Product stringclasses 18
values | text stringlengths 4 32.3k | category_id int64 0 17 | label int64 0 17 | __index_level_0__ int64 0 1.05M |
|---|---|---|---|---|
Checking or savings account | I tried to link my PNC account with another bank account online. But. PNC does not allow me to do so even though I have been verified as the owner of this PNC account many times. | 7 | 7 | 757,585 |
Credit reporting, credit repair services, or other personal consumer reports | n accordance with the Fair Credit Reporting act XXXX XXXX XXXX, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions I recently disputed this a... | 3 | 3 | 627,243 |
Credit reporting, credit repair services, or other personal consumer reports | In Accordance with the fair credit reporting act XXXX has violated my rights.
15USC 1681 Section 602 States I have the right to privacy.
15 USC 1681-2 Responsibilities of Furnishers of information to consumer reporting agencies.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not... | 3 | 3 | 227,847 |
Credit reporting, credit repair services, or other personal consumer reports | I used part of my stimulus to pay off credit card debt and my score plummeted by 69 points on TransUnion and XXXX. I was alerted by XXXX XXXX. It's very obvious that the system does not calculate credit scores accurately. I have a 100 % record for paying timely. XXXX is not involved with XXXX XXXX and shows the score ... | 3 | 3 | 849,936 |
Credit reporting | I want to disputed Delinquent past or present credit obligations and excessive utilization of revolving credit and derogatory past | 4 | 4 | 438,782 |
Money transfer, virtual currency, or money service | Hello, I will refrain from stating my name but I am a XXXX XXXX on XXXX XXXX In XXXX with 15 years of service. Below are the details for my complaint to the CFPB with PayPal, which I have been using for nearly 8 years. I stated my military career because I want to show that I am retiring in 5 years and plan to become a... | 12 | 12 | 294,896 |
Debt collection | Receive daily calls from this company. They have the wrong person. I tell them this daily. They say they will take my name off. I continue to get daily harassing phone calls. | 5 | 5 | 719,117 |
Credit reporting, credit repair services, or other personal consumer reports | On XX/XX/XXXX I contacted XXXX XXXX ( XXXX XXXX XXXX XXXX ) in regards to a letter dated XX/XX/XXXX advising that I had 30 days from date of the letter to take advantage of a {$390.00} but sold the account to XXXX XXXX XXXX on XX/XX/XXXX. when I called to pay the account I was told " it was sold and the could not honor... | 3 | 3 | 887,364 |
Credit card or prepaid card | American Express won't let me use my points " This action will not be completed at this time because your account is currently being reviewed to make sure all eligible purchases meet qualifying criteria. '' No one can tell me when me and my partner will be able to redeem the points. Given various reasons for the hold. ... | 1 | 1 | 351,327 |
Credit reporting, credit repair services, or other personal consumer reports | On XXXX I sent a letter regarding inaccurate and unknown things on my credit report to this day over 45 days later I have not received a response yet. I am extremely frustrated, distressed, and I feel like my requests are being ignored. Section 611 ( a ) says that a failure to investigate within 30 days is cause to imm... | 3 | 3 | 561,696 |
Credit reporting, credit repair services, or other personal consumer reports | I disputed an accounts reported by your company in the file you maintain under my Social Security number XXXX, XXXX,XX/XX/XXXXXXXX XXXX XXXX,XX/XX/XXXX I was informed on 60 days ago that the item was deleted from my credit report. Now I have discovered that the item has been reinserted on my credit report.In accordance... | 3 | 3 | 200,557 |
Bank account or service | I deposited a check with mobile phone feacture for a payment check received for my XXXX daughter to my Wellsfargo. Money posted to my account and I tranfered the money to my XXXX 's account. The check turned out to be flaudurent and both our accounts were immediately frozen for all activities pending to be closed in 10... | 11 | 11 | 462,484 |
Credit card or prepaid card | I paid off my balance of money owed of about {$77.00} in XXXX of XXXX and had not used the card since that date due to an Natural Emergency ( water damage to home ) that resulted in my becoming flooded everytime it rained and caused me to get into debt to get home repaired. This forced me to cut back on unnecessary exp... | 1 | 1 | 512,954 |
Credit reporting, credit repair services, or other personal consumer reports | I feel I'm a victim of XXXX XXXX XXXX ( XXXX ) | 3 | 3 | 513,136 |
Vehicle loan or lease | My new XXXX XXXX vehicle became stranded in XXXX , Florida on Saturday, XXXX XXXX , 2017 . My lease supposedly includes full roadside assistance. When I called roadside assistance I was advised that because my car was physically off of the road there would be a {$99.00} charge payable up front to Mercedes B... | 9 | 9 | 216,666 |
Credit reporting, credit repair services, or other personal consumer reports | I've sent dispute to the credit agencies and the lender which I do not recognize. | 3 | 3 | 353,644 |
Debt collection | XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XX/XX/XXXX XXXX XXXX, FL XXXX Social Security # XXXX DOB : XX/XX/XXXX XXXX XXXX XXXXXX/XX/XXXXXXXX, XXXX, Texas XXXX XXXX XXXX XXXX XXXX, XXXX XXXX.XX/XX/XXXX XXXX, XXXX, GA XXXX XXXX XXXX XXXX, XXXX XX/XX/XXXXXXXX, XXXX, PA XXXX DISCLOSURE : THIS IS NOT AN IDENTITY THEF... | 5 | 5 | 689,644 |
Credit reporting, credit repair services, or other personal consumer reports | Hi, My name is XXXX XXXX.
I am writing to complain on XXXX for their lack of response and reporting. I have continued to follow every step on removing false accounts that are reporting and they have yet to comply. They have exceeded the 30 days multiple times and at this point, the issue has not been resolved. They k... | 3 | 3 | 508,530 |
Debt collection | I am a victim of Identity theft and have file a Identity Theft Report with the FTC and my local Sheriff Department. I have reported my personal information being stole do to my house being broken into. Afterwards I notice accounts on my credit report that don't belong to me. I have never recieved good and services for ... | 5 | 5 | 525,852 |
Credit reporting, credit repair services, or other personal consumer reports | I was involved in an XXXX XXXX on XX/XX/XXXX. I treated for this injury from XX/XX/XXXX until early XX/XX/XXXX at XXXX XXXX and I was under a letter of Protection. I should not have been billed for these services but I have been continuously billed for them. | 3 | 3 | 619,063 |
Credit reporting, credit repair services, or other personal consumer reports | Re : This is not a regular dispute. Take action immediately you are in violation.
NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 & SECTION 617 Please accept this final written OFFER OF SETTLEMENT BEFORE LITIGATION as my attempt to amicably resolve your continued violation of th... | 3 | 3 | 902,681 |
Credit reporting, credit repair services, or other personal consumer reports | ALL ( 3 ) " CRA '' REPORTING INCORRECT OUTDATED SINCE 2013 AND " PACER '' DATA OF ACCOUNT NOT MINES ... .. CHXXXX BANKRUPTCY ID # XXXX AND DUPLICATED OF VARIOUS OTHER ACCOUNTS REPORTED UNDER THE SAME AS BANKRUPTCY ... ID FRAUD ACCOUNTS " : BANKRUPTCY XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX , XXXX XXXX , XXXX XXXX, XXXX/ ... | 3 | 3 | 398,618 |
Payday loan, title loan, or personal loan | My account has been in a dispute queue since XX/XX/2019. The company continues to have me make payments of a falsely advertised product that is a Ponzi scheme. The product is from XXXX ; who makes a molecular hydrogen machine that does not produce as advertised. It also requires filters to be changed every 9-12 months ... | 14 | 14 | 352,311 |
Mortgage | Started application XX/XX/2020 for a refinance, paid {$500.00} upfront app fee. Was informed process would be about 4-6 weeks tops. Maybe 8 weeks with COVID delays but never did we agree on a four month process. Little to no communication from Loan Originator, no real explanation for delay, emailed me in XX/XX/2020 tha... | 10 | 10 | 37,651 |
Checking or savings account | I bank with Bank of America foe receiving royalties via EFTs depositing to my account from XXXX XXXX XXXX XXXX, XXXX and XXXX. Its all one long named elusive situation that needs to allow the author the ability to see transaction, Instead the author has to check a royalty page that is not good ledger record keeping of ... | 7 | 7 | 637,977 |
Credit card or prepaid card | In XX/XX/XXXX, I notified Best Buy that I did not agree to a monthly charge for debt protection program. Customer Service Rep told me that I signed up for the service in XX/XX/XXXX when I opened the account. This is a deceptive advertising because I did not agree to this monthly charge. I asked the rep to remove monthl... | 1 | 1 | 898,186 |
Debt collection | Portfolio recovery has recently been involved in a class action lawsuit for using outdated statement of claim in Georgia Magistrate Courts. I was included in this class action suit per Portfolio Recovery sued me for an alleged debt that I disputed and did not owe. They settled this lawsuit to avoid litigation, but cont... | 5 | 5 | 456,152 |
Mortgage | On XX/XX/XXXX I called Webster Bank in XXXX MA to convert my home equity loan I have had with them for 5 years. At the time of the mortgage I was given a pamphlet giving the terms of this option. It was explained that this was very good and no other banks off this. I called on XX/XX/XXXX saying I wanted to exercise thi... | 10 | 10 | 731,609 |
Credit card or prepaid card | There are 8 commenity bank store accounts on my credit report. None of them are mine. I found out about this after a summons was sent to my house for two of the accounts that were purchases by XXXX XXXX. I responded to the summons saying these aren't mine and I've never been in a XXXX or Victorias Secret in my life whi... | 1 | 1 | 962,241 |
Credit reporting | I have been disputing this account for more than 5 years, To resolve this matter, I hired XXXX XXXX Firm and while this account was paid in full XXXX the creditor is reporting that the account was paid in full with the same account number and they are also reporting with the same account number that it is a negative it... | 4 | 4 | 466,794 |
Credit card or prepaid card | Enclosed you will a complaint against Chase Freedom card who closed my account without notice during this pandemic. I am a XXXX XXXX veteran.
I reported to XXXX XXXX on XX/XX/XXXX to attend basic combat training at the United States XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX. After completing the nine-week basic training c... | 1 | 1 | 111,949 |
Debt collection | I have a debt with XXXX for an old XXXX card, my debt was sold to a company called midland financial. In XXXX of XXXX I recieved a letter informaining legal actions will be taken to receive money for the debt, however i could stop this if i call there legal office and set up an arrangement, which i did on XXXX/XXXX/XXX... | 5 | 5 | 523,282 |
Credit reporting, credit repair services, or other personal consumer reports | This is the first time I have encountered identity theft. I pulled my credit for myself and there are a couple of fraudulent accounts that do not belong to me. Also, there are several inquiries on my name. I have not given anyone authorization to pull my credit. I have taken measures to make sure no one tries to open a... | 3 | 3 | 708,242 |
Credit reporting, credit repair services, or other personal consumer reports | This is XXXX XXXX, who is submitting this CFPB complaint myself, and to inform you that there is no third party involved in the process. Upon reviewing my updates, the incorrect information was still found in my reports which I believe has been taken care of due to the written appeals I sent. The last letter sent to Eq... | 3 | 3 | 1,018,361 |
Mortgage | I became ill and was unemployed. I struggled making house payments and went through XXXX XXXX to get myself back on track. I was told to become delinquent and they could assist with modification.
Once I was through the modification with XXXX XXXX, the loan was transferred to ShellPoint Mortgage Servicing.
I am in t... | 10 | 10 | 56,426 |
Debt collection | once again synchrony has not or refused to understand that my id was stolen months ago and they would not do anything about it I filled and called the police about it. this bank refuses to do anything. I told them that lowes the store that has the card with this bank told us at a store in XXXX Indiana that someone stol... | 5 | 5 | 341,728 |
Credit reporting, credit repair services, or other personal consumer reports | I have done everything in my power to have these accounts removed. These derogatory accounts have been paid and settle properly upon the settling terms. The accounts initially went negative due to the effects of Hurricane Harvey. I still did my part and paid as promised. The companies are refusing to remove the account... | 3 | 3 | 255,539 |
Checking or savings account | Hello I have or had a checking account with Wells Fargo and since its not my primary bank and have no active deposits they took it upon them selves to close out my account. | 7 | 7 | 944,644 |
Debt collection | I have received several calls after this debt has been paid. Also ; I was told that the debt would be removed after the debt was settled. | 5 | 5 | 857,135 |
Credit reporting, credit repair services, or other personal consumer reports | hey please remove this account I know you will understand me in this situation this is becoming a frustration to me. Please be deleted before 30 days If you do not respond within this time period, Thank you for your time. Hoping that I could get some favorable news after this investigation. | 3 | 3 | 283,824 |
Credit reporting, credit repair services, or other personal consumer reports | My XXXX year old mother just contacted XXXX to freeze her account. Because she is XXXX and has XXXX she could not answer all of their XXXX questions, let alone the fact she does not know what my nephew, her grandson has opened in her name as far as loans and/or credit cards. Sure, they can breach all her information a... | 3 | 3 | 630,930 |
Mortgage | PNC Mortgage Loss Mitigation wo n't give me any information regarding countless declined Short sale offers. They hold on to offers then decline and not counteroffer stating it 's too close to sale date. We have submitted latest offer at PNC 's BPO 's value and no one will look at it nor help with getting sale date exte... | 10 | 10 | 733,074 |
Student loan | Date : XXXX A spreadsheet is attached to illustration the complaint below.
I have three loan accounts with Navient. One of which was paid off online on XX/XX/2019 and the balance has been negative ( overpayment ). But today, Navient website said I still owe them {$81.00} in principal and {$0.00} in interest. This is ... | 0 | 0 | 498,211 |
Credit reporting, credit repair services, or other personal consumer reports | The item currently in dispute is a XXXX that was issued in my name without my knowledge by XXXX . The amount owed is approx. {$1700.00}. Over a year ago, I discovered several fraudulent accounts on my credit report through the major credit bureaus when inquiring about a refinance of my home mortgage loan. After rece... | 3 | 3 | 242,238 |
Credit reporting, credit repair services, or other personal consumer reports | I tried to dispute some items on the credit report. The are violating my Rights. | 3 | 3 | 279,209 |
Credit card or prepaid card | I, XXXX XXXX, a federally protected consumer and NATURAL PERSON, has been disproportionately VIOLATED by Navy Federal Credit Union. I opened my NFCU account in XXXX and in the beginning of XXXX NFCU made an unlawful decision to not send me an updated card and close my credit card account. At that point I had not fallen... | 1 | 1 | 59,335 |
Checking or savings account | 1. My mother is in the beginning stages of XXXX and is XXXX XXXX. I get financial help by State of CA, IHSS. Because she has recently lost the ability to eat or drink, I now have to XXXX to XXXX her thru a " XXXX XXXX '' that goes directly to her XXXX since XXXX XXXX XXXX. This is much more time consuming as well as ex... | 7 | 7 | 778,514 |
Credit reporting, credit repair services, or other personal consumer reports | I called on the phone with all 3 Credit Bureaus also XXXX I told XXXX I had Identity Theft and comes to find out its them or somebody because on the Statement section its saying Fraudulent Applications XXXX be Submitted in my Name or my Identity Im real confused I want all 3 Credit Bureaus to fix this problem Fast I ... | 3 | 3 | 466,852 |
Credit reporting, credit repair services, or other personal consumer reports | I have contacted all credit companies and creditors about these accounts that I have no knowledge about, Ive requested these to be removed many times because it is having a bad impact on my credit score and my credit report. | 3 | 3 | 733,350 |
Credit reporting | Bankruptcy filed in error and vacated credit bureau refuses to investigate and remove. | 4 | 4 | 1,031,493 |
Debt collection | Ive spoken to An agent with NCB Management 3 or more times. Ive made arrangements to pay the debt once a month until the balance is paid in full. I made a payment at the beginning of XXXX. The agent called me at the end of XXXX to tell me that my account is on non-payment status. How can my account be in non-payment st... | 5 | 5 | 625,515 |
Mortgage | I bought a house recently but had serious issues with the mortgage lender/loan officer I did business with. XXXX XXXX XXXX is his name. He was previously with Equity Prime Mortgage but is no longer employed by them. Equity Prime was very helpful with this complaint. XXXX XXXX, during the process, advised me that his co... | 10 | 10 | 171,742 |
Credit card or prepaid card | Attempted to contact agency in reference to error made on the account. Charges amount to XXXX dollars. Havent received any resolution notice or credit back to the account. | 1 | 1 | 498,034 |
Checking or savings account | ACH Debit XX/XX/19 an attempt was made to withdraw {$7900.00}. My account did not have overdraft protection but my bank withdrew {$4800.00} and left me with a negative balance of - {$3000.00}. I was sent a email notification that my account was {$0.00} and checked online to see the amounts stated above. I called my ban... | 7 | 7 | 482,938 |
Checking or savings account | I attempted to pay for my child 's school online and included the routing number available from my checks issued by SunTrust, my payment was declined as a " bad check. '' I contacted the school and was told the issue on their end said bad routing number. I logged on to the online banking system ( SunTrust rerouted me t... | 7 | 7 | 77,700 |
Credit reporting, credit repair services, or other personal consumer reports | My name is XXXX XXXX this complaint is not made in error neither is it being made by a third party.I declare under penalty of perjury I am alleging that a person or company- without my authorization- from unauthorized use of my social security number and card used my personal identifying information to apply for goods,... | 3 | 3 | 1,020,621 |
Vehicle loan or lease | on XX/XX/XXXX notified 53 bank about loan extension due to Covid 19, received email back on XX/XX/XXXX, wrote letter per their terms requesting 90 days. on XX/XX/XXXX I wrote again as I had not received an answer, the one week later made phone call go branch office, could not get through on the phone number they poste... | 9 | 9 | 671,961 |
Credit reporting, credit repair services, or other personal consumer reports | I never opened this accounts and I never authorized it fraud XXXX XXXX Reported : XX/XX/XXXX + {$470.00} Closed XXXX XXXX Reported : XX/XX/XXXX + {$0.00} Closed XXXX XXXX XXXX Reported : XX/XX/XXXX + {$0.00} Closed XXXX XXXX Reported : XX/XX/XXXX + {$510.00} Needs Attention XXXX XXXX XXXX Reported : XX/XX/XXXX + {$49... | 3 | 3 | 415,969 |
Credit reporting, credit repair services, or other personal consumer reports | The information on my report is incorrect for the my report.
I was given information from all 3 credit bureau stating that you do not report bankruptcy to credit bereaus. These agencies are XXXX, XXXX and XXXX. I was told that you dont report to reporting agencies. I am unsure if you are the company that is reporting ... | 3 | 3 | 986,740 |
Credit reporting, credit repair services, or other personal consumer reports | I am writing to dispute the following information that appears on my Experian consumer report : Account Number : XXXX Source of dispute information : XXXX Bank Type of disputed information : Inaccurate data associated with a credit card account Dates associated with item being disputed : XX/XX/XXXX, XX/XX/XXXX, XX/XX/X... | 3 | 3 | 294,979 |
Credit reporting, credit repair services, or other personal consumer reports | I have sent letters to the credit bureaus because I have inaccurate information on it, accounts that I already paid showing delinquent, accounts that are not delinquent showing like it is, inquiries I didn't authorized on my credit report. I credit score. want to open an investigation and solve my problem because is af... | 3 | 3 | 508,824 |
Mortgage | XX/XX/2022 my mortgage was purchased by Mr.Cooper. I typically pay my mortgage in XXXX partial payments. My XX/XX/2022 payment was the first payment to go directly to Mr. Cooper. I paid as typical. in XXXX partial payments, which was never an issue with my previous company. Mr. Coppers website and app has partial payme... | 10 | 10 | 161,859 |
Debt collection | XXXX keeps calling me at work eventhough I have told him not to. They call me on my cell multiple times a day. | 5 | 5 | 985,488 |
Debt collection | A collection account was added to my credit file in early XX/XX/XXXX.
Original Debtor was XXXX XXXX / XXXX Mastercard. The collection agency is NCA, National Credit Adjusters , LLC, XXXX XXXX XXXX XXXX, XXXX, KS XXXX.
It is scheduled to be removed in XX/XX/XXXX, meaning the account had its first delinquency in XX/X... | 5 | 5 | 718,436 |
Debt collection | This Weltman Weinberg & Reis Co LPA ( collection agency ) keeps calling my employer work. This is happening every morning from number XXXX. Please stop harassing me at work. I do n't owe anything.. If I do please mail me information pertaining to these unsolicited calls. | 5 | 5 | 874,507 |
Debt collection | Have been actively trying to work out a loan modification with Select Portfolio Servicing since XX/XX/2017. Submitted the initial package and have been sending required information as and when requested. The issues are that this information is sent over and over. We recently received notice that the property was schedu... | 5 | 5 | 456,078 |
Credit card | Started receiving credit card statements from PayPal Credit.
I NEVER signed up for a credit card with them. I have a Pay Pal account that automatically gets deducted from my checking account. Never once did I knowingly open a line of credit with them. I called them and they said my account has gone in to collections f... | 8 | 8 | 1,014,294 |
Debt collection | XXXX XXXX XXXX XXXX XXXX XXXX XXXX, WA XXXX sent me to collections for a bill that is inaccurate and proceeded to let tenants that still live there know that they are sending myself and my co-tenant to collections over a bill that I am currently disputing. I have attached the invoice that they sent me about what I owe... | 5 | 5 | 122,556 |
Debt collection | Didn't receive enough information to verify debt BOA info called at XXXX XXXX XXXX XXXX. transferred call to line that hung up.
XXXX XXXX.
was unable to accommodate said she was transferring call to supervisor. XXXX hung up at XXXX XXXX XXXX XXXX refused to accommodate then stuck me on hold at XXXX Came back at XXXX ... | 5 | 5 | 678,253 |
Debt collection | We have received a couple of letters from Synter Resource Group, LLC stating that our business has an account with XXXX that has been placed with the agency for collection. We do not and have never had an account with UPS. We just received a very harassing phone call from Synter Resouce Group, LLC about the same matter... | 5 | 5 | 13,414 |
Credit card | A visa account with citi was open via Costco without my authorization. Further when I attempted to cancel it over two consecutive months a charge was made without my authorization which I was told would be reversed. Over five months into the process, not only it was n't reversed but also interests has been accumulating... | 8 | 8 | 1,015,196 |
Credit reporting, credit repair services, or other personal consumer reports | I had my credit ran today XX/XX/20 to see if I pre-qualified for a home loan however, when my report came back I was told I wouldnt qualify for a home loan due to some accounts in negative standing appearing on my credit report. I wasn't aware that there were accounts in negative standing on my credit so I looked over ... | 3 | 3 | 118,130 |
Debt collection | Called Experian to check dispute representative XXXX was upset and hung up on me I called back and requested the report be sent to me and the call was hung up again.
FED LOAN SERV {$1300.00} AccountnumberXXXX FED LOAN SERV $ XXXXAccount numberXXXX FED LOAN SERV {$3800.00} account numberXXXX FED LOAN SERV {$7500.00} ac... | 5 | 5 | 831,099 |
Credit reporting, credit repair services, or other personal consumer reports | The creditor is reporting incorrect information on my credit file. The credit bureau has a copy of the correct information but repeatedly refuses to update the correct information because I am a XXXX. | 3 | 3 | 668,606 |
Credit reporting | I am applying for a home mortgage and all XXXX credit entities show an outstanding bill for XXXX ...
I have never had an XXXX account. It does not belong to me and needs to be removed. | 4 | 4 | 470,516 |
Debt collection | As promised I paid the settlement amount and they did not uphold their part which was to delete it from my credit reports | 5 | 5 | 727,492 |
Mortgage | On XX/XX/2021, I submitted a complaint to the CFPB ( XXXX ) concerning my present mortgage company Chase Bank. They responded with a standard reply and the case was closed. I responded with a letter to Chase because I was not satisfied with their response.
As a result of my complaint to your office and my response to... | 10 | 10 | 842,952 |
Credit reporting, credit repair services, or other personal consumer reports | ive been trying to get a free transunion credit report and score online for months and im unsuccessful.The site keeps saying sorry, unable at this time.I even tried XXXX XXXX XXXX and unsuccessful.When i try to get a free report from transunion, it asks for credit card.I shouldnt have to input a credit card for a free ... | 3 | 3 | 348,066 |
Credit reporting | ive started disputes with Transunion since mid XXXX of 2016 the company has provided me with multiple case numbers, mixed information from agents to managers. ive had agent lie stating they are in the us handling department. I spoke with a supervisor in XXXX handling department by the name of anye XXXX she gave me a pe... | 4 | 4 | 1,034,705 |
Payday loan, title loan, or personal loan | I took out a loan with them and was paying it back with automatic withdrawals, my hours were reduced due to the pandemic which i advised them of in writing. I NEVER received a copy of the original loan agreement even though I called several times asking for a copy of it. Now I received notification from my HR departmen... | 14 | 14 | 326,670 |
Vehicle loan or lease | I have bought ( financed ) a used car from Toyota dealership of Downtown XXXX XXXX in XX/XX/2020.
Along with the car I bought the extended warranty that costs {$2000.00}. On the next day after purchasing the car I have decided to cancel the warranty. I have emailed the warranty issuer and personally visited the dealer... | 9 | 9 | 560,426 |
Mortgage | I own a mortgage company, and we have caught a specific loan officer who works for CrossCountry Mortgage in our local market committing fraud ( editing income documents and social security verifications ) numerous times in the past 12 months. After the mortgages were funded, we have been told by the realtors involved w... | 10 | 10 | 975,932 |
Credit card or prepaid card | I am XXXX years old and do not use email, but to apply for my card I used an email. I asked that my bills be mailed to me, bc it is the only way I am sure my bills are paid. I have been in and out of hospital & friends know to check my mail for important things. My statement was never mailed to me. I asked my daughter ... | 1 | 1 | 762,499 |
Debt collection | I'm not familiar with this company and see that there is a balance on my credit report. It states that they are collecting a balance for XXXX XXXX but I have not given this company any medical information about myself and feel as though my HIPPA rights have been violated. I also have not given this company permission t... | 5 | 5 | 895,974 |
Credit reporting, credit repair services, or other personal consumer reports | For the last year I have been trying to get a copy of a contract with my signature that shows that this is my account I have sent 3 letters to the company and 2 letters to the XXXX credit bureaus. They always send back a letter stating it is verified. I want to see the contract with my signature on it to know if this... | 3 | 3 | 365,431 |
Checking or savings account | My daughter sent me {$200.00} sent through XXXX messenger. The bank received the payment reflected when I called the bank information line. At time of receipt I was overdrawn {$1.00}. And change. Leaving my available cash {$190.00}. And change. I went to the ATM and withdrew {$60.00}. Upon calling my bank I realized th... | 7 | 7 | 660,752 |
Debt collection | I am in a XXXX XXXX XXXX with XXXX assistance. My entire income is taken to pay the patient responsibility part of my bill. I can not make payments. I have explained this repeatedly. | 5 | 5 | 871,701 |
Credit reporting, credit repair services, or other personal consumer reports | I received a call from XXXX XXXX and XXXX Credit card companies. They both said that they had not received a payment. I thought that it was odd, since both we on auto bill pay. I looked into my accounts, and XXXX XXXX had been " paid '' but the auto bill pay for XXXX XXXX was gone. I called XXXX, and determined that th... | 3 | 3 | 126,905 |
Credit reporting, credit repair services, or other personal consumer reports | Upon reviewing my reports, the incorrect information was still found in my reports which I believe has been taken care of due to the written appeals I sent. The last letter sent to XXXX, Equifax and XXXX was XX/XX/2022, but no response was ever received from them to date. Thus, their action has violated the Fair Credit... | 3 | 3 | 15,550 |
Credit reporting, credit repair services, or other personal consumer reports | Affirm showing three accounts on XXXX that affirm can not validate or locate. please see uploaded statement | 3 | 3 | 85,852 |
Debt collection | My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. I'm not swayed that Bureaus efficiently pleased the principles of the Fair Credit Reporting Act in completing their investigation. The Bureaus are reporting inaccurate information on FIRST FINANCIAL ASSET XXXX. ... | 5 | 5 | 1,009,578 |
Credit reporting | I am disputing the inaccurate information the Chex-Systems has on my credit report. I initially submitted a police report on XXXX/XXXX/16 and Chex Systems only deleted the items that I mentioned in the letter and not all the items that were actually listed on the police report. In other words they wanted me to say word... | 4 | 4 | 747,667 |
Credit reporting, credit repair services, or other personal consumer reports | I found inaccurate and incorrect data on my credit report and this wrong information should not be on my credit report. | 3 | 3 | 8,613 |
Credit reporting, credit repair services, or other personal consumer reports | In Accordance with the Fair Credit Reporting Act the following accounts have violated my right.
XXXX XXXX XXXX XXXXt # XXXX XXXX XXXX XXXX XXXX # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX As stated in 15 U.S.C 1681 Section 602 A, it states I have the right to privacy.
15 U.S.C 1681 Section 604 A Section... | 3 | 3 | 308,369 |
Mortgage | I have a home equity line of credit with Well Fargo. I have had this loan for a long time. The total line of credit is XXXX. My outstanding balance is XXXX. Wells Fargo 's monthly payment request is for XXXX. I have been paying XXXX each month for a long time, so I can pay down the loan more quickly. There are some mon... | 10 | 10 | 948,651 |
Debt collection | I wrote to XXXX XXXX to get verification of account i have no knowledge of but XXXX XXXX said it was accurate and updated. I have not opened an account of any sort on XX/XX/2022 so i know this information is incorrect. My address is now with this company because XXXX XXXX has you to put it in for your dispute. I have n... | 5 | 5 | 85,582 |
Credit reporting, credit repair services, or other personal consumer reports | Hello, My name is XXXX XXXX XXXX and I am reaching out to complain on Equifax for their not of response and reporting. I have done everything and followed every step on removing false accounts that are reporting and still have not heard anything. It has passed the 30 days multiple times and at this point, and nothing h... | 3 | 3 | 553,918 |
Credit reporting, credit repair services, or other personal consumer reports | Hello there!
I hope youre doing well today. This company put high inquiries on my credit file but I didnt give them authorization.
They put inquiries on : XX/XX/2019 XX/XX/2019 Therefore Im asking them if theyd kindly remove those inquiries.
Thanks | 3 | 3 | 187,227 |
Credit reporting, credit repair services, or other personal consumer reports | I am extremely nervous about the recent hack. | 3 | 3 | 609,553 |
Debt collection | Our family business, XXXX XXXX XXXX, is owned by XXXX XXXX. Our day manager, who only knows very limited English, got a letter in the mail that to her looked incredibly similar to the XXXX XXXX EBT letters, so she filled out the form and promptly sent it in, not knowing that that was a 3rd party processing company that... | 5 | 5 | 587,819 |
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