.
A new paper in the journal 'Emotion' has presented research which has implications for the evolution of language, emotion and for theories of linguistic relativity.
A new paper in the journal 'Emotion' has presented research which has implications for the evolution of language, emotion and for theories of linguistic relativity. The paper, entitled 'Categorical Perception of Emotional Facial Expressions Does Not Require Lexical Categories', looks at whether our perception of other people's emotions depend on the language we speak or if it is universal. The results come from the Max Planck Institute for Psycholinguistics and Evolutionary Anthropology.
Human's facial expressions are perceived categorically and this has lead to hypotheses that this is caused by linguistic mechanisms.
The paper presents a study which compared German speakers to native speakers of Yucatec Maya, which is a language which has no labels which distinguish disgust from anger. This was backed up by a free naming task in which speakers of German, but not Yucatec Maya, made lexical distinctions between disgust and anger.
The study comprised of a match-to-sample task of facial expressions, and both speakers of German and Yucatec Maya perceived emotional facial expressions of disgust and anger, and other emotions, categorically. This effect was shown to be just as significant across the language groups, as well as across emotion continua (see figure 1.) regardless of lexical distinctions.
The results show that the perception of emotional signals is not the result of linguistic mechanisms which create different lexical labels but instead shows evidence that emotions are subject to their own biologically evolved mechanisms. Sorry Whorfians!
In the past many studies have been done on the linguistic abilities of trained apes using artifical languages, but what about in the wild?
Catherine Hobaiter and Richard W. Byrne at the University of St. Andrews have carried out a new study looking at the intentional gestures of chimpanzees in the wild.
Whilst it is generall agreed that gestural communication in great apes as seen in the wild is intentional and elaborate and flexible the authors outline that there is still a lot of controversy with regards to interpretation of the system and how the apes acquire it. These questions are hard to untangle when studied in the captive settings of a zoo.
The study presents a systematic analysis of the gestures made by a population of chimpanzees in the wild. 4,397 cases of intentional gesture were recorded in Budongo, Uganda.
Audience checking: The signaller shows signs of beingaware of the potential recipients and their state ofattention, e.g. turning to look at the recipient beforegesturing.
Response waiting: The signaler pauses at the end of thecommunication and maintains some visual contact.
The authors argue that these gestures are not acquired by 'ontogenetic ritualization', which is when actions which are performed to reach some goal become ritualised to the point that they can be anticipated from an intial gesture sequence. The authors carried out detailed analyses of two gestures to show that the action elements which the gestures were made up from did not match those of the original actions.
The gestures were also able to be used flexibly across contexts and were able to adjust to the audience, for example the chimps were shown giving silent gestures when their audience was attentive and used contact in their gestures when the audience was inattentive.
The paper includes extensive analysis of repertoire size across age groups, contexts each gesture type was used in as well as things like hand position and shape during gestures.
This is the first study of its type using a wild population of chimpanzees. It shows highly intentional use of a species-typical repertoire which seems surprising and certainly contributes evidence relating to the evolution of intentional communication. | licated Typo's very own James Winters has already reached the Ayumu benqhmark (9 numbers viewed for only 209 milliseconds)!
You can see more videos of this at the Friends and Ai website.
A new paper in Nature, by Apicella, Marlowe, Fowler & Christakis was published today. It hypothesises that social network structure may have been present in early human history, and this structure may account for the emergence of cooperation.
A new paper in Nature, by Apicella, Marlowe, Fowler & Christakis, was published today. It hypothesises that social network structure may have been present in early human history, and this structure may account for the emergence of cooperation. The study used data from the Haza people of Tanzania, who presumably already have cooperation, so I'm not sure what data they're | 174 |
Annual & Special Events
K-12 Activities
Invitational Mathematics Meet
The 2022 33rd Annual WPI Invitational Mathematics Meet has been postponed until Fall 2023, look forward to seeing you then!
We invite your school to send to the<|fim_middle|> group of three teams will each receive a $500 scholarship to WPI.
In order to receive the awarded scholarships, students must be accepted to WPI through the normal procedures for admission and must matriculate at WPI as a full time freshman in a degree-granting program. Students who have received scholarship awards at this meet in previous years are eligible to compete and win additional scholarship money only to a maximum total of $3,000 for four years of Mathematics Meet participation.
In addition to the scholarships, it is anticipated that through the generosity of several corporate sponsors additional individual and team awards will be presented.
Because of space limitations and anticipated policies, we must restrict this competition to 75 schools. Participants will be selected on a first-come, first-served basis from the schools whose registration is completed by Friday, September 17, 2021.
We have placed the past 10 to 15 years worth of exams and solutions on the web for anyone wishing to do preparation work. We hope that you and your students will accept our invitation to come to WPI and participate in this challenging and rewarding experience. | meet a team of four students, accompanied by a faculty advisor. The members of your team may be chosen from any grade level in your school. The contest will consist of two rounds of competition. The first round will be individual competition and the second round will be a team effort. Both rounds will consist of interesting and challenging questions based on the secondary mathematics curriculum up to, but not including, calculus. We are also planning a short program to introduce the students to WPI, as well as a talk about pursuing degrees and careers in the mathematical sciences. In addition, WPI will provide lunch and free WPI Mathematics Meet T-shirts to all the participants and their advisors.
Math Meet Past Exams
Based upon the scores from the individual round of competition, the student with the highest score will receive a $3,000 scholarship to WPI. Second and third places will receive a $2000 WPI scholarship and $1,500 WPI scholarship, respectively. In addition, each student who does not receive one of these awards, but who is the top scorer from their school's four-person team, will receive a $1,000 scholarship to WPI.
Each team will earn a composite score that will consist of the sum of that team's individual scores and its score in the team round. For those teams with one of the top three composite scores, the three team members who did not receive a scholarship in the individual round will each receive a $1,000 scholarship to WPI. For those teams finishing in the next highest group of three teams, these three students will each receive a $750 scholarship to WPI, while the students in the next highest | 345 |
BuildsHere are the best gaming PC builds for different budgets and purposes. Our PC builds have everything you need for your next PC build, and they are always up-to-date as the industry is improving rapidly. Therefore it is important that you make wise decisions when building your next PC.
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PC Building TipsIf you're building a PC, then our library of PC building tips will surely be a useful resource. Whether it comes to the case, CPU, GPU, RAM or something else, we got you covered.
Prebuilt vs Custom PC
Custom PC Builder Websites
How To Choose A PC Case
CPU Hierarchy
GPU Hierarchy
PSU Hierarchy
PC ComponentsIf you're building a PC, then our huge library of the best components for your PC will be handy. Whether it comes to the motherboard, processor, graphics card or RAM, we got you covered.
eGPUs
PeripheralsIf it connects to your PC, it's a peripheral. If you want to find the best peripherals such as monitors, mice, keyboards, headsets and microphones, we got it all here.
Prebuilt PCsBuying a prebuilt PC instead of building your own may not be a bad idea today. Find the best prebuilt PCs for various budgets and purposes here.
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Home » Connectivity » Linksys AC1200 Review
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With the AC1200, Linksys brings us a midrange, no-nonsense dual-band router with an edge. Available for around $50, you might be surprised at the number of features that come with the AC1200, as well as its solid performance. But the AC1200 is not alone out there, and faces stiff competition from similarly priced routers such as the D-Link AC1200.
So, how does the AC200 measure up on the midrange router playing field? Will it support a heavy online gaming session and simultaneous, multiple device streaming? Or would you be better off doubling that $50 for a higher range model? Here we'll look at the AC1200's design, features and performance so you can make an informed decision.
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Wi-Fi Technology: AC1200 Dual-Band, 300+867
Wi-Fi Speed: AC1200 (N300 + AC867)
Wi-Fi Bands: 2.4 and<|fim_middle|> Statistics
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GamingScan © 2017-2020. All rights reserved. | 5 GHz (Simultaneous Dual-Band)
Number of Ethernet Ports:
1x Fast Ethernet WAN port
4x Fast Ethernet LAN ports
Antennas: 2x external, non-detachable antennas
Processor: Single Core
LEDs: Internet, Ethernet (1-4), WPS
Wireless Encryption: Up to 128-bit encryption
Dimensions (LxWxH): 112 x 170 x 33 mm (4.41 x 6.69 x 1.30 in) w/o antennas
Weight: 172 g (6.07 oz)
Security Features: WPA2-Personal
WPA2-Enterprise
The first pleasant surprise upon unboxing the Linksys AC1200 is its recyclable packaging. So that's a thumbs up from planet Earth. Dig into this cardboard casing and you'll find the AC1200 along with a quick-start guide, an ethernet cable and an AC adaptor.
What is a little odd with the AC1200 is that, after boasts from Linskys that there is no disc installation required, they have decided to include the device documentation on a CD. This is a slightly old-fashioned choice in an age where fewer and fewer people actually have a CD drive, but who really reads all the documentation anyway.
Looking at the AC1200, its design is inoffensive and functional. It's not too wide, measuring in at 1.5 by 6.8 by 7.8 inches, so won't take up too much space on the desk.
Oh, and you will need to keep it on your desk or a shelf, as it does not come with mounting brackets. It's a shame that this handy design feature has been overlooked as the AC1200's sleek, slim design seems made for mounting.
The color is matte black all over, with the Linksys logo in contrasting shiny black plastic on the bottom left corner. This black plastic casing is uninterrupted by the usual array of flashing lights you would expect to find on a wireless router.
In fact, the AC1200 has a distinct absence of flashing LEDS which could be a negative for some users who like to have an easy way to see that the device is connected. If you look hard enough, though, you can get your LED fix from the lights at the rear of the router next to the ports.
So, you'll have to work that bit harder to get the lowdown on the connection status of your router, but this does mean the AC1200 is less ostentatiously flashy in a dark or dimly lit room compared to some of its competitors.
You'll find two adjustable antennas on the AC1200, and at the back you are spoilt to a range of ports, including four Fast Ethernet LAN ports, one Fast Ethernet WAN port and of course a power port for the AC adaptor. If you came looking for gigabit ports, you'll be disappointed. However, at this price range we can live without gigabit ports.
Overall, the AC1200 looks discreet, simple and not too flashy. But, of course, it's what's inside that counts when it comes to choosing a good wireless router. So, let's look within at its features, and how well the Linksys AC1200 performs under pressure.
Features and Performance
Can the Linksys AC1200 be used successfully for gaming? Certainly. But is it a gaming router? Not especially. There are many higher spec, flashy gaming routers out there with 8 gigabit LAN ports and more. But all these bells and whistles come at a much more elevated price point. So, if you are looking to keep costs relatively low but still take home a decent router that you can comfortably game with, then the Linksys AC1200 could be what you're looking for.
In line with its simple design, the AC1200 is just as simple to set up. The online software walks you through the process, so you can get it set up quickly and concentrate on the what you're here for – getting your game on.
Thanks to the media prioritization feature you can give priority for specific devices, which is especially useful for high-traffic activities such as when an online game and a video stream are running simultaneously on different devices. Set your gaming PC as priority, and you can enjoy interrupted gaming – although the video stream may suffer some buffering as a result.
Let's talk range and signal. The first thing you need to know is that the AC1200 uses both 2.4Ghz and 5Ghz bands. Some routers are phasing out the 2.4Ghz option, but we're glad to have it as there is still some new tech out there like that doesn't recognize the 5ghz band yet, particularly some smart TVs.
The signal strength is generally strong, and when using the 2GHz network you can enjoy a transfer speed of around 77.5 Mbps at close range. Move 30 feet away and you'll see that transfer speed drop to about 40 Mbps. Looking at the 5GHz band, the speed test comes in at around 95Mbps at close range and 86Mbps at 30 feet. So plenty fast enough for online gaming.
The AC1200 also allows you to pinpoint your signal thanks to beamforming technology. This sends a signal directly to compatible devices, rather than a blanket signal, making the connection strong, fast and reliable.
Another great feature of the AC1200 is the guest Wifi option. This is great as you can have a separate password for guests, so a little win for internet security. It also means the AC1200 can be used for small businesses, as you can offer free Wifi without giving out your main password.
Talking about shared access; the parental controls mean you can block access at certain times, and also on certain devices. This level of control and customization is impressive at for a midrange router.
The Linksys AC1200 comes with a useable software suite that allows not only for a breezy set up experience but also provides an platform from which you can adjust a range of settings all in one place. The Linksys Smart Wifi software can be used on your PC and via an app, so you can manage your network remotely, wherever you are.
During set-up and beyond, you can use this online smart monitoring software to set your password, install updates and name your wireless network. You can also control security settings and set parental controls right here.
The Smart Wifi software and the compatible app can be used to keep track of your Wifi usage and adjust your media prioritization settings too. We found the interface to be very useable, with a simple design that doesn't take long to find your way around.
Along with its great value, the Linksys AC1200 provides plenty of bandwidth for everyday gaming, streaming and general use. The design is simple and discreet, although it is a shame about the lack of mounting brackets.
For its price, the Linksys AC1200 is a good solid router. Sure, if you're willing to spend a bit more you could get yourself an ultra-powerful gaming router bejeweled with flashing lights, a crown of antennas and gigabit LAN ports. But if you want to save that extra $100 and still come away with a high-performing router that won't disappoint, the AC1200 could be what you're looking for.
Supports heavy data usage
Great network and security control options
Discreet design
No wall mounting option
No visible LEDS
No gigabit ports
Overall - 8.8/10
Good value with a simple but sleek design. The Linksys AC1200 marries performance and affordability, supporting everyday gaming while also being great for families or house shares with multiple users, and even small businesses.
AKRacing ProX Review
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Philips 242G5DJEB Review
Arozzi Torretta Review
Tags: Connectivity, Peripherals
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The last of<|fim_middle|>, most people can. | the garden kale (Brassica oleracea var. acephala 'Cavolo nero') clings on and needs harvesting before falling to flowering and a spring onslaught of cabbage moth and aphids; fat hen (Chenopodium album; 'lamb's quarters' or 'goosefoot' to some) is coming through all over the place (plenty enough in vegie gardens to weed it from where you can best trust dirt); the self-sown seed amaranth (Amaranthus hypochondriacus) that is now essentially a weed in my allotment (and, embarrassingly my fault, some neighbouring ones) is practically leaping out of the ground; the native spinach (Tetragonia tetragonioides) along the coast is flush with tender new growth.
They are thrown in a pot together to boil, then cooled, squeezed out, chopped and frozen in blocks, each one a roundup of the world of people and plants, with the various components in them being: from all around the world; from across the full spectrum from wild to highly selected cultivar grown from carefully tended seed; from different botanical families (if we can sneak the chenopods back out of Amaranthaceae) but all commonly compared to spinach (which ironically went to seed unharvested in the herb garden outside the front door).
And for those reasons alone I post on this otherwise fairly unremarkable harvest of kitchen greens.
Native spinach (Tetragonia tetragonioides): A wild plant from much of the Pacific rim although most associated with Australia and New Zealand; cultivated occasionally there, rarely in Europe and commercially in Brazil; but in my case wild and flourishing in huge stands along Sydney's coast.
Fat hen (Chenopodium album): While grown commercially in India at least and related to quinoa (whose grain is a South American staple), this is resolutely considered a weed across much of the world.
Grain amaranth (Amaranthus hypochondriacus): Amaranths were a staple crop of pre-Columbian America, popular in India and Greece and include species that range from valued food to despised weed; I grew some of this type as an experiment a few years ago and now just harvest whatever pops up – so it is both crop and weed to me.
Tuscan kale (Brassica oleracea var. acephala 'Cavolo nero') is about the only cooking green I grow on purpose (thinning out young beetroot excepted); a carefully selected cultivar carefully tended from seed imported from Europe and grown determinedly in rows for the better part of a year.
Today, feeling the need for a healthy soup and having the time for a quick forage near home, I took a bucket and knife to the park to pick what might be best be called a mess of hot greens. There were seven of them, none picked further than 200m from the flat, and all considered to make at least some sense for a soup with onions, potato and buttermilk (or sour cream); the kind of thing where either spinach or cress might first come to mind. The mix was only partly planned, with some mind given to how much was peppery, how much could be bitter and how much plain spinach-like bulk it might need. Beyond that, any basket of wild greens this diverse would likely never be the same twice and end up always somewhat arbitrarily based on mood, location and season.
I don't know a lot about the different herbal healing and healthful properties of all the plants involved, but I do know that they are there in varying degrees. I also know that all of these greens are ones that you can overdo; in terms of flavour (bitterness most particularly), potentially unhealthy side effects (like excessive oxalates and saponins), or both. And I am absolutely convinced that all wild greens should be consumed in diversity, small amounts at a time, and fairly regularly. In Michael Pollan's In Defence of Food: An Eater's Manifesto he offers one particular overriding piece of dietary advice: 'Eat food. Not too much. Mostly plants". To this I would add (if he hasn't himself in the follow up Food Rules): 'as many different types in small amounts as you can'.
When our Boy first went onto solids, and as parents busy with other jobs as well, we made up batches of baby food and froze it in muffin trays. As an ignorant first-time parent, there was only one thing that always went into every one of those mixes – a minimum of 6 species, preferably more. I'm certainly not suggesting I am a go-to-guy on baby feeding, but rather that I think diversity is a way to get by with limited detailed nutritional knowledge (in a culture still trying to find its way back from babies eating whatever they put in the jar). When your diet gets as diverse as a really good diet should be (double figures for contributing species number in every meal, as my guide), it is enough to know how to make it all come out tasty without being able to repeat its full nutritional profile.
Sow thistle (Sonchus oleraceus) is a plant I have little experience with, but it seems to have some popularity as a wild green in North America (see here, here and here) and in New Zealand (here) where a native species (S. kirkii) is a traditional Maori food known as puha.
Native spinach (Tetragonia tetragoniodes) is something that I have written on before as having limits to its nutritional utility but would certainly still rate as an excellent inclusion in a 'mess' for its solid spinach-like reliability. There is quite a lot of bitterness and pepperiness in the other greens that might want some taming, so the whole mess is at least ¼ native spinach.
I have previously written of chickweed (Stellaria media) as the 'the winter green' – but obviously it is not the only one, particularly if cooked greens are included. The stuff I gathered almost got involved incidentally, not being a first thought for soup, but it was growing in among native spinach and sow thistle and practically begging to be included.
Watercress (Nasturtium spp.) is doing really well at the moment and there are some good spots near us on the coast where clean water filtering out of sandstone seeps makes it easier to trust than where it might be in any old storm water runoff.
Nasturtium (Tropolaeum majus) you may notice has a common name that is actually stolen from the botanical name for watercress. It is Latin for 'nose-twister'. Its other common name of Indian cress continues the obvious theme of the two plants being pretty similar on the palate, despite being unrelated. I have yet to test them out head-to-head and am happy enough with just a bet each way at this stage.
I am not the fan of dandelion greens (Taraxacum officinale) that some foragers are, probably because I don't like bitter very much. People say you just have to get it at the right time; just as it is unfolding at its tenderest (and even then it has some bitterness); but without an obvious enough spring here in Sydney, I have got it wrong just a few too many times to keep trying. Still, I have no doubt that it is good for me and have no problem with it cooked in a 'mess'; diluted basically.
Wild mustard greens (Brassica spp.) can be bitter, except for a brief window in spring (according to Euell Gibbons in the American foraging bible Stalking the Wild Asparagus), so I have always gone pretty light on them as a leafy green. I will leave it to another occasion to go into the more interesting uses of picking enough of the little clusters of flower buds to have some peppery mini-broccoli, and the gathering of ripe pods to dry and extract mustard seeds from.
Recipe: Onions (and leek if I had it) are sliced thin and cooked low until softened, garlic added for the same purpose but with a little less time; add a little spice (smidgeon of nutmeg, chilli, cumin, coriander – again, little skerricks of diversity) and some chopped potatoes (and other roots if you like – I had a parsnip to spare) followed by stock (or just water if you want to add miso later instead) and then the greens (keeping back a little bit of the cress); simmer for 20 minutes (yes this is a long time to cook your greens if you are going healthy, but some of the bitter ones want it and you are hopefully making up for any losses by there being so much of the stuff); let it cool slightly, blend (having added any cress that you previously held back) and stir in buttermilk or sour cream. Garnish including a sour cream dollop) and season as takes your fancy (this is actually where I add my sea lettuce and salted fish roe because the Squeeze is a seaweed disliking proper vegetarian); and serve.
7 weeds and potato soup, garnished with sour cream, sea lettuce and salted fish roe.
When most of the wild greens are gone for the winter, chickweed (Stellaria media) will always provide. You can't stop it if you try. To be honest, like a sterotype child I sometimes have to be forced to eat my greens, even if it is me who does the forcing. So here is how it works: I make a sandwich and head out the door, grab a handful of chickweed from the current wildness of the shared apartment block herb garden and throw it in. In the picture below it is with burningly garlicky hummus and marinated roast capsicum made on the weekend. The Squeeze bakes the bread. Time out of my day: 15 seconds. Foraging is in the spare time; now it's time to get a kid to daycare and me to a desk, but 15 seconds I can obviously do.
Chickweed is yet another one of those surprisingly under-utilised foods. Many vegetable gardens would have more of this taken out as a weed over winter than conventional vegetables (at our community garden there is something of an unwritten rule that at least it goes to the chickens – who adore it). It is juicy, tender and mild, with a favour from close to nothing to having a little tart edge to something that does somehow manage to be an undefined taste of a weed. Or perhaps that is just the taste of raw greens – like I say, I'm no connoisseur. Richard Mabey (in Food for Free, the indisputable British wild plant food bible) prefers it simmered and finished with butter, lemon juice and seasoning including a little nutmeg, as an accompaniment to rich meat. The Cribbs (in Australia's equivalent bible Wild Food in Australia), also describe it as mild and benefiting from butter and lemon. Earthwise Herbal will tell you that is close to a heal-all. Ted Manzer, botanical font that he is, will tell you just about anything you might need to know about it (here). Me, I don't know much, except that if I can bring some very healthy fresh greens to my diet with it | 2,355 |
Home Travel National Parks Find Your Adventure: 4 National Park Experiences We're Thankful<|fim_middle|> to this wind-swept monument at the tip of Point Loma to take in the sweeping views of San Diego and its harbor far below. But here's the thing most of those visitors miss entirely: the access road that leads down the western side of the peninsula to some of the best tide pool exploring in Southern California.
Alan Riderauthor name
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Find Your Adventure: 4 National Park Experiences We're Thankful For
Alan Rider
If there's one thing our 'Find Your Adventure' series celebrating the 100th anniversary of the National Park Service has taught us, it's that there's no shortage of unique and unforgettable experiences to be had in our national parks.
So with the Thanksgiving holiday upon us and winter finally starting to settle in across the country, we thought it only right to share some of our favorite warm-weather destinations and the national park adventures to be had there – each one an experience we're definitely thankful for:
Paddling: Congaree National Park
Home to the largest intact expanse of old-growth bottomland hardwood forest remaining in the southeastern U.S., paddling though this 41-square-mile South Carolina park along the Cedar Creek Canoe Trail and the Congaree River is a great way to spot wildlife ranging from deer to river otters and even the occasional alligator.
Beachcombing: Padre Island National Seashore
At 70 miles long, Texas' North Padre Island is the longest stretch of undeveloped barrier island in the world. What that means to you is practically unlimited opportunities for collecting shells, driftwood and other ocean treasures. As an added bonus, the park's prime location on the Central Flyway also makes it a great spot for bird-watchers.
Snorkeling: Dry Tortugas National Park
Florida has other coral reefs, but none are more spectacular than the ones located just off these westernmost islands of the Florida Keys. To enjoy them, you can cover the 68-mile distance from Key West aboard an island ferry, charter a boat, or hop aboard a seaplane, any of which will become part of your grand snorkeling adventure.
Tidepooling: Cabrillo National Monument
Most people come | 382 |
EU leaders met in Brussels today for a European Council that debated closer banking union, the digital economy, innovation and Europe's economic recovery. Heads of state and governments agreed that there are signs growth is returning to Europe but rightly stressed the need for initiatives to boost innovation, research, productivity and job creation – all areas where private equity and venture capital can make a significant contribution.
These statements won't have come as much of a surprise to those active in European private equity and venture capital as academic research shows that private equity and venture capital drives innovation, productivity and competitiveness in the businesses it backs.
Venture capital – one part of private equity – has a business model based on identifying and supporting innovative start-up business. By providing investment and expertise it helps these businesses take the next step, and as these businesses get bigger they have a beneficial effect on both local and European economies. Venture can grow an SME into a global business. A great example of this is Skype, which began life as one man's idea in Estonia and is now a truly global giant.
An independent study by Frontier Economics, commissioned by Invest Europe, found that private-equity backed companies are better at managing and commercialising innovation than their peers.
Private equity backed companies account for up to 12 percent of all industrial innovation and for eight percent of all industrial spending on research and development – punching well above their weight when you consider that they represent less than six percent of total private sector employment in Europe.
Frontier Economics estimate that the total economic value of patents granted to private equity backed companies in Europe over five years to 2011 is worth up to 350 billion euros to the European economy.
In biotechnology, private equity backed companies are nine times more likely to create patents and their productivity is boosted by 4.5 percent to 8.5 percent during the first three years after investment. You can read more about the study here.
These are contributions that European private equity and venture capital is already making, but well-designed EU public policy could increase this significantly. Or, if badly-designed, impede private equity's contribution.
The Council's commitment to the Horizon 2020 strategy, which Invest Europe supports, is good news for Europe's start-ups. But we now need EU leaders to be<|fim_middle|> aim to draw more private money into the European venture.
And all the European institutions – not just the European Council – have to be conscious of the risk that other regulation – particularly in financial regulation – could have unintended consequences for private equity and by extension its ability to drive innovation.
Solvency II, for example, which could force insurers to hold excessive amounts of capital and discourage them from investing in long-term assets like private equity funds (read more here). Or measures on the structure of banking which risk stifling investment into the sector and cutting off the innovation it can offer.
Invest Europe continues to speak with all European policymakers on these important issues but it's encouraging for the future that Europe's leaders recognise the importance of innovation for entrepreneurship, job creation and the economic recovery. | prepared to back new ways of encouraging venture investment, such as the Funds-of Funds proposal – a series of proposed public/private partnerships which | 26 |
Home Wallkill Valley Times Mid Hudson Times Southern Ulster Times Calendar Classifieds Market<|fim_middle|> Jamieson …
Montgomery building police reform committee
At last Tuesday's Montgomery Village Board meeting, Police Chief William Herlihy announced that his department is busy building its Executive Order 203 Committee. In response to growing …
VC continues to promote social equity
At Monday night's Valley Central School District Board of Education meeting, Gess LeBlanc gave a presentation on the district's efforts to promote social and racial equality. LeBlanc …
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Town of Shawangunk TOWN OF SHAWANGUNK MEETING SCHEDULE 2021 The Town Board meetings will be held on the first …
Town of Shawangunk
MEETING SCHEDULE 2021
The Town Board meetings will be held on the first and third Thursdays of each month with the exception of July and August when there will be one meeting on, Thursday, July 15th and Thursday, August 12th 2021. All meetings will be held in the main meeting room (unless otherwise noted) at the Town Hall, 14 Central Avenue, Wallkill, NY.
Town Board Audit Meeting will be at 6:30 p.m. Regular Meeting at 7:00 p.m.
Work Sessions and Special Meetings will be scheduled as needed.
Other Town Meetings are as follows:
Planning Board on the first Tuesday of each month at 7:00 p.m.
Zoning Board of Appeals on the third Wednesday of each month at 7:00 p.m., if needed.
Grievance Day on Tuesday, May 25th, 2021 from 2:00 p.m. to 4:00 p.m. and 6:00 p.m. to 8:00 p.m.
All meetings are held at the Shawangunk Town Office Building, 14 Central Ave., Wallkill, New York.
Jane P. Rascoe
Town Clerk #102164
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Jamieson named TOM Citizen of the Month
Kateigh Jamieson's response to a family that lost a home to a fire did not go unnoticed. Last week she was honored as the Town of Montgomery citizen of the month for January. | 724 |
Love Sofias and Victorias dresses!
The ladies look lovely ! For me Princess Estelle wins 'best dressed' ! She is so adorable !
Don't forget Leonore. The two cousins both win the first prize.
Perhaps Leonore should have stayed with cousin Alexander. For Madeleine to publicly scold her during the ceremony says a lot...and that was BEFORE she fell off her chair.
Did not see that. "Scolding" may have just been a word of correction.
I know what Disney dip is talking about. Saw it and her overreaction and reacted myself to it. Even if she wanted Leonores to take it easy and sitt down. She must have known they were in a church full of people and camera so she could have done it a bit smoother. Didn't look good no matter if she scolded or as M best friend ATL says just been word of correction.
Victoria looked stunning and estelle looked so cute and oscar.
Oscar looks so much as Estelle did at her christening!
Love Sofias, Madeleines and Estelles dresses!
Victorias dress is from By Malina.
Lovely warm pictures. Main persons look having all happy time there. Children are so cute. Oscar looks very alike Estelle.
Estelle's dress was absolutely adorable! What a sweet child she seems to be.
Estelle's dress was absolutely beautiful! All the ladies looked wonderful in fact.
You are wrong Victorias dress is this one from By Malina!
I love the stylish and classy outfit of Crown Princess Mary the most, what a stunning outfit!
I agree with you, i think the ladies where all beautiful but CP Mary she was perfection!
I just read in another blog that Mette is a religious lady. So maybe it has to do with faith? But reading around a lot of people like this dress. For me it's to strictly even if the fabric is sparkling .Don't like the neckline and collars like this. Nice color though.
The colour of the dress is nice and suits her well. She really should stick to pastels and stay away from black, midnight blue and other very dark colours because those colours kind of suffocate her.
But she's looking more and more like a dowdy housewife from the bible belt. No grace, no charme anymore. She has completely lost the natural freshness of the earlier years.
I agree Romana. She is washed out when she wears dark colors. This choice was much better. The dress did not seem very dressy for a christening to me. It was very bland and modest. Bible belt? LOL yes she has lost some of her natural lightness. I suspect her chronic neck and back pain may hinder what makes her feel comfortable now.
Victoria looks stunning in white! And Sofia's dress is wonderful. Oscar is such a cute baby! The whole family looks so natural and happy! I hope there will be more children in Swedish RF.
In my opinion these pictures are so much better than BRF retro pictures with a creepy stroller (that thing where you put a baby when you go for a walk, I don't know the word).
All the ladies looked lovely. In particular a certain little lady - Estelle (I am not biased).
Honorable mentions to the proud Mother and CP Mary.
Wow, Princess Madeleine looks stunning.
Crown Princess Victoria and Mary both look lovely.
Sorry, but princess Sofia's dress looks way too tight and Crown Princess Mette Marit dress agening.
The children look sooo adorable.
Tout à fait d'accord avec vous. La robe de la princesse Sofia, bien que très jolie, est beaucoup trop ajustée sur elle.
Agree with you about Sofia's dress, it is to tight and makes her look tacky. The rest of the ladies all look good.
Very beautiful ceremony ! Thank you very much for the vidéo !
Leonor is just adorable. Madeleine is the beauty of the family. I don't like M-M's dress, nor Sofia, it looks like sausage casing.
You are right about Sofia's dress.
Wow - everyone looks lovely! Princess Sofia's dress is particularly stunning, but all the ladies look phenomenal.
I agree, it's wonderful that the children are allowed to be there and act like children.
Estelle and her bag are beyond adorable. She is a lovely child, and Oscar looks very much like her.
Lovely family gathering. Oscar so well behaved too. But the thing I enjoyed most was seeing Estelle so much at ease with Daniel's parents. That was a snap shot into the family that we don't often see. I also felt that Chris O'Neil did not look well.
I suppose that Estelle spends a lot of time with the Westlings. I remember having read that Victoria enjoys being with them very much. No wonder, they seem to be very nice and loving persons.
Victoria and Daniel seem to be a lovely couple. Their "spark"is so visible. Many other couples look nice but they really look in love.
Victoria always look so natural and warm with people and her family.
SRF is therefore my inspiration.
Chris O'Neill never looks "well." Always looks like he's just smelled a horrible odor--even on his wedding day.
For me Victoria stands out. Her dress looks fresh and yet not too young. Her family and life with Daniel seems so well balanced and grounded. Estelle clearly is happy too. After a troubling phase in her youth she seems to have found her own way and now truly seems a happy crown princess at ease with her future role.
My favorites were Princess Madeleine<|fim_middle|> usual 'mal fagottee'. I am 82 years old now but when I was her age I made ALL my own dresses, evenings gowns, leisure wear, sports wear, and I looked better than her in my home-made clothes. | , CPss Victoria and CPss Mary. Princess Estelle looked so adorable in her white dress and with her first facinator.
Overall all royal ladies looked really beautiful.
BUT I wish Princess Sofia had choosen better-fitting dress and facinator. On a model this dress looks really pretty but on Sofia...could it fit any tighter?? How she must have felt being squeesed in into that dress?! On some pictures you could even see her nursing pads :O At least the color of the dress was beautiful.
They all look great and happy. Estelle is adorable and she looks lovely in her dress., Leonor is going to be a beauty. Not crazy about Madeleine's or Mette Marit's dresses. Victoria is a little like Snow White. Mary looks beautiful and elegant. I agree Sofia's dress is a bit tight and her hat looks like a pancake, but I like her a lot.The men all look sharp.
My but Madeleine and Leonor are gorgeous, both in person and as to what they wear. Estelle's dress is very pretty and so suitable for the occasion. Victoria looks like a nurse, Mary looks OK, no more, and Sofia is her | 242 |
<|fim_middle|> and in bed – and slept in until 10:30 the next morning! It was one of the rare and greatly appreciated occasions when both Eddy and I got to sleep in the same morning! Now we're in the middle of wrapping up our last minute work responsibilities here and preparing the last details for our upcoming trip to Lebanon for my sister-in-law's wedding.
Even if Paul was too little for splashing around, he could still have a great time with Grandma and Grandpa!
08/27/2012 in Iraq, Our Life.
Help Us Help the Christians in Iraq!
Lovely pictures.Nice to see Grandma and Grandpa enjoying their grandchildren and family.
Sounds like you had a beautiful trip.
Thanks, Mrs. Ezolt – it was a great day… They definitely enjoy living close by, and we're glad they do as well! | We spend most of our time either at home or at work (school), so we really enjoy having time once in a while to get out of the city and explore the country. Last weekend we took a day trip to a region called Dukan.
We ate lunch at a roadside restaurant – between courses, Charbel had a lot of fun practicing how to carry two plastic kids' chairs around the room. Unfortunately, none of us got pictures of his acrobatics – we were too busy watching him!
We then stopped at an ancient Zoroastrian site of worship – it would have been inhabited and used by a group of Zoroastrian priests around the time of Jesus – probably the same group that the Magi came from, so look forward to more details about this site and its symbolism in a "Fact or Fiction" blogpost related to the three "Kings" soon!
Our second stop was a reprieve from the desert heat. There are seven waterfalls in Northern Iraq; this is the smallest of them. The pathway leading up to the waterfall is lined with families playing games, barbecuing and wading in the water. Many of them come for the entire day to escape the heat of the city, especially if they do not have air-conditioners in their homes. We are spoiled in this regard – we have an AC in every room – so we don't have to come to cool off, but it was great to visit anyway!
Before heading home we visited the Dukan Lake. We arrived at the lakeside right in time for the sunset! The lake is really a portion of the Dukan River that has turned into a lake because of a dam. We learned while we were there that all of the electrical power our city (over two hours away from the lake) receives comes from a hydroelectric plant powered by the Dukan River and Lake – that's a pretty impressive piece of information, considering the size of the city we live in and the surrounding area of Northern Iraq… and now that I know about it, I definitely hope that the lake never faces a shortage of water!
After a great day, we got home exhausted. The kids went right to bed – they'd actually fallen asleep in the car on the way back and only half woke up as we got them changed | 464 |
Left to Right: Bryan Salt, George Laskowsky, Camila Donoso, Carolina Llanos, Christopher Aravena, Allan Kirkwood, José Ignacio Fernández.
Bryan Salt
Founder/Partner and Creative Director
Bryan has worked on the cutting edge of technology for the last 25 years, he is best known for his ability to develop innovative approaches to push technology beyond what is considered possible. In 2001 he led the creative team that put the first 3D engine on the ARM 9 chipset, leading to the<|fim_middle|> for so long means we know world class talent when we see it, and Allan's 3d work jumped out at us from day one. This exceptionally talented illustrator and 3d artist has packed a lot into his short career, included art direction for a University animation production, modeling characters for tv and working on local movie projects. | global standard for 3D on 98% of mobile devices worldwide. His earlier company, Televirtual, broadcasted the world's first digital puppet on BBC TV in 1994 and also introduced the first commercial motion capture studio to Europe. Prior to that he worked with blue chip Medical companies and the British Military on virtual reality visualizations and simulations. He has published over 50 titles with household names such as Sony, Disney, Lego, Tron and Harry Potter. Whilst dedicated to new technology his education background is in design and in his early years he worked for Vivid Id with bands such as the Rolling Stones and Living Color.
"I have known and worked with Bryan since 1994. In that time he has repeatedly demonstrated an ability to push technology to its limits, using his creativity to develop innovative solutions to problems that were thought to be beyond the scope of the technology available. Bryan is one of the few people I have met or worked with who combines traditional design and creative flair with an in-depth appreciation of how to apply technology, particularly software, to produce truly innovative solutions…
…Bryan has experience on the commercial side of high technology business. He has worked on the roll-out of technology solutions to mobile network operators and handset manufacturers, and on the management of relationships with such clients. He has the breadth of experience to ensure that his work is not only excitingly innovative, but also commercially relevant and viable."
Andy Wilde VP Product Development at SwiftKey, the n° 1 paid app for mobile.
Christopher Aravena
Chris, whilst a qualified software engineer, has worked extensively on the creative side of high end games production for industry leader A2M. His creative experience on top name titles such as Ice Age, Crash Course and Pacific Rim have given him the ability to understand the complete process involved in game production giving us a crucial link between design and engineering methodologies.
George Laskowsky
Founder/Partner and CTO
Has a passion for technology, science and art. He began working in the field of high energy particle physics, but then he made the jump to the game development industry, working both in console and mobile platforms for industry leaders. He also has an interest in teaching computer science, where he applied gamification techniques with great success. Today, at Thinker Thing, he pursues his lifelong dream of erasing the boundaries between the real world and the digital realm.
Carolina Llanos
Marketing and Design Manager
Carola is a graphic designer with web and photography skills. She has been working in this area for over 10 years. Previously she spent 6 years as Partner & Director at Efecto Creativo, a design and publicity agency with clients from different industries with very diverse requirements. Carola has been working on the Thinker Thing project since it's inception, first as a freelance designer and now full time as Marketing and Design Manager.
José Ignacio Fernández
Nacho was trained as a Computer Engineer with a Masters in Logistic and Operation System, but has since worked on cutting edge educational projects. This mix gave him the background he needed to give creative people the freedom they need whilst keeping their feet firmly on the ground. His work has receive several awards worldwide, including "Woodie Flowers Finalist Award" from the FIRST Community in Los Angeles, California (2012), the "Young Education Leader Award" from Microsoft and The British Council in London, United Kingdom (2012) and was selected as one of the 100 Innovation Leaders from the program "Jugados al 100!" of "Fundación Chile" and the Chilean Ministry of Economy in Santiago, Chile (2013). This experience made Nacho the ideal choice to bring order and stability to the cutting edge work undertaken at Thinker Thing.
Allan Kirkwood
3D Artist and Illustrator
Working in the game industry | 794 |
For those following the evolution of seasteading with detached interest, a six-figure donation to the effort might be enough to make the following sink in: floating cities are not just fantasies, but real-world possibilities.
Peter Thiel is famous for founding PayPal and investing early in Facebook, but may become known next as the godfather of an oceanic Utopian movement. The catch, of course: even if they are constructed, not everyone can afford to leave their mainland homes to live on such expensive-to-build aquatic libertarian paradises.
There are, in fact, many marvelous precedents for what he and the Seasteading Institute are attempting, from a scratch-built floating trash island (constructed not once but twice in Mexico by another man on a mission) called Spiral Island<|fim_middle|> such recycled micronations as Sealand, adapted from an army sea fort. Only time will tell, but Thiel, ever the early adopter, anticipates tens of millions of people living on these luxury platforms within the next decade. | to | 1 |
Things To DoThings to Do in Hamilton County
<|fim_middle|>I come from a...
Hidden Gems: The Black Sheep Yarn and Fiber Arts
I found myself at The Black Sheep Yarn and Fiber Arts, a cozy knit shop in Noblesville, on a soggy, gray day. Pulled in... | Holidays on the Prairie
There is something magical about taking a step back in time and celebrating the holidays at Conner Prairie. From a perspective from the front lines of the Civil War to a whimsical gingerbread village, there is something for everyone this holiday season.
Programs requiring reservations fill quickly, so get ahead of the holiday chaos and make your reservations now online at connerprairie.org or by calling Guest Services at (317) 776-6000.
Tales at the Holidays: Letters from the Civil War
12:30 p.m., 2 p.m. and 3:30 p.m. Nov. 24-25
Free for members and with paid general admission to the museum. Utilizing song, stories, dancing and puppetry, this new holiday show tells the intriguing story of brave mail couriers during the Civil War who became a courageous band of messengers, heralding news to and from the battlefields.
Gingerbread Village
10 a.m.-5 p.m. Nov. 24-26, 30
Free for members and with paid general admission to the museum. See a variety of gingerbread masterpieces created by amateurs and professionals. Enter your own gingerbread house for a chance to win great prizes. Entries are due by 5 p.m. Nov. 10 and can be submitted online at connerprairie.org.
9-11 a.m. Nov. 25 and Dec. 9; 10 a.m.-noon Nov. 26 and Dec. 10
$21.95 for adults, $18.95 for adult members; $12.95 for youth ages 2-12, $9.95 for youth members
Have breakfast, decorate cookies and visit with Santa. Then, join Santa in song and listen to his beloved rendition of "T'was the Night Before Christmas." Breakfast items include scrambled eggs, mini muffins, honey-glazed ham, freshly made waffles and more. View the full menu online at connerprairie.org. Reservations are required and can be made online at connerprairie.org or by calling Guest Services at (317) 776-6000.
Conner Prairie by Candlelight
6-9 p.m. Dec. 8, 15, 16 and 22
$16/adult ($14/adult member); $13/youth ages 2-12 ($11/youth member)
This family-friendly 90-minute walking tour takes you back in time to 1836 Prairietown where it's the night before Christmas. Meet a variety of characters in their homes and learn how new settlers to Indiana's frontier carried on their family traditions.
Museums & Attractions Indy's Child - 01/05/2021
Oinking Acres
Seventeen-year-old Olivia Head has always had a heart for rescuing animals, a trait that she says was inspired by her mom. " | 648 |
Q: Why is Visual Studio Code Running Old Code? I'm new to programming and have been practicing python for a few months now. One problem that I keep facing is when vscode executes old code. I have autosave on and have tried closing the program and opening it again. Currently, I have a totally different file open and its showing me TypeError associated with another file I was working on yesterday. The file that I'm running works perfectly<|fim_middle|> assuming you are using Run(Ctrl+F5 or F5), you are probably building off an old project. In Solution Explorer, when you choose or open the project/repository. It will run and build off of that project until you choose a new one. Just opening another file in the same window/solution will not change the build path.
Another solution you could try is to execute the program file from cmd line in the terminal(ctrl + `).
| fine in other text editors. Thanks in advance!
A: From my experience, | 16 |
kimeric kreations: A Boy's Life - new this week & an awesome cluster!
A Boy's Life - new this week & an awesome cluster!
This week I went with the bold colors that boy's collections<|fim_middle|>, love this kit!!! Thank you for this so cute freebie.
This is so cute! I have the perfect pics for this. Thank you!!
Terrific kit and gift, thanks! | demand...and had a ball making it, too! A Boy's Life is bright, bold and fun - and perfect for scrapping all those fella's in your life. It's filled with all sorts of goodies to do your pages with - - and on sale until Monday for 30% off in my shop at The Digichick. I have some totally awesome clusters to share with you too - beginning with one from Jenni tonight, made with the new collection, of course!
Fun one! We are nature lovers here, so this is perfect.
Jenni you have captured a boy for sure. Bugs and things that crawl and hop. All through the summer, one must check the pockets as they enter the house. Thanks so much, and Kim dear, as always thank you for the share. I'm sure this kit is going to be fantastic!
love | 176 |
Q: Heaps<|fim_middle|> slightly shallower heaps, which saves more than a single compare.
| ort using multiple heaps I found a variant of Heapsort using multiple heaps at http://students.ceid.upatras.gr/~lebenteas/Heapsort-using-Multiple-Heaps-final.pdf. The solution proposes that instead of the traditional Heapsort algorithm, where after each swap, we do another siftdown to bring the highest value in the current heap to the root, we can do some other things. However, what exactly do they mean by 'other things', I cannot understand.
For example, at one point they say We "forget", for the time being, the existence of the root. That surely means we are currently stalling the swapping of the highest element with the last element of the heap. However, just after some lines, they say So far, two elements have been transferred in the sorted part of the heap., which runs counter to the proposition that the swapping hasn't been done yet. Also in the figure in page 97, the node with value 1 is missing, I don't know how.
Can anybody give me an idea of what exactly is the authors trying to convey, and how worthwhile can it be?
A: (The line you asked about is in section 2.3, so I will explain the variation of heapsort which is proposed in section 2.3:)
When the author says we "forget" the existence of the root, this does not mean that they are stalling the swapping of the highest element. The swap is done, but they temporarily delay rebuilding the heap. After swapping the highest element into the root position, they compare the roots of the 2 subheaps, and swap one or the other with the next-highest element. Then, after doing 2 swaps (rather than 1), they rebuild the heap.
Then they take this idea a step further in sections 3 and 4, and propose another variant of heapsort, which uses more than one heap.
How do you keep more than one heap in an array? (To make it concrete, let's talk about 2 heaps.) Well, how do you keep a single heap? The root goes at index 0, its children are at 1 and 2, then the children of the left subheap are at 3 and 4, etc., right?
To put 2 heaps together in an array, keep the 2 roots at 0 and 1. The children of the first root go at 2 and 3, then the children of the 2nd root at 4 and 5... with such an arrangement, it is still possible to navigate up and down the tree by doing simple arithmetic operations on indexes.
The standard heapsort repeats 2 steps: swap the root with the last element in the "heap" area, then siftDown to rebuild the heap. This heapsort repeats the following 3 steps: compare the 2 roots to see which one is bigger, swap that one with the last element in the "heap" area, then call siftDown on the appropriate heap.
This requires an extra compare at each step, but the siftDown operations work on | 640 |
Home / KP Tissue 1Q 2014 results: revenue up 5.8% from year ago
KP Tissue 1Q 2014 results: revenue up 5.8% from year ago
MISSISSAUGA, ON , May 9, 2014 (<|fim_middle|>0, 2014 .
About KP Tissue Inc. (KPT)
KPT was created to acquire, and its business is limited to holding, a limited partnership interest in KPLP. As of March 30, 2014 , KPT held a 16.7% interest in KPLP, accounted for as an investment on the equity basis. On April 15, 2014 , KPLP paid a distribution to its partners. Following the reinvestment by the partners of KPLP of a portion of such distribution pursuant to KPLP's distribution reinvestment plan, KPT held a 16.6% interest in KPLP.
About Kruger Products L.P. (KPLP)
KPLP is Canada's leading manufacturer of quality tissue products for household, industrial and commercial use. KPLP serves the Canadian consumer market with such well-known brands as Cashmere®, Purex®, SpongeTowels®, Scotties®' and White Swan®. In the U.S., KPLP manufactures the White Cloud® brand, as well as many private label products. The Away-From-Home division manufactures and distributes high-quality, cost-effective product solutions to a wide range of commercial and public entities. KPLP has approximately 2,300 employees across North America and operates five FSC® CoC- certified mills (FSC® C104904), four of which are located in Canada and one in the US.
Metsä Tissue's Lambi and Posti launch cooperation to enable more environmentally friendly transport methods
A.Celli starts up complete turnkey Tissue plant at Partex Star Group's facility in Bangladesh
Toscotec Group's service provider S.TO.R.I. confirms ten-year growth trend on 50th anniversary
ABB launches its fastest paper machine moisture sensor on market, taking 5,000 measurements per second | CNW) - KP Tissue Inc. ("KPT") reports the Q1 2014 Financial and Operational Results of Kruger Products:
Revenue increased by 5.8% to $234.6 million in Q1 2014 compared to $221.8 million in Q1 2013
EBITDA result of $24.2 million in Q1 2014 compared to $25.1 million in Q1 2013
TAD Project continued to progress well, with EBITDA contribution of $3.5 million in Q1 2014
Maintained number one overall market share in Canada
"EBITDA of $24.2 million for the first quarter of 2014 continued to reflect high input costs and extreme weather conditions, which impacted margins. Despite a challenging market environment, we maintained our number one overall market share in Canada . The TAD Project was in line with expectations and contributed $3.5 million to EBITDA," said Mario Gosselin , CEO of KP Tissue and KPLP.
"During the quarter, we completed the consolidation of our Eastern distribution activities with expected annual savings of approximately $1.6 million . We also undertook an optimization program at the corporate level which should represent annual savings of approximately $2.4 million , once finalized.
"Going forward, we continue to see headwinds related to pulp and energy costs for the second quarter, and then a gradual decrease in pulp prices in the back half of 2014. This should alleviate some of the pressure on our margins. EBITDA for the second quarter of 2014 is expected to be higher compared to the first quarter of 2014 and moderately lower compared to the second quarter of 2013. For the TAD Project, some significant promotional activities are planned in the second quarter which should contribute to a higher EBITDA contribution when compared to the first quarter of 2014," concluded Mr. Gosselin.
KP Tissue Inc.
KPT holds a 16.6% interest in Kruger Products L.P. ("KPLP"), Canada's leading manufacturer of quality tissue products for household and commercial use. The highlights, discussion and analysis in this earnings release, unless identified specifically as representing the financial results of only KPT, relates entirely to the financial results of KPLP.
Q1 2014 Financial Results
Revenue in Q1 2014 was $234.6 million , compared to $221.8 in Q1 2013, an increase of $12.8 million driven by improved Consumer segment revenue in both Canada and the U.S. resulting from new business related to the TAD Project and the favourable impact of foreign exchange on U.S. based sales.
Cost of sales in Q1 2014 was $198.9 million , compared to $183.2 million in Q1 2013 due to the impact of increases in commodity prices, particularly pulp fibre and natural gas, the unfavourable impact of foreign exchange, and an increase in freight and warehousing expenses related primarily to higher sales volume. As a percentage of revenue, cost of sales increased to 84.8 percent in Q1 2014 from 82.6 percent in Q1 2013.
Selling, general and administrative expenses in Q1 2014 were $20.5 million , compared to $20.8 million in Q1 2013 due to a slight decrease in advertising and promotion expenses.
EBITDA in Q1 2014 was $24.2 million (included TAD Project EBITDA of $3.5 million ), compared to $25.1 million in Q1 2013 (included TAD Project EBITDA loss of $2.9 million ). EBITDA was impacted by lower margins as a result of higher cost of sales.
There was a Net loss in Q1 2014 of $3.2 million , compared to net income of $11.7 million in Q1 2013. The net loss was driven by a number of non-operational charges in Q1 2014 including charges related to restructuring of $2.8 million , the change in the amortized cost of the partnership unit liability of $3.3 million and a decrease in the deferred tax recovery of $4.6 million.
The cash balance as of March 30, 2014 was $52.7 million compared to $87.7 million as December 31, 2013 . Cash was used in operating activities to support additional working capital requirements, consistent with the year ago quarter and with the seasonal nature of our business, and cash was also used in investing and financing activities.
KPT Results
Q1 2014 Results
Net loss of $1.7 million in Q1 2014
Loss per share of $0.19 in Q1 2014
KPLP Distribution
KPLP will pay a distribution of $0.18 per KPLP unit to its partners on or prior to July 15, 2014 .
Dividends on Common Shares
The Board of Directors of KP Tissue Inc. declared a quarterly dividend of $0.18 per share to be paid on July 15, 2014 to shareholders of record at the close of business on June 3 | 1,185 |
info@catalysthealthventures.com
Maxwell takes 'grunt work' out of benefits
February 21, 2014by studiopie in Maxwell Health
Maxwell chief product officer Vinay Gidwaney,
brother to CEO Veer Gidwaney.
From the very beginning, Maxwell Health CEO and co-founder Veer Gidwaney intended to revolutionize the health and benefits industry with dazzling technology that simplified the complexity of HR tasks, particularly for startups and small companies. However, if he's successful, it just might be the old-fashioned way: with customer service.
"Every time I call them, I get a response," said Danny Shach<|fim_middle|> aren't really any gyms or fitness clubs nearby. Maxwell researched the area and found a yoga studio and few other places that might work for us. On many occasions, " she said, "Maxwell has asked us what they can do make things better and easier for us."
Maxwell's concierge service in particular is one feature the company is deeply committed to. "Every employee should have an advocate in the health care system," said Hopson. "Our concierge program helps clients understand their medical bills, find the best doctors, best hospitals, and best prices for various medical procedures." The concierge is a knowledgeable health care professional who is available to answer questions by phone, e-mail, or from Maxwell's web site.
The company also has a fun wellness app that works with an employee's smartphone and encourages physical activity by keeping track of the number of steps taken during the day. Those who take 10,000 steps earn various premiums such as an Amazon Gift Card.
If Maxwell Health succeeds, it just might streamline, if not revolutionize, the health care field after all.
Maxwell advisor Amitabh Chandra, professor of Public Policy at Harvard's John F. Kennedy School of Government, thinks Maxwell has charted the right course to doing that. "If you want to change health care you need to offer better value and lower costs," he says.
Though still a young company, Maxwell has certainly enjoyed its share of success, attracting some clients with headcounts in the hundreds.
There's definitely potential for more growth, Chandra said.
"Startups may want to offer their employees good benefits," Chandra said, "but they don't have the expertise or the time to devote to HR. They're working all the time just to make their business successful. Maxwell is going after startups because that's where they can enter the marketplace. Plus, the Mercers, Aons, and Towers Watsons aren't paying any attention to them. So today Maxwell is working with startups. A day after that, maybe they're servicing smaller, listed companies. Then one day a Fortune 50 company takes a look at what Maxwell is doing and hires them. That's how I think they may revolutionize the industry."
Revolution, of course, can be glorious and exciting, but for Comstak's Shachar, the battlefield is a lot more immediate and routine. "Maxwell takes the grunt work out of benefits," he said.
Clarification: An earlier version of this story may have left the impression that Maxwell Health acts as benefits broker. It works with brokers and plan sponsors, but does not directly handle benefits selling.
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© 2013 Catalyst Health Ventures. | ar, director of operations for Manhattan-based Compstak, a startup that compiles hard-to-get real estate information. "Sometimes in minutes."
Three thousand miles away in San Francisco, Entelo office manager Laura Levinsohn echoes the sentiment. "I usually have a lot of questions about benefits and HR, "she said, "and they've been very patient with me. A couple of times I've even had to call them on a Saturday. Someone always gets back to me right away. They've been great." Entelo is a startup that provides job recruiters with a database of software engineers and designers.
For the record, Maxwell's technology is equally appreciated, though perhaps not with the same breathless awe that a promptly returned phone call inspires. Maxwell's software is designed to consolidate a company's entire HR and benefits information – or a broker's full complement of carriers and benefits – in a simple-to-use program accessible on any device connected to the internet. Brokers working with Maxwell can easily show clients comparative data on the health care plans and benefits they offer. And firms that have their HR house in order are welcome to port that data into Maxwell's secure platform, making the information paperless and easy to access for employers and employees alike.
The cost to employer-clients for all this? Nothing. It's free.
Instead, Maxwell, which has offices in Manhattan and Cambridge, Mass., earns licensing fees from brokers.
On this point, Gidwaney takes pains to stress that Maxwell is not selling any particular program or carrier to secure that commission. Rather, brokers bring their clients to its platform so that those employers can have as many options as possible.
Last year, Maxwell secured $8 million in venture capital funding, money that will be used to support not only its core business but an expanding palette of services including 401(k) administration, payroll and business insurance.
Of course, as in so many instances in the business world, however much Maxwell hopes to change the world, others do, too.
And that's why customer service may be what helps Maxwell stand apart.
Gidwaney gets this. In an interview with BenefitsPro.com, he stressed his company's flexibility and creativity in helping clients select or switch benefits, willingness to work with any insurance carrier or broker, and ability to provide payroll services, a wellness component, even a concierge service.
"When it comes to helping our clients with their benefits," said Sara Hopson, Maxwell's marketing manager, "we try to think outside the box. For example, we've put together packages with nutrition and fitness coaches, telemedicine, and healthy meals. If a company has a lot of single employees or employees with kids, we look for benefits that those workers might need and appreciate."
Entelos' Levinsohn recalls that her company "really wanted to provide employees with a gym benefit. But we're in one of those warehouse districts and there | 588 |
Harassment will not be tolerated. This includes but is not limited to: any kind of physical, verbal, or psychological abuse; threats, intimidation, and bullying; discriminatory remarks of any kind; and unwanted romantic attention or sexual harassment.
Please be respectful of the space. Many of the furnishings belong to the venue, so please be sure to treat them with<|fim_middle|> you're a rookie, welcome! To all competitors, we hope you have a great time, and we hope to see you at many future crossword events! | care. To ensure that we're invited back next year, please clean up after yourself, leave everything as you found it, and do not bring drugs or alcohol onto the premises.
If you see or experience a violation of the code of conduct, please find a director of the tournament (Angela Olson Halsted, Andy Kravis, Erik Agard, Neville Fogarty, Peter Broda). If you cannot find one of the five directors for whatever reason, talk to someone at the registration desk or a volunteer and have them find us.
If you violate the code of conduct, we reserve the right to eject you from this and future tournaments without a refund.
Be kind! The crossword community is made up of some of the nicest people on Earth. Many of us have a memory from our first crossword tournament of someone who made us feel welcome or at ease. If you're an old pro, do what you can to make The Indie 500 a welcoming environment for all solvers. If | 201 |
Hearts will face Celtic or Aberdeen in next month's Scottish Cup final after three goals in 25 second-half minutes ended Inverness Caley<|fim_middle|> it was Hearts who doubled their advantage after 66 minutes as John Souttar rifled home on the volley at the back post from a Olly Lee corner.
Hearts were awarded a penalty in the 73rd minute after Mark Ridgers was adjudged to have brought down Ikpeazu in the area.
Substitute Sean Clare stepped up to convert and seal the Jambos' spot in the final.
Celtic will aim to take a step closer to a third consecutive domestic treble of trophies when they face the Dons at Hampden on Sunday. | Thistle's dreams of another cup upset in a 3-0 win at Hampden.
The Scottish Championship side held their own for the first 45 minutes on Saturday, but the floodgates opened when Uche Ikpeazu stabbed the ball home from close range four minutes into the second period.
Inverness responded well to falling behind, with Hearts goalkeeper Bobby Zlamal clawing away a Joe Chalmers free-kick destined for the top corner.
Jamie McCart was then denied an equaliser by a flag for offside as he curled an effort into the top corner.
But | 120 |
Ukdiche modak also know as steamed modak is the most popular variety of modak made during the Ganesh Chaturthi.
These dumplings are said to be the favourite of our lord Ganesha, and thus are served as prasad during the 10 day festival in Maharashtra.
I grew up enjoying this festival as my parents, big devotees of lord Ganesha would bring him home and celebrate this festival for full 10 days. We would start decorating the area, where we would be placing lord Ganesh days before with lights and garlands. And all our relatives would come to our place for aarti and after the aarti, we would all share the mouth-watering modaks.
My mum would make the most amazing modaks and I would simply wait till she had served the modaks to lord Ganesha and then to all our guests and then I would finally get a chance to eat them. Sometimes she would also make the fried version but I can definitely say that the steamed modak or ukdiche modak are my favourites.
And now as the Ganesh Chaturthi is just around the corner I thought I should share Ukdiche Modak recipe with you so you can also enjoy making these Ukdiche modak at home instead of buying them from the store.
Modaks are not very difficult to make but acquiring the skill to get the perfect shape does take practice and patience, but lord Ganesh will appreciate your hard work and efforts rather than the shape. Or you can just use the Modak Plastic Molds from the market. Don't let anything come between you and modak making. Just Kidding.
So let's start spreading the joy by making some Ukdiche modak for Ganpati Bappa .
Dry roast the poppy seeds.
In a pan boil water. Add ghee and salt.
Turn off the stove once the water has reached a boiling point and add the rice flour gradually while stirring and mixing the flour with water. Make sure there are no lumps.
Cover the pan with a lid for 7-8 minutes.
Now take the dough in a plate and begin to knead. You can also apply ghee or water to your hands while kneading the dough.If dough is tough and has cracks you can add few drops of warm water till soft.
Knead the dough very well<|fim_middle|> center .
Press the edges at five places making petals shape.
Use your finger to give shape and taper the top of the modak.
Repeat the process with rest of the dough and make modaks.
Apply ghee to the steamer pan or any dish with holes and place the modak on it.
In a cooker or any pan add water and once it boils place the steamer pan and steam for 12-13 minutes.
Serve hot with a few drizzle of ghee. | or till smooth.
In a hot pan, add ghee with all the ingredients for the stuffing list.
Remember not to overcook and if you see bubbles then you have overcooked the jaggery and it will become very hard and not suitable for making the stuffing.
Turn of the flame and transfer this mix into a bowl and let it come to room temperature.
Take the dough and make small balls the size of a lime, and then flatten it with your fingers to a round disc. Make sure to apply ghee to to your hands when you do this.
Place the modak filling in the | 120 |
Showing results for ion global forum finalize two detailed use cases enabling smarter resilient connected world
IOWN Global Forum Finalizes Two Detailed Use Cases for Enabling a Smarter, More Resilient and Connected World
by DRJ Editorial Team | October 27, 2021 | | 0 comments
Cyber-Physical System and Artificial Intelligence-Integrated Communications Use Cases Demonstrate the Urgent Need to Create and Deploy an All-Photonics Network and a Data-Centric Infrastructure to Augment Today's Internet Infrastructure
WAKEFIELD, Mass.–(BUSINESS WIRE)–#AI–The Innovative Optical and Wireless Network Global Forum (IOWN Global Forum) finalized two use cases that validate the need to supplement today's overburdened communication and computing infrastructure with an all-photonics network and a data-centric infrastructure capable of supporting the explosive demand for global interconnectivity. The completed use cases followed an extensive revision process and underscore the mission of IOWN Global Forum, which is by 2030 to have developed advanced optical communication, computing, data and energy-efficiency technologies that<|fim_middle|> communication infrastructure to meet our future data and computing requirements through the development of new technologies, frameworks, specifications and reference designs in areas such as photonics R&D, distributed computing, and use cases and best practices. Details on IOWN Global Forum and membership information can be found at: https://www.iowngf.org.
Bob Olson, IOWN Global Forum Public Relations
rolson@virtualinc.com
Inaugurating Benchmarks for Disaster Preparedness
Mitigating Wildfire Disaster: Early Detection and Commitment
The Difference a Hurricane Can Make: The Change of Louisiana's Emergency Preparedness Effort | will enable a smarter, more sustainable world.
The findings of the Cyber-Physical System (CPS) Use Case and the Artificial Intelligence-Integrated Communications (AIC) Use Case provide a roadmap that will be used by the IOWN Global Forum and its members to develop technical recommendations for a long-term feasibility study. The outcome of this intensive program will uncover new approaches to work, entertainment, education, mobility, smart cities and electric grids, healthcare management and new ways to improve social equity and data privacy.
Additions to the finalized reports include three new focus areas that are crucial to the achievement of IOWN Global Forum's mission:
Smart Grid Management will contribute to a carbon-neutral society by predicting and controlling the rapid, dynamic changes in renewable energy supply and demand.
Mobility Management will enable the collection and processing of data from vehicles and roadside sensors, enabling navigation services with energy optimal route information which is essential to contribute to carbon neutrality.
Industry Management will include Process Plant Automation to address aging infrastructure, rising maintenance costs, worker safety and CO2 emission consumption.
"The world today has experienced growth faster than ever thanks to advancements in communication and computing technologies. But ever-increasing user demand and perpetual innovation threaten to tax the very infrastructure that has driven this unprecedented change," said Katsuhiko Kawazoe, Ph.D., president and chairperson of the board, IOWN Global Forum. "At the same time, these technological advances have not served the global population equitably. With this in mind, IOWN Global Forum is committed to opening new market opportunities while safeguarding society and businesses from the unintended risks of new technologies."
Cyber-Physical Systems Lay Foundation for Smart Society
Sustainability has become the touchstone for much of what the technology industry promises to deliver. The need is reflected in the United Nations' Sustainable Development Goals (SDGs) and the hastening adoption of corporate ESG (environmental, social and governance) measures that integrate investment strategies with social purpose and the environmental impacts of business.
In the near future, a quantum leap in communication and computing capabilities will propel the world into a new era of sustainable growth. The CPS use case details application-specific service requirements across multiple facets of society that depend on cyber-physical systems to meet those goals. These include smart buildings; smart grid management to enable carbon neutrality; remote factory operation; real-time disaster notifications; disease outbreak prediction and prevention; and event-driven security monitoring.
AI-Integrated Communications Reinvent How We Engage the World
The world has become smaller as technological advances have spurred new ways to connect with each other, new ways to work, new ways to enjoy entertainment and new ways to approach old problems. The communication and computing infrastructure developed over the past 30 years has made these changes possible, but the world needs another quantum technology leap to deliver the infrastructure required to continue the pace of innovation.
Artificial intelligence (AI) and machine learning (ML) are the key to this future, however, early efforts using current technology to create immersive experiences have met with mixed success. The AIC use case examines a spectrum of future states that will influence how we experience the world around us – from virtual concerts and interactive live sports, to cloud-based gaming and remote learning. The report also recommends new ways for how people will navigate the physical world as well as AI-based, mind-to-mind communication that can overcome differences in language and culture to foster a better understanding of perceptions and emotions.
To learn more about IOWN Global Forum, please see the white papers https://iowngf.org/white-papers/ and videos https://iowngf.org/videos/.
About IOWN Global Forum
IOWN Global Forum's objective is to accelerate innovation and adoption of a new | 746 |
Dividend Investing Books
The Single Best Investment - Creating Wealth with Dividend Growth by Lowell Miller
This witty guide advises readers to stop playing the stock market or listening to television gurus and start putting their money into dividend-paying, moderate-growth companies that offer consistent returns and minimum risk.
All About DRIPs and DSPs by George C. Fisher
All About DRIPs and DSPs tells investors everything they need to know about where to find direct investment opportunities, and how to profit from their affordable compounding benefits.
All About Dividend Investing, Second Edition by Don Schreiber
This back-to-basics book argues that dividend-paying stocks, not growth stocks, form the best foundation for any portfolio. Used strategically, dividends are your best bet for safe, profitable investing.
Simple Investing: The Dividend Investing Strategy by Matthew D. Ramey
Investing doesn't have to be difficult, challenging, or overly-complex. In fact, investing can be simple. Simple Investing: The Dividend Investing Strategy to Grow Your Passive Income was written to reach those investors that are interested in learning more about how dividend investing might work for them.
Splitting Pennies: Understanding Forex by Joseph Gelet
Splitting Pennies - Understanding Forex is a book about our global financial system and its direct impact on every human being on this planet Earth. Every day, our money is worth less and less. Splitting Pennies explores why, through the prism of its mechanism; Forex. Forex is the largest business in the world and the least understood. This is not taught in school - start your journey, and just read.
Bubba's Financial Planner: A guide to lifetime financial planning for the unsophisticated, uninformed and uninterested individual by James Compton
Being financially successful does not mean being filthy rich. It means you are in control of your finances and have established a financial plan for life and have the fortitude to stick with it. A good plan will help take the financial strain out of life so you can enjoy yourself. There are millions of excuses why you cannot start today, and millions of reasons to give up if you do ever get started.
Dividends Still Don't Lie: The Truth About Investing in Blue Chip Stocks and Winning in the Stock Market by Kelley Wright
Written by Kelley Wright, Managing Editor of Investment Quality Trends, with a new Foreword by Geraldine Weiss, this book teaches a value-based strategy to investing, one that uses a stock's dividend yield as the primary measure of value.
The Future for Investors: Why the Tried and the True Triumph Over the Bold and the New by Jeremy Siegel
Jeremy Siegel, one of the world's top investing experts, has taken a long, hard, and in-depth look at the market and the stocks that investors should acquire to build long-term wealth.
Smoke & Mirrors : Financial Myths That Will Ruin Your Retirement Dreams by David Trahair
This book will give Canadians the ammunition they need to fight back against the scare tactics and rule of thumb selling methods used by many banks and financial planners to suck money out of your pockets every day!
Fast Profits in Hard Times: 10 Secret Strategies to Make You Rich in an Up or Down Economy by Jordan E. Goodman
"Empowers investors to take control of their money and earn high returns no matter what the economy is doing...I am a big believer in passive income strategies, and Goodman explains them in a simple, easy-to-understand way and gives you the resources to create a stream of substantial passive income." -- T. Harv Eker, New York Times bestselling author of Secrets of the Millionaire Mind
The Streetsmart Guide to Overlooked Stocks : A Guide to Investing in the Best Overlooked Stocks for Superior Returns by George Fisher
Today's stock market is filled with highpotential companies that, for one reason or another, have slipped beneath the radar screens of analysts and money managers.
The Dividend Rich Investor: Building Wealth with High-Quality, Dividend-Paying Stocks by Joseph Tigue and Joseph Lisanti
This invaluable resource distills Standard & Poor's successful dividend investment philosophy into a user-friendly guide for the individual investor.
Sleep Easy Investing by Gordon Pape
Personal finance expert Gordon Pape explains that if you adopt the sleep-easy philosophy as your<|fim_middle|>nessy
Reviewed on Amazon.com: In James O'Shaughnessy's What Works on Wall Street: A Guide to the Best-Performing Investment Strategies of All Time, they'll find a solid one: authoritative analysis of popular practices from the past.
Beating the Street by Peter Lynch
From Publishers Weekly: Until retiring in 1990, Lynch ( One Up on Wall Street ) was manager of the spectacularly successful Fidelity Magellan Fund. Here he recalls with self-deprecating humor and disarming candor how he went about choosing winning stocks (and missing a few) for the $12 billion fund, which, during one five-year period in the 1980s, earned investors a 300% return.
Additional Recommendations of Interest to DRiPpers
The 100 Best Dividend-Paying Stocks to Own in America by Gene Walden
101 Reasons to Own the World's Greatest Investment: Warren Buffett's Berkshire Hathaway by Robert P. Miles
Buying Stocks Without A Broker by Charles B. Carlson
A Fool and his Money by John Rothchild
Guide to Direct Investment Plans From Moneypaper.com
The Individual Investor Revolution by Charles B. Carlson
Investing in REITS: Real Estate Investment Trusts by Ralph L. Block
The Kitchen Table Investor by John F. Wastik
The Millionaire Mind by Thomas Stanley
The Millionaire Next Door: The Surprising Secrets of America's Wealthy by Thomas J. Stanley and William D. Danko
The Motley Fool's Investing Without a Silver Spoon by Jeff Fischer
One Up On Wall Street : How To Use What You Already Know To Make Money In The Market by Peter Lynch
Street Wise: A Guide for Teen Investors by Janet Bamford
Take Stock by Ellis Traub
The Warren Buffett CEO: Secrets of the Berkshire Hathaway Managers by Robert P. Miles and Tom Osborne
The Wealthy Barber: Everyone's Commonsense Guide to Becoming Financially Independent by David Chilton
The Winning Portfolio: Choosing your 10 Best Mutual Funds by Paul B. Farrell
Wow the Dow by Pat Smith & Lynn Roney | basic credo, both your health and wealth will benefit. In this must-read book, Pape explains this investing philosophy and how it can be used by everyone to avoid the greed and fear traps.
The Lazy Investor by Derek Foster
You need to stop enriching the fat cats on Bay Street and enrich yourself! I'm not an "expert" investor, but I retired at 34! This book uses a simple strategy to help you reach financial freedom – even if you only have $50 to start and no investment knowledge.
Eight Steps to Seven Figures : The Investment Strategies of Everyday Millionaires and How You Can Become Wealthy Too by Charles Carlson
In the tradition of the megabestseller The Millionaire Next Door, Eight Steps to Seven Figures brings together in-depth interviews with over two hundred everyday people whose investments have made them millionaires.
What Works on Wall Street: A Guide to the Best-Performing Investment Strategies of All Time by James P. O'Shaugh | 199 |
<|fim_middle|> illustrated with graphical interfaces, such as the ability to backwards/forwards play dynamic assembly trace with multiple samples, to explore its advantage over traditional analysis tools for consolidating information derived from Dynamic and Static analysis. | Modern malware analysis is shifting towards dynamic behavioural analysis to assist static analysis in combating the increasing volume and complexity of samples. However, information between these two stages are not closely integrated, illustrated by the division of debugger and disassembler seen in many professional reverse engineering environments. Consequently collating and comparing low-level information between multiple samples, which is important for grouping/generic detection, is often difficult.
This paper will discuss a hybrid platform-independent framework - DSD Tracer. DSD Tracer is a way to collect low-level Dynamic analysis information (first D in DSD), such as a full assembly trace of sample(s) which could then be fed into various Static analysers (S in DSD) which automate the processing of huge amounts of information generated from the D step. To explore the full behaviour of a sample, one could re-execute the program under modified test states/environments and repeat the above cycle (and hence the recursive acronym of DSD).
A demonstration of DSD Tracer will be implemented using instrumentation of Virtual Machines. The algorithms used to analyse the output will be | 217 |
ANGELSHARK-ID is a project that<|fim_middle|> with ANGELSHARK-ID, are important for the knowledge of their life history and allow to take effective management and conservation decisions for the species in its entire distribution. | monitors the angelshark populations by employing their natural body marks. This technique guarantees a minimal impact to the individuals in return of a great effort from the researcher.
This research, which is made possible thanks to the generous support of the Loro Parque Fundación, studies the angelshark (Squatina squatina) in the Canary Islands to help with its conservation. This project responds to the need for a systematic monitoring of the population tendencies due to the concern over and the lack of knowledge of the conservation status from the species.
The project logo, elaborated by Plunk Artes Visuales, indicates the specific sharks' characteristics that can be photographed and employed for individual identification. These are represented by a combination of shapes and decorations from different collection pieces from the Museo Canario.
ElasmoCan studies different angelshark aspects, such as genetics, reproduction, predators and citizen science in between others. These investigations, together | 187 |
Use of Experts in the Service of the Tribunal
Posted in Uncategorized on Saturday, 20 October, 2012| Leave a Comment »
CENTRE FOR INTERNATIONAL LAW STUDIES
Salzburg Arbitration Programme, June 15 – 18, 2000
Conference on International Commercial and Construction Arbitration
Session 12: Use of Experts in Arbitration
There is a risk attached to the use of experts in the service of the Tribunal. The expert, the person experienced in the business or techniques of the dispute, can start a cold breeze of logic and common sense blowing through the dusty rooms of the law.
Involve an expert and you involve someone to whom the truth and the facts are more important than the tactics and games. More seriously, you involve someone to whom justice and fairness are more important than the esoteric details of positive law. Someone whose frustration, at the obfuscation found in much modern legal practice, sometimes may result in steps towards the truth being taken much more quickly than billing practice normally would permit.
My lawyer friends should be warned that, by bringing an expert into the service of the tribunal, whether as a member of a tribunal, as a sole arbitrator or as the tribunal's own expert, they have a tiger by the tail.
Let me recapitulate briefly: I suggest the characteristics of an expert, and for this purpose I mean an expert in fields other than law, to include
knowledge and experience of his or her field – an expert knows what he or she is talking about;
the skills of logic and common-sense;
an ordinary man's, or woman's, sense of justice and fairness;
skills of communication and exposition, at least related to the field of expertise and often more broadly related – an expert knows how to express his or her findings or opinions.
Disputing parties, seeking a way to resolve or determine their dispute, may well look at those characteristics and think that they are precisely what is required. That is right and that is, of course, the original purpose, the raison d'être of commercial arbitration, although a modern observer could be excused for thinking otherwise.
That was how arbitration began in commerce, before the modern structure of nation states became what it is today. Merchants would choose one of their peers, preferably one whose prestige and reputation put him out of the hurly burly of immediate competition, and agree to accept his decision. He was the arbitrator – knowledge and experience, logic and common-sense, sense of justice and fairness, ability to communicate his findings. It was all that was necessary. Now is not the time to discuss how the need for control by the State has led to a corruption of the process. I have discussed that elsewhere, and the move towards a globalization of trade eventually may mean a return to the standards of the past, as trade once again passes beyond the grasp of nation-states.
My immediate point is that, far from being an exception to the arbitral process, the use of an expert is the natural, the obvious way to determine a private dispute in a specialist area of trade or professional practice.
That is my starting point. Of course there are trade disputes in which there is some obscure point of law; there are others in which a suitably obscure point of law may be invented. My essential proposition, however, is that most topics in trade and commerce are best understood by people in trade or commerce, experts in the field. That must be so, otherwise they would not be able to trade successfully day-by-day, as obviously they do.
That is why the expert plays an essential role in the service of the tribunal.
I will now turn to the principal ways in which that service may be provided. In the limited time available, I will deal with three categories.
First I will touch upon the role of the expert as a sole arbitrator and the ways in which, if necessary, additional legal support may be brought into the room.
Secondly, I will discuss the expert as a member of a plural tribunal, his or her relationship with others, and the possibility of creating a "dream team" to deal with a specific dispute.
Finally, I will look at the task of a tribunal-appointed expert and the relationship between the expert and the tribunal.
Before doing so, however, I would digress for a moment to discuss the relationship between two fields of law. For want of better definitions, I shall call them Positive Law and Natural Law. Positive Law is what it is. Holmes once said, to an attorney in his court, "This is a court of law, young man, not a court of justice." A great jurist, leader of the American Realist school of jurisprudence, whose definition of positive law is perhaps the most exact that can be found, he was right. To paraphrase something else he said, Law is no more and no less than the prediction of what a court will decide in practice. I would not presume to argue with that; it is unarguable.
As it happens, although I teach in a Law School, I am an engineer. Engineering is variously described as a useful art or the application of science. The aim of engineers, and I quote the Institution of Civil Engineers in London, is the harnessing of the great forces of Nature in the service of mankind.
Please think about that for a moment. No one is beyond the laws of nature. I and my colleagues serve the laws of nature every day of our lives. If the bridge is not strong enough, it falls.
Engineers know well the famous accident to the bridge at Tacoma Narrows and it exemplified what I want to say. Because of a peculiarity of the wind through the gorge, and the design of the bridge – it was a suspension bridge – oscillations were induced in it and became progressively more severe over a period, eventually it broke and sent at least one abandoned vehicle down with it. The incident led to changes in design to take account of the effects of wind. It was not the first instance of a man-made bridge failing in the wind. The Tay Bridge Disaster, in the nineteenth century was another.
Now, there would have been time, once the Tacoma Narrows Bridge started to oscillate, to apply to the court for an emergency injunction to prevent it. I daresay that it would have been easy to persuade the Judge of the public interest.
But, and this is the point I wish to make, the injunction would not, could not have been effective. The bridge would still fall. Canute demonstrated to his courtiers that all his undoubted power could not cause the tide to turn. Galileo admitted to his inquisitors that the Earth did not move around the Sun. It was res judicata, but nobody told the Earth, and still it moves. That is the nature of the law I serve. Unforgiving, inflexible, certain (but only insofar as it is correctly known). A hard mistress and not one whose rules may be changed by statute, by fiat or by a determination of the court. Natural Law.
And Natural Law governs both material and immaterial matters. There are laws of Physics, Chemistry and Mathematics, but there are also Laws of Aesthetics, of Logic, of Morals and of Human Behaviour. We specialise, of course, and we can learn more of some Natural Laws than we can of others, but none can pick and choose which Natural Law to apply. It applies without our intervention.
Now this may seem a little remote from Commercial Arbitration, but it is not. The principles of the Law of Obligations are essentially Natural Law principles. In Contract, they spring from the logical consequences of the ability to communicate ideas and wishes and, in particular, promises. In other areas, tortious obligations, they spring from the twin principles of free will, which makes us responsible for the consequences of our actions, and our duty to one another, a necessary part of social existence. And Arbitration, of course, is a creature of the promise. It has a foundation in Natural Law. That is fundamental and inevitable. International Arbitration is, by definition, universal; the Laws of nation states, the only positive Laws, are not. I am not here discussing state recognition, that is another matter altogether.
That digression has been to show you something of the thinking of a non-lawyer and the context in which a non-lawyer may approach the resolution of disputes. No one ignores positive Law, of course, it governs our practical decision making. Nevertheless it is not our starting point.
I will deal only briefly with the expert as sole arbitrator. The advantages of trusting a dispute to someone who understands the nature of the problem are self evident, as is the moral strength of an agreement to abide by the judgement of a peer in one's field of work. There are three aspects which need attention. One is the need for such and expert arbitrator to acquire the appropriate procedural skills, for which training is available. Most senior professionals, in every sphere of activity, have experience of managing meetings fairly. Another is the occasional need for the arbitrator to seek legal advice, which has always been a traditional right, although occasions for it are rare. The third is the problem of transparency, which is overcome by the expert arbitrator setting out, for the parties, such personal knowledge as may be relevant, and inviting them to deal with it if they wish. Expert arbitrators may be in a minority on the international scene today, but there are several of them and there may well be a recovery of numbers as training becomes more widely available.
The advantage of at least one or two experts in a multiple tribunal is also, I suggest, self evident. That is especially so in modern international arbitration, where the party appointed arbitrators are required to be neutral and not to act as a kind of quasi-advocate for their appointers. Non-lawyers are not accustomed to advocacy and do not have the contentious instincts of the professional advocate. That makes them well suited to a neutral role.
I wish particularly to alert you to the enormous opportunity which the parties have to create an ideal tribunal for the problem they have to resolve. I have called it the "dream team" approach. Imagine, if you will, a build-operate-transfer project, to manufacture ethical pharmaceuticals to be marketed in an area where only imported products have been available. Now assume that disputes have arisen, during construction, about the performance and profitability of the plant.
What I suggest is that the parties and their lawyers could put together a tribunal which comprised, say, a chemical engineer, an expert on project finance and a lawyer familiar with the country where the construction was taking place. Not only would those men or women be able to deal with their respective fields. If given the opportunity, they would create a collegiate team which would be able to discuss issues from widely differing points of view, bringing a synergy to the arbitral process. The whole would be greater than the sum of its parts.
That is what I had in mind when I spoke of the relationship between the members of a tribunal. It is a collegiate relationship, between colleagues, not a relationship of contentions. One distinguished commentator has suggested that the most important step in an arbitration is taken when the arbitrators have dinner the night before the first meeting.
I think that the opportunity, in arbitration, to create tribunals in which differing methods of thought interact in the interest of truth and justice, is one of the most exciting features of modern jurisprudence. It may be an exaggeration to suggest that experts eventually will play a vital role in making justice open and transparent, but I believe the possibility is there. It is why I teach and it is why I came here. We may have seen the peak of the closed legal approach of the nation-state, at least in commerce and in civil litigation. Openness is the opportunity offered by the twenty-first century and all the modern educated professions have to play their part in it.
Now I turn to the service which the expert may give as witness or investigator for the tribunal. I will not deal with experts appointed as members of the legal teams of the parties; others will discuss that role.
Various legislation covers the appointment of a tribunal expert. The English Arbitration Act of 1996 refers to advisors, assessors and experts, but does not differentiate greatly between them. Distinctions between those roles may be somewhat technical; Article 26 of the UNCITRAL Model Law(2) refers only to experts and, I suggest, sets out the natural requirements for the task. An expert or experts may be appointed – no prescription as to the nature of the expert – and, unless the parties agree otherwise, that expert must be available for examination. The Model Law also imposes a duty of co-operation on the parties.
In any reference, the decision as to whether or not to appoint an expert is a decision of the tribunal. Although the parties have the right to agree otherwise, the tribunal's discretion is complete, both as to whether to appoint an expert and as to who the expert should be. In practice, however, it often may make sense for the tribunal to invite the parties to agree upon an expert.
The expert's role is defined by the tribunal, in the light of the views of the parties. Ideally, there should be precise terms of reference, which may take the form of a series of questions. The expert can play a useful role in suggesting additional questions and in drawing up the terms of reference, but the final decision will be that of the tribunal(3).
The tribunal's expert is an extension of the power of the tribunal to make enquiry. That was brought home to me by a distinguished professor of law who described a mission which arose for a tribunal of which he was chairman. The field of the dispute was esoteric, and the tribunal could not find an expert in the field who did not have connections with one or other of the parties. There were documents to be examined and enquiries to make. Accordingly, the tribunal appointed a gentleman, not from that field of business, but from a generally similar discipline, to examine the documents, to make the enquiries and to report to the tribunal. Almost an agent de police judiciaire, you might think.
One method of proceeding, which I have found successful, is for the parties to give their reasoned answers to the questionnaire before the expert's enquiries begin. This gives a structure to the enquiries. Then, the first report is given for their comments and the final report may incorporate the comments given by the parties. That may make unnecessary the examination of the expert before the tribunal, but the tribunal may wish to have the expert present to comment upon any further evidence. Because the expert can be examined, he or she may be relieved of the obligation to ensure that both parties are present at any phase of the enquiry. That can save a great deal of time and expense, but the expert must report upon anything he or she takes into account. The principles of Natural Justice are not suspended for the expert, only made a little more practical. Any basis for the expert's opinion must be made known, and any documents made available to the expert ordinarily should be available to the parties and the tribunal. An exception may be made for trade secrets; the tribunal may order some material to be shown only to the expert, who may then refer to it in a way which protects the secret. It is a procedure which requires care by both expert and tribunal.
There is much more to be said about the expert in the service of the parties and in the service of the tribunal. What I have said here has been only an outline. There is a more extensive treatment on the author's web site at<http://www.hartwell.pwp.blueyonder.co.uk/Paris.htm> and I am always happy to answer questions and to discuss the topic generally.
1 External Professor, University of Glamorgan School of Law
Professor, Brunel University Law School
Senior Partner, BHA Cromwell House, Consulting Engineers return
2 Article 26. Expert appointed by arbitral tribunal
(1) Unless otherwise agreed by the parties, the arbitral tribunal
(a) may appoint one or more experts to report to it on specific issues to be determined by the arbitral tribunal;
(b) may require a party to give the expert any relevant information or to produce, or to provide access to, any relevant documents, goods or other property for his inspection.
(2) Unless otherwise agreed by the parties, if a party so requests or if the arbitral tribunal considers it necessary, the expert shall, after delivery of his written or oral report, participate in a hearing where the parties have the opportunity to put questions to him and to present expert witnesses in order to testify on the points at issue. return
3 In English litigation practice, under the Civil Procedure Rules (Article 35), the expert is not strictly a tribunal's expert but a single joint expert appointed jointly by the parties. This leads to his being instructed by the parties, sometimes jointly, sometimes in two separate sets of instructions. The Rules are new, and the implications of the approach have yet to develop. return
A Poem for British Reflection in Particular
Posted in Uncategorized on Sunday, 14 October, 2012| Leave a Comment »
Rudyard Kipling wrote this in 1897
God of our fathers, known of old—
Lord of our far-flung battle line—
Beneath whose awful hand we hold
Dominion over palm and pine—
Lord God of Hosts, be with us yet,
Lest we forget—lest we forget!
The tumult and the shouting dies—
The Captains and the Kings depart—
Still stands Thine ancient sacrifice,
An humble and a contrite heart.
Far-called our navies melt away—
On dune and headland sinks the fire—
Lo, all our pomp of yesterday
Is one with Nineveh and Tyre!
Judge of the Nations, spare us yet,
If, drunk with sight of power, we loose
Wild tongues that have not Thee in awe—
Such boastings as the Gentiles use,
Or lesser breeds without the Law—
For heathen heart that puts her trust
In reeking tube and iron shard—
All valiant dust that builds on dust,
And guarding calls not Thee to guard.
For frantic boast and foolish word,
Thy Mercy on Thy People, Lord!
But we forgot,
we forgot. Comment, 2012
An index to my some of my website pages.
Posted in ADR, Story, tagged international commercial arbitration, tower bridge london on Sunday, 7 October, 2012| 1 Comment »
These are some webpages with Tiny links
GMBH Front Page and Caricature http://tiny.tw/cXQ
Dispute Closure Theory http://wp.me/pZlBS-2X
Who Shall be the Arbitrators? http://tiny<|fim_middle|> simply disappears or is abandoned, rather than achieving resolution. That is, controversy is overtaken by a dynamic flow of events and either is never resolved or is recast in the form of some related or more circumscribed controversy. Although [the] criticism has its appeal, I think it unobjectionable to speak of a controversy's being closed, in much the same way as a case is sometimes closed by a police department or a court – namely, in those cases where disputing parties simply stop disputing. It is irrelevant whether controversial points were closed in either the first, second, or third senses above, for the case is closed, even if no such resolution occurred and irrespective of the reason for closure. Moreover, it is also true of at least the first and third senses of closure that central issues in a dispute sometimes continue to be discussed and may ultimately turn into some related but distinguishable controversy.
Negotiation closure
A fifth sense of closure — the sense in which I use the term almost exclusively hereafter — incorporates some elements of earlier definitions but excludes other elements: Closure in this fifth sense occurs if, and only if, a controversy is settled through an intentionally arranged and morally unobjectionable resolution acceptable to the principals in the controversy, even if they regard the resolution as compromising their ideal solution. This fifth sense suggests the reaching of conclusions that are well defended by argument, perhaps argument from ethical theory. However, it is not required — as sound argument closure requires — that there be only one correct, best, or fairest answer to the central question(s) constituting the controversy. Closure can be achieved in this sense by compromise — in contrast to sound argument closure, where such compromise is impermissible.
This fifth sense does not require that an agreed-upon resolution of the controversy be fully satisfactory and so noncontroversial in terms of the preferred moral standards of each principal. It requires only that the resolution achieved be minimally satisfactory. Thus, as in the case of three previous senses of closure, this fifth sense paradoxically permits a controversy to be closed when disputing parties still hold unclosed (in one of the other senses of closure) differences of opinion on the moral issue generating the controversy. I shall refer to this sense of closure as negotiation closure: The negotiation is a process, and compromise is the outcome. (A negotiation of course need not eventuate in a compromise. There may even be a settlement without compromise.)
Quoted from Tom L. Beauchamp with acknowledgements | .tw/cXR
Geoffrey's CV http://tiny.tw/cXS
Experience as an Expert Witness http://tiny.tw/cXT
From Liber Amicorum Eric Bergsten – The Commercial Way to Justice http://tiny.tw/cXU
An Introduction to International Commercial Arbitration http://tiny.tw/cXV
The Reasoned Award in International Arbitration. http://tiny.tw/cXW
Arbitration and the Sovereign Power http://tiny.tw/cXX
Specimen Award http://tiny.tw/cY2
Arbitration in Context Legal, Contractual or Ethical? http://tiny.tw/cY3
The New York Convention of 1958, A Basis for a Supra-National Code? http://tiny.tw/cY4
Tower Bridge, London http://tiny.tw/cY5
A Section through one Bascule http://tiny.tw/cY6
Ariel Steam Engine http://tiny.tw/cY7
Use of Experts in the Service of the Tribunal http://tiny.tw/cXY
Sighted Justice: the Ethical and Practical Role of the Expert http://tiny.tw/cXZ
Construction Disputes http://tiny.tw/cY8
Here's some theory of Dispute Resolution for comment
Posted in Uncategorized, tagged arthur l caplan, case closure, h tristram engelhardt, professional controversy on Saturday, 6 October, 2012| 1 Comment »
Extracts from an essay:Ethical theory and the problem of closure, Tom L. Beauchamp, Scientific Controversies: Case Studies in the Resolution and Closure of Disputes in Science and Technology, H. Tristram Engelhardt, Jr., Arthur L. Caplan ed. – Cambridge University Press, 24 Apr 1987. ISBN 0 521 25565 1 hard covers ISBN 0 521 27560 1 paperback
Blogger's Note: I have tried to display the gist of Tom Beauchamp's argument. Necessarily much of his discussion has not been borrowed but I set out enough, I hope, to show the reasons for his classifications of closure.
Sound argument closure
The first sense of' closure, which I shall refer to as sound argument closure, is the following: Closure occurs if, and only if, a correct position has been reached in a context of controversy, thereby rendering opposition views incorrect. Philosophers interested in problems of justification (as distinct from purely conceptual or purely meta-ethical investigations) have been interested in finding either a general method for the resolution of problems or a particular resolution of a single problem. In either case, closure is achieved if the correct answer to the central question(s) is provided. The controversial issue is then truly decided, even if social or professional controversy continues thereafter. Accordingly, closure in this sense can occur even if agreement has not been reached in the context on the merit of any given position and even if there is a pervasive conviction of non-resolution.
Consensus closure
A second sense of closure is connected to the first: Closure occurs if, and only if, in a context of controversy a consensus has been reached that some position is correct or fair and opposition views incorrect or unfair. Here it does not matter whether a correct or fair position has been reached. It does not even matter whether, as a matter of justification and method, some point of view is well defended. Nor need principals believe that a permanent solution has been found, or even a definitive one. It only matters that there is a consensus agreement that the force of one position has overwhelmed others. Issues central to a controversy have in that context been resolved, and it is therefore routinely treated as no longer a matter of controversy.
Settlement can come by any route whatever, and the settlement may be appropriate or inappropriate. Though it is unlikely, it is even possible that the controversy could be entirely decided in terms that Ernan McMullin has characterized as nonepistemic factors (see chap. 2, this volume). That is, the weight of evidence might play no role at all in bringing about the consensus. It follows that it is not a logically necessary condition of closure in this second sense that there be argument or theory, and the premises and conclusions of arguments can be irrelevant or false. It also does not matter whether the controversy later reemerges in substantially the same form. Consensus at the time, in the context, is sufficient.
Procedural closure
A third sense of closure is more familiar: Closure occurs if, and only if, an issue is ended by formal, procedurally governed efforts to terminate the sustained discussion that characterizes controversy. I call this sense of closure procedural closure. Here a correct resolution, or "sound argument closure," need not be present (even if it is a superior resolution), for – as in the second sense – settlement could rest on irrelevant, inappropriate, or even false grounds. Considerable disagreement among disputing parties may also be sustained indefinitely.
It is doubtful that this third form of closure works effectively to end moral controversies more frequently than does the first form. That is, procedural closure usually works only temporarily, for the documents, arguments, or votes that it generates seldom if ever reach to the deepest layers of controversy.
Similarly, new cases before the courts that differ from previous precedent cases may reintroduce a controversy thought to have been resolved by previous court decisions.
Closure by natural death
A fourth sense of closure is the following: Closure occurs if, and only if, a controversy has come to an end through a gradual natural death.
I shall refer to this form of closure as natural death closure. Although controversial moral problems do not frequently find closure in this sense, such closure is not rare. Issues are sometimes closed out even though there has been no definite intention to close them out, no procedure for closure employed, and no sound argument resolution known to have been provided. Interest in the issues simply disappears, and no new arguments are found to advance them. They vanish.
Sometimes natural death closure occurs when an issue has not actually died but has crested as a topic of controversy and so has lost its status as an ongoing issue of importance. It may never die or be closed in the aforementioned senses; but its standing as an issue has been crippled, perhaps because combatants have tired, and it is no longer the focus of sustained controversy.
[It has been argued] that this concept of natural death closure perhaps unjustifiably stretches the general notion of closure beyond acceptable conceptual boundaries because in this case controversy | 1,341 |
At the Jump$tart Coalition Investing in Our Future: Financial Education and Washington Event, Washington, D.C.
Good morning. I am pleased to be here with the Greater Washington chapter of the Jump$tart Coalition for Personal Finance to kick off Financial Literacy Month 2010. And I would like to take this opportunity to applaud each of you here today for your commitment to revitalizing the Washington chapter.
The coalition is a national leader among organizations that work to improve financial education<|fim_middle|> part of nearly every curriculum, financial education is mandated by only a handful of states as a requirement for graduation. Alongside classes that prepare students to join the workforce we need courses that demonstrate how to use the financial compensation from their work to meet family necessities and build personal wealth in an era of complex financial products. Students will need to identify situations in which it makes sense to borrow and choose among loan products. They need to know how to budget and save and how to select the best investment vehicles for their savings. And as the recent financial turmoil has taught us, they must understand how to prepare for and deal with financial contingencies such as unemployment or unexpected expenses. Jump$tart supports efforts to provide such an education.
several essay and creative writing contests for students sponsored throughout the Federal Reserve System, designed to promote students' development of savings goals or encouraging them to apply economic thinking to a social problem.
In addition to providing materials for financial education, the Federal Reserve has also begun to assess the effectiveness of the education programs it engages in, so that we can better evaluate the outcomes of our efforts. This research is intended to help us better answer the question, "What works in education?" so that we may allocate our resources in the best possible manner.
While financial education is an important first step in enabling consumers to make informed financial decisions, it is also important that consumers be presented with clear and consistent information about their financial products. The Federal Reserve is the primary government agency charged with writing rules governing consumer financial products. Historically, we have focused on disclosure as the best way to provide consumers with information to choose between products or to make decisions about using financial products. In recent years, we have used extensive consumer testing to gauge consumers' understanding of financial disclosures and to highlight practices that simply cannot be understood by consumers even with the best disclosures. If we identify practices that cannot be adequately explained through disclosure, we now prohibit those practices. Recently, the Federal Reserve has written strong new consumer protection rules for mortgages, credit cards, and overdraft charges. And we have improved our response time for drafting rules to address emerging trends that may pose new risks for consumers.
In closing, I would like to thank the educators here today for your dedication to Washington-area students. Your role is vital to preparing them with the skills they will need to grow into financially successful adults. I am pleased to be a part of this conversation among the private and public sectors, as well as the education community, about how best to empower students with the confidence and savvy to navigate their financial worlds. | for students from kindergarten through college. Its programs provide students with the knowledge and skills they need to make informed decisions that will have a positive impact on their economic well-being. With a new leadership team and renewed enthusiasm, the Greater Washington, D.C., chapter of the coalition has joined forces with more than 100 individuals, businesses, and not-for-profit educational and government organizations--including the Federal Reserve Board--to increase knowledge about personal finance among students in our region.
The Federal Reserve System is made up of the Board of Governors here in Washington and 12 regional Federal Reserve Banks with branches across the country. Throughout the Federal Reserve System, we work with the Jump$tart Coalition--locally with the Washington, D.C., chapter and through alliances between the Reserve Banks and other state chapters of the coalition--to achieve our shared goals. The partnership between the Federal Reserve and the Jump$tart Coalition is a natural one. Jump$tart's mission to develop a more financially literate population supports the Federal Reserve's goal of a stable and growing economy. In collaboration with partners like you, Jump$tart enables students to make economically sound financial decisions in their personal and business lives. As students individually form households or start businesses, their collective decisions will shape the economy of our future.
I am especially pleased to be able to represent the Federal Reserve in this effort as my personal commitment to financial literacy has spanned more than 30 years. I have been involved with a number of initiatives including some that took me into the classroom to teach students directly and others that provided teachers with tools and training to better prepare them to teach economics and personal finance. The need in this country for financial education is so great that we must continue to tackle it at all levels and with all available resources. We need to imbed financial concepts in every K-12 curriculum in the country. While physical education and even driver education are | 384 |
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90% of items labeled "dry clean only" are washable using The Laund<|fim_middle|>ens to the dry cleaners again! The smell is luscious with such a creamy texture - little wonder the sweaters come out so-o soft…"
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"I will never send my cashmeres or wool | 101 |
Tallinn University of Technology, the one technological college in Estonia, is the flagship of Estonian engineering and technology education. We opened a division focused on SEARCH ENGINE MARKETING and web site improvement for legal professionals known as I moreover owned a newspaper in my house city, and am engaged on some new initiatives so that I am not one hundred16a612519e290134a26e1ea306914a0dfa744c4a298db52becf72747df4e665c reliant on Web promoting revenue. Advertising Skilled is a digital market and on-line selling greatest multi vendor wordpress theme 2016 3a WordPress theme with 7 demos.Posted on Might 19 2016 by Marisa Tracie in Weblog Enterprise Improvement WordPress At the moment we dwell social media advertising in social media market we now have gone from paper flyers to on-line advertisements and within the final yr online gross sales have skyrocketed because of the social media advertising obtainable to.
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Music technology professors Rob Harari and Carlos Alomar create experimental music with students in Stevens' music technology lab. You already know you folks worked so so hard on this weblog site to convince me and others of everything else, is that because I phoned the National Safety and told them of Morgellons in the future, after I was paranoid. Earn your technology diploma online or at your native campus one 5- or 6-week course at a time. Classes average fewer than 14 students and are taught by instructors with greater than 20 years' skilled expertise — with greater than 70 p.c of instructors having worked for a Fortune one thousand company or subsidiary. | advertising follow. We provide a number of WEB OPTIMIZATION packages to help all ranges of businesses to achieve their expected on-line advertising objectives in limited time interval. Wix could be extra helpful nevertheless WordPress is finest in the long run particularly for those who're a business proprietor attempting to get a web page out there. Segmentation: extra focus has been positioned on segmentation inside digital advertising, with the intention to focus on particular markets in every enterprise-to-business and enterprise-to-shopper sectors.
Lastly, as representatives of the youngest Indonesian generations, we in Nusantara Technology have an idealistic imaginative and prescient. We purpose to deliver Nusantara Technology to national and global prominence for the effectiveness of its attain with Gen-Z and the millennial technology—of their language and with academic messages which can be credible to them. Day-after-day we put forth one hundred%++ of our effort to achieve this objective. The founding staff hopes that in our lifetime we'll move Nusantara Technology to the following era. We wish to develop into a legend in the business—memorable for contributing to our nation's future via technology and media.
| 230 |
Tulip Fest Kicks Off This Weekend!
Mike Mishkin April 13, 2021 Events 1 Comment
The West Side Community Garden has announced the return of its annual Tulip Festival! The festival weekends are April 17–18 and April 2<|fim_middle|> Apple Picking at Camp Settoga
Tags:West Side Community Garden
T Hurst March 30, 2021
Wonderful. Coming back to NYC next week. This will be so nice. | 4–25 from 10am–6pm, and close to 100 different tulip varieties will be featured.
Located at 123 West 89th Street, between Columbus and Amsterdam Avenues, the garden's festival is scheduled around its peak bloom season, but these tulips can be enjoyed from early April to late May, along with many other beautiful flowers.
Festival guidelines include a maximum capacity of 40 people at any given time, with face masks and social distancing required.
The annual festival has been an Upper West Side tradition for nearly half a century, attracting locals and flower enthusiasts from all over the world. With last year's festival cancelled due to the pandemic, the return of the beloved event will be a breath of fresh air for all.
The garden also features 87 vegetable plots, a children's garden, and access to a greenhouse at the Cathedral of St. John the Divine which it uses to plant most of its flowers.
In addition, the West Side Community Garden has long served as a venue for live outdoor theater and music, including an arts & crafts festival and Shakespeare performances, which will hopefully be returning soon as well.
The West Side Community Garden is open daily from 7am-7pm.
Learn more about the upcoming event here, and follow the garden on Instagram and Facebook for updates!
Terrarium Making Class at Arthouse Flower Market
Mindfulness-Based Stress Reduction (MBSR) with Elaine Retholtz
Family Fun + | 305 |
IT sector: secular growth visible
Varun Aggarwal Mumbai | Updated on January 08, 2019 Published on January 07, 2019
Major firms may report a good show in Q3 on<|fim_middle|> the top five clients," said analysts at brokerage firm Motilal Oswalin a note.
"We expect 11.7 per cent y-o-ygrowth at TCS — the highest among tier-I — while TECHM should lag with 4.7 per cent y-o-y CC growth, given sluggish momentum in Communications. We expect growth at INFO to accelerate to nine per cent y-o-y CC from 8.1 per cent in Q2, FY19," the note added.
Macro concerns
The trade war between the US and China has already seen Apple lowering its revenue guidance for the year. This should be seen a warning sign for the overall IT services industry as growth slowing in the US will have a heavy impact on Indian IT in the long run.
Analysts are expecting some commentary from the IT services companies on the impact of this likely slowdown in the US, as well as the ramifications of Brexit. The US continues to be the biggest market for the entire Indian IT industry, despite its efforts to expand presence in other geographies.
"In our view, key monitorables for the street from the Q3 results are likely to be digital growth and deal size trends, outlook for key verticals including BFSI, Retail and Telecommunications and CY19 IT budget outlook. Apart from this, deal flows and order book are critical data points to watch out for," Harit Shah, research analyst at Reliance Securities said.
Reliance Securities expects the IT firms under its coverage universe to post a combined 1.4 per cent quarter on quarter rise in dollar revenue in the third quarter.
The rise of Indian currency could also reflect in the upcoming earnings report from the sector.
Compared to Q2, Rupee appreciated about up to nearly three per cent against major currencies such as the US dollar, Euro, Pound Sterling and Australian dollar in Q3.
"We expect 50-70 bps adverse impact of cross-currency movement in Q3, FY19 for top-tier IT firms, while for mid-tier IT firms, impact is seen at 25-45 bps," Shah said.
According to Reliance Securities, the top five IT firms are likely to post 0.7-2.1 per cent q-o-q dollar-revenue growth (1.3-2.6 per cent q-o-q in CC terms) with Tech Mahindra likely to lead the pack (2.1 per cent q-o-q dollar growth, 2.6 per cent CC growth). Among mid-sized firms, Persistent Systems is expected to out-perform with 6.6 per cent q-o-q dollar-revenue growth led by IP business seasonality, while Cyient is likely to trail (flattish revenue owing to weak DLM seasonality).
Revenue growth is likely to come in at 2-9 per cent q-o-q, owing to Rupee depreciation, as per Reliance Securities.
On the margin front, Wipro is expected to post 200 bps EBIT margin expansion in its Combined IT Services business led by absence of one-time items and Rupee depreciation.
Other top-tier firms are expected to post largely range-bound margins with some margin gains likely to be reinvested to sustain revenue growth, going forward.
Infosys Ltd
Tata Consultancy Services Ltd
IT/computer sciences | back of large deals signed recently
TCS and Infosys are set to kick off the earnings season of Indian IT services companies this week. After a good run through the year so far, the sector is set to face some roadblocks. We look at how it may impact the third-quarter results.
"We expect growth acceleration in Q3, and for all top five IT service providers third-quarter year-on-year (y-o-y) growth should be better than second-quarter y-o-y growth. This is because of large deal wins in the last 12 months across the board, whose benefits will continue to accrue in Q3," said Pareekh Jain, founder of Pareekh Consulting.
Significant deals made
Despite fears of digitalisation cutting down deal sizes, IT companies in the past year were able to crack some of the largest deals in their history. TCS, for example, bagged three multi-year billion-dollar deals, totalling more than $5 billion in revenue since December 2017. Wipro in September won its largest ever $1.5 billion contract from Illinois-based Alight Solutions LLC, a deal spread over 10 years. HCL Technologies signed a five-year deal with Nokia worth over $500 million.
"Gradually improving y-o-y growth rates, anticipated continuum of the same in Q3, FY19 and a strong order book have all been indicators of secular strength in demand for IT Services. Growth is expected to continue accelerating into 3QFY19 (our estimate: 8.9 per cent y-o-y CC), contributed by good progress at each of | 330 |
June 29, 2019 Melanie Hawken
The International Emmy Awards recognizes and celebrates excellence in television produced outside of the US. So, it was fitting that one of the African continent's leading women entrepreneur game-changers in the media industry, Mo Abudu, has been<|fim_middle|> the highest seat at the table, Mo Abudu said:
"I am honored to chair the 47th International Emmy Awards Gala that celebrates extraordinary television producers from all over the globe." She added, "I would like to thank the International Emmy Awards for this honour and opportunity."
To find out more about Mo Abudu and her company Ebony Life TV, visit http://ebonylifetv.com
In Lionesses Tags Mo Abudu
← Entrepreneur Advice from Lizl Naude: Pursue your dreams nowChoose Your Emotions → | named as Chair of the 47th Emmy Awards Gala in New York. This latest role acknowledges her work and commitment to creating world class television content for and about Africa, and changing the narrative about the African continent and its people.
The announcement of this prestigious role came with an attached quote by Mo Abudu herself that read:
"As producers, we are in a unique position to share fresh, authentic, and original stories with a global audience. Our content is not limited by language or culture. Viewers want to see stories that reflect their everyday lives—which can be found everywhere. At EbonyLife, we believe in changing the global African narrative. And like many, we connect the world with our stories."
She added:
"As a Nigerian television producer, I am honored to chair the 47th International Emmy Awards and be part of an organization that celebrates extraordinary television producers from all over the globe."
Reacting to the news, having been given | 189 |
9 am – 5 pm each day at the Pavilion of Two Sisters!
We will also make use of the Botanical Gardens.
and empowerment through thought provoking talks and activities over a two-day period.
Want to DISCOVER Your Highest Purpose?
Would You like to IGNITE Your Personal Power??
Are You Ready to Begin to Truly HONOR Yourself in Your Thoughts, Your Time and Your Actions?
Then, Join us for a Transformative Weekend in New Orleans as we Reclaim the Goddess Within!
We are Featuring 10 Women Experts in the fields of Self-Empowerment, Mindfulness and Self-Realization.
Experience Engaging, Inspirational speakers as they guide you to follow thought provoking exercises.
With Life Coaches and Mindfulness Teachers, some whom have worked directly with Renowned Life Coach, Tony Robbins, Meditation Guru, Deepak Chopra and Don Miguel Ruiz, Author of the 4 Agreements and with over a combined 100 years of education, experience and work in their fields, you're sure to leave with THOUSANDS of DOLLARS worth of knowledge and tools that will help boost you forward in your purpose and personal power!
Topics will range from discovering your highest purpose and cultivating an inner stillness to igniting your own personal power. Expert meditation leaders will help you connect with your inner peace and self love through guided meditation, music and connection exercises.
Coming from out of state? Are you in-state but want to make it a "Girlfriends Weekend"? There are many great places to stay and eat while in New Orleans!
There are no hotels in walking distance from this venue but tons of quaint, New Orleans styled homes and cottages in the vicinity.
~ Check out airbnb.com to find a room or apartment to rent while here.
There are many amazing, delicious restaurants in Nola!
We're also only 5 minutes driving distance to a handful of fast-food restaurants and grocery stores, feel free to take your 60-75 minute lunch at Rouses, Panera Bread, Winn Dixie, Subway and more.
You can also purchase lunch in advance!
Purchase lunch in advance for only $14 per day. Shortly after you purchase your ticket including boxed lunch, we will call you to confirm your choice of lunch.
All boxed lunches are served with your choice of water, soda or iced tea; potato chips; chocolate chip cookies; condiments, plastic ware and napkins.
Have questions? Feel free to email or call Stephanie.
Come as early as 8:30 A.M. to find your seat. Doors open at 8:30 A.M. General Admission.
Exact Schedule will be released two weeks prior.
The first 50 ticket buyers will receive a FREE print of the event image. It will be signed by New Orleans Artist, Terrance D Osborne. This signed poster is valued at $100.
* FREE Parking at City Park in front or around the venue.
Stephanie Osborne opened The Sit Gift, LLC as a Corporate Guided Meditation business. Over 2017, Stephanie expanded this entity to also offer Weekly Guided Group Meditation sessions at Terrance Osborne Gallery and Women's Empowerment and Mindful Events locally and internationally.
Stephanie's is living her purpose by implementing her Mindfulness, Compassion and Gratitude Curriculum which is being used at schools, churches, work places and social groups throughout Louisiana. She also holds weekly guided meditation sessions at Terrance Osborne Gallery.
Michelle Baker is the Founder and co-owner of Swan River Yoga, the director of the Swan River Yoga Teacher Training, member of the musical kirtan group Bhakti Caravan and a co-owner of Good Karma Prasad Cafe. She has been blessed with teaching yoga full time in New Orleans, the entire Gulf Region, NYC, the U.S. & internationally since 1998.
Her primary certifications are with Jivamukti Yoga, Anusara Yoga & Sivananda as well as being a student of Ashtanga in Mysore, India. She is also a Reiki Level III Master and has a certification in Ayurvedic Thai Yoga Massage from Sudevi Kramer and from The Sunshine School in Thailand. She also takes numerous trips to India to learn the ecstatic in the form of mantra singing, harmonium & Sanskrit studies.
Bhakti Yoga, the yoga of love and devotion and practiced by singing, dancing, ritual,art, serving & feeding others is her main path of passion. She is a member of the mantra group Bhakti Caravan with many Krishna Devotees, leading vocals, dance, crystal bowl concerts & gong. She offers lessons in mantra & harmonium.
She share's her teaching globally, beyond the U.S. to Mexico, Costa Rica, Panama, Peru, Thailand, India and Indonesia.
Michelle Baker is also the Director of the Reiki Program at Swan River, certified in Pranic Healing, and in Polarity Therapy, 5 Element Body Work and Yoga Nidra.
Havilah Malone inspires and equips leaders with the tools to unlock their inner intuitive genius & confidently unleash their gifts, as well as strategies to effectively communicate their value & become more influential. Havilah is the #1<|fim_middle|> with Lisa because she is a trusted guide. She has paved the path before you to run on.
You too can go from feeling F.I.N.E. to being FAB!
Misty Marshall was born on a stage…well, almost! Being born into a performing family, Misty's childhood was spent in front of audiences and in dressing rooms. She attended the New Orleans Center for Creative Arts for high school and went on to study at The American Musical and Dramatic Academy in NY on scholarship. She then moved to Los Angeles when she was admitted into Salome Jens Actors Studio. Misty honed her fire eating/breathing/dancing/manipulation, stilt walking, and trapeze skills at N.O. School of Circus Arts and aerial silks at Bridge for Dance in NY. She was a Hollywood semi-finalist on American Idol Season 2 and has original music released through Sony Records. She was a movie reviewer/celebrity interviewer for WWL and also a weekly AI Entertainment reporter for WVUE. She studied screenwriting and business at Tulane and Advanced Screenwriting and Humanities at UNO and has had over a dozen of her original works produced. Misty helped rebuild the post-Katrina Jefferson Parish Recreation Dept as the Youth Performing Arts Director. She also works within the school system to bring arts workshops with purpose into the class as well as with nonprofits to provide therapeutic arts workshops to those with special needs. She designs arts curricula with purpose by marrying storytelling techniques with modern psychology. Misty is currently the Executive Director of Empowerment thru Arts LLC, a member of the Screen Actors Guild and American Federation of Television and Radio Artists (SAG-AFTRA), and she sits on the Louisiana Lt. Governor's Music Commission Advisory Board.
Marilyn Powell is a Speaker, Coach, Author and serial Entrepreneur who is dedicated to helping fellow and prospective entrepreneurs find and develop their purpose. Marilyn is the founder of Success InSight, a Mentoring and Coaching Organization and Exposure Tyme Language Immersion Program for children ages 6 months to 12 years. Marilyn is passionate about developing young minds and helping entrepreneurs succeed in their lives as well as their businesses. Marilyn's work experience is diverse from being a small business sales consultant with AT&T to an entrepreneur and business owner. The happily married, mother of four teaches from experience and has written and published two books, Kids Can Be Successful Too and Creating Balance. She believes success is limitless and the principles should be introduced at an early age. Marilyn has an insatiable thirst for knowledge that she feeds by attending seminars regularly and reading and listening to audio-books daily. She is a New Orleans Native currently living in Jacksonville, Florida. Marilyn holds a Bachelors degree in Psychology from Columbia College.
Paige Bradley-Pecoul, ERYT-500, is a yoga practitioner first, and a yoga teacher second. Her journey began in 1997 when she took her first class from Alvina Haaverkamp. Since then her mat has been her constant companion. She has completed 3 teacher trainings and in 2016 became a yoga teacher trainer herself. She currently leads ongoing classes, workshops and trainings at her hOMe studio of Yoga Krewe in Gretna, La. Paige believes that yoga is for everyone and finds endless joy in bringing the practice to a variety of practitioners with diverse needs. Her classes are infused with yoga philosophy, and are at the same time challenging and accessible.
Tickets are only $100 for the entire TWO-Day event! | Best Selling Author of, "How to Become a Publicity Magnet & co-Author of "The Amazing Adventures of Oliver Hill" based on Napoleon Hill's Think & Grow Rich Success Principles. The Motivational Speaker, TV Personality & former Ms. Louisiana Universal is on a mission to be a catalyst for positive change in over 2 billion people's lives. She has guest starred on NCIS: New Orleans and hosts the weekly inspirational video podcast "Havilah & Friends". Ms. Malone is a recipient of the President's Volunteer Service Award Gold Medal & the Women's Prosperity Network "She Rocks Award". Havilah's nurturing spirit, inspirational voice and magnetizing personality inspire people to #BeProofOfWhatsPossible. The multi-talented millennial powerhouse has also been featured on FOX, NBC, ABC, CBS & more!
Lisa Lieberman-Wang is the #1 International Bestselling author of the book F.I.N.E. to FAB, a Success Strategist and Breakthrough Expert. She's been seen by millions on TEDx, ABC, NBC, CBS, FOX, The CW, and others.
She created the neuroscience Neuro Associative Programming (N.A.P.) for you to heal in a short period of time, avoiding years of shame, blame and therapy with a proven model to breakthrough whatever is weighing you down.
Using this technology, she has helped herself and now thousands of women through her Transformational Programs overcome lifelong emotional challenges of depression, anxiety, stress, self-sabotage, emotional eating and sexual abuse so they can live an authentic life, happy, healthy and free!
Lisa's expertise reaches every aspect of your life personally and professionally. Women work | 341 |
Klipsch swings with Jazz FM's Peppermint Candy | What Hi-Fi?
Klipsch has signed a year-long deal to sponsor the Peppermint Candy swing show on radio station Jazz FM. Starting tonight, online promotions will enable listeners to win Klipsch products on the show, which is on air on Thursdays from 6-7pm.
Presented by the<|fim_middle|>esat 729 or online at jazzfm.com, as well as via Jazz FM apps for iOS and Android devices, and some BlackBerry and Nokia handsets. | Broken Hearts (aka DJs Nisha and Amber, above), Peppermint Candy with Klipsch guides listeners through the history of swing, from Ella Fitzgerald, Billie Holiday and Duke Ellington through to contemporary exponents such as Big Bad Voodoo Daddy and The Correspondents.
As well as playing music, the two bring news of gigs and festivals, and look at modern trends in games, dance, food and fashion influenced by swing.
Jazz FM can be heard on national DAB, Sky channel 0202, Fre | 108 |
SketchUp to Site with the Trimble Total Station
"The days of pegs, lines & tape measures are over"
A builder and draftsman who was seeing the benefits of SketchUp in his operations has taken a giant step into the future with the adoption of Trimble technology into his business<|fim_middle|> for Studio Nine | .
Daniel Perrem, owner and operator of Daniel Perrem Building and Drafting based on the NSW South Coast, wasn't initially aware that the same people and business that supplied SketchUp could help him move into a new era via a robotic total station.
After reaching out to BuildingPoint Australia and talking to sales consultant Adrian Benge, Daniel acquired a Trimble RTS673 robotic total station and FieldLink software package, initially on a month's hire and then took up BuildingPoint's hire-to-buy option.
"Daniel is something of a one-stop shop – he designs and builds homes and has been using SketchUp for many years," Adrian said.
"He knew SketchUp was from Trimble but wasn't aware of the hardware and software solutions Trimble, and BuildingPoint as Trimble's official distributor, offered.
"Once he was, he was keen to talk to us about how Trimble technology could work in with what he was already doing and the advantages it would bring.
"It didn't take long for him to see that the adoption of the RTS and software would be a leap forward.
"For example, I was with him on a site where we laid out footings for a home – a job that he said would have taken two days and two staff took just two hours and one person.
"There's obviously a huge advantage in time and money there, but this technology also brings a much greater level of accuracy.
"For Daniel, the days of pegs, lines and tape measures are over."
Daniel said once he learned how his work in SketchUp could be used by the RTS and FieldLink, he could see huge advantages.
"I am a self-taught draftsman and have been using SketchUp and the PlusSpec plug-in for a long time – it gives me a great advantage including being able to show clients exactly how their home will look, inside and out, as well as being able to use the structural details via PlusSpec for the actual build," he said.
"With the RTS that information is now translated directly to the site.
"It is a huge advantage in time and accuracy.
"I have a home under construction now that involves 100 concrete piers. Using the old method of string lines, that would mean we'd have to lay out 200 string lines for placement.
"Instead, using the RTS, I will save about a week or more of time on this build over its six-month time frame.
"And with string lines, the margin for error over a job such as this was pretty high.
"Now, I know these piers are millimetre-accurate in their placement."
Daniel said that while the use of this technology was not uncommon for larger companies and on big projects, he was sure it would not be long before it filtered down to smaller, private contractors.
"Once I saw what the RTS could achieve when Adrian came out to demo it, it was a no brainer to go for it," he said.
"I think its just a matter of time before more builders adopt this technology because the advantages it brings are just too great.
"After I'd been using it for a couple of days I knew I could never go to back to the old ways."
To learn how BuildingPoint and Trimble can take your operations to a whole new level, and future proof your business, contact us today.
If you have any questions about SketchUp, speak to our team on 07 3851 8380 or
If you have any questions about any Trimble products, contact us HERE.
https://www.sketchupaustralia.com.au/wp-content/uploads/Daniel-Perrem_Blog-Image-2.jpg 1080 810 Team BuildingPoint Australia https://www.sketchupaustralia.com.au/wp-content/uploads/BPA_SketchUp-Australia_Logo.png Team BuildingPoint Australia2019-10-23 11:00:592019-12-03 14:48:31SketchUp to Site with the Trimble Total Station
Around the world with SketchUp Why Communication is key | 842 |
Mario Hossen - the Bulgarian "Paganini" was born in Plovdiv
The following info on this talented young violinist is courtesy of Festival Music Alp website (http://www.festivalmusicalp.com/):
Mario HOSSEN is a prominent representative of the Bulgarian violin school. A virtuoso of an impressive style of performance he masterfully combines the classical approach with a filigree romantic expressiveness.
The musician does not overlook the works by contemporary composers, showing keen responsibility and interest to the modern musical scores. Mario Hosen began playing the violin in Bulgaria. He made his debut as soloist with Orchestra at the age of eight. He furthered his studies with the famous violin pedagogue Professor Michael Frischenschlager, Rector of the Vienna Music Academy. The virtuoso performer graduated with award of the Austrian Ministry of Culture for outstanding artistic achievement. His work with prominent performers and music pedagogues like Darina Dankova, Evgenia-Maria Popova (Bulgaria), Gérard Poulet (Paris), Ruggiero Ricci (USA), Ifra Niemann (London) lent an important impetus to his musical<|fim_middle|> 24 Capricci, and the 10 Beethoven complete Sonatas have been met with acclaim by critics and audience alike. The violinist is holder of many international prices and awards. He also serves as Artistic Director of the International Music Academy Orpheus. He is a guest professor in the New Bulgarian University Sofia and Prof. ass. in Escuela Superior de Música Reina Sofía Madrid.
Mario Hossen plays the 1749 G. B. Guadagnini violin, a loan of the Austrian National Bank. | career. He is a Soloist with international reputation.
He has performed with orchestras including the English Chamber Orchestra, West Deutsche Rundfunk Orchester, Bruckner Orchetra Linz, Nord West Deutsche Philharmonie, Orchestra da camera de La Scala di Milano, Radio Symphony Orchestra of Prague, Sofia Philharmonic Orchestra, Osaka Symphony, Josef Suk Chamber Orchestra, Wiener Jeunesse Orchestra, Ankara Presidential Symphonic Orchestra, Camerata de Versailles, Cappella Istropolitana, Orchestra di Venezia, Charlotte Philharmonic, Baltic Philharmonic, Philharmonic Budapest, Orquesta Sinfonica del Estado de Mexico, Orquesta Sinfonica UANL, the Bulgarian National Radio Orchestra, and many others. He has been met with a storm of applause in USA (New York- Carnegie Hall), Austria (Brucknerhaus- Linz, Konzerthaus- Vienna), Switzerland (Victoria Hall- Geneva, Tonhalle- Zurich), Italy, France, Spain, Greece, Latvia, Croatia, China, Japan, and other venues across the globe.
His concert appearances with all 6 Paganini Concerts, the | 243 |
What Now Post-BREXIT for the UK House and Mortgage Market?
Home | Blog | Mortgage & Property | What Now Post-BREXIT for the UK House and Mortgage Market?
Before the BREXIT vote of June 23rd 2016, catastrophe was predicted for the UK housing market. George Osborne said house prices could drop by as much as 18% if Britain voted yes for BREXIT. Respected financial rating agency Fitch said the housing market could take a dive in value as much as 25%.
The major impact of the BREXIT vote on the housing market appears to be a short-term slowdown on prices and activity, based purely on the uncertainty it has caused. A survey by the Royal Institute of Chartered Surveyors of June 2016 shows that activity has fallen and that there is an expectation that prices will be depressed for three months.
Everybody, from buyers and sellers to major finance houses, is waiting for more signs to show what will happen next. And the result of this is not much activity, which means that not too dramatic is happening to prices — apart from in London, which is to weather a 20% knock in value to luxury properties.
BREXIT's not been the only recent influence on the UK housing market. Two other factors have been in play.
The beginning of the year saw the Buy-To-Let (BTL) sector surge as landlords tried to acquire a property before the stamp duty hike of 3% on a second home in April.
There's a good argument that house prices would have been depressed at this time of year, BREXIT or no BREXIT, because the April stamp duty hike sucked demand<|fim_middle|> is that London voted overwhelmingly against BREXIT and ironically now its property sector has been the major short-term British casualty, with 20% reductions in high-end property values.
On the national level, you could argue that activity in the housing market would be down anyway after the surge in property deals before the 3% hike in stamp duty of April 2016. Many consumers wanting to buy in 2016 would sensibly have tried to have done so before having to pay the extra fee, leaving the market less busy for the rest of the year.
The uncertainty of BREXIT could have stirred up a much-deeper problem of over-valuation and lead to a "correction" in pricing, but the market has shown resilience.
House prices are expected to carry on rising by 14% over the next five years, and the cut in base rate to 0.25% will keep mortgages cheap in the foreseeable future. So BREXIT vote? It's time to make your exit.
Of course, if and when BREXIT actually happens, all Hell might break loose in the UK housing market. But as far as the impact of the vote goes, we're getting through it. | out of the market beforehand and left it empty afterwards. Any effect on prices attributed to BREXIT you could attribute to the psychological impact of the April duty hike.
Then August saw the Bank of England reduce the interest rate to 0.25% in a move to counter any recessionary effect BREXIT might have had. The interest rate cut is great news if you're looking to lock in a low-cost mortgage, that's for certain.
A 3% stamp duty surcharge on second homes came into effect in April 2016. In real terms, this means you'd have to put down £10k up front in stamp duty on a £250k house, as opposed to £2.5k. It's a hike to be reckoned with.
April's stamp duty resulted in a peak of property activity beforehand as prospective landlords tried to seal a deal without paying the new duty.
BTL June figures from the Bank of England showed that the £13.5bn total of BTL loans between January and March was up a whopping 75% on the same period the year before. Then in April, came the crash: BTL loans fell by 85% on March's figure to only £600m.
On August 4th Mark Carney of the Bank of England announced the first movement in interest rates in seven years to a new record low of 0.25%.
The cut was part of a wider package to keep the economy going post-BREXIT,including a "Term Funding Scheme (TFS)" to ensure that banks could afford to pass the cuts onto borrowers.
The Monetary Policy Committee say "the cut in Bank Rates will lower borrowing costs for households and businesses" and the impact is likely to be enduringly positive in the mortgage sector, keeping mortgages cheap.
What's the post-BREXIT picture for house prices?
BREXIT has caused a slowdown in the property market, both in prices and in activity. House prices actually fell by 1% nationwide during July, according to The Halifax. And The RICS UK Residential Market Survey for June 2016 showed that buyer enquiries had fallen for three consecutive months, showing the lowest reading since 2008. This survey is run by the Royal Institute of Chartered Surveyors, and thus has access to an up-to-the-minute, ground-level feel for the market.
UK House Market – Why so Resilient?
This means that, in uncertain times, the property market doesn't disappear altogether just because people are too uncertain to buy. The lack of properties on the market, because of the "stickiness" effect, keeps demand and prices high.
But London has seen money knocked off the top of the property sector, which was expected with luxury investment purchase so sensitive to confidence. The commercial property sector in London has bounced back quickly post-BREXIT, with the amount of office space taken in July up by 24% on June, according to a survey by commercial property company CBRE.
Over the next year, sales expectations have turned negative for the first time in four years from respondents to the influential RICS UK Residential Market Survey. There are 12% more surveyors expecting prices to fall this year, than surveyors expecting prices to rise.
Annual house price inflation currently stands at 8.4% according to The Halifax, or 5.2% according to Nationwide.
What's the post-BREXIT picture for UK mortgages?
The big news is the Bank of England's cut to the base interest rate in August from 05% to 0.25%. That's going to work out at a saving of £15 a month on an average UK mortgage of £114,000, according to the Council for Mortgage Lenders.
It's a good time to get a fixed-rate mortgage, with rates quoted as low as 2.39% for a ten-year deal with a decent deposit down. If you're on a fixed-rate mortgage, why not have a look around and see if it would be enduring any exit fees and swapping to a new deal?
There's nothing on the horizon to suggest that the Bank of England will suddenly start raising the base interest rate, which is the major factor in how expensive mortgages are. If anything, pressure remains post-BREXIT to keep interest rates low to encourage people to borrow and spend and keep the economy going.
The BREXIT impact is on the way out. And, rounding up, we could say with fairness that BREXIT hasn't been a disaster for either house prices or the mortgage sector. Surely the worst is over now? If anything huge were going to happen, it would have done so by now, right?
It certainly appears that the BREXIT decision turns out to have had more of a glancing impact on the UK property sector rather than a major structural effect. But we still don't know for certain.
A big story | 1,021 |
Garlic Gold Nugget Sampler Includes: 1 bottle of Garlic Gold Nuggets, Garlic Gold Southwest Nuggets<|fim_middle|> including salads, pizza, sushi, baked & mashed potatoes, popcorn, pastas, enchiladas, etc. Just about anything but dessert! Our Nuggets provide a unique, healthful, delicious alternative to mundane eating experiences and are great gifts for chefs, family members, teachers, coaches, anniversaries, etc. You're going to love the crunch! And with four great flavors, you can be certain you'll satisfy even the most discerning foodies. | , Garlic Gold Italian Herb Nuggets and Garlic Gold Sea Salt Nuggets. Garlic Gold Nuggets, the stunningly delicious bits of toasted, mild and crunchy organic garlic blended with a collection of of our favorite seasonings.
Garlic Gold Nugget Sampler Includes: 1 bottle of Garlic Gold Nuggets, Garlic Gold Southwest Nuggets, Garlic Gold Italian Herb Nuggets and Garlic Gold Sea Salt Nuggets. Garlic Gold Nuggets, the stunningly delicious bits of toasted, mild and crunchy organic garlic blended with a collection of of our favorite seasonings. This sampler will make your meals memorable and burst with flavor. Use this delightful combination of products as a gourmet topping on anything, | 127 |
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Restoring the Reputation of Lady Hester Lucy Stanhope
A little-known episode in the beginnings of archaeology in the Holy Land
By Neil<|fim_middle|> H. Stiebing Jr. Apply William H. Stiebing Jr. filter | Asher Silberman
068 069 Lady Hester Lucy Stanhope, granddaughter of William Pitt and daughter of the third Earl of Stanhope, was the first person who ever intentionally excavated an ancient artifact in the...
In Search of Solomon's Lost Treasures
030 031 On the morning of April 19, 1911, a crowd of angry Moslems, outraged at what they considered to be a desecration of the holy Mosque of Omar or the Dome of the Rock, rampaged through the...
Surprises at Yattir: Unexpected Evidence of Early Christianity
By Hanan EshelJodi MagnessEli Shenhav
032 032 Archaeology is full of surprises. Sometimes we don't find what we had expected to find. Or we find something we never expected to find. Either way, the experience is always exciting—and...
Fleeing the Romans
Judean Refugees Hide in Caves
By Roi PoratHanan Eshel
061 060 The Second Jewish Revolt against Rome, also known as the Bar Kokhba Revolt after its almost legendary leader, lasted from 132 to 135 C.E. Like the First Jewish Revolt of 66–70 C.E., it...
Another View: Do Josephus's Writings Support the "Essene Hypothesis"?
By Kenneth AtkinsonHanan EshelJodi Magness
Finding Historical Memories in the Patriarchal Narratives
By Ronald S. Hendel
052 053 The search for the historical patriarchs of Genesis has taken some dizzying turns in the last half-century. From the 1940s through the 1960s, scholars proclaimed that the patriarchal...
Whose Bones
New Qumran Excavations, New Debates
By Magen BroshiHanan Eshel
026 026 027 Under the headline, "Digging for the Baptist," the August 12, 2002 issue of Time magazine asked its readers: "Have...
How I Found a Fourth-Century B.C. Papyrus Scroll on My First Time Out!
By Hanan Eshel
044 This is almost as much a personal story of luck and adventure as it is an archaeological story. It tells of my first dig—my own dig, that is—after graduating with a B.A. in archaeology from the Hebrew University of Jerusalem. My story will...
They're Not Ritual Baths
042 One sure sign that religiously observant Jews inhabited a site from the turn of the era is the presence of ritual immersion pools (mikva'ot; singular, mikveh). More than a dozen stepped pools have been uncovered in excavations...
Aelia Capitolina: Jerusalem No More
046 046 Unlike the First Jewish Revolt against Rome (66–70 C.E.), which was chronicled in detail by the first-century historian Josephus, the Second Jewish Revolt, the so-called Bar-Kokhba...
The Kitchen Debate
Three Scholars Discuss a Major New Book on History and the Bible
By Ronald S. HendelWilliam W. HalloKenneth A. Kitchen
When we received a copy of Kenneth A. Kitchen's new book, On the Reliability of the Old Testament, we knew that we should review it. Kitchen is one of the world's leading scholars (he specializes in Egyptology), and the subject matter of the book—how historically accurate is the Bible?—is of central interest to many of our readers. We asked Ronald Hendel, a professor at the University of California at Berkeley and a columnist for our sister magazine, Bible Review, to review it for us.
Biblical Views: Is There a Biblical Archaeology?
Biblical Views: Giants at Jericho
Biblical Views: Them Dry Bones
Biblical Views: Farewell to SBL
Faith and Reason in Biblical Studies
The Exodus and Cultural Memory
Ancient Israel's Exodus from Egypt, rather than being a single, momentous event that can be confirmed through archaeology, should be viewed as a deep-seated cultural memory that allowed disparate groups of highland villagers and escaped Canaanite slaves to coalesce into a single people. How this story arose and why the early Israelites adopted this memory are key questions, which find coherent answers in the relationship between Canaan and the Egyptian empire of the Late Bronze Age. By fusing historical and fictional memories, the story created the necessary social context for the birth of Israel as a people.
Glossary: Measuring Time Archaeologically
Reviewed by Hanan Eshel
Bible Books
Reviewed by Ronald S. Hendel
Glossary: Ossuary
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William | 1,158 |
Soon after Luther Allison's first recordings in 1967 and his first album release on the Delmark label in 1969, Luther Allison inked a deal with Motown's Gordy label which produced three albums in near record time. This reissue under the aegis of the UME series Blues Classic brings back that second release dating back to 1974; Luther's Blues.
Besides helping to define Allison as one of the major West Side guitarists, and enlightening all to his takeover of Freddie King's band<|fim_middle|> Mark A. Cole, and Blues On Stage, all rights reserved. Copy, duplication or download prohibited without written permission. For permission to use this review please send an E-mail to Ray Stiles. | , these seventies issues shaped the artist Allison who we only welcomed upon his return from France in the early 1990's. Behind Luther's guitar and vocals are drummers K.J. Knight and Andrew Smith, and bassists Bob Babbitt and Gary Beam. Keyboards are handled by Paul White with Tom Curry subbing on one track. Ray Goodman and Gene Block provide the second guitars, and these sessions were recorded at Motown Studios in Detroit (with the exception of the closing number).
The opening title track scorcher was apparently a holdout from the previous album Bad News Is Coming. Following with two cuts previously done in the 60s by Sammy Ward: "Someday Pretty Baby" and "Part Time Love"; Luther punches out clever redux. Along with Willie Dixon's "Easy Baby," his own "Now You Got It," "K.T.," "Let's Have A Little Talk," "Into My Life," and Roosevelt Sykes "Driving Wheel," the original vinyl is covered, remastered, and restored.
The added bonus on this disc are three previously unreleased cuts: including five-minute versions of Freddie King's "San-Ho-Zay" and "Bloomington Closing-early version." The final live cut comes from Luther finale at the 1973 Ann Arbor Blues Festival; and it is a medley of "I'm Gonna Miss My Baby," "Bad News Is Coming," and "The Thrill Is Gone." Luther freaks can rejoice with this reissue and the three long lost tracks coming to light. This is good news for any blues fans because this is Luther in his prime; vibrant, wildly proactive, and cleverly innovative throughout.
This review is copyright © 2001 by | 357 |
No other field touches lives with the immediacy and urgency of healthcare. And as the challenges that define our field grow greater – from shifting demographics to pricing pressures and beyond – we have to constantly rethink our standard operating procedures to deliver even greater value for patients and clinicians.
Baxter and Mayo Clinic recently announced an R&D collaboration focused on developing transformative healthcare technologies. Our initial target is unmet patient needs in treating kidney disease, with more to follow. For Baxter, it's a first-of-its-kind agreement.
It's not exactly a radical act these days to embrace the benefits of collaboration. Companies in just about every industry actively promote employee collaboration and maybe even some tightly defined external arrangements to spark creative thinking. Hesitation can start setting in, though, when it comes to larger scale, more ambitious, relatively free-form collaborations across institutions. Potential obstacles like financial entanglement, distribution rights and plain old bureaucracy start creeping into the picture.
STRENGTH(S): Well-paired organizations combine complementary strengths to accomplish things that would be more difficult when going it alone. In this particular case, Mayo Clinic brings its unsurpassed<|fim_middle|> own world-class R&D, manufacturing and commercialization strengths.
SPEED: Broader capabilities and skill sets mean more expertise can be applied in tandem to accelerate innovation. And when it comes to saving and sustaining lives, every minute counts.
ACCESS: This is what we're all working toward: front-line access to innovation that can change lives for the better. There's greater potential to make a difference when multiple organizations work jointly to ensure the wide availability of new healthcare solutions.
Our agreement with Mayo Clinic holds great promise, and it's only one of Baxter's many research pathways. The ultimate message is this: When it comes to advancing care in today's complex, competitive environment, the stakes are too high to limit yourself to pursuing change in isolation. You must be open to embracing potential within and beyond the confines of traditional practice to elevate care to the next level. | clinical, education and research capabilities, which mesh with Baxter's | 12 |
All students have a tutor who becomes the first point of contact for support and guidance. Each year group has a dedicated Head of Year who provides focused; academic, behaviour and attendance support for every student.
The Assistant Year Leaders<|fim_middle|> empathy and listening skills. The PSE (Personal and Social, Education) programme is designed to help students foster the skills necessary to be responsible and caring citizens within the school and wider community. | are comprised of non-teaching staff who are able to support, monitor and mentor students in all aspects of welfare, guidance and attendance at any point in the day. They are a key contact point for parents.
A school nurse and counsellor are also available in school. Both these services operate on a self-referral, drop-in basis and work in partnership with us, creating additional capacity for student support and safeguarding of their welfare.
Positive attitudes to learning and meeting the shared 'Abbeywood Expectations' are at the core of our desired ethos; as such, the school has a strong culture of rewarding and celebrating student success. Students are major stakeholders in the development of the school and we are evolving our Student Forum to give them greater responsibility in decision making and shaping policies around learning, ethos and environment. We have appointed Student Ambassadors in Year 11 and at Post 16 who will have a variety of leadership roles and will be particularly active in helping Year 7 students settle into the school. We expect our ambassadors to be outstanding role models, setting a fine example to other students and our wider community. We are very proud of the positive relationships forged between staff and students.
Abbeywood Community School is proud to have achieved the Sports Mark Award. The curriculum has a strong focus on healthy and sustainable living and provides students with many opportunities to explore how they can address issues of sustainability in a meaningful way in the 21st Century.
The curriculum provides a firm foundation for students to learn and understand how to relate to each other and develop attributes such as | 316 |
Sweet spreads are foods with many textures, flavors and colors. They are thickened or jellied to varying degrees. The traditional jellies and jams are preserved primarily by sugar.
For proper texture, jellied fruit products require the correct combination of fruit, pectin, acid and sugar. The fruit gives each spread its unique flavor and color. It also supplies the water to dissolve the other ingredients and furnishes some or all of the pectin and acid. Good-quality, flavorful fruits make the best jellied products.
Pectins are substances in fruits that form a gel if they are in the right combination with acid and sugar. All fruits contain some pectin. Apples, crabapples, gooseberries and some plums and grapes usually contain enough natural pectin to form a gel. Other fruits, such as strawberries, cherries and blueberries, contain little pectin and must be combined with other fruits high in pectin or with commercial pectin products to obtain gels. Because fully ripened fruit has less pectin, one-fourth of the fruit used in making jellies without added pectin should be underripe.
The proper level of acidity is critical to gel formation. If you use too little acid, the gel will not set. If you use too much acid, the gel will lose liquid (weep). For fruits low in acid, add lemon juice or other acidic ingredients as directed. Commercial pectin products contain acids that help ensure gelling.
Sugar serves as a preserving agent, contributes flavor and aids in gelling. Cane and beet sugar are the usual sources of sugar for jelly or jam. Corn syrup and honey may be used to replace part of the sugar in recipes, but too much will mask the fruit flavor and alter the gel structure. Using tested recipes for replacing sugar with honey or corn syrup is best. Do not reduce the amount of sugar in traditional recipes. Too little sugar prevents gelling and may allow yeasts and molds to grow.
A variety of fruit spreads that are lower in sugar and calories than the traditional jellies and jams may be made. These products may use modified pectin, gelatin or gums to thicken them. Noncaloric sweeteners or reduced amounts of sugar provide the sweetness.
Two types of modified pectin are available for home use. One gels with one-third less sugar and is sold as a light fruit pectin. It contains preservatives to help prevent microbial spoilage. The other is a low-methoxyl pectin that requires a source of calcium to form a gel. To prevent spoilage, jars of these reduced-sugar products must be processed longer than traditional jellied products in a boiling-water bath. Recipes and processing times provided with each modified product must be followed carefully. The proportions of acids and fruits should not be altered because spoilage may result.
Spreads prepared with gelatin should not be processed or frozen. They should be refrigerated and used within four weeks.
Paraffin or wax seals are no longer recommended for any sweet spreads.
All sweet spreads that will be stored at room temperature should be processed.
The use of sterile jars and a five-minute process time is preferred.
If unsterile jars are used, the process time is 10 minutes. The additional processing time may cause weak gels in some products.
Sweet spreads that develop mold growth should not be used.
Overcooking may break down pectin and prevent proper gelling.
Make one batch at a time. Increasing the quantities often results in soft gels.
Use the jar size specified in the recipe. Use of larger jars may result in excessively soft products.
One pound of fruit should yield at least 1 cup of clear juice.
Wash all fruits thoroughly before cooking. Cut firm, larger fruits into small pieces. Crush soft fruits or berries. Add water to fruits (see amounts in Table 1). Put fruit and water in a large saucepan and bring to a boil. Simmer, stirring occasionally, for the amount of time listed or until the fruit is soft.
When fruit is tender, press lightly through a colander. Then let the juice drip through a double layer of cheesecloth or a jelly bag. Excessive pressing or squeezing of cooked fruit will cause cloudy jelly.
Use only firm fruits naturally high in pectin when extracting juice for jellies to be prepared without added pectin. Select a mixture of about three-fourths ripe and one-fourth underripe fruit. Do not use commercially canned or frozen fruit juices because their pectin content is too low. Use of peels and cores adds pectin to the juice during cooking of the fruit and increases jelly firmness.
Using no more than 6 to 8 cups of extracted fruit juice at a time, measure and combine the proper quantities of juice, sugar and lemon juice in Table 1 and heat to boiling. Stir until the sugar is dissolved. Boil over a high heat, stirring frequently, until the gelling point is reached.
Temperature test — Use a jelly or candy thermometer and boil to a temperature of 220 degrees Fahrenheit (F) at sea level, 218 F at 1,000 feet, 216 F at 2,000 feet or 214 F at 3,000 feet of altitude.
Sheet or spoon test — Dip a cool, metal spoon into the boiling jelly mixture. Raise the spoon about 12 inches above the pan (out of the steam). Turn the spoon so the liquid runs off the side. The jelly is done when the syrup forms two drops that flow together and sheet or hang off the edge of the spoon.
When the jelly is done, remove it from the heat and quickly skim off the foam. Ladle the jelly into sterile jars, leaving ¼ inch of head space. Adjust the lids and process the jars as recommended.
For best flavor, use fully ripe fruit. Wash and rinse all fruits thoroughly before cooking. Do not soak. Remove stems, skins and pits from the fruit; cut into pieces and crush. For berries, remove the stems and blossoms and crush. Seedy berries may be put through a sieve or food mill. Measure crushed fruit into a large saucepan, using the ingredients in Table 2. Add sugar and bring to a boil while stirring rapidly and constantly. Continue to boil until mixture thickens. As you test for thickness, remember to allow for thickening during cooling.
One way to test the thickness is to follow the directions for the temperature test for jelly without added pectin. An alternative method is to remove the jam from the heat. Pour a small amount of boiling jam on a cold plate and put it in the freezer compartment of a refrigerator for a few minutes. If the mixture gels, it is done.
When the jam is done, remove it from the heat and quickly skim off the foam. Ladle the jam into sterile jars, leaving ¼ inch of head space. Adjust the lids and process the jars as recommended.
Jellies — Apple, crabapple, blackberry, boysenberry, dewberry, currant, elderberry, grape, mint, peach, plum, black or red raspberry, loganberry and strawberry.
Jams — Apricot, blackberry, boysenberry, dewberry, loganberry, red raspberry, youngberry, blueberry, cherry, currant, gooseberry, grape, orange marmalade, peach, pear, plum and strawberry.
Additional recipes may be available by calling the consumer number listed on the pectin package insert.
Be sure to use Mason canning jars and self-sealing, two-piece lids, and be sure to process the jars in boiling water as described in Table 3. Purchase packaged pectins needed each year. Old pectins may result in poor gels.
Prepare products as described in the following pages. All products should be filled hot into sterile half-pint or pint canning jars, leaving ¼ inch of head space. To sterilize empty jars, put them open side up on a rack in a boiling-water canner. Fill the canner and jars with hot (not boiling) water to 1 inch above the top of the jars. Boil the jars 10 minutes. Remove and drain the hot, sterilized jars one at a time and fill with food. Food residue should be removed from the jar sealing edge with a clean, damp paper towel. New two-piece canning lids prepared according to manufacturer's directions should be applied. After the screw bands are tightened, the jars should be processed in a boiling-water canner.
To process in a boiling-water canner, fill the canner halfway with water and preheat to 180 F. Load sealed jars into the canner rack and lower with handles or load one jar at a time with a jar lifter onto a rack in the canner. Add water if needed to a level of 1 inch above the jars and add the cover. When the water boils vigorously, lower the heat to maintain a gentle boil and process the jars of the product for the recommended time.
After processing is completed, remove the jars from the canner with a jar lifter and place them on a towel or rack. Do not retighten the screw bands. Air-cool the jars 12 to 24 hours. Remove the screw bands and check the lid seals. If the center of the lid is indented, wash, dry, label and store the jar in a clean, cool, dark place. If the lid is unsealed, examine and replace the jar if defective, use new lids and reprocess as before or refrigerate and use. Wash screw bands and store separately.
Jellies, jams and spreads are best if consumed within a year and safe as long as the lids remain vacuum sealed.
These can be made with some fresh or frozen fruits or fruit juices. Commercial pectin and a higher percentage of sugar are used. Uncooked jellies and jams may be stored in the refrigerator for up to three weeks. For longer storage (up to six months), freeze.
One pectin manufacturer notes that having a few sugar crystals remain in freezer jellies and jams is normal. If the product is too firm, stir it to soften it. If it tends to separate, stir it to blend it. If it is too soft, bring it to a boil. It will thicken on cooling.
Recook a trial batch using 1 cup of jelly or jam to see if the recooking will give you the results you'd like. If the trial batch is successful, proceed with no more than 4 to 6 cups at one time.
To remake cooked jelly or jam with powdered pectin: For each cup of jelly or jam, measure 2 tablespoons of sugar, 1 tablespoon of water and 1½ teaspoons of powdered pectin. (Stir the package contents well before measuring.) Mix the pectin and water and bring to a boil, stirring constantly. Add jelly or jam and sugar. Stir thoroughly. Bring to a full, rolling boil over high heat, stirring constantly. Boil the mixture hard for one-half minute. Remove from the heat, skim and pour into hot, sterilized jars, leaving ¼ inch of head space. Cover with new prepared lids and process according to Table 4.
To remake cooked jelly or jam with liquid pectin: For each cup of jelly or jam, measure 2 tablespoons of sugar, 1½ teaspoons of lemon juice and 1½ teaspoons of liquid pectin. Place the jelly or jam in a saucepan and bring to a boil, stirring constantly. At once, add sugar, lemon juice and liquid pectin. Bring to a full, rolling boil, stirring constantly, and boil hard for one minute. Remove from the heat. Skim and pour the jelly into hot, sterilized jars. Cover with new prepared lids and process according to Table 4.
To remake cooked jelly without added pectin: If the fruit juice was not acidic enough, add 1½ teaspoons of lemon juice per cup of jelly before boiling. Heat the jelly to boiling and boil until the jellying point is reached. Remove the jelly from the heat, skim, pour immediately into sterilized, hot containers, and seal and process according to Table 4.
Preparation: Wash grapes. Wash and pit plums; do not peel. Thoroughly crush plums and grapes, one layer at a time, in a saucepan. Add water. Bring to a boil, cover and simmer 10 minutes. Strain the juice through a jelly bag or double layer of cheesecloth. Measure sugar and set aside. Combine 6½ cups of juice with the butter and pectin in a large saucepan. Bring to a hard boil, stirring constantly. Add the sugar and return to a full, rolling boil. Boil hard for one minute, stirring constantly. Remove from the heat, skim off the foam and quickly fill into sterile half-pint jars, leaving ¼ inch of head space. Adjust the lids and process the jars as given in Table 3.
Preparation: Wash rhubarb and slice thin or chop; do not peel. Add water, cover and simmer until rhubarb is tender (about one minute). Sort and wash fully ripe strawberries: remove stems and caps. Crush berries.
To make jam: Measure prepared rhubarb and strawberries into a kettle. Add sugar and stir well. Place on high heat and, stirring constantly, quickly bring to a full boil with bubbles over the entire surface. Boil hard for one minute, stirring constantly. Remove from heat and stir in pectin. Skim. Fill hot jam immediately into hot, sterile jars, leaving ¼-inch head space. Wipe rims of jars with a dampened clean paper towel; adjust the lids and process the jars as described in Table 3.
Extract the juice as described under General Procedure, using enough water to cover the washed fruit, and cook about 15 minutes or until the fruit is soft. Do not crush or grind the seeds, which contain a cyanide-forming compound that can be toxic.
Pour the juice into a large, heavy kettle. Add the sugar and stir to mix. Place the juice over high heat. Bring to a boil, stirring constantly. Stir in the pectin. Bring to a full, rolling boil and boil hard for one minute, stirring constantly. Remove from the heat. Stir and skim five minutes. Add the almond extract.
Pour into hot, sterilized half-pint jars; leave ¼ inch of head space. Use two-piece lids and process in a boiling water-bath canner according to Table 5.
Extract juice as described under General Procedure.
Stir the pectin into the juice. Bring this mixture to a rolling boil (one that does not stop when stirred) over a high heat, stirring constantly. Quickly add sugar to juice mixture. Bring to a full,<|fim_middle|> saucepan. Heat slowly to release juice, stirring constantly, until the fruit is tender. Place the cooked fruit in a jelly bag or strainer lined with four layers of cheesecloth. Allow the juice to drip about 15 minutes. Save the juice for jelly or other uses. Measure 4 cups of drained fruit pulp for making spread. Combine the 4 cups of pulp, pineapple and lemon juice in a 4-quart saucepan. Add up to 2 cups of sugar, if desired, and mix well. Heat and boil gently for 10 to 15 minutes, stirring often. Fill quickly into jars, leaving ¼ inch of head space. Adjust the lids and process.
For more information regarding altitude in your county, contact your county Extension office.
Source: Based on "Complete Guide to Home Canning," Agriculture Information Bulletin 539, 2006 revision, and information from the National Center for Home Food Preservation, University of Georgia, Athens, Ga. | rolling boil and boil one minute, stirring constantly. Remove from the heat. Skim off any foam. Pour into hot, sterilized half-pint jars, leaving ¼ inch of head space. Cover with two-piece lids and process in boiling water-bath canner according to Table 5.
Mix juice, sugar, lemon juice and pectin. Bring to a boil and boil two minutes. Remove from the heat, skim off the foam and pour into ½-pint or 1-pint canning jars to within ½ inch of the top. Adjust the lids and process in a boiling water-bath canner according to Table 5. Remove from the canner and cool. Check lids, label and store in a cool, dry place.
Preparation: In a saucepan, soften the gelatin in the grape and lemon juices. Bring to a full, rolling boil to dissolve the gelatin. Boil one minute and remove from the heat. Stir in sweetener. Fill quickly into hot, sterile half-pint jars, leaving ¼ inch of head space. Adjust the lids. Do not process or freeze; store in a refrigerator and use within four weeks.
Preparation: In a saucepan, soften gelatin in the apple and lemon juices. To dissolve gelatin, bring to a full, rolling boil and boil two minutes. Remove from the heat. Stir in sweetener and food coloring, if desired. Pour into sterile half-pint jars, leaving ¼ inch of head space. Adjust the lids. Do not process or freeze; store in the refrigerator and use within four weeks.
Variation: For Spiced Apple Jelly, add two 3-inch sticks of cinnamon and four whole cloves to the mixture before boiling. Remove both spices before adding the sweetener and food coloring.
This recipe may be made with any combination of peaches, nectarines, apricots and plums.
This recipe may be made without sugar or with up to 2 cups, according to taste or preference. Non-nutritive sweeteners may be added. If aspartame (a low-calorie nutritive sweetener) is used, the sweetening power may be lost within three to four weeks.
Preparation: Thoroughly wash 4 to 6 pounds of firm, ripe peaches. Drain well. Peel and remove the pits. Grind the fruit flesh with a medium or coarse blade or crush it with a fork. Do not use a blender. Place the ground or crushed fruit in a 2-quart | 516 |
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The COVID-1<|fim_middle|>'s no getting away from the human impact of the COVID-19 pandemic. People have understandably been frustrated and concerned by the significant reduction in access to cancer care during the height of the pandemic. And, tragically, there will be those who will see their life cut short. One mathematical model estimates that the impact of COVID-19 on healthcare provision and people's reluctance to seek medical support due to safety concerns, could result in an additional 35,000 deaths from cancer3. It's an awful situation, brought about by devastating circumstances.
The medical sector has faced an unprecedented challenge which they've risen to. It therefore feels unfair to make judgements on the underutilisation of private capacity without looking at the bigger picture. Healthcare professionals, policy makers and healthcare managers continue having to make difficult decisions on resource allocation on limited and constantly changing information. Patient safety and healthcare infrastructure has been a significant contributor to delays in treatment. It's not just a case of private hospitals choosing to close their doors.
COVID-19 posed a risk to the whole infrastructure of the National Health System. We were – and indeed still are, facing a national crisis. As we start to move into our new 'normal', the private, public and social health sectors need to continue work together to give people the reassurance and confidence that they can safely seek support and access quality, safe treatment. In this era where uncertainty feels like it is here to stay, the only certainty we can hold on to is that everyone is doing their best in the best interest of the vulnerable and of wider society.
1. Britain's Cancer Crisis, BBC Panorama, first broadcast 6 July 2020. https://www.bbc.co.uk/programmes/m000kqzv
2. The impact of the COVID-19 pandemic on cancer care https://www.nature.com/articles/s43018-020-0074y
3. Worst case scenario estimate based on a study conducted by DATA-CAN, the Health Care Research Hub (HDR UK) for Cancer https://www.bbc.co.uk/news/health-53300784
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WC03165 10/2020 | 9 pandemic saw the private and public health sectors coming together to increase the country's capacity to treat patients and save lives. The pandemic put significant pressure on our National Health Service but it coped the best it could.
Non-urgent non-COVID- 19-related services were deprioritised to ensure that healthcare resources were pointed at the greatest public health challenge of this century. While initially this approach gave us comfort, concern grew when the public learned that many private beds remained empty during this time, with questions around why they couldn't be used to support patients whose cancer diagnostics and treatments had been delayed. It is a perfectly reasonable question, and one which I can empathise with.
Yet, as a patient, we only see the care we get access to. A bed isn't just a physical entity. It comes with a whole support team including HCAs, porters, doctors, nurses, laboratory technicians, drugs and critical care support.
Without meaning to sound flippant – I'd compare clinical care for cancer versus some less-complex procedures as the difference between making a casserole and a cake. Casseroles aren't as 'precise'. Ingredients can be added or removed based on personal preference and still deliver a great outcome. Cakes are an exact art. Forget the baking powder and your light and fluffy delight is as flat as a pancake.
Cancer treatment is a precise art. Whether you're talking about chemotherapy, surgery or diagnostics, everything must be lined up perfectly to enable the procedure to take place safely. There's no room for error. Things need to be meticulously planned. Just one missing piece of the 'recipe' and patient safety could be severely compromised.
One of the key pillars of medical ethics is non-maleficence – do no harm. This ethos underpins all clinical decisions. The current pandemic adds increased complexity to any decision-making process. Although the data remain limited, patients with cancer appear to be more vulnerable to worse outcomes from the infection, including greater need for ventilator support and increased mortality rates.2 Furthermore, it's not just patient safety that has to be considered. There's the duty of care to the medical staff to consider too.
Throughout the pandemic, medical teams have been faced with challenges. First, there was the issue of PPE availability, then a question around whether it was fit for purpose. While COVID-19 testing kits were available, the volume of lab technicians needed to process the results weren't. And, accessing some essential drugs also wasn't without its challenges. Where these issues were overcome, medical teams have had to make extremely difficult decisions regarding which patients to prioritise, particularly when there have been limitations on resources, especially in certain regions.
There | 550 |
Vote For Westport; Win $10,000
Dan Woog
Congress might be unable to decide what to do about $85 billion in sequestration funds. But Westporters — and Westport fans — don't have to dither about money.
In fact, just by clicking here, you can help us win $10,000. If When we win, those funds go straight to a charity of our choice.
It's part of the Make A Difference Day National Award. The prize money comes from the Gannett Foundation, and USA Weekend.
We're up against communities in Pennsylvania, Florida,Texas and Colorado.
Here's what USA Today says about Westport, and our participation in the local Make A Difference Day:
In their 17th year of participation, 1,500 residents from this town of 26,000 rallied to help struggling neighbors. A total of 19 projects — ranging from clearing nature trails to packing "comfort bags" for abused women — were carried out that day.
Make A Difference Day "has become part<|fim_middle|> National Make a Difference Day; USA Today; Gannett Foundation; Barbara Pearson-Rac; Jeff Wieser | of our culture," says project chairwoman Barbara Pearson-Rac. "It's what Westport does in October."
The town won the National Make A Difference Day Award in 2006. This time around, Girl Scouts crafted toys for guide dogs. Boy Scouts hauled debris off an island in Long Island Sound. A crew of SLOBs, the Service League of Boys, planted flowers to beautify a women's shelter. Builders Beyond Borders created a community garden in a poor area of neighboring Bridgeport.
Making a Difference in the Memorial Day parade.
Halloween was happier for needy kids served by the Family & Children's Agency of Norwalk — including six siblings whose home was flooded by Hurricane Sandy — thanks to a collection of at least 150 costumes by Westport elementary schools. Volunteers also donated 600 pairs of socks for the agency's homeless clients.
Food was a special focus because "pantries were empty," says Pearson-Rac. Stationed outside a Stop & Shop market on Make A Difference Day, Sunrise Rotary Club members asked shoppers to buy peanut butter and canned goods for the Homes With Hope homeless shelter. Five SUV loads were delivered, amazing CEO Jeff Wieser. "Boy, did that move the needle at our pantry!" he says. "This was the biggest single-day food drive I've seen. Westport is a small town with a huge heart."
Inspired? Here's the link again to help us win $10,000, to be given away as we choose: click here.
One vote per person per day is allowed.
Categories: Organizations, People
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I was going to be an author when I grew up. There was a whole plan. I'd write my memoir at 27, sipping a latte and<|fim_middle|> the first email you can thank them for their purchase and showcase other products you have that share similar themes and may be of interest. Your next follow up may be an automated direct mail piece that is mailed to their home with a unique offer to drive them back to your website. Automated marketing helps create additional touch points.
Many automation programs also include CRM capabilities. As mentioned above, this can be used to segment your customer list based on not only demographic information, but by behavior and psychographic data, as well. In doing so, you learn the context behind behavior and can continue to serve up relevant material. But lead management goes much more in-depth than that.
One automation platform Overit likes to play in is Hubspot, which offers our team (and our clients) the ability to segment, score and manage our leads via a simple interface so that we can tailor not only content, but our approach to dealing with each lead. Being able to pull in lead context (looking at email activity, content, social media, video views, and other notes), creates a more complete profile of a lead, allowing us to speak to them in a way that works for them. The more you know about your leads, the better you can service them, the more likely to convert that sale.
Getting permission, working ahead and always presenting personalized content is how relationships are formed. That's how you stand out from other marketing messages hitting their inbox, and how you become someone they look for. You're not just a brand, a writer or an author, you're someone they know and whose voice they would recognize in a dark alley.
Perhaps the greatest benefit of getting set up in an automation platform is the freedom it gives you to put the focus back on your business. Like Kid Lisa, you probably didn't become an author because you wanted to focus on the "everything else." You became an author because you had something to say or because you believed you offered something that others would benefit from. Automating tasks and using smart tools to learn more about those you're trying to reach enables you to do your job better.
Of course, not everything can or should be automated. Your audience is coming to you for you and your unique insights. They need to feel part of your tribe and your community if you want them to keep engaging, keep supporting your products, and to continue to consume your marketing.
Believe it or not, the above touches just the surface of the opportunities for authors using automated marketing. As an author, you have something to say and people who are waiting to hear. By automating tasks, opening new marketing channels, and creating deeper relationships, you're able to do what you love to do better. That's what marketing should be all about.
I guess automation is taking over those manual task which required time and effort.
This helps save time! Thanks for sharing Lisa! But to what extent should we use automated marketing. I believe there things that we should still do manually.
Agree, completely. Automation should be used to simplify processes, but manual outreach is still important for lead nurturing and just being someone others want to do business with.
Definitely! Thanks Lisa for responding!
Yes to all! I made my first mistake of writing my first book and then starting to advertise it. Lesson learned. It wasn't mega-fail, yet it would have been so much better to do so in advance and building buzz!
Automation is a life saver! I have daily, weekly and monthly subscribers and without having them in segments and easy to use interface that my ESP (Mailerlite btw: https://www.mailerlite.com/authors) is providing, I would have been way too deep in the manual work! And yes, I also enjoy the additional benefits that affiliate marketing is offering! | staring at some piece of beautiful scenery. It sounded like a nice gig. What I didn't think about, and what I think many real-life authors don't think about, is what I would do after I penned my great work.
How would I build buzz for my book?
How would I tell people when my book was ready?
How would I create a relationship with them so they would buy ALL my imaginary books?
How could I share other things with them that I thought they'd like?
How could I make them not just fans, but friends?
Kid Lisa was focused on the writing – not on the marketing of the writing. But I realize now that it's all that "other stuff" that propels a writer's success.
I didn't grow up to be a writer – at least not in the traditional sense. But I work with writers and authors of all different genres as part of my duties at Overit. Over the past few years, we've had the privilege of helping well-known authors optimize their automated marketing efforts, and we've seen tremendous results doing so.
As an author, a writer or someone who makes their living creating online communities – how can automated marketing be used to fuel sales? Let's look at some ways.
Partnering with an automated marketing platform opens you up to a world of opportunities. We'll touch on some of the more complex in a minute, but let's start with something simple — the Welcome Email.
The Welcome Email goes out as soon as someone has entered your funnel either because they bought something, downloaded something or because they told you they want to be part of your club. Instead of sending a cold, lifeless "your request has been received" email (or worse, not acknowledging them at all), send a note that warmly introduces subscribers to your community and shows them around.
This email should look like you, sound like you, and feel like you while including key information, such as: ground rules for participating in your community, links to your best content, links to how they can deepen their relationship and how they can connect with others interested in the same stuff. Entering a new relationship is scary. This email offers a map.
Marketing and being available to your audience is time-consuming. Yes, you want everyone to have a personalized experience with you and to feel like they have direct access to your brand (you understand doing so is good for business) – but you can only scale so much. Integrating a marketing automation program allows you to work ahead. It gives you the time and space you need to identify the love letters and messages you want to send at different touchpoints, and lets you write them ahead of time to schedule the appropriate release date. Your audience feels nurtured and taken care of, and you free up your time, confident readers are getting what they need. As busy people, it's important to work ahead as much as possible. Not only to save time, but to be strategic about what you're sending, when, and where you're linking people to help them consume your content in a smart way.
What topics readers are interested in?
What's getting them riled up?
What are they flocking to?
Automation programs can be incredibly valuable in this regard, helping you to learn more about how your audience is consuming your brand so that you can produce more of what they're seeking, and give them less of what they appear less passionate about. These insights can be used to power new content ideation, as well as for audience segmentation – beginning to diversify the content you're messaging based on the person reading it. When you give readers more of what they want, they're more likely to keep buying.
You know what happens when you work on something day and night, alone in your basement, and then release it to the masses?
Nothing. Nothing happens because you haven't built the buzz you need to get people panting and clamoring for the release. Marketing automation helps build this buzz by making it easy to tease snippets (while also trying out material to see how your audience bites), share "first peeks," and invite people to "be the first to know." Building buzz around a product launch is an art form, releasing just enough to whet someone's appetite without making them so-totally-over-it-already when it's finally here. Letting automated marketing help you in the process gives you the tools needed to map out everything you'll need to make this launch successful.
Depending on your automation program, it can also help to add online course functionality to your marketing mix. For example, programs like Ontraport and Infusionsoft help authors create and sell beautiful online courses with very little heavy lifting to turn your expertise into a tangible class. This adds an additional revenue stream for your business, while also giving subscribers another way to consume and engage with your brand.
Here she's able to automate everything from taking payments, to emailing new customer welcome packages, to messaging customers when they've completed the course, to engaging them in other ways.
Life coach Marie Forleo uses her automation platform of choice (Ontraport) to also offer online business courses and content to her audience, building her revenue stream and further connecting with her audience.
Once you have an audience, your automation partner can help you find new ways to leverage that audience into additional sales – including opportunities for partner/affiliate management. This opens up new sales channels for you, but also creates an additional value add that you're able to provide your community.
For example, maybe you're a fitness author. You're able to help people find diet and nutrition plans that WORK for them. Your audience trusts your expertise in the area, so they are more likely to trust your recommendations on other workout materials, on supplements, on foods to be eating or to avoid, on inspiration, on cool tech to help improve their workouts, on summer gift ideas, etc. Because you are a trusted partner, they will look to you for other items they should be aware of. You provide them this knowledge, while also creating partnerships with other experiences in related or unrelated fields. Everybody wins.
Once a subscriber has become a customer, automated marketing allows you to build a series of emails/videos/print-on-demand direct mail pieces to entice buyers to buy again. If a customer has made a purchase or signed up for a service within the last 2-3 weeks, put them in their own group and prepare to create an automated email series specifically for them.
For example, in | 1,307 |
We have chosen the best license plate frames among all options available on the marketplace. We like this website for a huge selection of goods and many reviews from actual customers.
Finding the license plate frames that will suit you the most is not an easy thing to do. Nowadays, there are hundreds of manufacturers that offer many license plate frames for any taste. We decided to help you choose the right license plate frames for you and created this rating list with the best options.
Hardware included: all accessories needed are included (screws, screw caps, screw fasteners, screwdriver). 8 piece self-adhesive foam pads can be attached to the back corners of the frame that can avoid frication and scratches on your vehicle. 100% stainless steel protection: crafted with high quality stainless steel for long-lasting corrosion protection. This sleek and simple frame is polished to a mirror 'chrome-like' finish, bling-y and rustproof. Easy to install: quick and simple installation with easy to follow instructions. 4-hole license plate frame: for your cars, trucks and all kinds of trailers requiring four fasteners to attach number plate and frame protector. Some automobiles only have 2 holes. Please be sure to check your vehicle before ordering.
For USA license plate: frame size 6-3/8″ x 12-1/4″. Will not block state tags in all four corners.
This license frame is designed not to block registration tags in all four corners – this listing is for one frame (not a pair). Thin flat design that fits perfectly over your license plate – doesn't have a lip that can scratch up your bumper or paint<|fim_middle|>aid in the frame. With the combination of consummate technology and those luxurious and shiny rhinestones, your beloved car will definitely stand out. This license plate frame can be broadly used on all kinds of vehicles, such as cars, trucks and suvs. Disclaimer: make sure that this frame do not obscure license plate number. Package content: license plate frame x1, mounting screws x4, protective caps x4. There are 4 screws to hold the frame tightly and there s a diamante protective cap for each screw to keep the frame from being stolen.
Quick installation: the frame is quite easy to install with included mounting screws, no special tool is needed. Ezykoo offer 100% satisfactory service, if there is any issue with the product, please feel free to email us. Sturdy & durable: stainless metal, bling rhinestones, rust-proof performance, toughness, high strength, not easy to break. Even though a heavy rain and car wash, they've still held up remarkably well. The high-quality bling license plate frame also protect your car license plate, which can be long-term use. Anti-theft caps help keep your license plate stay safe and secure. Us&canada standard: the size is 12.25 x 6.25 inch(15.25 x 30.5 cm), suitable for the USA and canada standard vehicle license plate. The ring inner diameter is 3.1 cm(1.22in), outer is 3.9 cm(1.53in). The frame has 6 rows of crystal at the top and 7 rows at the bottom.
Sturdy & durable: stainless metal, bling rhinestones, rust-proof performance, toughness, high strength, not easy to break. Even though a heavy rain and car wash, they've still held up remarkably well. The high-quality bling license plate frame also protect your car license plate, which can be long-term use. Anti-theft caps help keep your license plate stay safe. A perfect gift: pure handmade of more than 1000 pcs of rhinestone crystal with shiny and starkly look in the sun, appear very attractive and dazzling. The color of the stone never fades. Each rhinestone was stuck one by one to the frame. It also comes with a black shining box.
, fully equipped installation: the kit has everything you need to install the front and rear mounting bracket/tag to your vehicle including screws & caps. , quick installation: easy to follow. Instructions are simple and drawn out with diagrams. .4 sets of screws: contains 2 sets of high-quality rust resistant stainless steel self-tapping screws and 2 sets of machine screws to fit most american and imported car. , bonus screwdriver: comes with a screwdriver to help with installation. .4 sets of screw caps: choose your own preference between black anti-theft stainless steel caps and plastic screw caps.
How did you create this rating list with the best license plate frames?
We sincerely wanted to help our readers, so our team spent many hours comparing various license plate framesfrom different manufacturers. It was not easy, since we had to find a way to include both cheap and expensive license plate framesin our rating list. That is why we decided to make the price/quality ratio the determining factor. No matter what your budget is, you can use our guide to choose the best license plate frames in the preferred price category.
What warranty period is considered optimal for license plate frames?
In the most cases, two-year long warranty period is considered as optimal for license plate frames. license plate frameshave a tendency to lose their quality with time. Replacing old license plate frameswith a new model is a much better option than an overpriced lifetime warranty.
Should I get a license plate frames with a lifetime warranty?
Companies that make license plate framesoffer all kinds of warranties for any taste. Usually, cheap models have only a 6-month warranty or do not have it at all. Average users recommend choosing a license plate frames with a two-year warranty, but we believe that the five-year warranty is much better and safer. At the same time, our team would not recommend you to buy models with a lifetime warranty since the vast majority of them is significantly overpriced.
What if a receive a wrong item instead of the license plate frames I ordered?
If you were unlucky enough to get a wrong or broken product, use electronic mail or international telephone to contact the customer support team. They will help you to return your money or get the right license plate frames.
How did you make the list of the best license plate frames?
We compared hundreds of various license plate frames and chose TOP options with the best price/quality ratio. It was not easy, since manufacturers present new modes of license plate framesevery year. We made an unbiased review and used only important factors, such as prices, materials, weights, and many other things. | . Beautiful & colorful graphics – eye catching with bright vibrant colors and sharp details. Simple installation with vehicle's existing 2 license plate fasteners (screws not included) – frame size 6-1/2″ x 12-1/4″. Rust-free frame – crafted with high quality thin aluminum, not cheap plastic.
User friendly and easy to install, see back of package for installation instructions. Includes one license plate frame (mounting screws sold separately). Durable zinc die cast metal frame is plated with extra heavy 'show chrome' and carefully hand polished with a black glitter insert and an abs black plastic bow and chrome bling insert. Designed to fit all standard 6×12 inch novelty/license plates. The ribbon bling looks great with the bow on top or bottom and does not obstruct the state or registration information.
Easy to install – the frame is very easy to install with included mounting screws and can be installed in minutes without special tool required. Anti-theft caps to keep your plate safe and secure. Ordering now has never been easier. 2 pack USA & canada standard fit – designed to fit all standard 12.25″x6.25″ novelty/license plates. Designed not to block registration tags in all four corners. Including 2 frames for both front and back. Best gift – perfect gift for him/her. Give the vehicle a great new look. Premium quality – made of high quality stainless steel, guaranteed rust free, strong and lightweight. Over 1000 pcs of finest 14 facets ss20 clear white rhinestone crystal with shiny bling. The frame has 6 rows of crystal at the top and 7 rows at the bottom.
How expensive should a good license plate frames be?
The best license plate framesare not always the most expensive. However, the bigger the price is — the better the quality of a product. This rule is also applies to license plate frames, so if you want to get a good model we recommend you to not be too stingy.
Re-designed with slotted fastener holes, 'engineered to show more plate'. A bright, colorful graphic of the USA flag printed with uv resistant inks that protect the image from fading. Chrome plated abs plastic frame with an unbreakable polycarbonate insert that protects image from road debris. Designed to fit all standard 6×12 inch novelty/license plates. User friendly and easy to install, see back of package for installation instructions.
Legal universal fit: use this frame on your domestic, import, and european car, truck, suv, rv, trailer, or any application where a regular USA sized license plate or novelty plate is used. This kit provides a gorgeous and sleek finish to any vehicle while complying with USA state laws requiring that frames do not obstruct view of any words or registration numbers on your license plate. Anti-theft design: criminals often steal license plate frames to hide stolen vehicles from law enforcement who use automatic license plate readers to scan for among other things stolen vehicles. They are very difficult to remove a thief will pass over your vehicle for an easier target.
Flash sale 30% off plus – automatically save 5% when you buy 2 gloss or matte black, pink, or polished steel frame kits. Buy 4 save 10% buy 6 or more save 15%. Rust & fade free: this kit aggressively resists rust, heavy duty chemicals, petrochemicals, acidic and environmental contaminants such as salt. The product has a very durable polymer gloss black powder coat finish. The frame, screws and screw covers are 100% performance automotive grade sae 304 stainless steel.
This license plate frame is decorated with 7 rows of bright and shiny swarovski rhinestones. With the applying of the consummate technology of jewelry inlay, the rhinestones are tightly inl | 796 |
Intensive course on level B2 PLUS part 2 takes you through the second half of the Her på Berget book. The course is intensive, meaning that you need to estimate enough time to work<|fim_middle|> every day, focusing on one aspect of the learning process. Practical Norwegian lessons vary from day to day from conversation, self-study, project work, to language lab work. Conversation sessions focus on pronunciation, and the teacher is present to correct and guide students through conversations. self-study, students are split up into small groups to work independently with various tasks such as grammar, texts, etc. Project work focuses on working on various projects in small groups, in order to improve everyday Norwegian. Language lab lets you work individually in the school's language lab in order to improve your listening skills.
The use of books and other teaching materials on level B2 is obligatory. Books are not included in the cost of the course and may be purchased at our school or in most bookshops. Coursework also includes material other than what is provided in the textbook and associated workbook, which is provided by the instructor. Participants are given homework based on the textbook and workbook used for the course.
Alfa tip: Are you uncertain about your level of language? Alfaskolen offers free a placement test that helps to find the correct level for you. | both with homework and new vocabulary on a daily basis. The course is based on group work, individual assignments, discussions, lectures, and homework.
All this with guidance from a professional and qualified teacher.
The purpose of learning Norwegian every day is to give you the opportunity to practice the Norwegian language and feel confident when using Norwegian outside the school.
Students develop a practical knowledge of the Norwegian language and studies take place on an intermediate to advanced level of Norwegian. The course covers the entire contents of the book "Her på Berget". Participants of this course begin studies at level B2 based on language levels as described in the Common European Framework of Reference for Languages (CEFR).
Intensive course level B2 PLUS Part 2 The course covers chapter 7 until 13 from the book «Her på Berget».
Sessions are held every day from Monday to Thursday. Each session consists of 5 lesson hours, and the course consists of 100 lesson hours in total, meaning 20 sessions (about 5 weeks). Each lesson hour is 45 minutes.
During the regular sessions, students will focus on studying texts, vocabulary, and grammar. They will be gradually introduced to new topics and grammatical rules. Students have one hour of practical Norwegian | 254 |
Since a little while now, the Finnish brand offers a new version of its Deep reel. Which catches attention with its yellow ochre color. A novelty of Vision in 2013.
We can find this same range of colors on the wadding shoes "Loikka" and on "Opas" Jackets of the same brand.
The Deep is a fine quality reel, provided with a good brake with not less than 30 adjustment clicks. It is easily adjustable during fights with nice fishes. The sound of the reel when rewinding it<|fim_middle|> that additionals spool and colors (black and white) will be available in 2014.
I highly recommend it as it gave me total satisfaction and never leaves my pike rod ! An excellent reel at an ordinary cost. | is not too sharp and doesn't become annoying after several hours of fishing.
The brake is well set, it is very easy to take out the line and shoot at long distance. The brake wheel looks like the Koma model, easy to manipulate.
The system to disassemble the reel is easy to use. You just need to unscrew the black central axis with a red spot. No chance to split in two your reel when pulling out the line with this system.
The inside of the reel is slightly V-shaped. That allows a large capacity of line and backing. A big trump for lake fishing or for hunting beautiful fish that go to the backing at the first rush !
The reel design is the same as the old version except for the color. If you are punctilious with your material, you will have to pay attention because it can easily get scratched.
Vision offers a wide range of really efficient, esthetical, light and tough reels for an affordable price.
It is delivered in a cardboard box with a protective cloth cover.
Vision informed us | 211 |
Mark E Thompson
Tuesday, December 13th, 1960 - Thursday, November 19th, 2020
To share your memory on the wall of Mark Thompson, sign in using one of the following options:
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Mark Edward Thompson, age 59, of Colorado Springs, CO passed away peacefully on Thursday, November 19, 2020 from COVID-19. Due to the COVID-19 pandemic, a memorial service will be held at a later date.
You may view Mark's Book o... Read More
You may view Mark's Book of Memories, leave condolences, photos and stories at www.gehrigstittchapel.com.
Gehrig-Stitt Chapel & Cremation Service, LLC is in charge of Mark's care and funeral arrangements.
Mark was born on December 13, 1960 in Denver, CO to Kathryn Disney and Gary Thompson.
Mark graduated from Arvada West High School<|fim_middle|> favorite stories, and can even comment on those shared by others.
Plant a Tree in Memory of Mark
Office: 308-254-2055 1-855-254-9500
Gehrig-Stitt Chapel & Cremation Service, LLC
1140 10th Avenue, P.O. Box 151 Sidney NE 69162
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Admin Admin Obittree | Privacy Policy | Terms of Use | Sitemap |Powered by FrontRunner Professional & TA | in Arvada, CO in 1979 and graduated from Southern Methodist University (SMU) with the 1983 class. He enjoyed playing football in high school and college and continued his enjoyment of football every fall by watching the game he loved. He was also a master fisherman and hunter and enjoyed sharing these passions with family and friends whenever he had the opportunity.
Mark was employed by Behr Paint at the time of his death.
He is survived by his parents, Kathryn Disney of Golden, CO and Gary Thompson (Paulette) of Brighton, CO; brother, Travis Thompson (Allyson) of Benton, AR; niece Caroline Thompson also of Benton; nephew, Edward Thompson of Houston, TX; and stepsiblings, Jason Lopez (TJ) and Brandi Sullenberger (Aaron). Mark is also survived by numerous loving aunts, uncles and cousins.
Mark was preceded in death by his grandparents Marge and Edward Disney and Jake and Dora Thompson of Lodgepole, NE.
Donations in Mark's memory may be made to the Colorado Wildlife Federation, 1580 Lincoln Street, Ste 1280, Denver, CO 80203, coloradowildlife.org
Receive notifications about information and event scheduling for Mark
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No funeral details available.
We encourage you to share your most beloved memories of Mark here, so that the family and other loved ones can always see it. You can upload cherished photographs, or share your | 312 |
Like the Speedball B pens, these have a flat writing tip at the end of the nib. With these A-nibs, the flat tip is squared (the B-nibs have a round tip). Use these A-nibs for square-corner letter styles, like Neuland or block sans-serif.
Specify sizes: A0, A1, A2, A3, A4, A5.
Set contains one each: A0, A1, A2, A3, A4, A5.
B Series is a round nib ideal for Gothic or outline letters. Also often used by illustrators for cartoons, uniform line drawings, borders, and display posters.
For more information about Speedball B nibs, click here.
American calligraphy nibs for Italic, Blackletter (Gothic, Old English), Uncial, Half Uncial, Foundational and many other hands or alphabets. C-0, C-1, C-2, C-3, C-4, C-5, C-6. C-0 is largest, C-6 is smallest. Best in larger sizes. C-2, C-3, & C-4 are popular for beginners' classes. They rust easily so let them dry thoroughly before storing them away. Speedball C Calligraphy Nibs.
For more information about Speedball C nibs, click here.
American calligraphy nibs for Italic, Blackletter (Gothic, Old English), Uncial, Half Uncial, Foundational and many other hands or alphabets. Sizes: C-0, C-1, C-2, C-3, C-4, C-5, . C-0 is largest, C-5 is smallest. Speedball C nib<|fim_middle|> fragile than the 100. Suitable for writing at x-heights of 1/8" or less.
The Hunt 100 is a small, flexible, and delicate nib. As it has a tendency to catch on a more textured surface, it is recommended for use on smooth papers and are to be handled with an extremely light and sensitive touch. However, this nib is resilient on down strokes, springing back into shape if moderate pressure is used. Suitable for writing at x-heights of 1/8" or less.
Speedball's Elegant Writers were one of the first calligraphy markers. Speedball has improved on the original.
This 100% Rag Layout pad allows ink to flow smoothly but keep a sharp edge. The white sheet with good translucency allows for easy use of guidelines. Very similar to Cotton Comp, but this pad is higher quality. Recommended by Peter Thornton.
This poster nib from Speedball is used for large lettering. The name "steel brush" is because the nib is made with layers of steel. Fits standard penholders.
Choose size: 1.4", 3/8", 1/2", 3/4"
Whether for an aspiring calligraphier or simply an appreciator of beautiful writing, Speedball's line of Calligraphy Fountain Pens offers the ideal combination of comfort, performance and value. Featuring precisely-machined nibs designed with a rounded tip, a lightweight, ergonomic construction, and a quality, free-flowing ink, these pens provide a superior writing experience that allows artist to create beautiful results easily.
Set includes three nibs (1.1, 1.5, 1.9 mm), one black barrel, 8 cartridges (2 each Black, Blue and 1 each Red, Green, Purple, Pink). | s are best in larger sizes. C-2, C-3, & C-4 are popular for beginners' classes. They rust easily, so let them dry thoroughly before storing them away. Speedball C Calligraphy Nibs.
Size C-6 is available, but not in the set.
American left-hand calligraphy nibs for Italic, Blackletter (Gothic, Old English), Uncial, Half Uncial, Foundational and many other hands or alphabets. LC-0, LC-1, LC-2, LC-3, LC-4. LC-0 is largest, LC-4 is smallest. Best in larger sizes. LC-2, LC-3, & LC-4 are popular for beginners' classes. They rust easily so let them dry thoroughly before storing them away. Speedball C Calligraphy Nibs.
American left-hand calligraphy nibs for Italic, Blackletter (Gothic, Old English), Uncial, Half Uncial, Foundational and many other hands or alphabets.
Set includes LC-0, LC-1, LC-2, LC-3, LC-4. LC-0 is largest, LC-4 is smallest. Best in larger sizes. LC-2, LC-3, & LC-4 are popular for beginners' classes. They rust easily so let them dry thoroughly before storing them away. Speedball C Calligraphy Nibs. A great tool to have for left handed calligraphers.
An all plastic nib holder with hourglass shape. The black plastic Speedball penholder. This is an inexpensive pen staff.
These tapered wooden penholders from Germany are the same size as our popular Mahogany penholders (H62) and our Marbled ones (H63). Approx 5/16" diameter at the nib end and 6-7/8" long. Standard metal nib gripper. The Black and Brown holders have an opaque, slightly textured finish. The colorful stained finishes are not opaque.
Choose: Natural (beech wood), Brown, Black, Red Stain, Green Stain, Yellow Stain, Blue Stain.
For the sets (at even better prices), see item H104-S, H104SC.
Good flexibility - not too flexible, not too stiff (but stiffer than Gillott 303). Very thin hairlines and good swells. Works for scripts 3/16"-1/16". Sharp point (but not as sharp as the 303), but will work on slightly textured surfaces. Tends to catch on upstrokes. Satisfactory for Spencerian Script.
These are sometimes called Hunt 22B.
Extra fine bowl pointed nib.
smooth papers to create very large and bold text. A light touch is all that is needed to produce thick swells while the nib glides effortlessly across the paper. It is suitable for script with x-heights down to around 3/16". Fairly strong hairlines comparable to Hunt 101.
The Hunt 103 is a small, flexible, and delicate nib. As it has a tendency to catch on a more textured surface, it is recommended for use on smooth papers and to be handled with an extremely light and sensitive touch. However, this nib is resilient on downstrokes springing back into shape if moderate pressure is used. It has a similar feel to the Hunt 100 nib, except that it is larger, more flexible and less | 723 |
Mr Boom – the children's one man Band from the moon, arrives on planet earth in an imaginary space ship of sound and light. Over the past 18 years the space ship imagination has landed in schools, theatres, tents and fields throughout Britain and he's been spotted as far around the globe as Tokyo, Vancouver and just this century down under in Sydney, Adelaide<|fim_middle|> Scotsman. | and Melbourne.
Always game for spontaneous banter Mr Boom invokes wholehearted, uninhibited participation in his hour long musical show which sees children (and many grown ups) impersonating sea gulls and crocodiles and forming planes and trains that fly and chuff around the stage and among the audience. 'Do you fancy having a wee dance ? asks Mr Boom. The children dance in pixie rings and like planets going around the sun before waving goodbye to the musical moon man's imaginary spaceship.
he is doing something special, because the children love him. Hundreds of them recognise in his gentle playful simplicity, something of themselves, ….The | 128 |
Federal imaging proposals mesh with ACR initiatives
RADPAC, the American College of Radiology's political fundraising arm, rated among the top five health industry political action committees in<|fim_middle|> of chancellors.
ACR data show that legislation or regulation discouraging inappropriate utilization could save Medicare a minimum of $3 billion to $8 billion over 10 years, he said.
Commission member Sheila Burke sounded a note of caution during a public hearing, although she fully supports the recommendations. She said that Medicare might suddenly take over responsibilities previously handled by licensing boards and specialty societies. Burke said she didn't recall any other instance in which Medicare established by regulation specific requirements for physicians who are qualified to bill for certain kinds of activities. The Mammography Quality Standards Act, however, does authorize the FDA to enforce minimum educational and reading volume standards for physicians who interpret mammography.
The 16-member MedPAC panel recommended closing a loophole in Stark II regulations that allows physicians to invest in leasing equipment in imaging centers to which they refer patients. It also proposed extending the self-referral restrictions to freestanding nuclear medicine and PET services. The commission fell short of recommending a ban against office-based self-referral, a practice critics say is a major contributor to the 14% annual increase in Medicare outpatient imaging costs for the past two years.
The report seeks a mechanism to monitor imaging utilization, particularly of CT and MR. Physicians would be benchmarked and advised confidentially when overutilization is suspected. Improvements to Medicare's coding edits were recommended to detect unbundling and other practices that exploit coding weaknesses to inflate charges.
"Whether or not these changes are adopted by Congress, it is clear that containing utilization of diagnostic imaging is important to policymakers," said Thomas Greeson, a healthcare lawyer with Reed Smith in Falls Church, VA, and a Diagnostic Imaging columnist.
The proposals that relate to Stark II regulations can probably achieve political success easier than the others, Greeson said.
The ACR is currently working with members of Congress to seek sponsors for the recommendations. Congress could debate the issue as early as the fall.
The college can expect opposition from members of other medical societies, such as the American College of Cardiology, who use imaging in their practices. But these changes go beyond turf issues, Borgstede said.
"If radiology were approaching this as a turf battle, we'd want all the imaging to come to us. But we're saying there is inappropriate utilization, and we have a solution, and our solution is in line with the MedPAC recommendations," he said.
New Meta-Analysis Says MRI is Best Supplemental Imaging for Dense Breasts
What a New Study Reveals About MRI Use and Implantable Cardioverter Defibrillators
Abbreviated MRI and Early-Stage Hepatocellular Carcinoma: What a New Multicenter Study Reveals | terms of financial contributions last year, having bestowed nearly $1 million in the last election cycle. If this is any indication of the ACR's pull on Capitol Hill, the landscape for diagnostic imaging could look vastly different as Congress debates controversial proposals aimed at curbing the rising cost of imaging.
The Medicare Payment Advisory Commission (MedPAC) will present a report to Congress this month with six recommendations, including two that will set national quality standards for performing and interpreting outpatient diagnostic imaging covered by Medicare. These recommendations are similar to the ACR's designated physician imager (DPI) concept. Earlier this year, the college tagged the DPI as its top legislative priority for 2005.
"The MedPAC recommendations endorse our approach to the solution to this problem," said Dr. James Borgstede, chair of the ACR board | 168 |
• Robert was a return speaker for the Contact Center Association at their Social Contact Center Summit, presenting on the value of supporting smartphone<|fim_middle|> Orleans, Louisiana. Produced by ICMI, the longtime leading global provider of comprehensive resources for customer management professionals, ACCE is the premier global gathering for the contact center industry. He presented information from his latest book including his insights into the value of contact center virtualization and consolidation and his suggestions for reducing operating expense in the contact center. His presentations supported two of the learning tracks, Improving Operational Effectiveness and Strategic Leadership in Action.
• Robert presented his 25 suggestions for reducing operating expense in the contact center at the TM Forum's Management World Americas event in Orlando, Florida in November. Knowledge, education, innovation and new business opportunities is at the forefront of TM Forum Management World Americas. Its combination of A-list speakers, rich content, leading-edge technology demonstrations and networking opportunities, delivers the key to your business success and profitability. Here's the link to find more information about the event. | customer interactions in the contact center.
• Robert presented the latest customer contact and contact center technology trends at IQPC's Customer Experience Management in Telecoms Latin America Summit in Rio De Janeiro, Brazil.
• Robert presented his insights on customer contact at the International Contact Management Institute's (ICMI) Annual Call Center Exhibition (ACCE) in New | 68 |
Revenue Increased by 36.0% to a Record $404.0 Million
Earnings Release
St. Louis, MO – July 24, 2001 -- Amdocs Limited (NYSE: DOX) today reported that for the third quarter ended June 30, 2001, revenue reached $404.0 million, an increase of 36.0% over last year's third quarter. Excluding acquisition-related charges, net income increased 44.4% to $74.1 million, while earnings per share increased 43.5% to $0.33 per diluted share, compared to net income of $51.4 million, or $0.23 per diluted share, in the third quarter of fiscal 2000. The Company's as-reported net income, which includes acquisition-related charges for amortization of goodwill and purchased intangible assets and related tax effects, and in fiscal 2000 also included in-process research and development write-offs and other indirect acquisition costs, was $18.5 million, or $0.08 per diluted share, compared to a net loss of $67.2 million, or $0.31 per diluted share, in the third quarter of fiscal 2000.
Avi Naor, Chief Executive Officer of Amdocs Management Limited, noted, "We had an excellent quarter. These results continue our consistent track record of strong business performance and stable growth. We continued to expand our penetration in both the wireline and mobile sectors for both voice and IP applications. We have great stability due to our business model, which emphasizes long-term customer relationships, as well as our extensive portfolio which includes CRM, billing and order management; the variety of service alternatives we offer including licensed solutions and outsourcing projects; and the geographic diversity spanning all major global markets."
Naor continued, "We continue to be very confident moving forward. For Amdocs, the market for customer care and billing systems remains strong. With our broad product offering and complete service coverage, Amdocs is uniquely positioned to leverage its existing relationships with Tier 1 and Tier 2 carriers, the strongest players in the market. Carriers recognize that powerful customer care and billing capabilities are mission-critical for their operations, and enable them to be more competitive. This also holds for our existing customers, where we have significant ongoing support programs and additional system expansion and enhancement projects."
Naor added, "Due to the slowdown in the global communications market, we have recently experienced a lengthening in our sales cycle, which means that it may take us longer to close deals for new business. Nonetheless, our future outlook is very positive. We continue to have a strong pipeline, and our visibility remains high. With our leading position among the top tier communications carriers, together with our long-term customer relationships, solutions-based business model and diverse product portfolio, our future business prospects remain strong in the current market."
Amdocs is the world's leading provider of CRM, billing and order management systems for the communications industry. Amdocs has an unparalleled success record in project delivery of its mission-critical products. With human resources of over 8,450 information systems professionals, Amdocs supports a global customer base. For more information visit our Web site at www.amdocs.com.
Amdocs will host a conference call on July 24 at 5 p.m. Eastern Day<|fim_middle|> including in our Form 6-K filed on May 10, 2001 and in our Form 20-F/A filed on April 3,2001.
Treasurer and Director of Investor Relations | light Time to discuss the Company's third quarter results. The call will be carried live on the Internet via www.vcall.com and the Amdocs website, www.amdocs.com.
This press release may contain forward-looking statements as defined under the Securities Act of 1933, as amended, including statements about Amdocs' growth and business results in future quarters. Although we believe the expectations reflected in such forward-looking statements are based upon reasonable assumptions, we can give no assurance that our expectations will be obtained or that any deviations will not be material. Such statements involve risks and uncertainties that may cause future results to differ from those anticipated. These risks include, but are not limited to, the effects of general economic conditions, Amdocs' ability to grow in the mobile, wireline and IP business segments, adverse effects of market competition, rapid technological shifts that may render the company's products and services obsolete, potential loss of a major customer, and risks associated with operating businesses in the international market. These and other risks are discussed at greater length in the company's filings with the Securities and Exchange Commission, | 224 |
While this application was still pending, Hayden made another distinct improvement, not in the interior arrangements of the elongated trunk, but in the form of the trunk. This improvement consisted in increasing, towards the rear and of the trunk, that part of its area above the screen (which divided it horizontally into two distinct parts), so that as the air moved through the trunk towards its rear, the space for its passage being enlarged, the air would gradually move more slowly.
Hayden desired, apparently, to claim this new improvement in the form of the trunk, both separately, and in combination with his other improvements in the interior arrangements of the trunk, as to which his application was then pending. Accordingly, in November, 1855, he filed his application for a patent, and on the 17th day of March, 1857, letters were issued to him, in the specification whereof he claims the improvement in the form of the trunk, both separately, and in combination with his improvements in the interior arrangements of the trunk; but he made no claim in this specification to his improvements in the interior arrangements of the trunk.
It did not appear that Hayden was guilty of any laches, or was in any default in reference to the delay of the commissioner to act on his first application for a patent for improvements in the interior arrangements of the trunk made in December, 1854. For some cause, however, the commissioner had not acted on that application down till June, 1857; and in that month Hayden made another application for a patent, for what the judge at the trial, at the request of the defendants, ruled to be the same improvements, previously applied for in December, 1854; and upon this second application a patent was granted, bearing date December 1, 1857.
Hayden having sued the Suffolk Manufacturing Company, in the Massachusetts District, for infringement of this last-mentioned patent, the defendants' counsel at the trial, requested the judge to rule that the patent was void, because the improvements in the interior arrangements of the trunk, which were<|fim_middle|> estimate of damages.
Messrs. Caleb Cushing and Causten Browne, for the Suffolk Company, plaintiff in error.
^* The Chief Justice and Davis, J., not having set, being out of town. | described and claimed in it, being also described and not claimed in the patent of the 17th of March, were by the legal operation of the last-mentioned patent surrendered to the public use.
The judge refused so to rule, and on error this refusal raised here the first question; the counsel for the Suffolk Company taking the same position here as below.
It appeared that no sales had been made of the patent-right by the plaintiff, or of licenses for the use of it, so as to establish a patent or license-fee as a criterion by which to ascertain the measure of damages. The court below accordingly permitted evidence, after objection, as to the uses and advantages of this improvement over the previous methods of cleaning cotton. And an expert testified that the results were-a more thorough cleaning of the cotton, the saving of all the good fibres, less damage to the staple, the freeing of the room from dust, and the machinery from dust, dirt, and sand; the keeping of the machinery in better order at loss cost, and dispensing with one grinder of the cards in consequence of the diminution of dirt and sand, expelling fine dust and dirt not before got out, less breakage of the yarns, &c.
There was, also, evidence of the amount of cotton that had been cleaned at the defendants' mills by the plaintiff's improvement within the period for which the damages were claimed.
The jury having found for the plaintiff and damages $1774, the charge as above given was assigned by the defendant for error; and made a second question in this court; the counsel for the defendants arguing that the court in the instructions quoted gave a latitude to the jury in the estimate of damages beyond that of the use or value of the improvements comprised in the patent in question; that they might take into view the improvements on the patent of the 17th March, 1857; and arguing also that the value of the improvement was not a proper matter for the jury to consider when making their | 411 |
In the song that is the title of this post there is a line that says "Do one thing everyday that scares you". It was a one hit wonder(you may remember the song) and that line has stuck with me. Over the next little while posting on the this blog is going to be that"one thing" that scares me.
At the beginning of the year I was lucky enough to go to the International Conference on Thinking in Wellington, New Zealand. I'm coming up 7 years teaching at my current school and the conference was the breath of fresh air that I needed. Over the year ahead I'll share some of my ideas and understanding from my teaching practice.
As an Art teacher I felt very empowered at ICOT2013. A lot of the philosophies on thinking/teaching/learning were connected to the creative processes used in the Arts. I was taken by how many primary schools were there. We, High School teachers, had better get our acts together! We have a wonderful assessment tool in NCEA that can be used to create unique and relevant learning experiences for the young people of New Zealand. We need to shake off the shackles of last centuries education system and get creative. Here are a couple of tools I'm starting to use.
Evernote: I discovered Evernote at the beginning of last year and quickly saw it as a way to document my students artworks as they progress through the year levels in my Art room. The ease at which I can photograph and upload to a students notebook and then share with parents and other staff is fast making it an invaluable tool in my teaching practice. At ICOT2013 Ewan McIntosh ran a workshop on using Evernote as a formative assessment tool. He used a free Evernote account that the whole class used. Students had a notebook each and made reflection notes on what they had learned that day. I'm doing something similar in my classes this year and basing my reflection<|fim_middle|>3 you have so many things buzzing around in your head. How do I give back to my school for such an investment? I'm still working on that, seeing what sticks in my head and practice, waiting for the dust to settle. I share most of my favourite tweets with staff. I don't want to do one of those boring Powerpoints that formal PD can be full of. Maybe this blog is the start of something. | questions from a blog post by Hadley Ferguson on "Ungrading Students"
Twitter: I must confess that I spent a good chunk of my first workshop at ICOT signing up to twitter. Before the conference I saw twitter as a waste of time, a place where you stalked your favourite celebrity. How wrong I was! The ideas that educators are sharing and discussing on twitter is amence. One post talked about Formal and Informal PD. Most of us yawn at the thought of formal PD. "If I can just get one little thing to use I'll be happy" we say. For me informal PD is where the real learning for my teaching practice takes place. I find out and learn about what is relevant to me and my teaching. Hhmmm that sounds familiar! Sounds like what the students want. If your still reading check out this blog post by Luke Dyer on "How twitter made me a new teacher".
When you come back from a conference like ICOT201 | 201 |
Aha moments
Philosophy professor William Irvine authors book on world-changing insights
Latest book by Wright State philosophy professor William Irvine examines moments of insight that shape the world. (Photos by Will Jones)
Albert Einstein had one during a chat with a friend. Composer Gustav Mahler had one when the oars of his boat touched the water on a lake. Nobel Prize-winning physicist Richard Feynman had<|fim_middle|> logic and on the philosophy of physical science.
"I have no plans to retire because I'm having too much fun," he says.
Irvine's book on aha moments involved extensive research.
"The book is about the role insights play in your life and more significantly the role they played in human history," he said. "If you take human history and erase the aha moments, we would all still be living primitive lives, with no technology, no art and no religion."
« More from Religion, Philosophy, and Classics | one when he was walking the beach.
These history-making figures all had so-called "aha moments," sudden lightning bolts of insight that led to great ideas.
Wright State University philosophy professor William Irvine has chronicled and analyzed those aha moments in his new book, "Aha! The Moments of Insight that Shape Our World."
"When you have these aha moments, it's like being at a magic show," said Irvine. "You've got a front-row seat and you yourself are the magician, astonishing yourself by pulling rabbits out of a hat. We all have these moments."
Irvine says aha moments can take the form of religious insights ("the most dramatic of which is when God talks to you"), moral insights or scientific and artistic insights.
"You have to work consciously and very hard for an aha moment to come," he said. "That's the only way you can get your unconscious mind involved. And when the aha moment comes, that's where it's coming from, your unconscious mind."
The aha moments experienced by artists are usually less dramatic than those experienced by mathematicians and scientists. As a result of having these moments, painters will change their plan for a painting and writers will alter the structure of their work.
Some of the biggest aha moments occur when the person is doing or thinking about something else entirely.
"It's when you quit working, that the real work begins," Irvine said. "One theory about how this happens is that your conscious mind is rule-bound, but your unconscious mind doesn't play by the rules, so it has no problem coming up with radical ideas."
Aha moments can't be forced. There isn't some trick you can do to trigger them. But devote enough conscious effort to solving a problem and you might, if you are lucky, be rewarded with an aha moment.
Sometimes, you don't even realize you've had an aha moment.
Mathematical physicist Roger Penrose, who did some of the work that supported the existence of black holes in outer space, was walking across the street in London with a companion.
"Halfway across the street Penrose suddenly felt happy," said Irvine. "When he thought about that moment later in the day, it dawned on him that he had the insight that he needed to prove the theorem he was trying to prove — except that he wasn't quite sure what the insight was. It took a few hours of effort for him to figure it out."
William Irvine considers himself a 21st century Stoic who tries to avoid needless anxiety, enjoy the world around him and remain optimistic in the face of setbacks.
Irvine spent much of his boyhood in Montana and Nevada, the son of an engineer who oversaw the installation of equipment in mines. He became interested in philosophy as a high school senior in Yerington, Nevada, after reading Henry David Thoreau's "Walden" and the autobiography of British philosopher Bertrand Russell.
"I went off to college convinced that I wanted to be a philosopher — that trying to reason my way through life would be an interesting way to live," said Irvine.
He got his bachelor's degrees in philosophy and math from the University of Michigan and his master's and Ph.D. in philosophy from UCLA, where he wrote his dissertation on phenomenalism, the view that physical objects exist only as perceptual phenomena or sensory stimuli.
Irvine went on to teach philosophy as an adjunct at California State University, Los Angeles; Pacific Lutheran University; the University of Cincinnati; and in 1983 at Wright State, a job that led to a tenure-track position.
"Wright State has been a good home for me," he said. "In particular, it has been very supportive of the turn my research has taken in the last decade, away from traditional philosophical questions and toward questions that arise on the border between philosophy and other disciplines."
Irvine has written eight books, including "On Desire: Why We Want What We Want," "A Guide to the Good Life: The Ancient Art of Stoic Joy" and "A Slap in the Face: Why Insults Hurt — And Why They Shouldn't."
He is proudest of his book on the Stoics, which is still selling strong and generating reader response seven years after publication.
"All I did was introduce the ancient Stoic philosophers to a modern audience," he said. "Stoicism tells us what in life is of greatest value and provides us with a strategy for achieving it. It also teaches us to appreciate what we've got."
Irvine considers himself a 21st century Stoic. As such, his goals are to avoid needless anxiety, to enjoy the world around him and to remain optimistic in the face of setbacks.
That becomes evident in conversations with the white-bearded, 63-year-old professor, who has a twinkle in his eye and a sense of humor that often leads him to poke fun at himself. He is currently teaching courses on | 1,008 |
Flu Shots in the Firehouse
How to Survive Our Doctor Shortage
Welcome to The Laboratory, an occastional New Republic series where we celebrate policy solutions that should be getting far more attention than they've gotten so far.
We imagine firefighters charging into burning buildings, not swabbing for strep throat. But we're going to have to expand our thinking. With the country growing older and 30 million more people getting health insurance from Obamacare, we're facing a severe shortfall of primary care providers. At the same time, fire incidence in the United States has been at historic lows, thanks to improved prevention. Firefighters—<|fim_middle|>iscoe, the director of the county's health care services agency, has proposed creating firehouse clinics staffed full time by rescue workers and outside health professionals. The clinics would serve as "portals" to the county health system, introducing residents with chronic disease like diabetes, asthma, and hypertension to the facilities and services they need to keep them from getting sicker. The plan awaits final approval, but a similar program has been underway in Colorado Springs, Colorado, for about a year. Officials there hope that, by providing basic care and promoting prevention, the fire department might actually reduce the volume of 911 calls–particularly from severely ill people who end up in emergency rooms several times a month. Not a bad play in an age of austerity.
Public Health, Medicine, Flu, Oakland, Health Care, Health, The Laboratory | most of whom have basic medical training—already respond to more calls for health emergencies than for fires, anyway. So let's turn firehouses into walk-in medical clinics.
In fact, it's already happening. During the H1N1 scare, firefighters in Alameda County, California, provided immunizations, helping to make sure the low-income, uninsured people living in and around Oakland were protected from the disease. It worked out so well that Alex Br | 91 |
The Milwaukee Brewers improved to 4-1 in Cactus League play with a 7-6 win over the Cleveland Indians on Monday at Maryvale Baseball Park.
Hernan Perez drove in his fourth and fifth runs over the last two days and catcher Jacob Nottingham homered in the victory.
Junior Guerra got the start and allowed a run on three hits with a strikeout. Brent Suter, who is vying for a spot in the Brewers starting rotation, pitched a scoreless inning. Suter didn't allow a hit and struck out a batter.
Ernesto Frieri and Jon Perrin each struck out three in their innings of work.
Ryan Braun made his first start of the spring and it came in left field. He singled and walked before he was removed for the day. Manager Craig Counsell said earlier in the day that Braun would make his first start at first base on Wednesday when the Brewers take on the Giants.
The Brewers had 11 hits in all. They'll face the Cincinnati Reds in Cactus league action today.
The Milwaukee Brewers released their 2018 Spring Training schedule on Monday. It features 33 games, including a pair of games at Minute Maid Park against the World Series Champion Houston Astros.
The Brewers will open Cactus League play on Friday, Feb. 23 with split-squad games against the NL Central Division champion Chicago Cubs at Maryvale Baseball Park and the San Francisco Giants in Scottsdale.
The final home game at Maryvale will be Thursday, March 22, against Kansas City.
The Milwaukee Brewers split a pair of exhibition games on Monday, beating the Angels of Anaheim 4-3 and falling 3-2 to the Arizona Diamondbacks.
The Brewers beat the Angels in walk-off fashion as Yadiel Rivera and Jacob Nottingham hit back-to-back homers off Angels' reliever Deolis Guerra in the ninth<|fim_middle|> sooner.
Davis hit 27 home runs for the Brewers last season, but he was a liability in left field, mostly because of his poor arm strength.
The Brewers also signed right-handed reliever Blaine Boyer to a minor-league deal with an invitation to major-league camp. Boyer made 68 appearances in relief for Minnesota in 2015. He finished with a 3-6 record and a 2.49 ERA. | inning.
In the Brewers loss to the Diamondbacks, prospect Josh Hader had a solid start for Milwaukee, as he gave up one hit in three shut-out innings.
Earlier in the day, right-hander Wily Peralta was named the Brewers' Opening Day starter against San Francisco on April 4th, something Peralta called a "dream come true".
The Milwaukee Brewers continue their rebuild by sending another veteran packing for prospects. The latest to change addresses on Friday is starting leftfielder Khris Davis. He was sent to the Oakland A's for a couple of prospects, catcher Jacob Nottingham and right-handed pitcher Bubba Derby.
The move clears left field for Domingo Santana, a young budding prospect acquired by the Brewers last season in a trade with the Houston Astros. In 38 games last season, Santana saw his average fade to .231 with six homers and 18 RBI. But he is still considered a solid corner outfielder with a strong arm.
Nottingham gives the Brewers a solid catching prospect in their system, something they had lacked previously. Top catcher Jonathan Lucroy will likely be traded at some point this season if not | 237 |
Obituary: Ruby Gene Dicks
Published: Jan. 12, 2021 at 4:00 PM EST
Ruby Gene Dicks, 93, of Parkersburg died January 11, 2021 at her residence. She was born on March 27, 1927 in New Milton, Doddridge County, WV and was the daughter of the late Guy and Emma Murl Kelley.
She was a homemaker and worked in various positions during her life with O'Ames during WWII and part time with Kinney's shoe store. She also did book keeping for their auto parts businesses, as a Bowe's distributor and for West Virginia Pioneer, where they received awards for the Musky lures they made. She was also a Methodist by faith attending various churches.
Ruby is survived by three children, Alan (Linda) Dicks of Whitesburg, KY, Elizabeth (Edward) Galland of Walker, WV, Michael (Rebecca) Dicks of Walker, WV; four grandsons, JC (Kim) Dicks, Kenneth Galland, Stephen (Valerie) Dicks, Daniel (Stephanie) D<|fim_middle|>"
Obituary: Robert W. Nottingham
Obituary: Gary E. Burton
Obituary: William "Sam" Delmur Sadler | icks; granddaughter, Sara Beth Dicks; great grandchildren, Matthew and Mason Dicks, Chloe, Avrielle, Bailey and Emma Dicks; one brother, David Kelley of New Milton, WV; and several nieces and nephews.
In addition to her parents, she was preceded in death by her husband Jay Carl Dicks; infant son Sydney Wayne Dicks; granddaughter Stephanie Jill Galland; two brothers, Blaine and Keith Kelley; two sisters, Annabelle Burbridge and Mary Smith.
The family would like to thank Amedisys Hospice, Affordable In-Home Care and Marie Vanfossen, friend and caregiver, for all the special care given.
Funeral services will be Thursday 11:00 am at Leavitt Funeral Home, Parkersburg with Pastor Ed Sprout officiating.
Burial will follow at Middle Island Seventh Day Baptist Cemetery, New Milton, WV.
Visitation will be held Thursday 10-11 am at the funeral home.
Memorial Contributions can be made to the Alzheimer's Association,
Online condolences may be sent to the family at www.LeavittFuneralHome.com
Copyright 2021 WTAP. All rights reserved.
Obituary: Shirley Jean Koenig
Obituary: Margaret B. Wilson
Obituary: Denise Lynn Parsons
Obituary: Betty Jean Donahue
Obituary: Charles "Dale" Martin
Obituary: Ruth Ann Masten
Obituary: Ruth Ellen Bell (Dye)
Obituary: James S. Nicola "Nick | 324 |
As for Michael's own review, I don't want to pick on someone who has barely earned his first theological degree. So let's just tidy up a few things.
…as Jesus frequently made clear. Despite Michael's suggestion that hell is a subject we're well rid of, with "voluntary goodness…far more synchronized with the original teachings of Christ," the Gospels record Jesus speaking about hell more than anyone else in the Bible. Perhaps we should take it seriously after all.
At the end, however, Michael gets right what really matters. He quotes Villiers's saying, "Hell is just a state of mind, a radical separation from god [sic]" and replies, "This idea I like." Well, "just a state of mind" can be left aside as a vacuity, but "radical separation from God" is exactly what hell is.
Hell is the logical termination point of a life lived on an arc away from God. God doesn't have to send anyone to hell. We are either on the path of life or we're not. God is the source of all that is good in the cosmos, so the final<|fim_middle|> darkness to depict it. So, no, hell isn't a Gary Larson cartoon, or a Hieronymus Bosch painting, of naked people getting punctured or eaten by demons.
And taking that so seriously that you try to help other people avoid it is the very definition of love. | situation is binary. Either you're connected with the life-support system that is God, or you're free to do the only thing left to you to do: suffer and die.
Christianity offers the good news that Jesus Christ suffered and died in our place. If we re-connect our life with his, we will find him to be what he said he is: the Way, the Truth, and the Life (John 14:6). But if we don't avail ourselves of his lifesaving offer, we end up where we cannot but end up: bereft of all that is good.
Michael understandably is unhappy with the history of Christians trying to scare people into conversion. Avoiding disaster isn't at the gospel's heart: embracing Love is.
But that loving embrace is the alternative to a horrific end, a destiny so awful that the ancients used the horribly appropriate images of fire and | 180 |
Dubai Financial Services Authority To launch Cyber Threat Intelligence Platform
Whitepapers BCyber todayJanuary 7, 2020 16
The Dubai Financial Services Authority (DFSA) is launching a Cyber Threat Intelligence Platform (Platform) to help firms in the Dubai International Financial Centre (DIFC) implement appropriate safeguards to mitigate against cyber risks. The Platform is a result of ongoing cooperation and collaboration with the Dubai Electronic Security Centre (DESC), the National Computer Emergency Response Team (aeCERT) and the Computer Incident Response Center Luxembourg (CIRCL). Leading international experts, including HelpAG, Kaspersky, Palo Alto Networks, Cofense, and Recorded Future are participating in this initiative and contributing to the Platform.
The DFSA will host a launch event, where the platform is scheduled to go live, in January 2020. The Platform is the first regulator-led cyber threat intelligence platform in the region and will be operated and managed in coordination with Help AG. The Platform provides cyber threat intelligence, not only to the DFSA but to the entire DIFC, creating a cyber-intelligence community and ecosystem accessible to all DIFC businesses regardless of size or ability with the potential to include the wider business community.
Bryan Stirewalt, Chief Executive Officer of DFSA, said, "The Platform is designed to strengthen the cyber security environment in the DIFC, with an overarching aim of facilitating businesses in their cyber defences, in a more efficient and coherent manner. It is reflective of the importance of public-private partnerships in combating non-traditional and non-financial risks like cyber security. Many non-financial and non-traditional risks will factor in our operating Business Plan for 2020 and beyond."
Waleed Al Awadhi, Chief Operating Officer of the DFSA, said: "The DFSA takes cyber security seriously and is increasing its focus on cyber risk. This initiative is part of a broader DFSA strategy to increase cyber threat awareness and improve cyber resilience in the DIFC, and is aligned with His Highness Sheikh Mohammed bin Rashid Al Maktoum, Vice President and Prime Minister of the UAE and Ruler of Dubai's UAE National Cybersecurity Strategy and the Dubai Cyber Security Strategy, both of which aim to strengthen the position of Dubai and the United Arab Emirates as a world leader in innovation, safety, and security. The DFSA also has a number of initiatives currently underway including the adoption of disruptive technologies such as Artificial Intelligence and Machine Learning."
The DFSA views cyber risk as an issue that impacts all businesses and requires an open dialogue and cooperation between industry participants. Cyber attacks are increasing in frequency and sophistication, and firms generally have a reactive approach to threats. The information shared on the Platform is intended to assist businesses in the DIFC in detecting and preventing cyberattacks.
The Platform is a major milestone in mitigating cyber risk proactively and will benefit the broader DIFC community by creating an ecosystem for information sharing and enriched cyber threat intelligence to help detect and mitigate cyber risks.
PSA: Phishing Call Scams Targeting At DBS And POSB Customers
DBS And POSB Customers: Beware Of<|fim_middle|>017 Features Huge Demonstration of Support for Cyber Threat Intelligence, Encryption, and Cryptography Standards as 24 OASIS Member Companies Collaborate | OASIS | Phishing Calls Since the start of the year, there is an increasing number of Singaporeans falling victim to phishing call scams. "Still wondering why ...
todayAugust 9, 2020
Whitepapers BCyber
Why not think outside the box on cyber security?
todayMay 23, 2020
RSA 2 | 72 |
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I have now departed for ShepparCon, so no new orders for collection. See you there, & please, join me for a game!
Santiago de Cuba ($80.00)
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From Around 50 minutes For 2 to 4 players aged from 10 years
BoardGameGeek Number: 104347 InPrint (In Stock: 0)
Welcome to Santiago, the second largest city in Cuba, home of legendary rum and birthplace of the revolution! The chaotic streets hum with the sounds of bustling crowds and busy commerce. Cargo ships constantly arrive and depart from the port. Demand is continuous, if unpredictable, for a supply of local products such as exotic fruits, sugar, rum, tobacco, and cigars.
In Santiago de Cuba, your business card says "broker", but in reality you're a shady wheeler-dealer who arranges deals with the locals and with corruptible officials to move goods and meet the demand of those ever-present cargo ships – and your ability to procure these goods is only as reliable as your "connections".
At the start of the game, nine locals – the Cubans – are randomly arranged on a path around Santiago, with the port being the tenth location on the circuit. Each Cuban has a different ability: e.g., give a player two tobacco, give a player a good of his choice, force opponents to give you something, give money or victory points (VPs), and seize a building or<|fim_middle|> the players earn 1 VP for every three goods still on hand, then tally their VPs. The player with the most VPs wins, with ties broken by goods remaining, then money.
Each game poses new tactical challenges for the players, thanks to ever-changing combinations of buildings, Cuban inhabitants and demand for goods.
(c)Unhalfbricking Games 2003-2019 | allow a player to use a previously seized building. What are these buildings? At the start of the game, twelve buildings are randomly placed on the game board in four color-coded groups (white, yellow, etc.) of three. As with the Cubans, these buildings give players a special ability when used: convert tobacco to cigars, change VPs to money or vica versa, increase the value of goods delivered to the ship, render a Cuban inactive for the next round, and so on.
Players will deliver goods to seven ships throughout the course of the game. The demand for each ship is determined via a die roll; the active player rolls five dice – one for each type of good – then chooses four of the values rolled to represent demand for goods of the same color as the die.
All players share a car and travel around the island together. On a turn, the active player can move the car to the next location on the path (whether Cuban or port) for free, or pay one peso for each spot moved beyond that. After taking a Cuban action, the player then must move his player piece to a building of the same color as the flower on that Cuban. If he takes an action in a building owned by someone else, that player earns 1 VP. (One Cuban allows a player to use the same building where his piece is currently located.)
If a player moves to port, players take turns delivering all goods of one type to the ship to meet demand, adjusting the demand dice as needed. A player earns 2-4 VP for each good delivered; a player doesn't have to deliver goods. If the ship's demand isn't met after everyone delivers or passes, the VP bounty per good is increased by one and the ship remains in place – unless the value was already at 4 VP, in which case the ship sails. In this case, or when all the demand is met, a new ship comes into port with new demand values.
After seven ships have sailed, | 404 |
At Bertrum House we are rare in our commitment to maintaining a high proportion of qualified Early Years teachers and<|fim_middle|> use imaginative, creative ideas to plan activities that will motivate young children to learn as they play. | Teaching Assistants in our nursery. We support our team in their professional development and encourage staff to develop their individual skills and interests. This wealth of knowledge and experience translates into careful planning of activities to ensure that the children are prepared for their transition to full time education.
All of our fabulous staff are trained in Early Years and have an in-depth understanding of child development and learning. They are committed to providing an exciting learning experience for all our children.
We pride ourselves on building strong, positive relationships with our families and understand the importance of the Bertrum House community. The children benefit from a truly coordinated and responsive partnership between home and the nursery.
We understand that children learn best in an environment where they are excited and engaged. Our teachers | 147 |
Home > Start or grow your business > Legal and regulatory
When starting and running a business there are certain legal and regulatory rules you would need to abide by, some applicable to all businesses and others depend on the nature of your business. It is important to do your research to ensure you are compliant with all your responsibilities.
The Growth Hub works in partnership with the Better Business for All (BBFA) initiative which brings together regulatory bodies in the Heart of the South West area. This short video explains the benefits of the partnership for businesses in Devon and Somerset.
Alternatively 'Get in Touch' with the Growth Hub team who can provide you with information on the legal and regulatory requirements for most business types via our 'request a factsheet' service.
Registering a new business as a Sole Trader or Partnership
Registering a new business as a sole trader or ordinary partnership you must contact HM Revenue & Customs (HMRC)
>> www.gov.uk/government/organisations/hm-revenue-customs
Incorporating your Private Ltd Company, LLP or CIC - a must!
When starting up, private limited companies (whether limited by shares or guarantee), limited liability partnerships (LLPs) and Community Interest Companies (CICs) must first be incorporated (or registered as a legal entity) with Companies House
>> www.gov.uk/government/organisations/companies-house
Registering for VAT
If you need to register for VAT or find more information visit
>> www.gov.uk/vat<|fim_middle|> need of help to develop their ideas to start trading
Devon and Somerset Fire and Rescue Service
Advice to businesses to assist with addressing all matters to fire safety. Primarily to ensure compliance with fire safety legislation, and achieve this with a minimum of fuss and cost.
PATLIB UK - Intellectual Property Information Centre
Plymouth PatLib is based in Plymouth Central Library and is part of a national network of Intellectual Property (IP) Information Centres supported by the Intellectual Property Office. (IPO)
HMRC | Self-Employed Business Expenses
Companies House | Choosing the Right Legal Structure - Sole Trader vs Limited Company
HMRC - How to complete your online tax return
How to register for Self Assessment Online and complete your tax return.
Contact the Growth Hub team to find out about support available locally.
The Heart of the South West Growth Hub service is funded by the Department for Business, Energy and Industrial Strategy. Plymouth City Council are the Managing Authority on behalf of Heart of the South West Local Enterprise Partnership.
Somerset County Council is the Accountable Body and the Data Controller for the Heart of the South West Growth Hub Service which is delivered by Serco.
Please see Somerset County Council's Privacy policy for information about how your data is used and stored by visiting Somerset County Councils website: http://www.somerset.gov.uk/accessing-our-information/privacy-policy/
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The Health and Safety Executive (HSE) has developed a range of tools and guidance to help small and medium sized businesses understand health and safety.
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Relocating to the Heart of the South West area | -registration/overview
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The Information Commissioner's Office (ICO) is an independent authority concerned with information rights and data privacy, which provides information and guidance on privacy and electronic communication.
>> https://ico.org.uk
You can also view our extensive GDPR for business resource page:
>> www.heartofswgrowthhub.co.uk/start-grow-business/gdpr-for-businesses/
Legal resources for business
Law Donut – a legal resource for your business
>> https://www.lawdonut.co.uk/business/
To find out how the Growth Hub can help your business, contact our team today on 03456 047 047 or use our online form
Heart of the South West Scale-Up Programme
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Devon & Somerset Trading Standards
Trading Standards is there to advise businesses on what they need to do to comply with legislation, whether it's on how to deal with age-restricted products or any other area of trading law. Trading Standards isn't just about trying to catch businesses out when they get something wrong, it's about helping you get it right the first time.
HMRC provide online support for starting or running a business around topics such as business tax, self-assessment, business expenses and record keeping. Support options include webinars (online presentations), e-learning, YouTube videos and factsheets.
Start Up and Grow
Business support for pre-start businesses offering up to 12 hours assistance. Supporting businesses to start trading, create employment and develop their product offering.
Enhance Social Enterprise - Heart of the South West
Existing social enterprises will be supported to develop and launch new products and services as well as entering new markets. There will also be support for voluntary and community sector groups that want to transition into trading social enterprises as well as budding social entrepreneurs in | 386 |
Which treatments can help you get rid of Cellulite?
Home » Style & Beauty » How to get rid of cellulite – the nice way!
How to get rid of cellulite – the nice way!
If there's one thing about being a woman I dislike more than period pain, it's cellulite. Although I'm comforted by stats that say 85 percent of my fellow females also have dimpled areas, that doesn't make looking at mine a nicer experience. To<|fim_middle|> Exilis Ultra uses ultrasound and radio frequency therapy to tighten skin and reduce cellulite. Using a probe that is applied to your problem areas, it uses a heating and cooling technique that treats the body at various depths. The energy safely penetrates into even the most stubborn of fatty areas under your skin to safely break them down. Your therapist will control the temperature to make sure you're comfortable at all points throughout the treatment.
Want more? See our style & beauty section!
Why is collagen so important?
Looking for an anti-ageing treatment? | add insult to injury, it's not even a problem the men in our lives have to experience. This is because a) their skin is thicker and b) their collagen fibres are arranged horizontally rather than ours which are positioned vertically. Go figure.
The fact is feeling self-conscious about our lumps and bumps can be a confidence-knocker. This is even more true in Singapore where you need to wear less clothing to avoid melting in the heat, or you may need to get into swimwear at a moment's notice (read: kids' pool parties or a spontaneous Tanjong Beach Club session).
Sadly, there's not much that creams and moisturisers can do to get rid of cellulite, and even if you're doing everything else right — eating clean, drinking less alcohol and doing regular exercise — it still may not budge. That, my friend, is when you need to call in the experts. More specifically, book yourself in for a targeted cellulite treatment to treat your skin from deep within. Thankfully, if you find surgery or needles scary, there are a number of non-invasive cellulite and fat-reduction options in Singapore that will smooth out your lumpy areas.
One of the most effective ways to treat orange peel skin is the BTL Exilis Ultra with Acoustic Shockwave therapy. Combined together, the result is much smoother skin without downtime or surgery. What's more, they not only fight cellulite but also tighten up and improve the elasticity of your skin.
First up, the BTL X-Wave machine delivers high-energy vibrations down into soft tissues below the skin to loosen and break down fatty deposits, which is what causes cellulite's unsightly lumpy appearance. Once these tissues have been broken down, they're removed from the body via your lymphatic system as toxins and fluids. This technology also helps with collagen regeneration. New collagen is formed when the vibrations break the fat down, resulting in a stronger barrier that reduces your risk of developing cellulite. You'll see the best results with four sessions.
BTL | 414 |
The JEIDA memory card standard is a popular memory card standard at the beginning of memory cards appearing on portable computers. JEIDA cards could be used to expand system memory or as a solid-state storage drive.
History
Before the advent of the JEIDA standard, laptops had proprietary cards that were not interoperable with other manufacturers laptops, other laptop lines, or even other models in the same line. The establishment of the JEIDA interface and cards across Japanese portables provoked a response from the US government, through SEMATECH, and thus PCMCIA was born. PCMCIA and JE<|fim_middle|>
External links
IC DRAM Card - Thinkwiki.org
Computer buses
Motherboard | IDA worked to solve this rift between the two competing standards, and merged into JEIDA 4.1 or PCMCIA 2.0 in 1991.
Usage
The JEIDA memory card was used in earlier ThinkPad models, where IBM branded them as IC DRAM Cards.
The interface has also been used for SRAM cards.
Versions
Version 1.0 is an 88-pin memory card. It has 2 rows of pin holes which are shifted against each other by half the pin spacing. The card is 3.3mm thick.
Version 2.0 is only mechanically compatible with the Version 1.0 card. Version 1.0 cards fail in devices designed for Version 2.0.
Version 3 is a 68-pin memory card. It is also used in the Neo Geo.
Version 4.0 corresponds with 68-pin PCMCIA 1.0 (1990).
Version 4.1 unified the PCMCIA and JEIDA standards as PCMCIA 2.0. v4.1 is the 16-bit PC Card standard that defines Type I, II, III, and IV card sizes.
Version 4.2 is the PCMCIA 2.1 standard, and introduced CardBus' 32-bit interface in an almost physically identical casing.
See also
Japan Electronic Industries Development Association
Japan Electronics and Information Technology Industries Association
Personal Computer Memory Card International Association
Compact Flash
References | 309 |
If you can't check out these places in person, you can at least visit them virtually—no flights or road trips required.
Learn where we've been by taking a look around the stunning exhibits at this Smithsonian museum in the nation<|fim_middle|> Jordan starts at Al Khazneh, the stunning temple carved into a sandstone cliff. Fans of Indiana Jones will instantly recognize it as the location where Indy chose wisely. Drag the mouse around to get a full view of your surroundings.
Click on one of the four Street View options to take a look around this ancient stone, uh, calendar? Jungle gym? Graveyard? Whatever it is, it's interesting.
If you can't make it to New York City, you can pay your respects in the meantime by taking the virtual tour here.
Survey the awe-inspiring achievement of the Great Pyramids at Giza from above. | 's capital.
This look at the the famous Indian mausoleum is one of several Airpano flying 360 tours on this list.
The U.S. Capitol was completed in 1800, but it still seems to be in a constant state of construction. This virtual tour is a great way to see the landmark, and it's always scaffolding-free.
Getting to the top of the iconic Parisian landmark has never been so simple. Click on the different vantage points at the bottom of the page to get a killer view—then click on numbered buildings in the distance to learn more.
From this page you can choose several different areas of the world-famous museum to explore.
This page on the Vatican's website allows you to click on any of several different locations and quickly go inside for a look around. Make sure your computer is muted if you don't want to hear music.
One place the tour of the Vatican doesn't include is the Sistine Chapel. Click here and look skyward to see Michelangelo's handiwork.
Get your kicks on Google Street View of Route 66.
Are you not entertained? You will be as you click around this virtual tour of this ancient arena.
This one isn't a full 360-degree experience, but it still allows you to click on different levels and rooms of the Executive Mansion to learn more and watch videos about them.
This aerial tour of Petra, | 292 |
karuna fundraisers
Launch of Karuna USA! Live Event, November 6
On Tue, 19 October, 2021 - 22:12
Ananta
We are delighted to announce the launch of Karuna USA!
Live launch: November 6th: 1-3pm EDT | 10am-12pm PDT | 11am-1pm México | 5-7pm IE & UK | 6-8pm<|fim_middle|>na India
Log in or register to take part in this conversation | Europe
Karuna USA has been established by Triratna sangha members based in the United States as a sister entity to Karuna UK and Karuna Germany. We are grateful to Karuna UK's Trustees and Team for their invaluable support.
Sharing similar missions and values to our European sisters, our key aim is to mobilize resources in support of marginalized people in South Asia and the United States, helping them to live full lives and access greater opportunities to fulfil their potential.
That's right, as well as supporting work in India, Nepal and Bangladesh, we also aim to support people within the United States itself. Here, as we all know, many communities face discrimination or exclusion that traps them in poverty, subjects them to injustice, and restricts them from living their lives with full agency. Our aim through 2021-22 is to identify where the Karuna approach can make the most difference.
Visit Karuna USA to find out more about our work
We have a launch event planned on November 6th. We will share some of the incredible work that Karuna does, and we invite you to explore with us the relevance and possible focus of our approach within the United States.
Find out more and register for free for our launch event!
Karuna, Karuna USA, karuna trust, usa, america, nepal, India, Fundraising, Trirat | 281 |
Ready for immediate occupancy! Three bedroom colonial on quiet street in fantastic Malletts Bay location. This Colchester home is located across the street from the town bike path and less than 5 minutes to The Rosset<|fim_middle|> and entertaining. Improvements over the last 10 years include new roof, furnace, siding and windows. Newer septic system - recently inspected! Large crawl space with plenty of room for storage! Attached 1.5 car garage plus extra-wide driveway for parking multiple cars. Fantastic location near restaurants, shopping, town parks, drive-in movie theater and elementary school, yet just minutes to downtown Burlington and a short drive to the interstate. Live by the lake! | ti Natural Area / Thayer Beach on Lake Champlain. Large sunlit living room with bright picture window. The updated kitchen features new stainless-steel appliances. From the dining area, head out the sliding door into your large nice flat backyard. The upstairs features 3 bedrooms and full bath. New front and back deck for relaxing | 66 |
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In this series of articles, I will cover all aspects of running a portrait studio bringing<|fim_middle|> or their children look better and more natural than they have ever done before in pictures, and that is PRICELESS! | together what we know works after 23 years in the business. No theory - just practical advice with the pitfalls to avoid.
As a Portrait Photographer, What Are You Selling?
Welcome to the second in this series of articles looking at what it really takes for you to build and grow a viable portrait business, either full- or part-time.
Everything you read here is borne of practical experience over the last 23 years, much of it hard earned!
You may remember, from last time, that your business, any business, is like a Three-Legged Stool. You have your Product, your Marketing, and your Sales.
If any of those 'legs' are weak, then your stool, your dream, could fall over! It is your job, therefore, as the business owner, to make sure that each of them are as strong as they can be.
As we touched on last time, if you want to sell your work, you are not just taking pictures. If that were so, then your clients would go out and buy a nice DSLR for the price of one of your larger wall portraits and shoot it themselves!
What your clients are buying from you is your ability to capture the fraction of a second when they | 250 |
All forms of substance abuse, whether the addiction is to alcohol, drugs, or both, take a significant toll on all aspects of an addict's life. At New Pathway Counseling, our SOAR 2 addiction treatment specialists work with adults and their families to heal their minds, bodies, and spirits.
The Sober Outreach Athletic Resource (<|fim_middle|> process is the principle that by accepting a higher power, addicts gain a deeper understanding of who they are and their purpose in life.
Family Participation: Given addiction is a family disease, our addiction treatment professionals provide support and guidance to the addict's family members throughout the recovery process. They provide professional guidance to help the addict's loved ones learn how to make difficult decisions, rebuild trust, and integrate the principles of sobriety into their own lives.
Physical Fitness: By integrating exercise and physical activity into their recovery programs, addicts make positive changes as their physical fitness improves, which improves their self-image and confidence. Through this process, program participants transform doubt into positive action. As recovering addicts increase their strength, stamina, and endurance, they improve their ability to cope with both the emotional, social, and physical stressors that have the potential to jeopardize recovery.
Relapse Prevention: These sessions act as booster to reinforce the skills and tools the addict in recovery uses to maintain his or her sobriety.
To learn more about the SOAR program at New Pathways Counseling addictions treatment centers in Bayonne, Paramus, Jersey City, and Pine Brook, NJ, call (201) 436-1022 to speak to a member of our staff today. | SOAR 2) program is a unique addiction recovery program for adults that promotes sobriety, health, and fitness.
By challenging the body, as well as the mind and spirit, in a positive and rewarding environment, adult addicts will discover that achieving and maintaining sobriety is desirable, possible, and achievable.
Maintaining physical fitness, as well as emotional and spiritual wellbeing, is essential for relapse prevention. For example, dedicated workout routines relieve stress, help to cope with cravings effectively, and boost the immune system.
The SOAR 2 program follows a continuum of care model in which patients participate in services, based on their Individual Program, at the level of intensity needed to achieve and maintain sobriety. Typically, adult addicts begin in our intensive outpatient treatment program and then step down to individual, family, and group therapy sessions. All addicts are encouraged to stay involved with services through our relapse preventions program.
Education and Process Group: This structured therapy group provides education about the disease of addiction and allows participants to process the issues they face during the early stages of recovery is a safe and caring environment.
Weekly Individual Therapy Sessions: In addition to reviewing the progress the patient is making toward his or her program goals, the addiction treatment therapist reinforces the changes the addict is making in his or her thoughts, behaviors, and emotions. The therapist also works with the patients to develop coping skills to deal with triggers associated with active substance abuse.
Group Therapy Sessions: With the guidance of an addiction treatment specialist, addicts process their experiences during recovery. During these sessions, group members and the facilitator reinforce positive thoughts and behaviors conducive to sustaining recovery, while developing coping skills and strategies to deal with challenges and obstacles that put the recovering addict's sobriety at risk.
Spiritual Guidance: While some addicts initially resist embracing the concept that a higher power plays a role in their recovery, our substance abuse treatment specialists work with patients to develop an understanding about the impact addiction has on spirituality. Underlying this | 400 |
<|fim_middle|>.html. | Home » FDA proposes rule to define "gluten-free" on food labeling
Celiac Disease in the News
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FDA proposes rule to define "gluten-free" on food labeling
The Food and Drug Administration (FDA) has published a proposed rule in the Federal Register, titled "Food-Labeling: Gluten Free Labeling of Foods" to define the term gluten-free for voluntary food labeling.
A Constituent Update from FDA's Center for Food Safety and Applied Nutrition
The Food and Drug Administration (FDA) has published a proposed rule in the Federal Register, Docket No. 2005N-0279, titled "Food-Labeling: Gluten Free Labeling of Foods."
Included in the proposed rule is a definition established by the FDA for the term "gluten-free" for voluntary use in the labeling of foods. A definition for the term "gluten-free" would assist those who have celiac disease (also know as celiac spue or gluten-sensitive enteropathy) and their caregivers to more easily identify packaged foods that are safe for persons with celiac disease to eat. Celiac disease occurs in genetically susceptible individuals and causes damage to their small intestine when they consume gluten found in "prohibited grains".
Celiac disease has no cure, but avoiding the consumption of gluten can resolve its symptoms, mitigate and possibly reverse damage, and reduce associated health risks. This proposed rule has been prepared in response to the Food Allergen Labeling and Consumer Protection Act of 2004, Title II of Public Law 108-282, enacted on August 2, 2004, which directs the Secretary of the Department of Health and Human Services to propose, and later make final, a rule that defines and permits the use of the food labeling term "gluten-free.
FDA is proposing to define the food labeling term "gluten-free" to mean that a food bearing this claim does not contain any of the following:
• an ingredient that is a "prohibited grain", which refers to any species of wheat (e.g., durum wheat, spelt wheat, or kamut), rye, barley or their crossbred hybrids;
• an ingredient (e.g., wheat flour) that is derived from a "prohibited grain" and that has not been processed to remove gluten;
• an ingredient (e.g., wheat starch) that is derived from a "prohibited grain" that has been processed to remove gluten, if the use of that ingredient results in the presence of 20 micrograms or more gluten per gram of food,
• or 20 micrograms or more gluten per gram of food.
A food that bears the claim "gluten-free" or a similar claim (e.g. "free of gluten", "without gluten", "no gluten") in its labeling and fails to meet the conditions specified in the proposed definition of "gluten-free" would be deemed misbranded
Currently, there is no Federal regulation that defines the term "gluten-free" used in the labeling of foods. Based upon comments FDA received during its public meeting on "gluten-free" food labeling held in August 2005 and other information available to the Agency, there is no universal understanding among U.S. food manufacturers or consumers about the meaning of a food labeled as "gluten-free." FDA believes that establishing a definition for the term "gluten-free" and uniform conditions for its use in the labeling of foods will ensure that persons with celiac disease are not misled and are provided with truthful and accurate information.
The proposed rule has a 90-day public comment period. Interested persons can submit comments electronically or in writing as per instructions provided in Docket No. 2005N-0279, available via the following web-link: http://a257.g.akamaitech.net/7/257/2422/01jan20071800/edocket.access.gpo.gov/2007/E7-843.htm
A document titled "Questions and Answers on the Gluten-Free Labeling Proposed Rule has been prepared by FDA and is available at the following web-link: http://www.cfsan.fda.gov/~dms/glutqa | 881 |
Type: Towns & Villages
Set in the<|fim_middle|> beautiful launch… | Evenlode Valley in the heart of the Oxfordshire Cotswolds, the market town of Charlbury grew from a small clearing in the Wychwood Forest…
Perched on the highest point in the Oxfordshire Cotswolds, Chipping Norton was once a centre for the Cotswold wool trade and was given a Royal…
Known across the world for blanket making, especially in North America where the Witney Point Blanket was traded in exchange for furs, the town owes…
Woodstock, eight miles north west of Oxford is often visited for two reasons: Blenheim Palace, birthplace of Sir Winston Churchill, and his grave in…
With its medieval bridge, old stone houses and attractive Tudor and Georgian frontages, Burford is justifiably one of the most picturesque towns in…
Filkins & Broughton Poggs
You may go looking for two villages but you'll only find one - and a beautiful one it is. The enchanting stone houses, several with the…
Great Tew
Constructed by 19th century landscape gardener, John Loudon, as part of an extensive park overlooking the Worton Valley, Great Tew is often referred…
The attractive ford across 'The Shill' brook, the open village green and pretty stone cottages are much photographed and make the village of Shilton…
Bampton
The ancient market town of Bampton lies in the south of the area, not far from the River Thames. Until about 1850 it stood in the centre of a large…
1Charlbury
2Chipping Norton
3Witney
4Woodstock
5Burford
6Filkins & Broughton Poggs
7Great Tew
8Shilton
9Bampton
Radcot
OX18 2SX
The site of a fierce battle in 1387, Radcot provides one of the oldest crossing points over the River Thames. Today the village is made up of little more than a few houses and a pub, making it an ideal escape surrounded by miles of unspoilt countryside.
Kelmscott Manor
The summer home of William Morris, Kelmscott Manor is a Grade I listed farmhouse, built around 1600…
Kelmscott - St George's Church
Originally a chapel of ease, St George's Church in Kelmscott is practically unaltered since the…
Cotswold Boat Hire offer hourly hire boats – rowing and electric - as well as day cabin cruisers,…
Lechlade & Bushyleaze Trout Fisheries
Lechlade Trout Fishery has a 9 - acre lake (Troutmaster Water) and 250 yds of The River Leach…
Inglesham Boat Trips
Enjoy the gentle meanderings of one of Britain's premier waterways on the | 581 |
Nuclear Threats, Real and Imagined
by Gordon Prather Posted on December 13, 2005 August 7, 2009
The National Commission on Terrorist Attacks upon the United States – which was required, inter alia, to recommend actions the federal government should take to prevent future attacks – issued its final report 18 months ago.
Its members have now issued an ad hoc "report card" [.pdf] on the actions thus far taken on the commission's recommendations. From the preface [.pdf]:
"In the report card we issue today, our purpose is not to praise or to criticize. Our purpose is to be constructive – to point out those areas where attention and improvement are still needed. …
"First, the risk-based allocation of homeland security funding.
"It should be obvious that our defenses should be strongest where the enemy intends to strike – and where we are most vulnerable.
"The first responders to any attack will be local police, firefighters, and emergency medical technicians. They are a crucial part of our national defense. Therefore, the Commission recommended that federal grants to first responders be distributed based on an impartial assessment of risk and vulnerability.
"However, the current formula for allocating these grants has no risk assessments or benchmarks to guide this spending.
"One city used its homeland security money for air-conditioned garbage trucks.
"One used it to buy Kevlar body armor for dogs.
"These are not the priorities of a nation under threat."
Indeed, they are not.
What should they be?
Almost every threat assessment made over the past 15 years has concluded that the most serious threat would involve terrorists getting their hands on a nuclear weapon.
In the fall of 1991, Soviet officials visited the United States to request financial and technical assistance in the dismantling of excess Soviet nukes and the peaceful disposition of fissile material recovered.
A few weeks later, the Soviet Union having disintegrated, then-President George H.W. Bush signed into law the Soviet Nuclear Threat Reduction Act (usually referred to thereafter as the Nunn-Lugar Act) providing up to $400 million in U.S. aid to help the Russians securely and safely transport, store, dismantle, and peacefully dispose of the excess Soviet nukes.
Although most of the billions of Nunn-Lugar funds that have been appropriated during the past 15 years have been spent by the Pentagon on things that had nothing whatever to do with reducing the nuke threat, the Russians have nevertheless managed to prevent terrorists from getting their hands on a nuke or the makings thereof.
After Pakistan tested several "Islamic" bombs in 1998 – demonstrating to the world that they had a relatively sophisticated nuclear weapons production capability – the most obvious source for terrorists getting a nuke or the makings thereof became Pakistan.
However, in his 2002 State of the Union address, President Bush had nothing to say about Pakistan, but had this to say about the terrorist "threat" posed by Iraq, Iran, and North Korea:
"States like these, and their terrorist allies, constitute an axis of evil, arming to threaten the peace of the world. By seeking weapons of mass destruction, these regimes pose a grave and growing danger. They could provide these arms to terrorists, giving them the means to match their hatred. They could attack our allies or attempt to blackmail the United States. In any of these cases, the price of indifference would be catastrophic."
In his 2003 State of the Union address, again nothing about Pakistan. Instead, Bush focused in on the terrorist "threat" posed by Saddam Hussein:
"Evidence from intelligence sources, secret communications, and statements by people now in custody reveal that Saddam Hussein aids and protects terrorists, including members of al-Qaeda. Secretly, and without fingerprints, he could provide one of his hidden weapons to terrorists, or help them develop their own.
"Before September the 11th, many in the world believed that Saddam Hussein could be contained. But chemical agents, lethal viruses, and shadowy terrorist networks are not easily contained. Imagine those 19 hijackers with other weapons and other plans, this time armed by Saddam Hussein. It would take one vial, one canister, one crate slipped into this country to bring a day of horror like none we have ever known."
Well, now, after more than 2,000 of our<|fim_middle|> New Mexico. View all posts by Gordon Prather
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Obama The Great | servicemen have been killed in Bush's war of aggression in Iraq, we know that Saddam's vials, canisters, and crates, were, indeed, imaginary, and the allegations that Saddam aided and protected terrorists were bold-faced lies.
So, in addressing the terrorist threat in his 2006 State of the Union address, what will Bush focus on?
Well, you can bet it won't be Pakistani nukes.
Author: Gordon Prather
Physicist James Gordon Prather has served as a policy implementing official for national security-related technical matters in the Federal Energy Agency, the Energy Research and Development Administration, the Department of Energy, the Office of the Secretary of Defense and the Department of the Army. Dr. Prather also served as legislative assistant for national security affairs to U.S. Sen. Henry Bellmon, R-Okla. -- ranking member of the Senate Budget Committee and member of the Senate Energy Committee and Appropriations Committee. Dr. Prather had earlier worked as a nuclear weapons physicist at Lawrence Livermore National Laboratory in California and Sandia National Laboratory in | 219 |
Dear Dr. Don,I am looking for a retirement adviser who is excellent and<|fim_middle|> a financial adviser.
If you can't get comfortable with a financial professional, keep looking. Get a second opinion if necessary. Understand how the adviser is compensated for the work he or she does for you. | not tied to a product. I lost my pension with a bankrupt company and, sadly, a large sum of money in the dot-com days. Are there real experts to be found somewhere?
Dear Jodaki,A financial planner can help you develop a comprehensive financial plan. A comprehensive financial plan is a lot more than managing your investments. A comprehensive financial plan can include budgeting, taxes, insurance, retirement, college savings and estate planning. You may not need to touch all these bases, but a comprehensive plan will make sure you don't miss a topic important to your goals. A holistic approach to financial planning considers life goals versus just financial goals.
The financial planner considers income, assets, risk tolerance and financial goals in developing a financial plan. A financial planner is a lot like a coxswain in crew, making sure the team is pulling together and is on course. Your financial team may include an accountant, an attorney, an insurance agent, an investment adviser and of course, the financial planner. A team member can perform more than one role, but be cautious in using a jack-of-all-trades.
While there's a lot of good information about financial planning on the Web, including at Bankrate.com, consumers have a hard time integrating it into a cohesive financial plan. Do-it-yourselfers are likely to have holes or blind spots in their plans.
Is Your Lifestyle Worth a Million Dollars?
There are a host of professional designations for financial planning, including Certified Financial Planner, or CFP, and Chartered Financial Consultant, or ChFC. The Bankrate feature, "Financial planners: Not just for millionaires anymore," discusses these and other professional designations.
A recent publication from the National Association of Personal Financial Advisors, "Pursuit of a Financial Advisor Field Guide," is free and available on the NAPFA website. In just 16 pages, it provides a great overview on how to find | 388 |
Community Choir: With a Song in Their Hearts
April 17th, 2017 by Carmel Ferrer
Can something as simple as singing in a community choir really affect the well-being of older adults? A growing body of research shows it can.
As we grow older, staying connected isn't as easy as it once was. Many of the normal but difficult transitions that come with aging — hearing loss, the death of a spouse or close friends, impaired mobility — put older adults at increased risk for isolation, which has been shown to have a detrimental effect on health. Coping with these transitions and maintaining a positive outlook on life are a key strategy for preventing isolation.
Across the county, researchers and innovators are exploring the idea that creative expression and engagement in artistic pursuits like singing, writing, painting and dancing can improve physical and mental health. Early evidence is promising; expressing oneself through the arts appears to be linked to a wide variety of positive outcomes, like decreased stress, enhanced mood and more.
While more research is needed to fully understand the science, it's clear from participants' experiences that singing together can reduce isolation by creating a sense of connectedness and joy. In a five-year clinical study currently underway at 12 senior centers, researchers are examining whether singing in a community choir for a year is "a cost-effective way to promote health and well-being among culturally diverse older adults." The choirs are led by professional choir directors and the program is intentionally designed to engage the participants physically, cognitively and socially.
One of the choirs created by the study brings older adults together to sing gospel, jazz and popular songs. Choir members, many of whom have no prior singing experience, practice together and perform in the community. While many choir members enjoy the pleasure of singing together and meeting and spending time with new friends, they are also learning new skills and about types of music in other cultures (which supports cognitive health) and practicing techniques related to posture and breathing (which supports physical health).
For Frances, 71, singing with the choir has helped her stay connected by getting her out of the house.
"I think one of the important things about avoiding isolation is where you have some goal of leaving your home," she says. "You have a goal that you're going to go somewhere specific and do something specific."
Being in the older adult choir helped Frances form new connections. "I had never been in a choir before," she says. "I was interested in the whole idea, especially this gospel music and meeting new people."
She adds, "I think being with people and socializing is always beneficial."
Edith, 87, agrees. She joined the choir because she feared losing the ability to take care of herself and remain independent, but she appreciated the sense of kinship that came from singing with a group. "You can hum all you want by yourself," she says. "But to come together and then make music, and the music is pleasing to the ear … I think is wonderful."
Other choir members found something they didn't realize was missing from their lives.
Ron, 64, had been active in team sports, but physical limitations made it impossible to continue. "I still want to, but I can't," he says. Joining the choir helped him find a different way to connect.
"Everybody was friendly and gave me this welcome," he says, his arms spreading as wide as his smile. "That probably was something I never had before. And I just got addicted to it — all that love that was<|fim_middle|> Meaningful Connections »
« Caring for the Caregiver: Water From an Empty Cup | in that room."
Asked how participating in the choir made her feel, Edith beamed. "It makes you feel wonderful. Joyful."
To find a creative arts program in your community that is similar to this pilot choir program, check out the National Center for Creative Aging's program directory at creativeaging.org/programs-people/cad
Discover other innovative "artful aging" programs that you can develop in your community at the National Center for Creative Aging and Aroha Philanthropies.
Learn more about the health effects of isolation and find practical ways to reconnect to the community at connect2affect.org.
Posted in Life Skills, Research
Using Technology to Make | 136 |
learn-to-skate lessons are the only skating lessons taught by certified Skate Canada skating coaches and assisted by trained program assistants. Can Skate teaches proper skating techqnique and is the basis for all ice sports!
Thank you to Patrick Chan for skating in our Ice Show!
Congratulations to the 17 TSC figure skaters who competed and won top spot (for the fourth year<|fim_middle|> with a pose from their Interpretive program)!
Thank you to our 2018-2019 Sponsors for all your supoort!
Inspiring all Canadians to Embrace the Joy of Skating.
Skate Canada will have a continuing legacy of champions and will be recognized a a leader in the delivery of skating programs. | in a row) in Quesnel at the Cariboo North Central Regional Championsip January 2019!
Photo below of Janine from MacCarthy GM in Terrace presenting Terrace Skating Club with a sponsorship cheque to assist with the March 2019 Ice Show! Accepting the cheque is Trinity Hole and the Pre-Junior & Junior level figure skaters as well as Director of Skating / Coach Jennifer Kuehne.
Photo below are representatives from Terrace Community Foundation (Norm Parry-Chair, Carol Schmidt-Treasurer, Phyllis Proteau-Secretary, & Tony Walker-Director) presenting a cheque to the Terrace Skating Club Coaches Joanne Bartlett & Jennifer Kuehne along with the TSC gold medalists at Regional Championships - Kally Mackenzie, Kayeanna Mackenzie, Maia Guerreiro, Ethan Kietzman, Aaliyah Beeton and Makayla Forrest (all | 194 |
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