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2. Gently heat the coconut oil in a saucepan until a liquid forms. Stir in the cinnamon and nut butter until well combined.
3. Add the oats, pecans, almonds and pumpkin seeds to the saucepan. Mix everything together to ensure the ingredients are evenly coated.
5. Pour the granola onto the baking tray and pop it in the oven for 25 minutes, stirring half way through.
6. Let it cool before transferring it into an air-tight container; and add the raisins into the mix (if using).
This recipe can also act as a crumble topping; simply scatter on top of stewed apples and serve with Hot Vanilla Cashew Custard. Enjoy!
Professional, affordable, friendly and reliable face painter. Based in Milton keynes.
Founded in 2012, Danielle's face painting has quickly become a well established professional business and has worked with companies such as oxfam, IPAN (with Melanie Sykes), Child's play and Leo's appeal.
You may have seen us around working with our regular clients such as at the Buckinghamshire railway centre, Cancer research UK, Buckinghamshire inflatables and mi-events.
As well as corporate events, we love to add that extra colour and sparkle to private events and cater for any ocassion.
We have a current cleared DBS check (feb 2014), carry £5m Pli, medical cover and risk assessments.
Because we love our job, our prices start at just £25p/h!! and we're very willing to travel.
Dont hesitate - Contact us today for a quote!
You can contact Danielle's face painting direct by completing the form below and clicking the 'Send' button.
These details were last reviewed by Danielle's face painting, MILTON KEYNES on 20/04/2014. NOTE: This account appears dormant. It is scheduled for deletion on or just after 21/04/2014.
An entertaining box set for lovers of werewolves and fated mates. All three are link indirectly by can be read as standalones. The stories are romantic and steamy. Of course frustrating too because hey, they're werewolves! The third book in this set puts a new twist on the Luminary concept but I quite liked it. It made sense so Yay! Kristin Miller for coming up with that. ARC provided in exchange for an honest review.
I had an opportunity to talk with Steve Singh, CEO of Concur Software about SaaS. Steve’s company Concur is in the business of automating corporate travel and expenses through SaaS (or On-demand as Steve prefers) offerings his company provides. Concur is also one of the few that’s successfully undergone a transition from being a conventional vendor selling On-premises to being a pure SaaS vendor. Did I say succeessful? Concur is now one of the powerhouse SaaS plays, second perhaps only to Salesforce.com. Steve’s a real gentleman to talk to, extremely smart, and as you’ll see, he is passionate about what Concur does and about SaaS in general. He provides a number of key insights that companies thinking about entering the SaaS world should consider.
Below is my transcript on the interview, with my parenthetical remarks (meaning my reaction but not something Steve and I talked about) in parenthesis. Any mistakes are mine, and any great insights are Steve’s!
What’s your elevator pitch to customers about what Concur does?
Steve: It’s an amazing opportunity, so good I have to pinch myself sometimes. We bring innovation to a stagnant market by automating business processes around booking travel and getting expenses reimbursed. This creates a more efficient supply chain around these areas. This kind of processing is amazingly expensive. It costs companies anywhere from $45 to $50 per trip to book travel without automation. We bring that down to $5. It costs $40 to $60 (let’s call it $48 on average) to get an expense report reimbursed and we can automate it to do that typically for under $8 a transaction.
In addition to the savings, we eliminate a ton of paper. We pull data together for mining. We help companies address governance and SOX issues. Think about how big a portion of budget travel and expenses can be. CEO and management have to sign of on the integrity of these transactions. Concur spends something like 2 1/2% of expenses on Travel and Expense reimbursement. That’s a big piece of our budget. And, it’s very hard to govern a process without automating it.
Steve: Our metric is transactions. Think about it like a cell phone plan. You get volume discounts with lots of minutes, and incremental minutes cost more. A volume discount can be thought of as your free minutes.
Concur has 5,000 customers and we’ve sold about 28 million transactions.
What crystallized your decision to go SaaS?
Steve: I would love to tell you there was an epiphany, but we just paid attention to our customers. Our business and stock were doing well, but, there was a realization that our business served large customers well but nobody else. This is true for all conventional software companies. This limited our market and growth. We wondered how best to solve that problem?
The only real example serving customers of any size and with an accountable 2-way relationship was On-demand. Licensed software has no accountability. Our examples were companies like ADP or Paychex. Technologists think they invented everything, but On-demand has been around for decades.
Steve: To make the transition involves a lot of pain. Only some technology is common, everything else has to be reinvented. The best example of what can happen if you get it right is to look at Concur vs Extensity. In March of 2000, both were the same size. During the downturn, Concur went On-demand and Extensity stayed On-premise. Extensity was betting the downturn was the source of their problem, that it was just the economy and their growth would resume as soon as the economy turned around. Fast forward to today and our guidance is almost $35M, Extensity is at $3M.
Steve: It’s about driving a long term business, not short term success. We knew we faced a lot of pain going SaaS, but we wanted to focus on the long-term.
Our first quarter of transition expanded new customers sales faster than ever before. This was like getting instant feedback that our decision had been a good one, so I’ve never looked back.
What Were Your Biggest Fears About the Transition, And How Did They Turn Out?
Steve: Our stock cratered and we wondered in the first 6 months. We replaced all but 2 executives over 9 months. The only 2 that stayed were the founder and myself. Nobody else wanted the job. We had massive changes in sales, support, prod development. We created a new hosting organization. We needed a new consulting organization that changed from traditional SI-style consulting to smaller deployments. Essentially, we started a brand new business.
We didn’t know if people would buy SaaS. Even though customers bought payroll that way from ADP, they weren’t buying anything like what we had. There was no proof they’d buy software as on-demand. We did do customer research, but it was a bet. Our first quarter told it all. We couldn’t have asked for a better response. This is why SaaS is doing so well. It’s cost effective. The vendor is accountable to the customer. The customer’s life is easier. And there is a much lower cost structure.
We also had a fear of whether our people could transition. They had a lot of choices outside Concur. It was the height of dot com. Many wouldn’t take the pain. We lost a lot of folks who wouldn’t do it. Some were fine to lose and some it was very painful.
What surprised you as you moved into the SaaS market that you didn’t expect?
Steve: We knew we’d do well in the middle market bringing enterprise class services that were unavailable to that market before. But we didn’t think global accounts would embrace as quickly as they did. American Express. BofA. Alcoa. They came early. They thought we had a much better solution than any other choice, including our own on-premises software.
The other surprise was how things went with sales. On-demand delivers reduced cash flow versus perpetual. Initially, we tried to incent our sales orgs to tackle big accounts perpetually to offset the cash flow issue. Eventually we made comp completely neutral. Same commission no matter what the customer buys. We let the customers decide whether to go SaaS or On-premises. When the sales comp favored On-premises, it was a 50/50 split. When we made it neutral it went to 99% On-demand versus 1% after comp change.
Steve: Absolutely. Look at what’s happened in the last 30 years. We went from mainframes and sky high transaction costs with few users. Then we went minis. Lower costs, more users. Micro/PC. Web-based On-demand is the lowest cost structure and most users yet. It’s inevitable continuation.
Any other advice for those who want to convert?
Steve: This is just one guy’s prediction. I don’t believe large companies can make the conversion. Forget their genetic code. How many will take the pain? Companies won’t reinvent themselves.
Think of taking a $40B company to On-demand. The value of the business will go through huge negative change. It will get crushed. Cash flow will get crushed. You have to layoff. The transition is really hard and its very sudden.
If you’re north of $100M its hard. Over $1B its impossible.
I’d like to compare businesses that have gone through fundamental shifts in the business model. Very few have done it. Intel is one. But for every Intel there are 100 DECs.
You will see a next generation of leaders that don’t look anything like the last generation. Keep your eye on the SaaS leaders. Lots will happen there.
Check out Part 2, where Steve gives his view on Salesforce, their Force platform, SAP’s ByDesign and acquisition strategy for SaaS companies,. Part 3 discusses Sales and Marketing for SaaS companies as well as some observations Singh makes on future trends in the SaaS world. Be sure to click the “subscribe” link at the top left of the blog page so you don’t miss out on these future posts!
And special thanks to Steve Singh for taking so much time to talk with me for this interview.
To Seth Godin’s point, Steve Singh is the guy that said “follow me” at Concur and converted the company from Seth’s green curve to the blue curve.
Rational Security has a great post on the challenges of multicore for vendors of security boxes. You’ll recall that the Multicore Crisis comes about because the impact of Moore’s Law on microprocessor performance has changed. We no longer get a doubling of clock speed every 18 months, instead we double the number of cores. The problem with this, and the reason its a crisis, is that conventional software isn’t designed to make use of more cores.
Performance and throughput matters to these black boxes.
Since they’re just computers, they can run afoul of the multicore crisis too.
Apparently the majority of these boxes are built on software that’s at least 5 years old.
It seems the multicore crisis will find its way to every corner of the computing ecosystem before too long.
Nissan GTR 2020 Interior is free HD wallpaper. This wallpaper was upload at March 25, 2019 upload by Tamar Th in GTR.
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Yep. guess what. my site.
Animationgrounds sounds familiar. There was a site with the same name that Skype and I screwed with, lolololo. Anyway, you can't post forums I don't think. You also don't have 200 posts : \. Requesting lock?
Plus it's registered under a tk domain name, not good.
And I know the forum your thinking of Sticky. Can't seem to remember it's name though.
I had it running after you did that Sticky, I just shut it down because I didn't have the time to run it.
Change the name, I had animationgrounds.org .
2198 – Red-Striped Fireworm Moth – Aroga trialbamaculella?
9922 Plush-naped Pinion - Lithophane pexata?
Amazing collection thank you for sharing!
Football League Two is known as ‘League Two’ unless you work for Rupert Murdoch in which case it’s known as The Sky Bet League Two. Confusingly it was known as Division 4 until 1992 and then as Division 3 until 2004. Regardless of what the football authorities call the fourth-tier of English football, the timeless and elegant Appleberry scarf is available in the colours of most of the teams competing in it!
Harmelin Media was named media agency of record for Wawa. The agency will be responsible for various media channels including TV, radio, out-of-home, digital channels and sports sponsorships. External View Consulting Group assisted in managing the agency search process. "We are looking forward to working with Harmelin Media in continuing our growth and supporting the Wawa brand," said Lisa Wollan, head of consumer insights and brand strategy for Wawa. Wawa spent $32.2 million on measured media in 2015 and $7.9 million the first half of 2016, according to Kantar Media.
All right, that’s not exactly true. I’m a writer. I always have words. But right now those words are coming out in a sputtering, expletive filled tirade. Why? Well, here. Go read this. I’ll wait.
About 13 months ago, I got a Kindle. Before that, my reading time was pretty limited. I carry a pretty heavy bag back and forth to work every day, so there simply wasn’t much room for books and I read so fast that I would have often needed to bring 2 books with me at a time. Plus, I tend to flit between two books (say fiction and non-fiction) on the same bus ride, so that could even require up to 4 books in my bag. Not going to happen.
But then came the Kindle. Awesome. I started checking books out from the library. And then, a friend turned me on to The Emperor’s Edge. “It’s free!” she said (for the first book). “Strong female lead!” she said. “I think you’d like it!” she said. Strictly speaking, I don’t think she used that many exclamation points, but the gist was the same.
So I tried it. Loved it. Seriously, by the time I was done I was in love with the characters and the story arc. I didn’t even realize at the time that it was self-published. But I bought the next book in the series. Loved that too. Then I started following the author on Twitter. Then I started following other authors on Twitter. And within a couple of months, I had perhaps 50 different self-published books on my Kindle. Today, the number of self-published books on my Kindle well exceeds the number of traditionally published books on my Kindle.
Is everything self-published great? Of course not. But have I enjoyed at least 95% of all self-published books I’ve read in the past year? Yes. Without a doubt.
So to hear this… person… dismiss all indie writers as crap… well, it’s enough for me to head to Smashwords and go on an indie author buying spree. I suppose in that respect, I should thank him. I’ll probably end up with at least two or three new authors I can’t wait to read.
Edited to add: I really wanted to respond with a comment on this guy’s blog. But I can’t get past the irony of him posting that vitriol on a very poorly formatted blogger.com blog. Brown header text on a brown background? White sidebar headers on light brown backgrounds that are too big for the background image? I kid you not. Every time I try, I just start laughing at my desk.
Vancouver, Canada – Hannan Metals Limited ("Hannan" or the "Company") (TSXV: HAN) (OTCPK: HANNF) is pleased to announce that diamond drilling has commenced at the Kilmurry project within the 100% owned Clare zinc project in Ireland after receipt of final drill permissions from the relevant authorities.
Hole 11-3643-10 showed dissolution textures, alteration and mineralization in the upper sequence of the hanging wall, including 0.3m @ 56% zinc + lead at 166m depth and extensive development of fault scarp debris material suggesting the Kilmurry fault was active during sedimentation. The drill hole ended with 3 to 4 times background levels of zinc (> 60 ppm) in highly altered limestone.
Several geological factors make the fault zone a prospective target for zinc-lead-silver mineralization. Firstly, the entire fault zone was active during the formation of the Waulsortian limestone. The individual fault segments are closely spaced and have significant vertical offset, with the maximum mapped offset being one of the largest basin-scale displacements (> 750 metres) mapped in Ireland. Closely spaced faults and significant fault offset along a relay fault system have a direct correlation with rock deformation and mineralizing fluid path ways in Irish-style zinc-lead-silver deposits.
Photo 1: Drill rig sited over drill hole 11-3643-10 and ready to be extended by 200-250 metres to test the mineralized target zone at the base of the Waulsortian limestone. A lovely winter's day in Ireland!
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Please DO NOT apply for employment here. To apply, visit our CAREERS page to view the list of available positions, submit an application and upload your resume.
The Dorset Technical Committee carried out extensive research with the Fire authorities and all the Thatching services. The Dorset Technical Committee produced a Design Guide for thatchers and architects known as the Dorset Model. The Department of the Environment are reviewing it. Architects, builders and owners now have a definitive guide to explain the controls.
For further information on fire retardants available, please see the products section and click onto the required information.
Flower crowns transform us into blooming beauties. Every woman should have one. Our mission is to manufacture high-quality, handmade floral wreaths that exude an aura of luxury. We only use the finest and most delightful flowers made of fabric, paper and synthetic materials. Every »We Are Flowergirls« wreath is a unique Collection-piece. Every order gets produced especially for you.
It's been three years since the filing of a suit against the FBI after agents put several Muslims on the No Fly list to retaliate against their refusal to be conscripted as a confidential informants spying on other Muslims; the FBI's illegal retaliation cost their victims their jobs, subjected them to harassment, and cut them off from visits to family overseas.
The FBI and Department of Justice don't dispute the fundamentals in this case: that FBI officers placed Muslims on the No Fly list in retaliation for their refusal to cooperate (and not because they were believed to be a security risk), and that this was illegal.
However, they do object to their victims ability to sue individual FBI officials for their illegal actions; the government's lawyers asked the Second Circuit Court of Appeals to find that the Religious Freedom Restoration Act (RFRA) immunizes corrupt officials from legal consequences of lawbreaking, limiting victims to suing agencies, rather than agents.
The court disagreed. The FBI's victims' suit against the officers who wronged them can proceed to the next step.
Having decided the lawsuit can continue, the Appeals Court decides it doesn't need to reach a finding on the agents' qualified immunity assertions. This will be handled on remand by the lower court, which will first have to make this decision before deciding what (if any) damages the plaintiffs are entitled to.
This is far from a victory for the plaintiffs but it does open the door for similar lawsuits against federal officers for harassment and intimidation tactics deployed in hopes of turning lawful residents and visitors into government informants. Raising the possibility of a successful lawsuit above the previously-presumed zero percent should hopefully act as a minor deterrent against future abuses of power.
For the fisherman in the house. Hand carved and hand painted "LIVE TO FISH" wooden sign. Painted and carved with great details.
Perfect art piece for your cottage or beach house. Great coastal and nautical decor!
A recycling themed bowling alley in a wheelie bin!
Pins represent recyclable materials. The task to knock them out of the waste stream. Players bowl at the pins situated in the mouth of a wheelie bin along a short 'alley'. The game includes a scoring system enabling two players to compete; and an automatic ball return system.
Bin Strike Bowling can be used as part of wider installation - The Earth Arcade - an environmentally themed games arcade.
Living in a state that’s saturated with rain for much of the year, Oregonians rightly have an obsession with sunshine.
Students dream up modular structures for camping around California parklands.
How we came to shoot our latest campaign in a home saved from the bulldozers.
Thanks to a disciplined devotion to mid-century principles of design, a curator’s bachelor pad in the Hamptons is reborn.
Stop Hair Loss 1.0 free download The only permanent way to stop hair loss in both men and women. Use this program to obtain free information. Don't waste money on scam products.
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Hair Stem Cells May Offer Baldness, Burn Treatments Master cells found deep inside hairfollicles might offer a new way to treat baldness and burnvictims, U.S. researchers reported on Thursday.

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