report_id stringlengths 1 60 | paragraph_nr int64 0 28.3k | text stringlengths 21 14.6k | n_words int64 11 2.31k | filing_type stringclasses 2
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DirectLineInsuranceGroupPLC-AR_2019 | 2,759 | 3.3.4 Operational risk This is the risk of loss due to inadequate or failed internal processes, people, systems, or from external events. Material sources of operational risk for the Group include: Change risk This is the risk of failing to manage the Group’s change portfolio resulting in conflicting priorities and fai... | 60 | annual_report |
DirectLineInsuranceGroupPLC-AR_2020 | 2,071 | Notes: 1. 2018 RoTE elements are based on the three-month average share price to 31 December 2020 of £2.91. 2. 2017 TSR element is based on share price on the date of vesting on 28 November 2020 of £2.97. | 39 | annual_report |
443 | 941 | Policy benefits are charged to expense in the period incurred. All insurance related benefits and expenses are reported net of reinsurance ceded; policy liabilities and accruals are reported gross of reinsurance ceded. | 32 | 10K |
de_allianz-AR_2008 | 1,300 | Within our Life/Health asset base, ABS amounted to � 15.3 billion as of December 31, 2008, which is less than 5 % of total Life/Health assets. Of these, � 0.3 billion are CDOs. | 33 | annual_report |
2689 | 234 | 6. Increased Cost of Reinsurance: In 2003, the cost of reinsurance significantly increased primarily as a result of losses sustained outside of California that the Company no longer underwrites. The Company received a slight decrease in its reinsurance rates in 2004. | 41 | 10K |
PosteItalianeSpA-AR_2020 | 9,046 | Level 1 Level 2 Level 3 Level 1 Level 2 Level 3 1. Due to Central Banks - x x x - x x x 2.1 Current accounts and demand deposits 720 x x x 383 x x x 2.4 Obligations to repurchase equity instruments - x x x - x x x | 53 | annual_report |
5406 | 2,885 | Due to the net loss in the period, basic and diluted earnings per common share are calculated using the basic weighted average common shares outstanding for the year ended December 31, 2017. The shares excluded from the calculation amounted to approximately 3.7 million. | 43 | 10K |
2450 | 520 | Of the total increase in net premiums written in 2003 compared to 2002, domestic net premiums written increased by $478.2 million, or 35.1%, to $1,840.8 million, due principally to the above mentioned rate increases and overall improved market conditions, with significant increases in net premiums written recorded in t... | 70 | 10K |
4762 | 1,112 | We recognized favorable development in 2013 in our aviation line of business primarily for treaty years 2011 and prior due to better than expected actuarially-indicated results since our prior annual review. We experienced substantially lower losses and loss ratios in our E&O line of business in 2013, due to favorable ... | 78 | 10K |
4433 | 1,777 | As mentioned above, included in the unfavorable variance from higher amortization of DAC and DSI, was $997 million of higher amortization related to the impact of the mark-to-market of the reinsured liability for living benefit embedded derivatives and related hedge positions. This impact primarily relates to changes i... | 65 | 10K |
AdmiralGroupPLC-AR_2004 | 100 | Admiral Group plc is named Business of the Year at the National Business Awards | 14 | annual_report |
4403 | 623 | Restricted Stock: Restricted shares vest ratably over the vesting period from the date of grant and are accelerated for retirement eligible recipients due to the non-substantive post-grant date vesting clause per Accounting Standard Codification (“ASC”) 715, Compensation-Retirement Benefits. Restricted stock is valued ... | 83 | 10K |
RaiffeisenBankInternationalAG-AR_2011 | 587 | Short-term subordinated capital rose € 31 million to € 100 million as a result of maturing tier 2 issues. The deduction items relating to participations, securitizations and insurance companies amounted to € 44 million (2010: € 34 million). | 38 | annual_report |
2124 | 568 | mortgage insurance, which may be affected by the agency’s view of the outlook for the insurer’s claims-paying ability. As the spread declines, competition from an execution in which the subordinate tranches bear the first loss increases. As a result of the sensitivities discussed above, bulk volume can vary materially ... | 53 | 10K |
3832 | 1,216 | Our consolidated financial statements include amounts that, either by their nature or due to requirements of U.S. GAAP, are determined using estimates and assumptions. The actual amounts realized could ultimately be materially different from the amounts currently provided for in our consolidated financial statements. C... | 157 | 10K |
INGGroepNV-AR_2013 | 569 | We hosted a number of roundtable sessions with SME and Mid-Corporate customers in 2013 on relevant topics during which we shared our financial and sector knowledge. ING Mid-Corporate, together with ING Private Banking, launched a platform for family-owned businesses to share knowledge and provide benefits to the custom... | 56 | annual_report |
2331 | 956 | SECURITIES BORROWED OR PURCHASED UNDER AGREEMENTS TO RESELL AND SECURITIES LOANED OR SOLD UNDER AGREEMENTS TO REPURCHASE Securities borrowed or purchased under agreements to resell and securities loaned or sold under agreements to repurchase are accounted for as collateralized transactions and are recorded at contract ... | 107 | 10K |
5584 | 610 | Our net investment income increased by 48.4% to $15.7 million for the year ended December 31, 2018 from $10.6 million for the year ended December 31, 2017, primarily due to growth in our investment portfolio balance generated from excess operating funds and higher gross investment returns, as a result a higher allocati... | 60 | 10K |
SwissReAG-AR_2017 | 3,608 | The Group’s maximum exposure to loss from its investments equals the loan outstanding amount. | 14 | annual_report |
BaloiseHoldingLtd-AR_2016 | 331 | Total technical result of ceded business – 31.5 – 44.6 – 9.3 – 5.2 | 14 | annual_report |
1479 | 234 | 3. greater severity or frequency of the types of losses that the Company insures; | 14 | 10K |
4868 | 2,445 | The range of adjustments for insurance subsidiary’s credit risk reflects credit spread variations across the yield curve. The range of projected surrender rates reflects the specific surrender charges and other features of AFG’s individual fixed-indexed annuity products with an expected range of 5% to 11% in the majori... | 108 | 10K |
BaloiseHoldingLtd-AR_2013 | 1,264 | Other standards and interpretations Currently, there are no requirements to apply any other standards or interpretations that have impact – or material impact – on profit for the period or on balance sheet line items� | 35 | annual_report |
nl_ing_grp-AR_2018 | 5,719 | Group Treasury (“GT”) is the result of a merger between Capital Management and Bank Treasury which was approved by the ING management board in 2017. GT covers the full spectrum all the way from day-to-day operational management to the more strategic advisory function, and all the way from cash management, to liquidity ... | 60 | annual_report |
nl_ing_grp-AR_2012 | 299 | ING Bank has strong deposit gathering capabilities and a good funding mix. It has a well-known brand and it uses the Net Promoter Score (NPS) methodology to increase customer loyalty. The Bank is used to operating in lean, competitive markets which has helped it become a leader in innovative distribution. It has a prom... | 81 | annual_report |
NatixisSA-AR_2019 | 7,874 | Unimpaired commitments for which expected credit losses are measured over 12 months (S1 bucket) | 14 | annual_report |
BaloiseHoldingLtd-AR_2007 | 77 | SWITZERLAND In the Swiss home market, Baloise trades under the names “Basler Versicherungen” and “Baloise Bank SoBa”. Th e Basler Switzerland is the largest business unit within the Group. As a fi nancial services provider, it focuses on comprehensive insurance and retirement solutions. Customers are private individual... | 124 | annual_report |
4042 | 1,285 | The following tables summarize the change in fair value of the Company’s Level 3 assets and liabilities for the year ended December 31, 2009 and 2008. | 26 | 10K |
LloydsBankingGroupPLC-AR_2010 | 611 | Strong capital ratios Our capital ratios improved significantly during the year, primarily reflecting a reduction in risk weighted assets, and balance sheet liability management transactions. Total capital also increased through further subordinated debt issuance and through a repatriation of capital held within our in... | 67 | annual_report |
3443 | 1,296 | Case reserves are liabilities for unpaid losses and ALAE on reported cases. Case reserves are established by claims adjustors as soon as sufficient information has been reported for a reasonable estimate of the expected cost of the claim. The amount of time required for the information to be reported may vary depending... | 196 | 10K |
68 | 244 | Agency and service fee operating income in 1994 decreased 10.2 percent to $54.1 million compared to $60.2 million which was an increase of 14.6 percent in 1993. The decline in 1994 was due to reduced commission revenue in certain of AIG's managing general agencies. The increase in operating income in 1993 resulted from... | 94 | 10K |
712 | 474 | Future maturities of fixed maturity securities available-for-sale are as follows: Amortized Fair December 31 (in millions) Cost Value Due in one year or less . . . . . . . . . $ 650.5 $ 653.5 Due after one year through five years . . 4,001.0 4,109.0 Due after five years through ten years . 5,876.6 6,124.4 Due after ten... | 122 | 10K |
2235 | 510 | In 2003, our health benefits ratio was 80.2% versus 81.0% in the 2002. Through effective early case finding, disease management, reductions in membership related to less profitable products and continued improvement in our claims payment efficiencies, our medical costs remain stable and predictable. | 43 | 10K |
NatwestGroupPLC-AR_2004 | 1,582 | The Audit Committee also undertakes an annual evaluation to assess the independence and objectivity of the external auditors and the effectiveness of the audit process, taking into consideration relevant professional and regulatory requirements. The results of the evaluation were reported to the Board. | 43 | annual_report |
SwissReCorporateSolutions-AR_2016 | 286 | Maturity of fixed income securities available-for-sale The amortised cost or cost and estimated fair values of investments in fixed income securities available-for-sale by remaining maturity are shown below. Fixed maturity investments are assumed not to be called for redemption prior to the stated maturity date. As of ... | 69 | annual_report |
1726 | 687 | Consolidated Results of Operations: Operating Summary 17 Life 20 Investment Products 21 Individual Life 23 Group Benefits 24 Corporate Owned Life Insurance (COLI) 25 Property & Casualty 26 Business Insurance 27 Affinity Personal Lines 28 Personal Insurance 29 Specialty Commercial 30 Reinsurance 31 Other Operations 32 D... | 81 | 10K |
5788 | 1,121 | The global impact of the novel coronavirus (also referred to as COVID-19), first reported in Wuhan, China, continues to develop rapidly. Although the Company is not aware of any material impact on its operations it continues to monitor the situation. The extent to which the Company’s future results are affected by the ... | 79 | 10K |
fr_axa-AR_2009 | 1,227 | Of which Fees and revenues from investment contracts with no participating feature 547 662 740 -17.4% | 16 | annual_report |
4384 | 474 | We achieved these results by demonstrating expense discipline and headcount control, continuing to pursue our acquisition strategy and generating organic growth in our core businesses. In 2011, we continued to expand our international operations through both acquisitions and organic growth. By the end of 2011, 19% of o... | 67 | 10K |
3460 | 1,917 | Company had a deferred compensation obligation pursuant to the plan amounting to $3.2 million and $3.8 million as of December 31, 2007 and 2006, respectively. | 25 | 10K |
5839 | 875 | Effective for the year ended December 31, 2019, the Company decided to change the approach it uses for presentation in its Consolidated Statements of Cash Flows from the direct method to the indirect method as management considers presentation under the indirect method as more comparable to the method used by others in... | 78 | 10K |
2233 | 1,264 | The Company's profitability depends principally on its ability and Prudential Financial's ability to price and manage risk on insurance products, to attract and retain customer assets, and to manage expenses. Specific drivers of our profitability include: | 36 | 10K |
nl_ing_grp-AR_2018 | 545 | Voltron blockchain platform, which is built on R3’s Corda platform. The transaction covered a polymers shipment from India to Peru and was completed in just 24 hours compared to the standard five to 10 days. It followed the pilot in May with agrifood trading giant Cargill. | 46 | annual_report |
4130 | 944 | Net realized investment gains, after impairment, for the year ended December 31, 2009 were $15.3 million compared with net realized investment losses, after impairment, of $47.7 million for 2008. Net realized investment gains in 2009 primarily reflect gains from the sales of municipal bonds and U.S. Treasury securities... | 64 | 10K |
ch_zurich_insurance_group-AR_2005 | 394 | Upon adoption of IFRS 3, the Group wrote back USD 23 million of negative goodwill. | 15 | annual_report |
5414 | 817 | and note that the standard is not applicable to our insurance contracts or other revenue streams. The adoption of this new accounting standard does not have a material impact on our consolidated financial statements and related disclosures. | 37 | 10K |
BaloiseHoldingLtd-AR_2006 | 4,946 | Under the share buyback program announced on March 21, 2006, 1,074,000 Bâloise-Holding shares were repurchased for a total value of CHF 113.8 million between May 22, 2006, and December 31, 2006. Moreover, Baloise Group companies sold net 112,331 shares. | 39 | annual_report |
3600 | 821 | EIC, EIPC, Flagship and EINY each have an intercompany reinsurance pooling agreement with the Exchange, whereby these companies cede all of their direct property/casualty insurance to the Exchange. EIC and EINY then assume 5% and 0.5%, respectively, of the total business pooled in the Exchange (including the business a... | 153 | 10K |
ch_zurich_insurance_group-AR_2015 | 928 | Delivery Fixed cash Performance-based cash Performance-based shares Country specific fixed benefits | 11 | annual_report |
StorebrandASA-AR_2010 | 408 | 49 years Group Director Lindorff Group AB & CEO Lindorff AS Board Member Storebrand ASA since 2010 1986 Master’s degree in economics and business administration, University of Washington USA • 1983 Specialized courses College of Marketing, Oslo | 37 | annual_report |
NatwestGroupPLC-AR_2020 | 6,190 | Changes in laws, rules or regulations, or in their interpretation or enforcement, or the implementation of new laws, rules or regulations, including contradictory or conflicting laws, rules or regulations by key regulators or policymakers in different jurisdictions, or failure by NatWest Group to comply with such laws,... | 93 | annual_report |
4905 | 6,636 | The amount of dividends that can be paid to the Exchange without the prior approval by the Pennsylvania Insurance Commissioner by EIC, EPC, and Flagship, the Exchange’s Pennsylvania-domiciled property and casualty insurance subsidiaries, is limited to not more than the greater of: (a) 10% of statutory surplus as report... | 158 | 10K |
5053 | 1,074 | · Life Marketing segment operating income was $57.4 million which consisted of universal life operating income of $54.5 million, traditional life operating income of $15.9 million, and an operating loss of $13.0 million in other lines which included $17.4 million of amortization related intangible assets. | 45 | 10K |
NatwestGroupPLC-AR_2010 | 2,568 | Definitions of acronyms used in this section can be found in the Glossary on pages 434 to 439. | 18 | annual_report |
fr_axa-AR_2001 | 5,267 | Under the French statutory basis of accounting, the cost method of accounting is used, whereas, under | 16 | annual_report |
2384 | 1,431 | The assets and liabilities of APTIC as of December 31, 2003 were as follows: | 14 | 10K |
2583 | 866 | The accompanying financial statements include the accounts of the Company and all of its wholly owned insurance subsidiaries. Our consolidated financial statements exclude the results of material transactions between us and our consolidated affiliates, or among our consolidated affiliates. We reclassified certain amoun... | 71 | 10K |
HiscoxLtd-AR_2019 | 18 | We take the time to get to know the people we work with and work for – our customers. | 19 | annual_report |
5944 | 1,271 | In September 2020, three purported securities class action complaints were filed in the United States District Court for the Northern District of Illinois against the Company, certain of its officers and directors, and certain underwriters, private equity firms, and investment vehicles alleging violations of the Securi... | 129 | 10K |
PosteItalianeSpA-AR_2018 | 3,349 | Impairment The effects of the application of the new impairment model, which during the transition had a contra-entry in retained earnings, are outlined below: a. €10 million in expected losses in relation to financial instruments recognised at amortised cost; b. €14 million in expected losses in relation to financial ... | 99 | annual_report |
nl_ing_grp-AR_2013 | 61 | • ING received EUR 10 billion in state aid in November 2008. Including the latest repayment in November 2013, ING has so far repaid EUR 11.3 billion, including EUR 8.5 billion in principal and EUR 2.8 billion in interest and premiums. The final tranches are scheduled to be paid by March 2014 and by May 2015. The total ... | 69 | annual_report |
1744 | 543 | Hartford Life is a leader in the COLI market, which includes life insurance policies purchased by a company on the lives of its employees, with the company or a trust sponsored by the company named as beneficiary under the policy. Until the Health Insurance Portability and Accountability Act of 1996 (“HIPA Act of 1996”... | 136 | 10K |
RSAInsuranceGroupPLC-AR_2008 | 351 | RATING AGENCIES S&P, AM Best and Moody’s Investor Service provide insurance financial strength ratings for the Group and its principal subsidiaries. | 21 | annual_report |
NatixisSA-AR_2011 | 6,464 | COFACE SERVICE SPA (5) Receivables management and data 0 0 100 100 Italy | 13 | annual_report |
SwissReAG-AR_2006 | 1,020 | Mr Mumenthaler’s commitments in organisations outside Swiss Re include memberships in the International Risk Governance Council (IRGC) as Vice Chairman, the World Business Council for Sustainable Development (WBCSD) and the Young Global Leaders at the World Economic Forum (WEF). | 39 | annual_report |
RSAInsuranceGroupPLC-AR_2015 | 452 | Total operating profit, after including the investment result of £69m (2014: £72m), was £163m (2014: £241m). | 16 | annual_report |
SwissLifeHoldingAG-AR_2011 | 2,889 | AWD — The AWD Group posted an adjusted operating result of EUR 54 million (up EUR 5 million or 10% on the previous year). The company’s operating result (EBIT) was affected by one-off effects, primarily caused by reserves for potential client compensation payments and legal and process costs for AWD Austria and AWD Ger... | 93 | annual_report |
5566 | 653 | The Specialty Health segment reported $28.7 million of income before taxes for the year ended December 31, 2018 compared to $13.2 million for the comparable period in 2017. | 28 | 10K |
INGGroepNV-AR_2009 | 4,126 | PRE-SEttlEMENt RISK Pre-settlement risk arises when a counterparty defaults on a transaction before settlement and ING Group has to replace the contract by a trade with another counterparty at the then prevailing (possibly unfavourable) market price. The pre-settlement risk (potential or expected risk) is the cost of I... | 110 | annual_report |
2550 | 873 | For restricted stock awards, the Company records the market value of the shares awarded at the time of the grant as unearned stock grant compensation and includes it as a separate component of shareholders' equity. The unearned stock grant compensation is amortized into income ratably over the vesting period. | 49 | 10K |
fr_axa-AR_2008 | 7,141 | we performed our work in accordance with the standards of our profession applicable in France. These standards require that we plan and perform procedures to assess whether the reasons and the conditions of the capital reduction are proper. | 38 | annual_report |
3286 | 730 | Establishment of appropriate reserves is an inherently uncertain process. There can be no certainty that currently established reserves based on our key assumptions regarding frequency and severity in our lines of business, or our assumptions regarding our share of the CAR loss will prove adequate in light of subsequen... | 158 | 10K |
4526 | 841 | ended December 31, 2011 totaled $1.7 million. Stock compensation expense totaled $1.9 million for the year ended December 31, 2012, compared to $2.5 million for the same period in 2011. The decrease in stock compensation expense primarily reflects the full vesting of options and restricted stock issued in January 2007,... | 68 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2003 | 581 | The Supervisory Board concerned itself intensively with the Company’s situation in the past year. We performed the duties incumbent on us by law and under the Articles of Association and monitored the Board of Management in its running of the Company. The Board of Management informed us promptly, extensively and regula... | 107 | annual_report |
3189 | 1,295 | Regulatory bodies have contacted the Company and have requested information relating to various regulatory issues regarding mutual funds and variable insurance products, including the marketing of such products. The Company believes that many of these inquiries are similar to those made to many financial services compa... | 99 | 10K |
CNPAssurancesSA-AR_2015 | 71 | This is an intergenerational challenge x2 ACCORDING TO THE INSEE, THE NUMBER OF PEOPLE AGED 6O AND MORE WILL DOUBLE BETWEEN NOW AND 2O5O, WHILE THE EMPLOYED POPULATION WILL REMAIN THE SAME | 32 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2014 | 1,818 | In connection with the issuance of eurobonds in June 2014, the representatives of PZU participated in the Roadshow, in which there were held 24 meetings with almost 50 institutional investors (in the major financial centres of Europe). The effectiveness of the bonds placement was confirmed by the lowest coupon obtained... | 57 | annual_report |
4225 | 3,294 | Securities Purchased (Sold) under Agreements to Resell (Repurchase) - AIG estimates the fair value of receivables (payables) arising from securities purchased (sold) under agreements to resell (repurchase) using dealer quotations, discounted cash flow analyses and/or internal valuation models. This methodology consider... | 55 | 10K |
3169 | 918 | those risks associated with geographical concentrations of property insured, business mix, catastrophe modeling, underwriting practices, reserving practices, policy pricing, and the actions of our competitors. Types of operational risks we face generally include, but are not limited to, those risks associated with busi... | 78 | 10K |
AvivaPLC-AR_2012 | 108 | Reducing expenses We will continue to focus on improving cost efficiencies and, particularly, on reallocating resources to initiatives where we can earn the highest returns and strong cash flows. We will deliver in excess of £400 million cost savings. | 39 | annual_report |
fr_axa-AR_2008 | 3,088 | Note 28: Contingent assets and liabilities and unrecognized contractual commitments 404 | 11 | annual_report |
1784 | 914 | Total revenues decreased $40.9 million, or 3.4%, to $1,155.0 million in 2001 from $1,195.9 million in 2000, primarily driven by lower investment management revenues. The decrease in investment management revenues was partially offset by growth in net investment income of $52.7 million, or 11.8%, and premiums of $11.4 m... | 155 | 10K |
788 | 402 | The following is a reconciliation of net income and shareholders' equity under generally accepted accounting principles with that reported for MMIC on a statutory basis (in thousands): | 27 | 10K |
gb_prudential-AR_2005 | 4,197 | Since shareholder profits in respect of the PAC with-profits funds are a function of the actuarially determined surplus for distribution, the overall income statement result is not directly affected by the level of pension cost or other expenses attributable to the fund. | 42 | annual_report |
4219 | 1,930 | While the Company intends to defend vigorously all tobacco products liability litigation, it is not possible to predict the outcome of any of this litigation. Litigation is subject to many uncertainties. It is possible that one or more of the pending actions could be decided unfavorably. | 46 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2020 | 1,248 | Notes to the consolidated balance sheet – Assets 148 01 Goodwill 148 02 Other intangible assets 149 03 Land and buildings, including buildings on third-party land 151 04 Hierarchy for the fair value measurement of investments 151 05 Investments in affiliated companies, associates and joint ventures 157 06 Loans 157 07 ... | 70 | annual_report |
AegonNV-AR_2007 | 844 | Unirobe Meeùs Groep. In addition, AEGON itself is one of the most widely recognized brand names in the | 18 | annual_report |
2354 | 592 | The “fair value” method contrasts with the “intrinsic value” method currently permitted by GAAP and used by Torchmark, whereby a value is assigned to an option only if the grant price is less than the fair value of the stock at the date of grant. Because Torchmark’s options are generally granted at an exercise price eq... | 141 | 10K |
3382 | 3,754 | By reinsuring the SPWL policies, the Company reduced net investment income by $78.2 million, $97.0 million and $82.7 million for the years ended December 31, 2007, 2006 and 2005, respectively. The reduction of net investment income resulting from interest paid on funds withheld includes the impact from net investment i... | 138 | 10K |
SwissReAG-AR_2012 | 2,656 | Gross premiums written before retrocession to external parties 14 658 10 272 2 528 1 211 –5 28 664 | 19 | annual_report |
2634 | 927 | On December 30, 2003 and February 20, 2004, separate putative shareholder class action complaints were filed in United States District Court for the Western District of Michigan against the Company, its former President and Chief Executive Officer, and its Chief Financial Officer. The complaints alleged violations of f... | 163 | 10K |
5935 | 991 | The credit rating used for held-to-maturity fixed income securities is the rating for each security as published by Moody’s, S&P, and Fitch to determine the probability of default. If there are two ratings, the lower rating is used. If there are three ratings, the median rating is used. If there is one rating, that rat... | 126 | 10K |
3101 | 1,131 | These significant uncertainties are not likely to be resolved in the near future. While there have been some positive legislative and judicial developments in the asbestos arena over the past three years, it is too early to call it a trend. | 41 | 10K |
PosteItalianeSpA-AR_2015 | 1,003 | On 21 December 2015, AGCM notified Poste Italiane of its final ruling in which, pursuant to articles 20, 21 and 22 of the Consumer Code, it deemed the Company's conduct unfair and imposed a fine of €540,000, limited to a tenth of the maximum applicable amount taking into account the mitigating circumstance that | 53 | annual_report |
5911 | 357 | Weather events - an estimate of losses and LAE from weather events occurring during the current accident year that exceed initial estimates of expected weather events when establishing the core loss ratio for each accident year. This metric informs management of factors impacting overall current year profitability. | 47 | 10K |
GjensidigeForsikringASA-AR_2017 | 726 | The interim results are presented directly by webcast and teleconference that are open for all stakeholders. The webcast can be followed directly at | 23 | annual_report |
2581 | 713 | The increase in Group Life and Other total expenses in 2004 was due to the $2.0 million charge related to the write off of the PEGLI net assets as discussed previously in Note 12. | 34 | 10K |
SwissReAG-AR_2009 | 2,637 | That portion of an insurance premium which represents the cost of obtaining the insurance business: it includes the intermediaries’ commission, the company’s sales expense and other related expenses. | 28 | annual_report |
de_allianz-AR_2011 | 2,575 | An increase of 0.5 % points in the discount rate or the combined ratio could result in the recoverable amount for the Cgu Asia-pacific and middle east reaching its carrying value. the recoverable amount of the Cgu Central and eastern europe almost equals its carrying value. | 46 | annual_report |
1811 | 447 | Impairment of long lived assets. We evaluate whether events and circumstances have occurred that indicate the remaining estimated useful life of long lived assets, including goodwill, may warrant revision or that the remaining balance of an asset may not be recoverable. The measurement of possible impairment is based o... | 112 | 10K |
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