report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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SwissReAG-AR_2013 | 2,668 | Income attributable to non-controlling interests –1 –1 –2 net income/loss after attribution of non-controlling interests 3 311 404 279 423 94 0 4 511 | 24 | annual_report |
3589 | 1,261 | We have three major business segments: Unum US, Unum UK, and Colonial Life. Our other segments are the Individual Disability - Closed Block (previously referred to as Individual Income Protection - Closed Block) segment, the Other segment, and the Corporate segment. See Note 14 for further discussion of our operating s... | 51 | 10K |
gb_prudential-AR_2009 | 660 | Financial performance Jackson delivered record APE sales in 2009 of £912 million, representing a 27 per cent increase over 2008 at actual exchange rates. It was also the highest level of total sales in the company’s history even though we sold no institutional products. The strong momentum seen in the first half of the... | 116 | annual_report |
3755 | 581 | Cash flows from operations decreased $242.0 million to $982.3 million for the year ended December 31, 2008 compared to $1,224.3 million for the year ended December 31, 2007. The decrease primarily resulted from decreased earnings associated with higher stand-alone PDP claims. | 41 | 10K |
1605 | 239 | Management's Discussion and Analysis of Financial Condition and Result of Operations. | 11 | 10K |
5602 | 7,070 | (a) Cash and short-term investments include reverse repurchase agreements totaling $22 million and $1.7 billion as of December 31, 2018 and December 31, 2017, respectively. | 25 | 10K |
3208 | 2,953 | Net investment income, excluding income on policy loans and equity securities held for trading, increased $164, or 6%, compared to the prior year. The increase in net investment income was primarily due to income earned on a higher average invested assets base as well as higher partnership income. The increase in the a... | 125 | 10K |
3707 | 139 | AllianceBernstein provides investment management and related services to AXA, AXA Financial and AXA Equitable and certain of their subsidiaries and affiliates. In 2001, AllianceBernstein entered into joint ventures with AXA Asia Pacific Holdings, Limited, an AXA affiliate, and recognized management fees of $68.3 millio... | 84 | 10K |
BeazleyPLC-AR_2020 | 1,393 | Annual bonus awards for 2021 The annual bonus for 2021 will operate within a similar framework as set out above, awards are dependent on a profit pool and minimum level of ROE performance and take into account individual performance and achievements. | 41 | annual_report |
2518 | 214 | Gross written premiums for the year ended December 31, 2004 increased 4.9% to $389.4 million as compared to 2003. Gross written premiums for contract surety increased 6.3% to $221.6 million, due primarily to improving rates on large contract bonds. Commercial surety premiums increased 1.6% to $135.9 million as continue... | 96 | 10K |
5061 | 2,049 | For the year ended December 31, 2015, a valuation analysis was performed to determine the fair value of the Company's intangible assets with indefinite lives which showed that none of the Company's intangible assets were impaired. For the year ended December 31, 2014, certain of the Company's U.S. insurance licenses, w... | 158 | 10K |
1864 | 234 | On July 24, 1998, the Company completed a debenture exchange offer with its debentureholders. An aggregate of $0.4 million of principal amount of Debentures, representing approximately 17% of the issued and outstanding Debentures, were tendered for exchange to the Company pursuant to the terms of the Exchange Offer and... | 116 | 10K |
DirectLineInsuranceGroupPLC-AR_2020 | 3,138 | 4. Segmental analysis The Directors manage the Group primarily by product type and present the segmental analysis on that basis. The segments, which are all UK based, reflect the management structure whereby a member of the Executive Committee is accountable to the Chief Executive Officer for each of the operating segm... | 98 | annual_report |
3525 | 884 | Gross written premiums in the Maintenance States decreased 10.6% during 2006 as compared to 2005, primarily as a result of a decline in South Carolina. During the last half of 2005, Infinity increased rates in South Carolina 5.7% which slowed new business production during 2006. | 45 | 10K |
4444 | 1,053 | The overall exposure to the banking sub-sector in the Company’s portfolio is of high quality. The unrealized losses in the banking sub-sector primarily reflect the size of our holdings, low floating rate coupons on some securities, and credit spread widening in the sector due to the European debt crisis as well as resi... | 269 | 10K |
2767 | 1,246 | The mortgages and other notes payable are financings for real estate developments. We, including certain subsidiaries, had $135.0 million in credit facilities as of December 31, 2005, with various financial institutions, in addition to obtaining loans with various lenders to finance these developments. Outstanding prin... | 105 | 10K |
nl_ing_grp-AR_2014 | 190 | › Acquisition and price leadership ING agreed not to acquire (parts of) financial companies until 18 November 2015 or the deconsolidation of NN Group, whichever comes first. These deadlines also apply to the price leadership ban, which means that we agreed not to be a price leader on standardised products in certain ma... | 53 | annual_report |
1737 | 414 | EARLY WITHDRAWAL OF ASSETS COULD AFFECT EARNINGS. We incur up-front costs, such as commissions, when we sell our annuity and other financial services products. We generally defer these costs and recognize them over time. As a result, the retention of assets under these products is an important component of profitabilit... | 124 | 10K |
1703 | 522 | In May 2001, the Company invested $75,000,000 in a new issue of restricted convertible preference shares of WMIG, which was subsequently converted into 375,000 common shares that represent approximately 4% of WMIG. At December 31, 2001, the investment is carried at its aggregate market value of $130,500,000 in the Comp... | 53 | 10K |
5302 | 681 | For the most recent calendar year and first preceding year, prior accident years' consolidated claim costs developed favorably while the second preceding year developed unfavorably. This development had the consequent effect of (increasing) or reducing consolidated annual loss costs for the three most recent years with... | 110 | 10K |
ScorSE-AR_2012 | 12 | Strategy or factors of governmental, economic, fiscal, monetary or political character which have had or could have a material impact on the operations of the SCOR Group 94 9.2.6 Calculation of financial ratios 95 10 Capital resources 101 10.1 Capital 103 10.2 Cash flow 103 10.3 Borrowing conditions and financing struc... | 146 | annual_report |
PhoenixGroupHoldingsPLC-AR_2015 | 1,106 | Overall expenditure on pay has been taken as the employee costs for continuing operations as set out in note C2 ‘Administrative expenses’ in the notes to the consolidated financial statements. The 2014 figure also includes £31 million from discontinued operations which relate to Ignis, which was disposed of on 1 July 2... | 65 | annual_report |
3998 | 1,435 | The unrealized losses presented in this table do not meet the criteria for an other-than-temporary impairment. The unrealized losses are the result of interest rate movements and significant increases in volatility and liquidity concerns in the securities and credit markets. The Company does not intend to sell and it i... | 72 | 10K |
HelvetiaHoldingAG-AR_2018 | 503 | 1 From the 2018 financial year, Helvetia will only report in accordance with IFRS and no longer report underlying earnings. With the exception of the ongoing amortisation of bonds in the amount of CHF 16.4 million (after tax and policyholder participation), the interim financial statements no longer include any acquisi... | 75 | annual_report |
HelvetiaHoldingAG-AR_2011 | 1,143 | Gross premiums and deposits received life 4 519.8 4 179.6 8.1 11.4 | 12 | annual_report |
de_allianz-AR_2007 | 308 | Gary C. Bhojwani, Allianz Life Insurance, Minneapolis William S. Thompson, PIMCO, Newport Beach Werner Zedelius, Allianz SE, Munich | 18 | annual_report |
1825 | 681 | Pursuant to the provisions of the 2000 Long-Term Incentive Plan, on February 1, 2002, the Company granted options to a director to acquire 24,000 shares of its Class A common stock at an exercise price per share equal to market value, which was $9.65. These 24,000 options vest over a three-year period, with one-third v... | 100 | 10K |
4613 | 2,059 | · There is no exit market or actual exit transactions. Therefore the Company’s exit market is a hypothetical one based on the Company’s entry market. | 25 | 10K |
INGGroepNV-AR_2003 | 786 | 149 billion). With 74% of the total assets under management within the Group, ING Investment | 15 | annual_report |
1250 | 633 | During 1999, one of the carriers we use, General American Life Insurance Company experienced financial difficulties as a result of being unable to meet withdrawal requests under certain guaranteed investment contracts General American had issued. General American represented approximately 6.0% of total revenue in 1998 ... | 100 | 10K |
1917 | 820 | Deferred Income Taxes. The Company is required to establish a valuation allowance for the portion of any deferred tax asset, which amounted to $7.4 million at December 31, 2002, that management believes will not be realized. The Company believes that it is more likely than not that the Company will realize the full ben... | 69 | 10K |
StandardLifeAberdeenPLC-AR_2018 | 3,013 | Contributions received on non-participating investment contracts are treated as policyholder deposits and not reported as revenue in the consolidated income statement. | 21 | annual_report |
HiscoxLtd-AR_2004 | 238 | In order to ensure that the objective of aligning employee interests with shareholders is met, the Remuneration Committee regularly reviews the terms and conditions of share incentive grants made to employees. The 2003 review resulted in the Remuneration Committee proposing changes to the terms and conditions applying ... | 109 | annual_report |
3478 | 757 | In years prior to 2007, we entered into interest-rate swap agreements, swapping our fixed-rate commitments on our long-term debt for floating-rate commitments. Accounting rules required us to value our interest-rate swaps at their fair value at the end of each accounting period, recording changes as a component of “Rea... | 180 | 10K |
Sampoplc-AR_2015 | 1,101 | (ii) Sampo plc’s portion of Nordea’s capital requirement is added to the insurance group’s capital requirement. | 16 | annual_report |
gb_lloyds_banking_grp-AR_2004 | 1,104 | These investments have been sold to third parties but the Group is committed to reacquire them at a future date and at a predetermined price. At 31 December 2004 the Group held £12,783 million (2003: £2,643 million) of securities as collateral under reverse repurchase agreements. The above disclosure includes assets he... | 64 | annual_report |
AvivaPLC-AR_2019 | 4,264 | AG10 Currency Fund OEIC 95 78 Sir John Rogersons Quay Dublin 2 Ireland | 13 | annual_report |
1636 | 367 | Deposits to separate accounts increased $280 million or 24% from $1.1 billion in 2000 to $1.4 billion in 2001. Deposits to separate accounts increased $316 million or 30% from $838 million in 1999 to $1.1 billion in 2000. The increases in 2001 and 2000 were primarily from the sale of large BOLI single premium cases. | 55 | 10K |
AdmiralGroupPLC-AR_2018 | 1,105 | • Review the policy on the engagement of the external auditor to provide nonaudit services, considering the relevant regulatory guidance regarding the provision of non-audit services by the external auditor. | 30 | annual_report |
PhoenixGroupHoldingsPLC-AR_2012 | 495 | Risk universe A key element of effective risk management is to ensure that the business has a complete and robust understanding of the risks it faces. Within the Group, these are set out, categorised and defined in the risk universe. | 40 | annual_report |
5706 | 1,322 | We review our commercial mortgage loan portfolio and analyze the need for a valuation allowance for any loan that is delinquent for 60 days or more, in process of foreclosure, restructured, on the internal “watch list” or that currently has a valuation allowance. In addition to establishing allowance levels for specifi... | 125 | 10K |
4191 | 1,642 | Provision (benefit) for income taxes. The effective tax rate decreased to 31.6% for the year ended December 31, 2010 from 52.4% for the year ended December 31, 2009. The decrease in the effective tax rate was primarily attributable to the proportion of tax favored investment benefits to pre-tax results in the current y... | 67 | 10K |
INGGroepNV-AR_2002 | 327 | Not only the entrance hall and the façade, but also several elevators, ceilings, stairs and floors are made of glass, to accentuate the transparency of ING House. | 27 | annual_report |
1759 | 4,188 | The Company is required to classify its investments in debt and equity securities into one of three categories: (a) trading securities, (b) securities available for sale, or (c) securities held to maturity. The Company purchases securities with the intent to hold to maturity and accordingly does not maintain a portfoli... | 161 | 10K |
371 | 183 | The following table sets forth the par value, amortized cost and estimated fair value of mortgage-backed securities including CMOs at December 31, 1996, summarized by interest rates on the underlying collateral at December 31, 1996: | 35 | 10K |
NatwestGroupPLC-AR_2018 | 994 | New revenue streams – the Committee considered new initiatives that could generate revenue streams, challenge disruption and deliver innovative digital propositions for customers. | 24 | annual_report |
ScorSE-AR_2011 | 638 | The weighted average used for this calculation is based on the percentage of SCOR's managed assets denominated in the currency of each such asset. | 24 | annual_report |
StandardLifeAberdeenPLC-AR_2018 | 2,504 | Restructuring and corporate transaction expenses of £264m (2017: £11m) are used to determine adjusted profit before tax from discontinued operations. In 2018 these expenses mainly relate to the sale of the UK and European insurance business discussed in Note 1. This includes separation costs of £53m (2017: £nil) and £1... | 103 | annual_report |
fr_axa-AR_2001 | 1,115 | Cost of reinsurance – Disability Income Portfolio (211) (211) – – – | 12 | annual_report |
HannoverRueckSE-AR_2009 | 3,020 | Willy Vogel Beteiligungsgesellschaft mbH in Willy Vogel AG. In order to secure the guarantees assumed under the purchase agreement Hannover Re and the other shareholders jointly gave the purchaser a directly enforceable guarantee, the term of which ended on 8 July 2009. No call was made on the guarantee. | 49 | annual_report |
SwissLifeHoldingAG-AR_2019 | 3,007 | Assets for the account and risk of the Swiss Life Group’s customers 29 920 26 917 1 055 1 297 4 275 3 383 35 250 31 597 | 28 | annual_report |
StorebrandASA-AR_2020 | 711 | Goals and ambitions A key objective is to avoid the use of suppliers where production processes or products violate international agreements, national legislation or internal guidelines. Through our own activities and procurement activities, we aim to contribute to sustainable development, and to ensure that human righ... | 52 | annual_report |
ScorSE-AR_2020 | 1,416 | 02REPORT ON CORPORATE GOVERNANCE Board of Directors and Executive Committee member compensation, and share ownership | 15 | annual_report |
AvivaPLC-AR_2009 | 1,425 | In summary, the Group’s commitment to communication and dialogue with employees continues. The introduction of a truly group-wide intranet has enabled, for the first time, engagement and communication with employees throughout the Group on a single platform. It also helps management to share information, ideas and oppo... | 153 | annual_report |
2882 | 1,086 | As the Company expands its infrastructure and builds its capabilities to carry out its growth strategy, it incurred expenditures in 2005 and expects to incur expenditures in 2006 in amounts greater than in previous periods. These expenditures include but are not limited to: hiring, relocation and incremental office spa... | 98 | 10K |
TrygAS-AR_2006 | 1,668 | Under Finnish and Swedish rules, losses may be carried forward for ten years. | 13 | annual_report |
LloydsBankingGroupPLC-AR_2020 | 4,000 | With the exception of certain risk appetite extensions made to accommodate UK Government scheme guidelines, particularly Bounce Back Loans and to a lesser extent, Coronavirus Business Interruption Loans (where government guarantees are in place at 100 per cent and 80 per cent, respectively), lending continues to be in ... | 78 | annual_report |
5658 | 1,112 | Net premiums earned in our reinsurance segment in 2018 increased by $97 million or 4% compared to 2017. The increase in net premiums earned included $50 million primarily attributable to catastrophe, and marine and aviation lines associated with our acquisition of Novae. In addition, net premiums earned increased $47 m... | 59 | 10K |
2188 | 1,598 | The consolidated financial statements include the accounts of Prudential Financial, its majority-owned subsidiaries and those partnerships and joint ventures in which the Company has a majority financial interest, except in those instances where the Company cannot exercise control because the minority owners have subst... | 77 | 10K |
fr_axa-AR_2018 | 3,962 | They are assessed by modelling more than 50 years of discounted cash flows expected from renewals, considering recent historical results. | 20 | annual_report |
4662 | 837 | (i) an increase in the discretionary bonus provision of $3.0 million due to the increase in net earnings for the year ended December 31, 2012 as compared to 2011. Expenses relating to our discretionary bonus plan will be variable and are dependent on our overall profitability; | 46 | 10K |
2733 | 678 | Substantially all of the Company's funds withheld receivable balance is associated with its reinsurance of annuity contracts. The funds withheld receivable balance totaled $3.5 billion and $2.7 billion at December 31, 2005 and 2004, respectively, are subject to the provisions of Issue B36. Management believes the embed... | 277 | 10K |
AegonNV-AR_2005 | 592 | Life for account of policyholders single premiums of USD 611 million decreased 6% in 2005 due to a large case that closed in the fourth quarter of 2004. Life for account of policyholders recurring premiums of USD 1,156 million decreased 2%. | 41 | annual_report |
gb_prudential-AR_2013 | 5,722 | The key differences between the two metrics are: — £0.6 billion represents the adjustment required to the Group’s shareholders’ funds in order to convert Jackson’s contribution from an IFRS basis to the local statutory valuation basis which underpins the US Risk Based Capital regime; — £2.7 billion due to the removal o... | 174 | annual_report |
5402 | 1,095 | Cash and Invested Assets. Aggregate invested assets, including cash and short-term investments, were $18,626.5 million at December 31, 2017, an increase of $1,143.4 million compared to $17,483.1 million at December 31, 2016. This increase was primarily the result of $1,162.7 million of cash flows from operations, $242.... | 105 | 10K |
5024 | 901 | Boardwalk Pipeline’s earnings decreased primarily due to a $55 million charge (after tax and noncontrolling interests) related to the write-off of all previously capitalized costs incurred by the Company and Boardwalk Pipeline for the proposed Bluegrass project as well as higher operations, maintenance and depreciation... | 83 | 10K |
AssicurazioniGeneraliSpA-AR_2018 | 1,607 | Section 4 – Reinsurers’ share of technical provisions – Item D bis 4.1 a) Breakdown of Other technical provisions – non-life business – Item D bis I.4 | 27 | annual_report |
HiscoxLtd-AR_2016 | 488 | Credit risk – reinsurance We buy reinsurance to protect us, but if our reinsurers are unable to meet their obligations to us it would put a strain on our earnings and capital, and could harm our financial condition and cash flows. | 41 | annual_report |
4868 | 1,967 | Specialty casualty Commissions and other underwriting expenses as a percentage of net earned premiums decreased 2.9 percentage points for the fourth quarter of 2014 compared to the fourth quarter of 2013, due primarily to the inclusion of Summit following its acquisition in April 2014, which has a lower expense ratio t... | 65 | 10K |
GjensidigeForsikringASA-AR_2012 | 1,717 | Receivables in relation with property 2.2 6.0 Receivables in relation with asset management 116.4 74.8 Other receivables and assets 196.3 146.8 Total other receivables 314.9 227.6 | 26 | annual_report |
2763 | 6,104 | AFG's workers' compensation business is written primarily in California. Significant reforms passed by the California state legislature in 2003 and in 2004 have favorably impacted settlement payments. The magnitude of future cost savings depends on the implementation and interpretation of the reforms throughout the Cal... | 53 | 10K |
fr_axa-AR_2006 | 5,259 | (a) Including redundancies and early retirement costs (triggering event = set up of the plan), and employees’ profit sharing in France. | 21 | annual_report |
fr_axa-AR_2018 | 2,671 | Furthermore, appointments to any of these positions must be notified to the French Autorité de contrôle prudentiel et de résolution (“ACPR”), through a formal process, including submission of a detailed questionnaire addressing the fitness and propriety of each person, as well as detailed background information. | 45 | annual_report |
fr_axa-AR_2013 | 470 | United Kingdom 4 5.5 4 5.5 Based on 2012 and 2011 FSA Returns. | 13 | annual_report |
Sampoplc-AR_2019 | 2,282 | of salary between 7.5 and 20 income base amounts and 32.5% between 20 and 30 income base amounts. In Norway, life-long old-age pension following a complete service period is payable at a rate of 70% of the pensionable salary up to 12 National Insurance base amounts, together with the estimated statutory old-age pension... | 118 | annual_report |
3021 | 1,785 | The spread-based investment business strategy is to produce cash flows greater than maturing liabilities. The asset-liability relationship is managed actively, leveraging the organization’s experience in the Life Insurance & Retirement Services segment. Margins are emphasized while maintaining satisfactory investment q... | 55 | 10K |
RSAInsuranceGroupPLC-AR_2019 | 747 | Risk assessment and update internal model Significant changes in risk assessments are considered by the Internal Model Governance Committee and, where appropriate, the Group’s internal model is updated. | 28 | annual_report |
Sampoplc-AR_2018 | 2,595 | Notes to Sampo plc’s Financial StatementsGroup's Notes to the Accounts 115FINANCIAL STATEMENTS 2018 | 13 | annual_report |
2143 | 1,320 | Real Estate Information Services and Corporate and Other Segments. Revenues from real estate information services and other income are recognized over the period the related services are provided. | 28 | 10K |
5422 | 2,194 | As a result of the 2017 fourth quarter review, the Company increased estimated reserves before NICO reinsurance by $183, primarily due to mesothelioma claim filings not declining as expected, unfavorable developments in coverage law in some jurisdictions and continued filings in specific, adverse jurisdictions. An incr... | 81 | 10K |
AegonNV-AR_2002 | 1,079 | In various countries products are sold that contain minimum guarantees. For these products the regular technical provision is recognized under technical provisions with investments for account of policyholders. The technical provision life insurance includes provisions for guaranteed minimum benefits related to contrac... | 57 | annual_report |
AvivaPLC-AR_2013 | 3,177 | Notes to the consolidated financial statements continued 49 – Pension obligations continued Plan assets include investments in Group-managed funds in the consolidated statement of financial position of £868 million (2012: £616 million) and transferrable insurance policies with other Group companies of £177 million (201... | 78 | annual_report |
ScorSE-AR_2011 | 1,386 | The Asian markets, characterized by growing economies, continued to display vigorous development in the principal health and loans segments. Moreover, further positive developments of Critical Illness insurance and Life Financing | 30 | annual_report |
AssicurazioniGeneraliSpA-AR_2017 | 638 | The following table shows details of the components of other ordinary income and charges: (in thousand euro) 2017 2016 | 19 | annual_report |
AssicurazioniGeneraliSpA-AR_2018 | 3,512 | In the context of constant development and reinforcement of controls, in accordance with the applicable industry regulations, the Board of Statutory Auditors has constantly monitored the adequacy of the ICRMS of the Company and its Group, verifying their effective operation. In particular, in taking into account the pr... | 74 | annual_report |
SwissReAG-AR_2019 | 5,168 | Growth of global health data volumes annually (Source: International Data Corp.) | 11 | annual_report |
AegonNV-AR_2004 | 1,426 | Canadian financial planning company with an association of franchised planning centers, offering a diverse spectrum of planning, products and services to investors. With 77 offices across Canada, MCC is the only franchised financial planning company in Canada. | 37 | annual_report |
nl_ing_grp-AR_2018 | 5,631 | In cases where an employee of ING suspects an actual or potential irregularity or misconduct within ING that leads or could lead to a violation of ING Orange Code, any ING policy and/or any applicable law, regulation or code, can be reported anonymously in line with the Whistle-blower | 48 | annual_report |
NatixisSA-AR_2012 | 1,625 | Chief Executive Officer of Banque Populaire Atlantique Member of the Board of: Crédit Foncier (since 04.26.2010), Natixis Algérie, Natixis Assurances (since 09.29.2010), BPCE Achats (since 06.15.2010) Representative of Banque Populaire Atlantique, Chairman of: Ouest Croissance, Ludovic de B esse, Representative of Banq... | 146 | annual_report |
4259 | 6,835 | Equity price risk is the risk that we will incur losses due to adverse changes in the general levels of the equity markets. As of December 31, 2010, we held $4.67 billion in common stocks and Exchange Traded Funds ("ETFs") and $4.88 billion in other securities with equity risk (including primarily convertible securitie... | 133 | 10K |
nl_ing_grp-AR_2012 | 1,065 | Details of investors, if any, who have reported their interest in ING Group pursuant to the Dutch Financial Supervision Act (or the predecessor of this legislation), are shown on page 10. ING Group is not aware of shareholders, potential shareholders or investors with an interest of 5% or more in ING Group other than t... | 63 | annual_report |
4431 | 690 | For further information about the importance of MGIC’s ratings, see our risk factor titled “MGIC may not continue to meet the GSEs’ mortgage insurer eligibility requirements” in Item 1A. | 29 | 10K |
3399 | 660 | Interest expense is comprised of interest paid on long-term debt primarily in the Corporate and Other category and interest paid to holders of deposits in the Financial Services segment. Interest expense increased by $5.1 million in 2007 from 2006 and increased by $11.4 million in 2006 from 2005. The increase in intere... | 136 | 10K |
AvivaPLC-AR_2012 | 2,954 | Notes to the consolidated financial statements continued 16 – Goodwill continued generating unit. The underlying assumptions of these projections include market share, customer numbers, mortality, morbidity and persistency. Future new business profits for the remainder of the given period beyond the initial three years... | 165 | annual_report |
BaloiseHoldingLtd-AR_2017 | 3,102 | ▸ claims incurred claims incurred comprise the amounts paid out for claims during the financial year, the reserves set aside to cover unsettled claims, the reversal of reserves for claims that no longer have to be settled or do not have to be paid in full, the costs incurred by the processing of claims, and changes in ... | 59 | annual_report |
3382 | 3,854 | A "Grandfathered employee" shall mean an active employee (i) who retires on or after January 1, 2006 and (ii) who as of January 1, 2006 is at least age 55 with 15 or more years or service and whose age plus service is at least 75. | 46 | 10K |
Sampoplc-AR_2013 | 434 | In Sampo Group’s 2013 accounts the contribution of Topdanmark’s net profit after an amortization of EUR 8 million amounted to EUR 52 million (50). If P&C’s solvency capital on 31 December 2013 includes the proportion of Topdanmark’s solvency capital corresponding to If P&C’s holding. | 44 | annual_report |
4896 | 818 | The remaining 1% of deferred acquisition costs pertain to deposit business for which deferred acquisition costs are amortized over the estimated lives of the contracts in proportion to actual and estimated future gross profits. These contracts are not subject to lock-in. The assumptions must be updated when actual expe... | 87 | 10K |
44 | 326 | Material appearing under the caption "Selected Consolidated Financial Data" included in the Annual Report is incorporated herein by reference. | 19 | 10K |
fr_axa-AR_2005 | 4,420 | Other countries 5,174 4,262 INTERNATIONAL INSURANCE 3,813 3,363 of which direct premiums 1,711 920 of which reinsurance assumed 1,957 2,320 of which revenues from other activities 145 123 | 28 | annual_report |
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