report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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2847 | 7,001 | six months, greater than six months to 12 months, greater than 12 months to 24 months and greater than 24 months. This analysis is provided for investment grade and non-investment grade securities and closed block and outside of closed block securities. Using this analysis, coupled with our watch list, we review all se... | 110 | 10K |
1877 | 538 | On March 13, 2003, PVC Funding Partners LLC, an affiliate of Commonwealth Associates, LP and Comvest Venture Partners, filed a form 13D with the Securities and Exchange Commission in which they indicated that on March 7, 2003, they acquired from our senior lenders 29,651, or 96.0%, of our outstanding Series C convertib... | 116 | 10K |
AvivaPLC-AR_2007 | 1,195 | We have introduced self selection options, which enable policyholders to receive and save policy documentation online, thus reducing paper usage, printing and postage costs. | 24 | annual_report |
2337 | 860 | The total amount of funds necessary to consummate the transaction was provided by Bank One, N.A. pursuant to an amended and restated loan agreement which combined CMI's existing term loan with a new borrowing of $18,000 related to the Octagon purchase. As part of the amended and restated loan | 49 | 10K |
RaiffeisenBankInternationalAG-AR_2019 | 2,282 | The brand value of Raiffeisen Bank Aval JSC, Kiev, was determined using the comparable historical cost approach, because neither directly comparable transactions nor a market with observable prices was available at the time of purchase price allocation. Documentation of brand-related marketing expenses in the previous ... | 65 | annual_report |
fr_axa-AR_2005 | 3,018 | Derivatives that do not qualify for hedge accounting Changes in the fair value of all other derivative instruments that do not qualify for hedge accounting are recognized immediately in the income statement. | 32 | annual_report |
nl_ing_grp-AR_2012 | 439 | ING established a dedicated Sustainable Lending Team to implement recommendations by its employees to make ING’s lending activities more sustainability-oriented. The team looks for new commercial opportunities in the field of sustainable lending and seeks to increase the number of relationships with customers that alre... | 56 | annual_report |
3663 | 702 | Interest Expense. Interest expense for 2008 decreased $6.7 million, or 26.6%, compared with 2007. The decrease in interest expense was due to the lower level of average debt outstanding. The average balance of our senior secured credit facility was $152.8 million during 2008, a decrease of $46.3 million, or 23.3%, from... | 153 | 10K |
fr_axa-AR_2005 | 4,161 | Non-subordinated financing debt instruments decreased by €86 million in 2005, or by €327 million at constant exchange rates, reflecting the maturing of €210 million of MONY Group Inc bonds and AXA SA’s redemption of €332 million of EMTNs and BMTNs. This reduction was partially offset by the €55 million change in fair v... | 86 | annual_report |
2742 | 1,042 | Other investments represent principally participation in trust preferred securities and are recorded at fair value. | 15 | 10K |
1498 | 162 | : Management's Discussion and Analysis of Financial Condition and Results of Operations The following discussion should be read in conjunction with the accompanying audited consolidated financial statements and notes thereto. | 30 | 10K |
gb_lloyds_banking_grp-AR_2002 | 1,262 | Operating profit 534 784 Investment variance (892) (813) Changes in economic assumptions (see g) 55 – | 16 | annual_report |
de_allianz-AR_2013 | 2,427 | Furthermore, all of the Allianz Group’s annuity policies issued in the United States meet the criteria for classification as insurance contracts under IFRS 4, because they include options for contract holders to elect a life-contingent annuity. These contracts currently do not expose the Allianz Group to significant lo... | 122 | annual_report |
PhoenixGroupHoldingsPLC-AR_2011 | 511 | Corporate Responsibility (‘CR’) is firmly embedded in our corporate culture and built into our governance framework through a Group CR Policy which is sponsored by the Group Chief Executive Officer. | 30 | annual_report |
LloydsBankingGroupPLC-AR_2011 | 3,361 | Currency translation differences: Currency translation differences, before tax (84) (129) 162 | 11 | annual_report |
4807 | 1,435 | Goodwill represents the excess of the purchase price over the fair value of the net assets acquired. The Company performs an initial valuation of its goodwill assets and assesses goodwill for impairment on an annual basis. If, as a result of the assessment, the Company determines the value of its goodwill asset is impa... | 78 | 10K |
StandardLifeAberdeenPLC-AR_2016 | 3,250 | The tables that follow illustrate the sensitivity of profit after tax from continuing operations and equity to variations in the key assumptions made in relation to the Group’s most significant demographic and expense risk exposures, including exposure to persistency risk. The values have, in all cases, been determined... | 68 | annual_report |
4482 | 722 | Insurance revenues are primarily generated from premium revenues and investment income. Insurance revenues for the years ended December 31, 2011 and 2010 are summarized in the table below. | 28 | 10K |
ASRNederlandNV-AR_2016 | 1,520 | Responsibilities and duties The mission of the compliance function is to enhance and ensure controlled and sound business operations and to safeguard a.s.r.’s reputation. | 24 | annual_report |
AegonNV-AR_2008 | 1,684 | Indeed, the company recognizes that creating a sustainable business means taking into account the interests of all its stakeholders, including customers, employees, business partners and investors. AEGON also believes that it can make a valuable contribution to the communities in which it operates, not only as a provid... | 88 | annual_report |
4599 | 2,708 | federal income tax return, and were subject to a separate tax sharing agreement, as approved by state insurance regulators, which allocated taxes on a separate company basis but provided benefit for current utilization of losses and credits. | 37 | 10K |
2284 | 151 | The 3% and 5% decrease in Broker Life premium during 2003 and 2002, respectively, resulted from reduction of business provided by certain larger brokers during 2002 and continuing pressure from the overall economic slowdown on middle and lower-income consumers. The Company is evaluating opportunities for revising its p... | 67 | 10K |
gb_prudential-AR_2010 | 3,859 | Other pension costs comprises £58 million (2009: £57 million) relating to defined benefit schemes and £37 million (2009: £38 million) relating to defined contribution schemes of continuing operations. Of the defined contribution scheme costs, £26 million (2009: £27 million) related to overseas defined contribution sche... | 249 | annual_report |
3631 | 789 | the growth in the business outside of the large block of disability business assumed in 2000 from Minnesota Life, and the corresponding shift in revenues from net investment income to premiums, we recognize the individual disability insurance block of business is a smaller block of business and its benefit ratio will f... | 88 | 10K |
AvivaPLC-AR_2014 | 4,495 | Payables and other financial liabilities5 8,893 498 296 4,292 13,979 Net assets attributable to unit holders 9,482 — — — 9,482 | 21 | annual_report |
RSAInsuranceGroupPLC-AR_2010 | 1,796 | TSR performance relative to other companies specified by the Remuneration Committee and for awards granted in 2009 this was 30%. Full vesting will only occur at upper quintile performance; at median performance 25% of the Matching Shares will vest. Vesting will be on a straight line basis in between. The remaining bala... | 119 | annual_report |
HannoverRueckSE-AR_2004 | 781 | Changes in benefit reserves (net) 1 501 725 501 944 501 944 | 12 | annual_report |
5944 | 1,248 | On March 27, 2020, the President signed the CARES Act to provide emergency relief related to the COVID-19 pandemic. The CARES Act contains federal income tax provisions which, among other things; (i) increases the amount of interest expense that businesses are allowed to deduct by increasing the adjusted taxable income... | 127 | 10K |
2152 | 1,106 | Environmental pollution cleanup is the subject of both federal and state regulation. By some estimates,there are thousands of potential waste sites subject to cleanup. The insurance industry is involved in extensive litigation regarding coverage issues. Judicial interpretations in many cases have expanded the scope of ... | 180 | 10K |
4868 | 2,634 | At December 31, 2014, American Premier and its subsidiaries had liabilities for environmental and personal injury claims and other contingencies aggregating $80 million. The environmental claims consist of a number of proceedings and claims seeking to impose responsibility for hazardous waste remediation costs related ... | 137 | 10K |
2589 | 645 | On April 11, 2003, an affiliate of the Company elected not to make future payments required by the terms of a non-recourse loan obligation. The book value of this loan was approximately $17 million at December 31, 2004. The Company's exposure under the terms of the applicable loan agreement is limited solely to its inv... | 92 | 10K |
nl_ing_grp-AR_2012 | 4,186 | ING Risk Management will take these developments into account preparing for the new regulatory environment. The involvement in industry associations such as the CRO Forum, CFO Forum and Pan European Insurance Forum (PEIF) keeps ING close to these developments and enables responsive action in this regard. | 46 | annual_report |
NatwestGroupPLC-AR_2010 | 1,094 | Insurance net premium income fell by £138 million to £5,128 million principally reflecting lower general insurance premiums, driven by a managed reduction in the risk of the UK motor book, largely offset by price increases. | 35 | annual_report |
StorebrandASA-AR_2006 | 92 | Storebrand’s owners establish ‘Idun’, the first privately owned life insurance company in Norway. | 13 | annual_report |
2318 | 712 | OdysseyRe and its United States subsidiaries filed a consolidated federal income tax return from June 20, 2001 through March 3, 2003. For periods prior to June 20, 2001 and subsequent to March 3, 2003, OdysseyRe and its subsidiaries filed consolidated federal income tax returns with Fairfax, Inc. and its subsidiaries. ... | 84 | 10K |
3886 | 849 | Insurance policy benefits fluctuated primarily as a result of the factors summarized below. | 13 | 10K |
gb_prudential-AR_2015 | 2,223 | Note The peer group average represents the average TSR performance of the peer group currently used for PLTIP awards (excluding companies not listed at the start of the period). | 29 | annual_report |
2305 | 579 | (b)Effective December 31, 2003, we adopted Financial Accounting Standards Board Interpretation No. 46, Consolidation of Variable Interest Entities, an Interpretation of Accounting Research Bulletin No. 51. See note 1 to our audited financial statements. | 34 | 10K |
5256 | 1,800 | As described in Note 16, the Company makes commitments to fund partnership investments in the normal course of business. Excluding these commitments, the Company did not provide financial or other support to investees designated as VIEs during the years ended December 31, 2016, 2015 and 2014. | 46 | 10K |
1868 | 582 | name, $38.5 million of workforce intangibles and $408.6 million of resulting goodwill, which are being amortized on a straight line basis over 40, 8 and 25 years, respectively. | 28 | 10K |
2143 | 1,576 | The Company’s postretirement health care and life insurance costs included in the results of operations for 2003, 2002 and 2001 are as follows: | 23 | 10K |
5693 | 295 | The changes in net assets data for the years ended December 31, 2019, 2018 and 2017, and the balance sheet data at December 31, 2019 and 2018 have been derived from the Trust’s audited financial statements included elsewhere herein. The changes in net assets data for the years ended December 31, 2016 and 2015, and the ... | 119 | 10K |
LloydsBankingGroupPLC-AR_2013 | 6,528 | Available-for-sale financial assets – – – 43,976 – – – 43,976 | 11 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2012 | 2,056 | We decided in the second quarter of 2011 to sell our fully consolidated subsidiaries American Modern Life Insurance Company, Amelia, Ohio, and Southern Pioneer Life Insurance Company, Jonesboro, Arkansas. A contract regarding the sale of these companies, with economic effect from January 2012, was signed in the third q... | 57 | annual_report |
967 | 692 | The following table summarizes information about stock options outstanding as of December 31, 1998: | 14 | 10K |
fr_axa-AR_2007 | 7,407 | — Some benefit from future mortality improvement on life business is included, while annuity business does have an allowance for the costs of longevity increasing in all markets. | 28 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2007 | 3,063 | Number of rights on 31 Dec. 2004 54,795 156,917 154,189 – – – | 13 | annual_report |
Sampoplc-AR_2005 | 831 | Fixed income investments, life insurance and P&C insurance, 12,744 EURm, Dec. 31, 2005 | 13 | annual_report |
1928 | 216 | Cost of revenue increased $102.6 million to $131 million in 2002 compared to $28.4 million in 2001. This increase is commensurate with the business generated from the Vitality business purchased on January 31, 2002 and the growth in the Company's BioScrip(R) programs from 2001. | 44 | 10K |
3873 | 1,631 | Amounts which vary with and are primarily related to the production of new insurance contracts, consisting of commissions and premium-related taxes, are deferred and amortized pro rata over the contract periods in which the related premiums are earned. Deferred acquisition costs are reviewed to determine if they are re... | 91 | 10K |
SwissReAG-AR_2008 | 920 | Vice Chairman The Vice Chairman liaises between the Board and executive management in matters not reserved to the Chairman, supervises management’s preparation and execution of Board resolutions in operational matters as well as management’s development of Group strategies, and oversees management development for the G... | 47 | annual_report |
1027 | 265 | Year 2000 readiness includes addressing information technology systems (computer equipment, computer software, network hardware and software, etc.), non-information technology systems (systems which include embedded technology such as micro-controllers including telephone systems) and issues relating to third parties w... | 47 | 10K |
2464 | 655 | Transition to the provisions of FIN 46 at December 31, 2003 required the Company to consolidate four special purpose entities whose purposes are to support the Company’s investment objectives. Prior to December 31, 2003, these entities were accounted for as fixed maturity securities in the available-for-sale portfolio ... | 297 | 10K |
TrygAS-AR_2011 | 949 | Supervisory Board discusses the Supervisory Board’s tasks on a regular basis, and no later than at the last meeting of the year, it schedules the meetings and work for the coming year. | 32 | annual_report |
de_allianz-AR_2013 | 2,480 | 4 € 1.5 Bn subordinated bond called for redemption effective 15 January 2014. | 13 | annual_report |
AegonNV-AR_2018 | 3,100 | Income tax relating to items that may be reclassified 493 951 225 | 12 | annual_report |
400 | 583 | From time to time, operating system and text retrieval system developers will announce substantially modified versions of their systems. Following such proposed announcements, the Corporation may be required to expend substantial financial and personnel resources to achieve compatibility with the Corporation's products... | 101 | 10K |
fr_axa-AR_2010 | 4,139 | In addition of his directors’ fees, Mr. Jacques de Chateauvieux received as Chairman of the Supervisory Board from | 18 | annual_report |
StandardLifeAberdeenPLC-AR_2013 | 2,705 | Expenses The Group defines expense risk as the risk that expense levels will be higher than assumed. This can arise from an increase in the unit costs of the Group or its businesses or an increase in expense inflation, either Group specific or relating to economic conditions. This risk will be present on contracts wher... | 84 | annual_report |
4017 | 1,526 | We also have future binding commitments to fund certain limited partnership and hedge fund investments. These commitments, which total $46.5 million as of December 31, 2009, do not have fixed funding dates and are therefore excluded from the table above. | 40 | 10K |
gb_lloyds_banking_grp-AR_2015 | 1,663 | There are no other Executive Directors with defined benefit pension commitments. | 11 | annual_report |
5924 | 864 | A portion of the salaries and benefits of certain employees involved in the underwriting, contract issuance and processing, medical and inspection and sales force contract selling functions. | 27 | 10K |
2997 | 848 | In connection with the short-sale transactions described above, the Company has pledged cash and U. S. Treasury securities as collateral for the obligation to purchase the securities sold short. These assets are recorded in assets pledged for short-sale obligations on the consolidated balance sheets. At December 31, 20... | 69 | 10K |
2216 | 809 | In 2001, we recorded estimated net pretax losses totaling $941 million related to the terrorist attack that occurred on September 11, 2001, consisting of the following components. | 27 | 10K |
3232 | 815 | Premiums written are recorded in accordance with the terms of the underlying policies. Reinsurance premiums assumed are estimated based upon information received from ceding companies and any subsequent differences arising on such estimates are recorded in the period they are determined. Premiums are generally contract... | 158 | 10K |
5825 | 2,585 | In February 2021, MGIC entered into a $398.8 million excess-of-loss reinsurance agreement (executed through an insurance linked note transaction) that covers policies with inforce dates from August 1, 2020 through December 31, 2020. | 33 | 10K |
Sampoplc-AR_2001 | 576 | 23 million and other administrative expenses by EUR 21 million. Other administrative expenses in 2000 included a total of EUR 38 million in compensations paid for the use of the service network of Finland Post and a total of | 39 | annual_report |
gb_prudential-AR_2015 | 6,199 | Major shareholders The following notifications have been disclosed under the FCA’s Disclosure and Transparency Rules in respect of notifiable interests exceeding 3 per cent in the voting rights of the issued share capital. | 33 | annual_report |
HiscoxLtd-AR_2013 | 884 | PSP awards granted during the 2013 financial year On 2 April 2013 the Executive Directors were granted awards under the PSP as follows: Number of awards granted | 27 | annual_report |
Sampoplc-AR_2012 | 1,495 | Base currency EUR USD JPY GBP SEK NOK CHF DKK LTL LVL Other Total, net | 15 | annual_report |
3817 | 1,465 | The outstanding SARs as of December 31, 2008, were at the following base prices: | 14 | 10K |
2846 | 837 | refined loss reserving methodology resulted in the increase to portfolio reserves. These amounts reflect our normal ongoing portfolio review process and additional stress factors considered for our closely monitored credit list. However, 2003 included an increase in losses and LAE incurred in the structured finance lin... | 83 | 10K |
5717 | 1,238 | Effective January 1, 2018, with the adoption of new accounting guidance for recognition and measurement of financial instruments, available for sale equity securities were reclassified to equity securities at fair value and the related net unrealized gains were reclassified from AOCI to Retained earnings. | 44 | 10K |
de_allianz-AR_2003 | 2,823 | Change in deferred acquisition costs 205 194 270 1,768 1,438 620 | 11 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2009 | 1,420 | We use our central risk management to assess our risk situation on the basis of qualitative and quantitative factors. throughout the entire period under review, Munich Re’s risk situation was manageable and under control. in the interests of our clients and shareholders, our carefully implemented, modern risk managemen... | 172 | annual_report |
SwissLifeHoldingAG-AR_2009 | 3,644 | In our opinion, the financial statements for the year ended 31 December 2009 comply with Swiss law and the company ’s articles of incorporation. | 24 | annual_report |
4833 | 4,634 | During 2012, the Company released a valuation allowance of $5.3 million previously recorded against certain of its deferred tax assets. Specifically, management determined that it was more likely than not that all of its tax capital loss items will be realized prior to expiration as the result of realized gains from sa... | 113 | 10K |
4599 | 1,451 | lower trading multiples of European financial services companies and the impact of those conditions on our international protection reporting unit in a market transaction that may require a higher risk premium. As a result of our analysis, we determined the fair value of the reporting unit was below book value and dete... | 92 | 10K |
de_allianz-AR_2019 | 1,932 | Other operational risks including, for example, internal or external fraud, financial misstatement risk, a cyber security incident causing business disruption or fines, a potential failure at our outsourcing partners causing a disruption to our working environment, etc. | 38 | annual_report |
SwissReAG-AR_2012 | 2,107 | Experience features directly linked to a reinsurance asset or liability are classified in a manner that is consistent with the presentation of that asset or liability. | 26 | annual_report |
HiscoxLtd-AR_2013 | 1,572 | During 2012, the Group acquired a 25% holding in Lark (2012) Ltd, for total consideration of £3,104,000 as referred to in note 33. | 23 | annual_report |
ch_zurich_insurance_group-AR_2016 | 3,497 | Zürich Rückversicherungs- Gesellschaft AG Zurich General Insurance 100 100 CHF 11.7 Taiwan Zurich Insurance (Taiwan) Ltd. Taipei General Insurance 99.73 100 TWD 2,000.0 Turkey Zurich Sigorta A.S. Istanbul General Insurance 100 100 TRY 168.9 United Kingdom | 36 | annual_report |
AegonNV-AR_2012 | 2,159 | �� There are no indications to suggest that Aegon’s risk management and control systems will not continue to function properly in 2013. | 22 | annual_report |
3956 | 1,682 | Repayments of principal are estimated to be as follows as of December 31, 2009: | 14 | 10K |
PosteItalianeSpA-AR_2015 | 6,631 | from application of the requirements regarding limits on large exposures. No further exemptions from the remaining obligations have been granted. | 20 | annual_report |
3971 | 409 | Dental Care Plus, Inc., an Ohio-domiciled insurance company dually licensed as a life and health insurer and a specialty health insuring corporation, is able to underwrite dental indemnity, dental PPO, dental HMO, and vision benefit products as well as other life and health insurance products in Ohio. The required capi... | 73 | 10K |
2079 | 438 | 2001 COMPARED TO 2000 Infinity's net earned premiums decreased $127 million (12%) in 2001 due primarily to the automobile physical damage reinsurance agreement discussed above. Excluding the effect of the agreement, net earned premiums were flat in 2001. Policies in force declined 19% as some customers decided not to r... | 129 | 10K |
2280 | 728 | In May 2003, the Financial Accounting Standards Board issued Statement of Financial Accounting Standard No. 150, “Accounting for Certain Financial Instruments with Characteristics of both Liabilities and Equity.” Statement No. 150 establishes standards for how an issuer classifies and measures certain financial instrum... | 131 | 10K |
5203 | 1,807 | adversely affect sales, relationships with distributors, the level of policy surrenders and withdrawals, competitive position in the marketplace, and the cost or availability of reinsurance. The rating agencies may take various actions, positive or negative, with respect to the financial strength ratings of our insuran... | 59 | 10K |
3564 | 1,212 | We have authorized but unissued preferred stock, which could affect rights of holders of common stock. | 16 | 10K |
1095 | 607 | Four reinsurers comprise a significant portion of the Company's reinsurance recoverable on paid and unpaid losses and loss adjustment expense, as well as prepaid reinsurance at December 31, 1998. The reinsurers and related balances are as follows: | 37 | 10K |
2291 | 641 | 7.9% increase in premium yields as a result of annual rates of increase from CMS and the county-specific mix of membership, among other factors. | 24 | 10K |
NatixisSA-AR_2017 | 3,541 | In Asset & Wealth Management, the Asset Management business underwent major changes. | 12 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2011 | 886 | In the 12-month period ended 31 December 2011, PZU or its related entities did not grant any warranties in respect of loans and borrowings or guarantees – in aggregate to one company or an entity related to that company - if the total value of the existing warranties or guarantees would constitute the equivalent of at ... | 61 | annual_report |
5888 | 1,489 | Foreign currency forwards on net investments - We have foreign currency forwards designated as net investment hedges. These forwards hedge the foreign currency exchange rate risk of our investments in subsidiaries that have a reporting currency other than the US dollar. We assess hedge effectiveness based on the change... | 141 | 10K |
AvivaPLC-AR_2015 | 4,857 | Profit before tax attributable to shareholders’ profits 1,390 2,339 2,819 1 Adjusted operating profit has been restated to exclude amortisation and impairment of acquired value of inforce business, which is now shown as a non-operating item. There is no impact on the result or the total equity for any period presented ... | 57 | annual_report |
de_allianz-AR_2008 | 3,313 | Equity and debt securities included in financial assets held for trading are primarily marketable and listed securities. | 17 | annual_report |
2176 | 5,281 | Changes in estimates of profitability on interest-sensitive products may have an adverse effect on results through increased amortization of DAC | 20 | 10K |
ScorSE-AR_2016 | 1,242 | For 2016, the Board of Directors has validated an allocation of 125,000 free performance shares, 75,000 free performance shares in the LTIP Plan and 25,000 stock options. The conditions of these allocations are detailed in the Say on Pay table in Section 2.2.1.2 – Compensation of the Chairman and Chief Executive Office... | 60 | annual_report |
Sampoplc-AR_2014 | 109 | Nordea’s vision is to be a Great European bank, acknowledged for its people, creating superior value for customers and shareholders. Nordea is making it possible for customers to reach their goals by providing a wide range of products, services and solutions within banking, asset management and insurance. Nordea has ar... | 89 | annual_report |
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