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HelvetiaHoldingAG-AR_2017 | 785 | Higher non-technical costs due to loss of positive special effects included in the previous year | 15 | annual_report |
5055 | 893 | We lease equipment and office space under noncancelable operating leases. Future minimum lease payments at December 31, 2015, were as follows: | 21 | 10K |
4413 | 1,059 | less a 'haircut' that varies based on the type of collateral. The Company can deliver the collateralized securities to a special purpose vehicle created by FRBNY in full defeasance of the borrowing. The Company elected to carry the securities and related borrowings at fair value under the fair value option afforded by accounting guidance regarding the fair value option for financial assets and financial liabilities. The securities purchased under TALF are reflected as "TALF investments, at fair value" and the secured financing from the FRBNY is reflected as "TALF borrowings, at fair value." Changes in fair value for both the securities and borrowings are included in "Net realized gains (losses)," while interest income on the TALF investments is reflected in net investment income and interest expense on the TALF borrowings is reflected in interest expense. | 135 | 10K |
StorebrandASA-AR_2018 | 524 | Absence due to illness has been low and stable for several years. The level was 3 per cent in 2018. Absence due to illness in the Norwegian organisation was 2.7 per cent, while it was 3.3 per cent in the Swedish organisation. | 42 | annual_report |
5218 | 943 | For each of our equity securities in an unrealized loss position at December 31, 2016, we applied the objective quantitative and qualitative criteria of our invested asset impairment policy for OTTI. Based on the individual qualitative and quantitative factors, as discussed above, we evaluate and determine an expected recovery period for each security. A change in the condition of a security can warrant impairment before the expected recovery period. If the security has not recovered cost within the expected recovery period, the security is other-than-temporarily impaired. Our long-term equity investment philosophy, emphasizing companies with strong indications of paying and growing dividends, combined with our strong statutory capital and surplus, liquidity and cash flow, provide us the ability to hold these investments through what we believe to be slightly longer recovery periods during times of historic levels of market volatility. | 139 | 10K |
PosteItalianeSpA-AR_2018 | 804 | A particularly significant contributions came from the Financial Services Strategic Business Unit, where EBIT is up 33% from €646 million in 2017 to €859 million in 2018, and from the Payments, Mobile and Digital Strategic Business Unit, where EBIT is up 5% from €194 million in 2017 to €204 million in 2018. | 52 | annual_report |
SwissLifeHoldingAG-AR_2005 | 135 | Germany The growth trend in the German life insurance market continued in 2005 as well. Indeed, the premium growth of 7% was unexpectedly high. | 24 | annual_report |
gb_prudential-AR_2003 | 1,300 | (i) At 31 December 2003, the ¤500m 5.75% borrowings had been swapped into borrowings of £333m with interest payable at 6 month £Libor plus 0.962%. | 25 | annual_report |
1653 | 563 | - Maintain a principal office and appoint and maintain a Principal Representative in Bermuda; and | 15 | 10K |
gb_prudential-AR_2011 | 2,028 | Dilution Releases from Prudential’s GPSP and BUPP are satisfied using new issue shares rather than by purchasing shares in the open market. Shares relating to options granted under all-employee share plans are also satisfied by new issue shares. The combined dilution from all outstanding shares and options at 31 December 2011 was 0.2 per cent of the total share capital at the time. Deferred shares will continue to be satisfied by the purchase of shares in the open market. | 79 | annual_report |
4911 | 700 | • changes in benefit reserves and DAC, VOBA and SIA related to net realized capital gains and losses; | 18 | 10K |
4531 | 1,212 | Cash flows from investing activities primarily consist of net investment purchases or sales and net purchases of property and equipment, including capitalized software. Investing activities for 2012 consisted primarily of the | 31 | 10K |
5523 | 446 | For the years ended December 31, 2018 and 2017, current income tax expense was $100,075 and $105,696, respectively. Deferred federal income tax expense was $1,362,046 and $1,267,823 for the years ended December 31, 2018 and 2017, respectively. | 37 | 10K |
3310 | 536 | Pre-tax earnings of the other manufacturing businesses were $2,037 million in 2007, an increase of $281 million (16%) over 2006. The increases were primarily due to full-year inclusion in 2007 of IMC and increased earnings of CTB, partially offset by a 22% decline in earnings of the building products businesses. Revenues and earnings from the building products businesses will likely decline further in 2008 as a result of the continued weakness in residential housing construction. Additionally, pre-tax earnings of Fruit of the Loom declined in 2007 as a result of operating losses from the newly acquired women’s intimate apparel operations. | 100 | 10K |
4297 | 615 | Deferred Sales Inducements. Costs related to sales inducements offered on sales to new customers, principally on investment type contracts and primarily in the form of additional credits to the customer’s account value or enhancements to interest credited for a specified period, which are beyond amounts currently being credited to existing contracts, are deferred and recorded as other assets. All other sales inducements are expensed as incurred and included in interest credited to contract holders’ funds. Deferred sales inducements are amortized to income using the same methodology and assumptions as DPAC, and are included in interest credited to contract holders’ funds. Deferred sales inducements are periodically reviewed for recoverability. For more information about accounting for DPAC see Note 1, Summary of Significant Accounting Policies, of the consolidated financial statements. | 128 | 10K |
4777 | 1,926 | 30. FINANCIAL INFORMATION FOR PARENT GUARANTOR, OTHER GUARANTOR SUBSIDIARIES AND NON-GUARANTOR SUBSIDIARIES (Continued) | 13 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2019 | 157 | After in-depth deliberations by the Board of Management, the Audit Committee prepares the annual discussion of the risk strategy by the Supervisory Board, and discusses any changes or deviations from the risk strategy with the Board of Management during the year. | 41 | annual_report |
ScorSE-AR_2010 | 213 | As stated before, SCOR’s reserves and policy pricing are based on a number of assumptions and on information provided by third parties, which, if incorrect and/or incomplete, could have an adverse effect on SCOR’s results of | 36 | annual_report |
INGGroepNV-AR_2019 | 3,635 | Common Reporting Standard (‘CRS’) and model competent authority agreement to enable the multilateral and automatic exchange of financial account information. CRS requires financial institutions to identify and report the tax residency and account details of non-resident customers to the relevant authorities in CRS-compliant jurisdictions. As of 19 September 2019, 109 jurisdictions (‘signatory countries’), including the Netherlands, have signed a multilateral competent authority agreement to automatically exchange information pursuant to CRS. The majority of countries where ING has a presence have committed to CRS. The EU has made CRS | 88 | annual_report |
5941 | 776 | The Company’s property and casualty insurance operations comprise one business segment. The property and casualty insurance segment primarily underwrites home insurance coverage with primary lines of business consisting of dwelling fire and extended coverage, homeowners (including mobile homeowners) and other liability. | 41 | 10K |
3746 | 710 | Specialty liability losses in 2001 to 2003, particularly for construction liability business, resulted in diminished capacity in the market in which we compete, as many former competitors who lacked the expertise to selectively underwrite this business were forced to withdraw from the market resulting in approximate premium rate increases of 13.5% in 2004 and 49.1% in 2003. This was followed by a slight decline in rates of approximately 1.0% in 2005. The 2006 year average renewal rates for the construction liability business declined approximately 5.6%, primarily due to additional competition in the marketplace. This decline continued into 2007 with average renewal premium rates declining approximately 9.7% for the fourth quarter and 10.7% for the twelve months. In 2008, average renewal premium rates declined approximately 10.2% for the fourth quarter and 11.9% for the twelve months. We expect competitive conditions will continue into 2009 resulting in continued but slowing rate of declines in pricing for construction liability and excess liability business. | 160 | 10K |
5822 | 1,094 | To determine the fair value of its investments, the Company utilizes third-party valuation service providers to gather, analyze and interpret market information and derive fair values based upon relevant methodologies and assumptions for individual instruments. | 35 | 10K |
500 | 358 | Securities with a market value of approximately $924 million at December 31, 1996 were on deposit with various state or governmental departments to comply with insurance laws. | 27 | 10K |
NatwestGroupPLC-AR_2014 | 5,931 | Model Risk also reassesses the appropriateness of approved risk models on a periodic basis according to the approved Periodic Review Policy. | 21 | annual_report |
3663 | 874 | The following table presents unaudited pro forma financial information incorporating the historical (pre-acquisition) financial results of USAgencies (in thousands, except per share amounts). This information has been prepared as if the acquisition of USAgencies had been completed on January 1, 2006 as opposed to the actual date that the acquisition occurred. The unaudited pro forma information is based upon data currently available and certain estimates and assumptions made by management. As a result, this information is not necessarily indicative of the financial results had the transactions actually occurred on this date. Likewise, the unaudited pro forma information is not necessarily indicative of future results. | 104 | 10K |
RaiffeisenBankInternationalAG-AR_2015 | 2,732 | The gross revenues from sponsored entities for the year ending December 31, 2015 amounted to € 21,923 thousand. | 18 | annual_report |
767 | 414 | Premiums ceded by PXRE to its managed business participants decreased 22.1% to $16,534,000 for 1997 compared with $21,238,000 for the corresponding period of 1996. The decrease in premiums ceded to these programs was due to reduced amounts of premiums written by PXRE and a change in the percentage ceded as agreed with the participants. During 1996, before the Merger, PXRE ceded $19,965,000 of premiums to Transnational Reinsurance in lieu of direct reinsurance writings by Transnational Reinsurance. During 1997 PXRE increased its purchases of catastrophe retrocessional coverage for its own protection in light of the continued general deterioration in catastrophe reinsurance pricing and the opportunity to buy protection at more favorable terms than in recent years. | 115 | 10K |
2272 | 1,119 | Fair values of commercial mortgage loans are determined by discounting the expected total cash flows using market rates that are applicable to the yield, credit quality and maturity of each loan. Fair values of residential mortgage loans are determined by a pricing and servicing model using market rates that are applicable to the yield, rate structure, credit quality, size and maturity of each loan. | 64 | 10K |
ASRNederlandNV-AR_2009 | 1,617 | The table below shows the composition of the other assets: deferred investment and interest income 503 504 435 | 18 | annual_report |
AvivaPLC-AR_2017 | 1,974 | • Relevant pay data including market practice among relevant FTSE listed companies of comparable size to | 16 | annual_report |
TrygAS-AR_2011 | 29 | At the beginning of 2011, the Supervisory Board and the Executive Management set a target of achieving a medium-term return on equity of 20%, corresponding to a combined ratio of 90. The target underlines the Supervisory Board’s focus on profitability, ahead of growth, as the fundamental strategy for the coming years. The Supervisory Board is pleased to announce that, in 2011, Tryg made a significant step towards achieving this target. | 70 | annual_report |
3712 | 627 | The increase in premium income for 2008 relative to the prior year is due to sales growth in our supplemental and voluntary product lines, the impact of premium rate increases implemented for individual long-term care, and overall stable persistency. Net investment income increased relative to the prior year primarily from growth in the level of assets supporting these lines of business. | 61 | 10K |
fr_axa-AR_2016 | 2,941 | Re and was also appointed Deputy Chief Executive Offi cer of Swiss | 12 | annual_report |
AegonNV-AR_2004 | 3,100 | The objective of Vereniging AEGON is the balanced representation of the interests of AEGON N.V. and all of its stakeholders, including shareholders, AEGON group companies, insured parties, employees and other relations of the companies. | 34 | annual_report |
5271 | 480 | Throughout 2016, we continued the efforts that began in 2015 to improve the competitiveness and profitability of our personal lines products. These efforts were focused on technology, pricing/rates and claims. | 30 | 10K |
4029 | 1,349 | Property and equipment are stated at cost less accumulated depreciation. The Company provides for depreciation of property and equipment using the straight-line method over the estimated useful lives with a half-year convention. The estimated useful lives are generally 40 years for properties and range from three to ten years for equipment. Leasehold improvements are amortized over the estimated useful life of the asset, with amortization not to exceed the life of the lease. Depreciation expense for 2009, 2008 and 2007 was $31.4 million, $27.9 million and | 86 | 10K |
gb_lloyds_banking_grp-AR_2018 | 305 | Digital Champions are colleagues who pledge to improve the digital skills and financial capability of at least two individuals or organisations each year. Thousands of colleagues have already signed up. Digital Champions are one way we are committed to Help Britain Prosper. | 42 | annual_report |
INGGroepNV-AR_2016 | 1,840 | Bearing in mind international scope, complexity, revenue, assets and market capitalisation, the companies in the Euro Stoxx 50 index are the appropriate peer group for ING. The index comprises 50 companies, including ING, in a range of financial and non-financial industries from 12 countries within the Eurozone, mainly operating in an international context. Total direct compensation is determined in line with the relevant international market environment and reviewed periodically by the Supervisory Board. ING’s Executive Board remuneration policy is compliant with applicable laws and regulations, including the WBFO, the Dutch Banking Code and the Dutch Corporate Governance Code. | 98 | annual_report |
TrygAS-AR_2010 | 1,240 | In our opinion, the accounting policies applied are appropriate, and the annual report gives a true and fair view of the Group’s | 22 | annual_report |
3218 | 804 | Pursuant to the terms of a May 2003 stock option granted to one of our executive officers, upon a change in control, the officer immediately becomes vested in 50% of the remaining unvested shares subject to the option. If the officer is terminated without cause following the change in control, he becomes vested in any remaining | 56 | 10K |
gb_prudential-AR_2017 | 4,831 | Arising on acquisitions of subsidiaries* – 178 178 – – – | 11 | annual_report |
fr_axa-AR_2007 | 6,164 | Executive officers and other key employees may be granted options to purchase ordinary AXA shares under employee stock option plans. While the precise terms and conditions of each option grant may vary, options are currently (i) granted at a price not less than the average closing price of the ordinary share on the Paris Stock Exchange during the 20 trading days preceding the date of grant, (ii) valid for a maximum term of ten years, and (iii) vest in installments of 33.33% per year on each of the second, third and fourth anniversaries of the grant date. | 97 | annual_report |
RaiffeisenBankInternationalAG-AR_2020 | 4,361 | The sensitivity analysis involved a recalculation of the impairments for expected credit losses in the existing models. In cases in which the post-model adjustments were significant, the results of the recalculations were adjusted correspondingly in order to take account of that fact. As a result of the complexity of the model many drivers are not mutually exclusive. | 57 | annual_report |
PowszechnyZakladUbezpieczenSA-AR_2020 | 2,220 | In accordance with the prospectus, Alior Bank may conduct public offerings of unsubordinated or subordinated bonds constituting Tier II equity instruments. | 21 | annual_report |
23 | 1,231 | Federal legislation required all states to adopt certain standardized benefit provisions for the sale of Medicare supplement policies. The Company has introduced new Medicare supplement plans in response to this legislation. In addition, in 1991, the National Association of Insurance Commissioners adopted the Small Employers Availability Act (Act). The Act affects the rating and underwriting methodology that can be applied to insurance coverage sold to small employers, generally categorized as those employing 25 people or less. | 76 | 10K |
StandardLifeAberdeenPLC-AR_2018 | 3,072 | Following a High Court ruling against a third party’s pension scheme, that requires that scheme to address the inequalities in the statutory benefits paid to men and women, an allowance for assumed equalisation has been introduced for our principal defined benefit plan at 31 December 2018. The estimated impact is recognised as a past service cost, though is not material. | 60 | annual_report |
5958 | 4,564 | Total fixed income securities $ 56,293 $ 2,847 $ (96) $ 59,044 | 12 | 10K |
StandardLifeAberdeenPLC-AR_2016 | 3,403 | Liabilities in respect of third party interest in consolidated funds £m £m £m £m £m £m £m £m £m £m £m £m | 22 | annual_report |
RaiffeisenBankInternationalAG-AR_2012 | 949 | Total Group equity Non-controlling interests € 000 2012 2011 2012 2011 2012 2011 hereof unrealized net gains (losses) of the period 167,401 (349,606) 150,303 (302,230) 17,097 (47,376) | 27 | annual_report |
2134 | 1,231 | not used to fund operations. Our primary use of cash is to pay medical claims. Any excess cash has historically | 20 | 10K |
3263 | 795 | Gross margins, calculated as segment revenue less segment direct expense, in the PBM segment are generally predictable based on client contract terms and vendor/supplier contracts. Other factors that can result in changes in gross margins include generic substitution rates, changes in the utilization of preferred drugs with higher discounts and changes in the volume of prescription dispensing at lower cost network pharmacies. In 2005, gross margins were improved by an increased level of generic substitution and an increased volume of higher margin workers compensation business resulting from the acquisition of the MHS business. These increases were largely offset in percentage terms by the addition of the State of Louisiana contract that has lower percentage margin contributions than our historical averages. | 120 | 10K |
MuenchenerRueckversicherungsGesellschaftAGinMuenchen-AR_2006 | 1,277 | This enables us to steer our investments better and more effectively, because reports are prepared more quickly and conform to uniform standards Group-wide. It also makes it easier for us to satisfy the growing demands of investors, rating agencies, analysts and supervisory authorities, who expect comprehensive reporting on the investments of all our Group companies. | 55 | annual_report |
PhoenixGroupHoldingsPLC-AR_2018 | 3,188 | Where policyholders have valuable guarantees, options or promises in respect of the with-profit business, these costs are generally valued using a stochastic model. In calculating the realistic liabilities, account is taken of the future management actions consistent with those set out in the Principles and Practices of Financial Management (‘PPFM’). Standard Life Assurance Limited (‘SLAL’), a wholly-owned subsidiary of the Group, includes the Heritage With Profits Fund (‘HWPF’). In 2006, the Standard Life Assurance Company demutualised. The demutualisation was governed by its Scheme of Demutualisation (‘the Scheme’). Under the Scheme substantially all of the assets and liabilities of the Standard Life Assurance Company were transferred to SLAL. The Scheme of Demutualisation (‘the Scheme’) provides that certain defined cash flows (recourse cash flows) arising in the HWPF on specified blocks of UK and Ireland business, both participating and non-participating, may be transferred out of that fund when they emerge, being transferred to the Shareholder Fund (‘SHF’) or the Proprietary Business Fund (‘PBF’) of SLAL, and thus accrue to the ultimate benefit of equity holders of the Company. Under the Scheme, such transfers are subject to certain constraints in order to protect policyholders. The Scheme also provides for additional expenses to be charged by the PBF to the HWPF in respect of German branch business in SLAL. Under the realistic valuation, the discounted value of expected future cash flows on participating contracts not reflected in the WPBR is included in the cost of future policy-related liabilities (as a reduction where future cash flows are expected to be positive). The discounted value of expected future cash flows on non-participating contracts not reflected in the measure on non-participating liabilities is recognised as a separate asset (where future cash flows are expected to be positive). The Scheme requirement to transfer future recourse cash flows out of the HWPF is recognised as an addition to the cost of future policy-related liabilities. The discounted value of expected future cash flows on non-participating contracts can be apportioned between those included in the recourse cash flows and those retained in the HWPF for the benefit of policyholders. Applying the policy noted above for the HWPF: • The value of participating investment contract liabilities on the consolidated statement of financial position is reduced by future expected (net positive) cash flows arising on participating contracts. | 384 | annual_report |
2006 | 509 | Cemetery revenues increased approximately $1.2 million, or 18.3%, in the year ended December 31, 2001 compared to 2000. The increase was largely attributable to more effective marketing and increased sales of certain cemetery and memorialization products and services. The increase also was due to the positive effect of deferred revenue being recognized on installment contracts as they were paid in full and merchandise delivered. | 64 | 10K |
2648 | 3,554 | Investment securities are regularly reviewed for impairment. Unrealized losses that are deemed to be other than temporary are recognized in realized gains (losses). See Note B for further discussion of the Company’s policies regarding identification of other-than-temporary impairments. Realized gains and losses on sales of investments are recognized in net income using the specific identification basis. | 56 | 10K |
gb_prudential-AR_2007 | 2,103 | — With-profits business Shareholder results of UK with-profits business are sensitive to market risk only through the indirect effect of investment performance on declared policyholder bonuses. | 26 | annual_report |
4917 | 10,175 | (1)Defined as the estimated current guaranteed minimum death benefit in excess of the current account balance as of the balance sheet date. (2)Defined as the estimated present value of the guaranteed minimum annuity payments in excess of the current account balance. | 41 | 10K |
2335 | 952 | Liquidity refers to the ability of an enterprise to generate adequate amounts of cash from its normal operations to meet cash requirements with a prudent margin of safety. The consolidated statements of cash flows on page 95 indicate that operating activities provided cash of $1.0 billion, $0.3 billion and $1.3 billion in 2003, 2002 and 2001, respectively. This statement also classifies the other sources and uses of cash by investing activities and financing activities and discloses the amount of cash available at the end of the year to meet LNC’s obligations. | 91 | 10K |
4533 | 1,238 | borrowings in Japanese yen or the equivalent of Japanese yen in U.S. dollars on a revolving basis. Borrowings will bear interest at LIBOR plus the applicable margin of 1.025%. In addition, the Parent Company and Aflac are required to pay a facility fee of .10% on the commitments. As of December 31, 2012, no borrowings were outstanding under our 50 billion yen revolving credit agreement. Borrowings under the credit agreement may be used for general corporate purposes, including a capital contingency plan for our Japanese operations. Borrowings under the financing agreement mature at the termination date of the credit agreement. The agreement requires compliance with certain financial covenants on a quarterly basis. This credit agreement will expire on the earlier of (a) June 27, 2013, or (b) the date of termination of the commitments upon an event of default as defined in the agreement. The Parent Company and Aflac may request that commitments under the credit agreement be extended for an additional 364-day period from the commitment termination date, subject to terms and conditions which are defined in the agreement. | 180 | 10K |
fr_axa-AR_2008 | 5,761 | Information on options granted after November 7, 2002 is shown in the table below: post november 7, 2002 aXa sa stocK option plans | 23 | annual_report |
fr_axa-AR_2011 | 7,845 | The fair value of other debt instruments issued and bank overdrafts (other than fi nancing debt) was €6,289 million as of December 31, 2011. Among the elements included in the preceding table, fair value is only calculated for other debt instruments issued. | 42 | annual_report |
4652 | 3,331 | The tax benefit realized upon vesting of restricted stock units and performance shares for the years ended December 31, 2012, 2011 and 2010 was $69 million, $26 million and $18 million, respectively. | 32 | 10K |
689 | 107 | Commission revenues increased by $7.8 million or 3% in 1997. This increase is the result of new business production partially offset by lost business. Commission revenues increased by $4.4 million or 2% in 1996. This increase is the result of new business partially offset by lost business and modest renewal rate decreases. | 52 | 10K |
3536 | 1,065 | Net cash used by investing activities totaled $183.3 million, $292.4 million and $414.7 million for the years ended December 31, 2007, 2006 and 2005, respectively. Cash was primarily used to acquire fixed maturity and equity investments, offset by cash received from sales, calls and maturities of fixed maturity securities and sales of equity securities. The Company received net cash of $10.4 million upon the closing of the Merger of PXRE and Argonaut Group in August 2007. The Company received $17.3 million in cash as a result of the sale of a strategic investment during the year ended December 31, 2006. As of December 31, 2007, 2006 and 2005, $621.6 million, $213.2 million and $272.6 million, respectively, of the investment portfolio were invested in short-term, liquid investments. | 126 | 10K |
AvivaPLC-AR_2010 | 3,488 | Financial exposures by credit ratings Financial assets are graded according to current external credit ratings issued. AAA is the highest possible rating. Investment grade financial assets are classified within the range of AAA to BBB ratings. Financial assets which fall outside this range are classified as speculative grade. The following table provides information regarding the aggregated credit risk exposure, for financial assets with external credit ratings, of the Group. Not rated assets capture assets not rated by external ratings agencies. | 80 | annual_report |
5271 | 657 | The following table sets forth our significant contractual obligations at December 31, 2016: | 13 | 10K |
5056 | 2,111 | AFG recorded net investment income on investments held outside of its insurance operations of $3 million in the fourth quarter of 2015 compared to $2 million in the fourth quarter of 2014. | 32 | 10K |
3426 | 1,213 | In addition to the reinsurance described above, we also purchased fully-collateralized reinsurance-like coverage for losses sustained from qualifying hurricane and earthquake event loss events as of December 31, 2005. We acquired this protection from Champlain, a Cayman Islands special purpose vehicle, which financed this coverage through the issuance of $90.0 million in catastrophe bonds to investors under two separate bond tranches, each of which matures on January 7, 2009. The first $75.0 million tranche covers large earthquakes affecting Japan and/or the U.S. The remaining $15.0 million coverage provides second event coverage for a U.S. hurricane or earthquake. Both tranches respond to parametric triggers, whereby payment amounts are determined on the basis of modeled losses incurred by a notional portfolio rather than by actual losses incurred by us. For that reason, this transaction is accounted for as a derivative, rather than a reinsurance transaction. | 143 | 10K |
4131 | 984 | Risks and uncertainties are inherent in our other-than-temporary decline in value assessment methodology. Risks and uncertainties include, but are not limited to, incorrect or overly optimistic assumptions about financial condition or liquidity, incorrect or overly optimistic assumptions about future prospects, inadequacy of any underlying collateral, unfavorable changes in economic or social conditions and unfavorable changes in interest rates. | 58 | 10K |
4547 | 949 | The amortized cost and estimated fair value of securities available-for-sale as of December 31, 2012 and 2011 are as follows. All securities are classified as available-for-sale and are carried at fair value. | 32 | 10K |
AdmiralGroupPLC-AR_2018 | 2,133 | The segment assets and liabilities at 31 December 2017 are as follows: As at 31 December 2017 | 17 | annual_report |
4133 | 1,751 | During the year ended December 31, 2008, our Bermuda, U.S. and Switzerland reinsurance operations wrote gross premiums written of $322.1 million, $107.7 and $0.3 million, respectively. Our Swiss office commenced operations in December 2008. The gross premiums written by our U.S. reinsurance operations, which commenced business in April 2008, included the renewal of certain treaties previously written in Bermuda of $64.4 million. | 62 | 10K |
5643 | 1,795 | Our OPEB plan represents a non-vested, non-guaranteed obligation, and current regulations do not require specific funding levels for these benefits, which are comprised of retiree life, medical, and dental benefits. It is our practice to use general assets to pay medical and dental claims as they come due in lieu of utilizing plan assets for the medical and dental benefit portions of our OPEB plan. | 65 | 10K |
INGGroepNV-AR_2020 | 5,277 | (excluding trading) include fair value adjustments on own issued notes amounting to EUR -1 million | 15 | annual_report |
754 | 836 | Balance Sheet Data at year end: Total assets $7,710.3 $7,024.1 $6,611.0 $5,089.9 $4,913.8 Notes payable 135.8 114.9 167.7 183.3 225.9 | 20 | 10K |
RaiffeisenBankInternationalAG-AR_2018 | 1,808 | Additions from financial assets - fair value through other comprehensive income – 10,790 0 – 859 (859) | 17 | annual_report |
4884 | 662 | Long-term interest rates decreased in 2014 and increased in 2013, contributing to a favorable change in our freestanding derivatives and an unfavorable change in our direct and assumed variable annuity embedded derivatives. For example, the 30-year U.S. swap rate decreased by 31% in 2014 and increased by 40% in 2013. | 50 | 10K |
5090 | 396 | The increase in policy fees is directly related to the increase in gross written premiums over the prior year. Additionally, the change in commission increase is related to continued growth in our book of business as well as entering into a commission sharing agreement with our reinsurance intermediary. | 48 | 10K |
INGGroepNV-AR_2009 | 4,100 | POSt-EMPlOyMENt BENEFIt PlANS Formal or informal arrangements under which a company provides post-employment benefits for one or more employees. Postemployment benefits are employee benefits other than termination benefits and equity compensation benefits, which are payable after the completion of employment. | 40 | annual_report |
4293 | 3,214 | During 2010, the Company committed to invest up to $2,000,000 in Llano Music, LLC, which invests in music royalties. Llano does capital calls as funds are needed to acquire the royalty rights. At December 31, 2010, the Company has $1,821,000 committed that has not been requested by Llano. | 48 | 10K |
SwissLifeHoldingAG-AR_2015 | 1,900 | TOTAL INTEREST-SENSITIVE INSURANCE LIABILITIES 65 995 25 602 89 91 686 | 11 | annual_report |
5467 | 986 | The Company received reinsurance recoveries of $1.6 million in 2017, $0.5 million in 2016 and $ 1.0 million in 2015. | 20 | 10K |
StorebrandASA-AR_2006 | 312 | Competence development Storebrand is a competence-based company, and its employees, their skills and expertise and their job satisfaction play a central role in achieving the group’s business objectives. The group carried out a systematic program of staff development in 2006, and further strengthened its focus on competence development. | 48 | annual_report |
2690 | 611 | Comprehensive income includes the Company’s net income plus the changes in the unrealized gains or losses (net of income taxes) on the Company’s available-for-sale securities. The details of the comprehensive income are reported in the Consolidated Statements of Shareholders’ Equity. | 40 | 10K |
3428 | 446 | original premium based on any unexhausted aggregate limit by layer), which would have provided coverage for losses discovered beyond 2007 on bonds that were in force during 2007. The contract also includes a provision for additional premiums based on losses ceded under the contract. The primary difference between the 2007 Excess of Loss Treaty and the Company’s 2006 Excess of Loss Treaty is as follows. The actual cost for the 2007 Excess of Loss Treaty is $42.6 million, which includes an initial estimate of additional premiums of $4.3 million resulting from loss activity, compared to the actual cost of the 2006 Excess of Loss Treaty of $39.9 million. Only the large national contractor that was excluded from the 2006 treaty remained excluded from the 2007 Excess of Loss Treaty. | 129 | 10K |
gb_prudential-AR_2014 | 483 | The business proved resilient despite unprecedented regulatory change in 2014, delivering a stable, robust financial performance while favourable brand recognition, diversified distribution and a market leading with-profits proposition positions us strongly to help customers save with confidence to secure a dependable retirement income. | 43 | annual_report |
2176 | 5,979 | Options to purchase 8.7 million, 9.0 million, and 9.2 million Allstate common shares, with exercise prices ranging from $36.99 to $50.72, $37.06 to $50.72, and $37.91 to $50.72, were outstanding at December 31, 2003, 2002, and 2001, respectively, but were not included in the computation of diluted earnings per share since inclusion of those options would have an anti-dilutive effect as the options' exercise prices exceeded the average market price of Allstate common shares in those years. | 77 | 10K |
gb_prudential-AR_2019 | 3,429 | D Other information D1 Gain (loss) on disposal of business and corporate transactions | 13 | annual_report |
AegonNV-AR_2019 | 7,949 | Independent auditor’s report To: the Annual General Meeting of Shareholders and the Supervisory Board of Aegon N.V. | 17 | annual_report |
3448 | 1,663 | The probability that ultimate losses will fall outside of the range of estimates by class of business is higher for each class of business individually than it is for the sum of the estimates for all classes taken together due to the effects of diversification. While White Mountains Re has not determined the statistical probability of actual ultimate losses falling within the range, management believes that it is reasonably likely that actual ultimate losses will fall within the ranges noted above because the ranges were developed by using generally accepted actuarial methods. Although management believes reserves for White Mountains Re are reasonably stated, ultimate losses may deviate, perhaps materially, from the recorded reserve amounts and could be above the high end of the range of actuarial projections. | 127 | 10K |
2524 | 1,118 | The activity in the allowance for doubtful accounts for the year ended December 31, 2004 and for the period from June 19, 2003 (inception) through December 31, 2003 is as follows (in thousands): | 33 | 10K |
2810 | 811 | Net investment income 5,801 9,773 14,316 68.5 46.5 Net realized gains 3,140 208 (54) (93.4) (125.9) Real estate income 57,555 67,967 3,000 18.1 (95.6) Other income 161 318 76 97.5 (76.1) Total Revenues $175,991 $214,657 $155,874 22.0% (27.4)% ======== ======== ======== ===== ======= | 43 | 10K |
TopdanmarkAS-AR_2015 | 1,016 | IFRS 15 applies to all agreements with customers who are not covered by other standards (for example, financial contracts or insurance contracts). | 22 | annual_report |
StorebrandASA-AR_2018 | 1,539 | 14-3. Life insurance Sweden Life insurance liabilities The life insurance liabilities are estimated as the present value of the expected future guaranteed payments, administrative expenses and taxes, discounted by the current risk-free interest rate. Insurance reserves with guaranteed interest rates in SPP use a modelled discount rate. A real discount curve is used for risk insurance within the defined-contribution portfolio. For endowment insurance within the defined-benefit and defined-contribution portfolios, as well as sickness insurance in the defined -benefit portfolio, the provisions are discounted using the nominal yield curve. As a starting point, the applicable discount rate is determined based on the methods used for the discount rate in Solvency II. | 110 | annual_report |
SwissReAG-AR_2015 | 2,208 | Other-than-temporary impairment, net of tax Balance as of 1 January –6 –3 changes during the period 3 –8 Balance as of period end –3 –11 | 25 | annual_report |
ScorSE-AR_2014 | 3,814 | POLITICAL RISK All political or administrative events, actions or decisions that could lead to losses for companies contracting or investing abroad. | 21 | annual_report |
fr_axa-AR_2013 | 5,954 | Other assets held by consolidated investment funds designated as at fair value through profi t or loss 1,212 4,576 1,116 6,904 1,522 2,327 903 4,752 | 25 | annual_report |
nl_ing_grp-AR_2012 | 720 | 2020 ambitions for a low carbon economy. One of these projects was the financing of one of the largest onshore wind parks in Italy, ERG Eolica Fossa del Lupo. ING acted as MLA and Documentation Bank for the EUR 126 million transaction, which required a flexible and innovative financing structure. ING was able to provide financing due to its in-depth industry knowledge and strong local presence. As part of the transaction, ING agreed to donate part of its working fees to UNICEF and ING’s Chances for Children programme. The donation will be used to provide a community school in Zambia with clean water and sanitation facilities and will educate 100 children for a year. | 114 | annual_report |
fr_axa-AR_2004 | 608 | Underlying and adjusted earnings were nearly flat at €-11 million. Due to a favorable change in fair value of derivatives (€+26 million), net income was up €+24 million to €15 million. | 31 | annual_report |
4662 | 751 | We have ongoing due diligence processes with respect to funds in which we invest and their managers. These processes are designed to assist us in assessing the quality of information provided by, or on behalf of, each fund and in determining whether such information continues to be reliable or whether further review is warranted. Certain funds do not provide full transparency of their underlying holdings; however, we obtain the audited financial statements for funds annually, and regularly review and discuss the fund performance with the fund managers to corroborate the reasonableness of the reported net asset values. The use of net asset value as an estimate of the fair value for investments in certain entities that calculate net asset value is a permitted practical expedient. While reported net asset value is the primary input to the review, when the net asset value is deemed not to be indicative of fair value, we may incorporate adjustments to the reported net asset value (and not use the permitted practical expedient) on an investment by investment basis. These adjustments may involve significant management judgment. | 181 | 10K |
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