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gnq5gh | I am set to be getting a large payout for a personal injury case, what should I do? | Hi all, first off I want to thank everyone in advance for the help. Let me start by saying a year ago I was in a rather bad accident that ended up with months of physical therapy and multiple surgeries. Thanks to my underinsured motorist policy I am getting $250k before lawyer fees and medical settlement. I will likely... | 1,590,035,100 | 2020-05-21 04:25:00 | tastefulmalesideboob | 1 | 22 | 0.67 | Other | /r/personalfinance/comments/gnq5gh/i_am_set_to_be_getting_a_large_payout_for_a/ | https://www.reddit.com/r/personalfinance/comments/gnq5gh/i_am_set_to_be_getting_a_large_payout_for_a/ | personalfinance | advanced_micro_devices |
f6krfg | A Personal Finance Guide to Cybersecurity | Cybersecurity is a critical component of financial security, but rarely discussed in personal finance circles. Note that cybersecurity practitioners disagree over best practices for personal cybersecurity. This is my perspective, as I have some expertise in the area. This guide was posted to r/fatFIRE as part of my ong... | 1,582,160,184 | 2020-02-20 00:56:24 | ACheetoBandito | 2,631 | 250 | 0.96 | Other | /r/personalfinance/comments/f6krfg/a_personal_finance_guide_to_cybersecurity/ | https://www.reddit.com/r/personalfinance/comments/f6krfg/a_personal_finance_guide_to_cybersecurity/ | personalfinance | advanced_micro_devices |
f0bgh2 | HSA, Amazon purchase of hearing aid batteries | I’m looking for some info on HSA. Normally I’d ask my mom about this stuff because she knew everything, but she died two years ago and I’ve been lost ever since.
I have an employer-based HSA (and I think a high-deductible health insurance that I pay $140/mo for but I’ve never seen any documentation or cards for this.... | 1,581,086,926 | 2020-02-07 14:48:46 | sovrappensiero1 | 1 | 15 | 0.57 | Insurance | /r/personalfinance/comments/f0bgh2/hsa_amazon_purchase_of_hearing_aid_batteries/ | https://www.reddit.com/r/personalfinance/comments/f0bgh2/hsa_amazon_purchase_of_hearing_aid_batteries/ | personalfinance | advanced_micro_devices |
er78ex | Android budgeting App | The old adage, "the more you make, the more you spend" has never rang more true as it does now. That being said, I make more now than I ever have, but I'm still living pay check to pay check. I'm sick of it.
Budgeting has always been tough and I've always found excuses on why I don't need to. I've been lying to mysel... | 1,579,490,664 | 2020-01-20 03:24:24 | mic_vox | 1 | 14 | 0.66 | Budgeting | /r/personalfinance/comments/er78ex/android_budgeting_app/ | https://www.reddit.com/r/personalfinance/comments/er78ex/android_budgeting_app/ | personalfinance | advanced_micro_devices |
eke26x | Please tell me how to determine if I can afford an item. | My neice dunked my phone in a bowl of water while I was asleep and its beyond repair according to the repair shop so I need to get a new one.
I've been up all night checking up phones ranging from $110 used phone to a new $410 device. Obviously my preference is for the new one but I'm not sure I can afford it.
I was... | 1,578,236,659 | 2020-01-05 15:04:19 | FuegoDeDios | 0 | 12 | 0.14 | Budgeting | /r/personalfinance/comments/eke26x/please_tell_me_how_to_determine_if_i_can_afford/ | https://www.reddit.com/r/personalfinance/comments/eke26x/please_tell_me_how_to_determine_if_i_can_afford/ | personalfinance | advanced_micro_devices |
ek6w1t | Request: App compatible on iOS and Android that allows you to set a weekly spending target and input expenses. | My wife recently switched to Android from iOS. We used to use Family Fortune to set a weekly spending limit. Then we would put in our purchases throughout the week to track how much was left. It worked great for our savings goal. Family Fortune is not available on Android, so we need a new app that I can have on iO... | 1,578,192,573 | 2020-01-05 02:49:33 | re-redditin | 0 | 6 | 0.5 | Budgeting | /r/personalfinance/comments/ek6w1t/request_app_compatible_on_ios_and_android_that/ | https://www.reddit.com/r/personalfinance/comments/ek6w1t/request_app_compatible_on_ios_and_android_that/ | personalfinance | advanced_micro_devices |
ee7nxw | How is it possible to create a budget when my earnings and our spending is consistent from month to month? | I'm a 33 year old male, working in medical device sales. My wife is self-employed and will be retiring once we have a baby (in the next year hopefully).
In my sales job, I have a salary but also get quarterly commissions that are different every quarter. Sometimes it is $50,000, sometimes it is $0. For our spending, w... | 1,577,036,305 | 2019-12-22 17:38:25 | DappaMappa | 2 | 9 | 0.58 | Budgeting | /r/personalfinance/comments/ee7nxw/how_is_it_possible_to_create_a_budget_when_my/ | https://www.reddit.com/r/personalfinance/comments/ee7nxw/how_is_it_possible_to_create_a_budget_when_my/ | personalfinance | advanced_micro_devices |
e8hdpw | How I cut my wife's Verizon bill in half | Note in advance: This is what we were able to do on a phone being used in a relatively low-data environment, & apologies if this has been covered here before.
We have a personal plan on Verizon. My wife's phone is the remaining device on the account; I canceled mine after getting a Vz phone at work. After making the ... | 1,575,931,438 | 2019-12-09 22:43:58 | Tweetystraw | 2 | 8 | 1 | Budgeting | /r/personalfinance/comments/e8hdpw/how_i_cut_my_wifes_verizon_bill_in_half/ | https://www.reddit.com/r/personalfinance/comments/e8hdpw/how_i_cut_my_wifes_verizon_bill_in_half/ | personalfinance | advanced_micro_devices |
dvsd6k | (NG) 24 Yrs Living Paycheck to Paycheck | Hello, I'm 24 Years, recently got hired as a full staff in an organization where I did my Internship, earning twice the amount I did as an Intern, but I still Live Paycheck to Paycheck.
I've been a subscriber of this subreddit for a while, and tried some of the budgeting sheets that were shared here, but there... | 1,573,654,599 | 2019-11-13 14:16:39 | fnhflexy | 0 | 7 | 0.25 | Budgeting | /r/personalfinance/comments/dvsd6k/ng_24_yrs_living_paycheck_to_paycheck/ | https://www.reddit.com/r/personalfinance/comments/dvsd6k/ng_24_yrs_living_paycheck_to_paycheck/ | personalfinance | advanced_micro_devices |
df3joc | Advice on checking credit reports after resolving a false debt | I apologize in advance if the format is messed up, as I’m typing on a mobile device.
Anyway, recently I had a dispute with a medical practice that recently got resolved. Basically I sought medical treatment at a doctors office back in April 2019, and due to issues with my insurance, the doctor agreed that I would pay ... | 1,570,557,117 | 2019-10-08 17:51:57 | EndlessWanderer316 | 2 | 4 | 1 | Credit | /r/personalfinance/comments/df3joc/advice_on_checking_credit_reports_after_resolving/ | https://www.reddit.com/r/personalfinance/comments/df3joc/advice_on_checking_credit_reports_after_resolving/ | personalfinance | advanced_micro_devices |
d8gskg | Mother died, initiating change of accounts for utilities (NH) | Thank you in advance for any and all advice. I have a couple of questions regarding switching utilities from my recently deceased mother to my father.
1. Cell phone account, Verizon. My mother got a new phone less than a year before passing. A phone that she is paying monthly on. Our plan is to switch dad to prepaid ... | 1,569,291,249 | 2019-09-24 02:14:09 | adebium | 1 | 0 | 1 | Other | /r/personalfinance/comments/d8gskg/mother_died_initiating_change_of_accounts_for/ | https://www.reddit.com/r/personalfinance/comments/d8gskg/mother_died_initiating_change_of_accounts_for/ | personalfinance | advanced_micro_devices |
d3o0l5 | Is there any way to have one person take sole responsibility for a joint collections account? | So as a young adult, I have made a couple of mistakes. I was interested in potentially opening a new credit card to move debt over at 0 APR, while using a referral code from my brother to give him a kick back.
I told the banker the truth, that I probably had one or two things in collections. The banker said if I had a... | 1,568,375,074 | 2019-09-13 11:44:34 | Typical_Cyanide | 1 | 4 | 1 | Debt | /r/personalfinance/comments/d3o0l5/is_there_any_way_to_have_one_person_take_sole/ | https://www.reddit.com/r/personalfinance/comments/d3o0l5/is_there_any_way_to_have_one_person_take_sole/ | personalfinance | advanced_micro_devices |
d09k3h | I've only recently gotten to a level of consistent employment, and I need help figuring out how to balance and get rid of extraneous expenses. | I am a young adult high school graduate living in a large city within the U.S. I have been completely independent from the age of 18 and mostly independent from about 16, and I am currently in my mid 20's. Due to reasons I would not like to delve too deep into I have only recently found steady employment/living situati... | 1,567,731,430 | 2019-09-06 00:57:10 | err0r333 | 2 | 13 | 0.75 | Employment | /r/personalfinance/comments/d09k3h/ive_only_recently_gotten_to_a_level_of_consistent/ | https://www.reddit.com/r/personalfinance/comments/d09k3h/ive_only_recently_gotten_to_a_level_of_consistent/ | personalfinance | advanced_micro_devices |
ctjh4q | How to find my husbands auto-payments? | My husband and I share a joint checking account and funds are very, very tight. We seem to have a lot of stupid little micro-transactions for subscriptions that auto-pay that are killing us! They overdraft our account and so that $10 subscription to what-the-f-ever is actually costing us $10 plus a $34 overdraft fee.
... | 1,566,406,116 | 2019-08-21 16:48:36 | TheRoaringJunior | 2 | 32 | 0.58 | Auto | /r/personalfinance/comments/ctjh4q/how_to_find_my_husbands_autopayments/ | https://www.reddit.com/r/personalfinance/comments/ctjh4q/how_to_find_my_husbands_autopayments/ | personalfinance | advanced_micro_devices |
cr4rry | My girlfriend's sister stole my girlfriend's identity, their parents' (hopefully not her son's). We need help figuring out how best to deal with it. Thanks in advance! | TLDR: My girlfriend's junky sister stole my girlfriends identity, her parents, and stole from others at the worst time she could have picked for the family, and it is putting her son's livelihood and stability in immediate jeopardy. We are constantly finding out some way she has used these identities (sometimes mixed, ... | 1,565,953,107 | 2019-08-16 10:58:27 | YerBbysDaddy | 0 | 10 | 0.33 | Credit | /r/personalfinance/comments/cr4rry/my_girlfriends_sister_stole_my_girlfriends/ | https://www.reddit.com/r/personalfinance/comments/cr4rry/my_girlfriends_sister_stole_my_girlfriends/ | personalfinance | advanced_micro_devices |
clj2ii | Advice on medical debt | Hey all, just looking for some advice to try and figure out life. So my wife was hospitalized a few times last year for some mental health issues a it racked up quite a bit of medical debt. We have an out of pocket maximum of $9000 which we hit after like April 2018. So we have about $11,000 in medical debt just loomin... | 1,564,840,893 | 2019-08-03 14:01:33 | reload3099 | 3 | 10 | 0.81 | Insurance | /r/personalfinance/comments/clj2ii/advice_on_medical_debt/ | https://www.reddit.com/r/personalfinance/comments/clj2ii/advice_on_medical_debt/ | personalfinance | advanced_micro_devices |
bre9ov | Brokerage v Roth IRA Allocation | Hey Reddit, I just have a quick question. If the answer isn't too clear cut, maybe someone can point me to where I can self-educate about how to make the decision.
By the end of the year, I'll have ~25% of my investments in a plain brokerage account and ~75% of my investments in my Roth IRA. The rate of investment int... | 1,558,464,676 | 2019-05-21 18:51:16 | InadequateExpression | 1 | 2 | 1 | Investing | /r/personalfinance/comments/bre9ov/brokerage_v_roth_ira_allocation/ | https://www.reddit.com/r/personalfinance/comments/bre9ov/brokerage_v_roth_ira_allocation/ | personalfinance | advanced_micro_devices |
br1ywb | Investments are spread out over 3 firms, some of which are depleting from fees, what should I do? | The few stocks I have (bought on my behalf by deceased family) are being sold off by Morgan Stanley because of inactivity fees and also low overall value.
I have some stocks and bonds in UBS, and Janey as well, plus 401k from employer in another.
I considered moving them all to Janney.
Side-note: I really, really... | 1,558,389,502 | 2019-05-20 21:58:22 | GilFarmer | 2 | 6 | 1 | Investing | /r/personalfinance/comments/br1ywb/investments_are_spread_out_over_3_firms_some_of/ | https://www.reddit.com/r/personalfinance/comments/br1ywb/investments_are_spread_out_over_3_firms_some_of/ | personalfinance | advanced_micro_devices |
az03os | Please Help with Financial Plan for in debt father. (have plan, looking for feedback) | Hello Reddit,
Thanks in advance! I need help with the method of helping my in debt father. I have a plan in place, I would just like the communities input in case there are any steps I've missed:
​
Why I am doing this: My father is 65. He has no retirement savings other than social security. I care and would... | 1,552,109,143 | 2019-03-09 05:25:43 | HellrageXVI | 1 | 6 | 1 | Debt | /r/personalfinance/comments/az03os/please_help_with_financial_plan_for_in_debt/ | https://www.reddit.com/r/personalfinance/comments/az03os/please_help_with_financial_plan_for_in_debt/ | personalfinance | advanced_micro_devices |
apyc1c | Debt collection help.. | Hi! I read through a bunch of old posts and the wiki pages linked in them about debt collection. I have a little bit of an idea but would like some advice.
I am 22 so I’m still developing credit and learning how it works. When I was 18 I signed up for sprint. I used sprint until this past summer because I moved out o... | 1,550,005,948 | 2019-02-12 21:12:28 | Cassidylouise96 | 2 | 4 | 1 | Debt | /r/personalfinance/comments/apyc1c/debt_collection_help/ | https://www.reddit.com/r/personalfinance/comments/apyc1c/debt_collection_help/ | personalfinance | advanced_micro_devices |
aj2jks | Should I put 100% focus into snowballing my debt and put off retirement savings? | This is an update from a post I made about 7 months ago.
​
I got a job last May making $24.04/hour ($50,000/year) plus any overtime. I've made progress but also some of my information was wrong when I made that last post.
​
My current assets are:
* $5,780 in my checking account (saving for a down pay... | 1,548,266,932 | 2019-01-23 18:08:52 | CaptainNemo_42 | 1 | 11 | 1 | Planning | /r/personalfinance/comments/aj2jks/should_i_put_100_focus_into_snowballing_my_debt/ | https://www.reddit.com/r/personalfinance/comments/aj2jks/should_i_put_100_focus_into_snowballing_my_debt/ | personalfinance | advanced_micro_devices |
aez0su | IRS Free File opens today | Starting today, taxpayers can go to www.irs.gov/freefile to find the Free File software product that matches their situation. Each partner sets its own eligibility standards, generally based on age, income or state residency. Taxpayers can do their taxes online from IRS.gov or they can use the IRS2Go mobile app to acce... | 1,547,235,624 | 2019-01-11 19:40:24 | these-things-happen | 119 | 25 | 0.95 | Taxes | /r/personalfinance/comments/aez0su/irs_free_file_opens_today/ | https://www.reddit.com/r/personalfinance/comments/aez0su/irs_free_file_opens_today/ | personalfinance | advanced_micro_devices |
ac8ygj | Chase wont refund an unauthorized purchase on my ebay account that was delivered to a different address | I apologize in advance for the length. I just want to be as descriptive as possible because I feel like I'm at a deadend. The bank isn't helping at all.
I was at a friends house late at night when around 2am I got notifications from ebay saying I have completed 2 separate purchases for a hair dryer and a curling iron.... | 1,546,542,498 | 2019-01-03 19:08:18 | TheArgentineMachine | 1 | 5 | 0.6 | Other | /r/personalfinance/comments/ac8ygj/chase_wont_refund_an_unauthorized_purchase_on_my/ | https://www.reddit.com/r/personalfinance/comments/ac8ygj/chase_wont_refund_an_unauthorized_purchase_on_my/ | personalfinance | advanced_micro_devices |
abac9d | If I purchase a car today, but the check to the dealership doesn't clear until the new year, does the purchase get recorded in 2018 or 2019? | Was hoping to purchase a car before year end. Just discovered Vanguard is still in the process of verifying my bank information. (Didn't know there was a second wait after the micro-transaction process.) So, the earliest the money could be transferred from that account would be the 2nd. If I purchase a car today via pe... | 1,546,284,461 | 2018-12-31 19:27:41 | muricangrrrrl | 1 | 8 | 0.56 | Auto | /r/personalfinance/comments/abac9d/if_i_purchase_a_car_today_but_the_check_to_the/ | https://www.reddit.com/r/personalfinance/comments/abac9d/if_i_purchase_a_car_today_but_the_check_to_the/ | personalfinance | advanced_micro_devices |
a4nrry | Laptop Replacement Denied | Hello, sorry if this is the wrong sub for this, but I couldn't really think of anywhere else to put it off the top of my head.
So back in August I bought a new laptop at Walmart, along with the 3 year accidental damage plan. When purchasing the laptop, I specifically made sure to ask for the "ACCIDENTAL DAMAGE plan" b... | 1,544,383,264 | 2018-12-09 19:21:04 | ice92355 | 4 | 27 | 0.65 | Insurance | /r/personalfinance/comments/a4nrry/laptop_replacement_denied/ | https://www.reddit.com/r/personalfinance/comments/a4nrry/laptop_replacement_denied/ | personalfinance | advanced_micro_devices |
9cyc0p | Loan Amount of $3K but I Only Need $1500, What Do I Do With the Rest? | Hello all!
(Background - I am a 21 year old college student living on campus. My monthly loan payment is only $106/month with no penalty of early pay-off and a reasonable 15% interest rate thanks to my moms perfect credit score of 850 lol. I don't really need "you should have done this or that" or "Man you're getting ... | 1,536,085,535 | 2018-09-04 18:25:35 | swil9607 | 2 | 38 | 0.56 | Debt | /r/personalfinance/comments/9cyc0p/loan_amount_of_3k_but_i_only_need_1500_what_do_i/ | https://www.reddit.com/r/personalfinance/comments/9cyc0p/loan_amount_of_3k_but_i_only_need_1500_what_do_i/ | personalfinance | advanced_micro_devices |
9acc1d | Laptop/expensive gadget insurance | So normally I'd be like "hell na, dude, laptop insurance is a scam"
HOWEVER. Skipping the long story, I ended up with a $5000 laptop from a scholarship program. It's for personal use, not a work device. It has the default Lenovo warranty on it, but I don't get the impression this covers random things like theft/spi... | 1,535,250,580 | 2018-08-26 02:29:40 | ElectricalSpecific3 | 7 | 18 | 0.75 | Insurance | /r/personalfinance/comments/9acc1d/laptopexpensive_gadget_insurance/ | https://www.reddit.com/r/personalfinance/comments/9acc1d/laptopexpensive_gadget_insurance/ | personalfinance | advanced_micro_devices |
94th25 | Question about CC returns | I don’t really Reddit and am on my phone so apologies if I’m violating any kind of protocol. Thanks in advance for any help or directions to where I should be posting.
I made a purchase at an electronics store in my area that was closing using my credit card, and as per the advice of this sub I promptly paid it off. H... | 1,533,489,688 | 2018-08-05 17:21:28 | Balanced_blade | 0 | 4 | 0.5 | Credit | /r/personalfinance/comments/94th25/question_about_cc_returns/ | https://www.reddit.com/r/personalfinance/comments/94th25/question_about_cc_returns/ | personalfinance | advanced_micro_devices |
93h2y9 | I have $500. What to do with it besides putting it into savings. | I don’t know if this is the right place for this kind of advice but I have lumpkin of $500 on the way and I need advice pertaining to how to grow that shizzz.
Lend me your wisdom please 🙏
I’m terrible with money, and left to my own devices it will be spent frivolously.
Best options/plans?
Starting a micro busine... | 1,533,061,888 | 2018-07-31 18:31:28 | autmnleighhh | 1 | 25 | 0.67 | Investing | /r/personalfinance/comments/93h2y9/i_have_500_what_to_do_with_it_besides_putting_it/ | https://www.reddit.com/r/personalfinance/comments/93h2y9/i_have_500_what_to_do_with_it_besides_putting_it/ | personalfinance | advanced_micro_devices |
8zrbt2 | Just received outrageous, unexpected, and unwarranted medical bill. Advice? | 3 months ago, my wife had surgery to repair a broken nose from a car accident. We were told in advance how much the entire procedure would cost and paid that entire amount. When the nurse was preparing my wife to be discharged from the facility after the surgery, the nurse gave me several instructions and items to take... | 1,531,879,118 | 2018-07-18 01:58:38 | voltolt | 11 | 33 | 0.83 | Insurance | /r/personalfinance/comments/8zrbt2/just_received_outrageous_unexpected_and/ | https://www.reddit.com/r/personalfinance/comments/8zrbt2/just_received_outrageous_unexpected_and/ | personalfinance | advanced_micro_devices |
8wb6ip | Not sure which job to take. Current job, working from home VS commuting to new job with better pay. What to do? Not many other people to talk to about this. | I've recently been offered a job to work at a good company about 45 minutes away from my apartment. I'll break down the current situation with all the variables I can think of. I'm trying to see if I am missing any large positives/negatives by choosing one over the other. Thank you in advance for any advice!
Current j... | 1,530,803,361 | 2018-07-05 15:09:21 | Capt_Man_Muffin | 6 | 51 | 0.7 | Employment | /r/personalfinance/comments/8wb6ip/not_sure_which_job_to_take_current_job_working/ | https://www.reddit.com/r/personalfinance/comments/8wb6ip/not_sure_which_job_to_take_current_job_working/ | personalfinance | advanced_micro_devices |
8s8pcg | I'm worth $150,000 and I feel like I can't buy a house. Advice? | Hey guys- long time follower, first time poster.
I am 28, and I'm an energy broker in natural gas. I have a commission based job with wild fluctuations in month to month pay. I have no debt. Quick break down of net worth:
Checking Account - $9,000
Savings Account - $9,000
Edward Jones Stock portfolio - $66,000
Roth ... | 1,529,413,543 | 2018-06-19 13:05:43 | zach100589 | 0 | 13 | 0.5 | null | /r/personalfinance/comments/8s8pcg/im_worth_150000_and_i_feel_like_i_cant_buy_a/ | https://www.reddit.com/r/personalfinance/comments/8s8pcg/im_worth_150000_and_i_feel_like_i_cant_buy_a/ | personalfinance | advanced_micro_devices |
8jjacp | Manufacturer phone repair was supposed to take 4 weeks, they've had my phone since October 2017. What can I do? | My apologies if this isn't the most appropriate subreddit for this question. Please let me know if there's somewhere better to post, and I will!
I purchased a carrier exclusive phone last year around April, and added the cost to the monthly plan as I didn't have enough saved to buy it outright. 4 months later, the s... | 1,526,363,577 | 2018-05-15 05:52:57 | Ladyluja | 2 | 3 | 0.6 | Other | /r/personalfinance/comments/8jjacp/manufacturer_phone_repair_was_supposed_to_take_4/ | https://www.reddit.com/r/personalfinance/comments/8jjacp/manufacturer_phone_repair_was_supposed_to_take_4/ | personalfinance | advanced_micro_devices |
8grl5i | Learnvest is closing all accounts and relaunching later this year | Just got an email from Learnvest about my account. I'm not sure how this sub feels about the service, but I've been using it for about 3 years now and have gotten myself out of consumer debt thanks to it. While I no longer need the service as much, kind of bummed to see it go. Any thoughts as to their new direction?
*... | 1,525,364,287 | 2018-05-03 16:18:07 | level80paladin | 8 | 29 | 0.8 | Budgeting | /r/personalfinance/comments/8grl5i/learnvest_is_closing_all_accounts_and_relaunching/ | https://www.reddit.com/r/personalfinance/comments/8grl5i/learnvest_is_closing_all_accounts_and_relaunching/ | personalfinance | advanced_micro_devices |
829kz3 | Retirement calculators that include pre/post tax optimization & utilization of mega-back-door Roth IRA in lieu of higher non-tax-advantaged savings | 25 y/o in the lucky situation of stumbling into a quite well-paying job (expect $235k of W2 income in 2018) and further that I can take advantage of:
- Traditional 401k with 50% match
- Roth 401k with 50% match
- Additional after-tax 401k contributions with in-service Roth IRA conversions (mega-back-door Roth)
- Regul... | 1,520,285,763 | 2018-03-05 21:36:03 | 401k-optimization | 0 | 9 | 0.5 | Retirement | /r/personalfinance/comments/829kz3/retirement_calculators_that_include_prepost_tax/ | https://www.reddit.com/r/personalfinance/comments/829kz3/retirement_calculators_that_include_prepost_tax/ | personalfinance | advanced_micro_devices |
81ww1j | Help with Sudden Medical Bills | Hi, first time poster here, forgive my errors.
I'm a 27 y/o with a couple of ongoing health problems-- very invasive adenomyosis/endometriosis and migraines. They are generally well managed, or my doctors and I have a plan in place to work on it. I currently spend about $6,000/year on healthcare bills and have about ... | 1,520,157,916 | 2018-03-04 10:05:16 | missiontomarsbars | 1 | 10 | 0.6 | Insurance | /r/personalfinance/comments/81ww1j/help_with_sudden_medical_bills/ | https://www.reddit.com/r/personalfinance/comments/81ww1j/help_with_sudden_medical_bills/ | personalfinance | advanced_micro_devices |
7zqrr5 | Debit Card Fraud / Skimming - Police Won't Take Report | Hi folks! Thanks in advance for any advice.
Last Saturday I checked my account balance on my checking account to see that someone withdrew $500 (limit) from my account using an ATM which I have since identified. The ATM is located at a local credit union about 35 miles from my home. My account in question is also with... | 1,519,414,528 | 2018-02-23 19:35:28 | night-shark | 1 | 4 | 0.6 | Credit | /r/personalfinance/comments/7zqrr5/debit_card_fraud_skimming_police_wont_take_report/ | https://www.reddit.com/r/personalfinance/comments/7zqrr5/debit_card_fraud_skimming_police_wont_take_report/ | personalfinance | advanced_micro_devices |
7zkju6 | NFC vs chip reader: security | With Google putting wallet and Android pay into one app I've been strongly considering using the app more. But I'm curious as to which one is more secure? Is using a chip reader or using my phone's NFC more secure when making payments?
And an additional question is it possible to steal your information by someone own... | 1,519,352,124 | 2018-02-23 02:15:24 | misterjfeeny | 2 | 1 | 1 | Other | /r/personalfinance/comments/7zkju6/nfc_vs_chip_reader_security/ | https://www.reddit.com/r/personalfinance/comments/7zkju6/nfc_vs_chip_reader_security/ | personalfinance | advanced_micro_devices |
7wqlk6 | To Move or not to move! Job Situation | Im in a bit of an interesting situation. Currently 25 and been working for a large Med device company ive wanted to work for since i was a kid. Started at 70k as an engineer and 2.5 years later a supervisor making 90k. Love the company. Have 33k in 401k, 8k in stocks and have grea benefits. Been going to school and get... | 1,518,321,577 | 2018-02-11 03:59:37 | Tubamaster21474 | 1 | 3 | 1 | Employment | /r/personalfinance/comments/7wqlk6/to_move_or_not_to_move_job_situation/ | https://www.reddit.com/r/personalfinance/comments/7wqlk6/to_move_or_not_to_move_job_situation/ | personalfinance | advanced_micro_devices |
7off5x | Searching for the perfect financial app for me, advice needed | So I've been lurking on here awhile, and y'all have inspired me to finally get my family's finances straightened out! Only problem is, I can't seem to find the perfect tool to use to do so. The main reason I'm having such a problem is that I'll be going back to serving in 1-2 months, and so will be depositing money eve... | 1,515,196,097 | 2018-01-05 23:48:17 | bkrdr12 | 1 | 2 | 1 | Planning | /r/personalfinance/comments/7off5x/searching_for_the_perfect_financial_app_for_me/ | https://www.reddit.com/r/personalfinance/comments/7off5x/searching_for_the_perfect_financial_app_for_me/ | personalfinance | advanced_micro_devices |
7m0a0q | Moved 1300 miles away from home and might have to move back home. Help! | Hello, PF. LTL, FTP. You know the drill. Long post incoming so bare with me. I’m also on mobile so forgive me if there are errors.
Back in October, I moved to Washington. It was something I wanted to do for a long time (I’ve been talking about moving out here for nearly a decade) and when the opportunity presented it... | 1,514,187,613 | 2017-12-25 07:40:13 | LindyRyan | 3 | 5 | 0.6 | Housing | /r/personalfinance/comments/7m0a0q/moved_1300_miles_away_from_home_and_might_have_to/ | https://www.reddit.com/r/personalfinance/comments/7m0a0q/moved_1300_miles_away_from_home_and_might_have_to/ | personalfinance | advanced_micro_devices |
7i2hky | Should I switch from a personal, grandfathered Simple Choice Promo plan to my company's free plan? (still T-Mobile unlimited) | Hey there PF,
I recently got promoted at work and am now eligible for a company-provided T-Mobile phone plan for free (+$30/mo for my spouse)
My question is whether there are any hidden gotchas that I might be missing, and whether you all think it's a good choice in the long-run.
Here's the details...
**My Current ... | 1,512,605,971 | 2017-12-07 00:19:31 | neatchee | 1 | 6 | 1 | Budgeting | /r/personalfinance/comments/7i2hky/should_i_switch_from_a_personal_grandfathered/ | https://www.reddit.com/r/personalfinance/comments/7i2hky/should_i_switch_from_a_personal_grandfathered/ | personalfinance | advanced_micro_devices |
7883up | (FR) I am about 22k€ in debt. I'm trying to pay them monthly but what's left isn't enough to live so I keep getting more loans. I need help to organize myself. | Hi !
I've been in debt since about 10 years (I'm now 29 years old). I've tried to pay them back as much as I could but as of now I realize I can't afford my lifestyle with what's left after my monthly fees. Is there anyone here who could help me budget things so that I can get clean as soon as possible ?
Here are all... | 1,508,769,273 | 2017-10-23 14:34:33 | sego94 | 1 | 2 | 1 | Debt | /r/personalfinance/comments/7883up/fr_i_am_about_22k_in_debt_im_trying_to_pay_them/ | https://www.reddit.com/r/personalfinance/comments/7883up/fr_i_am_about_22k_in_debt_im_trying_to_pay_them/ | personalfinance | advanced_micro_devices |
76c294 | Why do security questions for my son's accounts all relate to his father? | My son is 18, in the Army (currently in AIT). I'm on the homefront trying to help him out with his affairs before he ships overseas for 1-2 years.
When he tried to log onto the app for our banking institution he is is confronted with those 3-4 security questions you sometimes get when first logging on through a new de... | 1,507,987,259 | 2017-10-14 13:20:59 | redbarnphotog | 0 | 23 | 0.3 | Other | /r/personalfinance/comments/76c294/why_do_security_questions_for_my_sons_accounts/ | https://www.reddit.com/r/personalfinance/comments/76c294/why_do_security_questions_for_my_sons_accounts/ | personalfinance | advanced_micro_devices |
74qmpk | Should I stay at my current company or take a risk and join a start up company for more money? | Hey PF! I'm needing some unbiased advice/thoughts about my current situation. Long post so apologies in advance. (Throwaway account...because you know.)
I [26F] currently work at a small US company (let's call them Company A) that has been in business for 25+ years and has a great reputation in town. I've been here f... | 1,507,324,431 | 2017-10-06 21:13:51 | THROW-Away-2345678 | 2 | 4 | 1 | Employment | /r/personalfinance/comments/74qmpk/should_i_stay_at_my_current_company_or_take_a/ | https://www.reddit.com/r/personalfinance/comments/74qmpk/should_i_stay_at_my_current_company_or_take_a/ | personalfinance | advanced_micro_devices |
6qzfsl | Last year I had a house fire, so I decided to write a book about the experience to help others who may go through the same. | We had a rechargeable battery explode, burning up a good portion of my [garage](https://imgur.com/gallery/foKe9) and filling the house with smoke. Since I have a family with 3 kids, I was very careful about restoring the house so that it was safe for us to move back in. The insurance initially offered $19K, but almost ... | 1,501,622,918 | 2017-08-01 21:28:38 | afterafire | 22 | 9 | 0.91 | Other | /r/personalfinance/comments/6qzfsl/last_year_i_had_a_house_fire_so_i_decided_to/ | https://www.reddit.com/r/personalfinance/comments/6qzfsl/last_year_i_had_a_house_fire_so_i_decided_to/ | personalfinance | advanced_micro_devices |
6io38b | Desperately seeking stability... Don't know where to start - included input / output and debt info here. Looking for help. | This is long. I apologize in advance!!
Hi there... Redditor of many years, new throwaway because family / co-workers know my username. I've reached desperation. I've been trying to read the subreddits and the filters, etc. but I'm overwhelmed and therefore not comprehending anything at this point.
I live at or abo... | 1,498,072,655 | 2017-06-21 19:17:35 | LeavingOnADebtTrain | 1 | 14 | 1 | Debt | /r/personalfinance/comments/6io38b/desperately_seeking_stability_dont_know_where_to/ | https://www.reddit.com/r/personalfinance/comments/6io38b/desperately_seeking_stability_dont_know_where_to/ | personalfinance | advanced_micro_devices |
6h86zv | Is ~$80 per month reasonable or ridiculous for 2 people with smartphones on a 1GB plan? | Hello PFers, my contract with Verizon is ending on 6/27 and my husband and I are exploring options for our phones. This might be kinda long. Right now he has a basic phone and we decided that we'd go ahead and upgrade him to a smartphone once my contract was done.
Right now, we are on a group plan and paying around $... | 1,497,453,937 | 2017-06-14 15:25:37 | galaxystarsmoon | 1 | 28 | 0.66 | Budgeting | /r/personalfinance/comments/6h86zv/is_80_per_month_reasonable_or_ridiculous_for_2/ | https://www.reddit.com/r/personalfinance/comments/6h86zv/is_80_per_month_reasonable_or_ridiculous_for_2/ | personalfinance | advanced_micro_devices |
6g146m | Be prepared if you're resigning or quitting, have been fired, or are being laid off: a PF checklist | There's a long list of things you need to worry about when separating from your job regardless of how or why that is happening. It is often an emotional time, but missing a few key steps could be troublesome down the road.[ ](https://www.someecards.com/usercards/viewcard/leaving-my-job-without-the-going-away-party--aa... | 1,496,930,461 | 2017-06-08 14:01:01 | dequeued | 15,618 | 689 | 0.91 | Employment | /r/personalfinance/comments/6g146m/be_prepared_if_youre_resigning_or_quitting_have/ | https://www.reddit.com/r/personalfinance/comments/6g146m/be_prepared_if_youre_resigning_or_quitting_have/ | personalfinance | advanced_micro_devices |
6fi833 | Megapost: Personal security for banking, investing, and life | Managing your money well is all fine and good, but no budgeting software, tax loophole, or hot stock can save you if you lose access to your accounts or the money inside them.
**It's easy to get hacked.** Banks and other companies make it easy, either by not offering the right tools or by not educating customers on h... | 1,496,707,728 | 2017-06-06 00:08:48 | Chekkaa | 3 | 1 | 1 | Other | /r/personalfinance/comments/6fi833/megapost_personal_security_for_banking_investing/ | https://www.reddit.com/r/personalfinance/comments/6fi833/megapost_personal_security_for_banking_investing/ | personalfinance | advanced_micro_devices |
6cbxl2 | Recommend an online bank credit card, with these features... | I've been using Simple for my point-of-sale credit card for a while, but I'm looking for a replacement. Simple lacks one thing I really want (instant transfer from my bank account), but has the other features that are important to me in a card:
* Instant notifications on my mobile devices whenever a charge is made. ... | 1,495,305,344 | 2017-05-20 18:35:44 | cos | 0 | 4 | 0.33 | Other | /r/personalfinance/comments/6cbxl2/recommend_an_online_bank_credit_card_with_these/ | https://www.reddit.com/r/personalfinance/comments/6cbxl2/recommend_an_online_bank_credit_card_with_these/ | personalfinance | advanced_micro_devices |
67hdel | [Budget] How do you account for purchases you save up for in advance? I'm looking for ideas to better manage my budget sheet. | so i have my own personal home-brew budget sheet i've been working on with my SO for the past ~2 years and we're growing out of our old needs and into new ones that don't fit into our budget sheet as is.
as of right now, we are paying for big semi-annual purchases in advance by saving up a little each month and then p... | 1,493,135,152 | 2017-04-25 15:45:52 | a_non-e_moose | 1 | 7 | 0.66 | Budgeting | /r/personalfinance/comments/67hdel/budget_how_do_you_account_for_purchases_you_save/ | https://www.reddit.com/r/personalfinance/comments/67hdel/budget_how_do_you_account_for_purchases_you_save/ | personalfinance | advanced_micro_devices |
603g0f | Trading stocks as a minor (Australia) | I know I need to be 18 to do the whole stock market thing I'm thinking of getting my mother or father to open an account for me where I make the decisions and they are like a figure head.
Is there anything I can do to the whole setting up stuff to be able to buy and sell stocks? I was thinking of Commsec and buying s... | 1,489,832,105 | 2017-03-18 10:15:05 | Biased24 | 8 | 17 | 0.68 | Investing | /r/personalfinance/comments/603g0f/trading_stocks_as_a_minor_australia/ | https://www.reddit.com/r/personalfinance/comments/603g0f/trading_stocks_as_a_minor_australia/ | personalfinance | advanced_micro_devices |
5vt26b | Cascading identity theft issue in progress? | I received a call from Discover 2 hours ago. Someone changed the email address associated with the account at the end of last month. It was very close to my original email with a slight unnoticeable alteration. They have changed all the account info and made 2 large cash advances in the last week. They closed the accou... | 1,487,883,610 | 2017-02-23 21:00:10 | revisionist-history | 1 | 2 | 0.67 | Credit | /r/personalfinance/comments/5vt26b/cascading_identity_theft_issue_in_progress/ | https://www.reddit.com/r/personalfinance/comments/5vt26b/cascading_identity_theft_issue_in_progress/ | personalfinance | advanced_micro_devices |
5snj5m | Young adult looking to start buying stocks | I've been watching certain companies on the market since I was a freshman in high school. I'm now 20 in my second year of college and have around 500$ set aside to invest in stock.
Live with parents and we do not have a large amount of disposable income due to college tuition, and soon to be another payment plan becau... | 1,486,495,895 | 2017-02-07 19:31:35 | Rornir | 0 | 15 | 0.5 | Investing | /r/personalfinance/comments/5snj5m/young_adult_looking_to_start_buying_stocks/ | https://www.reddit.com/r/personalfinance/comments/5snj5m/young_adult_looking_to_start_buying_stocks/ | personalfinance | advanced_micro_devices |
5liohj | (AUS) Investment help for a newbie. | Im nit going to lie i know little to nothing about stocks and investments but im willing to learn. I want to buy stock in AMD (Advanced Micro Devices) but im a lowly teen only 16 and i dont know where to start and if i buy an amount of stock when it is up how to sell said stock.
any help would be amazing and feel free... | 1,483,322,636 | 2017-01-02 02:03:56 | Biased24 | 1 | 7 | 1 | Investing | /r/personalfinance/comments/5liohj/aus_investment_help_for_a_newbie/ | https://www.reddit.com/r/personalfinance/comments/5liohj/aus_investment_help_for_a_newbie/ | personalfinance | advanced_micro_devices |
5fy3wj | Need advice on lowering insurance premium after being labeled a high-risk driver for a lapse in coverage some months ago | As the title describes, I am currently labeled a high risk driver by insurance companies due to a lapse in coverage that resulted from a document discrepancy. The following link tells that story.
https://www.reddit.com/r/personalfinance/comments/4vmj3e/document_discrepancy_caused_car_insurance/
Since then, I bit the ... | 1,480,615,913 | 2016-12-01 18:11:53 | jvrcb17 | 1 | 2 | 1 | Insurance | /r/personalfinance/comments/5fy3wj/need_advice_on_lowering_insurance_premium_after/ | https://www.reddit.com/r/personalfinance/comments/5fy3wj/need_advice_on_lowering_insurance_premium_after/ | personalfinance | advanced_micro_devices |
5du7go | Dangers of using a Debit card | If there is anything more concerning to me when it comes to financial security, it would have to be the use of debit cards. I know some people don't have the luxury of using credit cards, so debit cards may be their only option, however it's a scary thought when card skimming devices are becoming more sophisticated and... | 1,479,585,461 | 2016-11-19 19:57:41 | atworkworking | 0 | 7 | 0.33 | Credit | /r/personalfinance/comments/5du7go/dangers_of_using_a_debit_card/ | https://www.reddit.com/r/personalfinance/comments/5du7go/dangers_of_using_a_debit_card/ | personalfinance | advanced_micro_devices |
58zvys | Doctor recommended an genetic test that was not necessary & slapped with a diagnostic bill of $3000. | Last year my son was diagnosed with mild to moderate ASD and we went to a neurologist. The neurologist recommended us to a geneticist. The genetic doctor asked us to get a preliminary genetic test done. The genetic counselor informed us that the test will be covered by insurance and if the results don't indicate anythi... | 1,477,246,770 | 2016-10-23 18:19:30 | raging_racoon | 0 | 13 | 0.5 | Insurance | /r/personalfinance/comments/58zvys/doctor_recommended_an_genetic_test_that_was_not/ | https://www.reddit.com/r/personalfinance/comments/58zvys/doctor_recommended_an_genetic_test_that_was_not/ | personalfinance | advanced_micro_devices |
541pko | 22yo college grad working full-time, would like some outside advice regarding my budgeting. | Hi, PF. I'm a 22yo college graduate working full-time as an R&D intern at a medical device company in the Bay Area. I have a spreadsheet to help with budgeting, but I'm not sure if I'm over-allocating funds to particular expenses, and would really appreciate some advice. Here's a breakdown of my expected income and exp... | 1,474,584,551 | 2016-09-22 22:49:11 | confused22y_o | 0 | 3 | 0.5 | Budgeting | /r/personalfinance/comments/541pko/22yo_college_grad_working_fulltime_would_like/ | https://www.reddit.com/r/personalfinance/comments/541pko/22yo_college_grad_working_fulltime_would_like/ | personalfinance | advanced_micro_devices |
5057bg | The Games of the Personal Finance Savings Olympiad: Overview, Opening Ceremony, and Discipline #1 – Recurring Expenses | **The Games of the Personal Finance Savings Olympiad: Overview, Opening Ceremony, and Discipline #1 – Recurring Expenses**
___
**Overview**
Hi All!
The Summer Olympics may have ended, but I would like to introduce a similar concept – the
r/personalfinance Savings Olympics!
For some time now, I’ve been inspired to ... | 1,472,480,067 | 2016-08-29 14:14:27 | Mrme487 | 227 | 95 | 0.87 | Planning | /r/personalfinance/comments/5057bg/the_games_of_the_personal_finance_savings/ | https://www.reddit.com/r/personalfinance/comments/5057bg/the_games_of_the_personal_finance_savings/ | personalfinance | advanced_micro_devices |
4vcofn | What's the deal with this unsolicited Netspend prepaid card I got in the mail? | I'm on a mobile device, tried searching for information on this in the sub, didn't see much... Apologies in advance if I missed it.
Anyway, I received an actual prepaid Visa card in the mail today from this outfit. WTH?
I have good credit. Why would I randomly receive something like this in the mail? I have no ne... | 1,469,894,946 | 2016-07-30 16:09:06 | SmokyDragonDish | 1 | 6 | 1 | Credit | /r/personalfinance/comments/4vcofn/whats_the_deal_with_this_unsolicited_netspend/ | https://www.reddit.com/r/personalfinance/comments/4vcofn/whats_the_deal_with_this_unsolicited_netspend/ | personalfinance | advanced_micro_devices |
4nby1e | Need advice for deciding between two employment opportunities (Xpost from r/advice). | Hi Reddit, this is a throwaway to avoid being recognized by coworkers that are fellow redditors. I'm in a situation that I've never had the fortune (or misfortune, depending on your perspective) of being in: I'm currently being courted by two different employers, in two different locations. One of the jobs has actually... | 1,465,494,068 | 2016-06-09 17:41:08 | MovingIT | 47 | 16 | 0.9 | Employment | /r/personalfinance/comments/4nby1e/need_advice_for_deciding_between_two_employment/ | https://www.reddit.com/r/personalfinance/comments/4nby1e/need_advice_for_deciding_between_two_employment/ | personalfinance | advanced_micro_devices |
4l8k0y | Job: turned one down, got turned down, got one offer. Struggling to make a decision and seeking advice on strategy and negotiation. | I'm 25 years old and just finished a master's in engineering last week. I have 3 years of experience in industry, most of which was at a startup. I've been on the job hunt for the past few months trying to land a job in upstream marketing or product management in medical devices--basically helping companies strategical... | 1,464,312,139 | 2016-05-27 01:22:19 | fleurdeliz | 1 | 5 | 0.67 | Employment | /r/personalfinance/comments/4l8k0y/job_turned_one_down_got_turned_down_got_one_offer/ | https://www.reddit.com/r/personalfinance/comments/4l8k0y/job_turned_one_down_got_turned_down_got_one_offer/ | personalfinance | advanced_micro_devices |
4l7o65 | I have lost all faith in Microsoft. Is there something I can do to get my money back. | I just had the worst customer service I have in my entire life (only 19 but still). I had a Surface Pro 3 that would only charge up to about 80%. After that it wouldn't charge anymore. So I called Microsoft and I talked about my situation and they would send me a replacement device. Since I'm in college, I chose their ... | 1,464,298,887 | 2016-05-26 21:41:27 | flaccorulz5 | 0 | 7 | 0.07 | null | /r/personalfinance/comments/4l7o65/i_have_lost_all_faith_in_microsoft_is_there/ | https://www.reddit.com/r/personalfinance/comments/4l7o65/i_have_lost_all_faith_in_microsoft_is_there/ | personalfinance | advanced_micro_devices |
4cbx59 | My doctor wants to schedule surgery, but I need pre-auth from my insurance...in the meantime, I'm sick and can't work [US] | I have a diagnosed condition for which an electrical neurostimulator (similar to a pacemaker, but not for my heart) was implanted 4 years ago. After an increase in symptoms, it was discovered that the battery has unexpectedly reached the end of its life-span (usually, the device should alert the doctor during regular ... | 1,459,195,878 | 2016-03-28 20:11:18 | reddituser__2016 | 4 | 9 | 1 | Insurance | /r/personalfinance/comments/4cbx59/my_doctor_wants_to_schedule_surgery_but_i_need/ | https://www.reddit.com/r/personalfinance/comments/4cbx59/my_doctor_wants_to_schedule_surgery_but_i_need/ | personalfinance | advanced_micro_devices |
48u0cg | Me [23F] with two good job offers, but one that has more immediate earning potential, not sure what to do | So title pretty much says it all. I haven't been a big fan of my current job for awhile, but it was offered to me fresh out of undergrad so I thought I would take it while I looked at other opportunities. Well I have two opportunities that have come up. (Apologies in advance for the length)
Opportunity One: I got a jo... | 1,457,038,968 | 2016-03-03 21:02:48 | Les_yeux_hagards | 1 | 5 | 1 | Employment | /r/personalfinance/comments/48u0cg/me_23f_with_two_good_job_offers_but_one_that_has/ | https://www.reddit.com/r/personalfinance/comments/48u0cg/me_23f_with_two_good_job_offers_but_one_that_has/ | personalfinance | advanced_micro_devices |
47yft2 | Switched to Progressive a week ago and signed up for the Snapshot. Is it worth it? | My husband and I bought him a new car last weekend and also decided to switch to Progressive. I signed us up for Snapshot devices for both of our cars since it was free and I considered us both to be good drivers. But after reading some of the reviews on it, I am a little concerned.
Right now, my commute to work is 21... | 1,456,610,808 | 2016-02-27 22:06:48 | kelley1987 | 18 | 21 | 0.78 | Insurance | /r/personalfinance/comments/47yft2/switched_to_progressive_a_week_ago_and_signed_up/ | https://www.reddit.com/r/personalfinance/comments/47yft2/switched_to_progressive_a_week_ago_and_signed_up/ | personalfinance | advanced_micro_devices |
47o39b | Looking for Android budgeting app for a couple (Aus) | Hi r/personalfinance!
Little back story, I have recently moved for a better job offer, making nearly double what I was on previously, roughly $1200 after tax most weeks. I have just been approved for a rental house that is $210 a week, $55 cheaper than I was previously paying, and I am now closer to work so I should ... | 1,456,474,033 | 2016-02-26 08:07:13 | Denial048 | 1 | 4 | 1 | Budgeting | /r/personalfinance/comments/47o39b/looking_for_android_budgeting_app_for_a_couple_aus/ | https://www.reddit.com/r/personalfinance/comments/47o39b/looking_for_android_budgeting_app_for_a_couple_aus/ | personalfinance | advanced_micro_devices |
445h94 | I need a short term personal loan for a period of about 6 months. Is it possible without getting ripped off? | Hi guys!
I'm currently a college student nearing the end of my undergraduate degree (I will graduate in May 2016). After graduation, my plans are as follows:
* A yearlong co-op with Intel (I have already interviewed and accepted the offer)
* Graduate School
A bit of background:
Over the past couple of years, I have... | 1,454,596,301 | 2016-02-04 14:31:41 | TacoSerendipity | 2 | 5 | 1 | Planning | /r/personalfinance/comments/445h94/i_need_a_short_term_personal_loan_for_a_period_of/ | https://www.reddit.com/r/personalfinance/comments/445h94/i_need_a_short_term_personal_loan_for_a_period_of/ | personalfinance | advanced_micro_devices |
40oqj5 | Voya 401k fund selection - Not sure what to do | Hi all,
I'm looking for some advice on how to make the best of (what I understand to be) a crappy 401k provider. I'm not interested in micro-managing my investments; I'd really just prefer to set it and forget it. Which is what I've done for the last 2 or so years, after changing my 401k to match some recommendation... | 1,452,636,566 | 2016-01-12 22:09:26 | lance_thunderbolt | 2 | 4 | 1 | Retirement | /r/personalfinance/comments/40oqj5/voya_401k_fund_selection_not_sure_what_to_do/ | https://www.reddit.com/r/personalfinance/comments/40oqj5/voya_401k_fund_selection_not_sure_what_to_do/ | personalfinance | advanced_micro_devices |
3xyvyk | $3000 stolen from my checking account from something called "venmo" this morning... | Rude awakening this morning! My phone buzzed because overdraft protection kicked in and woke me up!
After getting the e-mail, I quickly got on my online banking and saw the transaction, confirmed with the wife that she had no idea what it was and called the bank. They're issuing a stop payment and sending the it over ... | 1,450,882,951 | 2015-12-23 15:02:31 | Tylcla | 3,259 | 613 | 0.91 | Other | /r/personalfinance/comments/3xyvyk/3000_stolen_from_my_checking_account_from/ | https://www.reddit.com/r/personalfinance/comments/3xyvyk/3000_stolen_from_my_checking_account_from/ | personalfinance | advanced_micro_devices |
3xaa3b | End of year balance $50,000, my options are...... | Apologize in advance for any errors and the length
Immigrant to the US, been here 16 years. Family of 5, wife and 3 kids. I work, she didn't, I work from home make $130,000 at regular job with benefits and run a consulting gig on the side and make over $100,000. A client of mine wanted to give me some extra work so I ... | 1,450,399,480 | 2015-12-18 00:44:40 | geezmaybe | 1 | 6 | 0.6 | null | /r/personalfinance/comments/3xaa3b/end_of_year_balance_50000_my_options_are/ | https://www.reddit.com/r/personalfinance/comments/3xaa3b/end_of_year_balance_50000_my_options_are/ | personalfinance | advanced_micro_devices |
3wa35o | Locked down everything after a Verizon account was created in my name; Now trying to figure out how it happened. | Hi everyone. I frequent /r/personalfinance but am using a throwaway for obvious reasons.
Several days ago, I received an email from Verizon that an order had been placed for a new line of service. It had my name, address (that I've only lived at for 4 months), cell phone number (just for billing info, not being used ... | 1,449,782,616 | 2015-12-10 21:23:36 | throwaway359811x | 227 | 71 | 0.86 | Credit | /r/personalfinance/comments/3wa35o/locked_down_everything_after_a_verizon_account/ | https://www.reddit.com/r/personalfinance/comments/3wa35o/locked_down_everything_after_a_verizon_account/ | personalfinance | advanced_micro_devices |
3rsy8t | 401k fund selection - My specific offerings | Thanks in advance for any advice you guys have, this sub has been a great place to lurk.
I haven't paid any attention to my 401k since I opened it in 2008. I get my quarterly statements in the mail, I look to see if I made or lost money, and I joke with my wife about how long I could retire on $35k. I've been doing 5%... | 1,446,840,156 | 2015-11-06 20:02:36 | HSlurk | 0 | 3 | 0.5 | Retirement | /r/personalfinance/comments/3rsy8t/401k_fund_selection_my_specific_offerings/ | https://www.reddit.com/r/personalfinance/comments/3rsy8t/401k_fund_selection_my_specific_offerings/ | personalfinance | advanced_micro_devices |
3m2rj3 | Need serious help, bought a used car, but I think I got lemoned! | Writing this on a mobile device so bear with me...
Less than a month ago I purchased a used vehicle through a family member (business with family is a terrible idea, I'm young and naive and wanted a car so bad) where they had advertised car running excellent and getting tuned up and all. They said there were 0 problem... | 1,443,022,171 | 2015-09-23 15:29:31 | McDeezyDawg | 3 | 20 | 0.67 | Auto | /r/personalfinance/comments/3m2rj3/need_serious_help_bought_a_used_car_but_i_think_i/ | https://www.reddit.com/r/personalfinance/comments/3m2rj3/need_serious_help_bought_a_used_car_but_i_think_i/ | personalfinance | advanced_micro_devices |
3djddo | [Monthly Post]My Journey with Acorns, Part 7 | This is a monthly post in which I share my personal experience with [Acorns](https://www.acorns.com/), an investment platform built for mobile devices. This month had some fun market movements, as well as a major change in the platform announced. From the Greek Debt Crisis to the Chinese Market Collapse, this was a vol... | 1,437,073,960 | 2015-07-16 19:12:40 | sdneidich | 0 | 6 | 0.5 | Investing | /r/personalfinance/comments/3djddo/monthly_postmy_journey_with_acorns_part_7/ | https://www.reddit.com/r/personalfinance/comments/3djddo/monthly_postmy_journey_with_acorns_part_7/ | personalfinance | advanced_micro_devices |
3cq62k | How to fight collection agency, which was caused by Dentist saying dad did not pay dentist bill for service he did not recieve? | Hi,
My father has recently received calls from an collection agency, stating that he did not make payments on a medical device that he never bought from his dentist.
Backstory: My dad went to a new dentist for a free consultation for his first visit, to see if they could help with him getting a new mold for his imp... | 1,436,478,954 | 2015-07-09 21:55:54 | unexpectedevents | 1 | 3 | 1 | Credit | /r/personalfinance/comments/3cq62k/how_to_fight_collection_agency_which_was_caused/ | https://www.reddit.com/r/personalfinance/comments/3cq62k/how_to_fight_collection_agency_which_was_caused/ | personalfinance | advanced_micro_devices |
3cp5jh | (CAN) Ex-GF left, feeling overwhelmed with the debt and bills she's left me with. Never budgeted before. Need help. | This is my first time posting here so I sincerely hope I'm not violating any rules. If I am please feel free to tell me and I will correct the issue.
Now to start, I am not looking for any kind of legal retribution or even interested in pursuing that at all. I'd like to just focus on dealing with what I've been left ... | 1,436,462,828 | 2015-07-09 17:27:08 | Rizzix | 1 | 10 | 1 | Budgeting | /r/personalfinance/comments/3cp5jh/can_exgf_left_feeling_overwhelmed_with_the_debt/ | https://www.reddit.com/r/personalfinance/comments/3cp5jh/can_exgf_left_feeling_overwhelmed_with_the_debt/ | personalfinance | advanced_micro_devices |
3a2qcn | Bad situation, A lot of debt, & really young | I've had an account with ATT for about 2 years. My sister, her husband, and my father are users on my account. We split the phone bill each month. I recently left ATT and joined T-MOBILE,T-MOBILE reimbursed me for ALL of my fees (even the debt I had for my phone) therefore I left just my sister, her husband, and my fat... | 1,434,483,579 | 2015-06-16 19:39:39 | Lissymrtnz | 2 | 2 | 0.75 | Debt | /r/personalfinance/comments/3a2qcn/bad_situation_a_lot_of_debt_really_young/ | https://www.reddit.com/r/personalfinance/comments/3a2qcn/bad_situation_a_lot_of_debt_really_young/ | personalfinance | advanced_micro_devices |
3878x7 | Can I get a job in the field I'm pursuing? | Warning: Unless you're tech savvy you may want to turn back.
So after attending Freshman Year in my Technical High School I received my assigned "shop" as in field of interest for a career. I choose AET (Advanced Engineering Technology). Since 4 months ago I've been attending the class and want to know if any of what ... | 1,433,240,711 | 2015-06-02 10:25:11 | Openworldgamer47 | 0 | 12 | 0.17 | Employment | /r/personalfinance/comments/3878x7/can_i_get_a_job_in_the_field_im_pursuing/ | https://www.reddit.com/r/personalfinance/comments/3878x7/can_i_get_a_job_in_the_field_im_pursuing/ | personalfinance | advanced_micro_devices |
32kyk2 | 26, single, 401K Allocation | I need some help with my 401K allocation. I currently have all my allocation going between Fidelity Lifepath 2050 (90%, exp 0.09%) and Russell 1000 growth (10%, exp 0.032%).
I'd like to move my money around and get out of the Lifepath Funds.
I would like to stay aggressive and keep out of bonds. I was thinking a ba... | 1,429,030,811 | 2015-04-14 17:00:11 | phillydude89 | 1 | 8 | 1 | Retirement | /r/personalfinance/comments/32kyk2/26_single_401k_allocation/ | https://www.reddit.com/r/personalfinance/comments/32kyk2/26_single_401k_allocation/ | personalfinance | advanced_micro_devices |
2txe5o | How to help a recently widowed in-law? | So, as the title states, my mother-in-law was recently widowed. She was married to an accountant for 40+ years and has almost no concept of her financial situation. He wasn't keeping anything from her, she was just happier letting him handle every facet of their financial well being. My SO is less worried about her ... | 1,422,418,525 | 2015-01-28 04:15:25 | AsbestosPirate | 0 | 1 | 0.5 | Misc | /r/personalfinance/comments/2txe5o/how_to_help_a_recently_widowed_inlaw/ | https://www.reddit.com/r/personalfinance/comments/2txe5o/how_to_help_a_recently_widowed_inlaw/ | personalfinance | advanced_micro_devices |
2ts6ks | 26y/o, earning 24k annually. I want to retire on thrice my income. | I like my work in Aviation; it meets pretty much every life-goal I have (aside from the financial one). Long story short, I wanna grow up to be a Jolly Old Fart (JOF) with plenty of money, but I don't want to pin my hopes and dreams on a job and salary that I don't have.
I've been very good, till now, about making a g... | 1,422,317,990 | 2015-01-27 00:19:50 | freeandpoor | 0 | 19 | 0.5 | Retirement Accounts | /r/personalfinance/comments/2ts6ks/26yo_earning_24k_annually_i_want_to_retire_on/ | https://www.reddit.com/r/personalfinance/comments/2ts6ks/26yo_earning_24k_annually_i_want_to_retire_on/ | personalfinance | advanced_micro_devices |
2ph6fo | Offset realized gains | Currently I have positions in both AMD(Advanced Micro Devices) and PE(Parsley Energy) which are down at the current time. I have not been happy with either position since I picked it up earlier this year and future performance looks poor.
I am tempted to close both positions at a loss as it would nearly equal the rea... | 1,418,745,026 | 2014-12-16 15:50:26 | inversend | 0 | 1 | 0.5 | Stocks or Portfolios | /r/personalfinance/comments/2ph6fo/offset_realized_gains/ | https://www.reddit.com/r/personalfinance/comments/2ph6fo/offset_realized_gains/ | personalfinance | advanced_micro_devices |
2p88hg | 24y/o, 60k year (Foreign national working in the US). Seeking investment advice | Hello PF, I have recently started reading about micro lending and came across Lending Club. Based on their "State and Financial Suitability Conditions," I wouldn't be able to apply as an investor.
What are other micro lending/investment options, I should be looking for?
Thanks in advance! | 1,418,525,751 | 2014-12-14 02:55:51 | 08242014 | 1 | 2 | 1 | Wealth Management | /r/personalfinance/comments/2p88hg/24yo_60k_year_foreign_national_working_in_the_us/ | https://www.reddit.com/r/personalfinance/comments/2p88hg/24yo_60k_year_foreign_national_working_in_the_us/ | personalfinance | advanced_micro_devices |
2ogowq | Budgeting for a small village/Help with personal finance | Hey. I've never posted on this sub, and I've read through the FAQ and rules super quick, so I hope I don't break anything. A little background:
My household consists of 7 people (3 adults, 4 children, plus 1 dog, 1 cat) plus the occasional part-time residents when relatives end up in hard times. (which happens well t... | 1,417,878,714 | 2014-12-06 15:11:54 | wildcard2007 | 12 | 8 | 0.88 | Budgeting or Saving | /r/personalfinance/comments/2ogowq/budgeting_for_a_small_villagehelp_with_personal/ | https://www.reddit.com/r/personalfinance/comments/2ogowq/budgeting_for_a_small_villagehelp_with_personal/ | personalfinance | advanced_micro_devices |
2l6ncp | Changing Cell Providers | I'm strongly considering switching from AT&T largely because of cost. The service is decent where we are (Tampa, FL), but we're currently paying about $250 per month for 3 iPhones, 1 Android phone, and 1 iPad on a 20 GB share plan.
Looking at TMobile and Sprint, they offer very similar plans for $100 per month + $15 ... | 1,415,042,735 | 2014-11-03 19:25:35 | eludia | 1 | 14 | 0.67 | null | /r/personalfinance/comments/2l6ncp/changing_cell_providers/ | https://www.reddit.com/r/personalfinance/comments/2l6ncp/changing_cell_providers/ | personalfinance | advanced_micro_devices |
2g60q5 | Deducting cell phone | I couldn't find anything in PF similar to this situation.
I work for a tech startup as a contract worker. We are currently only on the iOS platform, but my personal cell phone is a Nexus (Android). I plan on getting an iPhone for both personal and work use.
Would the new phone/iOS device be deductible? I hardly make... | 1,410,490,710 | 2014-09-12 02:58:30 | letsjointhenavy | 5 | 0 | 1 | null | /r/personalfinance/comments/2g60q5/deducting_cell_phone/ | https://www.reddit.com/r/personalfinance/comments/2g60q5/deducting_cell_phone/ | personalfinance | advanced_micro_devices |
2f7q1u | Looking for advice on my portfolio/cash. Portfolio breakdown listed! | Hello Everyone,
I am looking for some suggestions on how to improve my portfolio. I realize that I need to shift away from tech stocks a bit but I am thinking more broadly than that. I would like to have less cash sitting around and have this money gaining some interest. However, I would like to leave about 3k as my e... | 1,409,617,637 | 2014-09-02 00:27:17 | moneyquests | 0 | 6 | 0.5 | null | /r/personalfinance/comments/2f7q1u/looking_for_advice_on_my_portfoliocash_portfolio/ | https://www.reddit.com/r/personalfinance/comments/2f7q1u/looking_for_advice_on_my_portfoliocash_portfolio/ | personalfinance | advanced_micro_devices |
2dqu1r | Nearing 30, need a career change and could use some good advice on getting into IT | Hello all,
I'm almost 30 and have been doing the same job for 6 years. I work for a major cell phone company: 3 years as a technician in the store (troubleshooting devices, lots of problem solving, one on one classes on how to use phones, etc. but no physical repairing) and 3 years as a sales rep inside a store locati... | 1,408,219,596 | 2014-08-16 20:06:36 | Mymorningpancake | 0 | 12 | 0.43 | null | /r/personalfinance/comments/2dqu1r/nearing_30_need_a_career_change_and_could_use/ | https://www.reddit.com/r/personalfinance/comments/2dqu1r/nearing_30_need_a_career_change_and_could_use/ | personalfinance | advanced_micro_devices |
1dsohf | About to completely rehab my friend's entire [super broken] financial life. Advice appreciated!!! | My best friend is incredible, but a doof with finances. She works in the restaurant industry (classically trained chef) and is facing both a short term cash flow problem and a longer term absence of scheduling and discipline with her money. Her parents have never been good examples for this, they had all kinds of issue... | 1,367,854,081 | 2013-05-06 15:28:01 | Whoopsicle | 0 | 17 | 0.5 | null | /r/personalfinance/comments/1dsohf/about_to_completely_rehab_my_friends_entire_super/ | https://www.reddit.com/r/personalfinance/comments/1dsohf/about_to_completely_rehab_my_friends_entire_super/ | personalfinance | advanced_micro_devices |
1lp2ei3 | Finally reached $600 annual income | Our family portfolio contains 70% of dividend stocks ans 30% of growth stocks. Total gain is almost 30% for 2+ years except received dividend payouts.
Note about ETFs: we are living in Europe and US-based ETFs are not available in our brokerages. | 1,751,378,365 | 2025-07-01 13:59:25 | Slight-Educator-6996 | 414 | 26 | 0.98 | Personal Goal | /r/dividends/comments/1lp2ei3/finally_reached_600_annual_income/ | https://www.reddit.com/gallery/1lp2ei3 | dividends | advanced_micro_devices |
1lg8kkd | Have I been hit in the head too much? | This is my portfolio in total. I’m looking to eventually make $2000 per month from dividends. I have a lot in growth stocks as well. I’m 21m live with parents. Very few bills. I make decent money and have been working and saving since I was 15. I recently invested most of my money in the stock market. My life goal is t... | 1,750,437,433 | 2025-06-20 16:37:13 | Altruistic_Staff_160 | 0 | 11 | 0.25 | Discussion | /r/dividends/comments/1lg8kkd/have_i_been_hit_in_the_head_too_much/ | https://www.reddit.com/gallery/1lg8kkd | dividends | advanced_micro_devices |
1jppo85 | Looking at tech stocks today. Most of them are at below the usual trading price ranges. | null | 1,743,603,410 | 2025-04-02 14:16:50 | Merchant1010 | 25 | 10 | 0.93 | Opinion | /r/dividends/comments/1jppo85/looking_at_tech_stocks_today_most_of_them_are_at/ | dividends | advanced_micro_devices | |
1ilioim | Requesting opinions on investing in ETFs & creating a diverse portfolio | Hello. I am 22 years old and recently been looking into investing and creating a well diverse portfolio to hold for the next 20-30 years. These are my current holdings. I also have 70k in a high yield savings account earning 4% APY. I can afford to put $1500 a month into my portfolio. I appreciate the positive and nega... | 1,739,118,868 | 2025-02-09 16:34:28 | Fincounting_ | 31 | 16 | 0.93 | Opinion | /r/dividends/comments/1ilioim/requesting_opinions_on_investing_in_etfs_creating/ | https://www.reddit.com/gallery/1ilioim | dividends | advanced_micro_devices |
1ibh4ew | Why are my SCHD and VOO in red today. DeepSeek is fake news | Why are my SCHD and VOO investments in the red today? I just bought them recently. DeepSeek is spreading fake news. I do not believe any non-U.S. companies can be more innovative and creative than U.S. companies like Microsoft, Nvidia, Google, and Apple. They can imitate these companies, but they will never reach their... | 1,738,004,723 | 2025-01-27 19:05:23 | One_Lime3561 | 0 | 22 | 0.3 | Discussion | /r/dividends/comments/1ibh4ew/why_are_my_schd_and_voo_in_red_today_deepseek_is/ | https://www.reddit.com/r/dividends/comments/1ibh4ew/why_are_my_schd_and_voo_in_red_today_deepseek_is/ | dividends | advanced_micro_devices |
1hql6e5 | How does my starter portfolio look? I just started today so it doesn’t show my gains. | null | 1,735,670,747 | 2024-12-31 18:45:47 | BJR261096 | 7 | 6 | 0.78 | Seeking Advice | /r/dividends/comments/1hql6e5/how_does_my_starter_portfolio_look_i_just_started/ | https://www.reddit.com/gallery/1hql6e5 | dividends | advanced_micro_devices |
1cqznwf | I want to increase my dividend yield. Any advice is welcomed. | Hi everyone, I have been following the sub for a while and this is my first post.
I'm M26, **European investor**, which means I have limited access to US ETFs. I use IBKR.
I have started investing in growth assets at the end of 2019 (right before the covid crash, learned things the hard way).
I have slowly built my ... | 1,715,607,862 | 2024-05-13 13:44:22 | Unav4ila8le | 0 | 13 | 0.44 | Discussion | /r/dividends/comments/1cqznwf/i_want_to_increase_my_dividend_yield_any_advice/ | https://www.reddit.com/r/dividends/comments/1cqznwf/i_want_to_increase_my_dividend_yield_any_advice/ | dividends | advanced_micro_devices |
1bq24xf | What if you had to start investing in dividends today with only | I’m 22 and interested in dividend investing, but I’m unsure where to begin. Currently, I have $700 invested and have experienced them decreasing in worth without selling across a few investments. For instance, I invested $200 in Nvidia and gained $16 after selling, $100 in Tesla with a decrease of $1.11, $50 in Apple w... | 1,711,648,930 | 2024-03-28 18:02:10 | The_Juan_Guy | 0 | 23 | 0.39 | Personal Goal | /r/dividends/comments/1bq24xf/what_if_you_had_to_start_investing_in_dividends/ | https://www.reddit.com/r/dividends/comments/1bq24xf/what_if_you_had_to_start_investing_in_dividends/ | dividends | advanced_micro_devices |
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