report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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SwissLifeHoldingAG-AR_2004 | 2,156 | On 2 July 2004 Swiss Life Holding acquired Banca del Gottardo, Lugano, from Swiss Life/Rentenanstalt for CHF 1.34 billion. This will result in greater diversification of Swiss Life Holding’s future income base. | 32 | annual_report |
398 | 228 | Net investment income decreased $12.4 million, or 5.5%, to $210.7 million for 1996 compared to $223.1 million for 1995. The decrease was predominately the result of the nonrecurrence in 1996 of gains recognized on two private equity investments held by FBL Ventures of South Dakota Inc. (FBL Ventures), a venture capital... | 241 | 10K |
3355 | 1,775 | The Company accounts for income taxes under the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial carrying amounts of existing assets and liabilities and their respective tax basis, and operating loss and tax ... | 144 | 10K |
4534 | 1,798 | The reinsurance recoverable amounts on paid losses are considered to be financing receivables in accordance with the accounting standard regarding accounts receivable, which includes disclosure requirements regarding the credit quality of financing receivables and the allowance for credit losses. We do not record an al... | 127 | 10K |
3264 | 743 | We categorize active accounts as large or small accounts in the pollution area. We define a large account as an active account with more than $100 thousand cumulative paid losses. We have made closing large accounts a significant management priority. Small accounts are defined as active accounts with $100 thousand or l... | 55 | 10K |
TrygAS-AR_2013 | 1,808 | The loss in Tryg A/S can only be utilised in Tryg A/S. The loss can be carried forward indefinitely. | 19 | annual_report |
HannoverRueckSE-AR_2010 | 764 | of EUR 26.7 million surpassed the previous year’s level by 35.6%. The EBIT margin in the year under review stood at 18.4% in relation to the net premium earned of EUR 144.7 million. The result amounted to EUR 19.9 million after allowance for taxes on income. | 46 | annual_report |
5758 | 604 | Operations. Our primary business is title insurance and settlement-related services. We close transactions and issue title policies on homes, commercial and other real properties located in all 50 states, the District of Columbia and international markets through policy-issuing offices, independent agencies and central... | 76 | 10K |
AvivaPLC-AR_2017 | 2,449 | • During 2017, Michael Hawker received an additional fee of £15,000 (2016: nil) in respect of his duties as a Board member of Aviva Life | 25 | annual_report |
PhoenixGroupHoldingsPLC-AR_2012 | 1,997 | 42.3.3 Financial soundness risk Financial soundness risk is a broad risk category encompassing financial control and reporting risk, capital management risk, liquidity and funding risk, and tax risk. | 28 | annual_report |
PhoenixGroupHoldingsPLC-AR_2015 | 1,418 | Ɛ Henry Staunton was appointed to the Board as Chairman with effect from 1 September 2015. | 16 | annual_report |
5476 | 1,102 | Restricted cash was a deposit in the bank by the Company in conformity with Provisions of the Supervision and Administration of Specialized Insurance Agencies, which is not allowed to be withdrawn without the permission of the regulatory commission, and the trust account for Law Broker’s general manager’s bonus plans. | 49 | 10K |
AvivaPLC-AR_2020 | 907 | Another influence on engagement is colleagues feeling listened to and involved in decisions. We continue to take our responsibility to consult very seriously. We have positive and constructive relationships with trade unions in all our markets, as well as allemployee representative bodies (for example, Your Forum in th... | 90 | annual_report |
CNPAssurancesSA-AR_2005 | 2,928 | In our capacity as statutory auditors of CNP Assurances and as required by the Autorité des Marchés Financiers’ General Rules (Article L. 211-5-2 of Book II), we have examined in accordance with French professional standards the information about the financial position and the historical accounts included in this Docum... | 51 | annual_report |
ch_zurich_insurance_group-AR_2012 | 654 | • In this way, short-term incentive awards are differentiated based on the performance achievements of the business and the individual. The funding is fully based on the business performance and given that the funding is available the payout is then based on the individual performance. | 45 | annual_report |
5549 | 1,004 | In December 2018, our Spanish subsidiary, Primero Salud, acquired 89% of Torrejón Salud, a public-private partnership in the Community of Madrid. | 21 | 10K |
3783 | 819 | Premium Revenue. Total premium revenue for 2007 was $1,526.2 million as compared with $1,270.3 million in the same period in 2006, representing an increase of $255.9 million, or 20.1%. The components of premium revenue and the primary reasons for changes were as follows: | 43 | 10K |
Sampoplc-AR_2014 | 75 | The parent company for the Mandatum Life Group is Mandatum Life Insurance Company Limited, the subsidiaries of which are, following the change in corporate structure in 2014, Mandatum Life Services Ltd., Mandatum Life Investment Services Ltd., Mandatum Life Fund Management S.A. as well as Innova Services Ltd. and Manda... | 74 | annual_report |
3979 | 700 | As of April 1, 2009, the Company adopted the GAAP guidance on the recognition and accounting for other-than-temporary impairments. See Note 1, Summary of Significant Accounting Policies, and Note 3, Investments, in the accompanying consolidated financial statements. Since adoption of this new guidance, the Company reco... | 83 | 10K |
5504 | 688 | On March 1, 2017, a court ordered the liquidation of Penn Treaty (an unaffiliated long-term care insurance company), which triggered assessments from state guaranty associations that resulted in our recording a $54 million, or $0.24 per diluted common share, charge in operating costs. | 43 | 10K |
NatwestGroupPLC-AR_2012 | 3,837 | The RBS Group Pension Fund (‘Main scheme’) is the largest of the schemes and the main source of pension risk. The Main scheme operates under a trust deed under which the corporate trustee, RBS Pension Trustee Limited, is a wholly owned subsidiary of The Royal Bank of Scotland plc. The trustee board comprises six direct... | 65 | annual_report |
2945 | 1,486 | Equity warrants: The fair value of equity warrants are based on quoted market prices, where available. For securities not actively traded, fair values were estimated using values obtained from independent pricing services or quoted market prices of comparable instruments. | 39 | 10K |
1349 | 213 | 3) All share and per share information has been retroactively restated to give effect to a one for one stock dividend paid to XL shareholders of record on July 26, 1996. Cash dividends per share have not been adjusted for the pooling effect of NAC. | 45 | 10K |
RSAInsuranceGroupPLC-AR_2020 | 506 | · RSA also implemented an agile response to ensure that we kept the control environment under constant review. This allowed us to identify where controls needed to be adjusted or reprioritized through a flexible, timely and transparent process that sustained strong governance, while providing continuity to our customer... | 53 | annual_report |
3161 | 798 | NIW, insurance and risk in force-PMI Australia’s NIW consists primarily of single premium policies and includes flow channel insurance and insurance on RMBS. RMBS transactions include insurance on seasoned portfolios comprised of prime credit quality loans that have LTVs often below 80%. The following table presents th... | 63 | 10K |
2172 | 700 | The above tables indicate downward trends in the number of open claims at the end of each year and total gross payments over the past three years. Because of the types of coverages within Argonaut Insurance Company’s run-off lines of business, a significant amount of judgment and uncertainty exists in establishing the ... | 184 | 10K |
3165 | 3,442 | Prepaid assets are expensed over the period to which the related services are provided. | 14 | 10K |
4501 | 864 | In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of Fortegra Financial Corporation and subsidiaries as of December 31, 2011 and 2010, and the results of its consolidated operations and its cash flows for each of the years in the thr... | 145 | 10K |
3835 | 1,416 | During 2008, three clients generated $297.8 million or 39.6% of gross premiums for the Canada operations. Five clients of the Company’s United Kingdom operations generated approximately $473.4 million, or 63.3% of the total gross premiums for the Europe & South Africa operations. Ten clients, six in Australia, two in K... | 83 | 10K |
3452 | 1,194 | The following fair value amounts were determined by using independent market quotes received from a nationally recognized pricing service or dealer quotes. For those instruments where market quotes were not available, fair values were estimated based upon internal valuation models. Key inputs to the valuation models in... | 94 | 10K |
HannoverRueckSE-AR_2011 | 3,697 | cific standards, Hannover Re’s analysis – in application of IAS 8 | 11 | annual_report |
Sampoplc-AR_2006 | 4,032 | Sampo Fund Management’s new mutual funds aroused widespread interest. The most popular among retail customers was the Mandatum India Fund set up in August, attracting over 5,000 unit-holders before the year’s end. However, already early in the winter Sampo reminded its customers that emerging markets funds should not b... | 75 | annual_report |
5233 | 1,250 | The segments of our insurance operations include casualty, property and surety. The casualty portion of our business consists largely of commercial umbrella, personal umbrella, general liability, transportation and executive products coverages, as well as package business and other specialty coverages, such as professi... | 156 | 10K |
2783 | 868 | The components of the net deferred tax asset as of December 31, 2005 and 2004 are as follows: | 18 | 10K |
gb_prudential-AR_2019 | 3,076 | Granting awards The PLTIP is a conditional share plan: the shares which are awarded will ordinarily vest after three years to the extent that performance conditions have been met. If performance conditions are not achieved, the unvested portion of any award lapses and performance cannot be retested. | 47 | annual_report |
3775 | 1,239 | Accounting for goodwill requires an estimate of the future profitability of the associated lines of business. Goodwill is tested for impairment at least annually. The Company evaluates the carrying value of goodwill at least annually and between annual evaluations if events occur or circumstances change that would more... | 186 | 10K |
5663 | 2,368 | The $2.36 billion of surplus notes represents an intercompany transaction that eliminates upon consolidation. Prudential Financial has agreed to reimburse amounts paid under credit-linked notes issued in this structure up to $1.0 billion. | 33 | 10K |
233 | 409 | Life insurance companies are required to maintain certain amounts of assets on deposit with state regulatory authorities. Such assets had an aggregate carrying value of $22.7 million at December 31, 1995. | 31 | 10K |
TrygAS-AR_2016 | 1,023 | Other key ratios are calculated in accordance with ‘’Recommendations & Financial Ratios 2015’’ issued by the Danish Society of Financial Analysts. | 21 | annual_report |
5178 | 754 | Grants made under the Incentive Plan during the years 2011 through 2015 were as follows. | 15 | 10K |
5128 | 1,795 | The following table provides additional information about the significant unobservable (Level 3) inputs developed internally by the Company to determine fair value for certain assets and liabilities carried at fair value at December 31, 2015 (dollars in millions): | 38 | 10K |
fr_axa-AR_2005 | 4,704 | While the Company and each of the Mutuelles AXA has its own board of directors (or similar corporate governance structure), they have in common certain members of management and certain members of the Company’s Management Board. Members of the Company’s Supervisory Board can also hold directorships and/or management po... | 105 | annual_report |
NatixisSA-AR_2013 | 3,779 | Application of the shadow accounting mechanism resulted in the recognition of a deferred profi t-sharing liability on December 31, 2013 as on December 31, 2012. | 25 | annual_report |
4997 | 864 | (1) $87.8 million of favorable prior accident year development on loss and LAE reserves acquired in the merger are included in current year net loss and LAE for the reinsurance segment. | 31 | 10K |
ScorSE-AR_2010 | 1,525 | The exercise of half of the options granted is subject to the same performance conditions as those decided for the 18 March 2010 Plan (for the description of the performance conditions, refer to 17.3.1 – Stock option plan – Specific allocation of stock options). | 44 | annual_report |
2556 | 622 | The increase in underwriting and other expenses in 2003, compared to 2002, was primarily attributable to increases in expenses related to insurance and contract underwriting activity. | 26 | 10K |
4199 | 1,836 | aggregate amount equivalent to six full quarterly dividends (whether or not consecutive) on all of the series A and B Preferred shares or any class or series of parity stock then outstanding, the holders of the series A and B Preferred shares, together with the holders of each such class or series of parity stock, will... | 210 | 10K |
1640 | 451 | During 2001, we also recorded an allowance for possible losses against our real estate portfolio totaling $0.8 million. We did not record any real estate allowance during 2000. | 28 | 10K |
ch_zurich_insurance_group-AR_2015 | 1,814 | • Mitigating and responding to cyber risks and threats to data security strengthen Zurich’s ability to handle and protect data and information in anticipation of a rapidly evolving external environment. | 30 | annual_report |
AegonNV-AR_2019 | 9,732 | Disclosures (TCFD) reporting framework herein. The basis of preparation for the financial information can be found in note 2 Significant accounting policies on page 155. | 25 | annual_report |
3551 | 625 | The table below sets forth the scheduled maturities of fixed maturity securities at December 31, 2007 based on their fair values: | 21 | 10K |
5827 | 1,117 | The expense ratio is the ratio, expressed as a percentage, of policy acquisition costs and operating expenses to net earned premiums and other income from underwriting operations. | 27 | 10K |
5340 | 9,412 | In our opinion, the consolidated financial statements listed in the accompanying index present fairly, in all material respects, the financial position of American International Group, Inc. and its subsidiaries (AIG) at December 31, 2016 and 2015, and the results of their operations and their cash flows for each of the... | 400 | 10K |
de_allianz-AR_2019 | 262 | Acquisitions. Business division responsibilities focus on geographical regions or Global Lines. Rules of procedure specify in more detail the structure and departmental responsibilities of the Board of Management. | 28 | annual_report |
de_allianz-AR_2017 | 1,168 | (31 December 2016: 83 %). The increase was driven by both PIMCO | 12 | annual_report |
1273 | 525 | Due to former stockholders of Greer Wilson resulting from the acquisition of such entity. Amountrepresents the present value discounted at 10% of monthly annuity payments of $7,000, due March 2005. 344,860 392,458 | 32 | 10K |
ScorSE-AR_2018 | 4,184 | ◆ evaluates the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures made by management in the consolidated financial statements. | 25 | annual_report |
de_allianz-AR_2014 | 1,169 | 6 Belgium, Luxembourg and the Netherlands are presented as the combined region Benelux. All prior periods are presented accordingly. | 19 | annual_report |
5720 | 1,283 | (1)-Includes loan repurchase commitments of $486 million and $418 million as of December 31, 2019 and 2018, respectively. | 18 | 10K |
fr_axa-AR_2009 | 3,593 | SUMMARY OF COMPENSATION, OPTIONS AND PERFORMANCE SHARES/UNITS GRANTED TO EXECUTIVE COMMITTEE MEMBERS (EXCLUDING MANAGEMENT BOARD MEMBERS) | 16 | annual_report |
LloydsBankingGroupPLC-AR_2020 | 794 | In 2021, we will: Set new aspirations for a leadership team that reflects the society we serve, of 50 per cent women, 3 per cent Black and 13 per cent Black, Asian and Minority Ethnic colleagues in senior roles by 2025 Maintain our £25.5 million contribution to our independent charitable foundations, with the Lloyds Ba... | 130 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2020 | 2,375 | Management Board; • chart of accounts with a commentary; • other detailed internal regulations approved by the PZU | 18 | annual_report |
5658 | 1,411 | Refer to Item 8, Note 6(g) to the Consolidated Financial Statements 'Investments'. | 12 | 10K |
de_allianz-AR_2013 | 1,159 | Conglomerate SolvenCy1 € bn 12/31/2013 12/31/2012 as published 12/31/2012 pro forma restated | 12 | annual_report |
4957 | 590 | RiverSource Life Insurance Company also wholly owns RiverSource Tax Advantaged Investments, Inc. (“RTA”). RTA is a stock company domiciled in Delaware and is a limited partner in affordable housing partnership investments. | 31 | 10K |
NatwestGroupPLC-AR_2012 | 6,905 | Corporate governance Compliance report 343 Risk management 117 The Board and its committees 297 | 14 | annual_report |
NatixisSA-AR_2011 | 509 | The memorandum of understanding relating to cooperative investment certifi cates issued by Caisses d’Epargne requires Natixis to maintain its stake in the event of a change in the capital of the Caisses d’Epargne. | 33 | annual_report |
5177 | 1,259 | The Company classifies its investments as available-for-sale in accordance with ASC 320 “Debt and Equity Securities”, Investments - Debt and Equity Securities, and are reported at fair value. Unrealized gains and losses as a result of changes in the fair value of the available-for-sale investments are recorded as a sep... | 62 | 10K |
NatwestGroupPLC-AR_2017 | 5,950 | UK RBS CIF Trustee Ltd FC FC 100 1 Princes Street, London, EC2R 8PB, England | 15 | annual_report |
3883 | 3,646 | Products Liability. The Company’s general and products liability product began production in July 2006 with the acquisition of an underwriting team in Middletown, New Jersey producing $2.4 million of net premiums earned in 2007 compared to $0.7 million in 2006. The general and products liability business is offered to ... | 75 | 10K |
HiscoxLtd-AR_2007 | 650 | Net expense recognised directly in equity – – – – (41,218) – – (41,218) Profit for the year – – – – – – 163,846 163,846 | 26 | annual_report |
fr_axa-AR_2016 | 4,858 | ■ the Asset Liability Management Supervisory Committee is cochaired by the Group Chief Financial Offi cer and the Group | 19 | annual_report |
INGGroepNV-AR_2008 | 3,424 | 1 The threshold amount varies per business unit, but generally is EUR 0 in the international units, and EUR 1 million in the ‘home markets’. | 25 | annual_report |
NatwestGroupPLC-AR_2011 | 1,701 | Notes: (1) Excludes derivative cash collateral of £41 billion at 31 December 2011 (2010 - £38 billion; 2009 - £33 billion), 2011 average of £35 billion (2010 - £34 billion; 2009 - £40 billion). (2) Excludes Federal Home Loan Bank’s long-term borrowings of £1 billion at 31 December 2011 (2010 - £1 billion), 2011 average... | 62 | annual_report |
1931 | 247 | The Company was incorporated on January 10, 2000 under the Laws of Barbados and is licensed under the Barbados Exempt Insurance Act. The Company's principal activity is the assumption of risks with respect to property and casualty insurance policies (primarily automobile and motorcycle) sold to consumers in the United ... | 102 | 10K |
4292 | 2,286 | Kroll, KLS, KGS and Kroll Crucible were part of the Company’s Risk Consulting & Technology segment. The Company has now divested its entire Risk Consulting & Technology segment. | 28 | 10K |
984 | 411 | of Paul Revere Variable and National. The sale does not include the Company's block of guaranteed investment contracts ("GICs") or group single premium annuities ("SPAs"), which will continue in a run-off mode. In consideration for the transfer of the approximately $2.4 billion of statutory reserves, American General p... | 70 | 10K |
fr_axa-AR_2013 | 1,172 | On a constant exchange rate basis, expenses increased by €-12 million (+5%) mainly driven by administrative expenses. | 17 | annual_report |
793 | 221 | Premiums. Direct premiums written increased $5.3 million, or 6.7%, in 1997 compared to 1996. This increase in direct premiums written can be attributed, in part, to the acquisition of First Delaware which contributed $3.6 million to the increase. The remaining increase can be attributed to increases in personal and com... | 325 | 10K |
5691 | 1,583 | The amendments in this update modify the disclosure requirements for fair value measurements by removing, modifying or adding certain disclosures. We early adopted the removal and modification of certain disclosures as permitted. The additional disclosures in the update are effective January 1, 2020. We do not expect t... | 62 | 10K |
NatwestGroupPLC-AR_2018 | 2,000 | Ulster Bank RoI RWAs reduced principally reflecting the impact of a non-performing loan sale and an improvement in credit metrics. | 21 | annual_report |
33 | 151 | Net Income (Loss). Net income for 1993 was $26.7 million compared to a net loss of $6.0 million in 1992. The improvement in net income resulted primarily from the charges in the first quarter of 1992 relating to the adoption of two new accounting standards described above and improved operations in the individual healt... | 85 | 10K |
5511 | 1,916 | Summarized information for the unrealized gains and losses recorded in AFG’s Balance Sheet at December 31, 2018, is shown in the following table (dollars in millions). Approximately $463 million of available for sale fixed maturity securities had no unrealized gains or losses at December 31, 2018. | 46 | 10K |
3984 | 945 | Fair Value of Financial Instruments The Company currently classifies all of its fixed income investment, which consist of fixed maturity investments, other investments and short-term investments, as “available for sale”. Pursuant to GAAP, these investments are carried at estimated fair value, with net unrealized gains ... | 64 | 10K |
SwissLifeHoldingAG-AR_2013 | 2,646 | treasury shares In the year under review the companies in the Swiss Life Group purchased a total of 68 162 Swiss Life Holding shares at an average price of CHF 184.15. In the same period, they sold 3880 shares at an average price of CHF 163.10. As at 31 December 2013, the Swiss Life Group held 188 600 treasury shares. | 60 | annual_report |
INGGroepNV-AR_2020 | 3,613 | Geography ING is headquartered in the Netherlands, but has an international profile | 12 | annual_report |
3250 | 664 | Benefits and expenses were impacted by changes in the assumptions used to calculate deferred policy acquisition costs as discussed under “Significant Accounting Policies and Estimates.” Amortization of deferred policy acquisition costs decreased $1.7 million in 2006, increased $2.4 million in 2005 and decreased $0.3 mi... | 139 | 10K |
PowszechnyZakladUbezpieczenSA-AR_2015 | 664 | – support in active risk management and development of recommendations concerning reduction of suffered risk by means such as extended cooperation in the scope of Medical | 26 | annual_report |
615 | 602 | The Company reported improved operating earnings in 1997 and 1996. The Company's primary business is the insurance of titles to real property, which is greatly influenced by the real estate economy. During the three year period from 1995 to 1997, the Company benefited from the execution of three distinct portions of it... | 86 | 10K |
967 | 405 | As a part of this effort, the Company established a Year 2000 Program to address four key areas: (i) applications software, primarily consisting of the Company's policy management, claims, financial recording and reporting, human resource systems, and engineering databases and systems; (ii) infrastructures, such as mai... | 177 | 10K |
121 | 200 | The marginal growth in gross insurance premiums was largely attributable to the Company's major reunderwriting program, which began in early 1993. The goal of that program was to significantly improve insurance profitability through application of aggressive, sound underwriting principles to both the existing book of ... | 140 | 10K |
5293 | 1,222 | The major tax jurisdictions in which we operate are the United States and Canada. We are currently open to tax audit by the Internal Revenue Service for the year ended December 31, 2010 and for the years ended December 31, 2013 and thereafter for federal income tax purposes. We are currently open to audit in Canada for... | 85 | 10K |
AegonNV-AR_2008 | 1,038 | Governance Code may be found on pages 72 to 76 of the Annual | 13 | annual_report |
5896 | 1,207 | $20,000 and $5,340. It is expected that the tax basis in goodwill and intangible assets will be similar to the GAAP values provided above. See Note (9) Goodwill and Intangible Assets, net. | 32 | 10K |
ScorSE-AR_2017 | 991 | The Audit Committee has two main missions: ●● accounting and financial responsibilities, including the analysis of periodic financial statements, the review of the relevance of choices and correct application of accounting standards, the review of the accounting treatment of any material transaction, the review of the ... | 246 | annual_report |
5065 | 875 | The exercise price of all SARs granted is based on the market value of the Company's common stock as of the date of grant. SARs generally vest ratably over a four-year service period following date of grant and have a maximum term of ten years. | 45 | 10K |
5464 | 939 | Amortization of premium and accretion of discount on Structured Securities considers the estimated timing and amount of prepayments of the underlying loans. Actual prepayment experience is periodically reviewed and effective yields are recalculated when differences arise between the originally anticipated and the actua... | 101 | 10K |
472 | 681 | Other income for the years ended December 31, 1995 and 1994 was $0.8 million and $2.7 million, respectively. Other income in 1995 includes a gain from the settlement of a litigation. Other income for 1994 includes a $0.6 million gain on the sale Premium Service Corporation and $1.7 million from operations of the former... | 59 | 10K |
359 | 823 | Income Statement Data: 1996 1995 1994 1993 1992 Total revenues $577.3 $439.6 $372.7 $388.9 $ 3.6 Income (loss) from continuing operations 61.1 58.7 40.9 53.0 (9.0) Loss from discontinued operations - (3.2) (2.6) (9.6) (16.8) Extraordinary items (6.0) (0.2) (1.7) (3.4) - Changes in accounting principles - - (0.5) - (3.1... | 63 | 10K |
HannoverRueckSE-AR_2012 | 1,698 | Hannover Finance, Inc., Wilmington / USA 9 100.00 USD 509,913 9,087 | 11 | annual_report |
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