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Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
For a car, what scams can be plotted with 0% financing vs rebate?
### Input:
### Response:
<think>
The car deal makes money 3 ways.... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why does it matter if a Central Bank has a negative rather than 0% interest rate?
### Input:
### Response:
<think>
That is kind of ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Where should I be investing my money?
### Input:
### Response:
<think>
Pay off your debt. As you witnessed, no "investment" % is g... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Specifically when do options expire?
### Input:
### Response:
<think>
Equity options, at least those traded in the American exchang... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Negative Balance from Automatic Options Exercise. What to do?
### Input:
### Response:
<think>
Automatic exercisions can be extreme... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Approximation of equity value for company in default
### Input:
### Response:
<think>
Generally "default" means that the company ca... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Is it true that 90% of investors lose their money?
### Input:
### Response:
<think>
The game is not zero sum. When a friend and I c... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Can a company charge you for services never requested or received?
### Input:
### Response:
<think>
In general, you can only be cha... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Working out if I should be registered as self-employed in the UK
### Input:
### Response:
<think>
Being self employed just means yo... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
About eToro investments
### Input:
### Response:
<think>
For eToro, just like any other brokerage firm, you can lose your entire ca... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Pay off car loan entirely or leave $1 until the end of the loan period?
### Input:
### Response:
<think>
Not sure if it is the same... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Including the region where you live in your investment portfolio?
### Input:
### Response:
<think>
Diversification is a risk-mitiga... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Are there any rules against penalizing consumers for requesting accurate credit reporting?
### Input:
### Response:
<think>
The Fai... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
What are the reasons to get more than one credit card?
### Input:
### Response:
<think>
Another good reason: if you have to replace... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why is economic growth so important?
### Input:
### Response:
<think>
One of the best answers to this question that I've ever read ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Investment strategy for retired couple
### Input:
### Response:
<think>
You need to have them consult with a financial adviser that... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
What is the US Fair Tax?
### Input:
### Response:
<think>
You asked about the challenges. The transition itself is the biggest one.... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Does bull/bear market actually make a difference?
### Input:
### Response:
<think>
I need to directly define or state the financial... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Does Tennessee have anything like a principal residence exemption?
### Input:
### Response:
<think>
There's no homestead property t... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
How can it be possible that only ~10% of options expire worthless, and only ~10% are exercised?
### Input:
### Response:
<think>
Co... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Will capital gains affect my tax bracket?
### Input:
### Response:
<think>
I'm not sure where you are, but in the United States cap... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Can I sell a stock immediately?
### Input:
### Response:
<think>
You can*, if the market is open, in a normal trading phase (no auc... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
What can a CPA do that an EA cannot, and vice versa?
### Input:
### Response:
<think>
Enrolled Agents typically specialize only in ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Is my stock gone forever from a reverse split / bought by another company?
### Input:
### Response:
<think>
GT BIOPHARMA, INC. ANNO... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why does quantitative easing negatively affect stocks?
### Input:
### Response:
<think>
Can you isolate the market impact to just t... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
How to calculate how much a large stock position is really worth?
### Input:
### Response:
<think>
I need to directly define or sta... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
$700 guaranteed to not be touched for 15 years+, should I put it anywhere other than a savings account?
### Input:
### Response:
<t... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
What are the implications of a corporate stock repurchase or share buyback program?
### Input:
### Response:
<think>
A board author... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
How much time should be spent on Penny Stocks Trading a day?
### Input:
### Response:
<think>
How long is a piece of string? This ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Is short selling a good hedging strategy during overzealous market conditions?
### Input:
### Response:
<think>
Short selling can b... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
How to decide on split between large/mid/small cap on 401(k) and how often rebalance
### Input:
### Response:
<think>
It's a trade-... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Buying from an aggressive salesperson
### Input:
### Response:
<think>
I often spend weeks or months (and sometimes even years) dec... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
What are some signs that the stock market might crash?
### Input:
### Response:
<think>
There are some economic signs as there are ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Recent college grad. Down payment on a house or car?
### Input:
### Response:
<think>
I need to directly define or state the financ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
401k with paltry match or SPY ETF?
### Input:
### Response:
<think>
I think you understood much of what I say, in general. Unfortun... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
What can I replace Microsoft Money with, now that MS has abandoned it?
### Input:
### Response:
<think>
hledger is a free software,... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why don't banks print their own paper money / bank notes?
### Input:
### Response:
<think>
Any person at any time may produce their... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Pros & cons in Hungary of investing retirement savings exclusively in silver? What better alternatives, given my concerns?
### Input:... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Is there any circumstance in which it is necessary to mark extra payments on a loan as going to “principal and not interest”?
### Inp... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Automatic investments for cheap
### Input:
### Response:
<think>
For your purposes, I would recommend using direct investment in a ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Do other countries have the equivalent of Australia's Negative Gearing?
### Input:
### Response:
<think>
In India, where I live, yo... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Is it possible to influence a company's actions by buying stock?
### Input:
### Response:
<think>
Another form of 'shareholder' act... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why might it be advisable to keep student debt vs. paying it off quickly?
### Input:
### Response:
<think>
Like all other loan-vs-s... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Should I sell my stocks when the stock hits a 52-week high in order to “Buy Low, Sell High”?
### Input:
### Response:
<think>
Thoug... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why would this kind of penny stock increase so much in value?
### Input:
### Response:
<think>
I need to directly define or state t... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Price graphs: why not percent change?
### Input:
### Response:
<think>
The actual price is represented on charts and not the change... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
How much money should I put on a house?
### Input:
### Response:
<think>
Before doing anything else: you want a lawyer involved rig... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Historical share price at exact day and time
### Input:
### Response:
<think>
I need to directly define or state the financial conc... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
High credit utilization, some high interest - but credit score not overly bad. How to attack debt in this situation?
### Input:
###... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why do credit cards require a minimum annual household income?
### Input:
### Response:
<think>
Here's one reason that's being over... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
selling apple stock limit order
### Input:
### Response:
<think>
Your order may or may not be executed. The price of stock can ope... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
How do I get rid of worthless penny stocks if there is no volume (so market/limit orders don't work) and my broker won't buy them from... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why is day trading considered riskier than long-term trading?
### Input:
### Response:
<think>
In day trading, you're trying to pre... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why would you elect to apply a refund to next year's tax bill?
### Input:
### Response:
<think>
The refund may offset your liabilit... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Can individuals day-trade stocks using High-Frequency Trading (HFT)?
### Input:
### Response:
<think>
I just finished a high freque... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Does the profit of a company directly affect its stock or indirectly by causing people to buy or sell?
### Input:
### Response:
<th... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Does a stock holder profit from a reverse-stock split?
### Input:
### Response:
<think>
If I held stock in these companies yesterda... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
How would bonds fare if interest rates rose?
### Input:
### Response:
<think>
1. Interest rates What you should know is that the lo... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
What implications does having the highest household debt to disposable income ratio have on Australia?
### Input:
### Response:
<th... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
why do I need an emergency fund if I already have investments?
### Input:
### Response:
<think>
Given that the 6 answers all advoca... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Is it a good practice to keep salary account and savings account separate?
### Input:
### Response:
<think>
I pretty much only use ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why does it seem unnecessary to fully save for irregular periodic expenses?
### Input:
### Response:
<think>
It totally depends on ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why do some stocks have a higher margin requirement?
### Input:
### Response:
<think>
It is a question of how volatile the stock is... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Do I have to pay taxes on income from my website or profits?
### Input:
### Response:
<think>
Being a tax professional, my understa... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Is it better to buy US stocks on US stock exchanges as a European?
### Input:
### Response:
<think>
Liquidity on dual listed equiti... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why do governments borrow money instead of printing it?
### Input:
### Response:
<think>
“Why do governments borrow money instead o... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
how derivatives transfer risk from one entity to another
### Input:
### Response:
<think>
The important thing to realize is, what w... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Adding a 180 day expiration to checks
### Input:
### Response:
<think>
Your bank has discretion to honor checks after 6 months, so ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why might it be advisable to keep student debt vs. paying it off quickly?
### Input:
### Response:
<think>
Congratulations for achi... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Can a company block a specific person from buying its stock?
### Input:
### Response:
<think>
A more serious problem: how do you kn... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
What are the pros and cons of buying an item on installments with zero percent interest?
### Input:
### Response:
<think>
I persona... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
why do energy stocks trade at lower prices compared to other sectors?
### Input:
### Response:
<think>
I don't know why stocks in s... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
First Job, should I save or invest?
### Input:
### Response:
<think>
Congrats on your first real job! Save as much as your can whil... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why is property investment good if properties de-valuate over time?
### Input:
### Response:
<think>
One reason for this is that ma... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why are index funds called index funds?
### Input:
### Response:
<think>
Because they track an index. Edited: The definition of the... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
What does PMI mean?
### Input:
### Response:
<think>
Private Mortgage Insurance. It's money that you pay to an insurance company to... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
How to distinguish gift from payment for the service?
### Input:
### Response:
<think>
Generally, a one time thing is considered a ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Recent college grad. Down payment on a house or car?
### Input:
### Response:
<think>
Given the state of the economy, and the poten... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Comparing keeping old car vs. a new car lease
### Input:
### Response:
<think>
Look at the basic cost of the lease. Option 1: keep... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
How does giving to charity work?
### Input:
### Response:
<think>
For many people, giving to charity will have minimal effect on th... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why is routing number called ABA/ABN number?
### Input:
### Response:
<think>
With number of Banks increasing every country at some... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
How did I end up with a fraction of a share?
### Input:
### Response:
<think>
Theoretically, yes, you can only buy or sell whole sh... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why do financial institutions charge so much to convert currency?
### Input:
### Response:
<think>
Is there not some central servic... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Is it a good investment for a foreigner to purchase a flat/apartment in China?
### Input:
### Response:
<think>
I think a greater p... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
What is needed to be a “broker”?
### Input:
### Response:
<think>
You must understand that: So, if you -- the prospective buyer -- ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
How to calculate ownership for property with a partner
### Input:
### Response:
<think>
I need to directly define or state the fina... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Digital envelope system: a modern take
### Input:
### Response:
<think>
If psychologically there is no difference to you between ca... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Long term investing alternative to mutual funds
### Input:
### Response:
<think>
You are not limited in these 3 choices. You can al... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why do interest rates increase or decrease?
### Input:
### Response:
<think>
My answer is specific to the US because you mentioned ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Value of put if underlying stays below strike?
### Input:
### Response:
<think>
I need to directly define or state the financial co... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
For the first time in my life, I'm going to be making real money…what should I do with it?
### Input:
### Response:
<think>
On the ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Why don't market indexes use aggregate market capitalization?
### Input:
### Response:
<think>
They do but you're missing some calc... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
I file 83(b) election, but did't include a copy of it in that year’s tax return
### Input:
### Response:
<think>
I've consulted wit... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
What one bit of financial advice do you wish you could've given yourself five years ago?
### Input:
### Response:
<think>
I wish I ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
What is a Discount Called in the Context of a Negative Interest Rate?
### Input:
### Response:
<think>
Negative Yields on Bonds is ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Where should I invest to hedge against the stock market going down?
### Input:
### Response:
<think>
There are multiple ETFs which ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
What happens to the insider trade profits?
### Input:
### Response:
<think>
You seem to have a little confusion over terminology th... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Is CLM a stock or an ETF?
### Input:
### Response:
<think>
Cornerstone Strategic Value Fund, Inc. is a diversified, closed-end mana... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Ways to establish credit history for international student
### Input:
### Response:
<think>
I need to directly define or state the ... |
Below is an instruction that describes a financial task, paired with an input that provides further context. Write a response that appropriately completes the request.
### Instruction:
Do I have to pay a capital gains tax if I rebuy the same stock within 30 days?
### Input:
### Response:
<think>
I need to directly ... |
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