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1af6pam | Investing money - advice plz! | Hi friends ✨
So quick about me: I am almost 25& I make roughly 50k a year.
I have 1.2k in rollover IRA in fidelity.
2 questions about out that:
1) how often should I be transferring money to it? (Ex: bi weekly, 1x a month, 1x a yr). I can afford to put $200 in it a month.
2) it isn’t invested in anything yet. Wha... | 1,706,667,892 | 2024-01-31 02:24:52 | meetmeinthealy | 2 | 3 | 0.75 | null | /r/FinancialPlanning/comments/1af6pam/investing_money_advice_plz/ | https://www.reddit.com/r/FinancialPlanning/comments/1af6pam/investing_money_advice_plz/ | FinancialPlanning | wells_fargo |
1adhzpl | How to tackle this credit card debt to save on interest charges? | Advice on next steps would be greatly appreciated!
I’m currently working on paying off my credit cards for good and I’d love some opinions on how best to tackle what I have going on. I have $3200 on a Discover CC (17.24% APR), $1200 (22.24% APR) on an Ulta Mastercard CC and $1800 (20.40% APR) on a Wells Fargo (awful I... | 1,706,488,649 | 2024-01-29 00:37:29 | BigAdventurous6066 | 1 | 2 | 1 | null | /r/FinancialPlanning/comments/1adhzpl/how_to_tackle_this_credit_card_debt_to_save_on/ | https://www.reddit.com/r/FinancialPlanning/comments/1adhzpl/how_to_tackle_this_credit_card_debt_to_save_on/ | FinancialPlanning | wells_fargo |
1ad64aa | Adding Brokerage to a Trust fund | I need to help my mother-in-law with adding a brokerage in to her trust fund. She currently has the fund in Wells Fargo. I can easily open one with WF but I heard it’s better with Fidelity or Charles Schwab. Thanks! | 1,706,458,418 | 2024-01-28 16:13:38 | Over-Lack5665 | 2 | 2 | 1 | null | /r/FinancialPlanning/comments/1ad64aa/adding_brokerage_to_a_trust_fund/ | https://www.reddit.com/r/FinancialPlanning/comments/1ad64aa/adding_brokerage_to_a_trust_fund/ | FinancialPlanning | wells_fargo |
19escd1 | 37 year old. No debt. Where to invest? | Just saying this up front but this is a burner account since I don't want it linked back to me or my wife as we as pretty private.
As it says in the title, I'm 37 years old and my wife and I are debt free. I'm trying to figure out what to do with the money that we have so that we can have a stable retirement.
Details... | 1,706,132,938 | 2024-01-24 21:48:58 | ThrowAwayProfile_1 | 1 | 3 | 1 | null | /r/FinancialPlanning/comments/19escd1/37_year_old_no_debt_where_to_invest/ | https://www.reddit.com/r/FinancialPlanning/comments/19escd1/37_year_old_no_debt_where_to_invest/ | FinancialPlanning | wells_fargo |
195tk7l | Better Alternative for Minor Roth IRA? | I’ve been using Wells Fargo Advisors (I’m not a WF bank client, as they are supposedly not directly associated with each other).
I just set up a Minor Roth IRA for each of my 3 girls and maxed them. My FA purchased American Funds Growth Fund of America ticker: AGTHX and New Perspective Fund ticker: ANWPX.
Each purchase... | 1,705,167,969 | 2024-01-13 17:46:09 | farttrainer | 1 | 6 | 1 | null | /r/FinancialPlanning/comments/195tk7l/better_alternative_for_minor_roth_ira/ | https://www.reddit.com/r/FinancialPlanning/comments/195tk7l/better_alternative_for_minor_roth_ira/ | FinancialPlanning | wells_fargo |
191335a | Advice on new checking / savings | My whole adult life I've had a free checking/savings through wells fargo & recently they're starting to charge fees so I'd like to close them and sign up for a better option. For savings i was thinking maybe pnc (has several physical locations in my city)high yield or sofi ($300 bonus). Kinda clueless about the best ch... | 1,704,662,853 | 2024-01-07 21:27:33 | butlerchives | 1 | 2 | 1 | null | /r/FinancialPlanning/comments/191335a/advice_on_new_checking_savings/ | https://www.reddit.com/r/FinancialPlanning/comments/191335a/advice_on_new_checking_savings/ | FinancialPlanning | wells_fargo |
18xse22 | Best Way to Save/Earn a Return | Hey All! Trying to determine the best course of action of how I can better prepare for the future and organize my funds. Any guidance or advice is appreciated!
Personal Info:
31 yo
Educator in Philadelphia, in a Principal program
Lives at home with parent
Financial Info:
$80,000 salary, est $92,000 with included stip... | 1,704,311,828 | 2024-01-03 19:57:08 | phillyeagles540 | 4 | 2 | 0.84 | null | /r/FinancialPlanning/comments/18xse22/best_way_to_saveearn_a_return/ | https://www.reddit.com/r/FinancialPlanning/comments/18xse22/best_way_to_saveearn_a_return/ | FinancialPlanning | wells_fargo |
18kx0di | What is the most likely credit card to approve me with 30k in existing cc debt? | I want to transfer the debt or part of it to a 0% apr card to try and catch up. I was turned down by Wells Fargo and don’t want to jump into applying to several since that will flag me im sure.
Credit score about 620
Thank you! | 1,702,863,396 | 2023-12-18 01:36:36 | SeaOpulence | 2 | 10 | 0.57 | null | /r/FinancialPlanning/comments/18kx0di/what_is_the_most_likely_credit_card_to_approve_me/ | https://www.reddit.com/r/FinancialPlanning/comments/18kx0di/what_is_the_most_likely_credit_card_to_approve_me/ | FinancialPlanning | wells_fargo |
18e4ed5 | Is it a good idea to get a loan to free up credit card limit and cancel a smaller loan ? | Ok so 1.5 years ago I received a loan from Wells Fargo that is $10,000. I now have paid off half leaving me around ~$5000 left to pay. I also have two credit cards that both have about $2000 balance so $4000 total. I also have an AMEX card that has about $3000 balance- AMEX has put me on a payment plan to pay it off b... | 1,702,092,497 | 2023-12-09 03:28:17 | shon921 | 3 | 6 | 1 | null | /r/FinancialPlanning/comments/18e4ed5/is_it_a_good_idea_to_get_a_loan_to_free_up_credit/ | https://www.reddit.com/r/FinancialPlanning/comments/18e4ed5/is_it_a_good_idea_to_get_a_loan_to_free_up_credit/ | FinancialPlanning | wells_fargo |
17v83u4 | Best way to transfer money to CIT Bank HYSA | I recently opened a hysa at CIT Bank to take advantage of the 5% interest.
I am looking to transfer my full 30k savings account thats been in Wells Fargo savings account earning next to nothing in interest.
So far I've been able to transfer 10k in CIT but WF is maxing out my transfer limit this month to 10k and I'd ... | 1,699,984,927 | 2023-11-14 18:02:07 | specialKk72 | 1 | 1 | 1 | null | /r/FinancialPlanning/comments/17v83u4/best_way_to_transfer_money_to_cit_bank_hysa/ | https://www.reddit.com/r/FinancialPlanning/comments/17v83u4/best_way_to_transfer_money_to_cit_bank_hysa/ | FinancialPlanning | wells_fargo |
17v6nwl | Does Wells Fargo contain any stipulations/fees for opening a HYSA elsewhere? | At this moment I’m planning on keeping my Wells Fargo checking account but opening a HYSA elsewhere.
I also have a private loan with Wells Fargo that I’ve considered transferring elsewhere, is this possible without much hassle?
If I can, I may jump ship with Wells Fargo all together for a better package deal. Cheers... | 1,699,981,190 | 2023-11-14 16:59:50 | BlaowFrog | 1 | 0 | 1 | null | /r/FinancialPlanning/comments/17v6nwl/does_wells_fargo_contain_any_stipulationsfees_for/ | https://www.reddit.com/r/FinancialPlanning/comments/17v6nwl/does_wells_fargo_contain_any_stipulationsfees_for/ | FinancialPlanning | wells_fargo |
17mgrfg | 19 years old, believed to have covered all bases. Have I missed anything? | # Financial Accounts
Wells Fargo:
Everyday Checking - $3,000
Wealthfront:
HYSA 5.0% - $3,000
Stock/Brokerage Account - $16,500 (100% VT)
.
# Income
$211/month - Allowance
No job because I am a college student and want to focus on that. I will find a job once I get my bachelor’s degree in Business Administratio... | 1,698,966,968 | 2023-11-02 23:16:08 | Athiena | 0 | 3 | 0.29 | null | /r/FinancialPlanning/comments/17mgrfg/19_years_old_believed_to_have_covered_all_bases/ | https://www.reddit.com/r/FinancialPlanning/comments/17mgrfg/19_years_old_believed_to_have_covered_all_bases/ | FinancialPlanning | wells_fargo |
178kim1 | What happens if I close an old Roth IRA that's not really an IRA anymore? | Hi, first time poster and no very savy when it comes to financial planner. I'm 34 f in the USA.
I found out recently that my dad (who passed away) had set up a Roth IRA with Wells Fargo for me when I was younger, but he only put $2000 in it and then it just sat there. Apparently, Wells Fargo eventually uninveste... | 1,697,391,394 | 2023-10-15 17:36:34 | Sarcastic_Sushi | 9 | 4 | 0.91 | null | /r/FinancialPlanning/comments/178kim1/what_happens_if_i_close_an_old_roth_ira_thats_not/ | https://www.reddit.com/r/FinancialPlanning/comments/178kim1/what_happens_if_i_close_an_old_roth_ira_thats_not/ | FinancialPlanning | wells_fargo |
16dzqyw | Paying off Credit Card Debt while in Grad School? | I am currently a PhD student making a stipend of roughly $1,800 a month after taxes, not including the summer. I, including moving expenses and some pretty bad spending habits, have accrued a total of roughly $12,500 in credit card debt. This is broken up between three cards:
-Discover Student Card: $8000 @ 29% APR
-W... | 1,694,245,601 | 2023-09-09 07:46:41 | jakobe_22 | 1 | 0 | 1 | null | /r/FinancialPlanning/comments/16dzqyw/paying_off_credit_card_debt_while_in_grad_school/ | https://www.reddit.com/r/FinancialPlanning/comments/16dzqyw/paying_off_credit_card_debt_while_in_grad_school/ | FinancialPlanning | wells_fargo |
15zf6py | What to do with all of this money at 24?… | I’m 24 years old and searching for my first ‘real job’. I’m currently living on crumbs, but was just notified by a family member that I have a little bit more than $100,000 in a Money Market Savings account (basically making nothing in interest). I’m aware of the fact that I am exceedingly lucky to be in this position,... | 1,692,821,535 | 2023-08-23 20:12:15 | FinanciallyConfuse | 1 | 5 | 1 | null | /r/FinancialPlanning/comments/15zf6py/what_to_do_with_all_of_this_money_at_24/ | https://www.reddit.com/r/FinancialPlanning/comments/15zf6py/what_to_do_with_all_of_this_money_at_24/ | FinancialPlanning | wells_fargo |
15jo29s | Should i get another CC? | I have 4 accounts currently, 3 being ccs and 1 is a car loan. Score on credit karma is like 760 and they tell me people with my score have an average of like 5 credit cards. Should i get another to increase my limit and build my credit a little more? Don’t plan on buying a house within the next 6 months nor making any ... | 1,691,323,764 | 2023-08-06 12:09:24 | WeakDog7189 | 1 | 22 | 0.55 | null | /r/FinancialPlanning/comments/15jo29s/should_i_get_another_cc/ | https://www.reddit.com/r/FinancialPlanning/comments/15jo29s/should_i_get_another_cc/ | FinancialPlanning | wells_fargo |
15436oi | Where to begin for a 28 year old 1099 employee? | Hello all,
First post here, and first real attempt to dive in to financial planning. I will list finances below, followed by some questions.
When I was born, I was gifted a stock in Coca-Cola, and the stock was recently transferred over to me. It is currently sitting in an Edward Jones account hovering around $5.7K
... | 1,689,792,032 | 2023-07-19 18:40:32 | darktrippz | 2 | 3 | 1 | null | /r/FinancialPlanning/comments/15436oi/where_to_begin_for_a_28_year_old_1099_employee/ | https://www.reddit.com/r/FinancialPlanning/comments/15436oi/where_to_begin_for_a_28_year_old_1099_employee/ | FinancialPlanning | wells_fargo |
14lfcyl | Tried helping my mom (making 120k salary) who says she’s living paycheck to paycheck. | A quick bit about housing and who’s living in the house and age and who’s working and who’s not
House
•So the house is about $300k mortgage is about $1800 (behind by one month)
•She had roof work done and is paying it off with a loan. $8k is left $175 monthly.
Ok and there are 7 people in the house total. My pare... | 1,687,972,705 | 2023-06-28 17:18:25 | johnnybro192 | 14 | 30 | 0.94 | null | /r/FinancialPlanning/comments/14lfcyl/tried_helping_my_mom_making_120k_salary_who_says/ | https://www.reddit.com/r/FinancialPlanning/comments/14lfcyl/tried_helping_my_mom_making_120k_salary_who_says/ | FinancialPlanning | wells_fargo |
13kba1k | New savings account and new credit card plan | Have about 50k in a WellsFargo savings account, making crap .01% APY. And a WF credit card with 2% cash back.
My plan is to move my savings to SOFI and set up direct deposit to there so the saving account should have their 4.20% APY.
And I also plan to Apply for Citi’s Custom Cash card for the 5% cash back up to $500... | 1,684,351,161 | 2023-05-17 19:19:21 | do_you_know_de_whey | 1 | 1 | 1 | null | /r/FinancialPlanning/comments/13kba1k/new_savings_account_and_new_credit_card_plan/ | https://www.reddit.com/r/FinancialPlanning/comments/13kba1k/new_savings_account_and_new_credit_card_plan/ | FinancialPlanning | wells_fargo |
13k1fvi | best bank for me in my rural area? | Hey, wondering if I should continue with Wells Fargo. Everyone I talk to, people hate them. But for me it's crazy easy to operate, I've had only a couple brief issues but I got them fixed right away within a couple days. I have never felt pressured or on the wrong side of the fence with them. Online can be a bit better... | 1,684,329,297 | 2023-05-17 13:14:57 | sirspike345 | 0 | 5 | 0.5 | null | /r/FinancialPlanning/comments/13k1fvi/best_bank_for_me_in_my_rural_area/ | https://www.reddit.com/r/FinancialPlanning/comments/13k1fvi/best_bank_for_me_in_my_rural_area/ | FinancialPlanning | wells_fargo |
139vkid | Should I think about using multiple banks to obtain a favorable mortgages in a few years? | I have a checking, savings, and one credit card all with Wells Fargo. I have used the checking and savings account since 2016 and the credit card since early 2022. My credit score is currently 778.
I am wondering if I should become a customer with another bank in preparation for getting a mortgage in a few years pote... | 1,683,392,417 | 2023-05-06 17:00:17 | Rusty-Shackleford23 | 2 | 8 | 1 | null | /r/FinancialPlanning/comments/139vkid/should_i_think_about_using_multiple_banks_to/ | https://www.reddit.com/r/FinancialPlanning/comments/139vkid/should_i_think_about_using_multiple_banks_to/ | FinancialPlanning | wells_fargo |
1298g7z | HYSA - Discover, Sofi, Marcus, Amex? | Discover - 3.6%, but has a $200 bonus when depositing $25k within 30 days
SoFi - 4%
Marcus - 3.75%
AmEx - 3.75%
They're pretty similar, what would you go with? Discover because the bonus? or another company? I have Wells Fargo checking/savings and Citi card from Costco. | 1,680,405,748 | 2023-04-02 03:22:28 | RogressAllwise | 1 | 4 | 0.57 | null | /r/FinancialPlanning/comments/1298g7z/hysa_discover_sofi_marcus_amex/ | https://www.reddit.com/r/FinancialPlanning/comments/1298g7z/hysa_discover_sofi_marcus_amex/ | FinancialPlanning | wells_fargo |
123nfow | Is DCA actually important or should I just buy it all at once? | I’m planning on investing $110k of my savings and my dad suggested spreading it out into 12 purchases over the next year.
I can do that but I’d also rather just get it done.
How much does it matter? Thoughts?
Edited to add more info:
I am (almost) 29F. I have been pretty good at saving my whole life considering ... | 1,679,924,896 | 2023-03-27 13:48:16 | treehugger503 | 100 | 94 | 0.96 | null | /r/FinancialPlanning/comments/123nfow/is_dca_actually_important_or_should_i_just_buy_it/ | https://www.reddit.com/r/FinancialPlanning/comments/123nfow/is_dca_actually_important_or_should_i_just_buy_it/ | FinancialPlanning | wells_fargo |
10lzo26 | Is SoFi a good online bank? | I recently switched over from Wells Fargo for the higher interest rates but don’t hear much about it. I heard more about Ally and other online banks with HYSA’s and I’m starting to doubt my decision? Has anyone used or had any experiences with SoFi? It seems fine for now. | 1,674,760,041 | 2023-01-26 19:07:21 | literal_trxsh | 14 | 17 | 0.9 | null | /r/FinancialPlanning/comments/10lzo26/is_sofi_a_good_online_bank/ | https://www.reddit.com/r/FinancialPlanning/comments/10lzo26/is_sofi_a_good_online_bank/ | FinancialPlanning | wells_fargo |
y42scn | Looking to open a Roth IRA account, any suggestions? | I have a way2save retirement account with Wells Fargo’s. I’m looking to open a Roth IRA account. I have a brokerage account with TD Ameritrade and was considering opening a Roth IRA with them. Is there any difference with which brokerage I choose for my Roth IRA. Also is it fine to keep my Wells Fargo way2save retireme... | 1,665,775,374 | 2022-10-14 19:22:54 | Greedy-Bandicoot-784 | 21 | 22 | 0.84 | null | /r/FinancialPlanning/comments/y42scn/looking_to_open_a_roth_ira_account_any_suggestions/ | https://www.reddit.com/r/FinancialPlanning/comments/y42scn/looking_to_open_a_roth_ira_account_any_suggestions/ | FinancialPlanning | wells_fargo |
xu5n5r | I need a new bank. Which one is better? | I need a new bank. I just moved from the West coast to Pennsylvania, and my bank has always been Wells Fargo. Well there are no Wells Fargo’s in Pennsylvania.
I want to go with Chase or Bank of America. No, I’m not looking to go for a Credit Union.
I currently am lucky enough that I don’t have to work, though I do g... | 1,664,760,251 | 2022-10-03 01:24:11 | GreenVibes13 | 0 | 19 | 0.33 | null | /r/FinancialPlanning/comments/xu5n5r/i_need_a_new_bank_which_one_is_better/ | https://www.reddit.com/r/FinancialPlanning/comments/xu5n5r/i_need_a_new_bank_which_one_is_better/ | FinancialPlanning | wells_fargo |
wyjfj5 | WellsFargo Overdrawn | Hi All,
What does the below email mean?
What is the Early Warning Services consumer reporting agency?
My account has been overdrawn for a month because of overdraft fees after I turned off overdraft “protection” so things wouldn’t overdraft but they let some exceptions through.
I cannot and do not want to pay the over... | 1,661,545,845 | 2022-08-26 20:30:45 | SippinHaiderade | 2 | 6 | 0.76 | null | /r/FinancialPlanning/comments/wyjfj5/wellsfargo_overdrawn/ | https://www.reddit.com/r/FinancialPlanning/comments/wyjfj5/wellsfargo_overdrawn/ | FinancialPlanning | wells_fargo |
wht3ri | What are the pros and cons of making another checking account with another bank? | I have an offer with Wells Fargo to make an Everyday checking account with them, where if I deposit 1000 dollars, I can get 400 dollars in return from them. I already do have a checking account with another bank. The Everyday checking account with Wells Fargo does not seem any too special other than getting the 400 dol... | 1,659,805,575 | 2022-08-06 17:06:15 | wildguy57 | 8 | 12 | 0.73 | null | /r/FinancialPlanning/comments/wht3ri/what_are_the_pros_and_cons_of_making_another/ | https://www.reddit.com/r/FinancialPlanning/comments/wht3ri/what_are_the_pros_and_cons_of_making_another/ | FinancialPlanning | wells_fargo |
vywoes | Pay down credit card debt or pay off tuition? | I am 33m currently living with parents and in school. I recently withdrew $5400 from my 401k to help pay for tuition but thinking about applying the money to my credit cards. I am currently employed and make around $1350 biweekly, after taxes.
My current tuition is $5400 and I am paying $290 a month.
My monthly bil... | 1,657,807,445 | 2022-07-14 14:04:05 | FreeHolay702 | 3 | 9 | 0.81 | null | /r/FinancialPlanning/comments/vywoes/pay_down_credit_card_debt_or_pay_off_tuition/ | https://www.reddit.com/r/FinancialPlanning/comments/vywoes/pay_down_credit_card_debt_or_pay_off_tuition/ | FinancialPlanning | wells_fargo |
vw7ttl | Can you link two Wells Fargo accounts from two separate people to one Ally Bank savings account? | Me and my fiancé just opened a joint savings account with Ally so we can start saving for a wedding and to buy a house in two years. It let me link my account to start depositing funds but won’t let us add her account.
Is it just because her Wells Fargo account is under her name? It says she’s joint owner of the Ally... | 1,657,507,238 | 2022-07-11 02:40:38 | HappyDude2137 | 0 | 2 | 0.33 | null | /r/FinancialPlanning/comments/vw7ttl/can_you_link_two_wells_fargo_accounts_from_two/ | https://www.reddit.com/r/FinancialPlanning/comments/vw7ttl/can_you_link_two_wells_fargo_accounts_from_two/ | FinancialPlanning | wells_fargo |
vt2ngv | Questions about debt and finance and how to pay it off, etc. | **Background because I don't know how to TL;DR this:**
My take-home pay is $8.4K /month.
My rent + food + gas, etc. expenses is $5.2k/month.
My debt is split up into:
1. Car is $11.5K left to pay off ($550/month)
2. Credit card 1 is $25K left to pay off ($650/month payment)
3. Credit card 2 is $28K left to pay off ... | 1,657,146,927 | 2022-07-06 22:35:27 | throwawayadvice0993 | 4 | 6 | 0.84 | null | /r/FinancialPlanning/comments/vt2ngv/questions_about_debt_and_finance_and_how_to_pay/ | https://www.reddit.com/r/FinancialPlanning/comments/vt2ngv/questions_about_debt_and_finance_and_how_to_pay/ | FinancialPlanning | wells_fargo |
vn5m4o | New to a decent income-trying to evaluate if a financial planner makes sense | Hey finance people!
Looking for some honest advice or maybe point me in the right direction. We’re kinda new to making a decent income and wanna make sure we’re doing the right thing.
I’ve recently been thinking about seeing a financial planner but I’m also kind of on the fence as the whole thing is a bit of a scam ... | 1,656,472,804 | 2022-06-29 03:20:04 | Winter_Huckleberry | 3 | 19 | 0.72 | null | /r/FinancialPlanning/comments/vn5m4o/new_to_a_decent_incometrying_to_evaluate_if_a/ | https://www.reddit.com/r/FinancialPlanning/comments/vn5m4o/new_to_a_decent_incometrying_to_evaluate_if_a/ | FinancialPlanning | wells_fargo |
vble53 | Can a Portfolio Manager trade stocks after someone dies? | Hi -- In midst of inheriting an IRA from my late father that is being transferred from Wells Fargo to my main account at Fidelity. Did not want someone else managing it, let alone someone at WF with the insane commissions they get, who told me during a consultation about what an active trader he is.
My question: Since... | 1,655,151,617 | 2022-06-13 20:20:17 | SeanMcOnFire | 7 | 10 | 0.74 | null | /r/FinancialPlanning/comments/vble53/can_a_portfolio_manager_trade_stocks_after/ | https://www.reddit.com/r/FinancialPlanning/comments/vble53/can_a_portfolio_manager_trade_stocks_after/ | FinancialPlanning | wells_fargo |
udwasw | Who to get an auto loan from? | Hello everybody, I am trying to purchase a car from my friend (25k) and I am wondering who should I talk to get the best deal for auto loan. I bank with Wells Fargo but they stopped giving auto loan… they give only personal loans and those rates are way too high… | 1,651,156,125 | 2022-04-28 14:28:45 | calicemaxi | 1 | 5 | 0.67 | null | /r/FinancialPlanning/comments/udwasw/who_to_get_an_auto_loan_from/ | https://www.reddit.com/r/FinancialPlanning/comments/udwasw/who_to_get_an_auto_loan_from/ | FinancialPlanning | wells_fargo |
u8ozig | Car loan was charged off but bank removed lien and I now have the title to car. |
So this is actually a situation I had forgotten about for a while. While game planning my credit score.
A couple years back I was doing terribly and trying to get out of a terrible marriage. I bought a little beater car using Wells Fargo Dealer Services with a super high interest rate.
As my situation deteriorated ... | 1,650,551,563 | 2022-04-21 14:32:43 | effinwookie | 61 | 25 | 0.94 | null | /r/FinancialPlanning/comments/u8ozig/car_loan_was_charged_off_but_bank_removed_lien/ | https://www.reddit.com/r/FinancialPlanning/comments/u8ozig/car_loan_was_charged_off_but_bank_removed_lien/ | FinancialPlanning | wells_fargo |
tdkf4l | UGMA with Computershare - how to obtain Medallion Signature Guarantee Stamp? | Hi, I've got an UGMA account with CS and the account is registered in my deceased father's name cust. my name. I'm not able to access my shares or my account without taking his name off of the account, and CS informed me that I need to transfer to a new CS account under my name, which requires a MSG. I went into my loc... | 1,647,216,787 | 2022-03-14 00:13:07 | kylezo | 1 | 9 | 1 | null | /r/FinancialPlanning/comments/tdkf4l/ugma_with_computershare_how_to_obtain_medallion/ | https://www.reddit.com/r/FinancialPlanning/comments/tdkf4l/ugma_with_computershare_how_to_obtain_medallion/ | FinancialPlanning | wells_fargo |
sey7mm | Help with Bank Options | I(18m) have been curious about if it matters which I choose to hold money in. My parents saved up some money in a bank account for me in a Wells Fargo bank account and I'm not sure if I should stay with them or switch over to another bank. I only really have two other options, a US Bank Branch and a TLC, Division of Fi... | 1,643,397,058 | 2022-01-28 19:10:58 | buutt481 | 1 | 3 | 0.67 | null | /r/FinancialPlanning/comments/sey7mm/help_with_bank_options/ | https://www.reddit.com/r/FinancialPlanning/comments/sey7mm/help_with_bank_options/ | FinancialPlanning | wells_fargo |
s8rarx | Best HYSA for Emergency Fund | My wife and I currently have about
6 months worth of expenses for put away in an account at Wells Fargo making .01%. Any recommendations for where we should move it to so it is immediately available if and when needed. I’m seeing Marcus and Amex offering “up to” .50% Thanks! | 1,642,708,050 | 2022-01-20 19:47:30 | Upbeat_Arrival_9461 | 1 | 21 | 1 | null | /r/FinancialPlanning/comments/s8rarx/best_hysa_for_emergency_fund/ | https://www.reddit.com/r/FinancialPlanning/comments/s8rarx/best_hysa_for_emergency_fund/ | FinancialPlanning | wells_fargo |
s3mfju | Certificate of Deposit Question | I’m looking to move some of my money from a regular Wells Fargo savings account to another with a better return, are certificate of deposits a good choice or should I stick to bonds? Any feedback would be great | 1,642,145,066 | 2022-01-14 07:24:26 | Resurrexion775 | 1 | 1 | 1 | null | /r/FinancialPlanning/comments/s3mfju/certificate_of_deposit_question/ | https://www.reddit.com/r/FinancialPlanning/comments/s3mfju/certificate_of_deposit_question/ | FinancialPlanning | wells_fargo |
s367y7 | Auto refinance | Hello I’m currently trying to refinance my auto loan I have done 6 payments already and I’ve done large payments into the principal. I’ve managed to bring my car down to the Kelly blue book value of $10,000. My current auto loan is through bridge crest since it was the best option when purchasing my car through Carvana... | 1,642,098,870 | 2022-01-13 18:34:30 | Angeliquep23 | 1 | 11 | 1 | null | /r/FinancialPlanning/comments/s367y7/auto_refinance/ | https://www.reddit.com/r/FinancialPlanning/comments/s367y7/auto_refinance/ | FinancialPlanning | wells_fargo |
rxtqye | Wells Fargo made themselves the owner of my annuity FPO. I switched financial advisors and now they have no access | Several years ago I purchased a variable annuity through A Wells Fargo financial advisor. I have since switched out to an LPL advisor. I want them to take a look and as it turns out, the annuity is listed as owned by Wells Fargo for the benefit of myself. My advisor found this very unusual. It is a Prudential annuity a... | 1,641,515,888 | 2022-01-07 00:38:08 | smoopy62 | 4 | 8 | 0.84 | null | /r/FinancialPlanning/comments/rxtqye/wells_fargo_made_themselves_the_owner_of_my/ | https://www.reddit.com/r/FinancialPlanning/comments/rxtqye/wells_fargo_made_themselves_the_owner_of_my/ | FinancialPlanning | wells_fargo |
rar3uz | Types of savings account with high returns or 401K plan for individuals assistance/advice? | My employer doesn’t offer a 401K plan, I’ve been slowly saving in my Wells Fargo account I set up my teenage years {12-15 year ago}, I have about $100K saved but interests returns every month is about $.30-.40. Is there a different account/company I can apply for to obtain a higher return in interest or set some sort o... | 1,638,852,852 | 2021-12-07 04:54:12 | Resurrexion775 | 10 | 6 | 1 | null | /r/FinancialPlanning/comments/rar3uz/types_of_savings_account_with_high_returns_or/ | https://www.reddit.com/r/FinancialPlanning/comments/rar3uz/types_of_savings_account_with_high_returns_or/ | FinancialPlanning | wells_fargo |
qhfreh | Want to build a future and need advice on the type of accounts to open for each goal | I have recently inherited a small sum of money, and want to make sure I’m placing it the right types of accounts to form a secure future and possibly retirement.
My short term goals are:
A house in the next few years
Forming an account that will accumulate interest for my niece and nephew (preferably ones they ca... | 1,635,398,594 | 2021-10-28 05:23:14 | PoisonAnnie | 1 | 4 | 0.67 | null | /r/FinancialPlanning/comments/qhfreh/want_to_build_a_future_and_need_advice_on_the/ | https://www.reddit.com/r/FinancialPlanning/comments/qhfreh/want_to_build_a_future_and_need_advice_on_the/ | FinancialPlanning | wells_fargo |
qde53p | How should I use a $20,000 sign on bonus? | I (23m) graduated school with a healthcare related degree this past summer and got hired in august. The position I got hired in had a $20,000 sign on bonus (taxed). Half (10g) gets disbursed at 4 months post hire (December) and the other half 1 year (august).
Debt: as of today 10/22/21
Credit Cards
Amazon $3... | 1,634,899,136 | 2021-10-22 10:38:56 | AJPhilly98 | 91 | 52 | 0.98 | null | /r/FinancialPlanning/comments/qde53p/how_should_i_use_a_20000_sign_on_bonus/ | https://www.reddit.com/r/FinancialPlanning/comments/qde53p/how_should_i_use_a_20000_sign_on_bonus/ | FinancialPlanning | wells_fargo |
qdair5 | [23] Should I transfer over my car payment loan that is under my parents name to my name to start building credit? | I bought a car at around 20 years old, The loan is under my mom at the time we bought it because she got way better rates or something like that.
I currently have two credit cards, and have a credit card age of about 2 years. My credit score is 764.
I believe the loan is borrowed from our bank Wells Fargo, I made all... | 1,634,882,413 | 2021-10-22 06:00:13 | plainpat47 | 15 | 12 | 0.89 | null | /r/FinancialPlanning/comments/qdair5/23_should_i_transfer_over_my_car_payment_loan/ | https://www.reddit.com/r/FinancialPlanning/comments/qdair5/23_should_i_transfer_over_my_car_payment_loan/ | FinancialPlanning | wells_fargo |
q7p5xg | Advice after receiving RSU's after 1 year cliff | I joined a new company last year as a software engineer. I just passed the 1 year cliff, so I received 25% of my stock grant, and sold all of it immediately. I wanted to be fairly prudent about the next steps now given this is a large amount of cash I received all together.
A few things I am thinking about:
1. Since ... | 1,634,174,002 | 2021-10-14 01:13:22 | Ok-Entertainer-2078 | 1 | 3 | 1 | null | /r/FinancialPlanning/comments/q7p5xg/advice_after_receiving_rsus_after_1_year_cliff/ | https://www.reddit.com/r/FinancialPlanning/comments/q7p5xg/advice_after_receiving_rsus_after_1_year_cliff/ | FinancialPlanning | wells_fargo |
po5b38 | Advise for money in checking account | I was watching [this](https://www.reddit.com/r/Cringetopia/comments/pnn05h/using_his_wells_fargo_account_to_pick_up_girls/?utm_medium=android_app&utm_source=share) video on r/Cringetopia, and people kept calling this douchebag "stupid" for having that money in his checking. Whatever lol the point is that I have a good ... | 1,631,634,175 | 2021-09-14 15:42:55 | hairnuts69 | 2 | 15 | 1 | null | /r/FinancialPlanning/comments/po5b38/advise_for_money_in_checking_account/ | https://www.reddit.com/r/FinancialPlanning/comments/po5b38/advise_for_money_in_checking_account/ | FinancialPlanning | wells_fargo |
oqdv5l | New to ROTH IRA - Advice wanted/needed | Hey everyone, I'm 27yo and I just opened a ROTH IRA with Fidelity Investments at the end of last year (2020) and I made the rookie mistake of thinking I could just put my contributions into the account and not need to do anything more with it. I maxed out 2020 and I'm half way to maxing 2021. I recently put everything ... | 1,627,081,835 | 2021-07-23 23:10:35 | IMissMyWrx | 1 | 9 | 1 | null | /r/FinancialPlanning/comments/oqdv5l/new_to_roth_ira_advice_wantedneeded/ | https://www.reddit.com/r/FinancialPlanning/comments/oqdv5l/new_to_roth_ira_advice_wantedneeded/ | FinancialPlanning | wells_fargo |
oj0hhg | Chase Bank Outsourced Customer Service Just Told Me That I Can Initiate a 100k ACH Transfer? | That can't be right can it? I have my Wells Fargo bank linked to my Chase Bank account and I have initiated transfers for a couple of thousand before while logged into Chase and transferring the funds from Wells to Chase but I want to do 40k this time. Isn't Chase or Wells (in particular) going to balk at a 40k ACH tra... | 1,626,124,088 | 2021-07-12 21:08:08 | fdjadjgowjoejow | 0 | 6 | 0.5 | null | /r/FinancialPlanning/comments/oj0hhg/chase_bank_outsourced_customer_service_just_told/ | https://www.reddit.com/r/FinancialPlanning/comments/oj0hhg/chase_bank_outsourced_customer_service_just_told/ | FinancialPlanning | wells_fargo |
nwsyh1 | I'm Touring the USA - 31 hotels in 40 days - Any Hotel Booking/Credit Card/Car Hire/AAA or similar tips? | I have to book all hotels in advance as the tour has fixed dates, it's all major US cities, also crossing into Canada for 2 dates. I'll also be renting a car for 40 days.
I have Amex Gold personal and business Cards, and Wells Fargo personal and business - open to ideas on others.
Tips to save money, make life eas... | 1,623,345,248 | 2021-06-10 17:14:08 | ISPEAKMACHINE | 5 | 10 | 0.85 | null | /r/FinancialPlanning/comments/nwsyh1/im_touring_the_usa_31_hotels_in_40_days_any_hotel/ | https://www.reddit.com/r/FinancialPlanning/comments/nwsyh1/im_touring_the_usa_31_hotels_in_40_days_any_hotel/ | FinancialPlanning | wells_fargo |
niu4g9 | Vanguard, Logged Into Brokerage Account Re: Initiating a Transfer of Approximately 300k From Wells Fargo Checking To Vanguard? | I will be having approximately 300k wired into my checking account at Wells Fargo (I don't want the money wired directly into my Vanguard brokerage account).
I then want to get that money over into my Vanguard brokerage account. I believe once the money is in my checking account I can then log into my Vanguard brokera... | 1,621,723,664 | 2021-05-22 22:47:44 | fdjadjgowjoejow | 0 | 8 | 0.29 | null | /r/FinancialPlanning/comments/niu4g9/vanguard_logged_into_brokerage_account_re/ | https://www.reddit.com/r/FinancialPlanning/comments/niu4g9/vanguard_logged_into_brokerage_account_re/ | FinancialPlanning | wells_fargo |
n3ycte | I’m saving for a house - where should I keep the deposit? | Currently it’s in a standard Wells Fargo savings account. | 1,620,054,282 | 2021-05-03 15:04:42 | ISPEAKMACHINE | 2 | 7 | 0.67 | null | /r/FinancialPlanning/comments/n3ycte/im_saving_for_a_house_where_should_i_keep_the/ | https://www.reddit.com/r/FinancialPlanning/comments/n3ycte/im_saving_for_a_house_where_should_i_keep_the/ | FinancialPlanning | wells_fargo |
mu2nnw | Advising/brokerage firms? | Hello. I am new to investing. I am 34 and trying to be proactive about my retirement. I feel I am late to the game but better late than never.
Currently I have a mutual fund through edward jones that my mom started a long time ago. I also have a life insurance (term 80) and a roth through northwestern mutual. I also ... | 1,618,844,920 | 2021-04-19 15:08:40 | imgrowing1027 | 3 | 15 | 0.81 | null | /r/FinancialPlanning/comments/mu2nnw/advisingbrokerage_firms/ | https://www.reddit.com/r/FinancialPlanning/comments/mu2nnw/advisingbrokerage_firms/ | FinancialPlanning | wells_fargo |
mtlqts | Just want some advice on what to do. | Okay so I recently just got out of AIT (im in the national guard) and got a couple grand saved up and need a car because my last one crapped out on me. Well now im out a car and cant afford a decent one that wont just crap out on me. I went to a dealership and they denied me because I had no credit history. So, I ... | 1,618,780,721 | 2021-04-18 21:18:41 | Glaxy254 | 5 | 2 | 0.86 | null | /r/FinancialPlanning/comments/mtlqts/just_want_some_advice_on_what_to_do/ | https://www.reddit.com/r/FinancialPlanning/comments/mtlqts/just_want_some_advice_on_what_to_do/ | FinancialPlanning | wells_fargo |
mlbzw9 | Looking for help with building new 401k portfolio. | Hi all,
Thank you in advance. I just had a few questions regarding asset allocation in my new 401k and fund choices.
**ASSETS:**
* Emergency fund: $3,500
* Checking: $3,000
* Current Retirement Assets
* Roth IRA: $3,900.00
* Traditional IRA: $7,800.00
**DEBT:**
* Private Student Loans: $45,000 at 3% fixed (down ... | 1,617,716,722 | 2021-04-06 13:45:22 | Euphoric_Attitude_14 | 4 | 12 | 0.67 | null | /r/FinancialPlanning/comments/mlbzw9/looking_for_help_with_building_new_401k_portfolio/ | https://www.reddit.com/r/FinancialPlanning/comments/mlbzw9/looking_for_help_with_building_new_401k_portfolio/ | FinancialPlanning | wells_fargo |
mgiogb | Why not saving money into preferred stock like Wells Fargo and JP morgan Chase? | Hello! Just curious. I’m trying to save money for my down payment for the house and just wondering why people don’t invest money in big bank’s preferred stocks. They give you good dividends each months and according to 10 year history, their stock price haven’t dropped significantly. I’m planning to save up to 70k for ... | 1,617,118,410 | 2021-03-30 15:33:30 | Dealer_Forsaken | 1 | 7 | 0.6 | null | /r/FinancialPlanning/comments/mgiogb/why_not_saving_money_into_preferred_stock_like/ | https://www.reddit.com/r/FinancialPlanning/comments/mgiogb/why_not_saving_money_into_preferred_stock_like/ | FinancialPlanning | wells_fargo |
mb5boi | Inherited $ from grandparents, looking for advice | I inherited a dividend-stock heavy brokerage account from my grandparents almost 2 yrs ago (a bit more than $500k at the time). Its currently being "managed" by Wells Fargo Advisors, but the only thing I've done with it in that time is let it accumulate dividends, which I have used to pay down prior credit debt & occas... | 1,616,469,492 | 2021-03-23 03:18:12 | awrlwrenakasi | 5 | 7 | 1 | null | /r/FinancialPlanning/comments/mb5boi/inherited_from_grandparents_looking_for_advice/ | https://www.reddit.com/r/FinancialPlanning/comments/mb5boi/inherited_from_grandparents_looking_for_advice/ | FinancialPlanning | wells_fargo |
m72o5o | Traditional Checking Accounts Vs High Yield Savings Accounts | Hi All, I have recently started enough money to get together a savings and have about 3000 worth to place somewhere to start, I then plan on putting about 200 in a month after that.
I have looked at various different savings accounts from the traditional ( chase is where my checking is) to some of the high yields like... | 1,615,994,150 | 2021-03-17 15:15:50 | hack4freecbs | 2 | 5 | 0.76 | null | /r/FinancialPlanning/comments/m72o5o/traditional_checking_accounts_vs_high_yield/ | https://www.reddit.com/r/FinancialPlanning/comments/m72o5o/traditional_checking_accounts_vs_high_yield/ | FinancialPlanning | wells_fargo |
lj9olb | Fee or Cost and Procedure To Send $30k From My Wells Fargo Checking Account To My Fidelity Brokerage Account | x-posted
While I am waiting for an answer from Wells Fargo I thought I would ask here. Anyone know if there is a limit on how much I can send over to Fidelity from Wells? It doesn't have to be next day. Is there a less expensive way to send money other then wiring it from Wells to Fidelity?
I did manage to dig up thi... | 1,613,251,553 | 2021-02-13 21:25:53 | fdjadjgowjoejow | 1 | 8 | 1 | null | /r/FinancialPlanning/comments/lj9olb/fee_or_cost_and_procedure_to_send_30k_from_my/ | https://www.reddit.com/r/FinancialPlanning/comments/lj9olb/fee_or_cost_and_procedure_to_send_30k_from_my/ | FinancialPlanning | wells_fargo |
l9e4sm | Changing banks - figuring out how | Hi! I’ve been with Wells Fargo since my dad first helped me set up a bank account when I was about 13 (now 29). After college, I got caught up in their ‘extra account’ scheme and when I tried to transition my student accounts to normal adult accounts. They didn’t close anything, they just opened more. So I have 2 check... | 1,612,105,949 | 2021-01-31 15:12:29 | Meliss3311 | 0 | 0 | 0.5 | null | /r/FinancialPlanning/comments/l9e4sm/changing_banks_figuring_out_how/ | https://www.reddit.com/r/FinancialPlanning/comments/l9e4sm/changing_banks_figuring_out_how/ | FinancialPlanning | wells_fargo |
l7jnav | Should I empty my Roth IRA and emergency fund to completely pay off my student loans before the period of frozen interest ends? | I have ~$13.5k left in student loans (have spent a significant amount of my income since graduating in 2018 paying them off aggressively).
I currently have:
$8k in a Roth IRA,
$6.5k emergency fund in HYSA,
and ~$8k combined in my Wells Fargo checking/saving account
Is it unwise to pull together what it would take... | 1,611,895,916 | 2021-01-29 04:51:56 | Owl-- | 4 | 3 | 0.83 | null | /r/FinancialPlanning/comments/l7jnav/should_i_empty_my_roth_ira_and_emergency_fund_to/ | https://www.reddit.com/r/FinancialPlanning/comments/l7jnav/should_i_empty_my_roth_ira_and_emergency_fund_to/ | FinancialPlanning | wells_fargo |
k6pwjw | Closing a Bank Acc? Harmful/ or a good idea? | Hi, so I currently have 2 bank accounts, one w/ chase and one w wells fargo. My wells fargo one gets direct deposits from my job and I also have an assoicated savings account. I opened a chase acc just so i'd get approved for a credit card (it worked- i was initially rejected and got reconsidered after opening the acco... | 1,607,104,604 | 2020-12-04 17:56:44 | manjari825 | 1 | 2 | 0.67 | null | /r/FinancialPlanning/comments/k6pwjw/closing_a_bank_acc_harmful_or_a_good_idea/ | https://www.reddit.com/r/FinancialPlanning/comments/k6pwjw/closing_a_bank_acc_harmful_or_a_good_idea/ | FinancialPlanning | wells_fargo |
je6syd | Where is the best place to put my money where I can always have access to it and not lose it ? | I'm 22 years old and I've been living with my parents. I've been working since I was 17 and have saved up about 35k. I currently have this money at wells fargo but wells fargo and APY are trash.
I'm about to finish nursing school and I haven't accumulated any debt. I was originally saving this money to buy a new Lex... | 1,603,130,384 | 2020-10-19 17:59:44 | hungrybivers | 5 | 5 | 0.86 | null | /r/FinancialPlanning/comments/je6syd/where_is_the_best_place_to_put_my_money_where_i/ | https://www.reddit.com/r/FinancialPlanning/comments/je6syd/where_is_the_best_place_to_put_my_money_where_i/ | FinancialPlanning | wells_fargo |
j1z5gt | Best place to get a debit card (18 in GA) | uhh yeah I just want to know what's the best place to open up a debit card in GA. Don't really know much about anything. I was thinking Wells Fargo, BOA or Chase but I'm open to anything ! | 1,601,385,956 | 2020-09-29 13:25:56 | imveryconfusedsorry | 0 | 3 | 0.5 | null | /r/FinancialPlanning/comments/j1z5gt/best_place_to_get_a_debit_card_18_in_ga/ | https://www.reddit.com/r/FinancialPlanning/comments/j1z5gt/best_place_to_get_a_debit_card_18_in_ga/ | FinancialPlanning | wells_fargo |
ijuexo | How should I move forward with finally using my credit card after six years of inactivity? | Please bear with, I ask for your patience, professionalism, and guidance of six years worth of uninformed questions I'm asking for your guidance.
I have had two credit cards with Bank of America and Wells Fargo for the past six years, but they both have a lack in any use of credit card activity because I've been to... | 1,598,863,325 | 2020-08-31 08:42:05 | tsdotbjbac | 6 | 4 | 0.87 | null | /r/FinancialPlanning/comments/ijuexo/how_should_i_move_forward_with_finally_using_my/ | https://www.reddit.com/r/FinancialPlanning/comments/ijuexo/how_should_i_move_forward_with_finally_using_my/ | FinancialPlanning | wells_fargo |
i4hczz | Wells Fargo rejected my application for the platinum credit card? | I don’t have the best credit score out there. I’m currently working on it and it’s on the lower end of the scale. I’ve been hesitant to apply for their credit card because I had a feeling they wouldn’t accept it.
Here’s the thing I keep getting letters that I’m pre-qualified for the platinum credit card. Last month I... | 1,596,673,535 | 2020-08-06 00:25:35 | heykevin08 | 4 | 3 | 0.63 | null | /r/FinancialPlanning/comments/i4hczz/wells_fargo_rejected_my_application_for_the/ | https://www.reddit.com/r/FinancialPlanning/comments/i4hczz/wells_fargo_rejected_my_application_for_the/ | FinancialPlanning | wells_fargo |
hz4650 | Switching bank accounts for the promotion. | Hello everyone, I am 18 and currently have the terrible Wells Fargo bank as my only bank. One reason why i dislike them is that they urged me to keep my saving account there but they pay literally 0.01% in interest every year. I have about $18,000 in my checking account and that I earned myself by flipping broken compu... | 1,595,895,155 | 2020-07-28 00:12:35 | AxtrosityYT | 2 | 6 | 0.75 | null | /r/FinancialPlanning/comments/hz4650/switching_bank_accounts_for_the_promotion/ | https://www.reddit.com/r/FinancialPlanning/comments/hz4650/switching_bank_accounts_for_the_promotion/ | FinancialPlanning | wells_fargo |
hu5e0s | Investing in Mutual Funds - Large operating fees? | Hi, I am from the US and 22 years old. I opened a Roth IRA at Wells Fargo and started dumping money in there. I went with WF because that's where I have all of my other accounts - checking, saving, credit - and it seemed a lot less hassle to open an IRA elsewhere.
Only a few weeks ago I realized that I actually needed... | 1,595,183,464 | 2020-07-19 18:31:04 | aristar33 | 33 | 29 | 0.9 | null | /r/FinancialPlanning/comments/hu5e0s/investing_in_mutual_funds_large_operating_fees/ | https://www.reddit.com/r/FinancialPlanning/comments/hu5e0s/investing_in_mutual_funds_large_operating_fees/ | FinancialPlanning | wells_fargo |
hroq56 | Mortgage was just sold. Company has bad reviews. | My mortgage was just sold. After 10 years with Wells Fargo, I'll now be paying Select Portfolio Servicing or SPS. I never had any real love for Wells Fargo, but I suppose I had some confidence in the brand...and I never had any problems. They were always responsive and my documentation was always clear. A quick search ... | 1,594,823,886 | 2020-07-15 14:38:06 | zenmasher | 67 | 83 | 0.96 | null | /r/FinancialPlanning/comments/hroq56/mortgage_was_just_sold_company_has_bad_reviews/ | https://www.reddit.com/r/FinancialPlanning/comments/hroq56/mortgage_was_just_sold_company_has_bad_reviews/ | FinancialPlanning | wells_fargo |
hb51ov | 22 yr old- Max Savings? | Hi everyone! I’m a 22.5 yr old college grad, unemployed (Thx covid), and currently looking to enter graduate school for 3-4 years during which I would incur about 300k of debt. My parents are super poor ($100k in debt) and I haven’t been endowed any funds/inheritance, so my entire life savings come out to $50,000 curre... | 1,592,444,292 | 2020-06-18 01:38:12 | Lulualexia | 7 | 19 | 0.82 | null | /r/FinancialPlanning/comments/hb51ov/22_yr_old_max_savings/ | https://www.reddit.com/r/FinancialPlanning/comments/hb51ov/22_yr_old_max_savings/ | FinancialPlanning | wells_fargo |
haynqk | Need Some Help with Personal Finance/Budgeting/Bills/Savings/Credit Repair Programs | I'm looking at Mint, Prism, Quicken, YNAB, Personal Capital, Clarity Money, and Credit Pros.
Other than occasionally writing bills on a calendar, I don't manage my finances with any program. I would like to have the ability to:
* Automatically sync transactions from Chase, Wells Fargo, Capital One.
* Manually import... | 1,592,423,251 | 2020-06-17 19:47:31 | FilOfTheFuture90 | 1 | 2 | 0.58 | null | /r/FinancialPlanning/comments/haynqk/need_some_help_with_personal/ | https://www.reddit.com/r/FinancialPlanning/comments/haynqk/need_some_help_with_personal/ | FinancialPlanning | wells_fargo |
gs79jn | Student Loans | I’m looking to apply for a student loan for lunch junior year of college. I previously have 2 private loans from wells fargo. My parents income is high enough that i don’t receive FASFA. What’s the best approach to finding the lowest interest rate for a student loan? | 1,590,676,133 | 2020-05-28 14:28:53 | waiting0ld | 2 | 6 | 0.76 | null | /r/FinancialPlanning/comments/gs79jn/student_loans/ | https://www.reddit.com/r/FinancialPlanning/comments/gs79jn/student_loans/ | FinancialPlanning | wells_fargo |
grzcbi | Opening a US bank account living overseas | Hi. I'm an Australian citizen living in Australia. I will soon be working for a US university, while still living in Australia. I'm hoping to be able to open a US bank account for direct deposit of my salary without being physically in the US, however this is proving difficult. I previously lived and worked in the US a... | 1,590,639,722 | 2020-05-28 04:22:02 | TaxHelpPlease88 | 4 | 10 | 0.84 | null | /r/FinancialPlanning/comments/grzcbi/opening_a_us_bank_account_living_overseas/ | https://www.reddit.com/r/FinancialPlanning/comments/grzcbi/opening_a_us_bank_account_living_overseas/ | FinancialPlanning | wells_fargo |
gpaufl | 401k Help with allocation. | I am 29 years old and have never done anything toward my retirement as I've always been very low income working crappy jobs but I finally finished college and started my real career. My company offers a 401k and I want to be smart and use it however I am clueless at this stuff and want to do it right.
My dad said I sh... | 1,590,261,680 | 2020-05-23 19:21:20 | Phat_Demon | 5 | 9 | 0.79 | null | /r/FinancialPlanning/comments/gpaufl/401k_help_with_allocation/ | https://www.reddit.com/r/FinancialPlanning/comments/gpaufl/401k_help_with_allocation/ | FinancialPlanning | wells_fargo |
gk093p | Wells Fargo is now offering deferred payments and interest on credit cards for 3 months. Sign up and keep making your payments and avoid paying interest. If you bank elsewhere it's worth checking in to see if your bank does the same | null | 1,589,507,989 | 2020-05-15 01:59:49 | westcoa39 | 82 | 24 | 0.9 | null | /r/FinancialPlanning/comments/gk093p/wells_fargo_is_now_offering_deferred_payments_and/ | https://www.reddit.com/r/FinancialPlanning/comments/gk093p/wells_fargo_is_now_offering_deferred_payments_and/ | FinancialPlanning | wells_fargo |
g9mrz3 | Can I use a balance transfer to freeze interest on my credit card for the trial period? | I'm very lucky to be still working during this time, and my expenses are lowered due to my drug of choice, eating out, being inaccessible. I want to take this chance to pay down my Discover credit card debt of $4,400, and am investigating the possibilities of bringing down the interest. I just made a large payment of $... | 1,588,078,936 | 2020-04-28 13:02:16 | damnfortuna | 2 | 9 | 0.76 | null | /r/FinancialPlanning/comments/g9mrz3/can_i_use_a_balance_transfer_to_freeze_interest/ | https://www.reddit.com/r/FinancialPlanning/comments/g9mrz3/can_i_use_a_balance_transfer_to_freeze_interest/ | FinancialPlanning | wells_fargo |
fjtg22 | How do fees, penalties, etc specifically get handled with early 401k cash out? | Disclaimer: yes, I know 401k cash out is bad, I should wait, etc.
I have a 401k with Wells Fargo and I live in Iowa. If it matters I'm likely going to make less than $25k this year and will be in the lowest tax brackets I'm sure.
I need to know if Wells Fargo will automatically deduct all applicable taxes and fees. N... | 1,584,396,443 | 2020-03-16 22:07:23 | KnightofLetters | 0 | 1 | 0.5 | null | /r/FinancialPlanning/comments/fjtg22/how_do_fees_penalties_etc_specifically_get/ | https://www.reddit.com/r/FinancialPlanning/comments/fjtg22/how_do_fees_penalties_etc_specifically_get/ | FinancialPlanning | wells_fargo |
fe3ivv | Credit Score Impact on Closed Accounts | I'm a single 30-year-old female with 2 kids. My credit card situation got a little out of control after my divorce 2 years ago. I'm finally paying off all my debts and need to know what to do next.
I have 4 active credit cards. One with a bank, 2 Chase, and one Wells Fargo. Wells Fargo is paid off and the rest are at ... | 1,583,447,951 | 2020-03-05 22:39:11 | ultimatedisaster | 1 | 6 | 1 | null | /r/FinancialPlanning/comments/fe3ivv/credit_score_impact_on_closed_accounts/ | https://www.reddit.com/r/FinancialPlanning/comments/fe3ivv/credit_score_impact_on_closed_accounts/ | FinancialPlanning | wells_fargo |
fcvv7w | Question about Wells Fargo savings account | Is there a fee for transferring money from my saving accounts to my checking account?
I have $300 in my savings account but I dont see a point in keeping it in my savings account. I want to know if moving the $300 dollars to my checking account will result in a fee.
Edit: Never mind | 1,583,248,031 | 2020-03-03 15:07:11 | BangFin | 1 | 2 | 1 | null | /r/FinancialPlanning/comments/fcvv7w/question_about_wells_fargo_savings_account/ | https://www.reddit.com/r/FinancialPlanning/comments/fcvv7w/question_about_wells_fargo_savings_account/ | FinancialPlanning | wells_fargo |
f9cc5e | Best way to collect interest on a life insurance payout? | After finally getting my wife and myself out of debt, we're sitting on about 100k in our savings, which, at wells Fargo savings, is making trash interest. I am looking around and see Marcus by GS offers certificates of deposit with 2.05 % per year, but I noticed most offers around this percentage includes requirements ... | 1,582,646,263 | 2020-02-25 15:57:43 | Silly-Mouse-Man | 15 | 13 | 0.9 | null | /r/FinancialPlanning/comments/f9cc5e/best_way_to_collect_interest_on_a_life_insurance/ | https://www.reddit.com/r/FinancialPlanning/comments/f9cc5e/best_way_to_collect_interest_on_a_life_insurance/ | FinancialPlanning | wells_fargo |
f60npm | I Need Advice... | Hi and thank you for taking the time to read this. A few years ago and up until recently I used my credit cards and a couple loans to help my family buy clothes, doctors appointments, and whatever I can
that’s only necessary. I also used money for gas, clothes, food and necessities for my self.
I say this to clarify... | 1,582,067,001 | 2020-02-18 23:03:21 | SilentCalls | 16 | 30 | 0.9 | null | /r/FinancialPlanning/comments/f60npm/i_need_advice/ | https://www.reddit.com/r/FinancialPlanning/comments/f60npm/i_need_advice/ | FinancialPlanning | wells_fargo |
eapbin | Just got approved for Wells Fargo Cash Wise credit card! 1.5% cash back | I was approved immediately online, is this normal? This first credit card with any kind of perk. They gave me a $2,500 limit! | 1,576,357,436 | 2019-12-14 21:03:56 | DatDudeDD | 0 | 9 | 0.5 | null | /r/FinancialPlanning/comments/eapbin/just_got_approved_for_wells_fargo_cash_wise/ | https://www.reddit.com/r/FinancialPlanning/comments/eapbin/just_got_approved_for_wells_fargo_cash_wise/ | FinancialPlanning | wells_fargo |
djuiuk | What is best national bank? | I don't know if this is right subreddit to ask this but, what is the best national bank?
I currently have a local credit union but I go out of state to Arizona for school right now. I'm going to keep my credit union I have back home but I want a good bank that's everywhere like BoA, Chase, etc., that I can pretty much... | 1,571,435,805 | 2019-10-18 21:56:45 | jay_hawk02 | 1 | 9 | 1 | null | /r/FinancialPlanning/comments/djuiuk/what_is_best_national_bank/ | https://www.reddit.com/r/FinancialPlanning/comments/djuiuk/what_is_best_national_bank/ | FinancialPlanning | wells_fargo |
d9lmqy | Suggestions on where to keep my emergency fund? | I am planning on transferring some money to go into an emergency fund. I have read to keep these funds in a high interest savings account that you can withdraw the money immediately. Does anyone have any suggestions on where to put this money? I currently have a Wells Fargo checking account but I don’t think they have ... | 1,569,513,687 | 2019-09-26 16:01:27 | TheRealEstateNoob | 27 | 41 | 0.86 | null | /r/FinancialPlanning/comments/d9lmqy/suggestions_on_where_to_keep_my_emergency_fund/ | https://www.reddit.com/r/FinancialPlanning/comments/d9lmqy/suggestions_on_where_to_keep_my_emergency_fund/ | FinancialPlanning | wells_fargo |
ckfcz7 | Advance check marked “refer to maker” | My first employer sent a check advance of $1,500 but when I tried making the deposit through Wells Fargo Mobile it got marked refer to maker. The funds haven’t gone through and it’s been about a week. I called the bank who said to call the employer. When I called my employer they referred me to someone who will be out ... | 1,564,611,429 | 2019-07-31 22:17:09 | boglebagel | 3 | 6 | 0.81 | null | /r/FinancialPlanning/comments/ckfcz7/advance_check_marked_refer_to_maker/ | https://www.reddit.com/r/FinancialPlanning/comments/ckfcz7/advance_check_marked_refer_to_maker/ | FinancialPlanning | wells_fargo |
cdq4s5 | What is the best way to save money? | I’m a college student that works part time and I am inevitably in debt because of student loans, a car payment, and a student credit card that needs to be paid off. I just started a better paying job and I want to get my life together financially. I had a savings account with Wells Fargo but I closed it because the fee... | 1,563,238,649 | 2019-07-16 00:57:29 | BusinessCorgi | 2 | 2 | 1 | null | /r/FinancialPlanning/comments/cdq4s5/what_is_the_best_way_to_save_money/ | https://www.reddit.com/r/FinancialPlanning/comments/cdq4s5/what_is_the_best_way_to_save_money/ | FinancialPlanning | wells_fargo |
bi1nss | Saving up to move out. | So what i want to know currently is if I’m in over my head, or if I’d be just fine on my own. Here’s my current situation. I’m 23, degreeless, i make about 1600 a month. I’m a full time teller at Wells Fargo and we get paid pretty well. And I’m looking to move into a studio apartment. I’ve been looking around and the c... | 1,556,387,626 | 2019-04-27 17:53:46 | SufferingSucatash137 | 9 | 10 | 0.91 | null | /r/FinancialPlanning/comments/bi1nss/saving_up_to_move_out/ | https://www.reddit.com/r/FinancialPlanning/comments/bi1nss/saving_up_to_move_out/ | FinancialPlanning | wells_fargo |
bhvow5 | Graduate student selling vehicle to pay off loans. I have 2-3 years left in Graduate school and student loans are accruing a large amount of interest already. | going to sell my vehicle for $12k tomorrow. I currently live off of a $19k/year stipend after taxes. So I have two loans that I would like some advice on. I know of the snowball and avalanche method but wonder what your thoughts are on my situation.
Student loan- $20.5k @ 6% apr. is accruing interest. interest accrued... | 1,556,340,654 | 2019-04-27 04:50:54 | gijoe75 | 15 | 12 | 0.83 | null | /r/FinancialPlanning/comments/bhvow5/graduate_student_selling_vehicle_to_pay_off_loans/ | https://www.reddit.com/r/FinancialPlanning/comments/bhvow5/graduate_student_selling_vehicle_to_pay_off_loans/ | FinancialPlanning | wells_fargo |
aye9sn | What am I doing right, what am I doing wrong? | TL/DR Thorough explanation of my financial situation and request for feedback/tips/advice.
Hi all, long-time lurker, first-time poster. I want some general feedback on how you people, who are much smarter financially than I am, think I am doing with my money management and also solicit any advice you might care to giv... | 1,551,975,104 | 2019-03-07 16:11:44 | Eggman333333 | 22 | 5 | 0.92 | null | /r/FinancialPlanning/comments/aye9sn/what_am_i_doing_right_what_am_i_doing_wrong/ | https://www.reddit.com/r/FinancialPlanning/comments/aye9sn/what_am_i_doing_right_what_am_i_doing_wrong/ | FinancialPlanning | wells_fargo |
arrxmj | Closed-end fund share buy back $PCF | A friend (really) holds shares of PCF in her brokerage account and received notice that the fund intends to buy back up to 55% of the outstanding shares @ 99% of the NAV on the date of the buy back. As pert of of the buy back they are switching to a holding company from investment company.
She (age 83) has held PCF ... | 1,550,455,449 | 2019-02-18 02:04:09 | ruralcricket | 11 | 1 | 0.88 | null | /r/FinancialPlanning/comments/arrxmj/closedend_fund_share_buy_back_pcf/ | https://www.reddit.com/r/FinancialPlanning/comments/arrxmj/closedend_fund_share_buy_back_pcf/ | FinancialPlanning | wells_fargo |
9yncvx | Can my bank freeze my bank account for not paying my credit card bill? | I have a credit card with Wells Fargo and am late on my payment on a maxed out credit card and am unsure when I will be able to pay it. If it goes to collections, will they freeze my accounts? | 1,542,677,983 | 2018-11-20 01:39:43 | Vespura | 7 | 3 | 1 | null | /r/FinancialPlanning/comments/9yncvx/can_my_bank_freeze_my_bank_account_for_not_paying/ | https://www.reddit.com/r/FinancialPlanning/comments/9yncvx/can_my_bank_freeze_my_bank_account_for_not_paying/ | FinancialPlanning | wells_fargo |
9wtbyd | Problems with a car loan | Hello all,
It is time for me to get a new car (new being new used). The car I am buying requires me to take out a $4000 car loan from Wells Fargo. I am 18 years old and have no credit history so in order to get the loan I need someone to co-sign for me. This is the problem. My parents said that they will not co-sign b... | 1,542,144,526 | 2018-11-13 21:28:46 | idonthaveklutch | 1 | 5 | 0.67 | null | /r/FinancialPlanning/comments/9wtbyd/problems_with_a_car_loan/ | https://www.reddit.com/r/FinancialPlanning/comments/9wtbyd/problems_with_a_car_loan/ | FinancialPlanning | wells_fargo |
9ab9ry | Filing for bankruptcy for gambling debts? | I have already posted this over on /r/personalfinance.
I started betting on sports when I was 18 and now I am 21 and have maxed out my Wells Fargo credit card and Paypal credit as well and have worked up a $16,000 debt that I simply cannot repay. I am already meeting with a lawyer later this week. The only thing that ... | 1,535,240,719 | 2018-08-25 23:45:19 | yourdeath001 | 1 | 6 | 0.67 | null | /r/FinancialPlanning/comments/9ab9ry/filing_for_bankruptcy_for_gambling_debts/ | https://www.reddit.com/r/FinancialPlanning/comments/9ab9ry/filing_for_bankruptcy_for_gambling_debts/ | FinancialPlanning | wells_fargo |
9539w3 | Best real-time alerts for spending - checking account | Wife and I are working to manage our spending, and are moving away from a credit card to a debit card. So far, Wells Fargo sucks, seems like they just want us to overdraft. My credit card gave an option for real time spend alerts, but I can’t find any way to do that with Wells. Are there any banks that give real tim... | 1,533,576,478 | 2018-08-06 17:27:58 | timmy0101 | 5 | 3 | 0.79 | null | /r/FinancialPlanning/comments/9539w3/best_realtime_alerts_for_spending_checking_account/ | https://www.reddit.com/r/FinancialPlanning/comments/9539w3/best_realtime_alerts_for_spending_checking_account/ | FinancialPlanning | wells_fargo |
8ya98j | Repairing Poor Credit history | A few years ago I came to the US from Europe. Being young and naive I got approved for a credit card from Wells Fargo and Best Buy, I stupidly purchased some items with them and never paid it back when I moved back to Europe.
I've moved to the US now and I have a decent 60k salary but I'm quite ignorant to the whole c... | 1,531,405,809 | 2018-07-12 14:30:09 | Yedya | 2 | 4 | 0.67 | null | /r/FinancialPlanning/comments/8ya98j/repairing_poor_credit_history/ | https://www.reddit.com/r/FinancialPlanning/comments/8ya98j/repairing_poor_credit_history/ | FinancialPlanning | wells_fargo |
7u4m3h | Male, 24 years old, turning 25 tomorrow and seeking advice on how to handle investment money my grandfather left me. It is currently with professionally managed advisers at wells fargo, but I believe they are doing a very, very bad job. |
I wanted to reach out to you today under the guise of a throwaway account as I have friends and family that are familiar with my original username that I did not want exposed for confidential reasons. In 2002, before he passed away, my grandfather left me $150,000 in a professionally managed Wells Fargo brokerage acco... | 1,517,348,780 | 2018-01-30 21:46:20 | throwaway10952345 | 27 | 27 | 0.97 | null | /r/FinancialPlanning/comments/7u4m3h/male_24_years_old_turning_25_tomorrow_and_seeking/ | https://www.reddit.com/r/FinancialPlanning/comments/7u4m3h/male_24_years_old_turning_25_tomorrow_and_seeking/ | FinancialPlanning | wells_fargo |
74wr09 | Married couple choosing joint bank? | Married 4 months ago to my SO that I've been with for 7 years - she's started the process for name change and when its complete we've decided to merge our accounts. We're both debt free and pretty responsible with our money, communication and spending.
The decision is to have:
-1 joint checking
-1 joint savings
-1 Jo... | 1,507,402,862 | 2017-10-07 19:01:02 | ahhogue | 6 | 6 | 1 | null | /r/FinancialPlanning/comments/74wr09/married_couple_choosing_joint_bank/ | https://www.reddit.com/r/FinancialPlanning/comments/74wr09/married_couple_choosing_joint_bank/ | FinancialPlanning | wells_fargo |
73jn20 | I have no idea what I'm doing. Or how to start credit score in the low 4s | Hey guys, so I'm not sure if this is the right sub, but a few months ago I found out I'm gonna be a dad. I'm stoked, I'm not the most financially responsible person in the world I did a lot of partying and living in the moment I hate to admit. I'm 23 years old iv jumped from job to job I quit my job at one point a few... | 1,506,830,939 | 2017-10-01 04:08:59 | half_natty_ | 13 | 7 | 0.88 | null | /r/FinancialPlanning/comments/73jn20/i_have_no_idea_what_im_doing_or_how_to_start/ | https://www.reddit.com/r/FinancialPlanning/comments/73jn20/i_have_no_idea_what_im_doing_or_how_to_start/ | FinancialPlanning | wells_fargo |
71kst8 | Student loan kicking my ass. | I have a private student loan for about $18,000 from Wells Fargo. I've been in and out of the hospital over the past few years and can only work about 8 hours a week due to mental health, psychosis issues. I called WF to ask the to set up a payment plan that matched my income and they told me that I make TOO LITTLE for... | 1,506,015,537 | 2017-09-21 17:38:57 | throwawayszechuan | 9 | 5 | 0.8 | null | /r/FinancialPlanning/comments/71kst8/student_loan_kicking_my_ass/ | https://www.reddit.com/r/FinancialPlanning/comments/71kst8/student_loan_kicking_my_ass/ | FinancialPlanning | wells_fargo |
6xcbg7 | University Sophomore question about Student Loans | Hi all
Im a sophomore at Uni now and I just received FAFSA in the form of pell grant/Federal subsidized loan/and Fed unsubsidized loan.
While Im grateful for the money, it still falls considerably short of how much I need to live without working 30+ hours a week (which is something Im trying to avoid)
So do I have... | 1,504,240,533 | 2017-09-01 04:35:33 | calmdesk | 0 | 7 | 0.33 | null | /r/FinancialPlanning/comments/6xcbg7/university_sophomore_question_about_student_loans/ | https://www.reddit.com/r/FinancialPlanning/comments/6xcbg7/university_sophomore_question_about_student_loans/ | FinancialPlanning | wells_fargo |
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