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in <unk> n.y. <unk> service 's new marketing push <unk> environmental awareness
among its new customers <unk> centers that previously <unk> the service
the national association of diaper services philadelphia says that since january it has gotten more than N inquiries from people interested in starting diaper services
<unk> <unk> launched a diaper service last year because state college pa. where she lives did n't have one
diaper shortages this summer limited growth at <unk> diaper services <unk> mass. where business is up N N in
also spurring the move to <unk> diaper covers with <unk> fasteners that eliminate the need for safety <unk>
briefs
only N N of new <unk> watch the local news the lowest <unk> in the country says a new study by impact resources inc. columbus ohio
<unk> a <unk> bearing the <unk> of <unk> <unk> is marketed as a $ N tool for <unk> analysis
program trading is a <unk> complains edward <unk> a white plains n.y. investor and electronics sales executive and it 's not to the benefit of the small investor that 's for sure
but although he thinks that it is hurting him he doubts it could be stopped
mr. <unk> 's dislike of program trading is <unk> by many small investors interviewed by wall street journal reporters across the country
but like mr. <unk> few expect it to be halted entirely and a surprising number doubt it should be
i think program trading is basically unfair to the individual investor says leo fields a dallas investor
he notes that program traders have a commission cost advantage because of the quantity of their trades that they have a smaller margin requirement than individual investors do and that they often can figure out earlier where the market is heading
but he blames program trading for only some of the market 's volatility
he also considers the market <unk> and cites the troubles in junk bonds
he adds the market may be giving us another message that a recession is looming
or as <unk> <unk> an interior <unk> in arnold calif. puts it all kinds of funny things <unk> the market these days
but she believes that program trading creates <unk> swings
it 's not a sound thing there 's no inherent virtue in it
she adds that legislation curbing it would be a <unk> good idea
at the charles schwab & co. office in atlanta 's <unk> district a group of investors voices skepticism that federal officials would curb program trading
citing the october N crash glenn miller says it 's like the last crash they threatened but no one did anything
a. donald anderson a <unk> los angeles investor who says the stock market 's fluctuations and gyrations give me the <unk> does n't see much point in <unk> program trading
those who still want to do it will just find some way to get around any attempt to curb it
similarly rick <unk> a <unk> asset manager for a dallas real-estate firm would like to see program trading disappear because i ca n't see that it does anything for the market or the country
yet he is n't in favor of new legislation
i think we 've got enough securities laws he says
i 'd much rather see them dealing with interest rates and the deficit
peter anthony who runs an employment agency in new york <unk> program trading as limiting the game to a few but he also is n't sure it should be more strictly regulated
i do n't want to <unk> it because <unk> it would be like <unk> capitalism he explains
and surprising numbers of small investors seem to be <unk> to greater stock market volatility and say they can live with program trading
glenn <unk> a <unk> new york financial analyst who plays options for his personal account says he is <unk> the market 's volatility into investment decisions
he adds that program trading increases liquidity in the market
you ca n't hold back technology
and the practice should n't be stopped he says because even big players are n't immune to the <unk> of program trading
also in new york israel <unk> an <unk> lawyer comments that program trading increases volatility but i do n't think it should be banned
there 's no <unk> here
the market is just becoming more efficient
<unk> on differences between spot and futures prices is an important part of many financial markets he says
he adds that his shares in a company savings plan are invested in a mutual fund and volatility on a given day may hurt the fund
but i 'm a long-term investor he says
if you were a short-term investor you might be more leery about program trading
jim <unk> of atlanta <unk> program trading because he believes that it can bring the market back up after a plunge
if we have a real bad day the program would say buy he explains
if you could get the <unk> of the program trading you could take advantage of it
what else can a small investor do
scott <unk> a chicago <unk> is going into money-market funds
mr. <unk> says he had just <unk> the $ N he lost in the N crash when he lost more money last oct. N
now he plans to sell all his stocks by the first quarter of N
in october before the market dropped mrs. <unk> of arnold calif. moved to sell the speculative stocks in her family trust so we will be able to withstand all this <unk> caused by program trading
she believes that the only answer for individuals is to buy stocks that 'll weather any storm
<unk> <unk> an <unk> chicago <unk> has become <unk> immune to stock-market <unk>
mrs. <unk> took advantage of low prices after the N crash to buy stocks and has <unk> for other bargains since the oct. N plunge
my stocks are all blue chips she says
if the market goes down i figure it 's paper profits i 'm losing
on the other hand if it goes way sky high i always sell
you do n't want to get yourself too upset about these things
young 's market co. a <unk> of spirits wines and other goods said it will merge with a new corporation formed by the <unk> family which controls young 's
under terms of the agreement shareholders other than the <unk> will receive $ N a share at closing which is expected in december
the <unk> family said that holders of more than a majority of the stock of the company have approved the transaction by written consent
researchers at american telephone & telegraph co. 's bell laboratories reported they raised the electrical current-carrying capacity of new superconductor crystals by a factor of N moving the materials closer to commercial use
the scientists said they created small changes in the <unk> structures of the superconductors to raise the amount of current that single crystals could carry to N <unk> per square <unk> in a moderately strong magnetic field
the scientists said they made the advance with <unk> superconductors cooled to <unk> <unk> or minus N degrees <unk>
their report appears in today 's issue of the journal nature
the finding marks a significant step in research on bulk superconductors which are aimed at use in wires for motors <unk> <unk> and other applications
scientists had obtained even higher current-carrying capacity in thin films of the new superconductors but have had problems increasing the amount of current that bulk crystals could carry
superconductors conduct electricity without resistance when cooled
a family of ceramic superconductors discovered during the past three years promise new technologies such as cheaper electrical generation but only if their current-carrying capacity can be raised
the at&t advance shows how one aspect of the current-carrying problem can be overcome
but it wo n't lead to imminent use of new superconductors cautioned robert b. van dover one of the at&t researchers
he added that the current-carrying capacity of <unk> samples of superconductors remains too low for most practical uses because of so-called weak links between crystals
such <unk> materials will probably be needed for commercial applications
mr. van dover said the at&t team created the <unk> crystal changes by <unk> superconductor samples with neutrons a process that creates some <unk> in the samples and may not be <unk> for large-scale commercial use
still scientists <unk> a collective sigh of relief about the finding because it demonstrates how to overcome the <unk> <unk> problem that earlier this year was widely publicized as <unk> new superconductors ' potential
the problem involves the motion of small magnetic fields within superconductor crystals limiting their current-carrying capacity
mr. van dover said the crystal changes his team introduced apparently <unk> the magnetic fields in place preventing them from lowering current-carrying capacity
mr. van dover added that researchers are trying to determine precisely what crystal changes solved the problem
determining that may enable them to develop better ways to introduce the needed <unk> patterns
the at&t team also is trying to combine their latest superconductor process with <unk> growth a process discovered earlier at bell laboratories
the combined processes may significantly raise the current-carrying capacity of <unk> samples
william c. <unk> jr. an executive at san <unk> <unk> nationwide bank was named president and chief executive officer of <unk> holding corp. and its principal operating unit fidelity federal bank
the appointment takes effect nov. N
he succeeds james a. taylor who stepped down as chairman president and chief executive in march for health reasons
edward l. kane succeeded mr. taylor as chairman
separately <unk> posted a third-quarter net loss of $ N million or N cents a share <unk> net income of $ N million or $ N a share a year earlier
the latest results include some unusual write-downs which had an after-tax impact of $ N million
those included costs associated with the potential valley federal savings and loan association acquisition which was terminated on sept. N N
in addition operating results were hit by an increase in loan and real estate loss reserves
in american stock exchange composite trading <unk> shares closed yesterday at $ N down N cents
the following were among yesterday 's offerings and pricings in the u.s. and non-u.s. capital markets with terms and syndicate manager as compiled by dow jones capital markets report
international business machines corp.
$ N million of N N N debentures due nov. N N priced at N to yield N N
the 30-year <unk> issue was priced at a spread of N basis points above the treasury 's N N N bellwether long bond
rated triple-a by both moody 's investors service inc. and standard & poor 's corp. the issue will be sold through underwriters led by salomon brothers inc
the size of the issue was increased from an originally planned $ N million
detroit
$ N million of general obligation <unk> state aid bonds due N and N tentatively priced by a chemical securities inc. group to yield from N N in N to N N in N
there is $ N million of N N term bonds due N priced at N N to yield N N