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SwissReAG-AR_2015
1,431
Group Chief Financial Officer the Group CFo is responsible for the Group-wide Finance function with a focus on steering and achieving the company’s financial targets. He provides guidance to the Business Unit CFos, and gives input on the financial aspects of strategic projects and transactions. the Group CFo provides t...
80
annual_report
3977
3,945
The Insurance Company¢s principal investments are in fixed maturities, all of which are exposed to at least one of three primary sources of investment risk: credit, interest rate and market valuation. The financial statement risks are those associated with the recognition of impairments and income, as well as the deter...
381
10K
4405
2,010
In Scenario 2, the gross spread is 500 basis points. The bank or deal originator captures 50 basis points of the original gross spread and hedges 25% of its exposure to AGC, when the CDS spread on AGC was 1,760 basis points (1,760 basis points × 25% = 440 basis points). Under this scenario the Company would receive pre...
99
10K
4650
544
not reported (“IBNR”) to the insurer, potential inadequacy of case reserves and the estimated expenses of settling claims, including legal and other fees and general expenses of administrating the claims adjustment process. Reserves are established based upon the then current legal interpretation of coverage provided.
45
10K
1827
275
The Company's insurance subsidiaries, domiciled principally in Connecticut and Massachusetts, prepare statutory financial statements in accordance with the accounting practices prescribed or permitted by the insurance departments of the states of domicile. Prescribed statutory accounting practices are those practices t...
100
10K
AvivaPLC-AR_2005
2,905
Share price Shareholders can access the current share price of Aviva ordinary shares at www.aviva.com or alternatively can call 0906 843 2197†.
22
annual_report
gb_prudential-AR_2013
1,416
‘Maintaining the right balance of skills and knowledge is key to achieving the Group’s strategic objectives and the Committee focussed on these in considering new appointments to the Board.’
29
annual_report
DirectLineInsuranceGroupPLC-AR_2015
1,045
Reserves Every quarter, the Committee reviews and challenges the key assumptions and judgements, emerging trends, movements, and analysis of uncertainties underlying the actuarial best estimate of technical provisions. At the same time, the Committee considers and challenges the appropriateness of the Chief Financial O...
71
annual_report
4381
1,060
Our income tax expense on segment income was $2.9 million for 2011, compared to $61.2 million for 2010 and $77.5 million in 2009. The decreases in 2011 and 2010 are primarily due to lower segment income.
36
10K
fr_axa-AR_2010
1,100
(13) Source: Hellenic Association of Insurance Companies as of September 2010.
11
annual_report
nl_ing_grp-AR_2015
617
• ING Belgium was rated as Most Innovative Bank in Belgium by International Finance Magazine (IFM).
16
annual_report
1233
305
The United States Dollar is the Company's functional currency. Foreign currency monetary assets and liabilities are translated at exchange rates in effect at the balance sheet date. Fixed assets and deferred income are translated at their historical exchange rates. Foreign currency revenues and expenses are translated ...
82
10K
3953
1,558
Certain obligations reported in other liabilities include embedded derivatives to deliver underlying securities of structured investments to third parties. The fair value of the embedded derivatives is calculated based on the value of the underlying securities utilizing the yield, credit quality and average maturity of...
47
10K
5520
717
In February 2016, the FASB issued a new lease accounting standard, which, for most lessees, will result in a gross-up of the balance sheet. Under the new standard, lessees will recognize the leased assets on the balance sheet and will recognize a corresponding liability for the present value of lease payments over the ...
92
10K
3930
338
We face various challenges to implementing our operating and growth strategies. Since we write policies that cover Florida homeowners, condominium owners, and tenants, we cover losses that may arise from, among other things, catastrophes, which could have a significant effect on our business, results of operations, and...
160
10K
ch_zurich_insurance_group-AR_2013
577
Panels To enhance its understanding and assessment of the challenges and risks Zurich may face, the Group continues to seek external expertise and perspective. As of December 31, 2013, the Group had three panels of leading academics, business and industry experts to provide feedback and insight. They are not corporate ...
172
annual_report
5006
822
Total mortgage loans are net of unamortized discounts of $658,000 and $852,000 and unamortized origination fees of $15,659,000 and $15,709,000 at December 31, 2014 and 2013, respectively. No unearned income is included in these amounts.
35
10K
PowszechnyZakladUbezpieczenSA-AR_2014
1,953
In the announcement of 25th March 2014 the S&P agency confirmed PZU’s rating position at the level of A with a stable outlook. It means that PZU successfully went through the rating process based on new criteria and currently has the financial strength rating higher than the rating for Poland for debt in foreign curren...
55
annual_report
gb_lloyds_banking_grp-AR_2011
2,360
impaired loans decreased by £0.6 billion to £2.4 billion which represented 9.6 per cent of closing loans and advances to customers at 31 December 2011, compared with 10.7 per cent at 31 December 2010. the reduction in impaired loans is a result of tightening credit policy across the credit lifecycle, including stronger...
106
annual_report
5807
1,603
We manage our capital position to maintain our financial strength and credit ratings. Our capital position is supported by our ability to generate cash flows within our insurance companies, our ability to effectively manage the risks of our businesses and our expected ability to borrow funds and raise additional capita...
65
10K
2908
925
FSA’s 13% investment in preferred shares of XL Financial Assurance Ltd (“XLFA”), a financial guaranty insurance subsidiary of XL, is redeemable by XLFA at a price equal to the fair market value of the preferred shares, subject to a cap defined as the internal rate of return of 19% per annum from the date of the investm...
158
10K
NatwestGroupPLC-AR_2014
8,314
Central Functions comprises Group and corporate functions, such as treasury, finance, risk management, compliance, legal, communications and human resources. The Centre manages the Group's capital resources and Group-wide regulatory projects and provides services to the operating segments.
37
annual_report
1388
733
W.T. Wamberg, our Chairman and Chief Executive Officer, owns 18.5% of our outstanding common stock. As a result, Mr. Wamberg is able to exercise significant influence over all matters requiring stockholder approval, including the election of directors and approval of significant corporate transactions. This concentrati...
71
10K
4079
693
Net written premiums. While net earned premiums is the related GAAP measure used in the statements of earnings, net written premiums is the component of net earned premiums that measures the difference between gross written premiums and the impact of ceding reinsurance premiums, but without respect to when those premiu...
89
10K
INGGroepNV-AR_2006
940
Remuneration levels Every year a compensation benchmark analysis is performed based upon a peer group of companies. This peer group, established in 2003, is a mix of European fi nancial services companies and Dutch-based multinationals. The peer group refl ects ING’s business structure and environment. ING competes wit...
80
annual_report
AvivaPLC-AR_2008
2,889
All the shares in the ERF companies are held by independent companies, whose shares are held on trust. Although NUER does not own, directly or indirectly, any of the share capital of the ERF companies or their parent companies, it retains control of the residual or ownership risks related to them, and they have therefo...
102
annual_report
fr_axa-AR_2019
489
from 2.5% to 1.75% by the end of October. Despite uncertainties on the international stage, the robust health of the domestic economy led to equity markets posting sharp gains in 2019, with the S&P 500 index rising by 29% reaching new all-time highs.
43
annual_report
968
242
Life Policyholders' Benefits and Charges. Life policyholders' benefits expense and charges increased from $260.3 million in 1996 to $274.5 million in 1997, an increase of $14.2 million, or 5.5%.
29
10K
AegonNV-AR_2009
3,806
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS OF AEGON N.V. NOTE 26
11
annual_report
3288
1,325
We estimate fair value by discounting estimated future cash flows from our retained interest in the sold receivables, using discount rates that approximate current market rates and expected future prepayment rates.
31
10K
PhoenixGroupHoldingsPLC-AR_2011
2,480
6. Assumptions (continued) Operating earnings The Group uses normalised investment returns in calculating the expected existing business contribution. The Group considers that an average return over the remaining term of our in-force business is more appropriate than using a short-term rate and is more consistent with ...
88
annual_report
5754
529
The Company’s overall loss and LAE experience deteriorated year-over-year, primarily with increases in the loss and LAE ratios in the private passenger auto, non-standard auto, crop, and all other segments.
30
10K
2900
631
The Americas division is our largest division and writes casualty, surety and property treaty reinsurance, and facultative casualty reinsurance, in the United States and Canada, and primarily treaty and facultative property reinsurance in Central and South America.
37
10K
de_allianz-AR_2015
156
Corporate Constitution of the European Company (SE) As a European Company, Allianz SE is subject to special European SE regulations and the German SE Implementation Act (“SE-Ausführungsgesetz ”) in addition to German stock corporation Act. However, the main features of a German stock corporation – in particular the two...
75
annual_report
AvivaPLC-AR_2001
884
On 24 April 2001, Ernst & Young were appointed sole auditors of the Company having previously been joint auditors with PricewaterhouseCoopers. The total remuneration payable by the Group, excluding VAT and any overseas equivalent thereof, in respect of the audit of these accounts is shown below, together with fees paid...
66
annual_report
fr_axa-AR_2012
3,390
Group, and who have a minimum length of service of 10 years, of which at least 5 years as an executive. Executives whose employment is terminated by the Company after the age of 55 may also benefi t from the scheme provided that they do not resume any professional activity before retiring.
52
annual_report
1241
792
The liability for accrued benefit obligation includes the following at December 31, 1999 and 1998:
15
10K
LloydsBankingGroupPLC-AR_2020
7,104
Liquidity risk Liquidity risk is defined as the risk that the Group has insufficient financial resources to meet its commitments as they fall due, or can only secure them at excessive cost. Liquidity risk is managed through a series of measures, tests and reports that are primarily based on contractual maturity. The Gr...
149
annual_report
4119
773
Premium revenue for the year ended December 31, 2008 increased $530.9 million, or 13.8%. The increase was primarily due to the full year impact of operations in Tennessee which commenced in April 2007 as well as premium rate and yield increases in that market and entry into the New Mexico market under the CoLTS program...
113
10K
3407
602
Our Retirement Income and Institutional segment increased $66.3 million mainly attributable to higher asset balances and increased yields on floating rate investments supporting our FABNs. Also contributing to the increase was higher investment income from limited partnership investments previously reported in our Corp...
73
10K
de_allianz-AR_2011
2,436
◼ d e B t A n d e q u i t y s e C u r i t i e s i n C l u d e d i n f i n A n C i A l A s s e t s H e l d f o r t r A d i n g debt and equity securities included in financial assets held for trading are primarily marketable and listed securities. As of december 31, 2011, the debt securities include € 74 mn (2010: € 173...
111
annual_report
3865
1,821
premium deficiency losses for short-duration contracts. The Company recorded in other operating expenses amortization for policy acquisition costs of $314 million in 2008, $242 million in 2007 and $202 million in 2006. There are no deferred policy acquisition costs attributable to the sold individual life insurance and...
56
10K
RaiffeisenBankInternationalAG-AR_2010
4,065
SEPA – Single European Payments Area. This is a project to create a Europeanwide standardized payment area. In this payment area there is no distinction between cross-border and national payments for customers anymore.
33
annual_report
fr_axa-AR_2000
2,389
In the case of ordinary shares in bearer form, the ordinary shares will be held on their holder’s behalf by the accredited financial intermediary and will be recorded in an account maintained by the accredited financial
36
annual_report
4736
1,521
(3) The sponsor’s repurchase obligation may differ depending on the terms of the particular transaction and the status of the specific loan, such as whether it is performing or has been liquidated or charged off. The estimated subrogation recovery for these transactions is based primarily on loan level data provided th...
95
10K
3815
3,827
The after-tax change in the net economic value of investment contracts (e.g., guaranteed investment contracts) and certain insurance product liabilities (e.g., short-term and long-term disability contracts), for which the payment rates are fixed at contract issuance and the investment experience is substantially absorb...
179
10K
1046
453
In 1998, policy surrenders remained flat at $14,481,335. Policy surrenders were $14,322,593 in 1997, compared to $14,421,683 in 1996. The decrease in 1997 and relative stability in 1998 is, in the opinion of management, the result of a campaign begun in mid-1997 to inform policyowners about the benefits of their polici...
51
10K
5319
1,937
We provide mortgage insurance on first-lien mortgage loans, and products and services to the real estate and mortgage finance industries. We have two reportable business segments-Mortgage Insurance and Services. On April 1, 2015, Radian Guaranty completed the sale of its subsidiary, Radian Asset Assurance, a financial ...
102
10K
ASRNederlandNV-AR_2014
372
In 2014, the exposure to market risk changed slightly. The exposure to equities and real estate remained (more or less) stable. The hedge of the interest-rate risk was improved over the maturity buckets by restructuring the portfolio of swaps and swaptions. The outstanding amount of mortgages increased by € 750 million...
53
annual_report
3971
644
On December 15, 2009, the Company renewed its revolving note with a commercial bank in the amount of $650,000 collateralized by a second mortgage on the office building. As of December 31, 2009, there was a principal balance outstanding of $630,000 related to this revolving note. At December 31, 2009, the carrying valu...
92
10K
1152
269
Net cash provided by operating activities decreased from $1,092.2 million in 1998 to $926.3 million in 1999, a decrease of $165.9 million, or 15.2%. This decrease in cash was due to a $273.7 million increase in reinsurance payables to the P&C Group and non-life losses and loss adjustment expenses in 1998. Partially off...
66
10K
1413
150
The main office of the Company is located at 2000 Wade Hampton Blvd, Greenville, SC. The Company is currently leasing this space from Liberty Life, its former subsidiary, through a lease agreement entered into at the time of the sale of the Company's insurance operations to the Royal Bank of Canada. The Company has ent...
85
10K
gb_lloyds_banking_grp-AR_2009
5,430
Life expectancy for member aged 60, on the valuation date: Life expectancy for member aged 60, 15 years after the valuation date: The mortality assumptions used in the scheme valuations are based on standard tables published by the Institute and Faculty of Actuaries which were adjusted in line with the actual experienc...
175
annual_report
gb_lloyds_banking_grp-AR_2019
890
O ther inform ation Lloyds Banking Group Annual Report and Accounts 2019 37
13
annual_report
PhoenixGroupHoldingsPLC-AR_2019
1,651
INCENTIVE OUTCOMES FOR 2019 (FURTHER INFORMATION ON PAGES 115 TO 118) For the 2019 AIP, the Committee determined that Clive Bannister and Jim McConville should receive 92�3% and 87�3% of their maximum bonus opportunity, respectively�
35
annual_report
de_allianz-AR_2006
1,150
Climate change, nanotechnology and viruses with the potential to cause a pandemic are present-day risks to which a financial enterprise could be particularly susceptible. Detecting such risks at an early stage is not only a requirement for our riskmanagement but is also part of our social responsibility for sustainable...
50
annual_report
2771
2,415
The fixed maturity investments with continuous unrealized losses for less than twelve months were primarily due to the impact of the higher market interest rates rather than a decline in credit quality. There are $213.5 million in fixed maturity securities, at fair value, that at December 31, 2005, had been below amort...
109
10K
4945
764
Earned premiums in commercial automobile insurance increased by $8.8 million as higher volume accounted for an increase of $8.2 million, while higher average premium accounted for an increase of $0.6 million. Incurred losses and LAE were $40.8 million, or 78.0% of earned premiums, in 2013, compared to $22.9 million, or...
168
10K
StorebrandASA-AR_2018
461
Dow Jones Sustainability Index Not included Included Not included Included Included
11
annual_report
5894
571
We have audited the accompanying consolidated statements of financial position of First Trinity Financial Corporation and Subsidiaries (the Company) as of December 31, 2020 and 2019, and the related consolidated statements of operations, comprehensive income (loss), changes in shareholders’ equity, and cash flows for e...
124
10K
ASRNederlandNV-AR_2012
814
Property developments consist of property under development commissioned by third parties. Measurement is at cost including any directly attributable costs and construction period interest, less invoiced instalments and impairment losses. If the contract revenue can be reliably estimated, it is accounted for by referen...
91
annual_report
NatixisSA-AR_2003
2,483
NATEXIS ASSET MANAGEMENT (formerly B.P.A.M.) (6) Management of Collective Savings Schemes 100 100 100 100 70 70
17
annual_report
RSAInsuranceGroupPLC-AR_2018
2,943
There is a risk to the Group from the inherent uncertainty in estimating provisions at the end of the reporting period for the eventual outcome of outstanding notifi ed claims as well as estimating the number and value of claims that are still to be notifi ed. There is also uncertainty in the level of future costs of h...
64
annual_report
SwissLifeHoldingAG-AR_2009
1,040
No shares were allocated to closely linked parties2 within the meaning of the law.
14
annual_report
3299
1,192
Consolidated Statements of Operations for the Years Ended December 31, 2007 and 2006
13
10K
NatixisSA-AR_2019
12,316
MREL Minimum requirement for own funds and eligible liabilities — Ratio defined in the European Bank Recovery and Resolution Directive indicating the minimum requirement for own funds and eligible liabilities that have to be available to absorb losses in the event of resolution
43
annual_report
PowszechnyZakladUbezpieczenSA-AR_2019
785
Purpose: • have universal salespersons sell simple products effectively; • increase simplicity and shorten the process for clients to buy products; • make the simple offer available through the web (10 widely distributed products).
34
annual_report
fr_axa-AR_2011
7,958
Deferred tax through reserves relating to gains and losses on defi ned benefi ts pension plans 927 - 206 31 (14) 1,150
22
annual_report
4643
892
In connection with our investing and operating activities, we have entered into certain contractual obligations and commitments. See Notes 6 and 12 to our consolidated financial statements for additional discussion of these obligations and commitments. Our future minimum cash payments, including interest, associated wi...
70
10K
LloydsBankingGroupPLC-AR_2020
2,510
Capital Requirements (Country-by-Country Reporting) As required under the Capital Requirements (Country-by-Country Reporting) Regulations 2013, the Group’s related disclosures may be found online, at www.lloydsbankinggroup.com/investors/financialdownloads. html
25
annual_report
5501
2,853
At December 31, 2017, there were no drawdowns under the Revolving Credit Facility and there was $600 million outstanding under the 2017 Term Loan Facility, resulting in unused commitments totaling $2.0 billion in comparison to the maximum capacity of $2.6 billion under these facilities.
44
10K
5765
789
Net Investment Income. The increase in net investment income in 2019 from 2018 primarily reflects higher interest income, partially offset by lower dividend income. The increase in interest income and the decrease in dividend income primarily relate to a reallocation of a significant portion of our investment portfolio...
127
10K
3688
1,021
We also have a nonqualified defined contribution plan available to select employees and agents which allows them to contribute amounts in excess of limits imposed by federal tax law. In 2008 and 2007, we matched the Grandfathered Choice Participant's Contribution at a 50% contribution rate up to a maximum contribution ...
102
10K
DirectLineInsuranceGroupPLC-AR_2020
316
A risk-based measure expressing the level of capital resources held as a percentage of the level of capital that is required under Solvency II.
24
annual_report
2808
841
There are three major categories for expenses. The first major category of expenses is benefits and claims. These include the costs of mortality and morbidity, particularly in the group benefits, and mortality in the individual life businesses, as well as other contract-holder benefits to policyholders. In addition, tr...
122
10K
RSAInsuranceGroupPLC-AR_2014
1,484
Long-term Incentive Plan 2006 (LTIP) The directors’ interests in the LTIP were as follows: Share awards held at 1 January
20
annual_report
NatwestGroupPLC-AR_2014
6,589
Translation differences arising on non-monetary items measured at fair value are recognised in profit or loss except for differences arising on available-for-sale non-monetary financial assets, for example equity shares, which are recognised in other comprehensive income unless the asset is the hedged item in a fair va...
48
annual_report
2999
1,300
The risk free interest rates used in the calculation are the rates that correspond to the weighted average expected life of an option. The risk free interest rate used for options granted during 2006 and 2005 was 4.6% and 4.3%, respectively. A volatility factor for the expected market price of the common stock of 29% a...
116
10K
RSAInsuranceGroupPLC-AR_2012
2,008
The results and financial position of those Group entities whose functional currency is not Sterling are translated into Sterling as follows: Assets and liabilities for each statement of financial position presented are translated at closing exchange rates at the end of the period
43
annual_report
733
177
The Company paid Ashley A. Penney, a director until August, 1997, $133,113, $140,100 and $107,293 for services provided as a human resource consultant during the years ended December 31, 1997, 1996 and 1995, respectively.
34
10K
INGGroepNV-AR_2014
310
The banking industry is highly regulated. Banks have all the requirements in place to act in the full interests of their customers. Safe banking requires specific knowledge of financial services and in-depth knowledge of customers as well as rigorous risk-management systems. As competition from outside the banking sect...
61
annual_report
de_allianz-AR_2011
471
◾ t h r e e - y e a r b o n u S : Three-year performance achievement for the 2010 - 2012 plan will be measured and bonus outcomes determined during the first half of 2013. For accrual purposes, the target achievement of the annual bonus serves as the notional indication.
54
annual_report
4405
1,148
AGL fully and unconditionally guarantees the following debt obligations issued by AGUS: (1) 7.0% Senior Notes and (2) 8.50% Senior Notes. AGL also fully and unconditionally guarantees the following AGMH debt obligations: (1) 67/8% Quarterly Income Bonds Securities ("QUIBS"), (2) 6.25% Notes and (3) 5.60% Notes. In addi...
56
10K
AvivaPLC-AR_2008
758
Our product range includes life assurance and healthcare products which protect our customers and their families in times of difficulty as well as our pension and savings products which provide prosperity and help secure a more comfortable retirement for our customers.
41
annual_report
3648
3,246
Management applies significant judgment when determining the estimated fair value of the Company’s reporting units and when assessing the relationship of market capitalization to the estimated fair value of its reporting units and their book value. The valuation methodologies utilized are subject to key judgments and a...
62
10K
3637
1,966
In connection with these issues, in March 2008, we concluded a settlement agreement and amendment of the merger agreement under which the sellers of MemberHealth delivered approximately $98 million of value, consisting of $47 million in cash, forgiveness of $16 million of our payment obligations under the original merg...
106
10K
5187
1,296
Over 90% of the Company's reinsurance recoverables were from companies that are rated A or higher by Standard & Poors at December 31, 2015. The Company reviews its reinsurance arrangements and establishes reserves against the recoverables in the event that recovery is not considered probable. As of December 31, 2015, t...
61
10K
fr_axa-AR_2013
475
Portugal 4 7.6 3 7.6 Portuguese Insurance Association as of September 30, 2013 and 2012.
15
annual_report
3295
678
Net written premiums for Specialty Lines increased $59 million in 2006 as compared with 2005. This increase was primarily due to improved production across certain lines of business. Net earned premiums increased $44 million in 2006 as compared with 2005, consistent with the increased premium written.
46
10K
GjensidigeForsikringASA-AR_2015
603
As part of Gjensidige’s governing documents, an overall description has been prepared of the process relating to the closing of the accounts. Reporting instructions have also been prepared, including accounting principles that subsidiaries and branch offices must use in their reporting. The internal control is based on...
77
annual_report
4016
1,536
with extremely low expected losses. Both the reference obligation spreads and Ambac’s CDS fees at the inception of these transactions reflect these low expected losses. When reference obligations experience credit deterioration, there is an increase in the probability of default on the obligation and, therefore, an inc...
464
10K
2290
702
- any general assignment for the benefit of creditors or a composition or similar arrangement with such creditors; or
19
10K
4444
1,047
The amortized cost/cost and estimated fair value of investments in fixed maturity and equity securities at December 31, 2011 and 2010 were:
22
10K
2695
2,048
The interest accrual rates vary by product. The interest rates were 6.32% to 7.76%, 5.90%, 1.35% to 1.50% and .5% to 1.88% for the VOBA related to the businesses acquired from CIGNA and the acquired American Skandia, Aoba Life and Gibraltar Life businesses, respectively.
44
10K
GjensidigeForsikringASA-AR_2018
930
Strategic staffing planning is an important foundation for competence and organisational development. A strengthening of insurance, analytical and digital skills throughout the organisation will be emphasised in the follow-up of managers going forward. Measures in this context will include activities through the Gjensi...
52
annual_report
AegonNV-AR_2005
241
The group pension business is an area in which AEGON The Netherlands is particularly strong. What are the expectations for the development of this segment? In the group pensions market, the main changes will come from the fact that the requirements of regulators and the legislator with regards to content are making pen...
146
annual_report
NatixisSA-AR_2003
339
At its meeting on November of Directors decided to launch a new shareholderapproved senior executive stock option plan.The option grants, which were made in accordance with the applicable regulations and were based on the recommendation of the Compensation
38
annual_report
NatwestGroupPLC-AR_2007
3,468
Corporate Banking, Retail and Wealth Management principally arose from the acquisition of NatWest in 2000. The recoverable amount of these cash generating units exceeds their carrying value by over £15 billion. The goodwill allocated to RBS
36
annual_report
INGGroepNV-AR_2018
164
Over the years, ING has been working to meet the needs of our customers by transforming to a global, digital organisation. We’re constantly innovating to provide customers with a personal, instant, relevant and seamless experience. This process is strongly driven by data.
42
annual_report
AssicurazioniGeneraliSpA-AR_2019
4,068
(i nv es tm en t p ro pe rti es
11
annual_report