report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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de_allianz-AR_2006 | 342 | 3. We promote entrepreneurial decision-making in our local units and back these decisions up with an efficient global infrastructure. | 19 | annual_report |
RaiffeisenBankInternationalAG-AR_2020 | 1,047 | RBI has a Group recovery plan as required by law. It sets out measures for restoring financial stability in the event that this becomes necessary. The BaSAG also requires resolution authorities, in close collaboration with the banks, to draw up resolution plans based on the underlying resolution strategy (multiple poin... | 81 | annual_report |
4247 | 1,910 | During 2010, 2009 and 2008, as a result of changes in estimates of insured events in the respective prior year, claims and claim adjustment expenses associated with prior years decreased by $12 million, $17 million and $29 million for the years ended December 31, 2010, 2009 and 2008, respectively. In all years presente... | 100 | 10K |
494 | 578 | In October 1995, the Financial Accounting Standards Board (the FASB) issued SFAS No. 123, "Accounting for Stock-based Compensation," which became effective for the Company in 1996. As allowed by SFAS No. 123, the Company has elected to follow Accounting Principles Board Opinion No. 25, "Accounting for Stock Issued to E... | 98 | 10K |
StandardLifeAberdeenPLC-AR_2019 | 2,354 | Profit/(loss) for the year 215 56 271 (830) 1,698 868 1 The Group has initially applied IFRS 9 and IFRS 16 at 1 January 2019. Under the transition methods chosen, comparative information is not restated. Refer Basis of preparation. 2 The Asset management, platforms and wealth segment was previously named Asset manageme... | 83 | annual_report |
5705 | 2,928 | Realized gains (losses) and changes in unrealized appreciation (depreciation) included in AOCI related to fixed maturity and equity security investments are summarized as follows (in millions): | 26 | 10K |
de_allianz-AR_2008 | 2,436 | The net cash flows provided by (used in) discontinued operations for the first nine months of 2008 contribute to the net cash flows of the operating, investing, and financing activities. Only the net cash flows of discontinued operations of the fourth quarter 2008 are shown on a net basis in one single line within the ... | 57 | annual_report |
GjensidigeForsikringASA-AR_2017 | 3,199 | IFRS 2 has been amended regarding the classification and measurement of share-based payment transactions with a net settlement feature for withholding tax obligations. If the entity is obliged to withhold an amount for an employee’s tax obligation associated with a share-based payment, and transfer that amount in cash ... | 57 | annual_report |
gb_prudential-AR_2017 | 147 | Prudential Corporation Asia Prudential Corporation Asia has leading insurance and asset management operations across 14 markets and serves the families of the region’s high potential economies. We have been operating in Asia for over 90 years and have built high‑performing businesses with multichannel distribution, a p... | 61 | annual_report |
gb_lloyds_banking_grp-AR_2005 | 1,899 | Subordinated liabilities 10,252 – – – – – – – – – 10,252 | 13 | annual_report |
ch_zurich_insurance_group-AR_2008 | 1,540 | For attorney-in-fact (AIF) relationships, the recoverable amount of AIF relationship is determined on the basis of valuein -use calculations. These calculations use cash fl ow projections based on business plans and the surplus development in the Farmers Exchanges. Business plans are approved by management and typicall... | 65 | annual_report |
5215 | 1,921 | The expense ratio for Group Benefits is expressed as the ratio of insurance operating costs and other expenses and amortization of deferred policy acquisition costs, to premiums and other considerations, excluding buyout premiums. | 33 | 10K |
551 | 153 | The Company's revenues from operations are derived primarily from net premiums earned on policies written by the Company, investment income and realized gain on investments. Expenses consist primarily of payments for claims incurred, claims adjustment expenses and underwriting expenses, including agents' commissions an... | 46 | 10K |
AvivaPLC-AR_2016 | 10,204 | www.investorcentre.co.uk/eproxy: For access to electronic voting for our Annual General Meeting. | 11 | annual_report |
927 | 284 | Certain fixed interest rate market risk sensitive instruments may not give rise to incremental income or loss during the period illustrated but may be subject to changes in fair values. Note 18 presents additional disclosures concerning fair values of financial assets and financial liabilities, and is incorporated by r... | 50 | 10K |
RSAInsuranceGroupPLC-AR_2006 | 135 | We have established a Technical Academy to promote and develop underwriting, claims and actuarial expertise across the Group. The Academy shares best practice and provides a career development framework for those working in technical disciplines. We are also implementing a Groupwide sales effectiveness programme to str... | 58 | annual_report |
gb_lloyds_banking_grp-AR_2017 | 2,767 | Risk and control cycle from identification to reporting To allow senior management to make informed risk decisions, the business follows a continuous risk management approach which includes producing appropriate, accurate and focused risk reporting and risk management. The risk and control cycle sets out how this shoul... | 79 | annual_report |
RSAInsuranceGroupPLC-AR_2020 | 2,732 | Group occupied property was revalued on 31 December 2020 by independent valuers using the basis of valuation as set out in note 27. | 23 | annual_report |
4888 | 1,590 | After reviewing these characteristics of the ABS, the third party pricing service and brokers use certain inputs to determine the value of the security. For ABS classified as Level 2, the valuation would consist of predominantly market observable inputs such as, but not limited to: 1) monthly principal and interest pay... | 54 | 10K |
819 | 281 | The Chairman and his wife own Stonecipher Aviation LLC ("SA"). The Company has agreed to reimburse SA for certain expenses pertaining to trips made by Company personnel for Company business purposes using aircraft owned by SA. Such reimbursement represents the pro rata portion of direct operating expenses, such as fuel... | 112 | 10K |
5136 | 812 | The Company's invested assets at December 31, 2015 were $70.47 billion, of which 93% was invested in fixed maturity and short-term investments, 1% in equity securities, 1% in real estate investments and 5% in other investments. Because the primary purpose of the investment portfolio is to fund future claims payments, t... | 90 | 10K |
RaiffeisenBankInternationalAG-AR_2008 | 307 | Emerging from the crisis stronger with our customers Interview with Herbert Stepic, Chairman of the Managing Board of Raiff eisen International Bank-Holding AG | 23 | annual_report |
SwissReAG-AR_1993 | 484 | In the course of 1994, Martin Albers-Schönberg, Thomas Hess and Hans Mahrla joined the company as members of Senior Management. | 20 | annual_report |
NatixisSA-AR_2012 | 3,734 | +/- Other cash provided/(used) by fi nancing operations (b) (5,003) (2,726) | 11 | annual_report |
SwissReAG-AR_2019 | 559 | Liquidity Our core insurance and reinsurance operations generate liquidity primarily through premium income. Our exposure to liquidity risk stems mainly from two sources: the need to cover potential extreme loss events and regulatory constraints that limit the flow of funds within the Group. | 43 | annual_report |
4074 | 2,842 | changes in our processes which might accelerate or slow down the development and/or recording of paid or incurred claims; | 19 | 10K |
GjensidigeForsikringASA-AR_2018 | 278 | Employees Engaged and motivated employees are important to our profitability, and we have different forums that give us an insight into ideas and concerns • Labour rights • Competence development • HSE • Protection of privacy • Diversity • Employee surveys | 41 | annual_report |
INGGroepNV-AR_2012 | 918 | For ING IM International, an internal ESG Board was established in 2012, chaired by the Chief Investment Officer. This board provides advice to senior management on ING IM’s Responsible Investing strategy and approved policies. In the past year, the ESG board approved, amongst other things, a renewed voting policy incl... | 61 | annual_report |
INGGroepNV-AR_2011 | 2,027 | More than 1 year but less than 2 years 6,914 7,518 More than 2 years but less than 3 years 10,347 6,925 More than 3 years but less than 4 years 5,943 9,580 More than 4 years but less than 5 years 7,541 5,648 More than 5 years 20,655 10,987 Total fixed rate debt securities 103,708 104,176 | 57 | annual_report |
4232 | 683 | Comparisons of our operating cash flows also are impacted by other changes in our working capital. The most significant drivers of changes in our working capital are typically the timing of payments of benefit expenses and receipts for premiums. We illustrate these changes with the following summaries of benefits payab... | 52 | 10K |
965 | 204 | State Auto Financial, State Auto P&C, Milbank, National, Stateco, S.I.S. and 518 PML are referred to collectively herein as the Company. | 21 | 10K |
5602 | 9,593 | ITEM 8 | Notes to Consolidated Financial Statements | 3. Segment Information | 12 | 10K |
PosteItalianeSpA-AR_2016 | 6,117 | Deferred tax assets through profit or loss – – – – 21 – 78 15 99 15 | 17 | annual_report |
2176 | 7,330 | The Company was determined to be the primary beneficiary of two previously unconsolidated VIEs used to hold assets under the management of an affiliate on behalf of third-party investors ("investment management VIEs"). Accordingly, the investment management VIEs were consolidated as of December 31, 2003 resulting in an... | 54 | 10K |
HiscoxLtd-AR_2016 | 1,570 | Syndicate 33 benefits from an A.M. Best rating of A (Excellent). In addition, the Syndicate also benefits from the Lloyd’s ratings of A (Excellent) from A.M. Best, A+ (Strong) from S&P and AA- (Very strong) from Fitch. | 37 | annual_report |
NatixisSA-AR_2017 | 3,980 | = Total non-cash items included in pre-tax profit and other adjustments 5,556 3,398 | 13 | annual_report |
5715 | 621 | The key assumptions used in estimating the fair value of our reporting units utilizing the income approach include the discount rate and the terminal growth rate. The discount rates utilized in estimating the fair value of our reporting units in 2019 range between 13.0% and 14.5%, reflecting our assessment of a market ... | 131 | 10K |
INGGroepNV-AR_2006 | 557 | The ING Direct brand and brand attributes are guiding principles. Signifi cant marketing efforts were made to strengthen the brand position, which has also contributed to increased brand recognition of ING Group. Brand awareness remained strong in all countries. | 39 | annual_report |
CNPAssurancesSA-AR_2000 | 2,008 | d) Loans and guarantees granted to members of the Executive Board and the Supervisory Board None. | 16 | annual_report |
TopdanmarkAS-AR_2019 | 174 | Furthermore, the expected claims trend in illness and accident has deteriorated. | 11 | annual_report |
BaloiseHoldingLtd-AR_2017 | 878 | This remuneration report for the current reporting year is based on the 2011 performance management system that was in force until 31 December 2017 and under which the short-term variable remuneration was paid out for the last time in spring 2018. | 41 | annual_report |
SwissReAG-AR_1974 | 167 | embracing the reinsurance business for the calendar year 1974 and the other income and expenditure for the period from 1st July, 1974 to 30th June. 1975 | 26 | annual_report |
HannoverRueckSE-AR_2011 | 2,115 | 6 Risk-free interest rate + cost of capital 7 750 basis points above the risk-free return 8 Excluding tax effect target attainment | 22 | annual_report |
fr_axa-AR_2008 | 955 | Income tax expenses increased by €13 million (+27%) to €–63 million. On a constant exchange rate basis, income tax expenses increased by €11 million (+23%). | 25 | annual_report |
gb_lloyds_banking_grp-AR_2013 | 1,890 | Group strategy In addition to routine strategic discussion at Board meetings throughout the year, the Directors spent two days offsite in 2013 focusing entirely on the Group’s broader strategic plan and the setting of the Group’s five year operating plan. | 40 | annual_report |
ScorSE-AR_2011 | 5,625 | Directors, following a recommendation made by the Compensation and Nomination Committee, has decided to appoint independent directors of SCOR in each council of the principal foreign subsidiaries; SCOR’s Executive Committee (the “COMEX”) is chaired by the Chairman and Chief Executive Officer of the | 44 | annual_report |
157 | 1,285 | Total Benefits and Expenses 57,740 57,424 59,962 87,512 Income before Provision for Income Tax 7,574 8,052 8,316 10,752 Provision for Income Taxes 2,350 2,544 2,589 3,526 | 26 | 10K |
CNPAssurancesSA-AR_2018 | 185 | “Responsible investment is neither a constraint nor a formality, but a driver helping us to address the challenges facing our societies.” OLIVIER GUIGNÉ, GROUP CHIEF INVESTMENT OFFICER | 27 | annual_report |
gb_prudential-AR_2004 | 629 | BOARD COMMITTEES The Board has established the following standing committees of non-executive directors with written terms of reference which are kept under regular review: YEAR ENDED 31 DECEMBER 2004CORPORATE GOVERNANCE REPORT | 31 | annual_report |
gb_lloyds_banking_grp-AR_2017 | 1,808 | Financial reporting During the year, the Committee considered the following issues in relation to the Group’s financial statements and disclosures, with input from management, Group Internal Audit and the external auditor: | 31 | annual_report |
4095 | 2,208 | Includes, as of December 31, 2009 and December 31, 2008, respectively, 138 securities with amortized cost of $1,117 million (fair value, $1,124 million) and 129 securities with amortized cost of $1,211 million (fair value, $1,052 million) that have been categorized based on expected NAIC designations pending receipt of... | 50 | 10K |
3721 | 605 | Trends and order counts. For the three years ending 2008, mortgage interest rates (30-year, fixed-rate) have fluctuated from a monthly high of 6.8% in July 2006 to a monthly low of 5.3% in December 2008. As a result of the above, and the effects of the collapsed subprime mortgage lending market and limited availability... | 80 | 10K |
NatixisSA-AR_2019 | 3,625 | OTHER OFF-BALANCE SHEET EXPOSURES (SUM OF LINES 17 AND 18) 38,494 39,614 | 12 | annual_report |
732 | 199 | - We will broaden our investment portfolio in 1998 to include fixed maturity tax-exempt securities to increase after-tax yields. Fixed maturity tax-exempt securities may have the effect of reducing investment income recognized but are expected to contribute more to after-tax net income as a result of the treatment they... | 54 | 10K |
SwissReAG-AR_2014 | 4,066 | Total reduction in CO2 emissions per employee between 2003 and 2013 | 11 | annual_report |
ScorSE-AR_2018 | 932 | ◆ Member of the Supervisory Board of Bank Gutmann AG (Austria) | 11 | annual_report |
5938 | 1,416 | During the fourth quarter of 2017, Global Indemnity announced the adoption of a dividend / distribution program. Although subject to the absolute discretion of the Board of Directors and factors, conditions, and prospects as such may exist from time to time when the Board of Directors considers the advisability of decl... | 76 | 10K |
5387 | 1,044 | During 2015, we implemented a number of profitability enhancement initiatives which resulted in a recognition of reorganization and related expenses of $46 million and additional corporate expenses of $5 million in the Consolidated Statement of Operations. Refer to Item 8, Note 5 to the Consolidated Financial Statement... | 61 | 10K |
1533 | 441 | Premiums Earned. Premiums earned in the direct healthcare liability --------------- insurance segment increased approximately $3.0 million, or 2.0%, to $149.4 million in 2000 from $146.4 million in 1999. Medical malpractice premiums from physicians and medical groups decreased to approximately $131.2 million in 2000 fr... | 151 | 10K |
1400 | 3,458 | The Insurance Group's operating income increased $.9 million to $15.9 million in 1999 from $15.0 million in 1998. Operating income includes net realized and unrealized losses of $1.2 million in 1999 compared to gains of $2.1 million in 1998. Operating income (excluding net realized and unrealized gains) was $17.0 mill... | 62 | 10K |
HannoverRueckSE-AR_2015 | 1,382 | In view of the fact that outperformance of up to 200% is possible for Group net income and up to 150% for divisional targets, a maximum total degree of goal attainment of 140% can be attained in both treaty / regional departments and service departments. Given outperformance of all targets, a maximum of 140% of the var... | 68 | annual_report |
NatwestGroupPLC-AR_2009 | 93 | Commercial property valuations took longer to recover. Having fallen by 44% over the previous two years, UK valuations started to rise again in August 2009, and have since rebounded by 9%, according to International Property Databank (IPD). However, valuations were still falling in Ireland and the US as at Q4. | 50 | annual_report |
2525 | 607 | At December 31, 2004, goodwill and other long-lived assets represented 23% of total assets and 63% of total stockholders’ equity. | 20 | 10K |
5101 | 804 | Our liability for estimated title losses as of December 31, 2015 and 2014 comprises both known claims and our estimate of claims that may be reported in the future (IBNR). Known claims reserves are reserves related to actual losses reported to us. Our reserve for known claims comprises both claims related to title insu... | 108 | 10K |
3774 | 1,408 | Inputs refer broadly to the assumptions that market participants use in pricing assets or liabilities, including assumptions about risk. Inputs may be observable or unobservable. | 25 | 10K |
4513 | 1,294 | The following table sets forth the gross carrying value of our investments in mortgage loans by geographic region: | 18 | 10K |
gb_prudential-AR_2006 | 3,639 | These products are written primarily in: • one of three separate sub-funds of the PAC long-term fund, namely the with-profits sub-fund, the SAIF, and the non-profit sub-fund; • Prudential Annuities Limited, which is owned by the PAC with-profits sub-fund; • Prudential Retirement Income Limited, a shareholder-owned subs... | 48 | annual_report |
TrygAS-AR_2020 | 110 | Retention levels are very high in the Nordic region compared to nearly everywhere else in the world. This is a key profitability driver as it helps insurers keep their overall expenses low. Retention rates hover around 90% in the Private and Commercial (SMEs) segments, which represent more than 80% of Tryg’s total busi... | 60 | annual_report |
AvivaPLC-AR_2004 | 465 | Insurance Group’s Directive (IGD) excess solvency £bn 3.6 2.4 Cover (times) over EU minimum 1.9 1.7 | 16 | annual_report |
3226 | 1,270 | expense was primarily attributable to the $20.6 million junior subordinated note, bearing interest at 8.7% per annum, issued in concert with the trust preferred securities in February 2006. | 28 | 10K |
4845 | 690 | Variability in the average life of principal repayment is an inherent risk of owning mortgage-related securities. However, we reduce our portfolio’s exposure to prepayment risk by seeking characteristics that tighten the probable scenarios for expected cash flows. As of December 31, 2013, the MBS portfolio contained 78... | 104 | 10K |
AvivaPLC-AR_2010 | 3,345 | Non-recourse Loans to property partnerships (see (a) below) 1,098 790 Loans to Irish investment funds (see (b) below) 34 36 UK Life reassurance (see (c) below) 217 114 US 149 150 Other non-recourse loans 193 169 | 36 | annual_report |
AegonNV-AR_2002 | 667 | During 2002, Standard and Poor’s maintained AEGON’s ratings at AA level with a negative outlook, while Moody’s Investors | 18 | annual_report |
gb_prudential-AR_2006 | 2,565 | Barry Stowe 49 – – – – – – – 0 | 11 | annual_report |
PhoenixGroupHoldingsPLC-AR_2014 | 583 | In some cases individual security holdings have been adjusted to ensure the Group remains within risk appetite. | 17 | annual_report |
5599 | 575 | Non-GAAP Operating Income. Non-GAAP operating income as defined above was $93,723 for the year ended December 31, 2018 compared to $58,630 for the year ended December 31, 2017. The increase in Non-GAAP operating income was primarily the result of increases in net earned premiums, net investment income, earnings from pa... | 60 | 10K |
NatixisSA-AR_2017 | 6,624 | Tax Services assignments for NIM for €595,000 mainly performed by PwC (€527,000). | 12 | annual_report |
INGGroepNV-AR_2007 | 882 | Members of the Supervisory Board may be suspended or dismissed at any time by the General Meeting of Shareholders. A resolution to suspend or dismiss members of the Supervisory Board which has not been brought forward by the Supervisory Board may only be adopted by the General Meeting of Shareholders by an absolute maj... | 68 | annual_report |
BaloiseHoldingLtd-AR_2005 | 2,314 | in addition to the economic risk that the maturities of assets are not in line with those of liabilities, the somewhat different accounting standards give rise to an accounting risk. | 30 | annual_report |
SwissLifeHoldingAG-AR_2005 | 539 | Contact addresses can be found on at the end of the Annual Report. | 13 | annual_report |
gb_lloyds_banking_grp-AR_2006 | 746 | Financial soundness risk appetite is set and reported through various metrics that enable the Group to manage liquidity and capital constraints and shareholder expectations. | 24 | annual_report |
5780 | 501 | A quantitative summary of our revenues by source category for 2019 and 2018 as follows: | 15 | 10K |
107 | 588 | At December 31, 1994, UNUM Corporation had a $500 million committed revolving credit facility which expires on October 1, 1999. UNUM's commercial paper program is supported by the revolving credit facility and is available for general liquidity needs, capital expansion, acquisitions or stock repurchase. The committed r... | 92 | 10K |
fr_axa-AR_2005 | 1,655 | – Pricing reports are sent to GRM on a quarterly basis. | 11 | annual_report |
3790 | 990 | Includes our estimated future contributions to multiemployer defined benefit plans. Contributions related to the qualified pension plan are included through 2009. No amounts related to the qualified pension plan are included beyond 2009 as the contribution amounts will be re-evaluated based on actual results. | 44 | 10K |
5759 | 756 | IMC’s revenues increased 16.1% in 2018 compared to 2017, due to a combination of factors, including higher unit sales, the effects of business acquisitions, and foreign currency translation effects from a weaker average U.S. Dollar in the first half of 2018. IMC’s pre-tax earnings increased significantly in 2018 compar... | 77 | 10K |
NatwestGroupPLC-AR_2004 | 1,980 | (4) Freehold and long leasehold properties are revalued (see Note 20). No provision has been made for deferred tax on gains recognised on revaluing Group properties except where there is a commitment to sell the asset and any taxable gain will not be subject to rollover relief. The tax that could be payable if these as... | 93 | annual_report |
SwissLifeHoldingAG-AR_2009 | 149 | According to the Swiss Insurance Association (SIA), premiums in the Swiss life insurance market receded 1.9% to CHF 27.9 billion. This reflected a 3.6% decrease in group insurance and a 2.4% increase in individual insurance. At CHF 7.5 billion, Swiss Life’s premium income remained at a high level. 77% of the premiums w... | 99 | annual_report |
1685 | 278 | - - the decline in the equity markets from what was experienced during 2001 and 2000 | 16 | 10K |
LloydsBankingGroupPLC-AR_2002 | 1,237 | In addition, a further 0.4 million ordinary shares were held by Lloyds TSB Group Holdings (Jersey) Limited at 31 December 2002 (2001: 0.5 million shares). These shares, on which the dividend entitlement has been waived, were gifted to the Group some years ago at nil cost and are used to satisfy outstanding options or t... | 63 | annual_report |
1787 | 336 | December 31, -------------------------- 2001 2000 ------------ ------------ Deferred tax assets: Accounts receivable and other receivables - | 16 | 10K |
3594 | 751 | For the years ended June 30, 2007, 2006 and 2005, amortization related to all identifiable intangible assets was $415, $612 and $930, respectively. At June 30, 2007, the remaining identifiable intangible assets subject to amortization were all related to the Chicago acquisition. Amortization expense for the year ended ... | 62 | 10K |
NatixisSA-AR_2015 | 9,387 | The General Shareholders’ Meeting, deliberating in accordance with the quorum and majority requirements for ordinary business, hereby renews the appointment of Sylvie Garcelon as a Director for a term of four (4) years, expiring at the end of the General Shareholders’ Meeting convened to approve the fi nancial statemen... | 57 | annual_report |
DirectLineInsuranceGroupPLC-AR_2020 | 1,860 | The CFO did not receive an increase, due to his joining date in the final quarter of 2019. | 18 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2000 | 353 | In the year under review we wrote premium income of €2.2bn (€1.3bn), representing growth of 64.6% (25.9%). This notable increase derived primarily from new proportional reinsurance treaties with large premium volumes in motor and life reinsurance. Our result, however, was somewhat worse than in the previous year – not ... | 57 | annual_report |
1776 | 333 | In July 2001, the FASB issued Statement of Financial Accounting Standards No. 142, "Goodwill and Other Intangible Assets" (FAS 142). FAS 142 addresses the initial recognition and measurement of intangible assets acquired either singly or with a group of other assets, as well as the measurement of goodwill and other int... | 117 | 10K |
5720 | 1,178 | In addition, subsequent to December 31, 2019, one structured finance VIE was deconsolidated due to the prepayment of the outstanding notes of the VIE, resulting in a reduction in VIE assets and liabilities of approximately $315 million. | 37 | 10K |
2844 | 1,412 | The Commercial segment offers a broad array of property and casualty insurance and insurance-related services to its clients. Commercial is organized into the following three marketing and underwriting groups, each of which focuses on a particular client base and which collectively comprise Commercial’s core operations... | 45 | 10K |
AdmiralGroupPLC-AR_2011 | 303 | 2. Develop each new operation into a profitable, sustainable, growing business | 11 | annual_report |
SwissReAG-AR_2005 | 1,005 | Actuarial review The Board of Directors has appointed Mr Freddy Delbaen as an external actuary to conduct a review of the balance sheet provisions for the life and health reinsurance business of Swiss Reinsurance Company and European Reinsurance Company. His review focuses on the appropriateness of the reserving assump... | 95 | annual_report |
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