report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
values |
|---|---|---|---|---|
5024 | 1,403 | We have audited the accompanying consolidated balance sheets of Loews Corporation and subsidiaries (the “Company”) as of December 31, 2014 and 2013, and the related consolidated statements of income, comprehensive income, equity, and cash flows for each of the three years in the period ended December 31, 2014. Our audi... | 98 | 10K |
5417 | 1,302 | Other primarily comprises a fund that provides loans to educational institutions throughout the United States and its territories. | 18 | 10K |
CNPAssurancesSA-AR_2019 | 134 | The secure Pergola 90 vehicle is the first example. It can harness opportunities in the financial markets while locking in a floor value of 90% of the highest level recorded by the investment and providing the daily liquidity that allows investors to exit at any time. It was originally launched in late 2019 for CNP Ass... | 75 | annual_report |
2938 | 5,709 | On December 21, 2005, A&W II financed the coverage through the issuance of $250.0 million in catastrophe bonds pursuant to Rule 144A under the Securities Act of 1933. | 28 | 10K |
2152 | 1,174 | that the rate of increase was closer to 8.0% with only a portion of this increase explainable by a change in mix of business. Finally, the review completed during the second quarter of 2001 indicated that the frequency for the 2000 accident year was 6.0% higher than 1999. Expectations were that the 2000 frequency would... | 62 | 10K |
AdmiralGroupPLC-AR_2008 | 707 | deadlines for exercising voting rights either by proxy notice or present in person or by proxy in relation to resolutions to be passed at general meeting. All proxy votes are counted and the numbers for, against or withheld in relation to each resolution are announced at the annual general meeting and published on the ... | 59 | annual_report |
fr_axa-AR_2012 | 785 | Group net capital gains and losses attributable to shareholders were up €607 million mainly due to: (i) €+126 million higher realized capital gains, to €+815 million in 2012, mainly driven by higher realized gains on equities (€+103 million), fi xed income assets | 42 | annual_report |
4174 | 1,556 | We regularly monitor our investment portfolio to ensure investments that may be other-than-temporarily impaired are identified in a timely fashion, properly valued, and charged against earnings in the proper period. The determination that a security has incurred an other-than-temporary decline in value requires the jud... | 135 | 10K |
4609 | 481 | Insurance Expenses decreased by $3.5 million for the year ended December 31, 2011, compared to 2010, due primarily to lower acquisition expenses, partially offset by higher underwriting expenses, largely due to information technology expenses related to several new systems initiatives. | 40 | 10K |
2695 | 1,704 | Management of Prudential Financial, Inc. (together with its consolidated subsidiaries, the “Company”) is responsible for establishing and maintaining adequate internal control over financial reporting. Management conducted an assessment of the effectiveness, as of December 31, 2004, of the Company’s internal control ov... | 89 | 10K |
5602 | 4,681 | • Outside of the U.S., fixed maturity securities held by General Insurance companies consist primarily of high-grade securities generally denominated in the currencies of the countries in which we operate. | 30 | 10K |
4270 | 1,199 | Net investment income for the year ended December 31, 2009 increased by $54.8 million to $81.4 million, as compared to $26.6 million for the year ended December 31, 2008. The increase was primarily attributable the combination of the following items: | 40 | 10K |
AegonNV-AR_2013 | 866 | Aegon the Netherlands launched online bank Knab in 2012. The platform provides customers with insights into their financial future and uses a fee-based model to empower informed decision making by customers. A product of collaboration with customers, experts and critics, Knab is designed to meet contemporary customer n... | 48 | annual_report |
AvivaPLC-AR_2014 | 442 | • Aviva Investors’ flagship range of multi-strategy funds, AIMS, was launched in July 2014 creating an attractive outcomes-based solution for investors, and the potential for significant growth in our external fund flows. | 32 | annual_report |
NatixisSA-AR_2016 | 11,221 | Article 435 (1) (EBA) CRA - General information about credit risk organization 5.1. Credit risk control 5.2. Credit policy to counterparty credit risk (EBA) CCRA - Qualitative disclosure related management related to market risk (EBA) MRA - Qualitative disclosure requirements management | 41 | annual_report |
1287 | 395 | SELLING, GENERAL AND ADMINISTRATIVE ("SG&A") expense decreased $201,000 or 25% primarily due to expense reductions in conjunction with the aforementioned revenue reductions. Assuming no significant change in the Company's core services, management expects that SG&A should remain at approximately 20% of revenues. | 42 | 10K |
1914 | 1,268 | The U.S. commercial paper outstanding at December 31, 2002 had a weighted average interest rate of 1.59%. There was no U.K. commercial paper outstanding at December 31, 2002. The final Lincoln UK commercial paper retirement was in May 2002. The combined U.S. and U.K. commercial paper outstanding at December 31, 2001 ha... | 61 | 10K |
NatwestGroupPLC-AR_2016 | 4,943 | The asset quality analysis presented below is based on internal asset quality ratings which have ranges for the probability of default. Customers are assigned credit grades, based on various credit grading models that reflect the key drivers of default for the customer type. All credit grades across RBS map to both an ... | 99 | annual_report |
4252 | 806 | Molina Medicaid Solutions. On May 1, 2010, we acquired a health information management business which we now operate under the name, Molina Medicaid SolutionsSM | 24 | 10K |
AegonNV-AR_2007 | 857 | AEGON The Netherlands’ most important line of business, accounting for 63% of its operating earnings before tax in 2007. | 19 | annual_report |
5835 | 1,097 | (3)Tax (benefit) of $(1) million, $(7) million and $(11) million for the years ended December 31, 2020, 2019 and 2018, respectively. Tax impact is estimated by applying the statutory rates of applicable jurisdictions. | 33 | 10K |
HelvetiaHoldingAG-AR_2019 | 2,044 | Group-wide, the technical risks in the non-life business are dominated by natural hazards. Except in very rare cases, the reinsurance protection limits the claims remaining from a natural disaster or individual risk in the direct business at Group level to a maximum of CHF 35 million (previous year: CHF 35 million). Th... | 154 | annual_report |
4331 | 886 | Although goodwill is not amortized, we test it for impairment at least annually in the fourth quarter. In the fourth quarter, we also test acquired trademarks (which also are not amortized) for impairment. We test more frequently if there are indicators of impairment or whenever business circumstances suggest that the ... | 120 | 10K |
5562 | 585 | The following table summarizes the principal and interest payment obligations for our long-term debt at December 31, 2018: | 18 | 10K |
3553 | 1,174 | The table above does not include an equity investment of $112,000 in which the Company is deemed to have a significant influence and as such, is not accounted for at fair value under SFAS 159. | 35 | 10K |
fr_axa-AR_2008 | 7,559 | Any assets remaining after nominal share redemption are distributed among Shareholders on a prorated basis for their capital share. | 19 | annual_report |
ScorSE-AR_2014 | 719 | The Group cost ratio (1) calculated as the total of all management expenses less certain non-controllable expenses (e.g. bad debts), legal settlements, brokerage commissions and amortizations, divided by gross written premium, was 5.0% | 33 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2017 | 1,921 | The provision of full information on compliance risk in each member of the Group is the responsibility of compliance units. | 20 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2015 | 3,155 | © 2016 Münchener Rückversicherungs-Gesellschaft Königinstrasse 107 80802 München Germany www.munichre.com www.twitter.com/munichre www.munichre.com/facebook | 12 | annual_report |
de_allianz-AR_2017 | 1,524 | SUPERVISORY BOARD AND BOARD OF MANAGEMENT Allianz’s approach to risk governance enables an integrated management of local and global risks and ensures that our risk profile remains consistent with both our risk strategy and our capacity to bear risks. | 39 | annual_report |
3950 | 1,828 | In June 2009, the FASB issued authoritative guidance that requires an entity to perform a qualitative analysis to determine whether a primary beneficiary interest is held in a VIE. Under the new qualitative model, the primary beneficiary must have both the power to direct the activities of the VIE and the obligation to... | 157 | 10K |
StandardLifeAberdeenPLC-AR_2013 | 1,020 | In the event that stretch targets are exceeded the Remuneration Committee retains the discretion to award a higher company bonus to the CE, SLI provided it is in line with its principles on remuneration. | 34 | annual_report |
ASRNederlandNV-AR_2019 | 1,012 | Low interest rate environment and pressure on investment returns, exacerbated by geopolitical tensions Since interest rates are historically low, it remains a challenge to generate sufficient returns on investments and reinvest on attractive terms. The pressure to generate investment returns (search for yield) creates ... | 51 | annual_report |
4617 | 2,154 | (2)-Represents intercompany asset management fees and expenses plus intercompany interest income and expense pertaining to intercompany debt. | 17 | 10K |
de_allianz-AR_2013 | 2,963 | employee stock purchase plans The Allianz Group offers Allianz SE shares in 19 countries to qualified employees at favorable conditions. The shares have a minimum holding period of 1 to 5 years. During the year ended 31 December 2013, the number of shares sold to employees under these plans was 565,643 (2012: 627,118).... | 99 | annual_report |
NatixisSA-AR_2013 | 3,875 | SPEs may be used to hold securities on behalf of a customer. | 12 | annual_report |
INGGroepNV-AR_2018 | 4,713 | à-vis its limits on a regular basis to senior management committees. The Quarterly Risk Update reflecting the exposure of ING against the risk appetite targets is submitted quarterly to the EB and the MBB and to the (Risk Committee of the) SB. | 42 | annual_report |
AdmiralGroupPLC-AR_2016 | 337 | Admiral delivered strong growth in turnover and customers in its UK Insurance business in 2016, taking advantage of favourable market conditions with increasing prices and shopping activity. UK insurance turnover of £2.06 billion increased by 17% (2015: £1.76 billion) primarily due to growth in customer numbers in both... | 88 | annual_report |
gb_prudential-AR_2012 | 4,264 | A summary of the consideration, goodwill and net assets acquired relating to these four acquisitions is provided in the table below: Total £m | 23 | annual_report |
Sampoplc-AR_2016 | 1,376 | RReserveserve fe for decror decreased disceased discount rount raattee 244244 00 00 00 00 00 2828 273273 2%2% | 18 | annual_report |
gb_prudential-AR_2019 | 4,716 | Comprising: – Policyholder liabilities on the consolidated statement of financial position 50,505 20,846 20,485 91,836 – Unallocated surplus of with-profits funds on the consolidated statement of financial | 27 | annual_report |
TrygAS-AR_2013 | 290 | DKK 30m. In step with the expansion of the Swedish part of the | 13 | annual_report |
1396 | 273 | For purposes of presenting its statements of cash flows, the Company considers all short-term investments to be cash equivalents. Short-term investments have original maturity dates of less than three months. | 30 | 10K |
AvivaPLC-AR_2014 | 1,315 | Due to the circumstances surrounding these appointments it was not appropriate to use an external search consultancy or open advertising for these appointments. The committee considered Sir Malcolm to be independent as he was considered independent upon his appointment as Chairman of Friends Life and is independent in ... | 56 | annual_report |
3221 | 532 | If we assume (i) the ratio of a ceding company’s unallocated reserves to their outstanding par was .05% (or .0005) and (ii) the ratio of our weighted average capital charge to that of the ceding company was 125% (or 1.25), then our unallocated reserve factor would be .000625, calculated as the product of the two ratios... | 453 | 10K |
PhoenixGroupHoldingsPLC-AR_2013 | 80 | OUR CAPITAL POSITION Our estimated IGD surplus was £1.2 billion at 31 December 2013 with headroom over our IGD capital policy of £0.5 billion (2012 pro forma: £1.2 billion surplus, £0.4 billion headroom). The IGD position was strengthened by £0.2 billion through management actions including completion of the legal proc... | 85 | annual_report |
5634 | 7,734 | Performance-based strategy seeks to deliver attractive risk-adjusted returns and supplement market risk with idiosyncratic risk. Returns are impacted by a variety of factors including general macroeconomic and public market conditions as public benchmarks are often used in the valuation of underlying investments. Varia... | 176 | 10K |
3015 | 862 | Our gross written premium is based on the amount of Syndicate 1221's stamp capacity that we provide. Our percentage of participation in the stamp capacity was 100 % in 2006, 97.5% in 2005 and 97.4% in 2004. Stamp capacity is a measure of the amount of premium a Lloyd's syndicate is authorized to write based on a busine... | 130 | 10K |
5494 | 583 | The PREPA revised Fiscal Plan released January 24, 2018 calls for a wholesale transformation of PREPA to at least a partially privatized entity. Specifics regarding implementation and the impact on creditors were not detailed or readily apparent in the Plan. | 40 | 10K |
BaloiseHoldingLtd-AR_2014 | 597 | Committees of the Board of Directors The Board of Directors has four committees, which support it in its activities� These committees report to the Board of Directors and submit the necessary proposals for their particular areas of responsibility� | 38 | annual_report |
4972 | 920 | Total revenues increased by $2,293,388, or 5%, from $45,156,574 for the year ended December 31, 2013 to $47,449,962 for the year ended December 31, 2014, which is mainly due to the increase of the revenue in Taiwan for following reasons, | 40 | 10K |
2464 | 1,410 | Of the $343.5 million in gross unrealized losses on fixed maturity bonds at December 31, 2004, $286.6 million, or 83.4 percent, are related to investment-grade fixed maturity bonds. Unrealized losses on investment-grade fixed maturity securities principally relate to changes in interest rates or changes in market or se... | 113 | 10K |
TopdanmarkAS-AR_2016 | 676 | Investment properties are measured at fair value (level three). The measurement is based on an expected annual return on operations and a rate of return. A general plus/minus 0.5pp change in the rate of return wil have an effect of minus DKK 282m / plus DKK 339m on the fair value (2015: minus DKK 285m / plus DKK 341m).... | 73 | annual_report |
3427 | 1,275 | The following table presents the carrying amounts and estimated fair values of Selective’s financial instruments as of December 31, 2007 and 2006: | 22 | 10K |
3068 | 1,401 | For the year ended December 31, 2006, assumptions used in estimating the fair value at date of grant were based on the following: | 23 | 10K |
3226 | 1,297 | Writings to Surplus Ratios: Our ability to write additional insurance policies is largely dependent on the statutory leverage of our insurance company subsidiaries. Michigan insurance regulations require insurance companies to maintain a gross premium writings-to-capital and surplus ratio under 3.0 to 1.0. Florida insu... | 90 | 10K |
NatixisSA-AR_2002 | 181 | shares Coface’s ambition to become the world’s leading receivables rating, management and insurance platform. | 14 | annual_report |
2034 | 1,021 | P&C Other reserves totaled $655.3 at December 31, 2002 and are comprised of construction defect reserves of $236.3, asbestos and environmental reserves of $161.5, reserves for our London operations that are in runoff of $52.1 and other reserves of $205.4. | 40 | 10K |
4119 | 1,283 | Additionally, the Company is involved in various other legal proceedings in the normal course of business. Based upon its evaluation of the information currently available, the Company believes that the ultimate resolution of any such proceedings will not have a material adverse effect, either individually or in the ag... | 59 | 10K |
HiscoxLtd-AR_2017 | 159 | Alternative risk Last year I said we would materially reduce our involvement with underwriting agency White Oak in 2017, and we kept to this plan – exiting the extended warranty and auto physical damage business. With the benefit of hindsight our expansion into this area was a mistake as we failed to achieve the margin... | 57 | annual_report |
4536 | 282 | As of April 30, 2012, the Company determined it was more likely than not the deferred tax assets would not be realized and recorded a full valuation allowance. | 28 | 10K |
AegonNV-AR_2010 | 4,045 | master netting agreements including collateral support annex agreements have been agreed; net (credit) exposure on derivative transactions with these counterparties was therefore limited as at December 31, 2010. | 28 | annual_report |
5410 | 1,515 | In particular, the amended complaint alleges “misrepresentations and miscalculations” in valuation reports allegedly issued by Towers Perrin from 2000 through 2002 upon which plaintiff claims to have relied. Plaintiff asserts that Towers Perrin assigned a new team of actuaries to the Fund in 2002 “to correct Towers’ ow... | 279 | 10K |
RaiffeisenBankInternationalAG-AR_2008 | 470 | A tranche of the remuneration program matured for the fi rst time in 2008 (the 2005 SIP tranche). In accordance with the terms of the program (published in the Amtsblatt zur Wiener Zeitung on 9 August 2005), the maximum number of shares to be allotted, i.e., maturing shares, was reached by exceeding the set performance... | 106 | annual_report |
2688 | 473 | We do not believe the impact on our consolidated financial statements of adopting this standard was material. | 17 | 10K |
SwissReAG-AR_1972 | 195 | Aviation 85 112 97 62 46 Atomic Risks 2 2 2 2 1 Credit, Surety 100 109 107 92 88 | 20 | annual_report |
4192 | 1,855 | A summary of restricted stock unit activity under the plan is as follows: | 13 | 10K |
4859 | 1,078 | Amounts recoverable from reinsurers are estimated in a manner consistent with the associated claim liability. The Company reports its reinsurance recoverables net of an allowance for estimated uncollectible reinsurance recoverables. The allowance is based upon the Company's ongoing review of amounts outstanding, length... | 125 | 10K |
AvivaPLC-AR_2017 | 4,664 | The Group’s largest reinsurance counterparty is BlackRock Life Ltd (including subsidiaries) as a result of the BlackRock funds offered to UK Life customers via unit-linked contracts. At 31 December 2017, the reinsurance asset recoverable, including debtor balances, from | 38 | annual_report |
5428 | 845 | The Company defers certain costs in connection with written policies, called Deferred Policy Acquisition Costs (“DPAC”), net of corresponding amounts of ceded reinsurance commissions, called Deferred Reinsurance Ceding Commissions (“DRCC”). Net DPAC is amortized over the effective period of the related insurance and re... | 45 | 10K |
TopdanmarkAS-AR_2009 | 589 | Environment Topdanmark’s CO2 emissions (heat, electricity, transport and air travel) reduced by 2.5% in 2009 to 8,412 tons of CO2 primarily due to a decline in the consumption of electricity following investments in green IT. Topdanmark has initiated a number of CO2-limiting initiatives such as renovation of lighting a... | 79 | annual_report |
fr_axa-AR_2012 | 3,727 | Claims paying and credit strength ratings have become increasingly important factors in establishing the competitive position of insurance companies. Rating agencies review their ratings and rating methodologies on a recurring basis and may change their ratings at any time. Consequently, our current ratings may not be ... | 53 | annual_report |
4833 | 2,805 | The adequacy of the allowance for loan losses is based on formula allocations and specific allocations. Formula allocations are made on a percentage basis, which is dependent on the underlying collateral, the type of loan and general economic conditions. Specific allocations are made as problem or potential problem loa... | 84 | 10K |
4241 | 1,039 | The following tables set forth our cash and investments as of December 31, 2010 and 2009. The table as of December 31, 2010 includes other-than-temporarily impaired (“OTTI”) securities recognized within other comprehensive income (“OCI”). | 34 | 10K |
3763 | 1,203 | Beginning in the fourth quarter of 2007 and throughout 2008, MBIA made a significant amount of payments associated with insured second-lien RMBS securitizations, as well as settlement payments relating to CDS contracts referencing ABS CDOs. Among MBIA’s outstanding insured portfolio, these types of payments exhibit the... | 84 | 10K |
GjensidigeForsikringASA-AR_2012 | 2,019 | Gjensidige Insurance Group 130 I Gjensidige Annual Report 2012 Gjensidige Annual Report 2012 I 131 | 15 | annual_report |
5162 | 1,263 | Represents basis point adjustments for changes in benchmark spreads associated with various industry sectors | 14 | 10K |
3535 | 927 | Commencing with the effective date of SFAS 123R, the Company transitioned from the Black-Scholes option model to a binomial lattice model to estimate the fair value of new employee stock options on the date of the grant. The Company believes that the binomial lattice option pricing model provides a more refined estimat... | 102 | 10K |
fr_axa-AR_2011 | 4,756 | In the normal course of business, AXA seeks to reduce losses that may arise from catastrophes or other events that cause unfavorable underwriting results through reinsurance. Under the reinsurance arrangements, other insurers assume a portion of the losses and related expenses; however, we remain liable as the direct i... | 232 | annual_report |
4578 | 1,235 | If both investment yields and average foreign currency to U.S. dollar exchange rates are similar in 2013 to 2012 year-end levels, property and casualty investment income after taxes for 2013 is expected to decline. This expected decline results from the effect of investing funds from securities that matured in 2012 in ... | 103 | 10K |
StorebrandASA-AR_2019 | 2,814 | The Board conducts an annual evaluation of its work and methods, which provides a basis for changes and measures. The report from the Board’s evaluation, or relevant excerpts, will be made available to the Nomination Committee, which will use the evaluation in its work. | 44 | annual_report |
de_allianz-AR_2015 | 682 | We exclude certain sectors from our investments. We apply exclusion criteria, restricting investments in companies producing or associated with banned weapons1 such as anti-personnel landmines, cluster munitions, and biological, chemical, and toxic weapons. Furthermore, in November 2015, we decided to stop financing co... | 99 | annual_report |
2667 | 926 | In connection with the Acquisition (see Note 2), the Company issued 22,400 shares of the 100,000 authorized shares of 6% Series A senior mandatorily redeemable preferred stock at $1,000 per share. The stock had a liquidation preference and entitled its holders to receive dividends of $60 per share per annum. To the ext... | 63 | 10K |
HelvetiaHoldingAG-AR_2016 | 974 | Underlying earnings for life business: Stable earnings despite persistent low-interest environment | 11 | annual_report |
SwissReAG-AR_2014 | 3,929 | Credit products, equities and hedge funds At the end of 2014, close to 40% of our investment portfolio was externally managed. This portfolio is mainly comprised of credit products, equities and hedge funds. | 33 | annual_report |
4825 | 1,253 | During the year ended December 31, 2013, the Company did not record any other-than-temporary impairments on held-to-maturity securities. The Company's held-to-maturity securities had gross unrecognized holding losses of $29.3 million. The Company does not consider these unrecognized holding losses to be other-than-temp... | 72 | 10K |
NNGroupNV-AR_2017 | 1,137 | This method allows NN IP to measure the exposure of investee companies to the SDGs and therefore the investment opportunities in the SDGs. Our two specific impact equity funds currently hold EUR 631 million Assets under Management (AuM). | 38 | annual_report |
gb_lloyds_banking_grp-AR_2019 | 4,591 | Capability of the audit in detecting irregularities, including fraud Based on our understanding of the Group and industry, we identified that the principal risks of non-compliance with laws and regulations related to breaches of banking laws and regulations such as, but not limited to, regulations relating to consumer ... | 391 | annual_report |
AdmiralGroupPLC-AR_2015 | 1,867 | Power of the Directors The Directors are responsible for managing the business of the Company and may exercise all powers of the Company subject to the provisions of relevant statutes, to any directions given by special resolution and to the Company’s Memorandum and Articles. The Articles, for example, contain specific... | 88 | annual_report |
NatixisSA-AR_2012 | 6,357 | R under net gains/(losses) on fi xed assets: R for adjustments in the value of securities held for investment (excluding impairment for risk exposure to a counterparty) when there is a high probability of disposal of such securities held for investment due to unforeseen circumstances and for all proceeds from the dispo... | 69 | annual_report |
NatwestGroupPLC-AR_2011 | 5,860 | Share-based payments Accounting policies 322 Notes on the consolidated accounts 331 | 11 | annual_report |
NatwestGroupPLC-AR_2006 | 1,679 | F in an ci al s ta te m en ts transaction is no longer expected to occur), the cumulative unrealised gain or loss recognised in equity is recognised in profit or loss when the hedged cash flow occurs or, if the forecast transaction results in the recognition of a financial asset or financial liability, in the same peri... | 92 | annual_report |
4607 | 1,885 | As of December 31, 2012 and 2011, the Company had no material uncertain tax positions and no adjustments to liabilities or operations were required. | 24 | 10K |
5781 | 626 | Net cash used by financing activities was $30.9 million for the year ended December 31, 2018, as compared to net cash provided of $30.2 million for the year ended December 31, 2017. The change was due payment of long-term debt of $5 million for the year ended December 31, 2018, as compared to proceeds of $45.0 million ... | 94 | 10K |
HelvetiaHoldingAG-AR_2014 | 488 | Social commitment in the form of donations, social sponsoring and supporting the voluntary activities of Helvetia employees and third-parties are becoming increasingly linked with aspects of the insurance business. This has been especially successful with the commitment to protect forests, which, alongside Switzerland,... | 54 | annual_report |
2346 | 847 | The market value adjustment expense is attributable to a contract provision in Merrill Lynch Life’s modified guaranteed annuity products. This contract provision results in a market value adjustment to the cash surrender value of those contracts that are surrendered before the expiration of their interest rate guarante... | 101 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2001 | 737 | The risk managers in the Munich Re Group are responsible for the situation in their respective units. It is their job to check and continually monitor whether the risk policy measures taken are sufficient to effectively reduce the risk potential. Where necessary, they initiate further measures. | 46 | annual_report |
NatixisSA-AR_2006 | 7,237 | ADDITIONAL INFORMATION 8 Additional information have agreed to maintain the existing industrial and commercial relations described above for a period of at least 10 years with effect from the Date of Completion. | 32 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2014 | 1,909 | Poor’s AA rating; • providing funds for development and acquisitions in upcoming years; • no equity issues by PZU in the upcoming years. | 23 | annual_report |
3445 | 1,274 | Unanticipated changes in risk factors can affect reserves. As an indicator of the causal effect that a change in one or more risk factors could have on reserves for commercial automobile, a 1% increase (decrease) in incremental paid loss development for each future calendar year could result in a 1.3% increase (decreas... | 55 | 10K |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.