report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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StorebrandASA-AR_2013 | 352 | either through their core activities or due to lack of management and control. As of 31 December 2013, there was a total of 176 such companies. | 26 | annual_report |
4370 | 961 | •the monetization of AIG's interests in International Lease Finance Corporation (ILFC); | 11 | 10K |
AssicurazioniGeneraliSpA-AR_2018 | 2,054 | Reversal of commissions relating to devalued or cancelled premiums of previous years 36 | 13 | annual_report |
4853 | 1,129 | Our Lloyd’s Operations Marine gross written premiums for the year ended December 31, 2012 increased 16.0% compared to the same period in 2011. The increase in Lloyd’s Marine premiums is primarily related to growth within Cargo and the transfer of the Transport business to the Lloyd’s Operations from the U.K. Branch. | 51 | 10K |
2808 | 1,082 | favorable equity markets and new sales. Account values and life insurance inforce grew 9% and 7% from 2003 to 2004, respectively. | 21 | 10K |
de_allianz-AR_2004 | 2,737 | Other trading activities *) 363 317 91 *) Other trading activities of the banking segment includes expenses from the application of IAS 39 for the year ending December 31, 2004 totaling ¤340 mn (2003: ¤161 mn). | 36 | annual_report |
StorebrandASA-AR_2010 | 1,570 | the types of mutual funds classified as level 3 are discussed in more detail below with a reference to the type of mutual fund and the valuation method. | 28 | annual_report |
5227 | 342 | We had the following outstanding debt balances as of December 31, 2016 and December 31, 2015: | 16 | 10K |
NatwestGroupPLC-AR_2014 | 5,488 | from 27% in 2013 and provision coverage of REIL reduced to 57% | 12 | annual_report |
ch_zurich_insurance_group-AR_2007 | 1,731 | Real estate held for investment 927 836 (419) 1,130 508 1,966 | 11 | annual_report |
3318 | 2,062 | cost. Amounts recognized in accumulated other comprehensive income, including the gains or losses, prior service costs or credits, and the transition asset or obligation remaining, are adjusted as they are subsequently recognized as components of net periodic benefit cost pursuant to the recognition and amortization pr... | 168 | 10K |
5893 | 347 | Interest income is accrued as earned on the unpaid principal balances of the loans. Interest income recognized on commercial mortgage loans and syndicated loans is recorded in net investment income on the Consolidated Statements of Income. | 36 | 10K |
NatixisSA-AR_2002 | 1,089 | 4 – Risk Management While overall the Natexis Banques Populaires risk control system remained unchanged in 2002, close attention was paid to three areas. Firstly, the capital market risk control structures were strengthened significantly during the second half; the organization of these structures will be finalized in ... | 96 | annual_report |
ch_zurich_insurance_group-AR_2014 | 1,538 | Modeling natural catastrophes While specific catastrophes are unpredictable, modeling helps to determine potential losses should catastrophes occur. The Group uses adjusted third-party models to manage its underwriting and accumulations to stay within intended exposure limits and to guide how much reinsurance Zurich bu... | 43 | annual_report |
GjensidigeForsikringASA-AR_2010 | 824 | Kristensen was appointed to the Board of directors of gjensidige as an employee representative in 2008. He is a senior customer advisor in gjensidige. Mr. Kristensen is also the senior employee representative for the private division and is member of the executive committee of the financial sector union of norway. Mr. ... | 70 | annual_report |
AdmiralGroupPLC-AR_2018 | 1,077 | The Group maintains a corporate website (www.admiralgroup. co.uk) containing a wide range of information of interest to institutional and private investors. The major shareholders of the Company are listed on page 110. | 32 | annual_report |
3137 | 1,475 | How We Determine Other-than-Temporary Declines in the Value of Our Investments - We regularly review the fair value of our investments. Invested assets are subject to various risks, such as interest rate, market and credit risks. Periodic changes in fair values of our investments are reported as a component of accumula... | 129 | 10K |
INGGroepNV-AR_2020 | 5,132 | Contingent Convertible Capital Securities and USD 700 million 6.125% Perpetual Debt Securities in April. | 14 | annual_report |
NatixisSA-AR_2004 | 2,155 | The consolidated company financial statements for the year ended December 31, 2004, as approved by the Board of Directors, were audited by us in accordance with the professional standards applied in France.We expressed an unqualified opinion on those financial statements and our report contained no emphasis of matter p... | 49 | annual_report |
2038 | 458 | Our pharmacy benefit management business must comply with a range of State and Federal regulatory requirements - ------------------------------------------------------------------------------- | 18 | 10K |
610 | 275 | Each of the Company's operating subsidiaries are subject to regulation by governmental agencies or are otherwise dependent upon plans or programs administered by governmental agencies. These governmental plans and programs have been implemented pursuant to state statutes and regulations and, in the case of Medicaid, fe... | 195 | 10K |
TrygAS-AR_2018 | 1,035 | 11 Intangible assets (continued) - Earned premium assumed CAGR 0-10 years 3% 2% - Earned premium assumed CAGR > 10 years 2% 1% - Required return before tax 11% 13% - Expected level of Combined ratio 92% 92% | 38 | annual_report |
1263 | 504 | During the fourth quarter of 1997, we closed our northeast regional center in Norwalk, Connecticut. | 15 | 10K |
5295 | 2,454 | We elected the fair value option for the AmerUs Closed Block. The fair value of liabilities of the AmerUs Closed Block was derived at election as the sum of the fair value of the AmerUs Closed Block assets plus our cost of capital in the AmerUs Closed Block. The cost of capital was then determined to be the present val... | 140 | 10K |
5308 | 1,056 | The following tables present information about the Company’s financial assets measured at estimated fair value on a recurring basis. The table indicates the fair value hierarchy of the valuation techniques utilized by the Company to determine such fair value as of December 31, 2016 and 2015: | 46 | 10K |
fr_axa-AR_2016 | 687 | invested €75 million and owns 6% of the capital of AIG. | 11 | annual_report |
DirectLineInsuranceGroupPLC-AR_2020 | 675 | Look to the long term for our stakeholders, build a reputation for high standards of business conduct and a sustainable business. | 21 | annual_report |
4225 | 2,475 | (a) Expressed as a percentage of gross transaction notional amount of the referenced obligations. | 14 | 10K |
5374 | 862 | (2)On October 23, 2016, Genworth Financial (Genworth) announced that they have entered into a definitive agreement under which China Oceanwide Holdings Group Co., Ltd. (China Oceanwide) agreed to acquire all of the outstanding shares of Genworth. On March 7, 2017, Genworth stockholders adopted the merger agreement, and... | 151 | 10K |
AvivaPLC-AR_2009 | 1,262 | — Stonewall Workplace Equality Index – ranked 54th in the top 100 employers in the UK | 16 | annual_report |
2628 | 491 | Income of the Company attributable to the minority interest in Franklin Holding Company, which interest was acquired immediately after the Conversion for shares of the Company. | 26 | 10K |
2149 | 916 | Certain workers’ compensation, long term disability liabilities and financial guarantee case reserve contracts are considered fixed and determinable and are subject to tabular reserving. Reserves associated with these liabilities are discounted. | 31 | 10K |
NatwestGroupPLC-AR_2011 | 684 | There are no significant differences between managed and statutory results other than the presentational aspects discussed below. The 2009 balance sheet information has been presented excluding those ABN AMRO businesses subsequently transferred to other Consortium Members (previously labelled as ‘pro forma’). This prov... | 47 | annual_report |
5460 | 1,815 | As of December 31, 2017, our commercial mortgage and agricultural property loans attributable to PFI excluding the Closed Block division had a weighted-average debt service coverage ratio of 2.45 times and a weighted-average loan-to-value ratio of 54%. As of December 31, 2017, approximately 97% of commercial mortgage a... | 84 | 10K |
StandardLifeAberdeenPLC-AR_2014 | 838 | The 2014 AGM was held at the Edinburgh International Conference Centre on 13 May 2014. Directors were available to answer shareholders’ questions. In accordance with best practice, all resolutions were considered on a poll which was conducted by our registrars and monitored by independent scrutineers. The results, alon... | 78 | annual_report |
2209 | 1,105 | The VOBA asset related to investment products and universal life insurance products is also adjusted for the impact of net unrealized gains and losses on securities available-for-sale had such gains and losses been realized and allocated to the product lines, also as described in note 2(b) to the consolidated financial... | 111 | 10K |
3339 | 3,915 | The following table summarizes operating cash flows by source for the years ended December 31. | 15 | 10K |
SwissReAG-AR_2006 | 1,659 | Short-term debt - financial and operational debt 8 232 9 118 | 11 | annual_report |
AegonNV-AR_2019 | 243 | Main brands Aegon Australia, China, Hong Kong, Hungary, Indonesia, Japan, the Netherlands, Poland, Romania, Spain, Thailand, Turkey, UK | 18 | annual_report |
4199 | 1,729 | The following table provides a breakdown of our ceded premiums by type of cover: | 14 | 10K |
4098 | 2,469 | The unearned revenue liability relates to universal life-type and investment-type products and represents policy charges for services to be provided in future periods. The charges are deferred as unearned revenue and amortized using the product’s estimated gross profits and margins, similar to DAC. Such amortization is... | 55 | 10K |
PhoenixGroupHoldingsPLC-AR_2009 | 1,826 | As a result of the acquisition of the Pearl businesses O-Re Holdings (Netherlands) BV, a company in which Manjit Dale and Hugh Osmond are deemed to have significant influence, received 2,481,064 ‘B’ ordinary shares and 2,198,970 contingent rights over shares in Phoenix Group Holdings in exchange for shares they held in... | 56 | annual_report |
RaiffeisenBankInternationalAG-AR_2010 | 2,878 | The Credit Portfolio Committees define the credit portfolio strategies for different customer segments. In these committees, representatives from business and risk management divisions together discuss the risks and opportunities of different customer segments (e.g. industries, countries, retail products). Based on the... | 57 | annual_report |
AegonNV-AR_2011 | 708 | In the United States, Transamerica and related units deliver traditional life and protection products to a variety of markets, including the lower-middle, middle, upper-middle and affluent markets. The division faces competition from a broad range of competitors, including AIG, Genworth, John Hancock, Lincoln | 43 | annual_report |
4242 | 1,565 | Year ended June 30, 2009 compared to Year ended June 30, 2008 | 12 | 10K |
5606 | 879 | Other invested assets consist of the Company’s non-coupon investments in Limited Partnerships and Limited Liability Companies ("LPs/LLCs") (other than operating joint ventures) and derivative assets. LPs/LLCs interests are accounted for using either the equity method of accounting, or at fair value with changes in fair... | 156 | 10K |
ch_zurich_insurance_group-AR_2016 | 1,119 | Group Audit regularly assesses the operational implementation of Zurich’s Remuneration Rules to verify that the remuneration architecture is implemented across the Group. | 22 | annual_report |
5049 | 847 | Under the insurance regulations of Texas, the maximum amount of ordinary dividends that Wright Flood can pay to shareholders in a rolling twelve month period is limited to the greater of 10% of statutory adjusted capital and surplus as shown on Wright Flood’s last annual statement on file with the superintendent of the... | 110 | 10K |
TrygAS-AR_2016 | 733 | Members of the Executive Board are employed on a contractual basis, and all terms of their remuneration are established by the Supervisory Board within the framework of the approved remuneration policy. Tryg wants to strike an appropriate balance between management remuneration, predictable risk and value creation for ... | 55 | annual_report |
Sampoplc-AR_2017 | 3,862 | AsAsset classet classes tses totalotal 11,68511,685 100%100% -- 12,19212,192 100%100% -- | 11 | annual_report |
2939 | 576 | We have a term loan that is governed by a four-year, unsecured term loan agreement that was executed in August 2002. The note was originally issued for $5.0 million and bears interest at the lender’s prime rate (7.25% at December 31, 2005 and 5.25% at December 31, 2004) less 50 basis points. The outstanding principal a... | 136 | 10K |
4930 | 1,716 | In addition, the Company has access to secured letter of credit facilities for up to a total of $190.9 million, which are available on a limited basis and for limited purposes (together with the secured portion of the Credit Agreement and these letter of credit facilities, the “LOC Facilities”). The principal purpose o... | 269 | 10K |
4966 | 494 | o Level 1 - Quoted prices for identical instruments in active markets. | 12 | 10K |
PosteItalianeSpA-AR_2019 | 4,534 | Payables for items in process - 246 246 - 85 85 | 11 | annual_report |
NatixisSA-AR_2006 | 6,644 | Finally, as regards IT queries relating to controls, efforts to make databases available continued in 2006. They now form part of the developments made in the context of a data warehouse project dedicated to control functions, for which production began in the second half of 2006. | 46 | annual_report |
379 | 482 | Prior to 1995, the Registrant's expense ratio had increased because the reduction of overhead expenditures had not kept pace with the reduction in the Registrant's insurance premiums. With the commencement of new PPA writings in 1995, the Registrant began to realize economies of scale which enhanced the reduction of ex... | 54 | 10K |
SwissReAG-AR_1995 | 230 | Natural catastrophe cover prices are highly sensitive to current events. Despite the Great Hanshin earthquake in Japan at the beginning of 1995 and the ex ceptionally severe hurricanes in the Caribbean - "Luis" and "Marylin" impacted our result by a total of CHF 53 million - few claims burdened the insurance industry ... | 56 | annual_report |
NatixisSA-AR_2014 | 1,929 | V the application of procedures. This control involves ensuring that procedures exist and are effectively applied (in accordance with Articles 254 and 255 of the Ministerial Order of November 3, 2014), and that they are compliant with the rules governing the various types of risk. | 45 | annual_report |
3194 | 1,165 | Capital resources reflect the overall financial strength of the Company and its ability to borrow funds at competitive rates and raise new capital to meet its needs. The following table summarizes the components of the Company’s capital structure at December 31, 2006 and 2005. | 44 | 10K |
3549 | 1,138 | In September 2007, September 2005 and January 2005, the Company sold its MetLife Insurance Limited (“MetLife Australia”) annuities and pension businesses, P.T. Sejahtera (“MetLife Indonesia”) and SSRM Holdings, Inc. (“SSRM”), respectively. In accordance with SFAS 144, the assets, liabilities and operations of MetLife I... | 65 | 10K |
fr_axa-AR_2008 | 4,878 | HOHO 2: class A1 Senior Class A1 Mortgage-backed notes, maturity 2080, 3 month Euribor + 0.26%, Floating – – 263 | 20 | annual_report |
NatwestGroupPLC-AR_2018 | 1,176 | We are confident that we pay our employees fairly and keep our HR policies and processes under review to ensure we do so. | 23 | annual_report |
1200 | 405 | Separate Accounts assets supporting variable options under universal life and annuity contracts are invested, as designated by the contractholder or participant under a contract (who bears the investment risk subject, in limited cases, to minimum guaranteed rates) in shares of mutual funds which are managed by the Comp... | 58 | 10K |
gb_prudential-AR_2001 | 277 | These bond losses occur at a time of record levels of credit defaults in the US, as highlighted in recent credit rating agency reports. | 24 | annual_report |
5671 | 1,992 | Common shares repurchased by the Company and not subsequently canceled are classified as treasury shares and are recorded at cost. This results in a reduction of shareholders’ equity in the consolidated balance sheets. The Company uses the average cost method to determine the cost of shares reissued from treasury. | 49 | 10K |
HelvetiaHoldingAG-AR_2016 | 61 | Our strategy With our helvetia 20.20 strategy, we are making the company more digital, more agile and more valuable. In doing so we will exploit the opportunities afforded by digitalisation. Read more about this from page 28. | 37 | annual_report |
ch_zurich_insurance_group-AR_2010 | 106 | Finally, we would like to thank you, Zurich’s shareholders, for your continued support. Your trust in us is greatly appreciated and remains a vital part of our success. | 28 | annual_report |
5211 | 2,030 | The Company holds participations in two loans issued by companies that produce and supply power to Puerto Rico through power purchase agreements with PREPA. PREPA’s credit strength and ability to make timely payments has been impacted by the economic conditions in Puerto Rico, thus raising doubt about the companies’ ab... | 113 | 10K |
1640 | 397 | During 2001, we assumed under a coinsurance agreement, 70% of certain equity-indexed annuity contracts issued by American Equity. The call options used to fund the index credits on the equity-indexed annuities are purchased by and maintained on the books of American Equity. We record our proportionate share of the opti... | 107 | 10K |
2116 | 290 | The table above shows initial estimated reserves at December 31, 2003, 2002, 2001, 2000 and 1999 and amounts paid on claims unsettled at each prior period end. Claims are typically processed for payment at the time the claim is reported. Therefore, the recorded claim liability at each year end represents the estimated ... | 79 | 10K |
4787 | 526 | Fee income increased by $49 million, or 10%, to $536 million for the year ended December 31, 2012 when compared to 2011. The increase is primarily related to improved variable fee income resulting from higher average account balances generated by sales growth and the elevated performance of the | 48 | 10K |
TrygAS-AR_2014 | 1,755 | Intra-group trading involved - Providing and receiving services -15 -23 - Intra-group accounts' -718 -629 | 15 | annual_report |
fr_axa-AR_2016 | 5,078 | Compliance with the limits is ensured by the Group through defi ned governance. The Group Credit Risk Committee handles, on a monthly basis, the issuer exposure breaches to the Group’s limits and determines coordinated actions for excessive credit concentrations. A Group Credit Team reporting to the Group | 47 | annual_report |
PhoenixGroupHoldingsPLC-AR_2014 | 2,656 | Not later than 1 year 10 14 Later than 1 year and not later than 5 years 33 45 Later than 5 years 7 15 | 25 | annual_report |
4806 | 671 | The amortized cost and fair value of investments in held to maturity fixed-maturity securities as of December 31, 2013 and 2012 are summarized as follows: | 25 | 10K |
LloydsBankingGroupPLC-AR_2013 | 6,726 | Gains recognised in other comprehensive income within the revaluation reserve in respect of available-for-sale financial assets – 40 – 40 | 20 | annual_report |
2363 | 3,606 | The New Jersey Shareholders Protection Act provides that Selective, as a New Jersey corporation, may not engage in business combinations specified in the statute with a shareholder having indirect or direct beneficial ownership of 10% or more of the voting power of our outstanding stock (an interested shareholder) for ... | 127 | 10K |
2720 | 521 | performance and financial condition of the issuer, 3) near term prospects of the issuer and its industry based on analysts’ recommendations, 4) specific events that occurred affecting the issuer, including a credit downgrade, and 5) the Company’s ability and intent to retain the investment for a period of time sufficie... | 106 | 10K |
2051 | 266 | The principal agency through which we write medical professional liability insurance is SCW Agency Group, Inc. and its wholly owned subsidiaries. SCW is 91.1% owned by William Cheeseman, our president and chief executive officer. Bridget Cheeseman, Mr. Cheeseman’s adult daughter, is a vice president of SCW and owns app... | 173 | 10K |
NatwestGroupPLC-AR_2005 | 410 | ��� Direct Line – Best Motor Insurance Provider Your Money Magazine | 11 | annual_report |
ch_zurich_insurance_group-AR_2017 | 691 | kk Swiss Solvency Test (SST) internal model approval program kk Operational Risk Framework kk regulatory risk kk risk management aspects of the Group’s remuneration architecture, discussed during the annual joint meeting with the Remuneration Committee kk macroeconomic developments; investment and asset/liability manag... | 84 | annual_report |
gb_prudential-AR_2007 | 1,664 | For variable annuity business, the key assumption is the expected long-term level of equity market returns as described above. | 19 | annual_report |
5819 | 1,036 | Comparing management’s prior-year claim liabilities to actual development during the current year to identify potential bias in the determination of the claim liabilities and related assets. | 26 | 10K |
105 | 290 | During 1994, Congress debated potential reforms to the "Superfund" law which included a new tax on commercial lines insurance companies. This tax would have been used to fund clean-up costs and settle lawsuits between potentially responsible parties and their insurers. This legislation was not successful in 1994 and it... | 60 | 10K |
4734 | 755 | The Company offers a sales inducement whereby the contract owner receives a bonus which increases the initial account balance by an amount equal to a specified percentage of the contract owner’s deposit. This amount may be subject to recapture under certain circumstances. Consistent with DAC, sales inducements for vari... | 140 | 10K |
3886 | 451 | Our assessment of whether unrealized losses are "other than temporary" requires significant judgment. Factors considered include: (i) the extent to which market value is less than the cost basis; (ii) the length of time that the market value has been less than cost; (iii) whether the unrealized loss is event-driven, cr... | 211 | 10K |
SwissReAG-AR_2002 | 47 | Fellow shareholders, colleagues, ladies and gentlemen 2002 produced a disappointing result for Swiss Re. Strong performance improvements in our property and casualty business were more than offset by asset impairments resulting from the decline in the world’s equity markets, leading to an overall loss of CHF 91 million... | 104 | annual_report |
AvivaPLC-AR_2019 | 3,459 | France from non-participating investment contracts to participating investment contracts (£(151) million) and to a reclassification from non-participating investment contracts to participating investment contracts in the UK (£(853) million). | 28 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2010 | 1,568 | assets pledged as security and other restrictions on title amount to €9,422m (12,037m). some €1,936m (923m) of the securities shown are loaned to third parties. these secur ities are not derecognised, as the main resultant risks and rewards remain with munich Re. in connection with this securities lending, we have rece... | 96 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2018 | 662 | The investment result was down on the previous year, chiefly on account of lower gains from the disposal of equities and interest-bearing investments, and a decline in regular income. | 29 | annual_report |
3237 | 434 | · the $37 million expenditure on strategic initiatives in 2006; partly offset by | 13 | 10K |
PhoenixGroupHoldingsPLC-AR_2019 | 3,666 | As at 31 December 2019, a property portfolio of £5,824 million (2018: £6,401 million) is held by the life companies in a mix of commercial sectors, spread geographically throughout the UK and Europe. | 33 | annual_report |
gb_prudential-AR_2003 | 732 | 4. Mark Norbom had interests in shares comprising 1,250 American Depositary Receipts (representing 2,500 shares) at 31 December 2003, immediately before joining the Board. | 24 | annual_report |
5610 | 1,133 | The Company carries available-for-sale securities at fair value in our consolidated financial statements and determines fair value measurements and disclosure in accordance with FASB ASC Topic 820, Fair Value Measurements and Disclosures. | 32 | 10K |
NatixisSA-AR_2018 | 9,611 | FINANCIAL DATA Parent company financial statements and notes 407Natixis Registration Document 2018 | 12 | annual_report |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2004 | 1,056 | The United Kingdom remains the largest individual market, with a premium income of €984m (1,051m), representing 34.2% of the division’s total premium volume. | 23 | annual_report |
1093 | 579 | Under the terms of the IM Agreement, HealthAxis shall make payments to AOL of $10,000 for the initial term (of which $8,500 has been paid and is accounted for as prepaid interactive marketing expense and the remaining $1,500 is due during 1999) and $33,500 due in 2000 for the renewal term. HealthAxis also has agreed to... | 70 | 10K |
LloydsBankingGroupPLC-AR_2003 | 452 | Operating expenses decreased by £76 million, or 16 per cent, to £404 million. There was a £42 million reduction in the costs related to the restructuring of the Scottish Widows business and the increased proportion of overall sales represented by life and pensions products has resulted in more of the cost base being ac... | 80 | annual_report |
371 | 205 | Most of the Company's assets are invested in bonds and other securities, substantially all of which are readily marketable. Although there is no present need or intent to dispose of such investments, the Company could liquidate portions of its investments or use them to facilitate borrowings under reverse repurchase ag... | 78 | 10K |
4543 | 1,334 | The more significant weight given to industry benchmarks in forming our key actuarial assumptions; | 14 | 10K |
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