id stringlengths 5 7 | title stringlengths 1 301 | text stringlengths 1 41.8k ⌀ | created_utc float64 1.21B 1.75B | created_datetime stringdate 2008-04-17 15:45:49 2025-07-03 20:13:46 | author stringlengths 3 20 | score int64 0 139k | num_comments int64 0 66.2k | upvote_ratio float64 0 1 | flair stringclasses 894
values | permalink stringlengths 27 93 | url stringlengths 17 473 | subreddit stringclasses 22
values | company stringclasses 505
values |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1ktfuxx | Need Advice on managing Assets and plan | I am the only son of my family and have 2 sisters and one of them is married I am currently pursuing my bachelors in CS and also working at a startup as a SDE Intern earning <10k , My father has agriculture land of around 1.75 acre which we can’t sell as of now (current price would be 1.5 Cr+ ) because of some dispute ... | 1,747,994,967 | 2025-05-23 10:09:27 | Flimsy_Assistance882 | 2 | 3 | 0.67 | Planning | /r/personalfinance/comments/1ktfuxx/need_advice_on_managing_assets_and_plan/ | https://www.reddit.com/r/personalfinance/comments/1ktfuxx/need_advice_on_managing_assets_and_plan/ | personalfinance | waters_corporation |
1keilhc | Looking for some advice on future, retirement, and maybe investing. | Life advice needed
Hey everyone, this is going to be a tad long of a post and I’m probably going to be oversharing but I’m really just needing some sound advice.
Let me preface with saying this; I am a 100% disabled veteran, so I make as of right now 3700$ a month, job or no job. So factor that in. (Please do not th... | 1,746,361,491 | 2025-05-04 12:24:51 | JustAnArmyGuy | 0 | 2 | 0.5 | Planning | /r/personalfinance/comments/1keilhc/looking_for_some_advice_on_future_retirement_and/ | https://www.reddit.com/r/personalfinance/comments/1keilhc/looking_for_some_advice_on_future_retirement_and/ | personalfinance | waters_corporation |
1kayv7f | Why am I having so much trouble building up my savings? | I'm starting to get the urge to starting saving for a house and get out of this terrible renting market but I don't understand how to make the numbers work. I live in a suburb town 45 mins outside a midwest city, yet homes seem so unaffordable and rents are crazy too. Is it just me? Bare minimum rents around me for a 3... | 1,745,960,517 | 2025-04-29 21:01:57 | BiggestSoupHater | 1 | 18 | 0.6 | Budgeting | /r/personalfinance/comments/1kayv7f/why_am_i_having_so_much_trouble_building_up_my/ | https://www.reddit.com/r/personalfinance/comments/1kayv7f/why_am_i_having_so_much_trouble_building_up_my/ | personalfinance | waters_corporation |
1ht99ev | How to optimize budget with kids? | Sorry, this is a long post as I want to put everything here :)
Philippines:
I am a recent member of reddit and silently reading financial topics as part of my financial evaluation this 2025. I am considering prof advisor advice but I saw in this group to try first asking your insights and advices. I will give some cont... | 1,735,975,763 | 2025-01-04 07:29:23 | All-is-Well2022 | 1 | 2 | 1 | Other | /r/personalfinance/comments/1ht99ev/how_to_optimize_budget_with_kids/ | https://www.reddit.com/r/personalfinance/comments/1ht99ev/how_to_optimize_budget_with_kids/ | personalfinance | waters_corporation |
1hpe5br | This year, I made 70k. It doesn't "feel" like I made 70k. Help? | Hi Reddit.
I'm a 27 year old living in Dayton. I have what I consider to be a good job that matches my values. I live together with my long-term partner who is currently looking for work. We have an apartment that isn't luxurious but doesn't fall apart, a car that breaks down at least every other month, and all our ba... | 1,735,530,141 | 2024-12-30 03:42:21 | AngelicAeon | 166 | 163 | 0.83 | Investing | /r/personalfinance/comments/1hpe5br/this_year_i_made_70k_it_doesnt_feel_like_i_made/ | https://www.reddit.com/r/personalfinance/comments/1hpe5br/this_year_i_made_70k_it_doesnt_feel_like_i_made/ | personalfinance | waters_corporation |
1bkdn0r | Can I finally move out? Budget breakdown | Hello folks,
I'm 27M and I'm feeling it's time to move out of my parents' house. I am a Sales Analyst in a LCOL city. With a recent raise, I make around $58,000 per year not including a year end bonus (extra month of salary) and corporate bonuses ($1,000 every 2 months if sales figures are met). I recently found this ... | 1,711,045,767 | 2024-03-21 18:29:27 | ExpensiveKangaroo | 9 | 21 | 0.65 | Budgeting | /r/personalfinance/comments/1bkdn0r/can_i_finally_move_out_budget_breakdown/ | https://www.reddit.com/r/personalfinance/comments/1bkdn0r/can_i_finally_move_out_budget_breakdown/ | personalfinance | waters_corporation |
1aweg3p | (US-AZ) High Water Bills Due to Pool at Rental | Hello, I'm renting a place where the lease states that the landlord is responsible for all pool maintenance and upkeep. They pay a pool person to come every week.
Over the holidays, there was a leak in some pool equipment; I immediately reported it to the landlord, narrowed it down to the pool equipment responsible, a... | 1,708,528,443 | 2024-02-21 15:14:03 | livejamie | 66 | 32 | 0.82 | Other | /r/personalfinance/comments/1aweg3p/usaz_high_water_bills_due_to_pool_at_rental/ | https://www.reddit.com/r/personalfinance/comments/1aweg3p/usaz_high_water_bills_due_to_pool_at_rental/ | personalfinance | waters_corporation |
17mqorw | Moving from a LCOL to a HCOL area. How much do I need to maintain my lifestyle? Am I looking at this logically? | Hey everyone, I'm a 27-year old, single, child-free man revaluating my circumstances. I live in Saint Louis, MO, but I've grown tired of the climate here (both politically, and physically). I'm hoping to make a move somewhere else, and Seattle would be my first choice that's on my radar. The thing is... it's a huge inc... | 1,699,001,646 | 2023-11-03 08:54:06 | Fiveby21 | 0 | 6 | 0.29 | Budgeting | /r/personalfinance/comments/17mqorw/moving_from_a_lcol_to_a_hcol_area_how_much_do_i/ | https://www.reddit.com/r/personalfinance/comments/17mqorw/moving_from_a_lcol_to_a_hcol_area_how_much_do_i/ | personalfinance | waters_corporation |
1517ukq | At what point do you stop investing in your education and get serious about stocks? | Hi everyone,
I suppose this is more of a lifestyle and career question, but it has a lot to do with finance, so here we are. Clearly there's no one size-fits-all approach, but I'm a 32 y/o guy with no mouths to feed and am wondering about increasing and diversifying my income streams. I'll confess that I have a bit of... | 1,689,518,131 | 2023-07-16 14:35:31 | Wan_Haole_Faka | 1 | 2 | 0.6 | Other | /r/personalfinance/comments/1517ukq/at_what_point_do_you_stop_investing_in_your/ | https://www.reddit.com/r/personalfinance/comments/1517ukq/at_what_point_do_you_stop_investing_in_your/ | personalfinance | waters_corporation |
14lw96h | Not sure what to do about a vehicle with a sizable promotion on the horizon | I’m about to get a promotion from $85k to $125k in a low cost of living area. Work from home. I’m a parent to 2 kids half the time. After bills and what I have budgeted out on my $85k salary, I’m expecting $2000-$2500 in surplus funds a month over what I’m used to. That’s with 10% of my salary going into my 401k with 1... | 1,688,016,717 | 2023-06-29 05:31:57 | vick2djax | 0 | 37 | 0.43 | Auto | /r/personalfinance/comments/14lw96h/not_sure_what_to_do_about_a_vehicle_with_a/ | https://www.reddit.com/r/personalfinance/comments/14lw96h/not_sure_what_to_do_about_a_vehicle_with_a/ | personalfinance | waters_corporation |
12x814s | Age 59, and 62% of retirement is in cash. Next moves? | For what it's worth, I didn't choose to be in this position. I was certainly a little long in cash, but when I rolled over a substantial 401(k) recently, I thought the positions were going to remain largely if not entirely in kind. Fidelity's website implied as much (as I noted in a thread here a couple of weeks ago). ... | 1,682,323,174 | 2023-04-24 07:59:34 | General_Andrews_bio1 | 0 | 3 | 0.4 | Investing | /r/personalfinance/comments/12x814s/age_59_and_62_of_retirement_is_in_cash_next_moves/ | https://www.reddit.com/r/personalfinance/comments/12x814s/age_59_and_62_of_retirement_is_in_cash_next_moves/ | personalfinance | waters_corporation |
xhpfex | Curious in having my account balances and budget evaluated! | Hi PF,
Just curious how I may be doing on both my bank balances plus my budget. We are fairly comfortable and have goals we are saving toward as you will see, but just want to be sure of things that we’re not missing something obvious to help us save even more or reduce expenses. With inflation there is less leftover ... | 1,663,528,693 | 2022-09-18 19:18:13 | Tenmaru45 | 2 | 9 | 0.75 | Budgeting | /r/personalfinance/comments/xhpfex/curious_in_having_my_account_balances_and_budget/ | https://www.reddit.com/r/personalfinance/comments/xhpfex/curious_in_having_my_account_balances_and_budget/ | personalfinance | waters_corporation |
xbtsoi | Apartment buying oportunity | Hey guys,
I’m a somewhat late starter to understanding finances and trying to get to a financially secure position in general. I’m in a situation where I’m burning a lot of cash in rent and wanted to ask for thoughts / opinions on how to fix that issue.
As background, I’m earning about 110k per year. My rent is about... | 1,662,930,508 | 2022-09-11 21:08:28 | RudeAd6550 | 0 | 2 | 0.5 | Housing | /r/personalfinance/comments/xbtsoi/apartment_buying_oportunity/ | https://www.reddit.com/r/personalfinance/comments/xbtsoi/apartment_buying_oportunity/ | personalfinance | waters_corporation |
wxdepu | Had an awful experience with the A/C in my “luxury apartment.” Should I receive some sort of credit on my rent? | So I am the first person to live in this luxury apartment as the building was just put up about a year ago, and I have had to deal with a number of issues in this brand new building.
The first night I moved in my shower head wasn’t working, so I had to scoop water from the faucet just to shower. Maintenance came and ... | 1,661,431,807 | 2022-08-25 12:50:07 | thehardestnipples | 0 | 23 | 0.41 | Housing | /r/personalfinance/comments/wxdepu/had_an_awful_experience_with_the_ac_in_my_luxury/ | https://www.reddit.com/r/personalfinance/comments/wxdepu/had_an_awful_experience_with_the_ac_in_my_luxury/ | personalfinance | waters_corporation |
w9jnrp | Apt building had issues with moving to new rent renewal system and never updated my rent to the new rate increase | My roommate and I agreed to renew at our current apartment building. The increase was ~$200/unit, so $100/person. When we asked them to provide the new lease, it took them 6+ weeks to get us the updated lease because they moved to a new rental payment/renewal system. It was a huge mess (like they waived late fees becau... | 1,658,940,369 | 2022-07-27 16:46:09 | palindrome03 | 42 | 24 | 0.84 | Housing | /r/personalfinance/comments/w9jnrp/apt_building_had_issues_with_moving_to_new_rent/ | https://www.reddit.com/r/personalfinance/comments/w9jnrp/apt_building_had_issues_with_moving_to_new_rent/ | personalfinance | waters_corporation |
vihoau | Being Charged $2000 for Electric | So as the title says, I'm being charged $2000 for electric from March thru June. I was enrolled in autopay and was charged reasonable amounts up until a bill came in on June 2nd. That bill nullified my March through May payments and increased them to $1200. On top of the the May to June bill was around $725. I am in a ... | 1,655,937,786 | 2022-06-22 22:43:06 | Smokinganteater | 230 | 188 | 0.93 | Other | /r/personalfinance/comments/vihoau/being_charged_2000_for_electric/ | https://www.reddit.com/r/personalfinance/comments/vihoau/being_charged_2000_for_electric/ | personalfinance | waters_corporation |
tz0692 | move to NYC from India || need guidance | Hello there,
Note: long post
Hope everything and everyone is doing well.
I (34M) had been in the US for over 7 years. I did my MS in the US, thereafter worked in non profit starting with a salary of $55K. I exited the US ~6 months ago (2021 Oct end) due to family reasons and job opportunity in India.
When I exited th... | 1,649,412,465 | 2022-04-08 10:07:45 | here_for_more_info | 1 | 4 | 0.56 | Other | /r/personalfinance/comments/tz0692/move_to_nyc_from_india_need_guidance/ | https://www.reddit.com/r/personalfinance/comments/tz0692/move_to_nyc_from_india_need_guidance/ | personalfinance | waters_corporation |
t2z1ge | What should be my next step based on my current break down? | Few things. Just got my first job after college (23M) making $60,000 and my side gig brings in around $20,000.
Before Tax Job $60,000.00
Before tax side $20,000.00
$80,000.00 Total before tax
After Tax Job $48,600.00
After tax side business $16,200.00
$64,800.00 Total after taxes
Month Expe... | 1,645,999,275 | 2022-02-27 22:01:15 | aqwimage | 1 | 1 | 1 | Budgeting | /r/personalfinance/comments/t2z1ge/what_should_be_my_next_step_based_on_my_current/ | https://www.reddit.com/r/personalfinance/comments/t2z1ge/what_should_be_my_next_step_based_on_my_current/ | personalfinance | waters_corporation |
sprt6m | Taxes and reporting on foreign income as an American living in the US | Hello,
I have a question regarding taxes and reporting foreign income for work/services/freelancing I provided. Here are the quick details:
\- I made $51k that was supposed to be paid to me in 3 increments of $17k (11/2021, 12/2021, 1/2022). However, it seems like they are just going to pay it all to me in one go in ... | 1,644,558,511 | 2022-02-11 05:48:31 | econtomgmt | 3 | 3 | 1 | Taxes | /r/personalfinance/comments/sprt6m/taxes_and_reporting_on_foreign_income_as_an/ | https://www.reddit.com/r/personalfinance/comments/sprt6m/taxes_and_reporting_on_foreign_income_as_an/ | personalfinance | waters_corporation |
sfnt61 | Should I take the new job? | I currently make 50k a year working from home. Zero stress and honestly only work maybe an hour a day. Along with my wife’s income we live fairly comfortably even after retirement savings and what not. Still though, would love to make more. Just finished my MBA and decided to test the waters. Just got a job offer for 7... | 1,643,479,595 | 2022-01-29 18:06:35 | cthoma36 | 31 | 110 | 0.97 | Employment | /r/personalfinance/comments/sfnt61/should_i_take_the_new_job/ | https://www.reddit.com/r/personalfinance/comments/sfnt61/should_i_take_the_new_job/ | personalfinance | waters_corporation |
s4aaz7 | Breaking my lease due to noise, landlord asked for the cancellation fee of 13k | I'm breaking my lease because of an ongoing noise coming from the water pipes in my apartment. The noise occurs randomly at least 20 times throughout the day and night, and is measured way above the legal noise limit according to my city's police code. I've reached out to building management/maintainance so many times ... | 1,642,216,185 | 2022-01-15 03:09:45 | cattyman407 | 1,478 | 353 | 0.94 | Housing | /r/personalfinance/comments/s4aaz7/breaking_my_lease_due_to_noise_landlord_asked_for/ | https://www.reddit.com/r/personalfinance/comments/s4aaz7/breaking_my_lease_due_to_noise_landlord_asked_for/ | personalfinance | waters_corporation |
pilhpe | Volkswagen Lease and insurance | I live in NY and recently my leased Volkswagen was submerged in 7 feet of water in my apartment complex.
This is where it goes awry. Under a lease agreement the car needs to be fully insured. I have travelers insurance and apparently every car whether brand new or old needs a photo inspection to keep certain coverages... | 1,630,876,352 | 2021-09-05 21:12:32 | HurricaneHauk | 0 | 5 | 0.33 | Insurance | /r/personalfinance/comments/pilhpe/volkswagen_lease_and_insurance/ | https://www.reddit.com/r/personalfinance/comments/pilhpe/volkswagen_lease_and_insurance/ | personalfinance | waters_corporation |
ob80c7 | Receiving a large retention bonus, need some advice on how to divvy between bills and savings. | I’m still reeling and I’ve had two ugly (happy) cries today, so I’m sipping on my water and trying to figure out how to phrase this.
Background: my company is going through an acquisition with a very large, loaded corporation. Events transpired this past weekend that has their corporate team desperately trying to hol... | 1,625,091,531 | 2021-06-30 22:18:51 | nciscokid | 3 | 8 | 1 | Debt | /r/personalfinance/comments/ob80c7/receiving_a_large_retention_bonus_need_some/ | https://www.reddit.com/r/personalfinance/comments/ob80c7/receiving_a_large_retention_bonus_need_some/ | personalfinance | waters_corporation |
nfdmjn | 21 Years Old: Moving Out Of My Parents House to SF/Graduating/Finance Breakdown | Hey everyone,
I am 21 years old and am graduating in early June with a degree in CS. I am graduating one year early from UCSC and am starting an internship with a mid-sized tech company in SF for 6 months starting on June 14 (remote), back to the office 2-3 times a week in September with remote work for the rest of... | 1,621,351,702 | 2021-05-18 15:28:22 | Away-Service2747 | 1 | 3 | 0.67 | Planning | /r/personalfinance/comments/nfdmjn/21_years_old_moving_out_of_my_parents_house_to/ | https://www.reddit.com/r/personalfinance/comments/nfdmjn/21_years_old_moving_out_of_my_parents_house_to/ | personalfinance | waters_corporation |
n8uvn3 | Bond Breakdown by Risk (2yr) | First Post
Bottom Line Up Front - I'm looking for advice about bond allocation and specific individual and index bonds and bond funds. Is it even worth the effort versus a money market account?
I'm selling a couple homes and buying another in 2.5yrs (SEP2023). From the profits, I'd like to invest 40% towards stock ... | 1,620,617,512 | 2021-05-10 03:31:52 | conman253 | 10 | 5 | 0.68 | Investing | /r/personalfinance/comments/n8uvn3/bond_breakdown_by_risk_2yr/ | https://www.reddit.com/r/personalfinance/comments/n8uvn3/bond_breakdown_by_risk_2yr/ | personalfinance | waters_corporation |
m0cn9k | 33 yo starting to panic about retirement | Came across the financial advice on the dashboard of my retirement accounts that I should have saved up twice my yearly salary by 35 years of age. I am panicking as I am far behind this estimate.
I am in the beginning of year 3 out of my 30 year mortgage for a relatively small inexpensive home at 5% interest.
Saved p... | 1,615,197,969 | 2021-03-08 10:06:09 | Bluebaron88 | 1 | 28 | 0.67 | Planning | /r/personalfinance/comments/m0cn9k/33_yo_starting_to_panic_about_retirement/ | https://www.reddit.com/r/personalfinance/comments/m0cn9k/33_yo_starting_to_panic_about_retirement/ | personalfinance | waters_corporation |
lwqxux | Bond income to balance utility bill? | This is basically a hypothetical question. Lets say I have a fixed monthly utility bill (e.g., electricity, gas, water, ...) from "Utility Company" (UC). It so happens that UC also issues corporate bonds (with a 2-5 year maturity horizon). Now I got the idea that it might be worthwhile to buy some of these UC bonds so ... | 1,614,768,240 | 2021-03-03 10:44:00 | Iequui3o | 3 | 2 | 0.72 | Investing | /r/personalfinance/comments/lwqxux/bond_income_to_balance_utility_bill/ | https://www.reddit.com/r/personalfinance/comments/lwqxux/bond_income_to_balance_utility_bill/ | personalfinance | waters_corporation |
lqz7da | Dealing with possible phone scam, need some insight | I recently bought a few Android phones for myself/family from a large chain store (not specifically associated with a major carrier) under a promotional deal. The deal uses line upgrades to apply the full cost as a 24-month payment plan, but there are, apparently, no changes to the plan otherwise. The phones were sold ... | 1,614,129,152 | 2021-02-24 01:12:32 | PhoneScamOrNot1234 | 3 | 8 | 1 | Other | /r/personalfinance/comments/lqz7da/dealing_with_possible_phone_scam_need_some_insight/ | https://www.reddit.com/r/personalfinance/comments/lqz7da/dealing_with_possible_phone_scam_need_some_insight/ | personalfinance | waters_corporation |
lm62h9 | A 3 month emergency fund may not be enough anymore. | I don't believe the 3 month e-fund advice holds water anymore. Especially for those in corporate jobs. Here's why:
I was laid off in the beginning of January. The company offered a 1 month severance. Not that I had a choice- but I accepted their offer.
I took a week off to feel bad about myself and mope- but got rig... | 1,613,599,640 | 2021-02-17 22:07:20 | bondsman333 | 9,370 | 1,183 | 0.95 | Budgeting | /r/personalfinance/comments/lm62h9/a_3_month_emergency_fund_may_not_be_enough_anymore/ | https://www.reddit.com/r/personalfinance/comments/lm62h9/a_3_month_emergency_fund_may_not_be_enough_anymore/ | personalfinance | waters_corporation |
lcw5rd | Dividend investing: Personal Lessons and Prospects | It’s been a while since I compose any long post on Reddit and wow I can’t remember how many dramatic events have occurred. As a dividend investor I have learned a lot of lessons in the past few months, some with benefits, others costing me money. Just want to share some personal thoughts on dividend equities and things... | 1,612,489,214 | 2021-02-05 01:40:14 | fzctungkun | 1 | 2 | 0.6 | Investing | /r/personalfinance/comments/lcw5rd/dividend_investing_personal_lessons_and_prospects/ | https://www.reddit.com/r/personalfinance/comments/lcw5rd/dividend_investing_personal_lessons_and_prospects/ | personalfinance | waters_corporation |
jj0m36 | Job Switching: Not Sure Where To Go | Hey Everybody,
I was hoping to get some more opinions on a decision I've been lamenting over: leaving my current job for a new one. Here's the deets:
Industry: Banking
Current Role: Personal Banker
Pros: 4 weeks PTO with another week of sick-time, paid; 6% 401k match; high-deductible health care supplemented by an ... | 1,603,803,495 | 2020-10-27 12:58:15 | KryptoniK15 | 1 | 5 | 0.67 | Employment | /r/personalfinance/comments/jj0m36/job_switching_not_sure_where_to_go/ | https://www.reddit.com/r/personalfinance/comments/jj0m36/job_switching_not_sure_where_to_go/ | personalfinance | waters_corporation |
iyiyb5 | Does this sound dodgy? | I am about to make a claim on my unit's property insurance for a bit of roof/ceiling damage - the ceiling was leaking water after a big storm with some hail. The strata managers came straight back at with me with 'Don't expect the body corporate to pay for lack of maintenance'. Alright, I wasn't.
They also said if ... | 1,600,894,602 | 2020-09-23 20:56:42 | Blackletterdragon | 3 | 7 | 1 | Insurance | /r/personalfinance/comments/iyiyb5/does_this_sound_dodgy/ | https://www.reddit.com/r/personalfinance/comments/iyiyb5/does_this_sound_dodgy/ | personalfinance | waters_corporation |
i7yvfz | Supervisor is Consciously Limiting My Career and Compensation | Hi all - M(28) working at a fortune 100 company in FP&A. Have been in my current role for about 3 years. I've had above average performance reviews, received an unprompted off-cycle bonus, and am thought highly across multiple departments. Upper leadership has offered positive reviews. Just offering benchmarks to sugge... | 1,597,175,941 | 2020-08-11 19:59:01 | ShirtlessChampion | 1 | 7 | 0.67 | Employment | /r/personalfinance/comments/i7yvfz/supervisor_is_consciously_limiting_my_career_and/ | https://www.reddit.com/r/personalfinance/comments/i7yvfz/supervisor_is_consciously_limiting_my_career_and/ | personalfinance | waters_corporation |
ham68k | I've been offered an opportunity, should I take it regardless the cost? | I am currently a Kitchen Manager for one of a few stores in a company that has been around for some time. I've been working as a manager in the restaurant industry for 5 of my 10 years of my career. I've always wanted to be in a corporate office, and have always enjoyed analytics.
After being with this company for ov... | 1,592,377,086 | 2020-06-17 06:58:06 | Volfka | 1 | 8 | 1 | Employment | /r/personalfinance/comments/ham68k/ive_been_offered_an_opportunity_should_i_take_it/ | https://www.reddit.com/r/personalfinance/comments/ham68k/ive_been_offered_an_opportunity_should_i_take_it/ | personalfinance | waters_corporation |
gg2haq | Job change dilemma |
Hello all. i have a quick few questions about a dilemma I have. Currently I am a Wastewater operator leave and make 60k gross. My job is pretty sweet good benefits and is very leisurely most times. I am VERY comfortable here. However I am a slightly ambitious individual and over the years, boredom has struck, along ... | 1,588,974,554 | 2020-05-08 21:49:14 | ShadowsCheckmate | 1 | 4 | 0.67 | Employment | /r/personalfinance/comments/gg2haq/job_change_dilemma/ | https://www.reddit.com/r/personalfinance/comments/gg2haq/job_change_dilemma/ | personalfinance | waters_corporation |
gcl373 | Receiving a large, unexpected inheritance. Need advice | My mother passed away suddenly on Wednesday evening. I’ve started going through the process of notifying her employer (a large Fortune 500 company) of her death and going through paperwork to figure out what’s what. I’m an only child and she’s divorced, so it’s just me. I’m in my late 20s, living slightly above paychec... | 1,588,482,760 | 2020-05-03 05:12:40 | cloudypainting | 11 | 32 | 0.76 | Other | /r/personalfinance/comments/gcl373/receiving_a_large_unexpected_inheritance_need/ | https://www.reddit.com/r/personalfinance/comments/gcl373/receiving_a_large_unexpected_inheritance_need/ | personalfinance | waters_corporation |
fdpphh | Should I pay off all my debt like my mortgage or invest my money? If so, where to invest for early retirement? | (on mobile please excuse the formatting)
Hello PF,
I have been a lurker for a while in this sub, and I have been following the flowchart that is in this sub of how to attack bills and debt and then investing for retirement.
I am 26 years old, and I just paid off the last of my student loans so I am looking into wha... | 1,583,381,817 | 2020-03-05 04:16:57 | ACosmicAdventurer | 0 | 19 | 0.5 | Planning | /r/personalfinance/comments/fdpphh/should_i_pay_off_all_my_debt_like_my_mortgage_or/ | https://www.reddit.com/r/personalfinance/comments/fdpphh/should_i_pay_off_all_my_debt_like_my_mortgage_or/ | personalfinance | waters_corporation |
fdjnfh | Viable Financial Survival in Fast Food? | Hello!
I'm 17 years old and want to be wise with my finances; however, I work in fast food by choice. This is my second year in free college, and I have enough saved to make it through the paid final two years debt-free. I work around 30-40 hours while taking 18 credits, and my high school has let me take these free ... | 1,583,355,572 | 2020-03-04 20:59:32 | Wheaty2002 | 1 | 11 | 0.67 | Planning | /r/personalfinance/comments/fdjnfh/viable_financial_survival_in_fast_food/ | https://www.reddit.com/r/personalfinance/comments/fdjnfh/viable_financial_survival_in_fast_food/ | personalfinance | waters_corporation |
cjgq5c | Cash out 401K to Start New Business -- not looking to be talked out of using 401K money, need to know the BEST way to access it | Good Afternoon PF, Happy Monday to you all.
\*\*Let me just preface this with the fact that i am NOT looking to be talked out of this, i need to know the best way to do it. I am fully aware of the risks with using 401K money\*\*
I resigned from a really great 6 figure job around 10 months ago in order to pursue the l... | 1,564,431,258 | 2019-07-29 20:14:18 | adamjnitrox | 1 | 5 | 0.6 | Other | /r/personalfinance/comments/cjgq5c/cash_out_401k_to_start_new_business_not_looking/ | https://www.reddit.com/r/personalfinance/comments/cjgq5c/cash_out_401k_to_start_new_business_not_looking/ | personalfinance | waters_corporation |
c2z4oy | Drastic financial life-style change. Want to make sure I'm not acting foolish? | Hello there!
Longtime lurker - grateful for the advice/dialogue on here. I hope this is the right place to post.
I very recently went through a drastic life-style change. For a decade or so I was living paycheck to paycheck. The most I made in 1 year was $15,000.
Last year I was lucky enough to finally get paid for... | 1,561,052,772 | 2019-06-20 17:46:12 | throwingaway10293847 | 0 | 13 | 0.5 | Planning | /r/personalfinance/comments/c2z4oy/drastic_financial_lifestyle_change_want_to_make/ | https://www.reddit.com/r/personalfinance/comments/c2z4oy/drastic_financial_lifestyle_change_want_to_make/ | personalfinance | waters_corporation |
bzlv32 | I don't want to live paycheck to paycheck anymore. I really need your help. (UAE) | Hi,
Hope everybody is well.
I am an European expat who has been living the United Arab Emirates for the past 3 years. This country is labeled as a great place to temporarily gain work experience and put some money on the side due to the fact that the government does not retain any tax from your salary. There is, howe... | 1,560,308,344 | 2019-06-12 02:59:04 | diligent_chooser | 2 | 1 | 1 | Saving | /r/personalfinance/comments/bzlv32/i_dont_want_to_live_paycheck_to_paycheck_anymore/ | https://www.reddit.com/r/personalfinance/comments/bzlv32/i_dont_want_to_live_paycheck_to_paycheck_anymore/ | personalfinance | waters_corporation |
bx5upa | Unique situation with employer/partner, need help working through it. | Lurker here, first time posting. 2 Part story
​
31/M/American, Married with no kids. Wife is a grade school teacher and makes about 600/week after taxes. Minimal debt, $700 in med bills and we each have a CC we pay off each month. Good credit on for both of us (760+ each). I have about 12k in stocks, 4k b... | 1,559,758,516 | 2019-06-05 18:15:16 | Y0ungExecutive | 3 | 9 | 0.67 | Employment | /r/personalfinance/comments/bx5upa/unique_situation_with_employerpartner_need_help/ | https://www.reddit.com/r/personalfinance/comments/bx5upa/unique_situation_with_employerpartner_need_help/ | personalfinance | waters_corporation |
bcd9y9 | 4 Week T-Bill Help | Pennsylvania here (In case that's relevant)
What's the process for buying 4 week treasury bills from treasurydirect.gov? Are they set even number values, or could I buy a bill for $123.54 (purely as an example)?
My plan is to buy a bill, or bills with my tax return and just let it ride for the interest which blows my... | 1,555,073,977 | 2019-04-12 12:59:37 | Esrever007 | 3 | 15 | 0.81 | Investing | /r/personalfinance/comments/bcd9y9/4_week_tbill_help/ | https://www.reddit.com/r/personalfinance/comments/bcd9y9/4_week_tbill_help/ | personalfinance | waters_corporation |
ajeit5 | Engine failed after routine oil change. Self employed/working gigs with no paystubs and bad credit. Do I have any options? | On mobile so sorry in advance for formatting issues.
I am in DFW, Texas. My 2004 Tahoe was not keeping oil pressure and began clacking immediately after a High Mileage oil change at WalMart, which is where I usually have gone in the near 7 years I’ve owned this vehicle. After taking it back to WalMart, and then to a ... | 1,548,349,601 | 2019-01-24 17:06:41 | ReclusiveHarlot | 0 | 28 | 0.33 | Auto | /r/personalfinance/comments/ajeit5/engine_failed_after_routine_oil_change_self/ | https://www.reddit.com/r/personalfinance/comments/ajeit5/engine_failed_after_routine_oil_change_self/ | personalfinance | waters_corporation |
97e9w9 | Can we afford this house | Hi all,
My wife (34) and I (35) are feeling like we’ve outgrown our current home in the suburbs of Boston. We have two kids (3.5 and 2 months), and are not planning on having any more.
We’ve been in the current house for 7 years and bought it for $366k. Given where we can likely sell our current home at ($450k) we s... | 1,534,297,320 | 2018-08-15 01:42:00 | Letmelive66 | 0 | 10 | 0.5 | Housing | /r/personalfinance/comments/97e9w9/can_we_afford_this_house/ | https://www.reddit.com/r/personalfinance/comments/97e9w9/can_we_afford_this_house/ | personalfinance | waters_corporation |
8ybpts | Municipal utilities disunite is really screwing me over. | Edit:Municipal Utilities *Dispute* is fucking me sideways
Some friends and I had a house together from 2014-2015. Since I was an idiot, I agreed to put my name on the utilities account for the place. I moved out(we all did) around September 11, 2015. I distinctly remember making the phone call to cancel utilities ser... | 1,531,415,819 | 2018-07-12 17:16:59 | Camchulainn | 1 | 1 | 0.66 | Other | /r/personalfinance/comments/8ybpts/municipal_utilities_disunite_is_really_screwing/ | https://www.reddit.com/r/personalfinance/comments/8ybpts/municipal_utilities_disunite_is_really_screwing/ | personalfinance | waters_corporation |
8oujla | Need advice on Credit Card Debt and Student Loans ~$50k | Hello reddit and people of PF,
I'm 28 and in a decent amount of debt. I couldn't tell you why it has taken me this long to start taking control of my financial life other than due to my own stupidity and laziness. However, the good news is I know it's possible and I am determined to pay off for the mistakes my younger... | 1,528,232,617 | 2018-06-05 21:03:37 | LegitimatePrimate | 1 | 4 | 1 | Debt | /r/personalfinance/comments/8oujla/need_advice_on_credit_card_debt_and_student_loans/ | https://www.reddit.com/r/personalfinance/comments/8oujla/need_advice_on_credit_card_debt_and_student_loans/ | personalfinance | waters_corporation |
81tupi | You ALWAYS take a 43% raise, right? | Living in the Boston area as a single with no kids (yes, one of many things I hope to change soon) at the hopefully ripe age of 29...
So I’ve just been offered a 43% raise at a different healthcare company. I’ve been with my current company for almost five years. It’s been a nice run, things haven’t been as great of l... | 1,520,119,298 | 2018-03-03 23:21:38 | quanbray11 | 51 | 136 | 0.74 | Employment | /r/personalfinance/comments/81tupi/you_always_take_a_43_raise_right/ | https://www.reddit.com/r/personalfinance/comments/81tupi/you_always_take_a_43_raise_right/ | personalfinance | waters_corporation |
800c1b | On the financial brink... Should we sell our home? | **UPDATE** Thank you everyone for the wake-up call, and I apologize for any defensiveness. I realize I've been numb to the situation and the truth hurts. This was my first time really taking a hard look at our financial situation because I've been in denial about it. When my husband came home from work we retooled our ... | 1,519,513,607 | 2018-02-24 23:06:47 | housepoorandmore | 22 | 50 | 0.66 | Housing | /r/personalfinance/comments/800c1b/on_the_financial_brink_should_we_sell_our_home/ | https://www.reddit.com/r/personalfinance/comments/800c1b/on_the_financial_brink_should_we_sell_our_home/ | personalfinance | waters_corporation |
7vhybl | My progress paying off $70k debt self-employed, after layoff! | Wanted to post a quick update - the last time I posted on r/personalfinance was [right after I was laid off](https://www.reddit.com/r/personalfinance/comments/73n4uh/laid_off_2_months_after_starting_job_lots_of/) in September. Lots of good things have happened since then!
**Basics:** I'm 35 and was laid off six weeks... | 1,517,864,543 | 2018-02-05 21:02:23 | thatdarndebt | 333 | 42 | 0.86 | Debt | /r/personalfinance/comments/7vhybl/my_progress_paying_off_70k_debt_selfemployed/ | https://www.reddit.com/r/personalfinance/comments/7vhybl/my_progress_paying_off_70k_debt_selfemployed/ | personalfinance | waters_corporation |
7htl2e | This year I had a plan to pay off all of my credit cards and student loans. Beaten by mental illness & lack of respect for money, I ended up racking up $11,000 in additional credit card debt, $8,000 in tax debt, and can barely afford to live this month. Hoping this is finally my wakeup call. | People have always told me they thought I was going to be rich some day. I was smart, and seemed to always be driven to do something big. I was convinced too at one point. But at age 28...I think its finally sunk in, I've officially hit rock bottom.
Despite working since the age of 13, I never really grew any respect ... | 1,512,514,630 | 2017-12-05 22:57:10 | justaconfessiontw | 50 | 46 | 0.71 | Other | /r/personalfinance/comments/7htl2e/this_year_i_had_a_plan_to_pay_off_all_of_my/ | https://www.reddit.com/r/personalfinance/comments/7htl2e/this_year_i_had_a_plan_to_pay_off_all_of_my/ | personalfinance | waters_corporation |
7b1xsm | Made $12.5K this summer and Maxed out my Roth IRA at 18. Where to put the extra money to match inflation? | Hello fellow redditors, I have a question that few teenagers my age end up asking, I've got a bunch of money and I don't really know what to do with it.
Where I got this money:
Over the summer at 17 I got a job at a computer recycling center. My job was to dig computer parts out of the recycling bins there that still... | 1,509,931,979 | 2017-11-06 01:32:59 | CUDAcores89 | 33 | 34 | 0.69 | Retirement | /r/personalfinance/comments/7b1xsm/made_125k_this_summer_and_maxed_out_my_roth_ira/ | https://www.reddit.com/r/personalfinance/comments/7b1xsm/made_125k_this_summer_and_maxed_out_my_roth_ira/ | personalfinance | waters_corporation |
6yqmw1 | Been out of work for 3 weeks from my employer, who do I contact? (Explained) | Thank you for helping from that ridiculously vague title!
I work for a contractor of Fed Ex and was randomly drug tested 3 weeks ago today. I ended up getting sick and vomiting that morning and was unable to provide them a sample because I threw up all the water I drank.
I was sent home and was told I could not come b... | 1,504,823,231 | 2017-09-07 22:27:11 | Tayrawrrrrr | 3 | 13 | 1 | Employment | /r/personalfinance/comments/6yqmw1/been_out_of_work_for_3_weeks_from_my_employer_who/ | https://www.reddit.com/r/personalfinance/comments/6yqmw1/been_out_of_work_for_3_weeks_from_my_employer_who/ | personalfinance | waters_corporation |
6xk3ct | The consigner on my apartment and I had a falling out, how do I remove them from the lease? | Long story short I moved into an apartment my girlfriend but we broke up due to character conflicts and now we're not together. I'm the primary of the unit as well as the one who's legally signed to the water, electric, and cable. She insists on me moving out but with my credit I don't believe I'll be viable for a new ... | 1,504,331,442 | 2017-09-02 05:50:42 | Addingguy | 2 | 4 | 0.76 | Housing | /r/personalfinance/comments/6xk3ct/the_consigner_on_my_apartment_and_i_had_a_falling/ | https://www.reddit.com/r/personalfinance/comments/6xk3ct/the_consigner_on_my_apartment_and_i_had_a_falling/ | personalfinance | waters_corporation |
6xk1ve | Buying or renting - what am I missing? | I'll preface this with the fact that I live in Australia.
My fiance and I currently rent an apartment for $345 per week. Our combined income puts us at roughly $105k/year before tax. We live in an area that has historically seen great returns for rentals, mostly for townhouses/apartments.
The nature of my job means w... | 1,504,330,752 | 2017-09-02 05:39:12 | Avdan | 3 | 3 | 0.58 | Housing | /r/personalfinance/comments/6xk1ve/buying_or_renting_what_am_i_missing/ | https://www.reddit.com/r/personalfinance/comments/6xk1ve/buying_or_renting_what_am_i_missing/ | personalfinance | waters_corporation |
6smudk | Present employer is asking me for benefit information from previous employer | Jobs are talked about here frequently so I figured this would be a good place to ask. Please direct me to a better sub to ask this question if not appropriate.
I was employed for many years with company A. There was a corporate merger/takeover. Things were changing and continued employment was rather uncertain at m... | 1,502,298,037 | 2017-08-09 17:00:37 | massperversion | 1 | 2 | 1 | Employment | /r/personalfinance/comments/6smudk/present_employer_is_asking_me_for_benefit/ | https://www.reddit.com/r/personalfinance/comments/6smudk/present_employer_is_asking_me_for_benefit/ | personalfinance | waters_corporation |
6rdnqh | Should my step dad go with a 350/mo annuity and $35k in credit from his local bank? He is 62yo, retired, and investing half his windfall ($150k) into annuity at his local bank. | After my mother passed her life insurance was split b/w my stepdad (she remarried while I in college), my sister and myself. She was well educated with an MBA and had worked a corporate job at a fortune 100/500 company. My stepdad received the a larger portion and is the only beneficiary to her 401k/pension (she had bo... | 1,501,779,302 | 2017-08-03 16:55:02 | mechanomatic | 1 | 4 | 0.67 | Investing | /r/personalfinance/comments/6rdnqh/should_my_step_dad_go_with_a_350mo_annuity_and/ | https://www.reddit.com/r/personalfinance/comments/6rdnqh/should_my_step_dad_go_with_a_350mo_annuity_and/ | personalfinance | waters_corporation |
6rca4y | My apartment is under charging me. Do I say anything? | A short backstory:
I've lived in this apartment complex for over two years but just recently moved into a new unit. The unit was going for $1400 a month. I asked to have the apartment renovated and updated before I moved in and they said it would be $100 more per month. This is one of those corporate run complexes ... | 1,501,766,989 | 2017-08-03 13:29:49 | BMP1199 | 1 | 11 | 1 | Housing | /r/personalfinance/comments/6rca4y/my_apartment_is_under_charging_me_do_i_say/ | https://www.reddit.com/r/personalfinance/comments/6rca4y/my_apartment_is_under_charging_me_do_i_say/ | personalfinance | waters_corporation |
6nwu69 | Mortgage or Retirement?- Career change to lower paying job. | Throwaway because I am going to list specific numbers/situation that I don't want linked to my main. I hope the formatting is ok, I am on mobile.
My husband and I are trying to decide whether we should aggressively pay down our mortgage at the expensive of saving more for retirement.
Numbers:
Annual salary: $118,000... | 1,500,333,235 | 2017-07-17 23:13:55 | financialq | 2 | 10 | 0.75 | Planning | /r/personalfinance/comments/6nwu69/mortgage_or_retirement_career_change_to_lower/ | https://www.reddit.com/r/personalfinance/comments/6nwu69/mortgage_or_retirement_career_change_to_lower/ | personalfinance | waters_corporation |
6m93ip | Relocating to better job in new city, baby due in November, getting late start in life to be serious about budgeting, seeking advice and recommendations | I have been self-employed my entire adult life, but finances were always a struggle for me. I rarely got ahead, and each year the burden of self-employment (taxation, tracking business expenses, etc.) just wore me down. This year I accepted a job offer that will finally put me in financial solvency, so I find myself in... | 1,499,625,404 | 2017-07-09 18:36:44 | AEKMiami | 33 | 6 | 0.81 | Budgeting | /r/personalfinance/comments/6m93ip/relocating_to_better_job_in_new_city_baby_due_in/ | https://www.reddit.com/r/personalfinance/comments/6m93ip/relocating_to_better_job_in_new_city_baby_due_in/ | personalfinance | waters_corporation |
698ls1 | 40K/80K in state/fed taxes; 150 student loans; 30 in judgement and 5-10K regular debt collection. We’re 52 with an elementary-school aged child. No other assets (house, car, retirement or college fund). Spouse/bus. partner diagnosed with stage IV cancer; business producing minimal assets. What now? | Spouse and I ran a small 2-person consultancy organized as an S-Corporation (unironically focused on the extreme poor; we’re grateful that no matter how bad we have it, most of our clients would still find our position enviable). Our work is so intertwined, so as the illness took over projects dropped, clients were los... | 1,493,915,637 | 2017-05-04 16:33:57 | figuringoutdebt | 1 | 3 | 1 | Debt | /r/personalfinance/comments/698ls1/40k80k_in_statefed_taxes_150_student_loans_30_in/ | https://www.reddit.com/r/personalfinance/comments/698ls1/40k80k_in_statefed_taxes_150_student_loans_30_in/ | personalfinance | waters_corporation |
63f3sd | Getting a job with a criminal record after college? | I need some words of wisdom. I'm 26 years of age. Graduated with an associates in Business Management, and almost finishing my bachelors in M.I.S from Rutgers hopefully next year. I've also Applied for a summer internships which has been hard to obtain.Decided to take the college road since you can't really do anythin... | 1,491,322,599 | 2017-04-04 16:16:39 | LivingStrongEd | 3 | 9 | 0.68 | Employment | /r/personalfinance/comments/63f3sd/getting_a_job_with_a_criminal_record_after_college/ | https://www.reddit.com/r/personalfinance/comments/63f3sd/getting_a_job_with_a_criminal_record_after_college/ | personalfinance | waters_corporation |
60k1sb | Apartment trying to charge me another months rent. | My lease with my apartment ends at the end of March which I planned on moving out this week. I informed the landlady and told her I would be moving out at the end of March.
She gave me a paper that I was tosign saying that I would be vacating the property by the end of March 31st I finished that paperwork and tried tu... | 1,490,052,046 | 2017-03-20 23:20:46 | ifonlyeyenew | 10 | 16 | 0.81 | Housing | /r/personalfinance/comments/60k1sb/apartment_trying_to_charge_me_another_months_rent/ | https://www.reddit.com/r/personalfinance/comments/60k1sb/apartment_trying_to_charge_me_another_months_rent/ | personalfinance | waters_corporation |
5xb7bj | [Debt] | My lease renewal is coming up and my apartment complex has offered me a 5% increase, which in all honesty is not that bad comparatively to the horror stories I hear from corporate complexes... however - nothing is included in my rent. No water, sewer, or trash. So that in addition to the rent is an extra $80 each month... | 1,488,557,542 | 2017-03-03 16:12:22 | leaserenewalanddebt | 0 | 3 | 0.5 | Debt | /r/personalfinance/comments/5xb7bj/debt/ | https://www.reddit.com/r/personalfinance/comments/5xb7bj/debt/ | personalfinance | waters_corporation |
5x0vzu | Apartment bills | More of venting or an issue? My apartment billing has been problematic since day one downgrading from their townhouse to a 2 bedroom. First I had a returned check which led to a $35 charge and a daily late fee which I was not notified of until a notice of eviction was plastered on my door. Which I had to do the runarou... | 1,488,425,378 | 2017-03-02 03:29:38 | Joef034 | 2 | 3 | 1 | Housing | /r/personalfinance/comments/5x0vzu/apartment_bills/ | https://www.reddit.com/r/personalfinance/comments/5x0vzu/apartment_bills/ | personalfinance | waters_corporation |
5gnrd8 | At rock bottom, Optimism isn't cutting it (Help) | Married high school sweet heart (stupid) wasted student loan money on our 'life' (stupid), divorced.. (not my choice) 60k in student loan debt is currently on forbearance, looming over my head.
I am a salaried employee in the tech field making 55k a year. I make about 2850 a month. I pay roughly 1600 a month on debt (d... | 1,480,964,720 | 2016-12-05 19:05:20 | zerodollarshere | 1 | 25 | 0.57 | Planning | /r/personalfinance/comments/5gnrd8/at_rock_bottom_optimism_isnt_cutting_it_help/ | https://www.reddit.com/r/personalfinance/comments/5gnrd8/at_rock_bottom_optimism_isnt_cutting_it_help/ | personalfinance | waters_corporation |
5ej38r | 26/m becoming buried in debt, credit score dropping like a rock, need advice | Hey guys,
As a result of some poor life decisions and behavior after a life altering crisis, I have managed to turn a modest savings into what is, for me, substantial debt. I feel like I have stopped the behavior but the debt is still snowballing and I feel like very soon I will be overcome by it..
Relevant backgrou... | 1,479,928,164 | 2016-11-23 19:09:24 | Pm-me-ur-nice-tits | 4 | 9 | 0.66 | Debt | /r/personalfinance/comments/5ej38r/26m_becoming_buried_in_debt_credit_score_dropping/ | https://www.reddit.com/r/personalfinance/comments/5ej38r/26m_becoming_buried_in_debt_credit_score_dropping/ | personalfinance | waters_corporation |
53ofdc | I might not buy dream ocean front land because of Comcast. Help! | I have found myself in a really depressing situation that honestly was the least of my worries 24 hours ago but now might be a deal breaker on the most promising investment of my life so far.
My buddy and I came across a piece of water front property, 3.75 acres, that is 2 miles from a major road that runs to one of t... | 1,474,391,469 | 2016-09-20 17:11:09 | phaskellhall | 0 | 18 | 0.29 | Other | /r/personalfinance/comments/53ofdc/i_might_not_buy_dream_ocean_front_land_because_of/ | https://www.reddit.com/r/personalfinance/comments/53ofdc/i_might_not_buy_dream_ocean_front_land_because_of/ | personalfinance | waters_corporation |
4mufxh | Just landed a 6 figure job at 25. Packed my bags and moved to a new city alone for my career. Now I need to make it worth it. Seeking assistance in setting goals, diversifying, learning efficiency, and creating a budget. | Throwaway account for obvious reasons. I am financially illiterate. I never studied it, and come from a family where I am a first generation college graduate and my parents never had any financial or money-management advice to give. I am learning all of this on the fly, therefor, I really appreciate your patience, unde... | 1,465,237,607 | 2016-06-06 18:26:47 | MillennialFinance | 12 | 25 | 0.63 | Budgeting | /r/personalfinance/comments/4mufxh/just_landed_a_6_figure_job_at_25_packed_my_bags/ | https://www.reddit.com/r/personalfinance/comments/4mufxh/just_landed_a_6_figure_job_at_25_packed_my_bags/ | personalfinance | waters_corporation |
4l9nuz | Debt settlements and taxes | I'm not sure if this will be the correct sub, but since this sub has been helpful in the past, I'll start here.
I understand that most of the Wikis regarding student loans and taxes state the options but don't explain the fall out of each option.... And it's recommended pay your debts instead of avoiding them for a d... | 1,464,333,378 | 2016-05-27 07:16:18 | TuffinMop | 2 | 4 | 0.75 | Taxes | /r/personalfinance/comments/4l9nuz/debt_settlements_and_taxes/ | https://www.reddit.com/r/personalfinance/comments/4l9nuz/debt_settlements_and_taxes/ | personalfinance | waters_corporation |
4im6tv | My defeat of $15,000 in credit card charges and three areas of focus starting now | I figure that there are people on this sub who, just like me, enjoy not only reading success stories, but also the grittier details of how that success came about and plans going forward. I hope I can present the raw numbers and the general atmosphere of my life over the last three years interestingly enough to keep yo... | 1,462,833,802 | 2016-05-09 22:43:22 | sherre02 | 17 | 7 | 0.75 | Budgeting | /r/personalfinance/comments/4im6tv/my_defeat_of_15000_in_credit_card_charges_and/ | https://www.reddit.com/r/personalfinance/comments/4im6tv/my_defeat_of_15000_in_credit_card_charges_and/ | personalfinance | waters_corporation |
4gnutc | Please help me figure out what I could be doing better or differently ($15,000 in CC debt) and very motivated | Previous ignorance and bad decisions have resulted in credit card debt and zero savings. In January I resolved to form new habits and essentially grow the hell up. I put together a budget and plan to pay back what I owe as well as kickstart an emergency fund and eventually, savings.
However, it's now almost May and ... | 1,461,752,625 | 2016-04-27 10:23:45 | coinsandroses | 68 | 55 | 0.85 | Debt | /r/personalfinance/comments/4gnutc/please_help_me_figure_out_what_i_could_be_doing/ | https://www.reddit.com/r/personalfinance/comments/4gnutc/please_help_me_figure_out_what_i_could_be_doing/ | personalfinance | waters_corporation |
4cg642 | Moved out of state, still own a townhouse. What should I do? | Long story short, I used to live in CT, had a terrible job, didn't pay enough etc. Got laid off in 2014. Wound up staying with my brother down in the Carolinas for a bit while job hunting (with the ultimate goal of getting a job in SC). Landed a job in NC in August 2014.
I had continued to make payments the entir... | 1,459,268,427 | 2016-03-29 16:20:27 | byurazorback | 0 | 9 | 0.4 | Housing | /r/personalfinance/comments/4cg642/moved_out_of_state_still_own_a_townhouse_what/ | https://www.reddit.com/r/personalfinance/comments/4cg642/moved_out_of_state_still_own_a_townhouse_what/ | personalfinance | waters_corporation |
4baliv | Housing questions - and am I crazy, or the only one not crazy? | So, my fiancé and I bought a home in 2012 and got a ridiculously great deal on it. The home had appraised in the $600k range, is in a great location (arguably the best location in my city), but due to the economy downfall and the seller's personal issues, we purchased it for ~$250k. Unfortunately, we didn't have the ... | 1,458,528,700 | 2016-03-21 02:51:40 | clem_jong_il | 0 | 13 | 0.5 | Housing | /r/personalfinance/comments/4baliv/housing_questions_and_am_i_crazy_or_the_only_one/ | https://www.reddit.com/r/personalfinance/comments/4baliv/housing_questions_and_am_i_crazy_or_the_only_one/ | personalfinance | waters_corporation |
44cq6w | Looking for advice on changing careers | Throwaway because my regular account may give too many details away about me. I'm satisfied with my current job for the time being, but the winds of change are happening in my organization, and I'm anticipating that I may need to make a career move in about two years. I'm in a field where, if I continue to move up, I'd... | 1,454,704,493 | 2016-02-05 20:34:53 | throwaway_job_ | 1 | 0 | 0.67 | Employment | /r/personalfinance/comments/44cq6w/looking_for_advice_on_changing_careers/ | https://www.reddit.com/r/personalfinance/comments/44cq6w/looking_for_advice_on_changing_careers/ | personalfinance | waters_corporation |
3zaqax | (Aus 28M Single) Financial Plan - Comment Please! | Throw-away account, due to personal financial information. Apologies for wall of text, I have tried to format.
For reference, all figures are in Australian Dollars (0.73 to USD / 0.67 to EUR at the time of posting).
**1\. Personal Information**
Background: I am male, 28 years old and single.
I have worked for the ... | 1,451,844,519 | 2016-01-03 18:08:39 | AusFinancePFThrow | 1 | 1 | 0.67 | Budgeting | /r/personalfinance/comments/3zaqax/aus_28m_single_financial_plan_comment_please/ | https://www.reddit.com/r/personalfinance/comments/3zaqax/aus_28m_single_financial_plan_comment_please/ | personalfinance | waters_corporation |
3wc570 | Considering house purchase near Toronto; seeking advice (CAN) | **Details ($ in CAD):**
* mid-30s, 1 child, 1 coming. SO in early 30s
* currently renting a house @ ~$2300/mth
* net worth (liquid assets only, cash & short-term investments) ~$1M
* also 100% owner of corporation with ~$1.1M (corp-related liquid assets only)
* net family income of ~$400k in 2014, ~$600k in 2015 (incl... | 1,449,812,507 | 2015-12-11 05:41:47 | pfadvicethrowaway11 | 2 | 0 | 0.76 | Housing | /r/personalfinance/comments/3wc570/considering_house_purchase_near_toronto_seeking/ | https://www.reddit.com/r/personalfinance/comments/3wc570/considering_house_purchase_near_toronto_seeking/ | personalfinance | waters_corporation |
3jkkwz | 24 year old, Dallas/Ft. Worth, TX area need some perspective in whether to jump in the market to buy a house or wait until the next market crash... | The title explains itself, but let me give you some background.
I've recently landed a very stable job at a major corporation. I'm 24 years old and am currently renting for $970 a month with about $140 per month in electricity and water and gas.
Houses here in the greater Dallas/Ft. Worth, TX area can be found for as... | 1,441,335,071 | 2015-09-04 02:51:11 | futurehomeowner | 1 | 9 | 0.67 | Housing | /r/personalfinance/comments/3jkkwz/24_year_old_dallasft_worth_tx_area_need_some/ | https://www.reddit.com/r/personalfinance/comments/3jkkwz/24_year_old_dallasft_worth_tx_area_need_some/ | personalfinance | waters_corporation |
3hczm1 | {Advice} My job currently requires me to use my credit card for work, with reimbursement at the end of the month. However, I think I'm getting into some trouble. | So I am currently a grad student by day, and one day a week (usually) I go to another town and test drinking water in a chemical plant. I have to rent a car for my boss's insurance purposes, so I have to use my personal credit card (which was difficult to get to begin with) to pay for these weekly trips, including fuel... | 1,439,844,479 | 2015-08-17 20:47:59 | CatchThatGinger | 1 | 9 | 1 | Credit | /r/personalfinance/comments/3hczm1/advice_my_job_currently_requires_me_to_use_my/ | https://www.reddit.com/r/personalfinance/comments/3hczm1/advice_my_job_currently_requires_me_to_use_my/ | personalfinance | waters_corporation |
3f457h | Help! State wants taxes we paid but won't show us records | My father has a small business in which there is a prepaid sales tax. The State has sent a letter saying we owe 62k for 2008, this occured recently in 2015 and they will not open their records if the problem is more than 5 years ago. It was a pre-paid sales tax which we paid up front like we had for a long time. We don... | 1,438,225,583 | 2015-07-30 03:06:23 | mohktar | 1 | 6 | 0.57 | Taxes | /r/personalfinance/comments/3f457h/help_state_wants_taxes_we_paid_but_wont_show_us/ | https://www.reddit.com/r/personalfinance/comments/3f457h/help_state_wants_taxes_we_paid_but_wont_show_us/ | personalfinance | waters_corporation |
32zlvh | I’ve sold everything I own, and I’m setting out to travel the US on a permanent basis & get out of debt in 30 months. Friends / Family say I am insane. What do the experts here say? | I’m not quitting my job & going off the grid. & I don’t have a trust fund. I have a job that pays $80,000 a year, and requires me to travel. Call my job a field technician, but that’s not exactly right.
My company is in the US, Mexico & Canada. We have a presence in 40 out of the 50 states, and my job can bring me to... | 1,429,321,453 | 2015-04-18 01:44:13 | avery_bell | 23 | 39 | 0.78 | Debt | /r/personalfinance/comments/32zlvh/ive_sold_everything_i_own_and_im_setting_out_to/ | https://www.reddit.com/r/personalfinance/comments/32zlvh/ive_sold_everything_i_own_and_im_setting_out_to/ | personalfinance | waters_corporation |
2yfjoz | Moved out 6 months ago, questions about managing household finances. | My SO and I are newly out on our own, I’m in school, she’s working, and am wondering if there are things that I could be doing better/more effectively regarding my current finances and future plans.
Apologies in advance for the wall of text.
Background details:
23 y.o. 1st year medical student, avg monthly income fr... | 1,425,900,185 | 2015-03-09 11:23:05 | POSVT | 2 | 2 | 1 | Planning | /r/personalfinance/comments/2yfjoz/moved_out_6_months_ago_questions_about_managing/ | https://www.reddit.com/r/personalfinance/comments/2yfjoz/moved_out_6_months_ago_questions_about_managing/ | personalfinance | waters_corporation |
2y5z3g | School loans and debt- advice please | Cross post from reddit school loans-
Hey, r/PF,
In need of advice and suggestions, let me start off by saying that I made mistakes at an early age and now that I'm older and a bit wiser it's time to own up and do something to get back on track.
I am 30 years old, I am making roughly 72-73k gross a year (58k take hom... | 1,425,670,245 | 2015-03-06 19:30:45 | Debtownsyou | 1 | 11 | 0.67 | Debt | /r/personalfinance/comments/2y5z3g/school_loans_and_debt_advice_please/ | https://www.reddit.com/r/personalfinance/comments/2y5z3g/school_loans_and_debt_advice_please/ | personalfinance | waters_corporation |
2xmkkm | Can I get some clearheaded advice regarding renters insurance and a landlord's risk tolerance? | Wall of text ahead. There is a TL;DR near the end. Throwaway account, in case somebody in my apartment complex recognizes the video.
Let me start by saying that I am not looking for sympathy. I actually want your objective opinions on the situation. The flood in my apartment, as you’ll see in the video, is fairly mino... | 1,425,263,421 | 2015-03-02 02:30:21 | leakyrooph | 2 | 6 | 0.75 | null | /r/personalfinance/comments/2xmkkm/can_i_get_some_clearheaded_advice_regarding/ | https://www.reddit.com/r/personalfinance/comments/2xmkkm/can_i_get_some_clearheaded_advice_regarding/ | personalfinance | waters_corporation |
2vnazl | Negotiating with collections | I recently checked my credit score and it suddenly showed I had an account in collections. It ended up being for a water bill in an old apartment I forgot about after graduating. It's only $124, and I've never been contacted about it, but it still put a ding in my credit.
I was able to track down the name of the corp... | 1,423,745,513 | 2015-02-12 12:51:53 | Plz_Dont_Gild_Me | 10 | 11 | 0.81 | null | /r/personalfinance/comments/2vnazl/negotiating_with_collections/ | https://www.reddit.com/r/personalfinance/comments/2vnazl/negotiating_with_collections/ | personalfinance | waters_corporation |
2uafxi | Best Student Loan | Hi all,
I'm starting at a new college next fall and the out-of-state tuition is twice as much as my current school. My family has a good amount of money, but not enough for the tuition completely. I will have to take a loan out for my last year of school there in Philadelphia. I'd like to stay away from big corporatio... | 1,422,692,954 | 2015-01-31 08:29:14 | LittleT1ttle | 0 | 3 | 0.5 | Student Loans | /r/personalfinance/comments/2uafxi/best_student_loan/ | https://www.reddit.com/r/personalfinance/comments/2uafxi/best_student_loan/ | personalfinance | waters_corporation |
2gl0na | Financial Well Being Check | Wanted to ask for general financial advice/financial well-being check. Basically, a fresh set of eyes to take a look at my situation and maybe give me some ideas, comments and critique.
I got the impression that I need to be detailed, so here are the long gory details :)
Demographics:
Married with two kids.... | 1,410,892,535 | 2014-09-16 18:35:35 | jfgroz | 6 | 12 | 0.88 | null | /r/personalfinance/comments/2gl0na/financial_well_being_check/ | https://www.reddit.com/r/personalfinance/comments/2gl0na/financial_well_being_check/ | personalfinance | waters_corporation |
2f0w9d | How would you invest if you stand to inherit a large future sum? | Throwaway account here. Not sure if I should post here or /r/investing. If it doesn't go well here or I am requested to do so, I will take the discussion there.
I'm not seeing a financial planner as I won't come into possession of the large sums of money until later in life.
I am curious as to what others would do a... | 1,409,424,735 | 2014-08-30 18:52:15 | cushioninvthrowaway | 6 | 5 | 0.68 | null | /r/personalfinance/comments/2f0w9d/how_would_you_invest_if_you_stand_to_inherit_a/ | https://www.reddit.com/r/personalfinance/comments/2f0w9d/how_would_you_invest_if_you_stand_to_inherit_a/ | personalfinance | waters_corporation |
2av1m3 | I am 21, just graduated school, cannot get a credit card for the life of me. | Here's where I'm at. I started my first full time job 2 days ago.
Income - $57,000 + bonus (~2-3k). I will probably get a raise before the year is done. I am in Illinois.
Expenses - $725/m rent
Unsure about utilities, let's assume high at $100 for gas and $100 for electric per month. Do not have to pay water. Do no... | 1,405,522,386 | 2014-07-16 14:53:06 | newnewnewnwe | 48 | 100 | 0.76 | null | /r/personalfinance/comments/2av1m3/i_am_21_just_graduated_school_cannot_get_a_credit/ | https://www.reddit.com/r/personalfinance/comments/2av1m3/i_am_21_just_graduated_school_cannot_get_a_credit/ | personalfinance | waters_corporation |
2aivw4 | My life aspirations are being thwarted by my poor financial income and stability. | I have the unfortunate problem of having goals beyond my financial means. I'll elaborate further on my current work and living situation, and then I'll provide a basis on the type of goals I have. I would really appreciate any helpful advice any of y'all could offer, after reading through my situation. With that said, ... | 1,405,188,166 | 2014-07-12 18:02:46 | DreamerSupreme | 0 | 4 | 0.3 | null | /r/personalfinance/comments/2aivw4/my_life_aspirations_are_being_thwarted_by_my_poor/ | https://www.reddit.com/r/personalfinance/comments/2aivw4/my_life_aspirations_are_being_thwarted_by_my_poor/ | personalfinance | waters_corporation |
27kl7q | Interesting observations about extremely wealthy clients. | I am an architect that focuses on residential design. I have a unique group of clients that all have one thing in common: they started tech/internet companies in the last ten years, and are all very, very wealthy. I have become good friends with most of them, and some have shared their success stories with me in grea... | 1,402,173,261 | 2014-06-07 20:34:21 | lostandfounder | 1,834 | 701 | 0.92 | null | /r/personalfinance/comments/27kl7q/interesting_observations_about_extremely_wealthy/ | https://www.reddit.com/r/personalfinance/comments/27kl7q/interesting_observations_about_extremely_wealthy/ | personalfinance | waters_corporation |
1sswlz | healthy dual income, no kids, good savings -- but things might change, advice? | My spouse and I make a household income of about 310k (one of us has a high paying corporate-type job; one of us has low paying do-gooder job). We both just turned 30, but have been making this high income for many years now. Neither of us have any clue what to do with money, but we live a frugal lifestyle despite th... | 1,386,951,291 | 2013-12-13 16:14:51 | windowsxpbasic | 3 | 0 | 0.58 | null | /r/personalfinance/comments/1sswlz/healthy_dual_income_no_kids_good_savings_but/ | https://www.reddit.com/r/personalfinance/comments/1sswlz/healthy_dual_income_no_kids_good_savings_but/ | personalfinance | waters_corporation |
14i9um | Parents in trouble, and I want to help them out. Just not sure the best way to do it. | First, a little background:
Dad took early retirement in 2007, started his own business in small town Pennsylvania. Things went down the tubes in 2008, and ever since then things have been not so good for my folks.
Nowadays he still tries to plug away at the business and make it work, as any jobs that he's tried to g... | 1,354,992,204 | 2012-12-08 18:43:24 | rybeardj | 60 | 43 | 0.88 | null | /r/personalfinance/comments/14i9um/parents_in_trouble_and_i_want_to_help_them_out/ | https://www.reddit.com/r/personalfinance/comments/14i9um/parents_in_trouble_and_i_want_to_help_them_out/ | personalfinance | waters_corporation |
1kv5kqz | 2025 Dividend Kings Ranked by Yield (Dividendology on X/Twitter) | Sharing this for research purposes only. Not a recommendation to buy or sell. | 1,748,187,785 | 2025-05-25 15:43:05 | East_Professional385 | 695 | 85 | 0.99 | Discussion | /r/dividends/comments/1kv5kqz/2025_dividend_kings_ranked_by_yield_dividendology/ | dividends | waters_corporation | |
1bq85w1 | Does anyone know what happened to PNW? | null | 1,711,663,539 | 2024-03-28 22:05:39 | jwang274 | 4 | 5 | 0.63 | Discussion | /r/dividends/comments/1bq85w1/does_anyone_know_what_happened_to_pnw/ | dividends | waters_corporation | |
194k9oq | Poke holes in my thesis - PINE | I'd love to get everybody's thoughts on this one. I've spun through probably 15-20 equity REITs before coming to PINE. Notably, it was 1 of 13 that had positive total returns in 2022. I know that isn't a make or break reason for investing in it but it made me want to look further.
My original research is in an excel ... | 1,705,027,604 | 2024-01-12 02:46:44 | bfishinc | 9 | 18 | 0.84 | Due Diligence | /r/dividends/comments/194k9oq/poke_holes_in_my_thesis_pine/ | https://www.reddit.com/r/dividends/comments/194k9oq/poke_holes_in_my_thesis_pine/ | dividends | waters_corporation |
17f1qbe | $ADC - Agree Realty Corporation | Time of Writing: 20231023
**Thesis**
Agree Realty Corporation ($ADC) could be a younger, retail-focused alternative to Realty Income Corporation ($O) with a higher degree of growth able to be tapped into.
**Macroeconomic Catalysts**
* Interest rates are sitting at a lofty 5.25-5.5%, heavily weighing down equities s... | 1,698,113,177 | 2023-10-24 02:06:17 | ArchmagosBelisarius | 27 | 17 | 0.89 | Due Diligence | /r/dividends/comments/17f1qbe/adc_agree_realty_corporation/ | https://www.reddit.com/r/dividends/comments/17f1qbe/adc_agree_realty_corporation/ | dividends | waters_corporation |
150reqa | $O - Realty Income Corporation | Time of Writing: 20230715
**Preface**
Hello r/Dividends, a little about myself: I am a long-time lurker of multiple financial forums, first time poster. I was driven to begin posting because I am seeing a lot of people asking entry-level questions (not a bad thing), and wish to impart some knowledge from a *long* ti... | 1,689,466,305 | 2023-07-16 00:11:45 | ArchmagosBelisarius | 77 | 30 | 0.94 | Due Diligence | /r/dividends/comments/150reqa/o_realty_income_corporation/ | https://www.reddit.com/r/dividends/comments/150reqa/o_realty_income_corporation/ | dividends | waters_corporation |
zzo0d5 | My dividend investing so far | I’m 20 (21 in a month) and hoping to be around 45k invested by next year! | 1,672,469,996 | 2022-12-31 06:59:56 | Dull-Championship551 | 115 | 88 | 0.91 | Brokerage | /r/dividends/comments/zzo0d5/my_dividend_investing_so_far/ | https://www.reddit.com/gallery/zzo0d5 | dividends | waters_corporation |
xvzwpp | I think I have settled on a conservative investment strategy with the following ETFs and stocks. I am 40 years old and wanting to start my journey in passive income. | null | 1,664,942,094 | 2022-10-05 03:54:54 | themindfulnow | 93 | 55 | 0.93 | Personal Goal | /r/dividends/comments/xvzwpp/i_think_i_have_settled_on_a_conservative/ | dividends | waters_corporation |
Subsets and Splits
No community queries yet
The top public SQL queries from the community will appear here once available.