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A vocal warm-up is a series of exercises meant to prepare the voice for singing, acting, or other use. Why do musicians warm up? A good warmup serves mainly two purposes: To help prepare the tissues and other structures of your body for the task of playing your instrument. To bring you into the conscious realm that is most optimal to playing your instrument. What is the purpose of a warm up? The purpose of warming up before physical activity is to prepare mentally and physically for your chosen activity. Warming up increases your heart rate and therefore your blood flow which enables more oxygen to reach your muscles. What is a warm up and when is it used? 1 : the act or an instance of warming up also : a preparatory activity or procedure. 2 : a suit for exercise or casual wear consisting of a jacket or sweatshirt and pants —often used in plural. What is a good warmup? It’s also important to warm up and loosen your muscles before stretching them. Try a simple, gentle warmup for 5 to 10 minutes before you begin stretching. This can consist of a brisk walk, light jog, or jumping jacks to get your muscles warm and your heart pumping. How do musicians warm up? 9 best vocal warm-ups for singers Yawn-sigh Technique. For this quick vocal exercise, simply yawn (take in air) with your mouth closed. … Humming warm-upS. … Vocal Straw Exercise. … Lip buzz Vocal warm-up. … Tongue trill exercise. … Jaw Loosening ExerciseS. … Two-octave pitch glide Warm-Up. … Vocal Sirens Exercise. How do you warm up an instrument? Practice buzzing your lips without the instrument. This is a very good way to warm up. An effective method is to play simple songs on your mouthpiece such as ‘Mary Had a Little Lamb’. You don’t always need the instrument to practice with, you can buzz your lips as if you are playing your instrument. What are the 3 types of warm-up? There are 3 types of stretches: ballistic, dynamic, and static: Ballistic Stretches involve bouncing or jerking. … Static Stretches involve flexing the muscles. … Dynamic Stretching involves moving the body part in the desired way until reaching the full range of motion, to improve performance. What are 3 important reasons for warming up? Warming up shows your body some love. As your body temperature increases you’ll loosen your joints and increase blood flow to your muscles. That means less stress on joints and tendons. Warm, well-lubricated joints prepare the body to execute sudden and/or explosive movements with ease. What are the 3 stages of a warm-up? This warm-up sequence includes 4 (or 5) steps and takes around 10 minutes to perform. Step 1: Light Aerobic Work. Light aerobic work increases the heart rate and raises core temperature. … Step 2: Soft Tissue Release (Optional) … Step 3: Dynamic Stretching. What are the 5 stages of a warm-up? Terms in this set (5) Pulse raiser. Eg- jogging and skipping. Slowly increases heart rate and body temperature. Mobility. Eg-arm swing and hip circles. … Dynamic movement. Eg-shuttle runs. … Stretching. Eg-groin walk and open and close the gate. … Skill rehearsal. Eg-passing drills for football. What are the 2 types of warm-up? There are two types of warm ups, a general warm up and a sport specific warm up.
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Is there such a thing as an ideal life? What would be some potential measures? One could be mind-body wellness. Another could be economic stability. Quality home and workplace environments may be another. Last but not least would be loving relationships with self, significant other, family and friends. You, of course, may change your list and/or add other measures. Perhaps it is too easy to peer over our short wall of separation to see others who may appear to have the ideal life. They might seem to be beautiful fitness gurus who own a mansion and a yacht in lovely environments with many perfect relationships. In our world of contrasts we have those who may have never had a chance at an ideal life. With compassion, we also see those who have never been blessed with a healthy mind and body or a job to put food on the table. They’ve had neither a home in which to lay their head , nor loving relationships to nurture them. Most of us are probably somewhere in the middle on the ideal life scale. What can we do to inch our way closer to what we consider our own ideal life? Sometimes with our biggest life challenge comes our grandest answer. My most difficult time in life was when our son was diagnosed with pancreatic cancer. Through recounting my journey, I found what worked for me. It could be summarized with the abbreviation ACL. A is for accept, C is for change and L stands for learn. Accept for an Ideal Life To accept some situations in our life is not always easy. Sometimes it can be an initial step in the process. Many times, however, acceptance may come as a last step. Each situation is unique. Change Change involves doing whatever is in your power to improve the situation(s). It could be one big change or many small ones. This doesn’t mean pointing fingers at others. It actually involves you! What can you change? You are far more powerful than you may realize until you try! My post, Empty Chair Holidays, mentions some changes I made to cope with the holidays. Learn Learn is my favorite step! Perhaps it is the teacher in me! What can you learn to help you in this situation? How can you apply the knowledge? Finally, what did you learn from the process? (Just because I stated finally doesn’t mean we are ever done with learning!) Through my learning journey I’ve taken with our son’s health and passing, I feel as if I earned at least a second bachelor’s degree. Here are a few tidbits. Your biggest challenge in life is more than likely tied to what you came to learn as a human being. Focus on the good rather than the bad; where the healing is rather than the pain. The state of being grateful actually creates more delicious gratitude! Helping yourself is great. If your life helps others, that’s even better! I see the wisdom behind the atrocities we experience on earth. At first my spirit was inclined to groan. Now, I feel my spirit has grown through tragedy, but it does leave cracks. Thankfully the light shines through. What do you think? Can you change your DNA? Must we live with what we were given? Through having our son go through a nine year journey with pancreatic cancer, I’ve become fascinated with health. Let’s see what scientists have to tell us. DNA Changes with Bruce H. Lipton, PhD. Bruce H. Lipton, PhD. wrote The Biology of Belief: Unleashing the Power of Consciousness, Matter and Miracles. As a former medical school professor and research scientist, his opinions carry weight. Initially, the medical field has had the opinion that DNA is fixed, without the capacity of improvement. It was thought that the process of aging and stress continually eroded the ends of the DNA which are called telemeres. Once they wore down to nothing, the strands of DNA had nothing to secure them. The end of the telemeres meant the end of life. Along came quantum physics. Rather than the theory that everything is matter, as Newton proposed, now everything is thought to be energy or light. Here is Dr. Lipton’s webpage. Quantum physics revealed the DNA could be improved. https://www.brucelipton.com/ Michael Roizen, MD and Mehmet Oz, MD Epigenetics is the study of how changes can affect the workings of our genes. Our environment and behaviors can actually reverse the telemere shrinkage and lengthen them. “Unlike genetic changes, epigenetic changes are reversible and do not change your DNA sequence, but they can change how your body reads a DNA sequence.” Diet, exercise and stress management are some of the ways to achieve this. This is Dr. Roizen’s site. https://my.clevelandclinic.org/staff/6161-michael-roizen Here is Dr. Oz’s website. https://www.doctoroz.com/ Science Daily & DNA Change “Mind-body interventions (MBIs) such as meditation, yoga and Tai Chi don’t simply relax us; they can ‘reverse’ the molecular reactions in our DNA which cause ill-health and depression, according to a study by the universities of Coventry and Radboud.” https://www.sciencedaily.com/releases/2017/06/170615213301.htm Quantum Touch & The Reconnection Quantum Touch is one of the modes of energy healing I’ve tried. It works with life force energy and the principles of resonance and entrainment. It raises a person’s energy to allow self healing. This is the website for more information. https://www.quantumtouch.com/en/ The Reconnection is another kind of energy healing with which I’ve worked. This one creates measurably higher levels of bio-photonic light. If you are curious to find out more, here is their site. https://www.thereconnection.com/ Both Quantum Touch as well as The Reconnection are known to restructure DNA. As a certified energy healer, I would say that all modes of energy healing can increase levels of bio-photonic light. In practicing qigong, which could be classified as both a mind-body intervention as well as energy healing, there is also a proliferation of bio-photonic light. The question of all of these modes would be, “Have these methods scientifically verified it?” Here is my story of transforming my fear of our son’s diagnosis. Learning energy healing played a huge part. Miracles and Other Antidotes HeartMath, Emotions and DNA Our emotions are very capable of making differences in our health. “Heartfelt positive feelings fortify our energy systems and nourish the body at the cellular level . At HeartMath we call these nutrients quantum nutrients.” For further information, check out https://www.heartmath.com/. Speaking of emotions, when it comes to a prognosis for a patient, presentation is critical. A story I heard sometime in the past decade involved a son who was to tell his dad of the elder’s prognosis. He was expected to die very soon. The son chose not to inform his father and to just make the best of his remaining time. Some years later, the son happened to see the doctor who inquired of his father. He asked how he took the news. The son replied that he opted to not tell him, and by the way, he was living life to his fullest! The positive emotions his son must have provided for him brought him to a place of health! In similar fashion, our son chose to not have a doctor give him his own prognosis. I’m certain it made a difference. William Shatner William Shatner, who played Captain Kirk in Star Trek, has not slowed his pace. Born in 1931, he is still fully engaged in life. He reports he does not plan on retiring until he dies! Numerous projects in the form of making movies and television shows, writing books and producing music as well as riding horses and bikes occupy his time. He advises people to get a life, be creative and find the joy! I have no doubt that his telemeres have quite a bit of life in them yet! We are in times of new frontiers in medicine, or perhaps they are merely ancient ways rediscovered. While you can’t change your basic genetic code (DNA), you can make the best of what you have by lengthening your telemeres. The hope exists in eating healthy foods, exercising, getting plenty of sleep and making mind-body interventions. May you find your joy! What is the connection between grief and visits from beyond? Sometimes when we grieve, it may feel as if we’re crawling into a cocoon, a cave or even a dungeon. We can be so caught up in our sorrow that we may miss a visit from beyond. Here are three thought leaders who have helped me in moving from grief to visits from beyond. They are Carl Jung, Jamie Sams and Dorothy Maclean. With anything that one is resisting, that sense of resistance creates a constant vigilance and unease. It tends to block anything not related to whatever one dreads. According to Jung, that resistance actually draws that avoided thing toward you. Are you resisting grieving? If one is trying to avoid grieving, it can build up. In the long run, it is easier to just allow it to release and flow from your body. When a person intensely grieves, one must certainly allow and accept the grief. This is a part of one’s healing. The tears must flow. Crying can eventually help to dissipate the sorrow. Another thing a grieving person may resist could be that you may not feel you are receiving signs from your dearly departed one. As Dr. Jung suggests, if we are hyper focused on not receiving signs, that may, in essence, increase our likelihood of not receiving any signs. There seems to be a connection between grief and visits from beyond. What can we do? Jamie Sams: Watch for Signs from Beyond As a Native American, Jamie Sams shared many stories of her people. One such story came from her EARTH MEDICINE: Ancestors’ Ways of Harmony for Many Moons. She told of a white man who came to a tribal leader asking for help. The white man shared the wisdom from his culture that, “Many are called, but few are chosen.” This in turn, caused the tribal leader to collapse into uncontrollable laughter. Apparently the Native Americans say, “All are called and chosen, but few listen or find the courage to take action!” From my experience, sometimes I may not be paying attention to signs from our son. We must be open and aware to any kind of experience in order to receive it. Focus on each of your senses during different moments of your day. It is also crucial to just relax and expect signs, even small ones. There could be signs that may affect any of our five senses. I’ve not experienced the sense of taste as a sign, but I would guess it could be just as possible as the other four. Sometimes we question whether a certain bird, butterfly or animal is really a sign. If the circumstance is very unusual, such as a butterfly walking all over you, it is more than likely a sign. However, even a fleeting glance could be a sign. I find it more of a blessing to accept it as a sign rather than question it. If it helps you to feel a connection to your loved one, then so be it! Dorothy Maclean: Sorrow and Joy Dorothy Maclean is one of the founders of the famously productive Findhorn Gardens in Scotland. Three of her titles I’ve enjoyed are Choices of Love, Call of the Trees, and Memoirs of an Ordinary Mystic. She taught that the Angel of Sorrow is the very same angel as the Angel of Joy! I like to think of this paradox in relation to hot and cold. Imagine trying to teach the concepts of hot and cold. It is a given that hot and cold are in relation to one another. Ponder what is cold or hot to an ice cube. What would a flame consider hot or cold? Where is the dividing line between hot and cold? What is hot or cold is very dependent upon the individual. The same concepts are true between joy and sorrow. Additionally, we must have known one extreme in order to know the other. As a grieving parent, I could be anywhere on this spectrum between sorrow and joy. Generally with time, one can expect the sorrow to vary. It is a process much like a fluctuating thermometer during seasonal changes. Just as a thermometer goes through cycles of temperature changes, we can also experience fluctuations in our scale of sorrow versus joy. However, if your set point between sorrow and joy is not trending upward from your lowest point, it may be time to seek help. If you are experiencing excessive grief see GRIEF RELIEF or Tuning into Healing: Grief. Joy of Visits from Beyond As to joy, there is nothing better than receiving signs from our loved ones to remind us of their continuing presence. Everyone’s signs may be different. Mindful awareness as well as being open to the experiences are key. Truly, the signs could be anything that resonated with our loved one. Think of things they liked, perhaps they had a favorite animal. Maybe there are specific songs that may remind you of them. Sometimes, even their words coming to our mind can be comforting. When we are fortunate, we may have dreams of them. I journal these to help hold them in my heart. All of these, various animals, items important to them, their words, dream visitations, etc. are what I would consider to be signs from our loved ones. Expect the signs, practice mindful awareness and look for the joy. May you journey through your grief to visits from beyond. Mindfully stop to look, listen, feel, smell and taste as your life transforms. May your sorrow grow ever closer to the grandest joy from the Angel of Joy! Salvador Dali’s artworks seem to have much to say in regards to life during a pandemic. Born in Spain on May 11, 1904, he is a well-known surrealist artist. While he did live during what was termed the Spanish Flu, otherwise known as the 1918 flu pandemic, he did not attribute any of these works to this topic. All of the following interpretations are my own. Living during a pandemic has caused me to find parallels within familiar works of art. What can we learn from Salvador Dali Perspectives? Automatic Beginning of a Portrait of Gala…Salvador painted this so called automatic portrait of his wife, Gala, in 1933. She was among his favorite subject matter! During a pandemic, many people may be inclined to allow their hair to revert to the wild. Perhaps it is just living closer to what they feel themselves to be. Gala’s tresses are some of the most natural. Sprouting twigs and leaves from her head is certainly pandemic perfect! Persistence of Memory… This particular Dali masterpiece is highly recognized by many. It was created in 1931. The wonder of his melting clocks clearly depicts the concept of time, especially during a pandemic. Many entirely lose a sense of time. It may seem to endlessly drag or for some, race ahead. For others, it may feel as if time has stopped or perhaps has become non-existent. The Elephants… Salvador featured elephants in several works. This particular piece was painted in 1948. I chose this one simply because of the phrase, ‘the elephant in theroom‘. When we speak of the elephant in the room, it means there are topics of conversation which are quite obvious, but no one wants to begin those conversations. In this Dali painting, I feel it symbolizes that our world is beginning to recognize the elephants in the room. The obelisks floating over the elephants’ backs represent the current weighty discussions which must ensue. Their spindly legs indicate that it still feels as if we are walking on pins and needles in addressing certain issues. However, it is comforting that the conversations are starting. Salvador Dali perspectives certainly make me think! Metamorphosis of Narcissus is an amazing double image, created in 1937. Dali represented Narcissus as a person sitting in a reflecting pool alongside a large hand which mimics the size and position of the person. Following Narcissus’ death, the hand has become the metamorphosed character. To me, these mirrored poses represent introspective behavior induced by the pandemic. The downward gaze seems evidence of this. Many in this pandemic era have been drawn to delve deeply within themselves to evaluate and contemplate their life journey. Interestingly, the hand is holding an egg which doubles as the head atop the hand. The egg cracks open, allowing the growth of a narcissus flower. The pandemic certainly has been a dark night of the soul for many. According to this Dali painting, a crisis can also create the blossoming of a blessing in its place. Swans Reflecting Elephants is another remarkable tour de force of Dali. It was conceived in 1937. Who would have thought a reflected swan could be an elephant? Well, Salvador Dali, of course! This is evidence that sometimes, things are not as they seem. At times, we may not fully understand something until we reflect upon it. For example, with the pandemic, we are more likely to comprehend it more fully well into the future. With the passage of time, we will know the true impact, the larger implications and reflections, much as the large image of the elephants appear in this work. Then, we will understand when someone says, “It is definitely a swan, but yet another disagrees and states no, it is truly an elephant.” I have not yet come across such a profoundly accurate way to explain such seeming discrepancies in truth. In learning to think like an artist, we can, in fact, train ourselves to see the big picture. We can visualize the individual truths within this panorama of awareness. I greatly appreciate the inherent wisdom hidden within the works of Salvador Dali. These masterpieces stand ready for the viewer to mine for the learnings within. Many times Dali exclaimed, “The fact that I myself do not understand my own pictures, does not mean that these pictures have no meaning; on the contrary, their meaning is so profound, complex, coherent, and involuntary that it escapes the most simple analysis of logical intuition.” It certainly is so. I invite you to investigate the arts to discover the personal meanings for you! Just as these flower petals are spreading open, is it possible for my arms to fully open to life, to our environment? In contemplating Arbor Day as well as Earth Day this month, this is my question. It seems no accident to me that these two days are so near one another on the calendar. Each of them celebrate environmental causes in the effort to make earth a better place for all of us. Arbor Day I was surprised to learn that the first Arbor Day was so long ago (1872) in Nebraska. It was estimated that over one million trees were planted that day! Now, it is a national holiday encouraging tree planting and litter collecting. Participating in these activities is as opening our arms to care for our environment. It was good to know many other countries have similar holidays. Spain’s Festival of Trees was first started in 1896. Greenery Day is Japan’s version of Arbor Day. It began in 1989. North Macedonia started Tree Day – Plant Your Future in 2008, largely because of wildfire destruction of many of their forests. These are just a few. Earth Day During the era I attribute to the hippy generation, Earth Day first started. This 1970 effort drew attention to environmental issues and pollution. It is now a holiday in 192 countries. Some of the activities promoted during Earth Day are recycling, utilizing reusable stainless steel water bottles, planting gardens, stopping single use plastics, eating less meat, etc. Once again, this is open handed generosity to better our living environment. Many Earth Day activities remind me of a slogan that was popular during the 1940’s. It was Use it up. Wear it out. Make it do or do without. I recall my dad mentioning this saying. This represented the U.S. wartime effort to encourage conserving valuable commodities for the military during WWII. Somehow, this slogan reminds me of a certain young lady who has created a worldwide name for herself. She epitomizes this saying with her life. Greta Thunberg is open to life! Swedish born Greta Thunberg is this young powerhouse spokesperson. When I consider how she has successfully overcome such tremendous personal challenges, I find her all the more amazing! She has, in fact, called her differences (from Asperger’s syndrome) her superpower! It does, after all, enable her to hyper focus on what is most important. Her extreme expertise on climate change staggers the imagination. Thanks to interviews of numerous experts, she fully understands the impact of CO2e (carbon dioxide equivalent) in regards to energy production, farming practices, clothing industry, modes of travel, forestry, human and wildlife populations, etc. Her modest message is not that people listen to her, but to science. She stresses the urgency of our action. That comes down to me. What can I do? How could I do better in embracing our earth? What can I do without this labeling? USA food labels list where the food was produced. We do get a good amount of our food locally, i.e. CSA (Community Supported Agriculture) as well as a bit of home grown produce. There are, of course, many items which are not. Some of our food is much more well-traveled than me. I could be more careful in label reading. I know there are people who do not use single use plastic. Just going to the grocery, there are quite a number of products which have plastic jars, bottles or wrap. It rather puts me in the mind of the movie, The Graduate. The character, McGuire, advises Ben, “there’s a great future in plastics. Think about it. Will you think about it?” Believe me, I have thought about plastics. I do try, but just a search of our home lets me know I have a few dried out markers (plastic), nearly empty art point tubes (plastic), and the afore mentioned food products encased in plastic, many of which are not recyclable. I must be more aware before I purchase products. While Greta was touring the US, she felt the call to go to a conference across the world. Rather than flying, which makes a much larger carbon footprint, she traveled by boat. This took far longer and made her extremely seasick. However, she upheld her principles. I cannot say I’ve never flown. My car is not electric. However, I guess I can say, I do put very few miles on my vehicle. When it comes to clothing, Greta does not like people to gift her new clothing. She points out that many of her garments have well-worn holes. I honestly can’t say that sounds like me. However, I guess I have repaired a number of items so that I extended the life expectancy. I know I can do better. Greta interviewed forestry scientists. I was amazed to hear climate change statistics of one to two degree increases beginning to decimate forests and to melt ice formations. This in turn is starting the demise of populations of wildlife as well as people. More trees need to be planted. Carbon footprints must be more tightly curtailed. It is about me, but also you! I have helped plant a number of trees in my life, but not many recently. So, now, what I can do is to go for a walk in our lovely evergreen windbreak. My husband, our children and I planted it twenty-nine years ago. It is wonderful to appreciate trees as a perch for the melodious birds, a shelter for the silent deer, and a home for creatures great and small. I can sit at the base of my favorite maple tree and contemplate how I can better open my arms wide to support life on this planet. Then, I can turn around and hug my tree. I will take a deep inhale of fresh tree produced oxygen and say thank-you. Most of all, I am ever grateful for the marvelous, life-sustaining nature of this planet. May all of us open our arms to life! Indeed, musicians find inspiration in creating music. This post shares a few ways. Let’s listen to discover some influences. Sometimes musicians are inspired by something small or large. Either natural or man-made objects may influence. Our emotions are wonderful incentives for composing music. At times, the sublime and magnificent moves musicians to write. Inspiration: Rimsky-Korsakov Let’s start with the small. Listen to Nikolai Rimsky-Korsakov’s Tale of Tsar Saltan from 1899-1900. A character is turned into a bumblebee. This enables him to find his father. The musical section represents the flying of this insect. Here is the famous, Flight of the Bumblebee. Doesn’t this help you visualize the bee’s dramatic whirlwind of a flight? It is certainly circling near and far, up, down, left and right! Inspiration in Creating Music: Dvorak Secondly, we move to a larger influence. Antonin Dvorak had come to the “New World” in New York City. He moved from his native Czechoslovakia. Symphony No. 9 in E Minor “reflected his impressions and greetings from the New World” in 1893. Because he missed his homeland, loneliness is musically evident. Dvorak originally titled this symphonic section, Largo. Later, William Arms Fisher added lyrics. The newer version is renamed Going Home. Does it make your heart swell with longing to hear these sweet voices? Just listen to the music which fills this majestic space! Inspiration: Vivaldi Sometimes inspiration in creating music finds composers motivated by other art. Marco Ricci’s landscape paintings inspired Antonio Vivaldi. Check out some of Ricci’s paintings here: https://www.metmuseum.org/art/collection/search/335594 Because of this visual art, TheFour Seasons was composed in 1720 – 1723. Here is the season entitled Spring. Can you hear a lighthearted, springtime frolic? Is it within a sun drenched, tree lined flower garden? Inspiration: Ran Another musician, Shulamit Ran, is similarly influenced by other art. Her 2014 composition, Logan Promenades, is inspired by architecture. She translates the building’s artistic elements into beautiful musical form. Are you able to visualize the golden trumpets’ description? Do you hear the glorious strength and height of this structure? Can you imagine the echo of the trumpets representing the echo of nature reflected in the windows? Inspiration: Handel Additionally, George Frideric Handel’s 1741 Hallelujah Chorus always mesmerizes me. It is from the Messiah. In recounting his composing experience, he writes, “Whether I was in my body or out of my body as I wrote it I know not. God knows…I did think I did see all heaven before me and the great God Himself.” Is six hundred voices enough to feel the grandeur of Handel’s transformative experience? Inspiration: Matheson on Music Finally, here is a favorite musical detail. It is from Richard Matheson’s What Dreams May Come. This is the book, not the movie. The novel surprisingly contains a five and a half page bibliography. Its characters and relationships are certainly fictitious. However, all other details are research based. This particular part chiefly describes music in the afterlife. The music possesses not only sound, but also a simultaneous, ethereal display. It exudes energy, color and light! The music constructs a magnificent architectural structure! I purposely chose these composers. Initially, the classical music example in Matheson’s book starts out small. Perhaps it is as tiny as Mr. Rimsky-Korsakov’s bumblebee. As it grows, it exhibits as much color as Mr. Vivaldi’s Spring. With time, the size increases in height. It is probably not as large as Mr. Dvorak’s “New World”. Next, this music is structured as an architectural wonder. Architecture inspires Ms. Ran. Finally, this multi-media experience is in the realm of the sublime as is Mr. Handel’s music. What an amazing production this must be! For now, our imagination must suffice! True stories of searching for the lost: my keys, my diamond ring and my dearly departed son We’ve all lost something at one time or another. Here are three vignettes of my searching for the lost. My Keys – Searching for the Lost Roughly three decades ago, I locked our door and left to drive to work. As my starting time was later, everyone else had already left for school or work. Sitting in the car, I reached for my purse stored keys. Probing more deeply, I scraped the bottom of each section and pocket. I came up empty handed. No house or car keys were to be found. Was it time to be searching for the lost? What could I do? Unfortunately, we had not yet thought of a secret place for emergency keys. This was before cell phones. Our nearest neighbor lived a quarter mile down a gravel road. If I walked there, I didn’t know if they’d even be home. I rushed up to our house and tried all the doors to no avail. The only solution that came to me was to break into our own home! Our “so called” front door was rarely used and had an old multi-paned wooden door. To this day, I do not remember what I used, but I found an object to break one of the small glass panes. Do you know how hard it is to purposely break glass? After multiple tries, I shattered the pane nearest to the inside door knob. Luckily, I could reach the slide locking mechanism on the outer door, turn the knob for the fortunately unlocked inner door and welcome myself into our home! I quickly found some extra keys and made it to work on time. Arriving home at the end of the day, I tried to fathom where I could have left my keys. The night before I had gotten groceries. That was when I last remembered using them. Long story short, I found them in the freezer! You see, my hands were quite full when I unlocked the door, so I simply dropped my keys into one of the grocery bags. This particular bag only had frozen items, so the entire bag was placed in the freezer! Retracing my steps was what finally reconnected me to my passage to travel and shelter. My Diamond Ring – Searching for the Lost My second story of loss involves my diamond wedding ring. Some years after the key incident, I was getting ready for work. For some reason, my wedding ring was not with my other rings. Even though I was fully clothed, I felt naked not wearing that ring. I searched a bit and found nothing, so had to delay further exploration until later. Numerous times during the day, I felt my ring-less finger, pondering where in the world it could be. Could searching for the lost find my ring? There is probably no one who could guess where I found my ring. Following another careful retracing of my steps, I found the symbol of the love of my life in the refrigerator! You see, the night before I had been preparing my lunch for work. One of the foods was baby carrots. I had taken off my rings to wash before packing my veggies. For some bizarre reason, my wedding ring slid onto the end of the storage bag’s wire twist tie just prior to placing it into the crisper drawer. The temperature of my strange, inadvertent hiding places reminded me of a guessing game we would play when we were children. If someone was guessing a hiding place of something – a close guess would receive the response of ‘you are hot or warm’. If it was entirely off base, you were cold. At least my newest hiding niche, while still cool, was not frozen solid! It did strike me as slightly humorous that a wedding ring whose diamonds are measured in carats was commingling with the carrots. Our Son – Searching for the Lost Now to my third story, the loss of our dearly departed son. Of course, as important as my keys and ring were to find, nothing at all can compare to the loss of a loved one, particularly one’s own child. Losing a child is like a large chunk of one’s own potential breaking off, just as a massive peninsula suddenly (or gradually) eroding into the ocean. It was also as if my kite, which had been battered by the wind of our son’s horrendous illness, had all at once crashed into the ground. Losing a child is losing a link to the future. So many bereavement cards and messages spoke of loss. How could I cope with this loss? Could I retrace my steps through this as well? In reviewing a very few themes of our son’s life, he was infatuated with mourning doves. Perhaps he considered their coo as soothing. Maybe he liked them because some of them nested around their home. I’ve wondered if he was attracted to mourning doves because they like to spend time with their mate. Also, he absolutely loved music. One song that stands out to me is Pharrell Williams’ song, “Happy”. Even when our son wasn’t feeling the best, he would be sitting in his living room recliner and finding stereo tunes to play for others. He thrilled in playing “Happy” as his little daughter delighted in dancing to it. I felt joyous when I joined in, too. Signs After our son had passed the signs started coming. Could these signs help me in searching for the lost? One such time, I had just settled in our front room to contemplate the main topics list for my memoir. As soon as I began reviewing it, a mourning dove landed on a nearby ledge and cooed for a solid six minutes! I took that as confirmation of his approval. When his sister, his dad and I were on a vacation, a store we’d just entered began playing “Happy”. We felt he was with us, making our original foursome again! In regards to signs, awareness and timing are crucial elements. Sometimes with my former students, I would have a saddened child approach me and reveal that they missed their mommy, daddy or a grandparent. Once in a while, it was simple separation anxiety and the other person would be at home or work while the child was at school. Other times it was because they’d passed. In either case, I would always point to their heart and tell them they were inside, because they loved them so. That generally seemed to satisfy their need. This third story of loss after finding my keys in the freezer and my ring in the frig led me to listening to my own advice I gave my students. Our loved ones are truly never lost, they always reside in our hearts, the warmest place of all to find and treasure what you may have assumed was lost. What do you plan to plant? Are you hoping to have a vegetable garden? Do you want a flower bed? What about some raspberries, rhubarb or strawberries? Don’t you need fruit trees? How about a lush, green lawn? Wouldn’t you like a large maple tree? Does your property need an evergreen windbreak? Could these seeds carry a resemblance to the seeds of your thoughts? Vegetables Most of the produce in vegetable gardens are annuals. The seed must be planted each year. These seeds serve to nourish you and your loved ones throughout the year. Do your thoughts, which ultimately are connected to your words and actions, nourish your loved ones as well? Flowers Comparatively, flowers can be annuals or perennials. Annuals don’t necessarily need to have a permanent spot, whereas perennials do. Flowers inspire our sense of beauty. Do you instill a sense of beauty in others? Is this thought of beauty fluctuating and changing throughout the years as an annual, or is it more of a perennial fixture? Fruits Many fruits, whether in small plants or trees, are a component of a landscape which produces every year, once mature. Fresh, juicy fruits nurture our taste for the sweet. Do your thoughts give your loved ones a taste of the luscious, year after year? Lawns A lovely, green lawn is an invitation to enjoy the outdoors, to go play, to revel in the sunshine. Is this sense of play and fun within the vocabulary of your thoughts? Trees Trees, marvelous trees, such as large maple trees, take decades to reach their full size. These giants draw people to sit beneath, to lean against, to relax into their presence. Do your thoughts encourage this sitting, leaning, relaxing behavior from others? Windbreaks Finally, an evergreen windbreak takes a good number of years to be of service. Once the trees are large enough, they offer (excuse me) a “tree-mendous” amount of protection from the wind, as well as a wonderful shelter for wildlife. Do you present protective and sheltering thoughts to others? Thoughts Our thoughts are certainly seeds which lead to our actions. Emotions are generally tied to them. Many times the emotions bubble out. Other times, they can become buried, perhaps inadvertently planted. Here is a good article on repressed emotions along with how to cope: https://www.healthline.com/health/repressed-emotions#releasing-them. Here is to your healthy thoughts, whether they be annual or perennial, may you blossom into your greatest potential! Well, believe me, I didn’t ever think I would say pain could be a blessing! The reason I say this is that I’ve never had the opportunity to test controlling pain on my body by using sound. (Fortunately, I don’t experience pain often.) Recently, I had the chance. Initially, my pain level was around a 5 out of 10. I really dislike taking any medications for pain. Luckily, I remembered the frequency of 174 hertz is the one most known for achieving comfort from pain. Here is the YouTube video I used. I chose this particular one for its general overall tone, so there was no question that the frequency was evident rather than hidden in layers of notes. Laying on a yoga mat, within a minute, I became pain free and extremely relaxed! In half an hour, I decided to conclude my session. Afterwards, a little bit of pain returned with only a level of .5! Consequently, I was pleasantly surprised. I can also say, I was a bit sad. What if sound therapy was used more often? It made me sad to think that something so easy, quick and highly effective has been largely ignored. It seems challenging to find legitimate medical studies on sound healing. I would think it could have tremendous potential in the medical world. It would decrease or eliminate medication side effects. There could be immediate pain relief! I will say, however, that there are cautions with using sound. It is best to check with your medical professional to be certain you don’t have a condition in which healing tones would not be recommended. Just think if sound therapy was provided in birthing suites! Natural childbirth without drugs is far better for mother and baby. This could be wonderful for more compassionate care, giving patients with many different aliments the option of remaining relaxed, but alert. It needs to be added, however, that if it was used in a medical facility, it would need to be played for a patient through ear buds. That way, the health care workers would not be adversely affected by becoming overly relaxed! “If you take a flower in your hand and really look at it, it’s your world for a moment.” Georgia O’Keeffe “What a strange thing! to be alive beneath cherry blossoms.” Kobayashi Issa, Poems Oh, the land of imagination is marvelous! Just pretend the colors of a single flower are dripping over you, as if this were your entire world! Or, fantasize existing in miniature beneath a fragrant cherry blossom enveloping you in wonder! Consequently, this imagining may just induce some nice, deep breathing! Listen to Nature’s Spring of Wisdom “A flower blossoms for its own joy.” Oscar Wilde “Flowers don’t worry about how they’re going to bloom. They just open up and turn toward the light and that makes them beautiful.” Jim Carrey Finally, we would be wise to listen to the wisdom of nature. Basically, do what YOU need to do to feel as if you are blossoming. Give it no worry, but feel into what you do. Does it bring you true joy? Are you turning to the light with no reason to hide? That is the beauty way, my friend, be beautiful!
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Leadership and Coaching Coaching is highly rewarding for yourselves and the athletes that you are coaching. You have the opportunity to see what your athlete's need and can use your leadership and coaching knowledge to help them improve and enjoy their sport. In this course you will learn different styles of leadership and coaching. You will work with younger students to put these theories into practice. You will run sessions and reflect on your practice. The level 3 course focuses mainly on different contemporary styles of leadership while the level 2 course focuses on implementing strategies to help effective group function. Level 2 will also continue working towards their Social Responsibility Unit, and there will be plenty of opportunities while coaching to do so. The course will run over 3.1 and 3.2, so come prepared to learn and put that learning into practice! Update: Lockdown learning! We have an added credit bonus. Level 2, you will have the opportunity to identify how your own exercise during lockdown effects self, others, and society. Level 3, you will have the opportunity to identify what has motivated you to participate in physical activity to date and what strategies you can employ to continue this participation, for life long wellbeing!
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By Chino S. Leyco Qualified enterprises to benefit from the new set of investment incentives under the second tax reform package, while at the same time would bring down their tax payments while creating jobs or meeting export targets, the Department of Finance (DOF) said. According to DOF, the second package offers firms registered with investment promotion agencies (IPAs) a better and more attractive set of incentives that are not present in the current tax regime. These new incentives under the second comprehensive tax reform package (CTRP-2) include additional tax deductions on labor, training, infrastructure, domestic input and research and development. “This tax reform allows qualified firms to make deductions based on whether they generate more jobs, provide additional training to workers, source their goods domestically, introduce innovations or reinvest their profits,” the DOF said. “Provided they meet the criteria to avail of these deductions, it may be possible for firms to pay lower or zero tax under this incentives regime proposed under Package 2,” it added. Package 2 of the CTRP aims to reduce the corporate income tax (CIT) and modernize the fiscal incentives system. The House of Representatives approved its version of Package 2, dubbed the Tax Reform for attracting Better and High-Quality Opportunities Act (TRABAHO) last September. The Senate is still discussing in its ways and means committee its version filed by Senate President Vicente Sotto III and called the Corporate Income Tax and Incentives Reform Act. Citing an example, the DOF said a business process outsourcing firm that is labor-intensive, may get to pay zero tax under Package 2 if it is able to maximize up to 50 percent additional deductions on labor and 100 percent on workers’ training programs. Citing another example, the DOF said that a BPO company’s effective tax rate need not change even under the new incentives regime if it uses the additional deductions to create jobs. The manufacturing industry may also benefit from this pro-incentive tax reform program when manufacturers make good use of the following additional deductions: 50 percent on domestic inputs; depreciation allowance of up to 20 percent; and 100 percent on trainings. Apart from the regular five-year maximum period for the grant of incentives, Package 2 will also give an additional two years of incentives to firms that will relocate outside Metro Manila and provide job opportunities in rural areas.
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By Chito Chavez With another impending power rate hike to be imposed by the Manila Electric Company (Meralco), a militant group has pushed for the immediate suspension of the collection of oil excise taxes under the TRAIN (Tax Reform for Acceleration and Inclusion) law and value added tax (VAT) on oil and electricity. Vowing to protect consumers’ rights, Sonny Melencio chairman of the Partido Lakas ng Masa (PLM) issued the call, claiming that Meralco would be raising electricity charges this month by P0.5782 per kilowatt hour (kWh). He said that working class households consuming up to 200 kWh will have to pay P114 more in their monthly bill. This increase in power charges will be an added financial burden in the households, even with two working adults with minimum wage salaries. The Meralco franchise covers Metro Manila, the entire provinces of Bulacan, Cavite and Rizal as well as certain municipalities in Pampanga, Laguna, Batangas and Quezon. Minimum wages in Metro Manila are pegged at P537 and P400 for Regions III and IV-A. “The pending power rate hike only adds legitimacy to our incessant demand for the suspension of excise taxes on petroleum due to the TRAIN law, as well as the value added taxes on oil and electricity. These regressive taxes have a multiplier effect on the prices of basic goods, said Melencio. Central to the critique of PLM is that excise and value added taxes are passed on to end-consumers, particularly the millions of impoverished Filipinos, instead of big corporations and conglomerates that rake in billions in super profits annually. What is worst, according to Melencio, is “the effect of these regressive taxes was across-the-board but the increased exemptions to income taxes were only felt by the rich and the middle class”. He added if the Duterte administration does not suspend the oil-based taxes and approves of the power rate hike, the poverty of the workers and the poor would be aggravated. Melencio complained the wage orders granted late last year were not even enough to cushion the impacts of record level inflation rates last year. “Namimilipit na nga kami sa pagsirit sa presyo ng mga bilihin dahil sa TRAIN. Hahambalusin pa kami ng panibagong pagtaas ng presyo ng kuryente. Kami na nga ang may pinakamaliit ang kita, kami pa ang binubuwisan ng malaki (We are already scrimping with the unabated price increase of goods aggravated by TRAIN. Now we are being struck anew by another price hike in electricity. Our earnings are very measly and yet we are being made to pay huge taxes),’’ the veteran activist pointed out. He also feared a series of power rate hikes could be in the offing as demand for electricity would rise during the summer season. Melencio also expects things to turn for the worse as global crude prices will likely remain volatile due to political tensions in oil-producing countries. Meanwhile, Leody de Guzman also of the BMP said “with the new power rate hikes in the period where prices of basic commodities remain high’’ asserted “it’s about time for the people to break free from Meralco’s stranglehold on the electricity needs of the residents of the Greater Manila area’’. “Ever since the enactment of the EPIRA Law, Meralco has enjoyed its monopoly status and corporate capture of the regulatory processes of the power industry. The EPIRA was to the detriment not only to the almost seven million Meralco customers but also to the economy itself as our power rates have become the second highest in Asia, next to Japan. Excessively high power rates and not workers’ wages has always been the number one complaint of investors on the costs of doing business in the country,” De Guzman said. De Guzman also challenged Duterte to wield his much-vaunted political will, do what is beneficial to ordinary Filipinos and not the flinch at the far-reaching influence of Meralco. “Kung totoong may political will, madali lamang ang solusyon sa mataas na singil sa kuryente: buwagin ang monopolyo ng Meralco (If he really has political will, there is an easy solution to resolve the power hike in electricity that is to remove Meralco’s monopoly)” he added. Progressive groups are planning to stage protests to thwart the announced power hikes.
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Manila Teachers Party-List Rep. Virgilio Lacson believes that school year 2020-2021 must push through for the sake of Filipino students, despite huge challenges in implementing alternatives to in-person classes in view of continuing quarantine restrictions. Lacson noted concerns as to whether or not the Department of Education (DepEd) could carry out distance learning effectively in basic education involving millions of grade school and high school students throughout the country. “I’m still worried with the way preparations are going (on). There’s a chance the quality of education might deteriorate. Education is very important to us because it is our way out of poverty; it helps us succeed. So sana maayos natin baka ma-left behind tayo (So I hope we can fix everything, or else we’ll be left behind),” he said in an interview. Reacting to suggestions from some quarters to defer the reopening of schools until such time that the threat of COVID-19 has ceased, Lacson said, “Paano kung next year may COVID pa rin? Sayang ang panahon (What if there’s still COVID next year? It’ll be a waste of time).” “We have to make good with what we have. But lets do it properly, the roll out of distance learning.” There is still no proven vaccine for COVID-19 in the market, which has infected over 38,000 and killed almost 1,300 people in the Philippines. The contagion has made face-to-face instruction in schools impossible, thus DepEd’s initiative on distance learning that will be enforced on opening day, August 24. Lacson has noted in past House panel hearings particularly by the Committee on Information and Communications Technology that DepEd has placed much trust and confidence on the Department of Information of Communications Technology (DICT) to ensure connectivity among the country’s 43,000 basic education schools by this date. “Dapat sila mag-communicate at mag-coordinate to see if the bandwith is (strong) enough (They should communicate and coordinate to see if the bandwith is enough),” he said, referring to the two agencies. Lacson expressed concern that the online surge of students on opening day would break the Internet, so to speak. “Everybody is thinking online [learning] pero pag–aralan natin kung kaya nung bandwith natin. Wala pang mga estudyante, intermittent na yung signal (Everybody is thinking online learning but let’s study if our bandwith can take it. We don’t have students yet but the signal is already intermittent),” he said. While he maintained that the August 24 target reopening for schools “can be done,” Lacson said online learning should not be pursued for everyone given the limitations. “Let’s not use the holistic approach, instead let’s do it by area,” he said. Lacson authored House Bill (HB) No.6708, which seeks to establish the Television (TV ) Broadcasting Education Program as an alternative learning system for basic education. The measure was filed last May, or at the height of the government’s quarantine in connection with the new coronavirus. Lacson said the use of TV-based learning can help alleviate DepEd’s burden on delivering online-based learning to all pupils, especially in areas there is weak connection This will also save precious resources including bandwith, he noted. “Ang kailangan lang nila is instructional learning: dapat may nakikita sila. Hindi pwede ang radyo dyan (What they need is instructional learning: it should be visual. You can’t do that with radio).”
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Jobs-Plus — a model proven to help public housing residents find work — is about to be replicated across the country. But to expect similar results as have been achieved in the past, practitioners need to learn from others’ experiences with the program. Ten Years of Chicago’s New Communities Program A 10-year, $50-million initiative, the New Communities Program supported community organizations in 14 Chicago neighborhoods to convene local partners to carry out varied improvement activities, from safety to education and affordable housing. This report describes NCP’s successes and challenges and the implications of its experience for federal and local community development programs. The First Year of Implementing Diplomas Now Three national organizations formed Diplomas Now in an effort to transform urban secondary schools so fewer students drop out. This report introduces Diplomas Now and the associated evaluation, shares first-year implementation fidelity findings, and discusses collaboration among the Diplomas Now partners and between those partners and schools. The Importance of Evidence In this essay, adapted from remarks made to the Growth Philanthropy Network/Social Impact Exchange 2014 Conference on Scaling Impact, MDRC President Gordon Berlin explains why developing reliable evidence of effectiveness is critical when expanding programs to a large scale. The Success for All Model of School Reform Success for All, a whole-school reading reform, received a federal Investing in Innovation (i3) scale-up grant in 2010 to expand to additional elementary schools. This report examines the program’s implementation and the impacts in 2012-2013, the second year of operation, on early reading skills. The Implementation and Effectiveness of a One-on-One Tutoring Program Delivered by Community Volunteers After one year, Reading Partners, a one-on-one tutoring program delivered by volunteers, improved three different measures of reading proficiency for second- to fifth-graders — impacts equaling 1.5 to 2 months of growth in literacy achievement over a control group (who also received supplemental reading services). Labor Market Challenges for Low-Income Adults MDRC hosted a recent colloquium to celebrate our 40th anniversary and the contributions of former Board Chair Robert Solow. This issue focus summarizes a panel presentation, featuring David Autor, Mary Jo Bane, David Card, and Lawrence Katz, on the current economic climate and how MDRC’s research can address today’s problems. This paper examines the quality of evidence regarding the effectiveness of efforts to promote access to mainstream credit, banking, and financial services for low-income people and offers recommendations for strengthening the evidence base of such programs.
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By Barbara O’Neill, Ph.D., CFP®, boneill@njaes.rutgers.edu Personal Financial Managers often teach service members information and skills that they can use for a lifetime. One of these skills is preparing a net worth statement (a.k.a., balance sheet). Below are nine key facts about net worth statements: Description and Analogy– A net worth statement shows someone’s financial position at a given point in time. It is like a “financial snapshot” that includes the dollar value of what people own (assets) and owe (debts). In other words, the amount available if assets were sold for current market value and all debts were paid in full. Net Worth Formula– The formula to calculate net worth is: Assets – Liabilities = Net Worth. For example, a service member with assets totaling $48,000 and $8,000 currently owed on credit cards and a car loan has a $40,000 net worth. Net worth can be a positive (assets greater than debts) or negative (debts greater than assets) number. Asset Value-Assets are listed with their current market value (i.e., what they would be worth if they were sold today). If recently purchased, the purchase price of a house can be used. Otherwise, consult a real estate agent to get a market analysis or check recent sales of similar properties. Personal Property– Personal possessions such as vehicles, household goods, and recreational equipment lose financial value (depreciate) from the day of purchase. For “big ticket” items, consult newspaper classifieds or online sales portals to see what they usually sell for. A value of 10% to 20% of the original cost is not uncommon for valuing items such as clothing, furniture, and older model electronics. Financial Assets-For life insurance, list only what someone can borrow from a whole life or similar policy. Term insurance is temporary and has no cash value for asset calculations. Also, include investments held within and outside of tax-deferred retirement accounts. For stock, bond, and mutual fund values, check newspaper financial pages or personal finance websites. Liabilities-For mortgages, list the balance due. Also list balances on credit cards and longer-term debts such as student loans and car loans. Net Worth Analysis-If liabilities exceed the value of assets (i.e., negative net worth), people should take corrective action by implementing a debt reduction plan. A net worth statement also indicates home equity (value of the home minus balance on a mortgage and/or home equity loan) and equity in a car. If assets are worth less than loan balances, they are said to be “upside down.” Net Worth Uses-Some loans (e.g., mortgages) require data that appear on a net worth statement. Having it calculated can speed up the application process. In addition, courts require net worth data for divorce settlements. The best use of net worth calculations, however, is as a benchmark of financial progress over time. Ideally, net worth will rise as assets grow and debt is reduced. Net Worth Calculation Resources– Rutgers Cooperative Extension has a free downloadable “paper and pencil” Net Worth Calculation Worksheetand Microsoft Excel net worth template (spreadsheet).
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The FHA Streamline Refinance Mortgage: No FHA-Required Credit score Examine FHA refinance loan options look more attractive to some borrowers as FHA loan rates are still well below the three percent line at press time after some ups and downs in 2021. But the range of options confuses some. What Do You Need To Know About The Streamline FHA Refinance Option Compared To FHA Cash-out Refinance Or FHA 203 (k) Rehabilitation Loan Refinance? Tweak the FHA Loan Facts You Should Know First-time applicants may be surprised to learn that there is no FHA required assessment. Your lender may ask for one, but if they choose to process your FHA refinance without one, you will be spared the evaluation fee. Most FHA loans require a credit check and have a number of qualifying minimums. What about FHA Streamline? FHA Streamline Loans allow your lender to process your application without re-credit check if your lender agrees. That means the credit scores that qualified you for your first mortgage can be used on the streamlined refi loan. FHA optimizes refinancing requirements The FHA refi loan is usually required to be of any benefit to the borrower; these loans can result in lower mortgage rates if the terms are right and the borrower is still eligible for these rates. A lower mortgage payment may also be possible with a refi loan. These things – the lower interest rate, the lower payment – are known as tangible net benefit to the borrower and these benefits are the only reason the Streamline option exists. And there is more – in addition to the amount of the new loan, you can also apply for additional funds for approved energy-saving modernizations of the house. This is known as the energy efficient mortgage option. If your home needs upgrades to save money on utility bills, ask your lender how much you can add to the loan amount. Remember, this option is not getting you money for any purpose – any additional funds will have to be used on specific projects that you and your lender will decide together. Keep in mind that when applying for an FHA purchase loan refinance with a Streamline Refi, the FHA guidelines require that your lender qualify for the new loan if your add-ons (like the energy efficient mortgage) have the loan amount and the loan amount monthly payment increase by too much. FHA Refi Loan Rules You can apply for a fixed rate loan or a variable rate mortgage with the FHA Streamline program; Your current mortgage must be an FHA loan, there are closing costs, and your lender can allow you to fund certain expenses. You need to find out what these are with your lender as the standards of that financial institution apply. You can refinance with the same repayment term as you originally had or choose a shorter term. A shorter term loan may have a lower interest rate and that is worth considering for borrowers who can afford the new, shorter mortgage with no default or default.
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Our Guarantee To You Whether you’re faced with a compromised roof, or it’s simply time to consider a new roof replacement to enhance your property values, it’s crucial that you select a thoroughly knowledgeable and experienced contractor that can deliver on their promises to protect your residential investment. When you choose Mountain Roofing Systems, you’ll get quality service at competitive rates with satisfaction guaranteed on every roof! New Roof Or Residential Roof Restoration? While a new roof is an excellent investment, it isn’t always necessary. Poor design and workmanship account for about 90 percent of all roof failures! The roofing experts at Mountain Roofing Systems will explain your options and project requirements thoroughly so you can determine the best plan of action for your needs …to restore your home’s roof with new quality products, or if your investment is better served by the installation of a full roof replacement. Residential Roofing Emergencies We specialize in repairing damaged structures as a result of a leaking roof, worn-out roofing components, or even severe storm damage. We’ll assess the damage and work with your insurance to see if coverage applies. Mountain Roofing Systems is always available outside of normal business hours for a quick roof repair or protective cover that might be necessary to prevent further interior and structural damage.
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The Olansi purifier has been praised for its superior quality. They are very popular with people of all ages because they are highly efficient and last longer than other brands. There are many benefits to this product like it is pollution free simple to install and clean, etc. For more information, visit the company's website https://www.olansiru.com/air-purifiers.html The next paragraphs will give you more details about Olansi's Olansi air purifier and the ways you can profit by its purification. The Noise Pollution Control Technology is a distinct feature of Olansi air purifiers. This patent-pending design allows them to reduce the amount of noise that does not cause any disruption to other. Sleep mode automatically decreases fan speed and dramatically reduces noise level, down to as low as 25dB (A). It also includes an integrated humidifier. It comes with a dual-action humidification control system to regulate the humidity of the air in your space. One distinctive feature of the Olansi air purifier filter factory is that it uses an innovative method that is patented as the Negative Ion Therapy. This method is based on the reality that particles of dust, mold, dirt and smoke are caught within the positively charged plates. Electro-positive interaction permits these particles to interact with the positively charged plates. This exchange happens at a high rate which is greater than a million times per second. This allows particles to be exchanged with greater speed and eventually washed out. A specific filter paste is employed by the maker to prevent dust particles from getting trapped in the ionizing layers of the plates. The paste is utilized together with the negative ions created by the ionizer. The company claims that the product of the mixture of dust particles and positive ions is completely safe. The manufacturer also assures that the purifiers they sell are easy to put in. There are many models that come with mounting accessories such as the air filter and mounting clips, a cleaning brush and a replacement cap for the filter. The replacement cap for the filter typically wears out because of frequent use. It can be repaired by replacing the filter cap with one specially designed for your particular model. Olansi's home purifier manufacturer is also known for its unique Negative Ion Therapy technology. It utilizes a 4-stage process to eliminate all viruses, bacteria and pollutants from the air. It claims to release negative ions with a frequency of between ten thousand and one hundred thousand volts every second. These negative ions help to kill all bacteria, germs and viruses which have managed to enter the filter. People have reported that the filter is able to reduce the sound levels of the majority of electronic equipment. The Olansi air purifier also features a HEPA filter. Its high efficiency particulate filter (HEPA) is made to trap small particles of mold, dust and bacteria. A HEPA filter will only take in particles smaller than that of one molecule of air. HEPA filters are designed to stop airborne bacteria from passing through them. A quality purifier will require replacement once a year. You must inspect the filter regularly for cracks or leaks. Most leaks will be found in the mounting strap or the power cord. It is easy to fix this by replacing the unit. When purchasing an Olansi air purifier, make sure to check whether it is manufactured using stainless steel plates or aluminum. The stainless steel plates used in purifiers of high quality can reduce the amount of limescale, which can affect the efficiency of the device.
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Internet privacy is a growing concern. Unfortunately, people are often looking in all the wrong places to secure their personal information. If you’re concerned about Internet privacy, five threats may not even be on your radar. Securing your information from these five threats, though, is critical to the success of your efforts. The first step is to understand the often overlooked threats that can make a world of difference in your efforts to prevent data theft or identity theft. These are the five threats or online privacy issues that may not even be on your radar. You. The information you reveal online through social media can be instrumental in helping thieves unlock passwords, gain access to your family, and more. Cell phone GPS. It keeps a record of all the places you frequent, including businesses, banks, restaurants, schools, and more – exposing far more about you and your family than you want strangers to know. Cookie tracking. This data collection method is one you may not even realize is happening, and that’s part of what makes it so insidious. Innocent shopping and browsing can reveal far more information about you than you want others to know. Cloud storage. Think of all the things you store in the cloud. Music preferences, vacation photos, banking information, and countless other things identify who you are to others. And this information isn’t nearly as secure as the additional information you store on your hard drive. Facial recognition software. Many modern mobile phones have it, and users find it convenient. Unfortunately, there are no regulations about how the data collected by this function is used, leaving a lot of room for unethical activities taking place. You’re probably shocked by some of the threats to your privacy online. Still, there are things you can do to protect yourself, like learning how to prevent identity theft online and taking these seven steps to online privacy to protect yourself and your family. The right internet security tools can make a world of difference for your privacy and overall online security. While there are many different types of tools available, some of the most essential tools for you to use wisely and often include: Antivirus Software. Firewalls. VPNs (Virtual Private Networks). It isn’t a matter of one or the other of these tools. To enjoy the most significant possible impact, use them all together to protect your information and your privacy online. Of course, the most important thing you can do is invest in a service that offers a passive means (on your part) to protect your privacy. A monthly subscription can deliver greater peace of mind for you while protecting your privacy by doing the following: Identifying information about you and your family on the dark web. Removing personal information from data collection sites. Providing detailed reports about potential threats. Offering consulting services about how to protect your privacy better. Best of all, we’ll keep up with the status of all the removals and purge new records as they appear. The Internet never sleeps, and neither will we.
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A couple in a town near Philadelphia recently made a $1.5 million offer for a one-bedroom, 2,600-square-foot house that’s in the shadow of the historic district’s iconic skyscrapers. They were offered the house in exchange for buying a second, much larger house, but instead, they decided to give the former a chance at a fresh start. For many people, that could mean moving into a home that has air conditioning, a roof over their head, or even a garage, as they might for a smaller apartment or house in the suburbs. But it could also mean staying put in a city where a new home is often just as good. “It’s a bit of a gamble,” said Jennifer Karp, a real estate agent in New York who has helped some people buy in Philadelphia. “You want to do everything possible to be prepared for it.” For a first-time buyer, the choice is often not a clear one. The market can be tight in the Philadelphia area. For one thing, there are limited homes available, and prices often go down the first year or two. For another, the market is changing so quickly that it’s hard to keep up. “There are so many new developments going on right now, and the prices are going up and up,” said David Leiter, an economist at PNC Bank. “So it’s a very competitive market.” The house is not the only new house on the market. Some people are trying to buy houses in other parts of the country, like New York or Los Angeles, which offer similar conditions, but without the hassle of moving in. And people are looking for a place that they can live for years without breaking the bank, which means they could get a big offer for something they may not have been able to afford before. This is why there are a lot of people who are getting into this market right now. “They’re trying to get into the market that they’re already in,” said Brian Leiber, an executive director at the real estate firm PNC Realty Advisors, which advises people on buying a home. “This is the only way to do it. There’s no other way.” A few years ago, there were only about 20,000 people in Philadelphia who had a mortgage. Now, it’s more than half that number, according to the realtor. In some neighborhoods, people are starting to get homes in larger numbers. And it’s also creating a demand for properties with higher prices. A new development in the city called The Landing, in the neighborhood around the Philadelphia Museum of Art, has had an immediate surge in sales, with buyers willing to pay up to $1 million for a house in an area where rents average about $1,200 per month. There are also more houses available for sale in the Northeast, with many properties listed on Craigslist. The price of a home in the town of West Chester is now $3.9 million, up from $1M in January, according. And many buyers are choosing to buy in more desirable neighborhoods where they can pay much less for the same house. “People have always been looking for the cheapest house and that’s kind of what this is about,” said Leiber. Some homeowners have been buying a house and then buying a bigger house and moving to a different neighborhood to try and save money on a bigger down payment. But the number of people doing this is on the rise. And some of them have even been doing it for decades. One of the most common reasons people are turning to buying in Philadelphia is that there’s a shortage of houses. The city is home to about 1 million people, but its population is about 1.8 million. That means there are more than a million empty houses in Philadelphia, said Leiter. But the people who need a home the most are the middle class. They’re the ones who have been working for years and want to live in a place with more space, but don’t want to buy a bigger home, Leiter said. When it comes to homes, the most important factor is the ability to afford it. For people like Karp and her husband, they are making the move because they want to keep their family’s old house in Philadelphia where it belongs. They’re not going to be moving out anytime soon, though, because their current home is already on the MLS market.
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VMware believes that we can help accelerate the global transition to a zero-carbon economy through solution innovation that enables a sustainable digital infrastructure for our customers. Sustainability innovation is a fundamental component of our ESG-related 2030 Agenda, with a vision to build a sustainable, equitable, and more secure future for all. And we’re hard at work to make sure that vision becomes a reality. In 2018, I jumped at the chance to join VMware as the Director of Sustainability Innovation. At the time, I was working at Akamai Technologies as the Senior Director of Environmental Sustainability, where I spent 10 years establishing and leading Akamai’s corporate-sustainability program. While working on an aggressive goal of powering Akamai’s global network of thousands of data centers with 50% renewable energy, I realized that there was an opportunity to make an even more substantial impact in the value chain through large-scale virtualization and further sustainability innovations. Leveraging and building on VMware’s virtualization technology and multi-cloud platform provides an enormous opportunity to help customers reduce the environmental impact of datacenter and cloud operations, extracting more productivity from their infrastructure investments. This resonates with my core belief that we can truly scale sustainability impact when innovation and business value align. With the impacts of climate change becoming increasingly dire, there is a growing demand for urgent action, including the need for low-carbon solutions. To date, 37 countries committed to Net Zero Carbon goals and are implementing policies, regulations, and incentives to accelerate the transition to a low-carbon economy. To date, more than 1,800 global companies spanning all sectors, including many VMware customers, committed to science-based targets to reduce greenhouse emissions in their operations and supply chains to help them reach net-zero carbon by 2050. These companies are looking for suppliers with low-carbon solutions to help them achieve these goals. The intrinsic sustainability of virtualization I like to use the analogy that VMware’s virtualization technology is like the LED lightbulb of computing. The more of it you use, the more sustainable your datacenter operations are, using less infrastructure, energy, and carbon. Over the past decade, VMware helped flatten the world’s datacenter electricity consumption through server consolidation by enabling companies to run tens of applications per server, compared to one app per server. While Internet traffic has increased twelve-fold and workloads have increased almost eight-fold since 2010, IEA reports that data-center electricity consumption remained flat. In addition, a 2020 IDC report estimated that, since 2003, VMware’s virtualization technology has enabled our customers to collectively avoid the deployment of 142 million servers, consumption of 2.4 billion megawatts of energy, and emission of 1.2 billion metric tons of greenhouse gases. That’s roughly equivalent to three percent of the world’s carbon emissions in 2019. Nonetheless, even with these efficiency gains, it’s estimated that datacenters (including those in telecommunications) represent about one percent of the world’s electricity consumption. With a slowdown in efficiency gains from virtualization, Moore’s Law, and Dennard Scaling, some predict that without sustainability-focused innovation, rapid digital transformation across industries and the emergence of compute-intensive technologies (e.g. AI/ML, 5G, virtual reality, edge computing, and blockchain) will push electricity consumption from roughly one percent into the double digits over the next decade. During that same timeframe, climate scientists are stating that we need to reduce global carbon emissions by half to avoid the worst impacts of climate change. Without sustainability-focused innovation, rapid digital transformation across industries and the emergence of compute-intensive technologies will push electricity consumption from roughly one percent into the double digits over the next decade. At VMware, we are seizing the opportunity to build on our foundation of computing that is already intrinsically sustainable. Companies with commensurate business value can still gain much more efficiency and VMware, with its multi-cloud strategy and longstanding commitment to sustainability, is perfectly positioned to deliver these gains. For example, a 2015 Stanford-Anthesis Group study looked across more than 16,000 servers in 10 datacenters and found that, over a six-month period, a quarter of the servers and 30% of virtual machines were deemed comatose (no CPU, memory, network, connection, or user activity). What’s more, roughly 35% of servers and up to 50% of virtual machines were idle, defined by having CPU and network activity less than five percent of the time. This is a common problem across the world’s datacenters. It is a problem that represents both an enormous financial cost (underutilized IT investment and operational costs, estimated in the tens of billions of dollars) and sustainability impacts from wasted gigawatts of energy consumption and millions of metric tons of carbon emissions. Sustainable computing: workload energy and carbon efficiency Ultimately, sustainable computing is about minimizing the energy and carbon associated with running workloads. Workload energy efficiency is realized through minimizing on-premises and public-cloud infrastructure required to run workloads within the context of meeting business requirements for those workloads. However, even with the highest level of energy efficiency, workloads will always need energy. Therefore, sustainable computing also requires workload carbon efficiency. That means managing when and where workloads are run, so we can take advantage of renewable energy. Finally, energy and carbon metrics need to be integrated into management systems, side-by-side with performance and availability, to inform more efficient ways of operating. Implementing sustainable computing will not only have beneficial sustainability outcomes but also business outcomes. VMware’s solutions demonstrate elements of sustainable computing and what’s possible in terms of beneficial sustainability and business outcomes. For example, VMware Cloud Foundation (VCF), with virtualized compute, storage, networking, and management, provides a hyperconverged infrastructure environment that enables multi-tenancy and high VM-density. Compared to basic virtualization, VCF reduces the need for host, storage, and networking equipment, which in turn reduces the data center rack footprint. In one case study, a customer saw a more than six-fold increase in VM-density leading to a nine-fold decrease in the per-VM energy consumption and carbon emissions. In another example, Hybrid Cloud Extension (HCX) facilitated the migration to a more energy-efficient and cheaper datacenter and hardware refresh. The outcome was $3 million in annual savings, a 68% reduction in equipment rack footprint and a 66% decrease in annual energy use and carbon emissions. Finally, customers moving workloads from on-premises to VMware Cloud-on-AWS, may not only enjoy more agility with elastic, pay-as-you-go capacity, but potentially significantly reduced energy and carbon footprints through more energy-efficient and renewable energy-powered hardware and data center infrastructure. Nonetheless, this blog series is not about what sustainable computing solutions are available today, but about innovations in sustainable computing that will take us further. Here, I laid out the foundation for sustainable computing — what it is and why it’s the next innovation frontier. In part two, I will dive into various strategies for achieving workload energy and carbon efficiency. In the final blog, I will provide promising examples of sustainable-computing innovations in progress here at VMware. During Climate Week (September 20-26), I hope you’re able to reflect and discuss how we can do more to accelerate climate action. I’ll be taking part in a panel session entitled “Transformation of Transport and Energy by 2040 or Sooner.” We’ll also have some great sessions on sustainable computing at VMworld 2021 (Oct. 5-7), including: IC2217 :Datacenter Sustainability Strategies, A Win for Your Budget and the Planet IC2792 :Sustainability as a Strategic Differentiator for Organizations (Adrian Cockcroft, VP Sustainability Architecture, Amazon) IC2794: Make Sustainable Choices for Product Innovation in Operations (Adrian Cockcroft, VP Sustainability Architecture, Amazon) IC2257: Supporting Carbon-Neutral Growth with Sustainable Data Centers (Dubai Airports) IC1067: Reduce the carbon footprint by moving your workloads to VMware Cloud on AWS MCL2340: VMware Zero Carbon Committed as a Cloud Provider Differentiator for Growth Learn more and register for VMworld 2021 here.
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The construction of wave dissipating platform would cause the sediment transport in the surrounding waters, changing the erosion and silting situation in the seabed, which may even lead to the abandonment of the original dock. In this paper, a 2D hydrodynamic and sediment transport model is established for Shengsi islands, Zhoushan and the surrounding area by using MIKE21. The model has well been validated through observation data of tidal level, flow velocity and direction. The influence of dissipating platform construction on the erosion and deposition of surrounding water is analyzed. The results show that the maximum diffusion envelope of suspended sediment (concentration higher than 0.02 kg/m 3) in Huangsha village, Bianjiaoao and Huicheng village are 20,947.02, 19,799.04 and 5,311.35 m 2 respectively. The project has little impact on the surrounding water quality environment. The coastal construction has created enormous social and economic benefits, but the construction project has caused sediment transport in the surrounding waters, causing erosion and siltation changes which may even cause the original dock abandoned (Tsoukala et al., 2015; Plomaritis and Collins., 2013; Song et al., 2017; Zhang et al., 2005). Meanwhile, it exerts negative effects on marine ecological environment, arousing wide public concern of scholars (Sravanthi N, 2015; Yao et al., 2018; Gu et al., 2012; Tian and Xu, 2015).The suspended sediment produced during the construction process will form water masses with high suspended matter content within a certain range, weakening or even blocking the light transmission capacity of the water body, affecting the photosynthesis of phytoplankton. The reduction in the number of phytoplankton will cause a corresponding reduction of zooplankton. In addition, suspended sediment will attach to the surface of aquatic animals, interfere with their normal physiological functions, and more seriously enter the digestive system, causing death (Huang et al., 2019). Zhang (2015) used the ECOMSED model to simulate the terminal project of Shandong LNG project. The research obtained the maximum spreading range of suspended sediment produced by excavation of base trenches, stone dumping and dredging works during the spring and neap tides, and analyzed the impact of the project on marine life. Yan (2019) established a two-dimensional model by using MIKE21 FM, simulating the envelope area of the suspended sediment caused by the 10 kv submarine cable laying at Lvhua Island-Huaniao Island. The results show that the construction period has a greater impact on the marine ecological environment, and the service period has basically no impact on the marine ecology. In order to serve human life and protect the environment, numerical simulation has been widely used in engineering construction (Vu, Nguyen and Nguyen.,2020; Agrawal et al.,2019).
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As cannabis legalization spreads across the country and the conversation surrounding federal legalization heats up, it must not be forgotten that tens-of-thousands of people are behind bars for marijuana-related offenses. Despite the plant being legalized for recreational sale and consumption, there are so many people imprisoned for what people are now freely doing on the outside. California, the United States’ quasi-guide on cannabis legalization, is taking steps to rectify that issue. Announcing that “roughly 60,000 marijuana convictions” were to be dismissed, the Los Angeles Times reported, Los Angeles County District Attorney George Gascón said this was part of the state’s continued effort to “undo what some reform advocates consider the damage caused by narcotics enforcement carried out before Californians voted to legalize marijuana.” David McNew/Getty Images “Over 100,000 Angelenos have been impacted by this war on marijuana after the voters told us they overwhelmingly wanted to stop this,” Gascón continued. “We want to basically erase the harm.” This movement to dismiss nearly 60,000 marijuana convictions comes on the heels of District Attorney Jackie Lacey’s movement to dump 66,000 marijuana convictions in 2020. Gascón, who “sought the dismissal of nearly 9,000 felony and misdemeanor marijuana convictions,” while working as San Francisco’s top prosecutor, did not make clear how far back these dismissals reached, but it was reported that he had worked to dismiss cases dating back to the mid-70s also while working in the Bay Area. The Los Angeles Times also reported that 20,000 of these newly dismissed cases “under Gascón’s Monday order were for felony possession or cultivation of marijuana,” and that “the remainder were misdemeanors filed in jurisdictions that do not have their own city attorney’s offices.” A breakthrough announcement for the State of California, it will be interesting to see if this type of action takes place in any other states across the country. Legal in just under 20 states across the country, cannabis and the cannabis industry are growing in popularity and it is only right that those with felony or misdemeanor arrests for cannabis-related infractions see their records expunged for what is now legal. What do you think of LA County’s move to expunge 60,000 marijuana convictions? Let us know in the comments.[Via]
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How Is Hemp Clothing Made? Green Health MD – https://ilssi.org/forums/users/timv8394745385/. The best supplements are the that are fashioned with pharmaceutical grade fish cooking oils. They can benefit over-all health well-being. They are effective in preventing diseases such as heart disease, Alzheimer’s, prostate cancer, and breast cancer. Omega 3s can also prevent colon cancer, [empty] diabetes, arthritis, and other degenerative complications. Many store-bought brands of soap claim they leave no residue on pores and skin after rinsing, which Available to be a whole associated with Cannabis Study hooey. These soaps merely leave residue, but also leave pores and skin feeling dry and itchy. Under the contemporary designs category, the Monte Carlo etched window tint features opaque glass blocks with clear lines. Exactly why a perfect choice when privacy is necessary such as the bathroom car door. A pebble pattern is really a straightforward choice that can be combined for other home decorations. I use a little section of balsamic vinegar, which isn’t on everybody’s good food list. A tiny, tiny amount of toasted sesame oil which is definitely this is not on the good food list but it gives it a wonderful, I’m keen on an Asian flavor . Then I use a smaller amount of either flax or CBD Oil Benefits which I keep in my freezer if fresh, a dash of Chinese rice cooking wine, which is addressed mirin. I usually use seaweed if Certain use big fresh chunks you could possibly get shakers of various seaweeds or kelp for the most part probably health food stores, and something sweet. I’m talking teeny amounts, like agave or maple syrup. Maple syrup is not raw. Do not think know if agave will. This is the time to finally “think about everything.” You’ve been approved. Your agent has delivered a policy to you or you received it in the mail. Might be your time go over this thing with a fine-toothed comb. Ask questions of your agent. Content to achieve it reviewed by anyone wholly your choice. You have a free of charge Look Year. Almonds most appropriate snack. They’re not messy, so i could just throw a hand full on my little desk and eat them as I am working distant.almonds-new Almonds contain about 18% protein, and therefore they are a great metabolism booster-style. A handful of almonds lower the LDL (Low Density Lipids), or ‘bad’ blood cholesterol, by up to 10%, that can help prevent cardiac arrest. Still, is actually always the constant mental stress that would make the show so captivating, and reflected in the family situation at the minute. While she’s on hiatus from her dealing days, her sons seem individual absorbed a few of the her skill level. Shane is dealing to teachers and students alike. Silas has replaced Conrad considering that new Cannabis aficionado, and more plans to set up a grow farm with Doug and Andy (who is incestuously depressed now that Nancy is pregnant). In fact, Green Health MD CBD contrary to popular opinion it possible to slim down and build muscle at the same time. It should be about learning to feed the muscle and burn the added fat. With the right combination of exercise and nutrition it is very possible to achieve your calorie burning and muscle gaining goals at duration and we’re here to assist you gain kilos. Celebrating Eid ul-Fitr in India a good opportunity for vacationers observe how people of different faiths exist in perfect relationships. After Eid, comes the shopping festival that is actually Navratri. These nine days bring business as people are in shopping mood. The Navratri would conclude on 14th October 2013 with celebration of Vijay Dashmi.
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Not only rat bites are dangerous to humans but also the consumption of food or water contaminated with urine and droplets of rodents carrying bacteria can also infect a person. This can lead to Haverhill fever. This medical condition (Rat Bite Fever) can become a severe or fatal disease if proper treatment is not done. Without early diagnosis and applicable treatment, RBF will cause severe health problems and death. With the exception of RBF, exposure to rodents will cause several alternative diseases. That’s why we recommend you to use various rat poisons available in the market to throw them out of your house. How is rat-bite fever transmitted and caused? Rat-bite fever (RBF) is an infectious disease caused when people are exposed to rodents carrying bacteria. Consumption of food or water contaminated with the excretory product and droplets of rodents carrying the bacterium is the main reason for this acute, febrile human illness known as Haverhill fever. A bacteria named “Streptobacillus” is the cause of RBF in North America known as streptobacillary RBF. Another bacteria is Spirillum minus, which is common in Asia. And also known as sodoku. Who can easily affect with Rat-bite? If you live, work, or keep pets in an area with rats, the risk is even higher. The more risk on children because they are more likely to take action to disturb or bully rats. People who have weak immune systems or people diagnosed with cancer, diabetes, HIV and liver disease may face higher complications after being bitten by mice. Kids below the age of five can also easily be affected by rat bites because their immune systems have not yet fully developed. How can we lessen the risk of a rat bite? It is important to reduce the risk of being bitten by mice. To do this you need to Understand animal’s or rodent’s behavior. All people close to animals should follow the below rules to avoid unfavorable or aggressive conditions: Handle them with light hands. When they eat or feed their young ones, leave them alone. Never bother any pests or pets. Make sure to clean your hands after touching or examining the rodent or its cage, bedding, urine, or feces. If in case, you got a rat bite, then immediately wash the wound with plenty of soap and water, it can kill bacteria and reduce the risk of rat-bite fever. Do not take this situation lightly, immediately reach your health adviser for further consultation. Symptoms and Signs of Rat Bit Fever Symptoms usually occur In 3 to 10 days after exposure to bacteria, but may be delayed until 3 weeks. By this time, the infection is usually cured due to any rodent bite or scratch wound. Usually, we feel rashes on the hands and feet. This rash seems like flat, reddened areas with little bumps. Given below are a few of the symptoms of RBF: Fever Muscle pain Vomiting Headache Joint pain or swelling Rash Effect of Rat Bite Fever On Human Body According to a survey about 1 in 10 people who is RBF infected die. But the rest of the people has some illness appear to see below… Lots of patients seen as in their internal organs have been sawing an excess of infected fluid. Hepatic infection (hepatitis) and kidney (nephritis) Lung infection (pneumonia) Brain and nervous system infections (meningitis) Streptobacillary RBF (endocarditis, myocarditis or pericarditis) How to Treat Rat Bites at Home If the rat bites any person. First of all, we need to control bleeding and clean the wound with soap and warm water thoroughly or it’ll cause irritation later. After cleaning, apply the antibiotic ointment and cover the wound with a clean, dry cloth. An infected person should consult a doctor in order to heal completely. If a person will not take proper treatment then he/she can see some signs of RBF. Amoxicillin Penicillin Erythromycin Doxycycline And if a person suffers from heart disease and is bitten by a rat then they should take high-dose penicillin either streptomycin or gentamicin. But first, they have to consult the doctor. Home Remedies to Keep Rats Away From House If you have Ammonia, put it in a spray bottle and spray it all around rat halls. Mice don’t like cloves, So you can put cloves in a cloth or just put them near the rat hall and all over your house. DIY your own anti-mice univalve by combining shredded garlic with water. You can also leave garlic sauce at the entry point of your home. Chilli is used to keep away animals from ancient times. So take 1 cup flour and ½ cup chili powder mix them together and put it in the corner of your room, it will help to keep the rats away from your house. Frequently Asked Questions How common is rat bite fever? Rat bite fever is very uncommon because rat bite bacteria are challenging to diagnose and the infirmity usually reacts strongly to prescribed antibiotics, this is the reason why cases cannot always be recognized. Every year, nearly 20,000 rodent bites befall in the United States and the risk of rodent bite fever caused by Streptobacillus moniliformis, and is estimated to be approximately 10%. Can we get a rat-bite fever from another animal? The simple is Yes. There are other rodents species can also transmit rat bite fever bacteria, including mouse, squirrels, gerbils, and guinea pigs. If you are bitten by rats or other rodents, then follow the same treatment steps of rat fever as discussed above. Can the rat-bite fever spread from person to person? RBF will not be passed from one person to another. But, it is a very serious or even mortal illness. If you have any signs or symptoms of RBF, seek immediate medical attention. Conclusion Rat-bite is not a major source of rabies. But rat bites can be deathly as rats carry bacteria named ‘Spirillum minus’. This bacteria is the cause of Rat Bite Fever. If the affected person didn’t get proper treatment then the person may die. It is important to do a pest inspection at your place. Kari Hoch is the content head at PestAsk.com. She along with her team exhaustively research to provide you the simple, eco-friendly hacks and the best products reviews that can protect your home and office space from harmful pests and rodents.
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About Us Wholistic healthcare for the neglected Wholistic healthcare for the neglected RUCOMEF is a registered NGO in Nigeria that aims at alleviating the health challenges facing the rural communities in Nigeria and in sub Saharan Africa as a whole. Rural communities in this part of the world are the most deprived population in Africa. Greater percentage of these people are living below the poverty line and obviously the poorest of the poor in the world. The health infrastructures in most of these rural communities are grossly deficient. Most of the health services in the area provided by the government are often poorly funded. There is a huge decline in the number of primary Health Care centers, the numbers of trained health personnel working in these areas are grossly inadequate. The general morbidity rate and other health indices are alarming. RUCOMEF exists to address these challenges and has come up with some strategies which are aimed at reaching the poor with qualitative healthcare. She is also compassionately concerned for the people and committed to care for their health competently with a touch of character. Medical/surgical outreaches, health education & community enlightenment programs, training of Traditional Birth Attendants/Village Health Workers, care of orphans and Vulnerable Children, intervention in harmful traditional health practices and rural community empowerment are some of the approaches adopted to improve health service in these communities. Vision Mission Core Values RUCOMEF is dedicated and devoted to ensuring better health care for the rural poor We make sure we engage qualified, well trained professionals, who are committed to continuing medical education, in order that our programmes and outreaches are carried out efficiently and effectively. We are very concerned and interested in the plight of the rural poor; their health needs are of utmost importance to us, so we give it all it takes to attend to their plight. We empathize and are concerned for the sufferings of the neglected rural poor. This serves as a driving force for us, in carrying out our activities The health situation of the rural poor is a matter of utmost interest and importance to us. Moral qualities and ethical considerations play a vital role in the discharge of our duties. Health Awareness Owing to the high level of ignorance about health issues and poor health seeking behaviour among the rural poor of Africa, RUCOMEF has committed herself to making health education (especially preventive health) and awareness a major part of her activities. This we do through health talks and write ups on social media platforms. Health Advocacy This encompasses direct service to the individual or family that promote health and access to health care in communities and the larger public. At RUCOMEF we serve as health advocates for the rural poor. We support and promote the rights of patients in rural communities, help build capacity to improve community health and enhance health policy initiatives focused on available, safe and quality care. Free Medical /Surgical Outreaches Many rural communities in Africa have very high disease burden and access to health care services is often very poor. When such health facilities are available, they may not be affordable and may lack adequate health personnel. RUCOMEF tries to fill in the gap by offering free medical/surgical outreaches to many rural communities. Thousands of rural patients have had free outpatient medical consultations/ treatment, while hundreds have had free surgeries. Traditional Birth Attendants (TBAs)’/Village Health Workers (VHWs)’ Training Many women in the rural communities deliver at home or with untrained Traditional Birth Attendants (TBAs). This has been associated with high maternal and infant mortality and morbidity. RUCOMEF trains TBAs and VHWs in order to ensure clean and safe deliveries as well as appropriate referrals. Thousands of TBAs have been trained so far. Community/Women Empowerment Poverty abounds in many rural communities of Africa and women/ children are often the most hit. In order to help alleviate poverty in rural communities, RUCOMEF has a goal of empowering rural women as well as whole communities in rural areas with skills for better livelihood. Intervention in harmful traditional health practices Harmful traditional health practices abound in many rural communities e.g Female Genital Mutilation, child marriages, infanticides etc. RUCOMEF is committed to carrying out appropriate interventions to curb these practices through education and advocacy. We have been involved in intervening in an infanticide practice among a tribe in North Central Nigeria. Care of orphans and vulnerable children (OVCs) Many children are orphaned and vulnerable to harm in many rural areas owing to several factors related to disease, poverty and insecurity. RUCOMEF in partnership with other organizations is committed to care of OVCs through education, advocacy, rescue and fostering of such children. RUCOMEF ORGANOGRAM Board of Trustees Board Members Management Team Members Volunteers
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In this Expert Insight Interview, Spencer Hilligoss discusses the intersection between personal and professional development. Spencer Hilligoss is the CEO and co-founder of Madison Investing. This Expert Insight Interview discusses: The spectrum of business vs personal and where people’s personas land on it The difficulty of becoming more self-aware and authentic The value of authenticity in today’s world Business vs personal There’s always a temptation to separate the work-related from the personal. We almost try and convince ourselves that there’s no overlap between the two. So, people try to keep professional and personal development separate, although they are very much related. On the other hand, many sales professionals begin their careers with the approach of equating their self-worth and personal development to their job title. This can have a devastating impact on many aspects of one’s life, primarily their relationships. Journey of Self-Awareness Our professional and personal faces occupy the opposite ends of a spectrum, and unfortunately, there is a very large chasm in between for many of us. To bring the two closer together, you need to try to be the same person with everyone you interact with. This may not make too much sense at first, but it will quickly begin to feel more and more right. However, it will likely take many confusing years until you get there. Everything starts with the journey of self-awareness, which is one of the toughest, yet most rewarding journeys you can embark on. Authenticity A lack of self-awareness is holding many people back from being successful, and part of that lack of self-awareness comes from the fact that they are presenting different personas to different people. Trying to be a chameleon is not likely to get you far in today’s world. If there’s one thing we’ve learned during the last couple of years, throughout the pandemic, it is that people crave authenticity. Our Host John is the Amazon bestselling author of Winning the Battle for Sales: Lessons on Closing Every Deal from the World’s Greatest Military Victories and Social Upheaval: How to Win at Social Selling. A globally acknowledged Sales & Marketing thought leader, speaker, and strategist. He is CSMO at Pipeliner CRM. In his spare time, John is an avid Martial Artist.
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What kind of tools do paleontologists use? They also work in universities, offices, museums, or laboratories to analyze and organize fossil research. Among other things, paleontologists use digging tools, such as cramps, chisels, stone hammers, spatulas, protective goggles, and helmets. Residues of soil are removed with brushes. What is the name of the material used to protect fossils and bones when they are being moved? The plaster jackets must be built strong enough to protect the specimen during transport but should also come apart in layers and separate easily from the specimen when back in the lab. Why do paleontologists use brushes? When uncovering bones in the ground, paleontologists use these brushes to sweep away dust and debris. What are three types of fossils? Scientists categorize fossils into three main groups – impression fossils, trace fossils, and replacement fossils. Amber is also often looked at as a fourth type of fossil. Although a chunk of amber can contain insects that were trapped in resin long ago, technically it is still categorized as a gemstone. What tools are needed for fossil hunting? By Michael Mozdy Chisels. Fossils are embedded in stone – yes, it’s sandstone and mudstone, but it can be as hard as concrete! … Walkie-talkie. … GPS. … Rock hammer. … More probes and chisels. … Brushes. … Swiss army knife, fork and spoon. … Vinac. 2.06.2016 What are the 5 types of fossils? Five different types of fossils are body fossils, molds and casts, petrification fossils, footprints and trackways, and coprolites. What are 3 materials that preserve fossils best? The most common directly preserved fossils are unaltered hard parts of a living organism, like shells, teeth, and bones. This material is unchanged, except for the removal of less stable organic matter. … MATERIALS: plaster of Paris. clay. Rock Cycle – Past Life (5) clay. petroleum jelly. What are the 6 types of fossil preservation? Modes of preservation: Unaltered: simple burial, some weathering. … Permineralized: very common mode. … Recrystallization: very common in calcitic fossils. … Replacement: grades from permineralization. … Carbonization: organic material is “distilled” under pressure. 27.02.2014 What rocks are fossils found in? Most fossils “hide out” in sedimentary rock . When tiny bits of rocks and minerals (called sediment) join together over millions of years, they become sedimentary rock. Plants and animals that become sandwiched in this sediment eventually turn into fossils. Two examples of sedimentary rocks are sandstone and shale. Can you touch fossils? You can even touch dinosaur remains from 149 million years ago. The most common species are sauropods — dinosaurs with long necks — including the Diplodocus, one of the longest known dinosaurs in size. What are the most common fossils found? Commonly found fossils Belemnites. ‘If you find a bullet-shaped fossil you could well have found the remnants of an ancient squid. … Ammonites. … Devil’s Toenails (Gryphaea) … Sea sponges and sea urchins. … Shark’s teeth. Who is the most famous paleontologist in the world? Jack Horner turned a childhood passion for fossil hunting into a career as a world-renowned paleontologist. During the mid-1970s, Horner and a colleague discovered in Montana the first dinosaur eggs and embryos ever found in the Western Hemisphere. How much money do paleontologists make a year? According to the Bureau of Labor Statistics, the average salary for geoscientists, which includes paleontologists, is $91,130 per year. A paleontologist’s salary can vary based on several factors, including where they live and the environment in which they work. What skills do paleontologists need? Aspiring paleontologists should have extensive knowledge of biology and geology. A double-major with full training in both is the best educational option. Chemistry, physics, calculus, statistics, and computer science are also very important.
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“Life can be found only in the present moment. The past is gone, the future is not yet here, and if we do not go back to ourselves in the present moment, we cannot be in touch with life.” ~ Thich Nhat Hanh “There is only one time when it is essential to awaken. That time is now.” “That which is timeless is found now.” ~ Buddha “The greatest discovery of any generation is that human beings can alter their lives by altering the attitudes of their minds.” ~ Albert Schweitzer “Our problem is how to be free from all conditioning . . When the mind is completely unconditioned then only can [we] experience or discover if there is something real or not. [A] mind . . filled with beliefs, . . dogmas . . assertions ..is really an uncreative mind; it is merely a repetitive mind.” ~ J. Krishnamurti Ordinary human consciousness is conditioned consciousness; it is pure Awareness conditioned by conceptions. And our conceptual conditioning determines our condition. ~ Ron Rattner, Sutra Sayings “If the doors of perception were cleansed everything would appear to man as it is, infinite.” ~ William Blake Introduction In lunar equinox seasons of major theistic religious ‘holy days’ we are often reminded that our spiritual goal is returning to “godliness” – to Ultimate Reality. This memoirs posting explains how we can advance our evolution toward attainment of that goal, by clearing past mental conditioning to increasingly be here NOW in the precious present. Because this posting coincides with the Jewish High Holy Days, it recounts my positive experience with Yom Kippur communal practices of: (1) non-judgmental forgiveness or atonement of supposed transgressions or ‘sins’ by or against us; and of (2) annulment or rescission of obsolete and unhelpful private intentions, resolutions, or vows to ourselves or God. Thus it explains my perspective that such practices, which are premised on societal awareness of inevitable limitation and fallibility of all incarnate humans, can be universally beneficial in advancing everyone’s spiritual evolution. Also it explains why our spiritual evolution can be furthered by other practices or activities which help us quiet the mind and clear mental pre-conditioning to increasingly live moment by moment in the precious present, with Love as the supreme unifying principle of Life. Forgiving the Past to Live in the Present Mystics and some scientists say that our thoughts or beliefs about our ‘reality’ and self-identity determine our earth-life experience; that those thoughts or beliefs originate unconsciously with very subtle mental impressions (sometimes called in Sanskrit vasanas or samskaras) which through reincarnation are carried by the soul from lifetime to lifetime; that we can radically change our lives and behaviors by changing our thoughts about who or what we are; and that we can become “enlightened” only by transcending all mental conditioning. Our mental conditioning operates our physical bodies, like computer software systems operate computer hardware platforms. And, like computer software systems, all mental conditioning comes from the past – from this or prior lifetimes. But, habitually abiding or operating with beliefs or tendencies from past experience, or projecting them into the future as anxiety, fear or worry, prevents us from living spontaneously and authentically in the present moment – from fully being here NOW. Past is history and future’s mystery, while Life is never then – it is only NOW. Thus, Buddha taught that: “There is only one time when it is essential to awaken. That time is now.” “That which is timeless is found now.” Only by wiping the slate clean from past conditioning and resulting thoughts or concerns, are we are fully freed to live in the present – in the eternal NOW. Thus our spiritual evolution is advanced by any activity or practice which helps us live moment by moment in the precious present, spontaneously and authentically without mental pre-conditioning. My life experience following a dramatic midlife spiritual awakening confirms these teachings. As gradually I have quieted my mind, recognized and eliminated obsolete beliefs and paradigms which no longer felt valid or useful, and more and more self-identified as spirit, my life has become more spontaneous and magical, and I’ve experienced ever more happiness, peace of mind, and gratitude for this precious life-time. For me, it has been a process of thinking less, and being more; and of mindfully witnessing inappropriate or obsolete behavioral patterns with intention of changing or eliminating them through grateful remembrance that I am not merely a separate mortal entity but universal spirit experiencing a blessed human life. The more that I have gratefully and mindfully self-identified as spirit – as Universal Awareness – the more I have experienced fulfillment, insight, empathy, and creativity, and the less I have manifested unhelpful habits and reflexive behaviors. I have found that this transformative process of mindful spiritual self-identification has been accelerated through meditation and other universal practices of perennial wisdom traditions which help still the mind and clear mental conditioning. So I’ve dedicated the SillySutras website to exploring and sharing universal wisdom principles and practices which can help us all live happier lives, as they have helped me. Jewish High Holy days practices During Jewish High Holy days, I am reminded of certain practices other than meditation, which may help free us from past conditioning: 1. Non-judgmental forgiveness or atonement of supposed transgressions or ‘sins’ by or against us. [see “Forgiveness And Atonement Of ‘Sins.’”] ; and, 2. Annulment and rescission of obsolete and unhelpful personal intentions, resolutions, or vows. The Jewish High Holy Days are ten ‘Days Of Awe’ emphasizing religious introspection and repentance, and concluding with Yom Kippur [“day of atonement” and “at-one-ment”]. During services, congregants communally repent past “sins” while repeatedly acknowledging that “Indeed, there is not a righteous man on earth who continually does good and who never sins,” [ Ecclesiastes 7:20 ] The Yom Kippur observance begins with “Kol Nidre” (“All Vows”), a powerful prayer with a hauntingly beautiful melody which is chanted and recited in ancient Aramaic, and which for many observant Jews is the religious high-point of their year. When I attended Jewish services, during adolescence and later irregularly as an adult (before I became a “born-again Hindu”), the Kol Nidre ritual was for me emotionally memorable, even though I don’t recall knowing the meaning of the prayer until much later receiving a translation in an email message. So, on ultimately learning the translated meaning, I was quite surprised and puzzled to learn that Kol Nidre enigmatically purports to disavow and annul until the next day of atonement all past and/or future communal or individual oaths or vows, viz. ”Let all our vows and oaths, all the promises we make and the obligations we incur to You, 0 God, between this Yom Kippur and the next, be null and void should we, after honest effort, find ourselves unable to fulfill them. Then may we be absolved of them.” Since Judaism emphasizes the honoring of promises and obligations to others, I wondered: “Why does the holiest of Jewish high holy days begin with a communal disavowal of all oaths or vows, which in Jewish tradition are regarded as ethically important?” Also I began wondering why the Kol Nidre prayer has been so emotionally powerful, even when its meaning is largely unknown. After reflection and research I concluded that: Kol Nidre applies only to personal vows to oneself or God, not affecting promises or obligations to others; it is not an unconditional request for Divine absolution from guilt for dishonored vows or obligations to others. Many people – not just Jews – make resolutions or vows concerning their intended future behavior which are unfulfilled or become inappropriate or unhelpful as times change. And often they feel consequent frustration or guilt. Rather than harboring guilt or frustration for this, Jewish tradition recognizes that it’s best to wipe the mental slate clean. Thus, observant Jews can be spiritually uplifted and mentally cleared by communal participation in High Holy Day rituals of forgiveness or atonement of “sins”, and abrogation of unhelpful personal resolutions. And I believe that Kol Nidre has been especially powerful for even those unaware of its meaning, because subtly or subconsciously it invokes Humankind’s universal – yet paradoxically impossible – aspiration to be in this world beyond inevitable human frailty and suffering, beyond “sin” or ‘missing the mark’. So, perhaps Kol Nidre and its haunting melodies, invoke an Eternal inner voice which reminds us of our true nature – ever immanent Divine LOVE – with which we are ultimately destined to merge. Ron’s Commentary on Forgiving the Past to Live in the Present Dear Friends, In lunar equinox seasons of major theistic religious ‘holy days’ – Jewish (days of awe); Moslem (Eid Al-Adha); Christian (Feast of St. Francis); Hindu (Navaratri); Asian (Moon festivals) – we are often reminded that central to all major theistic religions is the goal of psychologically returning to “godliness”. Moreover, all major religions teach a common message of Love as the supreme “unifying principle of Life. . . . the key that unlocks the door which leads to ultimate Reality.”[Dr. Martin Luther King, Jr.] Whether or not we are ‘religious’, we are all experiencing a mythological perennial process of returning to a psychological state of self-identity and “at-one-ment” with Universal Awareness, our ultimate Essence and destiny – an evolutionary process of gradually living more and more in and as the timeless NOW. My perspectives on “Forgiving the Past to Live in the Present”, encourage our harmony with this crucially important perennial process. Conclusion and Dedication As gradually we mindfully observe and change behaviors, beliefs, and paradigms which no longer feel valid or useful, and as more and more we commonly self-identify as ONE Eternal spirit, which is LOVE – not just as separate mortals – our lives become more spontaneous and magical, enabling us to synchronistically experience ever more happiness, peace of mind, and gratitude for this precious human lifetime. Thus, today’s posting is dedicated to advancing our spiritual evolution on ‘holy days’ and every day by encouraging us to fearlessly forgive the past, and thoughtlessly live in the precious present, as LOVE And so may it be! Ron Rattner “Imagination is everything. It is the preview of life’s coming attractions.” ~ Albert Einstein “In this wonderful world of relativity, we are all relatives.” ~ Ron Rattner, Sutra Sayings “Everything we think, do or say changes this world in some way. ~ Ron Rattner, Sutra Sayings “If in our daily life we can smile, if we can be peaceful and happy, not only we, but everyone will profit from it. This is the most basic kind of peace work.” ~ Thich Nhat Hanh “You may say that I’m a dreamer But I’m not the only one I hope someday you’ll join us And the world will live as one” ~ John Lennon, “Imagine” Dear Spiritual Sisters and Brothers – Children of the Divine – As fellow travelers on spaceship Earth, let us welcome this New Year, Not only as another advent of our precious planet’s regular revolutions around the sun, But as the dawning of an enlightened new Aquarian age. As Earth regularly revolves, let us resolutely resolve – collectively, consciously and cooperatively, to compassionately participate together in an evolutionary leap into an auspicious new age of harmony, peace and joy, for all Humankind and for all life on our precious planet. The personal and planetary are intimately connected. Just as dreamers ‘create’ their dreams, together we are a ‘dream-team’, dreaming our world into being; and, consciously or unconsciously creating a ‘common dream’. So, rather than just wishing that 2021 be a wonderful year, or passively awaiting fulfillment of promising prophesies, let us actively actualize our collective inspiration and aspiration for evolutionary transformation, With Peace on Earth and goodwill to all. A resolution can be both a wish or determination to do something, AND an accomplishment and manifestation of that wish. So, as a planetary family, let us NOW resolve to resolve our pressing international and interpersonal problems – problems that we cannot resolve alone. To fulfill our deepest aspirations, let us envision, imagine and see our precious planet as we wish it to be, And then – to manifest our vision – let us compassionately contribute our own unique gifts from our own unique perspectives, in our own unique ways. To help us envision the world as we wish it to be, embedded below are live video performances by John Lennon of his inspired and ever inspiring song “Imagine”. May John’s visionary message that together we can “live as one”, encourage us to ever more manifest the immense beauty and compassion of our true inner nature and infinite potentiality, and thereby to transcend all obstacles as LOVE. AND SO SHALL IT BE! Ron’s explanation and dedication of this Happy New Year message As we begin another new year, this is a traditional time for deep reflection on our lives. For many people these are dark and divisive times, unprecedented in their lives. But current painful world turmoil can be insightfully seen as dark times before an inevitable dawn; times with infinite evolutionary opportunities for societal spiritual awakening and a new Aquarian age of human harmony and conscious connection with each other and with Nature. So rather than curse the darkness,let us lovingly light evolutionary candles.Rather than decry the past, or fear the future,let us be ever grateful for bountiful blessings of precious human life. To inspire societal spiritual awakening, the above verses urge that as earthly spiritual siblings we jointly resolve to resolve our critical ecological, interpersonal, and international planetary problems; crises which can be resolved through awakened awareness of how and why our human species has caused them and can cure them. As passengers on ‘spaceship Earth’, we must cherish and not scuttle it; we must stop polluting and unsustainably exploiting and destroying our precious planet’s life-forms and ecology, and live peacefully, sustainably and harmoniously with each other and all other life-forms. Jesus told us: “You are “gods”; you are all sons of the Most High.” [Psalm 82: 6; John 10:34] “I tell you the truth, if you have faith as small as a mustard seed, you can say to this mountain, “Move from here to there” and it will move.” [Matthew 17:20] Thus, we are reminded that we are not mere powerless perceivers of our “reality”, but a ‘dream-team’ knowingly or unknowingly creating it. So with deep and abiding faith in our collective capacity to fulfill our deepest aspirations, let us join as a global family to envision, imagine and see our precious planet as we wish and intend it to be. So with the new year, may we cooperatively, harmoniously and lovingly resolve our common crises for our common good, with each of us contributing our unique gifts from our unique perspectives, in our unique ways. May we thus reach a pivotal tipping point, whereby a critical mass of Humankind will uplift all human consciousness to resolve the critical mess now threatening life on Earth. Ever mindful of our Oneness with all Life on our precious planet, let us choose to act with loving-kindness and compassion for everyone everywhere. Rather than worry or be afraid, let us remember that: “The only thing we have to fear is…fear itself. . . which paralyzes needed efforts to convert retreat into advance.” ~ Franklin D. Roosevelt, first Presidential inaugural address which paralyzes needed efforts to convert retreat into advance.” ~ Franklin D. Roosevelt, first Presidential inaugural address “For God sends hope in the darkest moments. The heaviest rain comes from the darkest clouds.” ~ Rumi The heaviest rain comes from the darkest clouds.” ~ Rumi And so may it be! Ron Rattner John Lennon singing “Imagine” live.
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With the recent selloff in silver, I thought you might find these two World Bank Silver Forecasts quite interesting. It seems as if the World Banks’ record for silver forecasting is much to be desired. Actually, I am quite surprised that they continue to provide these forecasts, because when you see these charts… Silver Price In this newest Gold & Silver Update, I provide data showing what factors have changed more recently to drive the prices of the precious metals. Also, both gold and silver charts are showing a Bullish Signal ahead. Yes, something interesting has changed in both Global Gold and Silver Demand compared to a decade ago… In my newest Market & Metals Update, I show how the silver price is now at an important long-term technical level. If silver closes above this level at the end of the quarter, that could be a very bullish signal for much higher prices. However, there is one factor that may keep the silver price from breaking out… In this video presentation we take an in-depth look at the PRECIOUS METALS markets. We do so both from a US Dollar viewpoint as well as an international viewpoint. When studying markets, it is always beneficial to keep in mind that capital moves globally, not just in US Dollar terms. When a Bubble gets bigger and bigger, the wall of the bubble becomes thinner and thinner. At some point, the bubble finally pops, and all the fun is over. The broader markets today represent that bubble. However, the investors that are making the bubble larger and weaker don’t realize they… Global silver investment inventories jumped by a record one-day increase after the large sell-off and the silver price recovery on Tuesday. It’s been nearly a decade since the Global Silver ETF and Exchange Inventories increased by such a large amount in one day. The overwhelming majority of the increase… Now that we have entered 2021, what do the Gold and Silver Market’s technical indicators say? While the precious metals’ future price trend is going up much higher, the short-term trend will depend upon a few factors. One factor is the direction of the U.S. Dollar, and the other is… In today’s Metals & Market Update I discuss the silver price has now reached a very important technical level. The precious metals started the year off today with a BANG today while the broader markets experienced a steep SELL-OFF. Will the metals continue higher tomorrow? Good question. However, if… With the precious metals prices are still consolidating, copper looks ripe for a correction lower. Currently, copper holds a record amount of commercial short positions, the highest in over 25 years. While the copper price may move higher, it will likely experience a correction soon as several indicators… The surge in the gold and silver prices today was the result of the large Dollar sell-off. The U.S. Dollar has been trading off an important support level for the past four months, but finally broke below it today, causing a nice really in the precious metals. Gold was up $40…
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First Time Botox: What You Really Need To Know All of your questions answered, right here. Hi, my name is Amie and my one wish is to be just like Jane Fonda when I’m an *official* grown-up. A glam wardrobe to beat the band, never having to track the price of my weekly food shop (or do the food shopping, for that matter), and having fabulous skin after a bit of work, but of course, not looking like there’s too much work there. You get me? So I always knew I’d start off with just a little botox to get me going. You might think I sound mad, but it’s just one of those things I’ve had planned for a while. In my late twenties, I can see lines in my forehead that I’d really rather not be there. I know it’s not the end of the world, and you won’t spot them while wearing sunglasses and at a distance of two metres away, but I can see them, I don’t want them there and really, that’s all that matters. I know several people who’ve had it, and our editor Vicki told me that it’s nothing like filler – you’re not adding anything to the skin, simply paralysing a muscle. A lot of people often get Botox and filler confused, but they’re nothing alike other than they both come in a needle! A couple of months ago, I decided that it’s time for anti-wrinkle injections as a preventative measure so that I don’t wake up one morning to these bad boys on my forehead deeper and a whole lot more obvious. Making that decision in the middle of lockdown obviously meant I had to wait a little longer, and surprise surprise, I have to wait even longer thanks to everyone and their mother wanting to get the same treatment. I sat there, in a little huff, before realising that this is giving me the time to really look into what I’m doing. I was jumping into injections without asking any questions and with no hesitation and I’m 99.9% sure I’m not the only one who would jump into it eagerly. So as a Botox newbie, I chatted with Dr. Rua at Thérapie Clinic to ask all the necessary questions, what we need to know for before and after treatment and everything in between. Is there a prime age to begin using Botox for preventative measures? “I wouldn’t exactly say there is any specific age that patients should start, as every patient is different. It really depends on a few things such as genetics, the amount of skin ageing and the strength of your muscles. What you find is at the age of 25 you see a decrease or change in collagen, and the skin isn’t as elastic as it used to be before and that’s when you see these wrinkles creep and get deeper. We advise patients at that stage to make sure they are really taking care of their skin, to reduce photo ageing/ageing from the sun and that’s going to reduce wrinkles. Then if your skincare is really good and you do not have photodamage and you’re not smoking or drinking a lot of alcohol and there are still some wrinkles, I would advise a little bit of Botox.” The big one – honestly, does it hurt? “What I usually say to patients is that I’m a big baby and I don’t feel it. There are areas that are injected slightly differently so they will hurt a little bit more than others. We use a very small needle and it’s a very quick procedure that tends to be generally well-tolerated among many, it doesn’t hurt but it can be a little uncomfortable.” What can someone expect from their first Botox treatment? “This can vary between patients and it really depends on the quality of the skin and the depth of the lines that the patient might have and the result they are looking for. A younger patient who has soft lines at rest with good skin might expect the lines to really significantly soften if not completely disappear. Now the more established the deeper the line is the longer it’s been there we are obviously not going to get as dramatic a result. So we expect your muscle to relax, it’s a muscle relaxant at the end of the day so the muscle won’t move as strongly so you won’t fold into that line as strongly as you did before and so the line should soften but if the line is there at rest at the beginning of treatment it will likely only soften with your first treatment, it will not disappear. Patients tend to need consecutive Botox treatments over the course of a year, sometimes up to two years every 3-4 months for about two years with really good skincare in between to ensure the lines significantly soften if not disappear.” Are there any skincare products or ingredients you can’t use pre or post-treatment? “I tend to advise patients to avoid using anything active the night before, so no retinol and avoid any strong vitamin C if possible. Also, I tend to say avoid them post-treatment for about a week again just because the skin can be more sensitive, it doesn’t have any efficacy on the way it works and settles. Skin treatments such as the likes of micro-needling, Hydra Facials and peels, I advise avoiding them for about 4 weeks pre Botox treatment and 4 weeks after treatment as well as the skin can be left a little sensitive and skin can be left in peeling phase after these treatments and we don’t want to cause any further damage because we are using needles and are using prepping agents such as alcohol to clean the skin and we don’t want to cause any irritation to the skin. “ Is there anything else people should know, pre or post-treatment? “Pre-treatment, I love it if people come in without makeup on, avoid retinol 24 hours before and avoid any facials 2-4 weeks before. What people should know is that Botox is not a skin treatment and if you want to see real results your skin has to be in good condition. Working on your skin using the appropriate skincare, wearing SPF and hydrating yourself. Post-treatment, avoid exercise for 24 hours afterwards and ensure you don’t have any major plans. Botox is a lunchtime procedure but sometimes you can get a small bruise which can upset some people, so we advise not to have any major plans 24 hours after, keeping the head upright and avoiding too much pressure (like a helmet).” How long does the procedure take and how long does it take to see results? “It takes longer for the consultation than the treatment itself. In total, you’re in the room for about 15-20 minutes and we have a consultation chat every time just to make sure patients know the limitations on the treatment and the way it works, plus the possible areas for a doctor to inject. The actual procedure can be done very quickly, taking around 2-5 minutes. You really start to fully absorb the Botox and start to see or feel some effects after about three days. After three days you don’t really see anything, but you start to feel tightness in the muscle, change in the muscle. After about a week you start to see some visible results but not all. The peak effect is about 14 days – when it’s fully settled. After 14 days is when we would follow up with patients to make dose adjustments if required and if there was anything to be adjusted.” Images via Twenty20 Have your say
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World Alzheimer’s Day marked Kathmandu, September 21 The Ministry of Heath organised an awareness program today to mark World Alzheimer’s Day at Basantapur Durbar Square. The event was aimed at raising awareness amongst the general people about the disease. The ministry plans to hold month-long campaign to raise awareness about the disease. Dr Dipendra Raman Singh, NCASC director, said Alzheimer’s Society Nepal is planning to open a ‘memory clinic’ in Grande International Hospital for Alzheimer patients . According to the census of 2011, about 4.4 per cent of the population in Nepal is estimated to be more than 65 years old, with a high percentage diagnosed with Alzheimer’s disease. Alzheimer’s is a type of dementia causing problems with memory, thinking and behavior. It usually develops slowly and gets worse over time. Dr Bishwa Bandhu Sharma said the number of Alzheimer’s patients has been on the rise in recent times. He said, “Alzheimer’s is not a normal part of aging, although the greatest known risk factor is said to be age, and the majority of people with Alzheimer’s are older than 60 years of age.” Sharma shared that those with Alzheimer’s live an average of eight years after their symptoms become noticeable to others, but survival can range from four to 20 years, depending on age and other health conditions. Sadly, there is no exact data on Alzheimer’s patients in Nepal as no survey has been carried out as yet. The World Alzheimer Report 2016, a groundbreaking report about Alzheimer’s disease, released by Alzheimer’s disease International estimates that 47 million people live with dementia worldwide. This number is projected to increase to more than 131 million by 2050.
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Philipp Lorenz-Spreen, Stephan Lewandowsky, Cass R. Sunstein & Ralph Hertwig in Nature: “Public opinion is shaped in significant part by online content, spread via social media and curated algorithmically. The current online ecosystem has been designed predominantly to capture user attention rather than to promote deliberate cognition and autonomous choice; information overload, finely tuned personalization and distorted social cues, in turn, pave the way for manipulation and the spread of false information. How can transparency and autonomy be promoted instead, thus fostering the positive potential of the web? Effective web governance informed by behavioural research is critically needed to empower individuals online. We identify technologically available yet largely untapped cues that can be harnessed to indicate the epistemic quality of online content, the factors underlying algorithmic decisions and the degree of consensus in online debates. We then map out two classes of behavioural interventions—nudging and boosting— that enlist these cues to redesign online environments for informed and autonomous choice….(More)”.
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With the advanced poll set for Thursday, Minister of Health Renward Wells said yesterday that the government is exploring ways to allow individuals in quarantine to vote. However, he emphasized that no final decision had been made yet and health officials have strongly recommended that those people not be permitted to cast their ballots. “The government is looking at this,” Wells told reporters outside Cabinet. “We understand the issues of the constitutionality and folks wanting to exercise their rights. And so, a discussion is going to be had on the recommendation because the health professionals did send forward options. “I’m not going to speak to those options, but their definitive recommendation to the government was that these persons not be allowed to vote. “But the government has come back and said, ‘But if we do allow them to vote, give us an idea as to how best this can take place’.” Wells added, “It’s still under discussion, but I can say that health professionals in the Ministry of Health, the ones who basically make recommendations, are recommending to the government that those persons not, N-O-T, not be allowed to vote.” On Monday, the Progressive Liberal Party (PLP) threatened legal action should quarantined individuals be prevented from voting in the general election. Last week Minister of National Security Marvin Dames, who has the responsibility for elections, strongly suggested that people in quarantine would not be permitted to vote. Asked to respond to the PLP’s threat yesterday, Dames said he will not get into any “political posturing”, but insisted that all registered voters will be able to vote come election day. However, he later said that the ultimate decision will depend on the recommendation of health officials. “As we would have said from the beginning, every voting Bahamian will have the right to vote come election day, whether it’s the advanced poll or any other poll,” he said. “And so, I’m not going to get into the back and forth with the Progressive Liberal Party.” He added, “I’ve made it clear over and over and over again, this is a responsible government. “We will make decisions in the best interest of the Bahamian people. “As we were saying from the beginning … every voting Bahamian will have the right to exercise their constitutional rights. “And that is one of the reasons why we would have made amendments to the legislation to ensure that that happens, and it happens in a very responsible way.” When pressed, however, on whether he was saying that people with COVID will be able to vote, Dames said no decision has been made on the matter. “I’m saying we will be guided by the health officials, but we understand that voting is very important for all of us, but we will be guided by the health officials,” he said. “The Parliamentary Registration Department is taking the necessary action and steps to ensure that the voting environment come advanced poll day and election day is as safe as possible.” For weeks now, The Bahamas has been struggling with the worst surge in COVID cases, hospitalizations, and deaths since the start of the pandemic. While the Ministry of Health has not provided the public with contact tracing data in the third wave, which would give insight into the average number of close contacts those who are COVID-positive have been found to have, The Bahamas has been regularly confirming more than 100 new cases each day. As of Monday, there were 3,396 active COVID cases. Wells said around 3,000 contacts of COVID positive individuals are also in quarantine. The numbers indicate that thousands of voters could be disenfranchised if they are not permitted to cast their ballots.
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You may want to file quarterly results and spend quarterly withholding taxation of the money that brings moved through for your requirements, therefore you’ll need certainly to hire your very own accountant. You may want https://loansolution.com/installment-loans-id/ to file quarterly results and spend quarterly withholding taxation of the money that brings moved through for your requirements, therefore you’ll need certainly to hire your very own accountant. C Organizations (C Corp) C corps tends to be somewhat less highly favored by small business owners from the requisite and principles tend to be more complex than many other types. C corps deliver many legal protection as well as the many flexibility as far as the treatment of traders and expanding (or getting) possession, but you’ll will need to follow those techie appropriate steps in order to get those many benefits. C corps also offer alternative ideas as long as spending on your own. If you are being employed by the C corp, you can actually shell out your self an income with common payroll duty. You may also pay by yourself in the shape of a “dividend. A dividend happens to be a payment created to stockholders. Dividends are generally outlined in regards to a buck volume per display – like $2 per communicate, hence you’d create $500 in the event that you acquire 250 percentage. Your generally have to be charged for a 15percent income tax on benefits rather than the rate of your private segment. Based on your bracket, returns are less expensive than an income. But rewards entail more complications. 1st, bookkeeping tends to be difficult and probably necessitates the aid of a knowledgeable. Second, rewards include double-taxed – the corporation can not deduct these people, therefore, the businesses will pay the entire income tax on that measure and you simply shell out a supplementary 15per cent on which you receive. And if you will find multiple operators, you’ll need all to acknowledge bonus cost and rates and everyone will need to obtain the same speed. Note that you are able to establish a-c corp in just one operator; we don’t must have a sizable number of shareholders. You may put wages and dividends nevertheless fancy. Remember to carefully adhere to the laws (talk to your lawyers to ensure you’re doing the work suitable) or the IRS might wish to heal we as a sole proprietorship. Important Issues To Consider If you’re who owns a pass-through thing (a single proprietorship, cooperation, LLC, or S Corp), you’re normally merely planning to do the earnings for the organization if you want to and therefore’s your revenue. Whether you truly remove that money outside of the service or maybe not, you’ll get taxed onto it in which organization attained that cash. When your providers try recorded as a different organization (far from a sole proprietorship), you’ll decide to spend by yourself a wage. In the event the personal taxation price is gloomier in contrast to vendor’s, it seems sensible to cover the corporate’s complete income to your self as a wage. If you’re not, next you’ll need to take-out a reasonable levels and leave majority in the corporation. Keep in mind that for enterprises with multiple holders, you’ll need everybody else onboard on your amount agreements. Some associations may want to fix salaries regarding holders working around the company, to ensure those people are generally obtained their unique get the job done and don’t merely get the great things about their unique amount from the revenues. Some groups could also choose to reduce capacity of men and women to attract down income whenever you want or take funding. And in case you’re in a C corp, you’ll need the investors to concur with an income, bonus, and finance coverage. What Income Must I Pay Me Personally? Now you be aware of the alternatives for paying your self, one deal with the large issue: exactly how much? Of course, the clear answer hinges on multiple aspects. In accordance with the IRS, “reasonable settlement” is what you really need to pay out on your own. Obviously, this is certainly a nebulous, imprecise words. How do you determine what that suggests? The IRS claims that “Wages settled for you personally as an officer of a corporation should usually feel commensurate with all your responsibilities. Refer to “Employee’s give, screening for Deducting invest” in publishing 535, companies costs” have a look at. Quite simply, you’ll will need to give yourself an industry pay. Typically, market salary is sensible. That suggests you know how a great deal cover to anticipate which your company is definitely running in a comparable form to many. Any time you can’t protect an industry salary, enterprise is almost certainly not run properly. For those who have much more wealth than want, you may be gone ventures for increases. Check others starting the same are employed in your town do and pay on your own in the same way. That’s it – there’s no hard mathematics, only a common amounts vary for a similar form of work. Even although you aren’t essental to legislation to spend by yourself a wage (markets or perhaps), it is really helpful. Inside the statement of Alice Bredin, a B2B advertising businessman and business agent for OPEN, “Compensating on your own is vital for you and the company,” Bredin taught organization reports continuous. “If you are not assigning resources for your own income, the publications please do not effectively reveal the health of business, since your spending become missing a significant fee, namely you. Without factoring overall spending, an individual won’t know if you will need to improve cost, market much more, save money or prepare different adjustments that can help your company become successful.” Paycheck Your pay is one of million things you’ll need to see since you get started on and managed your own company. The balance is one area that one can change-over occasion, but you’ll will need to think about your repayment solutions initial whenever go for a corporate build. Are you willing to have the ability to shell out returns? C corp or anything. Is a pass-through entity better for tax grounds? C corp isn’t the step. Speak with your accountant and lawyers to find a sense of what could be good for you. In addition to the measure, take care of by yourself like you would almost every other employee. If you decide to employ people to do some career, what might you spend these people? That’s the total amount you should spend yourself.
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When you ask the concern does inhaling vitamins work, it is very important to note that this only jobs when the proper dosage is taken. As an example, if you are taking a multivitamin as well as minerals supplement and it says it contains 400mg of vitamins A, C as well as E, this implies it contains that amount of each of the vitamins however does not include any of the B vitamins in the formula. It will claim this on the bottle but will certainly not have them in sufficient quantities to fulfill the body’s demands. The supplement might additionally not appropriate for any individual with a history of dietary deficiencies. The means people have been using vitamins for ages is by inhaling them or consuming them right into the lungs. The initial attempts to use vitamins this way happened a long time ago in ancient China where they ate on herbs and leafy vegetables prior to eating them. They thought that the unstable oils in the veggies and herbs provided the vitamins they needed. Today, vitamin supplements are offered in tablet computer and also powder kind as well as numerous are coated in man-made flavors and colors to make them a lot more attractive to youngsters and adults. Researchers have currently examined the performance of inhaling vitamins and found that it does without a doubt function as long as a healthy and balanced person takes in the recommended dose on a regular basis. Inhaling the tablet computers and pills is most reliable when the customer breathes in the vitamin with a tube or a straw. Nevertheless, they have to likewise remember to take the recommended dosage after the advised time to prevent overdosing. Many people take about two hrs between their last dish and their initial shot of vitamin B complex. Does inhaling vitamins work? Researchers were shocked when they found that the same effect can be accomplished without taking a tablet computer. This makes it feasible for individuals that can not take normal tablet computers to still get all of the minerals and vitamins they require with inhaling the vitamins via a vaporizer, or aired vent bottle. The only difference is that they would certainly need to take the vitamin supplements every day. People that locate it tough to take their day-to-day dosages of vitamins might want to take into consideration using an inhaler. A vaporizer can be bought for under $50 as well as functions just as well as a prescription pill. An additional way to take an extra dose of vitamin C is to utilize a vitamin C vaporizer. Youngsters might not be able to swallow a routine vitamin C pill, but they can make use of an inhaler to make use of the effect of this natural supplement. Airvape X How To Clean Vitamins are vital for the overall health and wellness of the body. If you do not get sufficient of them, your body will certainly deal with deficiencies that can include weak bones as well as muscles, exhaustion, poor vision, and undesirable skin. Since no 2 bodies are the same, some individuals will certainly not get the exact same amount of vitamins that other individuals do. This is why it is necessary to make sure that you consume enough vitamin C right into your body. If you are not getting enough of the vitamin in your diet, it is feasible to add vitamin C right into your system by taking inhaled vitamins. Nonetheless, it is important to keep in mind that there are a couple of downsides with this approach. First, as stated in the past, vitamins are not taken in by the body. If you have too many Vitamin C supplements, your body will not have the correct total up to operate normally. Additionally, if you have any type of sort of heart or high blood pressure problems, you ought to talk to your medical professional before taking any kind of vitamin. One manner in which does inhaling vitamins job is in the battle against colds. If you get colds commonly, after that it is most likely that you are not obtaining enough vitamin C into your body. By taking a vitamin vaporizer, you can easily get all the vitamin C that you need. However, this need to just be made use of under the guidance of a medical professional. Make certain that you follow all directions carefully to make sure that you do not damage your body. Airvape X How To Clean
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First Paragraph May 15, 2003 marked the fiftieth anniversary of a paper published in the journal I that revolutionized our thinking about one of the fundamental scientific questions that confronts humanity-how did life began on Earth? The paper was authored by Stanley L. Miller (1953), at that time a graduate student of Nobel Laureate Harold Urey’s at the University of Chicago. The experiment described in his paper demonstrated how, by using a simple apparatus designed to mimic the ocean-atmosphere system of Earth, could be used to synthesize essential biological compounds such as amino acids. If a similar type of process had taken place on early Earth, this could have produced the raw materials needed for the origin of life.
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The Ontario government is taking another step forward on the three-stop Scarborough Subway Extension, one of four priority subway projects in the Greater Toronto Area (GTA). On Sept. 17, the Province released the Request for Qualifications (RFQ) for the design and delivery of the new subway stations, rail and systems work. “The release of this procurement package for the Scarborough Subway Extension marks another milestone reached on Premier Ford’s transit expansion plan for the people of Scarborough and the GTA,” said Caroline Mulroney, Minister of Transportation. “Each project milestone we achieve demonstrates our government’s unwavering commitment to building a world-class, efficient rapid transit network that will cut through congestion, reduce greenhouse gas emissions and get people to where they need to go faster.” Following the close of the RFQ, Infrastructure Ontario and Metrolinx will evaluate the submissions and announce a shortlist of qualified proponents in early 2022. The shortlisted proponents will be invited to submit detailed proposals on the design and delivery of this package of work as part of the Request for Proposals process. “The Scarborough Subway Extension will make it easier to get to jobs, schools and other key destinations throughout Toronto,” said Stan Cho, Associate Minister of Transportation. “As our government continues to make progress on this project, now releasing the Request for Qualifications for the next package of works, we remain laser-focused on delivering this long-awaited transit for the residents and businesses of Scarborough.” In May, the Government of Canada announced their commitment to fund up to 40 percent of eligible costs for Ontario’s four priority subway projects in the GTA, including the Ontario Line, the three-stop Scarborough Subway Extension, the Yonge North Subway Extension and the Eglinton Crosstown West Extension. Quick Facts The three-stop Scarborough Subway Extension is one of four priority subway projects in the Greater Toronto Area (GTA) being delivered as part of the largest subway expansion in Canadian history. It will extend the Toronto Transit Commission’s (TTC) Bloor-Danforth Line 2 approximately 8 km, from Kennedy Station to a new terminus at Sheppard Avenue and McCowan Road. The Preliminary Design Business Case estimates the Scarborough Subway Extension will provide 38,000 people with walking distance access to rapid transit and see 105,000 daily boardings by 2041. In February 2020, Ontario and the City of Toronto announced the signing of the Ontario-Toronto Transit Partnership Preliminary Agreement, confirming their partnership to deliver on the government’s plan and build the four priority subway projects faster. In July 2020, the Building Transit Faster Act became law, providing the province with the tools to expedite the planning, design and construction process of the four priority transit projects. To expedite work and ensure the Scarborough Subway Extension is delivered successfully, the project has been designed as two separate contracts of work. In May 2021, the province awarded the first contract for advanced tunneling to Strabag. In June 2021, the province announced the official ground breaking for the Scarborough Subway Extension, marking the start of construction on the largest subway expansion in Canadian history.
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24 hour Plumbing Repairs Henrietta NY Plumbing issues don't wait until the timing is convenient for you. The good news is, we do not believe in only having "hassle-free" hours. Midwest Plumbers is available 24/7 for emergency repairs, consisting of vacations. You can't pay for to wait when it concerns plumbing issues-- so we don't make you. EMERGENCY PLUMBERS AT YOUR SERVICE 24 HOURS PER DAY Midwest Plumberss expert plumbers are on call 24 hours a day, 365 days a year to supply emergency situation plumbing services for houses and industrial establishments. Our emergency plumbing professionals provide the complete series of Midwest Plumbers services consisting of toilet repair, unclogging drains, leakage repair work, water damage cleanup and restoration, and more. Midwest Plumbers specialists are waiting to provide 24/7 plumbing services Time is of the essence when you are faced with a plumbing emergency. You don't wish to need to hang out looking for a plumber near you that is open nights, weekends, and holidays that wont charge you exorbitant fees for instant schedule to attend to plumbing emergency situations. Midwest Plumbers plumbers use a variety of emergency plumbing services all the time at a budget friendly price, so you can get the plumbing services you need at a cost that wont break the budget. Midwest Plumbers experts are constantly offered for after hours plumbing services.. 24 hour Plumber FAQs Henrietta Do Henrietta plumbers work 24 7? What counts as a plumbing emergency? Is a plumbing leak considered an emergency? Are Plumbers more expensive on weekends? Do plumbers work at night? 24/7 Emergency Plumbing Services Our certified plumbers serve business and property customers with a variety of problems. 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Once we understand what's wrong, we let you know precisely what it is, how we plan on resolving it, and what our upfront rate will be-- all before we start, so you are still in control of your plumbing emergency. Our repair works will likewise consist of preventative strategies to make sure the problem does not catch you off guard again! Request a plumbing job estimate today! Benefits of Hiring Midwest Plumbers to Perform Emergency Service in Henrietta Our courteous plumbing specialists will rush to your house or business anytime you require us. We arrive on time, consult with you, work rapidly and effectively, and we do not leave a mess for you to tidy up. Our repair works are done right the first time. It's all part of our consumer service-focused service viewpoint. Midwest Plumbers backs up every service we provide. Commercial Emergency Repair Henrietta New York Midwest Plumbers has handled plumbing for all kinds of businesses, consisting of many in the hospitality and retail markets. Our previous clients have included professional kitchens, caterers, office complex, and more. They turned to us since we comprehend a company' need for immediacy and efficiency. Midwest Plumbers has developed our credibility on providing both. Our Cost-Effective Maintenance Program Midwest Plumbers likewise provides non-emergency plumbing upkeep services to keep your home or commercial plumbing system in leading shape. Regularly arranged maintenance helps get rid of those nasty surprises that disrupt your life, throw a wrench into your efficiency and bust your budget. When you require a regular repair, new setup or a system upgrade, Midwest Plumbers handles your task efficiently and perfectly. When you require an experienced plumbing professional in a hurry, get in touch with Midwest Plumbers24 hours a day, 7 days a week. Do Henrietta plumbers work 24 7? It doesn't matter whether you have actually experienced a leaky toilet, a blocked cooking area sink, or a backed-up sewer line, Midwest Plumbers experts are available to provide 24/7 plumbing services. Even if you do not understand what the plumbing emergency is, you require a 24-hour plumbing professional who knows how to handle all of it. What counts as a plumbing emergency? Flooding due to a stopped working sump pump, burst pipeline, sewage system back up, or water shut down valve failure, are all examples of plumbing emergency situations. Is a plumbing leak considered an emergency? It most likely isn't thought about an emergency situation if the leakage can be included in a bucket up until a maintenance person is readily available. (Little leakages below a kitchen sink, for example, can likely wait.) A gushing damaged pipe, on the other hand, is most absolutely worth a call to management Are Plumbers more expensive on weekends? The truth is that lots of plumbings will charge greater rates for vacation, weekend, or night work, but there are some things you can do to lessen those costs. Don't wait till the worst occurs prior to you start looking for an excellent plumber. Do plumbers work at night? Emergency plumbers are offered to work 24 hours a day, 7 days a week, 365 days a year, whereas a routine plumber merely works 9 to 5 from Monday to Friday and normally will not deal with public holidays either. Why Choose Us? 20+ Years Of Experience Open 24 Hours Everyday Fast Arrival Time Competitive Pricing Locally Owned & Operated Accepting Credit Cards Quick and Honest Service Satisfaction Guaranteed
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The Sunday afternoon sun streams through the windows of Iowa Veterinary Specialties’ reception area, which stretches lengthwise, enough to comfortably seat at least a dozen clients. But none are there. Instead, they sit in their cars in the parking lot, the engines humming in unison. Inside the reception area, the only sound is the low din from phones ringing and receptionists talking on the phone with clients. Often the conversations go like this: “Thank you for calling Iowa Veterinary Specialties. This is Courtney, how can I help you?” A pet owner asks how long the wait would be for a walk-in appointment. “We are pretty busy today. I’d say it’s a one- to two-hour wait before a doctor can see you. “ The owner says she’ll come back Monday. About every 20 minutes, an overhead announcement breaks the relative quiet to summon a veterinary technician to the front for an emergency case. In mid-June, the emergency and specialty veterinary clinic in Des Moines, Iowa, was days away from allowing clients back in the building. It was yet another transition to navigate for the staff members, something they had already done a lot of during the COVID-19 pandemic. They’ve gone from the early days of the pandemic, with figuring out what COVID-19 biosafety protocols to put in place and how to do curbside service, to not knowing when staff members would be able to get vaccinated or how to procure personal protective equipment in short supply to now figuring out how to stay fully staffed and meet the demand for services. Pre-COVID, the veterinary profession had already been dealing with staff turnover, productivity and efficiency problems, and mental health and well-being issues. Now those matters have become exacerbated with delayed client visits and pent-up consumer demand. According to national data from analytics company VetSuccess, appointments in veterinary practices are up 4-6% overall, which is healthy albeit not skyrocketing growth. While some local experiences may differ from the national average, this healthy growth in visits, coupled with additional productivity declines related to COVID-19 and increased staff turnover, has impacted workloads and created an overall sense of busyness. JAVMA News spoke with veterinarians and other staff members at Iowa Veterinary Specialties to get a feel for how one clinic is managing during this unprecedented time. Iowa Veterinary Specialties has at least three veterinarians working on Sundays when just one veterinarian used to be sufficient. On a Sunday in mid-June, nonurgent walk-in clients waited two hours from checking in to being seen. Everything made a little harder A sign in Dr. Angie Gearhart’s office reads, “Everything is figureoutable.” As medical director at IVS, she’s had to figure out a lot in the past 18 months. She joined IVS in March 2019, with hopes of improving biosecurity and surveillance in the clinic. Then COVID hit, and that became her focus, developing standard operating procedures on how to provide essential services during the pandemic while minimizing possible exposure of staff members and clients to SARS-CoV-2. The clinic quickly adopted mask-wearing and had to remove the shared silverware. For a while, “I felt like I was the most hated person in the clinic,” Dr. Gearhart said. Before COVID, it already took an hour or so before an emergency patient was seen by a veterinarian. Pet owners would come in, and the receptionist would walk them to an examination room, then step out and page a veterinary technician. After conducting an evaluation and taking a history, the veterinary technician would get a veterinarian. Receptionist Caitlin Dozark said that since the clinic implemented curbside service in March 2020, she triages more than she normally would just to be safe. “If a dog comes in with respiratory distress, you can obviously see that,” Dozark said. But if pet owners are on the phone, “I’ve noticed some owners will overreact, like with a broken toenail. But some others underreact, and they don’t know the dog is in critical condition. So they don’t really convey that to you on the phone. And then you see the dog, and you’re like, ‘I had no idea. They didn’t make it seem like this is happening.’ That definitely makes the job a little harder.” With curbside service, the veterinarian examined each patient, made a plan, and then called the client to go over the information, provide an estimate, and determine what the client wanted to do. The veterinarian would offer a spectrum of care and then proceed from there. Dr. Lena Ribbey, one of the practice’s emergency veterinarians, had just started working her first few shifts at IVS when COVID hit. She said the pandemic changed the way the emergency veterinarians operated, with them not being able to show pet owners what’s wrong and having to explain radiographs and ultrasound images verbally. Once the owner consented to treatment, a staff member emailed the owner, who signed off and left a deposit before going home. “At the beginning, it was really inefficient,” she said. Should the veterinarian call the owner after getting temperature, pulse, and respiration? “Then we started getting more efficient.” She said the emergency veterinarians always start with a plan that includes an ideal diagnostic workup, but then will work with owners to determine what meets their needs, including their budget. “I’ve seen a lot of higher compliance because of the pandemic,” Dr. Ribbey said. “People have lost a lot already, and their pet means a lot to them. And people are sitting at home and seeing their pets more.” Caitlin Dozark (left), a receptionist at Iowa Veterinary Specialties in Des Moines, Iowa, talks to a client over the phone. The front desk is fully staffed, but a few of the staffers are new to the practice. Dozark had two trainees with her recently on a busy day. She said it was hard because she had to be on the phone most of the time. Dealing with staff shortfalls Not knowing early on how the clinic would be affected financially, Dr. Gearhart said, administrators were careful with money. Staff members wanted hazard pay and bonuses, but administrators weren’t sure how much costs for supplies were going to increase, and they didn’t want to have to let people go. By September 2020, they were able to give bonuses and raises. IVS has still suffered gaps in staffing numbers, though, like many other clinics. Even though only six staff members have become ill with COVID-19, and the cases didn’t appear to be related, staff members who got tested had to stay home until their results came back negative. If the results were positive, staff members stayed home for two weeks, and the clinic had to notify people they worked with and tell those contacts to get tested if they had clinical signs. “But early on, it was taking 10 days to get a COVID test back. And so you’d wait, and you’d have employees off for 10 days to find out they were negative, which was great, but then you’ve been 10 days without employees,” Dr. Gearhart said. Also contributing to staffing challenges was figuring out child care. Of the 15 veterinarians on the staff, four have been pregnant or recently gave birth, increasing the number of staff members who need to find and coordinate child care amid the pandemic. The clinic leaned more into flexible schedules, telling people to come in when they could so they could be there for their kids when needed. “The most important thing we do is raise kids,” Dr. Gearhart said. Dr. Shelby Mangus, one of the emergency veterinarians, had just gotten back from short-term leave after having her baby in January. She said that on her first day back, she was surprised how the other veterinarians didn’t seem concerned about a backlog of patients. Dr. Mangus usually works on Wednesdays and would see two to three cases in a day; now it’s more like eight cases. “I can tell there’s a big difference and that it’s busier. I keep thinking it’s me, but it’s not,” she said. Dr. Angie Gearhart, IVS medical director, is overseeing the hospital’s transition to “inside curbside” service, which allows owners to come into examination rooms and then go back to their cars. The clinic will leave up the plexiglass at the front desk and keep masking for a while. Even little things, such as having to turn down the music or the veterinarians wearing white coats again, will be an adjustment. Taking it as cases come It used to be, for example, the clinic would have a dog with a suspected urinary tract infection on a Saturday night. The clinic would do diagnostics, prescribe antimicrobials as appropriate, and send the dog home, telling the owners to follow up with their primary care veterinarian. But suddenly, no one could get in for a 10-day checkup. Or one client’s veterinarian couldn’t do a cystotomy until four months out. “So we’d call their primary doctor to ask if we can do it, and they’d say yes because they don’t have the time,” Dr. Gearhart said. More recently, what’s been contributing to the increase in cases has been another local emergency clinic diverting cases—at least three times a week. IVS was getting cases from as far as six hours away over the summer because other emergency clinics have been diverting patients, too. “Which is overwhelming,” Dr. Gearhart said, “because we also don’t know when they’re going to do it. So then clients just show up and think that there’s no wait, which is super frustrating.” Criticalists and residents from Iowa State do fill-in work at IVS, such as Dr. April Blong, who is a clinical assistant professor at Iowa State University College of Veterinary Medicine. IVS has also been hiring, on average, seven or eight people a month, Dr. Gearhart said. Before COVID, the clinic had 54-58 employees; now it has 81. It has tripled its overnight support staff coverage. Retention has been an issue. Dr. Gearhart concedes that emergency work is different and very high volume. She said the new hires that the clinic lost mostly didn’t understand what they were getting into, although the clinic has lost a few long-standing employees, too. “If you do the right thing, it will all work out in the end,” she said. On a hiring spree IVS was started 30 years ago by shareholders as a nighttime emergency veterinary hospital. Eventually, the clinic ran out of space, so it moved to its current facility 20 years ago. The clinic became a specialty hospital as well, with surgery, internal medicine, and dermatology. Ten years ago, the shareholders sold it to Iowa State to be an extension hospital that is a privately run teaching facility. A BluePearl specialty and emergency clinic moved in nearby a few months later. Recently, IVS has seen “tremendous growth and change,” Dr. Gearhart said. The clinic added three emergency veterinarians—Dr. Shannon McMurray, Dr. Ribbey, and Dr. Allison O’Grady—in four months and was hoping to add two more. The clinic now has two procedures rooms, thanks in part to the hiring of the husband-wife veterinary surgeon team of Drs. Andy Law and Allison Kenzig. And the clinic has expanded to add oncology as well as an exotics practice, with two veterinarians who dedicate eight hours a week to these types of animals. The practice used to have employee meetings every two months. Those have been replaced with email messages letting staff members know about mental health or financial counseling resources or announcing new hires. “We had to start putting pictures of people in the break room and their bios because everyone has a mask on, so you don’t know if this person is new or you haven’t worked with them in a while,” Dr. Gearhart said. One veterinary technician grew a beard, and people didn’t know until months later. Client relations Dr. Gearhart always tells the emergency veterinarians and herself, “With emergency practice, you have about 10 minutes to establish yourself to a client as trustworthy, knowledgeable, and compassionate.” And then they have to ask clients for sometimes a substantial amount of money, which is probably why sometimes clients get more prickly with them, she said. Dozark, the receptionist, was hired in December and works overnights. She previously worked in food service and a bar, so she’s used to belligerent and angry clients. However, she said people get even more aggressive and confrontational when they can’t be with their pet. “Sometimes they’ll drop their pet off and ask if their pet is just sitting in there. I say, ‘No, we’re busy, and everything takes a little bit longer than it normally does,’” she said. “A lot of owners, especially if they’re waiting in the parking lot, will call and say, ‘I’ve already been here this long.’ Some get mad and take their pet before they even get examined, but most people are understanding.” On bad days, owners had to wait two to three hours before their animals were seen. Rarely, IVS even had four- to five-hour wait times. Dr. Gearhart agrees that long wait times combined with clients not being able to come in the building along with financial constraints can lead to clients boiling over with anger. She and the front desk staff have had clients make physical threats, and they had to call the police when people were beating on the door. “I’ve never had people talk to me like this,” Dr. Gearhart said of her 22 years in practice. The clinic has taken a phased approach to operating like it did before the pandemic. Starting on June 15, the clinic began allowing clients in the building, at first for euthanasias only. By July, the building was open to clients again through “inside curbside” service, with pet owners staying outside until an examination room is available and then going back to their car “so it’s not a free-for-all in the lobby,” Dr. Gearhart said. Dr. Gearhart said in early August that the change has been well received, but the clinic continues to see a higher number of verbally and physically aggressive clients. “Those clients are sent an email and letter saying that they can no longer seek care here in the future and that they should take this opportunity to develop a plan for where they will go if their pet has an emergency,” she said. There is another emergency practice within 20 minutes, and Iowa State University’s veterinary hospital is 45 minutes away. Caring for loved ones Reflecting on the past year and a half, Dr. Gearhart said the clinic’s workload has highlighted how important people’s pets are to them, and she takes that as validation of how important veterinary professionals’ jobs are and of how much what veterinary professionals do means to people. “I think words matter. And I think how you say things in your mind matters, too, right? So I always love when the staff will be like, ‘There’s so many patients, and we’re so busy.’ And I always say, ‘It’s such an honor and blessing to be able to do this.’ I mean I do believe that, but I understand some days you’re just like, ‘Stop coming here. Stop calling.’ But I think we have to, as a profession, take this as the validation that we’ve always been looking for. You know, there are people who say we’re just a vet. But people are spending the money. They’re spending the time. They’re waiting hours to have their loved one taken care of. And I think that that is an honor. And we are lucky to be in this profession. So I think that’s what I’ve taken from COVID, you know, is that what we do does matter.”
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For example, a trader can use a stop-loss order to set the maximum amount he is willing to lose in terms of pips on a trade. Having a stop-loss in place will help to limit losses if the currency pair were to move in the wrong direction. The spread in a currency pair can be quoted in pips, as it is a measure of the market price movement. A pip can be defined as the equivalent of a ‘point’ of movement – at IG we measure currency moves in pips for CFD trades, but we refer to them as points. Electronic trading platforms have brought greater price transparency and price competition to the foreign exchange markets. Contents A pip is the smallest price increment tabulated by currency markets to establish the price of a currency pair. Wide range of high-qualified, customized solutions for worldwide nuclear applications as radiation monitoring and neutron flux measurements. Pip values would only change if USD was either the first currency in the currency pair, or not involved in the pair, and if the value of USD moved significantly by more than 10% in either direction. Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 73% of retail investor accounts lose money when spread betting and/or trading CFDs with this provider. You should consider whether you understand how spread bets and CFDs work and whether you can afford to take the high risk of losing your money. Currency prices typically move in such tiny increments that they are quoted in forex or percentage in point. For every .0001 pip move in USD/CAD from the example above, your 10,000 unit position changes in value by approximately 1.24 NZD. So, for every .01 pip move in GBP/JPY, the value of a 10,000 unit position changes by approximately 1.27 USD. This means that the pip value will have to be translated to whatever currency our account may be traded in. After all, it is a global market and not everyone has their account denominated in the same currency. On trading platforms, the digit representing a tenth of a pip usually appears to the right of the two larger digits. If, on the other hand, the same investor purchases 100,000 euros at the same initial price, the pip value will be US$16.6. As this example demonstrates, the pip value increases depending on the amount of the underlying currency that is purchased. How Much Are Pips Worth And How Do They Work In Currency Pairs? forex signals are the most fundamental unit of measure used when trading currencies, but you need to know much more to become a successful forex day trader. Investopedia’sBecome a Day Trader course provides an in-depth look at the skills that you need to succeed as a day trader with over five hours of on-demand video. Forex currency pairs are quoted in terms of pips, short for percentage in points. When you open a position of BUY and the market acts in your favor every pip movement will earn you $1.00 and the visa versa is true if you SELL. If the markets are against your choice to either buy or sell, a $1.00 will be lost per pip movement should the trend be against you. The size of your position will influence this, with the same price movement in pips, larger positions will have greater monetary consequences on your balance. Pip In British English 1 A standard lot refers to 100,000 units of base currency and equates to $10 per pip movement. A mini lot is 10,000 units of base forex usa currency and equates to $1 per pip movement. A micro lot is 1,000 units of base currency and equates to $0.10 per pip movement. The pair has risen in the last four day accumulating an increase of more than 350 pips. Need information or have questions about our products, services, training, or pricing? Please fill out this form or view our office locations for regional phone contacts. Our systems combine temperature measurement, real-time video, and image processing into an enhanced video experience showing measurement information overlaid onto a live video image. A range of CCTV and imaging systems for the inspection, surveillance and monitoring of numerous applications. Fractional Pips These are based on the best in on-demand tag and label printers & supplies, quality assurance verifiers, scanners and terminals — with most products available from stock for immediate delivery. identify trend is a leading consulting, education and in-plant implementation resource for publication, medical/surgical, pharmaceutical, consumer goods and other automatic identification applications. To calculate the profit or loss on the trade, we multiply the number of pips gained by the value of each pip. In the forward foreign exchange market, the time value adjustment made to the spot rate is quoted in pips, or FX points or forward points. A contract that grants the holder the right, but not the obligation, to buy or sell currency at a specified exchange rate during a particular period of time. For this right, a premium is paid to the broker, which will vary depending on the number of contracts purchased. Novice or introductory traders can use micro-lots, a contract for 1,000 units of a base currency, to minimize and/or fine-tune their position size. We want your input, so sign up for our user experience research studies to help us do it right. It is important to keep abreast of forex daily average ranges when trading, in order to gauge volatility in the Forex Market. Should the pairs not meet estimated ranges then you will not be hitting your profits and lower targets need to be set up. Now that we are clear on what a pip is let’s see how much money we can gain or lose for each movement. Examples Of Pip Another case in point is the Turkish lira, which reached a level of 1.6 million per dollar in 2001, which many trading systems could not accommodate. A combination of hyperinflation and devaluation can push exchange rates to the point where they become unmanageable. In addition to impacting consumers who are forced to carry large amounts of cash, this can make trading unmanageable and the concept of a pip loses meaning. In practical terms, a pip is one-hundredth of one percent, or the fourth decimal place (0.0001). Environmental and perimeter monitoring solutions for both remote measurement and sample assessment. A basis point refers to a common unit of measure for interest rates and of their financial percentages. PIPS,Inc designs, sells and supports its customers in using bar code printing, verification, scanning, and data capture solutions. The pair has risen in the last four day accumulating an increase of more than 350 pips. Spectroscopic and radiochemistry solutions for laboratory, field, and personnel applications with experts located throughout the world to provide local support and address any measurement needs. Increasing or decreasing the amount of units will have the exact effect on the pip value. Our training is aimed at every member of the community because suicide can affect us all. The organisation began, and very much remains, a community led organization with a strong grass roots led ethos to suicide prevention and self-harm. American University Washington College of Law is proud to invest in the next wave of public interest leaders by providing three-year, full-tuition, Public Interest/Service Scholarships . on the radio are a series of short, high-pitched sounds that are used as a time signal. Radiation measurement, personnel protection, advanced safety and search, and decontamination and decommissioning solutions. Calculating Pip Value And Position Size In simpler terms, forex traders buy or sell a currency whose value is expressed in relationship to another currency. To view an even tighter spread, currency pairs can be given in fractional pips, or ‘pipettes’, where the decimal place is at 5 places, or 3 places if dealing JPY. Determining the number of pips in a certain price movement is a straightforward process, although it depends on the forex pair being traded. Currencies must be exchanged to facilitate international trade and business. The forex market is where such transactions happen—along with bets made by speculators who hope to make money off of price moves in pairs of currencies. Pips are used in calculating the rates participants in the forex market pay when carrying out currency trades. Notice that this currency pair only goes to two decimal places to measure a 1 pip change in value . Even though a pip is a very small unit of measurement, forex traders are usually heavily leveraged and even a one pip difference can equate to significant profit or loss. A pip is a standardized unit and is the smallest amount by which a currency quote can change. It is usually $0.0001 for U.S.-dollar related currency pairs, which is more commonly referred to as 1/100th of 1%, or one basis point. Pip In American English 1 This standardized size helps to protect investors from huge losses. For example, if a pip was 10 basis points, a one-pip change would cause greater volatility in currency values. Pip values vary per currency as they are dependent on how the currency is traded. On some trading platforms even though rare, it is possible to record a price move in half-pip increments, therefore the value of one pip is commonly a standard on most interfaces. However, it depends on the trading platform and the price feed, there are systems that show 4 digits and those that show 5 . Forex https://en.wikipedia.org/wiki/Hedge_fund can be calculated using the formula above and displayed on our own trading platform, Next Generation, in the form of forex price charts and graphs. The culmination of the trend definition experience is a research symposium held in Washington, D.C. Research fellows present their white papers to representatives of the policy community and field questions from a discussant and the audience. Each half of a domino tile can have anywhere from no pips all the way up to six or nine pips arranged in the same manner to dice pips. Regardless of dominoes having up to six or up to nine pips on one half of the tile, the game is generally played for up to four players only, individually or in partners . On dice, pips are small dots on each face of a common six-sided die.
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Residential Generator Work We love wiring generators for our customers! Having dependable standby power is becoming more and more important these days. What do you do when the power goes out? For a few hours? A day? Even a few days? For the cost of a refrigerator full of food and a couple of nights in a hotel – not to mention eating out – we can get you set up to be prepared for the next emergency. There are several different types of generators, but they fit into two basic categories – portable and standby. A portable generator is an excellent choice for many customers. You can buy it yourself and we can wire it for you very affordably. It gives you a safe and convenient way to protect your home by giving you power for water, heat, refrigerator, and a few basic lights and outlets. We do many of these every year, and can get in and out quickly with little impact to our homeowner customers. A standby generator is a much more significant project and cost, but is the best choice for many customers, as well. EJME is not currently installing or maintaining standby generators, but we have a trade partner to whom we’d be happy to refer you. Give Evan a call at 603-289-1589 to discuss your options, and to get a no-obligation estimate. Do it for safety. Do it for convenience. Do it for peace of mind. Evan Jones Master Electrician primarily services Bedford, Merrimack, Amherst, Hollis, New Boston, Brookline, and Milford, NH. As of July 2020, EJME North is also serving Twin Mountain, Berlin, and Littleton, NH, as well as the surrounding areas.
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Glad you asked. Here’s why we can help guys quickly and easily shed belly fat and increase their energy faster than anything they’ve tried before all without having it take over their entire life in the process Most methods and programs don’t take into account... 1. The physical and hormonal changes men go through as they get older 2. The stress created by a busy high performing career 3. The pressure of balancing a hectic schedule along with business & family life Not to mention most things out there to help you get this area of your life under control are either aimed to beat you down, starve you to death, or take over your entire life…. … stacking even more of a problem on your already overloaded plate. ...most of these “methods and programs” are designed to work really well for those in their early 20’s ...with minimal stress, responsibilities and a hormonal balance that makes dropping belly fat pretty easy. But in my experience after working with more than 1,000 + high producing busy men in your position for the better part of a decade… ...we need to look at things a lil’ differently if we want to put an end to belly fat, low energy and feeling sluggish for the long term.
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Looking for Solutions for Residents Feeling Extreme Heat UT-Austin partners with city, community orgs to mitigate local "heat island" effect For the past 20 years, heat waves have gradually worsened in Austin, with the number of triple-digit days steadily increasing. Climate scientists believe this upward swing in extreme heat is in part due to a " heat island" effect, in which urbanized communities become pockets of higher temperatures relative to outlying areas, as a result of several factors. Dr. Dev Niyogi, a professor at UT-Austin's Jackson School of Geosciences and Cockrell School of Engineering, is working to better understand Austin's heat island effect as part of a collaborative study to identify which neighborhoods are feeling the extreme heat the most and find potential solutions. The project builds on a heat study Niyogi helped pilot last summer with the city's Office of Sustainability, UT Health Austin, and Go Austin/Vamos Austin in East Austin. Relying on NASA satellite data that showed a "very distinct" hot spot east of I-35, UT researchers and GAVA volunteers attached temperature sensors to their cars and drove around East Austin collecting on-the-ground data. This June, the study was one of only four urban heat projects chosen by the National Oceanic and Atmospheric Administration to receive a two-year grant. Heat islands form for myriad reasons, including cities' abundance of black asphalt, which absorbs more of the sun's heat than natural landscapes, such as tree canopies, during the day and reemits the heat at night. Marc Coudert, environmental conservation program manager with the Office of Sustainability, says high nighttime temperatures can be as dangerous for humans as extreme daytime temperatures, posing a risk for heat-related deaths and illnesses since the human body can't cool down and recover. The effect can also contribute to air quality problems with elevated air pollutants, including ground-level ozone, which forms as a result of sunlight mixing with stagnant air to create smog. As Austin's hottest months – March-October – become hotter, the prevalence of ground-level ozone will only increase. The harmful impacts of Austin's heat island effect aren't felt equally citywide. Preliminary heat mapping last summer found that East Austin experiences the city's highest temperatures, likely due to the presence of more asphalt from the area's earlier designation as the city's industrial zone, home to the former tank farm and the Holly Power Plant. Certain communities are also less equipped to mitigate the effects of extreme heat, which researchers measure by " vulnerability mapping" the factors that make people more susceptible, such as residents who live alone or are non-native English speakers and might have difficulty accessing resources. On the other hand, higher incomes increase access to heat-mitigating resources like air conditioning. "I think the important perspective is understanding cascading impacts and how poverty makes climate change a lot more severe," said Coudert. "What we lose in these maps and the satellite data is the lived experience." The essential point of contact between the researchers and community members' lived experiences is GAVA, which is currently gauging residents' perception of heat in the study area. Frances Acuña, an organizer with GAVA, has so far conducted 20 interviews in the Rundberg, St. Johns, and North Lamar neighborhoods. Acuña said many residents have described heat exhaustion without recognizing it. "Many of their husbands are construction workers and they come home with all of these heat-related side effects. They get headaches, they're nauseous." GAVA is planning block-walking events to spread information so people can correctly identify and treat symptoms of heat-related illnesses, and aims to also involve residents in mitigation efforts such as tree-planting days. Residents are calling for more green space, as well as shade at bus stops, said Acuña. Though the study is still in its information gathering phase, there are many existing cooling strategies to consider, encapsulated by C40, a coalition of 97 cities working toward sustainable growth, in its " Urban Cooling Toolbox." C40's suggestions for green infrastructure (trees, permeable pavement), blue infrastructure (drinking fountains, public pools), policy (cooling tax rebates, heat emergency response plans), and more could help guide Austin's construction boom in a cooler direction. Niyogi says computer models, like those used for the weather forecast, help play out different mitigation strategies, like light-colored or reflective coating on roads that could repel heat – a strategy that Los Angeles and San Antonio have already experimented with to varying results. Still, Niyogi emphasized the importance of individualized mitigation efforts. "Each city has a unique experience, so we can't just take their data and make our plans," he said. "It has to come out of this study." Some cooling experiments could happen sooner than later, however, as Coudert plans for a surface coating pilot as early as next year and to start tree-planting strategies in October. But before any formal moves are made, it's important to "hear from people what they actually need, and not just assume," he said. Until then, UT, GAVA, and participating city departments conduct biweekly progress updates. "That is exactly what I call 'good science,'" said Niyogi. "There are passionate community people and willing and able policymakers all working together and saying, 'How can we make something better?' And in this case, it happens to be our city. We are all invested in that."
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Investment Investing should be easy – just buy low and sell high – but most of us have trouble following that simple advice. There are principles and strategies that may enable you to put together an investment portfolio that reflects your risk tolerance, time horizon, and goals. Understanding these principles and strategies can help you avoid some of the pitfalls that snare some investors. Agent Jane Bond is on the case, cracking the code on bonds. Principles that can help create a portfolio designed to pursue investment goals. Have A Question About This Topic? A company's profits can be reinvested or paid out to the company’s shareholders as “dividends." Learn about the rise of Impact Investing and how it may benefit you. In investments, one great debate asks the question, “Active or Passive Investing: Which Is Better?” Understanding some basic concepts may help you assess whether zero-coupon bonds have a place in your portfolio. You make decisions for your portfolio, but how much do you really know about the products you buy? Try this quiz A few strategies that may help you prepare for the cost of higher education. This questionnaire will help determine your tolerance for investment risk. Use this calculator to better see the potential impact of compound interest on an asset. This calculator can help you estimate how much you should be saving for college. Use this calculator to compare the future value of investments with different tax consequences. Estimate the potential impact taxes and inflation can have on the purchasing power of an investment. Determine if you are eligible to contribute to a traditional or Roth IRA. There are some smart strategies that may help you pursue your investment objectives Principles that can help create a portfolio designed to pursue investment goals. All about how missing the best market days (or the worst!) might affect your portfolio. You’ve made investments your whole life. Work with us to help make the most of them. What if instead of buying that vacation home, you invested the money? Understanding the cycle of investing may help you avoid easy pitfalls. $1 million in a diversified portfolio could help finance part of your retirement. Investors seeking world investments can choose between global and international funds. What's the difference?
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News — Health Stuart Williamson The Benefits of Drinking Coffee“The most important thing we’ve learned about coffee over the past 20 years is that there’s very little indication that it’s bad for you,” says Edward Giovannucci, M.D., a professor of epidemiology and nutrition at the Harvard T.H. Chan School of Public Health. “If anything, there’s more evidence that it may be healthy to drink.”The benefits are probably due to anti-inflammatories and antioxidants found naturally in coffee and it is likely that many of coffee's health perks extend to Decaf , too, because with decaf, only the caffeine, not these other compounds, is removed.Studies have found... Recent Articles
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Published on October 1, 2021 Canada has emerged as the new popular destination for immigrants because of its welcoming policies and friendly immigration programs. Skilled people ( Federal Skilled Worker) across the globe are now looking for ways they can immigrate to Canada. The Federal Skilled Worker Program (FSWP) is the oldest and still one of the best immigration solutions for skilled workers. The program was launched in 1967 when Canada decided to use an objective points system for selecting and inviting skilled immigrants. Earlier, Canada invited immigrants on the basis of subjective factors, but this approach was not sustainable in the long run. The FSWP turned out successful because of Canada’s decision to focus on objective factors like age, education, language abilities and professional standing when assessing if an immigrant would be suitable for the country’s labor market. What should you do? If you want to immigrate to Canada via the FSWP, follow these steps: Canada plans to welcome around 110,000 immigrants annually under the 2021-2023 Immigration Levels Plan. Now is your chance to immigrate via the FSWP.
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You need to keep the readers interested in the story, and they will continue to read if done right. The questions you need to ask yourself needs to be addressed in a serious way. Here, I will try to discuss some of the things you should be aware of before deciding whether a IT marketing agency is needed or whether it is better using internal staff in the firm at the local branch office in New Capital. It has always been clear to me that it is you who know your service and your market best, so if you have the resources needed, it is definitely the best thing to do it yourself. This is something that must be carefully considered before making a decision on how to proceed with IT marketing. Should you employ specialists from a IT marketing agency in New Capital or is it better to use internal resources in the organization to take care of IT marketing in the firm? Use of your own employees in New Capital to manage projects outsourced to the IT marketing agency Often, people in the New Capital-office can have broader knowledge of what is going on locally than what you might expect from a IT marketing agency far away or what the people at the headquarters of your company know about. However, this does not necessarily mean that it is good use of resources to engage internal human resources locally in relation to the IT marketing agency. Below I will highlight some of the things that need to be agreed about before proceeding. The project you think of setting out to a IT marketing agency can be time consuming and difficult to learn, but it can be well worth the time spent and resources used Putting the work out to a IT marketing agency can certainly pay off, but it is still important that there are available resources that can handle this in a proper way on the part of the company. The million dollar question Is there any difference when using a IT marketing agency in New Capital compared to having the staff working on this inhouse? If you already have limited resources, it is unlikely that this type of task will receive sufficient focus and attention from internal staff without adequate resources dedicated to handling the project. The IT marketing agency knows that these things are time-consuming and are knowledge-intensive, so they have put the resources necessary to handle the project in a professional way. Good IT marketing tools There are some things you need to be aware of when using a IT marketing agency – whether this is handled by your department in New Capital, or centrally at the corporate headquarter. Below is a handy checklist of things you need to think about, as well as the best tools you can use for either free or commercial tools where free alternatives are not available or significantly inferior to the commercial ones. Ranks.nlRanks.nl has a bunch of professional SEO tools that I can really recommend. One of the tools I use most is Page Analyzer. With this tool, you can check keyword density on each subpage of your domain to optimize for keywords or phrases. If the IT marketing agency you are planning to use is at all professional, they probably use the tools available from ranks.nl – or similar tools extensively. Google AlertsTo be on top of things, it is important to know what happens as early as possible. Google Alerts sends you an email every time someone mentions the words and phrases you specify. This can be anything from trademarks that are important to you, people of interest or general words and phrases that are important to your business. You can have alerts for all employees, freelancers you use, your trademarks including websites you run and words and phrases you focus on. All of this gives you a good overview of what is being talked about that matters internally. Google’s notification is free to use and helps you to be early in terms of being on top of what your competitors in New Capital are doing, potential public relations disasters in the form of negative reviews and much else useful. Majestic.comMajestic SEO is the world’s largest link index. Use this tool to find out everything you need to know about links to your own pages and what your competitors locally in New Capital are doing, or what national and international competitors are up to. Links to your website and subpages are crucial to your search engine rankings, so this is important to keep tabs on. Need help deciding whether to use a IT marketing agency or manage the project yourself? If you need to discuss what a IT marketing agency should do? Do you need someone to throw ball with? Feel free to contact me. Contact information can be found in the menu. An initial discussion about your needs never cost anything. Faq Do you do IT marketing for a business in New Capital? Yes. My company does. We provide IT marketing services targeting any location. Since everything we do is on internet, location does not matter at all. Don’t forget to share this post on social media. Sharing is caring, and will also bring more perspectives to the discussion. You will find social sharing buttons just below the article.
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Gardaí have appealed to students starting college and university this week to avoid the “harmful consequences” of drug misuse, including using nitrous oxide balloons. As part of their drug awareness campaign on campuses, gardaí warned students of the health and prosecution risks of nitrous oxide. The substance, also known as laughing gas, has become increasingly popular among young people as a means of getting high. It is used in the catering industry and as a mild anaesthetic. Nitrous oxide has been linked to multiple deaths in the UK – though none to date in Ireland. Online retail giant Amazon, a popular source for nitrous oxide in recent years, has now stopped the sale of the substance in Ireland. A 2019 survey by the HSE and Trinity College Dublin found that 25 per cent of drug users who attended festivals that year consumed nitrous oxide. Gardaí on Tuesday launched their #Riseabovetheinfluence drug awareness campaign for students, highlighting the risks of recreational drugs as well as the “anxiety, addiction and psychosis” caused by taking sleeping pills or unprescribed “study drugs”. According to the Health Research Board National Drugs Library, 674 people under the age of 18 entered drug treatment programmes last year — the majority used cannabis as their main problem drug. A further 1,874 people aged between 18 and 24 entered drug treatment, with 61 per cent of these admitting to using more than one drug. “Freshers’ Week should be a time for celebration, the beginning of something good in your life,” said Det Supt Sé McCormack of the Garda National Drugs and Organised Crime Bureau. “Our 'Rise above the influence' message is simple – your future is in your hands,” Det Supt McCormack said. “Seek out positive influences on campus. Choose the influences which will enhance your future career.” Gardaí said that anyone who has become ill after consuming a drug, or anyone who is in the presence of somebody who may be ill as a result of drug misuse, should contact emergency services immediately.
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Right around this time two years ago, I was expecting my first child. One of my biggest fears was that I would get sick right before my daughter was born, leaving me contagious and unable to kiss her tiny lips or breathe in the scent of her newborn cheeks. I was due around Advent season, which also meant the advent of cold and flu season, so my fears weren’t unfounded. And sure enough, I caught strep throat for the first time in my life just a week before my due date, and in one swift moment, my joy was replaced… Read More On Good Friday of this year, I mustered up every bit of gumption I had, called my friend Randi, and quietly spoke these words: “I think I’m reconstructing my faith.” I lay there on my bed, lights off and fan whirring, hoping to drown out the sound of the words I had been too afraid to say. I’m not sure who exactly I was trying to hide those words from. My husband? No—I definitely wanted to tell him. God? No—he already knew. As my words settled into the darkness, reaching through sound waves from my bedroom in Chicago to Randi’s… Read More Dinner conversation looks a bit different than it used to for me and my husband. After our daughter was born, many of our mealtimes were marked by few words—not because we were angry with each other, but because we were exhausted new parents just trying not to fall asleep in our soup. But for the past six months, we’ve been talking more often and more deeply about things like spirituality, theology and politics. Part of this change is because we’re in a gloriously stable season of not being sleep-deprived and overwhelmed. But part of this change is because I’m neck-deep… Read More Two nights in a row recently, I had dreams about pregnancy. Specifically, about being pregnant with my second child (which I absolutely, certainly am not). In both of these dreams I found myself suddenly at the end of pregnancy, just days away from giving birth, and I don’t even know how I got there. It’s not that I didn’t know I was pregnant, but more that I figured everything would come together after the baby was born. (And all the moms laughed.) When I (Dream Brittany) realized how crazy that was, panic overtook me as I frantically tried to set… Read More Shauna Niequist, one of my favorite writers, coined the term “fake resting” in her latest book, Present Over Perfect. She defines it as that phenomenon when you are doing a bunch of tasks around the house, but you’re wearing pajamas, so you tell yourself you’re resting. I’ve been doing a lot of that lately, but I’d say it went even a step further: I took a fake break. I’ve been in a season of big changes and too many things on my plate—many of which, unfortunately, I can’t drop or delegate. Instead of intentionally taking a break from the things I… Read More Selah reaches up for her daddy’s hand, wraps five of her pudgy fingers around a single one of his, and begins to pull him to her play area. Her fingers are literally wrapped around his, and he is proverbially wrapped around hers. This is a game that plays out countless times every day. She reaches up and leads him away—to where it doesn’t matter so much. Sometimes I’m not sure if she even has a plan or if she just wants to know she has power as he trails behind her. We had friends over for dinner recently, and we… Read More This month brought a pretty big change for my family: daycare. Since I went back to work a year and a half ago, Dan and I have been tag-teaming childcare, even though we work full time. It was a great money saver, but a sanity saver it was not. Dan and I both work fairly flexible schedules, and we were each able to work from home two days a week, with my mom making up the gap one day a week, and his mom helping us out regularly too. Even though Selah is a much happier, easier kid at nearly two… Read More My story is not unlike those of countless other postpartum moms: pregnancy changed my body in ways I didn’t expect, and even once I lost most of the “baby weight,” I struggled to accept that my body had rearranged itself. My hips had widened and never narrowed again; I had lost muscle tone and gained a permanent belly pooch; a few new stretch marks had shown up on the fleshy parts of my thighs. And I couldn’t seem to find the motivation (or time or energy) to do much about it. But instead of acknowledging the reality that I’d grown… Read More
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Assesses early-life adversity and quantifies childhood exposure to trauma. Print Version Self-report tool that assesses PTSD severity at the time of diagnosis and over the course of treatment. Print Version The GAD-7 was developed as a brief scale for anxiety and scores common anxiety symptoms. Resources How to score the PCL-5 (National Centre for PTSD): In-depth information on the PCL-5 and scoring measures. Dissociative Experiences Scale–2nd version (DES-II). Screens for the dissociative subtype of PTSD, which PCL-5 does not capture. International Society for the Study of Trauma and Dissociation. Features clinical webinars, treatment guidelines and resources for patients, families and teachers. National Center for PTSD. Developed by the U.S. Department of Veterans Affairs and includes an online ask the expert feature for clinicians who treat veterans with PTSD. Sidran Institute. Provides resources for clinicians and non- clinicians about traumatic stress, dissociative disorders and co-occurring problems, such as addiction and suicidality. In PTSD
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Brantford has become a hotbed of investor activity lately, thanks to multifamily dwellings and affordable low-rise housing. A functional layout is imperative for condominium design because, in addition to creating healthy unit interiors, it keeps costs low for purchasers, whether they’re single millennials or growing families. Condoville Realty Inc. is a sales team that doubles as strategic partners in real estate developments and works in secondary and tertiary markets, specializing in infill sites that have the potential to house small multi-family or boutique mid-rise residences. As such, layout design is one of Condoville’s specialties. “When we’re sitting with developers, they generally have the idea that bigger is better and they rationalize that if they were going to be living in a condo they’d need a two-bedroom, two-bathroom that’s 1,400 sq ft.,” said Shaminder Gogna, Condoville’s broker of record and founding president. “However, the operating cost would be burdensome and if maintenance fees would be approximately $0.60 psf, and if you’re over 1,200 sq ft, you’re paying over $700 in monthly maintenance fees.” The sweet spot, noted Gogna, is a 550-800 sq ft unit that would range between 1-bedroom, 1+dens, and 2-bedroom suite designs because the space can be optimized for functionality while also keeping the costs low. “With millennials, it’s more effective to design functional layouts instead of automatically creating bigger spaces,” he said. “If it’s a one-bedroom, you’d want to have a living area, a kitchen with a breakfast bar, which definitely helps because then you get rid of your dining area, and the function would really come down to making it as boxy as you can. They’re easier to design and furnish. By boxy, I mean fewer angles.” According to Mitchell Coburn, Condoville Realty’s director of marketing and sales, units with multiple tenants require maximizing personal space as much as possible. “The least amount of sharing walls as possible is important,” he said. “Two-bedroom units should be bedrooms on both sides of the unit rather than side by side.” That includes separating both bathrooms in much the same way the bedrooms are separated—one on each end—because it makes living with a roommate easier, which will increase demand for the investor’s rental unit. Condoville is presently working with a landowner in Beamsville to develop a new site as well as selling Bench Condos, a five-storey, 32-unit boutique building that will have three ground-level commercial suites yet to be sold. Because it’s not in a downtown core, the project’s target market calls for a different set of design principles. “Understanding our target market is always the first question we have to answer,” said Gogna. “If we’re selling in a tertiary market, like we are with Bench Condos, we have to make sure we have larger spaces for empty nesters, but with that being said, if the layout is smart and functional enough, we can serve the millennial market as well. “Now you’re dealing with clients who are purchasing and living there themselves, so you have to consider how they want to spend that time in the unit, and the quality of the unit makes a difference. In terms of functionality, they might be okay with more square footage, so do the numbers make sense from an investor standpoint if they want to purchase, and do the numbers make sense for end users as well?” One thing is for sure: post-COVID-19 condo design is different than it was before March 2020 when people often used condominiums for little more than sleeping at night. “Architectural firms are encompassing more spaces for doing work,” said Gogna. “Buildings themselves have more green space, more amenities for people who are living in these condos. A lot of people are changing their perspective of condos. They used to be urban and you’d only go there to sleep, but older generations realize this is part of the real estate landscape now. You’d be surprised how many people still say they are against condos, but condos are here to stay with Ontario having a record number of sales year-over-year." The housing crisis facing our country is finally receiving the attention it deserves, but there is another equally troubling situation that the construction industry must contend with that also threatens our economic recovery. Canada’s luxury residential real estate market is flying high these days, thanks in large part to robust consumer confidence and economic optimism, says a new report from Sotheby’s International Realty Canada. Ontario’s rent freeze concludes January 1, but in Toronto where rental income hardly carries condo mortgages, some investors might not be able to achieve market rents for the foreseeable future. Just fill in a few details, and we'll arrange for a Mortgage adviser to help you find the best mortgage for your needs The pandemic has been difficult on landlords but it highlights the importance of working with tenants who were incapable of paying rent on time and finding solutions. Brantford has become a hotbed of investor activity lately, thanks to multifamily dwellings and affordable low-rise housing. A new digital platform endeavours to streamline what its founders say is an inefficient housing development process through a new data-driven operating system for developers to share and access information. The Toronto Regional Real Estate Board (TRREB) is reporting a busy fall market, as sales and average sale prices rose from August to September, although new listings declined. Packing up and moving is arduous enough, but making matters worse for many Canadians is that there are many additional charges they’re often unaware of. Canadian home prices should rise another 5% before the end of 2021, says a new report from RE/MAX. Single-family detached homes have grown the most. “Sign up for our daily newsletter to get the latest news, updates and offers delivered directly to your inbox.” Designed to offer readers accurate, cutting-edge information to guide their investment decisions, each issue of Canadian Real Estate is filled with informative articles on a broad range of topics. © 2021 Canadian Estate Wealth. All Rights Reserved by Merged Media
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CBD oil RSHO (Real Scientific Humulus Oil) made from hops Humulus Oil or RSHO is the first CBD oil supplement not derived from the cannabis plant, allowing you to experience the effects of CBD without the hassle of cannabis. CBD (cannabidiol) from hops (Humulus) Cannabinoids are lipid-based molecules that act on cannabinoid receptors in the human endocannabinoid system. In addition, cannabinoids are produced by cannabis (and other plants), but also by our body, and can also be synthesized in the laboratory ... In addition to cannabinoids, there is also a class of compounds known as cannabimimetics, because they literally mimic the biological activity of cannabinoids. And this despite their different structure ... Less than ten years ago, a team of doctors and scientists discovered an alternative source of CBD in the jungles of India. Then they selectively selected the plants to create a powerful extract of CBD oil - the so-named oil. RSHO for Real Scientific Humulus Oil. Cannabis and hops are not directly related by their DNA. But, a 2002 study confirmed that the molecular structure of hops and cannabis was incredibly similar. They are both now official members of the group of Cannabinaceae. On the other hand, for the extraction of CBD we do not use beer hops (or humulus lupulus). In addition, the humulus Kriya does not have the same legal barriers as cannabis, it does not contain any trace of THC. Fully legal CBD The cannabis extract CBD has the potential to treat epilepsy, chronic pain, and many other diseases. But it's hard for patients to get their hands on CBD from cannabis. Although tolerated the substance is banned by many governments. A ban and sometimes close monitoring because of its membership in the cannabis plant. But researchers have found a way around these obstacles with hops. Already widely used as an ingredient in the food and beverage industry, hop extracts are listed and considered safe by the FDA and FSSAI. Which means they're available in more markets than cannabis products. CBD has been the subject of several official studies, and the one in RSHO oil does not look different. According to the producers of RSHO-K ™, the CBD derived from their proprietary hops has superior bioactivity than CBD hemp oil. Bioactivity is defined as the magnitude of the effects provided by the CBD molecule when it interacts with the CB 2 receptor. CBD has become an increasingly popular drug around the world, with uses ranging from treating anxiety, epilepsy, to replacing beeswax in makeup. Despite this, CBD continues to be unavailable in states that do not have medical cannabis programs and in many global markets. RSHO oil would therefore be an alternative, to bypass certain legal constraints in order to take advantage of the medical potential of cannabidiol (CBD).
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When I speak with potential candidates about a career in Recruitment, the majority would say that their main motivator to move into recruitment is because of the people element – working with and through people. People are absolutely one of the main elements of recruitment, but in order to succeed in recruitment there is a lot more to consider than just the people element. With a modern recruiter, they must be a Matchmaker, a Salesperson, an Advisor, a Technologist, a Data Nerd, plus attitude and activity are important. Some of you at this point may be quite surprised of what you ‘need’ to be in order to succeed in recruitment, so below I have outlined what each of these characters actually mean... A Matchmaker – Essentially recruitment is matching people with companies. We need to take the time to identify the individual and the client’s personalities to ensure the best fit. A Salesperson – A lot of people may not realise the extent of the sales element within recruitment. You must constantly be building your pipeline all the while concentrating on closing deals. Commercially developing your desk by proactively seeking solutions for clients and sustaining a consistent level of revenue generation is key. An Advisor – It is important to remember that both professionals and businesses are always looking for advice and guidance. You should be able to take a consultative approach to recruitment, the best way to achieve this is to become a subject matter expert in your industry and use the information to provide real time market information. A Technologist - A modern recruiter should love and utilise the marketing tools and systems that they have access to, to source potential professionals that their competitors may not have access to. A Data Nerd – Recognising the importance of measuring your activity and analysing the data to communicate with the entire community. Attitude & Activity - These are equally as important, as is the consistency around both. A modern recruiter recognises that planning, training and development aligned with clear goals and strategic focus are key ingredients for success. If you feel you have what it takes to succeed as a Modern Recruiter in the ever changing market please do not hesitate to get in touch with myself or any of the Talent Acquisition Team at Morgan McKinley.
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APPLYING CST: RETURNING TRAYS If Catholics were asked for a summary of their faith, it would be impossible to give an exhaustive account. The Creed is probably the best short answer, but it is not even close to doing justice to what Catholicism is about. Attempting to summarise Catholic Social Teaching faces the same problem. Furthermore, given the complexity of society and constantly changing social structures, CST never stops developing as it is the Church’s way of “reading the signs of the times”. For these reasons, application of CST should start from the issues at hand, and not CST principles. For example, let’s take the recent discourse on clearing trays from tables at hawker centres. Without sufficient reflection, it might sound like a trivial matter, but if we have a dismissive attitude towards an issue, applying CST becomes very difficult. Thus, we must begin by seeing the situation as clearly as we can. Imagine a large hawker centre during busy hours, bustling with hordes of diners queueing and eating. Many dirty tables would remain if diners leave without clearing, even as cleaning staff struggle to clean up. It is not surprising if some hungry diners, having waited for a clean table for a long time, get angry and start blaming the staff for being slow or lazy. In this frame of mind, it is easy to forget that the cleaning staff are often low-income earners who do this back-breaking work every day. Once we have a better idea of what is going on and why it matters, we can then use CST to judge and evaluate the issue. While there are many CST prinicples we can apply, we can mention two here briefly. If the Church teaches that every person is endowed with human dignity and thus should be respected as unique persons made in the image and likeness of God, it is not right that the cleaning staff are experiencing this treatment daily. If the principle of participation tells us that each of us has a right and a responsibility to have a say in what determines our future and society, then we have a responsibility to not only return our trays after dining but also to encourage others to do the same so that more will participate in respecting and upholding the human dignity of the cleaning staff. We can remind our friends on social media platforms. We can also remind (but not shame) other diners who forget to clear their tables to do so, and also encourage them to remind others too. If we receive unkind words in response to our efforts, then we will experience what it is like to be in the shoes of the cleaning staff who are verbally abused. The Gospel today tells us that this Kingdom might start small like a mustard seed, but then, “it grows up and becomes the greatest of all shrubs, so that the birds of the air can make nests in its shade”. (Mark 4:32). Starting with these small acts of kindness, let us be God’s instruments for actualising and growing the Kingdom of God here on earth. First published in Catholic News. Reprinted with permission.
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The CEI Group Inc. announced that a new DriverCare Web-Based Training lesson is available that teaches drivers how to save fuel and reduce the amount of climate-changing greenhouse gases their vehicles emit. Named ECOdriver, the 25-minute online lesson, complete with interactive exercises and a final test, focuses on three fuel-saving strategies: CEI says that by following the techniques the module recommends, students learn that they can reduce their fuel consumption by as much as 25 percent a year. To view the module’s key learning points and make a purchase, go to www.drivercare.com/training. “The high cost of fuel and increasing concerns over global climate change make ECOdriver a particularly timely lesson, both for vehicle fleets and individual drivers who may be struggling to stay within tighter budgets,” says Ed Corbally, director of risk and safety services for CEI, based in Trevose, Pa. According to the company, each gas-saving strategy is illustrated by a hypothetical scenario focused on people who learn how to improve vehicle gas mileage, such as a teenaged driver, a fleet manager and a married working couple; along the way, students learn a number of enlightening facts, including:
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Since I first read the story last week of the employer requiring an applicant to share his Facebook password during an interview (a condition for employment), business, government, politicians and loads of lawyers have commented on its appropriateness and legality. The article, in the March 20, 2012 edition of The Social Graf by Erik Sass, reports on a survey where one in five tech companies rejected an applicant because of something they found in their social media profile. Most everyone interviewed or writing about this is firmly against employers asking for passwords. The Department of Justice described the employer's request as "overly coercive." Yet some employers are still asking employees to log in to Facebook during an interview (believing it is less egregious than asking for the password outright). Employers agree that Facebook and other social media sites are the best background checks of all. They hire social listening experts, who are the digital gumshoes of our time. We know that lawyers scrape social media content and use what they find in courtrooms to discredit witnesses, defendants and plaintiffs. The Florida Bar Association scours it to determine whether bar applicants are suitable for membership. So, plenty of employers and others are using it today to evaluate job candidates, current employees and others, and essentially making decisions based on what they unearth – thumbs up or thumbs down on this person's credibility and suitability. Too many law firms have written about this recent story, but have tread too lightly for my liking on whether they think it's a defensible idea. I asked Mark Shank and Greg McAllister at Gruber Hurst Johansen Hail & Shank for their opinion — here is what they said: HEADLINE: Employers, be cool—but don’t chill. The days of employers ignoring social media are in the distant past. In fact, responsible employers provide reasonable The National Labor Relations Act (NLRA) gives rights to employees and tells employers not to “interfere with, restrain, or coerce” those rights. So internal alarms rang when reading a few statements from the “Employers Asking for Employees’ Passwords. article. Statement No. 1. interviewers asked interviewees “…for their Facebook profile passwords as part of the job interview process.” First, there are proposed state laws to prohibit employers requiring access to applicants’ social media accounts. Also, job applicants receive protections from discrimination under the NLRA. Thus, employers requesting profile passwords could later be charged with discrimination. To make things worse, employers could incur liability for their request. For example, employers could face liability for discrimination, negligent analysis of the profile, failure to train interviewees, or improper surveillance. And a well-recognized company issued a warning: Facebook’s Chief Privacy Officer warned companies that Facebook could “take action to protect the privacy and security of our users, whether by engaging policymakers or, where appropriate, by initiating legal action, including by shutting down applications that abuse their privileges." Statement No. 2. “…employers force employees to become online ‘friends’ with the human resources manager…” Regulating “friending” on social media is not a bad idea, if done for the right purpose. For example, prohibiting employees from pressuring other employees to be Facebook “friends” may be allowed if the intent is to discourage harassment. But forcing employees to “friend” their employer’s human resources (HR) is a potential NLRA violation. The NLRA protects employees’ rights to discuss union activity and other activities. It seems reasonable that requiring employees to add HR as a “friend” would illegally restrict, or at least interfere with, the employee’s rights to discuss protected activities. Statement No. 3. “…contractual agreements not to post negative comments about the employer are now commonplace.” That statement is (1) true and (2) a concern for employers with a policy that fails to narrowly define “negative.” Simply prohibiting “negative” language—especially if the policy fails to limit the scope of “negative” language—is likely unlawful under the NLRA. But employers’ hands are not tied. For example, it’s not unlawful to prohibit employees from slandering the employer, if the prohibition includes language that clearly limits illegal activity. Note No. 1. A note for Law Firm 4.0 readers assisting volunteer organizations: volunteer organizations utilizing social media are frequently and wisely incorporating policies to promote themselves, protect their brand, and limit liability. Note No. 2. Employees, remember that using your work computer and work accounts often provide many fewer protections than the protections discussed above.
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As you start to blow your nose with a purpose to expel the mucous, your level of stress may rise significantly. Following this end, it is essential to first investigate the source of the ringing in the ears, and then to choose the main acceptable therapies or treatments for that cause. “Can you tell me what kind of tinnitus I have? ” I can’t tell you how long your tinnitus will endure until you recognize the answer to this query, but I will say this. Tinnitus Control This has the talents to cause listening to impairment and ringing in the ears. When I say that it will be really tricky, I am not exaggerating. It has the talents to bodily drive you insane, that’s why it’s important to avoid it at all costs. Previously, I was affected by it to the point where it was protecting me awake at night. The worst case state of affairs was that the buzzing would begin and every little thing else can be silenced. This sensation was comparable to that of getting the humming turned up louder while everything else was turned down, making it challenging to hear anything else. When it reaches this point, it is not only inconvenient, but it is also scary. However, it isn’t too late to put a stop to it. There are numerous home cures that are constructive in cutting back this obnoxious noise, and they are capable of doing so completely. You don’t have to put up with it if there is a remedy just around the corner. I have ringing in my ears. These strategies, when used along side other treatment to treat this ear situation, can also have positive effects. Subjective tinnitus and purpose tinnitus are the 2 most used classifications for this disease in the literature. Objective tinnitus is more dangerous than subjective tinnitus as the noises may be heard by others who are in close proximity to the sufferer. Tinnitus is a difficult condition to regard and avoid, and only natural cures have been shown to be constructive. The other kind of tinnitus is subjective tinnitus, which means that only the person that is listening can hear the sounds. A cure for the subjective range is extraordinarily tough to arise with. The following is a list of healing activities for tinnitus that can offer hope and far-needed respite to those suffering from the condition. A range of gadgets have been developed to aid people in coping with the impacts of tinnitus. Noise can disguise the inner ear, that’s why listening to aids are one of the crucial most common treatments for tinnitus. Tinnitus maskers, in instance, have a similar appearance to headphones, but they do not improve sounds coming from external the headset. These earplugs are intended to lessen the whistling sounds that you would be able to be experiencing to your ear canal. When it involves tinnitus, these are quite constructive treatments. You can even are looking to experiment with a home remedy to reduce the indicators of the condition. I know this as a result of I’ve been there and feature had firsthand adventure with it. Tinnitus Control I know this as a result of I’ve been there and feature had firsthand adventure with it. Please do not become discouraged; instead, keep going forward until you find what’s top-rated for you. For those hoping for an instantaneous answer to forestall their ears from ringing, you’ll ought to discover in other places.
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This Middle Eastern rocket (arugula) salad is fresh and tasty with peppery rocket leaves, lemony sumac and bursts of sweetness from the pomegranate. It is the perfect quick side salad to accompany a summer meal and brings a little taste of the Middle East to your table! Jump to: One of the wonderful things about living abroad is being introduced to different cuisines and ingredients. I am lucky enough to be an expat living in Qatar. Rocket salad with sumac (or versions of it) is an absolute staple in this part of the world. Rocket (or jarjeer which is the variety of rocket grown locally) grows prolifically in this sandy soil and is ubiquitous in Middle Eastern homes and restaurants. The lemony spice, sumac, complements it perfectly and is a classic ingredient in Middle Eastern salads. It provides the ideal fresh accompaniment to richer dishes that are typical of the region. This Middle Eastern rocket salad recipe is an adaptation of the jarjeer salad you get here in Qatar. The local version doesn’t include any pomegranate and it has red onion slices instead of the radish. I prefer the milder flavour of the radish though and I just adore the addition of pomegranate for its bejewelled look and delicious flavour! We actually have a pomegranate tree just outside our kitchen door. I first realised what this straggly bush was when I saw a miniature pomegranate growing on one of the branches. I was so excited and had visions of picking fresh pomegranates whenever we wanted them. The reality is somewhat different as the fruits are few and far between and whenever they’re ripe enough to pick, I usually find that the bugs have got inside first! I live in hope though… Ingredient Notes Rocket- Jarjeer is slightly different from the rocket that we know from home. It doesn’t have the distinctive spikiness and is softer, more like a spinach leaf. It has a slightly stronger peppery flavour than rocket too. Rocket (arugula) is similar enough to make it a perfectly acceptable substitute if that’s all you have available though. Sumac– another widely used ingredient across the Middle East. Sumac is a deep burgundy coloured spice that has a lemony flavour. It is delicious in salads particularly if you don’t want the sharpness of lemon juice. It is becoming more widely available in supermarkets (I’ve seen it in Waitrose in the UK) or online. Cucumber– I use the persian cucumbers that look like little mini cucumbers because they are the local variety here. However, the regular long English cucumbers will be absolutely fine here as the flavour and texture is very similar. Pomegranate– These are becoming easy to find year round due to their recent popularity. You can often find tubs of pomegranate seeds in the supermarket. That means you don’t even need to go through the bother of getting the seeds out yourself (but see below for tips on this!). Nutrition We all know that dark leafy greens are supremely good for us and rocket (arugula) is no different. It’s full of antioxidants and polyphenols, and is particularly high in Vitamins A, C and K, and calcium, iron, folate and potassium. See this Healthline article and this Medical News Today article if you want to read more about rocket’s health benefits. Pomegranate is also full of antioxidants! Its juice uniquely contains the extremely potent antioxidants, Punicalagins. These have been found to have three times the antioxidant activity of red wine and green tea! (Source: Healthline) This is really a superfood salad as I could go on and on about the health benefits of all the ingredients! Suffice to say, it’s good stuff! Basic Instructions This rocket salad with sumac and pomegranate is so quick and easy to prepare. You just shake the dressing ingredients in a closed jar , and then mix together with the rest of the salad ingredients! You can store leftover dressing in the same jar that you mixed it in! I love using rocket in salads because it’s a little more sturdy than the other salad leaves so it’s easier to wash and dry. The only slight faff is getting the pomegranate seeds out but I have some tips on this below. Chef’s Tips Getting pomegranate seedsout of the pomegranate is always a pain, but over the years, I have developed my tried and tested method. I used to follow Nigella Lawson’s recommendation of halving the pomegranate and turning it upside down and tapping it firmly with a knife to let the seeds fall out. This sometimes works for the most ripe pomegranates but even then, it doesn’t get all of the seeds out. I do hate waste so I like to get every last one! Instead, I halve the pomegranate across the middle, then halve again in the other direction. Then I take each quarter and break it apart with my hands and gently push my thumbs against the creamy pithy bits to knock the seeds out of their little cubby holes. I rarely use a whole pomegranate in one go so I store the un-used half in a container in the fridge until I need it. I find it keeps better left in tact rather than the seeds on their own. As for the radishes… whilst whole circular slices may look very pretty, they are a bit of a pain to slice that way and you can easily cut yourself if the knife or the radish slip while chopping. I find the easiest and quickest way to slice radishes is to top and tail them (cut the top and bottom off) then cut them in half lengthways and put the cut side face down on the chopping board so you have a nice flat surface to keep it steady. Then slice finely along from top to bottom (or vice versa!). This leaves you with lovely little half moon shaped radish slices. Serving suggestions You don’t need to confine this rocket salad with sumac and pomegranate purely to Middle Eastern meals! It’s such a lovely summery dish and the fresh, light flavours pair brilliantly with most summer foods. Think barbecues and picnics and any al fresco dining! I particularly like it as a side salad to my Mediterranean Roasted Red Peppers and some Crispy Air Fried Tofu with Chia Seeds. It also goes really well with this Herby Quinoa Salad too. Making ahead If you make this Middle Eastern rocket salad ahead, just be sure to keep the dressing separate from the rest of the salad ingredients. Then only mix the dressing into the salad just before serving. Otherwise, the oil in the dressing will make the salad wilt and look miserable by the time you serve it! Storage The dressing can be kept in a sealed bottle or jar in the fridge for a week or more. Then you have a ready-made salad dressing in the fridge for whenever you want to make a quick salad. Leftovers If you have any leftovers of this rocket salad after it’s been dressed, you could put it in a wrap or sandwich where the sad wilted leaves won’t be so noticeable. The flavour will still be lovely. Recipe Card 📖 Middle Eastern Rocket Salad with Sumac and Pomegranate Ingredients 150 g rocket / rocca / arugula (or jarjeer if you can get hold of it) 8 cherry tomatoes cut into quarters 2 persian cucumbers (or English cucumber if that’s all that’s available), cubed 2 radishes halved and then sliced thinly 2 tbsp pomegranate seeds A handful of chopped fresh flat-leaf parsley roughly chopped 1 tsp sumac Instructions First make the dressing by measuring all the ingredients into a clean jar, putting the lid on and shaking vigorously! (or you can whisk the ingredients in a small bowl). Next, layer the ingredients into a salad bowl (except the sumac), saving a few pieces of each for garnishing on top. Gently toss the salad with as much dressing as you like to use (store the remainder in a jar in the fridge for another day). Garnish with the reserved pieces and the sumac sprinkled on top. Notes If you can get hold of jarjeer leaves (the local variety of rocket here in the Middle East), they are a softer leaf than rocket but with the same peppery flavour. Normal rocket will do just fine though if that’s all you have available! Likewise, if you can get hold of the persian cucumbers (the little mini ones), they are lovely in this salad but the regular long English cucumber is fine as an alternative as they are very similar in flavour and texture. Nutrition Alternative Recipes If you like this Middle Eastern rocket salad recipe, you may like these other delicious vegan and gluten-free summer recipes too: Feedback I’d love to know how you get on with this recipe. Let me know what you think in the comments section below and please give it a star rating too! Thank you!
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Regulatory crackdowns on fast foods and beverages and their influence on obesity Going as back as 2010, Boston officials banned vendors from availing sugary beverages in city municipal buildings. This controlled what employees would eat. In 2011, Francisco witnessed the ban of the same plus sodas in public vending machines and was replaced by soy milk products and diet drinks. In the same year, 88,000 restaurants in California were banned from using trans fats. The amount of salt used was also controlled. The same was adopted in Stamford, Philadelphia, New York and Montgomery County. The U.S Food and Drug Administration has been on the lookout and has ensured that fast foods avail products that are better positioned in terms of promoting, maintaining and improving human health and life. Considering this actions, American citizens were able to acquire foods with low sugar and less calories that are leading in obesity causation. Obesity status and how it is controlled through regulation on fast foods in America In essence, the U.S government has in most instances received a pointing finger as to possessing a long tradition that controls private behavior. However, the government has conducted research and understands reasons to control what American’s consume. One major reason for this action is the high cases of obesity and overweight concerns. In 2001, according to Surgeon General David Satcher, he stated that overweight and obesity had reached a portion that would be termed epidemic. From a medical perspective, obesity unlike other public health problems arises by a big margin from private behavior; it as a result of what people drinks and eats. It is determined by one’s diet. Therefore when regulations are put on the fast foods stores, obesity will reduce by a big margin. Obesity then lowers an individual’s desire and ability to work and thus the country’s productivity would be on the downward curve. In the past years, obesity has recorded a mortality of up to 300,000 deaths a year. The United States actually stands as one of the leading countries that have been hit hard by obesity. The most vulnerable group is the adolescents and the youth. From the findings of research, it is reported that an obese child between the ages of 10 and 13 has an 80% probability of turning out to be an obese adult. Going by these facts, it is important to consider that private behavior comes to play when regarding obesity. When the students or employees go buying in fast foods, they most probably want to acquire the sweet food product. They in minimal circumstances give concern to their health. That’s why obesity is on the rise. When government comes in to implement regulations listed above, the fast foods end up ending healthier foods and with time, individuals reshape they diet. It is these measures that will help control the haunting statistics on obesity. The reasons that specific groups and individuals give against these regulations are basically not scientifically or future-concerned. Some say that a certain amount of food does not consider all, individuals have the knowledge to decide on what to eat, differing economic levels and that the food the government wants to be availed as fast food is not sweet. These reasons are not convincing enough to stop the government from determining the diet that its citizens consume. Regulations on fast foods offer a solution to obesity. For this reason, the productivity of employees and the future of the country are attended to. In conclusion, when government officials step up to propose and implement policies on the citizen’s diet, they have a positive motive; the motive might be to ensure safety of the food and obesity control. However, the people’s freedom of choice makes a wrong hasty conclusion that the Americans Civil Liberties are violated. The government should have say on what we eat and drink. It should however engage in other endeavors such as increasing tax on unhealthy products while reducing it for healthy products such as vegetables and fruits among other products. Further still, the government should offer guidelines, advice to consumers while they control and regulate food production, quality as well as quantity provided by food vendors machines and fast foods included. Looking at the reasons availed by the government, the end justifies the means. Works Cited Bailey, Eric J.. Food choice and obesity in Black America: creating a new cultural diet. Westport, Conn.: Praeger, 2006. Print. Haugen, David M. The food industry in Eric Schlosser's Fast food nation. Detroit: Greenhaven Press, 2013. Print. Nestle, Marion. Safe food the politics of food safety. Updated and expanded. ed. Berkeley: University of California Press, 2010. Print. Piehl, Norah. Should junk food be sold in schools? Detroit: Greenhaven Press, 2011. Print.
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Sometimes you read something that angers you in so many ways, it’s hard to actually know how to respond. Jim Gibbon’s recent column (online 26-09-21) is one of those. Why? Perhaps because not only am I an overner but — and here’s the shocker — I am an immigrant. Yes, I grew up in South Africa and therefore I am someone who Jim suggests should be fingerprinted, DNA-tested and watched to ensure we don’t drain this country, or this Island, of its resources. It would be easy to refute the inaccuracies in Jim’s column but I’d prefer to share a different perspective. It is the fact that we are such an amazing patchwork of cultures, nationalities, colours, religions and experiences that makes Britain the place people want to come to. Why anyone would downplay the richness this brings, just to ‘keep them foreigners out’, is beyond me. Jim is right that the Isle of Wight’s infrastructure is under strain, but why muddle the need for improved infrastructure with immigration? Even if not a single foreigner moved to the UK, unless we are planning mass sterilisation, the population will grow. We also all live longer and therefore all still be in our homes meaning those kids will have nowhere to live. So, let’s be honest, we are going to need more homes and we are going to need a lot of them. The Isle of Wight currently has a falling birth rate with almost all of ‘them overners’ moving here being older people. If we don’t retain and attract a younger, more economically active population, who will care for them? Who will pay into the system that keeps us in free healthcare and pensions? Surely these people deserve a home that is more than ‘spartan’? New homes and people moving to the Isle of Wight, or indeed Britain, should be celebrated. Development renews our infrastructure and brings young people to our ageing population with new ideas, jobs, and opinions. If we want to stay relevant, pulling up the drawbridge and shouting ‘we’re full’ is not the answer. If Jim had done his homework, he’d have found out that under 11 per cent of the Island is built on. If all the houses proposed in the new Island Plan were built tomorrow, that figure would go up by only one percent. Hardly the concrete jungle many Islanders talk about. We know that it has to be well-managed, and our Biosphere status shows that UNESCO already thinks it is. There are many positive people, like me, who believe that the growth of housing, jobs, economy and population on the Isle of Wight is a good thing. I don't understand why opinions like Jim’s continue to be the prevailing noise. There are not yet enough of us beating the drum of why we should be supporting growth of population and homes. We must challenge the small-minded, pale, male and stale viewpoints that continue to give the Island the reputation of being stuck in the past.
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100%(1)1 out of 1 people found this document helpful This preview shows page 8 - 10 out of 10 pages. All the participants of the process had their job descriptions changed as a result of new policies, which helped empower employees with more responsibilities. As a transactional leader, I would also empower my employees by promoting them and allowing them the freedom to act independently. However, such promotion would come after ensuring they are up to the task assigned and that they would deliver as required. Burns also promoted several individuals, them giving them more power to make their independent decisions. For example, Helen Edwards and Nikki Thorton were allowed to lead the matrons in adopting the new changes in the organization (p 5). Some employees were promoted, such as Sue Green, who took a position of assistant director of nursing. ConclusionThe case study offers a practical application of leadership styles in the workplace. King Edgar Hospitals NHS Trust was facing a crisis in poor performance, which made them adopt newforms of leadership. Tracey Burns was the one given the responsibility to make these changes, and she acted the best way she could. Given a chance to take up her roles, I believe I would proceed the same way she did. Having received only a one-star rating, the hospital knew that they had to change and work hard to maintain the lucrative NHS funding. Tracey Burns was a crucial figure in implementing change in the organization by relying on a transformational style of leadership. She chose to motivate and encourage employees to succeed in something which worked to her advantage. She also applied the transactional and transformational leadership theories which were instrumental in helping her achieve success. These two leadership styles were the best styles to drive this organization forward according to me. I, therefore, believe 9LEADERSHIP & STRATEGYTracey Burns did the right thing, and that was seen by how the organization started to show signsof success.ReferencesHolten, A. L., & Brenner, S. O. (2015). Leadership style and the process of organizational change.Leadership & Organization Development Journal,36(1), 2-16. Fischer, S. A. (2016). Transformational leadership in nursing: a concept analysis.Journal of Advanced Nursing,72(11), 2644-2653.Nigro, T. L. (2018, May). The shadows in healthcare leadership. Healthcare Management Forum,31( 3), 97-102. Saleh, U., O'Connor, T., Al-Subhi, H., Alkattan, R., Al-Harbi, S. & Patton, D. (2018). The impactof nurse managers' leadership styles on ward staff.British Journal of Nursing, 27(4),197-203. Steinhauer, R. (10/14/2016). Transformational leaders: Change agents for good. Reflections on Nursing Leadership. Retrieved from -features/Vol42_4_transformational-leaders-change-agents-for-good 10LEADERSHIP & STRATEGYAsamani, J. A., Naab, F., & Ofei, A. M. A. (2016). Leadership styles in nursing management: implications for staff outcomes.Journal of Health Sciences. Retrieved from agement_implications_for_staff_outcomesBoyal, A., & Hewison, A. (2016). Exploring senior nurses’ experiences of leading organizational change.Leadership in Health Services,29(1), 37-51.Xu, J. H. (2017).Leadership theory in clinical practice.Chinese Nursing Research,4(4), 155-157.Case study Jean-Louis Barsoux and Mattia Gilmartin
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Virginia is helping people prove their COVID-19 vaccination status — and giving businesses an easier way to check them — without so-called vaccination passports. The Virginia Department of Health announced Thursday that QR codes are available to those vaccinated in the state, excluding those who received shots from the Department of Defense or a few other federal entities. Roughly 80 million people will be affected by President Joe Biden’s mandate that all companies employing more than 100 workers require vaccinations or tests for the virus weekly. About 17 million people who work at medical facilities that receive Medicare or Medicaid funding also will have to be fully vaccinated. Federal executive branch workers and state government employees are subject to vaccination requirements. Many other private businesses and institutions followed suit. But such policies demand 21st century solutions. It makes little sense for people to carry around vaccination cards that don’t even fit in a standard wallet. About 5 million Virginians, or 58% of the population, are fully vaccinated. QR codes — short for “quick response” — are commonly used in retail and logistics. You may have seen them on billboards, posters and tickets. They’re barcodes that sometimes resemble crossword puzzle squares. They’ve been adopted as a common tool in another realm of pandemic life. Many restaurants have ditched the old-fashioned, hardcopy menus in favor of posting QR codes on tables. Customers scan them with their phones and look at the offerings on their own devices. This avoids the potential for strangers to share germs through the high-touch items. The codes can be presented on a smartphone or printed on paper. Either the digital version or a hardcopy can be scanned. Individuals who use them don’t need to download a special app. In this case, the codes link to vaccination information. All are digitally signed by the state health department, which prevents the code from being altered or forged, public health officials said. Information is only available if the individual chooses to share it, they said. QR codes are available to anyone whose vaccination record includes a working phone number and is in the Virginia Immunization Information System. Almost all doses administered in the state are reported to the system, including pharmacies, physician offices, health department clinics, federally qualified health centers and community vaccination centers. Latest Vaccinations from Federal Emergency Management Agency clinics and even some shots administered to Virginians outside of the state can be found in the system. But immunizations by the defense department or Veterans Affairs aren’t in the system. That could apply to at least 222,000 people, according to state health department data. Businesses and employers that choose to use this system may scan QR codes with the free SMART Health Verifier App. People vaccinated in Virginia can get their codes by going to vaccinate.virginia.gov. The QR codes can be saved on an electronic device or printed on paper. Elisha Sauers, 757-839-4754, elisha.sauers@pilotonline.com
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Working in the dental field as a dental assistant means having an understanding of how the mouth works so you can help your dental patients keep their teeth and gums healthy and strong. You need to know what makes a healthy mouth and recognize potential developing issues so they can be addressed early when they are most effective and least invasive to treat. The mouth isn’t just needed to smile, speak, and chew, but is also a gateway to the digestive system. The oral cavity is made up of these important parts: Hard and soft palates Mucosa Tissues on the top and bottom areas of the mouth and the inner cheeks Gingiva/gums Tongue Uvula Tonsils Salivary glands Frenum Teeth-enamel, dentin, cementum, pulp and roots As a dental assistant, knowing your way around the oral cavity helps you help your patients and your team to diagnose problems and implement subsequent treatment. The teeth, gums, tongue and salivary glands all work together to help the mouth chew and speak. When problems arise it can affect their digestive system and overall health and well-being. Studying oral anatomy will help you become familiar with disorders of the mouth and their effect on the oral structures. Common Oral Issues Bruxism Gingivitis and periodontal disease Malocclusion Oral cancer Oral lesions Wisdom teeth impaction Our team at the Dental Assisting Institute of Virginia is pleased to offer a thorough understanding of basic oral anatomy and the structures in the mouth that dental assistants need to properly perform daily tasks helping their dental team. You’ll learn administrative tasks where you observe and record data on your patients. Our coursework provides you with a 78-hour lecture series covering a variety of topics, including oral anatomy, so you can establish a solid foundation with the knowledge you need and complete your 50-hour internship program. After you fulfill your graduating requirements you’ll be certified to serve as a great dental assistant who can work well in the dental industry! Upon graduation, you can go to work as a dental assistant in any kind of dental field, whether that’s at a general dental office or an orthodontic, endodontic, or periodontic office! You can be a valuable asset for dentists, dental hygienists and other oral health care providers. You’ll be able to perform clerical duties like scheduling patients, filing, sterilizing or preparing equipment and even develop X-rays/radiographs. We welcome you to check out our Dental Assisting Institute in Colonial Heights, Virginia, by calling 804-526-0231 today. We are excited to answer your questions and help you begin your journey as a great dental assistant!
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September 28, 2021 Customer Relationship Management (CRM) platforms are valuable tools for both small businesses and large enterprises across industries and departments. From marketing teams to salespeople to customer support, any team that has any business processes or interactions with customers and prospects would probably find a CRM useful. But even though CRM platforms are powerful by themselves, they shouldn’t be used by themselves! What I mean by that: almost every CRM has integrations with a range of other software and tools—and if you’re already using something like Google Workspace or a business phone system, there’s probably a CRM integration that’s designed to streamline your workflow. In this blog post, I’ll be showing you a range of examples of how you could be using CRM integrations to be more productive—and do less repetitive busywork. Skip ahead if you like: What is a CRM integration? CRM integration refers to a seamless connection between your CRM software (HubSpot and Salesforce are popular CRMs, for example) and any third-party applications or software that you connect to it. And hey, if over 90% of businesses agree that CRM is a crucial tool in achieving their revenue goals, there’s got to be something there, right? Today, businesses rely on countless apps and software tools to manage and leverage important customer data at various points throughout the sales process or customer journey. These include communications tools, project management tools, customer service tools, and much, much more. Setting up software integrations with your CRM system can help you automate many of your business processes and equally importantly, reduce the amount of time you and your team have to spend toggling between apps and windows. 👉 Benefits of CRM integration: Why do it? It takes low-value, repetitive tasks off your plate CRM systems are designed to make it easier for you to log all your customer interactions—by doing it for you! This is by far one of the biggest reasons to use software integrations. Data entry is one of the most time-consuming (and least valuable) tasks a person can do, especially if you’re a salesperson whose time could be better spent having actual conversations with prospects. A CRM can give you that time back. It helps you keep customer information organized The better you understand your customers, the better the customer experience you can provide. But not everyone can know every little thing about every customer. CRM integrations can help here because they’re your library—they store all your customer data from demographics to past interaction history, and make it easy for you to access. You don’t need to have an encyclopedic knowledge of your customers when your CRM can store it all. It results in higher customer satisfaction A better sales process = better customer service. This is another huge benefit of CRM integration. Imagine if your sales reps had instant access to all the information they need about their customer and their account on a single platform. For example, integrating Salesforce with Dialpad’s contact center solution allows agents or reps to take a call from a customer—and see everything they need to know about that person in a pop-up: 👉 6 common tools you can integrate with your CRM 1. Team communication integration This is hands down one of the first things you should look to integrate with your CRM. If your team uses a phone system, video conferencing software, or unified communications platform, then integrating your CRM with it can allow you to call, message, and meet virtually in real time—without toggling between apps: See all the CRMs that Dialpad can integrate with! 2. Email integration Your customer support and sales teams likely spend a lot of their time sending or responding to emails. Whether they’re sending cold pitches to leads, sharing important data among internal teams, or sending follow-up emails to customer support requests, email is a must-have tool in the office. Email integrations act as the connector between your Gmail or Outlook inbox and your CRM system. This way, you can keep track of all your emails and access a range of productivity-enhancing tools like email templates and sequences for email marketing. You’ll be one click away from all your CRM contact data, customer information, and customer interactions. 3. Calendar integration CRMs often allow for appointment scheduling and task management which is all made much easier with an integrated calendar. If you use Google or Microsoft Outlook calendar, you can integrate them with your CRM to automatically sync things like events and webinars over without duplicating anything or copying and pasting stuff over. Fun fact: With Dialpad integrated with your CRM and calendar (it integrates with both Google Calendar and Microsoft Outlook’s calendars), you can schedule meetings with automatically generated meeting links right inside those calendar platforms. 4. Social media integration For many marketing and sales teams, social media isn’t just about sharing holiday snaps anymore. It’s become a valuable tool for communicating with customers and uncovering valuable customer insights. Some CRMs will integrate with social media platforms like LinkedIn to scrape them for information about contacts when you add someone to the CRM, which can be very useful for prospecting and qualifying leads. 5. Marketing automation integration CRM systems break down the silos between sales and marketing departments. Marketing automation is a popular CRM integration that allows for potential and qualified leads to be passed on to sales teams. With marketing automation integration, all teams can access, track, and analyze customer interactions and behaviors. This helps to create a unified ecosystem that allows marketing teams to better target and personalize campaigns to their particular audiences. This way, marketing teams can generate content like blog posts, social media posts, whitepapers, and more—all informed by accurate, up-to-date customer data. 6. Enterprise Resource Planning (ERP) Companies deploy ERP systems to help manage their daily business activities like accounting, sales, marketing, and manufacturing. CRM ERP integrations can help business owners and teams stay on top of various business processes from a single user interface. Both ERP and CRM software includes storage of contact information and account data, so integrating them can help to save valuable time on duplicated data entry and management. Some software vendors, such as Microsoft Dynamics and NetSuite, offer ERP and CRM software, whereas other CRM solutions like Salesforce integrate with ERP providers. Integrate your CRM platform in 3 steps 1. Examine your existing data The first thing to do when integrating your CRM platform with your essential software applications is to examine and audit your existing data. CRM systems are always accumulating information about your business prospects and customers. Your database is constantly growing every time a member of your sales team adds a new record or a prospective customer fills out a form on your landing page. This information should be consistently updated to ensure your team has access to updated data and insights. When your CRM data is outdated it can result in problems for your business, such as convoluted sales cycles and poorly managed administrative tasks. Before you start integrating third-party apps into your CRM, you’ll need to ensure your existing data is up-to-date. To examine your existing data, take a look at these five key areas: Accuracy:How accurate is your data? Completeness:Is your data complete? Do you have a record of all your important contact information and business IDs for every company? Consistency:Is naming and vocabulary consistent across records? If not, this could lead to problems in the future. Uniqueness:Is each entry unique or do you have duplicate entries for companies or contacts? Timeliness:Is all of your data up to date? 2. Construct a solid foundation The current state of your CRM data might seem overwhelming and organizing it like a huge task ahead of you, but don’t worry! Most company information becomes outdated throughout the year for numerous reasons, and examining that data to fix inconsistencies is simply a part of the CRM integration process. Once you’ve got an idea of the state of your data, it’s time to sort it out. Detect and delete outdated and inconsistent records from your database. Once that’s done, you’ll have plenty of room for your integrations to provide richer insights and salient data points. Once your CRM is filled with the correct data, you’ll have a solid foundation from which to access important real-time company information that’ll help to inform better business strategies. 3. Integrate with other tools Once all of your data is sorted out in your CRM system, it’s time to connect your favorite apps from your tech stack. Most software applications will offer integrations with major CRM platforms, so you can have all your communications, sales, and marketing apps in one place for enhanced connectivity. With all the essential CRM integrations we mentioned above and more, you can streamline operations and improve communications within your business. Your team will have a holistic overview of the sales process and customer journeys that are easily accessible at all times. Common challenges when you don't have CRM integrations Manual processes everywhere Every day, business owners and team members need to perform various processes manually. This can be very time-consuming and error-prone—and means companies don’t maximize the full potential of their employees and systems. This sometimes also results in customer service complaints and employee dissatisfaction just because of the lack of visibility and inaccurate information. (Not to mention the added costs manual processes pile on for businesses due to increased resources, time, and human error.) To avoid this, use CRM integrations to streamline manual tasks like data input, keeping contact records, or manual task checking. This will free up employees’ time so they can focus on more complex tasks like handling important customer interactions. Hard to achieve customer experience goals Ensuring customer satisfaction should be a business’s top priority. In one survey, 1,920 business professionals were asked about their number one priority for the next five years, and customer service came out on top, beating both product and pricing. To provide a good customer experience, one of the most basic things a team should be able to do is to get information they need quickly, whether that’s information about the customer or prospect, information about the products, and so on. 👉 Customer data mayhem When all of your customer data is scattered across applications it can cause chaos when it comes to handling sales and support requests. This lack of organization and consistency when it comes to collecting data can be problematic, making your employees’ jobs more challenging than they need to be. With CRM integration, you can store and manage all important customer data in one place that teams across departments can access easily. This saves time going back and forth with email or chat requests, as all customer information is stored and updated securely in the cloud-based CRM. This way, people from all teams can see which stage a customer is at in the sales cycle for better cohesion. What’s more, if you do need to clarify something with another department before proceeding with the customer, you can simply shoot them a message or share files using team collaboration integration apps. Wasting resources Another major hurdle to working without a CRM is wasted resources. Consider the amount of energy, time, and resources your team spends gathering data if it’s scattered across various internal systems, apps, and external sites like Google Analytics. Imagine the resources you could save if all the information was stored and updated in a centralized, cloud-based system. By integrating all your customer touchpoints and contact information with your CRM, your team can manage customer interactions and create and share reports without having to switch between apps — saving valuable resources. Hindrances in finding and retaining customers Without a CRM, business owners and team members are likely spending too much of their time on manual tasks rather than focusing on marketing to, attracting, and retaining customers. This means prospects might slip through the cracks in a siloed system and customer engagement might suffer as a result. When all of your business apps and customer data are integrated with your CRM, you can focus more time on what really matters: Your customers. Moreover, when all contact data and interaction history is accessible through your CRM, your team will be able to make more targeted decisions towards prospects and existing customers to improve their overall experience with your business. How will you leverage CRM integrations? For businesses today, CRM integration plays a vital role in developing a business infrastructure that streamlines operations and communications. By integrating your CRM with the rest of your tech stack, you can create a unified platform whose data can be trusted by everyone. As a starting point, integrate your day-to-day software first. That includes things like your phone system or communications platform and your calendaring tool. There are so many potential CRM integrations out there—and almost all of them will increase your team's productivity and efficiency in some way. Does your communications platform integrate with your CRM? Dialpad does! Book a product tour to see how you can talk, message, and meet with Dialpad—and have all these activities automatically logged in your CRMGet a demo
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Get smart... save money with a water meter - Credit: Archant East Anglia's main water supplier is working to manage demand for its product in consultation with customers. It's an unusual business model: a company wants its customers to cut back on consumption. In the case of Anglian Water, however, there is a finite if shifting supply of product – and, if demand ever exceeds supply, not only is the business finished, so also potentially are its customers. So the company, which supplies more than one billion litres of water a day over 4 million customers and to over 120,000 businesses in the eastern counties, has dual objectives: economic and social. Anglian Water chief executive Peter Simpson explains: 'Starting with the most basic and vital of natural resources, our business underpins the health and wellbeing of our customers, supports growth and prosperity and helps future-proof it against the challenges of climate change and a growing population.' You may also want to watch: Latest forecasts of demographic change in the UK indicate that population and household growth will be mirrored in East Anglia over the next 25 years. A sustained period of new housing growth, ageing population profiles and a reducing average household size are expected to be key considerations for planners and policy makers, according to Anglian Water. Most Read 1 Revealed: The most expensive towns to buy a home in Norfolk 2 Family's anger at sentencing of driver who killed 'kind and caring' nan 3 What might happen to former Debenhams store in city centre? 4 Two Norfolk hotels named among the best in the country 5 Couple fined £400 for digging up 8,000 Norfolk bluebells 6 Former policeman to appear in court accused of rape 7 Life sentence for convicted rapist who attempted to murder Norfolk woman 8 Woman left 'penniless' while waiting five weeks for first pension payment 9 Farmhouse sells at auction after 60 bids - but how much did it go for? 10 Councillor accused of making sexist, racist and homophobic jokes online As more people will be living in more homes, they will require more water and wastewater services, with the existing geographical disparities between the supply and demand for water projected to become significantly more acute. Mr Simpson continues: 'Our priority is to manage demand and ensure we have enough water to meet our customers' needs, as well as those of the environment now and in the future. 'We put less water into supply today than in 1989, despite an increase of more than 30pc in the number of properties we serve. 'This is largely due to our industry leading record at waging a war on leakage as well as our investment in helping our customers be more water-wise by installing water meters and other water saving devices in their homes. By the end of 2020 we aim to have 93pc of households metered. 'Demand management continues to be our priority because it meets customer and government expectations to continue to reduce leakage and manage demand, saves water that would otherwise be abstracted from the environment, mitigating deterioration risk, and is required to ensure the reliability, sustainability and affordability of water resources over the long-term.' Water meters At the heart of the strategy is metering. Using smart new technology and innovation, the company aims to save up to 43 million litres a day by the end of 2025. In a £250m initiative – part of an £800m total investment up to 2020 – so-called 'smart' meters are being installed across the region, encouraging behaviour change among customers and reducing water usage. At the same time, a forecast cut in water leakage from pipes will contribute to savings of 30 million litres a day – down from the anticipated 177 million litres a day in 2020 to 147m by 2025. Water bills Jane Taylor, Anglian Water head of customer services, says: 'Water meters are still the best way to save money. The average annual metered bill comes in £171 cheaper than a bill without a meter. It's a win-win because it's free to switch to a meter, and if you change your mind you can switch back, for free, within two years.' In a smart meter pilot project in Newmarket last year, one customer made savings of £100 a month – all from a leaky toilet valve. Their smart water meter spotted a large spike in their water usage which was investigated by the company's leakage team. A similar programme around Norwich is imminent, with 11,000 of the new meters due to be piloted in Spixworth, Old Catton, Hellesdon, Blofield and South Walsham, as well as Ranworth and Panxworth. In the east of England, 82pc of homes now have a meter, with average bills for metered customers of £1.10 per day compared with overall average bills of £1.17 a day. Water leaks Paul Valleley, water services director for Anglian Water, says: 'We know leakage matters to our customers, particularly in such a dry region. 'We now have a 300-strong leakage team, working on projects such as our innovative pressure management scheme that dramatically reduces the number of bursts. We've even got drones with thermal imaging cameras finding leaks from the air.' Last year, Anglian Water discovered more than 8,000 leaks in the region's 37,000km pipe network. Consultation Now Anglian Water is asking customers to have their say on its draft business plan at sites across the region and online. A company roadshow has already visited Norwich and King's Lynn this month and will also be explaining its plans at: The East Anglian Game & Country Fair at Euston, near Thetford on Sunday. Horning Boat Show on Saturday, May 5. People can also have their say at any time up to Wednesday, May 9 by visiting www.h2oletsgo.com On average, Anglian Water says customers who choose the meter option will save around £150 on their bill. Choosing to have a water meter fitted is free and it helps to control water bills – you simply pay for the water you use. Step 1 You decide to request a meter by completing an online form, calling 03457 919 155 or emailing via www.anglianwater.co.uk/requestameter Step 2 Anglian Water arranges an appointment and carries out a survey to find the best place to fit the meter. The engineer will also provide advice and free water-saving devices to help save water and money. Step 3 Your account will be changed to metered-based charges and you will receive a closing unmeasured bill. If the company cannot fit your meter, a plumber or dig team will attend and make good the area once the ground has settled.
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Photo: AP Photo/Petr David Josek Czech lawmakers have rejected plans to require supermarkets to sell mainly domestically produced food, removing the measure from a bill on food quality to avoid clashes with the European Commission over EU single market rules, reports European Supermarket Magazine. Parliament’s lower house approved a Senate version of a Food Act bill that included an amendment abolishing quotas, which had been placed in the legislation when lawmakers first voted in January. The overall bill is aimed at preventing double standards in food, an issue that some formerly communist eastern members of the European Union have pursued for years, contending that inferior food products unwanted by consumers in richer Western EU states were being sold in poorer Eastern markets. Most lawmakers voted to remove the quotas on Tuesday after backlash from other European Union members. Czech Prime Minister Andrej Babis also voiced opposition after its surprise passage in January. One of the Czech Republic’s largest food producers is Agrofert, a conglomerate that includes farming, chemicals, food processing and media firms that was owned by Babis until he placed it into trust funds in 2017. The quotas would have forced shops larger than 400 square metres to offer at least 55% of items that can be locally produced, like fruit, vegetables, milk or meat. The quotas’ rejection was welcomed by business groups like the Czech Confederation of Commerce, which had argued it would work against competitiveness in shops. Opponents also argued they would give windfall profits to large domestic producers, raise prices, cause shortages and violate EU internal market rules, which could lead to sanctions. The Commission said in January local restrictions were counterproductive to the free movement of goods that ensures food security. © Cibus Following responses to two surveys, one among exhibiting companies and the other among Italian and foreign buyers, Fiere di Parma and Federalimentare have set the dates for Cibus 2021: the first week of September, from Tuesday 31 August to Friday 3 September. An evaluation of the vaccination process in Italy and the organisation of air corridors for foreign buyers also contributed to the decision. It is hoped that the 20th edition of Cibus 2021, the International Food Exhibition, will be the fair to restart the Italian agri-food industry, the first showcase of the year for national food & beverage. The new products that will drive the recovery of domestic consumption and international exports will be exhibited, in all product categories: from cured meats to cheeses, from pasta to tomatoes, from oil to baked goods, from beverages to grocery, from frozen foods to products clubs, and more. The reopening of Cibus (the 2020 edition was cancelled due to the pandemic) coincides with a resumption of agri-food exports: Istat data, processed by Federalimentare, already report a decent performance in 2020 (+0.1 % in the first 10 months of 2020), which should evolve into significant growth in the first half of 2021. A figure that bodes well for a large influx of international buyers, so much so that a record budget has been allocated to favour incoming (travel and permanence of foreign buyers). About 3,000 Italian exhibiting companies are expected at Cibus 2021, and all the players in the agri-food chain will be present. The fair will therefore represent an opportunity to analyse the great changes accelerated by the pandemic, both in terms of production and consumption. The conferences will be organised in a single and coherent framework, called “Cibus Forum”, also to underline the continuity with what was elaborated in the last Cibus Forum in September 2020. Photo: Global Times The Beijing Cold Chain Food Traceability Platform has expanded to include all imported foods stored below or at zero degrees Celsius. Consumers can use the WeChat social media app to scan tracking codes in stores and find product information relating to safety and traceability, entry inspection and quarantine certificates, Covid-19 test results, and disinfection certificates. The measures will go some way to assuaging consumer fears about imported foods after scares relating to Covid-19 associated with imported frozen products, including frozen vegetables, frozen fruits and frozen fruit juices. The European Commission has released the latest Eurobarometer on EU citizens expectations related to food. This EU-wide survey found that taste, food safety and cost are the main factors influencing Europeans’ food purchases. This survey also gives indication about what European consumers consider a sustainable food or diet. The Eurobarometer highlights seven key findings: Europeans prioritise taste, food safety and cost over sustainability concerns when purchasing food. Sustainable food and diets are primarily associated with nutrition and health. The majority of Europeans say they eat a healthy and sustainable diet most of the time, however responses vary greatly by country. Affordability and availability of healthy, sustainable choices and clear information on food labelling are the most likely factors to help Europeans adopt a sustainable diet. Food producers and manufacturers are seen as key actors in making the food system sustainable, above public authorities, but not all Europeans recognize their own role as consumers. Almost all Europeans call on the public and private sectors to improve access to sustainable food and to provide information on food sustainability on food labels. Clear information about food and its importance for health are also reflected in citizens’ concerns about food fraud. © Claire Tillier France’s leading 100% organic brands Biocoop, Naturalia and La Vie Claire performed very well in 2019, thanks to continued store openings and increasingly aggressive communication. However, smaller brands are suffering from the increasingly fierce competition. According to a study published by Les Échos Études on the distribution of organic food products in France, a steady growth rate is predicted over the next five years. Enthusiasm for organic products remains strong, as has been the case for the past decade, during which the market for organic products registered double-digit annual growth. Organics are now firmly part of the habits of French consumers, with 47% of them being regular consumers of organic products in 2019, compared to 37% in 2015. The strengthening of eco-responsible practices during the Covid-19 crisis has benefited the organic sector, with strong growth recorded across all distribution channels. Organic foods attracted 8% more new buyers during the lockdown period (source: Spirit Insight study for Agence Bio). However the economic downturn could dampen this enthusiasm, with the risk of price battles. The economic consequences of the health crisis are leading to more polarised consumption patterns, with consumers torn between the need to save money and a desire for more responsible and healthy consumption. The French organic market is dominated by large-scale retailers and specialist organic stores. But in recent years, supermarkets have taken market share from the 100% organic brands. The organic range on offer in supermarkets has grown considerably. In 2019, large-scale retail accounted for nearly 55% of revenues generated from sales of organic food products. Meanwhile, the major retailers have also strengthened their position in the specialist organic channels through their own brands, launching new concepts such as Casino Bio at the end of 2019 or Le Marché Bio Leclerc in 2018, or by buying out existing players, as in the case where Carrefour took over So.bio in 2018 and Bio c’ Bon in 2020. As of 2019, 17% of France’s specialist organic stores were owned by major retailers. The British Retail Consortium (BRC) has warned that supermarkets will face over £3 billion in tariffs if the UK leaves the EU without a trade deal and that these costs will be passed onto consumers. Both the UK and the EU stated on Friday that there is a “strong possibility” that there will be no post-Brexit trade deal between the two parties. Johnson however added that a no-deal scenario, similar to the relationship that Australia has with the EU, would still be “very good”. If a no-deal Brexit goes ahead, supermarket chains will face new import taxes on goods from the EU, particularly fresh food. The BRC estimates that 85% of food imported from the EU will face tariffs of over 5%. The average tariff would be more than 20%, including 16% on cucumbers and 10% on lettuce. BRC director of food and sustainability Andrew Opie said: “With just weeks to go, it is alarming that there has still been no deal agreed with the EU, putting customers in line for a £3bn tariff bombshell. Currently, four-fifths of UK food imports come from the EU and without a tariff-free deal, supermarkets and their customers face over £3bn in tariffs from 2021. Retailers are doing everything they can in time for 1 January but no amount of preparation for retailers can entirely prevent disruption to food and other essential goods that come from or through the EU.” Philippe Binard, Freshfel Europe’s general delegate Over 200 representatives of Europe’s food industry and the public sector gathered for the ESSA (European Sprouted Seeds Association) and Freshfel Europe’s Food Crisis Management Event this week to study previous crises and prepare to respond to future hypothetical scenarios through closer cooperation. Freshfel Europe’s general delegate, Philippe Binard, said, “The fresh produce sector strives for good practices in production and trade. However, this is reliant on a high level of cooperation with authorities and other actors.” Attendees discussed how previous food crises were handled in terms of food hygiene and food fraud issues, as well as the nefarious impact of misinformation and the need for greater transparency. “Transparency plays a big role in crisis management. It is based on a long-term confidence between public and private stakeholders. During the crisis and recovery period, good and consistent communication is essential. All stakeholders involved in a crisis should set up communication tools among each other as well as to the public. European and national authorities play a big role in informing the public, as well as in restoring consumers’ confidence,” said Binard. Similarly, ESSA’s secretary general, Eglė Baecke, stressed that cooperation must be a “continuous process and applied in practice, such as through crisis simulation exercises.” The most prestigious companies of the Turkish food and beverage industry will meet buyers from 54 African countries at the CNR Expo Istanbul Expo Centre between December 2-5, 2020. The companies operating in numerous industries, particularly the food and beverage industry, will come together with hundreds of buyer delegations and thousands of professional buyers from the organisations in the public and private sectors in Africa at Export Gateway to Africa, organised by CNR Holdings. The Turkish food and beverage industry will showcase products to establish new business connections with the African continent or enhance trade capacities at Export Gateway to Africa. The exhibition will host all the African countries with the newest and biggest trade potential in the world and double the total export number of US$24 billion. Export Gateway to Africa will also welcome locomotive industries of export such as building and building materials, industrial products, agriculture, agricultural machinery, ceramics, furniture, home textile, health, oral and dental health products as well as the food and beverage industries. Always a big favourite with foreign food and drink producers, WorldFood Istanbul will be opening its doors to international businesses once more in 2020. So far, the show has confirmed participation from companies from around the globe – ready to take part in the WorldFood brand’s unique VIP buyers programme and Retail Centre. WorldFood Istanbul, the international meeting point of the Turkish food industry, will introduce many new products to the food world at the TUYAP Fair, Convention and Congress Centre on September 2-5, 2020. Over 1,000 brands will take part in the international food products and processing technologies exhibition, organised by the Turkish office of the Hyve Group. WorldFood Istanbul is the largest meeting point for the food industry and it continues to grow with the support of various key associations. For visitors, the show offers a wining mixture of: Exposure to new innovations and products hitting the market Access to international and domestic companies Opportunities to forge relationships with suppliers and manufacturers WorldFood Istanbul exhibitors are amongst the finest manufacturers of food & drink products in the world, covering an enormous range of sectors and niches. By exhibiting at WorldFood, companies get the chance to meet buyers from across Turkey and the wider world, establish new deals and grow their sales in a formidable market. 500 exhibitors 20,746 visitors 87% increase in international visitors $330 million+ business volume WorldFood Istanbul exhibitors represent the whole food & drink industry, including all major sectors, as well as specific niches. This includes actual food & drink products, transportation solutions and health goods. With such a product offering, it’s little wonder the show attracts thousands of professional visitors each year for peerless selling and networking opportunities. The current pandemic is expected to lead to an additional US$ 203billion spent on food and groceries around the world in 2020, with the total spend now expected to reach US$9.4tn, according to data analytics company GlobalData. Thomas Brereton, retail analyst at GlobalData, said, “Coronavirus has transformed the way consumers across the world are buying groceries, both in terms of the amount being bought and channel choice. Less or no dining out has meant more people are dedicating time to home cooking (with 43.3 per cent of global consumers stating they are cooking more at home), resulting in much higher sales at supermarkets. Covid-19 has also been a catalyst for growth in the online grocery channel, with 28.9 per cent of global consumers now buying groceries more online. While this will be particularly impactful in countries with a previously low online grocery presence, such as China and India, even countries with a more mature online grocery market will see growth peak substantially. The UK online grocery retail market is expected to grow 25.5% this year, well ahead of the 10.2% growth previously forecast. But will grocery shopping habits remain changed in the long run? “With most of the additional spend as a result of foodservice spend transference, how quickly restaurants and other food providers can reopen will be key; however, we expect that, for most of the world, demand for such services will remain subdued for much of 2020, and grocers will continue to gain sales as a result,” Brereton said.
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Radically Open Dialectical Behavior Therapy (RO-DBT) is an empirically-validated treatment model developed by Thomas Lynch, PhD, designed to help people who struggle with over-control. If you identify with any or all of the following traits, you may benefit from RO-DBT: Rigidity in behaviors or thinking (perfectionism) Excessive need to be in control (over control) Difficulty accessing emotions Social isolation Emotionally shut down or guarded RO is a trans-diagnostic treatment approach, meaning that it was not designed for one particular diagnosis. However, if you struggle with any of the following problems, you may benefit from RO treatment: Treatment resistant depression Anxiety Anorexia Nervosa Obsessive-Compulsive Personality Disorder (OCDP) While traditional DBT is helpful for individuals who need more help regulating and controlling emotions, RO-DBT is designed for those who benefit from goals of openness and flexibility. Drs. Michelle Gebhardt and Jennifer Contarino Panning have completed intensive training in RO-DBT and are available for individual therapy, as well as our RO-DBT skills training class.
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Experts from different areas in the public sector share their insights about creating a more circular world About this event The world is changing rapidly and we are seeing a shift towards circularity to address the climate crisis we are facing. Public organizations will play a critical role in facilitating and orchestrating this change alongside companies, consumers, non-profits and other key stakeholders. In this event we will be exploring the role public organizations can and should take in building a circular world and what it takes to be successful in driving systemic changes with the help of ecosystems. We will take different perspectives to understand the context and to set the basis for an interactive discussion between the audience and the speaker. Here's a sneak peek at the presenters: ❇️ Ronny Rantamäki, Senior Advisor, Helsingin kaupunki - Helsingfors stad - City of Helsinki ❇️ Maija Maanavilja, Senior Circular Economy Strategist, Taival ❇️ Marko Turpeinen, CEO, 1001 Lakes Oy ❇️ Beatriz Ramírez Fernández, Circular Economy Specialist, Espoon kaupunki - Esbo stad - City of Espoo The event is organized by Taival - a new type of advisory company working at the intersection of strategy, data, ecosystems, and circular economy. We believe consulting as we know it, doesn't work. That's why we use an untraditional approach: dynamic, co-creative, and outcome-oriented. Date and time Location Online event
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Hiring a Boulder IRS Audit Defense Attorney is critical in this situation. If you let time pass by without handling an IRS tax audit seriously and fail to deal with it properly, your case can only worsen. An experienced professional who has several years of expertise in this area must handle your case and defend you in front of the IRS auditer. This is the most critical time so you need someone who is highly aware of how to deal with the IRS auditor and the complex IRS procedures. Most tax returns are processed during the tax year, which starts on April 1st and finishes on June 30th. However, some taxpayers still file their tax returns after this date because some state laws allow filing of such documents earlier than the required time. However, if a taxpayer files his/her returns late, the audit will be delayed until the audit date rolls around again. This is why it’s important to have a Boulder tax lawyer on your side from the start of the audit process to the end. For more details, visit www.coloradotaxattorneys.net/tax-debt-attorney-boulder-co/. IRS tax attorneys can offer you many valuable services. They can advise you on the appropriate way to deal with the IRS auditor. For instance, they can instruct you on how to address the queries that the IRS auditor may make, how to prepare for the audit, what questions to ask and how to answer them. Attorneys can also negotiate with the IRS to get you the best tax resolution possible. Most states in the United States require taxpayers to preserve all tax records for a minimum of 7 years. This means that if the IRS demands for your financial records, you must be able to produce those records in record time. In fact, you can be sued after an audit by the IRS for any failure to produce the records within the required time period. If you can’t produce the records in record time, you can be held in default of your agreement under the debt collection provision of your IRS agreement. Tax attorneys in Boulder are particularly useful for taxpayers who are appealing the initial assessment against them. Attorneys representing taxpayers in general cases are especially valuable to them. The court systems in most states are backlogged, with a huge number of cases being pending. When the court system is backlogged, taxpayers may not receive the same fair assessment as others. A tax lawyer representing a taxpayer on appeal can get his client a much fairer assessment of his case. There are many tax issues that taxpayers run into when they are audited. A tax resolution lawyer can be your guide in fighting the IRS in any of these situations. The tax resolution lawyer will study your case thoroughly and advise you on the best course of action. If you have tax issues, you will want to make sure to get in touch with a tax resolution lawyer to prevent further problems.
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Johnston, IA: Basic Facts The average family unit size in Johnston, IA is 2.98 household members, with 72.5% owning their own dwellings. The mean home cost is $271924. For those people paying rent, they pay on average $1146 monthly. 64.4% of households have two sources of income, and a median household income of $96948. Average income is $49937. 4.1% of citizens survive at or beneath the poverty line, and 9% are disabled. 5.4% of citizens are former members associated with military. The labor pool participation rate in Johnston is 76.7%, with an unemployment rate of 2.4%. For those when you look at the labor force, the typical commute time is 19.8 minutes. 19.4% of Johnston’s residents have a grad diploma, and 35.2% posses a bachelors degree. For all those without a college degree, 27% have at least some college, 16% have a high school diploma, and only 2.4% possess an education significantly less than senior school. 2.1% are not included in medical insurance. Johnston, IA is located in Polk county, and includes a population of 22582, and is part of the higher Des Moines-Ames-West Des Moines, IA metropolitan area. The median age is 40.1, with 14.2% of this community under 10 many years of age, 13.7% between 10-nineteen years of age, 9.8% of residents in their 20’s, 12.3% in their thirties, 15.4% in their 40’s, 14.8% in their 50’s, 10.7% in their 60’s, 5.5% in their 70’s, and 3.8% age 80 or older. 47.7% of residents are male, 52.3% female. 59.8% of inhabitants are recorded as married married, with 12.3% divorced and 23.1% never married. The % of women and men identified as widowed is 4.8%. Divine And Beneficial Slimming: Johnston There tend to be potential healthy benefits to green juices and smoothies. Although green juice cannot replace a healthy, balanced diet, it can offer many benefits that go along with eating more vegetables and fruits. The juices of green vegetables are rich in vitamins and minerals, as well as therapeutic compounds. For example, kale and Swiss chard are packed with vitamins A, K and wheat grass has lots of vitamin C, iron and other nutrients. Research shows that eating leafy that is green every day may help reduce inflammation and risk of developing heart disease. Some fresh juice ingredients can additionally be prebiotics, which feed great bacteria and stimulate their growth. Prebiotics can be consumed regularly and have many benefits, such as a reduced constipation rate, weight preservation, better immune function, and improved stool quality. It is easy and efficient for most individuals to eat their veggies and fruit to increase their intake of essential nutrients. Green juice is easier to digest for some social people, such as those with bowel problems or stomach issues. These people can juice during recovery. Your healthcare dietician or provider are in a position to help you with juicing. Regular usage of greens may lower inflammation, promote heart health and improve your brain. Fresh juice can also help with digestion. Some groups might also find short-term juice recovery beneficial. Downsides possible? It is an way that is excellent increase your intake of essential nutrients. However, there are some downsides. It is low in fiber; vegetable or fruit juicing removes much of it. A healthy diet is dependent on fiber. A diet that is healthy sufficient fibre can improve cardiac health by lowering blood stress and blood sugar.
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Energy bills are the biggest concern for 80% of over 50s, according to Age Scotland Pensioners should get an extra £70 this year to help with rising fuel bills, the Scottish Labour leader has said. Anas Sarwar wants the Winter Fuel Payment to be increased as bills are due to rise as the cost of wholesale gas, that suppliers need to pay, has tripled in recent months. The cap on bills is to increase by £139 to £1277 a year next month as smaller energy suppliers are going out of business. At the same time as the gas and electric hikes inflation is estimated to hit 4% with the cost of food and groceries at the shops expected to see a sharp rise too. Sarwar said the most vulnerable pensioners will need extra help this year to avoid making choice between turning on the heating or buying food. Speaking at the UK Labour Party conference in Brighton, Sarwar is expected to focus on the strain on pensioner and on the health and social services. He is calling on the Scottish Government to use its powers to increase the Winter Fuel Payment, worth between £200 and £300. Age Scotland found energy bills are the biggest concern for 80% of over 50s. Sarwar is expected to say: This winter too many Scots are facing fuel poverty as energy prices spiral out of control. In Scotland, 150,000 pensioners live in relative poverty every year – with thousands more on the brink. The Scottish Parliament has the power to make winter payments reflect the pressures on fuel poor households, but the SNP have delayed taking responsibility, he would say. That is why we would give every pensioner on the lowest incomes £70 now to help them through the winter months. Important: This article is for information purposes only. Please remember that financial investments may rise or fall and past performance does not guarantee future performance in respect of income or capital growth; you may not get back the amount you invested. There is no obligation to purchase anything but, if you decide to do so, you are strongly advised to consult a professional adviser before making any investment decisions.
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One of the most common questions asked by visa applicants in the UK is whether they can travel out of the country whilst their immigration applications are pending. This question has grown more urgent for applicants in recent times as the combination of Covid and the UK’s departure from the EU has led to delays in visa processing times. On 6 October 2021 the Government’s immigration rules are changing, make the answer to this question clear – but unfortunately not in the way that most applicants would wish. The new rules confirm that if an in-UK applicant for leave to remain or settlement travels outside the Common Travel Area (the United Kingdom, the Channel Islands, the Isle of Man and the Republic of Ireland) whilst their application is pending, the application will be treated as withdrawn. This means that applicants will effectively be trapped in the UK from the date their application is submitted – whether online, by app, or post – until a decision is made. That is, unless they are prepared to withdraw and then subsequently re-submit their application. However, this is only an option in some cases. Depending on the type of application and the applicants circumstances they may no longer be legally able to re-enter the UK and submit a new application once they have left. Are there any exceptions to the bar on travelling outside the UK? There are some categories of application where travelling outside the UK will not cause an application to be withdrawn. Applicants for naturalisation as a British citizen can still travel outside of the Common Travel Area whilst their application for naturalisation is processing, as long as they continue to have the intention of settling in the UK. Applications to the EU Settlement Scheme will not be treated as withdrawn if the applicant travels outside the UK whilst the application is pending. However late applicants and those with a Family Permit which has now expired may face issues re-entering the UK. Advice should be sought before booking a trip outside the UK. So how can you speed up a decision? Most UK applications for leave to remain take 8 weeks to be processed, with applications for settlement being processed in 6 months. That is a long time to commit to remaining in the UK, especially for applicants who need to travel for work, or who have family overseas. The Priority Service options that the Home Office offers can reduce these times considerably – to 5 working days or even to next day processing. However applicants need to be careful as these services are not available for every type of application, and certain applications offer one of the priority options but not both. Where priority services are on offer they can seem prohibitively expensive, particularly where there are dependants applying at the same time. For example, a family of four applying for settlement under the UK Ancestry route will face the decision of whether to commit to being unable to leave the UK for 6 months, or pay nearly £4,000 for next day processing of their applications, as only Standard or Super Priority services are available for this route. Where an application has to be withdrawn and re-submitted the costs may end up being even higher. How Gherson can assist Before submitting any application for leave or settlement in the UK, applicants need to consider their travel needs carefully, and make sure they fully understand what their options are in terms of speeding up applications, and what constraints they will face – on both travel and re-application. The General Immigration Team at Gherson has a wealth of experience in handling immigration matters and would be delighted to hear from you if you require assistance, send us an e-mail, or alternatively, follow us on Twitter, Facebook, or LinkedIn to stay-up-to-date. The information in this blog is for general information purposes only and does not purport to be comprehensive or to provide legal advice. Whilst every effort is made to ensure the information and law is current as of the date of publication it should be stressed that, due to the passage of time, this does not necessarily reflect the present legal position. Gherson accepts no responsibility for loss which may arise from accessing or reliance on information contained in this blog. For formal advice on the current law please don’t hesitate to contact Gherson. Legal advice is only provided pursuant to a written agreement, identified as such, and signed by the client and by or on behalf of Gherson. ©Gherson 2021
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Provosyn by Beverly International New Provosyn is an ultra-premium protein technology based on a time-tested, results-proven protein combining strategy.* Distinguishing features: • Provosyn Lean Muscle Size Protein System consisting of a 2:1 ratio of whole egg to milk protein, plus beef. This combination is based on “secret” recipes used by famed nutritionists of the 1950s and 60s to help clients build lean muscle without gaining fat.* • Easily digested 100% whole egg, Grade A milk protein isolate and 100% natural beef yielding an overall intermediate absorption speed that supports maximum muscle size and development.* • More than 9,000 mg of EAAs including over 4,000 mg of BCAAs (leucine, isoleucine and valine) per serving. Ideal for: • 40-plus individuals seeking to lean down and harden up, reduce age-associated loss of muscle size and strength, or maximize muscular gains from workouts.* • High school, collegiate and professional athletes seeking to add muscular weight.* • Dieters and physique competitors of all kinds seeking to trim body fat without losing muscle.* For maximum results: • Combine Provosyn with Multiple Enzyme Complex and Ultra 40 100% Argentine Beef Liver tablets. To make a delicious shake: • Pour 8 oz of cold water into a blender or the container of your choice. • Add 2 scoops of Provosyn and blend or mix until the texture is smooth or as you desire it. • Drink and enjoy! • For a thicker, sweeter shake, reduce the amount of water slightly. Adding 3-4 small ice cubes when blending will also increase thickness. • For a thinner shake, add more water. • For something different and delicious, combine 1-2 scoops of Provosyn with 1 scoop of Ultimate Muscle Protein (UMP) and 12-16 oz of water! • Heavy-training athletes seeking additional calories can combine Provosyn with Mass Maker. The best times to use Provosyn are: • within 1 hour before and/or after lifting weights (resistance exercise) • first thing in the morning • before bed • any other time of day to increase your daily protein intake
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Every vehicle we sell at Henry Curtis Ford comes with a spare tire. We want our customers to feel confident and safe when on the road. Did you know that all spare tires aren't the same? There are two main types. Here's what you should know about the difference between a compact temporary spare and a regular spare tire. As the name implies, compact temporary spare tires are best for smaller cars and aren't meant to be used long-term. You should seek a service station to replace this type of spare as soon as you're able. Also, you'll want to drive a bit slower than usual while using this kind of spare. A full-size spare tire, on the other hand, is more durable. It's also much larger. That's why you'll find these in trucks and SUVs. There's no need to change your driving habits with a full-size spare.
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Womanhood and motherhood have been considered synonymous since times immemorial but what is a standard societal norm should not be always correct, right! Many women these days are not embracing motherhood so does that make them any less of a woman? No, not at all! Challenging stereotypes and evolving through continuous change, is what makes humankind progressive. The only thing that is constant in life is change so why not so for women? I am a mother to a teen and believe me when I say, I do not mind it at all if my offspring tells me that she/he does not want to procreate. It is of course an individual choice but since I have chosen motherhood for myself, I thought I am competent enough to share some of my learning from this experience! So here it goes: 1. There Is No Right Or Wrong Age For Becoming A Mother You can choose to be a mother early on in life or wait till you have achieved what you want in your professional life. The thing about the biological clock ticking should not get to you as there are several ways to become a mother at whatever age one wants, and I do not need to enlist them here. 2. Every Woman Has A Different Post-Partum Experience One cannot generalize a woman’s post-partum experience. It is different for each woman and honestly, I actually cannot pinpoint whether I experienced anything during my time. For some it is an extremely tough time, and they battle various physical and mental issues (albeit temporarily), for others, it is not that difficult. 3. No Two Infants Will Have The Same Sleeping Pattern It is futile to compare and crib about the sleeping pattern of one’s baby with another’s. No two children sleep the same way. Forget about comparing with your friend, even two babies delivered from the same womb can have majorly different sleeping patterns! While one might be an absolutely calm sleeper, the other one might be wailing most of the time and be ever reluctant to sleep. One just needs to adjust around the baby as apart from some home remedies, there is not much that you can do. By the time the babies turns 2, they seem to develop a better sleep pattern and once the child starts schooling then everything seems to fall in place. 4. Interaction Can Do Wonders If you start talking to your child from the very beginning like a grown up, chances are that your child will start speaking clearly at an early age. Some indulgent parents try to do the ‘baby talk’ with the baby who does not yet know how to speak. In doing so, they unconsciously teach the baby the wrong way to speak. Talk to your baby as much as you can and ensure not to make it sound like baby talk. In fact, one can start talking to an unborn child while the baby is still inside the womb! 5. Make Yourself Emotionally Available While the child is growing up, she/he faces a lot many challenges. Some might be insignificant in the eyes of an adult, but they have a deep meaning for that child. Try not to be dismissive, instead, try making yourself emotionally available for your child. Sometime, a seemingly minuscule issue can be humungous if not attended to at the right time. 6. Love Your Child But Do Not Spoil All parents love their children and want to give their children the best of everything but in doing so, one needs to remember that there is a line between loving the child and spoiling the child. The tantrum and misdemeanor that seems adorable in a child will seem extremely inappropriate in an adult. Nobody wants a reckless brat as an adult! Do not laugh off your child’s misbehavior. Be gentle yet firm! 7. Let Your Child Make His Subject Stream Selection A difficulty which most parents face during teenage, is deciding what to select for the child. In my opinion, one must present the child with options, backing then with facts and then let the child make her/his own decision. Of course, one can argue that the child is naïve and cannot understand what is good or bad, but I feel, imposing a subject stream is a far worse decision than letting the child choose and err. After all we all have learnt by making mistakes but those that involve others making a decision for us, always leave us resentful! 8. Inculcate A Strong Value System This one is the most important for me. I feel that every other thing in life can be taken care of, but character once molded is difficult to change. It is therefore imperative that we inculcate a strong value system in our children which involves the basic tenets of life – empathy, love, sincerity, generosity, and gratitude to name a few. A child might not be an ace student at academics but will always be successful if he has his basics right. 9. Do Not Impose Your Future On To The Child You brought this child into the world not because the child wanted to come but because you wanted to have a baby, so stop treating the child as an insurance for your old age. The child has her/his own life and you will always be a part of her/his life but do not bind the child to yourself and suffocate the child with dreams and aspirations of your future. Plan your retirement yourself and do not take it for granted that your child will look after you and your needs. Be an asset to your child and never a liability, unless of course forced by some unforeseen circumstances. 10. Never Be A Reluctant Mother Finally, the most important thing for the last. Never ever, and I reiterate, never ever, become a reluctant mother. Embrace motherhood only when and if you are prepared for it. Do not succumb to familial and societal pressures and go for motherhood. This is a life changing decision and should not be taken under duress. A happy mother will bring up a happy child, but a reluctant mother will bring up a highly insecure and irritable child. Choose and do what you want in life. If you want to have children at an early age, go ahead. If you want children at a later age, go ahead. If you want to adopt, go ahead. If you do not wish to have children at all, go ahead. Do not let anyone or anything get to your head. Your life is yours. You are a fulfilled woman nonetheless and nobody can take away that feeling from you. Stick to your guns and enjoy this blissful journey of life! Writer- Dr. Shivangi Dikshit (Mother to an almost adult, married to a man from the high seas, hailing from the hills, a teacher by profession and a foodie traveller by passion. The author believes in the philosophy that nothing is as constant as change, so live every single moment to the T!)
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Ready to close more loans in less time and compete with other strong mortgage teams? Consider a scenario where you leave for vacation and need your mortgage team to carry on while you are away. The right employees, team size, and work ethic should be able to handle everything while you are away. Or, perhaps, you’re ready to scale your business up. And, you feel like you don’t have enough hours in the day to complete all of your tasks alone. A great mortgage team will take you to the next level as a top producer. So, keep reading to learn what to look for in dependable mortgage teams. Especially during the hiring process! Accept Trial and Error There is no perfect formula for hiring people for mortgage teams. It may take some trial and error to find the right people for your specific audience and goals. So, be prepared for the fact that sometimes you will hire a person you think is a great fit. But, they turn out not to be the right candidate for the position. Your hiring success will certainly continue to improve over time. Focus In Focus on your mission and what qualities you need in a team member. This could manifest in their experience, effort, effectiveness, and overall attitude. No team member is perfect. So, you can decipher if the person fits into the specific workplace dynamic you have cultivated. Bringing in money and prospects is one thing, but if a new employee brings down the team’s morale, that could be a red flag. So, keep focusing on what needs to be accomplished in your workplace. Then, create a vision for your team, and feel free to pull inspiration from other mortgage teams. With the right people, your business can thrive! Emphasize Productivity Why do mortgage company leaders hire new people for their team? Well, by hiring additional employees, you can start to hand-off some of your tasks. This creates time to focus on new initiatives or additional files. As a loan officer, you understand the stages in the loan process. Originators start by bringing in the loans. In their day-to-day, this can look like completing sales tasks, building relationships, bringing in leads, and converting them. Then, originators also complete everything that needs to be done in order to close those loans. The most productive originators spend most of their time bringing in the loans. Plus, they hire others to help complete the loan process. So, don’t feel like you have to do everything from lead to close by yourself! Take the leap and hire people to help you become the best you can be. Gain help and watch the growth take place. Find Stand-Out Employees There are so many questions that you can ask during the hiring process. But first, ask yourself what type of employee you are looking for to join your mortgage team. Do you want a team of go-getters and problem solvers? Probably, if you don’t want to have to micromanage them during every step of the process. When you hire someone or delegate a task, they should be able to take the reins. Of course, you’ll need to train your new hires and help them learn everything they need to know to be successful. But, you want them to figure out their own ways of meeting the challenges that arise on a daily basis. After all, you probably want to hire people who can grow into their jobs. Then, they can be flexible among industry changes. Set Expectations For Mortgage Teams Be clear about what you want and when. Properly train and guide your employees, but let them learn on their own as well. Delegate a project, tell them how it should look, and set a deadline. Also, be sensitive to their existing workload. The last thing you want to do for mortgage teams is overwhelm them. So, make sure to be transparent throughout each work day. Then, if they are able to commit to a project and agree on a specific deadline, but don’t get it done on time, that’s on them. Give your team members decision making abilities. Then, responsibility and ownership should follow. Bottom Line Each member within mortgage teams should bring something fresh to your business. So, make sure to empower them and make sure they are equipped with the resources they need. Many loan officers jump between companies frequently. So, focusing on company culture is important to improve team retention. Once you hire employees that fit your team dynamic, you can focus on stretching them in their new role. Don’t ask for the impossible. But, challenge them enough to learn how to close more loans in less time for themselves!
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The Insider Monkey team has completed processing the quarterly 13F filings for the September quarter submitted by the hedge funds and other money managers included in our extensive database. Most hedge funds have been producing disappointing net returns in recent years, however that was partly due to the poor performance of small-cap stocks in general. Well, small-cap stocks finally turned the corner and have been beating the large-cap stocks by more than 10 percentage points over the last 5 months.This means the relevancy of hedge funds’ public filings became inarguable, as they may reveal numerous high-potential stocks. The following article will discuss the smart money sentiment towards Perficient, Inc. (NASDAQ:PRFT). Is Perficient, Inc. (NASDAQ:PRFT) a buy, sell, or hold? The best stock pickers are altogether getting less optimistic. The number of long hedge fund bets that are revealed through 13F filings dropped by 1 in recent months. PRFT was in 9 hedge funds’ portfolios at the end of September. There were 10 hedge funds in our database with PRFT holdings at the end of the previous quarter. The level and the change in hedge fund popularity aren’t the only variables you need to analyze to decipher hedge funds’ perspectives. A stock may witness a boost in popularity but it may still be less popular than similarly priced stocks. That’s why at the end of this article we will examine companies such as Investors Real Estate Trust (NYSE:IRET), Leju Holdings Ltd (ADR) (NYSE:LEJU), and Vanda Pharmaceuticals Inc. (NASDAQ:VNDA) to gather more data points. Follow Perficient Inc (NASDAQ:PRFT) Follow Perficient Inc (NASDAQ:PRFT) We care about hedge fund sentiment because historically hedge funds’ stock picks delivered strong risk adjusted returns. There are certain segments of the market where hedge funds’ stock picks performed much better than its benchmarks. For instance, the 30 most popular mid-cap stocks among the best performing hedge funds returned 18% over the last 12 months outpacing S&P 500 Index by more than 10 percentage points. We developed this strategy 2.5 years ago and started sharing its picks in our quarterly newsletter. It bested the S&P 500 Index ETFs by delivering a solid 39% vs. 22% gain for its benchmarks. What have hedge funds been doing with Perficient, Inc. (NASDAQ:PRFT)? Heading into the fourth quarter of 2016, a total of 9 of the hedge funds tracked by Insider Monkey were long this stock, a 10% decline from one quarter earlier. Below, you can check out the change in hedge fund sentiment towards PRFT over the last 5 quarters, which has fallen slightly since peaking at the end of Q1. With the smart money’s capital changing hands, there exists a select group of notable hedge fund managers who were upping their stakes meaningfully (or already accumulated large positions). When looking at the institutional investors followed by Insider Monkey, D E Shaw, one of the biggest hedge funds in the world has the most valuable position in Perficient, Inc. (NASDAQ:PRFT), worth close to $2.1 million. The second most bullish fund manager is Citadel Investment Group, led by Ken Griffin, which holds a $1.4 million position. Remaining hedge funds and institutional investors with similar optimism contain Chuck Royce’s Royce & Associates, Cliff Asness’ AQR Capital Management, and John Overdeck and David Siegel’s Two Sigma Advisors. We should note that none of these hedge funds are among our list of the 100 best performing hedge funds which is based on the performance of their 13F long positions in non-micro-cap stocks. Now that we’ve mentioned the most bullish investors, let’s also take a look at some funds that cut their entire stakes in the stock during the third quarter. At the top of the heap, Israel Englander’s Millennium Management cut the largest investment of the “upper crust” of funds monitored by Insider Monkey, worth about $2 million in stock, and Jim Simons’ Renaissance Technologies was right behind this move, as the fund cut about $0.9 million worth of shares. Let’s also examine hedge fund activity in other stocks similar to Perficient, Inc. (NASDAQ:PRFT). These stocks are Investors Real Estate Trust (NYSE:IRET), Leju Holdings Ltd (ADR) (NYSE:LEJU), Vanda Pharmaceuticals Inc. (NASDAQ:VNDA), and Douglas Dynamics Inc (NYSE:PLOW). This group of stocks’ market valuations resemble PRFT’s market valuation. Ticker No of HFs with positions Total Value of HF Positions (x1000) Change in HF Position IRET 8 15162 -1 LEJU 4 1763 0 VNDA 24 321319 3 PLOW 11 19491 0 As you can see these stocks had an average of 12 hedge funds with bullish positions and the average amount invested in these stocks was $89 million. That figure was $8 million in PRFT’s case. Vanda Pharmaceuticals Inc. (NASDAQ:VNDA) is the most popular stock in this table. On the other hand Leju Holdings Ltd (ADR) (NYSE:LEJU) is the least popular one with only 4 bullish hedge fund positions. Perficient, Inc. (NASDAQ:PRFT) is not the least popular stock in this group but hedge fund interest is still below average. This is a slightly negative signal and we’d rather spend our time researching stocks that hedge funds are piling on. In this regard VNDA might be a better candidate to consider taking a long position in. Disclosure: None
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As the largest online construction hire marketplace in Australia, iseekplant continues to provide the best suppliers for tree felling services with tree felling in Gunnedah Basin. Our online services enable Gunnedah Basin residents to find the best tree felling contractors in their area. iseekplant also provides contact details which allows you to connect with different tree felling companies in Gunnedah Basin as soon as possible for an easy and convenient quote. Take a look at our listing below. Tree felling is the process of cutting down individual trees and is a popular logging process. Tree felling is completed with two different methods. These methods involve hand felling, which uses different tools such as an axe, saw, or chainsaw. Another method includes limbing and bucking. Limbing is the process of cutting down branches from a felled tree while bucking involves cutting the delimbed tree into logs. This process requires the assistance of experts. Tree felling contractors follow precise measurements and methods in order to perform the task well. The process starts by cutting a notch on the side of the tree that faces the direction the contractor wants it to fall. The first cut should be downward at an angle of approximately 70°. The cutting has to stop when it reaches ¼ to ⅓ of the trunk’s diameter. The bottom cut or the second cut should be upward with an approximate 20° angle. Tree felling contractors stop when the cut reaches the endpoint of the previous cut. Once done, the next step requires creating a back cut which is made on the opposite side of the note. It is recommended for tree felling contractors to make sure that the back cut does not cut all the way through or the tree could start falling in an undesirable direction. Tree felling is a risky process which requires professional assessment. While there are many tree felling companies to choose from, it’s still recommended to hire the best contractor for this type of task. Try looking at iseekplant’s list of tree felling contractors in Gunnedah Basin and find the best contractors near you. iseekplant provides the listings of experienced and trusted tree fellers in Gunnedah Basin. We’ve assisted projects nationwide by supplying quality tree felling. If you can’t find any in your location, try viewing our tree felling in Gunnedah, Boggabri, Taminda, Tamworth or Quirindi. We also provide a range of related services you might be interested in, such as Tree Clearing, Stump Grinding and Arborists.
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The sales funnel helps you understand the thinking and actions of buyers at every stage of their buying journey. These insights will help you make better marketing decisions, invest in the right channels and marketing activities, and turn more prospects into customers. It is important to understand your audience, sales environment, business objectives, sales funnel design and other factors so that you can design sales funnel that both maximizes your return on sales and provides the information you need to keep your customers coming back. We will be introducing you to the key elements of a successful sales funnel. This article will explain how to define them, build them, and how to use them to increase your sales. In sales, the sales funnel is a critical component because it takes you through the stages of selling and what makes those stages distinct from one another. The sales funnel starts with lead generation, ends in sales, and continues on through all stages of the selling process, ensuring customer satisfaction. These are the key building blocks of a successful sales funnel. Learn how to create them. The first step of the sales funnel is lead generation. This is how you identify qualified prospects before they become customers. Lead generation is the process of identifying prospects’ needs and opportunities. Next, develop a conversation to understand their perspective and identify their urgency. Asking questions about the prospect’s current problem, what they want, why they want it, how they see the future, what drives them to take action, and other pertinent information can help you do this. You have to gather a treasure trove of information from each prospect on every level of the sales process to ensure that they are not only potential leads but also prepared to become qualified leads or ready to buy. After you have identified leads, the next stage in the sales funnel is to develop those leads into qualified leads. In-depth sales funnel training is about taking those leads through the sales process. You will need to know how to communicate with each prospect. This skill set is very difficult to master and must be learned with care and diligence. It is not possible to just throw your sales process at prospects hoping for the best. Out-of the-box sales funnel coaching helps you to improve your sales skills so that you can move from the prospect stage into the sales funnel. This stage of any sales funnel is the most difficult and requires the highest level in attention, detail, and coaching. This is also where the sales funnel really helps companies to sell to potential clients. The sales funnel provides you with the opportunity to provide more personalized services to each of the leads in your sales funnel. This means that each of these customer’s needs and wants are considered equally during the sales process. If one sales prospect doesn’t feel that your product/service is right for him or her, then they won’t purchase. However, if you provide a product or service that is exactly right for that potential customer, then they will be more likely to buy in the future when they’re ready to purchase. When you develop this next stage in your sales funnel, you will find that your customers are willing to pay more for what you have to offer. Your customers will be able to recognize your expertise and will pay more for your product or services. You must have a solid sales funnel coaching system in order to get past this stage. You must be able identify each potential customer you will be dealing with and tailor your sales approach to their needs and wants. Sales training can take place in many different forms. There are many stages of a sales funnel. Each stage has its own purpose. A good sales funnel will help you identify your prospects and present your products and services in an effective way that closes sales. It will also help you build a long-term relationship with your prospects so that you can do business with them over again in the future. The sales funnel is a great sales tool and one that can greatly improve your sales process.
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Partnerships Helped Us Fight COVID-19. They Can Help in the Climate Battle, Too by Philippe Delorme Executive Vice-President and Chief Executive Officer, Energy Management Business, Schneider Electric As we emerge from this unprecedented global crisis, it is useful to reflect upon how we can build a more resilient and sustainable future for our planet. During this pandemic, I have noted the importance of cross-sector partnerships in tackling COVID-19. Such partnerships have shown that it is possible to implement concrete actions rapidly and effectively, where previously it may have taken months or years of planning. In this post-COVID world, we need to use this same power of collaboration in our common battle against climate change.
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It’s never been a more confusing time to run a business right now. Employsure, a workplace relations advisor to more than 27,000 small and medium enterprises across Australia, has seen a sharp spike in calls in the past two months with questions around vaccination and health and safety. Health and safety-related calls to the employer advice line jumped 39 per cent in July and August, compared to May and June, due to the uncertainty caused by lockdowns, working from home safety obligations and COVID-19 restrictions. Leave-related calls have spiked 51 per cent in that same time, sparking concerns employees are building huge annual leave ‘war chests’ at the expense of small business owners. “These figures aren’t just a result of the ongoing lockdown in New South Wales, but are also a consequence of snap lockdowns that have occurred in almost every other Australian state and territory since the end of June,” Employsure health and safety manager Larry Drewsen told Kochie’s Business Builders. However, the most pressing questions employers have are around COVID-19 vaccinations and staff. Employsure’s advice line saw a 430 per cent surge on the topic in August alone. Here are the major questions they’re fielding and what employers need to know right now. 1. Can we make the vaccination mandatory in our workplace? “The number one question employers are asking is if the vaccine can be made mandatory or not, and whether or not it can result in any legal trouble down the line,” Larry said. Some state governments have mandated jabs for healthcare workers and teachers, as well as the NSW Police Force, and federally, vaccines for aged care workers will become compulsory this month. More recently, Victorian Health Minister Martin Foley announced mandatory vaccinations for freight and healthcare workers who need to enter Victoria after being in high-risk COVID areas. When it comes to big business, the Australian companies who have announced their plans for mandatory vaccinations for staff so far include SPC, Telstra, Qantas Group, Virgin and Spotlight Group, who have told employees to get vaccinated or miss out on their Christmas bonus. While these employers and any others that decide to follow suit may seek to mandate vaccinations for the health of their staff, there is “currently no explicit law in legislation for employers to direct their employees to comply outside of specific industries and occupations”, Larry explained. “The Fair Work Ombudsman has, under new proposed guidelines, given the go-ahead to employers in certain ‘high-risk’ industries to mandate COVID-19 vaccinations if the direction is considered lawful and reasonable,” Larry added. So, what are the determining factors of being considered ‘high-risk’? According to Larry, factors include “the location of the business in Australia, vaccine availability, the prevalence of community transmission of COVID-19, employees’ individual circumstances, the risk of infection in the workplace, as well as what is set out in the relevant employment contract, award or agreement”. “Generally, it is unlikely that a direction to be vaccinated would be reasonable if an employee worked 100 per cent remotely,” Larry said. “Those who want their staff vaccinated may see themselves hit with an unfair dismissal claim if an employee were sacked as a result of refusing the jab.” If an employer is unsure if their industry or business meets the criteria, Larry strongly recommends seeking legal advice as a general rule. 2. If you cannot mandate, can you still encourage? The Federal Government has stated that vaccination is free and voluntary, but strongly encourages it. Employers can play a similar role. “Employers do have a duty of care under Work Health Safety laws and must do everything reasonably practicable to reduce the risk to health and safety in the workplace,” said Larry. “Vaccination can be considered as one way to achieve this but all reasonable measures to control the risk of transmission and infection should be considered.” Larry advised that employers consult with workers regarding risk management strategies, “Which may be an excellent opportunity to discuss a vaccination program and discuss any concerns.” So, while employers might be unable to mandate that employees receive a COVID-19 vaccine, they can still encourage their employees to receive the jab. “Employers can suggest staff get the vaccine, provide them with relevant government health advice, and allow them to take time off during the workday if only weekday appointments are available.” When it comes to enquiring after an employee’s vaccination status Larry advised, “Unless it is lawful and reasonable in the circumstances for employers to require employees to disclose their vaccination status or provide a reason for their refusal to be vaccinated as part of a mandatory vaccination policy, workers do not have to tell their employer if they have been vaccinated, or even give a reason behind it.” “To keep on the safe side, employers should discuss with a worker their concerns about disclosing their vaccination status or reason for refusal,” “If the worker was still not forthcoming, employers may need to assume the worker is unvaccinated, inform the worker of that assumption, and arrange suitable duties for the worker to accommodate the health and safety requirements of the business.” Larry advised. If an employer is in a position where they cannot reasonably direct their employees to receive the COVID-19 vaccine, Larry recommends they consult with employees who don’t want to, or who are unable to have the COVID-19 vaccine and discuss alternative measures that can help them do their job safely. 3. Do I need an infection control policy? “The most important thing an employer can do is incorporate an effective infection control policy based on government health advice which addresses vaccinations and subsequent immunisation programs,” Larry said. While vaccinations form part of a business’ methods of controlling the risk of infection, if they are unable to mandate vaccinations for staff, Larry urged businesses to have other plans in place. “Staff should be reminded of existing infection control measures already in place, such as physical distancing, routine environmental cleaning, and the use of hand-sanitiser and personal protective equipment,” he said. Find out more about building an infection control and immunisation policy for your business here. 4. What if there’s vaccine misinformation or conflict? What if your employees refuse to work with an unvaccinated colleague? It’s a common concern of employers right now, but the answers are not so clear-cut. “If there are reasonable processes and procedures put in place by the employer to allow the unvaccinated employee to not expose others to risk then refusing to work with them may not be acceptable.” said Larry. “However, if there are no specific control measures that could be put in place, such as masks and other protective equipment, social distancing, regular testing and special hygiene processes, then the vaccinated may have basis to refuse working with an unvaccinated colleague.” If an employer becomes aware of vaccine misinformation in the workplace, or if the topic of vaccinations is seen to be causing conflict, Larry recommends the employer hold a meeting with all relevant employees. “This gives the employer the opportunity to investigate the concerns and opinions of employees, and then base any further action off the back of that meeting,” he said. “The action that should be taken regarding misinformation is dependent on what has been said in the workplace and the subsequent meeting, the severity of what has been said, and the potential impact it could have on other employees.” If an employee is found to have purposely spread misinformation through the workplace despite a policy or direction not to do so, Larry advised the business may consider disciplinary action for failure to comply with a reasonable management direction. “Depending on the circumstances and provided a fair process is followed, this may give an employer grounds for dismissal either with or without notice or payment in lieu of notice.” Want more information? Employsure has a free Vaccination Kit with templates and resources for employers. For other employment relations questions, call Employsure’s free 24/7 Employer Helpline on 1300 487 906 or ask a question at employsure.com.au. This article is brought to you by Kochie’s Business Builders in partnership with Employsure. Feature image: AdobeStock
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This Angels’ Cup coffee reviews post contains affiliate links and we were given a sample. We may be compensated if you make a purchase. All opinions are our own. By Kailey Bertelson Reviewed by Rebecca Housh, MS, RDN Angels’ Cup Angels’ Cup curates the highest quality coffee roasts and ships them directly to your door. Choose between three subscription options and learn about coffee roast types, exotic origins, and flavor notes in each box. Then review your coffee samples with the rest of the Angels’ Cup community through their app, ‘AngelsCup’. Discover your perfect, angelic cup of coffee when you taste, track and compare each sample you’ll receive from Angels’ Cup. What We Like The size of each sample was larger than expected allowing you to try many different brewing techniques Guaranteed experience of expanding taste and knowledge of coffee Great gift idea for any coffee lover or long distance friend/family. Small and beautiful packaging with clear directions and self-explanatory contents What We Don’t Like Shipping is extra The serving size is inconsistent on the website The app isn’t as user-friendly as it could be Angels’ Cup Coffee Reviews Angels’ Cup selects their coffee from the top 0.1% of roasters from around the world and offers light, medium, and dark roasts in their three subscription boxes. Light roasts include maximum sweetness and complexity with flavors of fruits, flowers, desserts, nuts, and spices. Medium roasts are sweet and decadent with underlying dessert flavor notes of caramel, gingerbread, chocolate, or vanilla. Dark roasts are anti-acidity and extremely deep and dark. Flavors are reminiscent of meat on the grill, strong wood aromas, and toasted bread. Dark roasts have the widest range of tasting profiles and can be experienced in many different ways depending on how much milk or sugar you take. In The Cupping Flight, you’ll find 4 different 1 oz coffee samples. The Black Box is a thrilling coffee brewing experience. Blindly taste four bags of 2.75 oz. coffee samples with every delivery and discover your favorites. The All Stars coffee subscription delivers the best coffee brews as decided by other Angels’ Cup subscribers. Top rated 12 oz. bag of freshly roasted coffee is shipped directly to your kitchen every week. All bags are shipped the same day as the roasting process to preserve flavor. The All Stars subscription is the least expensive option at less than $1 a cup! Enhance your coffee experience and become “taste buds” with other coffee drinkers when you download the app from Angels’ Cup. Track each of your tasting experiences and record your brewing method to compare with others. Shop now>> For our Angels’ Cup coffee reviews, we received The Black Box blind coffee tasting experience containing four 2.75 oz coffee samples. Queen City Coffee: Guji from Ethiopia Paradise Coffee Roasters: Yunnan Lafu from China Land and Water Coffee: Ngariama Kiamugumo from Santa Rosa, California One Village Coffee: Finca La Revuelta from Guatemala Angels' Cup Unboxing by MealFinds We were really excited to try Angels’ Cup because I know nothing about coffee…like absolutely nothing. I regularly make store-brand coffee at home in my french press and use my espresso machine but don’t know anything about coffee roasts, origins, etc. Shop now>> The Black Box The Black Box is a thrilling coffee brewing experience where you blindly taste four bags of coffee samples and explore unique coffee roasts with every delivery. In The Black Box from Angels’ Cup, you’ll receive four 2.75 oz. bags of coffee. Each bag is marked with either A, B, C, D on the back. For each bag, you’ll find a corresponding “Blind Tasting” info card. On the info card, you can read about the origins, roaster, process, flavors, tasting notes, and altitudes. Shop now>> Blind Tasting Experience 1. To start the blind tasting, open the app and select “Start a Tasting.”2. Add each brew to your tastings by entering its unique 5 digit code found on the info cards included in your box. In The Black Box, we received four samples, each labeled A, B, C, or D.3. Record your brewing method. Start by recording your brewing technique (French Press/Chemex/AeroPress.) Track water temperature, grind, brew time, coffee, and water weight.4. Rate the taste by ranking by strength and extraction.5. Rate your overall enjoyment of your coffee tasting experience between 1 (poor) 10 (superb).6. Add any final remarks and complete your tasting.7. Reveal the name and origin of the roast. You can even “meet the roastmaster” and review how their tasting notes compare to your own!8. Read other Angels’ Cup subscribers’ tasting notes and interact with the community. While tasting each coffee sample I noticed a few details during brewing that I never noticed before making this conscious effort through Angels’ Cup. I learned that I lean towards a darker to medium roast. The light roast taste felt less like I was drinking coffee and more like drinking a strong cup of tea, for example. Shop now>> In my dark to medium roast coffees, I look for rich and earthy flavors. I never quite knew what flavors I was looking for, though. After trying my samples and reading their info cards I’ve discovered characteristics I’ll look for the next time I buy coffee. Using the app to track my experience was convenient but there are a few quirks and improvements that would help the user experience. Creating a new profile for anything always feels daunting and like a big commitment. Installing the option to login via other social/email accounts would streamline the transition between drinking the coffee and joining the Angels’ Cup community. In addition, when recording your ‘Brew Method’ there are no drop-down options. You’ll have to record each weight, temperature, and time for each brew and remember them when you begin tracking. Also – the app uses grams as their standard measurement. I would have preferred seeing teaspoons/cups/ounces as options. Shop now>> I really enjoyed the size of each sample. I could get at least 5 cups of coffee out of each bag giving me plenty of time to experiment and find the best brewing process. The overall experience was enjoyable and educational! I learned a lot about the characteristics that make up coffee including flavor, origin, and brewing process. I tasted firsthand the differences between light, medium, and dark roasts and read about other coffee drinker’s experiences with different brewing techniques that all resulted in different opinions. In addition, using the Angels’ Cup app extended the coffee experience to the digital community while allowing me to connect with others and track my brewing experience. It’s amazing to see all of the things that go into making a good cup of coffee. Shop now>> Angels’ Cup ships to the United States and Canada. The shipping fee to an address in the United States can cost between $3-5 per order. Packages shipped to Canada cost between $10-15 per order depending on your selected subscription. Shop now>> Angels’ Cup Coffee Reviews: Bottom Line Angels’ Cup delivers high-quality coffee to subscribers while educating consumers on the vast world of coffee. You can join the Angels’ Cup community when you sign up for their app to track and share tasting experiences. We loved the simple, cute packaging and process. You open a small box with clear directions right on the box and small info cards for each coffee sample. I like the digital community-building aspect. Using the App to track your blind tasting facilitates mindfulness and tracks your experience in a clear and concise way. No need to grab a pen or lose track of a tasting sheet. And while the community aspect of Angels’ Cup was a fun activity and hobby, the app needs minor updates to enhance the user experience. Such as drop-down menus, metric options, and a back button. In addition, for each sample, you were prompted to guess the origin of the roast. Since this was my first time I was super lost on what countries/regions could be possible answers. In the future, I think the guessing aspect can reflect your growing knowledge of coffee. For your first order, the simpler the question, the better. Then, as you expand your tastings the questions become more complex. We would recommend Angels’ Cup to the coffee curious, coffee experts, and everyone in between. And think that The Black Box would make a great gift! The three subscription options provide tasting experiences and a warm welcoming into a coffee-drinking community. Send as a gift to your long distance friends and family. Buy for yourself to refresh your mornings. Add a twist of excitement and find a new hobby with Angels’ Cup coffee. Shop now>> This post has been reviewed and approved by our dietitian Rebecca Housh, MS, RDN, LDN for nutritional accuracy. Rebecca Housh is a registered dietitian based in Chicago, IL. She earned a Bachelor of Science in Human Physiology from Boston University and a Master of Science in Human Nutrition from the University of Illinois in Chicago. Rebecca is passionate about the idea of food as medicine in both preventative and therapeutic care. Her current professional interests lie in food security, food access, and nutrition for chronic disease. Sign up for the MealFinds Newsletter! Food and beverage coupons, reviews, and more delivered directly to your inbox.
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Blockchain technology is expected to impact businesses and small and medium enterprises (SMEs), which is somewhat a risk and a great opportunity simultaneously. For some small businesses, especially those dealing with data or managing complex transactions, adopting a crypto business account could entirely change the way they work. What Is Cryptocurrency? Cryptocurrency is a digital currency that uses cryptography for security. Cryptocurrencies are difficult to counterfeit because of their security feature. Many cryptocurrencies are decentralized systems based on blockchain technology, a distributed and shared ledger using a network of many different computers. The distinctive feature and arguably the main appeal of cryptocurrencies is their systemic nature. Cryptocurrencies are theoretically immune to government intervention or manipulation. The first blockchain-based cryptocurrency was Bitcoin, which is still the most popular and valuable cryptocurrency. How Does Blockchain Works? Bitcoin exists entirely online and is not regulated by a central bank. To avoid double-spending, every time a transaction with Bitcoin occurs, a block is formed to record that transaction. The users in the system are known to be miners who turn on their computers continuously day and night to confirm transactions taking place automatically. Every time a miner does that, they earn some Bitcoin. The system has been running for eight years and is reasonably well established for businesses to accept Bitcoin as a payment method for goods and services. Hundreds of other cryptocurrencies have emerged and used similar techniques. However, blockchain is not just about money. It is a chain of linked transactions, all confirmed by a 3rd party – the distributed ledger – in immutable blockchains. For all transactions from this chain, the block contains the reference algorithm related to the block that precedes and follows it. Even if you know the contents of a block, you cannot automatically view the information contained in that chain. This point makes blockchain technology highly secure. The Benefits Of Cryptocurrencies For Business Cryptocurrencies make it easier to transfer funds directly between two parties in a transaction without the need for a third party such as a bank or credit card company. This transfer is facilitated through the use of public and private keys for security purposes. In modern cryptocurrency systems, a user’s “wallet” or account address has a public and private key that is used to sign transactions. Transfers are made with minimal transaction fees, helping users avoid the high fees banks and financial institutions charge for wire transfers. The main appeal of Bitcoin is the blockchain technology it uses to store an online ledger of all transactions made in bitcoin, providing a data structure for this ledger and helping it limit the threat from hackers, and can be replicated on all computers running Bitcoin software. Each newly created Bitcoin block must be verified by the ledger of each user in the market, making it nearly impossible to tamper with transaction history. Many experts see blockchain as having critical applications in technologies such as online voting and crowdfunding and reducing transaction costs. So What Role Does Cryptocurrency Play For Your Business? At work, there are many situations when you have to record all transactions appropriately, and it is even more laborious when it involves the interests of many parties. What do you think about uniform auditing, the steps to complete a contract or connection in the supply chain? Ethereum was developed in 2015 and is a simple way to build a distributed applications or Dapps. These applications integrate all the benefits of blockchain technology with commercial-critical security. You may not realize that systems are using DLT, but you will notice some changes at enterprises as follows. Improved cash flow Smart contracts created by a DLT system can automatically pay bills immediately after a transaction is completed. Instead of waiting for approval from multiple levels, anyone in the system, from the supplier to the project manager or the quality supervisor, can know the requirements and sign for them. Once everything is finalized, the block will close, and the payment will be automatically processed. Economizing the supply chain system How can you be sure of the provenance of the product you make or buy? DLT provides a transparent, consistent chain of records and proves whether the raw materials are clean and whether the safety and health procedures are in place at the factories. Automatic update If you provide a service that requires follow-up appointments, such as a physical exam or cosmetic consultation, the booking will automatically be made after the first appointment. At the same time, customers will also be asked to confirm the appointment schedule on the system. This will reduce your administrative burden and prevent customers not coming. Currently, a number of international hospitals are already using the system, such as Prince Court in Malaysia and others in Singapore. Simplify intermediate units If two businesses can come to an agreement to cooperate without intermediaries, it is a great thing to save costs. However, it is not very lucky if you are working as a broker. You will need to think about adding value to your customers by means other than simply conducting a transaction. Here, the specific units we refer to are banks and depository institutions. The tourism industry also has to deal with the same problem with tourists being able to book hotels directly without the need for staff. Prepare your business now. Digital identity papers How many times have you had to show your passport, identity card, or driver’s license to check? If all of the above personal information is stored in a fixed chain, it will be used to verify your personal information at any time when required. The United Nations is in the process of developing DLT for refugees and undocumented people. Businesses will also no longer waste time providing paperwork to apply for business incorporation, tax registration, etc. Conclusion Blockchain technology in general and bitcoin, in particular, has changed the economy, finance, and perceptions about the future world like digital money, requiring people to understand the technology and have contingency plans to adapt to the new – the digital world. This is the time for new ideas to take shape. So will your business take advantage of this opportunity?
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It’s no secret that Airbnb has become one of the most popular platforms to rent out your home. But, if you want to make sure your house is rented as often as possible, there are a few things you can do to increase its appeal and comfort level. We created this article with tips on how to make your Airbnb more comfortable and appealing, so it stays occupied year-round! Put some amazing mattress You might have the best bed in town, but if you’re using a mattress that’s old and beat up, then it won’t be as attractive to potential renters. According to a Puffy original mattress review, memory foam mattresses are a great option because they’re comfortable and keep your body at an even temperature throughout the night. If you choose it, you can even customize it, so your guest feels like they’re sleeping on the cloud! This mattress is made with a special hyper-elastic polymer and micro air channels that give your body weightless support. Keep it clean You’d be surprised how many people think you should charge more for your Airbnb if the house is cleaner. Trash, dirty dishes, and messy garbage are big turn-offs to renters, so keep everything organized around the house. If there’s not enough storage space in your kitchen or bathroom, try renting a storage unit. All you have to do is rent one near your house and stack it with the extra stuff that’s cluttering up your living room! Upgrade the bathroom One of the most important things to think about when preparing your Airbnb is how it’ll look in photos. Bad lighting and dirty bathrooms are huge turn-offs for renters, so make sure you change that! New towels, a fresh coat of paint on the walls, and new flooring can transform an ordinary-looking space into something amazing. Also, make sure your shower is working properly and add a new toilet seat to make the bathroom look more appealing. Add some houseplants If you want your Airbnb to look more attractive, make sure it’s filled with life! Houseplants are great because they add color and texture while also purifying the air. If there isn’t enough space for a plant, try adding one of the indoor planters that come in all shapes and sizes to fit any corner of your living room or bedroom. With our special hydroponic soil technology, these planters not only look good but also help keep your home clean by absorbing harmful toxins from the environment. And don’t forget about window dressings! Curtains can transform an ordinary-looking window into something luxurious. Make your home comfortable When you’re ready to prepare the inside of your house for renters, make sure everything is clean and organized. Messy or dirty kitchen counters can be a big turn-off for potential guests, so keep that in mind when preparing your Airbnb! You might also consider adding some new furniture if yours looks old and worn out. Leather couches are perfect because they add comfort while looking luxurious at the same time. Plus, leather has antimicrobial properties, which means it’s easy to wipe down after any dirt from the shoe gets on it. Add a Coffee Station Adding a coffee station to your Airbnb is a great way to attract guests. People love the convenience of being able to make their own morning cup, and it’s an easy addition that costs little or nothing. This way, guests can have their coffee just the way they like it, whether that’s with a French press or Keurig. Don’t forget snacks If you want to offer an even larger selection of beverages and snacks, then be sure to keep some in your Airbnb’s fridge and pantry! This will help save you time when trying to find things for guests who ask where certain items are kept (which is inevitable), while also making the place feel homier. You don’t need anything fancy – simply including milk, juice boxes, water bottles, cereal bars, and individual servings of chips/candy would do the trick! Provide a quick breakfast Another way to add value is by providing your guests with a light breakfast. This could be as simple as some cereal and milk, bagels/croissants from the local bakery, or a box of muffins in the fridge that they can microwave when they’re ready for it! It doesn’t have to break the bank, either – you can simply ask family members who live locally if they wouldn’t mind buying groceries every now and then, so you don’t have to do it yourself. Towels and bedding Providing guests with luxurious towels and soft, high-quality sheets is a surefire way to make them feel welcome. They’ll have that much more incentive to come back if they know you offer such great amenities! If this isn’t something you’re able to provide right away, consider having a local launderer offer their services for your Airbnb guests – it’s an inexpensive option that will impress people from the minute they walk through the door. A comfy couch Finally, comfort is key! Adding a comfortable sectional or plush chair to your Airbnb will really make it feel like home. If you don’t have the space for something of this size, then opt for smaller recliners that can easily be moved around where needed – sofa chairs are especially nice since they’re easy to fold down and place in front of a TV if guests want to watch movies together on their first night there. The couch could present a problem for your Airbnb if it is longer than the amount of space you have, so when you measure to see how long the couch will be in comparison to the area where you want to put it, ensure that there’s enough room. You don’t want your guests feeling cramped and uncomfortable! New appliances New appliances will make a positive impression on your guests. If you can’t afford to purchase new appliances, consider renting them from a rental company for the duration of your guest’s stay. This is a great move because it is environmentally friendly and saves you money in the long run. Additionally, you will attract higher-paying guests who have a disposable income and love new stuff. If you want to be successful in marketing your Airbnb, it is important that you know how people think. This way, you can add the right amenities and focus on the things that matter most to visitors. Remember to be creative and think outside the box! Your guests will appreciate your efforts!
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Design Online Photos Kitchen Remodeling Cabinet Refacing Countertops Client Reviews Financing Options Warranty Request So, you are planning on hosting a holiday party in your home this year. You want everything to be just right so that your guests will be delighted with what they get and will return year after year to celebrate your home with you. While it is always nice to do everything yourself, that can become quite expensive over time. The reason you don’t want to spend too much money over the holidays is that you will end up having to spend more than you had planned. If you plan to do most of the cooking and cleanup yourself, you need to find affordable ways of preparing your kitchen for holiday parties. There are many budget-friendly, yet straightforward things that you can do that won’t break the bank and still provide you with the satisfaction you are looking for. The first thing that you can do would be to ask your friends for party ideas. You may even be able to get some great ideas online. Someone who has been to a party that you would like to attend would be able to give you helpful advice on what to do and what not to do when preparing for a party. Another alternative would be to find party planning guides online. You may also find some helpful party ideas and helpful resources in these books. However, if you choose to go this route, you may need to spend some money to pay for these books. If you do not have the money to pay for these books, you may be able to get some helpful information online, but you will have to research these resources thoroughly before paying for anything. For example, you have some very special and hard-to-cook food recipes that only your family and friends know. Since these dishes will be served at your holiday party, you want to make sure that everyone gets a fair share of them. You can cut down the cost of food by preparing these foods ahead of time. Instead of buying food from a restaurant, prepare the food at home or in your own kitchen. The holiday meal doesn’t have to cost an arm and a leg. You can still feed your guests while saving money in the process. Preparing meals for a holiday can also be an ideal time to teach kids about the holidays. By preparing a few simple dishes, you can give them ideas for what types of food are out there that they can enjoy while celebrating the holidays. At the same time, they will learn that eating healthy is something that they should do. Even if they don’t fully understand why you are doing it, they will appreciate the fact that you are putting in the effort to make their party special. No matter what time of year it is, you always want to make sure that you are properly preparing your kitchen for a party. After all, it is supposed to be a party! If you don’t feel like spending extra time cooking for a holiday party, you might want to consider hiring someone to do it for you so that you can enjoy the festivities without worrying about getting the dishes done on time. In the end, preparing your kitchen for holiday parties doesn’t have to take up too much of your time. You can easily fit it in between classes or work and be done with it in no time. Plus, you will have extra time to get everything together for the party afterward. All you have to do is plan ahead and have a good time! After all, it’s the holiday! Are you in need of a kitchen remodeling contractor? Then you should check out Mr. Cabinet Care! Our company is California’s one and only 14-time winner of the Best Kitchen Remodeling Company award. If you’re interested in upgrading the look and functionality of your kitchen to the next level, contact us today at (714) 961-1900 or visit our website www.mrcabinetcare.com/ Mr. Cabinet Care’s design team and incredible craftsmen have your best interests at heart. From design to installation our team is ready to help you achieve the kitchen of your dreams, faster than you can imagine.
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ARIA is apparently modelled on the US Defence Advanced Research Projects Agency, which is subject to FOI laws in the United States. Katherine Gundersen of the Campaign for Freedom of Information said that while the new research agency would be spending hundreds of millions of taxpayers’ money on high-risk projects, “the government apparently wants it to be less accountable to the public than parish councils, which are subject to FOI. “The FOI Act already exempts information which would harm both commercial and research interests. Allowing ARIA to ignore FOI would reflect a deep-seated government aversion to FOI rather than any need to protect legitimate interests,” Gundersen added. “There is a pattern here. The government has proposed a new body to investigate serious risks to patient safety which would be subject to a prohibition on disclosure. A new environmental regulator will be prohibited from releasing information apparently overriding the public’s right to environmental information. The government seems intent on setting aside the public’s right to know one body at a time.” Concerns about FOI in Britain have been growing. A recent report released by openDemocracy showed that FOI response rates are at their lowest level since the Freedom of Information Act came into force 15 years ago. Last year, openDemocracy revealed details of a secretive unit inside Michael Gove’s Cabinet Office that vets FOI requests from journalists, campaigners and others. This ‘Clearing House’ was described as “Orwellian” by the head of the National Union of Journalists. openDemocracy is currently working with the law firm Leigh Day on a legal bid to force the Cabinet Office to reveal full details of how the Clearing House operates, and more than 45,000 people have signed a petition to Michael Gove calling for urgent action. A government source said ARIA would publish its accounts and report on its activities annually. “The new body is being set up so it can take fast, agile decisions without bureaucracy,” they told the Times. » Defence research agency must be subject to Freedom of Information, say campaigners and MPs. Retrieved from https://www.museumpirates.com/2021/02/25/defence-research-agency-must-be-subject-to-freedom-of-information-say-campaigners-and-mps-2/.
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DEBATINGMORGENTALER The interview with DrMorgantaler in your January 15 issue (Vol 5, No1) revealed quite clearly his belief that abortion hasresulted in a drop in crime. Firstly, this is dubiousand more importantly how can we condone the exterminationof innumerable fetuses on the presumption that if theirparenting is imperfect the child is destined for a lifeof crime? A eugenic concept, no doubt grist for themill of the Nazi machine which Morgantaler thankfullysurvived. Ironic indeed. I now challenge you to interviewan anti-abortion proponent say, Will Johnstonof Canadian Physicians for Life to at least givea balanced view on this matter. Dr Richard Poole,Hudson, QC As a family physician practicingobstetrics, I am writing to express my appreciationof your fair and balanced coverage of the Morgentalerdecision. It's interesting though not surprising that men wrote four of the five anti-choice opinionssolicited in "Rememberingthe Morgentaler decision" (January 15, 2008, Vol5 No 1). This is a vivid reminder of why it's vitalthat women should ultimately be in charge of their ownbodies and reproduction. It's thanks to the courageousand selfless work of women and men like Henry Morgentalerthat we live in a just and humane society. We have along way to go before we achieve full economic and socialequality in Canada, but we're a lot further ahead thanwe would be had it not been for the historic victorywon twenty years ago. I couldn't imagine practicingfamily medicine in a society that condemned women toillness, despair and possibly death as a result of lackof reproductive choice. Dr Adam Newman,Kingston, ON To coerce or legislate a personto do something he or she believes is immoral or incorrectis a contradiction of our Canadian Bill of Rights. Tomaintain the integrity of our healthcare system physiciansmust be autonomous moral agents. We should have theright to refuse to refer a patient for a procedure,which puts their life, or the life of another at risk unless there is evidence based on scientificliterature that the patient's life would be 'better.'There is no evidence that abortion improves qualityor quantity of life for a mother with an unplanned pregnancy.Scientific research since 2005 shows that women whohave had induced abortions suffer a higher than averagerate of depression, suicide attempts, and non-accidentaldeath in addition to having a higher than average numberof pre-term, extremely low birth weight infants withall their concomitant problems. In the 21st centurywe need to build our medical practice on ethics andevidence, not rhetoric and popular opinion. Dr Deborah Zeni,Georgetown, ON An open letter to Dr Morgantaler:I read your interview in the National Review of Medicine.All you state makes sense if you are correct in yourassertion that, with respect to women's health, "thesafety of women has increased a hundredfold." If byaborting a fetus you have made women healthier, youare indeed a hero. If you are wrong, you are one ofthe greatest contributors to increasing rates of suicide,breast cancer, mental illness, and smoking, etc, amongwomen. I have done careful studies, which show you areterribly wrong. If I am wrong, I owe you and many womenan apology. If not, will you apologize? Dr Philip G Ney,Victoria, BC OILSANDSMD There is a significant error in your "Oilsandswhistleblower MD cleared" (January 15, 2008, Vol5 No 1) article. Alberta Health and Wellness did nottake part in filing any complaint against Dr O'Connor,nor did we try to stop him from coming forward. To thecontrary, we have been trying for nearly two years (numerousphone calls, emails and letters) to get him to comeforward with his clinical evidence to substantiate hisclaims of five cases of cholangiocarcinoma in Ft Chipewyan.To date, he still has not. Howard May, AlbertaHealth and Wellness Editor'sresponse Although Alberta Health and Wellness is not officiallylisted on the complaint filed against Dr O'Connor, theiremployees continue to assist Health Canada in pursuingaction against him. Contrary to the ministry's claims,Dr O'Connor says he has never received emails, lettersor phone calls and the charge of "blocking access tofiles" has been thrown out. The manager of the nursingstation where his patient's files are held has saidshe is the one blocking file access. AIRSCARE I commend Dr Henry Coopersmith "Isthere a doctor on board?" (September 30, 2007, Vol4, No 16) for taking action and sympathize with Dr Schemmerin "Mile-high drudge" (Nov 15-30, 2007, Vol 4, No 19).In the 90s my wife and I went on a holiday to the FarEast on Cathay Pacific. After a trip to the lavatoryI ended up attending to a man experiencing chest pain.He seemed in a fair bit of distress, diaphoretic, butthe overriding concern of the airline staff was notso much the man but whether they needed to divert theairplane. He spoke no English, so it took a few minutesand a trial of nitroglycerin to sort the issue out.It turned out to be nothing more than some gastritis,likely secondary to generous alcohol intake, from whichhe obtained good relief from my personal supply of antacid.It was just as well, as the medical kit with which Iwas presented was woefully inadequate. As soon as weestablished that the problem wasn't life-threateningthe staff disappeared. I wasn't offered so much as afirm handshake, let alone any frequent flyer points,and I never got back to sleep for the remainder of theflight. With that sort of history, I suppose the airlinethinks 10,000 points is generous. Dr Alan Lipson,Winnipeg, MB AHELPING HAND I thank you for reporting on initiatives such as LifelineMalawi in "CalgaryGP builds Malawi health from ground up" (December15, 2007, Vol 4, No 20) and microfinance in "Give likeSanta and save (taxes) like Scrooge" (December 15, 2007,Vol 4, No 20). Most physicians do 'live to serve,' andwe need to be given information about deserving initiativesthat are too small or too unconventional to attractthe big bucks. I would far rather contribute to innovative,small ventures with big potential than many of the establishedcharities where my donation may not do much good. Dr David Copeland,Montreal, QC CORRECTIONS In "NSdocs must report gunshots" (January 15,2008, Vol 5 No 1), we should have noted thatthe Nova Scotia Legislature deleted all referencesto stab wounds from the proposed legislationand passed the Gunshot Wounds Mandatory ReportingAct. Physicians aren't to report patients withgunshot wounds directly to police; instead theyalert a "prescribed person" at their facilitythat then alerts authorities. In "OlderMDs get break on CCFP written exam" (January15, 2008, Vol 5 No 1), we incorrectly wrotethat the oral portion of the exam would stillbe required for physicians who choose to pursuethe new alternative route to become Certificantsof the College of Family Physicians. In fact,neither the written nor oral portions of theexam will be required for those applicants.Also, the program is expected to take six toeight months to complete on a part-time basis,not six to eight weeks. We apologize for theerrors.
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Takeaway A systematic review showed that global incidences and prevalence of neuromyelitis optica spectrum disorder (NMOSD) was the highest among African ethnicities. Why this matters Neuromyelitis optica (NMO)/NMOSD is a rare auto-immune disease of the central nervous system. The discovery of aquaporin-4 (AQP4) water channels to discriminate diagnosis from multiple sclerosis, and the introduction and improvements of cell-based technologies which to test for NMOSD has drastically improved the understanding of the disease. However, the cause of the disease is still unknown. Since 2015, only seven population-based studies were available and reviewed. The results of this study will increase the knowledge on the epidemiology of NMOSD, which will aid in identifying potential risk factors and essential features of disease etiology.
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Investment Investing should be easy – just buy low and sell high – but most of us have trouble following that simple advice. There are principles and strategies that may enable you to put together an investment portfolio that reflects your risk tolerance, time horizon, and goals. Understanding these principles and strategies can help you avoid some of the pitfalls that snare some investors. Getting what you want out of your money may require the right game plan. Global and International Funds Investors seeking world investments can choose between global and international funds. What's the difference? Required Reading: The Economic Report of the President The Economic Report of the President can help identify the forces driving — or dragging — the economy. 16 Wall Street Cliches in 60 Seconds Pundits say a lot of things about the markets. Let's see if you can keep up. International funds invest in non-U.S. markets, while global funds may invest in U.S. stocks alongside non-U.S. stocks. There are four very good reasons to start investing. Do you know what they are? Thanks to the work of three economists, we have a better understanding of what determines an asset’s price. For some, the social impact of investing is just as important as the return, perhaps more important. It's important to understand how inflation is reported and how it can affect investments. Each day, the Fed is behind the scenes supporting the economy and providing services to the U.S. financial system. Use this calculator to compare the future value of investments with different tax consequences. Use this calculator to better see the potential impact of compound interest on an asset. This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock. Estimate the potential impact taxes and inflation can have on the purchasing power of an investment. This calculator can help you estimate how much you should be saving for college. This questionnaire will help determine your tolerance for investment risk. There are some smart strategies that may help you pursue your investment objectives Principles that can help create a portfolio designed to pursue investment goals. Learning more about gold and its history may help you decide whether it has a place in your portfolio. Pundits say a lot of things about the markets. Let's see if you can keep up. When markets shift, experienced investors stick to their strategy. Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out. It's easy to let investments accumulate like old receipts in a junk drawer. $1 million in a diversified portfolio could help finance part of your retirement.
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Debunking 3 Alarming Period Myths Growing up, we hear all sorts of urban legends and myths–ranging from silly, harmless things like the Tooth Fairy to stories about gum staying in the system for seven years or watermelon seeds turning into watermelons in our stomachs. While these myths and legends may be harmless, there are certainly ones that, while they aren’t physically damaging, can do a lot to perpetuate social stigmas and individual fears. If you’re someone who menstruates, you have undoubtedly heard all sorts of things that grind your gears and highlight how difficult it is for some people to differentiate between fact and fiction. So what are these menstruation myths, and how exactly do they spread? Is there a kernel of truth to any of them, or are they simply made up? Let’s get into it. Tampons Affect Virginity Not only is this one straight-up untrue, but it is also sexist. The myth that tampons affect virginity has been spread far and wide by those who believe the hymen is the mark of virginity. This belief is especially common among religious people, where virginity is tied deeply to value and self-worth. Following this line of thinking, if the hymen is related to virginity, using a tampon could tamper with the hymen, removing perceived virginity. So, menstruators should abstain from using tampons. Tampons need to be inserted, and for some individuals, this act of “penetration” is equal to losing your virginity through sexual intercourse. Unfortunately, this thinking is quite reductive and heternormative. The hymen is just a piece of tissue unique to each individual in size and shape when it comes down to it. And, the fact is, you cannot determine virginity through the status of the hymen. Tampons are just another period product, and if they make your flow easier to manage, you should use them! Your virginity will not be affected. Shark Attack Risk If you’ve ever been to the beach while on your period, you may have heard the rumor that your menstrual blood could attract sharks. Well, there are actually no reported cases of shark attacks related to menstruation. Additionally, while it doesn’t completely stop while in water, the flow of your period does slow down due to the lack of gravitational pull. But, most people wear tampons or a menstrual cup while swimming, so they don’t have to worry about leakage. This myth is spread by people who don’t know much about menstruation. This myth-busting also applies to hiking. Many people believe you shouldn’t go into the woods during your period because the scent will attract bears. There is no evidence to prove this hypothesis. Bear Management Biologist, Kerry A. Gunther, conducted a study to learn more about bears and menstrual blood. He concluded that there is no statistical evidence showing a correlation between bear attacks and menstruation. Although, he did include a list of recommended precautions. So, while these creatures do have powerful noses, you don’t need to stall any beach or mountain vacations because you’re worried about being attacked by predators; as long as you keep yourself safe while swimming and hiking, you’ll be just fine. You Can’t Get Pregnant On Your Period This is a widespread myth! Stopping or disregarding the use of contraceptives because you’re on your period isn’t a good idea because sperm can stay in the body for about five days. So, due to this fact, during your menstrual cycle, when you have your period, you aren’t protected against pregnancy. Additionally, ovulation can overlap with your period if your cycle is irregular, so it is important to keep an eye on the phases of your cycle before having unprotected sex. All this doesn’t mean you shouldn’t have sex on your period, though. Period sex can be fun, and it can even help with cramps as it raises endorphins to help with the pain. As long as you’re being safe, you’ll be perfectly fine. Just don’t let anyone tell you your period is the best preventative of all. If anyone tries to convince you otherwise of any of these myths or more, just remember what you read today and that you know your body best.
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Fashion industry is also known as clothing industry. It involves the manufacture of garments, involving the conversion of cloth or fabric into wearable garments with different designs. The manufacturing process is often the same worldwide, regardless of where the manufacturer is although the designs they come up. It involves creative and critical thinking in order to come up with unique and different art of manufacturing garments in order to face competitors under the same industry (Jones, 2006). Short and Long-run Trend Market models explain the real world using market theories in order to explain how it works. Fashion industry has undergone several changes in the market, which aims at expanding the industry. Fashion industry is monopolistic; as it keeps on differentiating its products, though there are highly substituted due to increased selection of style by the society for the past three decades. There are many buyers and sellers in the market, as the society, who act as consumers, demand more and unpredictable variety of fashion to suit their needs. The price of factors and technology are given, and the firms aim at profit maximization due to highly placed premiums resulting from the unpredictable demand of the consumers. There is free entry and exit of firms in the industry depending on the demand sway of the products (Jones, 2006). General fluctuation of demand makes the responsiveness of the industry towards demand highly elastic. During short-run and long run, the fashion industry varies its operations.... During the short-run, the fashion market will act like monopoly whereby the firms under fashion category maximize profits and make super-normal profits. Under short-run, the market price is influenced by demand of products from textile firms, which is higher than the normal demand. The garment manufactures limit the supply of their products in the market. This enables them to maximize profits during the short-run, where the total marginal revenue equals the total, marginal cost. During the long-run, many firms will be attracted to the fashion industry, considering the super-normal profits made in the short-run. Firms have free entity into the industry; hence, other, several firms add up in the industry. This will make the supernormal profits fall until the normal profit level is achieved by sharing the supernormal profits entirely including the new firms. The demand for textile products will be equal to the average revenue of the market, for profits to be achieved. Transaction cost Transaction cost is the price a firm pays in order to market or sell its product in an economy. It involves the price paid to market their goods throughout their distribution until it is consumed. Trade chain is a field in the fashion industry that contributes to transaction cost. The longer the chain implies more transaction cost. Brokerage cost is a form of transaction cost. This is the payments of brokers, who market the goods on behalf of the industry. They take full charge of the product after it is handed over to them (Kemp, 2011). Fashion industry could also incur from the cost of integration, which involves the ease of flexibility of the industry to market changes. Depreciation and marginal cost could also be incurred by the fashion industry, since their products are subjected to wear and tear and with the time that also adds up to the firm's transaction cost. Marginal cost incurs when an additional unit is produced, but still it will go unsold and in turn increase the transaction cost later, and the more it is subjected to tear the more the transaction cost to pay. Several behaviors could lead to the increment of transaction costs. Brokerage cost could be because of longer chains that can be minimized by the producer. Fashion managers under different… career in the fashion industry knows, there is a lot more to designing clothes than simply having and executing a vision in fabric. There is a lot of paperwork involved in getting a design made in the professional world, and not just drawing paper. There are specific expectations that manufacturers, wholesalers, distributors, and others have in regards to what they will receive from designers and design companies, and if Fashion and Body Image Fashion industry, body image, and self-esteem The fashion industry has established itself as a multimillion industry with more and more players jumping onboard each waking day. With the new agencies fro the fashion industry opening shop, there are higher standards of beauty set in the fashion industry. This means each agency would like to have the most beautiful models rolling out of their agency and representing the best Globalization of the Fashion Industry Not so long ago, globalization was an only theoretical term businesses used as a "what if" situation. Today, globalization is a reality. Through lowered trade restrictions and increased international cooperation, countries are increasingly affecting one another both culturally and economically. Fashion is one of the largest sectors that has both facilitated globalization and has benefited from this phenomenon. Increases in mass media communication, has meant fashion Also, all women must be pressed to ask why they seek to embody the female ideal of beauty, and are willing to sacrifice so much to do so. Even if the fashion industry were to ban all models wholesale beneath a BMI of 18.5, while male chauvinists might delight in the curves of the models gyrating on the catwalks of Milan, the ideals held up for women to fulfill Fashion in Relation to Commodity Culture of 1980s Fashion Fashion during 1980s seems to be glitzy and bold. Fashion trends were no longer dictated by teenagers; as the baby boom generation continued to become richer and older, they demanded more glamorous, upmarket fashion. Contrary to what inspired 1970s fashion, fashion of 1980s did not allow these non-materialist "hippie" values. Some of the nations such as Australia during the decade focused more on Fashion Buyer Brand Own branded labels include the labels that the stores themselves go on create. Store brands or own products are an array of products that are sold by the retailer less than one marketing identity. The retailer itself designs, produces, packages and markets the goods. All of this is carried out such that there is a strong and a profitable relationship created between the customer's base and the products. On
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The University of the Witwatersrand (Wits) is located in Johannesburg, the City of Gold. As one of Africa’s leading research universities and centre for higher education, Wits offers an environment where discovery and creativity are encouraged and where ideas are discussed freely in a spirit of openness and tolerance. Committed to ensuring that a new generation of researchers is drawn from a diverse range of young people, Wits is committed to research excellence, which contributes meaningfully to the global knowledge economy and local transformation. Amidst the financial and industrial hub of South Africa and Africa, Wits enjoys strong relationships with the public and private sectors and its distinguished alumni become leaders both in Africa and the rest of the world. Wits University has considerable strength in raising research capacity locally through the training of scientists with higher degrees. Wits is aware of the unprecedented pace in technological innovation, with powerful implications for global economies and society and that the capabilities that will carry us into the future, are to be found in flexible and innovative minds. We therefore pursue problem-solvers, entrepreneurs, innovators, and far-sighted leaders that come from a strong postgraduate education, and with an emphasis on training and research in science and technology. Make Wits Your Postgraduate Destination! The Wits Schools of Physics and Geosciences in partnership with the universities of Botswana, Ethiopia, Nigeria and Zambia, are involved in the PAPSSN, of which Wits University is a member. Jointly, the Wits Schools of Physics and Geosciences will play a key role in the PAPSSN’s aim to create a continent-wide mobility scheme for students, academic and support staff that harbor interest in the Planetary and Space Science discipline. The objective of the PAPSSN is to promote the education of young scientists who will meet the requirements of the large Planetary and Space Science projects expected to remain active for the next 20 years, such as the Square Kilometre Array (SKA). It will also act as an incubator for new collaborations among African institutions and will create, for the first time in Africa, an integrated higher education programme for Planetary and Space Sciences at Masters and Doctoral levels. This will improve the employability of graduate students through a mobility programme and prepare them for leading roles in the future science and technology market that is expected to develop across Africa over the next decade. The development in Planetary and Space Science and Technology will lead to advances in technology literacy, security, safety, and productivity across a broad spectrum of activities. Many African countries have identified Planetary and Space Science as a stepping-stone for the modernisation of their economy and for practical uses; monitoring of land-use cover change, climate change, drought, hydrology, and natural disasters. Physics at Wits The Wits School of Physics is the largest single Physics campus in the country. The School has significant experimental infrastructure in Condensed Matter Physics and Photonics and has strong links with CSIR, iThemba labs and NECSA. Research fields include theoretical and experimental condensed matter and materials physics, astrophysics, radio astronomy and astro-particle physics, experimental and theoretical high energy physics, including string theory, phenomenology and gravitation, nuclear physics and photonics. The School also has a notable postgraduate enrolment of 48 Masters and 44 PhD students. The Astronomy and Astrophysics group in the School of Physics participates in a number of key, high-priority collaborations, such as SKA and HESS that require close coordination between African nations including South Africa. The DSI-NRF Centre of Excellence in Strong Materials, hosted by Wits, is well established, in which the School of Physics plays a leading role. The School hosts the Gauteng node of the National Institute for Theoretical Physics, Materials Physics Research Institute, Mandelstam Institute for Theoretical Physics, and the Institute for Collider Particle Physics and four DST-NRF Chairs/Associate Chairs. Geosciences at Wits The Wits School of Geosciences is the largest and most diverse academic Earth Science institution in Africa, with courses in Geology, Geochemistry, Geophysics, Palaeontology, Palaeoanthropology, Geochronology, Environmental Science, Atmospheric Science, Hydrogeology, Economic Geology, and Exploration and Mining Geoscience. In many of these fields, Wits is the main (and in some cases, sole) centre of study in Africa and South Africa, with a range of cutting-edge petrological, geochemical, hydrological and geophysical equipment for both research and teaching purposes. Geosciences leads the continental AfricaArray Geophysics Programme, hosts both the CIMERA and the Palaeosciences DSI-NRF CoE’s, has hosted 1 completed and is hosting a current ICDP Project, and with major involvement in continental hydrogeological and water resource issues. Geoscientists help protect the planet by studying it. They perform environmental assessments and locate water, mineral and energy resources. Our graduates are equipped for many careers in diverse fields, and are sought after in the international mining and mineral industries, research institutes, government and in environmental organisations. Should you choose to come to Wits, the School of Geosciences has a dynamic research environment with 74 Masters and 41 PhD students. Wits Contacts Registry Office Ms Carol Crosley University of the Witwatersrand (Wits) Mobile: +27 11 7171201 Email Address: carol.crosley@wits.ac.za Local coordinator: Prof Andrew Chen University of the Witwatersrand (Wits) Mobile: +27 11 7176869 Email Address: andrew.chen@wits.ac.za Local Contact Person Mrs Suraiya Buccas University of the Witwatersrand (Wits) Mobile: +27 846141701 Email Address: sbmnreke@gmail.com More about South Africa:
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For Immediate Release: October 1, 2021 Contact: Megan Wiltsie 202-483-7382 Norfolk, Va. – Every Halloween, PETA hears about decorations that got surprisingly scary for animals—for example, many people have no idea that acrylic spider webs can trap birds, squirrels, and chipmunks! So to help keep the holiday from turning into a real-life horror movie, PETA is sharing tips for animal-friendly Halloween décor. Skip the fake spider webs.Not only can small animals become trapped in them, cats can also find them enticing—and if the material is ingested, it can cause vomiting and intestinal blockages. Keep it natural.Pumpkins, gourds, corn stalks, hay, and leaves are animal-safe and eco-friendly—but say no to corncobs, which can cause intestinal blockages if dogs eat them. A leftover jack-o-lantern can be a treat!After lighting up Halloween (with beeswax-free or LED candles and one of PETA’s pro-animal stencils, perhaps?), a carved pumpkin can be enjoyed by squirrels, with a few caveats: Use only unbleachedpumpkins, as bleached ones can make animals sick. Be sure to remove any wax remnants first. The second they start to grow mold—which can be toxic—throw them out. Keep pumpkins away from dogs, as large chunks or rinds can become lodged in their intestinal tracts. DIY candleholders.Painting glass jars or cutting holes into metal cans turns recyclables into luminous decorations—but after the holiday, be sure to make them safe for inquisitive animals, who could get their heads or paws trapped inside, by putting the lids back on or crushing the cans before placing them in the recycling bin. “The decorations that make October 31 fun for humans can be downright deadly for dogs, cats, and wildlife,” says PETA Senior Director of Cruelty Casework Stephanie Bell. “PETA’s tips can help everyone, including vulnerable animals, have a very happy Halloween.” PETA—whose motto reads, in part, that “animals are not ours to use for abuse in any way”—opposes speciesism, a human-supremacist worldview. For more information about PETA’s investigative newsgathering and reporting, please visit PETA.org or follow the group on
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Matka gambling is illegal in India, but people still play this. With the help of the internet and smart phones these days, the satta matka has moved to the online platform. Many people have won big money playing Rajdhani Chart satta matka. The chances of winning in this are more. With the proper techniques and tricks, you too can win an enormous amount of money. Techniques There are techniques involved in gambling that can win you a good amount. Some of these techniques require practice and skill to become better at the game like: Mathematical techniques Learning simple math is very much required if you are gambling in Rajdhani Chart. Since it involves guessing numbers by making mathematical calculations, improving your math can help you win more money. Studying the panel charts Panel charts are critical if you want to win the game. Knowing how to calculate and analyzing numbers can be beneficial to win bets. Experts in the game are succeeding because they can study the panel charts and place bets on them. Tricks Certain tricks will help you to win more in the Rajdhani satta. Some of the tricks are: The idea is to place small bets and win more By placing small bets and winning more games, you gain confidence. By playing more such games, you gather a pool of money that can further be utilized for higher stakes. Once you are confident in analyzing small games and winning, it can be helpful to win big games. Understanding calculations The main trick in the Rajdhani Chart game is to understand how to calculate the numbers. When betting small amounts, you start learning how to calculate the winning numbers. Then, slowly with constant betting, you can make better calculations that can win you a good amount of money. Warnings You can end up losing your betting amount if you don’t follow specific warnings about the game. Some of these warnings are: Betting is illegal in India Gambling per sen is illegal in India. This is because you can be prosecuted for gambling in India. However, some states can make certain gambling games legal. So ensure you stay within limits. Only bet the amount you are capable of losing This is a universal approach to any betting. You should not be greedy by betting more money than you have saved up for gambling. This will put you in a debt circle, and it will become tough to come out of it. Choose a trustworthy platform Many websites and mobile applications are looking to cheat you. So make sure you enter a trustworthy platform to play Rajdhani Chart satta. Conclusion The Rajdhani Satta matka game is very profitable game. The winning certainties are higher, and the game happens frequently. Ensuring you learn the game, the calculations, and the analysis, you are sure to make a big win. You also need to understand the risks that are involved while playing the game.
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As your real estate agent with one of the country's leading real estate companies, My Home Group Real Estate, I am committed to helping you achieve your real estate goals. I understand that one of the biggest decisions you will have to make is picking the right Arizona real estate agent. Whether you are in the market to buy, rent or sell, I am confident in my ability to get you the results you desire. My personal specialty is assisting buyers and sellers in achieving their home purchasing or home selling goals. No matter which category you fall into, my unique training and experience sets me apart in my industry. I understand that buying or selling a home in Arizona can be a huge undertaking leaving you with many unanswered questions. However, given the right tools, it can be one of the most exciting and rewarding experiences. As your agent, I will: - you understand the Arizona real estate market. - Help you understand the processes involved in your transaction. - Ensure all of your questions are answered, and all of your concerns are addressed. - Maintain your best interest during the negotiation process. - Maintain constant communication with you during the entire process. - More than meet your expectations as your transaction comes to a close. A successful strategy in any real estate transaction is vital. No matter your unique needs, I know that I can help you achieve your real estate goals. I will help you navigate through the processes involved in your transaction and help you build a successful strategy in this Arizona real estate market. I don't take lightly the fact that you have visited my website. I understand that this is an important decision for you and would welcome the opportunity to help you make one of the largest investment of your life. Ami Desai More than ever, the past dictates our future. The twenty-first century must face the dramatic repercussions of our past heritage concerning environmental issues. We foolishly exposed our planet to threats and insecurity. In practice, we do lots of harm to our immediate environment, and we should pay more attention to do’s and don’ts in nature. Humankind has ... Phrases like “Alexa, turn on the AC!”, “Alexa, dim lights!”, “Alexa, open the front door!” or “Alexa, cook mac&cheese!” are becoming a regular in US households. Well, maybe not the last but it won’t be long till that becomes a reality as well. Having the ability to tell your home what to do has been a fantasy ... Of all the inventions that changed the real estate game, none have changed it as profoundly and irreversibly as the internet. This technology opened up a world of new possibilities and opportunities for real estate professionals working at every level in the field of real estate. From the lowliest copy room workers to the moguls and brokers at the very top of the ... At the beginning of 2020, a pandemic swept across the globe. The coronavirus or SARS CoV-2 became public enemy number one due to its unpredictability in spreading and affecting human health. Specialists soon discovered the exponential damage it can exert causing respiratory tract infections, from mild to lethal. As a result of the virus, a series of protective ... As you are already aware, the global pandemic kicked in 2020 inconsiderately switching up the rules of the game. An unwelcome guest, SARS-CoV-2 (COVID-19), proved to be a tough opponent. As a result, governments were obliged to implement similar responses in the form of severe restrictions, namely lockdowns, the principle of social distancing, and even tighter health ...
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In putting together the list of Alabama's football coaches salaries last week, I kept stumbling across stories that compared the Crimson Tide pay rates with one or another teams in the conference. The problem was none of those reports were at all consistent and it was pretty hard to discern if the numbers were indicative of the SEC as a whole. With that in mind, I took a few hours and cobbled together a quasi-comprehensive list of the pay for each SEC team's head coach, offensive coordinator and defensive coordinator for the 2010 season (sans bonuses and perks). The sources for these numbers varied widely, but most often relied on newspaper reports of the various universities approving their particular coaches salaries. For several schools I simply had to rely on the 2009 reported pay rate for the position since it was unclear if the numbers had stayed the same or changed for 2010. So this list should be treated as a rough comparison of the various teams coaches salaries rather than a definitive listing of the pay figures. Team Head Coach Offensive Coordinator Defensive Coordinator One thing that is not readily apparent in this one-year comparison is the rapid increases in pay for top coaches. A decade ago it was unusual to find a head coach paid more than $1 million. Today the best paid coordinators are getting close to that amount. And its a trend that reaches much further than the SEC. According to a recent report in USA Today, "nearly a dozen schools in the NCAA's 120-school Football Bowl Subdivision have made deals under which they will be spending at least 38% more on their offensive or defensive coordinator in 2010 than they did in 2009." As much as sportswriters like to bemoan the rising rate of pay among coaches the fact is this is a business and one that has an immense amount of turnover in the marketable product -- the players on the field. There's nothing a school can do to keep players for any longer but they can ensure the system that attracts quality players and helps them reach their potential stays in place. So you have to pay top dollar for top coaches and this is demonstrated by Alabama's outlay in terms of personnel. The Crimson Tide's coaches are paid on par with the upper echelon of the conference -- a fact that seems reasonable given the program's return to competitiveness at that level. And seen in comparison with the rest of the conference, the pay rates at Alabama aren't as out-of-whack as some pundits insist. Hefty salaries don't ensure on-the-field success, though. The real upshot this policy brings to the program is retention -- by paying competitive salaries, you are more likely to keep these guys in house. The obvious counter example is the conference's other main power, Florida. The Gator assistants have lagged behind other SEC squads in terms of pay and the result is an exodus of coaching talent from Gainesville. Dan Mullen was making $210,000 per year after three seasons as Florida's OC when he was lured away to take the Mississippi State head coach job in 2008 for a million-dollar payraise. Despite eight years of service as the Gator's DC, Charlie Strong was making just $290,000 annually when Louisville approached him with a $1.6 million offer to be the HC of the Cardinals last year. He took it. The other thing that jumps out when you look at these numbers side-by-side is that SEC schools pay top dollar for defense. Half of the conferences defensive coordinators (or equivalent) make $500,000 per year or better while just one Offensive Coordinator makes that figure - Auburn's Gus Malzahn. In fact, just two schools (that we know of) pay their OC more than their DC - Auburn and Mississippi State. Lastly, if there's a demarcation line between the conference's "have" and "have-nots," the salaries of the key coaching personnel are a good way to show it. The teams with the best paid coaches pretty much have the best conference records. To wit: With the exception of Arkansas, who likely underperformed in relation to the pay of Bobby Petrino, and Tennessee, who seemingly over-performed in terms of Lane Kiffin's salary, the relationship held pretty much true to the mark for 2009. Unless you are paying your head coach northward of $2.5 million you shouldn't expect a winning season. Certainly this isn't to argue a direct causal connection between the two but it does probably reflect the overall resources a given school is able to provide for its football program as a whole. Cue egg and chicken... -------------------------- † Information reflects 2009 salary figures. Unable to confirm if these are the same or have increased for 2010. * Ole Miss has two co-offensive coordinators; Mark Markuson who is also the offensive line coach and the recently-hired Dave Rader, who also coaches quarterbacks. ** South Carolina's HC, Steve Spurrier, acts as the offensive coordinator and Shawn Elliott is run game coordinator and offensive line coach.*** Ellis Johnson is South Carolina's assistant head coach in charge of defense. The defensive coordinator is a separate position.**** As a private institution Vanderbilt is not obligated to release salary figures for its employees. Thanks to our own outsidethesidelines, Team Speed Kills' CocknFire, A Sea of Blue's Truzenzuzex and T. Kyle King from Dawg Sports who provided info and input for this report. But not those jerks over at Red Cup Rebellion who never responded to my email.
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24 hour Pest Control Kihei HI 96753 Say Goodbye To Pests Today! One of the major factors people take into consideration working with the Kihei pest control services is the truth that they understand that the company will certainly be providing all-natural pest control, which means no extreme chemicals. To get rid of these insects in Kihei, you should get them under control with the help of a terrific company. Nevertheless, if you are planning to employ Kihei pest control services to remove those pesky pests, you need to be aware of the truth that it is not easy to find one of the most reputed company in the city. Therefore, to make sure that you obtain the best services and also one of the most cost-effective rates, you need to do some research on the web. The first thing that you need to keep an eye out for when employing a pest control company is their ability to offer rapid service at the very best prices. You need to ask concerning the packages that they offer and their services. Besides this, you additionally need to ask about the conditions too. With these information, you can choose the most efficient pest control company in Kihei, HI. You must make the initial choice ahead of time to ensure that you can have an idea regarding the companies that you need to hire. By doing this, you will certainly be able to eliminate all the pests at your home as well as even your workplace. If you wish to take care of the pests in your property, after that you must hire the Kihei pest control treatment due to the fact that they are the most effective in providing effective and safe services. Residential Pest Control in Kihei, HI Residential pest control companies offer a range of choices for residential pest control services. These alternatives variety from termite control, termite treatments, and inspections. A pest control inspector in Kihei will check your home to identify if any pests might exist. This inspection will consist of examining the intensity of the infestation. Once an inspector has figured out whether or not the home is infested with termites, the next step is to choose which kind of treatment will be most efficient. If the inspection reveals that there are just a couple of termites present, treatment will include using a ground-penetrating gas, or a pesticide that poisons the nest. The last type of treatment is the basic treatment. It will consist of using various chemicals, including pesticides, to kill termites. This method may take more time than the other treatment methods but is typically much less expensive and less damaging to the environment. Some homeowners will prefer the standard treatment for their pest problems, while others may pick to utilize the gas or pesticide. Speak With a Pest Control Expert Today! Exclusive Cockroach Control for your Home If you have an infestation of roaches, it is best to get professional assistance to get rid of the problem, as some home approaches can be useful for cockroach control. For starters, you require to identify the roaches inside your home precisely. It’s much easier stated than done. These insects are really difficult, and the majority of the time, they hide away from the light. They likewise do not move really fast. You can try utilizing various chemicals to kill the cockroaches, but this may not work, as cockroaches are very durable. The very best way to get rid of cockroaches is to get rid of the source of their food. It can be done by simply preventing them. Another option is using sprays that will eliminate cockroaches and other insects. These sprays are made from liquid pesticides, which are sprayed on the food source of the roaches. If you use these sprays regularly, they ought to become less of a problem. It is important to keep the area where the infestation is occurring tidy and dry so that it is simpler to eliminate the insects. Professional pest control service companies in Kihei will be able to guide you on how to utilize the right method for cockroach control. There are a variety of ways for cockroach control, and some may work much better than others. Commercial Pest Control in Kihei, HI Business owners or managers have a responsibility to keep their office and commercial properties totally free from pests. Unlike residential houses, commercial buildings require specific devices and machinery that tend to bring in pests, and they usually live in places where food and water are offered. All these aspects make it crucial for office or business owners to hire professional services that can effectively utilize effective pest extermination techniques. A commercial pest control company in Kihei can be a fantastic help as a convenient option to you hiring your pest control services. Rather of needing to handle all the threats of health hazards, expensive damage, and more, a pest exterminator can do all of it for you. The key to using a Kihei commercial pest exterminator is first to determine the nature of the pests that infest your office or commercial structure. It will need an extensive assessment of your workplace area to understand what type of pests or insects are present in your area. Once this has actually been identified, you can get in touch with a respectable Hawaii commercial pest control company to go over a treatment plan that will work. It will require you to offer the agent with a detailed description of the pests or insects that you think may exist in your structure. Our Pest Control Services Have Pest Problems? We Have the Remedy! Our Pest Control professionals can fix the following problems: Pest Control Termite Control Bed Bug Removal Ant Control Cockroach Control Mosquito Control Rodent Control Spider Control Rat Extermination Mice Control Bee Control Bat Extermination Raccoon Removal Tick Control Flea Control Emergency Pest Control Residential Pest Control Commercial Pest Control Trusted Rodent Control Do you have to use pest control specialists for rodent control in Kihei? You might have checked out a bunch of scary stories about how they are destroying your home. The first one is something all of us have actually attempted and trust that works each time. I am talking about natural pest control products that do not cost a lot of money and eliminate your pest without leaving a residue or odor. Pest control products are sprays and traps that are utilized to control and get rid of pests. They work by spraying the locations that are infested with harmful pests. Most of these sprays and traps been available in granular form that can be easily applied straight to the infected area. Some traps are available in the type of bait, such as dead animals, which are generally put in locations where rodents and other pests are likely to hang out. When a rodent triggers the bait, it will bite into the bait and inject it with the poison. Rat and mouse bites are generally the most reliable with this kind of pest control. Find Pest Exterminators in Kihei IMMEDIATELY. IMMEDIATELY. Reliable Termite Treatment Termites control is a matter of utmost importance for homeowners. The primary reason behind that is that termites are among the significant reasons for destruction to building materials, consisting of timber, wood products, and even brick and cement. They can damaging a structure in as low as two years. It needs to be noted that the majority of the time, termite damage occurs due to external factors and not due to the fact that of any internal damages in the structure. For home treatments, natural treatments are without a doubt the most popular. It consists of using herbal active ingredients such as saw palmetto and other herbs. The treatment is focused on killing all the active parts of the termite. Nevertheless, there is one defect in using natural products as termite control. Although they are highly reliable in minimizing termite damage, it’s still possible that you may not notice the effects. Hence, you need to keep an eye out for termite tracks or damage on your walls and flooring. These are the most essential clues to keep an eye out for as the very best ways of contacting a trusted termite control company in Kihei, HI. Our 24 Hour Pest Management Pest management is also called pest control, and the main objective of this is to avoid pests or insects from having access to the building. There are many methods of pest management, and the chemical is also among the popular ones. Chemical is likewise another approach that you can pick, however with natural bug management, you require to make certain that it is not harmful to individuals in addition to the environment. You also need to ensure that it is safe for the kids. The pest management company need to constantly have the expertise and understanding of how to handle the situation properly. Natural pest management will assist you to avoid future infestations and lower the costs of cleaning up the building. It likewise ensures that the infestation is extremely less. It likewise decreases the threats of spreading illness and viruses in the environment. This method, the building will be healthy, and it will be able to bring in more customers and keep the value of the building. If you are not comfortable with these techniques, you can choose for the Kihei pest management company that concentrates on these natural pest control approaches and offer services. Protect Your Kihei Commercial Property from Pests Please call our 24-Hour Pest Pros at (888) 408-2399 to find out more concerning our Pest Control services as well as rates and additionally obtain your House Inspection Report – Pests, Rodents & Termites. Prev …
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Outlaw and economics: Biker gangs and club goods @article{Piano2018OutlawAE, title={Outlaw and economics: Biker gangs and club goods}, author={Ennio E Piano}, journal={Rationality and Society}, year={2018}, volume={30}, pages={350 - 376} } Today, outlaw motorcycle gangs are best known for their involvement in an international criminal network dealing in narcotics, human trafficking, and arms smuggling. Law enforcement agencies in three continents have identified groups like the Hells Angels Motorcycle Club, the Outlaws Motorcycle Club, and the Bandidos Motorcycle Club as a major threat to public safety. Before their descent into organized crime, outlaw bikers captured the imagination of the American public due to their peculiar… Expand 7 Citations When Roving Bandits Settle Down: Club Theory and the Emergence of Government Political Science 2018 How does a government arise from anarchy? In a classic article, Mancur Olson (1993) theorized that it could occur when a roving bandit decides to settle down. This stationary bandit comes to… Expand Examining Membership of Dutch Outlaw Motorcycle Gangs and Its Association with Individual Criminal Careers Political Science Deviant Behavior 2021 Using long-term personal background and registered criminal career data on 2,714 police-identified members of Dutch Outlaw Motorcycle Gangs (OMCGs), the current study examines Dutch OMCG membership... COSMOS + TAXIS | Volume 9 Issue 1 & 2 2021 2021 There are currently four national models to treat opioid addiction. These models use different methods, have different costs, and have different success rates (Bose 2020). This paper hypothesizes… Expand Desertion as theft Journal of Institutional Economics 2019 Abstract To be effective, an army must contain the extent of desertion among its ranks. This phenomenon rose to particular prominence in Europe during the 18th and 19th centuries, with the appearance… Expand Desertion As Theft Political Science 2019 To be effective, an army must contain the extent of desertion among its ranks. This phenomenon rose to particular prominence in Europe during the 18th and 19th centuries, with the appearance of the… Expand Economic calculation and the organization of markets 2018 Austrian economists have had mostly mixed feelings about transaction costs-based theories of the organization of economic activities. We argue that the two approaches, the Austrian and the… Expand Economic Calculation and the Organization of Markets 2018 This paper contributes to the transaction cost literature and to Austrian institutional analysis by trying to reconcile the property right approach to transaction costs developed by Cheung, Barzel… Expand References SHOWING 1-10 OF 59 REFERENCES The Enemy Within: The Outlaw Motorcycle Gang Moral Panic Psychology 2011 When there is a period devoid of sensationalistic biker news, the public’s concern about outlaw bikers can be quite low. All it takes is one overt act of violence to heighten the public’s fear of… Expand Outlaw Motorcycle Gangs: A Theoretical Perspective Political Science 2015 Outlaw Motorcycle Gangs are increasingly seen as a threat to communities around the world. They are a visible threat as a recognizable symbol of deviance and violence. This book discusses the social… Expand angels, bandidos, outlaws, and pagans: the evolution of organized crime among the big four 1% motorcycle clubs Sociology 2001 This paper outlines the evolution of the Big Four one percent motorcycle clubs?Hell's Angels, Bandidos, Outlaws, and Pagans?from near-groups to well-organized criminal confederations. The insights of… Expand Crimes of the Big Four motorcycle gangs Engineering 2009 Motorcycle clubs (MCs) can be divided into conventional and deviant clubs. The most deviant clubs are those known as 1 percent or outlaw motorcycle gangs (OMGs). The Big Four OMGs are the Hells… Expand the nature of criminality within one-percent motorcycle clubs Psychology 2003 Most law enforcers and academic experts agree that the largest one-percent motorcycle clubs are a formof organized crime despite their origins as barroom brawlers. A few club goals related to the… Expand Free Riders: The Economics and Organization of Outlaw Motorcycle Gangs Political Science 2017 Abstract This paper investigates the organizational structure of the Hells Angels Motorcycle Club, one of the largest and best known North American motorcycle gangs. Within the first few decades… Expand American Based Biker Gangs: International Organized Crime Political Science 2011 Many American based motorcycle clubs have evolved into biker gangs involved in organized crime nationally and internationally. Using the information contained on the national websites of seven biker… Expand The Tools, Tactics, and Mentality of Outlaw Biker Wars Sociology 2011 Warfare among rival outlaw motorcycle clubs has been and remains a critical dynamic in the subculture. This paper examines the role of war mentality in the biker subculture and how it has changed… Expand Putting the “Con” into Constitutions: The Economics of Prison Gangs Sociology 2010 This paper investigates the internal governance institutions of criminal enterprise by examining the law, economics, and organization of the La Nuestra Familia prison gang. To organize effectively… Expand
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New York: Want better output from your employees? Promoting an environment of growth for all would lead to higher satisfaction, innovation, trust and retention among workers, say researchers. When employees feel valued for their personal characteristics and are recognised as important members, employee engagement, trust, satisfaction, commitment and retention improve, said Kim Brimhall, Assistant Professor at the Binghamton University in the US. The findings showed that leaders who encourage every worker regardless of their educational background or job responsibilities are more likely to increase the feelings of inclusion. (IANS) Also Read: Business News
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CELINA — Our Home Family Resource Center has been awarded a grant from the CPPS Heritage Mission Fund (CHM). The CHM Fund was created by the Sisters of the Precious Blood in Dayton to support groups and organizations responding to community needs in a way consistent with Precious Blood values and spirituality. This grant provides support for the Direct Services & Referral program which is designed to provide a centralized access point in Mercer County where the working poor and folks facing financial emergency can begin a search for help. The Direct Services team recognizes that many people facing a financial crisis do not know what to do, or where to turn, when they are in desperate need. And, program staff understand that for some people, reaching out for assistance can seem intimidating and demeaning. “The goal of Direct Services is to offer Mercer County residents emotional support, practical advice, referrals, and the resources that they need not only to overcome the immediate crises, but also to leave here feeling more secure, confident, and hopeful” Deb Simon-Heinfeld, Our Home’s marketing and development coordinator explained. “Whatever the pressing need — whether it is food, a shut-off notice, unexpected medical expenses, eviction, or emergency home repairs, we find that what folks generally need the most, is hope.” A portion of the CHM funds will be used for direct financial assistance and food pantry expenses (vouchers for housing, utilities, prescriptions, and other essential needs plus, food, personal care items, and baby supplies). The balance of the grant will cover expenses to deliver services, because most other support received for Direct Services is earmarked for financial or nutritional assistance. This use of the funding will prove valuable for those who are seeking help, and hope, at Our Home. Our Home is a 501(c)(3) non-profit organization located at 117 W. Fayette St. in Celina. The Direct Services & Referral Program hours are 8:30 a.m. to noon and 1 to 4:30 p.m. Monday through Thursday; the food pantry operates Tuesday and Thursday from 9:30 a.m. to noon and 1 to 3 p.m. For more information, visit www.ourhomefrc.com or call 419-586-4663. Learn more about CPPS Heritage Mission Fund at http://cppsheritagemissionfund.org/about-us/
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Now that your baby has arrived, you might be thinking about buying a baby swing. Or would a baby bouncer be better? What’s even the difference between a baby swing and a bouncer? If you are a new mom, it’s easy to get carried away thinking about the distinction between the two. In most cases, … Read more When you’re dealing with a baby with dry skin, it’s important you choose the finest shampoo. They are the most suitable for your baby’s delicate skin. Fortunately, there are dedicated soaps for this purpose. It all comes down to avoiding those soaps that are known to contain harsh chemical substances or elements that may cause … Read more As a new parent, buying one of the best baby bottles is going to be at the top of your priority list. While breastfeeding is a very personal experience, bottle feeding can be a lot more different. And you need the right bottle for your baby. This is to ensure he/she takes to it without … Read more Are you looking for a complete guide on the best breast pump for everyday use on the market? There are thousands of these baby products on the market already. And most get confused about which one to choose. The same thing applies to you if you are looking to get one for regular use. With … Read more Looking for the best stroller for your 6 month old baby? You’re on the right page. After reviewing a ton of baby strollers, I’ve come to realize that choosing for a particular age group can be quite tough. This isn’t because there is a dearth of options. Rather it stems out of too many options. … Read more Looking for breastfeeding help for new moms? You are on the right page! As a new breastfeeding mother, there are a lot of new experiences you’ll go through. And the best way of welcoming these experiences is to understand them before they arrive. This will help calm your nerves when the real thing occurs. And … Read more There are a lot of advantages to using a wide mouth baby bottle from being easy to fill and allowing for a flexible transition between bottle – and breastfeeding. They are shorter and squatter than their conventional counterparts. This ensures that the nipple has both a natural shape and feel, which helps your baby get … Read more When it comes to baby bottles, you can’t be careful enough. Everything from the kind of baby bottle to its functionality to its innovation can lead up to major life decisions around your baby. You would want to know your baby’s requirements. This will help you embark upon the journey of finding the right bottle … Read more One of the benefits of modern technology is that for every situation, a host of alternatives have become available. When there is a diverse range of devices available, each with its own strong features, choosing a device that would really be the best fit for one’s situation, becomes a difficult task! So it is with … Read more When you’re looking at the best all-terrain double stroller for infant and toddler, you probably want something you can take on long walks or for hiking. If you like the weekend stroll or leisure walk in the morning, an all-terrain double stroller can be a good companion for you and your baby. They are designed … Read more
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An excellent canine bed ought to be a safe haven the place your dog can comfortably snooze while dreaming of chasing the neighborhood squirrels. Dogs are naturally den animals. This basically means that they want their own haven where they will feel safe and sound. They want a place where they will go once they need rest or when they’re feeling stressed. For a lot of canine, this sanctuary is often their bed. For those who do not provide your dog with a proper den of its own, it would normally find a way to create its own den, normally on the expense of your sofa or favourite chair! In addition to being den animals, canines sleep between 12-16 hours per day on average. Not only do they deserve a bed that is comfortable, but they will sleep much better after they really feel comfortable and secure. Nowadays there are lots of different styles of canine beds to choose from. However how do you choose? One important thing to consider is your dog’s particular person personality. Some canines really like to curve up in their beds while others are usually stretched out and a few do a mix of both. Another thing to consider is your own particular person style. You should have no problem finding a great bed that matches well together with your decor and furnishings. You can see that most beds are available a variety of colours, patterns and styles. Under is a list of 5 of the most well-liked dog beds and their advantages. 1. Bolster Dog Beds: Types of bolster beds include the donut bed, dog sofa or any bed that has a raised padded exterior section. This is probably one of the crucial popular beds because the high back of the bed creates a very safe and cozy haven for the dog. They can really curl up and snuggle down in this bed. The covers are often removable for easy washing they usually are available in a large number of colours, patterns and styles. You may typically discover many designer dog beds in this style. 2. Memory Foam Canine Beds: These orthopedic dog beds are wonderful for the dog with arthritis or different joint problems. But they are additionally nice for any canine and can help to take care of health by providing a supportive, comfortable surface to rest on. The foremost benefit of this bed is that the memory foam molds to the canines body and so helps to relieve aches and pains while on the identical time rising circulation. This increased circulation may help reduce the time it takes to heal from injuries. Actually, many veterinarians advocate memory foam beds for canine who’ve recently had surgery. 3. Raised Type Canine Beds: Also known as cot type, these are good outside canine beds that are perfect for dogs who spend a lot of their time outside. This fashion bed will preserve your dog cool in summer season and off the cold ground in winter. It’s also possible to buy a separate mat to lay on high of those beds to add cushion for a more comfortable and safe feeling. 4. Nest Canine Beds: These smaller, spherical pillow type beds are nice for the smaller dog who wish to burrow in and nest. Like the bolster bed, dogs will really really feel cozy and secure inside the plush walls. Dogs love the feeling of being surrounded by the nest bed’s cushioned walls. These unique canine beds are perfect for the deep cuddler! 5. Pillow Type Canine Beds: These beds are available in all sizes and shapes… spherical, rectangle, square. I have even seen one in the form of a dog paw! These beds are fairly basic, however will provide the comfort your canine needs. These beds are nice for the canine who really likes to stretch out when sleeping because there are not any cushioned partitions to confine him. The most effective things about these beds is that there are literally hundreds to choose from and most include removable covers for simple washing. You may also discover a large collection of these beds with fabric that is made for the outdoors. If you beloved this article and also you would like to collect more info concerning Calming bed kindly visit our own internet site.
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Do you think national politics havent infiltrated your local school board? Do you think your town is immune to the toxic politicization of issues that impact your children and your community? As a board member and someone who works in the field of education, in a town that looks like many in America, Id recommend taking a closer look. I ran for the Board of Education in my town in Upstate New York in May of 2016. As a teacher educator and an advocate for high quality public education, running for the Board of Education seemed like a logical avenue for me to serve my community. I was one of three new members elected to the BOE without raising or spending any money. And I had no idea what awaited me after the 2016 presidential election was decided that November. Almost immediately, like many other communities across the country, a groundswell of divisiveness and anger started to bubble up in our school district where swastikas and racist propaganda appeared on public property as well as in schools and classrooms . A history teachers use of a political cartoon of Donald Trump for purposes of critical thinking and analysis turned into national news when a few local parents made a decision to go on Fox and Friends with their grievances about liberal indoctrination in public schools. This resulted in the superintendent and others receiving death threats from across the U.S. A heartbreaking result, which still persists several years later, is teachers fear of discussing controversial issues in their classrooms, which can be a highly effective way to teach students critical thinking skills and, ironically, tolerance. After the tragic events in Parkland, FL, our new school superintendent became aware that some of our grounds monitors, who were also retired police officers, were carrying concealed weapons while on school property, out of compliance with the law. These were school employees who were tasked with monitoring school entrances and parking lots, directing traffic at pick up and drop off points, and other related duties. Although these retired law enforcement officers had state-issued conceal carry permits there was no record that the Board of Education had ever approved this as part of their school employment, as required by law, nor had administrators signed off on this practice in any formal way. The Board of Education was asked to make a determination as to whether this practice, that was now discontinued, should be reinstated. After months of deliberation, public comment, and discussion, the Board voted 54 to discontinue this practice. The majority stated that only active duty police officers should possess weapons on school grounds, that our district had a comprehensive safety plan, and that we should focus our energy and resources on prevention and the development and maintenance of a positive school climate . Almost immediately, a similar groundswell of anger, contempt, and emotion erupted in our community. I started receiving emails and communications that included the following, and more: reckless, political decision, dead children, anti-gun, fabricated research, personal opinion, killers love gun free school zones, lack of transparency, liar, irresponsible, gun control , blood of children on your hands, less safe, arrogant, anti-safety, anti-law enforcement, left-winged liberal, gun hater, child killer. Ironically, I have a background and a publication record in school and community violence prevention and have collaborated with some nationally recognized school violence experts and researchers . I believed, and continue to believe, that prevention is critical, and that increasing an armed presence in schools with non-active duty police officers is not a research-supported practice, and can actually negatively impact the school climate . Some vocal community members claimed that our children were now at increased risk of being killed by an active shooter while in school. Some local law enforcement added accelerant to this fire by claiming that our district was now less safe without these retired officers being armed due to a slower response time to an active shooter. It didnt matter that the Board of Educations decision had been made based on statistics, experience, careful consideration, and research. The five vote majority was accused of making this decision based on opinion rather than facts, bias, and a lack of consideration for childrens safety, and it was said that we dismissed important data from law enforcement. None of the four vote minority provided local or national data that supported armed security increasing the safety of schools. Suddenly, I was an expert, in a political climate where truth doesnt matter, facts can be invented, and fake news reigns. A well-organized group was formed with the goal of reversing the board decision and re-arming the grounds monitors. They had multiple fundraisers, created a website, had a strong social media presence, and recruited a slate of three candidates to run for the BOE this year. In a district that had no record of any candidate ever spending more than $500 on a Board of Education campaign, this group raised over $33,000 . One resident donated $12,000 to this group. They spent almost $10,000 on a Florida-based right wing political consultant (Go Right Strategies), and the remainder on mailings, signs, full-page print ads, social media ads, robocalls, and robo-texts. On May 21, 2019, despite the obscene amount of money that was spent on a Board election in a district of 6,200 students, only one candidate who ran on this re-arm the grounds monitors slate was elected. I was the only incumbent who ran, and I lost a second term by a narrow margin. I left the Board of Education on July 1 st with the knowledge that money couldnt buy three board seats, and that common sense prevailed in an election where voter turnout was historically high. The only thing that I regret is the divide that continues in our community, and the hostile rhetoric and intolerance that remains. I worry for our childrens safety. Not from an extremely rare school shooting or issues related to response times. But from things like anxiety, depression, and substance abuse that can be worsened by bullying, nastiness, and intolerance . Facts and research do matter, as does civility, particularly when it comes to our children and their education.
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Breaking Barriers: How P-TECH Schools Create a Pathway From High School to College to Career reviewed by Amy Hutchison - October 11, 2021 Title: Breaking Barriers: How P-TECH Schools Create a Pathway From High School to College to Career Author(s): Stanley S. Litow and Tina Kelley Publisher: Teachers College Press, New York ISBN: 0807765597, Pages: 216, Year: 2021 Search for book at Amazon.com Over the last decade, the need to prepare current and future generations of students with the skills needed to fill the abundant unfilled science and technology jobs in the United States has been a topic of frequent discussion. It is well known that we need to diversify our science, technology, engineering, and math (STEM) workforce in the United States, and that females and people of color have historically been underrepresented in the STEM workforce. There are abundant and systemic reasons for this underrepresentation, and accordingly, large-scale efforts are needed to create a diverse, STEM-ready workforce. The Pathways in Technology Early College High School (P-TECH) program described in the book The authors of For those looking to learn about the specifics of the P-TECH school model, how it is funded, and its exact costs and benefits, this book is lacking those exact details. However, the reasoning for creating P-TECH schools that is presented in the book, along with limited evidence of its effectiveness and the student stories presented in Chapter 6, were enough to convince me of the merits of this model as an option for school reform. However, I found myself bothered by the explanation of how new P-TECH schools have been started. Whether there is an option to start a P-TECH school seems largely reliant on the networking of politicians and corporate leaders (see Chapter 7 for some description of this). After being convinced of the possibilities of the P-TECH model, I am left wanting to know why such a small portion of students in the United States get the opportunity to attend a P-TECH school. Similarly, I wonder if there are comparable models or programs in states that do not have P-TECH schools. Perhaps the answers to these questions are beyond the scope of this book, but I remain unsatisfied with the answers I have received in itso much so that I visited the P-TECH website ( Another concern that one might have about the P-TECH model is the role that business partners must play when this model is enacted. There might be concern about undue corporate influence or what happens when funding from these partners comes to an end. Yet again, the authors have candidly addressed this concern in Chapter 9 of the book. They do not have a perfect answer to this challenge, but present a thoughtful analysis of the potential concerns and benefits of schoolbusiness partnerships. An aspect of the P-TECH school model that was striking to me is that the model is still in its infancy. The book states that many of the P-TECH schools are less than six years old. This was exciting for me to learn because it means that there is still a lot of room for growth and continued learning about the effectiveness of the model. Realizing the relative newness of the model assuaged some of my concerns about why it is limited to so few students. As if they had read my mind, the authors spent a portion of Chapter 9 explaining how P-TECH could be expanded. To me, this is a key issue of P-TECH schools. How can the number and reach of P-TECH schools be increased while also maintaining the fidelity and quality of the P-TECH model? The authors suggest that this expansion will only be possible through increased federal funding and a tremendous amount of support from local, state, and national leaders. There are no related articles to display
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Zee’s founding family plots a twist in the tale and stays in control Gold, which looked set to see a decline, recovered mid-week following a US dollar weakness triggered by the latest US inflation print. Consumer price inflation stood unchanged at 5.4 per cent in July, supporting the view that higher inflation could be transitory. This dragged the dollar, and the yellow metal was a beneficiary as it reversed its trend for the rest of the week. However, silver failed to bounce back, and ended the week on the back foot as it underperformed the yellow metal. Because of the mid-week recovery, gold managed to end the week with a gain of 1 per cent as it closed at $1,779.15 per ounce compared to the preceding week’s close of $1,762.70. On the Multi Commodity Exchange (MCX), the October expiry gold futures closed with a marginal gain, wrapping up the week at ₹46,940 (per 10 grams) on Friday as against the preceding Friday’s close of ₹46,640. But silver took the backseat as it lost 2.4 per cent last week by closing at $23.74 per ounce. Also, the September futures of silver on the MCX lost 2.7 per cent as it ended at ₹63,238 (per 1 Kg) on Friday. ETF outflows As per the latest AMFI (Association of Mutual Funds in India) data, gold ETFs in India saw outflows for the first time in the last eight months. The net outflow in July stood at ₹61.5 crore, as investors seem to have started losing patience with the yellow metal. It’s year-to-date (YTD) return is negative when compared to equities, which continues to rally. The YTD loss of gold futures is about 6.5 per cent whereas the Nifty 50 has returned a little over 18 per cent. However, net assets under management (AUM) increased by 3.2 per cent to ₹16,750 crore in July as gold prices gained about 2.2 per cent. MCX-Gold (₹46,940) Gold futures, after beginning last week with a gap-down, extended the decline and marked a fresh four-month low of ₹45,662 on Tuesday. However, after hitting this low, the futures reversed the trend upwards which resulted in neutralising the loss for the week i.e., on weekly basis, there was not much change in price. But the recovery may not turn into a bullish reversal as long as the price remains below the key level of ₹47,000. Reflecting the bearish inclination, the relative strength index (RSI) and the moving average convergence divergence (MACD) on both daily and weekly charts, continues to be in the negative territory. The price is below important moving averages i.e., the 21-day moving average (DMA) and 50-DMA. Also, the average directional index (ADX) shows that bears are in dominant position despite the recovery in the latter half of last week. Besides, there is a drop in net long positions on the COMEX according to the latest Commitment of Traders (COT) report released by Commodity Futures Trading Commission (CFTC). That is, it has dropped to 527.7 tonnes as on August 10th compared to 635.5 tonnes a week before. Given the above factors, one can retain the bearish outlook until prices stay below ₹47,000 and can make use of intermittent rallies to go short in the futures. Traders can short October futures on rallies with stop-loss at ₹47,800. On the downside, the contract is most likely to retest ₹45,662. A breach of this level can drag it to ₹45,000. But in the event of futures moving beyond ₹47,000, it can touch ₹47,500, a resistance level where the 21-DMA coincides. MCX-Silver (₹63,238) The breach of the support of ₹65,000 during the week before induced considerable downward momentum to silver futures. It could not replicate the bullish reversal that gold futures exhibited and produced negative return of 2.7 per cent last week. The futures registered a fresh eight-month low of ₹61,536 before recovering a bit and ending the session at ₹63,238. The bearish bias is corroborated by the RSI and the MACD as both the indicators remain in the negative region in both daily and weekly charts and the ADX on the weekly chart is hinting at bears gaining fresh traction. Besides, the contract has been consistently making lower lows and lower highs as seen on the daily chart, showing that the momentum is in the favour of sellers. Considering the above factors, traders are recommended to initiate fresh short positions in the September futures on rallies. Stop-loss can be maintained at ₹65,000. The nearest support for the contract is at ₹60,000, a psychological level. A breach of this level can pull the contract down to ₹59,000. While the outlook will be negative until the price stays below the resistance band of ₹65,000 and ₹65,700, a break beyond this level can lift the contract to ₹67,700.
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Scam phone calls — anyone who tells you they’ve never had one probably doesn’t have a phone! The truth is that no one is safe. Scammers make millions of calls every day — most of them automated and all of them trying to get their hands on your money. The most common include imposter scams (pretending to be someone they’re not), debt relief tricks, business and investment scams, fake charity calls, overpriced and often useless extended car warranties, free trials that trap victims into recurring payments, loan scams, timeshares and, of course, fake prize and lottery scams. Many security-conscious people probably think they’d never fall for a phone-based phishing scam, but if your response to such a scam involves anything other than hanging up and calling back the entity that claims to be calling; you may be in for a rude awakening. Sadly, many people fail to follow this simple advice! How to Recognize a Phone Scam: The second thing to know is that just because your name and number are on the Do Not Call Registry, that must mean an incoming call is legitimate… . Scammers don’t care about the registry or the fact that most robocalls (with automatic recorded messages) are illegal. They’re crooks after all. The law means nothing to them. NOT Knowing that, you should be wary about any incoming call. In fact, some people prefer to never answer calls but have their answering service pick it. They can then review whether they want to return the call. Here are some of the other tactics crooks use that signals a likely scam phone call. You’ve been “selected” for some sort of special offer or won a prize. You haven’t. You’ll be arrested or jailed for some alleged crime to do with debts, taxes, fines, drugs, etc. if you don’t pay up. That’s always a scam. You must decide now to take advantage of some type of offer. You have to pay by wiring money or buying gift cards. No legitimate organization operates that way. Period. You’re asked to confirm sensitive or confidential information, like account numbers and passwords. No legitimate organization would ask you to do this on an unsolicited call. Stop the Scam Phone Calls: “ Even if it’s not a scammer calling, if a company is calling you illegally, it’s not a company you want to do business with,” says the US Federal Trade Commission. The simplest action you can take is to hang up. If you think the call might have been genuine, still hang up, look up the number of the organization that’s supposed to have called, and then call back. There are also call-blocking services and devices that can eliminate or reduce the incidence of scam phone calls. Some of these are available from phone service providers, but you can also buy call blockers for about $100 or less that attach to your phone. No doubt crooks will continue the scam phone call onslaught but some common sense and the use of call blocking services and devices will stop most of them in their tracks. If you need assistance with understanding any aspects of scam phone calls, contact the nearest Seniors Vs. Crime office in The Villages for advice or assistance. Seniors Vs. Crime also has a Speakers Bureau that will gladly come to your club, church, or group to speak about scams. To schedule a presentation, contact any of the offices. There is never a charge for their services. Seniors Vs. Crime can be reached at: The Fruitland Park Police Department Annex in the Moyer Recreation Center in The Villages – (352) 674-1882. The Marion County Sheriff’s Office in The Villages – (352) 753-7775 The Sumter County Sheriff’s Office in The Villages – (352) 689-4600, Extension 4606 The Wildwood Police Department Annex at Brownwood in The Villages – (352) 753-0727 During this pandemic, our offices are closed for walk-in complaints. Please call before you come to our offices. Hours may vary or may require appointments. You can also file online, or by calling 1-800-203-3099. Our staff will call you back and you can file your complaint over the phone. Volunteers at all four offices are ready, willing and able to assist you. To keep up with the latest scams, LIKE ‘Seniors vs. Crime Region 4’ on Face Book. Hablamos Español. Por favor pregunte por Yolanda. Martes a Viernes: 10:00 A.M. a 2:00 P.M., (352) 689 4606.
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