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I need to borrow Grandma S's bird identification cards to find out what kind of sea-bird this is... we could not tell if s/he was nesting or injured or just taking a break here at White Point Tide Pools (San Pedro, CA).
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The view north along White Point Park in San Pedro, CA.
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We’ll definitely return to White Point Park and its tide pools again soon. I’ll just have to be sure to check the tide charts next time so we can take in more of the park and more of the beauty that it offers.
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Logical is an old DOS falling blocks puzzle game developed by Rainbow Arts in 1991 from an original idea by Thomas Scholl. Logical can be enjoyed in single player mode. It's available for download.
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Tell others what you think about Logical: did you play it? Did you like it or hate it? If you have problems running Logical, please read the F.A.Q. first. Your e-mail will NEVER be used for spam.
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Independent investment funds analysts Micropal continually monitor all of the UK's investment trusts and unit trusts, measuring the balance between each fund's performance over three years against the up or down movements in its unit price (i.e. the volatility). They then award stars on a scale from 0 to 5, with the highest number going to those funds with the lowest volatility - and therefore risk - in relation to their overall performance. Five stars is the top award.
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Mortgage backed securities are bonds in which collateral is provided by a mortgage or portfolio of mortgages, usually insured to cover any defaults.
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Modified duration is a measure of the average life of a bond, weighting each repayment by the time until it will be made and reflecting the fact that money flows in the near future are more valuable than the same money flows at a later date. Modified duration indicates how changes in interest rates will affect the price of a bond (or bond portfolio). The longer the duration of a bond, the greater the extent to which its price is affected by interest rate changes. As such modified duration is used as a measure of risk for bond portfolios.
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Companies that have a net worth of less than US$100m market capital.
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This is the value of a portfolio of investments held by an investment trust. It is divided by the number of shares in issues to produce the NAV per share.
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Investment trust shares are bought at the 'offer' price, sold at the 'bid' and for convenience, a 'mid' market price (mid way between the offer and the bid price) is often used for indicative or simple valuations. These processes are determined by the market forces and in no way are influenced by JPMorgan Flemings.
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An agreement to buy or sell at a specific price at a specific date in the future. There are basically two kinds of option: a call option gives its buyer the right to buy a specified number of shares at a particular price before a specified date. The opposite of a call option is a put option, which gives the buyer the right to sell a specific number of shares at a particular price within a specified time period. In practice, call and put options are rarely exercised; instead, investors buy and sell options before their expiration, trading on the rise and fall of premium prices.
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Calculated by dividing the market price of a company's ordinary shares by its earnings per share figure.
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Most funds are grouped into specific sectors as defined by datas vendors like Morningstar, with each sector being divided into four quarters or quartiles. The midway point is known as the median; all funds want to see their performance stay above the median but the real target is to be consistently in the top quartile (i.e. the top 25% of all funds in that particular sector). To use a soccer analogy, The top quartile is like being in the premiership and is the place to be.
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Mephisto's sandals cover the full spectrum of casual to dressy. Walk all day in Mephisto sandals. Free shipping & free returns.
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Wood closet doors – Normally in medium-sized houses, the rooms have a closet included, it may not be the largest of all but it will do the job. In the big houses, the stage is completely different; the cabinets occupy a whole room, where you can feel like in a private clothing store. Whatever the case with which you identify yourself, today we will show you some great ideas of how you can build a beautiful wooden wardrobe that fits your needs. By the way we will take wood as the main material, since it is the most used to build and create closets or closet, it is resistant, durable, keeps moisture away and will be the best way to preserve your clothes.
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Destine a whole room to install a wood closet doors made to measure space, are the best solution for a shared closet, separate equally the number of drawers and shelves for an equitable distribution. One of the great benefits of wood is that there are many types you can choose from. In this case we show you this custom made closet option in dark wood. This will also be defined by the decorative style you have in the room. Wooden wardrobe option is one of the most current: large doors that go from floor to ceiling and polished mahogany wood, which goes perfectly with any decoration inside the room. The interior depends on you.
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The main thing in a wood closet doors is that it should be practical and with plenty of storage space. This idea of multiple shelves and drawers is excellent, because it allows you to keep all your belongings in order. The more floors, the more space to organize. We must not forget that a sliding door will always be well received, does not occupy space and is easy to hide.
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Textile machines are used for businesses that produce articles of clothing and other materials that incorporate yard, beads, and general sewing into their products. Textile machinery spins the thread and the yarn into beautiful patterns and designed.
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For nearly 25 years, India’s Intec Capital has helped textile machinery become acquirable through financing options, which helps small business enterprises, or SMEs, improve their production and output.
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Why loan for Textile Industry?
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Through easy payment options and low rates, financing textile machinery has never been easier, and all it takes is one simple financing application to get your business the machinery it needs. The approval process is quick, efficient, and only one page long, unlike other textile machinery loan companies, who will quickly deny you for the smallest reason, and leave you with a cramp in your hand from filling out so much needless paperwork.
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Is Textile Industry finance for you?
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If you are a business owner who is faced with the problem of not being able to afford new textile machinery, then consider the options that Intec Capital offers. The cost of new machinery is a very prohibitive one, and that is why it’s best to go with a financing company who are experts in the leasing of manufacturing equipment.
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How can I get a Textile Industry loan?
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Fill an online loan application form on our website indicating the type of loan facility you need.
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And plenty more advantages and pros for businesses.
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By giving our clients the most affordable options for textile machinery loans in the country, we have helped businesses get themselves off the ground, gain profits, and create a network that is best for them, and all through easy payments and options.
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Dr Harry D. Vildibill was born in Tampa FL and raised in Brandon, FL. He attended Vanderbilt University and University of South Carolina, School of Medicine. He completed his general surgery residency at Mayo Graduate School of Medicine, Mayo Clinic, Rochester, MN. Dr Vilidbill has been in practice since 1998. Dr Vildibill is married with 2 children.
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Please visit our Surgeries page to see a list of just some of the surgeries we perform.
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Gail Reid: When Rhoda Janzen is injured in a car accident shortly after her husband of 15 years dumps her for a man, she postpones her sabbatical and returns to the comfort of her parents' California home. Her parents are leaders of the Mennonite church so the worldly Rhoda's return to her Mennonite roots is a distinctly different kind of memoir.
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This story evokes themes from Elizabeth Gilbert's "Eat, Pray, Love" as well as a humorous response to everything reminiscent of David Sedaris and Nora Ephron. What's uniquely different is the Mennonite angle. Few of us have insight into the beliefs and everyday life of this fascinating religious group.
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I don't like to bash a book that many people will, in fact, enjoy. After all, it has been on the bestseller's list for several months. However, the humor is much too caustic for me and sometimes crosses the line to mean spirited. The author is very impressed with her academic credentials and she does have an admirable vocabulary; but, I picked it up the first time that she was a smart cookie. Enough!
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TWO games into the new year and WGC are in something of a crisis.
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Their second defeat of 2017, this time at league leaders London Colney, has seen Adam Fisher's side concede 11 goals in two losses that effectively end any promotion aspirations from the Spartan South Midlands League Premier this season. They were beaten 5-2 at lowly St Margaretsbury the previous Monday.
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They now trail long-time leaders and Saturday's victors by 19 points, even though they have three games in hand. WGC are also out of all the cup competitions they entered this season.
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Certainly, manager Fisher is going to have to make a major overhaul of his defence.
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He welcomed back Martin Standen into central defence for this one, switched newcomer Louis Lee to right-back and preferred Sean Brettell to Jay Welsh in the other full-back position. Lee Robins was restored upfront.
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Despite the ultimately comprehensive London Colney victory, this was a very strange game, that split conveniently into three very differing thirds.
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In the opening 30 minutes, hosts Colney dominated and overran WGC with a devastating three goal in 16 minute spell.
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There was just five minutes gone when the leaders struck first.
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Ex-WGC man Dave Parkinson, who was a thorn in his former team's side for the 75 minutes he was on the pitch, outpaced Brettell down the right. His over-hit cross to the far post was retrieved by home top scorer Jon Clements, who turned inside Lee and shot home under keeper Jack Metcalfe on his near post.
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On 14 minutes the lead was doubled, a long ball found home skipper Greg Shaw, he chipped into the middle and Clements netted his second with a stooping header past Metcalfe.
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Two minutes later, Parkinson scored a fine solo third. Again he outpaced Brettell, slipped inside Yasin Boodhoo's challenge and ended with a finely placed shot beyond Metcalfe into the far corner.
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At his point it looked as though WGC might be half-a-dozen in arrears by the interval, as they could barely get across the half-way line.
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It took 25 minutes for them to fashion their first opening, a shooting chance for Josh Bronti, well blocked by Colney defender Gregg Douglas.
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And Bronti played a part in the Citizens pulling a fine goal back to reduce arrears on 29 minutes, getting away down the right to pull over a cross that central defender Boodhoo spectacularly volleyed in for his third goal in successive games, amid the defensive mayhem.
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That sparked an immediate change in WGC's demeanour. Two minutes later, Standen was inches wide with a powerful header past an upright, rising to a Brettell free-kick.
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And on 35 minutes, a second WGC goal, again created by a Bronti cross that produced a flashing header from Robins beyond home keeper Gowans, had the Citizens' majority in the 101 crowd on their feet.
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WGC finished the half in total contrast to their performance in the opening 30 minutes, when on the stroke of the interval, a Boodhoo header clipped the post on its way out.
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The Herns Lane side couldn't wait to get going in the second 45 minutes with the score now 3-2 and in the opening minutes, Manny Melford-Rowe brought a diving save from Gowans.
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But seven minutes in, it looked as if the WGC revival might be at an end, when Metcalfe took down Colney winger Jack Woods after Clements had made a run across the face of the visitors' defence, unchecked.
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The under-pressure keeper redeemed himself, pushing away Shaw's spot-kick in fine style, to keep his side in the game.
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If the match had a turning point, it came just past the hour. On 62 minutes, Bronti was sent scurrying down the middle. He got in a fierce shot, Gowans parried but couldn't hold and Ashley Kersey rammed in the rebound.
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But WGC players and supporters's joy was short-lived, referee Lungarella consulted an assistant with flag raised and the goal was chalked off for offside.
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The Citizens looked immediately deflated. Manager Fisher replaced Melford-Rowe, who had a fitness test before the game with new signing Marcus Campbell and Robins with Taishan Griffith.
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But the final third of the game proved as disastrous for the visitors as the opening half-hour had been.
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Just before being substituted, Parkinson made a strong run down the right and when he crossed low, Clements swept home his hat-trick goal to effectively decide the points.
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Three minutes later as WGC pushed up, Standen found himself stranded on half-way. He couldn't cut out a through ball and Colney's Spencer Mardel raced completely clear to poke the fifth past Metcalfe, with WGC defenders vainly appealing for offside.
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Two minutes later, home substitute Jay Caines really rubbed it in with a lofted effort from way outside the area that cleared the beleagured Metcalfe to find the far corner and give the hosts a somewhat flattering six goal haul, considering the middle half-hour of the game.
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WGC: Metcalfe, Lee, Boodhoo, Standen, Brettell, Payne, Long (Read 82), Robins (Griffith 67), Bronti, Kersey, Melford-Rowe (Campbell 60).
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A new graduate degree in mental health counseling at The University of Texas at El Paso will help prepare licensed professional counselors in Texas.
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The Master of Science (M.S.) in Mental Health Counseling was approved by the Texas Higher Education Coordinating Board to begin in the fall 2017 semester.
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The 60-hour program is intended for graduate students in the UTEP College of Education who plan to work as licensed professional counselors in community, agency and private practice settings that provide mental health services.
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Approximately 40 students are expected to start the program this fall.
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Out of Texas’ 254 counties, 207 are designated as Mental Health Professional Shortage Areas.
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The M.S. in Mental Health Counseling will replace the Master of Education in Mental Health Counseling degree previously offered at the college.
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With the new Bachelor of Science in Rehabilitation Sciences, UTEP is the only university in the region to offer that particular degree, which will prepare students in the College of Health Sciences for a career in the rehabilitation professions.
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Thirty students are expected to enroll in the program in the fall 2017 semester.
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The program consists of 120 semester credit hours. It will provide students with the course knowledge, attitudes, values and skills to prepare them to meet the challenges of graduate or professional education in four preparation tracks: physical therapy, occupational therapy, rehabilitation counseling and speech-language pathology.
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“The newly approved undergraduate degree in rehabilitation sciences will provide students the foundational information in the rehabilitation sciences and the clinical research skills that are necessary to be competitive for acceptance into graduate programs in occupational therapy, physical therapy, rehabilitation counseling and communication sciences and disorders across the United States,” said Anthony P. Salvatore, Ph.D., chair of the Department of Rehabilitation Sciences at UTEP.
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Students who complete the program will meet the prerequisite coursework requirements to apply to graduate programs throughout the country, including the rehabilitation health sciences graduate programs at UTEP.
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Employment opportunities for program graduates include support staff or medical and health services managers in medical settings, rehabilitation centers and skilled nursing facilities, and entry- and mid-level management positions in the healthcare industry.
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The new programs bring the total number of master’s degrees offered at UTEP to 75.
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Social Media Login is one of the good to have features for any website which offers the user, member registration/login feature.
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Many of the websites these days offer options to log in to the website using the credentials of different social media platforms. Features like Facebook Login (FB Login), Twitter Login (Twitter Auth), Google+ Login are offered by many websites to make the user registration and login convenient.
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Social login feature allows your users to log in to your website directly via any social media they choose. It is more convenient for the users; they don’t have to register a new account, waiting for approval and go through manually sign up the process.
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Rapid Sign Up: Since your customers won’t have to fill up anything for logging in to your website. They can quickly sign up on your website.
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Email Contact: As most of the social media networks will let you pull the contact details of the logged in users. You can use them for communicating as well as for email marketing.
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Spam Reduction: Because most of the people use the real data on their social media accounts, the rate of fake ids and spammer gradually decreases.
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