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Sampoplc-AR_2010 | 364 | Holding in 2010 Sampo plc controls its subsidiaries engaged in P&C and life insurance. In addition Sampo plc held on 31 December 2010 approximately 20.5 per cent of the share capital of Nordea, the largest bank in the Nordic countries. Nordea is an associated company to Sampo plc. | 48 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2016 | 377 | and limits of labor supply. The increase in inflation may be the signal for the increase in remuneration pressure. | 19 | annual_report |
4151 | 779 | Restricted Cash - In our capacity as an insurance broker, we collect premiums from insureds and, after deducting our commissions and/or fees, remit these premiums to insurance carriers. We hold unremitted insurance premiums in a fiduciary capacity until we disburse them, and the use of such funds is restricted by laws ... | 176 | 10K |
2134 | 1,292 | if required, for the probability that anticipated future health care costs and contract maintenance | 14 | 10K |
4336 | 525 | On a quarterly basis, we review cash flow estimates for certain non-agency backed CMOs of lesser credit quality following the guidance of FASB ASC 325-40-65, Amendments to the Impairment Guidance of EITF Issue No. 99-20 (“FASB ASC 325-40-65”). Accordingly, when changes in estimated cash flows from the cash flows previo... | 154 | 10K |
1693 | 1,114 | With respect to health policies sold through the Company's Self Employed Agency Division, commissions paid to agents with respect to first year policies are higher than commissions paid to agents with respect to policies in renewal years. Accordingly, during periods of increasing first year premium revenue (such as occ... | 75 | 10K |
5864 | 976 | For assets measured at amortized cost for which a current expected credit loss allowance was required, we adopted the guidance using the modified-retrospective approach. At January 1, 2020, we recorded current expected credit loss allowances related to agent loans of $0.8 million and receivables from Erie Insurance Exc... | 147 | 10K |
758 | 170 | American Acceptance Corporation, the Company's insurance premium finance subsidiary, provides premium financing to Crusader, and until February 1997 a non-affiliated insurer on commercial auto policies produced by Unifax. In February 1997, the commercial auto program with the non-affiliated insurer was discontinued. Th... | 78 | 10K |
5610 | 596 | The following tables summarize certain selected financial data that should be read in conjunction with our audited financial statements and accompanying notes thereto for the year ended December 31, 2018 included in this report and “ | 36 | 10K |
4122 | 2,474 | • Earned premiums, which include premiums for ceded reinsurance, decreased primarily due to increased ceded reinsurance premiums due to aging and growth in life insurance in-force. | 26 | 10K |
NatixisSA-AR_2016 | 9,228 | NEF, SIFA and Terre de Liens. The Natixis Solidaire FPS totaled €145 million in assets at December 31, 2016 (versus results in social matters. Finansol-certified, the FPS also helps finance organizations such as AIDE, Habitat et Humanisme, | 37 | annual_report |
PosteItalianeSpA-AR_2018 | 2,127 | Type of training 2016 2017 2018 * The figures have been rounded in line with the figures reported last year. | 20 | annual_report |
5186 | 787 | Net investment income increased $0.7 million, or 3.9%, and $1.0 million, or 6.2%, in 2015 and 2014, respectively. A portion of investment income is allocated to the various operating segments based on average assets and related capital levels deemed appropriate to support the segment business volumes. Investment perfor... | 64 | 10K |
PhoenixGroupHoldingsPLC-AR_2020 | 6,109 | The standard rate of UK corporation tax for the accounting period is 19% (2019: 19%). | 15 | annual_report |
4523 | 1,611 | As part of our more in-depth comprehensive loss-reserve review in the fourth quarter of 2010, we conducted a series of top-down and ground-up reserve analyses to determine the appropriate loss reserve estimate for our asbestos exposures. To ensure the most comprehensive analysis possible, we engaged an independent thir... | 107 | 10K |
2249 | 821 | The commercial mortgage loan valuation allowance is estimated based on evaluating known and inherent risks in the loan portfolio. The allowance is based on management’s analysis of factors including changes in the size and composition of the loan portfolio, actual loan loss experience, economic conditions, and individu... | 178 | 10K |
933 | 368 | Sales of variable annuity products (which include premiums allocated to the fixed accounts) ("Variable Annuity Product Sales") amounted to $3.47 billion, $2.47 billion and $1.71 billion in 1998, 1997 and 1996, respectively, and primarily reflect sales of the Company's flagship variable annuity, Polaris. Polaris is a mu... | 159 | 10K |
3021 | 821 | In India, AIG expects to grow all segments, both organically and through acquisitions and joint ventures. | 16 | 10K |
3602 | 1,027 | Prior to the Acquisition Date, MLLIC and ML&Co. were parties to a “keepwell” agreement which obligated ML&Co. to maintain a level of capital in MLLIC in excess of minimum regulatory requirements. Subsequent to the Acquisition Date, MLLIC and AUSA are parties to a “keepwell” agreement which commits AUSA to maintain MLLI... | 56 | 10K |
5688 | 12,381 | Related to securities with an unrealized loss position less than 20% of amortized cost, the degree of which suggests that these securities do not pose a high risk of being other-than-temporarily impaired. | 32 | 10K |
2795 | 704 | In August 2005, we announced our intent to combine our Executive Benefits Practice, Banking Practice, and Insurance Company Practice into one practice that will serve those markets. The new practice will be reported as a single reporting segment in our consolidated financial statements effective January 1, 2006. The pu... | 87 | 10K |
AvivaPLC-AR_2020 | 3,408 | (ii) Other arrangements In carrying on its bulk purchase annuity business, the Group’s UK Life operation is required to place certain investments in trust on behalf of the policyholders. Amounts become payable from the trust funds to the trustees if the Group were to be in breach of its payment obligations in respect o... | 73 | annual_report |
HelvetiaHoldingAG-AR_2008 | 1,506 | Maturity of non-discounted flows of funds as of 31.12.2007 Fair value <1 year 1–5 years 5–10 years >10 years | 19 | annual_report |
3245 | 806 | Our use of the claims trend factors considers many aspects of the managed care business. These considerations are aggregated in the medical expense trend and include the incidences of illness or disease state (such as cardiac heart failure cases, cases of upper respiratory illness, the length and severity of the flu se... | 191 | 10K |
3815 | 3,347 | Within the “Other” category, earned premium remained relatively flat from 2007 to 2008. The “Other” category of earned premiums includes premiums assumed under inter-segment arrangements. | 25 | 10K |
BaloiseHoldingLtd-AR_2002 | 65 | CHF 7.3 billion, which in local currency terms is equivalent to organic growth of 11.3 percent compared with 2001. The non-life sector accounted for around CHF 2.7 billion, while the life business accounted for CHF 4.6 billion. In Switzerland, our home market, we enjoyed growth well above the industry average in the in... | 75 | annual_report |
4066 | 1,153 | We estimated MUSIC’s loss and LAE reserves using the methodology outlined in our “Summary of Critical Accounting Estimates” contained in Item 7 herein. We did not make any significant changes in the assumptions or methodology used in our reserving process during the year ended December 31, 2009. | 47 | 10K |
AegonNV-AR_2014 | 5,541 | At December 31, 2014, the General Meeting of Members of Vereniging Aegon consisted of 17 members. The majority of the voting rights is with the 15 members who are not employees or former employees of Aegon N.V. or one of the Aegon Group companies, nor current or former members of the Supervisory Board or the Executive ... | 82 | annual_report |
AvivaPLC-AR_2001 | 709 | Balance at 1 January As previously reported – CGU plc 9,567 | 11 | annual_report |
2966 | 913 | In October 2004, the Department of Labor (“DOL”) indicated its preliminary belief that Putnam may have violated certain provisions of ERISA related to investments by the Putnam Profit Sharing Retirement Plan and certain discretionary ERISA accounts in Putnam Funds that pay 12b-1 fees. In December 2004, Putnam made a wr... | 76 | 10K |
77 | 261 | attributable to PALICO's TPA business. PALICO's success with ASO contracts prior to 1993 led it to greatly expand its involvement in TPA operations during 1993. Primarily because of problems in adequately pricing for the services to be rendered under these contracts, the TPA operations were unprofitable in both 1993 an... | 63 | 10K |
4459 | 363 | Our fully-insured membership increased approximately 18,200 in 2010. This membership increase is primarily attributable to an increase of approximately 9,600 fully-insured dental HMO members, an increase of approximately 8,700 fully-insured dental PPO members, and a decrease of approximately 100 fully-insured dental in... | 154 | 10K |
PowszechnyZakladUbezpieczenSA-AR_2015 | 1,433 | Consolidated financial results dynamics of claims reported and paid of motor own damage insurance. The adverse events were partially offset by a lower level of claims in property and agricultural insurance (especially regarding claims of mass character); Furthermore, the comparability of the results is influenced by th... | 70 | annual_report |
3157 | 701 | Also, upon exercise of the option, the purchase price paid in excess of the book value, $61.5 million, was allocated to Sherman’s assets on our financial records, up to the fair market value of those assets. The fair valued assets will be amortized over their assumed lives, resulting in additional amortization expense ... | 114 | 10K |
590 | 424 | As of December 31, 1996 930,807 shares of the 7 3/8% Series A Cumulative Redeemable Preferred Stock were issued and outstanding. During January 1997, the Company purchased an additional 183,080 shares for an aggregate cost of $28,506,000. In addition, $115,800,000 was placed in a trust which will be used to service the... | 81 | 10K |
RSAInsuranceGroupPLC-AR_2010 | 970 | Director in March 2004, Malcolm is Chairman of the Investment Committee and a member of the Remuneration and Board Risk | 20 | annual_report |
1583 | 767 | The following is a summary of quarterly results of operations for the years ended December 31, 2000 and 1999: | 19 | 10K |
HiscoxLtd-AR_2017 | 342 | #1. Work with smart people Let’s start with a common perception of insurance: that it’s dull; a career for men with university degrees, grey suits and the lifelong ambition to sell insurance policies; that you’ll go to lots of meetings and if you aren’t in one of those, you’ll be glued to a desk nine-to-five, all day. ... | 60 | annual_report |
INGGroepNV-AR_2005 | 1,272 | Property obtained from foreclosures 532 473 Property developed for sale 1,359 1,166 | 12 | annual_report |
ScorSE-AR_2013 | 2,373 | Total number of shares allocated in 2012 (excluding LTIP and PPP) | 11 | annual_report |
NatwestGroupPLC-AR_2007 | 4,697 | Risk elements in lending as a % of gross lending to customers excluding reverse repos 1.55% 1.55% 1.60% 1.83% | 19 | annual_report |
NatwestGroupPLC-AR_2006 | 1,069 | Total provision expressed as a: The coverage ratio of closing provisions to REIL and PPL decreased from 65% to 62% during 2006. The lower coverage ratio reflects amounts written-off and the changing mix from unsecured to secured exposures. | 38 | annual_report |
NatixisSA-AR_2017 | 3,261 | RISKS AND CAPITAL ADEQUACY Overall interest rate, liquidity and structural foreign exchange risks 161Natixis Registration Document 2017 | 17 | annual_report |
4950 | 988 | Holders of common stock are entitled to one vote for each share held on all matters subject to a vote of stockholders, subject to the rights of holders of any outstanding preferred stock. Accordingly, holders of a majority of the shares of common stock entitled to vote in any election of directors may elect all of the ... | 190 | 10K |
de_allianz-AR_2005 | 341 | Annual General Meeting, and publications can be ordered. We have recently begun sending current information directly to the shareholder’s handheld computer or mobile phone, if desired. For telephone queries, our “Allianz Investor Line” is available round the clock, seven days a week. In 2005 our investor relations team... | 55 | annual_report |
gb_prudential-AR_2014 | 117 | Retail sales growth across our range of investment products reflected the strength of our distribution capability, particularly our intermediary channel, as we responded to the challenges and opportunities created by the pension reforms. Sales in this segment, which includes onshore and offshore bonds, individual pensi... | 149 | annual_report |
RSAInsuranceGroupPLC-AR_2012 | 1,526 | Executive Directors’ package consists of variable remuneration, rising to around 80% of the package for outstanding performance. The analysis assumes that the maximum voluntary bonus deferral is made into the LTIP in each case, and an average value of pension and other benefits is applied. No share price growth has bee... | 62 | annual_report |
4507 | 1,319 | If a mortgage-backed security is not paying the full amount of its expected principal payments, we recognize the unpaid amount as a realized loss in the period due and permanently reduce the security’s cost basis. We recognized no such realized losses in 2011 or 2009 and $0.8 million in 2010. We assess all such securit... | 70 | 10K |
ch_zurich_insurance_group-AR_2013 | 1,078 | Gross written premiums and policy fees increased by USD 212 million to USD 10.2 billion, or by 2 percent. Underlying growth was 6 percent after adjusting for internal business transfers to Global Corporate and a fronted portfolio that was not renewed. This underlying premium growth arose from the continued improvement ... | 133 | annual_report |
TrygAS-AR_2005 | 383 | CustoMer rating, norway 2005 satisFaCtion and loyalty - private CustoMers 1) | 11 | annual_report |
StandardLifeAberdeenPLC-AR_2010 | 1,322 | 3.2 Segmental analysis – covered business (a) Segmental EEV income statement This Note provides an analysis of EEV covered business as defined in Note 3.17 – EEV methodology. | 28 | annual_report |
gb_lloyds_banking_grp-AR_2012 | 3,099 | Table 1.48: Analysis of 2012 total wholesale funding by residual maturity (audited) | 12 | annual_report |
5415 | 10,142 | Costs that are related directly to the successful acquisition of new or renewal insurance policies and investment contracts are deferred and recorded as DAC. These costs are principally agents’ and brokers’ remuneration, premium taxes and certain underwriting expenses. DSI costs, which are deferred and recorded as othe... | 129 | 10K |
SwissLifeHoldingAG-AR_2004 | 677 | There must always be sufficient reserves to meet the contractual and regulatory requirements arising from existing business. Consequently, not only must the regulatory constraints be observed, but in-house estimates concerning specific types of risk must also be taken into consideration. | 40 | annual_report |
4199 | 934 | The continued incorporation of more of our own historical loss experience within short-tail lines of business, which has reduced our current accident year loss ratio because our experience has generally been better than we expected; and | 36 | 10K |
5673 | 1,611 | The following table presents a reconciliation of basic and diluted net income per Common Share for the following periods: | 19 | 10K |
NatwestGroupPLC-AR_2015 | 2,531 | Adjusted operating profit was £483 million compared with a loss of £1,254 million in 2013. | 15 | annual_report |
5340 | 2,613 | Our accounting for income taxes, including uncertain tax positions, represents management’s best estimate of various events and transactions, and requires judgment. FASB Interpretation No. 48, “Accounting for Uncertainty in Income Taxes” (FIN 48) (now incorporated into Accounting Standards Codification, 740, Income Tax... | 147 | 10K |
5713 | 2,282 | The key assumptions affecting our group life and accident & health reserves including disability include: | 15 | 10K |
4095 | 1,584 | 2008 to 2007 Annual Comparison. Benefits and expenses increased $87 million, from $4,226 million in 2007 to $4,313 million in 2008. Policyholders’ benefits, including the change in policy reserves, increased $176 million primarily reflecting the increase in reserves associated with the increase in premiums on higher li... | 380 | 10K |
PowszechnyZakladUbezpieczenSA-AR_2017 | 666 | In 2017 the key new products and services in the Alior Bank | 12 | annual_report |
5276 | 1,240 | Dividends paid to common and preferred shareholders are the primary source of recurring cash flows used in financing activities and totaled $172 million in 2016 (2015: $159 million, 2014: $158 million). Financing cash outflows also included common share repurchases totaling $510 million, $332 million and $543 million i... | 130 | 10K |
SwissReAG-AR_2019 | 1,590 | Performance and Assurance Report as well as the audit-related, tax and non-audit services. At the 19 February Audit Committee meeting, it provided the Q4 and Full-Year Audit Report and on 13 March, the PwC Final Board Report. At the meeting on 15 April, PwC provided the US GAAP and EVM control reports as well as the Pw... | 104 | annual_report |
TrygAS-AR_2005 | 1,969 | Claims ratio, net of ceded business 75.3 66.7 69.2 69.9 69.6 80.7 85.0 79.2 | 14 | annual_report |
5836 | 1,073 | In addition, ratings are a critical factor in establishing the competitive position of insurance companies. Our insurance companies are rated by AM Best, S&P and Moody’s. Their ratings reflect their opinions of an insurance company’s and an insurance holding company’s financial strength, operating performance, strategi... | 54 | 10K |
4965 | 382 | The $165,527 increase in premiums for the year ended December 31, 2014 is primarily due to a $472,138 increase in final expense renewal premiums that exceeded a $329,134 decrease in whole life and term first year and renewal premiums. | 39 | 10K |
2379 | 959 | aggregate or per occurrence limits, whether the policy is primary, umbrella or excess and the existence of policyholder retentions and/or deductibles; the existence of other insurance; and reinsurance arrangements. | 29 | 10K |
de_allianz-AR_2010 | 1,583 | While internal risk capital as an economic solvency measure focuses on extreme events according to a confidence level of 99.97 % over a holding period of one year, we also monitor risk indicators representing reasonably possible economic value impacts that would be more “tangible” or likely, i. e. maximum economic loss... | 73 | annual_report |
StorebrandASA-AR_2012 | 1,679 | ACTUARIAL ASSUMPTIONS In norway, there are standardised assumptions for mortality/disability trends, and other demographic factors, that have been prepared by Finance norway. the mortality table K2005 is used until new mutual mortality tariffs are adopted by the industry and can provide a basis for more precise calcula... | 72 | annual_report |
5610 | 687 | Income tax expense. Income tax expense for 2018 was $15.9 million, compared to $36.0 million for 2017. The effective tax rate also decreased to 18.2% for 2018, compared to 43.8% for 2017. This decrease is mainly due to the impact of tax reform legislation which reduced the U.S. corporate tax rate from 35% to 21% in 201... | 97 | 10K |
5949 | 1,519 | In accordance with an order from the Florida Office of Insurance Regulation, Washington National may not distribute funds to any affiliate or shareholder, except pursuant to agreements that have been approved, without prior notice to the Florida | 37 | 10K |
DirectLineInsuranceGroupPLC-AR_2013 | 1,977 | Notes: 1. The awards in respect of the financial year ending 31 December 2012 were granted on 28 March 2013 as nil-cost options. 2. The terms on which Paul Geddes’ 2012 bonus outcome was deferred meant that 60% of the outcome was deferred, with deferral split broadly evenly between deferral into deferred cash and defer... | 87 | annual_report |
5604 | 1,679 | We accrue liabilities for unpaid losses and loss adjustment expenses based upon estimates of the ultimate amount payable. We project our estimate of ultimate losses and loss adjustment expenses by using the following actuarial methodologies: | 35 | 10K |
ASRNederlandNV-AR_2018 | 3,716 | Risk culture An effective risk culture is one that enables and rewards individuals and groups for taking risks in an informed manner. It is a term describing the values, beliefs, knowledge, attitudes and understanding about risk. All the elements of the RM framework combined make an effective risk culture. | 49 | annual_report |
fr_axa-AR_2006 | 5,598 | – Conversely, other interests income rose by €82 million mainly due to €106 million financial income on proceeds from Winterthur financing between the date of issuance (rights issue and TSS), and the closing date of | 35 | annual_report |
gb_lloyds_banking_grp-AR_2013 | 207 | We are beginning to regain the trust of our customers and the Group is increasingly seen as a leader in the banking industry. Recent european legislation has introduced a cap on the variable element of remuneration at 100 per cent of fixed remuneration, rising to 200 per cent if shareholders provide their consent. To m... | 124 | annual_report |
5881 | 1,352 | , and they have made no significant offsetting changes in estimates that increased or decreased their loss and loss expense reserves in those years. The 2020 development represented 2.6% of the December 31, 2019 net carried reserves and resulted primarily from lower-than-expected severity in the workers’ compensation a... | 266 | 10K |
3399 | 1,218 | In first quarter 2007, we recorded an impairment of a customer relationship intangible asset of $20.8 million, or $12.5 million after taxes. See Note 13 for further discussion. | 28 | 10K |
PosteItalianeSpA-AR_2015 | 3,874 | Non-cu rrent asset s Cu rrent asset s Tot al tab. A5.1 - Loans and receivables (€m) | 17 | annual_report |
5903 | 2,481 | (3)As a percentage of amortized cost, 94% of the portfolio was considered high or highest quality based on NAIC or equivalent ratings, as of both December 31, 2020 and 2019. | 30 | 10K |
NatwestGroupPLC-AR_2011 | 1,070 | 2011 has been a significant year for the Coutts businesses from a strategic perspective. In Q1 2011, a new divisional strategy was defined with the execution of early changes already making an impact. | 33 | annual_report |
RSAInsuranceGroupPLC-AR_2010 | 1,312 | The BRC is chaired by Noel Harwerth and its principal duties are: • To recommend the Group framework of risk limits and risk appetite to the Board | 27 | annual_report |
LloydsBankingGroupPLC-AR_2015 | 363 | Paying and collecting UK tax We continue to be one of the highest payers of UK tax; rated as second highest in the latest 100 Group PwC Total Tax Contribution Survey. We do not interpret tax laws in ways that we believe are contrary to their intention and we do not promote tax avoidance to our customers. We comply with... | 95 | annual_report |
4617 | 2,092 | No U.S. deferred income taxes have been provided on the differences in the book and tax basis in the Company’s carrying value of MBIA UK Insurance Limited and other entities because of the Company’s practice and intent to permanently reinvest these earnings. The cumulative amounts of such differences were $139 million,... | 82 | 10K |
de_allianz-AR_2011 | 525 | = 5,600 in case the remaining term of contract is less than two years the payment is prorated according to the remaining term of the contract. | 26 | annual_report |
DirectLineInsuranceGroupPLC-AR_2016 | 2,030 | Exercise of discretion In line with market practice, the Committee retains discretion relating to operating and administering the AIP, DAIP and LTIP. This discretion includes, but is not limited to: the timing of awards and payments; the size of awards, within the overall limits disclosed in the policy table; the... | 90 | annual_report |
fr_axa-AR_1999 | 1,484 | Shareholders’ equity per ordinary share (b) 65.51 64.89 59.27 52.08 39.63 34.04 | 12 | annual_report |
1937 | 711 | PXRE Delaware disagreed with Terra Nova's denial and filed suit against Terra Nova in the United States District Court for the District of New Jersey. On June 10, 2002, PXRE Delaware was awarded a verdict of $8.3 million plus accumulated interest of $1.5 million by a jury at the conclusion of the trial of this dispute.... | 103 | 10K |
1552 | 212 | Other operating expenses for 1999, before credits for allowances from reinsurers, increased $2.3 million (7.8%) to $31.8 million. Personnel related expenses, including amounts allocated to loss expenses and investment income, increased $2.4 million (16.1%) from 1998. Personnel expense for 1999 was higher primarily as t... | 229 | 10K |
NatwestGroupPLC-AR_2016 | 4,750 | Resolution and is related to exposure secured by oceangoing vessels. The remaining exposure outside Capital | 15 | annual_report |
Sampoplc-AR_2005 | 362 | Sampo Life Insurance Company Ltd decided in December 2005 to combine its subsidiaries operating in Estonia, Latvia and Lithuania into one legal company operating in all Baltic countries. The rearrangement will simplify and strengthen the structure of the Baltic life insurance operations and will improve efficiency. | 46 | annual_report |
PosteItalianeSpA-AR_2018 | 1,741 | The P.A.I.N.T. project Based on the fundamental values of proximity and the Company’s social role, the P.A.I.N.T. project (Poste e Artisti Insieme nel Territorio – Poste Italiane and Artists Together in Local Communities), a local initiative regarding the refurbishment and decoration of post offices, was launched. In l... | 199 | annual_report |
4450 | 1,255 | Effective January 2, 2002, the Company entered into an interest rate swap on the $125 million senior notes for a floating rate of LIBOR plus 107 basis points. The swap was designated as a fair value hedge and qualified for the shortcut method as the hedge was deemed to have no ineffectiveness. The Company included the ... | 84 | 10K |
gb_lloyds_banking_grp-AR_2012 | 5,863 | Forgiveness – Debt for equity swaps This type of forbearance involves the Group writing off debt, either partially or in whole, in exchange for equity in the company, usually in the form of ordinary shares, warrants, options or other equity instruments. The primary goals of debt for equity swaps are to reduce the debt ... | 115 | annual_report |
NatwestGroupPLC-AR_2015 | 8,830 | Due to the inherent uncertainty in making estimates, results reported in future periods may reflect amounts which differ from those estimates. Estimates, judgements and assumptions take into account historical experience and other factors, including expectations of future events that are believed to be reasonable under... | 111 | annual_report |
1540 | 284 | Deferred acquisition costs decreased from $57.8 million as at December 31, 1999 to $46.6 million as at December 31, 2000. Acquisition costs, consisting principally of commissions and brokerage expenses incurred at the time a contract or policy is issued, are deferred and amortized over the period in which the related p... | 67 | 10K |
LloydsBankingGroupPLC-AR_2002 | 963 | (iv) In December 2001, the Association of British Insurers (ABI) published detailed guidance for the preparation of figures using the achieved profits method of accounting which are published as supplementary financial information accompanying the accounts of most listed insurance companies. The ABI guidance recommends... | 132 | annual_report |
4041 | 881 | Insurance contracts are defined as those containing significant insurance risk at the inception of the contract or those where, at the inception of the contract, there is a scenario with commercial substance where the level of insurance risk may be significant. The significant insurance risk is dependent upon both the ... | 62 | 10K |
LloydsBankingGroupPLC-AR_2008 | 184 | By 2010, our scenarios all project the gradual restoration of growth, as growing confidence that the worst is over feeds through into a weak recovery in consumer spending and business investment, lower spreads in financial markets and a levelling off for asset prices. This will be reflected in some strengthening of gro... | 56 | annual_report |
4367 | 1,309 | The table below (dollars in millions) summarizes the unrealized gains and losses on fixed maturity securities by dollar amount. | 19 | 10K |
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