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6yu94y | [General Discussions] What I've learned about timing and investing in cryptocurrency. | I've been rather interested and involved with cryptocurrency for some time. I do not claim to have all the answers or even a majority of them. Sometimes few at all, if I am being totally honest. But my interest is also honest.
Seeing that I have had several friends asking me for advice, I have tried to come to a few se... | 1,504,871,187 | 2017-09-08 11:46:27 | xfcedy | 23 | 14 | 0.89 | Educational | /r/CryptoCurrency/comments/6yu94y/general_discussions_what_ive_learned_about_timing/ | https://www.reddit.com/r/CryptoCurrency/comments/6yu94y/general_discussions_what_ive_learned_about_timing/ | CryptoCurrency | waste_management |
6ntae5 | You have the math, you have the ability, now apply reason, logic, and intuition and you will discover the future turn of this world. Blessings. - ETH EIP 649 / 669 Discussion | I have conducted extensive research into the question, and the have calculated the most appropriate value based on today's metrics and understanding.
Long story short "Empty Block Bonuses" needs to be limited to approximately $50 Million monthly. If more than $100 Million or less than $5 Million, it should be adjusted... | 1,500,300,560 | 2017-07-17 14:09:20 | kybarnet | 45 | 16 | 0.81 | Adoption | /r/CryptoCurrency/comments/6ntae5/you_have_the_math_you_have_the_ability_now_apply/ | https://www.reddit.com/r/CryptoCurrency/comments/6ntae5/you_have_the_math_you_have_the_ability_now_apply/ | CryptoCurrency | waste_management |
6jkf3a | [ANN]Pillar - The Personal Data Locker - 60hr Token sale begins July 15 | **PILLAR PROJECT**
___
For those who want the details, please read the [**Pillar Gray Paper**](https://pillarproject.io/wp-content/uploads/2017/06/PillarProjectGrayPaper.pdf). Here is a short version:
___
The European Commission’s [*Fire Study of Next Generation Internet*](https://ec.europa.eu/futurium/en/system/files/... | 1,498,475,325 | 2017-06-26 11:08:45 | Vindyne8 | 10 | 8 | 0.86 | Announcement | /r/CryptoCurrency/comments/6jkf3a/annpillar_the_personal_data_locker_60hr_token/ | https://www.reddit.com/r/CryptoCurrency/comments/6jkf3a/annpillar_the_personal_data_locker_60hr_token/ | CryptoCurrency | waste_management |
27r31z | Tatiana explores why Music & Bitcoin belong together: The 1st artist coin model meets the crypto record label & beyond | Hi guys,
My name is Tatiana Moroz and I am a singer-songwriter from the liberty movement (and also NJ :) I don't have much experience with Reddit, but I am learning and got a lesson yesterday, so this is one of my real first text posts of my own. I launched the first ever artist crypto currency Tatiana Coin last wee... | 1,402,366,385 | 2014-06-10 02:13:05 | tatianamoroz | 20 | 23 | 0.74 | null | /r/CryptoCurrency/comments/27r31z/tatiana_explores_why_music_bitcoin_belong/ | https://www.reddit.com/r/CryptoCurrency/comments/27r31z/tatiana_explores_why_music_bitcoin_belong/ | CryptoCurrency | waste_management |
1futyus | Practicum |
Its been almost a month i have taken the studying seriously , now i know every one of you had a different journey and prolly use different strategies and have a different edge over the market . Now thing is i had a little bit of knowledge about the terms used in trading but i am not a trader . I used to do traditiona... | 1,727,911,361 | 2024-10-02 23:22:41 | Imaginary_Garage_162 | 4 | 6 | 0.83 | Support-Open | /r/CryptoMarkets/comments/1futyus/practicum/ | https://www.reddit.com/r/CryptoMarkets/comments/1futyus/practicum/ | CryptoMarkets | waste_management |
10bkn78 | "Bitcoin not bad for the environment", says Kraken | This is in regard to the article titled ["Busting Crypto Myths: 'Bitcoin is Destroying the Environment'"](https://blog.kraken.com/post/16645/crypto-myths-bitcoin-destroying-environment/) posted on December 21st on the official Kraken blog.
Don't get me wrong, I am a supporter of Cryptocurrencies, but I think such arti... | 1,673,689,351 | 2023-01-14 09:42:31 | 6bytes | 5 | 24 | 0.63 | DISCUSSION | /r/CryptoMarkets/comments/10bkn78/bitcoin_not_bad_for_the_environment_says_kraken/ | https://www.reddit.com/r/CryptoMarkets/comments/10bkn78/bitcoin_not_bad_for_the_environment_says_kraken/ | CryptoMarkets | waste_management |
vqt1df | Politicians prefer advice for crypto to come from some book writer than actual people who have real world experience with it | Addressing the House of Commons Science and Technology Committee, which convened in Portcullis House near the Houses of Parliament, technology journalist and author David Gerard implied the blockchain does not have any significant use cases.
According to him,
“Blockchain technology provides security for things ... | 1,656,888,165 | 2022-07-03 22:42:45 | Weatorsi | 2 | 3 | 0.75 | SENTIMENT | /r/CryptoMarkets/comments/vqt1df/politicians_prefer_advice_for_crypto_to_come_from/ | https://www.reddit.com/r/CryptoMarkets/comments/vqt1df/politicians_prefer_advice_for_crypto_to_come_from/ | CryptoMarkets | waste_management |
suqxkr | Web3 Public Relations: What you need to know | Since Web3 is overgrowing, I thought it might be helpful to share some insights for Web3 companies about the right way to run a public relations campaign.
For those of you who know familiar, Public Relations according to Wikipedia:
Public relations is the practice of managing and disseminating information from an ind... | 1,645,110,394 | 2022-02-17 15:06:34 | oonwermax | 8 | 11 | 0.69 | STRATEGY | /r/CryptoMarkets/comments/suqxkr/web3_public_relations_what_you_need_to_know/ | https://www.reddit.com/r/CryptoMarkets/comments/suqxkr/web3_public_relations_what_you_need_to_know/ | CryptoMarkets | waste_management |
qlmfi8 | So I asked a question about withdrawing coins from an exchange , had this wild one pop up telling me to “import” my trust wallet to verify it to get my coins and managed to waste 4 hours of his time. | null | 1,635,912,622 | 2021-11-03 04:10:22 | Ddowntownboy | 473 | 222 | 0.99 | Tool | /r/CryptoMarkets/comments/qlmfi8/so_i_asked_a_question_about_withdrawing_coins/ | https://www.reddit.com/gallery/qlmfi8 | CryptoMarkets | waste_management |
opl1zh | New projects need assistance in order to accelerate and to land their feet on the grounds. And launchpads can do that! | New projects are always overhyped, before the project is here, you will read a lot of articles telling you how good this project is, and how rewarding it will be to invest your money in it. But sadly, most of these projects will fall and disappear. Why? Bad management and lack of assistance. This is why we recently wit... | 1,626,981,821 | 2021-07-22 19:23:41 | ryuk_luvs_apples | 1 | 1 | 1 | DISCUSSION | /r/CryptoMarkets/comments/opl1zh/new_projects_need_assistance_in_order_to/ | https://www.reddit.com/r/CryptoMarkets/comments/opl1zh/new_projects_need_assistance_in_order_to/ | CryptoMarkets | waste_management |
mz43nu | Pi coin will never be valuable and it's a scam | If you don't know what it is and how it works pi is a really popular, kinda new 'crypto currency' which is really easy to 'mine' with your phone, and here is a quick recap of what a pi user does:
1. Download the pi network app on their phone(or pc)
2. Open the app once every day and click the button to start 'mining'... | 1,619,460,929 | 2021-04-26 18:15:29 | iKilledTupacAndX | 3 | 22 | 0.62 | SCAM | /r/CryptoMarkets/comments/mz43nu/pi_coin_will_never_be_valuable_and_its_a_scam/ | https://www.reddit.com/r/CryptoMarkets/comments/mz43nu/pi_coin_will_never_be_valuable_and_its_a_scam/ | CryptoMarkets | waste_management |
flek0j | Short Survey on Cryptocurrency Exchanges | Hi guys, I’ve been a long time redditor and have been working in the finance industry for almost a decade. I’ve worked for banks, wealth management firms, credit card companies, and both crypto/fiat exchanges.
After a few years and making the right connections, I’m in the process of launching a crypto exchange with a... | 1,584,640,991 | 2020-03-19 18:03:11 | shakesalotjones | 3 | 0 | 1 | Strategy | /r/CryptoMarkets/comments/flek0j/short_survey_on_cryptocurrency_exchanges/ | https://www.reddit.com/r/CryptoMarkets/comments/flek0j/short_survey_on_cryptocurrency_exchanges/ | CryptoMarkets | waste_management |
d6tou6 | Integrating Green energy with the latest blockchain. | Every year, 2 Billion waste tyres are being generated worldwide. This number is increasing
every year and less than 30% is being recycled in an environmentally manner. The balance is
usually sent to landfills or illegally dumped or shipped to other countries.
Poor management of waste tyres poses an environmental threat... | 1,568,979,834 | 2019-09-20 11:43:54 | Ann_Cooper_ | 4 | 7 | 0.83 | null | /r/CryptoMarkets/comments/d6tou6/integrating_green_energy_with_the_latest/ | https://www.reddit.com/r/CryptoMarkets/comments/d6tou6/integrating_green_energy_with_the_latest/ | CryptoMarkets | waste_management |
byua4q | Target Market | ERROR: type should be string, got " \n\nhttps://preview.redd.it/uwpd8kigqg331.png?width=540&format=png&auto=webp&s=b36b64b0ad456fb7258591000b46fc778b8c17cb\n\nTerraGreen’s Aim is to create a global, decentralized biomass waste management, mainly in the agricultural and plantation sector.\n\nCreation of such a network will approve the deployment of an extensive renewable energy infrastructure, which will provide the basic impetus for proper biomass waste management.\n\nThe TerraGreen Mission is to change the way waste is recognized by the industries and proving it as the greatest untapped resource available to mankind.\n\nTerraGreen shall first target ASEAN market before entering into other world markets. One of the most dynamic parts of the global energy system, the 10 countries of the Association of Southeast Asian Nations (ASEAN) energy demand has grown by 60% over the past 15 years.\n\nAs per the International Energy Agency, by 2040, Southeast Asia’s energy demand may grow by almost two-thirds. This means one-tenth of the hike in global demands, as the region’s economy triples in size.\n\nThe local population grows by a fifth with the urban population alone growing by over 150 million people in the region.\n\n Visit Us: \n[https://terragreen.io/](https://terragreen.io/) \n[https://ico.terragreen.io/](https://ico.terragreen.io/) \n[https://wallet.terragreen.io/](https://wallet.terragreen.io/) \n[http://blockchain.terragreen.io/](http://blockchain.terragreen.io/) \n[https://medium.com/@support\\_61820](https://medium.com/@support_61820) \n[https://github.com/TERRAGREEN](https://github.com/TERRAGREEN)" | 1,560,146,907 | 2019-06-10 06:08:27 | terragreencoin1 | 1 | 0 | 1 | null | /r/CryptoMarkets/comments/byua4q/target_market/ | https://www.reddit.com/r/CryptoMarkets/comments/byua4q/target_market/ | CryptoMarkets | waste_management |
bxqttt | A Novel Technology In Pursuit Of Supporting Healthcare Advances | Healthcare around the world doesn't work for most people, either it is inaccessible to those who need it or it is too expensive, and it is very complex to manage. Most of healthcare is based on the third-party payment model. As Milton Friedman states, one of the most influential economists of all times noted that 'thir... | 1,559,884,573 | 2019-06-07 05:16:13 | Nippondaisuki | 5 | 16 | 0.86 | Discussion | /r/CryptoMarkets/comments/bxqttt/a_novel_technology_in_pursuit_of_supporting/ | https://www.reddit.com/r/CryptoMarkets/comments/bxqttt/a_novel_technology_in_pursuit_of_supporting/ | CryptoMarkets | waste_management |
bm1qnl | AVXChange’s Stance on Intellectual Property and Copyright Law | ​
https://preview.redd.it/48jwtk9efxw21.jpg?width=1080&format=pjpg&auto=webp&s=a1e62bda12ba4947442048a7686f7762975d14d7
1) It is the intent of AVXChange to provide the best consumer experience possible. It is our belief that catering to consumer needs will vastly increase sales by offering something better ... | 1,557,296,035 | 2019-05-08 06:13:55 | bolyus21 | 2 | 0 | 1 | null | /r/CryptoMarkets/comments/bm1qnl/avxchanges_stance_on_intellectual_property_and/ | https://www.reddit.com/r/CryptoMarkets/comments/bm1qnl/avxchanges_stance_on_intellectual_property_and/ | CryptoMarkets | waste_management |
an4x2m | Redefining the Use of Biomass Waste on the Crypto Platform | TerraGreen is a platform that strives to mitigate the negative impacts of industrial wastes on the environment. The modus operandi is to ‘Go Green’. The project is a blockchain based renewable energy platform to generate biomass energy through micro-management of biomass waste. The renewable energy industry is presentl... | 1,549,306,589 | 2019-02-04 18:56:29 | CharlesYoung005 | 9 | 0 | 1 | null | /r/CryptoMarkets/comments/an4x2m/redefining_the_use_of_biomass_waste_on_the_crypto/ | https://www.reddit.com/r/CryptoMarkets/comments/an4x2m/redefining_the_use_of_biomass_waste_on_the_crypto/ | CryptoMarkets | waste_management |
ala34z | TerraGreen’s Blockchain Take on Renewable Energy | Essentially a decentralized database, Blockchain technology has taken the world by storm. It is often considered a magical solution to various problems of the world. Application of this decentralized ledger technology to the energy sector enables peer to peer energy trading, thereby enabling a fundamental shift in ene... | 1,548,831,102 | 2019-01-30 06:51:42 | Takhomasac | 9 | 1 | 0.72 | null | /r/CryptoMarkets/comments/ala34z/terragreens_blockchain_take_on_renewable_energy/ | https://www.reddit.com/r/CryptoMarkets/comments/ala34z/terragreens_blockchain_take_on_renewable_energy/ | CryptoMarkets | waste_management |
aijttf | Decentralized peer-to-peer payment network, With dedicated renewable energy advisory services to assess technical and strategic options, | With the rising demand for renewable energy resources and challenges faced by the industry in terms of growth, I think [TerraGreen](https://ico.terragreen.io/) attempts to micro-manage waste to convert it into renewable energy products. The biomass wastes from agricultural and forestry sectors will be converted into re... | 1,548,136,565 | 2019-01-22 05:56:05 | Adalbeorht1 | 4 | 0 | 0.76 | Strategy | /r/CryptoMarkets/comments/aijttf/decentralized_peertopeer_payment_network_with/ | https://www.reddit.com/r/CryptoMarkets/comments/aijttf/decentralized_peertopeer_payment_network_with/ | CryptoMarkets | waste_management |
adzox0 | LTO Network: making blockchain adoption happen here and today. Clients. Market strategy. Product DEMO. Testnet. | Blockchain use cases are very broad and quite often the technology is applied incorrectly. For the blockchain to show its true potential, one must clearly be able to explain the problem that is to be solved with the blockchain. This is how we work at LTO Network.
We did not come up with use cases, we fixed them with b... | 1,546,985,938 | 2019-01-08 22:18:58 | icocatapult | 3 | 1 | 0.72 | News | /r/CryptoMarkets/comments/adzox0/lto_network_making_blockchain_adoption_happen/ | https://www.reddit.com/r/CryptoMarkets/comments/adzox0/lto_network_making_blockchain_adoption_happen/ | CryptoMarkets | waste_management |
9otrf2 | Swachhcoin is Integrating blockchain | with coming of age technologies like IoT, Adaptive Intelligence and Big Data, to disrupt the existing waste management system. #swachhcoin | 1,539,738,558 | 2018-10-17 01:09:18 | linspr | 0 | 2 | 0.5 | null | /r/CryptoMarkets/comments/9otrf2/swachhcoin_is_integrating_blockchain/ | https://www.reddit.com/r/CryptoMarkets/comments/9otrf2/swachhcoin_is_integrating_blockchain/ | CryptoMarkets | waste_management |
8ntv2j | Review of aXpire | aXpire is an exciting new blockchain project headquartered in Manhattan, New York that aims to build the first blockchain based spend management system. The company was founded in January of 2017 and its main goal is to improve profitability for businesses as well as reduce waste. The aXpire team uses blockchain techno... | 1,527,874,838 | 2018-06-01 17:40:38 | ryang521 | 6 | 0 | 0.88 | null | /r/CryptoMarkets/comments/8ntv2j/review_of_axpire/ | https://www.reddit.com/r/CryptoMarkets/comments/8ntv2j/review_of_axpire/ | CryptoMarkets | waste_management |
8jeado | The Vison and Aim of Axpire | The company seeks to apply its proven waste management techniques via blockchain management to help companies operate leaner and with less fluff in their numbers caused by human error, work duplication, and outdated paper filing systems. aXpire considers itself a software-as-a-service enterprise resource planning compa... | 1,526,320,128 | 2018-05-14 17:48:48 | PhilMovs | 16 | 0 | 0.89 | Educational | /r/CryptoMarkets/comments/8jeado/the_vison_and_aim_of_axpire/ | https://www.reddit.com/r/CryptoMarkets/comments/8jeado/the_vison_and_aim_of_axpire/ | CryptoMarkets | waste_management |
75nrwk | My growing collection of info about NEO | It can be very time consuming to keep up to date on a single blockchain project let alone multiple ones. If you just heard about NEO a few weeks ago it would be impossible catch up on past occurrences due to high volume of Reddit posts and articles made on the project. I’m going to try and simplify the past, present an... | 1,507,711,325 | 2017-10-11 08:42:05 | NEOcryptotrader | 92 | 9 | 0.93 | Educational | /r/CryptoMarkets/comments/75nrwk/my_growing_collection_of_info_about_neo/ | https://www.reddit.com/r/CryptoMarkets/comments/75nrwk/my_growing_collection_of_info_about_neo/ | CryptoMarkets | waste_management |
1k6e56q | Need advice. New to investing/etf. | Not sure if this is the right sub for this, but here it goes.
I'm 33, new to investing, but want to make the most of the time I have. I just came into $5,000 from a family member passing, and not sure how best to manage it for the future.
I have no savings currently due to some life stuff, same with income. I can ge... | 1,745,452,214 | 2025-04-23 23:50:14 | Dusk_Song | 5 | 10 | 0.78 | null | /r/ETFs/comments/1k6e56q/need_advice_new_to_investingetf/ | https://www.reddit.com/r/ETFs/comments/1k6e56q/need_advice_new_to_investingetf/ | ETFs | waste_management |
1hqhlc7 | ETF that is mixed | Looking for an ETF that has tech as number 1 holding say Google - followed by some safe dividend #2 like Home Depot then then 3. Apple 4. Waste Management 5. Meta 6. Coke
Doesn’t need to be that order but is there a fund that sorta goes tech / div / tech / div | 1,735,660,705 | 2024-12-31 15:58:25 | whereareyou101 | 0 | 5 | 0.4 | null | /r/ETFs/comments/1hqhlc7/etf_that_is_mixed/ | https://www.reddit.com/r/ETFs/comments/1hqhlc7/etf_that_is_mixed/ | ETFs | waste_management |
1h8y8jl | Thoughts on SHE ETF or something better? | Hi! I’m early 40’s & transitioned a $40k 401k to a self-managed traditional IRA. I have $1350 in IVV, and no clue what to do with the rest. I’m looking at SHE ETF, because I want to invest in gender diverse orgs, but also know that I’m way behind growing a retirement account. Also, I am currently unable to work, so I p... | 1,733,594,659 | 2024-12-07 18:04:19 | Longjumping_Fig_5913 | 2 | 3 | 1 | null | /r/ETFs/comments/1h8y8jl/thoughts_on_she_etf_or_something_better/ | https://www.reddit.com/r/ETFs/comments/1h8y8jl/thoughts_on_she_etf_or_something_better/ | ETFs | waste_management |
1f1shp7 | What does this means? | I stared adding to DEO but this FPSL thing wasn’t there last week, is this a bad thing?
I know this is a stock but the reddit sub for stocks don’t allow photos. | 1,724,689,742 | 2024-08-26 16:29:02 | Upper_Idea4601 | 0 | 2 | 0.5 | null | /r/ETFs/comments/1f1shp7/what_does_this_means/ | ETFs | waste_management | |
1eu6nro | Moving from actively managed fund to self-managed ETF portfolio | Hi! I realized paying a 1.2% fee for someone to actively manage my funds was a waste of money and decided to do it myself mainly through ETFs. Started doing some research and decided I have a medium risk tolerance as I'll probably need the money in 5 years. I also have a 6-month expenses emergency fund thats tucked awa... | 1,723,860,607 | 2024-08-17 02:10:07 | Broad_Geologist_2924 | 5 | 6 | 1 | null | /r/ETFs/comments/1eu6nro/moving_from_actively_managed_fund_to_selfmanaged/ | https://www.reddit.com/r/ETFs/comments/1eu6nro/moving_from_actively_managed_fund_to_selfmanaged/ | ETFs | waste_management |
1e5umhb | I am about to lump sum into Voo and SCHD for the first time. What should I do with my stocks? | Trying to mitigate some of this overlap. All long term gains.
| 1,721,253,473 | 2024-07-17 21:57:53 | sktzo | 1 | 0 | 1 | null | /r/ETFs/comments/1e5umhb/i_am_about_to_lump_sum_into_voo_and_schd_for_the/ | ETFs | waste_management | |
1dat01z | Need help ! Inheritance of 300,000 What to do ??? Sorry long ! | Hello I’m getting about $300,000 in a few months…. My situation is
I’m 35 my wife is 40 we hope to retire 15 to 20 years from now we make about $170,000 a year combined
Zero dollars in Debt, well except 1 Car which we are only paying 2.9% interest , and our home we have a 3.7% interest rate, yes we are one of the l... | 1,717,815,499 | 2024-06-08 02:58:19 | ehasz1515 | 10 | 35 | 0.78 | null | /r/ETFs/comments/1dat01z/need_help_inheritance_of_300000_what_to_do_sorry/ | https://www.reddit.com/r/ETFs/comments/1dat01z/need_help_inheritance_of_300000_what_to_do_sorry/ | ETFs | waste_management |
1ckfano | BOND ETFs to Complement VOO (Written by CFA Charterholder) | In this post, I’m going to cover some of the top bond ETFs that can complement VOO, and along the way I’m ALSO going to teach you how different types of bonds behave in different market environments, and why SOME are better than OTHERS as a complement to an equity portfolio.
The key characteristics I’m looking for in ... | 1,714,870,449 | 2024-05-05 00:54:09 | fundamentalsoffinanc | 13 | 5 | 0.93 | null | /r/ETFs/comments/1ckfano/bond_etfs_to_complement_voo_written_by_cfa/ | https://www.reddit.com/r/ETFs/comments/1ckfano/bond_etfs_to_complement_voo_written_by_cfa/ | ETFs | waste_management |
1bugi43 | Help needed, Reward offered!! | I am new to stock trading but have managed to stumble across a way to make simply awesome percentage ROI gains in very short (usually 2-3 days) timeframes. and all basically with NO RISK! I know this sounds to good to be true, but the fact remains that I am making very high ROI money. Unfortunatly the investment amount... | 1,712,108,854 | 2024-04-03 01:47:34 | TheePartyMaster | 0 | 7 | 0.07 | null | /r/ETFs/comments/1bugi43/help_needed_reward_offered/ | https://www.reddit.com/r/ETFs/comments/1bugi43/help_needed_reward_offered/ | ETFs | waste_management |
km55kj | Need help building a better portfolio | What could help my portfolio better? Should I just use ETFs? Looking to hold long term 15-20yrs. I’m only at 2.9 return currently. Any recommendations on what etfs would work better for my portfolio? These are my current holdings. Would it be better to just use etfs for my situation?
VTI 20%
VNQ 2%
Apple 5%
Coke 5%
Mc... | 1,609,209,390 | 2020-12-29 02:36:30 | sassyover123 | 2 | 12 | 1 | null | /r/ETFs/comments/km55kj/need_help_building_a_better_portfolio/ | https://www.reddit.com/r/ETFs/comments/km55kj/need_help_building_a_better_portfolio/ | ETFs | waste_management |
fifw7f | Are healthcare and real estate a good bet? | I am a final year student in my 20s looking to get into the stock market. I have a 4-month emergency fund, my job is stable with everything going on so I was thinking about buying in also because of the decrease in prices.
My strategy is focused solely on ETFs as I don't expect to have hours daily to manage it.
I am ... | 1,584,178,699 | 2020-03-14 09:38:19 | Brate125 | 3 | 8 | 0.72 | null | /r/ETFs/comments/fifw7f/are_healthcare_and_real_estate_a_good_bet/ | https://www.reddit.com/r/ETFs/comments/fifw7f/are_healthcare_and_real_estate_a_good_bet/ | ETFs | waste_management |
1i5ynq1 | Looking for financial assessment and advice on journey to FI | Hi all, looking for financial advice to achieve financial freedom in these uncertain times. The last year of aggressive layoffs has renewed my vigor to free myself of financial dependency.
33M living in a HCOL area currently working for a fortune 500 company in a technical-adjacent role with a recent promotion from IC... | 1,737,401,349 | 2025-01-20 19:29:09 | blockduration | 5 | 2 | 0.61 | null | /r/financialindependence/comments/1i5ynq1/looking_for_financial_assessment_and_advice_on/ | https://www.reddit.com/r/financialindependence/comments/1i5ynq1/looking_for_financial_assessment_and_advice_on/ | financialindependence | waste_management |
1fpfdfz | I think I am FIRE now and it was a push from my employer! | So, here is the deal. I was with a company for 11 years and was making 120k. It is JUST my wife and I and we are conservative..... mostly. Our only vise is Porsche (we can talk about that later). IN ANY CASE, I was caught in what is called the "Black Monday" at my work and 3500 were laid off... and that included me. No... | 1,727,298,475 | 2024-09-25 21:07:55 | Lonely-Army-3343 | 265 | 112 | 0.87 | null | /r/financialindependence/comments/1fpfdfz/i_think_i_am_fire_now_and_it_was_a_push_from_my/ | https://www.reddit.com/r/financialindependence/comments/1fpfdfz/i_think_i_am_fire_now_and_it_was_a_push_from_my/ | financialindependence | waste_management |
1dj17p6 | I got my question into Slate's Pay Dirt about convincing my spouse to FIRE - again | Two years ago, I got my question answered in Slate's Pay Dirt column. Here's my FI post about it: [I got my question into Slate's Pay Dirt about convincing my spouse to FIRE](https://www.reddit.com/r/financialindependence/comments/ye6dla/i_got_my_question_into_slates_pay_dirt_about/)
Well, apparently it was an interes... | 1,718,743,966 | 2024-06-18 20:52:46 | permanent-vacation25 | 0 | 10 | 0.46 | null | /r/financialindependence/comments/1dj17p6/i_got_my_question_into_slates_pay_dirt_about/ | https://www.reddit.com/r/financialindependence/comments/1dj17p6/i_got_my_question_into_slates_pay_dirt_about/ | financialindependence | waste_management |
19d2njq | COLLEGE DROPOUT! Retired at age 38, after working 20 years. It's possible. Don't give up! | In 1992 I started my first year at Penn State. I had several scholarships and my portion of expenses was next to nothing. Before going the scholarship route, I remember diligently reviewing the paperwork for the available loans at the time and thinking, you'd have to be pretty stupid to take out a bunch of loans with... | 1,705,948,398 | 2024-01-22 18:33:18 | Flaky-Context6886 | 0 | 49 | 0.35 | null | /r/financialindependence/comments/19d2njq/college_dropout_retired_at_age_38_after_working/ | https://www.reddit.com/r/financialindependence/comments/19d2njq/college_dropout_retired_at_age_38_after_working/ | financialindependence | waste_management |
190dolb | 10-year FIRE Progress ($1.95M @ 32) - Kids Changing the Plan | **TLDR:**
Feeling really happy about the progress my wife and I have made over the last 10 years from -30k to $1.95M NW ($1M excluding non-FI assets) mostly built up over the last 5 years. Our goal was retiring in early 40s with roughly $2.5M in investments and fully funded 529s. However, now that we have our first ki... | 1,704,584,269 | 2024-01-06 23:37:49 | zhulian | 9 | 35 | 0.54 | null | /r/financialindependence/comments/190dolb/10year_fire_progress_195m_32_kids_changing_the/ | https://www.reddit.com/r/financialindependence/comments/190dolb/10year_fire_progress_195m_32_kids_changing_the/ | financialindependence | waste_management |
18w1vn7 | 13 Years post FIRE update | I'll do a TLDR this year since while some things have changed, the bottom line has not. My retirement is all about cash flow rather than withdrawal rate, so very different than most in FIRE community. Even though I choose to spend lean, this approach would have allowed me to spend more than the traditional 4% if I had ... | 1,704,130,900 | 2024-01-01 17:41:40 | AccidentalFIRE | 53 | 37 | 0.74 | null | /r/financialindependence/comments/18w1vn7/13_years_post_fire_update/ | https://www.reddit.com/r/financialindependence/comments/18w1vn7/13_years_post_fire_update/ | financialindependence | waste_management |
18a9vwi | Coast Fire Update - 3 years | This is my third update on coast/slow fire. What this means is that I saved enough for a normal retirement and I only need to work to cover my annual expenses which are about $30k - $40k.
First of all, let me explain what coast fire is because it caused confusion on my other posts. Coast fire does not mean I can retir... | 1,701,656,221 | 2023-12-04 02:17:01 | Isostasty | 96 | 46 | 0.88 | null | /r/financialindependence/comments/18a9vwi/coast_fire_update_3_years/ | https://www.reddit.com/r/financialindependence/comments/18a9vwi/coast_fire_update_3_years/ | financialindependence | waste_management |
17s3yei | "I resign. This is effective immediately" | About 1.5 years ago I joined a FAANG corp. Within two months I hated it. The team I worked with was fine, but my manager was, and forever will be, an uninspiring corporate tool. The predictable lingo, the unimaginative goals, the bureaucratic and impersonal 1-on-1s, the lack of empathy and support, just an all-around w... | 1,699,622,738 | 2023-11-10 13:25:38 | FImilestones | 2,508 | 377 | 0.93 | null | /r/financialindependence/comments/17s3yei/i_resign_this_is_effective_immediately/ | https://www.reddit.com/r/financialindependence/comments/17s3yei/i_resign_this_is_effective_immediately/ | financialindependence | waste_management |
15u7fkj | 31 yr old combat vet now a Junior in college pursing potential f.i.r.e. | habitual lurker and now a first-time poster.
There has been a myriad of ways users have posted their debt to income ratio. I'll have two catergories: Monthly Income vs. Montly spending.
For context, i'll give you all a brief background info on myself. Im a 31 yr old combat veteran and am currently enrolled in anothe... | 1,692,325,242 | 2023-08-18 02:20:42 | sweetscientific | 15 | 18 | 0.63 | null | /r/financialindependence/comments/15u7fkj/31_yr_old_combat_vet_now_a_junior_in_college/ | https://www.reddit.com/r/financialindependence/comments/15u7fkj/31_yr_old_combat_vet_now_a_junior_in_college/ | financialindependence | waste_management |
156ls1d | Feeling Lost Post-FIRE | I'm living the thing people speculate about.
I've been FIREd for over 5 years now. I got very lucky, and made smart choices, and went from $-40k to $750k from 22 to 29, FIREd, and continued to have good luck/choices that have put me at 1.3MM and growing. During these 5 years I've lived in a van, thru hiked 4000 miles,... | 1,690,036,608 | 2023-07-22 14:36:48 | beatboxapotamus | 252 | 229 | 0.81 | null | /r/financialindependence/comments/156ls1d/feeling_lost_postfire/ | https://www.reddit.com/r/financialindependence/comments/156ls1d/feeling_lost_postfire/ | financialindependence | waste_management |
11ttqwt | 2019 - 2022 A Few Years in Review (With Graphs) | [Graphs and Data](https://imgur.com/a/YQNx3UV)
TL;DR: Worked a ton of overtime time the first 15 months of my career and spent little money during this time. When I transitioned to 40 hour weeks my spending increased since I had time to spend money.
**Intro**
The year 2022 brought along some new challenges for me b... | 1,679,065,625 | 2023-03-17 15:07:05 | HellOnReels | 8 | 6 | 0.61 | null | /r/financialindependence/comments/11ttqwt/2019_2022_a_few_years_in_review_with_graphs/ | https://www.reddit.com/r/financialindependence/comments/11ttqwt/2019_2022_a_few_years_in_review_with_graphs/ | financialindependence | waste_management |
10jsepr | 2 Week Notice Submitted, I guess I've FIREed in Japan at age 40 | TLDR: 4 kids and a wife, American living in Japan. FIREing at 40 with roughly $1.3m in assets 50/50 between retirement and investment accounts, all in SWPPX and a paid off house/no debt.
So, I've posted here before over the years with the most recent one being [9 months ago](https://www.reddit.com/r/Fire/comments/uc29... | 1,674,520,329 | 2023-01-24 00:32:09 | the_wrath_of_Khan | 904 | 301 | 0.92 | null | /r/financialindependence/comments/10jsepr/2_week_notice_submitted_i_guess_ive_fireed_in/ | https://www.reddit.com/r/financialindependence/comments/10jsepr/2_week_notice_submitted_i_guess_ive_fireed_in/ | financialindependence | waste_management |
xo27yw | 2 Years of Tracking– College/Grad School, Working, Dating, and $63K NW @ 25 | # This post was [Inspired by u/nifFIer](https://www.reddit.com/r/financialindependence/comments/px5hks/85_years_of_tracking_collegegrad_school_working/).
I really liked the format and discussion so I am going to copy it best I can.
# Summary of Family:
**Self** – BS/MS Statistics with a math minor, Master's in A... | 1,664,147,817 | 2022-09-25 23:16:57 | why_so_sirius_1 | 485 | 79 | 0.9 | null | /r/financialindependence/comments/xo27yw/2_years_of_tracking_collegegrad_school_working/ | https://www.reddit.com/r/financialindependence/comments/xo27yw/2_years_of_tracking_collegegrad_school_working/ | financialindependence | waste_management |
wqo8hq | Lessons from a former accidental landlord... | **TLDR:** While becoming a landlord can be a path to FIRE, it’s not always as trouble free as people make it out to be.
While I’ve seen plenty of threads on having rentals at part of a FIRE strategy, I’ve rarely seen comments from experienced landlords that outline the challenges or negative outcomes that can come alo... | 1,660,740,783 | 2022-08-17 12:53:03 | Unlikely_Use | 2,586 | 438 | 0.94 | null | /r/financialindependence/comments/wqo8hq/lessons_from_a_former_accidental_landlord/ | https://www.reddit.com/r/financialindependence/comments/wqo8hq/lessons_from_a_former_accidental_landlord/ | financialindependence | waste_management |
w1oam3 | Follow up to my FIRE experience, small business stressful headache --> DO NOT BUY INTO a PARTNERSHIP, IMO | [https://www.reddit.com/r/financialindependence/comments/gn2mxx/retired\_26\_months\_ago\_lessons\_learned\_and\_ama/](https://www.reddit.com/r/financialindependence/comments/gn2mxx/retired_26_months_ago_lessons_learned_and_ama/)
As a follow up, I mentioned in my original post 3 years ago, I bought into a small busine... | 1,658,111,710 | 2022-07-18 02:35:10 | green_night | 70 | 26 | 0.82 | null | /r/financialindependence/comments/w1oam3/follow_up_to_my_fire_experience_small_business/ | https://www.reddit.com/r/financialindependence/comments/w1oam3/follow_up_to_my_fire_experience_small_business/ | financialindependence | waste_management |
rvhoh3 | Journey Share post... | Hi all - I'm 31 M, living in Sydney, an expat from India. Discovered FI late in 2020 but have really enjoyed learning about the experiences of everyone here. Just thought of doing a little share post of my own.
My portfolio snapshot: [Here](https://ibb.co/1G4m6zq). I update my dashboard each month and this is an EOY u... | 1,641,259,241 | 2022-01-04 01:20:41 | hashbrown0405 | 47 | 5 | 0.86 | null | /r/financialindependence/comments/rvhoh3/journey_share_post/ | https://www.reddit.com/r/financialindependence/comments/rvhoh3/journey_share_post/ | financialindependence | waste_management |
nqwf2k | 10 years after graduating. ~$775K NW. Military. | I recently turned 34, am single, do not have any kids, and serve in the US military. While I consider myself financially responsible since an early age, I did not discover FIRE until COVID began. I didn't get serious with FIRE until 2020. Now that I am serious, I am leaning hard into the lifestyle. I have changed MANY ... | 1,622,668,112 | 2021-06-02 21:08:32 | -Chip-the-Rip- | 1,245 | 248 | 0.92 | null | /r/financialindependence/comments/nqwf2k/10_years_after_graduating_775k_nw_military/ | https://www.reddit.com/r/financialindependence/comments/nqwf2k/10_years_after_graduating_775k_nw_military/ | financialindependence | waste_management |
nehc7l | Walden FIRE – An Ethos |
Question: What is Walden FIRE and why would you want it? What is FIRE? It stands for Financial Independence Retire Early (FIRE). The FIRE movement has a sub-Reddit and there are many web pages and discussion forums devoted to the topic. Ordinary retirement might involve taking care of grandchildren or going on crui... | 1,621,260,772 | 2021-05-17 14:12:52 | Spirit_Unleashed | 0 | 17 | 0.33 | null | /r/financialindependence/comments/nehc7l/walden_fire_an_ethos/ | https://www.reddit.com/r/financialindependence/comments/nehc7l/walden_fire_an_ethos/ | financialindependence | waste_management |
mi3zvh | Any experience stepping down to coast on out? | We’re around FI & we have the lifestyle we want. Could RE but I want more cushion, I like being forced to take my mind off my hobbies and I’m waiting for wife to RE
I’m currently in IT management.
I’m thinking about returning to an old software developer role at the government for at least 2 years.
Here are my reaso... | 1,617,308,143 | 2021-04-01 20:15:43 | DealinWithit | 165 | 80 | 0.93 | null | /r/financialindependence/comments/mi3zvh/any_experience_stepping_down_to_coast_on_out/ | https://www.reddit.com/r/financialindependence/comments/mi3zvh/any_experience_stepping_down_to_coast_on_out/ | financialindependence | waste_management |
mfzbi7 | The deeper truths about FI | Through the FI path, we may get a chance to break away from pursuing resources / success / prestige indefinitely. Financial Independence is Time Independence. But it's no nirvana. We still have to navigate the challenges that come from being conscious and social. Having a unique lifestyle, for example, can be isolating... | 1,617,051,333 | 2021-03-29 20:55:33 | moonbaze | 330 | 55 | 0.88 | null | /r/financialindependence/comments/mfzbi7/the_deeper_truths_about_fi/ | https://www.reddit.com/r/financialindependence/comments/mfzbi7/the_deeper_truths_about_fi/ | financialindependence | waste_management |
m6pyvc | The Case for Mini-Retirements: My Story | I (33M) am writing about my financial journey in hopes that my experience can help someone with their own. Whether that be to inspire a mini-retirement or to help someone clarify that this path is not for them, I hope to provide a bit of value. If nothing else, this post will provide someone’s unique journey.
**TL;DR:... | 1,615,948,138 | 2021-03-17 02:28:58 | MiniRetiFI | 60 | 36 | 0.84 | null | /r/financialindependence/comments/m6pyvc/the_case_for_miniretirements_my_story/ | https://www.reddit.com/r/financialindependence/comments/m6pyvc/the_case_for_miniretirements_my_story/ | financialindependence | waste_management |
m6h8r8 | FIRE 3 years in - even more reflections |
For the last couple years I have written a reflection on that particular year of FIRE along with new revelations. They both got some traction and seemed well liked so I thought I’d write the year 3 version…
**My background:** I’m a scientist in my mid 40’s who got into the big data side of tech just as it took off. ... | 1,615,923,029 | 2021-03-16 19:30:29 | FIRE_and_forget_it | 432 | 74 | 0.94 | null | /r/financialindependence/comments/m6h8r8/fire_3_years_in_even_more_reflections/ | https://www.reddit.com/r/financialindependence/comments/m6h8r8/fire_3_years_in_even_more_reflections/ | financialindependence | waste_management |
k9h5l3 | How my wife saved me (financially as well as other tings) | First let me say I am making this post in response to the amazing and overwhelming comments I received as a result of my comment on another post. You guys are all amazing. I waited until my wife was home and she's here with my as I type making sure I don't miss anything and also to fact check when I exaggerate as I hav... | 1,607,474,699 | 2020-12-09 00:44:59 | worldwarcheese | 1,733 | 178 | 0.94 | null | /r/financialindependence/comments/k9h5l3/how_my_wife_saved_me_financially_as_well_as_other/ | https://www.reddit.com/r/financialindependence/comments/k9h5l3/how_my_wife_saved_me_financially_as_well_as_other/ | financialindependence | waste_management |
je491v | I'm quitting soon. No, I'm still far away from FIRE. | Just wanted to share a realization I've had after my recent therapy session. I'm hoping what I write will reach someone who's also in similar shoes.
I loathe my job. Waking up on five out of seven days of my weeks is a chore in itself, when I know I have to spend the rest of the day on something I hate. There was a ti... | 1,603,122,881 | 2020-10-19 15:54:41 | Zaenille | 1,216 | 247 | 0.96 | null | /r/financialindependence/comments/je491v/im_quitting_soon_no_im_still_far_away_from_fire/ | https://www.reddit.com/r/financialindependence/comments/je491v/im_quitting_soon_no_im_still_far_away_from_fire/ | financialindependence | waste_management |
iscqef | Truck Driver: I will achieve financial independence and retire early by 2026. At age 30 | I’m making this post mostly for myself so I can come back and look back at it in a couple years and also to inspire others in similar situations.
A little backstory: It was the year 2018 and I was a lost 22 year old that was going to community college because I thought there was no other way to get out of lower/middle... | 1,600,052,667 | 2020-09-14 03:04:27 | Hotwinqs | 4,129 | 634 | 0.95 | null | /r/financialindependence/comments/iscqef/truck_driver_i_will_achieve_financial/ | https://www.reddit.com/r/financialindependence/comments/iscqef/truck_driver_i_will_achieve_financial/ | financialindependence | waste_management |
in3yr7 | Dealing with guilt associated with receiving an inheritance | **Intro**
This sub often talks about the financial aspects of receiving a windfall, but I want to focus on the emotional aspects of inheriting a large some of money for those who are struggling with the emotions that come with receiving a large sum. Managing your emotions can be as equally important as managing your ... | 1,599,323,009 | 2020-09-05 16:23:29 | A_random_47 | 793 | 168 | 0.82 | null | /r/financialindependence/comments/in3yr7/dealing_with_guilt_associated_with_receiving_an/ | https://www.reddit.com/r/financialindependence/comments/in3yr7/dealing_with_guilt_associated_with_receiving_an/ | financialindependence | waste_management |
e8lh9v | I just got laid off today but I feel fine - Still have a long way to go for FIRE but want to share some thoughts (34M, Married no kid, 500K NW, career ladder) | Quick Facts -
* I just got laid off today; 34M 30F married no kid
* Joint net worth = USD 500k (combined with cash, 401k retirement, vanguard accounts, and 3 rental properties to provide 3k cashflow/month, net)
* Working in a bank in HCOL city - the job I absolutely hate but paid well (100K); I want to switch my caree... | 1,575,950,870 | 2019-12-10 04:07:50 | a01078828 | 1,413 | 377 | 0.95 | null | /r/financialindependence/comments/e8lh9v/i_just_got_laid_off_today_but_i_feel_fine_still/ | https://www.reddit.com/r/financialindependence/comments/e8lh9v/i_just_got_laid_off_today_but_i_feel_fine_still/ | financialindependence | waste_management |
cye2fy | What exactly is the end game of capitalism? In other words, is it feasible to implement systematic reform for "FIRE for all" policies? | Self-sustainability on the individual level should be the end goal of capitalism. If you give a man a fish, he can eat for a day. Teach him to fish, he can contribute to over-fishing. Give him the resources for food production and he will realize how much abundance can be shared with others. Veggies, fruit trees, a wel... | 1,567,364,740 | 2019-09-01 19:05:40 | Onewaytimemachine | 0 | 64 | 0.37 | null | /r/financialindependence/comments/cye2fy/what_exactly_is_the_end_game_of_capitalism_in/ | https://www.reddit.com/r/financialindependence/comments/cye2fy/what_exactly_is_the_end_game_of_capitalism_in/ | financialindependence | waste_management |
bsstd9 | Wish I had known about this earlier. | I (36M) seem to get into things late. Music trends and especially life. I read Rich Dad Poor Dad in my late 20’s. At 28 I was made redundant and went back to University. I spent 6 years there graduating with a Master’s degree in Management. I am now 36, and am in debt for student loans of $35k, and about $10k in other ... | 1,558,777,889 | 2019-05-25 09:51:29 | TigerStripedCat | 84 | 45 | 0.85 | null | /r/financialindependence/comments/bsstd9/wish_i_had_known_about_this_earlier/ | https://www.reddit.com/r/financialindependence/comments/bsstd9/wish_i_had_known_about_this_earlier/ | financialindependence | waste_management |
bqv9i4 | 100 days on LOA - A quantitative view of my time off of work | So here's an update from my post: [35, $1.1M - Luck, Stumbles, Dedication, and Thrift - An 11 Year Journey to FI](https://www.reddit.com/r/financialindependence/comments/adj08l/35_11m_luck_stumbles_dedication_and_thrift_an_11/). In short, I'm on a leave of absence (LOA) for the rest of the year and am going to be using... | 1,558,357,357 | 2019-05-20 13:02:37 | hungn3 | 111 | 38 | 0.93 | null | /r/financialindependence/comments/bqv9i4/100_days_on_loa_a_quantitative_view_of_my_time/ | https://www.reddit.com/r/financialindependence/comments/bqv9i4/100_days_on_loa_a_quantitative_view_of_my_time/ | financialindependence | waste_management |
bpm1gt | My journey to a quick FIRE path after unproductive 20s | Anyone else planning on FIRE thanks to Bitcoin?
Don't worry this post is more than about Bitcoin, it includes all the greats - frugal living, wasted college degree, low paying jobs in my 20s, minimalism, vanlife, not even thinking about saving for retirement until my 30s, lots of debt, lots of ups and downs, and now w... | 1,558,062,690 | 2019-05-17 03:11:30 | myDogHasDreams | 0 | 24 | 0.24 | null | /r/financialindependence/comments/bpm1gt/my_journey_to_a_quick_fire_path_after/ | https://www.reddit.com/r/financialindependence/comments/bpm1gt/my_journey_to_a_quick_fire_path_after/ | financialindependence | waste_management |
blzmtb | The dark side of FIRE that almost broke me | When I was at university, my perception of happiness was based on graduating and quitting my "shitty" job at the local supermarket.
When I started my corporate career, I found the FIRE movement, so that perception shifted to wanting to grow my bank account and retire early to work on my side hustle.
When I did FIRE,... | 1,557,281,640 | 2019-05-08 02:14:00 | HenrySav | 2,482 | 369 | 0.93 | null | /r/financialindependence/comments/blzmtb/the_dark_side_of_fire_that_almost_broke_me/ | https://www.reddit.com/r/financialindependence/comments/blzmtb/the_dark_side_of_fire_that_almost_broke_me/ | financialindependence | waste_management |
b9629x | $2.5M - A Cautionary Tale | In the last few days I’ve crossed $2.5M for the first time. The growth to this point has been unexpected, coinciding with moving from an engineering position to management about 9 years ago and a significant windfall from working at a pre-IPO company.
Last fall I reached what I had set as my target FI number, $2.333M.... | 1,554,338,446 | 2019-04-04 00:40:46 | fi_ta23 | 2,292 | 527 | 0.9 | null | /r/financialindependence/comments/b9629x/25m_a_cautionary_tale/ | https://www.reddit.com/r/financialindependence/comments/b9629x/25m_a_cautionary_tale/ | financialindependence | waste_management |
b7e0en | FIRE backfire | I’ve found this sub incredibly helpful and motivating. Problem is that it makes me despise my corporate role so much more. Brain washed corporate zombies. Corporate culture handbooks. Dedication awards. Fake executives. Bullshit project plans. Budgets wasted. I’m struggling with playing the game with 8 years left to FI... | 1,553,968,686 | 2019-03-30 17:58:06 | CPAtoFreedom | 680 | 177 | 0.9 | null | /r/financialindependence/comments/b7e0en/fire_backfire/ | https://www.reddit.com/r/financialindependence/comments/b7e0en/fire_backfire/ | financialindependence | waste_management |
a1vxat | FI but not the way i planned. A cautionary story. | So i am writing this to say thank you to the FI community in hopes to give back to those who helped me. To those who helped me even when i was a stubborn rude ass. I will do my best to keep this short.
It won't be.
So when i was in my mid 20's doing what mid 20's people do try and figure out life. I came across mrmon... | 1,543,608,325 | 2018-11-30 20:05:25 | HopefulConnection | 40 | 83 | 0.64 | null | /r/financialindependence/comments/a1vxat/fi_but_not_the_way_i_planned_a_cautionary_story/ | https://www.reddit.com/r/financialindependence/comments/a1vxat/fi_but_not_the_way_i_planned_a_cautionary_story/ | financialindependence | waste_management |
9up2oc | How important it is to save while in college/university? (EU Emigration case) | Hello, I am fairly new in this group, however I have noticed most of the people posting here are from US, where education is very different than in where I live. I am originally from Lithuania, 21 year old, since age of 17 I have started working various jobs part-time.
I am currently studying in Denmark (mainly becaus... | 1,541,516,858 | 2018-11-06 15:07:38 | Likewise231 | 49 | 24 | 0.74 | null | /r/financialindependence/comments/9up2oc/how_important_it_is_to_save_while_in/ | https://www.reddit.com/r/financialindependence/comments/9up2oc/how_important_it_is_to_save_while_in/ | financialindependence | waste_management |
9kfb5x | [Need Advice] 26-year old guy, big savings, lost job, potentially tanked career, road to FI stopped, seeking sense of life | Hey guys,
​
I'm 26-year old guy living in Poland. I've held serveral high paying positions as a Manager in IT sector here. Every month I've been making about 4 times median net salary (bit more than 13k PLN) and additional 3-4k PLN on my other minor activities (some passive income), sometimes double that. Life... | 1,538,391,357 | 2018-10-01 10:55:57 | CodonPL | 0 | 26 | 0.44 | null | /r/financialindependence/comments/9kfb5x/need_advice_26year_old_guy_big_savings_lost_job/ | https://www.reddit.com/r/financialindependence/comments/9kfb5x/need_advice_26year_old_guy_big_savings_lost_job/ | financialindependence | waste_management |
94b9kn | Do we overcomplicate FIRE? | I'm curious if people think we over complicate FIRE
My wife and I were both fortunate to get started young with IRAs. That early start has really helped us today as we make the final steps to FI. We also kept our investment strategy as simple as possible. Early on we used a financial adviser but quickly realized we... | 1,533,315,192 | 2018-08-03 16:53:12 | Tajhdude | 12 | 37 | 0.61 | null | /r/financialindependence/comments/94b9kn/do_we_overcomplicate_fire/ | https://www.reddit.com/r/financialindependence/comments/94b9kn/do_we_overcomplicate_fire/ | financialindependence | waste_management |
8v1qrz | Check-up: Not sure if I'll make it to the FIRE | Hi all,
I've lurked on this sub for a while and figured I'd come in for a general inspection, not unlike one of those 50 point auto checks.
Anyways, here are the details and the juicy bits:
Male | Late 20s | about to be married | US cit. working abroad | just joined a new company for a 2-year contract
Assets
Car:... | 1,530,364,218 | 2018-06-30 13:10:18 | fishy97 | 0 | 22 | 0.29 | null | /r/financialindependence/comments/8v1qrz/checkup_not_sure_if_ill_make_it_to_the_fire/ | https://www.reddit.com/r/financialindependence/comments/8v1qrz/checkup_not_sure_if_ill_make_it_to_the_fire/ | financialindependence | waste_management |
8q2nv4 | Can Fi lead to divorce? | Hi guys,
I'm going through a tough time right now with my wife. Last year I showed her my plan to achieve Fi and hopefully retire within the next 8 yrs. She seemed on board. We starting cutting expenses and living more frugile. Money spent elsewhere was being piped into investments. Less vacations, less going out. Now... | 1,528,654,489 | 2018-06-10 18:14:49 | kdiggx | 38 | 138 | 0.66 | null | /r/financialindependence/comments/8q2nv4/can_fi_lead_to_divorce/ | https://www.reddit.com/r/financialindependence/comments/8q2nv4/can_fi_lead_to_divorce/ | financialindependence | waste_management |
8pw5aa | Working multiple jobs to afford first rental property. Help me plan? | Hey all,
I am just starting out and plan to take the REI path to FIRE. I want to buy out-of-state rentals (I live in Los Angeles. oof.) Looking into SFHs in the 60-80k range in Ohio. (An ideal situation is 20k down, 2-5k closing costs, 2-5k light rehab.)
Currently working 30hrs/wk in my day job, 20hrs/wk on weekends,... | 1,528,580,606 | 2018-06-09 21:43:26 | FeathersAndFire | 4 | 23 | 0.56 | null | /r/financialindependence/comments/8pw5aa/working_multiple_jobs_to_afford_first_rental/ | https://www.reddit.com/r/financialindependence/comments/8pw5aa/working_multiple_jobs_to_afford_first_rental/ | financialindependence | waste_management |
8mi705 | 26 yr male, salary less than 70k CAD. Current NWI almost 4k/m. Thanks FIRE community! | For some context, I am an unmarried 26 year old engineer in Canada making less than 70k/yr. Through the principles in this sub I was able to significantly increase my monthly net worth increase (which continues to grow!!). Much of this comes from the properties that I purchased, which have proven to be HUGE accelerator... | 1,527,432,474 | 2018-05-27 14:47:54 | SloppyMoses | 16 | 30 | 0.63 | null | /r/financialindependence/comments/8mi705/26_yr_male_salary_less_than_70k_cad_current_nwi/ | https://www.reddit.com/r/financialindependence/comments/8mi705/26_yr_male_salary_less_than_70k_cad_current_nwi/ | financialindependence | waste_management |
7xhfxy | Redundency Opportunity or Threat? | Dear Reddit
I’m (32yr old UK) being made redundant due to the closure of the business unit after 9 years of service from the company I joined straight out of university.
I will receive £60K redundancy (including payout of various share options)
I’m paid about £80K a year including bonus.
I’m going to be thinking ... | 1,518,608,721 | 2018-02-14 11:45:21 | JustBreak | 5 | 6 | 0.65 | null | /r/financialindependence/comments/7xhfxy/redundency_opportunity_or_threat/ | https://www.reddit.com/r/financialindependence/comments/7xhfxy/redundency_opportunity_or_threat/ | financialindependence | waste_management |
7vwp7k | Some psychological observations from someone who just took a 6 week sabbatical | Background: Quit my job of almost 5 years back in December. Plan was to take some time for myself before lining up another gig. Starting the new job next week.
Financial status: Income from my small business makes just enough to cover my expenses. Have a couple hundred grand invested across retirement and brokerage. O... | 1,518,016,188 | 2018-02-07 15:09:48 | sbwithreason | 825 | 95 | 0.94 | null | /r/financialindependence/comments/7vwp7k/some_psychological_observations_from_someone_who/ | https://www.reddit.com/r/financialindependence/comments/7vwp7k/some_psychological_observations_from_someone_who/ | financialindependence | waste_management |
7mnmzw | 18 y/o looking to be FI earlier than normal, advice would be appreciated! | Hey there FI!
I am 18 years old, living in St Paul, MN so a moderate cost of living area. I currently am a senior in high school, and plan on going to the Carlson School of Management for a degree in finance (I've already been accepted). As a junior, I started to take all of my courses at the U of M, and am do... | 1,514,479,037 | 2017-12-28 16:37:17 | goldygofar | 0 | 40 | 0.49 | null | /r/financialindependence/comments/7mnmzw/18_yo_looking_to_be_fi_earlier_than_normal_advice/ | https://www.reddit.com/r/financialindependence/comments/7mnmzw/18_yo_looking_to_be_fi_earlier_than_normal_advice/ | financialindependence | waste_management |
7iufmv | My Game is Weak. | **TL;DR: Otherwise smart guy keeps making dumb/lazy mistakes in his financial affairs, and it is seriously slowing his path to FI as well as filling him with regret and self-reproach. What should he do to change this pattern in himself?**
______
My (46M) "game" is weak. What I mean by that is I am quite inefficient o... | 1,512,919,236 | 2017-12-10 15:20:36 | IBitAChip | 113 | 59 | 0.81 | null | /r/financialindependence/comments/7iufmv/my_game_is_weak/ | https://www.reddit.com/r/financialindependence/comments/7iufmv/my_game_is_weak/ | financialindependence | waste_management |
7469vo | Need advice for lower income bracket (20K p/y) | Hello.
I have been reading this sub for a wile now, and see people mostly in the income bracket of above 100k p/y talk about their plans and all that, and today I saw a post from a person with a 50k p/y income. But my situation is a bit different. Iam male, 25 and with an income of 20k p/y after tax. I have no savings... | 1,507,096,698 | 2017-10-04 05:58:18 | moncereli | 8 | 7 | 0.73 | null | /r/financialindependence/comments/7469vo/need_advice_for_lower_income_bracket_20k_py/ | https://www.reddit.com/r/financialindependence/comments/7469vo/need_advice_for_lower_income_bracket_20k_py/ | financialindependence | waste_management |
6np4lf | Where do I go from here? | Throwaway account. Thought I'd reach out to more experienced folks here before I consider therapy.
- 31 next month and in good health.
- Dual citizen Canadian+Euro Portuguese
- Renting 1br in Toronto, Canada
- Married, child on the way in <6 months
- No debt, 100K in assets/investments
- Degree in management and print... | 1,500,244,143 | 2017-07-16 22:29:03 | enigma416 | 0 | 3 | 0.5 | null | /r/financialindependence/comments/6np4lf/where_do_i_go_from_here/ | https://www.reddit.com/r/financialindependence/comments/6np4lf/where_do_i_go_from_here/ | financialindependence | waste_management |
6dqlfu | FIRE and Happiness: a plea for help | So I decided to make a ludicrously long writeup in order to, in essence, seek advice. I think my situation isn’t particularly unique (but only within the confines of this sub). I also think that the kind of personality drawn to FIRE is likely to be similar to mine. Which is why I’m basically airing out all my dirty lau... | 1,495,926,088 | 2017-05-27 23:01:28 | FIRElogician | 0 | 40 | 0.49 | null | /r/financialindependence/comments/6dqlfu/fire_and_happiness_a_plea_for_help/ | https://www.reddit.com/r/financialindependence/comments/6dqlfu/fire_and_happiness_a_plea_for_help/ | financialindependence | waste_management |
6ajikw | [Milestone] $1 million saved in retirement accounts | Three years ago I wrote [this post](https://np.reddit.com/r/personalfinance/comments/1vvqgy/read_this_before_thinking_about_touching_your/), and today I logged into my retirement accounts and saw the following:
- [401k](http://i.imgur.com/Pci5KWU.png)
- [IRA](http://i.imgur.com/czTH8Sc.png)
Total retirement account ... | 1,494,502,288 | 2017-05-11 11:31:28 | Subject_Beef | 144 | 52 | 0.93 | null | /r/financialindependence/comments/6ajikw/milestone_1_million_saved_in_retirement_accounts/ | https://www.reddit.com/r/financialindependence/comments/6ajikw/milestone_1_million_saved_in_retirement_accounts/ | financialindependence | waste_management |
6a0w8j | Starting again...again (Sort of) | Let me say up front: I don't think I have any relevant wisdom to share. Even as I start typing, this post feels more like a request for encouragement, and if you're the kind to give it, I thank you.
I wanted to start my FIRE journey immediately after college, back in late 2001/early 2002. I started my own business,... | 1,494,277,072 | 2017-05-08 20:57:52 | TwinkletoesCT | 19 | 20 | 0.71 | null | /r/financialindependence/comments/6a0w8j/starting_againagain_sort_of/ | https://www.reddit.com/r/financialindependence/comments/6a0w8j/starting_againagain_sort_of/ | financialindependence | waste_management |
63cwfd | How is your life after reaching FI? | So basically this subreddit is about achieving Financial Independence. Most common keywords here are FI/RE plans, FIRE mindset, passionate about being FI and many others.
Everyone is sharing their path, plans and progress towards FI. But there are very little posts from someone actually reaching their FI goal and alrea... | 1,491,294,720 | 2017-04-04 08:32:00 | Razortail | 65 | 61 | 0.89 | null | /r/financialindependence/comments/63cwfd/how_is_your_life_after_reaching_fi/ | https://www.reddit.com/r/financialindependence/comments/63cwfd/how_is_your_life_after_reaching_fi/ | financialindependence | waste_management |
63a7ra | Age 31 - Is it too late to start on FIRE? | I'm a 31-year-old translator, turning 32 this year. I have recently got into the FIRE philosophy, but unfortunately it feels like I am pretty late to the game. I went the same way as many UK millennials - graduated with a great degree, got my Master's, did the prestigious internship and then....nothing. I just couldn't... | 1,491,259,052 | 2017-04-03 22:37:32 | Ellie_UK | 7 | 22 | 0.61 | null | /r/financialindependence/comments/63a7ra/age_31_is_it_too_late_to_start_on_fire/ | https://www.reddit.com/r/financialindependence/comments/63a7ra/age_31_is_it_too_late_to_start_on_fire/ | financialindependence | waste_management |
5yv0zp | Daily data for (just) the first 100k over the past 7 years (currently 31 years old) | Edit: Throwaway for privacy purposes.
I'm a 31 year old single guy with a STEM PhD and I'm currently making $49k, which is the most I've ever made. I have just barely managed to scrape together 100k euros, and feel like such a failure.
[Here's the NW graph](http://imgur.com/PrSOk6a) and [here's the monthly income/exp... | 1,489,267,713 | 2017-03-11 21:28:33 | lifethrownaway-_- | 30 | 43 | 0.79 | null | /r/financialindependence/comments/5yv0zp/daily_data_for_just_the_first_100k_over_the_past/ | https://www.reddit.com/r/financialindependence/comments/5yv0zp/daily_data_for_just_the_first_100k_over_the_past/ | financialindependence | waste_management |
5x68md | Joined Two Comma Investment Club and Reached FI | **TL;DR:** I became FI on 3/1/2017 with 1.001M in investments and 1.401M net [worth](http://imgur.com/moBGZGO). 38 years old, married, 99% single income, no kids, self-discovered FIRE in 2004, began career as a retail pharmacist on 8/15/2005, loathed my job but stuck with it, income 125k-150k, 75% savings rate, had opp... | 1,488,491,435 | 2017-03-02 21:50:35 | jasonlong1212 | 280 | 311 | 0.64 | null | /r/financialindependence/comments/5x68md/joined_two_comma_investment_club_and_reached_fi/ | https://www.reddit.com/r/financialindependence/comments/5x68md/joined_two_comma_investment_club_and_reached_fi/ | financialindependence | waste_management |
5oyrmg | The power of purpose (or: why financial independence shouldn't be your primary goal) | I spoke last weekend at Camp Mustache SE. As seems to be more common nowadays, I was asked to give a talk on finding purpose and creating a personal mission statement. (Nobody else in the FI space seems to be keen on this subject, but I like it. It's my psych background shining through, I guess.)
While preparing my ta... | 1,484,855,025 | 2017-01-19 19:43:45 | jdroth | 213 | 52 | 0.9 | null | /r/financialindependence/comments/5oyrmg/the_power_of_purpose_or_why_financial/ | https://www.reddit.com/r/financialindependence/comments/5oyrmg/the_power_of_purpose_or_why_financial/ | financialindependence | waste_management |
5oyemp | Post-cancer thoughts on FIRE. | I'm a changed man. I've been working my engineering job for about ten years now. First job I nailed out of college. I took it even though I didn't want to be in the job location, but accepted it because it offered me the best opportunity for financial gain and legitimate and bonafide career prospects. When I started I... | 1,484,851,725 | 2017-01-19 18:48:45 | GivePhysics | 464 | 137 | 0.92 | null | /r/financialindependence/comments/5oyemp/postcancer_thoughts_on_fire/ | https://www.reddit.com/r/financialindependence/comments/5oyemp/postcancer_thoughts_on_fire/ | financialindependence | waste_management |
5dtwld | Short term tax deferment | **2017 estimates:**
* Me (29): ~$195k (depends on bonus / equity, 401k)
* DW (28): $94.5 (457 and 403b)
**Total estimated:** ~$290k *(<- not eligible for IRA)*
**Net worth:** $370k (low as income has grown 3.5x in 4 years. SR net of tax is ~65%)
**FIRE timeline**: ~2035
As the dreaded tax season starts to loom in... | 1,479,581,752 | 2016-11-19 18:55:52 | Fire_Engine | 2 | 5 | 0.57 | null | /r/financialindependence/comments/5dtwld/short_term_tax_deferment/ | https://www.reddit.com/r/financialindependence/comments/5dtwld/short_term_tax_deferment/ | financialindependence | waste_management |
4x5gfn | An Argument For Semi-Retirement | TLDR: Semi-retirement offers most of the benefits of FI, while seriously reducing your time spent in the rat race. It’s arguably more risky than traditional FIRE, but for many the pros will seriously outweigh the cons.
Let’s me start with a quick questionnaire, because I don’t want you to waste your time reading this ... | 1,470,877,066 | 2016-08-11 00:57:46 | KevType9 | 172 | 99 | 0.87 | null | /r/financialindependence/comments/4x5gfn/an_argument_for_semiretirement/ | https://www.reddit.com/r/financialindependence/comments/4x5gfn/an_argument_for_semiretirement/ | financialindependence | waste_management |
4wq3km | Please, I'd love some advice from this community | Sorry for the wall-of-text but I'm hoping to get some good advice since I really feel lost. Warning: whining (from a person who should have nothing to complain about) ahead!
Here's the 'on-paper' facts of my situation:
-Male
-36
-Married
-2 kids - almost 1 and 3 years old
-Live in the United States
-Base Salary is ab... | 1,470,662,208 | 2016-08-08 13:16:48 | FIREconcerns | 0 | 29 | 0.4 | null | /r/financialindependence/comments/4wq3km/please_id_love_some_advice_from_this_community/ | https://www.reddit.com/r/financialindependence/comments/4wq3km/please_id_love_some_advice_from_this_community/ | financialindependence | waste_management |
4mvkpk | Decision insights for FIRE path... | Hey gang, using a throwaway, though I'm an active member.
So a year ago, I lost my parents an inherited some assets from my father: his IRA, stocks, some other retirement stuff. I have a financial adviser, who is looking after the following investments:
* ROTH IRA (Maxed out at $5,500 annually): $50k
* Beneficial ... | 1,465,250,670 | 2016-06-06 22:04:30 | Tossing141 | 3 | 7 | 0.59 | null | /r/financialindependence/comments/4mvkpk/decision_insights_for_fire_path/ | https://www.reddit.com/r/financialindependence/comments/4mvkpk/decision_insights_for_fire_path/ | financialindependence | waste_management |
3ojww0 | The Case for Graduate School | Hello all, I perused the rules and FAQ and while not explicitly banned I know this post isn't exactly on target for the typical FIRE audience.
I read this subreddit every day and I think I can accurately assess that the average position of the majority is that graduate school is a bad financial choice. I realize tha... | 1,444,716,049 | 2015-10-13 06:00:49 | KuriousInu | 93 | 62 | 0.87 | null | /r/financialindependence/comments/3ojww0/the_case_for_graduate_school/ | https://www.reddit.com/r/financialindependence/comments/3ojww0/the_case_for_graduate_school/ | financialindependence | waste_management |
2cj8tn | How do you remind yourself what you are doing is the right thing when it seems like the herd tells you otherwise | Hi there,
I just turned 25 and have been a pharmacist for a year. Currently I have no debt, and have managed to save 77k post tax (115k pre-tax) after 1 year of work. Maxing out 401k, roth, hsa, and everything else is in my brokerage account. I originally started in personal finance and eventually found financial ind... | 1,407,103,415 | 2014-08-03 22:03:35 | pharmerbear | 51 | 83 | 0.83 | null | /r/financialindependence/comments/2cj8tn/how_do_you_remind_yourself_what_you_are_doing_is/ | https://www.reddit.com/r/financialindependence/comments/2cj8tn/how_do_you_remind_yourself_what_you_are_doing_is/ | financialindependence | waste_management |
1zyj0d | Retirement Investment Portfolio for Non-US residents? | Hi,
I have been doing a lot of reading about the best way to invest my savings to grow at a decent rate. The problem is that all of the info is overwhelmingly US-centric.
As a non-US citizen, l have no 401k or Roth or anything like this.
After a lot of research I think I figured out that the best plan is to open a t... | 1,394,360,988 | 2014-03-09 10:29:48 | agentapelsin | 14 | 8 | 0.76 | null | /r/financialindependence/comments/1zyj0d/retirement_investment_portfolio_for_nonus/ | https://www.reddit.com/r/financialindependence/comments/1zyj0d/retirement_investment_portfolio_for_nonus/ | financialindependence | waste_management |
1ga5ev | The Fisherman and the Banker | This was from Buddhist Bootcamp today.
____________________________________________
One summer, many years ago, a banker was vacationing in a small village on the coast. He saw a fisherman in a small boat by the pier with a handful of fish that he had just caught. The businessman asked him how long it took him to catc... | 1,371,146,079 | 2013-06-13 17:54:39 | BenDarDunDat | 50 | 39 | 0.79 | null | /r/financialindependence/comments/1ga5ev/the_fisherman_and_the_banker/ | https://www.reddit.com/r/financialindependence/comments/1ga5ev/the_fisherman_and_the_banker/ | financialindependence | waste_management |
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