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complaint regarding failure reimburse escrow overpayment well final mortgage payment following payoff mortgage loan result refinancing three primary complaint follows payoff wire made confirmed accordance payoff statement instruction received wire rejected due unknown internal change new payoff instruction apparently s... | 3 |
upon reviewing credit report noticed several error severely impacting credit please investigate account | 1 |
transuinon violation fcra writing due transunion none compliance fcra transunion fail remove inaccurate information credit report transnunion violation fcra refusing uphold law provided transunion factual proof payment made time month transunion request send supporting documentation payment month made time would delete... | 1 |
victim identity theft due corona virus pandemic facing sitting still home saw recent news multiple data breach decided look credit report major credit bureau found someone used identity idea theft took place also knowledge suspect receive money good service result identity theft contacted credit bureau told file identi... | 1 |
escrow account disclosure statement received pennymac dated state total payment escrow minimum required balance stated greater estimated total annual payment overcharged correct amount worried company taking advantage million consumer dreadful time collecting using money interest free please investigate | 3 |
legal department credit dispute submitted new evidence dispute account disputed belong sworn statement concerning credit issue sworn statement declare penalty perjury law united state executed outside united state foregoing true correct best knowledge certify qualified authorized file dispute also understand knowing wi... | 1 |
filed amortization plan state wi chapter attorney wi case county wisconsin trustee reporting delinquent credit bureau missed payment delinquent | 1 |
filed dispute credit bureau account incorrect midland credit managment stating balance informed numerous time account paid full year ago yet midland credit continues report called request payment deletion letter done get removed credit report agent stated discus payment option via telephone requesting midland credit ge... | 1 |
went go pull money pre paid card witch unemployment benefit getting direct deposited said account locked went online check see going would let even check anything online account locked call say sorry account locked release money would need copy id social security card piece mail proving address sent multiple time still... | 0 |
identity compromised found credit karma sent email needed take action immediately pulled credit report saw outrageous amount item opened social number look person stole identity able pay thing opened name fraudulent item mine please remove report | 1 |
son dad get new truck currently financed ally financial ally reported credit bureau account past due made several attempt dispute credit report unsuccessful full going back forth ally account refinance whatever need get account took court claiming left primary residence contempt court breaking court order year also fil... | 3 |
lender state due covid need verbal verification work per policy time could get company work strict policy got written verification lender work home also wanted written verification working home status something could obtain escalating internally company received approval verbal verification direct manager lender take v... | 3 |
recently credit profile pulled upon looking report noticed multiple account appearing file showing late payment history account listed account amend never late | 1 |
writing delete following information file item need deleted listed report victim identity theft make charge ask item deleted correct credit report reported theft identity federal trade commission also enclosed copy federal trade commission ifentity theft affidavit please delete item soon possible | 1 |
made purchase sent order wrong state person asking pay pal return item back wrong address mile house pay pal staff insulting degrading refused honor pledge pay refund go vendor refuse pay refund returning item receive item california returned sleers store came pay pal discussed person received order refund twice | 4 |
disputed avail collection account appearing credit report collection company listed problem originally requested validation debt responded consent form dated entire year earlier hospital bill inpatient date valid validation debt also consent form regular doctor visit hospital stay bill indicated reached original credit... | 1 |
account listed fraudulent someone used social security number photo id open account belong victim identity theft writing request initiate formal complaint experian cras mailed experian block fraudulent information reported account victim identity theft attached unwilling unable conduct adequate investigation failed ref... | 1 |
unknown hard inquiry credit report im requested verification inquiry method verification ally financial requested requested company provide following proof permissible purpose written authorization proof personally initiated inquiry | 1 |
someone applied credit social security number called service say sent request inquiry removed refused tell information except name application | 1 |
already reached equifax notify error posting information report monitoring credit report change since several dispute letter yet see correction asked desperately need requested generate personally detailed description procedure designed verify account real moment information received | 1 |
mortgage new rez loan number got offer refinance mortgage new rez closed refinanced mortgage new loan new rez debited account old mortgage loan number old mortgage closed indication credit also show new loan addition loan showing paid based amount submitted closing showing nowhere received money back since called repea... | 3 |
violated right reporting incorrect information equifax regarding credit file following credit bureau violated right adding incorrect information credit profile others see buisnesses along others reporting following company equifax applied credit inaccurate violated right fair information credit report personal informat... | 1 |
capital one decided close two store credit card account reason invalid received notice account closure via usps mail advised closed type security risk account opened almost right year called review team capital one letter inquire decision hoping mistake called advised could tell exactly account closed either late payme... | 0 |
filed complaint experian thru cfpb attached complaint response listed report also file creditor last week cfpb without experian opening file attachment attached complaint experian responded back morning without bothering reading attachment said attachment please read entirety remove negative tradeline credit report day... | 1 |
filing complaint world finance co ignored request provide document company file used verify account disputed gone past day mark verify account section fcra required promptly delete information disputed numerous occasion please resolve matter soon possible thank | 1 |
vin purchased financed paid unable get title florida dmv indicates still lien vehicle called hyundai finance admitted loan paid refuse send lien release information also contact florida dmv inform loan paid lien released called hyundai time past week spoken supervisor named senior supervisor named claimed high go said ... | 3 |
newrez mortgage service company refuse apply extra payment principal multiple online phone call request resolve issue | 3 |
noticed recent credit report contains late payment reported attached account financial hardship affected continue making payment account made mistake falling behind since able improved record making payment please consider making goodwill adjustment account listed | 1 |
agency contacted inquire alleged debt advised per fdcpa wished exercise right dispute tje alleged debt wished contacted sent via priority mail request validity arrived got letter dated stating ceasing collection told oh written verbal cease n desist prohibits phone call written communication yet cbe group want try inti... | 2 |
cra continue violate fcra section reporting account incorrect data information account reporting inaccurate permissible purpose | 1 |
ga letter remove inaccurate credit information may concern received copy credit report found following item error letter formal complaint inaccurate information list credit report information credit profile damaging effect credit standing doubt aware credit reporting law ensure bureau report accurate credit information... | 1 |
macys mail statement credit card requested statement monthly | 0 |
equifax reporting amount partial account number please see page attached credit report along copy driver license ssn card identification purpose bureau investigate complaint attached proof payment account lates reporting also incorrect account need report balance lates violation fair credit reporting act report accurat... | 1 |
day waiting response credit bureau inaccurate information credit report negative account credit report account negative showing inquiry authorized waited much response credit bureau | 1 |
last time sent dispute letter yet receive response either bureau following error need corrected immediately account number account number account number account number day since ive sent last round dispute letter dont receive response date law according fcra must remove report within next day | 1 |
trying link account pnc bank app using service called saying bank stopped allowing people link checking account believe fair | 4 |
submitted complaint last week american express bluebird payment made credit card never received never returned realized upon evaluating account second payment also attempted make bluebird account also never received never returned bluebird account actually total missing account payment account say processing continue t... | 0 |
end attempted make payment personal loan bank find loan paid without knowledge suspected mistake called find happened told loan officer could tell fund came worry since paid loan closed additional sent via check deposited money saving account sat strongly suspecting mine knowing actually belonged also received letter d... | 3 |
sent dispute letter bureau month change reply inquires credit knowledge asked proof got nothing | 1 |
let link account | 4 |
recently sent letter day ago experian disregarding regular consumer dispute stressed sending letter still response | 1 |
block except otherwise provided section consumer reporting agency shall block reporting information file consumer consumer identifies information resulted alleged identity theft later business day date receipt agency appropriate proof identity consumer copy identity theft report identification information consumer stat... | 1 |
complaint regard trans union reporting inaccurate information consumer credit report account show open account disputed account multiple time ask trans union validate debt trans union validated debt reached spoke representative confirms balance system show transfer confirms balance show delinquency system also reach sp... | 2 |
submitted four dispute asking verify immediately remove collection credit report knowledge second attempt submitted never sent notice whether verified removed signed subscription showed updated account day later without full investigation sent notarized letter asking numerous time along copy driver license social secur... | 2 |
checking process getting credit score report record show credit card found unknown lvnv funding credit card unauthorized transaction maybe identity theft considered | 0 |
account paid still show open balance called repeatedly last time last representative talked told closed balance remains pull account show active large balance | 0 |
kraken site hacked fund stolen recourse support received email kraken crypto exchange someone requesting change password hadnt logged month contacted say wasnt next week send photo information proving regain access informed kraken support account unlocked trading funding still locked deleted withdrawal address recogniz... | 4 |
car totaled insurance company two separate claim jp morgan chase auto reported account day late notified completed paperwork paid full remaining balance significantly dropped credit score refused correct error way stated take day account show paid full never late one time car payment take day report day late law govern... | 1 |
currently account showing credit report never opened victim id thief police ftc report file company yet still reporting inaccurate data | 1 |
two credit card citibank around one citibank credit card payment applied wrong account causing intended account show day late contacting citibank support several time investigating finally connected citibank executive response confirmed late payment reported error occurred wrote letter attached saying three credit bure... | 1 |
identity compromised found sent email needed act immediately pulled credit report saw outrageous amount item opened social security number look person stole identity able pay thing opened name fraudulent item mine please remove report | 1 |
sent debt validation request lowes lowes received request responded request validation alleged debt | 2 |
previously disputed public record credit report equifax said investigated result provided confirmed first issue investigated account stated federal law initiated request say even file name information public record deleted immediately credit report incorrect false | 1 |
appearing experian account balance account dollar depicted experian automatically say dispute frivolous wo allow break law fcra regard | 1 |
called citi bank collection dept today asked assistance regardin monthly payment two credit cards specifically time suffering income disruption brought public health issue triggered corona virus asking payment suspension day public health issue ongoing refused grant assistance instead keep telling nothing help miss pay... | 0 |
balance kind account noted charged account account balance truly inaccurate sure remove item fully please also offer documentation make sure charge credit particular alleged account caused high credit number displayed report petition give record seen standard information inquiry per privilege awarded fair credit billin... | 1 |
contacted quicken loan refinance existing home mortgage loan spoke two mortgage banker informed wanted refinance mortgage loan banker informed credit score qualify conventional loan made aware credit score ran month ago qualified conventional loan however customer service poor previous mortgage banker proceed financing... | 3 |
tried multiple time dispute inaccurate information transunion credit report asked company send document original signature proof show account inaccurate account listed inaccurate item report listed never done business company inaccurate item transunion report listed never done business company | 1 |
credit monitoring service told collection action registered aside fact collection agency number filing erc fl working searched internet found contacting immediately current address address one business claimed unpaid bill called active account meaning know find found current account claimed bill unreturned equipment pr... | 2 |
want link pnc account account pnc let link account account linked able earn interest money automatically put account pnc stopped feature therefore losing money | 4 |
annual fee use airport lounge closed since asked partial credit denied premium credit card already offered amex foreign customer service agent dont comprehend issue sound like robot reading script | 0 |
offered covid payment deferment however failed mention could take day would report credit company late payment payment paid late even approval deferment account current filed deferment told placed account approved next month informed credit monitoring payment went credit late payment hurting credit score tremendously s... | 1 |
id theft victim account mine account | 1 |
account debited ace ace check cashing understanding california live florida never traveled california reached institution inform unauthorized debit account advise claim denied solely fact associate verified identity highly impossible filed id theift report local police department regarding matter asked customer service... | 4 |
inquiry loan credit application obtained copy credit report inquiry loan credit application obtained copy credit report inquiry loan credit application obtained copy credit report inquiry loan credit application cxxxx obtained copy credit report inquiry loan credit application obtained copy credit report installment lo... | 1 |
reporting inaccurate payment history across ca please delete account per fair credit act account number | 1 |
charged great value vacation sent email canceled trip due covid wanted give voucher want refund wrote wanted refund never responded since canceled trip get refund ready go credit card disputed amount portion put card able refund money email doc | 0 |
chase bank pre approved u home mortgage found house offer accepted started process filled mortgage application chase told day guarantee closing advised ok close home sold closed process chase blamed ton issue updated regularly task kept assigned issue paystubs sent document multiple time mortgage specialist kept tellin... | 3 |
loan ditch ditech went bankrupt loan acquired shellpoint mortgage servicing shellpoint continues make error account money paid escrow account month fund shellpoint pay bill home insurance flood insurance shellpoint sends u letter saying insurance company going purchase policy add amount loan thereby increasing amount m... | 3 |
hello name closed cd amount ally bank first check returned back ally bank order issue another check contacted ally bank bank manager said check sent day contacted ally bank receive check ally bank confirmed check cashed requested ally bank make stop payment transfer money bank ally said would contact never contacted al... | 4 |
took personal loan help mother required hour care loan amount mother passed received unsolicited call loan company agent borrow money replied received alert stating increasing balance amount explanation justification reached day mariner finance person answering replied next reached ascertain root state information repo... | 3 |
transunion reporting incorrectly day late partial account number please see page attached credit report account report balance past due please keep mind would impossible late account dollar balance false reporting lates seriously harming credit score line item need removed credit report contacted bureau remove however ... | 1 |
check servicer misapplied fund totally incorrect account violating every financial regulation specifically principal interest escrow check applied | 3 |
american credit acceptance predatory offer high interest auto loan consumer low credit score intention defaulting charging excessive penalty interest literally recovering homeless finally resumed work needed vehicle get work although knew interest auto loan predatory told needed make timely payment could refinance lowe... | 3 |
called regional finance several time asked covid assistance informed could help back lady told since payment due wait tile amount due ask deferrement asked deferral furloughed work told regional finance furloughed company keep calling harrassing asking payment knowing requested assistance becuase covid called corporate... | 3 |
disputed information transunion account belong sent multiple dispute letter letter mailed received result claiming verified item disputed disputed item received letter claiming verified account item mine | 1 |
reporting debt credit file know soon found paid debt violation day right dispute never received call collection notice regarding debt already credit erroneous acct | 1 |
request authorized fcra procedure case disputed accuracy request regarding account listed account previously reported credit file subsequently deleted item disputed could verified requested copy credit report right facta act item contained credit file date denied credit home student based upon negative information repo... | 1 |
victim identity theft | 1 |
limit sharing information equifax suggests way online accessible via direction provided privacy notice upon signing free account wanted limit sharing personal information much possible provide pdf called consumer privacy notice provides two option limit sharing online portal phone number link offered consumer privacy n... | 1 |
purchased paying vehicle approximately year amount vehicle never changed fact price vehicle continue going contacted creditor santander several occasion stated outstanding balance account correct every time paid something towards monthly payment outstanding balance loan continue go contacted company requesting pick veh... | 3 |
sent several dispute credit bureau transunion yet respond provide result understand pandemic going still required provide result law reporting error credit file need respond dispute | 1 |
company started reporting exact date added dont know credit discovered placement derogatory item company never heard prior seeing credit file never heard company spotting credit file never entered agreement never communication researched company upon seeing credit file see many countless violation law complaint issued ... | 2 |
initially agreed loan amount included initial escrow mo mo cushion pre paid prepaid property tax loan officer said would pay mortgage month would get back old lender want include loan said called find escrow said paid escrow still waiting final check freedom wonderful company wish could go back fellow veteran steer cle... | 3 |
track public service loan forgiveness one point loan serviced shut loan transfered current servicer fedloan fedloan alleging payment made asked copy payment record say ordering review refuse provide supposed prove made payment without access record bank retain record older year fedloan refusing provide copy payment rec... | 3 |
complaint bank america prepaid employment development dept handle everyones unemployment fund direct depositing unemployment benefit maybe could employment development department unauthorized charged made debit card approx put hold card thru online acct unauthorized charge could made contacted bank america dispute char... | 4 |
mortgage servicer changed hand transferred freedom mortgage sent freedom mortgage cashier check shortly began receiving past due notice freedom mortgage contacted supervisor freedom mortgage researched situation found freedom mortgage received cashier check name mailed people state utah unprocessed claim loan number ma... | 3 |
trying reach branch manager opened account branch refuse give access account produce social security card utility currently posse social security delay processing social security card take month arrive due offered commercial driver driver license offered avalible proof social security offered credit card offered photo ... | 4 |
disputed account last month account mine please remove credit repair company mortgage company | 1 |
name trying correct credit report past year seems success according recent credit report request several inaccurate account report notice name address employment information hard inquiry incorrect also derogatory account belong association demand removal violation following applicable credit reporting law usc exercisin... | 1 |
went dealer bought new gave payment cash paid gap insurance financed rest value financial institution first help financial indicated salesman negotiated negotiation done salesman email proved gave personal information first time buying new car told would better give personal information could deal financial institution... | 3 |
filed dispute equifax disputing collection account one amount second account never contract account company ever information false mine fair credit reporting act violation equifax since removed account amount equifax failed remove | 1 |
ordeal began locked attractive rate see attached sent urgent email xxxxx sign outstanding document immediately complied contacted see available closing scheduled closing attorney day also sent new cd discount point inflated without explanation catch right away one knew anything hour day closing sent conditional approva... | 3 |
account please remove | 1 |
decided pull credit every single time would apply credit card would get denied best knowledge always paid bill time know fact thing showing report belong account fraudulently made without consent please remove account form report u dep ed u dept ed u dep ed | 1 |
want write day following account portfolio recovery associate portfolio recov assoc account date opened original balance portfolio recov assoc account date opened original balance portfolio recovery associate committing many violation right comsumer since long time ago violation account incurred intrest incorrect incon... | 2 |
first national bank pennsylvania refuse communicate detail regarding returned international wire transfer transfer amount usd sent returned fund due first national bank sending wire transfer usd today month asked wire trace week ago first national bank branch location made transfer pa gotten response pa branch manager ... | 4 |
american express continues call send email threaten legal action debt past statute limitation debt forgiven seven year | 2 |
recently looked credit report noticed thing believe wrong reached credit bureau investigation report sent letter never heard anything back sent day comply yet get feedback investigation | 1 |
already filed complaint care mislead given false information multiple time year aes paying since consolidated federal student loan much afford interest yet principal started told repayment plan many rep working towards forgiveness year also advised take forbearance laid knowing would also effect number year paid today ... | 3 |
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