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values | Complaint_ID int64 1.35M 7.78M |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2023-06-01 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | I have never conducted business with this company. | null | Waypoint Resource Group, LLC | MN | XXXXX | null | Consent provided | Web | 2023-06-01 | Closed with explanation | Yes | null | 7,051,596 |
2022-09-15 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | On XXXX, XXXX, after pulling my credit report, I notice multiple unknown accounts on it that did not belong to me, doing my own research and asking for some help to dispute from a friend of mine, he recommended me to start disputing the inaccurate information, So I did, months went by and I was able to remove some of t... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | NJ | 07105 | null | Consent provided | Web | 2022-09-15 | Closed with explanation | Yes | null | 5,987,430 |
2023-07-09 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Investigation took more than 30 days | I have contacted Credit Bureaus on numerous occasions to have these inaccurate information that's hurting my score, however they are refusing to remove the information stating that items come back validated even though the information is incorrect.
PLEASE CHECK ATTACHED LETTERS. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | NC | 27801 | null | Consent provided | Web | 2023-07-09 | Closed with non-monetary relief | Yes | null | 7,226,508 |
2021-05-26 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | The accts listed below are in violation : 1.XXXX XXXX XXXX- XXXX 2XXXX XXXX XXXX XXXXXXXX 3XXXX XXXXXXXX XXXX XXXX XXXX XXXX 4.XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX This agency is in violation of 15 U.S.C. 1692g. They were to notify me of this in writing 5 days prior, I was not. As the original creditor... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | NY | 10467 | null | Consent provided | Web | 2021-05-26 | Closed with explanation | Yes | null | 4,409,561 |
2022-09-05 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | Hi I am submitting this XXXX XXXX this isn't any influence and this is not a third party. XXXX has low and unfair credit number for me in their report. I have complained. The problem has not been resolved. my fico has me at a credit score over 719XXXX has me at a score around 590. That is a huge difference. XXXX paints... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | IL | 60616 | null | Consent provided | Web | 2022-09-05 | Closed with non-monetary relief | Yes | null | 5,949,053 |
2022-04-27 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | In accordancewith the Fair Credit Reporting act. The list of accounts below has violated my federally protected consumer rights to privacy and confidentially under 15 USC 1681.
XXXX XXXX XXXX, XXXX XXXXXXXX XXXX XXXXXXXX, XXXX has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
1... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | NC | 27406 | null | Consent provided | Web | 2022-04-27 | Closed with explanation | Yes | null | 5,508,514 |
2023-08-06 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account status incorrect | I got a copy of my credit report some time ago and realized the credit bureuas are reporting 2 accounts as late that was never late. Delete the late payments from my consumer report, this agency is in violation of 15 USC 1681 : XXXX XXXX XXXX Account Number : XXXX I WAS NEVER LATE ON THIS ACCOUNT XXXX Account Number : ... | null | EQUIFAX, INC. | TX | 752XX | null | Consent provided | Web | 2023-08-06 | Closed with explanation | Yes | null | 7,359,992 |
2020-09-04 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account status incorrect | TransUnion is not following the FCRA guidelines concerning consumer accounts. I am aware the FCRA promotes accuracy and fairness in the files of consumer reporting agencies. I am concern as this has made a tremendous NEGATIVE impact on my credit reports. After disputing with XXXX XXXX, XXXX via phone, the representativ... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | IL | 62269 | null | Consent provided | Web | 2020-09-04 | Closed with explanation | Yes | null | 3,830,818 |
2023-04-22 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Investigation took more than 30 days | I submitted a credit repair request to a company, but they failed to respond within the 30-day timeframe required by law. This failure to respond has negatively impacted my credit and caused difficulties for me. I am now considering submitting a complaint to the Consumer Financial Protection Bureau ( CFPB ), in order t... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | TN | 37931 | null | Consent provided | Web | 2023-04-22 | Closed with explanation | Yes | null | 6,872,031 |
2020-03-14 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account status incorrect | XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX, GA XXXX XXXX Re : Letter to Remove Inaccurate Credit Information : To Whom It May Concern : I received a copy of my credit report and found the following item ( s ) below to be errors.
This letter is a formal complaint that inaccurate information is list on my credit report.
... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | LA | 704XX | null | Consent provided | Web | 2020-03-14 | Closed with explanation | Yes | null | 3,566,814 |
2023-01-27 | Credit reporting, credit repair services, or other personal consumer reports | Other personal consumer report | Incorrect information on your report | Public record information inaccurate | A property I used to live at in 2019 is reporting me on the tenant screening and I am having a difficult time finding stable housing. I have a voucher and every property I have applied denies me because it looks like I owe money to this property. The property had my name incorrect in the contract they provided the coll... | null | Professional Debt Mediation, Inc. | FL | 330XX | null | Consent provided | Web | 2023-02-16 | Closed with explanation | Yes | null | 6,490,336 |
2020-09-19 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information is missing that should be on the report | Theres a few inaccurate accounts as well as personal info which need to be deleted immediately. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | NC | 28278 | null | Consent provided | Web | 2020-09-19 | Closed with explanation | Yes | null | 3,854,522 |
2020-05-20 | Credit card or prepaid card | General-purpose credit card or charge card | Fees or interest | Problem with fees | I've contacted CitiCard regarding my XXXX credit card accounts via their online live chat on numerous occasions over the last two months. I paid off my account, over $ XXXX, in XXXX yet they continue to bill me for fees. I've contacted them now at least three times to resolve this, kindly asking for fees to be waived,... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | CITIBANK, N.A. | OH | 43147 | null | Consent provided | Web | 2020-05-20 | Closed with explanation | Yes | null | 3,660,631 |
2022-09-12 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | This is not a duplicate nor is this complaint filed by a third party. I am filing this complaint myself. Please see this complaint is processed to the letter of the law. It has been brought to my attention that you are not blocking files when theyre sent with an FTC fraud report. Since it is a requirement by law 605b o... | null | EQUIFAX, INC. | NY | 11219 | null | Consent provided | Web | 2022-09-12 | Closed with explanation | Yes | null | 5,970,050 |
2022-10-02 | Credit card or prepaid card | General-purpose credit card or charge card | Problem with a purchase shown on your statement | Credit card company isn't resolving a dispute about a purchase on your statement | This is a complaint regarding Claim ID : XXXX I purchased what appeared to be tampered gift cards from a XXXX store. I tried resolving the issue with XXXX which is notorious for not having enough security to prevent gift card tampering. After iniitially taking my case, XXXX offered no resolution. At the same store I ha... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | BANK OF AMERICA, NATIONAL ASSOCIATION | WA | 98052 | null | Consent provided | Web | 2022-10-02 | Closed with explanation | Yes | null | 6,040,605 |
2023-08-19 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account status incorrect | TransUnion are reporting these two closed tradelines with XXXX XXXX XXXX XXXX. THEY WERE REMOVED FROM MY XXXX REPORT AND MY XXXX REPORT. I AM REQUESTING FOR THESE TWO ACCOUNTS TO BE REMOVED IMMEDIATELY. TRANSUNION IS VIOLATING 15 USC 1681e. IF THEY DO NOT COMPLY I WILL FILE ANOTHER SUIT ON TRANSUNION. SEE ATTACHED WITH... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | NY | 10462 | null | Consent provided | Web | 2023-08-19 | Closed with non-monetary relief | Yes | null | 7,427,413 |
2018-06-25 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | In XX/XX/2018, I sent a certified letter with return receipt to Americollect regarding 2 erroneous and unverifiable entries that they are reporting on my credit reports. This was my second attempt to seek validation on the reporting of this entry. Americollect has not one time provided a dunning letter prior to placing... | Company believes it acted appropriately as authorized by contract or law | AmeriCollect | GA | 31558 | null | Consent provided | Web | 2018-06-25 | Closed with explanation | Yes | null | 2,945,240 |
2020-04-17 | Debt collection | Credit card debt | Attempts to collect debt not owed | Debt was paid | This account was settled in full on XX/XX/2020 for {$760.00}. I have received letters stating that the account would be considered settled in full with a XXXX balance, but never an actual letter showing a XXXX balance despite multiple requests. They have also not updated the account with the credit bureaus since XX/XX/... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSWORLD SYSTEMS INC | TN | 37066 | null | Consent provided | Web | 2020-04-17 | Closed with explanation | Yes | null | 3,611,253 |
2023-03-31 | Checking or savings account | Checking account | Managing an account | Problem using a debit or ATM card | I disputed a charge on my debit card that occurred in XXXX, XXXX on XX/XX/22. I began my dispute process on XX/XX/22. The only way I could send my supporting documents to them was by fax. I faxed them my supporting documents and they said they never got them. They closed my dispute without reviewing any of my supportin... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | WELLS FARGO & COMPANY | WA | 98258 | null | Consent provided | Web | 2023-03-31 | Closed with explanation | Yes | null | 6,780,455 |
2023-03-06 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | Im submitting a complaint to you today to inform you I was the victim of identity theft. I sent the necessary documents in FEDERAL TRADE COMMISSION or https : //www.ftc.gov, So I am here to notify/complain to the 3 bureaus directly through this platform. Here are the list of the inquiries that are erroneous in my file ... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | CA | 945XX | null | Consent provided | Web | 2023-03-06 | Closed with non-monetary relief | Yes | null | 6,657,389 |
2021-10-24 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account status incorrect | XX/XX/XXXX Re : Acct # XXXXXXXXXXXXXXXX To Whom It May Concern : I'm writing to you because I noticed that my most recent credit report contains late payment ( s ) reported on XX/XX/XXXX for my XXXX/XXXX account.
I want you to know that I understand, and have great respect for my financial obligations.
Unfortunate... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | GA | 306XX | null | Consent provided | Web | 2021-10-24 | Closed with explanation | Yes | null | 4,839,292 |
2021-01-14 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | 15 U.S. Code 1681a ( 2 ) ( A ) ( i ) - ( 2 ) EXCLUSIONS.Except as provided in paragraph ( 3 ), the term consumer report does not include report containing information solely as to transactions or experiences between the consumer and the person making the report.
They can not legally report accounts containing informa... | null | EQUIFAX, INC. | FL | 32746 | null | Consent provided | Web | 2021-01-14 | Closed with explanation | Yes | null | 4,068,022 |
2022-05-01 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | n accordance with the Fair Credit Reporting act XXXX XXXX Account # XXXX, has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions | null | EQUIFAX, INC. | TX | 794XX | null | Consent provided | Web | 2022-05-01 | Closed with explanation | Yes | null | 5,523,856 |
2023-06-29 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | I'm really not sure what happened. I have mailed off letters to the credit bureaus continuously and thus far I have not gotten a response. My name is XXXX XXXX XXXX XXXX and I am filing this complaint for falsely reporting misleading information. There is no third party involved. Please review the uploaded letters. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | FL | 33916 | null | Consent provided | Web | 2023-06-29 | Closed with explanation | Yes | null | 7,181,815 |
2022-04-15 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | In accordance with the Fair Credit Reporting Act XXXX account XXXX XXXX XXXX acct # XXXX, XXXX XXXX XXXX acct # XXXX, Bank XXXX XXXX acct # XXXX, also XXXX XXXX XXXX XXXX 30 day late payment, and XXXX XXXX XXXX XXXX and 120 day late payments has violated my rights.
15 U.S.C. 1681 section 602 A. It also states I hav... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | NC | 270XX | null | Consent provided | Web | 2022-04-15 | Closed with non-monetary relief | Yes | null | 5,453,293 |
2017-09-25 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Personal information incorrect | XX/XX/XXXXI was denied credit by XXXX XXXX XXXX is perfect or near perfect so fearing data had been breached by Experian hack immediately checked all credit reports including Experian. Only anomaly that I was able to find was the date of birth was wrong. It was reported as XX/XX/XXXX vs correct year of XX/XX/XXXX. I we... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | TX | 76051 | Servicemember | Consent provided | Web | 2017-09-25 | Closed with non-monetary relief | Yes | null | 2,683,459 |
2022-12-02 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Was not notified of investigation status or results | I was never been late on these accounts. I always pay my debt on time. I believe this is a mistake reporting. Please check on the following account and update the error on the report. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | IL | 60440 | null | Consent provided | Web | 2022-12-02 | Closed with explanation | Yes | null | 6,269,092 |
2023-08-15 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | I'm really not sure what happened. I have mailed off letters to the credit bureaus continuously and thus far I have not gotten a response. My name is XXXX XXXX XXXX and I am filing this complaint for falsely reporting misleading information. There is no third party involved. Please review the uploaded letters. | null | EQUIFAX, INC. | NY | 11207 | null | Consent provided | Web | 2023-08-15 | Closed with non-monetary relief | Yes | null | 7,407,364 |
2017-06-22 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | There is a negative item on my credit report from XXXX XXXX XXXX. I have no record of the account which was from 2003 and neither does XXXX XXXX XXXX. I have called them several times over the last two month and have been told that they do n't have anything listed under my social security number. I also opened an inves... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | CA | 90066 | null | Consent provided | Web | 2017-06-23 | Closed with explanation | Yes | null | 2,556,421 |
2021-11-30 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account status incorrect | This is XXXX XXXX who is submitting this CFPB complaint myself and to inform you that there is no third party involved in the process. Regardless of the multiple written requests, the unverified accounts listed below are still reporting on my credit report in violation of federal law. The Equifax Credit Bureau failed t... | null | EQUIFAX, INC. | GA | XXXXX | null | Consent provided | Web | 2021-11-30 | Closed with explanation | Yes | null | 4,962,394 |
2023-04-17 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | I'm really not sure what happened. I have mailed off letters to the credit bureaus continuously and thus far I have not gotten a response. My name is XXXX XXXX XXXX and I am filing this complaint for falsely reporting misleading information. There is no third party involved. Please review the uploaded letters. | null | EQUIFAX, INC. | PA | 15221 | null | Consent provided | Web | 2023-04-17 | Closed with explanation | Yes | null | 6,851,120 |
2023-02-16 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | This is my 5th endeavor to tell you that I am a victim of identity theft and I complain to question specific records in my document coming about because of the wrongdoing. The records I am questioning connect with no exchanges acquiring any possession of goods, services, or money that I have made or authorized. Assumin... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | TX | 75243 | null | Consent provided | Web | 2023-02-16 | Closed with non-monetary relief | Yes | null | 6,583,756 |
2017-09-08 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | Tried to see if I was affected by the Equifax hack, which is already outrageous that they 'd allow my data to be compromised in such a manner, and then their page says " come back later '' to see if I 'm hacked and I 'm under the impression that they signed me up for a service I did n't consent to. This needs to be han... | null | EQUIFAX, INC. | CA | 92627 | null | Consent provided | Web | 2017-09-08 | Closed with explanation | Yes | null | 2,665,750 |
2018-03-08 | Debt collection | Federal student loan debt | Threatened to contact someone or share information improperly | Contacted your employer | They are contacting my co-workers asking where I am located. These are people who only know me by name. So far to my knowledge they have called at least 2 people.
I am currently having my wages garnished for the debt they are trying to collect and they are still harassing me and calling third parties about me. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Navient Solutions, LLC. | IN | 46614 | null | Consent provided | Web | 2018-03-08 | Closed with explanation | Yes | null | 2,837,763 |
2023-03-01 | Debt collection | Other debt | False statements or representation | Attempted to collect wrong amount | Credit Management Inc is a 3rd party debt collector attempting to collect an alleged debt. I do not have any signed contracts with Credit Management Inc showing that I owe this company any money nor have I given written permissible purpose for Credit Managment Inc to obtain my personal information and even contact me. ... | Company believes it acted appropriately as authorized by contract or law | The CMI Group, Inc. | CA | 920XX | null | Consent provided | Web | 2023-03-01 | Closed with non-monetary relief | Yes | null | 6,631,449 |
2018-10-05 | Vehicle loan or lease | Loan | Incorrect information on your report | Account status incorrect | The creditor gave me a vehicle loan the car was in a accident it was totaled out they wrote it off as profit loss write off showing a balance of $ 16k+ bad debt on my credit report. However my gap insurance covered the vehicles loss value and the loan was paid in full by XXXX XXXX XXXX XXXX. XXXX bank will not remove ... | null | Santander Consumer USA Holdings Inc. | NC | 28602 | null | Consent provided | Web | 2018-10-26 | Closed with explanation | Yes | null | 3,038,964 |
2021-06-30 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Was not notified of investigation status or results | ON XX/XX/2021 I SENT A LETTER REGARDING INACCURATE AND UNKNOWN THINGS ON MY CREDIT REPORT. TO THIS DAY OVER 60 DAYS LATER I HAVE NOT RECEIVED A RESPONSE YET. I FEEL LIKE I AM BEING TAKEN ADVANTAGE OF AND BEING IGNORED OF MY DISPUTES. I DEMAND THESE ACCOUNTS BE DELETED IMMEDIATELY OR I WILL FILE FOR LITIGATION DUE TO TH... | null | EQUIFAX, INC. | GA | 30066 | null | Consent provided | Web | 2021-06-30 | Closed with explanation | Yes | null | 4,505,747 |
2020-06-10 | Credit card or prepaid card | General-purpose credit card or charge card | Closing your account | Can't close your account | During the COVID - 19 pandemic, I attempted to make my regular on-line payment and had been 'locked out ' of my " XXXX '' App, and " on-line '' access to my credit card account. ( due to security reasons ). I contacted customer service via their toll-free XXXX #, and attempted to resolve any unresolved issues. I was n... | null | DISCOVER BANK | CA | 92054 | null | Consent provided | Web | 2020-06-10 | Closed with non-monetary relief | Yes | null | 3,692,300 |
2021-01-10 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Was not notified of investigation status or results | I mailed a letter to the credit bureaus on XX/XX/2020 and I have not received a response from them. I'm hoping CFPB can help me with getting a response from them. it has been more than 30 days and i understand there is delay in receiving mail due to Covid19. But this is so crazy. The inaccurate information on my report... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | CA | 91387 | null | Consent provided | Web | 2021-01-10 | Closed with explanation | Yes | null | 4,059,015 |
2022-03-14 | Credit card or prepaid card | General-purpose credit card or charge card | Problem with a purchase shown on your statement | Card was charged for something you did not purchase with the card | Credit Card was charged for an amount that I could never afford for a vacation rental in XXXX, Colorado. I called the credit card company and they did take out the charge from my account and said they will investigate. I received a letter from the credit card company saying that the merchant still could place back the ... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | BARCLAYS BANK DELAWARE | MA | 02062 | Older American | Consent provided | Web | 2022-04-05 | Closed with explanation | Yes | null | 5,312,289 |
2021-03-27 | Student loan | Federal student loan servicing | Dealing with your lender or servicer | Don't agree with the fees charged | I have disputed this collection numerous of times they have yet to produce any of the information that I ask requestion through the 3 credit bureaus they always say updated information but it never confirms the accuracy of this charge no documentation has ever been giving to me or anything Im just being billed I dont e... | null | Oklahoma Student Loan Authority | WI | 53406 | null | Consent provided | Web | 2021-03-27 | Closed with explanation | Yes | null | 4,251,607 |
2018-12-05 | Debt collection | Other debt | False statements or representation | Impersonated attorney, law enforcement, or government official | On XX/XX/XXXX i was contacted by Hillcrest, Davidson & Associates, LLC they stated there was a civil lawsuit against me with XXXX XXXX XXXX for XXXX dollars. I explained to Hillcrest, Davidson & Associates, LLC that my account with XXXX XXXX was personally closed back in XXXX and at that time had a XXXX balance. th... | null | Hillcrest Davidson & Associates | CA | 92807 | null | Consent provided | Web | 2018-12-12 | Closed with explanation | Yes | null | 3,092,319 |
2022-10-23 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account status incorrect | I am writing to you because I have been made aware of some incongruencies on my credit report. This is damaging my ability to qualify for a home loan, hurting me as a consumer, and causing me mental anguish. This needs to be attended to now.
Please see the items below.
Account Name : XXXX XXXX, XXXX.
Account Numb... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | AZ | 85016 | null | Consent provided | Web | 2022-10-23 | Closed with explanation | Yes | null | 6,116,280 |
2021-08-05 | Credit card or prepaid card | Store credit card | Advertising and marketing, including promotional offers | Didn't receive advertised or promotional terms | Since XXXX, my payments to TD Bank ( XXXX XXXX XXXX XXXX Acct ) have been purposefully misapplied by TD Bank during the no interest promo period for two promotions expiring XXXX and XX/XX/XXXX. I have consistently paid more than my minimum due with the explicit direction to apply the overage to the XXXX and XX/XX/XXXX ... | null | TD BANK US HOLDING COMPANY | IL | 60643 | null | Consent provided | Web | 2021-08-05 | Closed with explanation | Yes | null | 4,604,813 |
2021-03-18 | Debt collection | Other debt | Attempts to collect debt not owed | Debt is not yours | On XX/XX/2021 I received a first communication from Vengroff Williams regarding a supposed overpayment on short term XXXX related to my prior employer ( via insurance company The XXXX ). Around that time I spoke with a VW representative explaining that the issue regarding employment end date and the " overpayment '' ex... | Company believes it acted appropriately as authorized by contract or law | Vengroff Williams, Inc | CT | 068XX | null | Consent provided | Web | 2021-03-18 | Closed with explanation | Yes | null | 4,226,739 |
2020-07-20 | Credit card or prepaid card | Store credit card | Fees or interest | Charged too much interest | My statement for XXXXSynchrony Bank account ending in XXXX shows a {$1200.00} interest charge on XX/XX/17. The agent stated that once the promotion was up, I was charged interest for the full previous year. I've never heard of this. Usually your promotion is up and interest STARTS at the month the promotion ends. So i ... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | SYNCHRONY FINANCIAL | VA | 231XX | null | Consent provided | Web | 2020-07-20 | Closed with explanation | Yes | null | 3,753,987 |
2016-07-25 | Debt collection | Other (i.e. phone, health club, etc.) | Disclosure verification of debt | Not given enough info to verify debt | I was a member of XXXX XXXX, XXXX, NY. When I joined the XXXX XXXX, In XXXX XXXX, I informed XXXX of my XXXX and asked to terminate contract. My mailing address was in NY, so I did not receive anything of the debt until XXXX XXXX. I received a letter from the gym stating owing them debt dated XXXX XXXX. I contacted the... | Company believes it acted appropriately as authorized by contract or law | First Credit Services Inc. | NC | 285XX | Servicemember | Consent provided | Web | 2016-07-25 | Closed with explanation | Yes | No | 2,029,268 |
2020-01-22 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Public record information inaccurate | I asked the credit bureaus to supply me with original documentation that they verified the bankruptcies listed on my credit report because i contacted the court in which it shows filed and they said they didnt report this inaccurate information to the bureaus or any 3rd party data furnishers | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | MS | 39042 | null | Consent provided | Web | 2020-01-22 | Closed with explanation | Yes | null | 3,505,637 |
2023-02-28 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Investigation took more than 30 days | On ( XX/XX/2023 ) I sent a letter regarding inaccurate Late payments, inaccurate negative accounts, bankruptcies and unknown things on my credit report. To this day over 60 days later I have not received a response yet. feel like i'm being taken advantage of and being ignored of my disputes. Section 611 ( a ) it is pla... | null | EQUIFAX, INC. | TX | 761XX | null | Consent provided | Web | 2023-02-28 | Closed with explanation | Yes | null | 6,629,054 |
2021-10-19 | Debt collection | Medical debt | False statements or representation | Attempted to collect wrong amount | I've spoke with Wakefield and Associates four times to have three medical bills removed from my credit report. They were made in error by XXXX XXXX. XXXX requesated them to be cleared from my credit report and Wakefield has refused to provide me with any information to show they have complied. The last time I spoke wit... | null | WAKEFIELD & ASSOCIATES, INC. | OK | 731XX | null | Consent provided | Web | 2021-10-29 | Closed with explanation | Yes | null | 4,822,758 |
2022-06-10 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Credit inquiries on your report that you don't recognize | I have attached and FTC report with an account and inquiries I did not authorize | null | EQUIFAX, INC. | FL | 33407 | null | Consent provided | Web | 2022-06-10 | Closed with explanation | Yes | null | 5,658,216 |
2023-01-21 | Checking or savings account | Checking account | Managing an account | Problem using a debit or ATM card | Being charged with overdraft fees even though i transferred funds from savings account to cover the bills that are about to come out of my checking account. It happened twice last year and one time the year before that. And every time I called customer service they stated that the system processed the debited transacti... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | WELLS FARGO & COMPANY | FL | 33334 | null | Consent provided | Web | 2023-01-21 | Closed with explanation | Yes | null | 6,466,454 |
2019-12-10 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | XXXX XXXX #XXXX is reporting a collection to my account and I have no idea what it is from. I do not know who the original creditor is and I never had any kind of debt with them. This collection is not mine and I do not know why it is on my credit report. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | UT | 84095 | null | Consent provided | Web | 2019-12-10 | Closed with explanation | Yes | null | 3,463,978 |
2020-01-25 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | First Progress did not send me a bill. I sent them a hand written invoice with a check for {$93.00}. They did not recieve the payment by the due date. They reported this as a late payment affecting my credit score. I wrote them asking for them to remove the negative mark from my credit report. they wrote back saying th... | null | Synovus Bank | TX | 77351 | null | Consent provided | Web | 2020-01-25 | Closed with explanation | Yes | null | 3,508,956 |
2022-03-07 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | I have been trying to get these fraudulent accounts off my off my credit report for some time now. I sent a few mail documents to XXXX, XXXX and Equifax back in XXXX of 2021 and I still haven't seen any updates on my credit report. Every time I check my email, I get alerts stating that my information has been compromis... | null | EQUIFAX, INC. | FL | 33025 | null | Consent provided | Web | 2022-03-07 | Closed with explanation | Yes | null | 5,294,373 |
2022-12-26 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | This is the several time I've complained about being a victim of identity theft. XXXX and XXXX must remove any item that was opened without my knowledge, consent, or authority within 4 business days with ( 1 ) appropriate proof of the identity of the consumer ; ( 2 ) a copy of an identity theft report ; ( 3 ) the ident... | null | EQUIFAX, INC. | GA | 30134 | null | Consent provided | Web | 2022-12-26 | Closed with explanation | Yes | null | 6,362,164 |
2023-02-13 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | My name is XXXX XXXX XXXX this complaint is not made in error neither is it being made by a third party.I declare under penalty of perjury I am alleging that a person or company- without my authorization- from unauthorized use of my social security number and card used my personal identifying information to apply for g... | null | EQUIFAX, INC. | NC | 273XX | null | Consent provided | Web | 2023-02-13 | Closed with explanation | Yes | null | 6,561,618 |
2023-02-09 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Investigation took more than 30 days | On ( XX/XX/2023 ) I sent a letter regarding inaccurate Late payments, inaccurate negative accounts, bankruptcies and unknown things on my credit report. To this day over 60 days later I have not received a response yet. feel like i'm being taken advantage of and being ignored of my disputes. Section 611 ( a ) it is pla... | null | EQUIFAX, INC. | IL | 60714 | null | Consent provided | Web | 2023-02-09 | Closed with explanation | Yes | null | 6,552,524 |
2021-10-28 | Debt collection | I do not know | Attempts to collect debt not owed | Debt is not yours | I am filing this complaint because my rights as a consumer have been violated under the FCRA 15 U.S CODE 1681S -- 2 - RESPONSIBILITIES OF FURNISHERS OF INFORMATION TO CONSUMER REPORTING AGENCIES ) AND ( FDCPA 15 U.S CODE 1692E - FALSE OR MISLEADING REPRESENTATIONS, due to NO RESPONSE from ONEMAIN | null | OneMain Finance Corporation | TX | 75604 | null | Consent provided | Web | 2021-10-28 | Closed with explanation | Yes | null | 4,852,295 |
2023-02-09 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | Hi I am submitting this XXXX XXXX this isn't any influence and this is not a third party. TransUnion has low and unfair credit number for me in their report. I have complained more than 88 times nonstop this is exhausting im depressed they are not putting these fraudulent inquiries in dispute and accounts and they stil... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | IL | 60643 | null | Consent provided | Web | 2023-02-09 | Closed with non-monetary relief | Yes | null | 6,550,465 |
2017-08-16 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Personal information incorrect | I tried to apply for a gas card through XXXX and was denied due to showing 12 hard inquires on my credit report. I checked my credit report and as a result saw there were hard inquires on my credit report as well as my personal information is incorrect and needs to be updated my day of birth shows XX/XX/XXXX and that i... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | NM | 88011 | null | Consent provided | Web | 2017-08-16 | Closed with explanation | Yes | null | 2,630,778 |
2019-11-26 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Credit inquiries on your report that you don't recognize | AFTER RECEIVING A CURRENT COPY OF MY CREDIT REPORT, I DISCOVERED SOME ENTRIES THAT WERE IDENITIFIED AS INQUIRIES WHICH QUALIFIED FOR DELETION FROM MY REPORT. | null | EQUIFAX, INC. | NY | 10461 | null | Consent provided | Web | 2019-11-26 | Closed with non-monetary relief | Yes | null | 3,451,428 |
2017-11-14 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | Equifax credit report open pass due account XXXX XXXX XXXX orig XXXX XXXX XXXX hospital, filed a complaint with equifax that this account does not exist .it was previously removed and then reappeared, i called XXXX XXXX XXXX they stated XXXX balance, sent me a copy that i sent to equifax, they have not responded 2 my c... | null | EQUIFAX, INC. | FL | 34668 | null | Consent provided | Web | 2017-11-14 | Closed with non-monetary relief | Yes | null | 2,728,371 |
2022-04-24 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE.
I recently received a copy of my consumer report and I noticed inaccurate accounts reporting on my consumer report. this company is in clear violation of the law. Pursuant 15 USC1681B | null | EQUIFAX, INC. | PA | 19104 | null | Consent provided | Web | 2022-04-24 | Closed with explanation | Yes | null | 5,491,254 |
2021-11-29 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account information incorrect | This has been reported to XXXX XXXX, equifax, and XXXX XXXX different times.
On XXXX XXXX I was in a car accident. On XXXX XXXX XXXX XXXX sent XXXX XXXX XXXX at XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, Tx XXXX A check for {$12000.00} Inwich was the balance that was owed on the car. XXXX XXXX has confirmed that this ... | null | EQUIFAX, INC. | null | XXXXX | null | Consent provided | Web | 2021-11-29 | Closed with explanation | Yes | null | 4,954,579 |
2017-08-17 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Problem with personal statement of dispute | XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Tel : XXXX Consumer Finace Protection Bureau XXXX XXXX XXXX XXXX.
XXXX, D.C. XXXX To whom It May Concern I XXXX XXXX would like your help on cleaning up my credit. I am a single mother of XXXX a XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I always use to pay my bil... | null | Bread Financial Holdings, Inc. | GA | 30291 | null | Consent provided | Web | 2017-08-18 | Closed with non-monetary relief | Yes | null | 2,643,789 |
2018-05-02 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account information incorrect | I contacted XXXX XXXX mortgage divison and spoke with a representative to get the fax number, to send up my borrowers authorization/ Power of attorney, and to go over the processes/ procedures in requesting a goodwill of removing three mortgage lates off the clients credit report. On XX/XX/XXXX, I fax in goodwill lette... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | KS | XXXXX | null | Consent provided | Web | 2018-05-02 | Closed with explanation | Yes | null | 2,894,063 |
2022-09-17 | Checking or savings account | Checking account | Problem with a lender or other company charging your account | Transaction was not authorized | Well I had a company trying to charge my account with a subscription that had been canceled they tried with XXXX different fictitious names for their company and each one of them had I had the money in my account would have been debited to them I told cash app every time they did it I wanted them blocked they had no ri... | null | Block, Inc. | OH | 443XX | null | Consent provided | Web | 2022-09-17 | Closed with explanation | Yes | null | 5,991,724 |
2015-09-02 | Student loan | Non-federal student loan | Can't repay my loan | Can't decrease my monthly payments | My husband graduated during the recession, had to defer for a few years because the job he got for his career could not afford the payments Navient/XXXX XXXX was saying he needed to pay. Went to grad school and graduated in XXXX 2015 and had to start making payment on the undergrad student loans, first payment being XX... | null | Navient Solutions, LLC. | SC | 29170 | null | Consent provided | Web | 2015-09-02 | Closed with explanation | Yes | No | 1,549,315 |
2020-07-28 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | I've tried writing them to correct the errors on my report or remove the inaccurate tradeline if they're unable to truly validate the information. I have copies of FCRA violations going back almost a year. And all I get from the CRA is Verified as Accurate, and their letters saying they will not investigate this anymor... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | AZ | 85204 | Servicemember | Consent provided | Web | 2020-07-28 | Closed with explanation | Yes | null | 3,767,660 |
2022-09-14 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | I discovered that some of the information on my credit report was incorrect when I reviewed it. Sections 609 ( a ) ( 1 ) ( A ) and 611 ( a ) ( 1 ) require the 3 credit bureaus to validate these accounts ( A ). It is not permissible to fail to validate this reporting accounts as unverified information without providing ... | null | EQUIFAX, INC. | NY | 11219 | null | Consent provided | Web | 2022-09-14 | Closed with explanation | Yes | null | 5,982,419 |
2020-09-16 | Credit card or prepaid card | General-purpose credit card or charge card | Problem with a purchase shown on your statement | Credit card company isn't resolving a dispute about a purchase on your statement | company reported a 30 day late on my account in XX/XX/XXXX during the pandemic in error, they did apologize for the mistake and fixed my 3 credit bureaus, but today XX/XX/XXXX i logged into my account and they changed my account credit limit from {$5900.00} to {$750.00}! Even though they recognized they messed up and c... | null | Bread Financial Holdings, Inc. | NY | XXXXX | null | Consent provided | Web | 2020-09-16 | Closed with explanation | Yes | null | 3,850,607 |
2023-05-04 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | I am in possession of the documents submitted by Great Lakes as proof that I obtained a lease from them. They did not provide anything with my signature and nothing showing they verified my identity. They did not provide any proof that I consented to their company sharing my private and personal information with a thir... | null | Nelnet, Inc. | CA | 92345 | null | Consent provided | Web | 2023-05-04 | Closed with explanation | Yes | null | 6,925,106 |
2022-07-10 | Debt collection | Other debt | Written notification about debt | Didn't receive notice of right to dispute | N accordance with the Fair Credit reporting Act of XXXX XXXX XXXX # XXXX has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 section 604A. It also states a consumer agency can not furnish a account without my written instructions | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | FL | 347XX | null | Consent provided | Web | 2022-07-10 | Closed with explanation | Yes | null | 5,755,615 |
2021-10-13 | Credit reporting, credit repair services, or other personal consumer reports | Other personal consumer report | Problem with a company's investigation into an existing issue | Difficulty submitting a dispute or getting information about a dispute over the phone | on XX/XX/2021 I got an online insurance quote through XXXX XXXX it showed a violation from XX/XX/2021 with the number XXXX to call if you needed more info I did she then gave me XXXX that was a recorded message with instructions how to request your report. The web address given was XXXX then additional instructions on ... | null | Verisk Analytics Inc | SC | 290XX | null | Consent provided | Web | 2021-10-25 | Closed with explanation | Yes | null | 4,805,618 |
2022-09-23 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | Again, I was a victim of identity theft and this is another request to remove the information from my credit file resulting from alleged identity theft. Per FCRA 605B ( 15 U.S.C. 1681c-2 ) CREDIT BUREAUS are required to remove any items not later than 4 business days after the receipt. Also, the information provided on... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | SC | 29715 | null | Consent provided | Web | 2022-09-23 | Closed with non-monetary relief | Yes | null | 6,013,709 |
2023-03-31 | Credit card or prepaid card | General-purpose credit card or charge card | Getting a credit card | Card opened as result of identity theft or fraud | Got a phone call from XXXX, claiming to be Chase bank.
Told me that they had been monitoring my credit report ( I don't have a Chase account, so they should not be able to check my credit report ) and wanted to offer me a credit card. I stopped the call at this point. | null | JPMORGAN CHASE & CO. | CA | 90815 | Older American | Consent provided | Web | 2023-03-31 | Closed with non-monetary relief | Yes | null | 6,779,929 |
2022-09-08 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | XXXX, EQUIFAX, AND XXXX ALL RESPONDED TO MY REQUEST TO VALIDATE AND VERIFY CERTAIN ACCOUNTS ON MY CREDIT REPORT TO MAKE SURE THEY WERE 100 PERCENT ACCURATE. XXXX RESPONDED ON XX/XX/2022, EQUIFAX RESPONDED ON XX/XX/2022 AND XXXX RESPONDED ON XX/XX/2022. ALL 3 CREDIT BUREAUS STATED THAT THE ACCOUNTS WERE INVESTIGATED, VE... | null | EQUIFAX, INC. | SC | 29229 | null | Consent provided | Web | 2022-09-08 | Closed with explanation | Yes | null | 5,963,124 |
2023-05-03 | Credit card or prepaid card | General-purpose credit card or charge card | Other features, terms, or problems | Other problem | Goldman Sach 's is stating that they never received the payment on the credit card which is more than enough to pay off the balance.
I am not able to get this resolved.
I have enclosed proof of the cancelled check.
Thank You!
XXXX XXXX XXXX | null | GOLDMAN SACHS BANK USA | IN | 46123 | Older American | Consent provided | Web | 2023-05-03 | Closed with explanation | Yes | null | 6,924,350 |
2022-08-17 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account status incorrect | To whom it may concern, Several months ago, I checked my credit to find that XXXX and Experian ( henceforth known as defendants ) : were reporting inaccurate information on my credit report, which puts them in violation of federal law FCRA 609. 611 and 15 U, S, C, 1692-1692p I'm requesting the CFPB office to investigat... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | FL | 33510 | null | Consent provided | Web | 2022-08-17 | Closed with explanation | Yes | null | 5,889,285 |
2023-02-15 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account status incorrect | I am writing to file a complaint regarding the XXXX late payment report on my credit report by Goldman Sachs XXXX which I believe was done illegally. I strongly believe that the report is false and caused by issues on Goldman Sachss end. I request that the late payment report be removed from my credit report immediatel... | null | GOLDMAN SACHS BANK USA | FL | 341XX | null | Consent provided | Web | 2023-02-15 | Closed with monetary relief | Yes | null | 6,576,215 |
2023-01-08 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | XXXXXXXX XXXX XXXX have not reported that rental amount that I owed as paid on my credit report. This was paid by Alabama rental assistance. I have documentation to show as proof. This was paid in 2021 in two installments first amongst was {$1500.00} and the second amount for {$1900.00} | null | EQUIFAX, INC. | AL | 36301 | null | Consent provided | Web | 2023-01-08 | Closed with explanation | Yes | null | 6,411,886 |
2017-06-24 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | XXXX XXXX XXXX XXXX XXXX, La XXXX XX/XX/XXXX Dear XXXX XXXX/ Equifax : Please have the fraudulent account ( XXXX XXXX XXXX XXXX ) removed ; Equifax has removed it and it has been reported to the FTC. Also, the inquiries on my credit report, which I did not authorize need to be removed as well. <P/>Also, I contacted XXX... | null | EQUIFAX, INC. | LA | XXXXX | null | Consent provided | Web | 2017-06-24 | Closed with non-monetary relief | Yes | null | 2,558,019 |
2019-04-17 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | I am a victim of identity theft and have had my information compromised several times. I have submitted documentation to compass bank and XXXX XXXX credit card several times pertaining to fraud on my bank account and credit cards to which I have not received any phone calls or assistance in resolving. In XX/XX/XXXX, XX... | null | BBVA FINANCIAL CORPORATION | TX | 78653 | null | Consent provided | Web | 2019-04-17 | Closed with explanation | Yes | null | 3,215,222 |
2023-01-20 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Credit inquiries on your report that you don't recognize | remove fraudulent / unauthorized inquiry from XXXX XXXX XXXX XXXX on XX/XX/2021 off my report with monetary relief for damaging my score and getting denied opening bank account | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Fidelity National Information Services, Inc. (FNIS) | LA | 701XX | null | Consent provided | Web | 2023-01-20 | Closed with explanation | Yes | null | 6,465,560 |
2022-10-24 | Credit card or prepaid card | General-purpose credit card or charge card | Getting a credit card | Card opened as result of identity theft or fraud | On XX/XX/XXXX I received an email from my financial monitoring company saying a change had been identified in my credit. I then logged on for details and found that I new credit hard had been open in my name. I never opened a credit card with Bank of America ( BOA ).
Information on credit report- XX/XX/XXXX a XXXX XX... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | BANK OF AMERICA, NATIONAL ASSOCIATION | CA | 92563 | Servicemember | Consent provided | Web | 2022-10-24 | Closed with non-monetary relief | Yes | null | 6,122,069 |
2021-09-02 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Was not notified of investigation status or results | In reference to the listed accounts : XXXX XXXX XXXX - XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXX XXXXXXXX.
I requested the Description of the investigation into these accounts on XXXX. According to section 611 ( A ) ( 7 ), XXXX was required to provide this information within 15 days of reque... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | GA | 31093 | null | Consent provided | Web | 2021-09-02 | Closed with explanation | Yes | null | 4,684,903 |
2022-08-17 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | I am very concerned about the items that are being shown on my credit report. Not only are they inaccurate, they are also unjust, because they should not be reporting on my credit report! I ask that you delete these accounts, or I will be filing a legal complaint against you! | null | EQUIFAX, INC. | FL | 331XX | null | Consent provided | Web | 2022-08-17 | Closed with explanation | Yes | null | 5,889,606 |
2015-05-13 | Debt collection | Credit card | False statements or representation | Attempted to collect wrong amount | Ftc case # XXXX, XXXX/XXXX/2008 states that reporting of tribute XXXX ( compu credit ) by XXXX party collections is prohibited. I have sent this documentation and a request for removal per this ruling to XXXX XXXX XXXX. They are refusing to remove this trade line after receiving sufficient information supporting the re... | Company believes it acted appropriately as authorized by contract or law | Atlanticus Services Corporation | IL | 60148 | null | Consent provided | Web | 2015-05-14 | Closed | Yes | No | 1,373,427 |
2018-05-02 | Debt collection | Other debt | Written notification about debt | Didn't receive notice of right to dispute | IQ Data continues to call regarding a debt that is in a legal dispute. They also placed the debt on my credit as a collection even though they are aware the amount and matter is a legal matter.. They continue to call me after I advised them this is a legal issue. | Company believes complaint represents an opportunity for improvement to better serve consumers | I.Q. DATA INTERNATIONAL, INC. | TX | 75013 | null | Consent provided | Web | 2018-05-07 | Closed with explanation | Yes | null | 2,893,827 |
2017-10-29 | Student loan | Private student loan | Dealing with your lender or servicer | Need information about your loan balance or loan terms | Around approx XXXX I consolidated all of my student loans. I started having financial problems and became delinquent and in XXXX filed for bankruptcy. Through my entire bankruptcy, I was not contacted. After my bankruptcy was finalized in XXXX, I was excited to be able to reclaim my credit. I immediately called the XXX... | null | TRANSWORLD SYSTEMS INC | LA | 71111 | null | Consent provided | Web | 2017-10-29 | Closed with explanation | Yes | null | 2,715,188 |
2022-04-29 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | In accordance to the fair credit reporting act XXXX Account Number : XXXX XXXX XXXX XXXX has violated my rights.
15 USC 1681 Section 602 states I have the right to privacy.
15 USC 1681 section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
15 ... | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | TX | 77007 | null | Consent provided | Web | 2022-04-29 | Closed with non-monetary relief | Yes | null | 5,519,368 |
2022-07-01 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Improper use of your report | Reporting company used your report improperly | In accordance with the Fair Credit Reporting act XXXX Account # XXXX, has violated my rights.
15 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | NC | 28390 | Servicemember | Consent provided | Web | 2022-07-01 | Closed with non-monetary relief | Yes | null | 5,724,623 |
2023-08-30 | Credit reporting or other personal consumer reports | Credit reporting | Incorrect information on your report | Account information incorrect | This account was paid. Ive contacted Experian, XXXX and XXXX XXXX on numerous occasions disputing this negative account. I hear nothing back. Another credit reporting agency did a correct investigation found this should not be on my credit file and removed it. I expect the same from Experian and XXXX. | null | Experian Information Solutions Inc. | PA | 19007 | null | Consent provided | Web | 2023-08-30 | In progress | Yes | null | 7,473,084 |
2019-10-02 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | I have attempted to contact the following bureaus XXXX and Experian regarding unauthorized inquiries on my credit bureaus. They have been negligent in aiding my getting this corrected on my credit reports. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | Experian Information Solutions Inc. | TX | 756XX | null | Consent provided | Web | 2019-10-02 | Closed with non-monetary relief | Yes | null | 3,392,798 |
2018-12-05 | Debt collection | Other debt | Communication tactics | Frequent or repeated calls | Conns have been calling my number minimum 7 times per day. I have told them in the past 2 calls are fine but this is excessive. I feel I am being harassed and pressured. | null | Conn's, Inc. | CO | 808XX | null | Consent provided | Web | 2018-12-11 | Closed with non-monetary relief | Yes | null | 3,092,392 |
2023-06-18 | Checking or savings account | Checking account | Managing an account | Fee problem | I have been charge overdraft fees for years sometimes they would make a overdraft by waiting before they take the money out of my account | Company has responded to the consumer and the CFPB and chooses not to provide a public response | REGIONS FINANCIAL CORPORATION | TX | 77407 | null | Consent provided | Web | 2023-06-18 | Closed with explanation | Yes | null | 7,132,816 |
2021-02-01 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Information belongs to someone else | AFTER RECEIVING A CURRENT COPY OF MY CREDIT REPORT, I DISCOVERED SOME ENTRIES THAT WERE IDENITIFIED AS INQUIRIES WHICH QUALIFIED FOR DELETION FROM MY REPORT. | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | SC | 29501 | null | Consent provided | Web | 2021-02-01 | Closed with explanation | Yes | null | 4,108,635 |
2019-11-02 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Incorrect information on your report | Account information incorrect | I contacted XXXX on XX/XX/XXXX to discuss a late payment showing on my account from XX/XX/XXXX. I was informed that there was no information showing it was late. I requested the 30 day late to be removed by XXXX and Bureaus and it is still showing | Company has responded to the consumer and the CFPB and chooses not to provide a public response | TRANSUNION INTERMEDIATE HOLDINGS, INC. | CA | 92108 | null | Consent provided | Web | 2019-11-02 | Closed with explanation | Yes | null | 3,426,115 |
2021-10-10 | Credit reporting, credit repair services, or other personal consumer reports | Credit reporting | Problem with a credit reporting company's investigation into an existing problem | Their investigation did not fix an error on your report | Please be advised this is my fourth written request and final warning that I fully intend to pursue litigation in accordance with the Fair Credit Reporting Act ( FCRA ) to enforce my rights and seek relief and recover all monetary damages that I may be entitled to under Section 616 and Section 617 regarding your contin... | null | EQUIFAX, INC. | AL | 36117 | null | Consent provided | Web | 2021-10-10 | Closed with explanation | Yes | null | 4,796,984 |
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