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1khxrjb | Credit card 150 days past due | I have a Wells Fargo card 150 days past due running a balance of $10,200.00. I’m weighing if I should pay in full or settle?
On April 9th the card went 150 days past due. On April 13th I received 100k from a lawsuit. I called Wells Fargo after receiving my windfall with the intention of paying the entire $10,200.00. ... | 1,746,729,762 | 2025-05-08 18:42:42 | DonOrangeman | 29 | 36 | 0.67 | Credit | /r/personalfinance/comments/1khxrjb/credit_card_150_days_past_due/ | https://www.reddit.com/r/personalfinance/comments/1khxrjb/credit_card_150_days_past_due/ | personalfinance | wells_fargo |
1kfj7i2 | Experience with Wells Fargo charge-offs? Went through a rough patch last year. | Had a rough time last year and maxed out my credit card to $10,000.00+ which Wells Fargo promptly closed. I missed 3 payments and tanked my credit. Things are better now with a new job and a little luck.
WF initially offered to settle for .70 cents on the dollar. Last week they offered .60 cents on the dollar and tol... | 1,746,470,180 | 2025-05-05 18:36:20 | DonOrangeman | 1 | 0 | 0.67 | Saving | /r/personalfinance/comments/1kfj7i2/experience_with_wells_fargo_chargeoffs_went/ | https://www.reddit.com/r/personalfinance/comments/1kfj7i2/experience_with_wells_fargo_chargeoffs_went/ | personalfinance | wells_fargo |
1kfisnd | Account closed not charged off yet | My Wells Fargo credit card was closed with a balance of 10k due to late payments/ and utilization. WF still owns the balance and has not charged off/ sent to collections yet.
My finances changed and I can pay the 10k off but WF doesn’t know this and offered to settle for 60%. However, the tagline reported to credit a... | 1,746,469,195 | 2025-05-05 18:19:55 | DonOrangeman | 0 | 0 | 0.5 | Debt | /r/personalfinance/comments/1kfisnd/account_closed_not_charged_off_yet/ | https://www.reddit.com/r/personalfinance/comments/1kfisnd/account_closed_not_charged_off_yet/ | personalfinance | wells_fargo |
1kfckk4 | Closing Oldest Credit Account - Good or Bad Idea? | Good morning, friends,
My oldest credit account is my Wells Fargo Visa that I've had for roughly 9-10 years.
Beyond that I have an American Express Blue Account and an Apple Card that are roughly 4-5 years old each.
I was considering closing both the AmEx and Apple accounts and sticking with my WF Visa as I'd like ... | 1,746,454,217 | 2025-05-05 14:10:17 | PhilliePhan2008 | 1 | 16 | 1 | Credit | /r/personalfinance/comments/1kfckk4/closing_oldest_credit_account_good_or_bad_idea/ | https://www.reddit.com/r/personalfinance/comments/1kfckk4/closing_oldest_credit_account_good_or_bad_idea/ | personalfinance | wells_fargo |
1kehk6l | Need dispute assistance!!! | I found out in Feb that someone used my card to purchase $250 Golden State Warrior tickets for Ticket Master in Dec.
They also purchased insurance for the tix that I also disputed and won but wells fargo denied the claim for the ticket purchase.
I live in the SE region, yet there are IP addresses in Virginia and Cali... | 1,746,357,843 | 2025-05-04 11:24:03 | Exciting_Grass_8288 | 0 | 16 | 0.44 | Other | /r/personalfinance/comments/1kehk6l/need_dispute_assistance/ | https://www.reddit.com/r/personalfinance/comments/1kehk6l/need_dispute_assistance/ | personalfinance | wells_fargo |
1kcrj2v | BMO - where is my money?? | Story - I opened a BMO checking and savings account years ago and used it as my daily account. I stopped using it and got Discover (debit) because I consistently had issues getting my money out from BMO. My last transaction was 12/2024. Not even 6 months has gone by, I confirmed in my emails.
Today I go to BMO accoun... | 1,746,156,806 | 2025-05-02 03:33:26 | Dense_Ad8666 | 0 | 7 | 0.22 | Other | /r/personalfinance/comments/1kcrj2v/bmo_where_is_my_money/ | https://www.reddit.com/r/personalfinance/comments/1kcrj2v/bmo_where_is_my_money/ | personalfinance | wells_fargo |
1kbgmoj | Struggling credit score | My credit was good up until last year. My and my wife had a plan to erase all the debt and save for a home in the future but we later found out she was pregnant. At first we were terrified of course but the joy of having a child was exciting. Everything was going smooth even with the setbacks for our goals until a wave... | 1,746,020,023 | 2025-04-30 13:33:43 | Difficult_Grape8939 | 0 | 8 | 0.5 | Credit | /r/personalfinance/comments/1kbgmoj/struggling_credit_score/ | https://www.reddit.com/r/personalfinance/comments/1kbgmoj/struggling_credit_score/ | personalfinance | wells_fargo |
1kagcm2 | SSN Verification to change name on bank account | Hey All, my wife has a bank account with Wells Fargo opened over 15 years ago.
Originally the bank account was opened with an ITIN (she did not have SSN then).
Apparently we just found out that WF recorded the ITIN as SSN.
Now many years later, we went to the bank to get something updated, but the banker is unable t... | 1,745,904,118 | 2025-04-29 05:21:58 | Solid-Public-4980 | 2 | 3 | 1 | Credit | /r/personalfinance/comments/1kagcm2/ssn_verification_to_change_name_on_bank_account/ | https://www.reddit.com/r/personalfinance/comments/1kagcm2/ssn_verification_to_change_name_on_bank_account/ | personalfinance | wells_fargo |
1k9bzmp | I bank with Wells Fargo -- and had a credit card. HAD is the key word... | Hi, so, I have been a Wells Fargo customer for a LONG time and my checking/saving accounts are in really good standing. I ***had*** a credit card with them that had a small limit of $3k -- I haven't used it in a really long time, and didn't plan to. I have other cards that I use - and these are all paid off.
Howeve... | 1,745,781,472 | 2025-04-27 19:17:52 | jenbar | 0 | 19 | 0.29 | Credit | /r/personalfinance/comments/1k9bzmp/i_bank_with_wells_fargo_and_had_a_credit_card_had/ | https://www.reddit.com/r/personalfinance/comments/1k9bzmp/i_bank_with_wells_fargo_and_had_a_credit_card_had/ | personalfinance | wells_fargo |
1k8k8c8 | Cost Basis for Atlantic Richfield Common Stock ESPP 1972-1985. | I have a few hundred shares of BP PLC - ADR shares as a result of an ESPP when I worked for Atlantic Richfield (NYSE ticker ARCO) 1972-1985. All my ESPP documents were destroyed in a flood sever years ago.
My research into coming up with a reasonable cost basis that would be acceptable to the IRS is minimal: BP acqu... | 1,745,693,502 | 2025-04-26 18:51:42 | JamValk | 1 | 0 | 1 | null | /r/personalfinance/comments/1k8k8c8/cost_basis_for_atlantic_richfield_common_stock/ | https://www.reddit.com/r/personalfinance/comments/1k8k8c8/cost_basis_for_atlantic_richfield_common_stock/ | personalfinance | wells_fargo |
1k62kes | Any way I can accurately check how much my credit will drop if I close my oldest credit card? | Some background. My very first credit card was in 2012 with Wells Fargo. I have a 10.5k credit limit on it, but I NEVER use it. I use it so little that I'm surprised it hasn't been closed down yet.
I know that the general advice is never close your oldest credit card, cause your length of credit history is important f... | 1,745,423,423 | 2025-04-23 15:50:23 | shiggymiggy1964 | 2 | 19 | 0.58 | Credit | /r/personalfinance/comments/1k62kes/any_way_i_can_accurately_check_how_much_my_credit/ | https://www.reddit.com/r/personalfinance/comments/1k62kes/any_way_i_can_accurately_check_how_much_my_credit/ | personalfinance | wells_fargo |
1k60h8m | Wells Fargo Everyday Checking monthly limit of $6000 | I just opened a Wells Fargo Everyday Checking account and plan to use it to get direct deposits of my salary and pay my credit cards. However, this checking account has a monthly withdrawal limit of $6000, and I typically pay off all my credit cards monthly with an amount above that. Does this mean I should seek a diff... | 1,745,418,307 | 2025-04-23 14:25:07 | saturnpretzel | 0 | 18 | 0.3 | Planning | /r/personalfinance/comments/1k60h8m/wells_fargo_everyday_checking_monthly_limit_of/ | https://www.reddit.com/r/personalfinance/comments/1k60h8m/wells_fargo_everyday_checking_monthly_limit_of/ | personalfinance | wells_fargo |
1k5h54x | Debt consolidation question | Hello everyone. I have a few personal loans and was wondering if it makes sense to balance transfer to a credit card and pay it off. One loan is for around $2k with a 9% APR, one loan is around $2k with a 10% APR, and the other is around $4500 with a 24% APR (I know stupid mistake I made in college). Was thinking of op... | 1,745,354,901 | 2025-04-22 20:48:21 | RuleHeavy4927 | 1 | 4 | 1 | Debt | /r/personalfinance/comments/1k5h54x/debt_consolidation_question/ | https://www.reddit.com/r/personalfinance/comments/1k5h54x/debt_consolidation_question/ | personalfinance | wells_fargo |
1k5bqp3 | Help on how to manage mortgage payments | Hey yall!
Im officially closing on a new home soon! (June), its my first actual adult adult purchase being my first house. I am moving in my whole family so it'll be a full house and I am excited!
Now, since family is going to be helping pay the mortgage most of what they will be giving me will be in cash / zelle. I... | 1,745,341,959 | 2025-04-22 17:12:39 | lil_latina16 | 1 | 10 | 0.6 | Other | /r/personalfinance/comments/1k5bqp3/help_on_how_to_manage_mortgage_payments/ | https://www.reddit.com/r/personalfinance/comments/1k5bqp3/help_on_how_to_manage_mortgage_payments/ | personalfinance | wells_fargo |
1k440up | Missing annual statement | We decided to move our small account from Wells Fargo to another company. When we met with the other company, I realized the statement we had for 2024 is not ours.
We called WF and requested ours and explained they had sent us someone else's. The agent we had had left and a new, young man said they need to file a sec... | 1,745,206,043 | 2025-04-21 03:27:23 | S4tine | 6 | 4 | 0.99 | Retirement | /r/personalfinance/comments/1k440up/missing_annual_statement/ | https://www.reddit.com/r/personalfinance/comments/1k440up/missing_annual_statement/ | personalfinance | wells_fargo |
1k40xdf | Is it possible to ask for lower interest rate on credit cards? | My partner is 72 and has $25,000 in credit card debt. (Guess why I haven't married him, lol. But I digress.)
He got into it because his brother is building a family home/farmette in another country in another country, and refused to listen to us when we begged him to stop taking out the loans that Wells Fargo was off... | 1,745,196,108 | 2025-04-21 00:41:48 | Floomby | 0 | 10 | 0.33 | Debt | /r/personalfinance/comments/1k40xdf/is_it_possible_to_ask_for_lower_interest_rate_on/ | https://www.reddit.com/r/personalfinance/comments/1k40xdf/is_it_possible_to_ask_for_lower_interest_rate_on/ | personalfinance | wells_fargo |
1k3ewew | Buying home and have deposit/check question | For personal reason such as my younger brother stealing from me years ago and then when wanted to close account and get all my money out I was told I had to give them notice. That turned me off to banks. I’m in process of looking for home and I wanted to know if it would be a problem to deposit for proof of funds for s... | 1,745,124,746 | 2025-04-20 04:52:26 | Disastrous_Ad4608 | 0 | 10 | 0.5 | Housing | /r/personalfinance/comments/1k3ewew/buying_home_and_have_depositcheck_question/ | https://www.reddit.com/r/personalfinance/comments/1k3ewew/buying_home_and_have_depositcheck_question/ | personalfinance | wells_fargo |
1k1ql6x | First time auto loan | Looking forward to get a first time auto loan. I bank with wells fargo. I’m wondering since I bank with Wells Fargo how does going to a credit union usually work? | 1,744,931,758 | 2025-04-17 23:15:58 | Empty_Recording_6784 | 6 | 12 | 1 | Auto | /r/personalfinance/comments/1k1ql6x/first_time_auto_loan/ | https://www.reddit.com/r/personalfinance/comments/1k1ql6x/first_time_auto_loan/ | personalfinance | wells_fargo |
1k14g8h | Spectrum large bill sent Amsher Collections that my mom put under my name | I just opened up a new checking account today at Wells Fargo and checked my free Experian credit score on their app and was shocked to find a $600 collections bill on my credit report, this was not shown on any of the credit scores on CreditKarma. I called spectrum and figured out my mom put the account under my name w... | 1,744,864,456 | 2025-04-17 04:34:16 | RootsCan | 0 | 4 | 0.5 | Debt | /r/personalfinance/comments/1k14g8h/spectrum_large_bill_sent_amsher_collections_that/ | https://www.reddit.com/r/personalfinance/comments/1k14g8h/spectrum_large_bill_sent_amsher_collections_that/ | personalfinance | wells_fargo |
1k10ud0 | 34 year old with zero investments and 60k in savings - need advice | Hello,
so I have 60k in savings and my money is just burning a hole in my bank account. I just opened up a Roth IRA and transferred 7k (max) and I'm wondering what I should with it. I suppose put it in the SnP 500? or is it a bad time to do that?
what else should I do with it? I live in Los Angeles so its not enou... | 1,744,852,640 | 2025-04-17 01:17:20 | MrSakoo | 5 | 13 | 0.69 | Investing | /r/personalfinance/comments/1k10ud0/34_year_old_with_zero_investments_and_60k_in/ | https://www.reddit.com/r/personalfinance/comments/1k10ud0/34_year_old_with_zero_investments_and_60k_in/ | personalfinance | wells_fargo |
1jymtgw | Best lenders for personal loans | Hello,
I am looking to narrow down to 3-5 options of lenders to get a personal loan <20k USD. I intend to cover the loan within one year by paying above minimum payment.
i have a good credit score above 700. Most importantly, I am looking to get the lowest APR on the loan with no fees ideally like no prepayment fees,... | 1,744,592,464 | 2025-04-14 01:01:04 | FewPeach3826 | 0 | 1 | 0.33 | Debt | /r/personalfinance/comments/1jymtgw/best_lenders_for_personal_loans/ | https://www.reddit.com/r/personalfinance/comments/1jymtgw/best_lenders_for_personal_loans/ | personalfinance | wells_fargo |
1jxi0b8 | What card should I transfer to my 0% interest balance transfer credit card? | Unfortunately, I was only approved for $2,500, and all my cards' balances are more than this.
I’ve been aggressively paying them and have been able to pay off a good percentage in the last few months now that I’m working full-time again and able to pick up OT shifts. I no longer use these credit cards either as an F... | 1,744,466,579 | 2025-04-12 14:02:59 | PinkEndangerment | 0 | 11 | 0.33 | Debt | /r/personalfinance/comments/1jxi0b8/what_card_should_i_transfer_to_my_0_interest/ | https://www.reddit.com/r/personalfinance/comments/1jxi0b8/what_card_should_i_transfer_to_my_0_interest/ | personalfinance | wells_fargo |
1jwu9f5 | How do I sell leftover Patacas from trip to Macau | I recently went on a trip to Macau and now, back in the US, I have some leftover Macanese Patacas (MOP) worth about $1,000 USD. Obviously, I should have exchanged these for HKD or USD while in Macau… too late for that now.
Does anyone have any suggestions for how I can exchange my MOP for USD?
I have tried the airpor... | 1,744,389,422 | 2025-04-11 16:37:02 | terrifiedacorn | 2 | 2 | 0.75 | Other | /r/personalfinance/comments/1jwu9f5/how_do_i_sell_leftover_patacas_from_trip_to_macau/ | https://www.reddit.com/r/personalfinance/comments/1jwu9f5/how_do_i_sell_leftover_patacas_from_trip_to_macau/ | personalfinance | wells_fargo |
1jv2thf | $29K in debt and don’t know what route to tackle it | I am looking for some advice on whether or not signing on to a DMP or paying my cards myself is the right choice.
For background, I’m 27 and make around 80K a year with close to 29K in CC debt spread across 5 cards
- Discover - 9900
- Cap One - 10,000
- Wells Fargo - 1,500
- Chase - 6500
-Amazon - 300
I have never m... | 1,744,195,812 | 2025-04-09 10:50:12 | Liitebrite | 0 | 3 | 0.5 | Debt | /r/personalfinance/comments/1jv2thf/29k_in_debt_and_dont_know_what_route_to_tackle_it/ | https://www.reddit.com/r/personalfinance/comments/1jv2thf/29k_in_debt_and_dont_know_what_route_to_tackle_it/ | personalfinance | wells_fargo |
1juiygd | Hard credit pull with Wells Fargo? | I want to buy a $2000 sofa. The furniture store is advertising 0% financing if paid in 6 months. They utilize Wells Fargo for this. I was asked to submit an application, but I won’t do it if this would be a hard pull on my credit report. A sofa isn’t worth that! I’ve used Affirm and Klarna for 0% financing with larger ... | 1,744,132,540 | 2025-04-08 17:15:40 | RostovJurgensen | 0 | 17 | 0.3 | Credit | /r/personalfinance/comments/1juiygd/hard_credit_pull_with_wells_fargo/ | https://www.reddit.com/r/personalfinance/comments/1juiygd/hard_credit_pull_with_wells_fargo/ | personalfinance | wells_fargo |
1juegwh | Is it safe to change banks right now? | I’m currently using Wells Fargo and want to switch to Capital One or somewhere else with a higher interest rate. With the state of everything right now, is it safe to change banks? Will I lose significant money doing so?
**Edit:** for everyone asking “why would you lose money”, I’m assuming that means I won’t. I genui... | 1,744,121,363 | 2025-04-08 14:09:23 | musicteachertay | 0 | 31 | 0.17 | Other | /r/personalfinance/comments/1juegwh/is_it_safe_to_change_banks_right_now/ | https://www.reddit.com/r/personalfinance/comments/1juegwh/is_it_safe_to_change_banks_right_now/ | personalfinance | wells_fargo |
1ju748g | Credit card debt $13K - which card with 0% interest rate and high credit limit to transfer the balance? | I have **$13K in credit card debt (Chase Sapphire, Chase Amazon, and Capital One)** and am planning to pay it off within 6 months using my salary as a physician resident. My credit score is 660. I'm considering transferring the balances from these three cards to a 0% interest credit card and paying it off over the next... | 1,744,093,936 | 2025-04-08 06:32:16 | lotus0618 | 3 | 12 | 0.8 | Debt | /r/personalfinance/comments/1ju748g/credit_card_debt_13k_which_card_with_0_interest/ | https://www.reddit.com/r/personalfinance/comments/1ju748g/credit_card_debt_13k_which_card_with_0_interest/ | personalfinance | wells_fargo |
1jtzf1n | 21 Year Old stuck in credit card debt |
I got a credit card about a year ago because I thought it would be a good idea to start building credit at my age, I got the active cash credit card from Wells Fargo as I have been banking with them since I was 16. The majority of the time I have had the card though, I have always had a balance at the end of each mont... | 1,744,068,245 | 2025-04-07 23:24:05 | Theboyfuffus | 0 | 10 | 0.5 | Debt | /r/personalfinance/comments/1jtzf1n/21_year_old_stuck_in_credit_card_debt/ | https://www.reddit.com/r/personalfinance/comments/1jtzf1n/21_year_old_stuck_in_credit_card_debt/ | personalfinance | wells_fargo |
1jtxqr5 | Wells Fargo wants me to sign mortgage again (20 years later) | i received a call and a package from Wells Fargo stating they would like me to sign my mortgage again as their copy is not clear enough. They also stated there is no changes to this copy it is just to make there copy legible.
This is Wells Fargo, I do not trust them at all. Could they do anything negative to me if I ... | 1,744,063,607 | 2025-04-07 22:06:47 | DivineHoliness | 2,421 | 608 | 0.96 | Housing | /r/personalfinance/comments/1jtxqr5/wells_fargo_wants_me_to_sign_mortgage_again_20/ | https://www.reddit.com/r/personalfinance/comments/1jtxqr5/wells_fargo_wants_me_to_sign_mortgage_again_20/ | personalfinance | wells_fargo |
1jrqne7 | Is there any downside to opening a second checking account just to get the bonus? | I noticed that Wells Fargo is doing a new $300 checking account customer bonus. Assuming I meet the requirements (which I do) and keep the minimum balance in there every day to avoid the service fees, could this backfire on me in some way?
Most people say it affects your credit, but my credit score is almost 800 anywa... | 1,743,811,734 | 2025-04-05 00:08:54 | gtrman571 | 1 | 5 | 1 | Credit | /r/personalfinance/comments/1jrqne7/is_there_any_downside_to_opening_a_second/ | https://www.reddit.com/r/personalfinance/comments/1jrqne7/is_there_any_downside_to_opening_a_second/ | personalfinance | wells_fargo |
1jrl4uu | My free 1 year of Experian Identity Works expires soon, quick question | I got a letter a year ago that personal info may have been compromised, I think it was from Wells Fargo, a pretty big data breach. I got a year of free Experian Identity Works to monitor my credit, and I've been running updates weekly for the entire year. I changed all my passwords, and absolutely nothing unusual has... | 1,743,796,784 | 2025-04-04 19:59:44 | Vitis_Vinifera | 1 | 2 | 1 | Credit | /r/personalfinance/comments/1jrl4uu/my_free_1_year_of_experian_identity_works_expires/ | https://www.reddit.com/r/personalfinance/comments/1jrl4uu/my_free_1_year_of_experian_identity_works_expires/ | personalfinance | wells_fargo |
1jp7aml | Getting letters stating my loan has been denied | I bought a brand new 2025 Kia K5 a few weeks ago. I financed it through Kia Finance. I temporarily unfroze my credit to do so. It has been a few weeks now, and I have received two letters (one from Wells Fargo, the other I forget) stating that my request for a loan was denied because my credit is frozen.
I think Kia F... | 1,743,542,594 | 2025-04-01 21:23:14 | Wruin | 0 | 3 | 0.36 | Auto | /r/personalfinance/comments/1jp7aml/getting_letters_stating_my_loan_has_been_denied/ | https://www.reddit.com/r/personalfinance/comments/1jp7aml/getting_letters_stating_my_loan_has_been_denied/ | personalfinance | wells_fargo |
1jp6nvg | Bank Recommendations for HELOC | Looking for bank recommendations for a HELCO (no plans to use, emergency use only), probably between $150k-$200k. Located in Colorado, credit score 750-800. A few banks I've contacted:
* PNC has a HELCO that I would qualify for.
* Bellco Credit Union requires a $5k draw when the loan closes.
* Wells Fargo no longer h... | 1,743,541,037 | 2025-04-01 20:57:17 | StartingOver226 | 0 | 2 | 0.33 | Saving | /r/personalfinance/comments/1jp6nvg/bank_recommendations_for_heloc/ | https://www.reddit.com/r/personalfinance/comments/1jp6nvg/bank_recommendations_for_heloc/ | personalfinance | wells_fargo |
1jp324o | Need Advice on Auto Loan Refinance – Capital One vs Others (Real Numbers) | **Title:** Need Advice on Auto Loan Refinance – Capital One vs Others (Real Numbers)
Hi everyone,
I’m exploring a refinance for my car loan and wanted to hear your thoughts or experience—especially with Capital One or credit unions. Here's where I stand:
---
### **Current Loan Details:**
- **Lender:** Wells Fargo ... | 1,743,532,418 | 2025-04-01 18:33:38 | heyrover | 3 | 9 | 1 | Auto | /r/personalfinance/comments/1jp324o/need_advice_on_auto_loan_refinance_capital_one_vs/ | https://www.reddit.com/r/personalfinance/comments/1jp324o/need_advice_on_auto_loan_refinance_capital_one_vs/ | personalfinance | wells_fargo |
1joyrp5 | Fidelity traditional Ira | I just transferred my traditional Ira from wells Fargo into one through fidelity.
It’s only a little over $1000.
I am very new at all of this, should I invest off of it into VOO?
I am 35 if that matters | 1,743,522,166 | 2025-04-01 15:42:46 | danielleleigh89 | 1 | 3 | 1 | Retirement | /r/personalfinance/comments/1joyrp5/fidelity_traditional_ira/ | https://www.reddit.com/r/personalfinance/comments/1joyrp5/fidelity_traditional_ira/ | personalfinance | wells_fargo |
1joo95t | This may sounds like a dumb question but... | Hey ya'll, I wasn't paying attention earlier today and called my health insurance company with a question and did not realize that I had miss dialed their number. I meant to type 1-888 but accidentally typed 1-800. I gave them my debit card info still thinking I was talking to my insurance company. I realized immediate... | 1,743,485,635 | 2025-04-01 05:33:55 | Accident_Kitchen | 0 | 6 | 0.33 | Other | /r/personalfinance/comments/1joo95t/this_may_sounds_like_a_dumb_question_but/ | https://www.reddit.com/r/personalfinance/comments/1joo95t/this_may_sounds_like_a_dumb_question_but/ | personalfinance | wells_fargo |
1jo0vhw | Auto Loan in my partner’s name - TX - Separation | My children’s father took out an auto loan for me last year (as I was unable to get approved), however I’ve been making the payments and the insurance is under my policy.
I am now at a point where I am considering separation. What is the best way to get the car and loan transferred to my name?
Note, my credit score i... | 1,743,420,247 | 2025-03-31 11:24:07 | themoreyouknow8 | 0 | 5 | 0.5 | Credit | /r/personalfinance/comments/1jo0vhw/auto_loan_in_my_partners_name_tx_separation/ | https://www.reddit.com/r/personalfinance/comments/1jo0vhw/auto_loan_in_my_partners_name_tx_separation/ | personalfinance | wells_fargo |
1jnn9lp | WFC on credit never used them | Hello I noticed today on my credit report inside closed accounts a WFC which after a bit of searching I believe to be Wells Fargo.. I’ve never used them once in my life says I missed over 50% of on time payments and paid it off the next year anyone else dealt with this should I just dispute? The charge is from 2020 and... | 1,743,370,434 | 2025-03-30 21:33:54 | SideQuirky7487 | 5 | 9 | 0.7 | Credit | /r/personalfinance/comments/1jnn9lp/wfc_on_credit_never_used_them/ | https://www.reddit.com/r/personalfinance/comments/1jnn9lp/wfc_on_credit_never_used_them/ | personalfinance | wells_fargo |
1jngcho | My credit just dropped by over 140, what should I do now? | I closed my Wells Fargo credit card on February 26th and by February 27th my credit score fell. I read online that I essentially shortened my credit history when I closed the credit card. But prior to me closing it I had read that closing your credit card, as long as the balance is paid in full, did not impact your cre... | 1,743,352,381 | 2025-03-30 16:33:01 | FashionableBear | 0 | 37 | 0.31 | Credit | /r/personalfinance/comments/1jngcho/my_credit_just_dropped_by_over_140_what_should_i/ | https://www.reddit.com/r/personalfinance/comments/1jngcho/my_credit_just_dropped_by_over_140_what_should_i/ | personalfinance | wells_fargo |
1jmn2kd | Do I pay off my car loan or student loans first? | Car loan— 12,000 to pay off, interest rate is 7.8%
Federal student loans— 6,000 to pay off, interest rates average about 4%
I called Wells Fargo, as this is what my auto loan is through and they told me their is no benefit to paying off my car early (as in I won’t save any money) very confused as I know this is a “fix... | 1,743,257,310 | 2025-03-29 14:08:30 | jennsadventures | 1 | 12 | 0.67 | Debt | /r/personalfinance/comments/1jmn2kd/do_i_pay_off_my_car_loan_or_student_loans_first/ | https://www.reddit.com/r/personalfinance/comments/1jmn2kd/do_i_pay_off_my_car_loan_or_student_loans_first/ | personalfinance | wells_fargo |
1jmm72k | Axos Bank - Reputation Good or Bad? | I am looking to break away from my singular Wells Fargo checking/savings and
1) get a HYSA
2) get a different brick and mortar bank (e.g., Chase) due to WF limitations where I moved to
For the HYSA, Axos has the highest current APY and st face value seems to be a reputable online bank, FDIC insured, no fees.
What a... | 1,743,254,628 | 2025-03-29 13:23:48 | GMoneyBurns | 2 | 1 | 0.75 | Saving | /r/personalfinance/comments/1jmm72k/axos_bank_reputation_good_or_bad/ | https://www.reddit.com/r/personalfinance/comments/1jmm72k/axos_bank_reputation_good_or_bad/ | personalfinance | wells_fargo |
1jmlr77 | Cashing my dad’s check? | Okay so I’m confused. Long story short, my dad signed a house over to me that still has a mortgage. The mortgage is in his name, house titled to me. I’ve been paying mortgage 4 years, and paid too much into escrow so mortgage sent me a dispersant check for the amount but the check is titled to my father. I called my da... | 1,743,253,224 | 2025-03-29 13:00:24 | KalebKaiEcho | 0 | 5 | 0.5 | Other | /r/personalfinance/comments/1jmlr77/cashing_my_dads_check/ | https://www.reddit.com/r/personalfinance/comments/1jmlr77/cashing_my_dads_check/ | personalfinance | wells_fargo |
1jkjiw2 | Looking for Advice: Need a Second-Chance Bank After Fraud Report in ChexSystems | hi all,
i’m in a tough spot and could really use some advice. recently, my bank of america account was closed due to fraudulent checks (i didn’t commit the fraud, but i was flagged for it in chexsystems). i fell for a scam on social media where i thought the checks were from someone at my school for an “art project” (... | 1,743,015,318 | 2025-03-26 18:55:18 | theemichaelscarn1200 | 1 | 4 | 0.66 | Saving | /r/personalfinance/comments/1jkjiw2/looking_for_advice_need_a_secondchance_bank_after/ | https://www.reddit.com/r/personalfinance/comments/1jkjiw2/looking_for_advice_need_a_secondchance_bank_after/ | personalfinance | wells_fargo |
1jkaer0 | Interest Rate Calculation - Is the bank wrong? | See below. I can’t for the life of me understand how my bank (Wells Fargo) is calculating interest on my savings. I have a special rate (APY compounded monthly) of 4.08% but it seems I am getting closer to 3.7%. If it is right, can someone ELI5?
Interest summary - February 2025
Interest paid this statement - $370.... | 1,742,991,587 | 2025-03-26 12:19:47 | Equivalent_Garage_82 | 0 | 3 | 0.33 | Saving | /r/personalfinance/comments/1jkaer0/interest_rate_calculation_is_the_bank_wrong/ | https://www.reddit.com/r/personalfinance/comments/1jkaer0/interest_rate_calculation_is_the_bank_wrong/ | personalfinance | wells_fargo |
1jjxwr2 | Bank of America Check Through Mail.... Probably a Scam, right? | So we live in the US. My sister receives this pretty official-looking $3,500 Bank of America check, along with a letter stating that she had been selected to put some Smartwater advertisement stickers or logos on her car or something. (Keep in mind, my sister is 22 and she's not the sharpest tool in the shed. Also keep... | 1,742,945,809 | 2025-03-25 23:36:49 | kamonto1 | 0 | 15 | 0.33 | Other | /r/personalfinance/comments/1jjxwr2/bank_of_america_check_through_mail_probably_a/ | https://www.reddit.com/r/personalfinance/comments/1jjxwr2/bank_of_america_check_through_mail_probably_a/ | personalfinance | wells_fargo |
1jisk6t | How to recover a 15 year old mutual fund | I had several neglected stocks and a neglected mutual fund that went to the state.
Via unclaimed funds, I received cash or stock certs for all but a Wells Fargo Mutual Fund. Looks like it went to Book Entry.
I contacted Wells Fargo (now Allspring) about recovering. They referred me to the state. I have emailed the ... | 1,742,828,071 | 2025-03-24 14:54:31 | CiscoLupe | 1 | 0 | 1 | Investing | /r/personalfinance/comments/1jisk6t/how_to_recover_a_15_year_old_mutual_fund/ | https://www.reddit.com/r/personalfinance/comments/1jisk6t/how_to_recover_a_15_year_old_mutual_fund/ | personalfinance | wells_fargo |
1jil3um | I'm starting to think about retirement at age 30; Roth IRA vs IRA? | I currently work two jobs and make around 31K before taxes. It's possible I may have a job that will have a 401k in the future, but for now I need to take care of it myself and I'm looking at my options.
Is there any benefit to starting an IRA vs a Roth IRA? I'm also unsure if I should go with my bank (Wells Fargo) or... | 1,742,800,979 | 2025-03-24 07:22:59 | CalmCat9354 | 3 | 6 | 0.64 | Retirement | /r/personalfinance/comments/1jil3um/im_starting_to_think_about_retirement_at_age_30/ | https://www.reddit.com/r/personalfinance/comments/1jil3um/im_starting_to_think_about_retirement_at_age_30/ | personalfinance | wells_fargo |
1jh0vma | Criticize my plan for handling my wife's and my expenses | It's simple really:
- I have my account, my income
- She has her account, her income
- A 3rd, shared account, for all shared expenses
Right now we are both using brick-and-mortar banks (Chase and Wells Fargo). I was thinking we could open up a joint account on a fully online service like Ally, which I heard have good ... | 1,742,619,163 | 2025-03-22 04:52:43 | Lightsheik | 0 | 22 | 0.38 | Budgeting | /r/personalfinance/comments/1jh0vma/criticize_my_plan_for_handling_my_wifes_and_my/ | https://www.reddit.com/r/personalfinance/comments/1jh0vma/criticize_my_plan_for_handling_my_wifes_and_my/ | personalfinance | wells_fargo |
1jgwu93 | Should I hire a Wells Fargo Financial Advisor? | I just had a consult with a Wells Fargo financial advisor and want to know if I should move forward as I have 0 experience in this area and feeling a bit anxious. She is recommending I transfer $294k to them (keep remaining $30k in my checking). She will put a small amount in an IRA and the rest in an investment accoun... | 1,742,605,846 | 2025-03-22 01:10:46 | Simple_Recover_6133 | 0 | 53 | 0.37 | Planning | /r/personalfinance/comments/1jgwu93/should_i_hire_a_wells_fargo_financial_advisor/ | https://www.reddit.com/r/personalfinance/comments/1jgwu93/should_i_hire_a_wells_fargo_financial_advisor/ | personalfinance | wells_fargo |
1jfrxzg | Best plan for joint credit card with spouse? | Me and my wife are recently married, in our mid 30s, and do relatively well. We have good credit. She has a Wells Fargo credit account, along with a Chase Sapphire card. I've got a Chase Sapphire card along with the Capital One Venture X card.
What's the best way for us to open a joint credit account? We recently crea... | 1,742,485,609 | 2025-03-20 15:46:49 | solarslanger | 1 | 11 | 0.67 | Credit | /r/personalfinance/comments/1jfrxzg/best_plan_for_joint_credit_card_with_spouse/ | https://www.reddit.com/r/personalfinance/comments/1jfrxzg/best_plan_for_joint_credit_card_with_spouse/ | personalfinance | wells_fargo |
1jfbdm5 | Is Axos bank worth switching to? | I saw that Axos has a 4%+ savings account and that’s very attractive to me. Is it worth switching over to them? I currently have Wells Fargo. | 1,742,427,724 | 2025-03-19 23:42:04 | sabnastuh | 0 | 7 | 0.5 | Saving | /r/personalfinance/comments/1jfbdm5/is_axos_bank_worth_switching_to/ | https://www.reddit.com/r/personalfinance/comments/1jfbdm5/is_axos_bank_worth_switching_to/ | personalfinance | wells_fargo |
1jecyjj | Any recommended Balance Transfer Credit Cards? ~$5k | I have a >20% APR card from Wells Fargo with \~$5k on it and want to get it over to a lower interest. Just got approved for a Wells Fargo Reflect, but I can't use it to cover a Wells Fargo debt (probably a duh, my bad).
Any recommendations? I bank with Wells Fargo primarily, have mortgage and car loan through Chas... | 1,742,324,749 | 2025-03-18 19:05:49 | drainisbamaged | 0 | 18 | 0.4 | Credit | /r/personalfinance/comments/1jecyjj/any_recommended_balance_transfer_credit_cards_5k/ | https://www.reddit.com/r/personalfinance/comments/1jecyjj/any_recommended_balance_transfer_credit_cards_5k/ | personalfinance | wells_fargo |
1jcvkp3 | moving away from Wells Fargo: local bank; local + online savings; or other? | This is my first post here, though I've followed a bit: thanks for the posts I've been learning from & for any help you can give with my current problem.
My partner and I are incredibly fortunate to have a multi-generational, affluent household and I'm trying to get our affairs in better order, partly just to be res... | 1,742,158,723 | 2025-03-16 20:58:43 | VividWhimsy | 1 | 12 | 1 | Saving | /r/personalfinance/comments/1jcvkp3/moving_away_from_wells_fargo_local_bank_local/ | https://www.reddit.com/r/personalfinance/comments/1jcvkp3/moving_away_from_wells_fargo_local_bank_local/ | personalfinance | wells_fargo |
1jcu7m3 | Was Laid Off Last Year - Now I Have More Debt Than Any Point In My Life. Help! | So I was one of the lucky people picked to be laid off last year (yay!) at the company I worked for. As it goes. I put more on credit last year than any point in my life. I have a new job now that pays significantly less. The credit usage last year resulted in:
\- My credit utilization ratio to go way up
\- Causing... | 1,742,155,104 | 2025-03-16 19:58:24 | GearWest373 | 2 | 11 | 0.58 | Debt | /r/personalfinance/comments/1jcu7m3/was_laid_off_last_year_now_i_have_more_debt_than/ | https://www.reddit.com/r/personalfinance/comments/1jcu7m3/was_laid_off_last_year_now_i_have_more_debt_than/ | personalfinance | wells_fargo |
1jcqxla | Seeking a way to make the most of our money! | 25F looking to build wealth. I didn’t grow up with much so all financial success has come through finding it my own way vs having a financial advisor or parental guidance.
Currently, I have a Roth, 401k, and I recently got vested into a pretty good pension. I am trying to find a way to invest now that we have more di... | 1,742,146,702 | 2025-03-16 17:38:22 | Letsgetdis_bread | 1 | 3 | 1 | Other | /r/personalfinance/comments/1jcqxla/seeking_a_way_to_make_the_most_of_our_money/ | https://www.reddit.com/r/personalfinance/comments/1jcqxla/seeking_a_way_to_make_the_most_of_our_money/ | personalfinance | wells_fargo |
1jcm2t7 | Truist Bank VS Wells Fargo | Hello,
If you could pick between the 2 which would you pick? I’m wondering if I should go with Wells Fargo cause they are hella old and everywhere you go. I hear Truist changed names in 2022 and they are a lot of places too. I have been spoiled using Chime with their overdraft protection, the ability to send money to/... | 1,742,133,660 | 2025-03-16 14:01:00 | Regular_Ad_7560 | 0 | 10 | 0.5 | Saving | /r/personalfinance/comments/1jcm2t7/truist_bank_vs_wells_fargo/ | https://www.reddit.com/r/personalfinance/comments/1jcm2t7/truist_bank_vs_wells_fargo/ | personalfinance | wells_fargo |
1jc0hwz | Inactivate account or close it? | I have a Wells Fargo account that charges me $10 fee every month and a capital one account with no fee. At this point I don’t use my Wells Fargo account and I removed all my money to capital one. At this point I’m deciding if I should close it or just not use it until they inactivate it? Right now there’s a negative ba... | 1,742,060,193 | 2025-03-15 17:36:33 | Objective_Age5234 | 1 | 3 | 1 | Other | /r/personalfinance/comments/1jc0hwz/inactivate_account_or_close_it/ | https://www.reddit.com/r/personalfinance/comments/1jc0hwz/inactivate_account_or_close_it/ | personalfinance | wells_fargo |
1jaka3s | Switching from Wells Fargo -- Schwab vs Fidelity vs Vanguard? | I'm finally looking to switch over my checking/savings Wells Fargo accounts (about time). I've done a bit of reading and seen a ton of comparisons between these three to switch to -- and I'm seeking to garnish some advice/recommendations to which.
I have a 401(a) through my employer and a HYSA with Wealthfront current... | 1,741,893,691 | 2025-03-13 19:21:31 | smolmusicalscientist | 3 | 6 | 1 | Investing | /r/personalfinance/comments/1jaka3s/switching_from_wells_fargo_schwab_vs_fidelity_vs/ | https://www.reddit.com/r/personalfinance/comments/1jaka3s/switching_from_wells_fargo_schwab_vs_fidelity_vs/ | personalfinance | wells_fargo |
1j9zcnu | How to shop around for a home equity loan | We had some water damage to the wood floors in our condo which prompted us to embark on a big renovation. We have a bit of money set aside, but after this, we are looking at a home equity loan somewhere around $450,000. We own our condo, and have no debt aside from the credit card that gets paid in full every month. Th... | 1,741,825,643 | 2025-03-13 00:27:23 | Proper_Instruction_4 | 1 | 3 | 0.67 | Housing | /r/personalfinance/comments/1j9zcnu/how_to_shop_around_for_a_home_equity_loan/ | https://www.reddit.com/r/personalfinance/comments/1j9zcnu/how_to_shop_around_for_a_home_equity_loan/ | personalfinance | wells_fargo |
1j9yusa | Won chargeback and now merchant threatening to send me to collections | I bought a 4k sectional couch online that was advertised as top grain italian leather. It arrived in beat up boxes with Chinese markings and Chinese tags (looked like it had been dropshipped from China). The white couch had multiple black stains, scratched up legs and one of the sectional motors did not work. The ma... | 1,741,824,244 | 2025-03-13 00:04:04 | bluelagoonmiami | 2,171 | 238 | 0.96 | null | /r/personalfinance/comments/1j9yusa/won_chargeback_and_now_merchant_threatening_to/ | https://www.reddit.com/r/personalfinance/comments/1j9yusa/won_chargeback_and_now_merchant_threatening_to/ | personalfinance | wells_fargo |
1j6onqo | Help with bank and getting paid | My husband and I need help. My husband was in commercial real estate and his boss (broker) wrote him 2 checks of over 169k that bounced. My husband then left the brokerage for a new job that paid 750k per year. Due to the bounced checks out account has been flagged for transfers over 10k. He literally can’t get his dir... | 1,741,461,644 | 2025-03-08 19:20:44 | Extreme-Reputation39 | 1 | 9 | 0.67 | Saving | /r/personalfinance/comments/1j6onqo/help_with_bank_and_getting_paid/ | https://www.reddit.com/r/personalfinance/comments/1j6onqo/help_with_bank_and_getting_paid/ | personalfinance | wells_fargo |
1j6fc6j | Looking for help regarding Wells Fargo balance transfers. | null | 1,741,433,780 | 2025-03-08 11:36:20 | Ready_Poetry2368 | 1 | 0 | 0.6 | Credit | /r/personalfinance/comments/1j6fc6j/looking_for_help_regarding_wells_fargo_balance/ | /r/CreditCards/comments/1j6fc0v/looking_for_help_regarding_wells_fargo_balance/ | personalfinance | wells_fargo |
1j6blj9 | Joining a credit union or making a bank acc? | Sorry, not sure if this belongs here but I'm a 19 year old who really needs to make any kind of banking account and I've head that joining a credit union would also be a good idea so I'm pretty much lost on what to do.
I just want some bank or credit union recommendations that will not suck a lot of my money out of my... | 1,741,417,262 | 2025-03-08 07:01:02 | TraumaticTrashbag | 2 | 17 | 1 | Saving | /r/personalfinance/comments/1j6blj9/joining_a_credit_union_or_making_a_bank_acc/ | https://www.reddit.com/r/personalfinance/comments/1j6blj9/joining_a_credit_union_or_making_a_bank_acc/ | personalfinance | wells_fargo |
1j5goql | Non-US citizen BoA, Wells Fargo and Chase abandoned accounts | About seven to eight years ago, I spent around a year in California. During that time, I had accounts with BoA, Chase, and Wells Fargo. I left the U.S. in a hurry and never formally closed those accounts. Back then, I received some emails indicating that my BoA account had a negative balance of around $202 due to $35 f... | 1,741,326,919 | 2025-03-07 05:55:19 | danielgued | 0 | 2 | 0.25 | Saving | /r/personalfinance/comments/1j5goql/nonus_citizen_boa_wells_fargo_and_chase_abandoned/ | https://www.reddit.com/r/personalfinance/comments/1j5goql/nonus_citizen_boa_wells_fargo_and_chase_abandoned/ | personalfinance | wells_fargo |
1j45kxj | Refinancing Auto Loan |
Call me naive, but I haven’t bought many cars with car loans. It was through personal sales. I guess I got lucky. I recently bought a car in July and noticed I have a monthly interest around 9% and a daily interest between 2-3 bucks. This makes almost half my payment go to interest. I contacted my credit union about r... | 1,741,188,384 | 2025-03-05 15:26:24 | Odd_Affect_7501 | 1 | 2 | 1 | Auto | /r/personalfinance/comments/1j45kxj/refinancing_auto_loan/ | https://www.reddit.com/r/personalfinance/comments/1j45kxj/refinancing_auto_loan/ | personalfinance | wells_fargo |
1j34bmo | Has anyone used Wells Fargo's Brokered Liquid Deposit Account? | Wells Fargo Advisors is offering me this account as a flexible cash alternative with high yields and liquidity but I can't find anything on this type of account. | 1,741,068,514 | 2025-03-04 06:08:34 | Nomad9-0 | 1 | 4 | 0.6 | Saving | /r/personalfinance/comments/1j34bmo/has_anyone_used_wells_fargos_brokered_liquid/ | https://www.reddit.com/r/personalfinance/comments/1j34bmo/has_anyone_used_wells_fargos_brokered_liquid/ | personalfinance | wells_fargo |
1j2ti6u | Opening trust account as successor trustee. Recommended banks or brokerages? | My mom is planning to resign as trustee of her revocable trust, and I am successor trustee so I will become the sole acting trustee. We are working with an estate lawyer, and will have all the documents we need. The plan is to sell her house and to put the money into an account within the trust. The trust doesn't curre... | 1,741,036,139 | 2025-03-03 21:08:59 | HenSunnySprite | 4 | 1 | 0.84 | Investing | /r/personalfinance/comments/1j2ti6u/opening_trust_account_as_successor_trustee/ | https://www.reddit.com/r/personalfinance/comments/1j2ti6u/opening_trust_account_as_successor_trustee/ | personalfinance | wells_fargo |
1j2b8i7 | Wells Fargo cash back bonus bank | Just curious the cash back bonus for the Wells Fargo bank account does it require the 25$ deposit and the 1k in direct deposit or will the 1k deposit be sufficient. I plan on calling them tomorrow to ask but maybe someone here has the answer already I’m making this post late so it’s not business hours currently. | 1,740,978,651 | 2025-03-03 05:10:51 | Ok-Function-940 | 1 | 3 | 0.67 | Saving | /r/personalfinance/comments/1j2b8i7/wells_fargo_cash_back_bonus_bank/ | https://www.reddit.com/r/personalfinance/comments/1j2b8i7/wells_fargo_cash_back_bonus_bank/ | personalfinance | wells_fargo |
1j07n5s | Looking to buy out my lease but confused to my options. Can any of you look over this offer from Lease End and give me your opinion? | A little background: This is a 2022 CX-5 Premium. The actual buyout is $21,355. I called Mazda financial and they told me because I live in FL that I have to go to the dealer, which I really want to avoid doing because I don't trust them (they kinda screwed me on the lease).
We called around, chase, capital one, wel... | 1,740,749,275 | 2025-02-28 13:27:55 | CountingStars29 | 1 | 1 | 1 | null | /r/personalfinance/comments/1j07n5s/looking_to_buy_out_my_lease_but_confused_to_my/ | https://www.reddit.com/r/personalfinance/comments/1j07n5s/looking_to_buy_out_my_lease_but_confused_to_my/ | personalfinance | wells_fargo |
1izn8xn | Wells Fargo Claim Denied | My wallet got lost/stolen — can’t tell for a fact downtown San Francisco.
In an hour or so I received a message asking if I authorized a $200 charge at Macy’s - I said no and card got blocked. I later found several unauthorized charges totaling ~$450.
I right away called WF and opened a claim. 9 business days later,... | 1,740,682,172 | 2025-02-27 18:49:32 | FFTB1618 | 0 | 7 | 0.25 | Saving | /r/personalfinance/comments/1izn8xn/wells_fargo_claim_denied/ | https://www.reddit.com/r/personalfinance/comments/1izn8xn/wells_fargo_claim_denied/ | personalfinance | wells_fargo |
1ixvoz2 | Fraud transactions - will I get my money back? | On Sunday (2/23) I got a notification my card was being used and they denied the charge because of fraud. When I logged into my account I noticed that someone spent $4,000. I immediately called Wells Fargo to file a claim and get my card shut off. In the middle of the call(I’m assuming before she was able to cut off my... | 1,740,492,150 | 2025-02-25 14:02:30 | Capable_Flatworm_581 | 0 | 11 | 0.5 | Other | /r/personalfinance/comments/1ixvoz2/fraud_transactions_will_i_get_my_money_back/ | https://www.reddit.com/r/personalfinance/comments/1ixvoz2/fraud_transactions_will_i_get_my_money_back/ | personalfinance | wells_fargo |
1ix648r | Dad's debt taking over his life | Hopefully this is the right place to post. My dad is drowning in debt and I want to offer some solid advice to my parents on how they can make this situation better for the both of them. What makes this situation slightly odd is it's business debt that is now impacting him personally.
My dad has run a business since ... | 1,740,414,557 | 2025-02-24 16:29:17 | PowerUpMushroom3 | 1 | 9 | 0.6 | Debt | /r/personalfinance/comments/1ix648r/dads_debt_taking_over_his_life/ | https://www.reddit.com/r/personalfinance/comments/1ix648r/dads_debt_taking_over_his_life/ | personalfinance | wells_fargo |
1iwwyck | Why Won’t They Approve My Loan If I Have Good Credit? | Hey everyone, I need some advice. I have a credit score of 720, 100% on-time payments, four active credit cards, and zero debt, but I can’t seem to get approved for a personal loan.
I wanted to borrow $10,000 to invest in a business, so I applied with Wells Fargo, Patelco, and other lenders. At first, I kept receiving... | 1,740,384,075 | 2025-02-24 08:01:15 | JonathanMairena | 0 | 15 | 0.3 | Credit | /r/personalfinance/comments/1iwwyck/why_wont_they_approve_my_loan_if_i_have_good/ | https://www.reddit.com/r/personalfinance/comments/1iwwyck/why_wont_they_approve_my_loan_if_i_have_good/ | personalfinance | wells_fargo |
1iv9e1e | Need advice on my debt | Hi so bare with me, i have about $7,700 in credit card debt and a loan of about $8,200 that I've been chipping away at faithfully since I did this to myself 2 years ago. I had a good job and didn't think I'd lose the flow of steady income like I have in those 2 years.
I've since picked up a min wage but high on that ... | 1,740,194,667 | 2025-02-22 03:24:27 | dewaltscrewdriver | 0 | 10 | 0.5 | Debt | /r/personalfinance/comments/1iv9e1e/need_advice_on_my_debt/ | https://www.reddit.com/r/personalfinance/comments/1iv9e1e/need_advice_on_my_debt/ | personalfinance | wells_fargo |
1iuwzwi | ACH transfer time between Ally and Wells Fargo checking? | Does anyone have both Ally and Wells fargo checking accounts and can confirm the ACH transfer time?
Moved to a new location, my previous regional bank was next-day ACH from Ally. Which was nice as I could transfer up to 8pm and have the cash next morning if needed without leaving $$$ sitting in crappy savings fund. We... | 1,740,160,294 | 2025-02-21 17:51:34 | Nice_Ant_9578 | 0 | 4 | 0.17 | Other | /r/personalfinance/comments/1iuwzwi/ach_transfer_time_between_ally_and_wells_fargo/ | https://www.reddit.com/r/personalfinance/comments/1iuwzwi/ach_transfer_time_between_ally_and_wells_fargo/ | personalfinance | wells_fargo |
1itmahm | Credit Card Debt Preventing Me From Starting Job | After being out of finance for a couple of years, I received an offer to join a company and I accepted. While going through the background check process, I was reminded about a credit card with Wells Fargo that I have, which is not currently in good standing. I want this new job, so I reached out to Wells Fargo and t... | 1,740,014,047 | 2025-02-20 01:14:07 | StarWars916 | 0 | 2 | 0.5 | Debt | /r/personalfinance/comments/1itmahm/credit_card_debt_preventing_me_from_starting_job/ | https://www.reddit.com/r/personalfinance/comments/1itmahm/credit_card_debt_preventing_me_from_starting_job/ | personalfinance | wells_fargo |
1itm803 | Credit Card Closure - how bad? | Hello, I know closing a credit card can hurt your credit score, but how bad?
So I have two Wells Fargo cards that I never use, the active cash and autograph. I have another card I use way more often and honestly don’t need these two.
In total I have 11 cards, but a couple of them are around 5 and 6 years so I just ... | 1,740,013,842 | 2025-02-20 01:10:42 | Old-Independent4351 | 0 | 15 | 0.5 | Credit | /r/personalfinance/comments/1itm803/credit_card_closure_how_bad/ | https://www.reddit.com/r/personalfinance/comments/1itm803/credit_card_closure_how_bad/ | personalfinance | wells_fargo |
1isse7q | Wire transfer issue -- seeking advice | I wired a large amount from my Wells Fargo account to my Fidelity brokerage account. A day later, I realized that the account number was wrong by just one digit. I immediately notified Fidelity, and they assured me that they had traced the funds, which were still with JP Morgan and would be rejected when they received ... | 1,739,925,992 | 2025-02-19 00:46:32 | Alarming-Shirt-7569 | 1 | 0 | 1 | Other | /r/personalfinance/comments/1isse7q/wire_transfer_issue_seeking_advice/ | https://www.reddit.com/r/personalfinance/comments/1isse7q/wire_transfer_issue_seeking_advice/ | personalfinance | wells_fargo |
1isbe74 | Chase will soon block Zelle payments to sellers on social media | > JPMorgan Chase Bank (Chase) will soon start blocking Zelle payments to social media contacts to combat a significant rise in online scams utilizing the service for fraud.
> Zelle is a highly popular digital payments network that allows users to transfer money quickly and securely between bank accounts. It is also in... | 1,739,881,121 | 2025-02-18 12:18:41 | RealRandomNobody | 289 | 71 | 0.94 | Other | /r/personalfinance/comments/1isbe74/chase_will_soon_block_zelle_payments_to_sellers/ | https://www.reddit.com/r/personalfinance/comments/1isbe74/chase_will_soon_block_zelle_payments_to_sellers/ | personalfinance | wells_fargo |
1irluj4 | Best Banks for Mortgage - New Construction w/Builder Incentives | Purchasing a new construction townhome in the DC suburbs. The builder is offering incentives to use of their preferred lenders and title companies. The preferred lenders are Wells Fargo, Truist, and Sandy Springs. The preferred title company is Capitol Title.
The special incentives for using the preferred lenders/titl... | 1,739,804,662 | 2025-02-17 15:04:22 | DCNatFan | 1 | 2 | 1 | Saving | /r/personalfinance/comments/1irluj4/best_banks_for_mortgage_new_construction_wbuilder/ | https://www.reddit.com/r/personalfinance/comments/1irluj4/best_banks_for_mortgage_new_construction_wbuilder/ | personalfinance | wells_fargo |
1ipm5ss | Wells Fargo Health Advantage/card closed 8 months after opening “inactivity” | Long story short, I needed a dental procedure, so the office had me sign up for the Wells Fargo health advantage card. I had to get my wisdom teeth removed first (paid cash because that was way cheaper) which delayed me a little. I show up to the office for the procedure which requires me to be there 2 separate days, b... | 1,739,570,294 | 2025-02-14 21:58:14 | mycofunguy631 | 0 | 4 | 0.5 | Credit | /r/personalfinance/comments/1ipm5ss/wells_fargo_health_advantagecard_closed_8_months/ | https://www.reddit.com/r/personalfinance/comments/1ipm5ss/wells_fargo_health_advantagecard_closed_8_months/ | personalfinance | wells_fargo |
1io613s | Wells Fargo Roth IRA | I recently had my 20th birthday, and as a (very generous that I'm extremely grateful for) gift, my aunt helped me set up a Roth IRA at Wells Fargo, and deposited $5000 into it to help me get started. Recently, I've been seeing a ton of information about how Wells Fargo is a terrible bank to do business with, and it's g... | 1,739,405,533 | 2025-02-13 00:12:13 | spacemanliam | 0 | 8 | 0.33 | Retirement | /r/personalfinance/comments/1io613s/wells_fargo_roth_ira/ | https://www.reddit.com/r/personalfinance/comments/1io613s/wells_fargo_roth_ira/ | personalfinance | wells_fargo |
1inteit | Can’t get a balance transfer | Do I call Chase and ask if i can get on a forbearance or financial hardship plan? I wasn’t making any money for a bit but started earning the past 3 weeks. I owe around $5k maybe a little over that. Tried a balance transfer for 3 cards this morning all of which denied and I have to wait 7-10 days to know why. Idk what ... | 1,739,374,007 | 2025-02-12 15:26:47 | QualitySound96 | 3 | 4 | 1 | Debt | /r/personalfinance/comments/1inteit/cant_get_a_balance_transfer/ | https://www.reddit.com/r/personalfinance/comments/1inteit/cant_get_a_balance_transfer/ | personalfinance | wells_fargo |
1in623f | 1099 received for 529 account | Hi Personal Finance,
We are in the process of getting rid of some financial planners we have at both Wells Fargo and Morgan Stanley. They were inherited accounts with dedicated FAs for my grandparents who passed (they raised me) and we recently met with a certified financial planner who is helping us escape the fee me... | 1,739,299,797 | 2025-02-11 18:49:57 | sfgiantsfan3 | 5 | 1 | 0.71 | Taxes | /r/personalfinance/comments/1in623f/1099_received_for_529_account/ | https://www.reddit.com/r/personalfinance/comments/1in623f/1099_received_for_529_account/ | personalfinance | wells_fargo |
1imlzlk | Wells Fargo Bank at again? | Received a Debit card in the mail under my name. I do not have a Wells Fargo account or even know where a bank is. I know they got sued for this years back. Has anyone run into this recently. What you do other than calling their fraud department? | 1,739,234,406 | 2025-02-11 00:40:06 | TBest459 | 0 | 16 | 0.43 | Saving | /r/personalfinance/comments/1imlzlk/wells_fargo_bank_at_again/ | https://www.reddit.com/r/personalfinance/comments/1imlzlk/wells_fargo_bank_at_again/ | personalfinance | wells_fargo |
1ikrj8f | Estate planning and investment questions before retirement | Sorry in advance for the long post - life gets more complicated as you get older!
I’ve been handling our personal investments for years thru self-directed IRAs at Wells Fargo, but I suspect I’m gonna need some professional advice moving forward. I do corporate financial admin and contracts for a living, but investing ... | 1,739,033,188 | 2025-02-08 16:46:28 | hh7578 | 1 | 5 | 1 | Retirement | /r/personalfinance/comments/1ikrj8f/estate_planning_and_investment_questions_before/ | https://www.reddit.com/r/personalfinance/comments/1ikrj8f/estate_planning_and_investment_questions_before/ | personalfinance | wells_fargo |
1ik6ldp | Non-Trad College Student: How would I save for retirement/emergencies? | I’m 26 and have basically nothing to my name aside from a handful of assets worth less than $10k. I made a lot of poor decisions when I was younger and am FINALLY in a stable position as I’m finishing my degree full-time at a university, and I want to keep this stability.
I am extremely worried about my financial futu... | 1,738,964,612 | 2025-02-07 21:43:32 | Hairy_Philosophy_954 | 1 | 5 | 1 | Saving | /r/personalfinance/comments/1ik6ldp/nontrad_college_student_how_would_i_save_for/ | https://www.reddit.com/r/personalfinance/comments/1ik6ldp/nontrad_college_student_how_would_i_save_for/ | personalfinance | wells_fargo |
1ijaeez | Create A Custom Debitcard | Hey all
One of the things I liked about Wells Fargo was the fact that you can create a personalized debitcard. Is it possible to go online and have one made for another bank I have? I am with CaptialOne 360 Checking and they don't offer it. Was just curious
Thanks | 1,738,868,584 | 2025-02-06 19:03:04 | Yeshua_Believer | 0 | 6 | 0.33 | Other | /r/personalfinance/comments/1ijaeez/create_a_custom_debitcard/ | https://www.reddit.com/r/personalfinance/comments/1ijaeez/create_a_custom_debitcard/ | personalfinance | wells_fargo |
1ii0xc5 | Where to put roughly 10k but still have access to it without penalty | I have a regular savings account with Wells Fargo.
Looking for better options where I can put it but still access if I need to.
Suggestions?
I have WF, Chase, Cap 1 (only credit as of now but open to suggestion) as banks.
Thanks! | 1,738,726,394 | 2025-02-05 03:33:14 | NicoRulli | 0 | 24 | 0.44 | Other | /r/personalfinance/comments/1ii0xc5/where_to_put_roughly_10k_but_still_have_access_to/ | https://www.reddit.com/r/personalfinance/comments/1ii0xc5/where_to_put_roughly_10k_but_still_have_access_to/ | personalfinance | wells_fargo |
1iez7h3 | How to get an Auto Loan | I was able to find a job after a year of being unemployed but I need a car to get there. I have always had problems of transportation and I cannot do uber or lyft. Where I live there is no public transit and I cannot bike to work. I need advice on how I can get an auto loan. I have good credit and I have an offer lett... | 1,738,386,945 | 2025-02-01 05:15:45 | TheEyebal | 0 | 8 | 0.25 | Auto | /r/personalfinance/comments/1iez7h3/how_to_get_an_auto_loan/ | https://www.reddit.com/r/personalfinance/comments/1iez7h3/how_to_get_an_auto_loan/ | personalfinance | wells_fargo |
1idddnz | Wells Fargo early payday | I'm wondering when would I get paid cuz I get paid usually on Friday but I have early payday. Do you know what time on Wednesday would it come in? | 1,738,208,286 | 2025-01-30 03:38:06 | Turbulent-Program623 | 0 | 5 | 0.25 | Saving | /r/personalfinance/comments/1idddnz/wells_fargo_early_payday/ | https://www.reddit.com/r/personalfinance/comments/1idddnz/wells_fargo_early_payday/ | personalfinance | wells_fargo |
1icewp2 | Options for electronic banking | So realize this is a trivial problem, but I closed my brick and 🧱 bank (wells Fargo) earlier this year and bank electrically via Schwab(direct deposit and bill payment and zelle as well as other brokerage). But my question is for those who have opted to go completely electronically banking, what do you do with cash? I... | 1,738,104,899 | 2025-01-28 22:54:59 | Maxaltiness666 | 2 | 14 | 1 | Budgeting | /r/personalfinance/comments/1icewp2/options_for_electronic_banking/ | https://www.reddit.com/r/personalfinance/comments/1icewp2/options_for_electronic_banking/ | personalfinance | wells_fargo |
1ibn9d6 | Advice please, don't know which option to pick. | Need help with options for reducing my debt. I owe $30k, mostly from fees from Wells Fargo and got mailed with $1000 fee. I am aware of debt. Collection companies who claim to help you. Only draw back is the credit score hit and apr rate being high. Then there's a bank loan, that's if I can get one since I hear tha... | 1,738,019,850 | 2025-01-27 23:17:30 | moturkeydoesitagain | 1 | 2 | 1 | Other | /r/personalfinance/comments/1ibn9d6/advice_please_dont_know_which_option_to_pick/ | https://www.reddit.com/r/personalfinance/comments/1ibn9d6/advice_please_dont_know_which_option_to_pick/ | personalfinance | wells_fargo |
1iarhl0 | Need advice on using new "balance transfer" type card | So put simply, I have a CapitalOne card with a $5k balance, and just opened an account for Wells Fargo Reflect card (0% APR for 21 months on purchases, and 5% on balance transfers). Now, when i try to use the "transfer balance" feature on CapitalOne, I receive the square box APR grid, telling me
>*Transfer a balance a... | 1,737,928,088 | 2025-01-26 21:48:08 | Asleep_Market1375 | 1 | 2 | 0.67 | Credit | /r/personalfinance/comments/1iarhl0/need_advice_on_using_new_balance_transfer_type/ | https://www.reddit.com/r/personalfinance/comments/1iarhl0/need_advice_on_using_new_balance_transfer_type/ | personalfinance | wells_fargo |
1i8jy1b | Unsure about how to address credit cards and student loan payment (US) | Hi all,
I have to get my student loan out of forbearance but I am spending most of the money that would go to a $270 student loan bill on credit cards each month. I spend $352 on 4 cards; I spend the most on the one with the smallest balance the rest are being paid a little over the minimum. I initially thought I had ... | 1,737,682,344 | 2025-01-24 01:32:24 | blksleepingbeauty | 0 | 5 | 0.5 | Credit | /r/personalfinance/comments/1i8jy1b/unsure_about_how_to_address_credit_cards_and/ | https://www.reddit.com/r/personalfinance/comments/1i8jy1b/unsure_about_how_to_address_credit_cards_and/ | personalfinance | wells_fargo |
1i8j3tx | Help me understand this escrow analysis please | [https://imgur.com/fyqe87P](https://imgur.com/fyqe87P)
So we have an escrow shortage of$8079.88. Our homeowners insurance jumped up to $5333.23. So I canceled and they are going to issue us a refund for the remaining months of about $2500. I am going to just pay that right to my mortgage for the escrow shortage.
We ... | 1,737,679,903 | 2025-01-24 00:51:43 | Illustrious_Gap_6497 | 0 | 4 | 0.5 | Other | /r/personalfinance/comments/1i8j3tx/help_me_understand_this_escrow_analysis_please/ | https://www.reddit.com/r/personalfinance/comments/1i8j3tx/help_me_understand_this_escrow_analysis_please/ | personalfinance | wells_fargo |
1i7sg3f | What happens if i open a new credit card for a balance transfer and get approved of the card but not the balance transfer? | First thing considering a balance transfer. Have about 9k in debt with well fargo and attempted to transfer to my chase card where was already wiped and had no balance. Started the process few days went by and then they reverse it and says my card isnt eligible for transfer knowing they sent me multiple emails with bal... | 1,737,597,334 | 2025-01-23 01:55:34 | jy9659 | 2 | 3 | 1 | Credit | /r/personalfinance/comments/1i7sg3f/what_happens_if_i_open_a_new_credit_card_for_a/ | https://www.reddit.com/r/personalfinance/comments/1i7sg3f/what_happens_if_i_open_a_new_credit_card_for_a/ | personalfinance | wells_fargo |
1i6v0aw | Truck Refinancing from 8.19% to 5.24% | Hello everyone thank you in advance for any advice you might bestow.
December 2022 I bought my first truck at 20 with zero credit and a $1,000 from my trade in for $33,800 (sales tax and other fees included) with my grandfather co-signing.
At the time I got a 72 month loan at 8.19% paying $580 a month from Wells Fargo.... | 1,737,497,788 | 2025-01-21 22:16:28 | Hero292929 | 1 | 2 | 1 | Auto | /r/personalfinance/comments/1i6v0aw/truck_refinancing_from_819_to_524/ | https://www.reddit.com/r/personalfinance/comments/1i6v0aw/truck_refinancing_from_819_to_524/ | personalfinance | wells_fargo |
1i5xc0o | Cashing Paper Bonds? | I have a $500 Series I bond worth \~1400. I live in Chicago, but my bank has no locations nearby. Where can I deposit this in person, especially as a non-account holder/new account holder? (I have the money to open a new account if need be) Seems like Wells Fargo is a no-go for its 1k/day limitation. I do not want to u... | 1,737,398,187 | 2025-01-20 18:36:27 | Clean-House-9180 | 0 | 15 | 0.5 | Investing | /r/personalfinance/comments/1i5xc0o/cashing_paper_bonds/ | https://www.reddit.com/r/personalfinance/comments/1i5xc0o/cashing_paper_bonds/ | personalfinance | wells_fargo |
1i25emi | Check stolen out of the mail, duplicated, and cashed. Bank will not help. | A family member mailed a check to the IRS for tax payments. The check cleared, but the check image shows a different recipient. The bank says what likely happened was that it was stolen out of the mail, duplicated with a different name, and cashed or deposited for more than 50k. They confirmed it was cashed or depos... | 1,736,968,941 | 2025-01-15 19:22:21 | OkToDox | 328 | 70 | 0.92 | Other | /r/personalfinance/comments/1i25emi/check_stolen_out_of_the_mail_duplicated_and/ | https://www.reddit.com/r/personalfinance/comments/1i25emi/check_stolen_out_of_the_mail_duplicated_and/ | personalfinance | wells_fargo |
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