report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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AegonNV-AR_2014 | 1,644 | Aegon Asset Management’s underlying operating entities are regulated by their local regulators, including the AFM (Autoriteit | 16 | annual_report |
AdmiralGroupPLC-AR_2004 | 401 | The Compliance Officer is responsible for developing and implementing a risk-based compliance monitoring programme. He monitors to ensure that compliance with regulatory requirements is maintained, reporting to the Risk Management Committee with recommended courses of action should he have any concerns. A quarterly Rep... | 77 | annual_report |
TrygAS-AR_2016 | 53 | Moderna, best company of the year For the fourth year running, Tryg’s branch in Sweden, Moderna, was named insurance broker of the year in the commercial and corporate segments. | 29 | annual_report |
5732 | 1,115 | In total for 2017, lump sum payments from plan assets of £371 million ($496 million using December 31, 2017 exchange rates) were paid. As a result of this settlement, the Company remeasured the assets and liabilities of the U.K. pension plan during the fourth quarter of 2017, which in aggregate resulted in a reduction ... | 95 | 10K |
TrygAS-AR_2017 | 850 | Annual report 2017 | Tryg A/S | 61Contents – Financial statements | 11 | annual_report |
StandardLifeAberdeenPLC-AR_2014 | 429 | • Internal credit assessments are used to assess reinsurance counterparties that give rise to material credit exposures. Counterparty exposures are collateralised where appropriate. | 23 | annual_report |
SwissReAG-AR_2020 | 4,620 | The Company has established subordinated debt facilities which allow the Company to issue subordinated callable notes at any time. The Company pays a fee on the available commitment under the facility and an interest rate on issued notes. Notes, when issued, will be classified as subordinated debt. As of 31 December 20... | 62 | annual_report |
NatixisSA-AR_2011 | 715 | As a founding member of the FATF(1), France has introduced measures to combat money laundering and terrorist fi nancing in compliance with European and French laws and regulations. The obligations imposed by these regulations apply to Natixis and their implementation is subject to audits by supervisory authorities. Nat... | 66 | annual_report |
gb_prudential-AR_2019 | 7,207 | Prudential plc is not affiliated in any manner with Prudential Financial, Inc., a company whose principal place of business is in the United States of America, or with the Prudential Assurance Company, a subsidiary of M&G plc, a company incorporated in the United Kingdom. | 44 | annual_report |
4308 | 608 | We have a $50 million unsecured Credit Agreement (the “Credit Agreement”) that terminates in December 2012, which includes a sublimit of $10 million for letters of credit. We have the ability to increase the line of credit to $75 million subject to the Credit Agreement’s accordion feature. At December 31, 2010 there wa... | 146 | 10K |
4051 | 1,267 | •a reduction of $2.4 billion from dispositions, primarily the sale of the Brazilian operations in 2008, sales of HSB, 21st Century and AIG Life Canada in 2009 and the deconsolidation of Transatlantic in 2009; | 34 | 10K |
2526 | 1,089 | Insurance product prices are impacted by investment results as well as other results (e.g. mortality, lapse). Accordingly, incorporated in insurance products prices are assumptions of expected default losses over the long-term. Actual losses therefore vary above and below this average, and the market value of the portf... | 64 | 10K |
4911 | 4,055 | We elect to account for our investments in these hybrid securities with embedded written credit derivatives at fair value, with changes in fair value recognized in Net investment income and Other income. Our investments in these hybrid securities are reported as Other bond securities in the Consolidated Balance Sheets.... | 98 | 10K |
2978 | 935 | Fully reinsured in two sub-layers. The first sub-layer affords coverage of up to $10.0 million for each loss occurrence in excess of $10.0 million, subject to an aggregate limit of $20.0 million. The second sub-layer affords coverage up to $30.0 million for each loss occurrence in excess of $20.0 million, subject to an... | 58 | 10K |
ScorSE-AR_2013 | 6,916 | UK and Switzerland) in Asia (Singapore), and financial and economic science (Nanyang Technological | 13 | annual_report |
AvivaPLC-AR_2016 | 2,511 | (v) Annual Improvements to IFRSs 2012-2014 These improvements consist of amendments to five IFRSs including IFRS 5 Non-current Assets Held for Sale and Discontinued Operations, IFRS 7 Financial Instruments: Disclosures and IAS 19 Employee Benefits. The amendments clarify existing guidance and there is no impact on the ... | 51 | annual_report |
fr_axa-AR_2016 | 5,191 | otherwise liable) for these losses. This is considered as an emerging risk at this stage given the paucity of relevant judicial precedent and the many open questions surrounding potential liability including the applicable duty of care, standards of proof and causality. | 41 | annual_report |
4808 | 2,478 | Rescission Denial of claims and termination of coverage on loans related to fraudulent or undocumented claims, underwriting guideline violations and other deviations from contractual terms. | 25 | 10K |
4045 | 1,124 | The Company recorded goodwill impairment charges of $2.7 million and $0.1 million for the years ended December 31, 2009 and 2008, respectively, as described in Note 8. There were no goodwill impairment charges recorded for the year ended December 31, 2007. | 41 | 10K |
2900 | 671 | emergence of new classes of losses or types of losses not sufficiently represented in our historical data base or that are not yet quantifiable. | 24 | 10K |
de_allianz-AR_2005 | 183 | Europäischen Gesellschaft) will apply. This statutorily-imposed solution can also be agreed upon in full or in part by the negotiating parties as a result of the negotiations. | 27 | annual_report |
gb_prudential-AR_2018 | 354 | Agency Bank partners Unit linked Return of premium Multi-care multi-stage medical cover Critical illness | 14 | annual_report |
4477 | 1,533 | Separate account assets are carried at estimated fair value and reported as a summarized total on the consolidated balance sheets. The estimated fair value of separate account assets is based on the estimated fair value of the underlying assets. Assets within the Company’s separate accounts include: mutual funds, fixed... | 104 | 10K |
3702 | 1,029 | Valuation models include the use of management estimates and current market information. Management is also required to make assumptions on how the fair value of credit derivative instruments is affected by current market conditions. Management considers factors such as current prices charged for similar agreements, pe... | 143 | 10K |
2716 | 1,653 | Income from continuing operations before federal income taxes (“operating income”) for each of the Company’s business segments and divisions in 2005, 2004 and 2003 was as follows: | 27 | 10K |
NatixisSA-AR_2015 | 1,124 | Directors of Home Shopping Service S.A., M6 Diffusion S.A., M6 Editions S.A., M6 Évènements S.A. | 15 | annual_report |
3249 | 1,146 | Management also views the change in the Company’s book value per ordinary share as an additional measure of the Company’s performance. Book value per share is calculated by dividing ordinary shareholders’ equity by the number of outstanding ordinary shares at any period end. Book value per ordinary share is affected pr... | 250 | 10K |
AvivaPLC-AR_2019 | 1,094 | Strategic report Governance IFRS financial statements Other information succession planning for appointments to the Board and the senior executive team. Our Board skills matrix supports this approach enabling us to map the range of diversity of skills, knowledge and experience of the Board and link these to our strateg... | 49 | annual_report |
PhoenixGroupHoldingsPLC-AR_2009 | 1,409 | The net actuarial gains and losses recognised in other comprehensive income comprise the following: 2009 £m 2008 £m | 18 | annual_report |
5329 | 2,517 | On a quarterly basis, the Company reviews these outstanding matters, if any. Consistent with GAAP, the Company establishes accruals when it is probable that a loss has been incurred and the Company can reasonably estimate its potential exposure. We record for such probable and estimable losses, if any, through the esta... | 89 | 10K |
fr_axa-AR_2013 | 5,873 | Debt instruments (at cost) that are not quoted in an active market, the effect of derivatives (detailed in Note 20.3), loans and debt instruments backing contracts where the fi nancial risk is borne by policyholders are excluded from the table below. | 41 | annual_report |
NatwestGroupPLC-AR_2014 | 656 | The Sustainable Banking Committee has overseen a number of important developments within RBS since it was established in 2010. In 2014 the strategic direction of the Committee was refocused under the themes of bank-wide reputation and trust, Serving Customers and Sustainability/Emerging Issues. For more information see... | 57 | annual_report |
StandardLifeAberdeenPLC-AR_2011 | 320 | The uncertain economic backdrop and its effect on consumer confidence have impacted new business volumes since the start of 2012 against a strong start to 2011. However, we see significant opportunities in all our chosen markets and are confident that the investments we are making will lead to continued strong growth i... | 72 | annual_report |
ScorSE-AR_2011 | 5,044 | (including EUR 708 million to SCOR Global Life SE, EUR 94 million to SCOR AUBER SA and EUR 49 million to GIE | 22 | annual_report |
LloydsBankingGroupPLC-AR_2010 | 2,321 | Specialist expertise: Credit quality is maintained by specialist units providing, for example: intensive management and control (see Intensive Care section); security perfection, maintenance and retention; expertise in documentation for lending and associated products; sector specific expertise; and legal services appl... | 52 | annual_report |
StandardLifeAberdeenPLC-AR_2017 | 132 | However challenging the market environment is in the long term, one of the things that will influence our ability to achieve our long-term goals is staying close to client needs. The work that Martin leads on the client engagement front, and the insight this gives us, plays a really important role. Our approach will al... | 78 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2015 | 1,813 | As at the end of 2015, capitalization of WSE companies dropped by 9% and amounted to PLN 122 billion (including 26 new domestic entities that were first traded on WSE in 2015.) | 32 | annual_report |
NatixisSA-AR_2013 | 4,157 | Consolidated fi nancial statements and notes assets”. Under this guarantee, Natixis is protected from the very first euro in default up to 85% of the default amount; V two Total Return Swaps (TRS), one in euros and one in US$, transferring to BPCE 85% of unrealized and realized gains and losses on the portfolio of inst... | 137 | annual_report |
3098 | 1,117 | Present value of future profits on acquired businesses (“PVFP”) is amortized in a similar manner as DAC, as previously described, for traditional and interest sensitive business. Amortization of PVFP totaled $902,000, $1.1 million, and $1.1 million for the years ended December 31, 2006, 2005, and 2004, respectively. Th... | 60 | 10K |
2843 | 680 | The Company’s combined statutory policyholders’ surplus was $1,314 million at December 31, 2005, as compared to $1,206.5 million at December 31, 2004. Statutory surplus is an important measure utilized by management, regulators and rating agencies to assess the Company’s ability to support its business operations. The ... | 184 | 10K |
ScorSE-AR_2013 | 2,631 | The companies party to the amendment #5 are SCOR SE, SCOR Global P&C SE, SCOR Global Life SE, SCOR | 19 | annual_report |
4917 | 11,479 | The Company currently has equity incentive plans under which the Company grants nonqualified stock options, restricted stock units and performance stock awards to certain employees and directors of the Company. The total compensation expense related to equity awards was $88 million, $93 million and $86 million and the ... | 112 | 10K |
BaloiseHoldingLtd-AR_2006 | 509 | VORABDRUCKbusiness units, leading to almost 4% growth for the Group as a whole. In recurring annual premiums, the Group posted slightly higher revenues than in the year before. Unit-linked | 29 | annual_report |
de_allianz-AR_2019 | 2,091 | CREDIT RISK The following table presents our group-wide risk figures for credit risks by business segment. | 16 | annual_report |
TrygAS-AR_2014 | 851 | we did not meet our target of 4.2%. We will consistently focus on increasing the share of employees of non-Western origin even though this is not a specific KPI in 2015. To make the most of our employees’ linguistic and cultural expertise, in 2014 we launched a new insurance advisory service for our private customers c... | 94 | annual_report |
NatixisSA-AR_2020 | 218 | Reduction in the cost of risk related to these commitments. Greening of the portfolio in line with the development of Green Weighting Factor. | 23 | annual_report |
DirectLineInsuranceGroupPLC-AR_2016 | 2,292 | Key observations: We have determined that the estimate for the ultimate value of large bodily claims to be within a reasonable range. We observed that the frequency and severity assumptions were set towards the prudent end of a reasonable range. | 40 | annual_report |
5249 | 2,482 | risks and uncertainties relating to our acquisition of The Chubb Corporation (Chubb Corp acquisition) including our ability to successfully integrate the acquired company; | 23 | 10K |
4996 | 408 | The cash portion of the acquisition price was financed primarily by a $102.0 million borrowing on December 26, 2014 pursuant to the Company’s margin borrowing facilities. The borrowing rate is tied to LIBOR and is currently approximately 1%. Approximately $130.5 million in collateral supported the borrowing. See Note 1... | 76 | 10K |
HannoverRueckSE-AR_2012 | 428 | Markets in the United States, United Kingdom, Germany, France and Australia continue to play a pivotal role for our company. In the US we remain focused first and foremost on the areas of mortality solutions and senior markets, together with financial solutions business – which enjoyed particularly vigorous growth in t... | 77 | annual_report |
4412 | 832 | When a component of Torchmark’s business is sold or expected to be sold during the ensuing year, Torchmark reports the assets and liabilities of the component as assets and liabilities of subsidiaries held for sale. Assets or liabilities of subsidiaries held for sale are segregated and are recorded in the Consolidated ... | 219 | 10K |
StandardLifeAberdeenPLC-AR_2013 | 4 | Total net flows represent our customers’ premiums and deposits less the redemptions that they make. Positive net flows are key to growing AUA. Total net flows almost doubled to a record £9.6bn. | 32 | annual_report |
5860 | 936 | ● risk that the proposed merger could have an adverse effect on our ability to retain and hire key personnel and maintain relationships with our customers, agents or business counterparties, and on our operating results and businesses generally; | 38 | 10K |
NatixisSA-AR_2005 | 1,982 | ALLGEMEINE KREDIT COFACE (AK COFACE) Credit insurance and services 100 100 100 100 100 98 ALLGEMEINE KREDIT COFACE Information and debt INFORMATIONS GMBH (AKI) management services 100 100 100 100 100 98 ASM ALTERNATIF GARANTI 1 (1) Mutual fund for insurance | 41 | annual_report |
fr_axa-AR_2019 | 3,340 | • 100% of the shares shall be granted if AXA’s score is equal to the 85th percentile, and | 18 | annual_report |
2141 | 160 | Insurance Company Operation - --------------------------- The property and casualty insurance industry is highly competitive and includes many insurers, ranging from large companies offering a wide variety of products worldwide to smaller, specialized companies in a single state or region offering only a single product... | 116 | 10K |
4756 | 2,367 | If regulatory changes (including those under consideration by the GSEs and NAIC) or other business-related considerations indicate a contribution is required and appropriate, we could provide additional capital to GEMICO with an asset contribution or a cash contribution through a variety of means. In addition to the av... | 115 | 10K |
NatixisSA-AR_2020 | 11,216 | ESR reporting in 2020 is based on the requirements of the non-financial performance report. | 14 | annual_report |
1969 | 824 | The Company's real estate and real estate joint venture investments consist of commercial and agricultural properties located primarily throughout the U.S. The Company manages these investments through a network of regional offices overseen by its investment department. At December 31, 2002 and 2001, the carrying value... | 146 | 10K |
ASRNederlandNV-AR_2015 | 1,223 | If, at a later stage, the fair value of the financial assets available for sale should increase and the increase can be objectively related to an event occurring after the impairment loss was recognized in profit and loss, the impairment loss is reversed through the income statement. Impairment losses on equities held ... | 67 | annual_report |
ch_zurich_insurance_group-AR_2019 | 2,458 | Disclosures under IFRS 4 ‘Insurance Contracts’ and IFRS 7 ‘Financial Instruments: Disclosures’ relating to the nature and extent of risks, and capital disclosures under IAS 1 ‘Presentation of Financial Statements’ have been included in the audited sections of the risk review on pages 129 to 157, and they form an integr... | 57 | annual_report |
3568 | 3,388 | (i) Interest Expense for All Indebtedness: Total interest expense for all indebtedness, net of capitalized interest, aggregated $9.69 billion in 2007, $6.95 billion in 2006 and $5.7 billion in 2005. Capitalized interest was $37 million in 2007, $59 million in 2006 and $64 million in 2005. Cash distributions on the pref... | 127 | 10K |
fr_axa-AR_2009 | 11,616 | Pursuant to Article 10 of the Bylaws, her term of offi ce will expire at the end of the General Shareholders’ Meeting convened in 2014 to approve the fi nancial statements of the preceding fi scal year. | 37 | annual_report |
AvivaPLC-AR_2010 | 346 | Strategy Our strategy is to grow our franchise value through: Securing strong organic growth in our chosen markets, in particular China and India. | 23 | annual_report |
3980 | 1,018 | Paid Development Method. A method that uses actual historical, cumulative paid losses by accident year to develop estimated ultimate losses. The overall development is based on the assumption that each accident year will develop to estimated ultimate cost in a manner that is analogous to prior years, adjusted as deemed... | 78 | 10K |
2204 | 552 | In addition to the variations that can result from changes in organic growth rates, acquisitions and other variables related to operations, both 2003 and 2002 results included a number of factors that can complicate any efforts at | 37 | 10K |
1253 | 272 | 1999 1998 -------------------------- Deferred income tax assets: Policy and policyholder liability reserves.................. $217,642 $190,328 Unrealized loss on investments.............................. 70,421 Other....................................................... 2,088 2,091 -------------------------- 290,151 ... | 54 | 10K |
RSAInsuranceGroupPLC-AR_2009 | 110 | in commercial, premiums decreased by 5%, with the impact of the downturn mitigated by our actions on targeted growth and rate. growth in european Risk Solutions of 47% and in marine of 21% has offset capacity withdrawals in commercial motor and property. | 42 | annual_report |
RaiffeisenBankInternationalAG-AR_2007 | 1,465 | Cash and cash equivalents include the cash reserve recognised in the balance sheet, which consists of cash in hand and balances at central banks due at call. It does not include loans and advances to banks that are due at call, which belong to operating activities. | 46 | annual_report |
StorebrandASA-AR_2017 | 2,391 | A derivative is a �nancial instrument or other contract within the scope of IAS39, and which has all three of the following characteristics: | 23 | annual_report |
3445 | 1,779 | •International includes business written through domestic operations in the United Kingdom, Canada and the Republic of Ireland and business written as a corporate member at Lloyd's. International, through its operations in the United Kingdom, Canada and Ireland, offers specialized insurance and risk management services... | 138 | 10K |
375 | 280 | Equity holdings of $148.1 million at market (cost $148.3 million), including perpetual preferred issues, are largely confined to the public utility and banking sectors and represent about 23.1% of total shareholders' equity. | 32 | 10K |
AegonNV-AR_2009 | 3,841 | NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS OF AEGON N.V. NOTE 27 - 28 | 13 | annual_report |
3774 | 1,368 | In considering the significance of its interest in a particular VIE, the Company considers the extent to which both the variability it absorbs from the VIE and the Company's exposure to that VIE are material to the Company's own financial statements. The Company believes that its surveillance categories are an appropri... | 160 | 10K |
AdmiralGroupPLC-AR_2019 | 3,691 | • attrition rates, which impact the ultimate number of shares that vest; • in the case of the DFSS, the vesting rates based on the performance conditions, which also impact the ultimate number of shares that vest. | 37 | annual_report |
gb_prudential-AR_2013 | 1,823 | Operation The share ownership guidelines for the executive directors were increased as part of the review of remuneration architecture approved by shareholders in 2013. The revised guidelines, effective from 1 January 2013, are: — 350 per cent of salary for the Group Chief Executive; and | 45 | annual_report |
5886 | 277 | Our investment portfolio has been, and may continue to be, adversely affected by the COVID-19 pandemic. Declines in equity markets and interest rates, reduced liquidity or a continued slowdown in the U.S. or in global economic conditions may also adversely affect the values and cash flows of these investments. Our inve... | 145 | 10K |
PowszechnyZakladUbezpieczenSA-AR_2016 | 1,880 | In June of 2016, the global capital and currency markets experienced major turbulences associated with the United | 17 | annual_report |
1100 | 211 | Organization - First Great-West Life & Annuity Insurance Company (the Company) is a wholly-owned subsidiary of Great-West Life & Annuity Insurance Company (the Parent Corporation). The Company was incorporated as a stock life insurance company in the State of New York and was capitalized on April 4, 1997, through a $6,... | 108 | 10K |
5683 | 4,727 | Vida Longevity Fund, LP v. Lincoln Life & Annuity Company of New York, pending in the U.S. District Court for the Southern District of New York, No. 1:19-cv-06004, is a putative class action that was filed on June 27, 2019. Plaintiff alleges that LLANY charged more for non-guaranteed cost of insurance than was permitte... | 157 | 10K |
NatixisSA-AR_2016 | 3,313 | INDICATIVE CORRESPONDENCES BETWEEN INTERNAL RATINGS BASED ON EXPERT APPRAISAL AND EXTERNAL AGENCY R RATINGS (CORPORATES, BANKS, SPECIALIZED FINANCING INSTITUTIONS) (EDTF 15) | 21 | annual_report |
StandardLifeAberdeenPLC-AR_2016 | 3,020 | The Group expects the majority of the outflows associated with this provision, including outflows relating to establishing any reserves for future annuity payments, to have occurred by the end of 2018. | 31 | annual_report |
AvivaPLC-AR_2003 | 1,306 | Participation in investment pools 7 – 7 7 – 7 Loans secured by mortgages: Own mortgages 9,485 1,396 10,881 9,058 1,412 10,470 Securitised mortgages (note 23) 2,237 912 3,149 2,237 912 3,149 Less: Non-recourse funding (note 23) (2,237) (906) (3,143) (2,237) (906) (3,143) | 43 | annual_report |
AvivaPLC-AR_2004 | 1,782 | B – Use of estimates The preparation of financial statements requires the Group to make estimates and assumptions that affect items reported in the restated IFRS opening balance sheet. Although these estimates are based on management’s best knowledge of current facts, circumstances and, to some extent, future events an... | 60 | annual_report |
AssicurazioniGeneraliSpA-AR_2014 | 3,408 | The number of employees is substantially unchanged from the previous year. It should be noted that the number of employees at 31 December 2014 still includes | 26 | annual_report |
4807 | 1,554 | Effective January 1, 2013, Lloyd’s Syndicate 2008 entered into a RITC of the 2009 underwriting year of account of another Lloyd’s syndicate and a 100% quota share reinsurance agreement with a further Lloyd’s syndicate in respect of its 2010 underwriting year of account, under which S2008 assumed total gross insurance r... | 64 | 10K |
gb_lloyds_banking_grp-AR_2003 | 397 | The effective rate of tax in 2002 was 29.3 per cent, slightly lower than the corporation tax rate of 30 per cent, compared to an effective rate of tax of 27.7 per cent in 2001. The higher effective rate of tax in 2002 is largely due to a lower level of tax relief on payments to the QUEST and a lower level of gains on t... | 101 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2019 | 2,036 | Sovereign rating On 12 April 2019, S&P announced its decision to affirm Poland’s rating at A-/A-2 for long- and short-term liabilities in foreign currency, respectively, and at A/A-1 for long- and short-term liabilities in the domestic currency, respectively. The rating outlook remained stable. | 43 | annual_report |
HiscoxLtd-AR_2007 | 1,232 | 26 Tax expense The amounts charged in the consolidated income statement comprise the following: Current tax expense 26,891 8,770 Deferred tax expense 27 19,060 28,446 | 25 | annual_report |
4486 | 1,588 | Other Expenses consists of costs incurred with our Insphere operations, general expenses relating to corporate operations and direct expenses incurred in connection with generating income from ancillary services and marketing services provided to the membership associations with which we maintain contracts. The Inspher... | 92 | 10K |
AssicurazioniGeneraliSpA-AR_2014 | 3,951 | Cosmos Finanzservice GmbH 094 EUR 25,565 G 11 100.00 Cosmos Versicherung Aktiengesellschaft 100.00 100.00 | 14 | annual_report |
5004 | 1,526 | Our Workers' Compensation segment provides turn-key workers' compensation alternative market solutions that include program design, fronting, claims administration, risk management, SPC rental, asset management and SPC management services. The asset management and SPC management services are outsourced to a third party... | 89 | 10K |
PosteItalianeSpA-AR_2019 | 946 | CSR Manager: a network made up of professionals working in all kinds of organisations (companies, business foundations, trade bodies, the Public Administration, non- profit entities) who manage social, environmental and sustainability issues relating to business activities. This network of association provides the oppo... | 64 | annual_report |
2212 | 3,300 | Increased retention of medical stop-loss premium at Standard Life and Madison Life to an average of 30% in 2003 from 28% in 2002 | 23 | 10K |
BeazleyPLC-AR_2018 | 470 | Prior year reserve adjustments across all divisions over the last five years are shown below: $m $m $m $m $m 5 year average $m | 24 | annual_report |
2619 | 703 | Retroactive reinsurance contracts indemnify ceding companies for losses arising under insurance or reinsurance contracts written in the past, often many years ago. While contract terms vary, losses under the contracts are subject to a very large aggregate dollar limit, occasionally exceeding $1 billion under a single c... | 118 | 10K |
3876 | 3,932 | The Company’s analysis of securities for the quarter ended December 31, 2008 resulted in the determination that 16 securities (14 issuers) had other-than-temporary impairments and were written down by a combined $20.0 million in the fourth quarter. The fair value of the investments after the write-downs was $11.3 milli... | 49 | 10K |
HelvetiaHoldingAG-AR_2012 | 419 | For example, the Board consists only of members whose personal and business skills enable them to form an independent opinion and take decisions that are in the best interests of the company. Members of its committees are non- executive. The members of the Compensation Committee and the Audit Committee have either neve... | 106 | annual_report |
231 | 404 | Conseco believes that the statutory surplus of its insurance subsidiaries and investees is adequate. Conseco believes that statutory earnings in 1996 will exceed amounts needed by the holding companies for debt service and other requirements. Such excesses would increase statutory capital of the life insurance subsidia... | 55 | 10K |
gb_prudential-AR_2009 | 5,073 | Estimates of financial instruments’ value are difficult because a significant part of Prudential’s shareholders’ profit is related to bonuses for policyholders declared on its with-profits products, which are broadly based on historic and current rates of return on equity, real estate and fixed income securities, as we... | 127 | annual_report |
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