Product stringclasses 18
values | text stringlengths 4 32.3k | category_id int64 0 17 | label int64 0 17 | __index_level_0__ int64 0 1.05M |
|---|---|---|---|---|
Debt collection | In XX/XX/XXXX I became aware that I had been a victim of identity fraud and had multiple consumer accounts opened under my name. While I was able to place a fraud alert on my credit report and resolve and close a majority of them with no issue, an account with XXXX I have not been able to resolve. In XX/XX/XXXX I filed... | 5 | 5 | 281,473 |
Money transfer, virtual currency, or money service | On Monday XX/XX/2021 I was locked out of my coinbase wallet account. I had a secondary backup on the XXXX and the wallet application did not recognize my backup. At that point, I had roughly {$11000.00} in the wallet, and currently there is about {$50000.00}. I was in contact with coinbase support off and on for over a... | 12 | 12 | 890,066 |
Credit card | I paid off a credit card when refinancing. The payoff was {$1600.00} too much. Wells Fargo received the payment on XXXX/XXXX/15. said they refunded the money 20 days later on XXXX/XXXX/15. 19 days later still have not received the refund.
Spoke to a " supervisor '' who said that if I wanted another check sent out, the... | 8 | 8 | 1,025,220 |
Mortgage | XX/XX/XXXX - Sent a letter to Wells Fargo disputing {$190.00} recording fee they added to payoff statement of my mortgage. They should only have charged me {$95.00} for the recording of the reconveyance of my deed of trust.
XX/XX/XXXX - Received letter from WF acknowledging receipt of my letter of XXXX and that they w... | 10 | 10 | 228,296 |
Credit reporting, credit repair services, or other personal consumer reports | XX/2015 I voluntarily surrendered my vehicle in question to XXXX XXXX, this is the first thing they are showing incorrectly. Second I was never late on a payment. Third they have sold this account to a collection agency XXXX XXXX XXXX so now XXXX XXXX and XXXX XXXX XXXX are showing on my credit reports. I have disputed... | 3 | 3 | 744,384 |
Debt collection | I had leased an apartment in which the lease was up. The apartment complex is the XXXX XXXX XXXX. I had paid my final utility bill and final rent. Most rental places take your forwarding address, or your information you had given them. And attempt to reach out. I had to turn my keys over to one of the leasing agents th... | 5 | 5 | 370,454 |
Mortgage | I see multiple 30-60 days late marks which is a clear violation of my right under the FCRA. The company has never responded to any of my attempts to obtain any proof or documentation that will prove this account is being reported accurately. | 10 | 10 | 1,025,925 |
Credit reporting, credit repair services, or other personal consumer reports | The credit bureaus are reporting inaccurate/outdated/incomplete personal information. | 3 | 3 | 470,009 |
Credit card or prepaid card | XX/XX/XXXX Closed Statement was never received due to a change of address. Notification was file with Postal Service and mail was not forwarded by post office.
XX/XX/XXXX Closed Statement was not received from post office. Late fee of {$26.00} was added.
XX/XX/XXXX Payment was received and another {$10.00} late fee w... | 1 | 1 | 607,635 |
Credit reporting, credit repair services, or other personal consumer reports | These accounts no longer mine. According to 15 USC 1605 ( 5 ) it states that the insurance protecting the creditor against the obligor 's default or other credit loss, this is clearly violation of the law to to report with profit loss write off. I am formally requesting a copy of any documents, bearing my signature, sh... | 3 | 3 | 818,482 |
Student loan | I went to XXXX XXXX XXXX MI and was told I would have a loan thru Genesis Lending which I learned was been since investigated. I have had issues with the Instiutute itself and can not rid myself on the ongoing debt and no way to fix the issue. I am in debt {$16000.00} for a XXXX XXXX certificate in which I never got du... | 0 | 0 | 350,676 |
Credit reporting, credit repair services, or other personal consumer reports | I filed a complaint here with the CFPB on XX/XX/2022 against XXXX, Experian and XXXX. I received a completed investigation update here on the CFPB site from XXXX on XX/XX/2022 which is within the 30 day. As of today XX/XX/2022 which is the XXXX day since my complaint. According to federal credit law spelled out in the ... | 3 | 3 | 19,247 |
Debt collection | Recievable Performances had been given a alleged debt by XXXX account # XXXX and has also place this debt on all three of my credit files, after having this debt disputed to XXXX and also with the consumer financial protection bureau there are the results : We received your complaint about the XXXX # XXXX in your credi... | 5 | 5 | 1,029,950 |
Credit reporting, credit repair services, or other personal consumer reports | In accordance with the Fair Credit Reporting Act, XXXX XXXX Account # XXXX, has violated my rights.
15 U.S.C 1681 section 602 A States I have the right to privacy.
15 U.S.C 1681 section 604 B States a consumer reporting agency can not furnish and account without my written instructions. | 3 | 3 | 208,817 |
Credit reporting, credit repair services, or other personal consumer reports | XXXX Account XXXX I have requested this information to be verified with all three credit bureaus as the information is inconsistent and incorrect and they have refused to correct In accordance with the Fair Credit Reporting act XXXX Account XXXX has violated my rights.
15 U.S.C 1681 section 602 A. States I have the ... | 3 | 3 | 96,872 |
Credit reporting, credit repair services, or other personal consumer reports | My credit profile is inaccurate which is not fair to me. Please investigate this and fix it. Im really sick and tired of these XXXX. Should there be any updates on my inquiries, Im gon na go to court | 3 | 3 | 931,611 |
Debt collection | I got a ding on my credit report from the XXXX bureaus of a debt collection from Midwest Recovery Systems. I do not know the company and I did not get any notice before they put a collection on my credit report. I do not do payday loan. | 5 | 5 | 966,982 |
Credit reporting, credit repair services, or other personal consumer reports | Re : This is not a regular dispute. Take action immediately you are in violation.
NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 & SECTION 617 Please accept this final written OFFER OF SETTLEMENT BEFORE LITIGATION as my attempt to amicably resolve your continued violation of th... | 3 | 3 | 846,873 |
Debt collection | IN REGARDS TO : TRANSWORLD SYSTEMS XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX. I REQUESTED THAT THE COMPANY DO A DEBT VERIFICATION AND VALIDATION AFTER I SEEN THIS REPORTING ON MY CREDIT FILE. I NOYFIED THE COMPANY THROUGH LETTER CERITFIED ON XXXX XXXX RECEVIED BY AGENT XXXX XXXX.I EXPRESSED IN THE DEBT VALIDATION LET... | 5 | 5 | 796,866 |
Vehicle loan or lease | Around XX/XX/2021 I logged into my account and found that it erroneously reflected that it 90+ days past due. I immediately reached out to the finance company in an effort to get this corrected. I was informed that they had recently undergone a system update which caused multiple accounts to reflect incorrect informati... | 9 | 9 | 365,114 |
Checking or savings account | Long story short, a tenant security account was opened at XXXX XXXX. The bank changed hands a couple of times and now no one can find my account.
Details : On XX/XX/XXXX, I opened a tenant security account at XXXX XXXX and deposited {$850.00}. In the meantime XXXX XXXX was bought out by XXXX XXXX on or about XX/XX/XX... | 7 | 7 | 499,900 |
Credit reporting, credit repair services, or other personal consumer reports | I sent XXXX XXXXXXXX XXXX, The furnisher of the information and I requested that they conduct a investigation for for these items in question under FCRA Sec. 623. This accounts was charged off but still was reporting balances on both. I sent the letters off dated XX/XX/2018 requesting this info. Since, that time I have... | 3 | 3 | 711,472 |
Credit reporting, credit repair services, or other personal consumer reports | My problem is with XXXX XXXX XXXX ; they reported that I was 30 days late in making a payment on my account, which I was ; however, I was only late because the bank outsources all of their customer service to some other country, and there was a total communication breakdown between myself and the customer service repre... | 3 | 3 | 228,982 |
Consumer Loan | Payments were sent to FIRSTMERIT BANK on or around the dates of XXXX & XXXX in the full amount of {$70000.00}. However, FIRSTMERIT BANK did not release the title of the vessel in relations to my account XXXX # XXXX XXXX. See attached exhibits for further details. I called FIRSTMERIT BANK and XXXX their representatives ... | 13 | 13 | 938,485 |
Credit reporting | I recently pulled a copy of my credit report and noticed the following information are in error : Credit Inquires : The FCRA states that the only permissible purpose for pulling someone 's credit report is a ) firm offer of credit b ) insurance c ) employment or d ) a court order.
The following credit inquiries are r... | 4 | 4 | 1,019,679 |
Credit reporting, credit repair services, or other personal consumer reports | I filed a dispute in regards to the incorrect items on my credit report. it has been well over 30 days and I haven't received any investigation results. | 3 | 3 | 728,701 |
Mortgage | I been getting calls for a month from Loan Depot after asking them to stop calling my house more then five times. They keep saying they will put me on the do not call list but the calls keep coming. | 10 | 10 | 327,753 |
Credit reporting | On XXXX XXXX 2016 I checked my TransUnion credit report on XXXX and had a total of XXXX hard inquiries removed from my credit report. The inquiries that were removed are as follows : 1. XXXX XXXX : XX/XX/XXXX 2. XXXX : XX/XX/XXXX 3. XXXX XXXX : XX/XX/XXXX 4. XXXX : XX/XX/XXXX 5. XXXX XX/XX/XXXX 6. XXXX XXXX XXXX : XX/X... | 4 | 4 | 1,039,565 |
Credit reporting, credit repair services, or other personal consumer reports | please find attached the creditors letter for which they have approved to have the delinquencies removed from my credit report. | 3 | 3 | 590,776 |
Credit card or prepaid card | Chase bank is trying to increase my credit card account apr, that has stood for more than a decade at a fixed rate 9.99 % apr, to more than 15 % as a variable rate.
I recieved a mail notification XX/XX/2018, and called in the same night. I went through 2 reps, the 2nd being XXXX, who maintained that even though the fi... | 1 | 1 | 630,240 |
Credit reporting, credit repair services, or other personal consumer reports | Need Copy of credit report w credit score 3 months worth of income source I am a landlord, and less than 2 years ago, I successfully used Experian landlord credit report feature to see the reports of potential tenants. I tried using Experience feature about 1 months ago and the system was not allowing me to send report... | 3 | 3 | 222,168 |
Debt collection | I received a statement from the hospital on XX/XX/2020 showing a balance due of {$480.00} and sent them a letter on XX/XX/2020 asking them to validate the debt and requesting an understandable itemized list of charges and documentation that I agreed to these charges. I continued to receive multiple requests for payment... | 5 | 5 | 156,430 |
Credit reporting, credit repair services, or other personal consumer reports | I have attached an account that all are reporting inaccuracies to all three of my credit bureaus. As per the FCRA anything thing reported in my name to all three of the credit bureaus should be reported 100 % accurate. I would like to have this account deleted due to not following the FCRA and reporting 100 % accuracy ... | 3 | 3 | 1,005,696 |
Bank account or service | A hold was placed on my saving account ( XXXX ) because my institution said I was making more than XXXX transfers a month. XXXX, XXXX XXXX, 2015 I was stranded in XXXX NC with no idea what was going on. When I was finally able to get speak to someone. I was informed I am being penalized or punished because I have made ... | 11 | 11 | 786,766 |
Credit card or prepaid card | US Bank 's online account access site, in its Balance Transfer customer flow, states that a balance transfer can not be requested above the cardmember 's total available credit. This is factually false, as US Bank has a secret cap on Balance Transfer requests not disclosed in the CMA and not called out, or even alluded... | 1 | 1 | 649,292 |
Credit reporting, credit repair services, or other personal consumer reports | On XX/XX/2020 I went to the ER with XXXX XXXX and XXXX XXXX XXXX Upon being admitted to the ER I provided them with insurance information which was XXXX XXXX XXXX XXXX XXXX of Washington. At that time my employer was XXXX XXXX in XXXX, WA. They ended up diagnosing me with XXXX, even after my results came back three d... | 3 | 3 | 72,293 |
Mortgage | I had bought my home in XX/XX/XXXX, and I fell behind on mortgage payment in XX/XX/XXXX, but I was able to get a repayment plan with M & T Bank in XX/XX/XXXX after becoming unemployed in XX/XX/XXXX. Also, I had fell behind in HOA dues in XX/XX/XXXX, and I tried to get a repayment plan from them in XX/XX/XXXX, but they ... | 10 | 10 | 557,059 |
Credit reporting, credit repair services, or other personal consumer reports | I AM THE VICTIM OF IDENTITY THEFT, PLEASE HELP ME RESTORE MY IDENTITY. THE DATA LISTED IS THE RESULT OF IDENTITY THEFT. BLOCK THE FOLLOWING DATA WITHIN 4 BUSINESS DAYS.
01 XXXX XXXX XXXX XXXX {$190.00} XX/XX/19 Inquiries : XXXX XXXX XXXX XXXX | 3 | 3 | 215,473 |
Credit reporting, credit repair services, or other personal consumer reports | Im submitting this complaint against XXXX, Equifax, and XXXX due to their total disregard for my consumer rights under the FCRA/FCBA/FDCPA. For several months now, I've been disputing inaccurate and unverifiable information showing up on my credit report by this company. I have requested intimate information about the ... | 3 | 3 | 990,380 |
Credit reporting, credit repair services, or other personal consumer reports | On XX/XX/XXXX when XXXXXXXX XXXX received notification ( from Experian ) that I had finally been able to afford to pay off two XXXXXXXX XXXX accounts ( sold to XXXX XXXX ), XXXX took advantage of the notification from Experian that requested deletion, and reported back a changed status of " charge off '' eventhough t... | 3 | 3 | 1,039,645 |
Credit card or prepaid card | i was in XXXX and i think the cleaning crew that my company used took my card and used it without my consent and put it back now im stuck with this charges | 1 | 1 | 196,726 |
Mortgage | HI, my complaint is about a modification that I got back in XX/XX/XXXX, and now that I have put my house on the market and went to closing on XXXX XXXX, XXXX there has been a big problem with the mortgage company the I got the modification with, My realtor and the title company has not been able to get the pay off bala... | 10 | 10 | 277,069 |
Credit reporting, credit repair services, or other personal consumer reports | I was pre-approved by XXXX XXXX for an automobile loan. I spoke to XXXX XXXX XXXX XXXX and made it clear that I only wanted the credit to be accessed by them. Unfortunately, the way XXXX XXXX does its auto financing is unlike banks and credit unions in that even with a pre-approval, XXXX XXXX, requires the person to go... | 3 | 3 | 32,817 |
Debt collection | A collection agency sent me a notice of a debt I was told I owed from XXXX. I was notified of it in XXXX XXXX. I was told that if I paid the total amount minus the {$110.00} ( a discounted amount ) that the debt would be paid in full. I did not contest the bill, and paid the amount as requested. Now, this 'discounted a... | 5 | 5 | 888,807 |
Debt collection | Capital one charged off an account that had a fraudulent debt that was then charged with interest. I want the debt cleared out of my name. They have never requested the police reports attached to the issues. I can send all the police reports but I need the debt removed from my name and the account listed as closed with... | 5 | 5 | 656,374 |
Credit reporting, credit repair services, or other personal consumer reports | On XX/XX/2018 an inquiry was made by XXXX XXXX using my social security number. It is still on my credit report. This has affected my credit score and my ability to obtain credit from other creditors. I did NOT authorize XXXX XXXX to run my credit to obtain any services from them! I called them and received a letter ... | 3 | 3 | 634,453 |
Mortgage | I have been logging complaints against Ocwen since XXXX and still my issue and those of at least XXXX other individuals have not had closure with this inept and corrupt company. How long will they be allowed to stay in business and disrupt peoples lives? Their stock continues to drop like a rock. I believe at the time ... | 10 | 10 | 926,869 |
Credit reporting, credit repair services, or other personal consumer reports | XXXX XXXX person call me from there office asking me about an account back in 2002 with XXXX XXXX XXXX in regards to my credit card running late. First I still have XXXX XXXX XXXX card in which I spoke to them and told them that the person called me from XXXX XXXX telling me about my credit and going down my credit re... | 3 | 3 | 377,315 |
Debt collection | I have informed experian this account does not belong to me and received information from the creditor stating the have no such debt in there records but yet experian has verified this account. | 5 | 5 | 391,432 |
Credit reporting, credit repair services, or other personal consumer reports | It appears that my credit file has been compromised. Again, I was going through my records & noticed many information, accounts, or items which do not belong to me. Since Im a stickler for research, I found that under section 605b of the FCRA the 3 Credit Bureaus are required by law to remove & block any accounts or in... | 3 | 3 | 12,746 |
Consumer Loan | Since XX/XX/XXXX, it appears Regional acceptance has not been honest with me regarding my balance, the balances due, interest accrual and what my payments are applied while at the same time not providing me with statements. I have spoken with several reps and each provide conflicting information and confirmed they were... | 13 | 13 | 819,146 |
Credit reporting, credit repair services, or other personal consumer reports | Time has already passed but up until now, I havent heard any kind of response from the 3Credit Bureaus which made me decide to seek assistance from you. They have shown negligence and an act of refusal of complying with my request. I know for a fact that they are to comply with the Fair Credit Reporting Act law, to pro... | 3 | 3 | 29,673 |
Consumer Loan | After the death of my husband, I was left with several loans taken out for the operation of our XXXX XXXX XXXX. The XXXX was sold as a stock sale that after 10 years is still in XXXX and has not been paid for at this time.
I contracted with XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX-phone XXXX ) to ... | 13 | 13 | 1,010,340 |
Credit reporting, credit repair services, or other personal consumer reports | THE ACCOUNTS LISTED ARE FRAUDULENT SOMEONE USED MY PHOTO ID AND SOCIAL SECURITY NUMBER TO OPEN THESE FRAUDULENT ACCOUNTS I HAVE CONTACTED LOCAL AND FEDERAL AGENCIES AND MADE A CRIMINAL COMPLAINT I AM VICTIM OF IDENTITY THEFT I am writing to request and initiate a formal complaint against XXXX, XXXX and Experian CRA. On... | 3 | 3 | 94,995 |
Credit reporting | According to Experian report number XXXX investigated and verified. However Experian never investigated and fraud Account Name : XXXX Complaint : 1st Delinquent date has been passed 7 Years Experian have never provided result of XXXX XXXX dispute which was reporting after nine years.
a. Evidence Attached Experian viol... | 4 | 4 | 509,880 |
Mortgage | I received my XXXX XXXX, XXXX Bank of America Home Loan Account Information Statement and it is wrong. Bank of America is saying that I must pay {$980.00} which includes my Ground Lease Rent Payments, but there is an overage of {$54.00}. At no time did I request for insurance to cover this loan.
Please see below for m... | 10 | 10 | 614,715 |
Consumer Loan | The car was totaled XX/XX/2016. XXXX made a payment round about XXXX. Gap insurance mad another payment in XXXX for XXXX. I had the car for about 13 months the payment was XXXX a month the loan was for 5 years. They have received XXXX for this loan. They are still saying I owe XXXX for fees and late charges that should... | 13 | 13 | 1,023,739 |
Credit reporting, credit repair services, or other personal consumer reports | COMPLETE CREDIT SOLUTIONS XXXX In accordance with the Fair Credit Reporting act Complete Credit Solutions Account XXXX XXXX has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an acc... | 3 | 3 | 31,028 |
Credit reporting, credit repair services, or other personal consumer reports | Transunion is violating laws, I have submitted several complaints and disputes and I dont believe that theres been actual investigations on these accounts as they still reporting inaccurate and Transunion has failed to furnish any documentation that prove they are reported correctly. I have submitted factual data dispu... | 3 | 3 | 136,440 |
Credit reporting, credit repair services, or other personal consumer reports | The Lender XXXX XXXX has inaccurate reporting on my credit history. First with transunion XXXX. XXXX. XXXX the are report my account as okay, but on experian it's reporting as 30 days late XXXX. XXXX. XXXX. I called to try and right this and they claimed everything to be reporting correctly. I have confirmation emails ... | 3 | 3 | 950,462 |
Checking or savings account | I had opened this checking account more than ten years ago with XXXX XXXX Bank, and when the account opened, there were no minimum balance or deposit requirement associated.
However, since that time, it has been bought by Capital One, and Capital One has since re-branded their 'products ' so many times I have lost co... | 7 | 7 | 124,459 |
Debt collection | Dear Sir/Madam : Please be formally informed that neither the US Department of Education not the American Student Assistance has sent me any information about being in default or late on payments. I have never obtained a letter from the latter stating that they currently represent the debt nor a phone call discussing t... | 5 | 5 | 792,881 |
Credit reporting, credit repair services, or other personal consumer reports | XXXX XXXX is currently updating on my credit file. This account was included in my Bankruptcy # XXXX in 2014 and they are still currently reporting and affecting my credit. This is a clear violation of the Bankruptcy Law Act. This account needs to be removed. | 3 | 3 | 586,345 |
Credit reporting, credit repair services, or other personal consumer reports | Im filing a dispute on my credit for a numerous of charges and accounts Im not familiar with such as and In accordance with the fair credit reporting act has violated my rights an XXXX XXXX account for the amount of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX... | 3 | 3 | 112,964 |
Credit reporting, credit repair services, or other personal consumer reports | Experian and XXXX are not following the correct steps that I have researched when requesting to remove an item from your credit report. I am disputing my bankruptcy. The bankruptcy was for my business XXXX XXXX XXXX and should not be reflected on my personal credit information. Experian and XXXX continue to report it a... | 3 | 3 | 730,207 |
Credit reporting, credit repair services, or other personal consumer reports | n Accordance with the fair credit reporting act XXXX Account # XXXX, has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions XXXX XXXX # XXXX X... | 3 | 3 | 917,682 |
Debt collection | FCRA states information reporting has to be 100 % verifiable and 100 % accurate otherwise the information must be removed under federal law. GLA has been reporting unverifiable and inaccurate information on my credit which has damaged my credit. I intend to litigate if they do no remove this file from my credit report.... | 5 | 5 | 115,688 |
Checking or savings account | On XX/XX/XXXX my debit card was stolen and all my savings of {$600.00} was withdrawn from an ATM at XXXX PST time I woke up in the morning and saw that my balance was low {$19.00} dollars so I immediately called the chime bank and told them that my debit information my card was used unauthorized in the amount of {$600.... | 7 | 7 | 290,951 |
Mortgage | I was given a pre-approval letter stating exact dollar amount and that this had underwriting approval. several days before close I was told I do not qualify. then after my rate lock expired I was told they could fix it and they would close on the loan, however at a much higher rate and less amount financed. the mortgag... | 10 | 10 | 783,840 |
Credit card or prepaid card | I filed a dispute with Barclays c ard about a late payment back in XX/XX/XXXX . I called in XX/XX/XXXX and wrote a letter in XX/XX/XXXX after I realized this was listed on my report and asked for it to be removed as I was a victim of fraud with my checking account and had to close account out and it affected ma... | 1 | 1 | 507,858 |
Checking or savings account | Summary : Fraud claim only partially resolved - missing $ XXXX fraudulently withdrawn money Link to the full complaint for ease of readability :XX/XX/XXXX XXXX? XX/XX/XXXXI was the victim of an identity theft with $ XXXX stolen. Thieves gain access to my online Chase profile and did the following on XX/XX/XXXX : a. per... | 7 | 7 | 1,032,563 |
Money transfer, virtual currency, or money service | We live in the XXXX and had a holiday home in XXXX, FL. Pre covid I had to change my online banking password on my debit card due to fraudulent use in XXXX. Unfortunately I entered the wrong password 3 times then could not reset my password because I didn't have a XXXX XXXX to verify myself. After many frustrating hour... | 12 | 12 | 456,212 |
Credit reporting, credit repair services, or other personal consumer reports | I check one day and noticed an account and address that doesn't belong to me. I sent a police report and FTC report. And they didn't remove them. I'm listing the account and address below.
XXXX XXXX XXXX XXXXXXXXXXXX XXXX- {$1500.00} opened on XX/XX/2020.
XXXX XXXX XXXX XXXX, Pa XXXX | 3 | 3 | 61,169 |
Debt collection | XXXX needs to terminate its collections activities and remove its entries off of all credit bureaus as this debt is now beyond the Illinois Statue of Limitations of 5 years. Citibank and XXXX have already issued XXXX in both XX/XX/XXXX and XX/XX/XXXX for other debts because all my credit card problems started when I de... | 5 | 5 | 626,538 |
Mortgage | Name : XXXX XXXXBank : US BankLoan # : XXXX filed bankruptcy in XX/XX/XXXX. Part of that was a XXXX mortgage ( equity line ) on my home at XXXX XXXX XXXX XXXX, XXXX XXXX KY. I am now in a pre-foreclosure status with that home. I have been working with my Primary Lender, XXXX, and they had approved a short sale. We sent... | 10 | 10 | 338,986 |
Mortgage | After sending a formal complaint with the CFPB back in XXXX, the company that is servicing my loan number XXXX, SPS, decided to offer us a loan modification. I asked multiple times what type modification could SPS offer and I was told that we had to pay three consecutive payments in a Trial Period from XXXX to XXXX bef... | 10 | 10 | 276,653 |
Credit reporting, credit repair services, or other personal consumer reports | n accordance with the Fair Credit Reporting act XXXX XXXX XXXX XXXX, has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions XXXX XXXX XXXX XXX... | 3 | 3 | 310,992 |
Payday loan | I have been contacted by a company Executive Acquisition about a payday loan I had with XXXX. I asked for them to verify the loan and the person I spoke with said at she would send the letter. She also stated that XXXX was a financial institution so she was going to sue me for attempting to defraud a financial institut... | 2 | 2 | 397,339 |
Credit reporting, credit repair services, or other personal consumer reports | IC Systems has been allowed to report negatively on my credit report, weekly since XX/XX/XXXX. Once I noticed how often each occurrence, I disputed each action with XX/XX/XXXX. Each action was corrected ; however, they are still allowed to report within a week of filing reporting negatively on a debt owed on my credit ... | 3 | 3 | 844,306 |
Credit reporting, credit repair services, or other personal consumer reports | It has come to my attention that i have been a victim of Identity Theft for a few years now. ( Collection Agency ) placed a collection on my credit report that was from Fraudulent Activity. I have contacted ( Collection Agency ) and ( Original Creditor ) and explained to them which I was transferred several times, i fe... | 3 | 3 | 811,679 |
Credit reporting, credit repair services, or other personal consumer reports | On XX/XX/2020 & XX/XX/2020 XXXX XXXX XXXX has placed a false inquiry on my credit report that I did not initiate nor authorize.. I have reached out to them to dispute on numerous occasions with no response. They are violating my rights and harming me | 3 | 3 | 977,849 |
Debt collection | This company has been reporting negatively on my credit report since 2013. I first recognized it about 2 years ago and disputed. The amount showing is {$270.00}. I have disputed item more than once as well as asked for proof of item, how it was ordered, when it was orderd as well as what the item actually was. Received... | 5 | 5 | 580,668 |
Credit reporting, credit repair services, or other personal consumer reports | You have listed incorrect accounts on my credit report that should not be there at all. This is not only unfair to me, but also very troubling, because I have never committed or made any of the things you accuse me of doing. Investigate these accounts or I will take legal action against you. | 3 | 3 | 194,425 |
Credit card or prepaid card | On XX/XX/2022 I purchased a firearm in the amount of {$880.00} from XXXX XXXX XXXX XXXX WA XXXX XXXX XXXX, XXXX, WA XXXX using my Citi Bank XXXX. In the XXXX of Washington, no one EVER walks out with the XXXX they have just purchased. There is a waiting period where a background check is performed, and generally, you h... | 1 | 1 | 273,790 |
Money transfer, virtual currency, or money service | I have all evidence for myself if needed from my statements. I made one order from XXXX on Thursday, XX/XX/XXXX. I do not have any other orders displayed on my only XXXX account after or before this. Ive only used XXXX once and afterwards I started using XXXX. As I go through my statements after being denied a refund ... | 12 | 12 | 277,165 |
Credit reporting, credit repair services, or other personal consumer reports | XXXX was grossly negligent in the handling of their consumer data resulting in the leak of my personal information. In order to protect my wife and myself we will need to pay {$60.00} total to freeze our credit reports. In the next two years we plan on finding a place to rent then buying a house. This will cost us {$12... | 3 | 3 | 848,621 |
Credit reporting | XXXX XXXX XXXX can get away with identity theft to alter documents and sell that loan with the altered documents | 4 | 4 | 352,137 |
Credit reporting, credit repair services, or other personal consumer reports | the inquiry listed below are not mine, some make no sense as it is obvious from my credit report that I am on bad terms with a few of these banks. I try to contact TransUnion for multiple issues including this one, they always respond that im wrong and then I always go back and have the creditor fix the problem because... | 3 | 3 | 479,710 |
Payday loan, title loan, or personal loan | Capital One Credit Card has been overcharging ridiculous fee after I have automatic payments set up with them for 10 years. They just told me that they don't have a " grace period ''. They reported me to the credit bureau for non payment. You can see I made automatic payment for {$25.00} each week for the past 10 years... | 14 | 14 | 117,318 |
Bank account or service | On XXXX XXXX, XXXX I transferred XXXX shares of XXXX ( XXXX ) out of my Morgan Stanley account into my XXXX brokerage account. All the shares were deposited, however the cost basis was never updated via XXXX. I have called and contacted both XXXX and Morgan Stanley since then multiple times, but I still do not have the... | 11 | 11 | 249,265 |
Credit reporting, credit repair services, or other personal consumer reports | XXXX XXXX amount {$220.00}. This is not my account. I have disputed with TransUnion, XXXX, and XXXX and the company who says it's my debt and never heard back. The credit agency says it mine but I have no knowledge of this account. | 3 | 3 | 247,162 |
Credit reporting, credit repair services, or other personal consumer reports | As a consumer and natural person, Experian violated my right to privacy my furnishing alleged communication about alleged transactions to third parties. Pursuant to 15 U.S. Code 1681a, Experian has in fact included and communicated authorization or approval of a specific extension of credit directly or indirectly by th... | 3 | 3 | 64,849 |
Credit reporting, credit repair services, or other personal consumer reports | On XX/XX/2020, I discovered that there was a fraudulent account on my personal credit report and I contacted the below credit bureaus to correct it with zero response.
I submitted to each credit bureau my dispute letter signed and dated, my identity theft affidavit and I sent each package to each credit bureau, XXXX ... | 3 | 3 | 170,825 |
Mortgage | Good morning, we are following up our first complaint with this, as we believe That mr. Cooper has not been completely forthcoming playing with their response to our original complaint.. XXXX.
We have been acting in good faith, for more than a year now, with mr. Cooper and they are simply stonewalling us. They improp... | 10 | 10 | 585,995 |
Credit reporting, credit repair services, or other personal consumer reports | I HAVE REVIEWED MY CREDIT REPORT AND NOTICED SOME INACCURATE ACCOUNTS AND ENTRIES IDENTIFIED AS INQUIRIES THAT WAS PLACED ON MY CREDIT WITHOUT MY KNOWLEDGE. THESE NEGATIVE ACCOUNTS AND INQUIRIES HAVE CAUSED SO MUCH STRESS AND HARDSHIP ON MY CREDIT. I HAVE NO IDEA HOW THESE NEGATIVE ACCOUNTS AND INQUIRIES GOT ON MY CRED... | 3 | 3 | 277,176 |
Credit reporting, credit repair services, or other personal consumer reports | credit Bueuar is not holding up to regulations | 3 | 3 | 207,263 |
Checking or savings account | I went to the ATM at Regions bank on XX/XX/2019 around XXXX EST. I went to put {$290.00} cash deposit in the ATM to pay a bill with. When I arrived to the ATM, I put my card in, hit make a deposit, and put the cash in, as soon as I did, the screen went black on me, so I got on my app and it said the deposit went throug... | 7 | 7 | 493,564 |
Credit reporting, credit repair services, or other personal consumer reports | Request for VALIDATION, NOT Verification XXXX XXXX XXXX, 2021 XXXX RE : Account # XXXX To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureau { s }, the highly negative impact on my personal... | 3 | 3 | 264,194 |
Debt collection | They sent me a lengthy email stating I was going to be facing charges of defamation of character, theft by deception, Sent me an email with my drivers license number, social security number etc. | 5 | 5 | 635,678 |
Credit reporting, credit repair services, or other personal consumer reports | I've been disputing XXXX XXXX account along with other inaccuracies with XXXX, Experian and XXXX to correct the errors found on my credit file that they disseminate. The 3 credit reporting agencies have received my certified letters and have not corrected the inaccurate accounts ... .. I have also reached out to XXXX ... | 3 | 3 | 881,737 |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.