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RaiffeisenBankInternationalAG-AR_2020
4,822
Changes in Fair value of the hedged items1 in € thousand Assets Liabilities Assets Liabilities 1 Fair value changes in the underlying transactions which were used to calculate ineffectiveness
29
annual_report
1563
729
UTG owned 53% of United Trust Group, Inc., (“UTGL99”) an insurance holding company, and UII owned 47% of UTGL99. At the time the decision to merge was made, neither UTG nor UII had any other significant holdings or business dealings. The Board of Directors of each company thus concluded a merger of the two companies wo...
92
10K
4435
849
Mortgage loan interest income is accrued on the principal amount of the loan based on the loan’s contractual interest rate. Accretion of discounts is recorded using the effective yield method. Interest income, accretion of discounts, and prepayment fees are reported in net investment income. Interest income earned on i...
119
10K
4130
998
Ocean marine net premiums written and net premiums earned for the year ended December 31, 2008 decreased by 13% and 10%, respectively, when compared to 2007. Larger net premium retention levels in 2008 resulted from lower excess of loss reinsurance costs and lower reinsurance reinstatement costs. Losses from hurricane ...
104
10K
3955
1,007
The Black-Scholes model also incorporates volatility estimates that measure potential price changes over time. The weighted average volatility used as of December 31, 2009 was approximately 22%, which was relatively unchanged from year end 2008. The weighted average volatilities are based on the volatility input for ea...
163
10K
3980
1,517
Additionally, as of December 31, 2009 and 2008 guarantee fund receivable assets, excluding CIGA, of $1.1 million and $1.4 million, respectively, are included in other assets, as they can be used as a credit against future premium taxes owed. Maximum contributions required by law in any one state in which the Company of...
63
10K
2997
572
The profitability of property and casualty insurance companies is primarily determined by their underwriting results and investment performance. Underwriting results are the net result of a company’s premiums earned and amounts paid, or expected to be paid, to settle insured claims and policy acquisition costs and othe...
180
10K
gb_prudential-AR_2002
186
JNL’s low cost and flexible infrastructure together with its culture and the company’s realigned service and administrative capabilities contribute to its competitive advantage. JNL has a cost base that is well below the industry average.
35
annual_report
3702
1,355
thresholds would be eliminated and the amount of par that could be subject to collateral posting requirements would be $2.4 billion. Based on market values as of December 31, 2008, such a downgrade would have resulted in AGC posting an additional $88.7 million of collateral. Currently no additional collateral posting i...
58
10K
AssicurazioniGeneraliSpA-AR_2017
552
With reference to the reinsurance accepted by the subsidiary Generali Levensverzekering Maatschappij N.V., the results improved by 38,647 thousand (from -36,118 thousand to 2,529 thousand) due primarily to a decline in the interest rate risk provision, deriving both from an increase in specific financial returns and a ...
70
annual_report
5427
10,601
During 2016, White Mountains made gross investments into funds managed by Enlightenment Capital totaling $11 million and received a total of $14 million of distributions from these funds.
28
10K
5331
1,034
•Cash provided by financing activities for 2016 reflected various capital raising activity, such as the issuance of $950.0 million of senior notes, $400.0 million of borrowings under our revolving loan facility and $450.0 million of preferred shares in order to fund the cash consideration portion of the UGC acquisition...
68
10K
1813
326
Concentration of Risks - ---------------------- In 2001 approximately 86% of Crusader's gross premium written was derived from California. In 2001, approximately 94% of the $2,582,290 commission income from the Company's health and life insurance program was from CIGNA HealthCare medical and dental plan programs. At De...
87
10K
2633
1,349
In addition, in 2003, the Company paid a total of $1.3 million of finders fees to two shareholders of ProCentury related to the sale of the minority interest in Evergreen. Approximately $450,000 of this amount was accrued at December 31, 2002.
41
10K
Sampoplc-AR_2005
1,357
Total derivatives held for hedging – – – 160 10 –
11
annual_report
5266
731
In January 2016, the FASB issued ASU Number 2016-01, Financial Instruments - Overall (Subtopic 825-10). This update replaces the guidance to classify equity securities with readily determinable fair values into different categories (trading or available-for-sale) and requires equity securities to be measured at fair va...
181
10K
5653
1,256
The following table presents the components of net realized and unrealized gains (losses) recorded on the consolidated statements
18
10K
HiscoxLtd-AR_2010
1,353
The defined benefit scheme closed to future accrual with effect from 31 December 2006 and active members were offered membership of the defined contribution scheme from 1 January 2007.
29
annual_report
NatwestGroupPLC-AR_2010
2,272
Core AAA 13,110 33,535 44,761 2,205 47,441 807 16 141,875 70 AA to AA+ — — 18,025 2,908 3,656 775 — 25,364 13 A to AA- — — 9,138 4,007 1,879 1,223 5 16,252 8 BBB- to A- — — 2,843 1,297 1,108 1,956 6 7,210 4 Non-investment grade — — 1,460 1,638 3,052 2,428 2 8,580 4 Unrated — — 52 297 978 1,077 212 2,616 1 13,110 33,535...
77
annual_report
5248
1,399
The Company has developed credit exposure thresholds which are based upon counterparty ratings. Credit exposures are measured using the market value of the derivatives, resulting in amounts owed to the Company by its counterparties or potential payment obligations from the Company to its counterparties. The notional am...
165
10K
4145
2,640
Overseas deposits include investments in private funds related to Lloyd’s Syndicates in which the underlying instruments are primarily cash equivalents. The funds themselves do not trade on an exchange and therefore are not included within available for sale securities. Also included in overseas deposits are restricted...
81
10K
gb_lloyds_banking_grp-AR_2019
5,770
The recoverable amount of the goodwill relating to Scottish Widows has been based on a value-in-use calculation. The calculation uses pre-tax projections of future cash flows based upon budgets and plans approved by management covering a three-year period, the related run-off of existing business in force and a discoun...
162
annual_report
4917
7,148
Contracts that do not subject the Company to significant risk arising from mortality or morbidity are referred to as investment contracts. Fixed annuities, including market value adjusted annuities, equity-indexed annuities and immediate annuities without life contingencies, and funding agreements (primarily backing me...
95
10K
4658
1,370
Fixed charge coverage ratio - is the ratio of Consolidated Adjusted EBITDA less the actual amount paid by the Company and its Subsidiaries in cash on account of Capital Expenditures less cash taxes to the Consolidated Fixed Charges, in each case measured for the four consecutive Fiscal Quarters ending on or immediately...
56
10K
4045
1,377
Certain of the Company’s lease agreements contain various administrative, reporting, legal and financial covenants. Non-compliance with these covenants, one of which is for no material adverse changes to the Company’s financial condition, may cause the remaining payments under the lease agreements to become immediately...
88
10K
ch_zurich_insurance_group-AR_2019
1,919
The Group manages its risks related to equity securities and real estate as part of the overall investment risk management process, and applies limits as expressed in policies and guidelines. Specifically, Zurich limits holdings in equities, real estate and alternative investments. To realize an optimal level of risk d...
95
annual_report
4122
3,214
The Hartford’s Life Japan operations also maintain a line of credit in the amount of $54, or ¥5 billion, which expires January 4, 2011 in support of the subsidiary operations.
30
10K
3891
751
Effective January 1, 2008, the Company adopted SFAS No. 159, “The Fair Value Option for Financial Assets and Financial Liabilities-Including an Amendment of FASB Statement No. 115.” The Company has chosen not to elect the fair value option for any balance sheet item that has not already been measured at fair value in a...
73
10K
ASRNederlandNV-AR_2016
4,702
The Workforce at a glance The section contains information regarding a.s.r. employees, excluding of employees of PoliService, Van Kampen Groep, Dutch ID, SuperGarant and Corins. For the segmentation of a.s.r.’s workforce, see page 45.
34
annual_report
2602
1,016
Pursuant to the requirements of Sections 13 or 15(d) of the Securities Exchange Act of 1934, this report has been signed by the following persons on behalf of the registrant and in the capacities indicated below.
36
10K
NatwestGroupPLC-AR_2018
1,418
Advisers to the Committee PricewaterhouseCoopers LLP (PwC) was first appointed as remuneration adviser by the Committee in 2010, following a review of potential advisers and the services provided. An annual review of the quality of advice and the associated level of fees was undertaken during 2018, following which the ...
88
annual_report
3305
1,649
Abrazo Advantage Health Plan (“AAHP”) - managed Medicare and Dual Eligible
11
10K
4945
727
and homeowners insurance, which had increases of $39.9 million and $26.0 million, respectively. The decrease in premium volume is on both new business production and retention levels and is due primarily to the rate and resegmentation efforts of the Company in the past few years. The Company has undertaken various acti...
80
10K
2622
1,499
In November 2004, the Company issued the second tranche of $300 million aggregate principal amount of 5.25% Senior Notes due September 2014. The bonds were issued at 98.419% and gross proceeds were $298.7 million. Related expenses of the offering amounted to approximately $2.0 million. Proceeds of these notes, together...
74
10K
4382
1,690
Excluding the Reciprocal Exchanges, the 2011 net loss and loss adjustment expenses included $74.3 million from claims related to severe weather related events, including first quarter 2011 claims relating to heavy snow, Hurricane Irene in August 2011, and other severe winter storms and tornados that resulted in an unus...
52
10K
1245
75
Currently, the Companies' ratings are A+ by A. M. Best Company, AAA by Duff & Phelps Credit Rating Company, and AA+ by Standard & Poor's Rating Services ("Standard & Poor's").
30
10K
3604
847
For 2007, the expense ratio was impacted 3.2% by AVIC’s expense structure and 1.5% by Alliance, 0.3% by SFAS No. 123(R) and 0.6% due to technology costs. For 2006, the expense ratio was impacted 3.4% by AVIC, 1.2% by Virginia Mutual, 0.3% with the adoption of SFAS No. 123(R) and 0.7% due to technology costs.
55
10K
Sampoplc-AR_2012
2,863
In Sampo plc, EURm 22 of deferred tax asset has not been recognised on unused tax losses. The first losses will expire in 2021.
24
annual_report
PhoenixGroupHoldingsPLC-AR_2011
1,639
PGL Pension Scheme Economic surplus (including £471 million (2010: £92 million) available as a refund on a winding-up of the scheme)
21
annual_report
4975
963
The tables below present a reconciliation for all pension plan assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2014 and 2013.
34
10K
2613
845
Selling, General and Administrative Expenses. Total selling, general and administrative expenses increased 7%, or $109 million, to $1.56 billion for the year ended December 31, 2004 from $1.45 billion for the year ended December 31, 2003. Total selling, general and administrative expenses increased primarily due to inc...
108
10K
4377
805
The Company monitors death claims based upon expectations. The claims experience was favorable in 2011, decreasing by 7.4% from 2010 recorded amounts and remained relatively consistent over the prior two years. Additionally, 2011 results include a $0.8 million incurred but not reported release of liability related to o...
60
10K
5387
2,047
The following selected audited information is a summary of the results of Novae that has been included in the Consolidated Financial Statements for the year ended December 31, 2017.
29
10K
StandardLifeAberdeenPLC-AR_2018
1,939
The Directors are responsible for preparing the Annual report and accounts and the Group and Company financial statements in accordance with applicable law and regulations.
25
annual_report
3051
1,453
financial instruments with an embedded derivative at fair value thus negating the need to bifurcate the instrument between its host and the embedded derivative. SFAS No. 155 is effective for fiscal periods beginning after September 15, 2006. We will evaluate the impact of SFAS No. 155, but believe the adoption of SFAS ...
61
10K
HelvetiaHoldingAG-AR_2013
1,829
Unrealised gains and losses (net) as of 31 December 198.4 226.7 in CHF million restated
15
annual_report
NatixisSA-AR_2007
6,677
At the balance sheet date, Natixis assesses whether or not there is any objective evidence of impairment in Loans and advances, either on an individual basis or collectively by risk category. In order to detect any signs of impairment, Natixis analyses trends in a number of objective criteria, but also relies on the ju...
110
annual_report
1879
333
In August 2001 the FASB issued Statement of Financial Accounting Standards No. 144, "Accounting for the Impairment or Disposal of Long-Lived Assets" ("SFAS No. 144"). The objectives of SFAS No. 144 are to address significant issues relating to the implementation of SFAS Statement No. 121 "Accounting for the Impairment ...
105
10K
2017
905
This operating segment generated $89,341,000 of net premiums written and $43,047,000 of net earned premium. Losses and LAE incurred for the property reinsurance business was $21,558,000 resulting in a loss ratio of 50.1 percent. The loss ratio reflects the fact that there were no catastrophe or other significant losses...
95
10K
4318
874
Direct premiums written by major product line for the year ended December 31, 2010 and 2009 are presented in the table below (in thousands):
24
10K
AegonNV-AR_2019
8,409
insurance and annuity business lines. Complimented by the transfer of over 2,000 Transamerica employees to TCS, TCS supports the administration of Transamerica's life insurance, annuity, and employee benefits products (both for inforce and new business based on a transition timeline), taking on the administration of ov...
49
annual_report
HelvetiaHoldingAG-AR_2018
2,691
– Counterparty risks associated with loans and mortgages: The largest items in the asset class of loan form the promissory note loans (92.9 %), as well as policy loans (5.3 %). The policy loans are secured through life insurance policies. Since only a certain percentage of accumulated capital (<100 %) is invested, this...
124
annual_report
4471
4,159
MetLife, Inc., in connection with the collateral financing arrangement associated with MetLife Reinsurance Company of South Carolina’s (“MRSC”) reinsurance of universal life secondary guarantees, committed to the South Carolina Department of Insurance to take necessary action to cause MRSC to maintain total adjusted ca...
75
10K
gb_lloyds_banking_grp-AR_2019
1,396
Global Corporates and Financial Institutions 30.8 33.7 (9) 34.7 (11) 34.4 (10)
12
annual_report
2384
773
As of December 31, 2004, our consolidated pre-tax book yield was 5.07% compared to 5.38% as of December 31, 2003. This decline reflects the reinvestment of maturing, higher yielding securities into lower yielding securities in our U.S. investment portfolio. During the fourth quarter of 2003, we made adjustments to refl...
144
10K
5416
551
Claims incurred increased during 2017 compared to 2016, as a result of increases in catastrophe losses and premium growth. Claims incurred increased during 2016 compared to 2015 as a result of increases in catastrophe losses as well as an increase in frequency and severity of claims related to the personal automobile l...
54
10K
NatixisSA-AR_2010
3,310
For industry risk, microeconomic criteria include indicators of fi nancial solidity applied to a sample of companies representative of each industry sector. Examples of criteria tracked by industry analysts are trends in sales volumes, the extent to which companies in the industry meet their growth targets, profi t tre...
83
annual_report
NatixisSA-AR_2002
1,450
Other loans to customers 26,199 27,436 26,704 4.2 – Lease financing in EUR millions 2002 2001 2000
17
annual_report
SwissReAG-AR_2012
1,367
Election and term of office Election procedure Members of the Board of Directors are elected individually by the shareholders’ meeting.
20
annual_report
5928
1,516
Businesses held for sale: As of December 31, 2020, the Company held $299 and pledged $1 net cash collateral related to OTC derivative contracts and cleared derivative contracts, respectively. As of December 31, 2019, the Company held $213 and no net cash collateral related to OTC derivative contracts and cleared deriva...
91
10K
StorebrandASA-AR_2015
981
The consolidated financial statements combine Storebrand ASA and companies where Storebrand ASA has a controlling interest. Minority interests are included in the Group's equity, unless there are options or other conditions that entail that minority interests are measured as liabilities.
40
annual_report
2358
459
Cincinnati Financial Corporation owns its headquarters building located on 100 acres of land in Fairfield, Ohio. This building contains approximately 800,000 total square feet. John J. & Thomas R. Schiff & Co. Inc., a related party, occupies approximately 6,750 square feet (1 percent). The property, including land, is ...
72
10K
5594
3,578
Prepaid benefits costs and accrued benefit liabilities are included in “Other assets” and “Other liabilities,” respectively, in the Company’s Consolidated Statements of Financial Position. The status of these plans as of December 31, 2018 and 2017 is summarized below:
39
10K
4826
1,010
Effective July 1, 2013, the Company implemented a 401(k) Safe Harbor Profit Sharing Plan (“401(k) Plan”) that qualifies as a defined contribution plan under Section 401(k) of the Internal Revenue Code. Under the 401(k) Plan, participating employees are eligible for company matching and discretionary profit sharing cont...
142
10K
de_allianz-AR_2008
375
– The overall remuneration for individual Board Members is dependent upon their designated role, accountability and performance.
17
annual_report
TrygAS-AR_2005
1,526
IFRS 4 which had the following effects: • Eliminated equalisation provisions
11
annual_report
4228
741
1. The discount rate, which is used in calculating both policy reserves and incurred and IBNR claim reserves, is the interest rate that we use to discount future claim payments to determine the present value. A higher discount rate produces a lower reserve. If the discount rate is higher than our future investment retu...
148
10K
Sampoplc-AR_2008
2,425
Each shareholder who is registered on the record date for the Annual General Meeting, Friday, 27 March 2009, in the company’s Shareholder Register kept by Euroclear Finland Ltd (previously the Finnish Central Securities Depository Ltd) has the right to participate in the General Meeting. Shareholders whose shares are r...
62
annual_report
4568
942
For additional information, see Note 1 (Description of Business, Basis of Presentation, and Summary of Significant Accounting Policies) and Note 3 (Investments) to our consolidated and combined financial statements.
29
10K
StandardLifeAberdeenPLC-AR_2012
838
Aberdeen shares In equal tranches over four years, vesting on the 1st, 2nd , 3rd and 4th anniversaries of the award.
21
annual_report
RaiffeisenBankInternationalAG-AR_2012
1,158
IFRS 12 is a disclosure standard regarding statements in the notes and is applicable to entities that have interests in subsidiaries, joint arrangements (joint ventures or joint operations), associates and/or unconsolidated structured entities. In general, the disclosure requirements in IFRS 12 are more extensive than ...
82
annual_report
HelvetiaHoldingAG-AR_2011
62
Our strategic direction also proved itself during 2011. All country markets increased their premium volumes and gained market shares. In the Swiss home market, the inte-
26
annual_report
1249
350
(2) Other expenses for the years ended December 31, 1999, 1998 and 1997 are net of expense reimbursements from National Prearranged Services in the amount of $2,685, $2,254 and $2,695, respectively.
31
10K
267
302
The 1994 and 1993 general and administrative expenses incurred by the Company's previous 80% owned British subsidiary approximated $777,000 and $882,000, respectively, and are included in the accompanying 1994 and 1993 consolidated statements of income. Operating revenue generated by the subsidiary in 1994 and 1993 app...
76
10K
4121
4,607
dispositions being reinvested in shorter duration assets and through the use of interest rate derivatives. Our investment portfolio duration is managed in relation to the liabilities of our business segments.
30
10K
HannoverRueckSE-AR_2011
872
ventional reinsurance segment we participate selectively in attractive traditional life and health reinsurance. By way of the other four pillars we are able to offer individual, innovative and needs­oriented insurance solutions.
31
annual_report
3460
1,420
The total pre-tax return, which includes the effects of both income and price returns on securities, of our fixed income portfolio was 4.57% and 2.34% for the years ended December 31, 2006 and 2005, respectively, compared to the Lehman Brothers Intermediate Aggregate Bond Index (“the Index”) total pre-tax return of 4.6...
88
10K
2986
630
Included in net investment losses for the year ended December 31, 2006 are write-downs on investment securities held in the Company’s investment portfolio at December 31, 2006 determined to have had an other-than-temporary impairment in market value. The total amount of other-than-temporary impairments recorded as loss...
67
10K
TopdanmarkAS-AR_2015
1,035
Income is recognised in the income statement when earned. Similarly, all expenses are recognised which relate to the financial year, including amortisation and impairment.
24
annual_report
4512
2,712
The loss ratio for 2011 was 82.4% compared to 65.8% in 2010. The increase in the loss ratio was attributable to a number of catastrophe losses in the period. Net losses before reinstatement premiums and taxes included: $22.3 million from the Australian floods, $73.3 million from the New Zealand earthquake and $254.9 mi...
272
10K
AssicurazioniGeneraliSpA-AR_2015
3,923
Lion River II N.V. 050 EUR 48,500 G 9 2.06 Generali Beteiligungs-GmbH 100.00 99.98 2.06 Generali Vie S.A.
18
annual_report
3553
1,348
The Insurance Act 1978 and Related Regulations (“the Act”) requires Flagstone to maintain minimum levels of solvency and liquidity. The Act requires Flagstone to maintain a minimum statutory capital and surplus equal to the greater of $100.0 million, 50% of net premiums written (being gross premiums written less ceded ...
174
10K
3827
1,463
The reserve for losses and loss expenses is comprised of two main elements: outstanding loss reserves, also known as “case reserves,” and reserves for IBNR. Outstanding loss reserves relate to known claims and represent management’s best estimate of the likely loss settlement. Thus, there is a significant amount of est...
148
10K
3500
1,717
The 2007, 2006 and 2005 effective tax rates differ from the statutory rate of 35% due primarily to tax-exempt interest income. The current-year effective tax rate reflects the higher ratio of tax-exempt interest income to year-to-date pre-tax loss due to the significant negative fair value adjustments
46
10K
3677
3,102
(1) Includes $94.0 million and $119.9 million classified as current assets at December 31, 2008 and 2007, respectively, and ($217.7) million and ($229.2) million classified as noncurrent assets (liabilities) at December 31, 2008 and 2007, respectively.
36
10K
SwissLifeHoldingAG-AR_2012
2,147
finanCial guarantees The Group has issued financial guarantees and transaction-related guarantees and similar instruments. Financial guarantees provide for specified payments to be made to reimburse the holder for a loss incurred in the event that a client fails to make payment when due.
43
annual_report
5625
1,087
The Credit Agreement provides that we may elect that each borrowing in U.S. dollars be either base rate loans or eurocurrency loans, each as defined in the Credit Agreement. However, the Credit Agreement provides that all loans denominated in currencies other than U.S. dollars will be eurocurrency loans. Interest rates...
143
10K
5634
4,103
Represents the impact in the states, D.C. and Canadian provinces where rate changes were approved during the period as a percentage of their respective total prior year-end premiums written in those same locations.
33
10K
3268
2,968
Amortization expense for other amortizable intangible assets for the years ending December 31, 2007, 2008, 2009, 2010 and 2011 is estimated to be $37,506,000, $36,613,000, $36,144,000, $35,476,000, and $34,059,000, respectively.
30
10K
PhoenixGroupHoldingsPLC-AR_2009
463
The Group puts considerable efforts into managing relationships with our regulators so that we are able to maintain a forward view regarding potential changes in the regulatory landscape. The Group assesses the risks of regulatory change and their impact on our operations and lobbies where appropriate.
46
annual_report
TrygAS-AR_2014
411
For this reason, Corporate should have a lower combined ratio over time than the other business areas to contribute to Tryg’s financial targets.
23
annual_report
1314
260
LaSalle Re's sources of funds consist of net premiums written, investment income and proceeds from sales and redemptions of investments. Cash is used primarily to pay losses and loss expenses, brokerage, commissions, excise taxes, administrative expenses and dividends. Under the Insurance Act, LaSalle Re is prohibited ...
243
10K
NatwestGroupPLC-AR_2012
1,997
These policies are reviewed at least annually or sooner if the Group’s own liquidity position changes or if market conditions and/or regulatory rules warrant further amendment or refinement.
28
annual_report
NatixisSA-AR_2013
228
Natixis created the Portfolio Management business line in January 2013 as part of the implementation of the Originateto -Distribute model aimed at optimizing the use of capital and cash resources to provide increasing origination capacity and thus better serve customer interests. The teams are based in Paris, New York ...
108
annual_report
5755
1,497
Specialty & Casualty consists of Sirius Group's insurance and reinsurance underwriting units which offer specialty & casualty product lines on a worldwide basis. Specialty lines represent unique risks where the more difficult and unusual risks are underwritten. Because specialty lines tend to be the more unusual or hig...
61
10K
NatixisSA-AR_2007
3,262
On the whole, performance-related pay elements were stable relative to 2006, with an increase in the Asset
17
annual_report
4110
1,925
CP Re is registered as a Class 3 reinsurer under The Insurance Act 1978 (Bermuda), amendments thereto and related regulations (the “Insurance Act”). Under the Insurance Act, CP Re is required to prepare Statutory Financial Statements and to file a Statutory Financial Return. The Insurance Act also requires CP Re to mai...
68
10K
nl_ing_grp-AR_2015
2,145
d) Other significant changes in 2015 Changes in the composition of ING Group During 2015 and 2014, the following changes in the composition of ING Group occurred: • Voya was classified as held for sale and discontinued operations in September 2013. A number of divestment transactions resulted in Voya being deconsolidat...
112
annual_report
DirectLineInsuranceGroupPLC-AR_2013
1,815
Minimum Consists of fixed remuneration only (that is, base salary, benefits and pension): • Base salary is the salary to be paid in 2014
24
annual_report
308
528
NET SALES. Wickes' net sales for 1995 decreased $14.3 million, or 1.4%, to $972.6 million from $986.9 million in 1994. The 1994 fiscal year consisted of 53 weeks compared with 52 weeks in 1995. After adjusting for this additional week of sales in 1994, Wickes experienced only a $.3 million sales decline from 1994. Sale...
76
10K