report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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AegonNV-AR_2012 | 4,426 | The reinsured policies consist of fixed annuity contracts issued by Transamerica Life Insurance Company in the U.S. between 2004 and early 2009 that were previously reinsured to Transamerica International Reinsurance Ireland (TIRI) on a 90% quota share basis. Over half of the business was sold in 2008 and primarily inc... | 82 | annual_report |
2125 | 926 | We are incorporated under the laws of Bermuda and, under current Bermuda law, are not obligated to pay any taxes in Bermuda based upon income or capital gains. We have received an undertaking from the Minister of Finance in Bermuda pursuant to the provisions of The Exempted Undertakings Tax Protection Act 1966, which e... | 140 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2017 | 1,456 | Key assumptions regarding the planning In the detailed planning phase (three years), For the detailed planning phase (four years), calculation (at the time of planning) we expected increasing premium income we expected a slight rise in premium income and a slight improvement in the combined with an improved combined ra... | 56 | annual_report |
4215 | 595 | Our ability to continue as a going concern is dependent on the Department’s ongoing review of our operating results compared to updated forecasts and our ability to reverse a large deficit in assets through possible future earnings. | 37 | 10K |
4937 | 1,158 | 2014 to 2013 Annual Comparison. Income from operations before income taxes decreased $1,179 million from income of $2,105 million for the year ended December 31, 2013 to $926 million for the year ended December 31, 2014. Excluding the impact on the amortization of DAC and DSI of the mark-to-market of the living benefit... | 147 | 10K |
NatixisSA-AR_2020 | 11,427 | Ownership of shares by members of the management 7.1.1.4 and administrative bodies | 12 | annual_report |
StandardLifeAberdeenPLC-AR_2010 | 1,294 | Additional retained earnings on an EEV basis 3,418 2,978 1 This adjustment reflects the removal of accounting differences for the Canada subordinated liability as explained in Note 3.17 – EEV methodology. | 31 | annual_report |
4015 | 819 | The total intrinsic value of options exercised during 2009, 2008 and 2007 amounted to $0.9 million, $13.7 million and $9.6 million, respectively. At December 31, 2009, there was approximately $28.0 million of total unrecognized compensation cost related to nonvested options. That cost is expected to be recognized over ... | 56 | 10K |
ch_zurich_insurance_group-AR_2013 | 1,520 | 10% increase in EUR / USD rate 915 904 GPB / USD rate 311 362 CHF / USD rate (382) (253) Other currencies / USD rates 760 787 | 28 | annual_report |
5077 | 2,074 | As of December 31, 2015 and 2014, we were in compliance with all debt covenants related to the borrowings in the table above. For further information on our short- and long-term debt obligations, see Note 14 to our Consolidated Financial Statements. | 41 | 10K |
3222 | 891 | The Company's investments in available-for-sale securities and held-to-maturity securities are summarized as follows at December 31, 2006 and 2005 (in thousands): | 21 | 10K |
StandardLifeAberdeenPLC-AR_2018 | 1,588 | Another recommendation of the review was that executive Director pension arrangements should be aligned with those operating across the wider workforce. At the current time there is not a single set of terms and conditions in operation across the Group, although pension arrangements will be aligned as part of the terms... | 136 | annual_report |
AvivaPLC-AR_2015 | 1,368 | The Nomination Committee will continue to review the Board skills matrix during 2016 to enable the Board to enhance its support of the transformation of the business. The Nomination Committee report sets out further information on our succession planning process 5BCommitment to Board diversity The evaluation sugges... | 219 | annual_report |
StorebrandASA-AR_2006 | 1,097 | Storebrand Bank ASA had sound capital adequacy and liquidity at the close of 2006. | 14 | annual_report |
ASRNederlandNV-AR_2011 | 906 | • Following the plan to scale down the investment portfolio to reduce risk on a step-by-step basis. ASR decided to further lower exposures in Portugal, Ireland, Italy, Greece, Spain, and France and in financial institutions to an acceptable risk level. | 40 | annual_report |
3637 | 1,986 | submitted by fictitious providers in our PFFS business, lower investment income due to declining short term interest rates and $12.3 million of start-up costs mainly associated with the establishment of our PPO networks. | 33 | 10K |
5460 | 1,008 | During the fourth quarter of 2017, we introduced a new organizational structure for our U.S. businesses that reflects our focus on leveraging our mix of businesses and our digital and customer engagement capabilities to expand our value proposition for the benefit of customers and stakeholders. This new organizational ... | 202 | 10K |
2685 | 1,516 | The net premium assumption was revised from two-year preliminary term to net level in order to produce a more appropriate accrual for the liability of the ROP benefits in relation to the premiums. The interest rate assumption was reduced from 5% to 4.5% to reflect current investment yields. Since the ROP rider is prima... | 277 | 10K |
PhoenixGroupHoldingsPLC-AR_2019 | 2,414 | In this context, we also have nothing to report in regard to our responsibility to specifically address the following items in the other information and to report as uncorrected | 29 | annual_report |
gb_lloyds_banking_grp-AR_2017 | 1,848 | Statutory Audit Services compliance The Company and the Group confirm compliance with the provisions of The Statutory Audit Services for Large Companies Market Investigation (Mandatory Use of Competitive Tender Processes and Audit Committee Responsibilities) Order 2014 for the year to 31 December 2017. | 43 | annual_report |
NatixisSA-AR_2002 | 975 | ■ Structured finance activities marked time in 2002 (8% fall in NBI to EUR169 million), after an exceptional 2001 (33% growth in NBI). The main contributing business lines were LBO and acquisition financing | 33 | annual_report |
3318 | 1,833 | The EITF reached a consensus on EITF Issue No. 06-4, “The Accounting for Deferred Compensation and Postretirement Benefit Aspects of Endorsement Split-Dollar Life Insurance Arrangements” (“EITF No. 06-4”). EITF No. 06-4 addresses whether the postretirement benefit associated with an endorsement split-dollar life insura... | 112 | 10K |
1889 | 676 | Accounting for workers’ compensation insurance operations requires us to estimate the liability for unpaid claim and claim settlement expenses (“reserves”) and the related reinsurance recoverables, (together, the “net reserves”) at each balance sheet date. Our reserves represent the estimated total unpaid cost of claim... | 155 | 10K |
nl_ing_grp-AR_2017 | 3,415 | Bulgaria Branch of ING Bank N.V. Wholesale banking 70 9 268 –2 – | 13 | annual_report |
998 | 116 | During the year ended December 31, 1998, operating expenses and taxes, licenses and fees (excluding income taxes) increased to $4,313,278 from $3,903,476 in 1997. The increase of approximately $410,000 or 10% is a result of increased salary expense including bonuses, payroll taxes and employee benefits of $180,000 and ... | 88 | 10K |
1973 | 1,078 | The following table provides information about AFG's fixed maturity investments at December 31, 2002 and 2001, that are sensitive to interest rate risk. The table shows principal cash flows (in millions) and related weighted average interest rates by expected maturity date for each of the five subsequent years and for ... | 101 | 10K |
ASRNederlandNV-AR_2013 | 2,216 | Strategy and Analysis 1.1 Statement from the CEO of the organization. | 11 | annual_report |
4259 | 2,221 | The actuarial methods used to develop reserve estimates Reserve estimates are derived by using several different actuarial estimation methods that are variations on one primary actuarial technique. The actuarial technique is known as a "chain ladder" estimation process in which historical loss patterns are applied to a... | 158 | 10K |
4083 | 1,181 | The Company recorded other-than-temporary impairments on fixed maturity investments of $112,757, $87,886 and $34,485 during the years ended December 31, 2009, 2008 and 2007, respectively. Of the $112,757, $88,134 was credit-related other-than-temporary impairment on asset-backed securities with underlying collateral ba... | 124 | 10K |
4079 | 813 | The following table summarizes our results for the years ended December 31, 2008 and 2007: | 15 | 10K |
ch_zurich_insurance_group-AR_2012 | 339 | Monica Mächler (1956), Swiss Citizen Skills and experience: Monica Mächler served as Vice-Chair of the Board of Directors to the Swiss Financial Market Supervisory Authority (FINMA) from 2009 to 2012, after having been the Director of the Swiss Federal Office of Private Insurance from 2007 to 2008. Joining Zurich Insur... | 100 | annual_report |
nl_ing_grp-AR_2015 | 4,622 | Notes to the Consolidated annual accounts of ING Group - continued 43 Liabilities by maturity The tables below include all financial liabilities by maturity based on contractual, undiscounted cash flows. Furthermore, the undiscounted future coupon interest on financial liabilities payable is included in a separate line... | 78 | annual_report |
NatixisSA-AR_2003 | 2,863 | Reversals - - - 0 Currency translation adjustments - - - 0 Other changes - - - 0 | 18 | annual_report |
NatixisSA-AR_2009 | 1,365 | Efforts to harmonize Human Resources policies will be continued in 2010 with the introduction of the employment and expertise plan (GPEC), the application of the “Mobility Charter” signed in 2009, the continuation of Male-Female and Senior staff equality programs and the strengthening of distability management. | 45 | annual_report |
PhoenixGroupHoldingsPLC-AR_2017 | 951 | Specific key focus areas covered by the review were Performance & Strategy, Board Dynamics & Structure, and Succession. The review recommended a set of actions which will be taken forward and their progress reviewed by the Board. | 37 | annual_report |
4082 | 1,549 | In February 2008, the FASB issued accounting guidance that delayed the effective date for fair value measurements and disclosures to fiscal years beginning after November 15, 2008, for all non-financial assets and non-financial liabilities, except those that are recognized or disclosed at fair value in the financial st... | 79 | 10K |
ScorSE-AR_2008 | 367 | The conversion did not result in either the dissolution of SCOR or the creation of a new legal entity. | 19 | annual_report |
StandardLifeAberdeenPLC-AR_2014 | 3,162 | Derivative financial assets 643 387 - - 643 387 181 134 462 253 - - Equity securities and interests in pooled investment vehicles 6,167 7,055 644 - 6,811 7,055 6,541 6,722 - - 270 333 | 35 | annual_report |
SwissReAG-AR_2016 | 1,204 | Life insurance Lethal pandemic −2.4 −2.4 −1 1 Single event losses with a 200-year return preriod show for example that there is a 0.5% probability over the next year that the loss from a single Atlantic hurricane event could exceed USD 5.1 billion. The impact excludes earned premiums for the business written and reinst... | 65 | annual_report |
5534 | 621 | Payment of claims totaling $919 million in November of 2015 and January of 2017, on MBIA Corp.’s policies insuring certain notes issued by Zohar I and Zohar II entitles MBIA Corp. to reimbursement of such amounts plus interest and expenses and/or to exercise certain rights and remedies to seek recovery of such amounts.... | 155 | 10K |
5128 | 843 | availability and effectiveness of reinsurance arrangements, as well as any defaults or failure of reinsurers to perform; | 17 | 10K |
2238 | 4,768 | The factors which can cause the price of shares of our common stock to fluctuate include, among others: | 18 | 10K |
4521 | 1,496 | The Company offers a fixed indexed annuity contract that permits the contract holder to elect an interest rate return or an equity market component, where interest credited to the contract is linked to the performance of the S&P 500 or a commodities-based index. Contract holders may elect to rebalance index options at ... | 71 | 10K |
AvivaPLC-AR_2008 | 1,587 | The Group Chief Executive, Chief Financial Officer, Chief Audit Officer, Chief Risk Officer, Group Regulatory Director and the external auditor normally attend, by invitation, all meetings of the Committee. Other members of senior management are also invited to attend as appropriate to present reports. It is the Commit... | 103 | annual_report |
GjensidigeForsikringASA-AR_2014 | 772 | The reduction in profits was due to a decision by the tax authorities to levy VAT in arrears on IT services delivered from abroad to Gjensidige Pensjonsforsikring AS for the years 2011, 2012 and 2013. The VAT payment was charged to profit/loss in the fourth quarter in the amount of NOK 28.6 million, which comprises the... | 108 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2008 | 3,043 | Derivative hedging measures reduce the sensitivity to share prices further. A change in share prices by 10% only has an impact of 4.2% on the stock market value. The recognition of these hedging transactions in profit or loss has the effect that in the case of rising share prices, the overall impact on the income state... | 88 | annual_report |
2084 | 1,098 | CNA pays interest on any outstanding debt/borrowings under the three-year facility based on a rate determined using the long-term debt ratings of CNA. The interest rate is equal to the London Interbank Offering Rate ("LIBOR") plus 57.5 basis points. Further, if CNA has outstanding loans greater than 50% of the amounts ... | 96 | 10K |
4441 | 903 | The Company had an interest rate swap agreement with LLC with an aggregate notional amount of $900.0 million that effectively converts the floating rate payment obligations under the funding agreements to fixed rate obligations. The related $900.0 million interest rate swap agreement expired on July 6, 2010 due to the ... | 60 | 10K |
BaloiseHoldingLtd-AR_2017 | 1,287 | Sale of property, plant and equipment 0.6 8.4 purchase of intangible assets 9 – 26.6 – 27.6 | 17 | annual_report |
4923 | 1,567 | Net cash used in financing activities increased by $151.8 million for the year ended December 31, 2014 as compared to the year ended December 31, 2013 primarily due to a $119.5 million decrease in cash from customer funds administered and a $74.7 million increase in share repurchases, partially offset by a $23.8 millio... | 74 | 10K |
PowszechnyZakladUbezpieczenSA-AR_2018 | 1,143 | PeoPay is state-of-the-art mobile banking, which integrates the services of banking and payments within one app. PeoPay offers innovative solutions, such as the use of touch-id or faceid to authorize transfers and payments, payment for Internet shopping directly in the phone, without the need to log into Internet banki... | 239 | annual_report |
5147 | 523 | For Allstate Financial: benefit and investment spread, asset-liability matching, amortization of deferred policy acquisition costs (“DAC”), expenses, operating income, net income, new business sales, invested assets, and premiums and contract charges. | 31 | 10K |
Sampoplc-AR_2009 | 1,573 | Total financial assets designated as at fair value through p/l 161 354 | 12 | annual_report |
RaiffeisenBankInternationalAG-AR_2010 | 100 | Strategically repositioned for future growth On 10 October 2010 Raiffeisen International merged with Cembra Beteiligungs AG, to which the principal business areas of Raiffeisen Zentralbank Österreich Aktiengesellschaft (RZB) – the corporate banking business and related participations – had been spun off beforehand. Sin... | 153 | annual_report |
SwissReAG-AR_2019 | 5,201 | of global insured natural catastrophe losses due to secondary perils (Source: Swiss Re Institute) | 14 | annual_report |
5556 | 1,064 | In the normal course of its business activities, the Company accepts collateral that can be sold or repledged. The primary sources of this collateral are securities purchased under agreements to resell. As of December 31, 2018 and 2017, there was $675 million and $0 million, respectively, of such collateral. | 49 | 10K |
5162 | 586 | Further discussion is included in "Reconciliation of Non-GAAP Financial Measures," "Consolidated Operating Results," "Segment Results," "Investments," and "Liquidity and Capital Resources" contained in this Item 7 and in the "Notes to Consolidated Financial Statements" contained herein in Item 8. | 39 | 10K |
RSAInsuranceGroupPLC-AR_2020 | 1,224 | · Functional succession plans reviewed. Supported the coaching and development of regional finance teams. | 14 | annual_report |
CNPAssurancesSA-AR_2005 | 1,029 | The Internal Audit department assesses the quality and effectiveness of the internal control systems of the Company and the Group, on behalf of the Executive Board and Supervisory Board, based on a rolling 5-year plan. | 35 | annual_report |
LloydsBankingGroupPLC-AR_2009 | 4,105 | IMPAIRMENT OF AVAILABLE-FOR-SALE FINANCIAL ASSETS In determining whether an impairment loss has been incurred in respect of an available-for-sale financial asset, the Group performs an objective review of the current financial circumstances and future prospects of the issuer and, in the case of equity shares, considers... | 177 | annual_report |
4196 | 572 | Our principal executive offices are 79,533 square feet located in leased premises in Reno, Nevada. In addition to serving as our corporate headquarters, it also serves as a branch office providing services in marketing, loss control, and underwriting related support. As of February 1, 2011, we leased 308,042 square fee... | 107 | 10K |
186 | 445 | Insurance and General Expenses. The expense ratio remained relatively unchanged. The decline in administrative expense levels was offset by an increase in marketing expenses associated with new marketing initiatives. See "Business -- Products and Services." | 35 | 10K |
2449 | 1,206 | T he above amounts exclude allocation of overhead from the Company. NSIC, NSFC and Omega are in compliance with statutory restrictions with regard to minimum amounts of surplus and capital. | 30 | 10K |
4742 | 1,489 | The estimated net actuarial loss, prior service cost/(credit), and transition obligation for these plans that will be amortized from accumulated other comprehensive income into net periodic benefit cost during 2014 is as follows: | 33 | 10K |
2003 | 289 | The Company is party to significant litigation with respect to the HDC Program. The ultimate outcome of this litigation cannot be reasonably determined at this time. | 26 | 10K |
gb_lloyds_banking_grp-AR_2002 | 1,475 | The aggregate carrying value of non-trading derivatives with a positive fair value was an asset of £54 million (2001: an asset of £18 million) and with a negative fair value was an asset of £9 million (2001: an asset of £1 million). | 42 | annual_report |
PhoenixGroupHoldingsPLC-AR_2011 | 1,080 | STATEMENT OF CONSOLIDATED CHANGES IN EQUITY For the year ended 31 December 2011 | 13 | annual_report |
694 | 190 | Realized gains and losses on the disposal of investments are determined by specific identification and are included in the consolidated statements of operations. | 23 | 10K |
fr_axa-AR_2016 | 663 | The fi nal overall consideration for the sale of the UK Life & Savings businesses amounted to GBP 0.6 billion (or €0.7 billion (5)). AXA | 25 | annual_report |
TrygAS-AR_2015 | 1,510 | Annual report 2015 | Tryg A/S | | Contents – Financial statements 30 Accounting policies | 15 | annual_report |
3118 | 511 | We own a 130,000 square foot office facility in Woodland Hills, California which is the corporate home office of Zenith National and its subsidiaries. We also own a 120,000 square foot branch office facility in Sarasota, Florida. In the regular conduct of business, we lease offices in various cities. See Notes to Conso... | 93 | 10K |
SwissReAG-AR_1981 | 147 | The balance-sheet value of capital market investments and real estate of Swiss Re, Zurich, amounting to Sw. frs. 3,963 million was Sw. frs. 134 million higher than the previous year. This total increase is due to net new invest ments on the one hand and write-offs as well as to foreign currency adjustments, which clea... | 60 | annual_report |
5957 | 1,806 | Any accrued interest related to the unrecognized tax benefits and other accrued income taxes have been included in income tax expense. There were no amounts included in any period ending in 2020, 2019, or 2018, as PLC maintains responsibility for the interest on unrecognized tax benefits. | 46 | 10K |
HiscoxLtd-AR_2012 | 428 | Hiscox Insurance Company Limited has an A.M. Best rating of A (Excellent), a Standard & Poor’s rating of A (Strong) and an A+ (Strong) rating from Fitch. | 27 | annual_report |
5367 | 753 | Insurance-Related Activities. Net cost from insurance-related activities decreased by $10 million, primarily due to lower amortization of deferred sales inducements, recognized in policyholder benefits and claims, in connection with the annual actuarial assumption review and a favorable change in the fair value of the ... | 102 | 10K |
StandardLifeAberdeenPLC-AR_2018 | 961 | A responsible approach We hold ourselves to the same high standards that we expect of companies that we invest in. | 20 | annual_report |
fr_axa-AR_2015 | 9,656 | Our independence is defi ned by regulatory texts, the French Code of ethics (Code de déontologie) of our profession and the requirements of article L.822-11 of the French Commercial Code. In addition, we have implemented a system of quality control including documented policies and procedures regarding compliance with ... | 60 | annual_report |
3165 | 4,631 | Bonds available for sale at market (amortized cost of $1,255 and $4,345, respectively) | 13 | 10K |
1583 | 762 | Substantially all of the Company's reinsurance recoverable is due from a single reinsurer, Hannover. At December 31, 2000, Hannover maintained an "A" rating from the A.M. Best Company. The Company performs periodic evaluations of this reinsurer's credit standing. | 38 | 10K |
NatwestGroupPLC-AR_2006 | 2,062 | The associated liabilities are: Linked contracts classified as insurance contracts 1,713 1,640 Linked contracts classified as investment contracts (within customer deposits) 2,146 2,189 | 23 | annual_report |
5571 | 4,316 | See Note 1 for discussion of new accounting guidance related to U.S. Tax Reform. | 14 | 10K |
HelvetiaHoldingAG-AR_2014 | 3,399 | CHF 32.4 million, of which CHF 1.9 million was classified as potentially irrecoverable. | 13 | annual_report |
5602 | 6,337 | The Life Insurance Companies review and update estimated gross profit projections used to amortize DAC and related items (which may include VOBA, SIA, guaranteed benefit reserves and unearned revenue reserves) for investment-oriented products. Estimated gross profit projections include assumptions for investment-relate... | 122 | 10K |
AvivaPLC-AR_2015 | 995 | This cover ratio target is neither a floor nor a ceiling. Rather, it indicates a balance between yield and growth over time, seeking to pay out approximately 50% of operating EPS as a current dividend. Accordingly, once we reach our target coverage ratio, dividend growth will more closely align to our growth of operati... | 59 | annual_report |
AegonNV-AR_2018 | 3,943 | Aegon does not consider the underlying investments to be impaired as of December 31, 2018. | 15 | annual_report |
INGGroepNV-AR_2010 | 2,116 | Opening balance 15,310 13,366 Expected return on plan assets 886 842 Employer’s contribution 631 1,632 Participants contributions 2 3 Benefits paid –625 –600 Actuarial gains and losses 1,085 387 Changes in the composition of the group and other changes –19 –374 Exchange rate differences 94 54 Closing balance 17,364 15,... | 50 | annual_report |
4803 | 998 | result of negative AGP, the specific facts and circumstances surrounding the potential negative amortization are considered to determine whether it is appropriate for recognition in the consolidated financial statements. Negative amortization is only recorded when the increased DAC balance is determined to be recoverab... | 114 | 10K |
NatwestGroupPLC-AR_2014 | 3,197 | Total loans and advances to customers (excluding reverse repos) 72.8 68.2 79.6 | 12 | annual_report |
5738 | 1,913 | The Company leases administrative and marketing office space in approximately 16 cities (excluding the home office building), as well as various office equipment. Most leases have terms ranging from two to twenty-five years. Leases with an initial term of 12 months or less are not recorded on the consolidated balance s... | 194 | 10K |
AegonNV-AR_2010 | 2,350 | 114 NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS OF AEGON N.V. NOTE 3 | 12 | annual_report |
ScorSE-AR_2013 | 2,120 | Group is defined after deductions of the pensions paid out through the compulsory schemes. | 14 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2010 | 363 | As of the date of preparing the report, PZU and PZU Życie had a long-term credit rating and financial strength rating (assigned by Standard & Poor's Ratings Services on 16 July 2009) at the A level with a stable rating outlook. On 5 July 2010 Standard & Poor's Ratings Services maintained the above rating. | 54 | annual_report |
LloydsBankingGroupPLC-AR_2007 | 2,145 | Notes to the group accounts 108 Lloyds TSB Group Annual Report and Accounts 2007 | 14 | annual_report |
DirectLineInsuranceGroupPLC-AR_2016 | 1,229 | The Committee requested a long-term projection of the Group’s balance sheet under different assumed reinsurance arrangements. This was presented by management and showed how liabilities to PPOs would gradually accumulate over time as expected and more slowly under lower retention levels. The Committee was satisfied tha... | 71 | annual_report |
fr_axa-AR_2015 | 2,857 | (for their own account or for third parties), underwriting of securities and/or furnishing of other types of services or goods. | 20 | annual_report |
798 | 384 | b) Summarized financial information by geographic location of subsidiary for the years ended December 31, 1995, 1996 and 1997 is as follows: | 22 | 10K |
RaiffeisenBankInternationalAG-AR_2005 | 525 | On 20 August, negotiations to purchase Joint Stock Post Pension Bank Aval, a Ukrainian firm, were concluded. The transaction closed in October. Raiffeisen International paid a price of USD 1,028 million for the acquisition of a 93.5 per cent stake. Raiffeisen International has agreed to purchase the stock of the remain... | 70 | annual_report |
de_allianz-AR_2008 | 2,772 | In addition to traditional commission income received on security transactions, fee and commission income in the securities business also includes commissions received in relation to private placements, syndicated loans and financial advisory services. Other fees reflect fees from underwriting business (new issues), co... | 85 | annual_report |
StorebrandASA-AR_2011 | 455 | In NOU 2012:3, the Banking Law Commission describes a "worst case" scenario where capital requirements, as a result of future paid-up policies, cannot be handled without significant adjustments to the regulatory framework (NOU 2012:3 page 39). | 36 | annual_report |
4818 | 927 | Pre-tax income for the Specialty Commercial Segment of $25.9 million for the year ended December 31, 2012 was $11.6 million higher than the $14.3 million reported for the same period in 2011. The increase in pre-tax income was primarily due to the increased revenue discussed above partially offset by higher loss and LA... | 265 | 10K |
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