report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
values |
|---|---|---|---|---|
NatixisSA-AR_2015 | 2,826 | The business lines carry out day-to-day counterparty risk monitoring and the Risk Division conducts second-level controls. Each month, the Risk Department submits an overview of its monitoring activities to Senior Management and the Risk Committee. | 35 | annual_report |
BeazleyPLC-AR_2019 | 1,026 | The Beazley inclusion and diversity steering group provides inclusion and diversity support for all employees and aims to foster open dialogue about gender, social, ethnicity, LGBT+, disability and parental/carer inclusion. Beazley currently has an LGBT+ network and young professionals network in place. In late 2019, B... | 69 | annual_report |
2301 | 700 | Savings plans for eligible employees and agents match employee contributions up to 6% of salary and agent contributions up to 2.5% of prior year paid commissions. Contributions to the plan were $1,437 (2002 -- $1,452; 2001 -- $1,459). The Company may contribute an additional profit sharing amount up to 4% of salary, de... | 71 | 10K |
ASRNederlandNV-AR_2016 | 5,100 | Ch. 2.5.3 Investments: • Exclusion criteria for countries and companies • ESG Integration for best-in-class investments | 16 | annual_report |
1818 | 315 | Cadre Financial Services and Cadre Securities maintains its principal executive office at 905 Marconi Avenue, Ronkonkoma, New York 11779. Cadre Financial Services owns the office building. It consists of approximately 15,000 square feet of office space and storage. | 38 | 10K |
DirectLineInsuranceGroupPLC-AR_2019 | 709 | The cover includes call out charges and costs for labour and materials. Landlords can rest assured in the knowledge that a plumber or electrician, among other tradesmen, could be at their property within hours, even when they’re not able to be there themselves. Tenants can also be authorised to ring us directly so ther... | 71 | annual_report |
BaloiseHoldingLtd-AR_2004 | 955 | Participating interests in associates are accounted for under the equity method (Baloise Group’s share in the intrinsic value of the participating interest) if the Baloise | 25 | annual_report |
NatwestGroupPLC-AR_2014 | 6,958 | - gain on sale of WorldPay (Global Merchant Services) — 37 — | 12 | annual_report |
NatwestGroupPLC-AR_2005 | 962 | Loans and advances to banks increased £4.9 billion, 7%, to £70.6 billion. Growth in reverse repurchase agreements and stock borrowing (“reverse repos”) up £7.3 billion, 21%, to £41.8 billion, were partially offset by a reduction in bank placings, down £2.4 billion, 8% to £28.8 billion. | 45 | annual_report |
4240 | 717 | In certain cases, we may be required to consolidate entities established as part of securitizations when we insure the assets or liabilities of those entities and in connection with remediations or renegotiations of insurance policies. These entities typically meet the definition of a VIE under accounting principles fo... | 104 | 10K |
BaloiseHoldingLtd-AR_2016 | 1,782 | The currency effect of foreign currency bonds or insurance-related foreign currency liabilities and changes in the fair value of derivative financial instruments held for hedging purposes are always recognised in the income statement. | 33 | annual_report |
3288 | 1,268 | This table shows the major rating agencies' ratings of our debt at February 25, 2008: | 15 | 10K |
5663 | 1,883 | The Company’s liability for income taxes includes the liability for unrecognized tax benefits and interest that relate to tax years still subject to review by the Internal Revenue Service or other taxing authorities. The completion of review or the expiration of the Federal statute of limitations for a given audit peri... | 114 | 10K |
AegonNV-AR_2011 | 5,660 | EUR 303 million of the financial assets and other assets were pledged as collateral for liabilities and contingent liabilities for account of policyholders in 2011 (2010: EUR 459 million). | 29 | annual_report |
NatwestGroupPLC-AR_2019 | 287 | We issued our inaugural Social Bond, the first from a UK financial institution under ICMA’s Social Bond Principals, the proceeds of which finance or refinance lending to SME’s in some of the most deprived areas of the UK. We will measure the impact of our lending by the number of jobs created or retained. | 54 | annual_report |
4107 | 1,476 | Net income attributable to noncontrolling interests. Net income attributable to noncontrolling interests represents the portion of equity in a subsidiary attributable to third parties. The increase related to the initial public offering of our Canadian mortgage insurance business in July 2009 which reduced our ownershi... | 67 | 10K |
fr_axa-AR_2019 | 367 | & Silenccio) were concluded successfully, with integration projects underway into a common ecosystem and several pilots with SME customers kicked-off ; ■ in Germany, the first three services were launched: whole-book factoring, purely digital factoring and leasing. | 37 | annual_report |
3020 | 1,436 | In September 2005, the Emerging Issues Task Force (EITF) of the Financial Accounting Standards Board (FASB) reached consensus on Issue No. 05-8, Income Tax Consequences of Issuing Convertible Debt with a Beneficial Conversion Feature (EITF 05-8). EITF 05-8 concludes that (i) the issuance of convertible debt with a bene... | 145 | 10K |
DirectLineInsuranceGroupPLC-AR_2016 | 2,847 | Interest expense on subordinated liabilities 46.3 46.3 Net interest received on designated hedging instrument2 (8.0) (8.0) Unrealised (gain) / loss on designated hedging instrument2 (19.6) 4.5 Unrealised loss / (gain) on associated interest rate risk on hedged item2 17.8 (5.9) Amortisation of arrangement costs and disc... | 56 | annual_report |
4113 | 599 | On April 30, 2009, FTCC renewed and modified its loan agreement with the First National Bank of Muskogee, to increase the revolving loan amount to $3,600,000. The loan bears interest on the outstanding principal amount for each interest period at a rate per annum equal to the sum of the J.P. Morgan Chase Prime Rate at ... | 118 | 10K |
ch_zurich_insurance_group-AR_2007 | 987 | Financial Report 2007 in USD millions, for the years ended December 31 | 12 | annual_report |
4473 | 7,300 | Our debt securities portfolio consists primarily of investment grade publicly traded and privately placed corporate bonds, residential mortgage-backed securities (“RMBS”), commercial mortgage-backed securities (“CMBS”) and other asset-backed securities. As of December 31, 2011, our debt securities, with a fair value of... | 48 | 10K |
3198 | 1,131 | Loss and loss expenses include both net paid losses and reserve changes for unpaid losses as well as the associated loss expenses. The change in the loss and loss expense ratio excluding catastrophe losses between 2004 and 2006 largely was due to pricing and loss cost trends. Increased loss severity was seen primarily ... | 185 | 10K |
NatwestGroupPLC-AR_2008 | 1,132 | Industry risk – geographical analysis (audited) The following table analyses financial assets by location of office and by industry type. | 20 | annual_report |
1597 | 5,088 | Consists of loans which have had their maturity date extended for a period of less than one year. | 18 | 10K |
AvivaPLC-AR_2010 | 921 | — Certain subsidiaries, subject to continuing to satisfy stand-alone capital and liquidity requirements, loan funds to corporate and holding entities. These loans satisfy arms length criteria and all interest payments are made when due. | 34 | annual_report |
fr_axa-AR_2006 | 5,496 | Letters of credit amounted to €1,233 million at December 31, 2006, mainly relating to the life insurance and reinsurance business in the United States (€1,132 million, representing a decrease of €135 million or €268 million at constant exchange rates). | 39 | annual_report |
3618 | 1,546 | We have excluded from such table amounts already recorded in our current liabilities on our consolidated balance sheet as of December 31, 2007. We have also excluded from such table various contracts we have entered into with our health care providers, health care facilities, the federal government and other contracts ... | 106 | 10K |
AdmiralGroupPLC-AR_2016 | 1,250 | Pay for performance The following graph sets out a comparison of Total Shareholder Return (TSR) for Admiral Group plc shares with that of the FTSE 100 and 350 indices, of which the Company is a constituent, over the eight-year period to 31 December 2016. The Directors consider these to be the most appropriate indices a... | 75 | annual_report |
NatixisSA-AR_2016 | 4,458 | and Cash Management stood at €1,219 million in 2016, up 18% | 11 | annual_report |
ASRNederlandNV-AR_2011 | 450 | Core values provide moral compass ASR wants to be known as a company that seeks to fundamentally change the nature of customer relations. The key word here is trust. The idea is that an intensive process of cultural change will provide ASR employees with the tools they need to consciously behave in the spirit of ASR’s ... | 68 | annual_report |
HannoverRueckSE-AR_2018 | 3,326 | Tax expense / income not attributable to the reporting period (26,752) (42,861) | 12 | annual_report |
5855 | 1,709 | The non-cash impact of adopting the new lease guidance in 2019 was an increase of Other assets of $615 million and an increase to Accrued expenses and other liabilities of $630 million. | 32 | 10K |
gb_lloyds_banking_grp-AR_2018 | 5,221 | Widening of credit default spreads on corporate bonds8 0.25% addition (364) (303) (235) (195) | 14 | annual_report |
4523 | 3,519 | In 2011, we began purchasing certain RMBS securities that had experienced deterioration in credit quality since their issuance. We determined, based on our expectations as to the timing and amount of cash flows expected to be received, that it was probable at acquisition that we would not collect all contractually requ... | 205 | 10K |
SwissReAG-AR_2012 | 235 | In fact, Farmsecure is looking to go one step further: by creating sustainable and profitable agricultural enterprises, its ultimate goal is to help secure the world’s food supply. The company works with farmers to manage their entire value chain. It applies precision farming techniques for increased yield, supplies wo... | 69 | annual_report |
AdmiralGroupPLC-AR_2018 | 192 | Maintain our focus on efficient claims management and pricing to underwrite profitable business, a cost conscious culture and great customer service. | 21 | annual_report |
2202 | 1,185 | Real estate to be disposed of is carried at the lower of its carrying value at the time of classification as “to be disposed of” or fair value less estimated selling costs. | 32 | 10K |
NatixisSA-AR_2011 | 2,142 | Since April 7, Philippe Queuille has been BPCE’s Chief Executive Offi cer(2) in charge of operations and reorganization of the central body, and a member of the BPCE Management Board. | 30 | annual_report |
5885 | 766 | We account for our common stock subject to possible redemption in accordance with the guidance in Accounting Standards Codification, or ASC Topic 480 “Distinguishing Liabilities from Equity.” Common stock subject to mandatory redemption is classified as a liability instrument and is measured at fair value. Conditionall... | 142 | 10K |
3398 | 1,371 | Rent expense for the years ended December 31, 2007, 2006 and 2005, was $25.9 million, $25.3 million and $24.9 million, respectively. | 21 | 10K |
fr_axa-AR_2014 | 6,164 | (market observable inputs): ■ assumed to be used by pricing services or; ■ used by the Group in the limited cases of application of mark to model valuations. | 28 | annual_report |
TrygAS-AR_2007 | 1,666 | Paid in the financial year in respect of the current year -5,786 -139 -5,647 Paid in the financial year in respect of prior years -5,343 -348 -4,995 | 27 | annual_report |
TopdanmarkAS-AR_2012 | 287 | EPSI survey across most major insurance companies. For the last two years Topdanmark has been the insurance company that has achieved the highest growth in customer satisfaction in this survey. | 30 | annual_report |
1238 | 435 | Consolidated Statements of Changes in Shareholders' Equity and Comprehensive Income (Deficit) | 11 | 10K |
NatixisSA-AR_2005 | 2,704 | Provisions are booked for all subsdiaries’ commitments not covered by insurance policies. | 12 | annual_report |
fr_axa-AR_2006 | 4,283 | b) Treasury shares At December 31, 2006, the Company and its subsidiaries owned approximately 30 million AXA shares, a decrease of 137 million with respect to December 31, 2005. The decrease was mainly due to the exercise of AXA stock options by employees of AXA Financial, which led to the sale of 6 million treasury sh... | 59 | annual_report |
LloydsBankingGroupPLC-AR_2019 | 6,136 | Other (charge) credit to equity – – – – (5) – – (5) | 13 | annual_report |
1062 | 396 | Our business plan for our reinsurance activities provides that one of our principle targets is reinsuring blocks of in-force fixed annuities issued by insurers that are no longer actively writing | 30 | 10K |
HiscoxLtd-AR_2016 | 1,512 | The largest counterparty exposure within the AAA rating at 31 December 2016 and 2015 is the German government. For the AA rating it is with the US Treasury at both 31 December 2016 and 2015. A significant proportion of other/non-rated assets are rated BBB and BB at both 31 December 2016 and 2015. | 53 | annual_report |
INGGroepNV-AR_2010 | 2,920 | During 2010 strengthening of ING balance sheet continued. In 2010 ING continued to reduce the exposure on the ABS portfolio by means of sales (primarily sales of CMBS) and limiting the reinvestments in ABS to agency paper only. Because of the strengthening of the US Dollar and the improvements in the revaluation reserv... | 68 | annual_report |
TrygAS-AR_2015 | 223 | For this business area, Tryg is prepared for more substantial fluctuations in premium income due to the competitive situation and the focus on having a profitable portfolio. The Swedish business saw a 3.1% | 33 | annual_report |
3137 | 1,642 | Expenses - Our expense ratio increased by 0.9 points in 2006 compared with 2005, reflecting increased near-term investment in technology and costs related to the implementation of our process improvement efforts. Higher agent bonus commission expenses, driven by increased dwelling fire new business and better-than-anti... | 59 | 10K |
5077 | 2,031 | As of December 31, 2015, approximately 31%, 13% and 56% of the net asset is scheduled to settle in 2016, 2017 and thereafter, respectively. The net market value of the assets/liabilities will vary with changing market conditions to the extent there are no corresponding offsetting positions. | 46 | 10K |
885 | 200 | CalFarm Insurance owns its home office building consisting of 133,000 square feet (and surrounding property of approximately 4 acres) in Sacramento, California. | 22 | 10K |
ScorSE-AR_2012 | 2,437 | Distribution of capital (number of shares, % of capital and voting rights) – (i) shareholders having more than 2.5 % of the registered capital and/or voting rights and (ii) shareholders represented on the Board of Directors (on the basis of a study of identifiable share bearers ("Titres aux Porteurs Identifiables" – "T... | 76 | annual_report |
2255 | 3,753 | Pension. The Company sponsors a defined benefit pension plan which is valued annually by an actuary. The valuation is dependent on significant assumptions. One significant assumption is the expected long-term rate of return on plan assets. The use of expected long-term rates of return may result in recognized returns t... | 133 | 10K |
5321 | 1,559 | Taxes. Income tax benefit for the year ended December 31, 2016 was $999 million, or 512% of income (loss) from continuing operations before provision for income tax, compared with income tax expense of $2.1 billion, or 29% of income (loss) from continuing operations before provision for income tax, for the year ended D... | 327 | 10K |
AegonNV-AR_2019 | 10,173 | Authorized Control Level (ACL) is the level US regulators are permitted to seize control of a company. | 17 | annual_report |
SwissLifeHoldingAG-AR_2005 | 1,674 | Investment contracts without discretionary participation features – – 89 231 89 231 | 12 | annual_report |
2051 | 883 | At December 31, 2002, substantially all activities related to the restructuring initiatives were complete; however, structured severance packages will not be completely paid out until the first quarter of 2003. | 30 | 10K |
5638 | 1,362 | Total premiums written decreased by $4.0 million, or 2.8%, to $139.8 million, driven by lower sales of Commercial Package products, mostly the result of selective and disciplined underwriting of Commerical risks. | 31 | 10K |
3216 | 500 | We utilize a conservative investment philosophy. Substantially the entire fixed maturity securities portfolio is investment grade, having a weighted-average Standard & Poor’s credit quality of “AA”. No derivatives are held in our investment portfolio and there were no publicly traded equity securities at December 31, 2... | 80 | 10K |
HiscoxLtd-AR_2004 | 213 | Internal audit is also responsible for making recommendations at all levels where risk management may be usefully improved and for reporting the acceptance and implementation of significant recommendations to the Audit Committee. | 32 | annual_report |
AegonNV-AR_2011 | 4,244 | All of the issuers in the sovereign sector continue to make payments in accordance with the original bond agreements. | 19 | annual_report |
HiscoxLtd-AR_2007 | 629 | Earnings per share on profit attributable to equity shareholders of the Company | 12 | annual_report |
3781 | 1,625 | Ceded unpaid losses and loss adjustment expenses were $690.2 million, $643.5 million and $739.0 million as of December 31, 2008, 2007 and 2006, respectively. The increase in ceded unpaid losses and loss adjustment expenses for the year ended December 31, 2008 was attributable to a $62.9 million increase in unpaid reins... | 121 | 10K |
5089 | 1,912 | The following tables present, at December 31, 2015 and 2014, for each of the fair value hierarchy levels, Legacy Willis’ UK pension plan assets that are measured at fair value on a recurring basis. | 34 | 10K |
PhoenixGroupHoldingsPLC-AR_2017 | 11 | These icons are used throughout the report to navigate to more information: PHOENIX IS THE LARGEST UK CONSOLIDATOR OF CLOSED LIFE ASSURANCE FUNDS, WITH 5.6 MILLION POLICYHOLDERS. | 27 | annual_report |
CNPAssurancesSA-AR_2013 | 197 | helping caisses d’Epargne to fulfil their commitment to offering insurance solutions for all CnP Assurances’s innovations support the Caisses d’epargne network’s policy of offering insurance solutions for all, without excluding anyone. | 31 | annual_report |
StandardLifeAberdeenPLC-AR_2017 | 4,421 | (a) Methodology used to determine fair value of assets and liabilities The fair value hierarchy, and the methods and assumptions used to determine fair value by the Company are aligned with the Group, as detailed in Note 41 of the Group financial statements, with the following exceptions: Investments in subsidiaries at... | 107 | annual_report |
4828 | 745 | The Company provides credit protection products to the U.S. and international public finance (including infrastructure) and structured finance markets. The Company applies its credit underwriting judgment, risk management skills and capital markets experience to offer financial guaranty insurance that protects holders ... | 183 | 10K |
4826 | 552 | The following is a reconciliation of our total Net Premiums Written to Net Premiums Earned for the years ended December 31, 2012 and 2011: | 24 | 10K |
5782 | 2,147 | Some of the Company's derivatives are designated as cash flow hedges, fair value hedges or net investment hedges; however, other derivatives do not qualify for hedge accounting or the Company elects not to designate them as accounting hedges. | 38 | 10K |
StandardLifeAberdeenPLC-AR_2015 | 3,579 | SLA Belgium No. 1. SA Luxembourg Ordinary Shares 100% SLA Germany No. 1 S.a.r.l Luxembourg Ordinary Shares 100% | 18 | annual_report |
5543 | 1,311 | A summary of option activity during the years ended December 31, 2018, 2017 and 2016 is as follows: | 18 | 10K |
2097 | 3,233 | The Company owns 19.9% of the common stock of AMIC, and has tendered for approximately 12% more of AMIC's outstanding shares. AMIC is an insurance holding company that is currently engaged in the Medical Stop-Loss business through Independence American and the AMIC MGUs. IHC anticipates that AMIC will earn meaningful i... | 53 | 10K |
4196 | 972 | During the years ended December 31, 2010, 2009, and 2008, the Company recognized $2.2 million, $2.8 million, and $0.6 million in amortization expenses, respectively. These amortization expenses are included in the accompanying consolidated statements of income in underwriting and other operating expenses. Amortization ... | 60 | 10K |
NatixisSA-AR_2012 | 1,051 | (c) It is not possible to isolate days of sick leave related to occupational illness. | 15 | annual_report |
TrygAS-AR_2017 | 24 | Tryg presented new financial targets and customer targets for 2020 at Capital Markets Day | 14 | annual_report |
3715 | 1,159 | Consolidated Statements of Operations For the Years Ended December 31, 2008, 2007 and 2006 | 14 | 10K |
SwissReAG-AR_2009 | 2,404 | The shares received by the remaining members of the Board of Directors have a four-year deferral period. The share price as of 29 February 2008 of CHF 84.10 and the share price as of 15 May 2009 of CHF 36.00 were used for calculating the number of shares awarded based on the amount of the fee received in shares. There ... | 84 | annual_report |
4454 | 277 | Deferred income taxes comprised 2% of the Company’s total liabilities at December 31, 2011. Deferred income taxes reflect the effect of temporary differences between assets and liabilities that are recognized for financial reporting purposes and the amounts that are recognized for tax purposes. These deferred income ta... | 97 | 10K |
ch_zurich_insurance_group-AR_2016 | 253 | In 2016, Zurich’s UK business paid about GBP 2 billion in claims. Our UK life business (which includes critical illness) paid 94 percent of claims. The UK property and casualty business paid 99 percent of personal lines motor claims, 94 percent of personal lines property claims, and 99 percent of commercial claims. | 52 | annual_report |
5909 | 804 | •under the Amended LLC Agreement, BRP’s LLC Members have the right to require BRP to redeem all or a portion of their LLC Units for, at BRP Group’s election, newly-issued shares of Class A common stock on a one-for-one basis or a cash payment; | 44 | 10K |
2514 | 685 | We continue to monitor and analyze our experience under our remaining life and annuity reinsurance agreements. During the year 2003, we decreased our reserves associated with variable annuity reinsurance | 29 | 10K |
4417 | 580 | See Note 3 to the Consolidated Financial Statements set forth in Item 8 of this Form 10-K Report for further details concerning gross unrealized investment losses for debt and equity securities as of December 31, 2011. | 36 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2002 | 1,332 | The Munich Re Group’s risk management is uniformly structured for reinsurance, primary insurance and asset management, and applies Group-wide. This permeating structure is flexible and can be adjusted to current situations where required. Key features of our risk management system are centralised organisation and decen... | 63 | annual_report |
PhoenixGroupHoldingsPLC-AR_2017 | 354 | PRIORITIES FOR 2018 – Continue to attract and retain the very best talent by focusing on developing our people and strengthening our internal succession pipeline by the implementation of an online performance management succession planning tool. | 36 | annual_report |
AegonNV-AR_2018 | 1,615 | Global Information Security Policy • Sets out Company’s approach to cyber threats and data protection • Applies to all Aegon businesses • Supported by mandatory training in data and cyber security | 31 | annual_report |
INGGroepNV-AR_2020 | 2,155 | To arrive at the economic capital for market risk, a simulation-based model is used which includes scaling to the required confidence level and holding period. In determining this scaling factor, other factors are also taken into account like the occurrence of large market movements (events). | 45 | annual_report |
500 | 465 | Investments--Fair values for fixed maturities and equity securities were generally based on quoted market prices or dealer quotes. The fair value of investments in limited partnerships, which were included in other invested assets on the balance sheet, was determined by reviewing available financial information of the ... | 113 | 10K |
ScorSE-AR_2018 | 2,619 | Note 13 – Financial liabitilties. (8) Cash used to redeem financial liabilities includes the redemptions of 2 debts CHF 315 million and CHF 250 million (EUR 350 million and CHF 650 million in 2016). See Note 13 – Financial liabitilties. | 40 | annual_report |
LloydsBankingGroupPLC-AR_2017 | 1,956 | Directors’ indemnities The Directors of the Company, including the former Directors who retired during the year, have entered into individual deeds of indemnity with the Company which constituted ‘qualifying third party indemnity provisions’ for the purposes of the Companies Act 2006. The deeds indemnify the Directors ... | 99 | annual_report |
1097 | 480 | Total closings increased 48.9% in 1998 and 3.2% in 1997. The average revenue per closing decreased 1.9% in 1998 and increased 4.4% in 1997. The average rate was increased each year by higher home prices, offset in 1998 by a large number of refinancings with their lower premiums. A 3% reduction in Texas title premiums b... | 89 | 10K |
gb_lloyds_banking_grp-AR_2019 | 2,729 | Threshold: +5% vs. 2021 UK Norm Maximum: +2% vs. 2021 UK High Performing Norm 1 FCA reportable complaints per 1,000 accounts. | 21 | annual_report |
5387 | 1,159 | $12 million of net favorable prior year reserve development on marine business, driven by better than expected loss emergence, primarily driven by reductions in mid-size loss estimates impacting accident year 2015. | 31 | 10K |
3998 | 4,084 | The Company has evaluated subsequent events through February 26, 2010, the date of issuance of the financial statements. | 18 | 10K |
de_allianz-AR_2013 | 181 | 5 Based on net income from continuing operations after non-controlling interests. 6 Based on average shareholders‘ equity. Average shareholders‘ equity has been calculated based upon the average of the current and the preceding year’s shareholders’ equity as of 31 December. | 40 | annual_report |
HannoverRueckSE-AR_2019 | 1,108 | The issue of “Operational environmental protection” has a particular connection with the aspect “Environmental matters ”. | 16 | annual_report |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.