Datasets:

gcc-insurance-ml-models
/

underwriting-decision-training

application_id string	policy_type string	applicant_age int32	credit_score int32	annual_income float64	employment_years float64	prior_coverage int64	claims_history_count int32	coverage_amount_requested float64	property_value float64	location_risk_score float64	health_risk_indicator float64	driving_record_score float64	lifestyle_risk_factor float64	risk_score float64	risk_class string	approved int64	premium_multiplier float64	base_premium float64
UW-000000	commercial	54	683	7,828.52	1.9	0	1	31,495.41	512,379.67	0.987	0.79	0.82	0.434	0.546	substandard	1	2.092	329.44
UW-000001	health	63	496	31,988.94	1.3	1	0	161,167.48	374,821.26	0.68	0.281	0.941	0.706	0.307	standard	1	1.614	1,300.62
UW-000002	home	52	803	9,486.12	12.6	1	0	127,481.72	537,177.2	0.125	0.716	0.76	0.579	0.231	preferred	1	1.462	931.89
UW-000003	health	55	402	12,403.98	36.2	1	1	85,945.07	275,239.83	0.331	0.49	0.907	0.189	0.281	standard	1	1.562	671.23
UW-000004	health	46	331	54,991.14	7.4	1	0	63,387.89	72,032.61	0.28	0.485	0.533	0.463	0.353	standard	1	1.706	540.7
UW-000005	auto	68	656	27,464.04	2.7	1	0	50,338.02	1,119,387.62	0.13	0.926	0.796	0.331	0.268	standard	1	1.536	386.6
UW-000006	commercial	29	535	3,174.59	0.5	1	0	984,461.71	42,877.48	0.122	0.321	0.779	0.471	0.221	preferred	1	1.442	7,097.97
UW-000007	health	76	825	7,520.47	18.6	0	0	194,895.57	73,500.66	0.604	0.162	0.789	0.946	0.397	standard	1	1.794	1,748.21
UW-000008	life	77	382	29,949.09	5.4	1	0	611,635.17	49,353.75	0.48	0.006	0.806	0.305	0.243	preferred	1	1.486	4,544.45
UW-000009	auto	40	467	599,187.72	4	0	0	247,211.73	173,382.04	0.511	0.721	0.837	0.627	0.512	substandard	1	2.024	2,501.78
UW-000010	home	37	677	99,665.19	0	1	1	96,227.61	214,480.76	0.652	0.634	0.61	0.724	0.385	standard	1	1.77	851.61
UW-000011	health	20	597	102,663.41	7.2	1	1	161,026.02	209,779.94	0.175	0.211	0.958	0.372	0.181	preferred	1	1.362	1,096.59
UW-000012	health	25	345	122,943.38	8.1	1	1	165,838.97	167,251	0.682	0.616	0.788	0.906	0.456	standard	1	1.912	1,585.42
UW-000013	health	57	417	71,635.07	6	0	1	15,256.27	122,440.14	0.79	0.498	0.537	0.545	0.589	substandard	1	2.178	166.14
UW-000014	commercial	21	677	45,500.73	0.1	1	1	352,508.22	126,323.11	0.957	0.799	0.898	0.269	0.366	standard	1	1.732	3,052.72
UW-000015	home	29	405	154,407.64	0.5	0	0	578,470.38	67,405.28	0.081	0.569	0.722	0.963	0.49	standard	1	1.98	5,726.86
UW-000016	home	61	753	27,942.11	2.2	0	0	229,091.99	1,178,228.34	0.917	0.301	0.717	0.837	0.482	standard	1	1.964	2,249.68
UW-000017	auto	20	495	94,217.2	4	0	0	97,920.71	40,184.7	0.608	0.723	0.604	0.756	0.568	substandard	1	2.136	1,045.79
UW-000018	commercial	22	785	106,324.41	0.2	0	0	416,243.21	172,723.87	0.347	0.376	0.784	0.095	0.316	standard	1	1.632	3,396.54
UW-000019	health	78	540	40,064.28	11.4	0	0	33,657.57	39,121.45	0.585	0.726	0.93	0.912	0.521	substandard	1	2.042	343.64
UW-000020	auto	45	837	11,747.05	17.9	0	0	17,830.85	306,625.2	0.549	0.627	0.792	0.117	0.372	standard	1	1.744	155.49
UW-000021	life	37	365	29,773.23	28.3	1	1	7,519.18	1,034,450.99	0.862	0.883	0.681	0.604	0.504	substandard	1	2.008	75.49
UW-000022	commercial	50	396	13,273.83	5.7	1	0	425,010.48	414,520	0.758	0.204	0.676	0.628	0.363	standard	1	1.726	3,667.84
UW-000023	home	55	712	1,944.02	1.7	1	1	227,787.29	257,630.09	0.821	0.907	0.756	0.847	0.433	standard	1	1.866	2,125.26
UW-000024	life	51	825	82,618.28	7.8	1	0	115,931.84	80,878.81	0.537	0.131	0.531	0.038	0.18	preferred	1	1.36	788.34
UW-000025	auto	41	611	19,797.2	4.2	1	0	4,792.83	61,230.04	0.753	0.943	0.87	0.361	0.366	standard	1	1.732	41.51
UW-000026	auto	72	369	17,418.72	20.5	1	0	145,784.78	350,530.36	0.094	0.654	0.629	0.286	0.31	standard	1	1.62	1,180.86
UW-000027	life	47	684	9,950.49	4.5	1	0	156,927.16	165,282.3	0.319	0.294	0.812	0.852	0.244	preferred	1	1.488	1,167.54
UW-000028	life	63	743	58,330.28	14.3	0	0	136,315.57	97,295.5	0.743	0.179	0.529	0.738	0.458	standard	1	1.916	1,305.9
UW-000029	life	25	553	53,208.51	6.6	1	1	224,514.69	514,109.01	0.48	0.202	0.695	0.666	0.305	standard	1	1.61	1,807.34
UW-000030	auto	48	844	158,584.38	7.1	1	1	73,584.23	402,597.14	0.445	0.968	0.809	0.541	0.316	standard	1	1.632	600.45
UW-000031	health	52	598	4,799.09	0.4	1	2	354,478.61	160,938.91	0.39	0.17	0.972	0.012	0.189	preferred	1	1.378	2,442.36
UW-000032	commercial	29	644	74,467.13	1.6	0	0	682,070.68	239,707.18	0.672	0.599	0.512	0.313	0.494	standard	1	1.988	6,779.78
UW-000033	auto	34	773	4,522.13	13.2	1	0	264,670.47	337,415.39	0.826	0.973	0.936	0.147	0.312	standard	1	1.624	2,149.12
UW-000034	health	26	419	2,922.17	15.9	0	0	237,595.57	90,763.95	0.888	0.004	0.849	0.309	0.439	standard	1	1.878	2,231.02
UW-000035	life	49	813	49,214.43	23.1	1	0	321,398.47	34,551.08	0.699	0.958	0.613	0.372	0.353	standard	1	1.706	2,741.53
UW-000036	life	67	368	6,763.8	6.7	0	2	120,533.77	1,154,579.52	0.831	0.137	0.848	0.464	0.518	substandard	1	2.036	1,227.03
UW-000037	commercial	29	608	20,138.92	0.8	0	0	51,639.03	82,082.84	0.971	0.948	0.825	0.222	0.543	substandard	1	2.086	538.6
UW-000038	home	36	655	102,742.92	0.7	0	1	82,237.18	56,088.18	0.54	0.802	0.757	0.79	0.533	substandard	1	2.066	849.51
UW-000039	commercial	18	708	135,710.11	30.7	1	2	108,791.76	378,225.03	0.829	0.802	0.502	0.824	0.475	standard	1	1.95	1,060.72
UW-000040	life	34	758	87,161.85	20.3	1	0	255,057.63	60,550.08	0.512	0.607	0.539	0.757	0.334	standard	1	1.668	2,127.18
UW-000041	health	38	372	108,977.18	12.7	1	0	268,956.77	224,818.69	0.67	0.937	0.693	0.375	0.437	standard	1	1.874	2,520.12
UW-000042	life	74	445	3,109.02	7.3	0	1	12,837.88	208,249.82	0.539	0.269	0.856	0.331	0.441	standard	1	1.882	120.8
UW-000043	home	45	582	38,859.31	6.6	0	0	84,942.82	998,323.85	0.428	0.478	0.923	0.359	0.396	standard	1	1.792	761.09
UW-000044	auto	42	739	180,499.31	9.2	1	0	28,429.1	102,208.98	0.71	0.524	0.687	0.429	0.301	standard	1	1.602	227.72
UW-000045	home	71	542	1,834.51	0.9	1	0	311,177.81	553,791.6	0.515	0.261	0.807	0.635	0.281	standard	1	1.562	2,430.3
UW-000046	auto	61	664	84,463.2	4.7	1	0	87,655.66	37,533.43	0.107	0.89	0.71	0.866	0.323	standard	1	1.646	721.41
UW-000047	home	25	820	37,933.51	19.5	1	0	137,326.08	267,087.53	0.452	0.422	0.939	0.717	0.219	preferred	1	1.438	987.37
UW-000048	commercial	73	551	308,213.3	2.6	1	0	354,655.76	1,120,884.22	0.122	0.865	0.937	0.156	0.243	preferred	1	1.486	2,635.09
UW-000049	life	47	680	8,284.84	5.4	1	0	149,610.08	52,380.65	0.092	0.838	0.763	0.888	0.304	standard	1	1.608	1,202.87
UW-000050	life	64	331	7,235.63	1.3	1	0	235,910.45	159,333.02	0.011	0.928	0.687	0.173	0.327	standard	1	1.654	1,950.98
UW-000051	health	64	577	4,153.18	37.3	0	0	381,774.46	229,794.53	0.396	0.915	0.958	0.172	0.434	standard	1	1.868	3,565.77
UW-000052	commercial	62	735	101,535.56	8.2	1	1	255,807.68	54,880.71	0.5	0.1	0.621	0.32	0.226	preferred	1	1.452	1,857.16
UW-000053	commercial	47	703	18,917.25	8.7	1	1	9,550.19	281,879.73	0.17	0.211	0.636	0.314	0.198	preferred	1	1.396	66.66
UW-000054	health	57	373	6,399.67	4.8	0	0	312,644.83	99,163.55	0.664	0.849	0.503	0.99	0.663	substandard	1	2.326	3,636.06
UW-000055	life	76	309	60,929.92	16	1	0	225,291.64	316,083.64	0.788	0.15	0.892	0.925	0.377	standard	1	1.754	1,975.81
UW-000056	health	70	578	256,606.53	3.8	1	0	159,986.51	245,688.43	0.353	0.195	0.943	0.006	0.155	preferred	1	1.31	1,047.91
UW-000057	home	41	734	11,891.29	1	1	0	288,801.93	211,379.15	0.192	0.1	0.643	0.355	0.16	preferred	1	1.32	1,906.09
UW-000058	health	78	327	50,373.41	3.5	0	0	83,918.64	452,371.99	0.957	0.199	0.985	0.964	0.545	substandard	1	2.09	876.95
UW-000059	health	58	458	74,937.67	8.7	1	0	164,775.62	159,317.74	0.539	0.294	0.917	0.44	0.274	standard	1	1.548	1,275.36
UW-000060	commercial	61	535	263,808.85	2.2	1	0	163,762.27	460,898.98	0.974	0.345	0.973	0.027	0.279	standard	1	1.558	1,275.71
UW-000061	auto	28	547	42,886.44	7	0	0	46,517	490,456.4	0.135	0.285	0.586	0.2	0.366	standard	1	1.732	402.84
UW-000062	home	64	536	23,383.38	10.1	0	0	87,668.87	157,771.74	0.332	0.841	0.587	0.123	0.474	standard	1	1.948	853.89
UW-000063	home	24	359	35,056.6	5.5	1	2	397,021.27	50,240.44	0.071	0.961	0.721	0.829	0.435	standard	1	1.87	3,712.15
UW-000064	auto	19	640	11,783.87	6.4	1	1	15,629.9	173,998.79	0.446	0.255	0.587	0.31	0.268	standard	1	1.536	120.04
UW-000065	life	74	491	55,461.65	4.3	1	2	141,709.75	465,066.86	0.288	0.927	0.651	0.33	0.392	standard	1	1.784	1,264.05
UW-000066	auto	51	450	20,786.1	0.5	0	1	34,026.21	574,175.67	0.061	0.748	0.761	0.83	0.504	substandard	1	2.008	341.62
UW-000067	home	75	350	119,097.24	11.3	1	1	147,427.6	191,153.75	0.055	0.073	0.912	0.678	0.238	preferred	1	1.476	1,088.02
UW-000068	health	77	582	45,140.55	9.5	1	1	97,960.7	33,409.21	0.873	0.803	0.802	0.534	0.418	standard	1	1.836	899.28
UW-000069	home	41	432	99,316.41	5.8	0	0	112,411.45	231,313.5	0.01	0.66	0.727	0.996	0.489	standard	1	1.978	1,111.75
UW-000070	auto	29	839	4,177.83	3.4	0	3	60,481	17,637.2	0.971	0.28	0.719	0.705	0.513	substandard	1	2.026	612.67
UW-000071	auto	79	494	7,099.59	0.2	1	1	41,559.8	618,008.41	0.13	0.545	0.52	0.955	0.373	standard	1	1.746	362.82
UW-000072	life	32	468	131,997.75	10.5	1	1	81,144.72	169,590.18	0.462	0.272	0.686	0.157	0.283	standard	1	1.566	635.36
UW-000073	auto	41	685	45,738.89	5.5	1	0	429,559.98	262,667.79	0.195	0.489	0.982	0.621	0.206	preferred	1	1.412	3,032.69
UW-000074	commercial	46	720	120,593.94	2.3	1	0	342,271.6	290,833.88	0.39	0.778	0.512	0.726	0.352	standard	1	1.704	2,916.15
UW-000075	life	46	424	143,046.16	15.3	1	0	403,862.86	402,916.41	0.945	0.233	0.549	0.643	0.409	standard	1	1.818	3,671.11
UW-000076	home	76	706	40,710.42	7.1	1	1	77,643.18	152,882.93	0.707	0.396	0.699	0.179	0.282	standard	1	1.564	607.17
UW-000077	life	24	717	47,577.25	0.1	1	1	512,473.07	268,006.95	0.988	0.755	0.821	0.082	0.348	standard	1	1.696	4,345.77
UW-000078	auto	59	815	22,895.88	0.3	0	1	88,299.31	326,370.17	0.533	0.263	0.842	0.752	0.397	standard	1	1.794	792.04
UW-000079	commercial	27	711	2,808.33	1.1	0	0	377,109.56	82,931.19	0.759	0.838	0.62	0.971	0.576	substandard	1	2.152	4,057.7
UW-000080	life	54	675	6,393.85	4.3	0	1	71,465.89	264,775.26	0.576	0.091	0.709	0.311	0.386	standard	1	1.772	633.19
UW-000081	health	25	414	136,238.17	30.8	1	0	580,840.78	1,134,077.46	0.969	0.887	0.636	0.251	0.461	standard	1	1.922	5,581.88
UW-000082	auto	20	570	248,373.39	17.5	1	1	390,839.02	62,398.2	0.828	0.038	0.861	0.964	0.333	standard	1	1.666	3,255.69
UW-000083	health	69	428	14,410.69	1.6	0	1	25,599.8	2,001,102.68	0.08	0.427	0.558	0.727	0.484	standard	1	1.968	251.9
UW-000084	auto	79	605	2,030.81	16.2	1	0	78,269.29	81,565.91	0.649	0.349	0.995	0.499	0.258	standard	1	1.516	593.28
UW-000085	commercial	60	632	29,595.74	16.8	1	0	20,081.72	103,409.64	0.171	0.933	0.591	0.234	0.302	standard	1	1.604	161.06
UW-000086	life	39	406	108,959.52	0.5	1	1	34,437.26	109,811.72	0.235	0.224	0.767	0.031	0.231	preferred	1	1.462	251.74
UW-000087	commercial	52	525	117,493.85	4	1	0	46,805.43	396,022.7	0.171	0.757	0.621	0.657	0.338	standard	1	1.676	392.23
UW-000088	auto	19	561	159,611.03	0.8	1	0	172,429.44	572,607.74	0.9	0.456	0.739	0.752	0.386	standard	1	1.772	1,527.72
UW-000089	life	24	700	83,952.48	2.9	1	0	646,324.66	1,169,903.95	0.7	0.265	0.556	0.121	0.259	standard	1	1.518	4,905.6
UW-000090	home	45	650	9,864.52	5.4	1	0	57,321.95	66,978.48	0.841	0.621	0.645	0.728	0.392	standard	1	1.784	511.31
UW-000091	home	69	402	202,370.72	4.5	0	0	565,439.11	178,849.99	0.772	0.822	0.651	0.513	0.598	substandard	1	2.196	6,208.52
UW-000092	life	28	437	43,539.82	11.8	0	0	198,381.49	133,308.92	0.515	0.906	0.632	0.15	0.531	substandard	1	2.062	2,045.31
UW-000093	life	63	727	31,140.98	0.5	1	1	135,809.59	34,319.39	0.557	0.106	0.842	0.987	0.271	standard	1	1.542	1,047.09
UW-000094	commercial	39	469	161,742.71	6.4	1	1	406,104.32	208,192.82	0.461	0.598	0.911	0.03	0.285	standard	1	1.57	3,187.92
UW-000095	commercial	65	315	6,101.56	3.9	1	0	102,746.83	293,518.19	0.267	0.422	0.678	0.367	0.314	standard	1	1.628	836.36
UW-000096	home	70	444	55,727.01	3.7	0	0	57,573.9	216,604.88	0.619	0.562	0.535	0.808	0.573	substandard	1	2.146	617.77
UW-000097	health	60	732	106,002.21	19	1	0	436,592.36	342,078.76	0.223	0.623	0.568	0.772	0.297	standard	1	1.594	3,479.64
UW-000098	health	34	414	216,983.29	19	1	0	403,024.85	226,925.62	0.3	0.633	0.976	0.062	0.252	standard	1	1.504	3,030.75
UW-000099	health	18	441	7,139.07	16.2	1	0	25,628.32	449,964.42	0.569	0.258	0.876	0.222	0.261	standard	1	1.522	195.03

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Underwriting Decision Training

Training dataset for underwriting decision models. Contains risk assessments and approval decisions.

Dataset Details

Records: 10,000
Features: 19
Organization: GCC Insurance ML Models Hub

Features

Column	Type	Description
application_id	object	Feature for ML training
policy_type	object	Feature for ML training
applicant_age	int32	Feature for ML training
credit_score	int32	Feature for ML training
annual_income	float64	Feature for ML training
employment_years	float64	Feature for ML training
prior_coverage	int64	Feature for ML training
claims_history_count	int32	Feature for ML training
coverage_amount_requested	float64	Feature for ML training
property_value	float64	Feature for ML training
...	...	+9 more features

Usage

from datasets import load_dataset

dataset = load_dataset("gcc-insurance-ml-models/underwriting-decision-training")

License

Apache 2.0

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