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5904 | 708 | Description of the Matter As discussed in Note 10 “Income Taxes” of the Notes to Consolidated Financial Statements, the Company had net deferred tax assets of $462 million at December 31, 2020. Deferred tax assets are reduced by a valuation allowance if, based on the weight of all available evidence, in management’s ju... | 73 | 10K |
4534 | 1,507 | The components of the (losses) gains included in change in fair value of derivative instruments are as follows: | 18 | 10K |
705 | 469 | (l) Risks and Uncertainties: Information about risks and uncertainties existing at the balance sheet date related to the following areas: | 20 | 10K |
4431 | 1,137 | As of December 31, 2011, there was $22.6 million of total unrecognized compensation cost related to nonvested share-based compensation agreements granted under the 2002 Plan. Of this total, $21.6 million of unrecognized compensation costs relate to performance shares and $1.0 million relates to time vested shares. The ... | 93 | 10K |
4537 | 1,599 | Certain contracts we write, particularly property catastrophe reinsurance contracts, provide for reinstatements of coverage. Reinstatement premiums are the premiums for the restoration of the insurance or reinsurance limit of a contract to its full amount after a loss occurrence by the insured or reinsured. The purpose... | 98 | 10K |
5903 | 2,337 | Items required by tax regulations to be included in the tax return may differ from the items reflected in the financial statements. As a result, the effective tax rate reflected in the financial statements may be different than the actual rate applied on the tax return. Some of these differences are permanent such as e... | 191 | 10K |
2946 | 689 | Cumulative effect of change in accounting principle - On January 1, 2004, the Company adopted the American Institute of Certified Public Accountants' (the "AICPA") Statement of Position 03-1, "Accounting and Reporting by Insurance Enterprises for Certain Nontraditional Long-Duration Contracts and for Separate Accounts"... | 131 | 10K |
2360 | 706 | for corrective action and is currently in discussions with the Florida Office of Insurance Regulation regarding the merits of the action plan points. The regulatory action level permits the insurance regulators to perform an examination or other analysis and issue a corrective order. Federated National is scheduled to ... | 105 | 10K |
5646 | 691 | We have made no new limited partnership commitments since 2006, and the balance of limited partnership investments is expected to decline over time as additional distributions are received. | 28 | 10K |
StandardLifeAberdeenPLC-AR_2020 | 1,185 | • Review of Standard Life Aberdeen’s principal risks and risk disclosures for the Annual report and accounts | 17 | annual_report |
gb_lloyds_banking_grp-AR_2002 | 472 | The use of risk-based economic capital and regulatory capital is closely monitored at business unit and Group level. The Group’s equity attribution model covers credit, market, insurance, business and operational risks. | 31 | annual_report |
2309 | 526 | As of December 31, 2003, $1,078.2 million of our investments (excluding mortgage and asset-backed securities) were subject to certain call provisions. | 21 | 10K |
RSAInsuranceGroupPLC-AR_2010 | 483 | • COR of 101.1% includes the impact of adverse weather and a £22m reserve strengthening in Commercial Motor. | 18 | annual_report |
AdmiralGroupPLC-AR_2017 | 1,710 | Insurance claims and claims handling expenses recoverable from reinsurers 961.7 709.2 | 11 | annual_report |
RSAInsuranceGroupPLC-AR_2017 | 1,380 | 4. LTIP 2016: Actual value of Performance Shares and accrued dividend equivalents under the 2014-16 LTIP cycle that vested on 19 May 2017. The vesting was as disclosed in the 2016 Annual Report and Accounts on page 93. Valuation has been restated using the share price on the vesting date of £6.095. | 52 | annual_report |
AdmiralGroupPLC-AR_2008 | 590 | Margaret Johnson 3 years commencing 4 September 2006, terminable by either party giving one months’ written notice. | 17 | annual_report |
4221 | 5,359 | A persistent focus of our management is maintaining the appropriate balance between the duration of invested assets and the duration of contractual liabilities to the Company’s annuity holders and credit suppliers. Towards this end, at least quarterly, the investment department of the Company determines the duration of... | 203 | 10K |
4149 | 14,856 | Mortgage loans are evaluated for impairment on a specific loan basis through a quarterly credit monitoring process and review of key credit quality indicators. Mortgage loans are considered impaired when it is probable that the Company will not collect the contractual principal and interest. Valuation allowances are es... | 128 | 10K |
RSAInsuranceGroupPLC-AR_2013 | 488 | • Talent boards and Engagement programme • Review of remuneration system • Robust succession planning | 15 | annual_report |
NatixisSA-AR_2003 | 4,105 | Risk control probability of an event occurring, the estimated potential losses, an exposure indicator and a weighting coefficient, this latter to be fixed by the Basle Committee after cross-checking the first results produced by this model with those for the rest of the profession, | 44 | annual_report |
StorebrandASA-AR_2009 | 1,070 | 31 million. The profit allocated to the owner was also charged with NOK 31 million due to a negative return and a lack of additional statutory reserves in some contracts. | 30 | annual_report |
2629 | 2,128 | The Company enters into dollar repurchase agreements ("dollar rolls") and repurchase agreements to increase its return on investments and improve liquidity. At December 31, 2004 and 2003, the carrying value of the securities pledged in dollar rolls and repurchase agreements was $100.7 and $103.8, respectively. The carr... | 107 | 10K |
3379 | 1,298 | price discovery resulting from discussions and negotiations with market participants to commute or transfer the risks in any of the CDS contracts; and | 23 | 10K |
453 | 315 | Fixed maturities $ 3,587,856 $ 3,085,667 $ 2,863,866 Equity securities 5,886 15,909 192,438 Short-term investments 264,956 234,909 192,701 Notes receivable - - 9,029 ----------- ----------- ----------- Total investment income 3,858,698 3,336,485 3,258,034 Less, investment expenses (5,035) 18,535 7,027 ----------- -----... | 56 | 10K |
INGGroepNV-AR_2006 | 756 | Voting on depositary receipts Although the depositary receipts do not formally have any voting rights, holders of depositary receipts, in practice, rank equally with shareholders with regard to voting. The Trust Offi ce will, subject to certain restrictions, grant a proxy to a holder of depositary receipts for ordinary... | 159 | annual_report |
3641 | 1,008 | Current year accident results - A measure of the estimated earnings impact of current premiums offset by estimated loss experience and expenses for the current accident year. This measure includes the estimated increase in revenue associated with higher prices (premiums), including those caused by price inflation and c... | 88 | 10K |
fr_axa-AR_2019 | 8,002 | The cost of the contributions paid was recognized as an expense in the income statement, and amounted to €236 million in 2019 (€183 million in 2018). The 2019 cost included €82 million of expenses for defined contribution plans in force at AXA XL | 43 | annual_report |
561 | 950 | Net Income $16,157 $ 10,017 $ 9,954 $ 16,021 $ 13,592 | 11 | 10K |
2195 | 755 | LIABILITIES AND STOCKHOLDERS' EQUITY CURRENT LIABILITIES: Accrued Liabilities.............................................. $ 56,327 $ 50,349 Trade Accounts Payable........................................... 37,787 29,249 Accrued Payroll and Taxes........................................ 15,879 13,660 Medical Claims Pay... | 59 | 10K |
4523 | 1,719 | AIG Life and Retirement has a dynamic hedging program designed to manage economic risk exposure associated with changes in equity markets, interest rates and volatilities related to embedded derivative liabilities contained in guaranteed benefit features of variable annuities. We substantially hedge our exposure to equ... | 138 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2016 | 1,166 | IFRS 15 (5/2014), Revenue from Contracts with Customers, governs the time and amount of revenue to be recognised by an entity. As revenues from insurance contracts and financial instruments do not fall under the new standard, this standard is immaterial for accounting our core business, and no material effects are expe... | 98 | annual_report |
2624 | 728 | Balance, December 31, 2001 $36,626 $405,420 $(15,895) $(1,535) $(3,317) $924,517 $54,328 $0 $1,400,144 __________ Net income for 2002 177,355 177,355 Change in net unrealized gains/losses on investments (net of income tax - $99,209) 184,246 184,246 Reclassification adjustment for amounts included in net income (net of ... | 360 | 10K |
ch_zurich_insurance_group-AR_2019 | 143 | We see opportunities to grow the business. We know which type of growth we want to achieve. We will remain cost-driven and continue to simplify the organization. We aim to improve portfolio quality and make better use of capital. To sharpen our focus on customers, we are also adding two new KPIs. | 52 | annual_report |
5512 | 2,644 | The following table presents the Company’s fixed maturities, AFS, by credit quality. The credit ratings referenced throughout this | 18 | 10K |
NatixisSA-AR_2008 | 8,679 | are charged or paid to the French Treasury in accordance with agreed upon terms and conditions. | 16 | annual_report |
4263 | 365 | Homeowners insurance incurred losses and LAE were $188.8 million for the year ended December 31, 2009, compared to $248.1 million for 2008. Homeowners insurance incurred losses and LAE decreased due primarily to lower catastrophe losses and LAE (including loss and LAE reserve development). Homeowners insurance catastro... | 198 | 10K |
NatwestGroupPLC-AR_2016 | 9,447 | Group has purchased depends on the value of the underlying assets and the financial condition of the insurers and counterparties. | 20 | annual_report |
5411 | 451 | The Company's methods for determining loss and loss expense reserves are essentially identical for interim and annual reporting periods. | 19 | 10K |
4025 | 1,779 | Prior to the acquisition of Longtail in August 2007, the Company participated in a charter agreement with Longtail which permitted the Company to charter private aircraft. The Company incurred an expense of $1.1 million in relation to this agreement during the year ended December 31, 2007, which was included within gen... | 54 | 10K |
AegonNV-AR_2017 | 4,583 | With the exception of goodwill, all intangible assets have a finite useful life and are amortized accordingly. VOBA and future servicing rights are amortized over the term of the related insurance contracts, which can vary significantly depending on the maturity of the acquired portfolio. VOBA currently recognized is a... | 119 | annual_report |
3936 | 1,642 | As of December 31, 2008 the Company performed its annual impairment testing and concluded that none of intangible assets were impaired. | 21 | 10K |
2743 | 1,099 | Insurance-related assessments are accrued in the period in which they have been incurred. The Company is subject to a variety of assessments related to insurance commerce, including those by state guaranty funds and workers’ compensation second-injury funds. State guaranty fund assessments are used by state insurance o... | 120 | 10K |
4614 | 990 | In July 2012, the FASB issued guidance (ASU 2012-02, Intangibles - Goodwill and Other) for the testing of indefinite-lived intangible assets for impairment. The new guidance provides an option to perform a qualitative approach to test indefinite-lived intangible assets for impairment. If an entity concludes that it is ... | 166 | 10K |
5658 | 2,756 | In general, reporting and payment patterns are relatively short-tailed and can be volatile due to the incidence of catastrophe events such as hurricanes and earthquakes. | 25 | 10K |
fr_axa-AR_2006 | 830 | For many years, AXA has promoted a stock option program, for its directors, officers and employees in France and abroad, aimed at rewarding their performance and aligning their interests with those of the Group by linking them to AXA’s stock performance over the long term. | 45 | annual_report |
5359 | 2,228 | Asset Management segment (loss) for the three months ended December 31, 2017 was $(1.1) million compared to income of $6.3 million during the three months ended December 31, 2016, a decrease of $7.4 million. | 34 | 10K |
1329 | 519 | Pursuant to statutory requirements of the various states in which the Insurance Subsidiaries are domiciled, they must maintain certain levels of minimum capital and surplus. Each of the Company's title underwriters have complied with the minimum statutory requirements as of December 31, 1999. | 43 | 10K |
de_allianz-AR_2010 | 1,082 | 3 Represents deposits from insurance and investment contracts, claims and insurance benefits incurred (net), changes in reserves for insurance and investment contracts (net) and acquisition and administrative expenses (net) divided by statutory premiums (net), interest and similar income, operating income from financia... | 84 | annual_report |
5062 | 1,102 | leverage ratio is equal to or less than 2.25 to 1.00 and (b) our Adjusted EBITDA for the twelve-months then ended is at least $70.0 million, the outstanding revolving loans (plus any swing line loans and the aggregate stated amount of all letters of credit) shall not exceed $30.0 million. All other material terms and c... | 112 | 10K |
fr_axa-AR_2009 | 1,369 | Europe) than in 2008, as well as (ii) a rise in attritional claims | 13 | annual_report |
HannoverRueckSE-AR_2014 | 3,085 | The application of tax regulations may not have been resolved at the time when tax items are brought to account. The calculation of tax refund claims and tax liabilities is based on what we consider to be the regulations most likely to be applied in each case. The revenue authorities may, however, take a differing view... | 69 | annual_report |
1314 | 447 | The Company has entered into a $100 million multi-year Catastrophe Equity Put ("CatEPut") option program which enables the Company to raise up to $100 million of equity, through the issue of convertible Series B Preferred Shares to the option writers. The preferred shares can be redeemed by the Company at any time over... | 129 | 10K |
SwissLifeHoldingAG-AR_2003 | 2,000 | Société financière de dépôts et de placements (SOFIDEP), Paris PB ° until 01.01.2002 – – full EUR 8 000 | 19 | annual_report |
1684 | 550 | of business becomes immaterial or results improve significantly. The assumptions used in loss recognition testing represent management's best estimates of future experience. | 22 | 10K |
4970 | 2,160 | During the year ended December 31, 2014, the specialty lines incurred $22.4 million of losses and loss expenses from a single notable loss event, Tripoli Airport, which represented 8.0 percentage points of the specialty lines loss ratio. Net of $3.0 million of reinstatement premiums, the effect of this event on net ope... | 81 | 10K |
fr_axa-AR_2003 | 1,961 | Life insurers in the Japanese market was 17%, (a 3.4 point increase compared to fiscal year 2002) and AXA Japan | 20 | annual_report |
NatixisSA-AR_2020 | 4,207 | 3 RISK FACTORS, RISK MANAGEMENT AND PILLAR IIIBasel 3 Pillar III disclosures 218 NATIXIS UNIVERSAL REGISTRATION DOCUMENT 2020 | 18 | annual_report |
NatixisSA-AR_2018 | 3,190 | The Compliance Department oversees compliance risk prevention and mitigation measures, as well as corruption prevention measures. It also oversees IT Systems Security (including personal data protection) and business continuity. Its scope of action encompasses Natixis and its subsidiaries and branches in France and abr... | 49 | annual_report |
1916 | 831 | Until 1995, Physicians and Professionals wrote medical professional liability insurance, mostly in the state of Ohio. Professionals merged with and into Physicians on December 21, 2001. Physicians has stopped writing new business and is being "run off." This means that it is handling claims arising from historical busi... | 58 | 10K |
PhoenixGroupHoldingsPLC-AR_2017 | 1,716 | We assessed management’s analysis of movements in insurance contract liabilities over the year and obtained evidence to support large or unexpected movements. This provided important audit evidence over the valuation of insurance contract liabilities. Further additional audit procedures performed to respond to the spec... | 64 | annual_report |
SwissReAG-AR_2014 | 1,550 | Right to obtain information The Board of Directors has complete and open access to the Group CEO and the other members of the Group EC, the Group General Counsel, the Group Chief Compliance Officer and the Head of GIA. Any member of the Board of Directors who wishes to have access to any other officer or employee of th... | 67 | annual_report |
NatixisSA-AR_2002 | 1,882 | The following assumptions were made in the preparation of these financial statements: ■ Coface is accounted for by the equity method at a rate of 18.95%, based on the historical interest in this company; ■ temporary holding costs estimated at EUR9.6 million, gross of tax of EUR3.4 million, have been cancelled; ■ goodwi... | 66 | annual_report |
4779 | 2,173 | In December 2012, MRD issued a $750 million surplus note to MetLife, Inc. due September 2032. The surplus note bears interest at a fixed rate of 5.13%, payable semi-annually. MetLife, Inc. issued a $750 million senior note to MRD in exchange for the surplus note. | 45 | 10K |
2034 | 1,255 | Effective January 1, 2001, our insurance subsidiaries adopted the NAIC’s revised Accounting Practices and Procedures Manual and the domiciliary states of our insurance subsidiaries have adopted the provisions of the revised manual. The revised manual has changed, to some extent, prescribed statutory accounting practice... | 121 | 10K |
3939 | 1,549 | At December 31, 2007, based on actuarial techniques described above, management estimated that IBNR related to multiple peril liability was $137.0 million, or approximately 64% of case reserves of $212.8 million for 2002 and subsequent accident years. During 2008, case incurred loss and allocated LAE (ALAE) was $16.2 m... | 131 | 10K |
4019 | 1,677 | The table below describes the payments due under our contractual obligations, aggregated by type of contractual obligation, including the maturity profile of our debt, operating leases and other long-term liabilities, and excludes an estimate of the future cash outflows related to the following liabilities: | 44 | 10K |
2863 | 957 | Our Medicare business, which accounted for approximately 32% of our total premiums and ASO fees for the year ended December 31, 2005, primarily consisted of HMO, PPO and Fee-For-Service products covered under the Medicare Advantage contracts with the federal government. The contracts are renewed generally for a one-yea... | 89 | 10K |
3588 | 1,374 | We participate in a securities lending program whereby certain fixed maturity securities from the investment portfolio are loaned to other institutions for a short period of time. We maintain ownership of the loaned securities. Both we and the borrower can request or return the loaned securities at any time. We require... | 140 | 10K |
2391 | 1,697 | Genworth Financial, Inc. (“Genworth”) was incorporated in Delaware on October 23, 2003 in preparation for the corporate reorganization of certain insurance and related subsidiaries of General Electric Company (“GE”) and an initial public offering of Genworth common stock, which was completed on May 28, 2004 (“IPO”). In... | 171 | 10K |
1730 | 206 | Cash and cash equivalents, United States Treasury Bills, at cost, and marketable securities, which have maturities ranging between 2 to 5 years, were approximately $57,843,000 at October 31, 2001, as compared to approximately $56,355,000 at October 31, 2000. The increase of approximately $1,971,000 was primarily the re... | 112 | 10K |
5957 | 1,341 | Each quarter the Company reviews investments with unrealized losses to determine whether such impairments are the result of credit losses. The Company analyzes various factors to make such determination including, but are not limited to: 1) actions taken by rating agencies, 2) default by the issuer, 3) the significance... | 123 | 10K |
StorebrandASA-AR_2005 | 1,911 | Idar Kreutzer 28 878 Hans Henrik Klouman 1 566 Odd Arild Grefstad 3 668 Maalfrid Brath 1 703 Egil Thompson 1 103 Erik Råd Herlofsen 2 303 Lars Aa. Løddesøl 1 803 Per Kumle 628 Roar Thoresen 628 Hans Aasnæs 1 672 Rolf Corneliussen 115 | 45 | annual_report |
HannoverRueckSE-AR_2013 | 1,762 | Cash and cash equivalents at the end of the period 642,936 572,188 | 12 | annual_report |
5762 | 1,085 | A refund liability is recorded for the expected amount of the commission income that has to be returned to the insurers based on estimated policy cancellations. The refund liability is computed for the entire portfolio of contracts as a practical expedient, using the expected value method based on all relevant informat... | 79 | 10K |
AdmiralGroupPLC-AR_2004 | 484 | As well as these contributions, the Group backs a large number of events within South Wales including: • South Wales Echo Champion Child of Courage Award | 26 | annual_report |
ch_zurich_insurance_group-AR_2015 | 2,986 | Total assets (after cons. of investments in subsidiaries) 114,029 119,597 245,255 261,545 7,578 9,002 21,074 20,726 25,623 29,246 (31,587) (33,586) 381,972 406,529 Liabilities | 23 | annual_report |
4405 | 1,192 | •the applicable distribution rate on the AGC CCS Securities for the relevant period less the excess of (a) the Custodial Trust's stated return on the Eligible Assets for the period (expressed as an annual rate) over (b) the expenses of the Custodial Trust for the period (expressed as an annual rate); | 51 | 10K |
gb_prudential-AR_2013 | 3,898 | The proceeds, net of costs, were £695 million. (vi) These borrowings can be converted, in whole or in part, at the Company’s option and subject to certain conditions, on any interest payment date, into one or more series of Prudential preference shares. | 42 | annual_report |
ScorSE-AR_2020 | 5,421 | Cash deposited with other ceding companies 5,958 (28) 29 25 5,934 | 11 | annual_report |
2272 | 1,151 | - ---------------------- (1) In 2003, other after-tax adjustments of $47.3 million included (1) the positive effect of: (a) a decrease in income tax reserves established for contested IRS tax audit matters ($28.9 million) and (b) a change in the estimated loss on disposal of BT Financial Group ($21.8 million) and (2) t... | 70 | 10K |
AegonNV-AR_2015 | 941 | GBP 620 million compared with 2013. Operating expenses increased by 8% in 2014 to GBP 354 million compared with 2013, mainly the result of provision and expenses of | 28 | annual_report |
796 | 430 | In April 1997, certain members of the Company's management (30 persons) and TJS, a 10% or greater stockholder of the Company, purchased an aggregate of 265,604 shares of the Company Common Stock at $7.53 per share for an aggregate purchase price of $2.0 million under the Stock Purchase Agreement. As is its policy, IP r... | 203 | 10K |
NatixisSA-AR_2011 | 3,659 | Efforts to create revenue synergies are progressing ahead of schedule under the New Deal Strategic Plan: the additional revenue generated by the BPCE networks reached €274 million for a linearized objective €197 million euros by late 2011 (cumulative target for late 2013: €395 million). | 44 | annual_report |
2220 | 1,288 | tion, that it is more likely than not that the deferred income tax asset for certain foreign net operating loss carryforwards will not be realized. The tax benefit will be recognized when management believes that it is more likely than not that these deferred income tax assets are realizable. In 2003, the Company recor... | 90 | 10K |
fr_axa-AR_1999 | 4,000 | losses, such as nuclear incidents, storms, floods and pollution liability occur. Subject to regulatory limitations, management determines amounts added to or subtracted from the catastrophe equalization reserves. | 27 | annual_report |
5186 | 1,371 | Consumer price index (“CPI”) swaps are used by the Company primarily to economically hedge liabilities embedded in certain insurance products where value is directly affected by changes in a designated benchmark consumer price index. With a CPI swap transaction, the Company agrees with another party to exchange the act... | 119 | 10K |
PhoenixGroupHoldingsPLC-AR_2010 | 599 | o r p o r a t e r e s p o n s | 15 | annual_report |
AssicurazioniGeneraliSpA-AR_2019 | 5,104 | the Group consolidated financial statements as at and for the year ended 31 December 2019. The reports indicate that the financial statements are drawn up clearly and truthfully and correctly represent the assets/liabilities, financial position, results of operations and cash flows for the year ended 31 December 2019, ... | 106 | annual_report |
NatixisSA-AR_2007 | 2,817 | The health-support committee, created in 2006, studies risks at the human level and makes proposals to help Management in its decision-making. This committee groups representatives of the HSWCC and the human-resources, communications, logistics, and IT systems security departments of Natixis SA | 41 | annual_report |
2732 | 1,171 | To modify transfer restrictions to permit transfer of stock options to a stockholder/principal by a director who is serving as the designated representative of a significant stockholder. | 27 | 10K |
1577 | 1,245 | Year ended December 31, 2000 1999 1998 Revenues: Net investment income and other income $ 31.3 $ 32.9 $ 37.5 Realized gains (losses) on sales of: Investments 27.6 1.7 (1.5) Subsidiaries - - 4.6 Equity in undistributed earnings of subsidiaries (1.4) 27.9 72.7 Capital distributions from subsidiaries 42.6 43.7 50.6 100.1 ... | 88 | 10K |
4268 | 612 | The Kansas City Life Cash Balance Pension Plan (the Plan) was amended effective December 31, 2010 to provide that participants’ accrued benefits will be frozen as of, and that no further benefits or accruals will be earned after, December 31, 2010. Although participants will no longer accrue additional benefits under t... | 93 | 10K |
ch_zurich_insurance_group-AR_2013 | 2,898 | For external reporting purposes Latin America, Asia-Pacific and Middle East and Africa are aggregated into International Markets. | 17 | annual_report |
2826 | 1,786 | The following table summarizes our major contractual obligations as of December 31, 2005: | 13 | 10K |
5242 | 798 | Overview. The estimation of the liability for unpaid loss and LAE is inherently difficult and subjective, especially in view of changing legal and economic environments that impact the development of loss reserves, and therefore, quantitative techniques | 36 | 10K |
3514 | 554 | as a result of the CompBenefits and KMG acquisitions. Increases in average fully-insured per member premiums were offset by a decrease in average fully-insured membership. Average fully-insured group membership decreased 6.9% for 2007 compared to 2006, primarily as a result of a large group account moving from fully-in... | 95 | 10K |
ch_zurich_insurance_group-AR_2012 | 1,625 | probability of non-exceedance). 4 The second assumption under the lapse risk scenario, “increase in base lapse rates of 50% for all future years,” is applied in a similar manner as the Embedded Value sensitivity, “10% increase in voluntary discontinuance rates”; however the former is pre-tax while the latter is post-ta... | 85 | annual_report |
AegonNV-AR_2013 | 3,602 | Impairment charges / reversals Also included are impairments on mortgage loans and loan portfolios on amortised cost and associates. | 19 | annual_report |
3661 | 2,297 | The cost of business acquired through acquisition of subsidiaries or blocks of business is determined based upon estimates of the future profits inherent in the business acquired. Such costs are capitalized and amortized over the estimated premium-paying period. Anticipated investment income is considered in determinin... | 143 | 10K |
SwissReAG-AR_1946 | 29 | Premium Reserve from 1945 Reserve for Unsettled Claims from 1945 Reserve for Extraordinary Losses • ; Premiums, less cancellations . . | 21 | annual_report |
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