text stringlengths 198 2.89k |
|---|
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
,” in the Financial Statements for additional information related to these transactions.
33
Operational and Regulation Overview
We believe our operations are in material compliance with all applic... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
$255 during Q1 2023, as compared to an operating loss of $14,780 in Q1 2022, primarily driven by improved gross profit margin and the absence of a litigation settlement charge.
Net decrease in cash... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
,176
85,090
29,086
34%
Cost of goods sold
(78,472)
(61,643)
16,829
27%
Gross profit
35,704
23,447
12,257
52%
Gross profit %
31.3
27.6
Operating expenses
General and administrative e... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
,031)
2,944
49%
Other, net
265
103
162
157%
Total other expense
(8,710)
(5,928)
2,782
47%
Loss before income taxes
(8,455)
(20,708)
(12,253)
(59)%
Income tax expense
(10,017)
(7,1... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
primarily driven by $8,506 of incremental related to new dispensaries that opened during 2022 and 2023 and an increase of $7,798 across our legacy locations, which includes a benefit from the commen... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
SKUs for our cultivation products, compared to 285 SKUs as of March 31, 2022.
Cost of Goods Sold and Gross Profit
Cost of goods sold increased by $16,829, or 27%, during the three months ended Mar... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
March 31, 2022. The increase in gross margin was primarily driven by improved utilization and production at our Massachusetts and New Jersey cultivation facilities due to increased production, parti... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
ization expense due to $3,854 of incremental amortization of licenses driven by prior year acquisitions and $806 of incremental depreciation expense due to a larger average balance of fixed assets in... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
2023, as compared to the three months ended March 31, 2022. The increase was primarily driven by higher cash interest expense associated with additional borrowings under our credit facility. During ... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
basis. The discrete method is applied when application of the estimated annual effective tax rate is impractical because it is not possible to reliably estimate the annual effective tax rate. Ascend... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
and necessary business expenses for state tax purposes. Ordinary and necessary business expenses deemed non-deductible under IRC Section 280E are treated as permanent book-to-tax differences. Theref... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
the calculation of state taxable income. There have been no material changes to income tax matters in connection with the normal course of our operations during the current year.
Income tax expense... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
NON-GAAP FINANCIAL MEASURES
We define “Adjusted Gross Profit” as gross profit excluding non-cash inventory costs, which include depreciation and amortization included in cost of goods sold, equity... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
as the reported net loss, adjusted to exclude: income tax expense; other (income) expense; interest expense; depreciation and amortization; depreciation and amortization included in cost of goods so... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
superior to, U.S. GAAP results.
The following table presents Adjusted Gross Profit for the three months ended March 31, 2023 and 2022:
Three Months EndedMarch 31,
($ in thousands)
2023
2022
Gr... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
7
42.9
(1)
Incremental expenses associated with the expansion of activities at our cultivation facilities that are not yet operating at scale, including excess overhead expenses resulting from del... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
103)
Interest expense
8,975
6,031
Depreciation and amortization
13,719
5,675
Non-cash inventory adjustments(1)
3,942
2,204
Equity-based compensation
3,005
6,499
Start-up costs(2)
2,527
... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
value adjustments related to certain inventory items in Michigan and Massachusetts.
(2)
One-time costs associated with acquiring real estate, obtaining licenses and permits, and other costs incurr... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
ings through the issuance of debt, and funds raised through the issuance of equity securities. We are generating cash from sales and deploying our capital reserves to acquire and develop assets capab... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
deducting underwriting discounts and commissions and certain direct offering expenses paid by us, and in August 2021 we entered into a credit facility under which we initially borrowed a $210,000 te... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
control.
As of March 31, 2023 and December 31, 2022, we had total current liabilities of $109,812 and $110,949, respectively, and total current assets of $204,208 and $198,743, respectively, which ... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
banks, credit unions, or other financial institutions. We have not experienced any material impacts related to banking restrictions applicable to cannabis businesses. Our cash and cash equivalents b... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
growth of sales from our consolidated operations. Management plans to continue to access capital markets for additional funding through debt and/or equity financings to supplement future cash needs,... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
000 if the existing lenders (or other lenders) agreed to provide such additional term loans. During the second quarter of 2022, we borrowed an additional $65,000 of incremental term loans through thi... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
fund working
39
capital and general corporate matters, including, but not limited to, growth investments, acquisitions, capital expenditures, and other strategic initiatives.
Mandatory prepayment... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
the 2021 Credit Agreement. Liquidity (defined as unrestricted cash and cash equivalents pledged under the 2021 Credit Facility plus any future revolving credit availability) may not be below $20,000... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
ancing Agreement
In December 2022, we received $19,364 pursuant to a financing agreement with a third-party lender (the “Financing Agreement”), which is included in “Long-term debt, net” in the Fina... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
being accreted to interest expense over an expected term. Ascend Wellness Holdings, Inc.’s obligations under the Financing Agreement will be satisfied upon receipt of the ERTC Claim or other full re... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
(817)
Operating Activities
Net cash provided by operating activities was $5,778 during the three months ended March 31, 2023, as compared to net cash used in operating activities of $10,245 during ... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
payments associated with acquisitions and a benefit from reimbursements under tenant improvement allowances related to leasehold improvement expenditures.
40
Financing Activities
Net cash used in... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
, working capital needs, and other contractual obligations for the next twelve months.
The following table summarizes the Company’s material future contractual obligations as of March 31, 2023:
(in... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
Operating leases(5)
664,869
27,180
75,297
78,744
483,648
Finance leases(5)
1,493
321
856
316
Other commitments(6)
15,471
15,471
Total
1,062,636
51,279
433,897
84,335
493,125
(1)
... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
)
Consists of amounts owed for acquisitions or other purchases. Certain cash payments include an interest accretion component, and the timing of certain payments may vary based on regulatory approva... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
10, “Leases,” in the Financial Statements for additional information.
(5)
Reflects our contractual obligations to make future payments under non-cancelable leases. Refer to Note 10, “Leases,” in th... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
Exchange Commission, that have, or are reasonably likely to have, a current or future effect on the results of our operations or financial condition, including, and without limitation, such consider... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
construction costs for the initial build-out of each location, general maintenance costs, and upgrades to existing locations.
During the remainder of 2023, we expect to complete the second phase of... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
our construction in progress (“CIP”) balance was $11,050 and relates to capital spending on projects that were not yet complete. This balance includes amounts related to: the expansion of our New Je... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
unrecognized compensation cost related to the restricted common shares was $17 as of March 31, 2023, which is expected to be recognized over a weighted-average remaining period of 0.5 years.
In Jul... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
As of March 31, 2023, there were 4,242 shares of Class A common stock available for grant for future equity-based compensation awards under the 2021 Plan.
During the three months ended March 31, 20... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
2.1 years.
Additionally, 1,933 stock option awards are outstanding as of March 31, 2023, of which 261 of which are exercisable. No options were granted or exercised during the three months ended Ma... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
of which $1,600 and $3,211, respectively, was capitalized to inventory. As of March 31, 2023 and December 31, 2022, $2,086 and $536, respectively, remains capitalized in inventory. During the three ... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
Compensation Expense,” in the Financial Statements for additional information.
In July 2021, the Company adopted an employee stock purchase plan (the “2021 ESPP”), pursuant to which 4,000 shares of... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
of issued and outstanding shares of Class A common stock, on a non-diluted basis, as constituted on the grant date of an award pursuant to the 2021 Plan. On May 5, 2023, the stockholders of the Comp... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
12,746 to the lease liability.
Refer to Note 10, “Leases,” in the Financial Statements for additional information regarding the Company’s leases.
COVID-19 Pandemic
We continue to evaluate and impl... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
of the Pandemic on our business, financial condition, results of operations, and/or cash flows in future periods. We believe we have sufficient liquidity available from cash and cash equivalents on ... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
Men NY, Inc. (“MMNY”), a licensed medical cannabis operator in the state of New York. Following the completion of the transactions contemplated by the Investment Agreement, we were expected to hold a... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
, AWH would hold a controlling interest in MMNY equal to approximately 86.7% of the equity in MMNY, and be provided with an option to acquire MedMen’s remaining interest in MMNY in the future for a n... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
by the State of New York. Ascend Wellness Holdings, Inc. delivered notice to MedMen in December 2021 that it wished to close the transactions as required by the Investment Agreement. Nevertheless, M... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
York business in the ordinary course of business and to refrain from any activities or transactions that might impair, encumber, or dissipate MedMen’s New York assets. The parties resolved the Motio... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
been approved by the Court. Accordingly, the Stipulation and Order remains in place until trial. The Stipulation and Order also set an initial schedule for the litigation.
On January 24, 2022, MedM... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
damages in addition to continuing to seek injunctive and declaratory relief. On March 7, 2022, MedMen filed amended counterclaims, an answer, and affirmative defenses to the First Amended Countercla... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
to oppose the Company’s motion to dismiss MedMen’s amended counterclaims. The parties again stipulated that all discovery remains stayed pending further order from the Court.
On May 10, 2022, the C... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
NY and the Company would pay MedMen $74,000, which reflected the original transaction consideration plus an additional $11,000 per the parties’ term sheet, less a $4,000 deposit that the Company alre... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
contemplated transactions.
On September 30, 2022, the Company sought leave from the Court to file a second amended complaint (the “Second Amended Complaint”). The Second Amended Complaint contains ... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
advances paid to MMNY by the Company.
On November 21, 2022, the parties entered into a stipulation whereby MedMen agreed to the filing of the Second Amended Complaint, which is now the operative pl... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
counterclaims, an answer, and affirmative defenses to the Company’s Second Amended Complaint. In addition to the allegations in MedMen’s earlier pleadings, MedMen now also alleges that the Company b... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
the fourth quarter of 2022, the Company established an estimated reserve of $3,700 related to the remaining amounts that it is actively pursuing collecting. Ascend Wellness Holdings, Inc. determined... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
, “Basis of Presentation and Significant Accounting Policies,” in the Financial Statements. For a description of our critical accounting policies, see Item 7., “Management’s Discussion and Analysis o... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
follow scaled disclosure requirements for this filing, including an extended transition period for complying with new or revised accounting standards applicable to public companies.
REGULATORY ENVI... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
securities regulatory authorities under its profile on SEDAR.
ITEM 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK.
We are exposed in varying degrees to various market risks, includi... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
to managing liquidity is to ensure that we will have sufficient liquidity at all times to settle obligations and liabilities when due.
As reflected in the Financial Statements, the Company had an a... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
funding through debt and/or equity financings to supplement future cash needs, as may be required. However, management cannot provide any assurances that we will be successful in accomplishing our b... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
1934, as amended (the “Exchange Act”). Based upon that evaluation, our Principal Executive Officers and Principal Financial Officer concluded that as of the end of the period covered by this report,... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.
PART II. OTHER INFORMATION
ITEM 1. LEGAL PROCEEDINGS.
A discussion of our l... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
SALES OF EQUITY SECURITIES AND USE OF PROCEEDS.
There have been no sales of unregistered securities during the quarter ended March 31, 2023, and from the period from April 1, 2023 to the filing dat... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
Exhibit
Filing Date
3.1
Certificate of Incorporation
S-1
333-254800
3.4
April 23, 2021
3.2
Bylaws
S-1
333-254800
3.5
April 23, 2021
4.1
Specimen Stock Certificate evidencing the shares... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
, dated June 30, 2022
10-Q
333-254800
4.5
August 15, 2022
10.1†
Amendment to the Ascend Wellness Holdings, Inc. 2021 Stock Incentive Plan
8-K
333-254800
10.1
May 9, 2023
10.2†
Employment ... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
ullo, dated May 9, 2023
8-K
333-254800
10.3
May 9, 2023
31.1*
Certification of Periodic Report by Interim Co-Principal Executive Officer under Section 302 of the Sarbanes-Oxley Act of 2002.
31... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
of 2002.
101.INS*
Inline XBRL Instance Document (the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document)
101.SCH*
I... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
, is not deemed filed and is not to be incorporated by reference into any of the Company’s filings under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, ir... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
/s/ Roman Nemchenko
Roman NemchenkoExecutive Vice President, Chief Accounting Officer(Principal Accounting Officer)
49
cik:1756390
ticker:AAWH
name:Ascend Wellness Holdings, Inc.
exchange:OTC
fi... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of ea... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
)
(704) 275-9113
(Registrant’s telephone number, including area code)
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered or to be registered pursuant to Section 12(b) of the Act:
Title of each class
Trading Symbol(s)
Name of each exchange on ... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
Ite... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that Section. It may only be incorporated by reference in another filing under the Securities... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
8-K.
Exhibit 99.2 is being furnished pursuant to Item 7.01 of Form 8-K and the information included therein shall not be deemed “filed” for purposes of Section 18 of the U.S. Securities Exchange Ac... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
3.
99.2
Investor Presentation of Altisource Asset Management Corporation, May 15, 2023.
104
Cover Page Interactive Data File (embedded within the Inline XBRL document).
SIGNATURES
Pursuant to t... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 10-K
ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the fiscal year ended D... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
No.)
5100 Tamarind Reef
Christiansted, U.S. Virgin Islands 00820
(Address of principal executive office)
(704) 275-9113
(Registrant’s telephone number, including area code)
Securities register... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes
No
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 o... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
required to submit such files). Yes
No
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assess... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
Exchange on June 30, 2022 and the assumption that all Directors and executive officers of the registrant and their families and beneficial holders of 10% of the registrant's common stock are affilia... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
U.S. Securities and Exchange Commission not later than 120 days after the end of the fiscal year to which this report relates.
Altisource Asset Management Corporation
December 31, 2022
Table of C... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
of Operations.
18
Item 7A. Quantitative and Qualitative Disclosures About Market Risk.
24
Item 8. Consolidated Financial Statements and Supplementary Data.
24
Item 9. Changes in and Disagreeme... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
Part IV
28
Item 15. Exhibits.
28
Signatures
30
(table of contents)
References in this report to “we,” “our,” “us,” “AAMC,” or the “Company” refer to Altisource Asset Management Corporation a... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). In some cases, you can identify forward-looking statements by the use of forward-looking terminology such as “may... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
risks, uncertainties, assumptions and changes in circumstances that may cause our actual business, operations, results or financial condition to differ significantly from those expressed in any forw... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
redeem all, but not less than all, of the Series A Shares requested to be redeemed on that redemption date;
Altisource Asset Management Corp has no direct exposure to the recently failed banks due ... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
SE American, LLC (“NYSE”) to allow the company to maintain its listing status on the NYSE; and
The failure of our information technology systems, a breach thereto, and our ability to integrate and i... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
(table of contents)
Part I
Item 1. Business
Our Business
Altisource Asset Management Corporation (“we,” “our,” “us,” “AAMC,” or the “Company”) was incorporated in the U. S. Virgin Islands (“USV... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
States.
During 2021, AAMC engaged in a comprehensive assessment to either internally develop a new business operation or acquire a separate operating company. A range of industries were analyzed, ... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
ALG entail the following:
Build out a niche origination platform as well as a loan acquisition team;
Fund the originated or acquired alternative loans from a combination of Company equity and exis... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
Based on current market conditions in the cryptocurrency industry, the Company does not believe the timing is right to deploy resources to the cryptocurrency ATM business until the cryptocurrency ma... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
loan origination, loan operations, and acquisition teams. At this time, our employees are primarily based in the United States Virgin Islands, Florida and India. The retention of our employees and t... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
, and belonging (“DEIB”).
This mandate starts from the top with the independent members of our Board of Directors all being persons of color. Our DEIB work is focused on 1) developing and executing ... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
loan product niche as we expand, our potential competitors may include in varying degrees, commercial banks, mortgage REITs, regional and community banks, other specialty finance companies, financia... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
financial markets, as well as by the financial condition and resources of other participants in these markets. These markets and many of the participants in these markets are subject to, or regulate... |
YOU are a financial analyst. You are reading a report of a company.
The report is about the company's financial status.
’s direct and indirect participation in these markets, federal and state governmental actions, policies, and directives can have an adverse effect on these markets and on our business and the value o... |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.