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the average six-month bill was sold with a yield of N N up from N N |
the average three-month issue rose to N N from N N |
typically banks offer cd yields higher than those on treasury bills which are considered the <unk> short-term investments banks need a competitive edge to sell their products |
but when market interest rates move up rapidly increases in bank cd yields sometimes lag |
most yields on short-term jumbo cds those with denominations over $ N also moved in the opposite direction of treasury bill yields |
the average six-month yield on a jumbo cd was at N N down from N N banxquote said |
for longer-term cds yields were up |
the average two-year and five-year <unk> were up N of a percentage point to N N and N N respectively |
however cds sold through major broker-dealer networks were up slightly almost across the board |
the average six-month cd in that category added N percentage point to N N for example |
mr. mehl attributed the rise specifically to the treasury bill increase |
among the major banks surveyed by banxquote in six regions of the country N N is the highest yield available |
it is offered by the flagship banks of new york 's manufacturers hanover corp. in the one-year maturity only |
the yield is offered across a range of maturities at san francisco 's bankamerica corp. and wells fargo & co |
just two weeks ago bankamerica 's yields in many of those maturities was N N |
still on average the major california banks have the highest yields on cds according to banxquote |
the average yield there on six-month issues is N N |
i had to reach back to french N when the <unk> <unk> <unk> <unk> over my shoulder during the coffee phase of dinner and asked whether i wanted to ride in a <unk> |
i was a last-minute read <unk> <unk> at a french journalism convention and so far the <unk> had been taken up entirely by eating drinking smoking sleeping and drinking |
the man with the <unk> represented a <unk> attempt to introduce a bit of <unk> <unk> into our <unk> |
but as the french <unk> a <unk> state of <unk> when it comes to athletics try finding a <unk> machine in paris my fellow <unk> were having none of it |
the <unk> at my table simply <unk> more <unk> and <unk> at the suggestion of <unk> a perfectly good saturday morning to go <unk> or even <unk> ballooning to you the brothers <unk> french of course were the world 's first <unk> <unk> |
back in the u.s.a. this kind of <unk> <unk> activity wins <unk> <unk> responses |
as in you went ballooning |
in france |
americans it seems have followed malcolm <unk> 's <unk> lead and taken to ballooning in a <unk> way |
during the past N years the number of <unk> those who have passed a federal aviation authority <unk> test have swelled from a couple hundred to several thousand with some estimates running as high as N |
some N balloon shows are held annually in the u.s. including the world 's largest <unk> of <unk> <unk> <unk> the <unk> <unk> international balloon <unk> that attracts some N enthusiasts and more than N <unk> some of which are <unk> <unk> to resemble <unk> <unk> <unk> or a <unk> <unk> |
the <unk> balloon was denied official entry status this year |
but in <unk> a gray <unk> river town adjacent to france 's <unk> mountain region none of these <unk> <unk> for things <unk> was evident |
ballooning at the de <unk> hour of N a.m. held all the attraction for most people of <unk> <unk> work |
feeling the <unk> of a culture <unk> i promptly signed up |
the first thing anybody will tell you about ballooning is that it requires zip in the way of athletic <unk> or even a measure of <unk> |
so long as you do n't look down |
they will also tell you that even if you hate heights you can still balloon |
i still say do n't look down |
at least not when you are <unk> |
what they wo n't tell you is not to go <unk> in anything you do n't want to get <unk> |
i 'm not referring to the traditional champagne <unk> during the <unk> <unk> |
i 'm talking about landing in a <unk> |
in a <unk> <unk> basket |
with a pilot who speaks no english |
to <unk> my <unk> <unk> and <unk> are referred to as <unk> began at <unk> on a <unk> <unk> and ended at noon in a <unk> field |
balloon flights almost always occur at <unk> or <unk> when the <unk> are <unk> |
in between came lots of coffee drinking while watching the <unk> <unk> and lots of standing around deciding who would fly in what balloon and in what order the baskets hold no more than four passengers |
when it was n't my turn in the balloon i followed its progress from the chase car listening to the driver <unk> into a <unk> |
after long <unk> of this <unk> ground activity came N or so lovely minutes of <unk> above the <unk> watching the silver <unk> rise off the river and the french <unk> <unk> about the fields |
it 's hard not to feel that god 's in his <unk> with this kind of <unk> view of the world even if your <unk> in silly <unk> <unk> kept pointing out how <unk> it all was |
eventually little french farmers and their little french <unk> came out of their stone houses and put their hands above their tiny eyes and <unk> at us |
no wonder |
we were coming down straight into their <unk> |
see the other rule of <unk> about ballooning is that you ca n't steer |
and neither can your pilot |
you can go only up or down by heating the balloon 's air with a propane <unk> which does make the top of your head feel hot and ride the air <unk> |
which makes the chase car necessary |
most <unk> seldom go higher than N feet and most average a <unk> N miles an hour |
when the balloon is <unk> along at a steady <unk> there is little sense of motion |
only when one is <unk> or in our case <unk> a <unk> <unk> <unk> does one feel well <unk> in a <unk> basket |
what 's he doing <unk> my companion who was the only other <unk> member of the convention and whose <unk> were white |
attention <unk> our pilot as our basket plunged into the <unk> |
you bet attention i <unk> back leaping <unk> the propane tanks i 'm wearing <unk> <unk> |
our pilot simply <unk> fired up the <unk> and with another blast of <unk> lifted us oh a good <unk> above the water level |
we <unk> along for a few feet before he plunged us into the drink again |
eventually we came to rest in a <unk> patch of field where we had the <unk> pleasure of scrambling out of the basket into the <unk> while the french half of our ballooning tag team scrambled in |
i looked at my watch |
barely <unk> <unk> |
back in the chase car we drove around some more got stuck in a <unk> <unk> the aid of a local farmer to get out the <unk> <unk> and pull us out of the <unk> |
we finally <unk> with our balloon which had come to rest on a <unk> road amid a <unk> of <unk> who watched us <unk> our craft another <unk> of <unk> activity that included the precision routine of <unk> the balloon to the ground <unk> all the air out of it rolling it up and <unk> it and the basket into the <unk> |
it was the most exercise we 'd had all morning and it was followed by our driving immediately to the <unk> <unk> hole |
this meant returning to the golf course where we watched a few french <unk> <unk> the first <unk> while we sat under <unk> <unk> me nursing an <unk> and my <unk> |
a whole morning of ballooning and i had been off the ground barely N minutes |
still i figured the event 's <unk> back in the u.s.a. was near <unk> |
as for the ride back to camp our pilot and all the other <unk> passengers <unk> into the chase car |
my american companion and i were left to ride <unk> in the <unk> basket |
as we <unk> by a <unk> <unk> i could n't resist <unk> up on my <unk> <unk> and <unk> |
ms. de <unk> is a free-lance writer |
treasury undersecretary david mulford defended the treasury 's efforts this fall to drive down the value of the dollar saying it helped minimize damage from the 190-point drop in the stock market oct. N |
<unk> before a house subcommittee mr. mulford said that if the treasury had n't intervened in foreign-exchange markets in september and early october to reduce the dollar 's value the plunge in the stock market might have provoked a steep fall in the currency that might have <unk> financial markets |
mr. mulford responding to critics of intervention also said intervention is highly visible is taken seriously by financial markets and works better than was recognized some time ago |
differences between the treasury and the federal reserve on the <unk> of intervention to help restrain the dollar <unk> at the hearing |
fed vice chairman manuel johnson who had <unk> from the treasury 's policy told lawmakers i became convinced about what looked to me like an attempt to push the dollar down against the fundamentals in the market |
intervention he added is useful only to smooth <unk> markets not to fundamentally influence the dollar 's value |
rep. john <unk> d. n.y said mr. johnson refused to testify jointly with mr. mulford and instead asked to appear after the treasury official had completed his testimony |
a fed spokesman denied mr. <unk> 's statement |
mr. mulford said reports of tension between the treasury and fed have been <unk> insisting that they involved <unk> |
mr. johnson also said that in the scheme of things these things are minor |
on other matters mr. mulford said west germany is contributing to imbalances in the world economy because of its success as an exporter |
the solution is stronger domestic growth in germany he said |
but because the growth of the german economy has been stronger than expected mr. mulford said it 's difficult for the u.s. to argue that germany ought to adopt more <unk> monetary and fiscal policies |
germany 's trade surplus is largely with other european countries rather than with the u.s. mr. mulford acknowledged |
but nonetheless u.s. companies might be more successful in european markets if not for the german export push he said |
the board increased by one to N members |
in the past year one inside director resigned while three others retired |
some u.s. allies are complaining that president bush is pushing <unk> talks too quickly creating a risk that negotiators will make errors that could affect the security of western europe for years |
concerns about the pace of the vienna talks which are aimed at the destruction of some N weapons as well as major reductions and <unk> of troops in central europe also are being registered at the pentagon |
mr. bush has called for an agreement by next september at the latest |
but some american defense officials believe the north atlantic treaty organization should take more time to examine the long-term implications of the options being considered |
for one thing pentagon officials who asked not to be identified worry that the u.s. will have a much tougher time <unk> europeans to keep some <unk> nuclear weapons on their soil once soviet <unk> forces are <unk> out |
at the same time they contend that a reduction of nato forces under a treaty will increase the possibility of a conventional soviet attack unless the west retains a <unk> force of nuclear weapons in europe |
allies concerned about the deadline include the british french and smaller nato allies some of whom do n't have adequate staffs to provide quick answers to the questions being raised by what generally are considered the most complex arms-control talks ever attempted |
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