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AegonNV-AR_2018 | 7,490 | Lastly, under Part 6 of the Dutch Financial Supervision Act, the Dutch Minister of Finance may intervene immediately, when the stability of the financial system is threatened by the situation of a financial institution, in which case legal or statutory provisions, applicable to the financial institution, might be surpa... | 110 | annual_report |
INGGroepNV-AR_2020 | 667 | We offer: • Payments, savings, insurance, investments and lending products and services to individuals, SMEs and mid-corporate clients | 18 | annual_report |
5471 | 1,087 | securities. See the Unrealized Investment Gains and Losses section in Note 3 of the Notes to the Consolidated Financial Statements for further discussions of unrealized losses related to financial institutions, including perpetual securities, and other corporate investments. | 37 | 10K |
468 | 554 | Depreciation expense was $751,000, $589,000, and $688,000 in 1996, 1995, and 1994 respectively. | 13 | 10K |
StandardLifeAberdeenPLC-AR_2013 | 2,962 | Purchase from: Sales to and amounts due from other related parties include management fees received/receivable from non-consolidated investment vehicles managed by Standard Life Investments. | 24 | annual_report |
StorebrandASA-AR_2013 | 1,755 | IAS 12 Income Taxes. Tax is recognised in the income statement, except to the extent that it relates to items recognised directly through total comprehensive income (OCI). Deferred tax and deferred tax assets are calculated on the differences between accounting and tax values of assets and liabilities. | 47 | annual_report |
StandardLifeAberdeenPLC-AR_2014 | 1,735 | Tax expense attributable to policyholders’ returns 215 7 - - 222 - 222 | 13 | annual_report |
5560 | 1,263 | (1) Primarily reflects favorable prior accident year loss reserve development related to Hurricane Harvey in the 2017 accident year and catastrophes in the 2016 accident year, partially offset by unfavorable prior accident year loss reserve development related to Hurricanes Maria and Irma in the 2017 accident year. | 47 | 10K |
NatwestGroupPLC-AR_2016 | 3,221 | Deposits by banks increased by £0.3 billion, 1%, to £38.6 billion, with increases in inter-bank deposits, up £5.3 billion, 19%, to £33.3 billion, primarily driven by increases in NatWest Markets and RBS Treasury offset by reductions in Capital Resolution. | 39 | annual_report |
1903 | 551 | Our UGS subsidiary serves as a fiscal intermediary for the Medicare program. The laws and regulations governing fiscal intermediaries for the Medicare program are complex and subject to interpretation and can expose a fiscal intermediary to penalties for non-compliance. Fiscal intermediaries may be subject to criminal ... | 100 | 10K |
HelvetiaHoldingAG-AR_2017 | 1,552 | Total equity- and equity-index instruments 1 605.5 534.6 727.2 2 867.3 2 508.7 87.8 66.0 | 15 | annual_report |
gb_prudential-AR_2018 | 4,840 | Fixed annuities and the fixed account portion of variable annuities £m | 11 | annual_report |
5711 | 1,108 | The following table presents details of the Company’s intangible assets as of December 31, 2019: | 15 | 10K |
NatwestGroupPLC-AR_2011 | 100 | We deliver essential customer services and critical business processes at all timesSecurity We operate in a secure environment | 18 | annual_report |
HannoverRueckSE-AR_2013 | 405 | Germany Within the Hannover Re Group the German market – the second -largest in the world for non-life reinsurance – is served by our subsidiary E+S Rück. As the “dedicated reinsurer for Germany”, the company is a sought-after partner thanks to its good rating and the continuity of its business relations. E+S Rück is s... | 70 | annual_report |
1893 | 110 | The Company became involved with PLC's Life Marketing segment during 2002, resulting in additional pretax earnings of $0.1 million. | 19 | 10K |
5846 | 1,139 | •Fair value option securities (“FVO Securities”) are primarily investments in fixed maturity securities held-for-investment that are managed on a total return basis where the FVO has been elected, with changes in estimated fair value included in net investment income. | 39 | 10K |
2191 | 232 | Effective January 1, 2004, CNA Surety entered into a new excess of loss treaty ("2004 Excess of Loss Treaty") with a group of third party reinsurers that reduced its net retention per principal to $10 million with a 5% co-participation in the $90 million layer of third party reinsurance coverage above the Company's ret... | 162 | 10K |
4508 | 744 | Interest expense was $156 million in 2011, a reduction of $10 million compared to 2010. The decrease in interest expense primarily reflects the lower coupon payable on our new debt issued in March 2011, the period-over-period decrease in the outstanding balance on our 5-year term loan facility and net gains recognized ... | 84 | 10K |
AvivaPLC-AR_2017 | 3,426 | Total audit fees 17.6 17.6 Audit related assurance 4.7 6.3 Other assurance services 2.2 8.1 | 15 | annual_report |
5128 | 2,049 | The following table summarizes information related to derivatives and repurchase agreements with master netting arrangements or collateral as of December 31, 2015 and 2014 (dollars in millions): | 27 | 10K |
LloydsBankingGroupPLC-AR_2014 | 3,005 | Measurement The Group measures the amount of capital it holds using the regulatory framework defined by the Capital Requirements Directive and Regulation (CRD IV) as implemented in the UK by the Prudential Regulation Authority (PRA) policy statement PS7/13. Full details on the Group’s regulatory capital framework are p... | 56 | annual_report |
BeazleyPLC-AR_2020 | 600 | Reinsurance purchased Reinsurance is purchased for a number of reasons: • to mitigate the impact of natural catastrophes such as hurricanes and non-natural catastrophes such as cyber attacks; • to enable the group to put down large lead lines on the risks we underwrite; and | 45 | annual_report |
NatixisSA-AR_2019 | 5,199 | The other amendments in “Annual Improvements to IFRSs 2015-2017 cycle” did not have any impact on Natixis’ consolidated financial statements; the amendments to IFRS 9, IAS 39 and IFRS 7 “Interest RateV Benchmark Reform” published by the IASB on September 26, 2019. These amendments stipulate the exceptions to the applic... | 113 | annual_report |
1107 | 814 | Invested assets................................................... $ 1,974,280 Insurance assets.................................................. 329,950 Other assets...................................................... 117,574 ----------- Total assets.................................................... $ 2,421,804 ==... | 16 | 10K |
5090 | 491 | In our opinion, the financial statements referred to above present fairly, in all material respects, the consolidated financial position of Federated National Holding Company and subsidiaries at December 31, 2015 and the consolidated results of their operations and their cash flows for the year ended December 31, 2015,... | 89 | 10K |
HelvetiaHoldingAG-AR_2017 | 2,134 | Gross, not taking into account the latency calculation and derivatives – 205.7 203.8 – 199.0 199.8 | 16 | annual_report |
TopdanmarkAS-AR_2012 | 252 | The share buy-back programme for 2013 represents a buy-back yield of 12.4% (calculated on the basis of the price of Topdanmark's shares on 22 February 2013). | 26 | annual_report |
INGGroepNV-AR_2013 | 2,723 | ING grants three types of share awards, deferred shares, performance shares and upfront shares. The entitlement to the share awards is granted conditionally. If the participant remains in employment for an uninterrupted period between the grant date and the vesting date, the entitlement becomes unconditional. In additi... | 135 | annual_report |
AvivaPLC-AR_2002 | 1,201 | The fair value of these notes at 31 December 2002 was £1,167 million (2001: £1,133 million). | 16 | annual_report |
384 | 286 | TORCHMARK CORPORATION CONSOLIDATED BALANCE SHEET (DOLLAR AMOUNTS IN THOUSANDS EXCEPT PER SHARE DATA) | 13 | 10K |
SwissReAG-AR_2001 | 727 | Goodwill by a 60 day period for resolution of any remaining disputes by an independent arbitrator. Any resulting adjustments arising from the resolution of the dispute may impact components of the balance sheet and therefore future amortisation of goodwill or acquired present value of future profits. These adjustments ... | 65 | annual_report |
5087 | 1,137 | the entry into an ASR program to repurchase an aggregate of $202 million of Radian Group common stock. | 18 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2000 | 583 | In each unit, therefore, there is an accountable risk manager, who is usually the head of that unit. | 18 | annual_report |
1589 | 443 | Net income (loss). Net loss for 1999 was $13.7 million compared to $4.9 million in 1998. The 1999 and 1998 net losses are primarily attributable to actions taken by the Company to increase loss reserves on the 1997 and 1998 accident years. | 42 | 10K |
AdmiralGroupPLC-AR_2017 | 318 | Money market funds and other fair value instruments 1,074.3 781.0 627.7 | 11 | annual_report |
AvivaPLC-AR_2017 | 2,076 | Remuneration arrangements for employees below the EDs take account of the seniority and nature of the role, individual performance and local market practice. The components and levels of remuneration for different employees may therefore differ from the Policy for EDs. Any such elements are reviewed against market prac... | 57 | annual_report |
3909 | 791 | The National Association of Insurance Commissioners’ (“NAIC”) model law for risk-based capital (“RBC”) provides formulas to determine the amount of capital that an insurance company needs to ensure that it has an acceptable expectation of not becoming financially impaired. At December 31, 2008, the capital ratios of al... | 55 | 10K |
NatixisSA-AR_2019 | 3,239 | Coface Ecuador – BRANCH (Coface Europe) Full consolidation Equity method Credit insurance and related services Ecuador | 16 | annual_report |
AegonNV-AR_2016 | 6,436 | Some of Aegon’s competitors, who are headquartered outside the European economic area may not be subject to Solvency II | 19 | annual_report |
AegonNV-AR_2007 | 1,465 | AEGON issue a report on internal controls over financial reporting, beginning for the year ending December 31, 2006 onwards. If AEGON is unable to maintain or achieve compliance with SOX, there may be a materially adverse impact on AEGON’s business. | 40 | annual_report |
4437 | 1,074 | As part of our ongoing risk management process, in addition to managing our credit risk exposure within our fixed maturity portfolio we also monitor the aggregation of country risk exposure on a group-wide basis (refer to Item 1 ‘Risk and Capital Management’ for further details). Country risk exposure is the risk that ... | 127 | 10K |
AvivaPLC-AR_2020 | 24 | Financial strength: Financial strength, resilience and sustainability underpin our strategy. Our focus is on maintaining strong solvency and liquidity and reducing debt leverage. This will increase our financial flexibility and provide options for excess capital deployment. | 36 | annual_report |
1692 | 696 | Winterthur International incurred gross losses of $321.0 million related to the September 11 event, which the Company expects to recover from third-party reinsurers or under the net loss reserve seasoning mechanism in the Sale and Purchase Agreement (defined in Note 5), or a combination of the two. These losses related... | 61 | 10K |
NatixisSA-AR_2015 | 8,136 | We conducted our audit in accordance with the professional standards applicable in France; those standards require that we plan and perform the audit in order to obtain reasonable assurance on whether the parent company fi nancial statements are free of material misstatements. An audit involves performing procedures, u... | 123 | annual_report |
1709 | 533 | Comprehensive income was a gain of $2.8 million for the year ended December 31, 2001 compared to a gain of $5.6 million for the year ended December 31, 2000. The decrease in comprehensive income results from the lower level of increase in net unrealized investment gains, combined with lower net income. | 51 | 10K |
ASRNederlandNV-AR_2015 | 1,641 | The provision for claims also consists of provision for unexpired risk. A provision for unexpired risk is formed to the extent that future claims and expenses – in respect of current insurance contracts – exceed future contractual premiums, taking into account the current unearned premium reserve. | 46 | annual_report |
2288 | 3,922 | Under the interest rate collars, when the three-month LIBOR interest rate exceeds the specified cap rate or falls below the specified floor rate, we receive or pay, respectively, the related cash flow equal to the difference in percentage times the notional principal under the respective contracts. The two portions of ... | 212 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2019 | 799 | − The Annual General Meeting of 23 April 2015 authorised the Board of Management to issue, with the consent of the Supervisory Board, in one or more issues up to 22 April 2020, convertible bonds, bonds with warrants, profit participation rights, profit participation certificates or combinations of such instruments (her... | 140 | annual_report |
5113 | 1,051 | We use interest rate swaps to reduce the risks from changes in interest rates, to manage interest rate exposures arising from asset and liability mismatches, to protect against variability in future cash flows, and to protect the value of our investments. These interest rate swaps are designed to qualify for hedge acco... | 193 | 10K |
4617 | 1,791 | As of December 31, 2012 and 2011, the Company’s net insured derivative liability was $2.9 billion and $4.8 billion, respectively, and was primarily related to the fair values of insured credit derivatives, based on the results of the aforementioned pricing models. In the current environment, the most significant driver... | 141 | 10K |
2022 | 580 | The second statement, SFAS No. 142 - “Goodwill and Other Intangible Assets,” requires companies to cease amortization of goodwill. Rather, goodwill and other intangible assets that have indefinite lives will be subject to a periodic assessment for impairment by applying a fair-value-based test. Impairment charges may r... | 92 | 10K |
2816 | 1,146 | Computer equipment, software, furniture and equipment, and leasehold improvements are recorded at cost and depreciated under the straight line method over their estimated useful lives, which are three years for computer equipment and software, five years for furniture and equipment, and the remaining lease term for lea... | 71 | 10K |
4940 | 391 | The NAIC previously announced that it plans to revise the minimum capital and surplus requirements for mortgage insurers that are provided for in its Mortgage Guaranty Insurance Model Act. A working group of state regulators is considering this issue, although no date has been established by which the NAIC must propose... | 79 | 10K |
4203 | 474 | In January 2010, the FASB issued guidance that provides additional disclosures about transfers into and out of Levels 1 and 2 fair value measurements and separate disclosures about purchases, sales, issuances, and settlements relating to Level 3 fair value measurements. The guidance also clarifies existing fair value d... | 131 | 10K |
5089 | 1,755 | The Company funded the cash consideration with a one year term loan. The amount outstanding as of December 31, 2015 was $592 million and is included in the line item Short-term debt and current portion of long-term debt on the consolidated balance sheets. | 43 | 10K |
2998 | 1,127 | For the postretirement benefit plan, the assumed health care cost trend rates were assumed to increase as follows for the years ended December 31: | 24 | 10K |
5837 | 2,599 | Future policy benefit reserves have been computed using the net level premium method with assumptions as to investment yields, dividends on participating business, mortality, lapses and withdrawals based upon our experience. The preparation of consolidated financial statements requires management to make estimates and ... | 74 | 10K |
1585 | 354 | Net loss available to common shareholders per share - basic and diluted: As reported $ (0.13) $ (0.09) $ (4.36) Pro forma (0.13) (0.11) (4.70) | 25 | 10K |
NatixisSA-AR_2008 | 10,208 | be implemented immediately or in the future by virtue of this delegation is set at €5 billion (or the exchange value of this amount on the issue date in the event of issue in another currency), it being specifi ed that the maximum overall nominal amount of capital increases likely to be implemented by virtue of this de... | 92 | annual_report |
2327 | 982 | Of the losses more than 6 months and less than 12 months in duration of $5.1 million, there were $2.0 million in unrealized losses that are primarily related to interest rate movement or spread widening for | 36 | 10K |
de_allianz-AR_2017 | 1,216 | Operating profit in the range of € 5.0 bn to € 5.6 bn. Operating profit of € 5.1 bn is in the lower half of our target range. Despite improvements in our underwriting result a high burden from natural catastrophes impacted our results. | 43 | annual_report |
PhoenixGroupHoldingsPLC-AR_2015 | 3,021 | PGMS (Glasgow) Limited (Investment company) Ordinary shares 100.00% Phoenix SCP Pensions Trustees Limited (Trustee company) Ordinary shares 100.00% Phoenix SCP Trustees Limited (Trustee company) Ordinary shares 100.00% PGS2 Limited (Investment company) Ordinary shares 100.00% Century Group Limited (Investment company) ... | 76 | annual_report |
de_allianz-AR_2012 | 183 | AllocAted internAl risk cApitAl As of 31 deceMber 2012 [31 deceMber 20111] | 12 | annual_report |
4225 | 1,246 | •foreign exchange transaction gains incurred in 2010 compared to losses in 2009 primarily resulting from the strengthening of the U.S. dollar against the Euro, British pound and Japanese yen compared to 2009. | 32 | 10K |
3242 | 570 | Investment income totaled $143.0 million in 2005, an increase of $10.2 million from $132.8 million in 2004. This increase primarily was attributable to higher interest rates and average invested balances offset by lower capital gains. Net realized capital gains of $18.3 million in 2005 decreased $9.9 million from $28.2... | 80 | 10K |
3082 | 1,448 | The decrease in premiums was primarily the result of a $169 million reduction in our life-contingent structured settlement annuities due to our continued pricing discipline in the current relatively low interest rate environment and our decision in the third quarter of 2006 to discontinue sales of this product. This de... | 76 | 10K |
DirectLineInsuranceGroupPLC-AR_2018 | 2,370 | Spread risk This is the risk of loss from the sensitivity of the value of assets and investments to changes in the level or in the volatility of credit spreads over the risk-free interest rate term structure. The level of spread is the difference between the risk-free rate and actual rate paid on the asset, with larger... | 83 | annual_report |
StorebrandASA-AR_2015 | 311 | Norway 35% Great Britian 20% U.S.A. 18% Finland 7% Sweden 4% Others 16% | 13 | annual_report |
AvivaPLC-AR_2016 | 6,463 | Austria Praterstrasse 62-64, 1020 Vienna Sequin Holding GmbH Ordinary Shares 85 | 11 | annual_report |
3451 | 1,302 | Other intangible assets represent the estimated fair value of the portion of the purchase price that was allocated to the value of customer relationships, preferred provider networks and healthcare provider networks in various acquisitions. These intangible assets have been assigned values using various methodologies, ... | 135 | 10K |
StorebrandASA-AR_2000 | 532 | Net movement in cash and cash equivalent assets -197.4 139.2 1,709.4 -1,887.9 Cash and cash equivalent assets at start of the period for new companies 331.9 Cash and cash equivalent assets at start of the period 326.4 187.2 3,226.2 4,782.2 | 40 | annual_report |
NNGroupNV-AR_2013 | 2,243 | Chief risk officer The chief risk officer of NN Group (the CRO) is a member of the Management Board. The CRO bears primary and overall responsibility for NN Group’s risk management. The CRO must ensure that both the Management Board and the Supervisory Board are at all times informed of, and understand, the material ri... | 78 | annual_report |
2379 | 1,192 | Boardwalk Pipelines, LLC and subsidiaries ("Boardwalk Pipelines"). Boardwalk Pipelines, LLC is a wholly owned subsidiary of the Company. | 18 | 10K |
4613 | 1,038 | Deferred income tax assets and liabilities are established for the temporary differences between the financial statement carrying amounts and tax bases of assets and liabilities using enacted rates in effect for the year in which the differences are expected to reverse. Such temporary differences relate principally to ... | 179 | 10K |
3445 | 1,016 | The Company's fixed maturity investment portfolio at December 31, 2007 included asset-backed securities collateralized by sub-prime mortgages and collateralized mortgage obligations backed by alternative documentation mortgages with a collective market value of $286 million (comprising approximately 0.4% of the Company... | 150 | 10K |
1899 | 341 | The Company’s principal sources of liquidity to meet cash outflows are its portfolio of liquid assets, capital contributions and loans received from MONY Life and or MONY Group. During 2002, the net cash outflow from operations was $72.1 million, compared to an outflow of $14.0 million during 2001, an increase in outfl... | 138 | 10K |
AegonNV-AR_2017 | 726 | Casualty insurance Casualty insurance products include travel, involuntary unemployment and bike insurance products that provide protection for covered trips, unemployment and damage/loss to bicycles, respectively. Following the announcement to exit the Affinity and direct response channels, these casualty products wil... | 46 | annual_report |
4806 | 719 | Notes payable (including related parties): The Company estimates that the carrying amount of notes payable at December 31, 2012 approximates fair value because of the negotiated interest rates, which are based on the terms of the loans, risk and guaranty. | 40 | 10K |
CNPAssurancesSA-AR_2014 | 108 | “For me, life insurance is 40% for my retirement, 40% for the children and 20% for a rainy day, for example if I lose my job.” This vision of life insurance expressed by a 40-something during a qualitative survey conducted by CNP Assurances clearly shows that, up to now, life insurance has been the perfect solution to ... | 62 | annual_report |
5497 | 894 | We are contingently liable for various financial and other guarantees provided in the ordinary course of business. See Note 21 to our Consolidated Financial Statements for additional information on guarantees. | 30 | 10K |
5668 | 3,295 | On January 15, 2020, the Court preliminarily approved the settlement and set the final approval hearing for July 10, 2020. Based on the Court’s preliminary approval of the settlement, | 29 | 10K |
de_allianz-AR_2002 | 1,663 | Between October 1986 and 1995, Allianz AG issued a total of 5,559,983 profit participation certificates. The company issued an additional 163,529 profit participation certificates in March 1998. There were no further issuances of profit participation certificates in 1999 to 2002. | 40 | annual_report |
4191 | 1,330 | Over the past two years, we significantly expanded our focus on, and the resources devoted to, loss mitigation initiatives, including programs that actively partner with our lenders to find solutions that cure delinquencies through actions such as loan modifications that keep borrowers in their homes, asset management ... | 230 | 10K |
1530 | 268 | The premium deficiency maintenance costs of $10.4 million, recorded in the second quarter of 2000, were an estimate of general and administrative costs, in excess of those covered by premiums, we would incur to service the Texas contracts. The amount reflects anticipated cost reductions from the restructuring and reorg... | 52 | 10K |
BaloiseHoldingLtd-AR_2005 | 2,835 | additions/disposals from change in the reporting entity structure currency translation adjustments | 11 | annual_report |
5026 | 1,648 | The elevated levels of our insurance rescissions and claim denials have reduced our paid losses and have resulted in a significant reduction in our loss reserves. Our estimate of net future rescissions and denials reduced our loss reserves as of December 31, 2014 and 2013 by approximately $125 million and $247 million,... | 136 | 10K |
INGGroepNV-AR_2016 | 3,963 | For certain financial assets and liabilities quoted market prices are not available. For these financial assets and liabilities, fair value is determined using valuation techniques. These valuation techniques range from discounting of cash flows to various valuation models, where relevant pricing factors including the ... | 126 | annual_report |
4849 | 790 | The total amount of unrecognized tax benefits that would affect the Company’s effective tax rate if recognized was $391,000 as of December 31, 2013 and $294,000 as of December 31, 2012. The Company does not expect its unrecognized tax benefits to change significantly over the next 12 months. | 48 | 10K |
fr_axa-AR_2007 | 4,012 | (a) Mainly includes change in scope of consolidation and the effect of changes in exchange rates. | 16 | annual_report |
SwissReAG-AR_2013 | 1,114 | these developments are only partially offset by the increase in new business for both life and health portfolios. Lethal pandemic risk, the other major contributor to life and health risk, increased (see above table) mostly due to new business growth in group life insurance. Group life business, unlike individual life ... | 76 | annual_report |
5524 | 1,782 | net investment income increased by $12.2 million or 9.8% for the year ended December 31, 2018 compared to the same period in 2017 largely due to the growth in average investable assets of 8.1% from the same period in 2017; | 40 | 10K |
AegonNV-AR_2002 | 222 | AEGON’s existing position as a leading pension provider in the Netherlands and the United Kingdom, and creates the first specialized European group pensions network.” | 24 | annual_report |
gb_prudential-AR_2014 | 101 | In Taiwan and Korea we remain selective in our participation and as a result we are content to experience fluctuations in new business volumes. Both businesses have generated higher IFRS operating profit in 2014. | 34 | annual_report |
1894 | 537 | Interest Expense. Interest expense increased to $38.7 million for the year ending December 2002 as compared to no interest expense for the year ending December 2001 primarily due to ACL's and GMS' interest expense after the acquisition. | 37 | 10K |
StorebrandASA-AR_2018 | 169 | Number of shares as of 31 December 2018: Karin Greve-Isdahl (1979) Executive Vice President, Communications, | 15 | annual_report |
564 | 703 | Substantially all of the leases are for rental of office space, the initial terms of which range from 1 to 20 years. Total rental expense for 1996, 1995 and 1994 was $35.1 million, $29.9 million and $30.0 million, respectively. As a result of reorganization of TIG's commercial operations in the first quarter of 1996, c... | 83 | 10K |
SwissReAG-AR_1907 | 4 | PREMIUM RESERVE Life (inch Annuity Fund) Frs. 24,779,886. — Fire, Marine, Accident and Burglary . . „ 5,443,829.— | 18 | annual_report |
NatixisSA-AR_2019 | 2,369 | The limits are in line with Natixis’ credit approval process and are reviewed and approved either by means of delegated authority or by credit committees. | 25 | annual_report |
AvivaPLC-AR_2004 | 121 | There are signs that consumers are slowly regaining their appetite for saving. Our business mix, geographical spread and distribution capability mean Aviva is well placed to capture more than our fair share of an upturn. We have set ourselves ambitious and challenging growth targets for 2005. We are pushing ourselves t... | 64 | annual_report |
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