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5h2udm | Any way to set up automatic transfers between two different banks? | So up until now, my wife and I had been using dwolla to automatically transfer funds from her bank to my account as I handle all the bills and what not.
Well, they don't allow that service anymore, so I was wondering if anyone knows of any way to do this. Basically, she has a wells fargo account, and I want to set up... | 1,481,147,801 | 2016-12-07 21:56:41 | andrewsmd87 | 1 | 2 | 1 | Other | /r/personalfinance/comments/5h2udm/any_way_to_set_up_automatic_transfers_between_two/ | https://www.reddit.com/r/personalfinance/comments/5h2udm/any_way_to_set_up_automatic_transfers_between_two/ | personalfinance | west_pharmaceutical_services |
5g59pj | 50k in Savings but still lots of Debt, scared to pull the trigger | Hi guys, been some time since I've posted. I received the last part of my stock from the sale of a company I worked for this past October. It netted me about 50k. It is sitting in a regular bank account (Capital One 360) getting 1%. I'm still looking at a mountain of debt that needs to be paid off but I'm scared to... | 1,480,707,516 | 2016-12-02 19:38:36 | badrelationswmoney | 16 | 48 | 0.69 | Debt | /r/personalfinance/comments/5g59pj/50k_in_savings_but_still_lots_of_debt_scared_to/ | https://www.reddit.com/r/personalfinance/comments/5g59pj/50k_in_savings_but_still_lots_of_debt_scared_to/ | personalfinance | west_pharmaceutical_services |
5ci01t | Car Insurance Carrier Recommendations for Houston, TX? | Hello,
My insurance quote from State Farm has entered "go fuck yourself with a broom" territory ($1200/6 months o_O) and I'm looking for a new car insurance carrier (combo with rental insurance would be great).
**About Me:**
Houston, TX (West Inner Loop if that matters)
31 years old
male
single (not married, I'm ... | 1,478,911,655 | 2016-11-12 00:47:35 | carinsurancethrowout | 0 | 5 | 0.5 | Insurance | /r/personalfinance/comments/5ci01t/car_insurance_carrier_recommendations_for_houston/ | https://www.reddit.com/r/personalfinance/comments/5ci01t/car_insurance_carrier_recommendations_for_houston/ | personalfinance | west_pharmaceutical_services |
55nnoo | (CAN) Moving to the US, have a list of questions! (Ex-post from PFC) | I will be moving to the US on a new job opportunity from Ontario, and have a couple of questions after scanning through the search history of this subreddit.
Assumptions:
- I am a Canadian Citizen
- Canadian Engineer moving for an engineering role
- I will be restarting life from scratch in the states
- no debt
... | 1,475,501,609 | 2016-10-03 13:33:29 | zepto | 1 | 4 | 1 | Other | /r/personalfinance/comments/55nnoo/can_moving_to_the_us_have_a_list_of_questions/ | https://www.reddit.com/r/personalfinance/comments/55nnoo/can_moving_to_the_us_have_a_list_of_questions/ | personalfinance | west_pharmaceutical_services |
50ob41 | SmartyPig acquired by Sallie Mae | Hey /pf/!
[As you can see here](http://blog.smartypig.com/read/introducing-the-new-smartypig/), SmartyPig announced that their accounts will be held with Sallie Mae starting this year. Although the official announcement has a very positive tone to it, I am not so sure this will be a positive move. For example, Simple ... | 1,472,749,993 | 2016-09-01 17:13:13 | lutesolo | 3 | 7 | 0.8 | Saving | /r/personalfinance/comments/50ob41/smartypig_acquired_by_sallie_mae/ | https://www.reddit.com/r/personalfinance/comments/50ob41/smartypig_acquired_by_sallie_mae/ | personalfinance | west_pharmaceutical_services |
508vkk | Need to transfer a large sum of money (over 10k) to another person, but I can't seem to find a viable option that will allow me to do this. | So I need to transfer an amount of just over 10k to a partner of mine who lives far away, and I'm finding this oddly difficult to achieve.
- I just moved to the west coast and my bank does not have any branches out here (unbelievable for a large bank), so I cannot go into a branch and wire money.
- Almost every bank ... | 1,472,524,722 | 2016-08-30 02:38:42 | gooblemonster | 3 | 21 | 0.81 | Other | /r/personalfinance/comments/508vkk/need_to_transfer_a_large_sum_of_money_over_10k_to/ | https://www.reddit.com/r/personalfinance/comments/508vkk/need_to_transfer_a_large_sum_of_money_over_10k_to/ | personalfinance | west_pharmaceutical_services |
4y7kjw | Canceling the Longest Line of Credit | About 6 months ago I moved to the west coast, but still have accounts with my east coast bank. I have my checking, savings, and a credit card with them. Despite calling the credit card line 8 times over these 6 months, for some reason the credit card company still sends my bills to my old residence, the checking and sa... | 1,471,461,741 | 2016-08-17 19:22:21 | FromHere2TheEnd | 1 | 5 | 1 | Credit | /r/personalfinance/comments/4y7kjw/canceling_the_longest_line_of_credit/ | https://www.reddit.com/r/personalfinance/comments/4y7kjw/canceling_the_longest_line_of_credit/ | personalfinance | west_pharmaceutical_services |
4vttum | Just out of university, first real job... need help with retirement | So, I just got out of university after many years (am now 30), and I finally have a 'real' job. 38k per year. About 60k in debt in student loans. Finally have benefits, and I have no idea what I'm doing.
Because I never made much money until now, I'm only just starting retirement saving with my employer plan. I've got... | 1,470,160,880 | 2016-08-02 18:01:20 | doktorvivi | 8 | 15 | 0.9 | Retirement | /r/personalfinance/comments/4vttum/just_out_of_university_first_real_job_need_help/ | https://www.reddit.com/r/personalfinance/comments/4vttum/just_out_of_university_first_real_job_need_help/ | personalfinance | west_pharmaceutical_services |
4ubtqn | What banks do not charge for you to check your account balance at an ATM that is not theirs? | I recently noticed that my bank, Bank of the West, had charged me ATM fees. I called the bank customer service line and asked them what this was for. I told them that I hadn't taken money out from any other ATMs and the total for the last year when I looked back was over $200. I was told they were charges for checking ... | 1,469,336,530 | 2016-07-24 05:02:10 | cocuke | 0 | 10 | 0.4 | Saving | /r/personalfinance/comments/4ubtqn/what_banks_do_not_charge_for_you_to_check_your/ | https://www.reddit.com/r/personalfinance/comments/4ubtqn/what_banks_do_not_charge_for_you_to_check_your/ | personalfinance | west_pharmaceutical_services |
4tq1nt | Need advice to properly take care of debt and medical bills. Also need budget advice so we can build savings with recent life insurance windfall. (USA) | Hello everyone! my name is Hawk and I have come asking for some >Serious< Finance advice. I will try to reply and give as much information as possible so please if I missed something or use a financial term improperly please know I am trying to learn and be kind.
#[Main Situation] We want to learn to re balance our bu... | 1,469,000,188 | 2016-07-20 07:36:28 | Hawk_Squirrel | 8 | 5 | 0.77 | Debt | /r/personalfinance/comments/4tq1nt/need_advice_to_properly_take_care_of_debt_and/ | https://www.reddit.com/r/personalfinance/comments/4tq1nt/need_advice_to_properly_take_care_of_debt_and/ | personalfinance | west_pharmaceutical_services |
4qb21k | Currently Employed - Empower 401k - Poor Options | My employer provided a 401k program through Great West Retirement Services, however they were bought out by Empower Retirement awhile ago and now I have a Professionally Managed account (which I don't want because of the fees)...I am a 23 year old contributing 12% to a 401k and my employer contributes 6%. I currently d... | 1,467,139,455 | 2016-06-28 18:44:15 | swissss | 1 | 4 | 1 | Retirement | /r/personalfinance/comments/4qb21k/currently_employed_empower_401k_poor_options/ | https://www.reddit.com/r/personalfinance/comments/4qb21k/currently_employed_empower_401k_poor_options/ | personalfinance | west_pharmaceutical_services |
4ozzaj | Uncle lived out on a Pacific Island - died suddenly with supposedly nothing to his name | Not sure if PF will be able to offer up any advice. I was talking to my mom this weekend and she brought up that she's always had concerns about the circumstances of his death and financial state. Her, and her bothers and sisters have not had the time nor the energy, nor the information to really peruse this any more t... | 1,466,444,769 | 2016-06-20 17:46:09 | jayhat | 1 | 2 | 1 | Other | /r/personalfinance/comments/4ozzaj/uncle_lived_out_on_a_pacific_island_died_suddenly/ | https://www.reddit.com/r/personalfinance/comments/4ozzaj/uncle_lived_out_on_a_pacific_island_died_suddenly/ | personalfinance | west_pharmaceutical_services |
4mzomp | 401(k) Plan is changing providers. Need help updating my investments. | My employer is changing the plan provider of our 401(k). That means I'll need to change my investments to something else. I'm currently invested in the following 3 options:
1) FMDCX Federated Mid-Cap Index Service with an expense ratio of .56% - 65% of my portfolio
2) FMXSX Federated Max-Cap Index Service with an exp... | 1,465,314,560 | 2016-06-07 15:49:20 | amusedfeline | 1 | 6 | 1 | Investing | /r/personalfinance/comments/4mzomp/401k_plan_is_changing_providers_need_help/ | https://www.reddit.com/r/personalfinance/comments/4mzomp/401k_plan_is_changing_providers_need_help/ | personalfinance | west_pharmaceutical_services |
4mp5r4 | 21 Chemical Engineer graduate, Landed my dream job! $91k in debt has me worried. Can you all help me make sense of this?? | TL/DR: $72k/year isn't all that great when you have $91k in student debt and need to move in 2 monthes.
I graduated with my BS in Chemical Engineering on May 21st. I landed a job as a Controls Engineer at a consulting firm that I love, where I'll be working mainly at pharmaceutical/biotech companies (an industry I'm p... | 1,465,157,379 | 2016-06-05 20:09:39 | thankgodtheyhiredme | 0 | 2 | 0.33 | Debt | /r/personalfinance/comments/4mp5r4/21_chemical_engineer_graduate_landed_my_dream_job/ | https://www.reddit.com/r/personalfinance/comments/4mp5r4/21_chemical_engineer_graduate_landed_my_dream_job/ | personalfinance | west_pharmaceutical_services |
4l1p9z | 401(k) Service Provider is Terrible - any options | So I had about 40k in a 401k with my previous employer. Recently switched jobs and went to roll it over. My fund options with my previous employer had moderate-high fees so I wanted the money out of there and fund options were a little better in the new place. Plus I only wanted to manage one account. Former provider i... | 1,464,208,130 | 2016-05-25 20:28:50 | gardengreenbacks | 9 | 16 | 0.8 | Retirement | /r/personalfinance/comments/4l1p9z/401k_service_provider_is_terrible_any_options/ | https://www.reddit.com/r/personalfinance/comments/4l1p9z/401k_service_provider_is_terrible_any_options/ | personalfinance | west_pharmaceutical_services |
4khg4h | My wife is starting a job with Providence Health and Services, a big not-for-profit hospital system in the NorthWest. We have the option to contribute to a 457b plan, but I understand that this money is potentially susceptible if the company goes bankrupt. How much risk is there? | The company is solid right now as far as I know, but we are in our 30's so who knows what things will look like in another 30 years. Do creditors really go after this money? How much risk are we acquiring? | 1,463,897,775 | 2016-05-22 06:16:15 | avrege15 | 0 | 5 | 0.33 | Debt | /r/personalfinance/comments/4khg4h/my_wife_is_starting_a_job_with_providence_health/ | https://www.reddit.com/r/personalfinance/comments/4khg4h/my_wife_is_starting_a_job_with_providence_health/ | personalfinance | west_pharmaceutical_services |
4iqc69 | Terrified of financial planning, looking to kick ass at it. | Hey all - thanks for reading! Hoping to get some guidance here.
A brief summary about me + my current personal finance:
Age 26
Full time gig $75k
Living in NYC
Expenses:
800/month rent
400/roughly per month on food
250/month Krav Maga
~50/month utilities
Current checking: 14,341.92
Current savings: 1,342.92
Things... | 1,462,901,271 | 2016-05-10 17:27:51 | MrFunnieBags | 2 | 5 | 0.63 | Planning | /r/personalfinance/comments/4iqc69/terrified_of_financial_planning_looking_to_kick/ | https://www.reddit.com/r/personalfinance/comments/4iqc69/terrified_of_financial_planning_looking_to_kick/ | personalfinance | west_pharmaceutical_services |
4dou35 | (CAN) Please help: 27 y-o male accountant, looking to invest $33K of RRSPs in mutual funds but not sure which service provider to go with | Hi! Long-time PF-lurker, here, looking for help finding a suitable mutual fund manager.
About me: I'm a Canadian resident with a CPA designation, so you could say I'm financially savvy, although picking investments is not my strong suit. I've currently got $33K in RRSP's with Great West Life (GWL), as they were the ... | 1,459,991,831 | 2016-04-07 01:17:11 | EarnestQs | 3 | 4 | 1 | Investing | /r/personalfinance/comments/4dou35/can_please_help_27_yo_male_accountant_looking_to/ | https://www.reddit.com/r/personalfinance/comments/4dou35/can_please_help_27_yo_male_accountant_looking_to/ | personalfinance | west_pharmaceutical_services |
4d8yhf | T-Mobile continuing to charge me for service 2 years after "cancelling"? | I have recently had a problem with T-Mobile continuing to charge me, years after I had attempted to cancel my plan.
First, a little bit of history: Several years ago (around 2013) I attempted to switch phone carriers from T-Mobile to Verizon. I went into a physical store and tried to cancel my plan. My understanding ... | 1,459,733,716 | 2016-04-04 01:35:16 | Roxxorsmash | 0 | 4 | 0.5 | Other | /r/personalfinance/comments/4d8yhf/tmobile_continuing_to_charge_me_for_service_2/ | https://www.reddit.com/r/personalfinance/comments/4d8yhf/tmobile_continuing_to_charge_me_for_service_2/ | personalfinance | west_pharmaceutical_services |
4area5 | Fighting wrong credit | Hello everyone
I have a friend named Tom smith. At least will we will call him that.
He is trying to buy a house in oregon. Has the cash, and the credit.
Job ect.
Only thing holding him back is that a creditor or collection agency has it reported that he lived in corvallis oregon and that he was evicted.
Credit s... | 1,458,187,081 | 2016-03-17 03:58:01 | tubehand | 0 | 0 | 0.5 | Credit | /r/personalfinance/comments/4area5/fighting_wrong_credit/ | https://www.reddit.com/r/personalfinance/comments/4area5/fighting_wrong_credit/ | personalfinance | west_pharmaceutical_services |
49zraq | Switchers moving from big banks | Banks including Barclays, NatWest, HSBC, Lloyds Bank and RBS all lost customers whereas Halifax, Santander, Nationwide Building Society and Tesco Bank all saw net increases in current account customers using the switching service last year. More customers are moving their current accounts away from the major high stree... | 1,457,717,221 | 2016-03-11 17:27:01 | kevinuky | 5 | 3 | 0.78 | Saving | /r/personalfinance/comments/49zraq/switchers_moving_from_big_banks/ | https://www.reddit.com/r/personalfinance/comments/49zraq/switchers_moving_from_big_banks/ | personalfinance | west_pharmaceutical_services |
470v18 | Previous 401Ks, Current 401K, and Backdoor Roth Questions | Hi everyone,
I am evaluating what I should do with my previous employers' 401k and pension plans. I have around $90k within all of the accounts and would like to consolidate them if it makes sense.
One other point to note: I am planning to use the backdoor Roth IRA method for 2015 and on if it makes sense. I am curre... | 1,456,148,554 | 2016-02-22 13:42:34 | financialtossout | 1 | 4 | 0.67 | Retirement | /r/personalfinance/comments/470v18/previous_401ks_current_401k_and_backdoor_roth/ | https://www.reddit.com/r/personalfinance/comments/470v18/previous_401ks_current_401k_and_backdoor_roth/ | personalfinance | west_pharmaceutical_services |
42rmu3 | Question regarding work expenses. | Hello,
I have a quick question. Out of Illinois. I work as a field service technician, through commission. I get 40% of whatever I bill. At times, I will go to a job out of state such as yesterday. I went from Chicago to west Burlington Iowa and back in the same day. I charged the Customer $150 for hotel and food whi... | 1,453,817,794 | 2016-01-26 14:16:34 | Hendrixsrv3527 | 2 | 5 | 0.6 | null | /r/personalfinance/comments/42rmu3/question_regarding_work_expenses/ | https://www.reddit.com/r/personalfinance/comments/42rmu3/question_regarding_work_expenses/ | personalfinance | west_pharmaceutical_services |
42ocug | I'm getting repeatedly screwed while trying to pay my auto loan. I think it will happen again. Any advice? | Edit:TLDR **the credit union my car is financed through has said that the account I'm withdrawing money out of to pay my loan was first, not mine, and second, a closed account. I fear it will happen again.
────────
I purchased a car on credit in October, with my first payment being due on November 29th. I have run in... | 1,453,763,097 | 2016-01-25 23:04:57 | orochiman | 1 | 1 | 1 | null | /r/personalfinance/comments/42ocug/im_getting_repeatedly_screwed_while_trying_to_pay/ | https://www.reddit.com/r/personalfinance/comments/42ocug/im_getting_repeatedly_screwed_while_trying_to_pay/ | personalfinance | west_pharmaceutical_services |
42mgl6 | Could I get some help/advice for an issue that has been happening with my car payment? | *edit: TLDR: credit union my car is financed through was supposed to take money out of my 5/3 account to pay my bill. First time ended up taking it out of someone else's account, 2nd time took it out of an account they said was closed, and I'm worried it'll happen again*
I purchased a car on credit in October, with my... | 1,453,742,017 | 2016-01-25 17:13:37 | orochiman | 1 | 3 | 1 | Auto | /r/personalfinance/comments/42mgl6/could_i_get_some_helpadvice_for_an_issue_that_has/ | https://www.reddit.com/r/personalfinance/comments/42mgl6/could_i_get_some_helpadvice_for_an_issue_that_has/ | personalfinance | west_pharmaceutical_services |
40x3d5 | LPT: If your AGI less than $62k you may get access to free tax filing software. | The IRS's **[Free File](http://www.irs.gov/uac/Free-File:-Do-Your-Federal-Taxes-for-Free)** program allows those with adjusted gross incomes under $62k to use the Free File software for their federal taxes for no charge in a partnership with the [Free File Alliance](http://freefilealliance.org/). Many states also part... | 1,452,768,123 | 2016-01-14 10:42:03 | aBoglehead | 1,834 | 337 | 0.91 | Taxes | /r/personalfinance/comments/40x3d5/lpt_if_your_agi_less_than_62k_you_may_get_access/ | https://www.reddit.com/r/personalfinance/comments/40x3d5/lpt_if_your_agi_less_than_62k_you_may_get_access/ | personalfinance | west_pharmaceutical_services |
40q786 | 24yo with limited 401k selections; I want to make sure I'm making the right decisions | My company recently switched service providers and I want to make sure I'm taking full advantage of the new options. Here is a list of my available investment selections. Right now I'm thinking of the following allocation:
Vanguard 500 Index Admiral - 45%
Vanguard Mid Cap Index Adm - 20%
Vanguard Small Cap Index Ad... | 1,452,656,910 | 2016-01-13 03:48:30 | anniekokay | 4 | 7 | 1 | Retirement | /r/personalfinance/comments/40q786/24yo_with_limited_401k_selections_i_want_to_make/ | https://www.reddit.com/r/personalfinance/comments/40q786/24yo_with_limited_401k_selections_i_want_to_make/ | personalfinance | west_pharmaceutical_services |
3t7ai2 | Parents electric has been shut off, they owe $3200. What are their options? | So I feel like this is a long story without enough detailed factual information to provide. I also apologize but this is not my personal finance but my parents. My goal is to get the best advice or solutions for assisting in some way.
So my parents electric has been shut off. My parents have struggled financially for ... | 1,447,791,887 | 2015-11-17 20:24:47 | jpepper07 | 1 | 28 | 0.6 | Debt | /r/personalfinance/comments/3t7ai2/parents_electric_has_been_shut_off_they_owe_3200/ | https://www.reddit.com/r/personalfinance/comments/3t7ai2/parents_electric_has_been_shut_off_they_owe_3200/ | personalfinance | west_pharmaceutical_services |
3poq3f | Am I being redundant with my 401k allocations? | I'm 32 and setting up the 401k with my new employer. I've read over the sidebar posts and still don't entirely grasp all of this. Looking for some help and opinions on what I'm planning on allocating into.
My companies 401K plan offers the following funds:
* The Vanguard Target Retire Incm Trust II
* Vanguard Targe... | 1,445,462,263 | 2015-10-21 21:17:43 | Weemz | 1 | 7 | 0.6 | Retirement | /r/personalfinance/comments/3poq3f/am_i_being_redundant_with_my_401k_allocations/ | https://www.reddit.com/r/personalfinance/comments/3poq3f/am_i_being_redundant_with_my_401k_allocations/ | personalfinance | west_pharmaceutical_services |
3odp7z | Does this seem sketchy to anyone? | Its a response to an application i sent through craigslist for a warehouse job
Hello,
I am replying back to your message concerning the job posted on Craigslist in which you're interested in,your application was received, unfortunately the position already been filled, but there's another position to be filled, if ... | 1,444,601,571 | 2015-10-11 22:12:51 | lookwhileIbesomeone | 2 | 4 | 0.75 | null | /r/personalfinance/comments/3odp7z/does_this_seem_sketchy_to_anyone/ | https://www.reddit.com/r/personalfinance/comments/3odp7z/does_this_seem_sketchy_to_anyone/ | personalfinance | west_pharmaceutical_services |
3e8zgn | Moving Across the Country -- Am I Doing This Right? | I currently live in the Midwest but am moving back home to the west coast in September. I'm potentially splitting the cost with two other people, (at least one other for certain) and am just wondering what else I can do to save money before I go. Here's the plan so far:
I will be holding a moving sale to get rid of as ... | 1,437,601,767 | 2015-07-22 21:49:27 | memphis_53rd | 1 | 0 | 0.57 | null | /r/personalfinance/comments/3e8zgn/moving_across_the_country_am_i_doing_this_right/ | https://www.reddit.com/r/personalfinance/comments/3e8zgn/moving_across_the_country_am_i_doing_this_right/ | personalfinance | west_pharmaceutical_services |
3aofvp | 25, recently married, $38,000 in student debt, $21,000 in savings and $10,000 coming in October | My husband and I were just married two months ago. We are both 25 and living in a very expensive city on the west coast.
Last month my husband began working as a tech consultant. He's making $50/hr or around $100,000/annually. They are taking out his taxes, but not paying for health insurance. His contract with ... | 1,434,948,482 | 2015-06-22 04:48:02 | riilokiiley | 4 | 7 | 1 | Debt | /r/personalfinance/comments/3aofvp/25_recently_married_38000_in_student_debt_21000/ | https://www.reddit.com/r/personalfinance/comments/3aofvp/25_recently_married_38000_in_student_debt_21000/ | personalfinance | west_pharmaceutical_services |
3ac77u | What are my best banking and credit options? | I'm a 26-year-old female and have been working primarily in the service industry for the past year. I previously worked a decent-enough paying job at a non-profit ($35k/year), but the organization was poorly run and I ended up burning out after a couple of years. Starting in the fall, I'll be attending a two-year gradu... | 1,434,666,708 | 2015-06-18 22:31:48 | stopnowhatsthatsound | 1 | 2 | 1 | Credit | /r/personalfinance/comments/3ac77u/what_are_my_best_banking_and_credit_options/ | https://www.reddit.com/r/personalfinance/comments/3ac77u/what_are_my_best_banking_and_credit_options/ | personalfinance | west_pharmaceutical_services |
39bz7l | Paying for Grad School: Take out student loans or sell index funds? Or both? | **TL;dr**: Do I take out all loans, sell mutual funds, or a combination of both to pay for grad school?
I will be attending a Top 10 MBA program this fall and am currently weighing my options on how to pay for this. I have served 6+ years in the Army after West Point so I will be receiving 60% of the post-9/11 GI Bill... | 1,433,963,124 | 2015-06-10 19:05:24 | ScottieWP | 1 | 5 | 1 | Debt | /r/personalfinance/comments/39bz7l/paying_for_grad_school_take_out_student_loans_or/ | https://www.reddit.com/r/personalfinance/comments/39bz7l/paying_for_grad_school_take_out_student_loans_or/ | personalfinance | west_pharmaceutical_services |
36sd7e | Career Conundrum: San Diego or Chicago? | Recently I have been fortunate to receive two new job opportunities. I seeking input on helping me analyze the roles and situations to make sure I am considering and factoring in all the relevant information.
**My Background:**
**Location:** San Diego, California
**Family:** Married with 1 child (age 3.5 yrs old)
**H... | 1,432,235,095 | 2015-05-21 19:04:55 | Helptodecide | 1 | 8 | 1 | Employment | /r/personalfinance/comments/36sd7e/career_conundrum_san_diego_or_chicago/ | https://www.reddit.com/r/personalfinance/comments/36sd7e/career_conundrum_san_diego_or_chicago/ | personalfinance | west_pharmaceutical_services |
36duep | Hi I am 19 and have crafted a path to a career in Law Enforcement, just wanted to know what PF thinks. (LONG) | *Goals of This Post*
1. Get constructive feed back on my ideas.
2. Learn tips and tricks on how to better use my money in ways that will benefit my goal/help my plan.
3. Hear from people who have done what I am doing I.E how they did it and the little things that really helped them or new ideas or agles to approach ... | 1,431,966,854 | 2015-05-18 16:34:14 | KY_PeanutButter | 3 | 13 | 0.71 | Employment | /r/personalfinance/comments/36duep/hi_i_am_19_and_have_crafted_a_path_to_a_career_in/ | https://www.reddit.com/r/personalfinance/comments/36duep/hi_i_am_19_and_have_crafted_a_path_to_a_career_in/ | personalfinance | west_pharmaceutical_services |
33zws9 | 24, educated, $1400, carless, homeless, what do? | I am very stressed and have hard mood swings as I think about these issues, so I'm going to try really hard to be succinct.
I graduated in 2013 with a degree in economics and political science. A company I worked with at the time for side income went under owing me a couple thousand. I worked in a call center for a fe... | 1,430,109,921 | 2015-04-27 04:45:21 | helpmeredditiplease | 0 | 5 | 0.5 | Debt | /r/personalfinance/comments/33zws9/24_educated_1400_carless_homeless_what_do/ | https://www.reddit.com/r/personalfinance/comments/33zws9/24_educated_1400_carless_homeless_what_do/ | personalfinance | west_pharmaceutical_services |
2yg5al | Collection Agency not at listed address. | PF,
Last year I had some checks either stolen or forged. Most of it is cleared up now, but I do have two items showing up on my credit report from the fraudulent checks.
I sent certified letters to the two collection agencies regarding this matter. Total cost for that was about $12. One of the letters came back ... | 1,425,914,275 | 2015-03-09 15:17:55 | PresNixon | 3 | 6 | 0.81 | Other | /r/personalfinance/comments/2yg5al/collection_agency_not_at_listed_address/ | https://www.reddit.com/r/personalfinance/comments/2yg5al/collection_agency_not_at_listed_address/ | personalfinance | west_pharmaceutical_services |
2tysb5 | $200k in student loans, consolidated at 7% interest. Advice? | So I posted a comment in another subreddit about the $17,000 in interest I paid on my student loans in 2014 that garnered a lot of attention, so I'm going to do a full post here and see what you guys have to say about my situation.
I'm 30 and live on the west coast. I have a law degree from a top 10 law school. To p... | 1,422,456,349 | 2015-01-28 14:45:49 | samsdeadfishclub | 24 | 95 | 0.78 | Student Loans | /r/personalfinance/comments/2tysb5/200k_in_student_loans_consolidated_at_7_interest/ | https://www.reddit.com/r/personalfinance/comments/2tysb5/200k_in_student_loans_consolidated_at_7_interest/ | personalfinance | west_pharmaceutical_services |
2sxzp8 | Has anyone used Great West Financial Services 401(k)? Looking for feedback on it. | I have a job offer that includes access to a 401(k) administered by Great West Financial. Has anyone out there had a 401(k) with them and can provide feedback on the fund choices?
Thanks! | 1,421,683,248 | 2015-01-19 16:00:48 | chuncken | 1 | 4 | 1 | null | /r/personalfinance/comments/2sxzp8/has_anyone_used_great_west_financial_services/ | https://www.reddit.com/r/personalfinance/comments/2sxzp8/has_anyone_used_great_west_financial_services/ | personalfinance | west_pharmaceutical_services |
2q8z7h | Weird Online Job? Not sure if legitimate | Ok let me provide you with some context first. I was looking for some extra jobs online career builder, indeed
I already have a full-time job, I was just looking for something on the side
I got an email from what I believe to be a 3rd party from career builder/indeed I've been getting them in my email a lot.
I go... | 1,419,396,535 | 2014-12-24 04:48:55 | tarryl | 9 | 8 | 0.77 | Employment | /r/personalfinance/comments/2q8z7h/weird_online_job_not_sure_if_legitimate/ | https://www.reddit.com/r/personalfinance/comments/2q8z7h/weird_online_job_not_sure_if_legitimate/ | personalfinance | west_pharmaceutical_services |
2phwrj | Card Member Service calls lately. Scam? | I have been getting a call from an automated service that seems to be stemming from all over the country, West Virginia, Vermont and now Oregon offering to lower my CC interest to a super low rate.
I pay my CC off in full every statement so I don't give a shit about interest rate on my CC, but the fact that I've been... | 1,418,757,950 | 2014-12-16 19:25:50 | Daltxpony | 1 | 3 | 0.66 | Credit | /r/personalfinance/comments/2phwrj/card_member_service_calls_lately_scam/ | https://www.reddit.com/r/personalfinance/comments/2phwrj/card_member_service_calls_lately_scam/ | personalfinance | west_pharmaceutical_services |
2nupzp | PSA: Free Federal Tax Filing for Incomes Below $58k | It's not too early to start thinking about filing taxes. As a reminder, the IRS's **[Free File](http://www.irs.gov/uac/Free-File:-Do-Your-Federal-Taxes-for-Free)** program allows those with incomes under $58k to file their federal taxes for no charge in a partnership with the [Free File Alliance](http://freefileallian... | 1,417,365,643 | 2014-11-30 16:40:43 | aBoglehead | 1,133 | 160 | 0.94 | Taxes | /r/personalfinance/comments/2nupzp/psa_free_federal_tax_filing_for_incomes_below_58k/ | https://www.reddit.com/r/personalfinance/comments/2nupzp/psa_free_federal_tax_filing_for_incomes_below_58k/ | personalfinance | west_pharmaceutical_services |
2lkexn | Managing student loan debt and moving jobless to a new city | Hi,
I'm hoping that some of you might be able to give me some advice and help put my mind at ease, even if only for a little while. In December, I'll be graduating from West Virginia University with a B.A. in geography and political science. Between Christmas and the new year, I will be flying out to Seattle to live... | 1,415,353,564 | 2014-11-07 09:46:04 | cosmoneironaut | 3 | 23 | 0.81 | null | /r/personalfinance/comments/2lkexn/managing_student_loan_debt_and_moving_jobless_to/ | https://www.reddit.com/r/personalfinance/comments/2lkexn/managing_student_loan_debt_and_moving_jobless_to/ | personalfinance | west_pharmaceutical_services |
2kmh7o | Moving On from Current Job. | So here is my deal, I'm 27 and I took a super low entry level position in Customer Service at a fortune 500 company in the spring of 2013 (I was living on credit at the time and really desperate) hoping it would be a "stepping stone" into my career with a huge amazing company. I have a BS in Business Admin and Marketin... | 1,414,540,719 | 2014-10-28 23:58:39 | throwaway36400 | 0 | 2 | 0.5 | null | /r/personalfinance/comments/2kmh7o/moving_on_from_current_job/ | https://www.reddit.com/r/personalfinance/comments/2kmh7o/moving_on_from_current_job/ | personalfinance | west_pharmaceutical_services |
2iwq8j | No-Show wedding vendor avoiding calls/emails. What should be our next step? | Hello all,
I should start off by saying that I do not know if this is the correct sub to provide the advice I'm looking for. If not, I'd appreciate it if you'd point me in the right direction.
My wife and I were recently married in a small town just west of San Diego. We currently live in Seattle, but decided on... | 1,412,989,410 | 2014-10-11 01:03:30 | NW_MEX | 10 | 18 | 0.73 | null | /r/personalfinance/comments/2iwq8j/noshow_wedding_vendor_avoiding_callsemails_what/ | https://www.reddit.com/r/personalfinance/comments/2iwq8j/noshow_wedding_vendor_avoiding_callsemails_what/ | personalfinance | west_pharmaceutical_services |
29s1le | Financial considerations moving to SF. |
TLDR: Totally blank income statement and balance sheet (about $1000 in cash and accounts, less than $2000 in nonliquid personal property, mostly video games and computer hardware. No debt or liabilities.) Thinking of applying to jobs far away, specifically San Francisco. Totally clueless about any and all practica... | 1,404,425,792 | 2014-07-03 22:16:32 | throwaway_csnerd | 1 | 10 | 0.66 | null | /r/personalfinance/comments/29s1le/financial_considerations_moving_to_sf/ | https://www.reddit.com/r/personalfinance/comments/29s1le/financial_considerations_moving_to_sf/ | personalfinance | west_pharmaceutical_services |
264lpx | How quickly is an employer required to deposit 401(k) contributions? | My employer uses Great West Retirement Services for our 401(k) plan. The problem is, and I don't know if others are experiencing the same issue, there is a time period of months between 401(k) deposits at which point there are multiple pay period deposits. For example, my last deposit was made on March 10 - that's 72 d... | 1,400,687,555 | 2014-05-21 15:52:35 | porquenotecallas | 6 | 11 | 1 | null | /r/personalfinance/comments/264lpx/how_quickly_is_an_employer_required_to_deposit/ | https://www.reddit.com/r/personalfinance/comments/264lpx/how_quickly_is_an_employer_required_to_deposit/ | personalfinance | west_pharmaceutical_services |
20plmj | I have a great job (2k€ pcm.) so my brain says but I hate it, I feel depressed (22 years GER). Help?! | Hello Reddit,
I'm a 22 year old young man from Germany and I work as International Marketing Manager for a ~300 person company. Right now I earn 2000 € per month ... and yeah, I really should be happy about it. I can buy what I want and make holidays two times a year flying to Thailand, Spain or wherever I want. I bet ... | 1,395,142,430 | 2014-03-18 11:33:50 | Gargou_MotW | 5 | 6 | 0.63 | null | /r/personalfinance/comments/20plmj/i_have_a_great_job_2k_pcm_so_my_brain_says_but_i/ | https://www.reddit.com/r/personalfinance/comments/20plmj/i_have_a_great_job_2k_pcm_so_my_brain_says_but_i/ | personalfinance | west_pharmaceutical_services |
1xrt71 | Retirement account through my job | I'm debating I have great west retirement service through my job.... And also I have a Roth IRA account through vanguard as well target date ......as I start to learn more about investing but from what it seems my jobs company sucks compared to vanguard......is there something I don't know......or is it worth not inves... | 1,392,263,018 | 2014-02-13 03:43:38 | Knicks23 | 3 | 7 | 0.81 | null | /r/personalfinance/comments/1xrt71/retirement_account_through_my_job/ | https://www.reddit.com/r/personalfinance/comments/1xrt71/retirement_account_through_my_job/ | personalfinance | west_pharmaceutical_services |
1v7fls | As of this Friday I hit 100k in savings. Some tips to other Savers. | I haven't been paying TOO much attention to the accrual recently, but with the new year starting, I like to realign my finances in January. Took a look and noticed as of Friday 1/17, I'll have saved over 100k! A few years back this seemed insurmountable. My story isn't as common as others, (no one really is they're all... | 1,389,722,803 | 2014-01-14 18:06:43 | PetiePal | 635 | 223 | 0.9 | null | /r/personalfinance/comments/1v7fls/as_of_this_friday_i_hit_100k_in_savings_some_tips/ | https://www.reddit.com/r/personalfinance/comments/1v7fls/as_of_this_friday_i_hit_100k_in_savings_some_tips/ | personalfinance | west_pharmaceutical_services |
1g6rw8 | Concerns about choosing now to invest in an Index fund. | Hi all!
Since I found this sub I made plans to:
1. Save up an emergency fund.
2. Once that's safely put away, start investing in an Index fund.
I have successfully saved my emergency fund and I'm ready for step 2. I'm a customer at NatWest and I've been happy with their service so I've been looking at their [FTSE 1... | 1,371,032,985 | 2013-06-12 10:29:45 | ohlookanothercat | 24 | 23 | 0.78 | null | /r/personalfinance/comments/1g6rw8/concerns_about_choosing_now_to_invest_in_an_index/ | https://www.reddit.com/r/personalfinance/comments/1g6rw8/concerns_about_choosing_now_to_invest_in_an_index/ | personalfinance | west_pharmaceutical_services |
1e4kow | how to cope with terrible 401k fund selection | my employer's 401k is managed by great west retirement services. their fund selection is pretty awful -- generally high fees and extremely limited choices.
trying to figure out how best to manage my investments here. i'm currently investing in 4 "index" funds (i do quotes because each has a 0.60% expense ratio): ... | 1,368,278,414 | 2013-05-11 13:20:14 | pfneedhelp | 16 | 14 | 0.81 | null | /r/personalfinance/comments/1e4kow/how_to_cope_with_terrible_401k_fund_selection/ | https://www.reddit.com/r/personalfinance/comments/1e4kow/how_to_cope_with_terrible_401k_fund_selection/ | personalfinance | west_pharmaceutical_services |
1l8icvc | With the VIX low, I put together a defensive dividend playbook for preparing for future volatility. Thoughts? | Hey everyone,
Seeing the current low VIX levels got me thinking about how complacency can be an investor's worst enemy. While the market feels calm, these are often the best times to review our strategies and build up defenses for when, not if, volatility returns.
I wanted to share my analysis and a "playbook" I put ... | 1,749,611,808 | 2025-06-11 03:16:48 | Altruistic_Climate_8 | 4 | 10 | 0.7 | Discussion | /r/dividends/comments/1l8icvc/with_the_vix_low_i_put_together_a_defensive/ | https://www.reddit.com/r/dividends/comments/1l8icvc/with_the_vix_low_i_put_together_a_defensive/ | dividends | west_pharmaceutical_services |
1l3vsth | Foreign Income | These are the foreign equities on my list for dividend income
Novo Nordisk A/S (XNYS: NVO) 2.30% Novo Nordisk A/S is a global healthcare company engaged in diabetes care. The Company is also engaged in the discovery, development, manufacturing and marketing of pharmaceutical products. The Company operates through two ... | 1,749,119,411 | 2025-06-05 10:30:11 | TheBarnacle63 | 2 | 1 | 1 | Due Diligence | /r/dividends/comments/1l3vsth/foreign_income/ | https://www.reddit.com/r/dividends/comments/1l3vsth/foreign_income/ | dividends | west_pharmaceutical_services |
1ivvvbq | Building a dividend allocation for potential stagflation and hoping for feedback... | ERROR: type should be string, got "https://preview.redd.it/pcg7vwt3vrke1.png?width=2418&format=png&auto=webp&s=975c89c83ba85bcb978d38f5b88985624257870b\n\nI'm quite active in the markets and have over a decade of experience, but this is my first time focusing on dividend stocks specifically. I'm looking to build a slightly more boring and defensive arm of the portfolio, specifically to protect against potential stagflation, and would appreciate any feedback. The allocations (% of this part of the portfolio) are on the right, and I grabbed the most recent Dividend Yield data from Finviz. Oh and I pay pretty close attention to technicals, so most of these are names with charts that I think look likely to head higher over the next 2 to 5 years. My plan is to review and potentially re-balance this portfolio every 6-months.\n\nAnd just for reference, the broader portfolio structure is as follows:\n\n35% Dividend stocks \n30% ETFs \n20% Individual stocks \n10% Bonds \n5% Misc (international etc.)" | 1,740,266,032 | 2025-02-22 23:13:52 | Kitten-Smuggler | 6 | 8 | 1 | Discussion | /r/dividends/comments/1ivvvbq/building_a_dividend_allocation_for_potential/ | https://www.reddit.com/r/dividends/comments/1ivvvbq/building_a_dividend_allocation_for_potential/ | dividends | west_pharmaceutical_services |
1h9mm9z | Here is my pick to buy tomorrow | null | 1,733,675,556 | 2024-12-08 16:32:36 | ncdad1 | 41 | 59 | 0.83 | Discussion | /r/dividends/comments/1h9mm9z/here_is_my_pick_to_buy_tomorrow/ | dividends | west_pharmaceutical_services | |
1gxw4b9 | NGVC just raised their dividend 20% | NGVC (Natural Grocers by Vitamin Cottage) just posted strong Q4 profit and raised their dividend 20%. Just wanted to share. | 1,732,355,211 | 2024-11-23 09:46:51 | Dude_with_Dollas | 11 | 1 | 0.87 | Due Diligence | /r/dividends/comments/1gxw4b9/ngvc_just_raised_their_dividend_20/ | https://www.reddit.com/gallery/1gxw4b9 | dividends | west_pharmaceutical_services |
1f5rlyw | Excell dividend portfolio tracker I'm working on. | Just wanted to share this, I wanted a way to track my dividend portfolio better. So, I've been working on this excell spreadsheet. It's automated it update real time data. I just have to out the ticker, No. Of Shares, cost, and add dividend yield %. It automatically highlights dividend dates on the watch list and scrat... | 1,725,122,574 | 2024-08-31 16:42:54 | dangermutant | 10 | 29 | 0.81 | Due Diligence | /r/dividends/comments/1f5rlyw/excell_dividend_portfolio_tracker_im_working_on/ | dividends | west_pharmaceutical_services | |
1crs87b | Dividend Pie Percentage Help | Hello,
Thank you for your time to see and comment on this post.
I come to you with a question. Is it only me that finds hard to make a % target for the stocks?
I really need some advise creating a good pie percentage. And yes there are 8 stocks and is quite hard to get grasp of every one of these regarding the new... | 1,715,693,510 | 2024-05-14 13:31:50 | No-Log-7515 | 0 | 7 | 0.5 | Discussion | /r/dividends/comments/1crs87b/dividend_pie_percentage_help/ | https://www.reddit.com/r/dividends/comments/1crs87b/dividend_pie_percentage_help/ | dividends | west_pharmaceutical_services |
17f1qbe | $ADC - Agree Realty Corporation | Time of Writing: 20231023
**Thesis**
Agree Realty Corporation ($ADC) could be a younger, retail-focused alternative to Realty Income Corporation ($O) with a higher degree of growth able to be tapped into.
**Macroeconomic Catalysts**
* Interest rates are sitting at a lofty 5.25-5.5%, heavily weighing down equities s... | 1,698,113,177 | 2023-10-24 02:06:17 | ArchmagosBelisarius | 29 | 17 | 0.9 | Due Diligence | /r/dividends/comments/17f1qbe/adc_agree_realty_corporation/ | https://www.reddit.com/r/dividends/comments/17f1qbe/adc_agree_realty_corporation/ | dividends | west_pharmaceutical_services |
1780m49 | My Shortlist today, research tomorrow | My shortlist I am researching.
Yield+5YrDivGth >12, lower payout and debt, Investment grade >BBB
https://preview.redd.it/negp9rtdt8ub1.png?width=1006&format=png&auto=webp&s=ab88536b6ae4b4699d0acc8c2b9cec642e9f3283 | 1,697,322,005 | 2023-10-14 22:20:05 | ncdad1 | 0 | 2 | 0.36 | Discussion | /r/dividends/comments/1780m49/my_shortlist_today_research_tomorrow/ | https://www.reddit.com/r/dividends/comments/1780m49/my_shortlist_today_research_tomorrow/ | dividends | west_pharmaceutical_services |
13zrrpr | A list of 84 Monthly Dividend Paying stocks. Note that not all stocks have been paying a dividend. This list is as it is, nothing special is involved. For your information only since many people ask who pays monthly dividends. | null | 1,685,830,926 | 2023-06-03 22:22:06 | Ol-Fart_1 | 196 | 46 | 0.87 | Opinion | /r/dividends/comments/13zrrpr/a_list_of_84_monthly_dividend_paying_stocks_note/ | dividends | west_pharmaceutical_services | |
13zjemd | Quantitative Analysis of Weis Markets, Inc. (XNYS:WMK) | Here is my quantitative analysis for Weis Markets, Inc. ($WMK).
# Snapshot for Weis Markets, Inc.
Sector: Consumer Non-Cyclicals
Industry: Food and Beverage Retail
Country: USA
Current Price: $62.93
Weis Markets, Inc. is engaged principally in the retail sale of food in Pennsylvania and surrounding states. The ... | 1,685,813,017 | 2023-06-03 17:23:37 | TheBarnacle63 | 2 | 3 | 0.67 | Due Diligence | /r/dividends/comments/13zjemd/quantitative_analysis_of_weis_markets_inc_xnyswmk/ | https://www.reddit.com/r/dividends/comments/13zjemd/quantitative_analysis_of_weis_markets_inc_xnyswmk/ | dividends | west_pharmaceutical_services |
12cxawp | SCHD's top 10 holdings beat SCHD | Now it's not much, but since the creation of SCHD, if you only invested in their current top 10 stocks, you would have .5% better performance. Plus you can add in the expense ratio of .06%.
SCHD's top 10 holdings as of today:
[**ABBV**](https://www.schwab.com/research/stocks/quotes/summary/abbv) **ABBVIE INC** 4.... | 1,680,727,558 | 2023-04-05 20:45:58 | PizzaMan11554 | 40 | 43 | 0.71 | Discussion | /r/dividends/comments/12cxawp/schds_top_10_holdings_beat_schd/ | https://www.reddit.com/r/dividends/comments/12cxawp/schds_top_10_holdings_beat_schd/ | dividends | west_pharmaceutical_services |
yulam1 | What a difference I few months makes | null | 1,668,389,935 | 2022-11-14 01:38:55 | Crafty-Maximum4529 | 87 | 31 | 0.9 | Personal Goal | /r/dividends/comments/yulam1/what_a_difference_i_few_months_makes/ | https://www.reddit.com/gallery/yulam1 | dividends | west_pharmaceutical_services |
xrftm8 | ARCC is currently a great buy. Here are my thoughts | Hi all. I think ARCC is a strong buy right now and would like to see what others think, I don’t have a strong bear case for them that isn’t just an overall market bear case, so if someone has one I would love to hear it. Below are my thoughts
—————————————————
**About the company:**
ARCC (Ares Capital Corp) is a BDC... | 1,664,477,534 | 2022-09-29 18:52:14 | OG-Pine | 29 | 41 | 0.85 | Discussion | /r/dividends/comments/xrftm8/arcc_is_currently_a_great_buy_here_are_my_thoughts/ | https://www.reddit.com/r/dividends/comments/xrftm8/arcc_is_currently_a_great_buy_here_are_my_thoughts/ | dividends | west_pharmaceutical_services |
x71ymt | Evercore Inc. - A Primer (NYSE: EVR) | # Introduction:
Welcome back to my weekly stock analysis. Apologies for delaying this one. Disclaimer: I am not invested in this one.
Evercore Inc. (NYSE: EVR)
Sector: Capital Markets (Financial Services)
## Company Strengths & Risks:
Evercore is a global investment banking advisory firm headquartered in New York. ... | 1,662,441,604 | 2022-09-06 05:20:04 | chaosumbreon87 | 11 | 3 | 0.83 | Due Diligence | /r/dividends/comments/x71ymt/evercore_inc_a_primer_nyse_evr/ | https://www.reddit.com/r/dividends/comments/x71ymt/evercore_inc_a_primer_nyse_evr/ | dividends | west_pharmaceutical_services |
q4m6ps | The 14-16% Icahn Dividend Analysis point of view | Hi,
Was wondering what's the opinion of this community to the 14-16% dividend approved by Icahn Enterprises L.P. Now its at 53 and they give 2 usd per quarter. I had to do an $IEP analysis at Aconomics and I realized +80% of the company is held by Carl Icahn - Might be good or horrible no?
I checked the company and... | 1,633,788,938 | 2021-10-09 14:15:38 | choclife217 | 10 | 11 | 0.75 | Discussion | /r/dividends/comments/q4m6ps/the_1416_icahn_dividend_analysis_point_of_view/ | https://www.reddit.com/r/dividends/comments/q4m6ps/the_1416_icahn_dividend_analysis_point_of_view/ | dividends | west_pharmaceutical_services |
nl4bc0 | PBT Land Oil trust pure dividend Commodities Super Cycle investment(New operator on lease, NPI pay-down, CAPEX analysis, Oil Price rise) | **TLDR:** **$PBT** is currently a low volume mid cap pure mineral rights Oil play that isn't prone to bankruptcy. It has lagged the Oil market due to production output and Oil pricing leaving their dividend to be low. Current finished projects from 2020 when oil prices were suppressed should make the dividend pop a... | 1,621,989,739 | 2021-05-26 00:42:19 | jim-and-pam | 10 | 5 | 0.86 | Due Diligence | /r/dividends/comments/nl4bc0/pbt_land_oil_trust_pure_dividend_commodities/ | https://www.reddit.com/r/dividends/comments/nl4bc0/pbt_land_oil_trust_pure_dividend_commodities/ | dividends | west_pharmaceutical_services |
l0omg5 | looking for ideas for other months | Current holdings
[**COST**](https://dividend.watch/screener/consumer-services/department-and-specialty-retail-stores/cost-nasdaq)[Costco Wholesale Corporation](https://dividend.watch/screener/consumer-services/department-and-specialty-retail-stores/cost-nasdaq)$362.16 15.4 shares $5,575.453.45 %3.52 %$196.29
​... | 1,611,077,456 | 2021-01-19 17:30:56 | taker52 | 9 | 12 | 1 | Personal Goal | /r/dividends/comments/l0omg5/looking_for_ideas_for_other_months/ | https://www.reddit.com/r/dividends/comments/l0omg5/looking_for_ideas_for_other_months/ | dividends | west_pharmaceutical_services |
g7w9vi | Top 5 Dividend Stocks To Own For LIFE | Passive Income | Early Retirement | The first dividend stock is 3M. With a market cap of just over 82billion, this conglomerate large cap stock has a dividend yield of 4.09% and a 5 year compounded annual growth rate of 10.99%. 3M has 61 years of consecutive years of dividend increases and has survived 7 recessions. This dividend king started it’s di... | 1,587,831,821 | 2020-04-25 16:23:41 | hiddenfreedom | 1 | 0 | 1 | null | /r/dividends/comments/g7w9vi/top_5_dividend_stocks_to_own_for_life_passive/ | https://www.reddit.com/r/dividends/comments/g7w9vi/top_5_dividend_stocks_to_own_for_life_passive/ | dividends | west_pharmaceutical_services |
1aslamo | [SERIOUS] Possible apps to run in the background to make passive income/mine crypto? | I've got 2 spare iPhones with 6 months of free cell service and free data - am are there any apps I can download onto the phones to run in the background each day that'll make me some passive income? Maybe from using the location data if I bring the phones with me when I leave the house? Unfortunately r/beermoney was u... | 1,708,121,759 | 2024-02-16 22:15:59 | sumpg41 | 0 | 37 | 0.34 | ⛏️ MINING | /r/CryptoCurrency/comments/1aslamo/serious_possible_apps_to_run_in_the_background_to/ | https://www.reddit.com/r/CryptoCurrency/comments/1aslamo/serious_possible_apps_to_run_in_the_background_to/ | CryptoCurrency | west_pharmaceutical_services |
1algzjs | Has anyone used Onramper before? | Lately I have been searching for an onramping service that would allow friends and people I know to either tip me or send me money. Since I don't live in the west services like Venmo and the like are not easily available.
I was considering finding an on ramping service that would let people pay with credit/debit card... | 1,707,348,244 | 2024-02-07 23:24:04 | robml | 4 | 10 | 0.64 | DISCUSSION | /r/CryptoCurrency/comments/1algzjs/has_anyone_used_onramper_before/ | https://www.reddit.com/r/CryptoCurrency/comments/1algzjs/has_anyone_used_onramper_before/ | CryptoCurrency | west_pharmaceutical_services |
1ajkqdf | Fresh projects & small market cap opinions/approach | Abstract: Found a project which looks good (in my opinion) looking for opinions and inspiration on how to find fresh, new, early stage projects.
For a while now I've been scouting for new projects, also looking for projects which I could engage with either as investor or in terms of services to the projects. My main ... | 1,707,150,905 | 2024-02-05 16:35:05 | SeaWorldliness2068 | 0 | 26 | 0.41 | DISCUSSION | /r/CryptoCurrency/comments/1ajkqdf/fresh_projects_small_market_cap_opinionsapproach/ | https://www.reddit.com/r/CryptoCurrency/comments/1ajkqdf/fresh_projects_small_market_cap_opinionsapproach/ | CryptoCurrency | west_pharmaceutical_services |
15bfgms | NatWest Customer 'Debanked' for Crypto Trading |
"*I had a business and personal account missing for 2 months,” they told Decrypt, adding that, “They weren't visible on my banking app. Was told that due to cryptocurrencies they would be ending the relationship with me. Had to use a food bank over last Christmas with no access to my funds.*"
"*the customer lodged a... | 1,690,496,613 | 2023-07-27 22:23:33 | jam-hay | 10 | 22 | 0.81 | GENERAL-NEWS | /r/CryptoCurrency/comments/15bfgms/natwest_customer_debanked_for_crypto_trading/ | https://decrypt.co/149494/natwest-customer-debanked-for-crypto-trading-amid-nigel-farage-row | CryptoCurrency | west_pharmaceutical_services |
14bnnxg | NatWest, a bank that explicitly restricted crypto-related transactions post-SVB,now requires prior notice for withdrawals over £2000, as well as an interview and "documentation" like an invoice. It now seems clear crypto was made a scapegoat for ailing and failing banks(or certainly for NatWest) | Traders who are in know who may vaguely remember the name NatWest. NatWest is a UK bank who gained a prominent media name in the face to the fallout of collapse of Silicon Valley bank. There was an initial attribution of blame to crypto by media, as Silvergate was the first to collapse, who mainly service crypto firms,... | 1,686,997,896 | 2023-06-17 10:31:36 | OneThatNoseOne | 102 | 70 | 0.77 | ANALYSIS | /r/CryptoCurrency/comments/14bnnxg/natwest_a_bank_that_explicitly_restricted/ | https://www.reddit.com/r/CryptoCurrency/comments/14bnnxg/natwest_a_bank_that_explicitly_restricted/ | CryptoCurrency | west_pharmaceutical_services |
13h2mar | AMA on r/Cryptocurrency with the U.S. Secret Service and REACT Task Force - May 15th, 11am PT | Greetings r/Cryptocurrency, we are with the U.S. Secret Service’s San Francisco Field Office and the Bay Area Regional Enforcement Allied Computer Team, better known as REACT.
You probably know the Secret Service protects the leaders of the United States, but did you know we’re also responsible for safeguarding the na... | 1,684,038,943 | 2023-05-14 04:35:43 | SF-USSS | 410 | 577 | 0.88 | AMA* | /r/CryptoCurrency/comments/13h2mar/ama_on_rcryptocurrency_with_the_us_secret_service/ | https://www.reddit.com/r/CryptoCurrency/comments/13h2mar/ama_on_rcryptocurrency_with_the_us_secret_service/ | CryptoCurrency | west_pharmaceutical_services |
132u85w | The fact that banks started restricting access to crypto when crypto demand hit its highest levels tells you everything you need to know | It is actually very ironic that many of these banks are in the UK, given the whole UK push to be a crypto hub. Major banks in Lloyds Banking Group, USBC UK and Starling bank have the strictest restrictions on crypto. NatWest is limiting crypto transactions above 1000 pounds. HSBC has also limited transactions.
Signat... | 1,682,778,085 | 2023-04-29 14:21:25 | OneThatNoseOne | 438 | 223 | 0.87 | ANALYSIS | /r/CryptoCurrency/comments/132u85w/the_fact_that_banks_started_restricting_access_to/ | https://www.reddit.com/r/CryptoCurrency/comments/132u85w/the_fact_that_banks_started_restricting_access_to/ | CryptoCurrency | west_pharmaceutical_services |
125yww5 | I get that uneducated people think crypto is a scam because there have been a lot of companies wiped out but please compare the alternatives. | ​
I’m sure none of us on r/cc needs a reminder about how bad the banks are for use compared to crypto. But I came across this tweet today which opened up an old wound:
​
https://preview.redd.it/rbbxff85fqqa1.png?width=1176&format=png&auto=webp&s=821228da1449b837b2e8b7f155edc06d83627f28
"Its kinda funn... | 1,680,119,880 | 2023-03-29 19:58:00 | cannainform2 | 9 | 21 | 0.68 | ANALYSIS | /r/CryptoCurrency/comments/125yww5/i_get_that_uneducated_people_think_crypto_is_a/ | https://www.reddit.com/r/CryptoCurrency/comments/125yww5/i_get_that_uneducated_people_think_crypto_is_a/ | CryptoCurrency | west_pharmaceutical_services |
123rghj | Revolutionizing with crypto | As the popularity of cryptocurrency continues to grow, many people are curious about its practical uses beyond investment purposes.
1. International Payments: One of the biggest advantages of crypto is its ability to facilitate seamless, borderless transactions without the need for banks or other intermediaries. Th... | 1,679,932,984 | 2023-03-27 16:03:04 | fleshlyLoath | 2 | 13 | 0.75 | DISCUSSION | /r/CryptoCurrency/comments/123rghj/revolutionizing_with_crypto/ | https://www.reddit.com/r/CryptoCurrency/comments/123rghj/revolutionizing_with_crypto/ | CryptoCurrency | west_pharmaceutical_services |
11s6he1 | Which UK Banks have ZERO crypto restrictions? List Is Here | Which Banks have Crypto Restrictions?
So the crazy clampdowns are starting in the UK against crypocurrency.
Going off the previous posts I'm trying to put together a list of UK Banks; whether they have restrictions or not. Currently only one - Santander explicitly ban cash-to-crypto transfers, but RBS has closed acc... | 1,678,908,331 | 2023-03-15 19:25:31 | FroPatrol | 32 | 99 | 0.87 | DISCUSSION | /r/CryptoCurrency/comments/11s6he1/which_uk_banks_have_zero_crypto_restrictions_list/ | https://www.reddit.com/r/CryptoCurrency/comments/11s6he1/which_uk_banks_have_zero_crypto_restrictions_list/ | CryptoCurrency | west_pharmaceutical_services |
11r0lv7 | Ride to Three Freedom (R3F): 1% daily MLM crypto Ponzi scam | [https://behindmlm.com/mlm-reviews/ride-to-three-freedom-review-1-a-day-mlm-crypto-ponzi/](https://behindmlm.com/mlm-reviews/ride-to-three-freedom-review-1-a-day-mlm-crypto-ponzi/)
ridetothreefreedom.com, was registered in March 2022.
[Links in the main website does not work. Only \\"login\\" and \\"register\\" can ... | 1,678,782,281 | 2023-03-14 08:24:41 | Allions1 | 6 | 17 | 0.75 | GENERAL-NEWS | /r/CryptoCurrency/comments/11r0lv7/ride_to_three_freedom_r3f_1_daily_mlm_crypto/ | https://www.reddit.com/r/CryptoCurrency/comments/11r0lv7/ride_to_three_freedom_r3f_1_daily_mlm_crypto/ | CryptoCurrency | west_pharmaceutical_services |
11ipmql | Silvergate closes SEN after Moody's downgrades its rating for the second time. | **Silvergate Capital has closed its Silvergate Exchange Network (SEN) due to risk concerns after credit rating agency Moody's downgraded its rating for the second time.**
The company stated that its deposit services will operate until the end of March 3, 2023.
# The risk of Silvergate is increasing due to the rating ... | 1,677,997,276 | 2023-03-05 06:21:16 | plug_and_pray | 6 | 13 | 0.72 | GENERAL-NEWS | /r/CryptoCurrency/comments/11ipmql/silvergate_closes_sen_after_moodys_downgrades_its/ | https://www.reddit.com/r/CryptoCurrency/comments/11ipmql/silvergate_closes_sen_after_moodys_downgrades_its/ | CryptoCurrency | west_pharmaceutical_services |
112bm5h | Understanding Crypto Market Sectors | There's a lot of talk of crypto winter turning to spring. I'm not sure when that will happen, but it doesn't hurt to prepare. This is a non-inclusive list of crypto market segments that might help people do their own research, rather than just following the Youtube shillers or what some dude at the bar said the other n... | 1,676,397,349 | 2023-02-14 17:55:49 | bkcrypt0 | 16 | 22 | 0.78 | DISCUSSION | /r/CryptoCurrency/comments/112bm5h/understanding_crypto_market_sectors/ | https://www.reddit.com/r/CryptoCurrency/comments/112bm5h/understanding_crypto_market_sectors/ | CryptoCurrency | west_pharmaceutical_services |
105zt8y | SEC'S Investor Alert on Ponzi Schemes Using Virtual Currency | I came across this from the SEC while looking for an good example what excessive staking yield was.
https://www.sec.gov/files/ia_virtualcurrencies.pdf
For those of you who don't want to go to a link copied below.
Ponzi schemes Using virtual Currencies
The SEC’s Office of Investor Education and Advocacy is issui... | 1,673,125,908 | 2023-01-07 21:11:48 | fallllllll | 3 | 12 | 0.64 | GENERAL-NEWS | /r/CryptoCurrency/comments/105zt8y/secs_investor_alert_on_ponzi_schemes_using/ | https://www.reddit.com/r/CryptoCurrency/comments/105zt8y/secs_investor_alert_on_ponzi_schemes_using/ | CryptoCurrency | west_pharmaceutical_services |
z2y2e0 | Looking at Binance's Role/Place in the FTX Fallout and Crypto Market as a Whole | While many have been quick to look into FTX and SBF as the source of controversy and rightfully so for the collapse of an exchange and one that was "reputable" at that there are always three sides to a story, one party, the other party's, and the truth. Recently, with everyone laser-focused on FTX I wanted to look at B... | 1,669,231,584 | 2022-11-23 19:26:24 | Status_Floor1746 | 2 | 17 | 0.57 | DISCUSSION | /r/CryptoCurrency/comments/z2y2e0/looking_at_binances_roleplace_in_the_ftx_fallout/ | https://www.reddit.com/r/CryptoCurrency/comments/z2y2e0/looking_at_binances_roleplace_in_the_ftx_fallout/ | CryptoCurrency | west_pharmaceutical_services |
z15xa0 | Why Centralised Crypto Needs Regulatory Oversight. | # Reason of writing this post.
Centralised crypto projects can create value for the global economy from tiny to quadrillion dollar markets, for countries but also for the individual and every layer in between. However there is something holding the space back.
Ponzi schemes, scams, rug pulls, fraud and malpractice ar... | 1,669,054,734 | 2022-11-21 18:18:54 | RookieRamen | 10 | 28 | 0.66 | 🔴 UNRELIABLE SOURCE | /r/CryptoCurrency/comments/z15xa0/why_centralised_crypto_needs_regulatory_oversight/ | https://www.reddit.com/r/CryptoCurrency/comments/z15xa0/why_centralised_crypto_needs_regulatory_oversight/ | CryptoCurrency | west_pharmaceutical_services |
yzfjkq | Bloomberg Article on Crypto. Interesting take on how the main stream media see's crypto. | Bloomberg Article [https://www.bloomberg.com/news/articles/2022-11-17/crypto-s-future-is-in-the-regulated-banking-system](https://www.bloomberg.com/news/articles/2022-11-17/crypto-s-future-is-in-the-regulated-banking-system)
" **Crypto’s Future Is In the Regulated Banking System**
After hitting all-time highs in 2021... | 1,668,874,674 | 2022-11-19 16:17:54 | Afterlife123 | 9 | 11 | 0.74 | PERSPECTIVE | /r/CryptoCurrency/comments/yzfjkq/bloomberg_article_on_crypto_interesting_take_on/ | https://www.reddit.com/r/CryptoCurrency/comments/yzfjkq/bloomberg_article_on_crypto_interesting_take_on/ | CryptoCurrency | west_pharmaceutical_services |
yvimk8 | Is Gemini “safe”? Check this out | Gemini just sent out this email. Honestly I do trust them. I still removed almost all my assets but I still trust them (before this) lol:
“Hi there,
From day one, Gemini has prioritized the security of our customers’ assets. We never have and never will compromise on that point. As the crypto ecosystem emerges from i... | 1,668,474,884 | 2022-11-15 01:14:44 | IWillKillPutin2022 | 17 | 50 | 0.77 | DISCUSSION | /r/CryptoCurrency/comments/yvimk8/is_gemini_safe_check_this_out/ | https://www.reddit.com/r/CryptoCurrency/comments/yvimk8/is_gemini_safe_check_this_out/ | CryptoCurrency | west_pharmaceutical_services |
yv8ons | Gemini is Built on Trust, Safety, and Compliance | Hi there,
From day one, Gemini has prioritized the security of our customers’ assets. We never have and never will compromise on that point. As the crypto ecosystem emerges from infancy into adolescence we are more confident than ever that asking for permission, not for forgiveness will continue to be the central pil... | 1,668,451,659 | 2022-11-14 18:47:39 | Clean_Eyes | 0 | 18 | 0.42 | GENERAL-NEWS | /r/CryptoCurrency/comments/yv8ons/gemini_is_built_on_trust_safety_and_compliance/ | https://www.reddit.com/r/CryptoCurrency/comments/yv8ons/gemini_is_built_on_trust_safety_and_compliance/ | CryptoCurrency | west_pharmaceutical_services |
yseois | 134 of FTX's firms filed for bankruptcy | 1. Alameda Aus Pty Ltd
2. Alameda Global Services Ltd.
3. Alameda Research (Bahamas) Ltd
4. Alameda Research Holdings Inc.
5. Alameda Research KK
6. Alameda Research LLC
7. Alameda Research Ltd
8. Alameda Research Pte Ltd
9. Alameda Research Yankari Ltd
10. Alameda TR Ltd
11. Alameda TR Systems S. de R. L.
12. Allston ... | 1,668,182,753 | 2022-11-11 16:05:53 | AlphaWaifu | 22 | 42 | 0.82 | GENERAL-NEWS | /r/CryptoCurrency/comments/yseois/134_of_ftxs_firms_filed_for_bankruptcy/ | https://www.reddit.com/r/CryptoCurrency/comments/yseois/134_of_ftxs_firms_filed_for_bankruptcy/ | CryptoCurrency | west_pharmaceutical_services |
ysc1po | FTX files for bankruptcy, SBF resigns | https://twitter.com/FTX_Official/status/1591071832823959552
**FTX Group Companies Commence Voluntary Chapter 11 Proceedings in the United States
Begin Orderly Process to Review and Monetize Assets for Benefit of Global Stakeholders
John J. Ray 111 Appointed Chief Executive Officer; Sam Bankman-Fried Resigns*... | 1,668,176,797 | 2022-11-11 14:26:37 | PrinceZero1994 | 111 | 55 | 0.91 | GENERAL-NEWS | /r/CryptoCurrency/comments/ysc1po/ftx_files_for_bankruptcy_sbf_resigns/ | https://www.reddit.com/r/CryptoCurrency/comments/ysc1po/ftx_files_for_bankruptcy_sbf_resigns/ | CryptoCurrency | west_pharmaceutical_services |
y9xh8x | What is crypto adoption? |
This might seem like a stupid question, but it looks as though many people haven't really thought about the meaning of adoption.
For example, government regulations. This may be a controversial take, but I argue regulations are essential for crypto to mature and grow alongside the traditional banking system. Regulati... | 1,666,368,305 | 2022-10-21 16:05:05 | Trixteri | 9 | 39 | 0.69 | DISCUSSION | /r/CryptoCurrency/comments/y9xh8x/what_is_crypto_adoption/ | https://www.reddit.com/r/CryptoCurrency/comments/y9xh8x/what_is_crypto_adoption/ | CryptoCurrency | west_pharmaceutical_services |
y6bc2v | The War on Crypto Privacy Intensifies. Automatic Reporting of ALL Trades and Transactions Soon Mandatory. Shocking New Rules by International Regulator OECD. [Due Diligence] | # The WAR on Crypto Privacy Intensifies. Automatic Reporting of ALL Trades and Transactions Soon Mandatory.
**Massive overreach of international regulators to force all service providers in the industry to:**
​
* Record ALL crypto trades on exchanges, DEFI and DEXs;
* Record (large) purchases from private wal... | 1,666,013,368 | 2022-10-17 13:29:28 | DecentralizedLaw | 80 | 66 | 0.88 | REGULATIONS | /r/CryptoCurrency/comments/y6bc2v/the_war_on_crypto_privacy_intensifies_automatic/ | https://www.reddit.com/r/CryptoCurrency/comments/y6bc2v/the_war_on_crypto_privacy_intensifies_automatic/ | CryptoCurrency | west_pharmaceutical_services |
y2rr7w | JP Morgan cuts ties with Kanye West after critical public comments - financial services get weaponized exemplifying the need for crypto/DeFi! | Banking behemoth JP Morgan allegedly terminated the accounts of rapper Kanye West amidst his recent comments on the Jewish community. Kanye West will now need to find a new bank to hold his multi-billion dollar Yeezy brand because the bank where all of his money was kept has kicked him out.
While his conducts are ques... | 1,665,643,917 | 2022-10-13 06:51:57 | Antana18 | 31 | 137 | 0.58 | DISCUSSION | /r/CryptoCurrency/comments/y2rr7w/jp_morgan_cuts_ties_with_kanye_west_after/ | https://www.reddit.com/r/CryptoCurrency/comments/y2rr7w/jp_morgan_cuts_ties_with_kanye_west_after/ | CryptoCurrency | west_pharmaceutical_services |
xkj0ho | Ethereum's Switch To Proof-Of-Stake May Have Been Based On Misleading Energy FUD | After countless delays, the Ethereum Merge finally took place last week, switching the blockchain protocol from proof-of-work (PoW) to proof-of-stake (PoS).
What this means, in brief, is that Ethereum’s native coin, Ether (ETH)—the world’s second-largest digital asset following Bitcoin (BTC)—can no longer be mined usi... | 1,663,798,955 | 2022-09-21 22:22:35 | polloponzi | 0 | 103 | 0.41 | DISCUSSION | /r/CryptoCurrency/comments/xkj0ho/ethereums_switch_to_proofofstake_may_have_been/ | https://www.reddit.com/r/CryptoCurrency/comments/xkj0ho/ethereums_switch_to_proofofstake_may_have_been/ | CryptoCurrency | west_pharmaceutical_services |
x2jvqa | Unwinding and Revisiting the Many Celsius Scandals | This is a review and timeline of the events surrounding Celsius up until their eventual asset freeze and bankruptcy and first and second hearings.
12th October 2021 - Celsius raised 400M in a funding round lead by Canada’s second-largest pension fund, Caisse de dépôt et placement du Québec (CDPQ), and WestCap, an equi... | 1,661,968,086 | 2022-08-31 17:48:06 | OneThatNoseOne | 5 | 8 | 0.62 | ANALYSIS | /r/CryptoCurrency/comments/x2jvqa/unwinding_and_revisiting_the_many_celsius_scandals/ | https://www.reddit.com/r/CryptoCurrency/comments/x2jvqa/unwinding_and_revisiting_the_many_celsius_scandals/ | CryptoCurrency | west_pharmaceutical_services |
wkf10g | A refugee's account of the dictatorship in Syria – in defense of decentralized money | **A refugee's account of the dictatorship in Syria – in defense of decentralized money**
Did you know that: to send money from abroad to Syria, an individual loses more than 40% with the exchange difference alone – and that this is probably intentional, by the Syrian State?
Check out this exclusive account of a ref... | 1,660,080,007 | 2022-08-09 21:20:07 | vinibarbosa | 7 | 19 | 0.62 | ANECDOTAL | /r/CryptoCurrency/comments/wkf10g/a_refugees_account_of_the_dictatorship_in_syria/ | https://www.reddit.com/r/CryptoCurrency/comments/wkf10g/a_refugees_account_of_the_dictatorship_in_syria/ | CryptoCurrency | west_pharmaceutical_services |
vo4x02 | Yesterday European Commission agreed on a deal for stringent and invasive AML for all crypto services, including linking your onchain wallets to user's KYC details. This drastically destroys user's privacy | Yesterday the EU framed new KYC and AML mandates that affect all crypto service providers including exchanges and wallets.
[EU Rep: After months of negotiations with the Council, we agreed the most ambitious travel rule for transfers of crypto-assets in the world. We are putting an end to the wild west of unregulated... | 1,656,583,981 | 2022-06-30 10:13:01 | Set1Less | 1,579 | 829 | 0.93 | GENERAL-NEWS | /r/CryptoCurrency/comments/vo4x02/yesterday_european_commission_agreed_on_a_deal/ | https://www.reddit.com/r/CryptoCurrency/comments/vo4x02/yesterday_european_commission_agreed_on_a_deal/ | CryptoCurrency | west_pharmaceutical_services |
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