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YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 48,699 51,036 48,699 Accumulated other comprehensive income (loss): Balance, beginning of period (15,103 20,277 17,688 25,000 Other comprehensive loss, net of tax (10,340 (1,288 (43,131 ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. (100 (52 (100 Treasury stock: Balance, beginning of period (7,436 (7,361 (7,490 (7,339 Restricted stock grants, net of forfeitures 69 Net shares acquired related to employee share-based ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. period 20,398,497 20,410,763 20,378,576 20,415,243 Net shares acquired under employee share-based compensation plans (31,268 (32,668 (36,347 (38,147 Issuance of shares under stock plans 4...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. (Unaudited; In thousands) Nine Months Ended September 30, 2022 2021 CASH FLOWS FROM OPERATING ACTIVITIES: Net income 479 1,616 Adjustments to reconcile net income to net cash used in operatin...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 394 (25 Increase in receivables, net (4,783 (8,448 Increase in insurance reserves and policyholder funds 2,492 7,081 Decrease in accounts payable and accrued expenses (2,350 (3,374 Other, ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. (89 Net cash (used in) provided by investing activities (1,115 5,117 CASH FLOWS FROM FINANCING ACTIVITIES: Payment of dividends on common stock (408 (408 Proceeds from shares issued under s...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. SUPPLEMENTAL CASH FLOW INFORMATION: Cash paid for interest 1,200 1,045 Cash paid for income taxes 2,164 3,202 The accompanying notes are an integral part of these condensed consolidated fina...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. together known as “American Southern”) and Bankers Fidelity Life Insurance Company and Bankers Fidelity Assurance Company (together known as “Bankers Fidelity”), operate in The Comp...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. that the Company has not yet adopted, see the “Recently Issued Accounting Standards - Future Adoption of New Accounting Standards” section of Note 1 of Notes to Consolidated Financial Statements in ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. Unrealized Losses Cost or Amortized Cost Fixed maturities: Bonds: U.S. Treasury securities and obligations of U.S. Government agencies and authorities 43,069 5,950 49,019 Obligations of state...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 149,858 537 25,089 174,410 Redeemable preferred stocks: Other consumer – diversified 225 32 193 Total redeemable preferred stocks 225 32 193 Total fixed maturities 202,303 581 32,788 ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 749 10,895 Corporate securities: Utilities and telecom 29,717 2,961 44 26,800 Financial services 70,921 6,759 48 64,210 Other business – diversified 40,216 4,631 106 35,691 Other co...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. cost of $ Table of Contents Equity securities were comprised of the following: September 30, 2022 Estimated Fair Value Gross Unrealized Gains Gross Unrealized Losses Cost Equity securities: ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. Financial services 799 525 274 Other business – diversified 18,325 13,692 4,633 Total equity securities 19,124 14,217 4,907 The carrying value and amortized cost of the Company’s investme...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. less 3,878 3,902 1,734 1,730 Due after one year through five years 31,232 33,213 24,926 23,593 Due after five years through ten years 50,437 57,741 73,725 68,338 Due after ten years ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. position as of September 30, 2022 and December 31, 2021. September 30, 2022 Less than 12 months 12 months or longer Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Valu...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 823 140,061 25,089 Total temporarily impaired securities 170,273 28,168 19,981 4,620 190,254 32,788 10 Table of Contents December 31, 2021 Less than 12 months 12 months or longer Total...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 465 4,761 252 38,228 717 The evaluation for an other than temporary impairment (“OTTI”) is a quantitative and qualitative process, which is subject to risks and uncertainties in the de...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. with their contractual terms, and management’s expectation as to the issuer’s ability and intent to continue to do so, as well as ratings actions that may affect the issuer’s credit status. ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. Fixed Maturities Equity Securities Other Invested Assets Total Gains 349 349 Losses Realized investment gains, net 349 349 11 Table of Contents Nine Months Ended September 30, 2022 Fi...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 520 Losses Realized investment gains, net 520 520 The following table presents the portion of unrealized gains (losses) related to equity securities still held for the three month and nine month...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. equity securities, net (2,783 711 (5,456 5,458 Variable Interest Entities ATLANTIC AMERICAN CORP holds passive interests in a number of entities that are considered to be variable interest ent...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. the VIE. ATLANTIC AMERICAN CORP has no arrangements with any of the VIEs to provide other financial support to or on behalf of the VIE. ATLANTIC AMERICAN CORP’s maximum loss exposure relat...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. the Company could realize in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. The ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 12 Table of Contents Level 2 Observable inputs, other than quoted prices included in Level 1, for an asset or liability or prices for similar assets or liabilities. A...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. Company’s Level 2 fixed maturities and non-redeemable preferred stocks were determined using unadjusted prices received from pricing services that utilize models where the significan...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. be realized in a market exchange for the asset or liability. ATLANTIC AMERICAN CORP’s financial instruments valued using Level 3 criteria consist of two fixed maturity securities a...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. , 2022, financial instruments carried at fair value were measured on a recurring basis as summarized below: Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observab...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Assets: Fixed maturities 250 260,486 250 260,986...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 30, 2022 December 31, 2021 Level in Fair Value Hierarchy (1) Carrying Amount Estimated Fair Value Carrying Amount Estimated Fair Value Assets: Cash and cash equivalents Level 1 21,876 21,8...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 1,858 Investment in unconsolidated trusts Level 2 1,238 1,238 1,238 1,238 Liabilities: Junior subordinated debentures, net Level 2 33,738 33,345 33,738 33,728 Revolving credit facilit...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. suite of policy, billing, claim, and customer management services.  The software is managed, hosted, supported, and delivered as a cloud-based software service product offering (software-as-...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. Months Ended September 30, 2022 2021 Beginning insurance reserves for losses and claims, gross 85,620 79,147 Less: Reinsurance recoverable on unpaid losses (17,690 (17,600 Beginning insuran...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. Ending insurance reserves for losses and claims, net 69,158 68,645 Plus: Reinsurance recoverable on unpaid losses 17,420 18,528 Ending insurance reserves for losses and claims, gross 86,578 8...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. becomes available. Accordingly, the Company generally experiences reserve redundancies when analyzing the development of prior year losses in a current period. 14 Table of Contents (2) Prior yea...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. Total incurred losses 93,353 99,650 Cash surrender value and matured endowments 1,326 1,961 Benefit reserve changes (127 (1,591 Total insurance benefits and losses incurred 94,552 100,02...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. olving Credit Agreement (the “Credit Agreement”) with Truist Bank as the lender (the “Lender”). The Credit Agreement provides for an unsecured $ The Credit Agreement requires the Company t...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 23,196 Less: Treasury debt (3) (7,500 Net balance September 30, 2022 18,042 15,696 Net balance December 31, 2021 18,042 15,696 Coupon rate LIBOR + 4.00% LIBOR + 4.10% Interest payable ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. per security Liquidation value 17,500 22,500 Coupon rate LIBOR + 4.00% LIBOR + 4.10% Distribution payable Quarterly Quarterly Distribution guaranteed by (4) Atlantic American Corporation ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. the Company’s common stock nor make any principal, interest or premium payments on or repurchase any debt securities that rank equally with or junior to the Junior Subordinated Deb...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. on a subordinated basis, all of the obligations under the Trust Preferred Securities, including payment of the redemption price and any accumulated and unpaid distributions to the ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. Three Months Ended September 30, 2021 Loss Weighted Average Shares (In thousands) Per Share Amount Basic and Diluted Loss Per Common Share: Net loss (915 20,401 Less preferred stock divid...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 01 Nine Months Ended September 30, 2021 Income Weighted Average Shares (In thousands) Per Share Amount Basic and Diluted Earnings Per Common Share: Net income 1,616 20,410 ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 2012 Plan”). The 2012 Plan authorizes the grant of up to one to following the date of grant. ATLANTIC AMERICAN CORP accounts for forfeitures as they occur. There were 21. Shares a...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. ive Compensation Plan (the “2022 Plan”). The 2022 Plan authorizes the grant of up to 3,000,000 stock options, stock appreciation rights, restricted shares, restricted stock units, performance shares,...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. September 30, 2022 2021 2022 2021 Federal income tax provision at statutory rate of 21% (199 (271 154 402 Dividends-received deduction (6 (7 (18 (21 Meals and entertainment 29 49 2...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. it) were: Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Current – Federal 435 (746 1,647 323 Deferred – Federal (700 368 (1,394 (25 Total (265...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. follows: Nine Months Ended September 30, Other information on operating leases: 2022 2021 Cash payments included in the measurement of lease liabilities reported in operating ca...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 942 Thereafter Total undiscounted lease payments 4,398 Less: present value adjustment 580 Operating lease liability included in accounts payable and accrued expenses on the condensed consolida...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. of Contents Regulatory Matters Like all domestic insurance companies, the Company’s insurance subsidiaries are subject to regulation and supervision in the jurisdictions in which they do...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. Note 13. Segment Information The Parent’s primary insurance subsidiaries, American Southern and Bankers Fidelity, operate in two principal business units, each focusing on specific ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 395 Corporate and Other 26,062 13,103 Total assets 360,349 402,286 Revenues Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 American Southern 18,53...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 2021 2022 2021 American Southern 1,892 1,682 4,659 5,245 Bankers Fidelity (850 (1,149 2,084 2,362 Corporate and Other (1,991 (1,826 (6,011 (5,693 Income (loss) before income taxes ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. ”) and its subsidiaries (collectively with the Parent, the “Company”) as of and for the three month and nine month periods ended September 30, 2022. This discussion should be read in conjunct...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. idelity Assurance Company (together known as “Bankers Fidelity”). Each operating company is managed separately, offers different products and is evaluated on its individual performance. ATLA...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. and assumptions that affect reported amounts and related disclosures. Actual results could differ significantly from those estimates. ATLANTIC AMERICAN CORP has identified certain estimates ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Insurance premiums, net 46,380 46,092 140,526 137,315 Net investment income 2,641 2,137 7,510 6,516 Realized investm...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. ,020 Commissions and underwriting expenses 12,843 11,927 35,894 36,670 Interest expense 523 347 1,291 1,040 Other expense 3,296 3,264 10,151 10,178 Total benefits and expenses 47,292...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. others because it isolates the “core” operating results of the Company before considering certain items that are either beyond the control of management (such as taxes, which are subject to timing, ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. Three Months Ended September 30, Nine Months Ended September 30, Reconciliation of Non-GAAP Financial Measure 2022 2021 2022 2021 (In thousands) Net income (loss) (684 (915 479 1,616 Inc...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. had net loss of $0.7 million, or $0.04 per diluted share, for the three month period ended September 30, 2022, compared to net loss of $0.9 million, or $0.05 per diluted share, for the three...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. , 2022 was primarily attributable to more favorable loss experience in the life and health operations, partially offset by a decrease in unrealized gains of $3.5 million, from the comparable ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. the nine month period ended September 30, 2022, premium revenue increased $3.2 million, or 2.3%, to $140.5 million from $137.3 million in the comparable period in 2021.  The increase in prem...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 2022 from the three month period ended September 30, 2021.  For the nine month period ended September 30, 2022, operating income increased $10.2 million from the comparable period in 2021.  ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. periods in 2021: Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 (Dollars in thousands) Gross written premiums 12,400 13,945 63,558 58,460 C...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 4,615 4,873 15,332 14,452 Underwriting income 995 796 1,872 2,288 Loss ratio 68.2 67.3 68.0 66.7 Expense ratio 26.2 28.1 28.5 28.7 Combined ratio 94.4 95.4 96.5 95.4 21 Table...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 2, from the comparable periods in 2021. The decrease in gross written premiums during the three month period ended September 30, 2022 was primarily attributable to the decrease in premiums written in...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. as a percentage of earned premiums and generally increase or decrease as earned premiums increase or decrease.  However, during the three month period ended September 30, 2022, the decrease ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. ,616 25,731 22,629 Automobile physical damage 4,179 5,992 16,649 17,009 General liability 1,532 1,463 4,391 4,140 Surety 1,485 1,404 4,453 4,048 Other lines 899 845 2,529 2,471 ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 2022, over the comparable periods in 2021. The increase in net earned premiums was primarily attributable to an increase in business writings and price increases in certain programs within t...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. The combined ratio is divided into two components, the loss ratio (the ratio of losses and loss adjustment expenses incurred to premiums earned) and the expense ratio (the ratio of expenses ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. the three month period ended September 30, 2021.  For the nine month period ended September 30, 2022, this ratio increased to 68.0% from 66.7% in the comparable period in 2021.  The increase...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. and increased $0.9 million, or 6.1% during the nine month period ended September 30, 2022, over the comparable periods in 2021. As a percentage of earned premiums, underwriting expenses were...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. due to American Southern’s use of a variable commission structure with certain agents, which compensates the participating agents in relation to the loss ratios of the business they write. During pe...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 1 (Dollars in thousands) Medicare supplement 36,766 40,372 112,013 122,230 Other health products 3,392 2,777 9,314 7,532 Life insurance 3,994 2,378 12,081 7,715 Gross earned premiums...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. and underwriting expenses 9,893 8,936 26,012 27,576 Total expenses 28,492 32,330 84,015 94,039 Underwriting income (loss) 247 (3,558 2,758 (7,021 Loss ratio 64.7 81.3 66.8 76.4 E...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 3%, during the nine month period ended September 30, 2022, from the comparable periods in 2021. Gross earned premiums from the Medicare supplement line of business decreased $3.6 million, or ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. nine month period ended September 30, 2022, over the comparable periods in 2021, primarily as a result of new sales of the company’s group health and individual cancer  products. Gross earned premiu...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. policy obligations exceeding the level of new individual life sales.  Premiums ceded decreased $1.3 million, or 8.0%, during the three month period ended September 30, 2022 and $3.8 million,...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. , or 12.7%, during the nine month period ended September 30, 2022, from the comparable periods in 2021.  As a percentage of earned premiums, benefits and losses were 64.7% in the three month ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. loss ratio in the Medicare supplement line of business as a result of improved rate adequacy, partially offset by an increase in the loss ratio in the group lines of business. Commissions a...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 2021.  For the nine month period ended September 30, 2022, this ratio decreased to 30.0% from 31.7% in the comparable period in 2021. The increase in the expense ratio for the three month per...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 23.6%, during the three month period ended September 30, 2022, and $1.0 million, or 15.3%, during the nine month period ended September 30, 2022, over the comparable periods in 2021. The incr...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. 2021 was prepayment income of $0.3 million related to the redemption of certain fixed maturities. 23 Table of Contents ATLANTIC AMERICAN CORP had net realized investment gains of $0.1 million dur...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. resulted primarily from the disposition of several of the Company's investments in fixed maturity securities, partially offset by the redemption of certain fixed maturity securities. The net...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. securities of $2.8 million during the three month period ended September 30, 2022 and unrealized gains on equity securities of $0.7 million during the three month period ended September 30, 2021.  ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. during the three month period ended September 30, 2022, and $0.3 million, or 24.1%, during the nine month period ended September 30, 2022, from the comparable periods in 2021. Changes in int...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. , as well as evaluating legacy contracts for any changes that may be required, including the determination of applicable fallbacks. Liquidity and Capital Resources The primary cash needs of the Com...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. adequate to fund the payment of claims and operating expenses as needed. Cash flows at the Parent are derived from dividends, management fees, and tax-sharing payments, as described below, from the...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. income of $0.8 million for the nine month period ended September 30, 2021. Statutory results are impacted by the recognition of all costs of acquiring business. In periods in which the Compa...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. subsidiaries are invested in marketable securities that can be converted into cash, if required; however, the use of such assets by the Company is limited by state insurance regulations. Div...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. the Parent received dividends of $4.5 million from its subsidiaries. 24 Table of Contents The Parent provides certain administrative and other services to each of its insurance subsidiaries. The ...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. trusts and investing the gross proceeds of the trust preferred securities in Junior Subordinated Debentures. The outstanding $18.0 million and $15.7 million of Junior Subordinated Debentures...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. Parent of each trust’s obligations with respect to the trust preferred securities. Subject to certain exceptions and limitations, the Company may elect from time to time to defer Junior Subo...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. Series D Preferred Stock are held by an affiliate of the Company’s controlling shareholder. The outstanding shares of Series D Preferred Stock have a stated value of $100 per share; accrue a...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. solely at the Company’s option. The Series D Preferred Stock is not currently convertible. At September 30, 2022, the Company had accrued but unpaid dividends on the Series D Preferred Stock...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. upon the amount of funds borrowed from the FHLB.  As of September 30, 2022, BFLIC has pledged bonds having an amortized cost of $7.3 million to the FHLB.  BFLIC may be required to post additional ac...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. million revolving credit facility that matures on April 12, 2024. Under the Credit Agreement, the Company will pay interest on the unpaid principal balance of outstanding revolving loans at t...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. Credit Agreement when due, (b) the failure to perform and not timely remedy certain covenants, (c) a change in control of the Company and (d) the occurrence of bankruptcy or insolvency events...
YOU are a financial analyst. You are reading a report of a company. The report is about the company's financial status. September 30, 2022 was primarily attributable to net cash used in operating activities of $2.2 million. Also contributing to the decrease in cash and cash equivalents was net cash used in investing ...