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SK_ID_CURR
int64
TARGET
int64
NAME_CONTRACT_TYPE
string
CODE_GENDER
string
FLAG_OWN_CAR
string
FLAG_OWN_REALTY
string
CNT_CHILDREN
int64
AMT_INCOME_TOTAL
float64
AMT_CREDIT
float64
AMT_ANNUITY
float64
AMT_GOODS_PRICE
float64
NAME_TYPE_SUITE
string
NAME_INCOME_TYPE
string
NAME_EDUCATION_TYPE
string
NAME_FAMILY_STATUS
string
NAME_HOUSING_TYPE
string
REGION_POPULATION_RELATIVE
float64
DAYS_BIRTH
int64
DAYS_EMPLOYED
float64
DAYS_REGISTRATION
float64
DAYS_ID_PUBLISH
int64
FLAG_MOBIL
int64
FLAG_EMP_PHONE
int64
FLAG_WORK_PHONE
int64
FLAG_CONT_MOBILE
int64
FLAG_PHONE
int64
FLAG_EMAIL
int64
OCCUPATION_TYPE
string
CNT_FAM_MEMBERS
float64
REGION_RATING_CLIENT
int64
REGION_RATING_CLIENT_W_CITY
int64
WEEKDAY_APPR_PROCESS_START
string
HOUR_APPR_PROCESS_START
int64
REG_REGION_NOT_LIVE_REGION
int64
REG_REGION_NOT_WORK_REGION
int64
LIVE_REGION_NOT_WORK_REGION
int64
REG_CITY_NOT_LIVE_CITY
int64
REG_CITY_NOT_WORK_CITY
int64
LIVE_CITY_NOT_WORK_CITY
int64
ORGANIZATION_TYPE
string
EXT_SOURCE_1
float64
EXT_SOURCE_2
float64
EXT_SOURCE_3
float64
OBS_30_CNT_SOCIAL_CIRCLE
float64
DEF_30_CNT_SOCIAL_CIRCLE
float64
OBS_60_CNT_SOCIAL_CIRCLE
float64
DEF_60_CNT_SOCIAL_CIRCLE
float64
DAYS_LAST_PHONE_CHANGE
float64
FLAG_DOCUMENT_2
int64
FLAG_DOCUMENT_3
int64
FLAG_DOCUMENT_4
int64
FLAG_DOCUMENT_5
int64
FLAG_DOCUMENT_6
int64
FLAG_DOCUMENT_7
int64
FLAG_DOCUMENT_8
int64
FLAG_DOCUMENT_9
int64
FLAG_DOCUMENT_10
int64
FLAG_DOCUMENT_11
int64
FLAG_DOCUMENT_12
int64
FLAG_DOCUMENT_13
int64
FLAG_DOCUMENT_14
int64
FLAG_DOCUMENT_15
int64
FLAG_DOCUMENT_16
int64
FLAG_DOCUMENT_17
int64
FLAG_DOCUMENT_18
int64
FLAG_DOCUMENT_19
int64
FLAG_DOCUMENT_20
int64
FLAG_DOCUMENT_21
int64
AMT_REQ_CREDIT_BUREAU_HOUR
float64
AMT_REQ_CREDIT_BUREAU_DAY
float64
AMT_REQ_CREDIT_BUREAU_WEEK
float64
AMT_REQ_CREDIT_BUREAU_MON
float64
AMT_REQ_CREDIT_BUREAU_QRT
float64
AMT_REQ_CREDIT_BUREAU_YEAR
float64
bureau_loans
float64
bureau_days_credit_mean
float64
bureau_days_credit_min
float64
bureau_credit_sum
float64
bureau_credit_active
float64
bureau_months_reported
float64
active_loans_count
float64
active_debt_sum
float64
active_overdue_sum
float64
recent_loans_count
float64
recent_overdue_mean
float64
bureau_weighted_credit
float64
bureau_weighted_debt
float64
bureau_weighted_overdue
float64
bureau_weighted_active_ratio
float64
bureau_recent_vs_old_overdue
float64
bureau_recent_vs_old_debt
float64
bureau_type_Another type of loan_x
float64
bureau_type_Car loan_x
float64
bureau_type_Cash loan (non-earmarked)_x
float64
bureau_type_Consumer credit_x
float64
bureau_type_Credit card_x
float64
bureau_type_Interbank credit_x
float64
bureau_type_Loan for business development_x
float64
bureau_type_Loan for purchase of shares (margin lending)_x
float64
bureau_type_Loan for the purchase of equipment_x
float64
bureau_type_Loan for working capital replenishment_x
float64
bureau_type_Microloan_x
float64
bureau_type_Mobile operator loan_x
float64
bureau_type_Mortgage_x
float64
bureau_type_Real estate loan_x
float64
bureau_type_Unknown type of loan_x
float64
bureau_credit_diversity_x
float64
bureau_debt_to_credit_ratio_x
float64
bureau_overdue_to_debt_ratio_x
float64
bureau_max_overdue_to_income_x
float64
bureau_prolongation_count_x
float64
bureau_prolongation_ratio_x
float64
bureau_overdue_last_3m_x
float64
bureau_overdue_last_6m_x
float64
bureau_new_credits_6m_x
float64
bureau_new_credits_12m_x
float64
bureau_debt_acceleration_x
float64
bureau_closed_last_year_x
float64
bureau_sold_count_x
float64
bureau_bad_debt_count_x
float64
bureau_dpd_count_x
float64
bureau_severe_dpd_count_x
float64
bureau_dpd_ratio_x
float64
bureau_recent_dpd_x
float64
bureau_current_status_C_x
float64
bureau_type_Another type of loan_y
float64
bureau_type_Car loan_y
float64
bureau_type_Cash loan (non-earmarked)_y
float64
bureau_type_Consumer credit_y
float64
bureau_type_Credit card_y
float64
bureau_type_Interbank credit_y
float64
bureau_type_Loan for business development_y
float64
bureau_type_Loan for purchase of shares (margin lending)_y
float64
bureau_type_Loan for the purchase of equipment_y
float64
bureau_type_Loan for working capital replenishment_y
float64
bureau_type_Microloan_y
float64
bureau_type_Mobile operator loan_y
float64
bureau_type_Mortgage_y
float64
bureau_type_Real estate loan_y
float64
bureau_type_Unknown type of loan_y
float64
bureau_credit_diversity_y
float64
bureau_debt_to_credit_ratio_y
float64
bureau_overdue_to_debt_ratio_y
float64
bureau_max_overdue_to_income_y
float64
bureau_prolongation_count_y
float64
bureau_prolongation_ratio_y
float64
bureau_overdue_last_3m_y
float64
bureau_overdue_last_6m_y
float64
bureau_new_credits_6m_y
float64
bureau_new_credits_12m_y
float64
bureau_debt_acceleration_y
float64
bureau_closed_last_year_y
float64
bureau_sold_count_y
float64
bureau_bad_debt_count_y
float64
bureau_dpd_count_y
float64
bureau_severe_dpd_count_y
float64
bureau_dpd_ratio_y
float64
bureau_recent_dpd_y
float64
bureau_current_status_C_y
float64
bureau_type_Another type of loan
float64
bureau_type_Car loan
float64
bureau_type_Cash loan (non-earmarked)
float64
bureau_type_Consumer credit
float64
bureau_type_Credit card
float64
bureau_type_Interbank credit
float64
bureau_type_Loan for business development
float64
bureau_type_Loan for purchase of shares (margin lending)
float64
bureau_type_Loan for the purchase of equipment
float64
bureau_type_Loan for working capital replenishment
float64
bureau_type_Microloan
float64
bureau_type_Mobile operator loan
float64
bureau_type_Mortgage
float64
bureau_type_Real estate loan
float64
bureau_type_Unknown type of loan
float64
bureau_credit_diversity
float64
bureau_debt_to_credit_ratio
float64
bureau_overdue_to_debt_ratio
float64
bureau_max_overdue_to_income
float64
bureau_prolongation_count
float64
bureau_prolongation_ratio
float64
bureau_overdue_last_3m
float64
bureau_overdue_last_6m
float64
bureau_new_credits_6m
float64
bureau_new_credits_12m
float64
bureau_debt_acceleration
float64
bureau_closed_last_year
float64
bureau_sold_count
float64
bureau_bad_debt_count
float64
bureau_dpd_count
float64
bureau_severe_dpd_count
float64
bureau_dpd_ratio
float64
bureau_recent_dpd
float64
bureau_current_status_C
float64
prev_apps
float64
prev_amt_mean
float64
prev_amt_max
float64
prev_refused
float64
prev_approved
float64
prev_days_decision_mean
float64
prev_weighted_amt
float64
prev_weighted_refused_ratio
float64
prev_recent_refused_count
float64
prev_recent_approved_count
float64
prev_approval_rate_6m_x
float64
prev_approval_rate_12m_x
float64
prev_cancelled_count_x
float64
prev_cancelled_ratio_x
float64
prev_amt_approved_ratio_x
float64
prev_credit_down_payment_ratio_x
float64
prev_amt_increasing_trend_x
float64
prev_product_diversity_x
float64
prev_revolving_count_x
float64
prev_yield_group_high_x
float64
prev_yield_group_low_x
float64
prev_goods_category_count_x
float64
prev_approval_rate_6m_y
float64
prev_approval_rate_12m_y
float64
prev_cancelled_count_y
float64
prev_cancelled_ratio_y
float64
prev_amt_approved_ratio_y
float64
prev_credit_down_payment_ratio_y
float64
prev_amt_increasing_trend_y
float64
prev_product_diversity_y
float64
prev_revolving_count_y
float64
prev_yield_group_high_y
float64
prev_yield_group_low_y
float64
prev_goods_category_count_y
float64
prev_approval_rate_6m
float64
prev_approval_rate_12m
float64
prev_cancelled_count
float64
prev_cancelled_ratio
float64
prev_amt_approved_ratio
float64
prev_credit_down_payment_ratio
float64
prev_amt_increasing_trend
float64
prev_product_diversity
float64
prev_revolving_count
float64
prev_yield_group_high
float64
prev_yield_group_low
float64
prev_goods_category_count
float64
inst_count_total
float64
inst_late_ratio_total
float64
inst_dbd_mean_total
float64
inst_late_ratio_1y
float64
inst_dbd_mean_1y
float64
inst_amt_paid_1y
float64
inst_late_trend
float64
inst_late_old
float64
inst_late_mid
float64
inst_late_recent
float64
inst_late_deterioration
float64
inst_partial_payment_ratio_x
float64
inst_overpayment_ratio_x
float64
inst_payment_volatility_x
float64
inst_severe_late_ratio_x
float64
inst_severe_late_count_x
float64
inst_payment_improvement_x
float64
inst_payment_consistency_x
float64
inst_max_payment_gap_x
float64
inst_last_3_late_ratio_x
float64
inst_partial_payment_ratio_y
float64
inst_overpayment_ratio_y
float64
inst_payment_volatility_y
float64
inst_severe_late_ratio_y
float64
inst_severe_late_count_y
float64
inst_payment_improvement_y
float64
inst_payment_consistency_y
float64
inst_max_payment_gap_y
float64
inst_last_3_late_ratio_y
float64
inst_partial_payment_ratio
float64
inst_overpayment_ratio
float64
inst_payment_volatility
float64
inst_severe_late_ratio
float64
inst_severe_late_count
float64
inst_payment_improvement
float64
inst_payment_consistency
float64
inst_max_payment_gap
float64
inst_last_3_late_ratio
float64
pos_loans
float64
pos_months
float64
pos_dpd_mean
float64
pos_dpd_def_mean
float64
pos_recent_max_dpd
float64
pos_recent_count_dpd
float64
pos_dpd_mean_3m
float64
pos_dpd_max_3m
float64
pos_dpd_std_3m
float64
pos_dpd_mean_6m
float64
pos_dpd_max_6m
float64
pos_dpd_std_6m
float64
pos_dpd_mean_12m
float64
pos_dpd_max_12m
float64
pos_dpd_std_12m
float64
pos_dpd_acceleration
float64
pos_dpd_0_count_x
float64
pos_dpd_30_60_count_x
float64
pos_dpd_60_plus_count_x
float64
pos_dpd_worsening_x
float64
pos_completed_contracts_x
float64
pos_active_contracts_x
float64
pos_completion_ratio_x
float64
pos_dpd_volatility_x
float64
pos_dpd_max_ever_x
float64
pos_dpd_0_count_y
float64
pos_dpd_30_60_count_y
float64
pos_dpd_60_plus_count_y
float64
pos_dpd_worsening_y
float64
pos_completed_contracts_y
float64
pos_active_contracts_y
float64
pos_completion_ratio_y
float64
pos_dpd_volatility_y
float64
pos_dpd_max_ever_y
float64
pos_dpd_0_count
float64
pos_dpd_30_60_count
float64
pos_dpd_60_plus_count
float64
pos_dpd_worsening
float64
pos_completed_contracts
float64
pos_active_contracts
float64
pos_completion_ratio
float64
pos_dpd_volatility
float64
pos_dpd_max_ever
float64
cc_loans
float64
cc_balance_mean
float64
cc_limit_mean
float64
cc_utilization
float64
cc_util_recent
float64
cc_util_historical
float64
cc_balance_trend
float64
cc_util_deterioration
float64
cc_max_utilization_x
float64
cc_min_payment_ratio_x
float64
cc_balance_growing_x
float64
cc_drawings_atm_ratio_x
float64
cc_drawings_count_x
float64
cc_dpd_count_x
float64
cc_dpd_recent_x
float64
cc_receivable_ratio_x
float64
cc_usage_volatility_x
float64
cc_max_utilization_y
float64
cc_min_payment_ratio_y
float64
cc_balance_growing_y
float64
cc_drawings_atm_ratio_y
float64
cc_drawings_count_y
float64
cc_dpd_count_y
float64
cc_dpd_recent_y
float64
cc_receivable_ratio_y
float64
cc_usage_volatility_y
float64
cc_max_utilization
float64
cc_min_payment_ratio
float64
cc_balance_growing
float64
cc_drawings_atm_ratio
float64
cc_drawings_count
float64
cc_dpd_count
float64
cc_dpd_recent
float64
cc_receivable_ratio
float64
cc_usage_volatility
float64
total_debt_to_income
float64
deterioration_composite_score
float64
recent_rejection_intensity
float64
monthly_payment_capacity
float64
red_flags_count
int32
positive_signals_count
int32
credit_mix_score
float64
financial_engagement_score
float64
100,002
1
Cash loans
M
N
Y
0
202,500
406,597.5
24,700.5
351,000
Unaccompanied
Working
Secondary / secondary special
Single / not married
House / apartment
0.018801
-9,461
-637
-3,648
-2,120
1
1
0
1
1
0
Laborers
1
2
2
WEDNESDAY
10
0
0
0
0
0
0
Business Entity Type 3
0.083037
0.262949
0.139376
2
2
2
2
-1,134
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
8
-996.781818
-1,437
12,252,772.26
20
110
2
245,781
0
3
0
56,156.493919
9,942.514261
0
0.570379
0
0
0
0
0
4
4
0
0
0
0
0
0
0
0
0
0
0.693147
0.284121
0
0
0
0
0
0
1
1
0
0
0
0
27
0
0.245455
0
0.036364
0
0
0
4
4
0
0
0
0
0
0
0
0
0
0
0.693147
0.284121
0
0
0
0
0
0
1
1
0
0
0
0
27
0
0.245455
0
0.036364
0
0
0
4
4
0
0
0
0
0
0
0
0
0
0
0.693147
0.284121
0
0
0
0
0
0
1
1
0
0
0
0
27
0
0.245455
0
0.036364
1
179,055
179,055
0
1
-606
179,045.580856
0
0
0
0
0
0
0
0.999994
0
0
1
0
0
0
1
0
0
0
0
0.999994
0
0
1
0
0
0
1
0
0
0
0
0.999994
0
0
1
0
0
0
1
19
0
20.421053
0
17.583333
154,863.27
0
0
0
0
0
0
0
0.870054
0.052632
1
0
0.168771
19
0
0
0
0.870054
0.052632
1
0
0.168771
19
0
0
0
0.870054
0.052632
1
0
0.168771
19
0
1
19
0
0
0
0
0
0
0
0
0
0
0
0
0
0
19
0
0
0
0
19
0
0
0
19
0
0
0
0
19
0
0
0
19
0
0
0
0
19
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0.049099
-1
0
-20,730.7725
0
0
0.893147
2.890372
100,003
0
Cash loans
F
N
N
0
270,000
1,293,502.5
35,698.5
1,129,500
Family
State servant
Higher education
Married
House / apartment
0.003541
-16,765
-1,188
-1,186
-291
1
1
0
1
1
0
Core staff
2
1
1
MONDAY
11
0
0
0
0
0
0
School
0.311267
0.622246
0
1
0
1
0
-828
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4
-1,400.75
-2,586
1,017,400.5
1
0
1
0
0
1
0
509,360.058265
0
0
0.590551
0
0
0
0
0
2
2
0
0
0
0
0
0
0
0
0
0
0.693147
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
2
0
0
0
0
0
0
0
0
0
0
0.693147
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
2
0
0
0
0
0
0
0
0
0
0
0.693147
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3
435,436.5
900,000
0
3
-1,305
646,121.621509
0
0
0
0
0
0
0
0.999999
0.005271
0
2
0
0
0
3
0
0
0
0
0.999999
0.005271
0
2
0
0
0
3
0
0
0
0
0.999999
0.005271
0
2
0
0
0
3
25
0
7.16
0
0
0
0
0
0
0
0
0
0
1.707074
0
0
0
0.211554
13
0
0
0
1.707074
0
0
0
0.211554
13
0
0
0
1.707074
0
0
0
0.211554
13
0
3
28
0
0
0
0
0
0
0
0
0
0
0
0
0
0
28
0
0
0
2
26
0.5
0
0
28
0
0
0
2
26
0.5
0
0
28
0
0
0
2
26
0.5
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-1
0
-13,198.5
0
0
1.093147
2.995732
100,004
0
Revolving loans
M
Y
Y
0
67,500
135,000
6,750
135,000
Unaccompanied
Working
Secondary / secondary special
Single / not married
House / apartment
0.010032
-19,046
-225
-4,260
-2,531
1
1
1
1
1
0
Laborers
1
2
2
MONDAY
9
0
0
0
0
0
0
Government
0
0.555912
0.729567
0
0
0
0
-815
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
-867
-1,326
189,037.8
0
0
0
0
0
1
0
94,532.297569
0
0
0
0
0
0
0
0
2
0
0
0
0
0
0
0
0
0
0
0
-0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
0
0
0
0
0
0
0
0
0
0
0
-0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
0
0
0
0
0
0
0
0
0
0
0
-0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
24,282
24,282
0
1
-815
24,279.735512
0
0
0
0
0
0
0
0.999959
0.20014
0
1
0
0
0
1
0
0
0
0
0.999959
0.20014
0
1
0
0
0
1
0
0
0
0
0.999959
0.20014
0
1
0
0
0
1
3
0
7.666667
0
0
0
0
0
0
0
0
0
0
0.424377
0
0
0
0.193673
8
0
0
0
0.424377
0
0
0
0.193673
8
0
0
0
0.424377
0
0
0
0.193673
8
0
1
4
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4
0
0
0
1
3
0.5
0
0
4
0
0
0
1
3
0.5
0
0
4
0
0
0
1
3
0.5
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-1
0
-1,125
0
0
0.2
1.791759
100,006
0
Cash loans
F
N
Y
0
135,000
312,682.5
29,686.5
297,000
Unaccompanied
Working
Secondary / secondary special
Civil marriage
House / apartment
0.008019
-19,005
-3,039
-9,833
-2,437
1
1
0
1
0
0
Laborers
2
2
2
WEDNESDAY
17
0
0
0
0
0
0
Business Entity Type 3
0
0.650442
0
2
0
2
0
-617
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
9
272,203.26
688,500
1
5
-272.444444
280,214.505387
0.133373
1
3
0
0.375
0
0
0.71896
0.028443
1.168235
3
2
2
0
3
0
0.375
0
0
0.71896
0.028443
1.168235
3
2
2
0
3
0
0.375
0
0
0.71896
0.028443
1.168235
3
2
2
0
3
16
0
19.375
0
6.181818
982,062.09
0
0
0
0
0
0
0
2.670417
0.1875
3
0
0.037882
76
0
0
0
2.670417
0.1875
3
0
0.037882
76
0
0
0
2.670417
0.1875
3
0
0.037882
76
0
3
21
0
0
0
0
0
0
0
0
0
0
0
0
0
0
21
0
0
0
2
18
0.5
0
0
21
0
0
0
2
18
0.5
0
0
21
0
0
0
2
18
0.5
0
0
1
0
270,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0.2
-100,275.0075
0
0
0.6
2.995732
100,007
0
Cash loans
M
N
Y
0
121,500
513,000
21,865.5
513,000
Unaccompanied
Working
Secondary / secondary special
Single / not married
House / apartment
0.028663
-19,932
-3,038
-4,311
-3,458
1
1
0
1
0
0
Core staff
1
2
2
THURSDAY
11
0
0
0
0
1
1
Religion
0
0.322738
0
0
0
0
0
-1,106
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
-1,149
-1,149
146,250
0
0
0
0
0
0
0
146,215.948991
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
-0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
-0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
-0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6
150,530.25
247,500
0
6
-1,222.833333
226,533.942719
0
0
0
0
0
0
0
0.999999
0.007508
0
2
0
3
0
2
0
0
0
0
0.999999
0.007508
0
2
0
3
0
2
0
0
0
0
0.999999
0.007508
0
2
0
3
0
2
66
0.242424
3.636364
0
3.615385
208,497.78
0
0.301887
0
0
-0.301887
0.090909
0
0.658864
0.015152
1
-0.301887
0.111215
43
0
0.090909
0
0.658864
0.015152
1
-0.301887
0.111215
43
0
0.090909
0
0.658864
0.015152
1
-0.301887
0.111215
43
0
5
66
0
0
0
0
0
0
0
0
0
0
0
0
0
0
66
0
0
0
3
62
0.5
0
0
66
0
0
0
3
62
0.5
0
0
66
0
0
0
3
62
0.5
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-1.603774
0
-29,115.315
0
0
0.4
2.639057
100,008
0
Cash loans
M
N
Y
0
99,000
490,495.5
27,517.5
454,500
Spouse, partner
State servant
Secondary / secondary special
Married
House / apartment
0.035792
-16,941
-1,588
-4,970
-477
1
1
1
1
1
0
Laborers
2
2
2
WEDNESDAY
16
0
0
0
0
0
0
Other
0
0.354225
0.621226
0
0
0
0
-2,536
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
1
3
-757.333333
-1,097
468,445.5
1
0
1
240,057
0
1
0
249,341.546683
213,833.288542
0
0.89076
0
240,057
0
0
0
3
0
0
0
0
0
0
0
0
0
0
0
-0
0.512453
0
0
0
0
0
0
1
1
0
0
0
0
0
0
0
0
0
0
0
0
3
0
0
0
0
0
0
0
0
0
0
0
-0
0.512453
0
0
0
0
0
0
1
1
0
0
0
0
0
0
0
0
0
0
0
0
3
0
0
0
0
0
0
0
0
0
0
0
-0
0.512453
0
0
0
0
0
0
1
1
0
0
0
0
0
0
0
0
0
5
155,701.8
450,000
0
4
-1,192
102,688.590823
0
0
0
0
0
0
0
0.999999
0.021381
0
2
0
0
0
4
0
0
0
0
0.999999
0.021381
0
2
0
0
0
4
0
0
0
0
0.999999
0.021381
0
2
0
0
0
4
35
0.028571
-26.114286
0
11
178,848.63
0
0.04
0
0
-0.04
0.057143
0
2.58542
0
0
-0.04
0.004429
1,345
0
0.057143
0
2.58542
0
0
-0.04
0.004429
1,345
0
0.057143
0
2.58542
0
0
-0.04
0.004429
1,345
0
4
83
339.060241
0
0
0
0
0
0
0
0
0
0
0
0
0
40
1
41
0
4
78
0.8
427.822859
1,294
40
1
41
0
4
78
0.8
427.822859
1,294
40
1
41
0
4
78
0.8
427.822859
1,294
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2.15991
240,055.92
0
-34,171.5525
1
1
0.4
3.178054
100,009
0
Cash loans
F
Y
Y
1
171,000
1,560,726
41,301
1,395,000
Unaccompanied
Commercial associate
Higher education
Married
House / apartment
0.035792
-13,778
-3,130
-1,213
-619
1
1
0
1
1
0
Accountants
3
2
2
SUNDAY
16
0
0
0
0
0
0
Business Entity Type 3
0.774761
0.724
0.49206
1
0
1
0
-1,562
0
0
0
0
0
0
1
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
1
1
2
18
-1,271.5
-2,882
4,800,811.5
4
0
4
1,077,349.5
0
5
0
334,786.936945
228,138.993126
0
0.664935
0
0.435085
0
0
0
16
2
0
0
0
0
0
0
0
0
0
0
0.348832
0.22441
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
16
2
0
0
0
0
0
0
0
0
0
0
0.348832
0.22441
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
16
2
0
0
0
0
0
0
0
0
0
0
0.348832
0.22441
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
7
76,741.714286
110,160
0
7
-719.285714
72,505.114248
0
0
3
0.5
0.75
0
0
0.999998
0.119923
0.689869
1
0
2
0
4
0.5
0.75
0
0
0.999998
0.119923
0.689869
1
0
2
0
4
0.5
0.75
0
0
0.999998
0.119923
0.689869
1
0
2
0
4
51
0.019608
8.588235
0
9.695652
198,310.545
0
0.035714
0
0
-0.035714
0
0
0.320582
0
0
-0.035714
0.163627
30
0
0
0
0.320582
0
0
-0.035714
0.163627
30
0
0
0
0.320582
0
0
-0.035714
0.163627
30
0
8
64
0
0
0
0
0
0
0
0
0
0
0
0
0
0
64
0
0
0
7
57
0.777778
0
0
64
0
0
0
7
57
0.777778
0
0
64
0
0
0
7
57
0.777778
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1.334138
-0.636344
0
-43,576.87875
0
2
0.548832
5.023881
100,010
0
Cash loans
M
Y
Y
0
360,000
1,530,000
42,075
1,530,000
Unaccompanied
State servant
Higher education
Married
House / apartment
0.003122
-18,850
-449
-4,597
-2,379
1
1
1
1
0
0
Managers
2
3
3
MONDAY
16
0
0
0
0
1
1
Other
0
0.714279
0.540654
2
0
2
0
-1,070
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
-1,939.5
-2,741
35,640,000
36
72
1
348,007.5
0
0
0
670,448.52179
343,675.595128
0
0.987552
0
0
0
0
0
1
0
0
1
0
0
0
0
0
0
0
0
0.693147
0.351522
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0.027778
0
0
0
1
0
0
1
0
0
0
0
0
0
0
0
0.693147
0.351522
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0.027778
0
0
0
1
0
0
1
0
0
0
0
0
0
0
0
0.693147
0.351522
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0.027778
1
247,212
247,212
0
1
-1,070
247,165.64193
0
0
0
0
0
0
0
0.999996
0
0
1
0
0
0
1
0
0
0
0
0.999996
0
0
1
0
0
0
1
0
0
0
0
0.999996
0
0
1
0
0
0
1
10
0
11.9
0
0
0
0
0
0
0
0
0
0
0.001636
0
0
0
0.125512
25
0
0
0
0.001636
0
0
0
0.125512
25
0
0
0
0.001636
0
0
0
0.125512
25
0
1
11
0
0
0
0
0
0
0
0
0
0
0
0
0
0
11
0
0
0
1
10
0.5
0
0
11
0
0
0
1
10
0.5
0
0
11
0
0
0
1
10
0.5
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0.954652
-1
0
-12,075
0
0
0.893147
1.791759
100,011
0
Cash loans
F
N
Y
0
112,500
1,019,610
33,826.5
913,500
Children
Pensioner
Secondary / secondary special
Married
House / apartment
0.018634
-20,099
0
-7,427
-3,514
1
0
0
1
0
0
0
2
2
2
WEDNESDAY
14
0
0
0
0
0
0
XNA
0.587334
0.205747
0.751724
1
0
1
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
4
-1,773
-2,508
435,228.3
0
0
0
0
0
0
0
137,283.622915
0
0
0
0
0
0
0
0
3
1
0
0
0
0
0
0
0
0
0
0
0.562335
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3
1
0
0
0
0
0
0
0
0
0
0
0.562335
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3
1
0
0
0
0
0
0
0
0
0
0
0.562335
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4
202,732.875
675,000
1
3
-1,784.5
315,003.623055
0.499789
0
0
0
0
0
0
0.999999
0.016764
0
3
1
1
0
2
0
0
0
0
0.999999
0.016764
0
3
1
1
0
2
0
0
0
0
0.999999
0.016764
0
3
1
1
0
2
130
0.146154
-3.138462
0.125
3.4375
99,684.99
0.849451
0.149123
0.181818
0
-0.149123
0.176923
0
1.067384
0.015385
2
-0.024123
0.011654
990
0
0.176923
0
1.067384
0.015385
2
-0.024123
0.011654
990
0
0.176923
0
1.067384
0.015385
2
-0.024123
0.011654
990
0
2
75
205.666667
0.346667
0
0
0
0
0
0
0
0
0
0
0
0
40
1
30
0
2
73
0.666667
302.254248
952
40
1
30
0
2
73
0.666667
302.254248
952
40
1
30
0
2
73
0.666667
302.254248
952
1
54,482.111149
164,189.189189
54,482.111149
0
0.331823
-55,995.503125
-0.331823
1.049994
1.240929
0
0.999994
4
0
0
0.961822
1.250429
1.049994
1.240929
0
0.999994
4
0
0
0.961822
1.250429
1.049994
1.240929
0
0.999994
4
0
0
0.961822
1.250429
0.484281
-1.298246
0
-32,758.5825
1
1
1.162335
3.912023
100,012
0
Revolving loans
M
N
Y
0
135,000
405,000
20,250
405,000
Unaccompanied
Working
Secondary / secondary special
Single / not married
House / apartment
0.019689
-14,469
-2,019
-14,437
-3,992
1
1
0
1
0
0
Laborers
1
2
2
THURSDAY
8
0
0
0
0
0
0
Electricity
0
0.746644
0
2
0
2
0
-1,673
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4
60,930
135,000
0
3
-779.75
32,899.2136
0
0
0
0
0
0
0
0.999996
0
0
2
0
3
0
2
0
0
0
0
0.999996
0
0
2
0
3
0
2
0
0
0
0
0.999996
0
0
2
0
3
0
2
48
0.104167
25.3125
0.058824
28.941176
167,677.92
0.559336
0.129032
0
0.2
0.070968
0.104167
0.041667
1.105345
0.416667
20
-0.070209
0.040227
104
0
0.104167
0.041667
1.105345
0.416667
20
-0.070209
0.040227
104
0
0.104167
0.041667
1.105345
0.416667
20
-0.070209
0.040227
104
0
3
46
0
0
0
0
0
0
0
0
0
0
0
0
0
0
46
0
0
0
3
43
0.75
0
0
46
0
0
0
3
43
0.75
0
0
46
0
0
0
3
43
0.75
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0.141935
0
-22,973.16
1
2
0.4
1.609438
100,014
0
Cash loans
F
N
Y
1
112,500
652,500
21,177
652,500
Unaccompanied
Working
Higher education
Married
House / apartment
0.0228
-10,197
-679
-4,427
-738
1
1
0
1
0
0
Core staff
3
2
2
SATURDAY
15
0
0
0
0
0
0
Medicine
0.31976
0.651862
0.363945
0
0
0
0
-844
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
8
-1,095.375
-2,308
2,729,932.425
2
0
2
758,214
0
3
0
370,533.522069
218,899.544872
0
0.581461
0
0
0
0
0
8
0
0
0
0
0
0
0
0
0
0
0
-0
0.277741
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8
0
0
0
0
0
0
0
0
0
0
0
-0
0.277741
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8
0
0
0
0
0
0
0
0
0
0
0
-0
0.277741
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
96,536.25
119,272.5
0
2
-473
79,064.520995
0
0
1
0.5
0.5
0
0
0.999995
0
0.618746
1
0
0
0
2
0.5
0.5
0
0
0.999995
0
0.618746
1
0
0
0
2
0.5
0.5
0
0
0.999995
0
0.618746
1
0
0
0
2
19
0.421053
8.210526
0
7.5
28,091.25
0
0.470588
0
0
-0.470588
0.526316
0
0.529741
0
0
-0.470588
0.071767
35
0.333333
0.526316
0
0.529741
0
0
-0.470588
0.071767
35
0.333333
0.526316
0
0.529741
0
0
-0.470588
0.071767
35
0.333333
2
16
0
0
0
0
0
0
0
0
0
0
0
0
0
0
16
0
0
0
1
15
0.333333
0
0
16
0
0
0
1
15
0.333333
0
0
16
0
0
0
1
15
0.333333
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1.945756
-1.941176
0
-14,142.9375
0
0
0.2
3.295837
100,015
0
Cash loans
F
N
Y
0
38,419.155
148,365
10,678.5
135,000
Children
Pensioner
Secondary / secondary special
Married
House / apartment
0.015221
-20,417
0
-5,246
-2,512
1
0
0
1
1
0
0
2
2
2
FRIDAY
7
0
0
0
0
0
0
XNA
0.722044
0.555183
0.652897
0
0
0
0
-2,396
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
4
-947.75
-1,409
409,495.5
0
0
0
0
0
1
0
92,286.833618
0
0
0
0
0
0
0
0
4
0
0
0
0
0
0
0
0
0
0
0
-0
0
0
0
0
0
0
0
0
1
0
1
0
0
0
0
0
0
0
0
0
0
4
0
0
0
0
0
0
0
0
0
0
0
-0
0
0
0
0
0
0
0
0
1
0
1
0
0
0
0
0
0
0
0
0
0
4
0
0
0
0
0
0
0
0
0
0
0
-0
0
0
0
0
0
0
0
0
1
0
1
0
0
0
0
0
0
0
1
68,850
68,850
0
1
-2,396
68,365.035885
0
0
0
0
0
0
0
0.999985
0.099999
0
1
0
0
0
1
0
0
0
0
0.999985
0.099999
0
1
0
0
0
1
0
0
0
0
0.999985
0.099999
0
1
0
0
0
1
10
0.1
12.9
0
0
0
0
0.1
0
0
0
0
0
0.003402
0
0
0
0.070659
50
0.333333
0
0
0.003402
0
0
0
0.070659
50
0.333333
0
0
0.003402
0
0
0
0.070659
50
0.333333
1
11
1.181818
1.181818
0
0
0
0
0
0
0
0
0
0
0
0
10
0
0
0
1
10
0.5
3.919647
13
10
0
0
0
1
10
0.5
3.919647
13
10
0
0
0
1
10
0.5
3.919647
13
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-1
0
-7,476.90375
0
0
0.2
2.302585
100,016
0
Cash loans
F
N
Y
0
67,500
80,865
5,881.5
67,500
Unaccompanied
Working
Secondary / secondary special
Married
House / apartment
0.031329
-13,439
-2,717
-311
-3,227
1
1
1
1
1
0
Laborers
2
2
2
FRIDAY
10
0
0
0
0
0
0
Business Entity Type 2
0.464831
0.715042
0.176653
0
0
0
0
-2,370
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
7
-618.428571
-1,634
474,984
4
0
4
63,724.5
0
5
0
82,692.019867
15,396.012323
0
0.90634
0
63,724.5
0
0
0
6
1
0
0
0
0
0
0
0
0
0
0
0.410116
0.134161
0
0
0
0
0
0
3
4
63,724.5
0
0
0
0
0
0
0
0
0
0
0
6
1
0
0
0
0
0
0
0
0
0
0
0.410116
0.134161
0
0
0
0
0
0
3
4
63,724.5
0
0
0
0
0
0
0
0
0
0
0
6
1
0
0
0
0
0
0
0
0
0
0
0.410116
0.134161
0
0
0
0
0
0
3
4
63,724.5
0
0
0
0
0
0
0
0
4
120,745.125
290,250
0
4
-1,779.5
222,980.543215
0
0
0
0
0
0
0
0.999998
0.129946
0
1
0
3
0
3
0
0
0
0
0.999998
0.129946
0
1
0
3
0
3
0
0
0
0
0.999998
0.129946
0
1
0
3
0
3
74
0.202703
1.378378
0
0
0
0
0.202703
0
0
0
0.324324
0
1.423614
0
0
0
0.083462
42
0.333333
0.324324
0
1.423614
0
0
0
0.083462
42
0.333333
0.324324
0
1.423614
0
0
0
0.083462
42
0.333333
4
67
0
0
0
0
0
0
0
0
0
0
0
0
0
0
67
0
0
0
3
64
0.6
0
0
67
0
0
0
3
64
0.6
0
0
67
0
0
0
3
64
0.6
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0.228086
63,723.5
0
-256.5
0
1
0.610116
3.688879
100,017
0
Cash loans
M
Y
N
1
225,000
918,468
28,966.5
697,500
Unaccompanied
Working
Secondary / secondary special
Married
House / apartment
0.016612
-14,086
-3,028
-643
-4,911
1
1
0
1
0
0
Drivers
3
2
2
THURSDAY
13
0
0
0
0
0
0
Self-employed
0
0.566907
0.770087
0
0
0
0
-4
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
6
-1,944.333333
-2,881
859,770
0
0
0
0
0
0
0
244,526.512865
0
0
0
0
0
0
0
0
5
1
0
0
0
0
0
0
0
0
0
0
0.450561
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5
1
0
0
0
0
0
0
0
0
0
0
0.450561
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5
1
0
0
0
0
0
0
0
0
0
0
0.450561
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
176,665.5
195,291
0
2
-1,526.5
195,034.022668
0
0
0
0
0
0
0
0.999997
0.108408
0
1
0
0
0
2
0
0
0
0
0.999997
0.108408
0
1
0
0
0
2
0
0
0
0
0.999997
0.108408
0
1
0
0
0
2
30
0
10.866667
0
11.416667
141,402.24
0
0
0
0
0
0
0
0.183705
0
0
0
0.170186
21
0
0
0
0.183705
0
0
0
0.170186
21
0
0
0
0.183705
0
0
0
0.170186
21
0
2
31
0
0
0
0
0
0
0
0
0
0
0
0
0
0
31
0
0
0
1
30
0.333333
0
0
31
0
0
0
1
30
0.333333
0
0
31
0
0
0
1
30
0.333333
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-1
0
-22,000.02
0
0
0.650561
3.044522
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