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RaiffeisenBankInternationalAG-AR_2014
3,298
If, in the case of existing control, further shares are acquired or sold without loss of control in subsequent consolidation, such transactions are recognized directly in equity. The carrying amount of the shares hold by the Group and the non-controlling interests are adjusted in the way that they reflect the changes o...
96
annual_report
RaiffeisenBankInternationalAG-AR_2006
47
Hungarians assess the quality of paprika with the meticulousness of a book-keeper, carefully checking the origin, variety, hotness, quality grade and lots more. Any Hungarian deserving of the name can tell the difference in his sleep between one of the milder powders, sweet paprika, the rather rare semisweet form and t...
55
annual_report
TopdanmarkAS-AR_2018
32
Combined ratio excl. run-off profits 89.8 91.1 90.4 85.8 87.5 86.3 88.1 *) In 2018, the classification of insurance and investment contracts in life insurance has been subject to reassessment by Topdanmark Group. Comparative figures have been adjusted. Please refer to the comments made under “Accounting policies”.
47
annual_report
nl_ing_grp-AR_2015
4,057
As at 31 December 2015 the various defined benefit plans did not hold any investments in ING Groep N.V. (2014: nil).
21
annual_report
1711
540
Hartford Life Insurance Company’s insurance liabilities, other than non-guaranteed separate accounts, are primarily related to accumulation vehicles such as fixed or variable annuities and investment contracts and other insurance products such as long-term disability and term life insurance.
38
10K
1353
280
Vidler has filed approximately 2,000 acre-feet of water rights applications at Sandy, Nevada.
13
10K
4635
1,039
and eliminates the current option to report other comprehensive income and its components in the statement of changes in equity. This guidance does not change the items that must be reported within other comprehensive income. This guidance is generally effective for interim and annual periods beginning after December 1...
76
10K
de_allianz-AR_2012
2,235
the five laRgest single accuMulation scenaRios: loss Potential net of ReinsuRance foR individual events, MeasuRed at a PRobability level of one loss in 250 yeaRs (99.6 % confidence level) C 101 € Mn
33
annual_report
NatwestGroupPLC-AR_2018
457
From an operational risk perspective, throughout 2018 there was a continued focus on the control environment, ensuring that RBS maintains a safe and secure approach to doing business.
28
annual_report
4102
1,147
The Company paid to the Landlord a security deposit of $110,000 under the lease (the “Security Deposit”) during the third quarter of 2006, which is accounted for as a deposit in other assets. The Company will not earn interest on the Security Deposit. The Security Deposit will decrease and the Landlord will return to t...
111
10K
BaloiseHoldingLtd-AR_2010
474
Authorised and contingent capital, other financing instruments Authorised capital A resolution passed at the Annual General Meeting on 30 April 2009 authorised the Board of Directors to increase share capital until 30 April 2011 by CHF 500,000 at most, by issuing a maximum of 5,000,000 registered shares with a face val...
77
annual_report
865
311
Amounts charged to third party payors solely for use of the Company's provider network and its discounted fee-for-service rate structure are recognized as fee revenue. Amounts charged for administrative services only arrangements, entailing only claims payment services and utilization of the provider network without ut...
70
10K
AvivaPLC-AR_2011
1,025
Corporate responsibility continued statement to demonstrate the financial impacts of our community investment and customer advocacy commitments. The Accounting for Sustainability statement is provided on page 82. We are also committed to providing full disclosure to investors on our CR programme and as such respond to ...
371
annual_report
2128
476
We previously adopted the Maxicare Health Plans, Inc. Supplemental Executive Retirement Plan (the “SERP”) covering five key executives selected by the Board, four of whom are no longer employed by us. Benefits are based on years of service and average compensation in the last three years of employment. No executives wh...
160
10K
de_allianz-AR_2002
1,949
Savings deposits and home-loan savings deposits 6,128 2,420 864 1,591 1,253
11
annual_report
5170
1,497
As at December 31, 2015 and 2014, the authorized share capital was 111,000,000 ordinary shares ("Voting Ordinary Shares") and non-voting convertible ordinary shares ("Non-Voting Ordinary Shares"), each of par value $1.00 per share, and 45,000,000 preference shares of par value $1.00 per share.
43
10K
1760
205
Short-term investments and cash and cash equivalents have been excluded from the above schedules. Amortized cost approximates fair value for these securities. At December 31, 2001, net unrealized investment gain on fixed maturities designated
34
10K
gb_prudential-AR_2012
2,061
Dilution Releases from Prudential’s GPSP and BUPP are satisfi ed using new issue shares rather than by purchasing shares in the open market. Shares relating to options granted under all-employee share plans are also satisfi ed by new issue shares. The combined dilution from all outstanding shares and options at 31 Dece...
82
annual_report
gb_prudential-AR_2015
792
Actual exchange rate Constant exchange rate 2015 pence 2014 pence Change % 2014 pence Change %
16
annual_report
BaloiseHoldingLtd-AR_2004
47
The terrorist attacks in Madrid, the high price of oil and the sharp drop in the value of the US dollar had a negative impact on the financial markets in 2004. High oil prices put a damper on economic growth. At the same time the low
46
annual_report
4424
2,767
We have incentive, retention and severance agreements with certain employees in our financial guaranty business. The total cost expected to be incurred under these agreements is $9.0 million, of which $3.4 million has not been recorded as of December 31, 2011. The remaining cost for these agreements is expected to be r...
58
10K
1849
1,579
The purchase contracts (see Note 12) are reflected in the diluted earnings per share calculation using the treasury stock method. Under this method, the number of shares of Common Stock used in calculating earnings per share for any period are deemed to be increased by the excess, if any, of the number of shares that w...
121
10K
HelvetiaHoldingAG-AR_2018
1,535
Amendments to IAS 19 – Plan Amendment, Curtailment or Settlement 1 January 2019
13
annual_report
CNPAssurancesSA-AR_2009
2,193
Property and equipment consists mainly of office equipment and miscellaneous installations.
11
annual_report
1174
828
Except for the uncertainties related to dispute resolution, reinsurance collection and those discussed in the Environmental and Asbestos Claims section, management does not anticipate the future financial performance of Other Operations to have a material effect on the future operating results of the Company.
44
10K
HannoverRueckSE-AR_2007
389
• development of the structural risk associated with the persistency of the business in force,
15
annual_report
AdmiralGroupPLC-AR_2011
924
Reinsurance assets: Contracts entered into by the Group with reinsurers under which the Group is compensated for losses on the insurance contracts issued by the Group are classified as reinsurance contracts. A contract is only accounted for as a reinsurance contract where there is significant insurance risk transfer be...
54
annual_report
AvivaPLC-AR_2011
1,265
Our assurance team Our assurance team has been drawn from our global Climate Change and Sustainability Services Practice, which undertakes engagements similar to this with a number of significant UK and international businesses. The work has been led and reviewed by a Lead Sustainability Assurance Practitioner.
46
annual_report
AegonNV-AR_2019
2,396
 In connection with any actual or potential sale or change of control or a transaction concerning the sale of a subsidiary or business unit within Aegon, the Supervisory Board will take all such actions hereunder as it may determine to be necessary or appropriate to treat the Executive equal and equitably, including w...
74
annual_report
5899
1,175
cancellations and non-renewals of policies of residential property insurance after the declaration of a state of emergency through Bulletins 2020-11, 2020-12 and 2020-13. These Bulletins list declarations of a state of emergency issued by the California Governor in August, September and November 2020, along with the ZI...
160
10K
gb_prudential-AR_2011
4,152
(v) Maturity analysis The following table sets out the contractual maturity analysis of the Group’s operational borrowings attributable to shareholder-financed operations: Less than 1 year 3,169 2,496 1 to 2 years 140 98 2 to 3 years 10 401 3 to 4 years 10 – 4 to 5 years 11 – Over 5 years – 9
56
annual_report
AdmiralGroupPLC-AR_2011
227
Arrangements for 2011 to 2014 In early 2012 the Group was pleased to announce extensions to its arrangements such that capacity is fully placed until the end of 2014. The underwriting splits can be summarised as below.
37
annual_report
1812
200
HEALTH INSURANCE OPERATIONS. Health net premiums earned were $11.1 million for the year ended December 31, 2000, a increase of $6.3 million, or 131.3%. The increase was primarily due to expansion of a preferred provider organization in western Michigan.
39
10K
CNPAssurancesSA-AR_2009
755
■ UGRC (Union Générale de Retraite des Cadres), Director (since 18 November 2009).
13
annual_report
gb_lloyds_banking_grp-AR_2003
1,626
Shares in banks 10,752 9,093 Shares in other group undertakings 1 (2)
12
annual_report
NatwestGroupPLC-AR_2020
3,913
Governance Responsibility for identifying, measuring, monitoring and controlling market risk arising from non-trading activities lies with the relevant business. Oversight is provided by the independent Risk function.
27
annual_report
SwissReAG-AR_2002
668
Mr Kellenberger, a Swiss citizen born in 1945, studied civil engineering at the Swiss Federal Institute of Technology in Zurich, graduating in 1970.
23
annual_report
5665
1,420
In May 2015, nonvested common shares were granted to an employee in connection with an employment agreement that were subject to time-based and performance-based vesting. The time-based share award vested in four equal installments on July 1, 2016, 2017, 2018 and 2019. The performance-based share award vested based upo...
75
10K
467
392
The amortized cost, unrealized gains and losses and estimated fair values of available for sale securities are as follows(see Note 2 for a discussion of the fair value of financial instruments):
31
10K
2796
6,683
Stock-Based Incentive Compensation Plans. We have various incentive plans for the employees, agents and directors that provide for the issuance of stock options, stock incentive awards, stock appreciation rights, restricted stock awards, restricted stock units (“performance shares”), and deferred stock units.
41
10K
5121
606
On January 13, 2016, GWG MCA, LLC was converted to a corporation and became GWG MCA Capital, Inc. GWG MCA Capital, Inc. was formed to engage in the merchant cash advance business. Effective February 4, 2016, GWG MCA Capital began to offer for sale up to of 2,000,000 shares of Redeemable Preferred Stock at an offering p...
158
10K
HiscoxLtd-AR_2003
452
11 Investment return a) The total actual investment return before taxation comprises: 2003 Restated
14
annual_report
3281
1,145
Cincinnati Financial Corporation - 2007 Annual Report on 10-K - Page 47
12
10K
ScorSE-AR_2012
1,707
Other positions: Out of France: Director: - SCOR Reinsurance Asia Pacific Ltd (Singapore)
13
annual_report
SwissReAG-AR_2012
1,863
Weighted average value per unit at grant 44.62 47.86 58.49 47.17
11
annual_report
NatixisSA-AR_2020
1,785
It is specified that the severance and non-compete benefits will be submitted to Natixis ‘General Shareholders’ Meeting to be held in May 2021.
23
annual_report
4178
1,917
which it operates. Elsewhere, pension benefits are typically provided through defined contribution plans. It is the Company’s policy to fund pension costs as required by applicable laws and regulations.
29
10K
2646
618
Our certificate of incorporation and bylaws and Delaware law contain anti-takeover provisions that could have the effect of delaying or preventing changes in control that a stockholder may consider favorable. The provisions in our charter documents include the following:
39
10K
NatixisSA-AR_2003
3,671
o n d o n h an d le s ac ti vi ti es r el at ed t o s ec u ri ti
26
annual_report
SwissLifeHoldingAG-AR_2009
2,638
Liabilities released for payments on death, surrender and other terminations during the year –111 –104
15
annual_report
ScorSE-AR_2017
774
●● Chairman and Director of Média Aéroports de Paris (France) ●● Director of Régie Autonome des Transports Parisiens (RATP) (France) ●● Member of the Board of Directors of Société de Distribution Aéroportuaire (SDA) (France) ●● Member of the Executive Committee of Relay@ADP (France) ●● Member of the Supervisory Board o...
95
annual_report
1329
202
The following discussion is intended to provide information to facilitate the understanding and assessment of significant changes and trends related to the financial condition and results of operations of Fidelity National Financial, Inc. and subsidiaries (collectively, the "Company"). This discussion and analysis shou...
60
10K
1900
545
Investment and other income-Investment and other income totaled $89.8 million, $81.1 million and $54.8 million in 2002, 2001 and 2000, respectively, an increase of $8.7 million, or 10.8% in 2002 over 2001, and $26.3 million, or 47.9% in 2001 over 2000. The increase in 2002 over 2001 was primarily due to an $18.3 millio...
141
10K
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2003
2,396
Declaration of compliance 69 Derivative financial instruments 124, 135, 137 Disability 57 Dividend 17
14
annual_report
2167
552
Changes in the U.S. equity market directly affect the values of the underlying U.S. equity-based mutual funds supporting separate accounts assets and, accordingly, the values of variable contract owner account balances. Since asset-based fees collected on inforce variable contracts represent a significant source of rev...
152
10K
HiscoxLtd-AR_2009
50
Dividend and capital management The Board proposes to pay a second interim dividend of 10.5p on 29 March 2010 to shareholders on the register on 5 March 2010 in place of a final dividend, making total dividends for the year of 15.0p (2008: 12.75p).
44
annual_report
5837
2,425
As of December 31, 2020, the Company held municipal fixed maturity securities that include third-party guarantees. Detailed below is a presentation by credit rating of our municipal holdings by funding type.
31
10K
5658
1,167
$28 million of net favorable prior year reserve development on marine business due to better than expected loss emergence on more recent accident years including a large case reserve reduction on a 2013 accident year claim.
36
10K
BeazleyPLC-AR_2019
81
• The creation of an environment in which talented individuals with entrepreneurial spirit can build successful business
17
annual_report
SwissReAG-AR_2002
240
Crushed and mixed with water – corn shortly after the inlet Dumping truck loads of corn into the “mouth” of the processing plant International commodities trading floor – buying and selling
31
annual_report
ch_zurich_insurance_group-AR_2008
2,812
4 Includes employee benefi ts, expatriate allowances, perquisites, benefi ts-in-kind and any other payments due under the employment contract. Benefi ts-in-kind have been valued using market rates.
27
annual_report
AssicurazioniGeneraliSpA-AR_2015
1,981
 the elimination in the life segment of participations and loans to companies of other segments, belonging to the same country, as well the related income (dividends and interests) if not backing technical reserves
34
annual_report
4706
1,190
In February 2011, the Company entered into two $125 million 3.5-year interest rate swaps to hedge changes in the fair value of the first $250 million of the outstanding 5.375% senior notes due in 2014.
35
10K
3939
1,230
As described above, effective January 1, 2008, we adopted SFAS 159. Accordingly pre-tax loss for 2008 is not directly comparable to such measures for 2007 and 2006. A summary of results from our Other Operations segment for the years ended December 31, 2008, 2007 and 2006 are as follows:
49
10K
1687
362
On November 9, 2001, AIG received proceeds of approximately $1 billion from the issuance of Zero Coupon Convertible Senior Debentures Due 2031 with an aggregate principal amount at maturity of approximately $1.52 billion. Commencing January 1, 2002, the debentures are convertible into shares of AIG common stock at a co...
109
10K
ch_zurich_insurance_group-AR_2009
689
Bank Distribution increased by USD 353 million or by 47 percent in U.S. dollar terms, to USD 1.1 billion and by 55 percent on a local currency basis. The new businesses acquired in Spain contributed USD 369 million through successful development of the business post acquisition including protection and savings campaign...
63
annual_report
2804
763
In 2003, the Company reset long-term assumptions for the separate account returns. The Company recorded a deceleration of amortization of $3.7, primarily due to improved market performance compared to expected.
30
10K
AvivaPLC-AR_2019
5,096
Foreign exchange gains/losses (45) 7 Commission income 20 19 Other 5 4
12
annual_report
433
443
Premium revenues reported for traditional life insurance products are recognized as revenues when due. Future policy benefits and policy acquisition costs are recognized as expenses over the life of the policy by means of a provision for future policy benefits and amortization of deferred policy acquisition costs.
47
10K
fr_axa-AR_2011
4,584
Group received a request from the New York State Department of Financial Services, Life Bureau, formerly the New York State
20
annual_report
5947
1,118
Goodwill is an asset representing the estimated future economic benefits arising from the assets we have acquired that were not individually identified and separately recognized. We generally perform our annual goodwill impairment test during the fourth quarter of each year, using balances as of the prior quarter. Good...
110
10K
fr_axa-AR_2006
5,294
Fair value of plan assets, beginning of the year 2,697 2,265 2,195 – – – Actual return on plan assets 221 206 208 – – –
26
annual_report
4262
599
Management believes that the Company's methods of estimating the liabilities for insurance reserves provided appropriate levels of reserves at December 31, 2010 and December 31, 2009. Changes in the Company's reserve estimates are recorded through a charge or credit to its earnings in the period in which they arise.
49
10K
SwissReAG-AR_2020
2,260
For the biographies of former Group EC members, please refer to: www.swissre.com/formergroupecmembers
12
annual_report
4613
1,275
If the lease is terminated early, the tax-exempt entity must make an early termination payment to the lessor. A portion of this early termination payment is funded from monies that were pre-funded and invested at the closing of the leveraged lease transaction (along with earnings on those invested funds). The tax-exemp...
146
10K
4761
522
In the following discussion of the results of our insurance segments, we sometimes refer to GAAP financial measures in the context of “as reported” and to non-GAAP financial measures in the context of “pro forma.” These pro forma, or non-GAAP financial measures, may (i) exclude the impact of the HO QS Arrangement cessi...
227
10K
1908
484
At December 31, 2002, we had 177 fixed maturity and equity securities with gross unrealized losses totaling $55.5 million. Included in the gross unrealized losses are losses attributable to both movement in market interest rates as well as temporary credit issues. Details regarding these securities are included in the ...
75
10K
5366
860
The following is a reconciliation of cash and cash equivalents inclusive of restricted cash as of December 31, 2017, 2016 and 2015.
22
10K
CNPAssurancesSA-AR_2005
1,102
A Finance Committee meets regularly to review the subsidiaries’ investment policies. The risk mapping process is being rolled out to the main foreign subsidiaries, providing a basis for assessing and managing risks related to their operations.
36
annual_report
5228
2,444
The statutory net income (loss), policyholders' surplus and contingency reserve liability of the insurance subsidiaries of our holding company are show in the following table. The statutory net loss in 2015 was driven by the dissolution of an MGIC non-insurance subsidiary. The surplus amounts included in the following ...
64
10K
1106
256
Life Re's reinsurance agreements frequently provide for rights of recapture, which permit the ceding company to increase the amount of liability it retains on the reinsured policies after the policies have remained in force for a designated period of time (generally ten to twenty years). Accordingly, an increase in the...
90
10K
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2007
1,919
Life and health Property-casualty €m 31.12.2007 Prev. year1 31.12.2007 Prev. year1
11
annual_report
5638
1,492
The property and casualty business acquisition costs consist of commissions net of reinsurance commissions, during the production of business are deferred and amortized ratably over the terms of the policies. The method used in calculating deferred acquisition costs limits the amount of such deferred costs to actual co...
56
10K
1063
428
As of December 31, 1998 and 1997, the amortized cost, gross unrealized holding gains and losses, and fair value of cash and investments were as follows (in millions):
28
10K
BaloiseHoldingLtd-AR_2011
1,077
Profit for the period – – – – 60.8 60.8 0.5 61.3 other changes in equity in 2011
18
annual_report
HannoverRueckSE-AR_2011
4,427
cured syndicated guarantee facility. The LoC facility matures in principle at the beginning of 2017 and has various renewal options. In addition, several bilateral loan agreements were also taken out.
30
annual_report
1374
762
Resources for raising external capital are limited due to past history of the company and the overall market sensitivity of the HMO business. Under the circumstances, the expansion goals will be only achieved through the cash flows generated by the company's current operations. In event of cash shortage, the company wi...
93
10K
1048
275
Title plant is historical title information organized and maintained for use in performing title searches. The December 31, 1998 and 1997 title plant balances relate to capital leases. See note 9. Costs incurred to maintain, update and operate title plants are expensed as incurred. Title plants are not amortized as it ...
60
10K
4657
2,866
Interest credited to contractholder funds (net of reinsurance ceded of $28, $27 and $32)
14
10K
5777
1,934
The Company, through AGRO, assumes specialty business from third party insurers (Assumed Specialty Business). It also cedes and retrocedes some of its specialty business to third party reinsurers. A downgrade of AGRO’s financial strength rating by S&P below “A” would require AGRO to post, as of December 31, 2019, an es...
168
10K
5786
879
effective for reporting periods beginning after December 15, 2019. The adoption of the guidance is not expected to have a material effect on the Company’s financial statements.
27
10K
RaiffeisenBankInternationalAG-AR_2006
1,369
Executives of Raiffeisen International Bank-Holding AG and other affiliated companies 12,399 3,100 18,599
13
annual_report
HelvetiaHoldingAG-AR_2019
649
– Planned reduction in sales in Switzerland (– 6.9 %) – Growth in Europe driven by high demand for hybrid products in Italy
23
annual_report
NatwestGroupPLC-AR_2020
3,641
Options purchased 20,527 — 15,300 — Options written — 20,190 — 13,198
12
annual_report
4634
984
The table below indicates the number of credits, gross par outstanding and gross loss reserves (including loss adjustment expenses) related to policies in Ambac’s loss reserves on credits at December 31, 2012:
32
10K
ScorSE-AR_2011
5,162
Revenues from real estate investments 16 - 16 - - -
11
annual_report
ASRNederlandNV-AR_2017
3,819
With regard to the pro-forma impact of the Generali Nederland N.V. acquisition on ASR Nederland
15
annual_report
StandardLifeAberdeenPLC-AR_2015
3,620
Standard Life (Asia Pacific Holdings) Private Limited Singapore Ordinary Shares 100%
11
annual_report
4736
792
Reorganization Items: Reorganization items are primarily expenses directly attributed to our Chapter 11 reorganization process. The following table presents reorganization items for all periods presented:
25
10K
fr_axa-AR_1999
5,094
French GAAP and US GAAP affecting AXA’s consolidated net income and shareholders’ equity which are set forth in the tables that follow.
22
annual_report