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warc | 202143 | EFT (Emotional Freedom Technique) and EMDR (Eye Movement Desensitization and Reprocessing) are ways of eliminating intense emotions that serve no purpose, and just make the situation and life worse. I see EFT and EMDR as a way of normalizing emotions surrounding issues or situations that could have been caused by
Biofeedback is a type of therapy where you use information about your body, as registered by biofeedback devices, in order to improve your thinking and emotions. The theory is that by getting feedback about your internal state of calmness or agitation, you can teach yourself how to become more calm.
I created some recordings of the names of God from premium artificial intelligence computer voices. I added “qualifiers” which I think are crucial for my own recovery. I am posting these recordings here, in the hope that someone else might find them as useful as I have. Listening to these
“In man there are two natures; his spiritual or higher nature and his material or lower nature. In one he approaches God, in the other he lives for the world alone. Signs of both these natures are to be found in men. In his material aspect he expresses untruth, cruelty
I am taking a Zoom workshop on how to live with a chronic health problem, and Living a Healthy Life with Chronic Conditions, the 5th edition, is the manual they are using. From what both the book authors and the Zoom workshop facilitators say, the strategies for dealing with chronic
Regard the world as the human body which, though at its creation whole and perfect, hath been afflicted, through various causes, with grave disorders and maladies. Not for one day did it gain ease, nay, its sickness waxed more severe, as it fell under the treatment of ignorant physicians, who
“Man’s merit lieth in service and virtue and not in the pageantry of wealth and riches.” (Baha’u’llah) “The best of men are those who serve the people; the worst of men are those who harm the people.” (Abdu’l-Baha) “If you can’t help others, at least don’t harm them.” (Dalai Lama)
(Updated with new videos on October 4, 2021) My definition of checklists is based on rating oneself from a scale of 0 – 10 on a particular quality, characteristic, attribute, virtue or fault. So for example, today when rating myself whether I was honest today, I can give myself a rating of
Martin Seligman is the founder of Positive Psychology. In 1998, he was selected to be the president of the American Psychological Association. He became disenchanted with how psychology emphasized what is wrong with people, and mostly ignored what is right with people. This wasn’t always the case, but became the
‘What is the purpose of our lives?’ ‘Abdu’l-Bahá. — ‘To acquire virtues. (Paris Talks) “As to thy question, doth every soul without exception achieve life everlasting? Know thou that immortality belongeth to those souls in whom hath been breathed the spirit of life from God. All save these are lifeless | 3,080 | 1,605 | 5,649.545171 |
warc | 202143 | Hello friends, welcome to
SahilSharmaBlogs where you get all the information related to the problems in your life.
Today we are going to discuss about the effective and easy
ways to transform your life. Transformation is the rule of nature, without it the growth of a living entity is not possible.
Human life is like a battlefield. We are always surrounded by various types of enemies which become hindrances in our way in any development process physically as well as mentally. These enemies can be found in different forms that can be our negative thought or outwardly things related to our day-to-day life.
What does transformation mean in life? How do you transform? How do you transform as a person? What causes people to transform? Why is it so hard to change your life? Let us discuss in details…
If we want to win this battlefield of life we need to bring about transformation in our personality. Transformation or change is the continuous process of life. It is the law of nature. Human life itself has evolved through the process of
change or transformation.
So in order to make one’s life, happy one must learn the art of living life happily. In this process of making life happy, the concept of transformation can play a very vital role. Transformation is a gradual process. And it totally changes one’s life.
Everyone wants to live life happily, but transformation can bring both happiness and misery. It may be a pleasurable or miserable change for you. Change happens continuously in our life, and these small changes can lead to big
transformation in our life.
People do hard work to make their life better. Transformation becomes necessary in some situations of life such as when one feels so depressed and needs to bring happiness in life. Transformation sometimes happens on its own.
But most of the time people do efforts and hard work to bring changes in their life. Transformation happens in many ways. Everyone expects to live a luxurious life full of lustful propensities. Attraction towards lust is human nature, but it is also the cause of pain in life. One has to learn to maintain proper balance in life.
Observe your life and analysis your
good and bad habits. To completely transform one’s life, one has to do hard work. Start with a small effort and be consistent in life.
Every action of human beings has some impact on the universe. Sometimes happiness also feels not so pleasing; it happens when we live a happy life for a prolonged period of time and when we do not feel satisfied with what we have.
Change is necessary, without it life becomes boring. Changing our life is within our control but only to a certain extent. And we have to understand that. We have to only focus on things that are within our control.
Do not expect too much and too early from your life, it will hurt you. Everything happens at its proper speed and at its proper time. Sometimes our plans do not work as efficiently as we think even if we do it all right.
There are many aspects that include making a work successful. But we do not have to depend on the end results. Your consistency will definitely bring fruitive results to you. For a big change in life, we have to do big sacrifices of our sense gratificatory activities.
Sometimes you may think that by continuously doing hard work, you are not seeing any change in your life.
Keep patience in your heart and have faith in your work. There is no trouble that stays forever; there exists a solution for every problem. Only things we need to have
faith and patience. Nature is working in its own way; we do not have control over it.
But we should have some duties towards nature’s that you have to do. The main cause of transformation is the strong will of human beings. When we got deeply inspired by or even hurt by sometimes, we feel a driven force to change the circumstances.
Our mind becomes absorbed to achieve that change and for sure we get that. Transformation happens when our heart becomes fearless of getting into more trouble in life. When we feel more
courage and power in ourselves, our mind start focusing on the solution rather than the distress for the trouble.
The continuous thoughts of not giving up bring big changes in your life. When you sow a seed of positive thought, you will also harvest the positive flower out of it. So for a positive change, you have to do efforts in that direction.
There are some key habits that help one to bring change in their life. Change is happening in everyone’s life but sometimes it doesn’t happen according to our expectations. And that time we become distressed of ourselves and start blaming ourselves.
Our confidence and self-esteem go down and we lose hope. All the emotions like hurt, distress, guilt, hopelessness, fear, and more like that are just a part of our life. When we do not react to them and let the time heals or pass, we will realize their importance later in our life.
Without failures or pain, success is very rare. But when you look at failures as a new opportunity to learn new things, you start improving yourself and in the end, you become successful. To bring transformation in life start from transforming your thoughts and emotions.
Replace all the feelings of hatred, jealousy, etc. with the divine qualities of love, forgiveness, and compassion. Learn to accept and heal your pain on your own. We cannot
transform our life by being in our comfort zone; rather we become a victim of it.
Work is necessary even for the simple maintenance of the body. So do not procrastinate on your goal. Do hard work for what you want in life. If you have a big dream you have to pay for it. No one else can pay that for you, it is the rule of nature.
The process of change sometimes feels troublesome and painful. But such pain will no more effective after some time. It makes us stronger and helps us realize our true potential. Everyone is capable of achieving what they want in life.
Three Steps to Transform Your Life | Lena Kay | Sahilsharmablogs | TEDxNishtiman
For this people have to work on their
self-development. One can take motivation from some successful people around them. Being near them will give you a positive vibe for doing efforts to achieve the desired goal.
It is said:
slow and steady wins the race. And it completely demonstrates during transformation of your life. Transformation makes a complete change in your personality and your life. It brings many new aspects of life to you.
If you are willing to transform your life, be prepared to accept the change and ready to accommodate with them. It will take time to be habitant of new life, but it’s not that painful. We have to control our thoughts, emotions, and actions.
Related Posts: To Err Is Human To Forgive Is Divine
Keep yourself aloof from the false illusory energy of this materialistic world. Start exploring your inner self. It will help you in understanding, your real identity. Firstly you have to take a decision to
transform your life. It is more of a mind game rather than a physical process.
So today we will discuss the most effective and simple ways to transform your life. We will also discuss how you should go to acquire all the qualities described below.
21+ Simple Ways To Transform your life Completely
These tips will help you know why transformation is necessary for life and how can one bring an important change in one’s life. Let’s discuss them in detail…
Ready for Hard work
The key point of transforming your life is hard work. Without hard work, you cannot achieve anything in life. There is no substitute for hard work. One has to pay the cost of success in the form of hard work. Hard work helps in shaping your character. This gives rise to many good
personality traits in you. It makes you a stronger and more efficient person. The harder you work for your dreams, the sooner you will be able to achieve it. Read more
The most common quality in successful people is reading. They continuously read even after achieving their goal. They know by gaining knowledge they had come this far, and for continuous growth, they have to continue reading and gaining knowledge. Reading books will root out the bad thoughts in your mind. It helps to make our mind peaceful and powerful. Our wisdom grows and as well as it enhances our personality growth.
Practice Mindfulness
Mindfulness is the best tool to fight overthinking and negative thoughts. It keeps our mind engaged in any positive work and makes us feel satisfied all the time. Mindfulness helps to live in the present moment. It prepares your mind to focus on any goal.
Strong Determination
Without determination, no one goes for a bigger goal in life. It gives us the inner strength to fight with the trouble on our way to success. It helps to keep us inspired and energetic till the endpoint of our goal. It is the quality to be acquired by everyone.
It will change your perspective of struggle and failures. It will make you confident about your goal instead of distress for having large numbers of troubles and pain. It makes us strongly convinced to achieve what we had decided to achieve. It changes one’s life and makes a strong personality.
Good company
Surround yourself with good and positive people. They will help you uplift your life and your morals. The change of life starts from one’s mind and inner thoughts and emotions. When you keep yourself in positive and good people it will gradually change yourself which you even do not expect to happen. Change happens sometimes by its own and unnoticeably.
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Dedication for your goal
Dedication helps you keep your faith and believe in yourself and your decision. No matter what people think of you and criticize you, your dedication will help you keep going and going continuously. Dedicate yourself to the goal of the desired change in your life. Dedication comes with your hard work and your determination for your goal in life.
Make Good Hobby
Making a good hobby keep our mind engaged and also relaxes it. It gives a soothing effect to our mind and purifies it. Your hobby can change your life it depends on how much you devote yourself to it and how much you have an interest in it. It also keeps you inspired in your life.
Devotion
People have always criticized great people for their dreams. There are many examples in history such as Einstein, APJ Abdul Kalaam, Edison, and a lot more. When you think differently from your society and want to bring some change people will start criticizing you.
Change feels painful because it makes you come out of your comfort zone. But when you have a firm commitment to change in your life, you won’t care about people’s criticism and work for it. To transform one’s life, one has to always be ready to fight the trouble. And this continuous fighting will make you stronger and stronger.
Keep Consistency
One of the most important rules to keep in mind when we think of achieving something in our life is consistency. It will help you overcome your trouble and bring change to your life. And all the above-mentioned qualities will help you consistently try even when you are getting failures again and again.
Never give up and learning from previous mistakes should be one’s life rule. Transformation of life can also be meant to make our life successful.
Strong Will power
The burning will of yours is necessary to keep you running without getting tired. It is the starting point to make any dream come into reality. Strong willpower will decide how much you can put your efforts into this. It forces you to move forward by conquering the trouble.
But as time passes and you face more and more trouble in your path, it may start waning gradually. But one has to keep it burning till the success point. When you make your mind positive, it becomes easy to keep your burning desire for success burning continuously.
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Take Risks in life
The reason for the failures of most people is their fear of taking risks. People are afraid of taking risks and because of it, they are not getting what they are capable to get in life. They just keep following the crowd where they think security and stability, but that will not make you different from others. Without risk, you become a slave of your life’s circumstances and do not even feel the courage to overcome the trouble.
Acquire Good habits
When you start focusing on your life and want some change in it. The first step is to observe your habits and change them. Habits can be the most important reason for your futuristic life changes. If you make good habits and actions you will enjoy a blissful life ahead. Transformation happens with a small change and when you stick with that for a long time, it transforms yourself and your life’s conditions.
Self-control is necessary
I have discussed in many of my articles about self-control.
How can one control oneself? Do we have control over ourselves? To Master this, first, we have to understand the reason why we don’t have control over it. In Bhagavad Gita it is said: mind is the center of all the activities of life. And also mind is the biggest friend of oneself as well as the greatest enemy of ourselves.
It means, when we have control over our thoughts, actions, and senses, it behaves as our friend and when we do not have control over it we became a slave of it. And when we start following every dictation of mind, it becomes the greatest enemy of our life.
Meditation is important
The way to achieve eternal peace and bliss is meditation. It is the best exercise for mind and soul. It helps in achieving higher consciousness of mind. And with higher consciousness, your life will also be elevated to a higher level. Meditation will help you to regain mental peace and stability.
Meditation enhances the power of our mind. Meditation acts as a weapon to fight mental wounds and injuries. To bring change in your life, start from your mind. Engage your mind in positive work and actions so that it goes in the right direction.
Keep Patience
The process of transformation can happen even in the worst condition of life. When you become left alone, you have to consolidate yourself and put your thoughts and energy to change the scenario towards a positive life. Do not get distressed by feeling alone or loser for yourself, it will degrade you.
Rather give up the petty weakness of heart and stand with a brave heart and fight with the unfavorable conditions of life. Keep patience in your heart till you reach the fruitive end of the journey.
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Think positive always
Positive thinking helps one to look the opportunities even in troublesome situations. Positivity keeps one energetic and courageous. One should have to think positively so that he can reduce the level of stress in his mind and look upon its solution. It keeps one moving forward continuously. It is said: a person becomes like that what he thinks most often.
Practice Gratitude
Feel blessed for having what you have, do not complain about what you do not have. Everyone starts from zero and faces different types of troubles in their way, but those who consistently work hard and move ahead will achieve their goal. Gratitude helps you become fearless in life.
It will help to keep gravity in your thoughts. You are the best and unique in the way you are. Do not imitate others. Keep gratitude in your heart and be thankful to God. Change in life happens when you starting acquiring Godly qualities.
Forgive and love yourself Do you have any grudges for yourself? Do you feel hatred for yourself?
Hate, betrayal, and jealousy work like the heavy weight of no use in our head. It acts as shackles in our legs. Keeping hatred will continuously hurt you for something that had become a part of your past. To move forward in life
forgive yourself and start loving yourself.
Love is the cure for many mental wounds and heals oneself. Forgiveness benefits us by freeing ourselves from the prison of hurt and anger. Forgiveness brings us mental peace and relaxation.
Keep confidence in yourself
Your confidence will help you do what you want to do without considering people’s criticism. Confidence gives inner motivation to believe in your goal. No matter whether people support you or not, if you have confidence in yourself you will not be afraid of anything. Confidence is necessary in life for everything. Praise yourself and your small achievements to build confidence.
You are not alone
Do not blame yourself for your failures and miseries in life. Everyone has to face them. Accept your failures and learn from them. Failures can be the biggest teachers of your life. Everyone has some struggle and pain in their life. And one who decides to fight with them rather than being a victim of them, overcome all trouble and miseries.
The important factor is to not give up when you fail. One should have to try again and again and again till the end. We do not have control over the results of action, so do not worry about what is not in our control.
Related Posts: 21+ Reasons Why It’s Important To Forgive But Don’t Forget
Learn new skills
There is unlimited knowledge around us. And knowledge helps in making our life easy and comfortable. Learning new skills makes you curious and creative. It helps in thinking broadly about any perspective. All the great leaders have told to keep learning in life. There is nothing more precious than knowledge.
Stay updated
The world is growing fast and there is every day new inventions and technologies are invented. And with new technologies comes many new opportunities. Being updated with what is happening in the world will be very beneficial for you. Acquiring the right opportunity at right time can become a boon for you. It increases your knowledge and makes you different from the crowd.
Conclusion
By now you must have understood the meaning and importance of transformation in one’s life. Moving ahead in life by forgetting all painful memories of the past is important. Do your work consistently without worrying about the result. The result definitely comes based on our hard work and intention behind the work.
Do not feel sorry by comparing other’s happy life with yours. Everyone has different types of struggles in life and by conquering this you can also enjoy eternal bliss.
Thank you
Give your valuable feedback to us regarding this article. In addition, if you like the post, do share it with your friends so that they must know the importance of transformation in their life and also by following these steps how can they easily
transform their life. | 18,912 | 7,403 | 47,707.902202 |
warc | 202143 | We're getting back near the late-pandemic territory we were in back in June, though San Francisco isn't quite there yet — with hospitalizations coming down but still well above where they were in mid-June and early July.
Case counts are also sliding back down in the Bay Area to where they were when we were still all wearing masks and staying home more — though they're not quite as low as May, when many more restrictions were still in place and most bars and clubs were still closed. Still, experts like Dr. Monica Gandhi agree that we're entering a phase of endemic COVID, when cases are never really going to be zero, but most infections — especially among the vaccinated — aren't that severe and hospitals don't get overwhelmed with patients. The vast majority of documented new cases in the Delta surge were still among the unvaccinated, and across the Bay Area, vaccination rates are high and only getting higher.
Also, as of yesterday, California as a whole entered the CDC's "moderate" tier for COVID transmission, becoming the only state in the nation with that distinction this week. And when the mask mandates were re-recommended by the CDC in July, CDC director Dr. Rochelle Walensky recommended them for states in the "substantial" (orange) or "high" (red) tiers.
So, it's time again soon to let people take their masks off in more indoor situations, particularly if new cases don't look be spiking again (though who knows with the holidays, variants, and waning immunity without boosters).
Mayor London Breed tells the Chronicle today, "Hopefully we will make some adjustments [to the mask mandate soon] because I think it’s overdue."
Breed added, "I respect and follow the advice of my public health experts, but I think that especially in light of so many people being vaccinated and the decline in the numbers, I think that it’s appropriate and we’ll see what happens."
Throughout the pandemic, the Bay Area's health officers have largely worked in concert on these health orders — with the exception of Solano County's — and it sounds like they're doing that once more on the mask mandate. As Santa Clara County Health Officer Dr. Sara Cody told the county board of supervisors today, "We have been discussing this among the health officers in the region and our intention and plan is to develop a set of metrics we all share that are common across the region as to when to lift indoor masking."
Dr. Cody added that the coalition of health officers is "getting very close and are hoping to have an announcement with details by the end of the week."
Those metrics are likely to include a combination of average daily new case rates, hospitalizations, and vaccination rates.
Some San Francisco business owners expressed frustrations two weeks ago when Mayor London Breed's maskless appearance in a Tenderloin club made national headlines — with some suggesting that lax enforcement of mask rules at bars is unfair to other types of businesses. And it would seem that despite San Franciscans (and vaccinated tourists) intermingling pretty widely for the last two months in restaurants, bars, and clubs, virus transmission has not increased and daily case counts and hospitalizations have continued to slide.
SFGate this week looked at the data on counties where masks were re-mandated in August versus those where they weren't, and overall case rates and peak hospitalizations were not extraordinarily different between the two — Solano County's worse overall numbers look mostly likely to be tied to its low vaccination rate.
As the Chronicle reports, Santa Clara County Supervisor Mike Wasserman told the board and Dr. Cody that he's eager for the mask mandate to lift because questions about when it's happening are what he's hearing most from businesses and constituents.
And, at this point, telling people to be patient is getting very repetitive.
Photo: Mark Konig | 3,971 | 1,913 | 8,068.623628 |
warc | 202143 | GALVA, Iowa | Lisa Naslund keeps two business cards near the phone. When she goes to bed, the cards find a place on her nightstand.
She and husband Jeff won't let themselves stray far from a soldier -- or a soldier's family in need.
They've lived a nightmare in their losing son, U.S. Army Sgt. Dillion Naslund, who completed tours of duty in Iraq and Afghanistan. The tour that followed at home was the one he didn't handle. He committed suicide by shooting himself in the chest on a gravel road south of Storm Lake, Iowa, on Dec. 10.
Highly decorated, highly revered, and, apparently, at a desperate crossroads. He was 25.
Rather than fading to black as TV segments and our memories do in the wake of a death, Jeff and Lisa Naslund move the opposite direction. Working with producer/director Tom Zwemke, they cast bright lights on Dillion's death. A 46-minute documentary named "Dillion" shows next month on KPTS-TV in Wichita, Kan., a Kansas Public Television station. Its airing may follow in other states.
"I want no other mother to be so brokenhearted," Lisa Naslund says, wiping tears. "We're so brokenhearted. We'll never be the same."
Never the same? That describes Dillion Naslund, the 2006 Galva-Holstein High School graduate who pleaded with his mother to let him join the U.S. Army two months shy of his 18th birthday.
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She pushed the contract back at the recruiter for two hours while sitting with Jeff, Dillion and the recruiter at the family's dining room table. Exasperated, Dillion finally pleaded, "Mom, I'm turning 18 in two months. I really want your blessing. Would you please sign?"
She did and off he went, eventually representing the third generation of Naslund men in U.S. military conflict overseas, serving from June 2007 to May 2008 in Iraq, and from August 2010 to September 2011 in Afghanistan.
"He was a fighter," Lisa says, remembering how, as a newborn, he struggled for his survival, spending 12 days in a neonatal intensive care unit.
His calls home during war came infrequently. And came in family code. "Mama Bear, it's me," he'd tell his mother. "Baby Bear is calling."
Dillion Naslund got a hero's welcome home. He partied, renewed old ties and feasted with family. He rode the euphoria for a few months before attempting to settle into civilian life around this Ida County town.
"He tried hard, but he could not pull his life puzzle back together," his father says.
Friends and family members noticed Dillion's drinking habits. He'd party late into the night and not rise in time for work. He wasn't the same happy-go-lucky Dillion they remembered.
Normal tasks presented challenges. Certain people and the earth's physical features occasionally transported Dillion back to his place at war. He'd shrug off offers for help, saying that, as a soldier, he needed to deal with demons that often flashed in nightmares and cold sweat.
"It's my job to take care of it," he'd say.
One year ago this month, Dillion woke his sister Krystal Peterson and her family in Galva. He didn't mean to, but a noise he made startled them in the middle of the night. They discovered a note and learned he was kissing them goodbye.
They took him to the Sioux Falls Veterans Administration Health Care System "and he stayed there a few days," Lisa Naslund says. "We moved him back home."
Dillion drank. He couldn't overcome the demons. "The Beast" is a code word of sorts for this trouble, Lisa says. It's commonly known as Post Traumatic Stress Disorder, an issue that has the attention of the Department of Veterans Affairs, which made June its "PTSD awareness month."
"Many barriers keep people with PTSD from seeking the help they need," says Dr. Matthew Friedman, executive director of the Department of Veterans Affairs National Center for PTSD. "Knowledge and awareness, however, are key to overcoming these barriers. For those living with PTSD, knowing there are treatments that work, for example, can lead them to seek needed care."
Lisa Naslund says soldiers should be counseled about issues like PTSD three, six or nine months after coming home. "Dillion believed he was alone and the only one suffering in that way," she says.
How many suffering with PTSD commit suicide? While the number isn't known, a Department of Veterans Affairs study shows that 22 U.S. veterans kill themselves each day, one for every 65 minutes.
Results of the study came on the heels of military reports that acknowledged suicides hit a peak in 2012 with 349 active-duty suicides, or about one per day. There were more active-duty suicides last year than combat deaths.
"We have more work to do and we will use this data to continue to strengthen our suicide prevention efforts," said Eric Shinseki, Veterans Affairs secretary.
Again, how many suicides can be directly linked to PTSD isn't known. The Naslunds have their hunch, and it's a bunch. That's exactly what they're thinking in releasing "Dillion." They'll head to Kansas this month to fulfill interview requests prior to the television debut of a heart-breaking film.
"We wanted to do this as long as it helps others recognize PTSD, and the fact it doesn't just come from war, but from all sorts of trauma," Lisa Naslund says.
Walking up to the bedroom her son kept at their home north of Galva, Lisa recalls the last time she spoke with Dillion. It was Dec. 10, 2012. Dillion was trying to make a go of it in a home at Ida Grove, Iowa. He'd fallen behind on the rent and his mother showed up to help with finances. She also offered her brand of tough love, and urged him to let others help.
"He told me I didn't understand," she says. "I said 'Dillion, I don't, but I am trying.'"
Five days later she and Jeff sat before his flag-draped coffin at the gymnasium in Galva. He was buried with full military rites in a cemetery the Naslunds can see from their home.
Any second thoughts they had in proceeding with a documentary on Dillon's life vanished as messages swept in following his death. One soldier, upon learning of Dillion's suicide, contacted his commanding officer and got help for PTSD.
Five other soldiers, all independent of one another, did the same. Those six men are alive today and coping with "The Beast," finding the resources they need to get better. Finding help to survive.
Those men, their families and a memory of her late son have Lisa Naslund placing business cards by her phone. Numbers for the Veterans Crisis Line and Camp Dodge Service Member Support Center at Johnston, Iowa, are never far from her fingertips.
She'll share those numbers, anytime, anyplace. Same goes for the heart-breaking tale of the decorated son she lost only after he made it home.
Running her hands across a photo of Dillion Naslund, his mother says, "We're sharing our heartache in hopes of helping others." | 6,888 | 3,415 | 13,717.507467 |
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warc | 202143 | Living in an apartment is one of the most practical, cost-effective and low-maintenance ways of setting up your first home. Apartments are easy to clean, often situated in trendy neighbourhoods and offer a wide variety of amazing amenities that are always at your disposal. If you’re moving into an apartment for the first time, this is the article for you. Today, we have a look at some simple tips and tricks that will make your transition into apartment living an absolute breeze. Read on to find out more!
Don’t Go Overboard
One of the mistakes that many people make when moving into their first apartment is purchasing a plethora of furniture and appliances that end up not fitting properly into a small apartment space. Unlike regular townhouses or terraces, apartments require a little attention to detail when it comes to picking the perfect sized couch, coffee table, washer, dryer and other essentials. We highly recommend thinking out of the box and purchasing compact storage furniture that not only looks sleek but can also offer you additional storage which is super important when you live in an apartment building.
Familiarise Yourself With The Rules
One of the perks of living in an apartment complex or building is that the body corporate takes charge of regular repairs, maintenance and the overall condition of the building. However, with that said, it is so incredibly important that you familiarise yourself with your building’s rules and regulations. Some of these rules may contain information about cleaning requirements, common courtesy, safety regulations and information regarding moving times, parking fees and the general code of conduct.
Set Up Your Utilities
One of the least exciting things about moving into an apartment for the first time is having to set up your utilities. Alas, this is a necessary evil which is better done sooner rather than later. Prior to moving into your apartment, it is important that you contact all your utility service providers to schedule installation dates and times for after you move in. This will include utilities such as water, gas, electricity and internet. While it is ok to wait a little for some utilities such as the internet and cable, other more urgent ones such as electricity, gas and water will need to be planned at least a few weeks prior to your move.
Meet The Neighbours
Apartment living means that you’ll be in pretty close quarters with your neighbours, even though you probably won’t see them too often. Unlike landed properties where you can wave to your next-door neighbour whilst pulling your car out of the driveway, most apartments will only have you accidentally bumping into one another in the lift once or twice a year. In order to build a sense of community, we highly encourage you to do a little door knocking and introduce yourself to your closest neighbours. You’ll feel so much more at home knowing that you have pals right around the corner!
Ensure You Have All Necessities First
When moving into your first apartment, it is important that you ensure you have all the necessities you need. Of course, the term “necessities” is entirely subjective, but I’m sure we can all agree that items such as cookware, dinnerware, toiletries, bedding/manchester, towels, clothes hangers and cleaning products are essential. Even though you’ll probably want to start accessorising and decorating immediately, we highly recommend taking it easy in your first week so as to not overwhelm yourself. Other less urgent items such as decorations, plants and artwork can be acquired after you’ve comfortably settled into your apartment.
Pay Close Attention To Your Documents
Last but not least, paying close attention to your lease is always recommended so that you don’t end up in a sticky situation down the line. It is important that you read the agreement very carefully and take note of all its terms and conditions before signing it. Look out for information regarding late rental payments, penalties and transfer of lease before committing yourself to anything. Once you have signed your lease and have collected your keys, it is important that you take photos of the apartment for your condition report. This is a report that serves as a time-stamped record of the apartment at the time you move in and will help prevent future arguments or issues about the condition of the property when the time comes for you to move out.
Moving into an apartment for the first time can be one of the most exciting things you’ll experience in your life. We hope that this little cheat sheet has given you all the information you need to make your transition to first-time apartment living as smooth sailing as possible! | 4,777 | 2,185 | 10,268.910297 |
warc | 202143 | Gambling Addiction – How It Develops In Our Society
Gambling is the act of betting something of value on some event with the intention of winning another thing with an uncertain result. Gambling therefore requires three elements for this to be valid; risk, consideration, and a reward. To put it in simple terms, there’s risk in gambling, the chance that the gamble you’re participating in will end up in a loss for you personally. Consider this risk when making a decision to participate in a gambling activity. Then there is the consideration of if the risk you are taking will probably be worth the possible rewards you may receive, such as the possibility of gaining money or receiving non-monetary goods.
One of these of gambling is slots, which can cause addicts to acquire medications and substances as a means of “trading” their winnings for more. There are other forms of gambling, such as for example bingo, video poker, roulette, blackjack, and even raffles. Some types of gambling may seem better to cope with, such as slot machines, while others, such as for example bingo, can be quite addictive. The issue with all types of gambling lies in the fact that the reward is only temporary and the risk of losing that initial reward, plus anything you spent on winnings, is never eliminated. In this instance, gambling becomes an obsession that takes control of the user’s life.
For example of internet gambling, consider how easy it is to secure a fake identification, access funds from accounts internationally, use stolen credit cards, or lie about your geographical area. These are perfectly legal ways for folks to activate in internet gambling without the consequences. If, for example, you wanted to place a wager on a basketball game and decided not to show up to the overall game because you were at the job, you would still be gambling. Likewise, if you went to a local casino and wanted to bet on horse races, you would still be regarded as participating in internet gambling. Exactly the same principle applies if you wanted to place a bet on your own favourite college or professional sports team.
One common type of gambling may be lotteries. Lotteries certainly are a popular form of gambling across the world, but in america of America, lotteries are strictly prohibited. One of the reasons that gambling may be prohibited in the usa is that it has been found that a lot of money was illegally extracted from the winners of lotteries. Illegal winnings and losses have already been found in plenty of state lotteries, resulting in jail time for individuals who are caught. However, lotteries have grown to be a lot more common in other states, especially because the Internet became widespread.
Online gambling is another problem for the United States. Many people have become dependent on games like poker and blackjack online, which are simpler to access than many local casinos. The problem with online gambling is that the gambler never has to see the other person as well as know that they’re gambling with real money. Online gambling addiction has been very easy for people who have become familiar with the anonymity and convenience that online gambling offers. Unfortunately, there are individuals who have lost everything to online gambling plus they often feel hopeless or addicted without being able to see their associates.
Other problem gambling addictions include dog and raccoon hunting, baccarat and slot machines. There are also other styles of problem gambling habits, including online betting, card counting and poker. Although some of these are allowed by law to take place, the issue occurs when people continue steadily to gamble beyond what is regarded as acceptable. Unfortunately, many state governments can see that some individuals have grown to be so addicted to gambling that they have begun to destroy their own families and destroy their businesses.
The issue of gambling addiction is difficult to handle because most people who gamble don’t realize they have a gambling problem until it is too late. In case you have an addiction to gambling, then you need to take steps to overcome it before it annihilates your life and destroys the relationships which you have. There are many centers and rehabilitation centers designed for those who have problems with problem gambling. Those people who are willing to seek help will probably succeed in their efforts to become free from gambling and to turn into a healthier individual.
Prevention is always better than cure and those who suffer from gambling addiction should ensure that they never gamble for the money on games that they understand that they cannot achieve success at. If you are somebody who is suffering from gambling addictions, you should try to locate a local casino in xo 카지노 your community where you frequent to play a few hands of blackjack. If this does not work, then you can find other alternatives available which are more likely to help you to overcome your addictions. The main thing would be to understand the addiction and the ways that you can overcome it. | 5,152 | 2,300 | 11,394.88 |
warc | 202143 | Abstract
The demand for Electronic Shelf Labels (ESL), according to the Internet of Things (IoT) paradigm, is expected to grow considerably in the immediate future. Various wireless communication standards are currently contending to gain an edge over the competition and provide the massive connectivity that will be required by a world in which everyday objects are expected to communicate with each other. Low-Power Wide-Area Networks (LPWANs) are continuously gaining momentum among these standards, mainly thanks to their ability to provide long-range coverage to devices, exploiting license-free frequency bands. The main theme of this work is one of the most prominent LPWAN technologies, LoRa. The purpose of this research is to provide long-range, less intermediate node, less energy dissipation, and a cheaper ESL system. Much research has already been done on designing the LoRaWAN network, not capable to make a reliable network. LoRa is using different gateways to transmit the same data, collision, data jamming, and data repetition are expected. According to the transmission behavior of LoRa, 50% of data is lost. In this paper, the Improved Backoff Algorithm with synchronization technique is used to decrease overlapping and data loss. Besides, the improved Adaptive Data Rate algorithm (ADR) avoids the collision in concurrently transmitted data by using different Spreading Factors (SFs). The allocation of SF has the main role in designing LoRa based network to minimize the impact of the intra-interference, cost function, and Euclidean distance. For this purpose, the K- means machine learning algorithm is used for clustering. The data rate model is using an intra-slicing technique based on Maximum Likelihood Estimation (MLE). The data rate model includes three critical communication slices, High Critical Communication (HCC), Medium Critical Communication (MCC), and Low Critical Communication (LCC), having the specified number of End devices (EDs), payload budget delay, and data rate. Finally, different combinations of gateways are used to build ESL for 200 electronic shelf labels.
Keywords
LoRa; electronic shelf labels; adaptive data rate; backoff algorithm; remote Acknowledgment
Cite This Article
. , "Research on key technologies of electronic shelf labels based on lora,"
Journal on Big Data, vol. 3, no.2, pp. 49–63, 2021.
This work is licensed under a Creative Commons Attribution 4.0 International License , which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited. | 2,589 | 1,339 | 4,974.979089 |
warc | 202143 | Learn how to stop nursing to sleep, no matter what age your baby or toddler is. I’m breaking it down by each age group so you can have a plan in place to stop nursing to sleep. Breaking the feeding-to-sleep association can be one of the harder sleep props for moms to break. It’s one …
Short naps are extremely common for babies and equally as frustrating for parents. Learn why your baby only naps for 30 minutes and how to extend your baby’s nap beyond that 30-minute mark! We struggled with short naps for a long time before my daughter turned about 6 months old. I remember getting so frustrated …
Find out when you should start buying baby stuff once you know that you’re expecting. We break down all the must-have items and when you should purchase them in pregnancy. If you’re expecting, then you might be a bit overwhelmed at the idea of all the baby stuff you need to buy. It’s a lot …
The DockATot is one of the hottest baby products, but is it safe for your baby to sleep in? Learn about DockATot safety best practices and why you shouldn’t let your baby sleep in a DockATot. New parents will do anything to get a goodnight sleep, including spending hundreds if not thousands of dollars on …
Learn how you can implement an EASY baby schedule and get sample schedules for your baby following the EASY routine set forth in Tracy Hogg’s The Baby Whisperer Solves All Your Problems book. When I was pregnant with my daughter I read Babywise and learned all about following an eat play sleep routine. Babywise didn’t … | 1,600 | 829 | 2,941.375151 |
warc | 202143 | Today, I'm going to talk about why you need to regularly assess your skills. I think something that happens as we go through life and we come across a problem, we deal with it, we move on to the next problem or move on to the next thing. And now's the time of year where people are planning for the next year and not just out and looking back from the previous year.
And we tend to look at what we've done, what we've accomplished. And one thing that really needs to happen is to really assess what skills you have and what you've learned or what you need to change or what isn't useful anymore. And we don't do this enough. Anyone who wants to improve and prosper in your professional or your personal lives, you need to make time to assess your skills. And this can be an every quarter is a good way of doing it.
I mean, when you're an employer, you know, often employers will have a yearly assessment feedback, so on and so forth, to make sure that their employees are learning and growing with the new company. This is because it benefits the company as a whole. You know, if you improve your team, the company improves and the bottom line improves. And so whether you're an employee or an employer or just a solar panel, regularly assessing your skills is really important.
And so think think about these things. When you are assessing your skills, what can you do to improve your quality and speed? Productivity? Productivity is a crucial attribute for successful people. And to do this, you must improve your quality. And by doing so, you'll take less time doing things. After all, getting more done isn't good enough if it's not done well. Also, you know, when you're regularly assessing your skills, use it as a time to self reflect.
Self reflection is vital for successful career business life in general. It provides time to look within yourself and see where you can improve and what you've accomplished. So putting this in your calendar on a regular basis and making it a non-negotiable is a way of doing this. Now, when you are thinking about assessing your skills, also think about your strengths and how you can maximize those and all lead to new ones. Competing daily life stuff can make things easy to ignore what you are truly good at.
So reflecting and testing your skills and reassessing your abilities will allow you to focus even more on areas that you are great at, allowing you to perfect that skill even more. And on the flip side, of course, is also understanding your weaknesses and how to improve them. Just how looking back and reassessing your skills will highlight what your strengths are. It should also highlight what your weaknesses are, your shortcomings, and make them far more visible to you.
This is great because if it's done more than once a year, your ability to work towards bettering them or having a plan to mitigate your weakness. If you are a partner, if you are bad, a certain thing, you can outsource it or you can learn to make it better. Often, if you reassess this in a more regular basis, you'll figure out where that gap is. And outsourcing is fine. But the sooner you figure that out, the sooner you know things can balance out and work out better.
Also, when you are assessing your skills, it allows you to take education and learning into your own hands. It provides you the ability to be more self-aware and acknowledge your achievements as well as your failures, and also give you a clearer, more defined path to learn and develop yourself into personally and professionally. If you want to grow as a person and have a more successful career or business or, you know, work on your life goals, you need to continually make time to evaluate your abilities so that you know where to improve and where you lack.
You can go ahead and look for online skill assessments or personality tests. Ask friends and co-workers to assess you, look at past reviews, past things that you've said about yourself. These are just a few ways that you can get valuable feedback on your current abilities so that you can enhance your career, advance your business and accomplish your goals. Reviewing is crucial. Thank you for listening. This is janice@thecareerintrovert.com and helping you build your brand and grow your business.
Have a great rest of your day.
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warc | 202143 | Most people immediately think of faithfulness when they think of commitment. And it's understandable. To a degree, commitment really is about faithfulness. You decide to be with that one person, give them your whole heart. It should be just them and no one else.
But the fact is, being faithful is easy. At least it should be, especially if you are with someone you love. You don't even have to do anything, just love your partner and only them.
However, commitment means so much more.
Having Faith
When you commit to a person, you have to have faith in that person. You have to believe in them. Believe that they won't harm you and that they can do so much with their life.
Your faith in them will turn out to be the best force of growth for them.
But remember, commitment goes both ways. They should have faith in you too and provide you with the support you need to be your best self.
Making an Effort
One of the most important things you have to do in a committed relationship is to make an effort. But this time, not in looking nice and portraying a perfect image of yourself. Now, you have to make an effort to keep the relationship healthy and going.
This will sometimes mean simply spending more time together. On other occasions, it may mean making a good compromise.
But most times, it'll mean solving problems instead of pushing them away.
You have to just be there for that person, and that person has to be there for you. You have to be friends above all. Listen to each other, be each other's shoulder to cry on.
Of course, always make sure this is not just one-sided. Both of you need to feel safe in your relationship. Safe and loved. Both of you have to put in equal amounts of effort, not just you or just them.
When you find your perfect person, you'll realize that it's not as smooth and easy as movies will have you believe. It's much harder, but much more beautiful as well.
Be each other's most reliable person, someone they can always turn to, no matter what.
Be a Team
Commitment means being together against the world. When you commit to that person, you have to be their rock and they have to be a rock for you.
You have to be brave for each other and push each other further. You have to be the best person you can be.
And when it's hard, you have to reassure each other, you have to be each other's biggest fans. Give the support that comes from showing up, being there, cheering them on, listening, and giving them the freedom to grow.
Life Together
When you make a commitment, you commit to making a life together. You commit to meeting each other's families and spending time with them as well. You become a part of each other's community.
You'll have common friends, go out together on weekends, meet with people together. Spend time together, spend holidays together. Have hobbies in common, or show them your hobbies.
Of course, this doesn't mean that you should turn into a mush of a couple with a single personality. This means that you have to be you when you are with them. Give them access to all of the parts of your personality.
Trust
One of the biggest elements of a committed relationship is having that trust. Trusting them with your heart, with your secrets, with your faith.
This means letting them see your darkest corners and showing them your full self, knowing that they won't judge you, hurt you, criticize, or leave you.
Most of all, commitment is all about love. Loving someone enough and showing them that love. | 3,494 | 1,554 | 7,792.924067 |
warc | 202143 | Highly linked to profitability is productivity and efficiency, you can consider them to be the main factors. It’s always very important for you to make sure that you’re going to be careful especially about streamlining of your efforts. You management techniques need to be very effective in order to make sure that you can deliver some good results. It is also important to make sure that you have a very good understanding of your own business. You will always be able to grow the business when you consider the same. The most important thing is to realize that you can also employ different solutions to help you. Proper streamlining of your efforts will be important. One of the things that you will notice is that you’ll always have to be very careful especially about using management software. Using custom software solutions will be one of the things that you want to do. The solutions that you need today are the ones that will be making your business profitable and highly efficient. You have a lot of challenges if you’re not careful about this.
There will be specific types of management software that you have to use in order to get the best levels of results. You want to look into inventory management software because it is going to be quite effective for you. A proper breakdown of your inventory will be possible because of this. The understanding of how much stock you have within the business is always going to be better because of that. Using this will also be critical because it’s going to be a custom solution that can deliver very good results. You can get their custom software properly created for you. There will also be a lot of impact the moment you decide to consider the use of property management software which is the other category. Property management software will always have a lot of impact. The level of performance that you will get from these will be very high.
Using contract management software will also be necessary and it is something that you want to look into. With contract management software, you’re definitely going to have something that will be able to count. There are custom solutions that can also be created when it comes to that. You want to focus on custom designed application. The other thing that you would want to do is to make sure that you’re going to be careful especially about using the right asset management software. | 2,428 | 969 | 5,986.059856 |
warc | 202143 | Ever feel as if you are paying the price for someone else’s “deal”? Perhaps you are choking on the air pollution from a foundry wright here cheap widgets are made. That spillover result is called an externality. Tbelow are positive ones, also. Find Out even more around externalities in this episode of the Economic Lowdvery own Podcast Series.
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video version of this episode. TranscriptWhat do pollution, education, and your neighbor"s dog have in common?No, that"s not a trick question. All 3 are actually examples of economic transactions that incorporate externalities.When sectors are functioning well, all the prices and benefits of a transactivity for a good or organization are soaked up by the buyer and seller. For instance, when you buy a doughnut at the keep, it"s reasonable to assume all the expenses and benefits of the transactivity are contained between the seller and you, the buyer. However before, sometimes, costs or benefits might spillover to a 3rd party not straight affiliated in the transaction. These spillover costs and also benefits are referred to as externalities. A negative externalityoccurs once a costspills over. A positive externalityoccurs as soon as a benefitspills over. So, externalities occur when some of the costs or benefits of a transactivity autumn on someone other than the producer or the customer. Negative ExternalitiesImagine there"s a factory in your tvery own that produces widgets, an excellent that benefits consumers almost everywhere the civilization. The smokestacks at the manufacturing facility, however, belch out air pollution 24/7. From an economic perspective, the firm is moving some of its cost of manufacturing to society. How? Well, in its production process the firm offers clean air-a source it does notpay for-and also retransforms polluted air to the atmosphere, which creates a potential wellness hazard to anyone that breathes it. If the firm were paying the complete expense of manufacturing, it would rerotate clean air to the environment. Instead, if society desires clean air, culture need to pay to clean it. So, in this instance, pollution represents the changing of some of the expense of production to culture, an unfavorable externality. And, because the firm isn"t paying the full expense of producing widgets, the price charged for widgets is artificially low. Consumers will buy more widgets at the artificially low price than at a price that shows their complete manufacturing expense. So, eventually, more widgets are created than would certainly be the situation if all costs were had. And because more widgets are being produced, more air is being polluted. Correcting Negative ExternalitiesGovernment deserve to play a function in reducing negative externalities by taxing items as soon as their manufacturing geneprices spillover expenses. This tax properly boosts the expense of creating such products. The higher expense, then, better mirrors the true cost of production bereason it includes the spillover expenses of, say, pollution. So, such tax attempts to make the producer pay for the fullexpense of manufacturing. The use of such a taxation is called internalizing the externality. For example, let"s assume the price of producing the widgets detailed earlier is two dollars per unit, but a second 20 cents per unit had actually been shifted to society as an adverse externality in the create of dirty air. The federal government might place a 20 cent taxes on each widobtain created to ensure that the firm pays the actual price of production-which is currently two dollars and also twenty cents, including the cost of the negative externality. As an outcome of the greater cost of manufacturing, the firm will certainly alleviate its production of widgets for this reason reducing the level of contamination. Positive ExternalitiesWhen you finish high institution, you"ll gain the benefits of your education in the develop of much better project opportunities, greater performance, and also higher income. A technological level or college education will additionally boost those benefits. Although you can think you are the just one who benefits from your education and learning, that isn"t the situation. The many type of benefits of youreducation and learning spill over to culture in basic. In various other words, you have the right to generate positive externalities. For example, a well-educated culture is even more likely to make excellent decisions as soon as electing leaders. Also, areas with a more-educated population tend to have actually lower crime prices. In addition, more education and learning leads to greater worker efficiency and greater living criteria for society in general. Although education has many kind of spillover benefits, suppliers of education carry out not get all the revenue they would certainly earn if the complete benefits of the transaction were internalized. To state it in different ways, producers of education and learning are not totally compensated for the benefits that spill over to culture. As an outcome, producers of education and learning will likely under develop education and learning.
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Encouraging Hopeful ExternalitiesGovernment deserve to play a function in encouraging positive externalities by providing subsidies for goods or solutions that generate spillover benefits. A federal government subsidy is a payment that properly lowers the price of producing a offered great or service. Such subsidies provide an motivation for firms to rise the manufacturing of goods that provide positive externalities. And, because the spillover benefits go to culture, federal government subsidies are a method for society to share in the expense of generating positive externalities. After all, society pays the taxes that money the subsidies. Regarding education and learning, because the federal government subsidizes public education and learning, a higher quantity of education and learning is produced and consumed and society reaps the spillover benefits. Which One Is It?An externality is established positive or negative based upon whether costs or benefits spill over. Imagine this scenario: Your neighbor buys a dog, feeds the dog, and pays every one of the prices to care for the dog. In other words, your neighbor is bearing the explicit expenses of dog ownership. Your neighbor likewise receives benefits from the dog, such as companionship and also residence security. But, what if the dog spends the majority of of the night barking outside of your bedroom window, depriving you of practical sleep? In this case, you would be bearing some of the prices of your neighbor"s dog ownership-and also that would be an adverse externality for you. You can contact your neighbor and attempt to reach an agreement. But, if that weren"t effective, you might call the police, who might fine your neighbor. You might think of that as a kind of corrective taxation.On the various other hand also, let"s assume your neighbor"s dog does not keep you awake at night. Instead, Fiexecute is perfectly quiet and only barks when suspicious looking strangers come close to your houses. Now the dog is offering you through the advantage of residence security without you having to share in the expense of the dog-you obtain a positive externality. You might pick to "subsidize" Fiperform by taking care of the dog as soon as your neighbor is ameans or by offering the dog a treat from time to time.To summarize, the expenses and also benefits of transactions for items and also services are frequently had between the producers and also consumers, however sometimes prices and also benefits spill over to 3rd parties. A negative externality exists as soon as a price spills over to a 3rd party. A positive externality exists once a advantage spills over to a third-party. Government have the right to discourage negative externalities by taxing goods and solutions that geneprice spillover costs. Government have the right to encourage positive externalities by subsidizing products and also solutions that geneprice spillover benefits. | 8,269 | 3,384 | 20,100.707447 |
warc | 202143 | Envenoming and poisoning by animals: the most neglected of all human diseases
During a career largely devoted to research on neglected tropical diseases, I have encountered the greatest difficulty in persuading scientific colleagues, fellow physicians, international organisations such as the World Health Organization and funding bodies, of the importance and unmet challenge presented by envenoming and poisoning by animals. To admit an interest in this subject has sometimes provoked facetious remarks and inappropriate humour. In some circles I have been branded as merely an entertainer or as a purveyor of esoteric diseases, perhaps colourful and exotic, but scarcely a worthy subject for academic endeavour. However, the accumulation of sound epidemiological data over the past few decades has begun to quantify the burden of human suffering attributable to conditions such as snake bite, scorpion stings, hymenoptera sting allergy and ciguatera fish poisoning. These diseases have proved to be important causes of morbidity and/or mortality in many tropical developing countries, targeting vulnerable and impoverished populations including young children. Even in Western countries that have a sparse toxifauna, envenoming by exotic animals kept (often illegally) as pets and poisoning from eating imported tropical reef fish, are an increasing challenge for inexperienced poisons centres and toxicologists.
I am unrepentant in my passion for these long-ignored diseases. In trying to understand the reasons for their neglect by medical science, one might speculate that an innate primordial fear of snakes and other venomous animals has led to denial or humorous dismissal of the public health problems that they cause. Other more obvious, better publicised and fashionable illnesses have been prioritised to the detriment of support for animal toxin diseases. Below are some examples that should prompt their urgent reconsideration and reprioritisation.
Snake bites in South Asia
Any claim that a disease is unjustly neglected must be built on reliable quantitative evidence that it causes substantial mortality or morbidity. Until recently, community-based data (independent of the notorious underreporting inherent in hospital returns) were available for only a few focal areas of Africa and Asia. For many years, estimates of the burden of snake bite nationally and globally have been calculated by extrapolations within and between countries, resulting in outrageous inaccuracies. However, direct national estimates based on well designed community surveys have now been published. They show annual snake bite mortalities of approximately 6,000 in Bangladesh (Rahman et al. 2010) and 45,900 (95% CI 40,900–50,900) in India (Mohapatra et al. 2011). The figure for India is 30-fold higher than has been declared in official hospital returns published on the Government of India’s web-site (Government of India, Central Bureau of Health Intelligence 2008).
Scorpion stings
Frequent scorpion stings with fatalities especially in children have been reported from North and South Africa, The Middle East, North-Western India, Mexico and South America. A recent review suggested an annual global incidence of more than 1.2 million stings causing more than 3, 250 fatalities (case fatality 0.27%) (Chippaux and Goyffon 2008).
Hymenoptera sting anaphylaxis
Acquired Type 1, IgE-mediated hypersensitivity to the venoms of Hymenoptera (bees, wasps, yellow jackets, hornets, ants) is a common public health problem in most parts of the world. In many countries, stings by Hymenoptera are the commonest cause of anaphylaxis in adults. The incidence of systemic reactions to stings is estimated to be 0.8–5 %, and of severe local reactions 19 %, while the prevalence of hypersensitisation, indicated by the presence of venom specific IgE, detected by skin tests or RAST, may be as high as 25 % of the population. Deaths from Hymenoptera sting anaphylaxis are often unsuspected, undetected and consequently underreported, but this condition kills at least 200 people each year in Europe alone (Müller 2010).
Ciguatera fish poisoning
Ciguatoxins derived from
Gambierdiscus dinoflagellates and accumulated in tropical reef fish are the commonest cause of seafood poisoning in Pacific and Caribbean archipelagos, where more than 50% of island populations may be affected. Exposure to ciguatoxins has become globalised as a result of increasing appetites for exotic fish and demands by immigrant populations in Western countries. Endemic ciguatera poisoning has also extended its known geographical limits, to the Eastern Atlantic, Western Gulf of Mexico, Eastern Mediterranean and elsewhere. Estimates of the annual global incidence of ciguatera poisoning range from 25,000 to 500,000 (Dickey and Plakas 2010). Disease recognition is made difficult by the lack of widely available rapid diagnostic assays and ignorance of the distinctive clinical syndrome.
The need for better information and training in Clinical Toxinology
All these examples of the increasing perception of the burden of diseases attributable to animal venoms and poisons should encourage attempts to improve understanding, prevention and treatment - the realm of clinical toxinology. Free, online availability of Junghanss and Bodio’s new “VAPAGuide” will make an important contribution to this strategy. It is being launched at a very opportune moment, when there is increasing demand for up-to-date information on all aspects of clinical toxinology by a new generation of medical professionals which has largely abandoned consulting hard copy books and journals in libraries, in favour of rapidly accessible electronic resources. Built on the pioneering design, many original features and impressively broad database of the 1996 publication “Notfall-Handbuch Gifftiere”, the VAPAGuide will reach a much wider audience. The German word “Gift” does not distinguish between injected “venom” and ingested “poison”, but the language of Goethe, Schiller and Rilke is no less beautiful, powerful and expressive than the language of Milton, Shakespeare and Shelley. However, English is now much more widely understood, making it the appropriate vehicle for the VAPAGuide.
I welcome this new enterprise with great enthusiasm. It greatly expands the information that is readily available to toxinologists, toxicologists, poisons centre consultants, medical practitioners, zoologists and interested lay people, including explorers, travellers, tourists, wilderness enthusiasts and field workers. A challenge will be to keep it updated, abreast of emerging new information in a rapidly expanding field of medical science. I am confident that this is well within the proven capabilities of the VAPAGuide team.
David A. Warrell
Emeritus Professor of Tropical Medicine
University of Oxford, UK
May 2011 | 6,950 | 3,334 | 14,289.817037 |
warc | 202143 | RODENT REMOVAL Rodent Removal in Dallas, TX
It takes a real rodent removal expert to eliminate rodents and prevent future infestations in Dallas. If you live in Dallas, Highland Park, Carrollton, or the surrounding areas, and you see (or hear) any signs of rodents in your home, garage, or outside, give us a call immediately. Plus, our services come with a 100% satisfaction guarantee. Click here to see pricing.
Rodent Removal Service Eliminating Rodents
If you have rodents currently in your home, hiring a good rodent removal service is the first step. Depending on where they are in your home we may use bait, traps, attractants, or tracking powder. It can take up to two weeks to fully eliminate active rodents in the home. That’s true whether you’re dealing with mice, rats, or squirrels. Our technicians are thoroughly trained to place all products responsibly so as to not be discovered or consumed by kids and pets.
Mice Removal in Dallas
The concepts and strategies for mice removal in Dallas are extremely similar to rat removal methods. Mice need to be caught and removed slightly differently because of they’re smaller in size. This also makes mouse prevention and exclusion different from how you might only protect against rats or squirrels getting into your home.
Preventive Rodent Control Bait Stations
Bait stations are placed outside the home along current (or potential) rodent pathways. Since rodents have poor eyesight they will typically walk along a structure until they find a way in. The bait stations provide a great place for them to hide while they feed.
The bait stations are anchored into the ground and locked to prevent kids and pets from accessing the bait.
Rodent Exclusion
Did you know that mice can enter a home through an opening as small as a #2 pencil? Rats can fit through an opening the diameter of an average thumb. Our technicians are properly trained to identify possible and current rodent entry points and permanently seal them. Openings are sealed with caulking, wire mesh, sheet metal, and other rodent-resistant material. You can call us for an estimate or click here for pricing.
What is Rodent Exclusion?
Rodent exclusion is a fancy term to say that we’ll patch up those holes around your home to make sure no rats, mice, squirrels, or other rodents can get inside. Rodents are great at making themselves small, but don’t let that fool you. Though they can squeeze through a hole as small as a pencil, they cause big problems!
Our rodent exclusion uses rodent proofing material to fill holes. The rodent exclusion products include caulking, wire mesh, rodent exclusion foam, sheet metal, and other rodent proofing material. Rodents can get through a lot of materials, but these ones are completely rat proof.
Does Rodent Exclusion Really Mouse Proof My House?
No one wants rats! But those aren’t the only rodents terrorizing your property. Look, the fewer rodents, the better. So, can rodent exclusion really promise a mouse-proof house? A squirrel-proof house? And a rat-free home? Yes and no. The holes that are currently in your home will be found and filled by our expert technicians so that mice, rats, and other rodents can’t get through them. However, rodents are pesky little creatures who don’t give up. Chances are, they’re going to chew more holes into your home.
The good news is that our rodent exclusion doesn’t have to be a one-time deal. During your quarterly pest control treatments, we’ll inspect for new holes around the home and bring them to your attention each time we’re out. For a mouse-proof house, you have to be diligent—and our technicians are!
Ultrasonic Rodent Repellers – Do they work?
A lot of people wonder whether ultrasonic rodent repellers can be used as a form of rodent exclusion for a mouse-proof house. Ultrasonic rodent repellers are small devices that can be plugged into the wall. They supposedly send out high-frequency noises that repel rats and keep them out. Unfortunately, they’re not proven to work. Just take a look at this video for proof! While we wish we could plug in a small device and say goodbye to our rats, that’s not currently the case.
Tried and True Rodent Exclusion Services
If you’re looking for rodent exclusion services, look no further. Vinx has specially trained rodent exclusion specialists that know exactly where to look for those holes that rodents use as revolving doors into your home. Whether it’s a rodent exclusion door hole or a hole in your roof, we make rodent proofing easier than ever before. Our rodent exclusion techniques will ensure that you don’t have to hear the pitter-patter of tiny mouse feet again.
As far as rodent exclusion cost, this varies based on your home’s needs. Some homes have many holes and others may only have one or two. Our trained technicians will come out and assess your property to see just how much rodent exclusion it will take to make your home a mouse-proof house. Give us a call today for a free quote so that you can (figuratively) kiss those rodents goodbye!
Interested in a job? We're always looking for talented, energetic people who want to make a difference in the world.
2104 Airport Rd
Greer, SC 29650
(864) 670-8469
Service Area: Greenville, SC Metro Area
670 International Pkwy STE. 170
Richardson, TX 75081
972-855-8469
Service Area: DFW Metro Area | 5,461 | 2,529 | 11,507.184263 |
warc | 202143 | If you are in the finance and insurance industry, should you have heard of solutions and insurance managers. So what do they do and what does their very own job involve? Have you learnt anyone who is a manager in the field? Your car or truck, what are his/her duties? What are his/her position and obligations if he is a completely independent professional? If you know everyone who is a solutions and insurance manager, here are a few things that you ought to know.
A manager in the financial field, is a economical planner or analyst who is responsible for making strategic decisions for a organization. He/She gets the ability to make significant choices and helps collection the path for the business. There are many different subcategories under which will a supervisor can find do the job. Some of them include:
The job titles also fluctuate depending on what style of money and insurance they are appointed with. For example , a controller looks after accounting and financial confirming. This individual is often in charge of preparing and arranging policies that will be implemented for your certain firm. A financial advisor works closely with the CEO benefits-of-antioxidants.com (Chief executive officer) and CFO (Chief financial officer) to produce and use long-term approaches and plans.
A controller’s job is usually the more glamorous jobs in the finance and insurance field but it also requires detailed preparing and evaluation of financial documents. He/She is in charge of making sure that every one of the financial studies for a specified company are appropriate, up-to-date and honest. As part of his tasks, he/she is likewise responsible for making sure that the goals and objectives of the firm are realized and surpassed. Usually, this individual will talk with clients and share them with examination reports.
Economic planner is in charge of developing inner control devices and coverages which will be used by his or her company. He/She is in charge of the entire management from the organization’s fund and insurance policies and procedures. In addition , they will coordinate the activities of internal auditors, make recommendations to the CEO on the audit’s findings, help CEOs in deciding on fresh polices and regulations, and still provide support towards the board of directors. This person will also work in conjunction to departments in order to make sure that the insurance policies and types of procedures will be carried out effectively. They must establish a written system that will help the company maximize it is profit.
Identical to the accountant situation, the role associated with an insurance manager also entails a fair sum of responsibility and work. The primary obligation of an insurance director is to make certain that the company’s coverage and types of procedures are up to date. He/She may also make referrals to the CEO on fresh policies or programs that will be implemented. A few insurance managers also decide where to throw open new part offices and areas of organization. He/She will also be involved in allocating capital cash for different projects.
The project duties of an insurance administrator can often obtain complicated, specifically in times of booming organization. As business goes on all year round, it is unavoidable that a variety of positions will be created to cope with different responsibilities. For instance, it will have an area of accounting that will be taken care of by a spot of insurance. This makes the position of an insurance manager far more complicated and demanding. Therefore , it is important that you can hire a qualified and skilled professional who has enough knowledge about all the mechanics of the insurance industry.
If you want to become a economic and insurance manager, then a best thing to do is get a qualification in pay for and insurance. Even though acquiring a degree could require you to take more time working and studying in your degree, may well also benefit you in your foreseeable future job undertakings. The skills you acquire out of a college degree will be very attractive your future work endeavors. You might also take specific courses on line to further improve the finance and insurance supervisor skills. Once you have earned your funding and insurance manager official certification, then you can check for task openings inside the insurance market. | 4,411 | 2,011 | 9,611.636997 |
warc | 202143 | SRINAGAR
: Following the outbreak of the COVID-19 pandemic, students in most public schools did not borrow books from the libraries of their respective hunches, the Department of Education (MoE) said.
Official documents from the Ministry of Education for the Government of India (GoI) indicate that books in most public schools were not borrowed by students during the pandemic.
“It has been noticed that although most schools now have libraries, books are not being borrowed during the pandemic,” the Department of the Environment said. The Ministry of Education has asked the authorities concerned to ensure that the books reach the homes of students in public schools.
“The authorities must ensure that every book in the school library reaches the children – at least one new book per month so that the children get into the habit of reading.” “
The education ministry also said teachers can review the knowledge gained either online or when schools reopen.
“With the current wave of C0VID, which is more virulent and spreading faster, there has been an urgent need to plan for the challenges ahead and prepare to progress for the benefit of students, parents, the community. community and all stakeholders involved in this lawsuit, ”said the Ministry of Education. said at a meeting of the Project Approval Board (PAB).
“Therefore, from a holistic perspective, the ministry has prepared a comprehensive COVID response document consolidating all previous guidelines and interventions to mitigate the impact of the pandemic,” the PAB meeting minutes read.
The education ministry said the directive was released on May 4, 2021 and outlined a detailed action plan and timelines for all stakeholders involved in access, retention, empowerment. lifelong learning capabilities and stakeholder engagement.
– (After-sales service) Support ethical journalism. Support The Dispatch The Dispatch is a sincere effort of ethical journalism. Truth, accuracy, independence, fairness, impartiality, humanity and accountability are key elements of our editorial policy. But we are still not in a position to generate great stories because we do not have the adequate resources. As more media fall under corporate and political control, informed citizens around the world are funding independent journalism initiatives. Here is your chance to support your local media start-up and help independent journalism survive. Click on the link below to make a payment of your choice and become a stakeholder in citizen journalism | 2,572 | 1,248 | 5,164.608974 |
warc | 202143 | Having youthful-looking skin can enhance the visual appeal of a person. It gives you confidence and helps make an impression on others. Most people try to slow down aging and its subsequent effect on the skin with different methods. With the beauty standards changing, many people are turning to Botox as it offers quick results compared to other options. Today, Botox has become the common and popular aesthetic procedure worldwide. It has resulted in the cropping up of clinics offering the procedure to make you look young. While it is non-surgical, Botox comes under the medical enhancement classification. Hence, you need to find a clinic with expertise to get the best results and avoid complications. For beginners venturing into Botox treatments, deciding where to visit can seem like a daunting task. Here are some of the things you need to look into while choosing the best Botox clinic.
Before finding the Botox clinic, you need to research what you need. It is better to know about the procedure and if you are ready to undergo it. You can get the necessary information from the YouTube videos available on the procedure. It will help you understand what to expect and what questions to ask while visiting a clinic to get the best results.
To know the prior results offered by the clinic, you need to talk to speak to friends, colleagues, or other people online who have undergone the procedure. They can offer you honest and reliable advice regarding the clinic and its procedures. You can check with them if they recommend the procedure or not.
While word-of-mouth reactions can offer a picture of the best clinic, you must delve deeper. Check the reviews of the clinic online to see how people have responded to the treatment and service offered. Reading the reviews from prior clients will help you know the clinic and service in detail.
Inject Botox is an expert procedure requiring skill and experience. Therefore, you need to choose a highly trained and qualified practitioner to complete the procedure. When you find a clinic, make sure you check the qualification of the practitioners. They need to have the necessary qualification and training to ensure successful completion of the procedure.
The clinic you choose to undergo Botox must allow consultation. The meeting set up with the practitioner can help you connect with them. You need to check if the person has the best interest in their mind. You need to feel comfortable with the person administering the treatment. It ensures smooth completion of the procedure.
If you are looking for one of the best Botox clinics in the West Oxfordshire region, then you need to set up an appointment with Dr. Taj at the Evri ONE Aesthetic Woodstock. The trusted and skilled facial aesthetic clinic can offer you services to help you regain a youthful appearance. The bespoke treatment plan based on your skin demands will make you happy. | 2,912 | 1,326 | 6,377.411765 |
warc | 202143 | Does Vaping Liquid Delivers Better Smoker Rewards?
A fresh study claims that the ingredient in e-Cigarette liquid – Propylene Glycol – is harmful to your health. The problem lies with the way this ingredient is added to the liquid. Let’s check out what exactly is in this sort of liquid and how it comes even close to other nicotine-based products.
EightVape Most consumers don’t know that Propylene Glycol is an ingredient that’s typically contained in e-cigarette liquid. It’s used to make the product taste better. It’s also used as a common preservative to help make sure that the product keeps working for as long as possible. Many health experts argue that it’s not good for anyone to put chemicals to their body.
Once you smoke, your body is exposed to thousands of different chemicals. Among those chemicals is Propylene Glycol. This is used to create e-Cigarettes’ flavor last longer. The issue with this particular is that it enters your lungs and then vaporizes there rather than entering your bloodstream. Often, this is simply not absorbed by your lungs and damages them as time passes.
While Propylene Glycol may not seem like something you need, in some cases it could play a significant role in the way you breathe while you smoke an e cigarette. The ingredient can be found in many types of lung patches and other respiratory products. When you breathe in any of these products, they’re being inhaled into your lungs. Some studies show that people with weak or damaged lungs have already been shown to react negatively to these electronic cigarettes.
Not only is Propylene Glycol bad for you when it comes to vaporizing liquids, it’s also harmful to your throat. Nicotine, which is part of Propylene Glycol, is really a tobacco-specific toxin. Once you smoke, your mouth and throat inhale the nicotine, together with the propylene glycol, into your bloodstream. But when you consume the nicotine through vapors, your system struggles to break it down, therefore the toxin remains in your throat and mouth.
To conclude, the best way to ensure that you are not harming yourself when you are enjoying your new hobby is to find a top quality e-juice which has organic ingredients. E-juices certainly are a great alternative to smoking since they provide an extremely flavorful solution to enjoy your preferred tobacco product while still avoiding all the harmful health issues associated with smoking. So, whether you are a smoker who wants to minimize their addiction or simply enjoy the taste of a very tasty juice, electronic cigarettes create a great solution.
However, before you obtain started, you should make sure that you opting for a high quality juice that’s made of organic vegatables and fruits. The key to enjoying your juice on a frequent basis is to ensure that it is made of organic products, so that you are not ingesting any toxins while you are enjoying your new hobby. You can do this by reading the list of ingredients to determine if the juice you’re thinking of buying is definitely made of top quality ingredients. If it’s not, it is better to buy some e-juice that was created with organic products, as opposed to wasting money on an e-juice that could not live up to its claims.
Organic e-liquid is manufactured by companies who usually do not use harmful chemicals in their production process. They may only use natural flavorings, organic fruit and veggies, or minimal levels of artificial flavoring agents. By choosing these natural, organic flavors, you’re assuring yourself you are getting a healthy, safe option to smoking, while still having the same sensation that you would experience while puffing away on a cigarette. Studies have shown that smokers who switch to these organic liquids enjoy a higher rate of success than those that choose traditional cigarettes. | 3,899 | 1,792 | 8,298.429688 |
warc | 202143 | Insurance products come in many varieties and they have different purposes. Mostly, they are designed to help people and companies manage risks. This is also the case with forced place insurance, also known as lender-placed insurance or collateral protection insurance.
The main goal of this insurance is to protect a lending company from risk exposure. If the person or company taking out the loan cannot meet obligations, the insurance is in place to minimize any adverse impacts to the lender. This specialized insurance has been part of the mortgage lending process for many years now.
Protection For Many Scenarios
As everyone knows in the world of lending, not everything always goes as planned. This is where forced-place insurance comes into play. With real estate transactions, sometimes the creditor meets with financial difficulties. While the borrower typically has mortgage insurance, this could become inadequate for several reasons:
Policy lapses Insufficient coverage Cancellation of a policy Lack of premium payments Inability to obtain proper insurance
In any of these situations, the lender is exposed to financial risk. The insurance primarily benefits the lender, but in some cases, it can be used to help the borrower as well.
Force placed insurance meets the obligations of lending institutions to ensure adequate insurance exists on the properties they finance. Its primary purpose is to protect the financial interests of lenders. | 1,463 | 746 | 2,853.438338 |
warc | 202143 | Objective: The primary aim of the present study was to evaluate the data and success of a smoking cessation clinic in a secondary state hospital. Secondarily, the study aimed to compare the cessation rates of patients using varenicline and bupropion. Methods: A total of 251 patients, admitted to our smoking cessation clinic were retrospectively evaluated. The smoking cessation clinic was run one day every week and included a 35-min presentation on smoking cessation and face-to-face interviews with every patient who attended the clinic. Monthly control visits were conducted, and after 2 years all the patients were asked about their smoking status via a phone call.Results: A total of 152 out of the 251 patients, namely those who were successfully contacted, were included in the study. The average age of the study population was 46.2±11.2 (18-69), and 81 (53.3%) were female. The average nicotine dependence level was 5.8±2.3. The nicotine dependence levels and the amount of current cigarette consumption in one day were higher in the varenicline group (p=0.003 and p=0.002, respectively), whereas the duration of treatment was lower (p=0.009). Among all the patients, the average smoking cessation rate was 61.2% in 6 months, 34.2% in 12 months, 18.4% in 18 months, and 5.3% in 24 months. There were no differences in smoking cessation rates between the varenicline and bupropion groups (p>0.05). Conclusion: An effective success in smoking cessation was observed with the combined use of behavioral and pharmacological modalities. Intensive behavioral interventions and treatment and follow up for longer durations, particularly for patients with risk factors for relapse, can increase the success of smoking cessation clinics
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WHO Report on Global Tobacco Epidemic, 2013: enforcing bans on to- bacco advertising, promotion and sponsorship. Available from: URL: http://www.who.int/tobacco/global_report/2013/en/ Accessed No- vember 28, 2014.
Bilir N, Çakır B, Dağlı E, Ergüder T, Önder Z. Tobacco Control in Turkey. WHO Europe, 2009. Available from: URL: http://www.euro.who.int/__data/as- sets/pdf_file/0004/98446/E93038.pdf Accessed November 1, 2014.
WHO Report on Global Tobacco Epidemic, 2008: Mpower package. Available from: URL: http://www.who.int/tobacco/mpower/2008/en/ Accessed November 28, 2014.
Global Adult Tobacco Survey Turkey Report 2008. Ministry of Health, Publication No: 803, Ankara, 2010.
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Abakay Ö, Abakay A, Tanrıkulu AÇ, Şen HS, Sezgi C, Dallı A, et al. The outcome of patients that admitted to outpatients of smoking cessati- on. J Chest Dis Crit Care Med 2014; 1: 7-10. [CrossRef]
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Sağlam L. Investigation of the results of a smoking cessation clinic and the factors associated with success. Turk J Med Sci 2012; 42: 515-22.
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Salepçi B, Fidan A, Oruç Ö, Torun E, Çağlayan B, Kader ŞN. Success rates in our smoking cessation clinic and factors affecting it. Turk Thorac J 2005; 6: 151-8.
Krall EA, Garvey AJ, Garcia RI. Smoking relapse after 2 years of absti- nence: findings from the VA Normative Aging Study. Nicotine Tob Res 2002; 4: 95-100. [CrossRef]
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Gonzales D, Rennard SI, Nides M, Oncken C, Azoulay S, Billing CB, et al. Varenicline Phase 3 Study Group. Varenicline, an alpha4beta2 nicotinic acetylcholine receptor partial agonist, vs sustained-release bupropi- on and placebo for smoking cessation: a randomized controlled trial. JAMA 2006; 296: 47-55. [CrossRef]
Jorenby DE, Hays JT, Rigotti NA, Azoulay S, Watsky EJ, Williams KE, et al. Varenicline Phase 3 Study Group. Efficacy of varenicline, an alpha- 4beta2 nicotinic acetylcholine receptor partial agonist, vs placebo or sustained-release bupropion for smoking cessation: a randomized controlled trial. JAMA 2006; 296: 56-63. [CrossRef]
Nides M, Oncken C, Gonzales D, Rennard S, Watsky EJ, Anziano N, et al. Smoking cessation with varenicline, a selective alpha4beta2 nicotinic receptor partial agonist: results from a 7-week, randomized, placebo- and bupropion-controlled trial with 1-year follow-up. Arch Intern Med 2006; 166: 1561-8. [CrossRef]
Stead LF, Lancaster T. Combined pharmacotherapy and behavioral in- terventions for smoking cessation. Cochrane Database Syst Rev 2012; 10:CD008286.
Suls JM, Luger TM, Curry SJ, Mermelstein RJ, Sporer AK, An LC. Efficacy of smoking-cessation interventions for young adults: a meta-analysis. Am J Prev Med 2012; 42: 655-62. [CrossRef] | 7,311 | 3,269 | 15,892.31141 |
warc | 202143 | According to data available online, there were approximately 11 million social media users in Kenya in January 2021. This represented a 25% increase from the year 2020 which translates to over 2 Million new users in just a year. A notable fact is that a majority of these users are the youth.
On surface look, social media platforms are largely considered as fun spots that help users catch up with idle chats and the latest information especially on matters related to SRHR. More than that, however, are the immense benefits that come with social media that all work to help us be better; to thrive.
Leadership coach John C. Maxwel emphasizes on the role of our associations in our personal growth. While associations were restricted to physical locations before and out of social media, we now have the freedom to choose which people to associate with, groups to follow, join, or associate with, regardless of the physical distance or whichever barriers there might be. Isn’t that wonderful? Are you interested in joining a social community? Become a member of AfRika today!
It is an accepted fact that our friends and acquittances form part of the network that determines our social capital. Thanks to social media, these must not be one’s neighbourhood friends, classmates or work colleagues, but can be anyone with shared social or professional interests. The success stories from platforms like LinkedIn are affirmations that through connecting with other people, a mentor, life coach, employer or business partner is just an online interaction away. Why not make use of such opportunities?
While the ‘social’ tag in social media enforces a relaxing and fun connotation, the platforms aren’t all play and no growth. Learning spots in the forms of groups, accounts and lists are establishing themselves on social media and they are growing quite popular. Since learning is integral to our social and mental growth, learning in less rigid and more interactive environments like the social media isn’t a bad idea. Knowledge hubs, study groups and links to reliable learning sites are readily and easily available on social media, giving the social sites the much-needed educational touch.
Certainly, it would be unjust if social media took away its users’ time and internet bundles without giving back in kind. Facebook, Twitter, Instagram, Tiktok and many other social sites have grown to become multi-million e-commerce enterprises where influencers, career professionals, comedians and other artists make both names and fortunes. Tiktok sensation Khaby Lame is now worth USD2 M, just 17 months after joining the social media platform as a distraught man having lost his job. He is one of the many people whose lives have been turned around through social media, could you be the next?
Social media is here to help you thrive, what are you waiting for? | 2,900 | 1,470 | 5,636.258503 |
warc | 202143 | A CPU benchmark is a series of tests designed to measure the performance of a computer or SoC. A set of standards or baseline measurements compares different systems’ performance using the same methods and circumstances.
CPU benchmark tests are the best way to see how well your device performs. They’re an excellent tool for comparing different devices and finding out which one is faster. If you want to know if your computer or phone can handle the latest games, these tests will tell you everything you need to know.
Some of the best tools used for these tests are discussed below.
wPrime is an application that calculates how fast your computer can calculate square roots. It's used as a benchmark to compare the speed of CPUs and GPUs. The faster your CPU, the more calculations it can do in one second. This means you'll be able to run more demanding applications like games or video editing software without any lag
SuperPi calculates Pi to a specific number of digits and then displays these to calculate the answer for each iteration. You can also determine your computer’s speed by comparing its performance with that of other computers. This allows you to know how fast your processor is. It’s an easy way to test whether or not your computer has been overclocked without having to run complicated software programs.
Cinebench R23 provides improved benchmark accuracy for current and next-generation CPUs to test if a machine runs stable on a high CPU load, if the cooling solution of a desktop or notebook is sufficient for long-running tasks to deliver the full potential of the CPU, and if a machine can handle demanding real-time applications like video editing.
AIDA64 is a robust test for information, diagnostics, and benchmarking solution for Windows. It provides detailed hardware information and diagnostic capabilities as well as advanced 3D benchmarks. The program can be used in home environments for personal purposes or by industry professionals to find problems with their PC and get insight into how it works.
In summary, CPU benchmark tests are a great way to measure the speed of your system. They can help you determine whether or not it’s time for an upgrade. You should run them regularly. To know more about the optimal condition of hardware, visit www.alvasoft.net. | 2,335 | 1,152 | 4,663.919271 |
warc | 202143 | Understand Autologous Stem Cell Transplant by Advancells Stem Cell Therapy Centre Advancells: Stem Cell Therapy Centre
An autologous stem cell transplant utilizes solid blood immature microorganisms from your own body to supplant your sick or harmed bone marrow. An
autologous stem cell transplantis likewise called an autologous bone marrow relocate.
Utilizing cells from your own body during your foundational microorganism relocate offers a few preferences over stem cell from a giver. For instance, you don't have to stress over contradiction between the benefactor's cells and your own cells on the off chance that you have an autologous foundational microorganism relocate.
An autologous foundational microorganism transplant may be an alternative if your body is creating sufficient sound bone marrow cells. Those cells can be gathered, frozen and put away for sometime in the future.
In an autologous transfer, immature microorganisms are gathered from the actual patient, reaped, frozen and put away, at that point mixed once more into the patient after escalated treatment. An autologous immature microorganism relocate is not quite the same as an allogeneic undifferentiated organism relocate, which uses undeveloped cells from a coordinating contributor.
Why it's done
Autologous immature microorganism transfers are regularly utilized in individuals who need to go through high dosages of chemotherapy and radiation to fix their sicknesses. These medicines are probably going to harm the bone marrow. An autologous undifferentiated organism relocate assists with supplanting the harmed bone marrow.
An autologous stem cell transplant is regularly used to treat: Hodgkin's lymphoma Myeloma Non-Hodgkin's lymphoma Plasma cell problems Getting ready for a Transplant
When your immature microorganisms have been gathered and you know the date of the transfer, you will experience an interaction called a preparative routine. It is likewise now and then called molding or cytotoxic treatment. In this progression, specialists use chemotherapy with or without radiation to execute dangerous cells. Our PCPs redo your treatment dependent on your infection and which treatment it is well on the way to react to. In autologous foundational microorganism transplantation, the technique utilizes the patient's own undeveloped cells for the transfer. The undifferentiated organisms are gathered from the patient ahead of time and are frozen. After the patient goes through high portions of chemotherapy, either with or without radiation treatment, the undeveloped cells are then gotten back to the body. This kind of relocate is regularly used to treat blood malignancies like Hodgkin lymphoma, non-Hodgkin lymphoma and myeloma.
The preparative routine might be allowed more than a few days. Individuals generally have the transfer a day or two after their last chemotherapy or radiation portion.
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warc | 202143 | Highlights Highlights Benefits Eliminate airborne polymer particulate exposure Reduce waste fluid and related disposal costs Features Hydraulic fracturing operations Coalbed methane (CBM) well operations Overview
LFC hydration units from Baker Hughes deliver cost-effective, efficient mixing of liquid frac concentrates (LFCs) in the field—ensuring that your well achieves its fracturing requirements without sacrificing environmental goals.
Performance parameters of the hydration unit are based on the requirement of a three-minute residence time for the LFC and for hydration of fracturing fluids. By providing the necessary volume and mixing shear, the unit ensures complete hydration of the polymer before adding proppant or crosslinker.
Ensure effective, automated hydration control
The efficient, in-field hydration process begins by adding the slurried LFC polymer to the water at the unit’s inlet and shearing through a static mixer. The residence time of the resulting gel is then controlled by passing it through four separate compartments:
The first compartment begins the hydration process The second and third compartments are equipped with power agitators to provide vigorous mixing The final compartment contains the fluid for discharge to the blender.
The LFC control module allows either manual or fully automatic operation of the LFC system and the liquid additive pumps. Operational parameters can be changed remotely from a computer for more rapid and complete control.
An in-line gel analyzer provides constant data regarding viscosity, temperature and pH. As an added feature of fluid inventory and control, mass flow meters can be easily installed and interfaced with the unit. These fluid parameters are all easily analyzed, recorded, and displayed to ensure that the desired viscosity-on-the-fly is achieved and maintained.
As a result, you’ll save time and money on your hydration operations while reducing your environmental wastes.
Contact us to learn how LFC hydration units can maximize the performance potential of your LFC fracturing operations. | 2,104 | 1,045 | 4,183.839234 |
warc | 202143 | How to keep your copywriting short and snappy – and still say all you need to Guest post by PR student and Best Words intern Cristina Alexe
Sometimes useful to know what ‘bad’ is, so we can actually see what ‘good’ looks like. Let’s look at the copywriting on those websites, for instance, which either waste valuable space greeting their readers/ visitors with a half-a-page wide ‘WELCOME TO OUR WEBSITE’, or simply put many different ideas in the same sentence, making their visitors read the text more than twice to understand what it’s all about. We’re all busy. The time we have is precious, so why rob people of it with pointless messages which don’t clarify the purpose of the conversation?
An old Romanian story tells of two islands – Ontoolong and Brevity – living peacefully, one next to the other, in a friendly and kind relationship. One year, a severe famine hits Ontoolong and all the wise, old leaders go together to Brevity Island to ask for help. The group of Ontoolong locals start to describe in great detail the big trouble they are in:
How the elder ones have to skip meals just so the children can eat, how the waters have flooded all the barns and not even one of them is usable again, how although everything has to be rebuilt, all the wood is soaked wet and people are too tired, how everyone has to rationalize their meals so not even a bite of food is wasted… They speak about the heartbreaking consequences of starvation and how many Ontoolong locals are already planning to move to the Brevity Island. All in all, this story lasts for 2 hours.
At the end of the monologue, the Brevity leaders scratch their heads. They have not understood anything, so they send the old men back to their island, with a message to send someone able to communicate quickly and clearly.
After some days, Ontoolong Island send another group of people to Brevity. They show how the bags they are carrying are empty, they say that Ontoolong Island is suffering from starvation, and they ask the Brevity leaders to fill up their bags.
Brevity leaders immediately order their people to fill up their guests’ bags. They tell their visitors to come and ask for help any time they need it. Before the Ontoolong residents leave the island, the Brevity leaders say:
” It was not necessary to tell us your bags were empty. We could see that ourselves. Asking us to fill them up was not essential either, we could see we needed to do that. It was only necessary to tell us that your people were starving .”
This story illustrates the importance of that well-worn acronym, KISS:
Keep it short and simple Keep it short, stupid! Keep it simple and straightforward Keep it super simple
Communication is not only about telling whatever we need to tell. It is also about making sure your message is to the point and easily understandable. In terms of how a message is most effectively transmitted, ‘less’ really is ‘more’.
It’s one thing to know the value and importance of a brief message but quite another to write in a sharp and concise manner yet still convey all that you need to. That’s probably ‘the’ most important reason for using a copywriter. Great business writing is about striking that balance between ‘punch’ and effective communication of a message. One of the things I’ve learnt more than anything while I’ve been an intern here at Best Words is to edit and edit. It’s a real skill and it takes a long time to learn. And I’m getting a lot better at it, but I’m still learning.
If you’d like Best Words to do an appraisal of any of your marketing writing, call the office on 01582 761 212 – they will do that at no charge, and believe me, they know what they are talking about. Or take a look the copy check tool on the Best Words contact page.
With best wishes,
Cristina | 3,965 | 1,916 | 7,820.320981 |
warc | 202143 | Do you know that drinking bourbon whisky is one of the best ways to relax your mind and take off the stress after a long day at the office? Well, if you are thinking of the easiest way to unwind the good memories, Kentucky Bourbon should be part of your plans this weekend because of its vast benefits. Drinking bourbon has a lot of benefits for your health. It helps you combat stress and feel free from anxiety. As if that is not enough, bourbon helps you keep your weight in check.
They say excessive alcohol consumption is harmful to your health, but the story is quite different with bourbon. This article explains some key benefits of drinking bourbon you should beware of before raising your glass for the toss.
1. Weight Loss
Most people struggle with obesity today because of changes in lifestyle and diet. Well, before you think of taking it to the gym or joining a fitness class, you should include some moderate bourbon in your diet to speed up weight loss. Bourbon whisky can help you cut belly fat in the shortest time.
Studies have shown that drinking bourbon can speed weight loss if you stick to a healthy diet and exercise every day. Bourbon helps you with weight loss because it has little sugar, lower calories, and no carbohydrates like other types of alcohol drinks.
Typical Kentucky bourbon has less than 100 calories per shot, which is a bit healthy compared to other drinks on the counter. To get the most out of bourbon when on a weight loss plan, you should not mix it with other beverages and additives before drinking.
2. Reduce Stress
Who doesn’t want to live a stress-free life? After a long day at work, you probably have a lot bothering you. A shot of bourbon can come to your rescue and relieve you of the long day stress.
Taking a bottle of bourbon is one way of calming your nerves and slowing body activity. Drinking bourbon after a long day at work won’t stop you from being stressed but can take away the stress by making you feel happy.
3. Control Diabetes
When you drink bourbon every day, you can prevent the risk of Type 2 Diabetes. This is perhaps the most outstanding benefit of drinking bourbon every day. In a study by Harvard, it is established that drinking bourbon moderately every day reduces the risk of Type 2 Diabetes by at least 30%.
As you know, whisky takes a lot of time in a wooden barrel to age and mature. The process releases ellagic acid that helps regulate glucose from your liver and keep the insulin levels in check. By lowering blood sugar level, bourbon helps you prevent the risk of developing Type 2 Diabetes.
4. Prevents Heart Disease
Excessive consumption of alcohol is harmful to your health. However, bourbon is not your common drink. In a recent study, it’s been shown that drinking a moderate amount of bourbon daily can reduce the risk of developing heart complications in adults.
If you are at risk of developing a cardiovascular disease like heart failure, you have a good reason to start drinking bourbon from today. The antioxidants present in a shot of bourbon absorb all the phenolic compounds in your blood, reducing the risk of developing heart diseases.
5. Boosts your Memory
In a study by the National Institute of Health (NIH), whisky has been shown to have some active antioxidants that can increase adults’ cognitive performance and lower the risk of developing Dementia and Alzheimer’s.
The study also shows that you only boost your cognitive performance when you take bourbon in moderate amounts. That is taking between 1-6 portions a week. Additionally, according to the study, heavy drinkers and non-drinkers are more likely to develop Dementia and other related complications.
6. Lowers the Risk of Cancer
Bourbon whisky contains an active compound called ellagic, which prevents body DNA from reacting with
polycyclic aromatic hydrocarbons, nitrosamines, and other cancer-causing compounds.
Ellagic is an active compound that develops in bourbon as it matures in a wooden barrel. Your body develops free radicals’ that increase your risk of cancer, and by taking bourbon, you prevent the radicals from forming in the first place. Bourbon and wine are the only drinks that contain active ellagic compounds that can absorb rogue cells and lower the risk of cancer in adults.
7. Bourbon Prevents Common Cold
Flu and the common cold are prevalent during the winter. When you have a cold, you can try different homemade remedies, and bourbon is one of the most effective ones. Bourbon whisky contains active antioxidants that can prevent the common cold or even cure it.
Doctors at Vanderbilt University have shown that whisky contains an active compound that dilates blood vessels, making it easier for mucus membranes to counter the common cold.
8. Cures Hangover
If you have some hangover from last night’s drinking party, you can find relief from a bottle of Kentucky bourbon. Compared to other common drinks like beer and spirits, bourbon leaves you with a milder hangover. You can revive from a hangover quicker when you take bourbon compared to other drinks.
In some studies, it’s been shown that bourbon drinkers tend to show milder hangover symptoms compared to alcohol drinkers. Alcohol hangover is very difficult to handle. This is the reason most people are addicted to alcohol. To prevent the risk of an active hangover, you can switch to drinking bourbon at least once a week – it won’t harm you in any way.
9. Improves Body Immunity
The ninth and most significant reason you should take bourbon and refrain from other alcoholic drinks is because of your immunity. Keeping your body immunity optimal reduces the risk of developing opportunistic infections like colds and Typhoid.
A single shot of bourbon a day can keep you away from the common cold. Contrary to most of the home remedies you read on the internet, bourbon whisky is actually effective and proven to counter the common cold. Simply put, when bourbon is part of your diet, you are not likely to catch a cold. Bourbon whisky contains active antioxidants that keep your body immunity at the peak.
10. Ensures Healthy Cholesterol Level
Your body must maintain a certain level of cholesterol to remain healthy and active. That means there are good and bad cholesterol levels. Drinking bourbon helps you monitor your cholesterol level by increasing High-Density Lipoprotein (HDL) in your blood. If left unchecked, high cholesterol levels can often result in atherosclerosis, which is dangerous to your health.
Final Thoughts
There are many reasons you should stop taking other alcoholic drinks and stick with bourbon whisky.
It is simple. Bourbon contains no sugar, carbs, and fats, which means it keeps your body weight in check. Drinking moderate bourbon every day can boost your immunity and prevent the risk of cancer, Type 2 Diabetes, Dementia, heart disease, and obesity.
If one of your New Year resolutions is to cut weight and remain healthy, shifting to bourbon should make it easier to achieve these goals. You don’t have to stop going to the bar to cut belly fat; all you have to do is change the type of drink on the table.
So, the next time you think of relieving yourself from work-related stress and anxiety, you should not forget that bourbon chills your mind and keeps you healthy over time. You now have more than ten reasons to consume bourbon whisky moderately. | 7,440 | 3,149 | 17,356.062242 |
warc | 202143 | Strengthening Nursing in Bosnia and Herzegovina Although BiH invests significant resources in its health system, the population’s health is continuously deteriorating. As international evidence shows, nurses can tangibly improve the population’s health status at limited costs. In order to unleash the potential of BiH’s nursing workforce, the project will work in three different areas: improving the regulatory framework for nursing, reforming the formal education of nurses, and engaging nurses in the performance of health promotion and disease prevention activities.
Región/País Tema Período Presupuesto Bosnia y Herzegovina Salud
Fortalecimiento del sistema sanitario
Atención primaria de salud
01.10.2011 - 30.11.2017 CHF 5’351’250 Central State of South East Consortium of Foundation fami, Geneva University Hospital and the Institute of Nursing Science of Basel University.
Contexto
Health system reform in BiH has focused on the institutionalization of accessible and cost-effective primary healthcare (PHC) services. Major gaps in the education and practice of nurses, who form an important part of the PHC workforce, hinder further reform progress. The most important challenges related to nursing include nurses' inadequate formal education, the lack of clearly defined competences of nurses, the non-existence of a licensing system for nurses, and the limited outreach of nursing services at the community level.
Objetivos
The quality and efficiency of nursing services, with a focus on the primary healthcare level, have increased, and access to these services, in particular for vulnerable groups, have been enhanced.
Grupos destinarios
The project’s primary target group is the nursing workforce in Bosnia and Herzegovina, primarily nurses active at the primary healthcare level. Around 19’000 nurses – the overwhelming majority of which are females – are employed in BiH’s healthcare system. End beneficiaries are service users/patients, and in particular vulnerable groups who presently don’t have access to healthcare, such as persons living in remote areas, elderly, disabled, internally displaced, unemployed and uninsured persons, minorities, single mothers and young parents, children and youth.
Efectos a medio plazo
Health authorities and managers increasingly recognize nurses as an important resource for improving the performance - in terms of quality, safety, and efficiency - of the healthcare system in line with European good practices.
Community nurses provide on a continuous basis a range of gender sensitive preventive and curative services to the population in selected geographic areas, being particularly responsive to the specific needs of vulnerable population groups.
Necessary preconditions for improving the university education of nurses have been established.
Resultados
The project idea was prepared by the two entity Ministries of Health and SDC, based on an analysis of the needs in the country and lessons learnt during implementation of the SDC-funded Family Medicine Implementation Project in BiH. Following the preparation of the project concept document, a tender for the preparation and the first phase of the project was organized. After a three-month preparatory phase wide consultations with numerous stakeholders, a vision 2020 for nursing in BiH was developed and validated.
Dirección / Officina Federal responsable COSUDE Crédito Cooperación con Europa del Este Contrapartes del proyecto Contraparte del contrato
Institución estatal extrangera
Presupuesto Fase en curso Presupuesto suizo CHF 5’351’250 Presupuesto actual suizo ya emitido CHF 4’865’387 Fases del proyecto Fase 2 01.12.2017 - 31.05.2022 (Fase en curso)
Fase 1 01.10.2011 - 30.11.2017 (Completed) | 3,859 | 1,847 | 7,776.501354 |
warc | 202143 | BLOCX is an exciting and innovative disruptor in the Australia and New Zealand real estate space, using the power of social networks to change the way people sell and how agents run their business. Their mission is to democratise real estate and instil sellers with a strong sense of trust, control, safety and security, and empower agents to deliver a world-class experience every time.
Just over 4 years ago we began working with the Vodafone Group. Something we are immensely proud of, particularly as we are now represented across various different Pay as you go and Pay monthly mobile, Broadband, Fibre, SoHo and Business brands and segments and also across the United Kingdom, Ireland and The Netherlands.
To understand why utilities (natural gas, electricity and water suppliers) are increasingly looking to harness positive word-of-mouth to gain new customers via referral marketing, we need to look at the challenges utilities marketers face.
First, as the name suggests, a ‘utility’ is something that’s seen as interchangeable commodity, and if you switch gas, electricity or water supplier you get exactly the same gas molecules, electrons and water flowing through your pipes and cables. And so, at least in developed countries, changing supplier doesn’t typically impact the nature or regularity of the supply of gas, electricity or water to your home or business. So it’s hard to compete on product, other than by offering some nice apps and IOT applications to monitor and control your usage. And being a regulated business means that there’s usually a whole heap of red tape that restricts the kind of marketing that can be done, and what can be included in product bundles.
Founded way back in 1928 before being acquired as a wholly-owned subsidiary by Liberty Latin America in 2017, VTR — also known as Vía Trans Radio — is one of Chile’s largest telecommunications companies, the leading provider of subscription television and internet throughout the country.
Your credit union is not only different than traditional banks and financial institutions, it’s different than every other credit union out there. And while some credit unions have been around for generations, while some are far more recent. While some restrict membership to people in a specific industry or occupation — like a firefighter’s credit union — others are open to everyone.
Crabi, the first 100% digital auto insurer in Mexico that centers on the person behind the wheel as well as the cars it covers, proposes a modern, simpler way for car owners to get personalized coverage, paying only for the services they really need. This is the way they put their customers front and center, not just their cars. Additionally, Crabi fosters safe driving by rewarding additional benefits to responsible drivers who sustain a crash-free driving performance. | 2,918 | 1,513 | 5,477.276933 |
warc | 202143 | Are you aware that there are a wide assortment of mouthwash products that range in their treatment methods? Some mouthwash products can freshen breath, deliver fluoride treatments, wash away harmful bacteria, and even whiten and brighten your smile. Selecting the right mouthwash can be daunting, but there are ways to find the products that are… Read more »
Posts Tagged: smile
Your teeth and gums rely on you to make the right dental care decisions, especially when you get busy during the summer. Keeping up a good dental routine not only helps your mouth stay healthy and bright but also sets a good example for your child. Be sure to help them, especially at a young… Read more »
Your oral health should include annual oral cancer screenings. Every year in America, over 40,000 people are diagnosed with the deadly disease. Early detection is key to ensure the highest chances of success when battling the disease. Listed below are some of the most commonly found indications of oral cancer: – Look for evidence of… Read more » | 1,072 | 593 | 1,865.605396 |
warc | 202143 | We have a breeding colony of crickets in our lab (for Hyla versicolor food) and we have a really simple set up: rubbermaid tubs with a few holes drilled in the lids with one or two egg crates inside for the crickets to hide in. You might also want to put a strip of clear packing tape around the inside a few inches up to keep the crickets from climbing all the way up the walls of the container. We put in a small dish of cat food with powdered cricket chow on top every 3 days, and give the crickets one or two baby carrots and some cabbage every 2 days (for water). We change out and wash the bins once a week. This is a very clean and easy way to keep them. If you have a tub of adults you want to breed, just put a few deli cups full of moist vermiculite in and the females will deposit the eggs there. After about a week remove the cups, stick a lid on them, and keep them in a warm dark place until they hatch. We keep the hatchlings/pinheads in the same setup as adults, but also add a small vial of water with cotton in the end for extra water.
I used to farm crickets when I was breeding Old World Chameleons.
One thing I need to warn you of is the noise, the smell, and the cost. Crickets will cannibalize each other readily if there is not ample food and water available. You will have multiple escapes, and the males will sing constantly every night. Cricket feces exudes an odor in large numbers that cannot be described. Their food is pretty easy, just about anything, but it quickly goes to rot even with the best husbandry practices in place.
For a home hobbyist, I would recommend one of the many cricket delivery subscriptions you can get if you need that large of an amount.
The "noise" never bothered me, as I think it's pleasant, but I don't much care for the smell. I've thought of trying to get a colony going too, but I end up just buying 500 or so once a month at the local reptile swap meet, and then keeping them fed and watered in a large bin while I slowly feed them off. I've had feeder crickets lay eggs in tropical scorpion terrariums, though, and found myself with pinheads quite inadvertently....
Even with the best care, the smell is something that can linger in a small room for YEARS after you stop keeping crickets if you keep a large number of them and it is STRONG, and they can't seem to get rid of it. And yes, there were escapees, since there were no special cages for them back then. (I am not exaggerating...It's going on 15 years now since I have kept them at my parents' house when I was a teen and it STILL smells in that room.)
I just keep 20-30 at a time in one of those new "Kricket Keepers" that they sell and clean it every time I need to buy new ones and I don't have the smell at my place. (My poor parents have to live with the smell from when we used to keep a lot more there!)
I just wanted to let you know...you might be in for a little more than you bargained for if you decide to keep a lot of them!:lol:
I keep crickets for quiet a few years now,specially for the sound they make.It,s the Gryllus campestris so the"singing"is mostly during daytime,they are alsoslower than the other ones.(easyer to catch for my sally,s)After they lay't there eggs and died,I just buy new ones.The young ones I feedto my juveniels.I clean them every week and then they are not smelling to bath also.Petro | 3,366 | 1,690 | 6,672.248521 |
warc | 202143 | Want the cheapest auto insurance rates for your Pontiac 6000? Tired of paying out the nose to insure your Pontiac every month? You’re in the same situation as many other drivers. Drivers have so many insurers to buy insurance from, and though it is a good thing to be able to choose, too many choices makes it more difficult to find the lowest cost provider.
You need to check auto insurance prices quite often since insurance rates change regularly. If you had the best price for 6000 insurance six months ago there is a good chance you can find better rates now. You can find a lot of misleading information regarding auto insurance on the internet, so we’re going to give you the best ways to slash your auto insurance rates.
Finding the best rates is easy if you know what you’re doing. If you have a policy now or need new coverage, you can use these techniques to get lower rates while maintaining coverages. Drivers only need to know the most efficient way to find the lowest price online.
Consumers need to have an understanding of the rating factors that come into play when calculating your insurance rates. Knowing what influences your rates enables informed choices that can help you get big savings.
Getting better 1990 Pontiac 6000 car insurance pricing is actually quite simple. Drivers just need to take a few minutes getting comparison quotes online from several insurance companies. It is quite easy and can be accomplished in a couple of different ways.
For a list of links to companies insuring cars in your area, click here.
Whichever way you use, make sure you use identical coverage limits on every quote you get. If your comparisons have different values for each quote you will not be able to make an equal comparison.
Car insurance companies do not list all their discounts very well, so the following is a list of some of the more common and also the lesser-known savings tricks you should be using. If you don’t get every credit you deserve, you’re just leaving money on the table.
As a disclaimer on discounts, most of the big mark downs will not be given to the overall cost of the policy. Some only apply to the price of certain insurance coverages like liability, collision or medical payments. Just because it seems like you could get a free insurance coverage policy, you’re out of luck.
Insurance companies who might offer these money-saving discounts are:
Check with each insurance company which discounts you may be entitled to. Savings might not apply in every state.
When it comes to choosing proper insurance coverage for your vehicles, there really is no perfect coverage plan. Everyone’s situation is unique so your insurance needs to address that. These are some specific questions can aid in determining whether your personal situation could use an agent’s help.
If you can’t answer these questions then you might want to talk to a licensed insurance agent. To find lower rates from a local agent, complete this form or you can go here for a list of companies in your area. It’s fast, doesn’t cost anything and may give you better protection.
Knowing the specifics of car insurance helps when choosing which coverages you need and proper limits and deductibles. The terms used in a policy can be confusing and even agents have difficulty translating policy wording. Below you’ll find typical coverages found on the average car insurance policy.
Comprehensive insurance coverage covers damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage.
Comprehensive coverage pays for claims such as theft, damage from a tornado or hurricane, damage from getting keyed and a broken windshield. The maximum payout your car insurance company will pay is the ACV or actual cash value, so if the vehicle is not worth much consider dropping full coverage.
Collision coverage pays for damage to your 6000 resulting from a collision with another car or object. A deductible applies then the remaining damage will be paid by your insurance company.
Collision insurance covers things such as crashing into a ditch, crashing into a building and rolling your car. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are older. You can also increase the deductible in order to get cheaper collision rates.
Med pay and PIP coverage kick in for short-term medical expenses like funeral costs, X-ray expenses, hospital visits, ambulance fees and pain medications. The coverages can be used to cover expenses not covered by your health insurance program or if you are not covered by health insurance. They cover both the driver and occupants as well as if you are hit as a while walking down the street. PIP coverage is not available in all states but can be used in place of medical payments coverage
Liability coverage protects you from damage that occurs to other people or property in an accident. It protects you from legal claims by others. It does not cover your injuries or vehicle damage.
It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. As an example, you may have policy limits of 25/50/25 that translate to $25,000 bodily injury coverage, $50,000 for the entire accident, and a limit of $25,000 paid for damaged property.
Liability can pay for things like loss of income, pain and suffering, bail bonds, funeral expenses and medical expenses. The amount of liability coverage you purchase is your choice, but it’s cheap coverage so purchase as much as you can afford.
Your UM/UIM coverage protects you and your vehicle from other drivers when they do not carry enough liability coverage. It can pay for injuries to you and your family as well as damage to your Pontiac 6000.
Since many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea.
We just presented many ways to shop for 1990 Pontiac 6000 insurance online. The key concept to understand is the more times you quote, the better chance you’ll have of finding lower rates. You may even discover the lowest premiums are with a small local company. Regional companies may often insure only within specific states and give getter rates than their larger competitors like State Farm, GEICO and Nationwide.
While you’re price shopping online, do not buy less coverage just to save a little money. There have been many situations where consumers will sacrifice full coverage and found out when filing a claim that the few dollars in savings costed them thousands. Your focus should be to purchase a proper amount of coverage at an affordable rate, not the least amount of coverage.
Cheaper insurance can be purchased on the web as well as from independent agents, so compare prices from both to get a complete price analysis. Some insurance companies don’t offer you the ability to get quotes online and these small, regional companies work with independent agents.
To learn more, take a look at the resources below: | 7,269 | 3,128 | 16,627.140345 |
warc | 202143 | Looking for cheaper auto insurance rates? Shoppers have lots of choices when shopping for low-cost Chevy C/K 1500 Series insurance. They can either spend hours struggling with agents getting price quotes or save time using the internet to find the lowest rates.
There are more efficient ways to buy auto insurance and we’ll show you the best way to quote coverages for your Chevy and locate the lowest price from both online companies and local agents.
You should make it a habit to compare prices quite often since rates go up and down regularly. Just because you had the best deal for C/K Series insurance a couple years back you can probably find a lower rate today. Starting now, ignore everything you know about auto insurance because it’s time to teach you how to use the internet to find lower rates on auto insurance.
An important part of buying insurance is that you know the factors that come into play when calculating the rates you pay for car insurance. Understanding what controls the rates you pay allows you to make educated decisions that will entitle you to better car insurance rates.
The list below includes a partial list of the pieces companies use to determine prices.
Insuring your vehicles can cost a lot, but there are discounts available that you may not know about. Most are applied at the time of purchase, but lesser-known reductions have to be specifically requested before being credited. If you’re not getting every credit available, you’re paying more than you need to.
As a disclaimer on discounts, most credits do not apply to the overall cost of the policy. Most only reduce the cost of specific coverages such as medical payments or collision. So even though they make it sound like you would end up receiving a 100% discount, companies don’t profit that way. Any qualifying discounts will bring down the amount you have to pay.
A partial list of companies that may offer these benefits are:
It’s a good idea to ask each company which discounts you may be entitled to. Discounts might not apply everywhere.
When it comes to buying proper insurance coverage for your vehicles, there is no best way to insure your cars. Your needs are not the same as everyone else’s.
These are some specific questions can aid in determining whether or not you will benefit from professional help.
If you don’t know the answers to these questions but you know they apply to you, then you may want to think about talking to an agent. To find lower rates from a local agent, fill out this quick form. It only takes a few minutes and you can get the answers you need.
Having a good grasp of your insurance policy can help you determine which coverages you need at the best deductibles and correct limits. The coverage terms in a policy can be difficult to understand and nobody wants to actually read their policy.
Liability coverage – This coverage provides protection from damage or injury you incur to people or other property. It protects YOU against other people’s claims, and doesn’t cover your own vehicle damage or injuries.
Liability coverage has three limits: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see values of 25/50/25 that translate to $25,000 in coverage for each person’s injuries, a limit of $50,000 in injury protection per accident, and $25,000 of coverage for damaged propery. Some companies may use a combined single limit or CSL that pays claims from the same limit and claims can be made without the split limit restrictions.
Liability coverage pays for claims like medical expenses, loss of income, court costs and repair bills for other people’s vehicles. How much liability coverage do you need? That is a personal decision, but buy as high a limit as you can afford.
Uninsured or underinsured coverage – Your UM/UIM coverage protects you and your vehicle’s occupants when other motorists do not carry enough liability coverage. It can pay for hospital bills for your injuries as well as damage to your Chevy C/K 1500 Series.
Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is a good idea. Most of the time the UM/UIM limits are set the same as your liablity limits.
Comprehensive protection – This will pay to fix damage caused by mother nature, theft, vandalism and other events. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.
Comprehensive coverage protects against claims like vandalism, falling objects, damage from getting keyed, hitting a deer and hail damage. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle’s value is low it’s probably time to drop comprehensive insurance.
Medical expense coverage – Med pay and PIP coverage pay for expenses for doctor visits, ambulance fees and nursing services. They are used in conjunction with a health insurance policy or if you lack health insurance entirely. Coverage applies to both the driver and occupants as well as if you are hit as a while walking down the street. Personal Injury Protection is not an option in every state but it provides additional coverages not offered by medical payments coverage
Collision coverages – Collision coverage will pay to fix damage to your C/K 1500 Series resulting from colliding with another vehicle or an object, but not an animal. You have to pay a deductible then your collision coverage will kick in.
Collision coverage pays for things such as driving through your garage door, scraping a guard rail, backing into a parked car and rolling your car. This coverage can be expensive, so consider removing coverage from vehicles that are 8 years or older. Another option is to raise the deductible to save money on collision insurance.
You just read quite a bit of information on how to lower your 1999 Chevy C/K 1500 Series insurance rates. The key concept to understand is the more providers you compare, the higher your chance of finding lower rates. Consumers could even find that the lowest priced insurance coverage comes from some of the lesser-known companies.
Affordable insurance is possible both online and also from your neighborhood agents, so compare prices from both to get a complete price analysis. Some insurance providers may not provide you the ability to get quotes online and most of the time these small, regional companies sell through independent agents.
When buying insurance coverage, do not reduce coverage to reduce premium. There are too many instances where an accident victim reduced uninsured motorist or liability limits only to find out that the small savings ended up costing them much more. Your aim should be to buy enough coverage at an affordable rate, not the least amount of coverage.
Much more information about insurance coverage is located at these links: | 7,077 | 3,041 | 16,171.678066 |
warc | 202143 | We are all so much together, but we are all dying of loneliness.
Albert Schweitzer
Aug 27, 2014-- Years ago, we didn't have to try so hard to stay connected. People lived in neighborhoods, and there weren't many strangers that didn't ultimately become friends. We watched over one another with relationships built upon a foundation of shared interdependence, ensuring plenty of kindness to go around. Sadly though, through our own scientific progress, we now live in an age of 'connected disconnection.' Even the most basic of needs are provided by faceless entities. But, at what cost? Read on to learn of the direct correlation between kindness and personal connection. ( 28368 reads)
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Take ActionTry to bring awareness to those moments of disconnectedness. Or, alternately, why not designate an hour of your day to go 'hands free' instead? Quote Bulletin
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warc | 202143 | It’s wise to remember that you can’t believe everything you hear during a presidential campaign. However, when opposing candidates tell voters the next president’s appointees to the Supreme Court could shape the law for a generation, that can turn out to be true.
Over the course of the Supreme Court term that began this week, the justices will hear cases that could have a significant impact on the right to bear arms and on the power of states to restrict access to legal abortion, as well as many other important and controversial issues.
The abortion case, Dobbs v. Jackson Women’s Health Organization, is a challenge to a 2018 Mississippi law that bans most abortions after 15 weeks of pregnancy. The law conflicts with the 1973 Roe v. Wade decision, which barred states from making abortion illegal before fetal viability, about 23 or 24 weeks.
Following the death of Justice Ruth Bader Ginsburg and the confirmation of Justice Amy Coney Barrett to succeed her, the court may have a five-vote majority to overturn Roe v. Wade. Chief Justice John Roberts, generally counted as a conservative, voted with the court’s liberal wing in a recent 5-4 ruling that declined to block a Texas abortion law from going into effect.
But it’s impossible to be certain how any justice will vote on any particular case. President Dwight Eisenhower was reported to have said, after he left the White House, “I have made two mistakes, and they are both sitting on the Supreme Court.” Historians dispute whether he said it, but not the underlying fact that Supreme Court justices, once confirmed, are not bound by views previously expressed.
The court will hear oral arguments in the Mississippi case on December 1. The public will be able to listen to live audio of the arguments, a pandemic-era accommodation that the court has decided to continue.
On November 3, the justices will hear a Second Amendment case, New York State Rifle & Pistol Association v. Bruen, that could determine whether states have the power to impose strict limits on carrying guns outside the home. The court ruled in District of Columbia v. Heller (2008) that the Second Amendment protects an individual’s right to own a gun, shutting down the argument that the Constitution protects the right to own a firearm only in connection with service in a militia. However, the court turned away all subsequent cases related to the right to “bear” arms outside the home until Justice Barrett joined the court.
During this term, the justices will also hear a case from Maine on the question of whether a state may exclude a religious school that also provides secular education from a state tuition program, or whether that exclusion violates the religion clauses and the equal protection clause of the Constitution. Oral arguments in the case of Carson v. Makin are scheduled for December 8.
President Donald Trump’s three appointees to the court — Justices Neil Gorsuch, Brett Kavanaugh and Amy Coney Barrett — are considered likely to vote with longtime conservative Justices Samuel Alito and Clarence Thomas, creating a conservative majority that could shape the interpretation of the nation’s Constitution and laws for many years to come.
So you see, not everything that’s said during a campaign is untrue. | 3,358 | 1,652 | 6,640.790557 |
warc | 202143 | Imagine buying a vehicle on a used car lot that seems fine for about a week – then all of a sudden its doors fall off. According to the mobile car repair company, YourMechanic,
[1] this has happened to customers on a few prior occasions. And that’s not all you need to watch out for when trying to save a dime buying used cars.
The best way to save money when buying a car is to purchase a used model instead of a new vehicle or leasing one. New cars depreciate in value the second they leave a dealer’s lot. When you buy a used car, however, the original owner bears the burden of watching the car depreciate in value during its early years. This works out in your favor as you end up paying far less than you would have paid buying the same car new.
Consequently, because you are buying used, the car may require more maintenance. Therefore, it is essential that you choose a vehicle that has a good reliability rating, low maintenance costs, and one that gets good miles-per-gallon on fuel.
Finance wisely
Financing a new car can add up quickly – total auto loans in the U.S. equaled $1.1 trillion in 2017, according to business news publication Quartz,
[2] and the average new car loan hit a record high of $31,455 in 2018, according to Experian. [3]
But buying a used car can give your savings account a break.
“For most Americans, price and monthly payment are still significant deciding factors, as they are often searching for a vehicle to fit within a certain budget,” says Mike Ouyang of LendingTree’s auto division. “Used cars offer a huge price advantage and are great for those who are less picky about having the most current features. But used cars often have fewer dealer incentives, such as low financing, to capture buyers.”
When you’re financing used cars, there are a few things you need to note…
Step 1: Set your budget
Consumer finance company Bankrate says that a good rule of thumb is to spend no more than 15 percent of your monthly household income on a monthly car payment.
[5]
Before you start looking for the right used car, begin by setting a budget that works for you. It is rare for someone to pay for a car outright in cash, but it does happen when you’re buying used. So, start by seeing how much car you can afford to buy with your savings. Then you can decide if you will need additional financing with an auto loan.
Setting a budget to buy in cash
If you are using savings to buy a car with cash, make sure you are not spending all your savings in one go. Remember to set some money aside for other costs, such as registration, insurance, future maintenance, and keeping a “just-in-case” fund for unexpected mechanical repairs. You also want to leave extra padding in your savings for emergencies, so be practical about the amount of savings you use for your car purchase.
Getting ready for a new auto loan
The more common method of purchasing a car is taking out an auto loan. Getting a car loan can help you avoid spending all your savings and may allow you to buy a more expensive make or model of a car that’s still within your means.
Getting pre-approved for an auto loan can simplify the buying process. You will know exactly how much vehicle you can afford to buy. Additionally, this puts you in a stronger position to negotiate with a dealer or individual seller, as it shows you have not come to beat around the bush. You can refer to Step 4: Direct Lending for more information.
As a rule of thumb, your total monthly auto expenses should not exceed 20 percent of your monthly take-home pay. We recommend using an auto-loan calculator to help with your budgeting. It is common for consumers to put ten percent down and finance the car for 36-72 months.
Keep in mind that choosing a longer-term on a used car can be risky, even though a longer-term will reduce your monthly payments. You may want to replace the vehicle before you pay off the loan. If so, you would be on the hook to repay the remaining balance, which could eat up some of the funds you’d use to purchase a new car.
Step 2: Narrow down the make and model
This is where you can and should get picky. Take time to think about your uses for the car. Making a checklist can aid your search.
How long do you plan to have the car? Will you use the car every day or is it more for leisure or a specific use? Will this be a family carpooling car? If the car is for work, how many miles per day/week would you be driving it? Will you take any longer trips like road trips in the car? How many passengers do you need to be able to carry? How much trunk or bed space do you need? What features are important to you? (Think about everything from sunroof and seat warmers to Bluetooth and safety features) What’s the maximum mileage you would want on the car? Are you looking for a particular color or are there any colors you don’t want?
Make use of websites that are there to guide you. If safety is your top concern, check the Insurance Institute for High Safety’s website for details on how well cars crash-tested. Then search for makes and models and create a list of at least three cars that seem right for you. Sift through various reviews of the cars you have narrowed down and compare them even further using reliable car review aggregating websites, such as Edmunds reviews.
Step 3: Decide where to buy a used car
Now that you have built a list of cars, move on to finding the right place to buy a used car. Thanks to the power of the internet, there are lots of websites that either sell or list used cars. Here are a few we recommend checking out:
AutoTrader: AutoTrader is an online vehicle listing service that acts as a portal for sellers and buyers of new and used cars by gathering information from several different car lots in your area. AutoList :AutoList is a handy aggregator because it siphons vehicle listings from a wide range of online car buying websites and presents them to you in one convenient location. Additionally, AutoList offers a “Listimate” feature that informs you whether the price of a car is fair or not. Carvana :Carvana cuts dealerships out of the process and operates almost entirely online. Therefore, they do not have traditional dealerships or test-driving options. However, you are given the option of returning your purchase seven days after the sale with no questions asked. CarMax :CarMax is a car dealer with a no-haggle policy for buying and selling used vehicles, which is intended to simplify the buying process for individuals who want to make their purchase and get out. And unlike Carvana, CarMax has physical lots spread throughout the country, so you can check out vehicles and test-drive before you buy. Craigslist :Craigslist has been around for years and is best used for finding low-end cars in your area from individual sellers. However, be cautious of scammers. Step 4: Determine a fair purchase price
As you begin to narrow down your search, look up the car model in a pricing guide like Kelley Blue Book. You can use the guide to check the market value of the car you have your eye on. And you can customize your search based on factors like mileage, condition, make and model, etc. Once you have determined the fair price for the vehicle you want, you’ll have the information you need to negotiate successfully.
When looking up prices consider the following for trying to narrow down searches:
Year Make & Model Options Mileage Condition
Since most pricing guides will give you various prices, make sure you adjust the price type accordingly in your search. For example: If you are buying from a dealer, make sure to look at the “Dealer Retail” price. And if one of your neighbors happens to be selling a car, you would check the “Private Party” price. Additionally, you will notice that pricing guides often tell you what a trade-in is worth, so make sure to price your current car as well as the car you want to buy if you are planning trade-in at the dealership.
It’s also important to know a vehicle’s history as you shop for used cars. Dealerships will often provide this history upfront, or you can ask for it. Some dealerships also have “certified pre-owned” policies, meaning the car has undergone a rigorous inspection. Just make sure to check what their certified pre-owned policy means, as some dealerships may just use the term to make buyers feel better about a purchase.
If you’re buying from an individual, ask for the VIN of the vehicle and then check for the vehicle history online. Services like
CarFax make it easy to find the complete history of a car or truck for free. Credit Karma also recommends that you negotiate each part of the transaction separately so that dealerships can’t slip hidden fees into the contract. Focus on the big picture instead of monthly pay – a dealer may agree to lower your monthly payment, but this would stretch out the loan’s payback period and make you ultimately pay more in interest, the company says. Carefully revise every decision you make.
And if a dealer isn’t willing to work with you, don’t be afraid to walk away.
Step 5: Find affordable used car financing
When it comes to finding affordable car financing, you have two options to choose from:
Direct lending Dealership financing Direct lending
Direct lending is the process of borrowing money from a bank, financial company, or credit union. With this type of loan, you agree to pay the financed amount along with interest charges that will be paid back over a set time.
Moreover, you are able to apply for pre-approved financing before you begin shopping for a car. This is hugely beneficial to negotiations as you get to know your credit terms in advance, including:
Annual percentage rate (APR) Term (length of the loan) The maximum approved amount you can borrow
With a pre-approval, you can identify and negotiate the best deals and financing options because you have something to compare dealership offers to if you’re buying from a dealership.
If you are buying from an individual owner, direct lending will be the only option you have for financing.
Dealership financing
On the other hand, dealership financing is the process of applying for financing through the dealership. Therefore, you are entering into an agreement with the dealership to purchase the car and agree to pay the financed amount plus interest charges over a period of time.
Dealership financing may offer you multiple financing options since the dealer’s relationships with financial companies and banks mean they are able to provide you a wide range of financing options. For example, you may be offered a 0% APR for 36 months on certified pre-owned (CPO) vehicles.
However, note that the dealer almost always makes a profit by offering you financing; hence, they may not have your best interests at heart. Make sure to get the Truth in Lending Act (TILA) disclosure for any dealership offer you get so you can compare the total costs, interest charges, and payments with a direct lending offer.
Step 6: Making sure you have the right vehicle
The best way to get the full story on a car is to simply ask questions. Start by verifying the information you saw or read in the advertisement.
Here are a few important questions to ask: May I see the service records?( CarFaxis a great source for vehicle history reports.) Do you have the title? Is it clear?(Clear titles show that there are no liens on the car.) What factors went into deciding the asking price? Are there any important details that might not have been mentioned in the ad that I should know about? Can I have the car inspected by a mechanic of my choice? How old is the battery? Has the battery been replaced? If yes, how long ago? For automatic transmission: When the car is in drive does the transmission clunk into gear? For manual transmission: When you depress the clutch does the transmission feel stiff or jerky? Now that you have a basic idea of some important questions you should ask. It is time to create a checklist for your requirements and any serious mechanical concerns: How safe and reliable is the car? Does the bottom of the engine have any sign of fluid leak? When accelerating does the transmission jerk at shifting points? Does the underbody have any dents or dented metal? Are all the tires the same size and brand? Getting the car inspected
While you can ask the questions above and check the car out yourself, you want to make sure it is really in good working condition by taking it to a mechanic. Private party sellers will usually be fairly lax regarding an inspection, whereas some dealers may push back arguing “the car has already been inspected.” But we urge you to insist on having a trusted mechanic check on the car’s condition should you have any doubts.
Now for a little clarification on the meaning of “certified.” On independent used car lots, this means nothing about the condition or reliability of the car. It is a ploy to draw in gullible customers. On new car lots, however, “certified” refers to the car being in a certified pre-owned (CPO) program. This has become a popular method for making used car shopping easier as a whole. Therefore, there should be no need to have a mechanic look at the car.
Test driving the car
Even though you may not be an expert mechanic, you can still give the car a thorough inspection of your own by taking the car for a test drive. If possible, try test driving the car through various routes and a stretch of highway. And make sure you drive the car without the radio on so you can pay attention to the following:
Listen for any unusual noises that may indicate faulty mechanical conditions. Check to see if there are any blind spots. Are the car’s steering and acceleration to your liking? Most importantly, make sure the breaks work properly.
Now that the test drive is over, go ahead and be vain. Check the legroom, cargo capacity, and various added options. And lastly, go ahead and turn that radio on or connect your Bluetooth and blast the sound system to make sure it is, again, to your liking.
Step 7: Negotiate the best price
And now we get down to the nitty-gritty: negotiating. For some people, this can be stressful as they do not wish to haggle. But with a little research you can get the average market price of the car, which you can use as your pricing guide. The seller is almost always going to ask for more than the market average so they can turn as much of a profit as possible.
Say, for example, Honda is asking you for $15,000 on a used 2016 Honda Civic, but your research has shown you that the car is worth $12,000. From there, begin by pointing to any concerns you may have to try and bring the price down, then strike them down with the book value of the car. E.g.: “The car drives well, but I’m a little concerned about the fact it’s had some electrical issues with the dashboard, and the fact that the value of the car is $12,000. Given that, I think $10,500 would be a fair price for it.”
Now it is left up to the seller to either accept your offer or make you a counteroffer — so on and so forth until you strike a deal, or you walk away. Also, keep in mind that salespeople know all the tricks of the trade and will be able to see through your strategy so stick to your guns. Lastly, make sure you know if the dealer is giving you the “out-the-door” price, which includes all taxes and fees, or if they are merely giving you the sale price of the car.
Here are a few tips to help you get the best deal on a car lot:
Take your time while negotiating. Start with a low offer but stay in a reasonable ballpark. Otherwise, the dealer may see this as lowballing and no longer take you seriously. Instead, try making a low offer that remains enticing. If the deal is not enticing enough for the dealer, improve your offer in $300 increments. If you are pre-approved for a loan, then you are essentially like a cash buyer. So, negotiate the price of the car and not the size of the monthly payments. Commonly, sellers will try to convince consumers to buy a car by showing them the low-level monthly costs instead of the overall cost of the car. Should the salesperson walk away to “speak with their boss,” get up and roam the showroom or get a cookie or coffee. This way you keep the salesperson on their toes, which will aid your negotiations. Make sure you get a breakdown of all the taxes and fees before you say yes to a deal. Sometimes dealers will include filing fees or other fees in order to make as much of a profit from what they may have lost during negotiations. You are the buyer; therefore, you have the most power. Always be ready to walk if you are not making any progress in negotiating a deal, or simply for the fact you do not like how you are being treated. An Irish goodbye will suffice. Step 8: Last steps as you buy a used car
Finally, after having taken your dream car for a test drive and committing to the purchase, there are still a few more tasks to take care of before the fun begins. To help finalize your budget, add up the cost of insurance, titling, registration, and any necessary final repairs.
You should also take these steps:
Transfer the title and register the car
To transfer the title of the car and the bill of sale, or dealership invoice, you may be required to visit your local county tax office with the seller to transfer ownership. Once you have finalized your registration information, make sure to keep it in your glove box sans vehicle title. Keep the title locked in a safe place at home that you can easily find later.
Insure the car
If possible, get your insurance figured out before you drive off the lot. If you have the vehicle’s VIN, you can provide it to your insurer so you can have proper coverage. Dealerships will often not allow you to drive off the lot without proof of insurance. Besides, choosing your insurance plan ahead of time will aid in your budgeting plan. Always make sure to include insurance in your budget from the get-go.
Read the owner’s manual
Although tedious, it is important that you read the owner’s manual. Not only will it give you a clear idea of the car’s maintenance schedule, but it will also teach you about the ideal gas grade, tire pressure, and tips and tricks on how to use the various car tools at your disposal.
Consult for any outstanding repairs
It is in best practice to have a pre-purchase inspection done prior to purchasing a car. However, it is also a good idea to have the filters, fluids, brakes, and tires checked again post-purchase. Keep in mind, though, when searching for a mechanic that certain mechanics specialize in maintenance while others specialize in repair.
Source:
[2] https://qz.com/913093/car-loans-in-the-us-have-hit-record-levels-and-delinquencies-are-rising-fast-too/
[3] https://www.experian.com/blogs/ask-experian/sticker-shock-is-real-car-payments-hit-a-record-high/
[4] https://www.forbes.com/sites/niallmccarthy/2019/01/03/the-number-of-americans-holding-auto-loan-debt-shows-no-signs-of-slowing-down-infographic/
[5] https://www.bankrate.com/loans/auto-loans/best-car-buying-tips/
Article last modified on October 11, 2021. Published by Debt.com, LLC | 19,492 | 8,203 | 45,425.888577 |
warc | 202143 | Is the growing popularity of ETNs sustainable, or has 2010 just been a VIX-related blip?
The success of a number of exchange-traded notes this year, including two that canvass the market of VIX volatility futures and others offering investors exposure to master limited partnerships, is raising the question of whether ETNs are about to truly take off and become part of every investor’s portfolio.
ETNs, unlike ETFs, offer investors direct exposure to an underlying index, minus expenses. They don’t own underlying baskets of securities like ETFs do, which not only eliminates tracking error but also gives ETNs access to parts of the investment universe that are hard to cover.
The catch—and it’s been a big one since the market crash of 2008, 2009—is that ETNs are unsecured credit obligations backed only by the faith and good credit of their issuers. If an issuer goes under, investors essentially forfeit their entire investment. That chance seemed very remote when ETNs first launched in 2006, and perhaps it’s fading today. Some issuers say investors are getting over fears and are now curious about ETN attributes, including tax advantages.
“I am very confident that we’re going through what I’m calling ‘The Big Thaw’ when it comes to exchange-traded notes, and I think it started with the VIX products that iPath brought,” Bryon Lake, senior product strategy manager at Wheaton, Ill.-based Invesco PowerShares, said in a telephone interview. “We’re getting more questions and more feedback from investors that are looking for and are comfortable with the exchange-traded note.”
ETNs represent about $14.5 billion out of the $1 trillion invested in exchange-traded vehicles, according to data compiled by IndexUniverse.com. And, inflows are building momentum: $1.21 billion in 2008; $4.18 billion in 2009 and almost $6 billion in 2010. Moreover, while ETN assets are less than 1.5 percent of total assets in exchange-traded products, the number of ETNs on the market is 131, or almost 12 percent of the 1,101 ETPs now listed in the U.S.
"It's clear that 2010 was the year of the ETN," said Keith Styrcula, chairman and founder of the Structured Products Association, a New York-based trade group with its finger on the pulse of developments in the world of ETNs. "With the proliferation of new issues and new issuers, the ETN came into its own as a liquid, tax-efficient investment vehicle."
Top Gainers ($, Millions) 2010's Most Popular ETNs as of Dec. 29 Ticker Name Issuer Flows AUM ($, M) Turnover VXX iPath S&P 500 VIX Short-Term Futures ETN Barclays Capital 2,591.07 1,692.04 119,135.19 AMJ JPMorgan Alerian MLP ETN JPMorgan Chase 1,229.85 2,255.00 6,148.97 VXZ iPath S&P 500 VIX Mid-Term Futures ETN Barclays Capital 700.23 695.89 7,977.51 DJP iPath Dow Jones-UBS Commodity Total Return ETN Barclays Capital 322.65 2,822.92 3,995.61 MLPI UBS E-TRACS Alerian MLP Infrastructure ETN UBS 180.51 194.27 243.62 RJI ELEMENTS Rogers International Commodity - Total Return ETN ELEMENTS 141.84 662.92 872.68 MLPN Credit Suisse Cushing 30 MLP Credit Suisse 94.13 121.30 377.98 RJA ELEMENTS Rogers International Commodity - Agriculture Total Return ETN ELEMENTS 90.57 517.06 890.05 UCI UBS E-TRACS CMCI Total Return ETN UBS 81.81 129.99 54.94 JJG iPath Dow Jones UBS Grains Sub Total Return ETN Barclays Capital 80.59 188.89 973.92 | 3,425 | 1,793 | 6,374.358617 |
warc | 202143 | An easy way to test if a Tiel has been hand-raised is to see if it will perch on your finger.
If it does, then you are on your way to selecting a very friendly bird who will be your companion for up to 22 years.
Cockatiels are actually quite trainable, although their learning process takes a few months. They also usually take a few weeks to feel comfortable in their new surroundings, and should never be made to do what they feel uncomfortable doing.
Training sessions should be done in a quite area and the duration should be no more than three 10min sessions per day.
Food rewards, that you have found your cockatiel especially likes, can be helpful; but ensure that they are small pieces, and can be either seeds, veggies, fruits or meat (in very small quantities).
However, there are some fruits and vegetables that are toxic to cockatiels including avocado, cabbage, chestnut, eggplant, elderberry, mushrooms, onion, peach, rhubarb, green tomatoes, as well as some fruits seeds.
On the other hand, some birds will respond equally well with praise and a head scratch, which many adore. | 1,100 | 623 | 1,928.089888 |
warc | 202143 | Imagination is the ability to envision a reality that does not yet exist. Creativity is the inspirational energy and skill that allows us to turn that vision into reality. But creativity is not just an artistic ability to create “something from nothing:” it encompasses all manner of ways we synthesize, improve, modify, and personalize the world around us. Any aspect of problem-solving—whether encountered while parenting, teaching, or even debugging a database—relies on an ability to see a possible future and implementing strategies to bring it about. Every human being is capable of being imaginative and creative. While some people are inherently more artistically inclined than others, everyone can enhance their creative abilities with regular practice and by finding places of inspiration that stimulate the mind and heart.
This was a panel discussion from a few years back where several members of the Black Arts Movement spoke including poet Sonia Sanchez . They gave up game on the History of the Black Arts Movement, their lives and the role art plays in shaping politics and the world around them. | 1,135 | 633 | 1,993.870458 |
warc | 202143 | Sustainability is the philosophy and practice of using resources in a manner that will preserve their supply perpetually into the future. It prioritizes the inherent value of complex and delicate environmental systems while recognizing the human need for consumable products, as well as more abstract economic and political considerations. Advocates of sustainability promote regulations, protections, and behavior shifts on a large social scale, as well as individual habits that reduce our detrimental impact on our surroundings, aiming for a balanced relationship between ourselves and our world.
We’ve started gathering valuable information on this topic, but haven’t yet curated the findings.
The Great Turning identifies the shift from a self-destroying political economy to one in harmony with Earth and enduring for the future. It unites and includes all the actions being taken to honor and preserve life on Earth. It is the essential adventure of our time. | 980 | 580 | 1,632.206897 |
warc | 202143 | What to Expect When Getting Dentures San Francisco, CA
While we can customize dentures to fit a patient's teeth perfectly at Geary Dental Center, there are still a few key factors that patients need to understand before getting dentures. Fortunately, advancements in dental technology allow for this process to be easier than ever before.
The Dentures Process
There are different types of dentures, two of which are removable dentures and implant dentures. Removable dentures are a more traditional option that requires the patient to remove them at night when they sleep. Implant dentures are not removable since we attach them directly to the jaw. We will not recommend implant dentures unless the patient is healthy and if the patient does not have any teeth left to use.
In order to determine the best type of dentures for the patient, we will conduct a thorough examination of the patient's teeth and current level of oral health. From there, we will continue through other steps in the process for a patient who is interested in getting dentures. Below is a list of the steps in the process.
1. A dental examination
The first step is for our team to examine the patient's teeth and determine the state of the patient's oral health. During this examination, the dentist will search for any signs of infection, tooth decay, previous dental work that can hinder the denture process and search for any other teeth that may need removal prior to placing the dentures.
2. Making the dentures
After the consultation, the dentist will take a mold of the teeth and measurements to ensure that the dentures fit the remaining teeth exactly. We will then send these results to a dental lab that will build the dentures to the specifications.
3. Fitting the dentures
Once we complete the dentures, we will bring the patient in for a fitting to ensure the dentures fit without issue. We will make sure that the individual can use the dentures without pain or issue. If necessary, we will make adjustments to the dentures during this appointment.
4. Adapting to dentures
While there will not be any pain, it may take some time to adapt to wearing the dentures. It may take some time to adapt to eating and speaking with the dentures, but the patient will eventually have the same function and control as with regular teeth.
Check out what others are saying about our denture services on Yelp: What to Expect When Getting Dentures San Francisco
Other factors to expect with getting dentures
The dentures that one gets from our office will be a custom fit to the individual's mouth, but may take some time before the individual has complete mastery of the dentures. Dentures also require proper oral hygiene to last as long as possible. However, proper care will not involve typical brushing with toothpaste.
The proper care of dentures will require using a specific type of brush and a liquid solution that does not harm the material of the dentures. The patient will also need to soak the removable dentures in the solution at least every night when the patient sleeps. Since there are different types of dentures, we will go over the most effective care methods for the type of dentures the patient has. We will also recommend the best type of solution for cleaning the dentures and where to get it.
Just because the patient does not have any teeth does not mean the gums cannot get infected. Thus, a patient without teeth needs to brush his or her gums at least twice a day. Using water to rinse the dentures after removing them from the mouth, patients then need to gently brush the gums with toothpaste.
Regular brushing and keeping the dentures clean will help ensure that the patient does not have an infection growing in the mouth. It is important for the patient to also brush the tongue and along the roof of the mouth. While this may take some time for a patient to adjust to, proper oral hygiene is crucial for keeping dentures in the best condition possible.
With proper oral hygiene, patients also need to be careful to avoid dropping the dentures on the counter or ground in the bathroom. While dentures are sturdy, they are not unbreakable. If the patient needs repairs on dentures of any kind, it is crucial to call us and seek assistance. Attempting to repair the dentures without professional experience can result in catastrophic results.
For more information on the denture process and if dentures are the right choice for you, give us a call at (415) 702-1310 to schedule a consultation today.
If you live in the San Francisco area, call (415) 702-1310 to schedule your dental exam so that you can remain in good health or receive treatment for a current condition.
Questions Answered on This Page People Also Ask Definition of Denture Terminology Alveolar Bone The alveolar bone is the bone surrounding the root of the tooth that keeps the tooth in place. Clasp A clasp is a device that holds a removable partial denture prosthesis to the teeth. Denture Base The denture base is the part of the denture that connects the artificial teeth with the soft tissue of the gums. Edentulous Edentulous is a term that applies to people who do not have any teeth. Periodontal Disease Periodontal disease is a condition that causes inflammation of the gingival tissues and membrane of the teeth, leading to tooth loss without professional treatment. Pontic Pontic is another term for an artificial tooth on a fixed partial denture. Rebase Rebase is the process of refitting denture prosthesis by replacing the base material. Reline Reline is when a professional resurfaces the surface of the prosthesis with a new base material. Resin/Acrylic Resin and Acrylic are resinous materials that can be components in a denture base. Stomatitis Stomatitis is the inflammation of the tissue that is underlying a denture that does not fit properly. It can also result from other oral health factors.
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Job shops that serve as an extension of their customers’ tool rooms occupy a unique position in manufacturing. With work coming in from across multiple industry segments and little visibility into what may come in the door on any given day, flexibility must be built into the operation. It is key to survival and prosperity.
In a busy high mix/low volume job shop, a “batch” is sometimes as small as a few pieces, and the high volume of workholding changeovers presents owners with a monumental challenge. If you have to swap out grinding wheels all day, the challenge to be overcome is how to quickly rotate in grinding wheels or to quickly dress new forms, dimensions or angles into the grinding wheel to accommodate workpiece requirements.
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What Causes Emergency Flooding?
There a various causes of emergency flooding – from both inside and outside your house. Most emergency floods are caused by pipes bursting. Pipes can crack and leak when the water inside freezes or when there is a serious clog. The aftermath is a seemingly endless stream of water into your house that can seep into your foundation and cause cracks. Other common causes of emergency floods include heavy rainfall, melting snow, and degraded draining systems.
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warc | 202143 | White Castle is a fast-food chain that has been in operation since 1921. According to White Castle, the chain was the first to sell 1 billion burgers. White Castle is known for its small burgers (aka sliders), which can be high in calories if you consume several during one sitting.
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Like regular hamburgers, White Castle hamburgers are made with ground beef, which is high in fat, protein and calories.
Calories
One White Castle hamburger contains 140 calories. This amount is 7 percent of the daily recommended intake of 2,000 calories.
White Castle hamburgers are also sold in a "Crave Clutch," which contain 20 sliders; each Crave Clutch contains 2,800 calories, more than the daily suggested intake.
Fat
Despite being relatively low in calories, White Castle hamburgers are high in fat, with 7 grams per burger. Of this fat, 2.5 grams comes from saturated fat, but there's no trans fats.
The American Heart Association recommends limiting intake of saturated and trans fats, as they can have negative effects on your cholesterol levels. The association suggests consuming 25 to 35 percent of your calories from total fat, less than 7 percent of calories from saturated fats.
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Carbohydrates
White Castle contain 16 grams of carbohydrates per burger. Each burger provides 1 gram of fiber, a nutrient that helps promote feelings of fullness. The Food and Nutrition Board of the National Academies suggests consuming at least 130 grams of carbohydrates and between 25 and 38 grams of fiber each day.
Protein
White Castle hamburgers are small, so they do not provide very much protein. Each White Castle hamburger contains 6 grams of protein, the same amount of protein in one egg.
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Vitamins and Minerals
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Our success comes from promoting sustainable economic benefits to the local Maasai community, thereby encouraging their active participation as stewards of our critical ecosystem here in the Chyulu Hills of Kenya.
Conservation programs include wildlife research & protection with over 100 Rangers employed to combat poaching and illegal activities, lion monitoring & tracking led by a group of young Maasai warriors called Simba Scouts, a predator protection initiative through a successful compensation program called Wildlife Pays (one of the first on it’s kind), land conservancies, an ecotourism partner Campi ya Kanzi, and the first REDD+ Carbon Project in the area that has sold its first credits in 2017 to Tiffany&Co.
The question is, are we happy to suppose that our grandchildren may never be able to see an elephant except in a picture book?– David Attenborough –
Work has begun on developing and implementing further Payment for Ecosystem Services conservation programs aimed at sustainable use of the critical watershed and water resources in the area. MWCT implements proper grassland management practices among the pastoralists and has initiated active participatory rangeland restoration projects with the Maasai women.
MWCT is the largest employer in the Kuku with the majority of all staff coming from the local Maasai community.
Courtesy of: http://maasaiwilderness.org | 1,534 | 839 | 2,762.662694 |
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There has been some press coverage of the consultation response from the Globe and Mail and National Post, but Canadian Heritage officials have said they will not post the submissions they received, claiming some “may contain confidential business information.” Keeping the results of the consultation is secret is incredibly damaging, raising further questions about whether the government plans to incorporate the feedback or simply march ahead with an extreme, deeply flawed proposal.
Failure to Balance Freedom of Expression and Protection from Online Harms: My Submission to the Government’s Consultation on Addressing Harmful Content Online
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I start with my online harms submission. The full submission, which touches on issues such as 24 hour takedowns, website blocking, proactive monitoring, and enforcement, can be found here. To learn more about the issues, catch my Law Bytes podcast episode with Cynthia Khoo or listen to a terrific discussion that I had together with Daphne Keller on the Tech Policy Press Podcast. The submission opens with eight general comments that I’ve posted below:
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warc | 202143 | Researchers at the University of Michigan Rogel Cancer Center have determined cancer cells seize control of the metabolic pathways within specific immune cells to suppress the immune system and accelerate tumor growth.
Immune suppressor cells that exist in cancerous tumors block the body’s natural defense system, and a high volume of these immune suppressor cells can render the immune system ineffective at fighting tumor growth.
Previously, researchers had little understanding of what caused the development of immune suppressor cells but did recognize the necessity of a healthy immune system in the battle against cancer. Immunotherapy, which harnesses a patient's own immune system to fight cancer, has been very successful for survivors of certain cancers.
“Immunotherapy includes treatments that work in different ways,” the American Cancer Society states on its website. “Some boost the body’s immune system in a very general way. Others help train the immune system to attack cancer cells specifically.”
The limited understanding of the immune-suppressing cells makes it difficult to treat certain types of cancers using immunotherapy. Cancers, such as triple-negative breast cancer – the cancer cell line used in this research because of its prominent immune suppressor cells – are especially difficult to treat. Triple-negative breast cancer lacks three common receptors that stimulate tumor growth, making it harder to treat.
“Since the tumor cells lack the necessary receptors, common treatments like hormone therapy and drugs that target estrogen, progesterone, and HER-2 are ineffective,” the National Breast Cancer Foundation states on its website. Chemotherapy is often a triple-negative breast cancer patient’s only option.
Weiping Zou, a renowned professor of surgery and primary researcher in the study, explained the issue with current immunotherapy treatment.
“Immunotherapy works very well for some patients, but not everyone is responsive to the treatment,” Zou said. “Through this study we hope to improve the current treatment to make it better for more people.”
During the project, the researchers studied the tumors’ growth in mice, approved by the committee on Use and Care of Animals at the University of Michigan. They were able to measure the growth of the tumors and find the factors that caused the processes within them. The researchers also studied cultivated cells separately. Extensive measurements were taken during the experiment on tumor growth and cell production which were then analyzed using various data analytical techniques.
Dr. Inka Kryczek, Research Assistant Professor of Surgery, summarized the various parts of the process they studied.
“We looked at the metabolic pathways, the immunosuppressive cells themselves, and the biology of the tumor. It proved to be a very comprehensive study.” said Kryczek.
The new research sheds some light on what could be causing the development of the immune suppressor cells. A link found between the metabolic production of glycolysis and the number of the immune suppressor cells present in the tumor showed a direct correlation between an increase in glycolysis and an increase in immune suppressor cells.
Zou believes the discovery can lead to new treatments for patients that exhibit high numbers of the immune suppressor cells.
“We hope we can manipulate the metabolic pathways to develop an immunotherapy approach to help these patients,” Zou said.
Zou also anticipates the research will inspire other researchers to develop better techniques for treatment.
“It is important for people to hear this message," Zou said. "We are working very hard to help as many patients as possible.” | 3,810 | 1,684 | 8,328.153207 |
warc | 202143 | With the North American International Auto
Show, one of Detroit’s largest sources of revenue, currently in progress at the Cobo Conference/Exhibition Center, critical issues surrounding Detroit’s development and renewal are once again surfacing. The Detroit Free Press reports the city receives $550 million from the auto show each year and attracts 6,600 journalists to the city. However, the auto show has outgrown Cobo and other cities would be more than happy to lure it away to their more spacious convention centers — a symbolic and economic loss that would be on par with Detroit’s loss of Motown Records in 1975.
To prevent this, Detroit Mayor Kwame Kilpatrick yesterday
announced preliminary plans to work with Oakland County Executive L. Brooks Patterson in order to build a larger convention center in Detroit based on the Colorado Convention Center in Denver. This could not only benefit Detroit’s economy, but promote cooperation between the city and its surrounding suburbs as well.
Cobo, named after late segregationist Mayor Albert Cobo,
attracts annual conventions such as the auto show because it was once one of the nation’s largest convention centers. In order to remain competitive, a larger convention center is necessary. The center Kilpatrick is planning will cover 60 to 65 acres of land and have 1.2 million square feet of floor space on one level, compared to Cobo’s 700,000. The new center will be comparable with some of the world’s largest, including those in Frankfurt, Germany, Tokyo and Paris.
Furthermore, despite some reservations, Patterson’s
willingness to work with Kilpatrick in order to achieve this goal sets a positive precedent, as Patterson has had a rocky relationship with the city in the past. Cooperation between Detroit and Oakland County is essential to rebuilding the city’s economy and the construction of a new convention center will encourage future collaboration that will benefit the entire region.
Simply building a new convention center is not enough to revive
Detroit. Although such projects are necessary to spur development, the city needs other initiatives in order to appeal to tourists and to ensure financial stability. Detroit places too much emphasis on these big-ticket items, while overlooking the realities and problems of the average Detroit citizen. Kilpatrick also should not ignore the high cost of building a new convention center.
Despite these serious reservations, Cobo Hall no longer fulfills
the city’s needs. At the very least, one benefit of a new convention center would be to take the name of an advocate of segregation off of Detroit’s premier convention center. | 2,720 | 1,326 | 5,429.74359 |
warc | 202143 | President Bush recently expressed support for the teaching of intelligent design alongside evolution in public schools. “Both sides ought to be properly taught … so people can understand what the debate is about,” he said, adding, “You’re asking me whether or not people ought to be exposed to different ideas, and the answer is yes” — an apparent shift in his educational philosophy given his administration’s support for abstinence-only sex education.
Evolution is often bashed on a false premise. “If it’s just a theory,” certain people ask, “why can’t it be taught alongside intelligent design, which is also a theory?” This represents a lack of understanding with regard to the nomenclature of science. By the time an idea obtains the title of “theory” in the scientific community, its foundational facts, having been observed and tested in controlled settings, are well-established.
Einstein’s Theory of Relativity isn’t called Einstein’s Fact of Relativity, but that doesn’t mean any respectable physicist would challenge its basic results and predictions, which have been tested in a number of famous (to physicists, at least) experiments. The same is true for evolution.
The use of the word “theory” is simply a reflection of the modestly that underlies all good science; no idea is invincible, and if a new theory arises that can account for an older theory’s results while doing a better job of adapting to newly discovered information, the new will subsume the old. It’s a bit like, well, evolution.
Intelligent design, which states that the sheer complexity of biology can only be explained by some sort of intelligent force, is not a scientific theory, primarily because it is not falsifiable. Unfalsifiability, a hallmark of almost all pseudoscientific “theories,” means that there is no way to set up an experiment that could show the idea to be wrong. How do you prove the absence of a supernatural force? You can’t. Because of this, intelligent design is as out of place in a science classroom as a salsa lesson would be in a cooking class.
There’s another controversial debate raging within certain public schools. The New York Times recently reported that “more than 175,000 students in 312 school districts in 37 states” now have access to Bible classes in their public schools. This is largely due to the efforts of the National Council on Bible Curriculum in Public Schools, an advocacy group whose agenda is pretty self-explanatory.
The national council claims that its classes are nonsectarian and do not infringe upon the constitutional separation of church and state that is a prerequisite for any public school curriculum. It also stated that it “is concerned with education rather than indoctrination of students.”
It’s hard to take these claims seriously given that, among other clear examples of the courses being offered favoring religion over fact, some of the children in these “nonsectarian” courses are taught that “documented research through NASA” backs a scriptural passage asserting the earth once stood still. Further indicting the national council is the fact that its “efforts are endorsed by … Concerned Women for America and the Family Research Council” — organizations that disseminate a Biblical agenda rather openly.
Much overlap certainly exists between the groups seeking to force intelligent design on science teachers and the groups backing or lauding the national council. Their goal isn’t particularly complicated: They want their version of Christianity to have its hands in everything. President Bush framing the current fracas over evolution as a “debate” is laughable. There is no debate, among respected scientists, about evolution. Intelligent design is a sweetened version of creationism that is designed to slip past the guards of the church-state divide. Or, as a Kansas professor once put it, it is “creationism in a cheap tuxedo.” Who could possibly argue that an idea that has so little to do with actual, hard science has any place in a classroom?
It is a dangerous time for the educational system. Most of the evangelicals behind these efforts would be loath to describe themselves as relativists — the term is anathema to those who claim to understand absolutes like virtue, truth and goodness. But in their attempts to challenge scientific findings that don’t comport to their worldview, they are setting up a frightening, Orwellian system in which “truth” is malleable — not to be determined by the experts in a particular field, but rather by those with the political clout to convince the public that debate exists where there really is none.
Singal can be reached at jsingal@umich.edu. | 4,926 | 2,347 | 9,778.540264 |
warc | 202143 | Frustrated with a lack of parking space, the North Burns Park and Oxbridge neighborhood associations have submitted a petition to the Ann Arbor City Council to create parking districts that will require a special permit for cars parked longer than two hours between 8 a.m. and 2 p.m.
Peter Nagourney, co-chair of the North Burns Park Association, said the parking problem can be attributed to daily commuters parking their cars on the neighborhood’s streets.
The parked cars make it difficult for residents, service personnel and visitors to park anywhere near resident’s homes, Nagourney said.
“The problems concern the environment, street safety and inconvenience for residents,” Nagourney said, “Long-term car storage has made it impossible for the city to clean streets, remove leaves and do proper snow clearance on a regular schedule,”
Prue Heikkinen, president of the Oxbridge Neighborhood Association, said parking is a problem that affects everyone in the city, but that the daily commuters who take advantage of residential parking have become a great annoyance to residents.
“If I’m paying thousands of dollars in property taxes, I should at least be allowed one spot in front of my house,” Heikkinen said.
Jesse Levine, president of Michigan Student Assembly, said he does not agree with further restrictions on public parking.
“I’ve received my fair share of parking tickets and am against further regulations that would impinge upon public parking spaces at the expense of students,” Levine said.
Levine said the proposed parking policies for the Oxbridge and North Burns Park neighborhoods are misguided, and the timing couldn’t be worse for students.
Levine and Stuart Wagner, MSA’s Campus Improvement Commission chair, scheduled a meeting with Ann Arbor Mayor John Hieftje to discuss a multitude of issues — parking being one of them.
Wagner said various solutions to the parking problem are being pursued, including a delay to the parking districts vote until the fall when more students will be in the city.
Connor Henley, president of Pi Kappa Phi, agrees with Heikkinen that a reduction in parking will affect students, but he said that most of the parking is misused.
“Obviously, any reduction of parking spaces near the University community would adversely affect students. However, from my observation, the majority of parking spots utilized within the Burns Park district are for long-term storage or extended parking,” Henley said.
Even though students parking in the neighborhood have led to the parking problem, students living in fraternities, co-ops and group houses in the area have been involved in neighborhood meetings to work on a solution, Nagourney said.
“Our neighborhood association has been working on this problem for over two years,” Nagourney said.
“During this time students living in group housing within the neighborhood have always been informed about neighborhood meetings, have attended these meetings and have been involved in discussions that led up to the parking district proposal.” | 3,157 | 1,446 | 6,626.206777 |
warc | 202143 | Children who have contracted Covid-19 are reportedly suffering the effects of the virus for months afterwards, debunking widespread opinion that children wouldn't be hit as hard as older patients.
The long Covid phenomenon has received scientific attention, with results from a UK study published last week showing that one in 20 Covid sufferers had continued to experience symptoms more than three months after infection.
The study collected data from 4.2 million users of the Covid Symptom Study app, but did not include data on under-18s, the Mail Online reported. A paediatric doctor told the Mail Online that the omission was a "blind spot".
When Lois Benson's two young sons developed a cough and a slight temperature back in April, she was initially unconcerned.
The 46-year-old air ambulance manager from Aldridge in the West Midlands said her sons, Toby, seven, and Josh, six, went downhill rapidly.
"At first, 111 [the NHS's non-emergency helpline] told me to stay at home, but they just seemed to get worse and worse," she recalls.
Finally, with the boys 'almost unresponsive' in bed and temperatures soaring to 40C, she called 999. They were taken to hospital by ambulance, where they were given oxygen and kept in overnight.
Lois admits that while sitting by their hospital beds she had feared the worst – and when they pulled through, the relief was indescribable.
But, shockingly, this wasn't the end of their ordeal.
Now, seven months on, Toby and Josh are still suffering, sleeping constantly and unable to go back to school. The boys have developed serious stutters, complained of headaches and have begun repeating words over and over again.
It seems that Toby and Josh, who were 'normal, active, fun-loving children before all this', are among the youngest victims of what many are calling long Covid – a collection of debilitating symptoms that linger for weeks or even months after the initial infection has subsided.
The worried parents of youngsters with the condition tell a similar story: many have been told their children are simply suffering from anxiety or growing pains.
The NHS has announced plans to provide specialist services for patients with long Covid but, at present, none of these clinics will be open to children.
"This is a massive blind spot," says Dr Nigel Speight, a paediatric specialist in chronic fatigue syndrome. "If adults can have long Covid, then children can too."
Now, for the first time, a small-scale survey has provided a clearer picture of the impact of long Covid on families across the country.
Frances Simpson, whose two children have been unwell since catching the virus in March, polled parents on social media groups asking if their children had experienced similar symptoms.
In all, 162 parents responded, of whom 86 per cent stated their children had ongoing symptoms more than three months after exhibiting the first signs of infection. Frances, a psychology lecturer at Coventry University, hopes her findings will spur further research.
It is universally recognised that children are far less likely to catch Covid-19 than adults.
Studies show they are half as likely to be infected and even less likely to suffer serious symptoms – with only one per cent of those under the age of 19 hospitalised.
But experts point out that any child who catches Covid-19 runs the risk of long Covid – and it is well recognised that many viruses run the risk of causing long-lasting illness. While it may take time, the majority of those hit by such problems do recover.
Dr Speight said long Covid exhibits the same pattern as other post-viral illnesses, which children are as susceptible to, as adults.
Most people will experience some level of post-viral fatigue at some point in their lives.
Dr Charles Shepherd, medical advisor to the ME Association, a chronic fatigue charity, said this post-viral fatigue could linger for months, even years.
Scientists are still unsure what triggers post-viral fatigue but many theorise it is caused by the immune system continuing to try to fight the virus after it has left the body.
But post-viral fatigue can come from even mild illnesses, meaning even children who don't suffer severely with Covid-19 can be susceptible to a protracted illness.
Experts also say it is important that parents don't immediately assume long Covid is the cause of problems, as this could lead to other, more treatable conditions, such as anxiety disorder, being missed. | 4,503 | 2,189 | 9,149.997259 |
warc | 202143 | The governing boards of two Florida hospital systems have decided to fight the U.S. Justice Department's antitrust challenge of their proposed merger.
Leaders of the Morton Plant Health System in Clearwater, Fla., and Mease Health Care in nearby Dunedin, Fla., were unanimous in their resolve to battle the government, the systems said in a written statement.
"We cannot let a Justice Department decision based on faulty premises derail the model healthcare reform we are moving toward here in Florida," the systems said.
Morton Plant operates 672-bed Morton Plant Hospital in Clearwater. Mease operates two hospitals, a 278-bed facility in Dunedin and a 100-bed facility in Safety Harbor, Fla.
A merger between the two systems would give them control of three of the 15 acute-care hospitals and more than 30% of the staffed beds in Pinellas County on Florida's west coast.
But, in their lawsuit filed against the systems on May 5, the Justice Department and the state of Florida said the relevant market is smaller-just northern Pinellas County. A merger would give them control of three of that market's seven hospitals as well as nearly 60% of the staffed beds. Such a deal, the suit said, would violate Section 7 of the Clayton Act, which bars acquisitions that may reduce competition (May 9, p. 3).
Philip Beauchamp, Mease's president and chief executive officer, called the government's market "artificially established," saying the systems compete in a larger market that's at least as big as the entire county, which has a population of 851,600.
The government filed its antitrust lawsuit in U.S. District Court in Tampa. A trial date hasn't been set, but the case has been assigned to U.S. District Judge Steven Merryday.
In May 1993, Judge Merryday issued a preliminary injunction blocking a proposed hospital swap between then Columbia Hospital Corp. and Adventist Health System/Sunbelt (May 10, 1993, p. 4). The Federal Trade Commission, which sought the injunction, said the swap would violate Section 7 of the Clayton Act. Columbia and Adventist then called off the deal.
Mr. Beauchamp said Mease and Morton Plant have put their merger on hold pending the outcome of the government's motion for a preliminary injunction blocking the deal. He said the systems would re-evaluate their position depending on the outcome of each step in the legal process.
Meanwhile, the systems continued to defend their merger plans last week, saying the deal would be in the best interest of the community, which would benefit from the cost savings that the consolidation would generate.
The hospitals contend they have widespread support for the deal, including among local businesses.
The systems have said that a merger would generate more than $80 million in savings over the first five years of the transaction. Some of the $30 million in capital savings likely would come from scaling back Morton Plant's expansion and renovation plans, according to Frank Murphy, the hospital's president and CEO. Operating efficiencies are estimated to save $10 million annually over the first five years.
If the deal goes through, Morton Plant would re-examine its recently approved master building plan that calls for extensive renovation of the hospital's campus, Mr. Murphy said. The building plan's price tag hasn't been calculated, but the plan includes cancer and heart treatment centers, he said.
Both systems are profitable, according to the most recent data available from the Florida Agency for Health Care Administration.
Morton Plant Hospital earned $5.2 million on total revenues of about $283.9 million in 1992, the state said. Mease's facility in Dunedin lost $2.9 million on total revenues of about $97.7 million that year, but the system's hospital in Safety Harbor made $3.6 million on total revenues of about $55.4 million, the state said.
Under the merger guidelines used by the Justice Department and FTC, the agencies often will overlook large market shares resulting from mergers if one or both of the merging parties are failing or if the deal will generate substantial economic savings that will be passed to consumers. | 4,154 | 1,876 | 9,149.428571 |
warc | 202143 | Gross charges by physicians in multispecialty group practices fell for the fourth consecutive year in 2000, but practice managers are paying more attention to better measures of productivity, including relative value units and net billing, according to the American Medical Group Association's annual compensation and productivity survey.
The 220 groups responding to the survey--most of which were large multispecialty groups--represented nearly 27,000 physicians. They reported that compensation increased only slightly from 1999 for general practitioners, including internists, general surgeons and urgent care physicians. But some specialties, notable urology, gastroenterology, anesthesiology and dermatology, experienced pay increases of 5% or more.
See the print publication for the following charts:
Average physician compensation and gross productivity by specialty Average physician work RVUs by specialty, 2000 Ratio of average compensation by measure of productivity, 2000 Medical group ownership, 2000 | 1,019 | 552 | 1,871.858696 |
warc | 202143 | Spurred by lower interest rates and a pent-up demand for capital, not-for-profit hospitals and health systems tapped the bond market in greater numbers last year, increasing tax-exempt healthcare bond volume by 47%.
After a lull in 2000, not-for-profits sold 383 tax-exempt issues worth almost $20.1 billion last year, up from 292 issues worth $13.7 billion in 2000, according to Thomson Financial Securities Data, based in Newark, N.J. In the fourth quarter, there were 133 issues totaling $7.6 billion, compared with 92 issues totaling $3.4 billion in the fourth quarter of 2000.
Hospitals and health systems were attracted by opportunities to refinance short-term debt at favorable rates and finance construction and renovation projects, said David Cyganowski, co-head of healthcare finance at Salomon Smith Barney. Unlike previous years, few organizations refinanced long-term debt because of tax rules that bar repeated refunding of long-term debt, Cyganowski said.
For the year, the largest seller of tax-exempt debt was St. Louis-based Ascension Health, which issued $583 billion worth, according to Thomson. It was followed by Cincinnati-based Catholic Healthcare Partners, with $414.9 million, and Sisters of Mercy Health System, St. Louis, with $378.3 million.
Last year's bond activity marked a change from the late 1990s, when record volumes of tax-exempt healthcare debt stemmed from large system mergers that afforded opportunities to restructure debt. Volume fell about two years ago as those newly formed health systems hit financial trouble that diverted their attention and spooked potential investors.
With more construction slated for 2002 and beyond, brisk bond activity is expected to continue. One good piece of news for not-for-profit issuers is that a downward slide of their credit quality appears to be ending, according to statements last week by ratings agencies Moody's Investors Service and Fitch.
Moody's lowered 55 credit ratings and upgraded 22 in 2001, compared with 56 downgrades and 12 upgrades in 2000. A turnaround was evident in the fourth quarter, when the number of downgrades matched the number of upgrades at seven apiece. | 2,174 | 1,095 | 4,300.350685 |
warc | 202143 | A survey of members of the Association of American Physicians and Surgeons found that the threat of government mandates may pose the biggest barrier to adoption of electronic health-record systems, followed in close order by costs and privacy concerns. The survey of 430 members released last month reported that 19% of respondents used an EHR. Of those 81% of survey respondents who did not, 78% listed concern about government mandates for implementation as a barrier to adoption, followed by 77% with a concern about link to centralized government medical records as a close second. Lack of capital for initial cost and training ranked third as a barrier, selected by 75% of respondents; concern about privacy protection came in fourth at 74%. Asked what incentives would have an impact on their decision to implement an EHR, members of the Tucson, Ariz.-based AAPS listed a guarantee that systems would not be linked to P4P (pay-for-performance) or EBM (evidence-based medicine) mandates most often at 60%; followed by enhanced legal protections for EHR users at 55%; monetary incentives for purchase, 54%; and training, 52%. The 14-page report contains more than 11 pages of comments from physicians across 18 medical specialties, both those who use EHRs and those who do not, some not for the lack of trying. One participant noted his group had sunk more than $200,000 into an EHR system and needed hardware and have never been able to make it function over the past (five) years. According to one comment listed, regardless of incentive, I still wouldnt do it because privacy cannot be protected. Another said, At tremendous cost we have enjoyed the small benefits with decreased transcription and filing cost and faster access to records. But not all respondents suggested theyd made a mistake buying an EHR. At this practice, one commenter wrote, we made the decision from the beginning to use an EHR. It has not been as good as we hoped and still too expensive for upgrades, but I would not want paper records again.
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warc | 202143 | How does divorce affect children?
Divorce is not an easy process to go through as a family. However, sometimes divorce becomes a necessity for the couple, as they may have reached the crossroads in their marriage and it might be better for both of them to separate. Adults going through a divorce process have to adapt to new changes which includes taking numerous decisions relating to financial and emotional aspects.
This process is even more difficult for children, especially when they are very young. At a tender age, children are not able to understand the new changes that arise from the fundamental fact that they will not be able to live with both parents as one family. Therefore, children must adapt to the immediate change of living with one parent alone and seeing the other parent only occasionally during the designated visit time. It becomes even more difficult when a parent decided to emigrate and thus permanently moves out of the country of residence of the children, which leads to even fewer personal visits. Emotionally, all these changes take a toll on the child's psyche and parents must strive to make the transition as cordial and friendly as possible.
Studies show that a divorce process can have the following effects on children, depending on their age: For toddlers and preschoolers: because they are
so young, children do not understand the need to be permanently
separated from one parent. The concept of two houses can fill
children with worry and fear. They feel anxious when they are not
able to be with both their parents and can quiet often feel that
they are not loved by the absent parent. For children of primary school age: A divorce
process can cause them stress and anxiety and often makes them feel
guilty about the changes it brings. Children of this age group
often think of guilt and may feel that the divorce is due to their
mistakes or shortcomings.
Research shows that children are often the most affected by contentious divorces, which can be reflected in increased behavioral problems, poor academic performance and also in children's mental health.
Children need to adapt to the new changes, and one of the best ways is to keep up with a regular visit schedule and provide them with easy access to both parents that suits their needs. A regular schedule helps to bring a needs-oriented structure into their lives, and children might understand that both parents regularly prioritize their needs. Parental support and reassurance can avoid many of the likely challenges, especially if parents can put their children's needs before anything else. Parents should also consider seeking expert help, which can include medical and psychological support in helping their children. Solving anxiety problems through professional help has proven to be of great value to children. An expert is often able to identify the cause of a problem rather than focus on the behavioral issues alone, and can help the parents to understand better and guide them in helping their children cope with such challenges.
The content of this article is intended to provide a general
guide to the subject matter. Specialist advice should be sought
about your specific circumstances. | 3,226 | 1,495 | 6,920.255518 |
warc | 202143 | Subscription may be required to access article.
Article examines the growing trend among investors who display a growing appetite for direct investment and co-investment. While COVID-19 is a factor, investors even before the pandemic sought greater flexibility and control in their investments, as well as a means to reduce fees paid to third-party managers. The article highlights the benefits of investing directly, what barriers compliance teams at financial and professional services firms face in doing so, and what they can do to minimize these.
For more information, see Katten's report "Going Direct – The Factors Driving Direct Investment Strategies and the Barriers to Adoption."
The content of this article is intended to provide a general
guide to the subject matter. Specialist advice should be sought
about your specific circumstances. | 863 | 530 | 1,382.428302 |
warc | 202143 | The Economic Implications of an Older World
People are living longer, but will we live better? Michael Falk and Laurence Siegel debate the ramifications for global growth.
In late 2012, the CFA Institute's flagship publication, the
Financial Analysts Journal, published a thought-provoking essay by the research director of the institute's research foundation, Laurence B. Siegel, titled "Fewer, Richer, Greener: The End of the Population Explosion and the Future for Investors" (November/December 2012). Siegel predicted that the world's population would level off and might even begin to decline within two generations (hence, "fewer"), that humanity as a whole would be wealthier ("richer"), and that these improvements in the human condition would provide the means to reverse the damage that industrialization has had on the physical environment and even improve it ("greener").
Siegel's optimistic predictions, however, are not without risks and challenges that must be faced if they are to pan out. While the size of the human population may be leveling off, its age composition is changing dramatically. We are becoming older, but not necessarily healthier. Michael Falk, CFA, a partner with the Focus Consulting Group and the chief investment strategist at Mauka Capital, has been studying global demographic trends and the implications for investors for many years, especially for those nearing retirement. He has lectured on this topic at meetings of CFA societies throughout the world. | 1,511 | 858 | 2,636.325175 |
warc | 202143 | From amateur to expert
Mice’s learning skills help researchers pinpointing brain areas where acquired knowledge is stored
Is it a Rembrandt or a Vermeer? For lay people, it is often challenging to distinguish paintings by these two old masters. For the trained eye of an expert, on the other hand, it is not difficult at all. Scientists at the Max Planck Institute of Neurobiology have now demonstrated that mice can also become experts in sorting images into categories. The study shows that part of the category knowledge is already present in early visual areas, highlighting how widespread such semantic memories are stored throughout the brain.
Have you ever tried to distinguish a painting by Rembrandt from one by Vermeer? It could certainly seem like a guessing game: the differences are subtle to an untrained eye. An art enthusiast, however, has no problem with the classification – even though there are few clues that can be generally applied. How is that possible?
Semantic memory is a store for expert knowledge
One key to success is practice. Art experts look at hundreds of paintings day in and day out. They gradually develop a sense of the features playing a role in the discrimination. This sense is nothing but acquired knowledge, which is stored in their semantic memory. This type of memory contains all abstract information that is not linked to a specific experience: for example, the general fact that Vermeer is a Dutch painter – in contrast to the exact memory of where they first saw a Vermeer painting.
To date, however, we know little about how semantic memory is stored in the brain. Pieter Goltstein, neurobiologist working with Mark Hübener in Tobias Bonhoeffer's department, explains: "To study how such information is stored, we first need to know where to find it in the brain. We came up with the idea to give mice a task similar to those of art experts, and test if the animals can also acquire such complex knowledge."
Mice become experts at categorizing
Together with Sandra Reinert, Pieter Goltstein showed mice different pictures of stripe patterns, which they had to sort into two categories. To do so, the animals had to weigh different aspects of the stripes and include both their width and their orientation.
Surprisingly, after an initial learning phase, the mice had no trouble in sorting the patterns into the correct category. They had become experts and could readily apply their newly learned category knowledge to patterns that they had not seen during learning yet – extrapolating from the category features that they had stored as semantic information.
The visual cortex helps to categorize
But is the category information already stored in the visual cortex, where visual stimuli arrive and are represented? Or is it only found after many initial processing steps, in some higher brain area?
The scientists used a little trick to answer this question: Since neurons in the visual cortex react to visual stimuli in a particular location, they initially trained the mice using stripe patterns shown only in a part of their visual field. In this way, only a specific group of neurons were trained in these animals. When the researchers then shifted the patterns to another location, and therefore stimuli were processed by different neurons, the mice could not categorize as well anymore. Inactivating the visual cortex led to a similar outcome. Together, these results indicated that neurons in the visual cortex are involved in the task of category learning.
Signatures of semantic memories are already found in the visual cortex
In parallel to the category training, the scientists were able to repeatedly measure the activity of many neurons and identify changes over the course of learning. Interestingly, toward the end of the learning process, some regions of the visual cortex became better in distinguishing categories. Mark Hübener, senior author of the study, explains: "The neurons in these regions receive two kinds of input. They respond to a specific visual stimulus, and they also receive information when the mouse sorts an image into the correct category. This allows the neurons to identify important visual stimuli related to categories, and enhance their reaction to them."
Neurons in the visual cortex are thus able to adapt their response during learning. But not only that: Analyzing the data, a region of the visual cortex, called POR, stood out in particular. There, the researchers found signs of stored abstract category information. The study thereby tracks down that abstract learning already begins at the first levels of visual processing.
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Just listen to the audio version of this research news! | 4,748 | 2,103 | 10,600.028531 |
warc | 202143 | The 20 most popular things people are buying right now
Looking for Building A Chicken Coop In Ark…
It’s been a strange time for shopping recently– largely due to the coronavirus pandemic. As people have actually been spending more time in your home and settling into a “brand-new typical,” they’ve been purchasing items that not just help them remain safe throughout this time, but likewise items that help them feel more comfy and keep busy.
Oour mission is to help individuals purchase the very best stuff, and now, more than ever, we are striving to help consumers find the items they need. Considering that the pandemic began, we have actually continued to see shifting habits from our own data of what you– our readers– are buying. Based on what we have actually seen, here are the 20 most popular products that our readers have actually been purchasing non-stop over the past number of weeks.
Our brand-new 2021 projections are ingrained within Mintel’s 7 Trend Drivers: Wellness, Rights, Value, Identity, Experiences, Surroundings, and Innovation. They also take into consideration the changes that have actually been accelerated by the COVID-19 pandemic– the subtle yet extensive shifts in customer thinking and actions from brands– and attempt to encapsulate the better future that consumers, worldwide, aspire to, and toward which brands can construct their own strategic visions.
This years’ consumer trend analysis, insights, and recommendations are centered around the ‘now’ (the next 12 months), the ‘next’ (18 months+), and the ‘future’ (five+ years) of consumer behaviour:
Health Undefined
An awareness of health and wellbeing is at the forefront of consumers’ minds, but a playbook doesn’t exist. Brand names have a responsibility and opportunity to set new guidelines.
Collective Empowerment
Customers around the globe are making their voices heard clear and loud in the push for equity, company, and rights.
Priority|Concern|Top priority} Shift
Customers are seeking a go back to the fundamentals, with a concentrate on flexible ownerships and a reframing of what ownership in fact suggests.
Coming Together
Consumers are coming together in like-minded neighborhoods in order to get in touch with and support each other, driven by the impact of the global pandemic.
Virtual Lives
Physical separation due to the pandemic, increased need for escapism, and enhanced innovation are driving customers towards digital experiences.
Sustainable Spaces
COVID-19 has discreetly but significantly moved consumer awareness of our relationship with the spaces in which we live, accelerating need for sustainability.
Digital Dilemmas
While there are many benefits to a more digitally-connected life, issues about its negative effects are putting consumers in a predicament.
Download 2022International Customer Patterns now for customer insight, market expertise, and strategic suggestions to drive better company choices much faster– now and in the future.
To prosper in ecommerce, you require 3 things: in-demand products to sell, the skills to market them, and the drive to prosper. These trending items up until now towards the end of 2020 are likewise appeared to be trending items in 2021.
The trending products can be utilized to develop new online businesses or, fantastic items to contribute to an already running business. Given that each trending product is indicated for a distinct audience, we’re likewise sharing niche-specific tips for reaching new consumers.
The products on this list are the top trending product & classifications within the past 12 months on Shopify, Amazon & eBay platforms:
Trending items to offer in 2021.
Browse the list of trending products in 2020 and 2021 you can utilize to start your online organization:.
40 Things You’ll Essentially Be Doing Yourself A Favor For Buying In 2021. Building A Chicken Coop In Ark
You could be forgiven for thinking that the spring/summer 2021 collections– and the subsequent raft of spring/summer 2021 patterns– were something of a moist squib. Thanks to the ongoing pandemic, it was a season like no other..
Of the 4 style capitals, New York and London selected predominantly digital displays, with the odd designer hosting Covid-secure discussions for small numbers of press and purchasers; while Milan and Paris held scaled-back provings with stringent social distancing steps in place from a few of its greatest brand names. Others still decided to attempt something different. “Different” manifested variously as: revealing off-schedule, revealing via movie and in virtual reality, or sending out a replacement for a catwalk experience out to push and buyers in a box. All taken pleasure in varying degrees of success..
A year that produced no end of surprises, it may appear like recklessness to anticipate what will take place in 2021. We chose to do it anyway.
Our reporters signed in with their sources to make more than 40 predictions on the most crucial business and issues they cover. We anticipate which hot monetary technology and open-source startups will go public, AT&T’s plans for CNN, Alibaba’s future takeover target and the next “other bet” for Google.
2019 was a record year for ecommerce. More than ever previously, consumers were shopping online and will continue to do so in 2020. Because of the COVID-19 pandemic causing individuals to stay home, depending upon the vertical, lots of ecommerce services have seen their sales grow to tape-record levels, while other brand names are releasing brand-new products to help support those in need while keeping their business strong..
In 2019, there were a couple of standout product types that took the marketplace by storm and were high sellers. These consist of CBD oils, probiotics, environment-friendly products, and more– much of them within the health, charm, and health market. In this post, we’ll take a look at the eight highest-selling product types of 2019 and take a better take a look at how they’ll carry out in 2020 also provide ecommerce online store owners product ideas of the most recent trending items..
7 high-demand trending items and specific niches of 2021.
Unless you’re running a market, your ecommerce business will likely focus on a single specific niche items. Whether it’s supplements, clothing, food, or other best selling products or something else, people who visit your ecommerce shop need to know what types of products you sell as quickly as they arrive on your website.
Unsure what kind of company to begin, or which products can assist increase your market share? Here’s a list of the top-selling products in 2019 and how we think they’ll carry out in 2020..
1. CBD oils and items (Profitable items).
Given That the Farm Expense in 2018, CBD items have been flying off the racks throughout the majority of the US with lots of states now enabling the legal sale of CBD. With the COVID-19 pandemic, CBD companies have actually reported record sales due to customers focusing more on psychological health, especially those that offer CBD oil online..
The CBD market isn’t the easiest organization to start online due to high competition and policies for shipping CDB oil, however it’s a lucrative organization if you can get ahead with this unique item. When researching opportunity, consider your state’s laws and guidelines for CBD items and if you have the ability to reach potential consumers. Depending upon where you are, you might only have the ability to take and meet orders for CBD products in your own state. Building A Chicken Coop In Ark | 7,780 | 3,639 | 16,109.453146 |
warc | 202143 | If the top 10 ways to invest $10K haven’t quite satisfied your hunger for strategic business development, here are four slightly left-field ideas from our panelists to help you give your business a boost.
Hire a cleaner John Allan: “Spend $1300 each year on a cleaner at home and invest the time you save updating your TrueLocal page, your website, your social networking, and optimizing your search engine marketing.”
Not such a daft idea, given that social networking, HTML and things like TrueLocal and LinkedIn profiles take an enormous amount of time to set up so that they can be used effectively. Be disciplined, though. Don’t let it lapse like that Gym membership. The more you put into these sites the greater the return you’ll see from them.
Take a holiday Lex Goldsmith: “I see people with inordinate wealth who are inexplicably unhappy. Perhaps they just need a good holiday with the people they love.”
Work addiction, particularly in small businesses, is a real problem for many professionals. Taking a holiday is one of the best things you can do for it. If a holiday seems too difficult to integrate into your professional life, these five steps might give you some ideas on how to engineer the possibility of a break whilst maintaining a clear conscience.
Start with the intention to take regular holidays; write it into your business plan Budget and plan time out each year; ensure you have the cashflow to take a break. Manage your time strategically and establish systems so the business is run repetitively. Delegate and outsource. Monitor staff performance and provide training.
If the idea of a holiday is still completely out of the question, perhaps you should take a look at methods of switching off more regularly, and for periods infinitely shorter than your average holiday. It will increase your productivity manifold, and your family will love you more for it.
Try meditating. Once a day, remove all thoughts and emotions from your mind and focus only on your breathing. This one takes a little practice but is enormously rewarding once you’ve gotten the knack for it.
Exercise daily, or as often as you possibly can. Three times a week should be your absolute minimum. You’ll find that these two are the most effective methods of dispelling stress and providing perspective on your work/life arrangement.
Hire some virtual help Lara Solomon: “Hire people! It doesn’t have to be people in your office – look at virtual helpers such as Odesk (you can get people from US$2.22 an hour) – then use them to research things such as leads, printing costs, or keywords. They could do your social network updates, update your website content – anything you have a procedure for.”
If you can’t afford that extra staff member, outsourcing is not such a bad idea. There’s a wealth of good sites available designed to connect you with more-than-affordable copywriters, web designers, and more. In addition to Odesk, have a browse through Elance and Guru and see if there’s anything that might help.
Embrace social media Naomi Simson: “Build the personality of your business using social media. Create open and intimate conversations and allow people to join. We don’t have a shop front, so we use Twitter, Facebook, YouTube, Flickr, and blogs – we call it Project Personality. It’s about letting people into our world so they can see us and understand who we are.” #Read Nett’s more straightforward ways of spending $10k here. | 3,576 | 1,809 | 6,806.063018 |
warc | 202143 | In the last year of Leo Tolstoy’s life, he engaged in a correspondence with a young Indian lawyer named Mohandas Gandhi. At the time, Gandhi was fighting for the human rights of Indians living in South Africa.
After reading Tolstoy’s
A Letter to a Hindu, Gandhi wanted to help Tolstoy translate it and get it published in India. The book called for Indians to engage in passive resistance to end British rule.
Gandhi wrote in his autobiography:
“Three moderns have left a deep impress on my life, and captivated me: Raychandbhai by his living contact; [Leo] Tolstoy by his book,
The Kingdom of God is Within You; and [John] Ruskin by his Unto this Last.”
As Tolstoy was only two months away from death, he wrote to Gandhi:
“The more I live – and specially now that I am approaching death, the more I feel inclined to express to others the feelings which so strongly move my being, and which according to my opinion, are of great importance. That is, what one calls non-resistance, is in reality nothing else but the discipline of love undeformed by false interpretation. Love is the aspiration for communion and solidarity with other souls, and that aspiration always liberates the source of noble activities. That love is the supreme and unique law of human life which everyone feels in the depth of one’s soul…That law of love has been promulgated by all the philosophies – Indian, Chinese, Hebrew, Greek and Roman.”
Tolstoy believed that Christianity best expressed the law of love in principle, though not by actual practicing Christians. The fact that the law of love was promulgated throughout other religions and philosophies is what made it possible for an old Russian author and a young Indian lawyer to meet on common ground.
For both of them, their love of God is what made them oppose violence. Their principled actions inspired others to follow.
In 1958, Dr. Martin Luther King, Jr. wrote:
“Like most people, I had heard of Gandhi, but I had never studied him seriously. As I read I became deeply fascinated by his campaigns of nonviolent resistance. I was particularly moved by the Salt March to the Sea and his numerous fasts. The whole concept of “Satyagraha” (
Satya is truth which equals love, and agraha is force: “Satyagraha,” therefore, means truth-force or love force) was profoundly significant to me. As I delved deeper into the philosophy of Gandhi my skepticism concerning the power of love gradually diminished, and I came to see for the first time its potency in the area of social reform.”
Gandhi’s strategy succeeded because he knew the numbers were on his side. My favorite part of the 1982 film
Gandhi was when Gandhi was asked by a British officer if he expected the British to simply leave India.
In response, Gandhi said:
“Yes. In the end, you will walk out, because 100,000 Englishmen simply cannot control 350,000,000 Indians if those Indians refuse to cooperate. And that is what we intend to achieve: peaceful, nonviolent, non-cooperation – till you, yourselves, see the wisdom of leaving.”
According to the Combating Terrorism Center at West Point, it was estimated that the Taliban core strength was approximately 60,000 fighters in 2017. When they added the Taliban’s allies, the number ranges up to as many as 200,000 people.
The population of Afghanistan was recently estimated at 37 million in 2021. It is reasonable to believe that 200,000 people cannot bully 37 million people into submission for long if the vast majority of the broader population refuses to cooperate with the Taliban’s barbaric agenda.
In the United States, we also need a Gandhi-style movement to “awake” progressives to the view that conservatives are human beings too. I believe President Biden would be a lot more acceptable to conservatives if he said:
“No one should ever lose their job in America because they voted for a Republican. I’m not going to change my beliefs, but I will always fight for your freedom of speech and your right to make a living. The vast majority of the 75 million Americans who voted for Donald Trump had nothing to do with the attack on the Capitol Building. According to the FBI, 90 to 95 percent of the attackers were described as ‘one-off cases.’ The rest were fringe groups and will be prosecuted. Only the people who committed the violence on the Capitol Building will face criminal prosecution.”
From the beginning of this pandemic, I have regularly worn a mask, engaged in social distancing, and I got vaccinated as soon as I could. If President Biden wants more people to get vaccinated, he needs to stop progressives from trying to criminalize and demonize conservatism.
Robert Zapesochny is a researcher and writer whose work focuses on foreign affairs, national security and presidential history. He has been published in numerous outlets, including The American Spectator, the Washington Times, and The American Conservative. When he's not writing, Robert works for a medical research company in New York. Read Robert Zapesochny's Reports — More Here.
© 2021 Newsmax. All rights reserved. | 5,231 | 2,573 | 10,268.86164 |
warc | 202143 | What Men Want
Posted On Nov 29, 2010
If cosmetic surgery is considered a taboo for women, for men it’s even more of a stigma. That’s why so many men are flocking to get minimally invasive procedures that leave little evidence and no downtime
Why are more men than ever turning to cosmetic surgery? Some doctors will tell you it’s the economy. First it was the roaring real estate and stock market boom that peaked in 2006, followed by the Great Recession. The good times made it affordable, as disposable income soared. The tough times made it necessary, as men had to look younger to stay competitive in the workplace.
“The first jump in my male patient load came about three to four years ago, when the economy was doing really well,” says cosmetic surgeon Curtis Schalit, DDS, of Daytona Beach, Fla. “They used to make up about two to five percent of my patients. Now it’s closer to 15 to 20 percent… I thought that when the economy didn’t do well it wouldn’t stay at that level, but my older patients needed to get back in the workforce and compete with the younger guys.”
While these observations may be true, there is another big factor: the advent of noninvasive treatments.
Unlike women, men have little tolerance for the pain and travails of surgery. “What men want is noninvasive procedures,” says Douglas Key, MD, of Portland, Ore. “Men are anti-surgery to the core.”
Men, much more than women, also want to hide the fact that they have had any cosmetic work. “Unless you are a metrosexual, cosmetic surgery is still a little taboo for men,” says Dr. Schalit. “Guys want to have things done, but they want to keep it quiet.”
Fortunately, today’s fillers and other noninvasive techniques make this possible, providing procedures for which there is negligible or minimal downtime. And this migration toward nonsurgical treatments is clearly evident in the numbers.
The latest report by the National Clearinghouse for Plastic Surgery Statistics says American men underwent 1.1 million cosmetic procedures in 2009. Of these, 900,000 were for minimally invasive procedures, an increase of 42 percent since the year 2000. By comparison, just 200,000 procedures were surgical, a 49 percent drop for the decade.
“From a nonsurgical standpoint, what men want is Botox. About 25 percent of my Botox patients are men,” says Dr. Schalit. “They are also big on Juvéderm and Sculptra.” Both Juvéderm and Sculptra are fillers that initially use Dr. Key, who practices in an area of the country where
men are apparently less concerned with the minor details of their appearance, says that his male patients are not particularly interested in fillers, which they see as short-term.
“What men are looking for is not a temporary fix. Crows’ feet and brow lines don’t bother them, unless they are young. Most guys over 40 aren’t bothered,” he says. What they don’t like, and want fixed, are the sagging effects of gravity. “They don’t mind aging, but they hate droopiness–the jowls, the neck fat,” he says. In order to treat them, Dr. Key says he has turned to ultrasound technology, which tightens the skin beneath the surface.
In San Diego, meanwhile, Jeffry Schafer, MD, says that nearly half his patients are men, and what they want is body sculpting, not facial treatments. The top treatment requested by his male patients is gynecomastia, or male breast reduction.
“They say that the East Coast worships the mind, and the West Coast worships the body,” says Dr. Schafer. “The average male for us is concerned with the larger issues, the physical improvements.”
In terms of the hierarchy of treatments, Dr. Schafer says that after breast reduction, the number two procedure for his patients is stomach or love handle reduction, and “getting rid of that flab in the neck.”
For Dr. Key, the top treatment is the repair of heavy acne scarring, followed by reducing the jowls, followed by male breast reduction. For Dr. Schalit, it’s noninvasive injectables, followed by eyelid reductions and then neck lifts.
Regardless of the type of procedures, most cosmetic surgeons agree that men are easy to work with as patients. “If your wife went to Nordstrom’s to pick a pair of shoes, she might look at 100 and not buy one. Men would just pick one out and leave with it,” says Dr. Schafer.
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guy's guide | 4,545 | 2,127 | 9,175.472496 |
warc | 202143 | Assignment ContentEthical decision-making in health care is important to all stakeholders, including patients and staff. This assignment will help you understand keywords and definitions used in health care ethics, as well as ethical theories, your ethical values, and methodologies used in making ethical decisions.This assignment has 2 parts. The purpose of Part 1 is to expose you to common keywords and definitions used in the health care industry regarding ethics. Part 1 prepares you to respond to Part 2, therefore it is important to complete Part 1 prior to starting Part 2. In Part 2, you will discuss your experiences with ethics, including your ethical values, ethical theories, and an ethical decision you have had to make. It is important to remember that as you share your ethical experiences with your faculty that you do not discuss information and details regarding a company or individual by name that are not public information.Part 1:Complete theHealth Care Ethics Matching Exercise.Part 2:Complete theEthical Decisions Matrix Worksheet.Cite at least 2 reputable references used to complete your matrix. One reference must be your textbook, Ethics: Theory and Contemporary Issues. Reputable references include trade or industry publications, government or agency websites, scholarly works, a textbook, or other sources of similar quality.Format your references section and references used in your matrix according to APA guidelines. Include a title page at the beginning of your worksheet.Submit your screenshot of the completed exercise and your matrix.Note: Review theHow to Take a Screenshotdocument to help you take a screenshot of Part 1, and to help you add it to your Matrix Worksheet.
NB: We do not resell papers. Upon ordering, we do an original paper exclusively for you.
The post Ethical Decisions Worksheet appeared first on Essay Writers. | 1,875 | 896 | 3,915.31808 |
warc | 202143 | Description Product Information
Drug name: Combivent Respimat
Generic name: Ipratropium/Albuterol
Strengths: 20/100mcg Formulation: Inhaler
Combivent Respimat Inhaler
Combivent Respimat is an inhalation spray that contains two bronchodilators that act together to open the lungs’ airways.
It is a combination of Ipratropium bromide and albuterol.
Bronchodilators are medications that relax the muscles in the lungs and expand the airways, making breathing easier.
Combivent Respimat is available as an inhaler. Respimat is the name of the inhaler device.
What is Combivent Respimat Used for
Combivent Respimat is a COPD medication that helps people breathe better. It is to treat chronic obstructive pulmonary disease (COPD) in adults. Chronic bronchitis and emphysema are among the lung illnesses that make up COPD.
You must already be using an aerosol bronchodilator before your doctor may prescribe this medication. You must also be experiencing bronchospasms (muscle tightening in your airways) and require a second bronchodilator.
Combivent Respimat: How to Use
Follow your doctor’s or healthcare provider’s instructions when using this medication.
Combivent Respimat is taken via inhalation. Watch training videos on the Combivent Respimat website to learn how to prepare your inhaler and use it every day. You may also use this website’s step-by-step instructions and images.
One inhaled puff four times a day is the usual dose. One puff inhaled six times a day is the maximum dosage. A single dosage of this medication should last at least four to five hours. Space your dosages during the day when you’re awake to avoid waking up at night to take a dose.
Combivent Respimat Dosage
Each puff of medicine includes 20 milligrams of ipratropium and 100 milligrams of albuterol. Each cartridge contains 120 puffs.
Combivent Respimat Doses
One puff, four times a day, is the usual dosage for COPD. One puff, six times a day, is the maximum dosage.
Combivent Respimat for Asthma
This medication inhaler is an alternative for those who do not obtain enough relief from their asthma symptoms with a single bronchodilator that comprises one fast-acting drug. Although the Combivent Respimat inhaler is generally used by people with COPD, it may provide some help to patients with more severe asthma, however, it is not considered conventional asthma treatment.
Combivent Respimat Side Effects Common Cough Shortness of breath Headaches Infections affecting breathing: acute bronchitis or colds Serious: Bronchospasms Trouble urinating Low potassium levels Eye changes Heart complications
This drug might cause serious adverse effects. If you have any significant side effects, contact your doctor immediately, or dial 911 or your local emergency number.
These aren’t the only adverse effects that come with it. Other, perhaps more rare side effects should be discussed with your doctor and pharmacist. Before taking this medicine, tell your doctor about any allergies you have, medications you are taking, and any previous medical history you have.
Combivent Respimat Price
We are committed to customer satisfaction and strives to provide the safest and most inexpensive forms of medications possible. Check above for our listed prices, and use online price comparison tools to see that we offer you the opportunity to buy medications at much lower rates, when compared to other retailers and pharmacies, even with the use of this medication coupon. | 3,506 | 1,616 | 7,480.623762 |
warc | 202143 | Investing in digital signage tools and technology has proved to be worthwhile for a large number of businesses in this digital era. People are accustomed to seeing digital signage in stores, hospitals, airports, schools, colleges, etc. They are finding it more convenient to rely on the digital signage infrastructure. Digital signage technology has very broad applications ranging from entertainment & education to marketing and advertisements. Future-proofing your digital signage is a must and requires detailed insights into this technology. Let’s delve deeper into how you can future-proof your digital signage.
Selecting the right display screen to showcase marketing and communication-related content is crucial if you want to make your digital signage campaign successful. One of the most important advantages of using digital signage is that is highly eco-friendly. Most digital signage tools have a life span of around 8-10 years (100,000 hours) on average. Displaying information using the right grade screen is important if you are looking for a sustainable solution. Choosing the wrong grade screen might not get you a sustainable and long-lasting technology.
The second step in future-proofing your digital signage is related to choosing the right screen display. Digital signage was a revolutionary technology in the early stages and it has set a new norm. Over time, there have been many new technological changes to enhance the digital experience. Traditionally, the display screen used to rely on Cold Cathode Fluorescent Lamps (CCFL) to illuminate images on the screen using backlighting. In the contemporary, there are better technologies for displaying images. You can choose an LCD or LED screen depending on your needs.
Digital signage is not just about hardware. Digital signage applications/software plays a crucial role in the success of your digital signage campaigns. It is recommended to purchase a future-proof digital signage software. The evolution of digital signage software has enhanced the design capabilities of users everywhere. When you choose the wrong software, you are indirectly limiting the potential of your content and reducing your target audience count in the process.
Donkey Player by Osel Technology is among the best digital signage software that you can rely on to provide a dynamic experience.
To function smoothly the digital signage setup requires two hardware components, the screen and the media player. Media players are a type of micro-PCs that sit behind the screen. It is responsible for playing the content on your display screens using a digital signage application in real-time. You can opt for either an internal or an external media player, depending on your subjective needs.
Osel Technology is among the industry leaders in the digital signage space providing a wide range of digital signage related hardware and software solutions. | 2,913 | 1,315 | 6,424.106464 |
warc | 202143 | Get access to over 700,000 titles About This Book
STRATEGIC RISK MANAGEMENT
Having just experienced a global pandemic that sent equity markets into a tailspin in March 2020, risk management is a more relevant topic than ever. It remains, however, an often poorly understood afterthought. Many portfolios are designed without any thought given to risk management before they are handed off to a dedicated—but separate—risk management team.
In Strategic Risk Management: Designing Portfolios and Managing Risk, Campbell R. Harvey, Sandy Rattray, and Otto Van Hemert deliver a reimagining of the risk management process. The book envisions a marriage between the investment and risk processes, an approach that has proven successful at the world's largest publicly listed hedge fund, Man Group.
The authors provide readers with a new framework for portfolio design that includes defensive strategies, drawdown risk controls, volatility targeting, and actively timing rebalancing trades. You will learn about how the book's new approach to risk management fared during the recent market drawdown at the height of the COVID-19 pandemic. You will also discover why the traditional risk weighting approach only works on certain classes of assets.
The book shows you how to accurately evaluate the costs of defensive strategies and which ones offer the best and most cost-effective protection against market downturns. Finally, you will learn how to obtain a more balanced return stream by targeting volatility rather than a constant notional exposure and gain a deeper understanding of concepts like portfolio rebalancing.
Perfect for people working in the asset management industry and financial policy makers, Strategic Risk Management: Designing Portfolios and Managing Risk will also earn a place in the libraries of economics and finance scholars, as well as casual readers who take an active approach to investing in their savings or pension assets.
PRAISE FOR STRATEGIC RISK MANAGEMENT
" Strategic Risk Management shows how to fully embed risk management into the portfolio management process as an equal partner to alpha. This should clearly be best practice for all asset managers."
—Jase Auby, Chief Investment Officer, the Teacher Retirement System of Texas
"This book shows the power of integrating risk and investment management, rather than applying risk management as an afterthought to satisfy set limits. I was pleased to shepherd some of the key ideas in this book through the publication process at The Journal of Portfolio Management."
—Frank J. Fabozzi, Editor, The Journal of Portfolio Management
"Financial markets today are quite different from those of the last century. Understanding leverage, correlations, tails, and other risk parameters of a portfolio is at least as important as work on signals and alpha. In that sense, bringing risk management from 'control' to 'front office' should be a priority for asset managers. This book explains how to do it."
—Marko Kolanovic, Chief Global Market Strategist, J.P. Morgan
A powerful new approach to risk management in volatile and uncertain markets
While the COVID-19 pandemic threw the importance of effective risk management into sharp relief, many investment firms hang on to a traditional and outdated model of risk management. Using siloed and independent portfolio management and risk monitoring teams, these firms miss out on the opportunities presented by integrated risk management.
Strategic Risk Management: Designing Portfolios and Managing Risk delivers a fresh approach to risk management in difficult market conditions. The accomplished author team advocates for the amalgamationofportfolio design and risk monitoring teams, incorporating risk management into every aspect of portfolio design.
The book provides a roadmap for the cr | 3,865 | 1,786 | 8,255.865062 |
warc | 202143 | OPINION: Scott Distler — Responding from fear
We seem to be living in a culture of fear today, and this fear stems from two very different extremes.
Take COVID-19, for example. On one side you have those who see the whole thing as a hoax and an attempt by the government to take away all of our rights. On the other side you have those who deeply see the virus as an imminent danger to themselves and everyone else. Both side are vocal. Both sides adamantly disagree. If you don’t think that is true, just spend about five minutes on Facebook. I never thought the day would come when Americans would divide over something as small as a “mask.” The only thing that both extremes have in common is that their actions are motivated by fear — either the fear of a government takeover or the fear of a deadly virus.
The same is true when it comes to politics. This one does not surprise me at all because we see this taking place to some degree every four years. Again, we have two very different and opposing views. There are those who are “pro-Trump” and those who are “pro-Biden.” If Facebook posts and TV commercials are any indication, the motivation behind both groups is fear — the fear of what will happen if the other guy wins the election. No matter how you slice, fear seems to be the common denominator motivating people’s actions and postings. If there is one thing that I have learned in my own life it is that rarely do I make a good decision when I am motivated by fear. Nor do I ever experience joy when fear is the feeling that is dominating my thoughts and my actions.
I love Psalm 31:24 that tells me to, “be strong and take heart, all who hope in the Lord.” Whether it is the current issue of COVID-19 or the presidential election, I choose to be strong, I choose to take heart. Why? Because my hope is not in the government or in a certain candidate. My hope is in the Lord. Does that mean I am not voting? Not at all. I will most certainly be voting. I will be voting because I believe that followers of Jesus should be the best citizens there are. I am also committed to voting each and every election because thousands and thousands of Americans gave their lives on the battlefield so I have this right and privilege. I will vote but I will not fear!
The other day someone asked me, “Are you pro-Trump or pro-Biden?” My answer was, “Neither! I am pro-Jesus!” Many Americans will lay their heads on their pillows on election night with great fear and depredation because the election results will likely be unclear as the clock strikes midnight. I will lay my head on my pillow that evening in great peace. I will sleep like a baby. Why? Because my hope is in the Lord and I know that the same God that is on his throne and in control today will be the same God who is still on his throne and still in control when I wake up the morning after Election Day.
“Be strong and take heart, all who hope in the Lord!” | 3,032 | 1,444 | 6,150.088643 |
warc | 202143 | The Nuclear Energy Institute (NEI) last week detailed its “FLEX” response strategy, a program that calls for more safety and emergency response equipment at each of the nation’s 104 commercial nuclear reactors. According to the trade industry group, “The initiative commits every U.S. company operating a nuclear energy facility to order or enter into contract for a plant-specific list of emergency equipment by March 31.”
NEI said FLEX is a strategy developed by the nuclear energy industry to implement the Nuclear Regulatory Commission’s (NRC’s) Fukushima task force recommendations quickly. It addresses the major challenges encountered at the Fukushima Daiichi plant a year ago, when an earthquake and tsunami disabled diesel backup generators at three reactors of the six-unit plant. The generators were designed to maintain reactor cooling.
“Additional on-site portable equipment is being acquired to help ensure that every U.S. nuclear energy facility can respond safely to extreme events, no matter what the cause,” the NEI said at a press conference last week. “The equipment ranges from diesel-driven pumps and electric generators to ventilation fans, hoses, fittings, cables and satellite communications gear. It also includes support materials for emergency responders, including food, water and other supplies.”
It is unclear how much the program will cost, but it has been suggested that operators could pay up to $2 million per reactor.
The NRC is expected to soon issue three orders: to address mitigation capability for beyond-design-basis events, for reliable hardened vents for Mark I and II containments, and for additional instrumentation for used fuel pool monitoring. It may also issue three requests that focus on the reevaluation of seismic and flooding hazards, communications, and staffing during multi-unit events.
The NRC may not be able to implement the full series of post-Fukushima safety enhancements to nuclear energy facilities within its self-imposed five-year deadline,
NRC Chair Gregory Jaczko told a panel at the House Appropriations Energy and Water Subcommittee last week.
Jaczko acknowledged that his view on meeting the deadline was not shared by other NRC commissioners. His testimony to the House panel was mostly devoted to discussing the NRC’s proposed FY 2013 budget, which is $1,053 million—an increase of $15 million when compared with the FY 2012 enacted budget.
“Time is of the essence,” said Chip Pardee, chief operating officer for Exelon Generation and chairman of the industry’s Fukushima Response Steering Committee. “We are well-prepared for extreme natural disasters,” he said, “but simply concluding that if it happened here we would be wellâ€prepared is not an adequate response.” The industry intends to complete safety enhancements within the fiveâ€year time frame established by the NRC, Pardee said. To that end, “we are proceeding informed by what the NRC is doing, but [we are] out in front of regulations,” he added.
According to the NEI, U.S. nuclear plant operators have already acquired or ordered more than 300 pieces of major equipment. “These measures will supplement other emergency equipment acquired by the industry following the 9/11 terrorist attacks to help facilities safely respond to large fires and explosions. The new equipment will be stored at diverse locations and protected to ensure that it can be used if other systems that comprise a facility’s multi-layered safety strategy are compromised,” it said.
Sources: POWERnews, NEI, NRC | 3,681 | 1,828 | 7,096.194748 |
warc | 202143 | Today, we live in an electronic world. Most adults in the U.S. get their news and information from TV, radio and the internet. With the rapidly advancing technology, the TV and Radio industries have changed significantly in the past few years. This includes radio listenership, TV viewership, even the way advertising business is conducted.
With radio listening, the biggest change is the fact that so called “morning drive” is no longer the most listened to part of the day. In years past, morning radio personalities were “King” of radio. No longer. Now, the most listened to part of the day in radio is afternoon drive time. The second most listened to daypart is midday (10am – 3pm) and mornings are now relegated the 3
rd most popular time of the day.
There are many reasons why radio listening habits have changed so drastically, but the most compelling reason is TV news. Now, most every major TV station broadcasts news in the morning from 4:30 – 7am. The ratings of most all TV stations for morning news are very high. Simply translated, most adults are getting their news and information in the morning now from TV rather than radio.
As a result of the declining morning drive audiences, many of the top national radio groups have not been renewing or signing expensive morning air personalities contracts. This is a nation wide trend. These “cutbacks” have thrown a lot of very talented air personalities out of work, especially in the last three or four years. The reason the radio groups have been cutting back expensive morning shows is simple – with the declining audiences, the radio stations can no longer command exceptionally high advertising rates for morning spots. Thus, the radio groups are cutting expenses.
At the same time, national revenues for the radio industry are flat, with almost no growth. The broadcast companies have been cutting expenses in most every way possible. In fact, some of the larger radio groups are now “voice tracking” multiple radio stations with ONE air personality. They have one personality sitting in a studio recording their one liners, jokes and trivial blabber and that “personality audio” is heard on numerous radio stations throughout the entire country. This cuts the cost of hiring air personalities (disc jockeys) in many different markets.
A sharp radio listener can tell the difference between a “voice track” air personality and a local “live” air personality, mainly because a local personality will be talking about things LOCAL and timely (such as the local weather or major local news stories). A “voice track” personality must keep what they say very generic, not relative to any local conditions or happenings. Ironically, research has shown that many radio listeners to music stations are very passive listeners – they are listening primarily for the music and not for a talkative air personality, so the radio groups can easily get away with “voice tracking” and literally fool most listeners who don’t pay attention or even give a darn.
The one format that remains local and live are NEWS stations. News is news and timely and must be delivered in continuous updates of local, regional and national stories. Talk radio stations are sometimes “live” and local, but more and more talk radio stations are subscribing to national syndicated talk shows that are broadcast nationally. This greatly reduces the cost of locally originated talk shows and highly paid talk show hosts.
TV is also is a continuous state of flux. Network stations for CBS, ABC, NBC and FOX are largely at the mercy of the national network programming. Right now, CBS is, by far, the most popular national network. ABC is a very weak 2
nd place. NBC a distant 3 rd place. And, FOX is a far distant 4 th. This is based on the popularity of the top 20 TV shows nationally and total viewers to each network.
When it comes to local TV news, TV viewers are very slow to change stations. Whereas TV viewers will quickly sample (try out) new network or syndicated TV programs, most TV viewers get into a habit of watching ONE TV station for their local and/or national news broadcasts. Any TV station that attempts to increase their local TV news ratings just invest a lot of money into marketing and advertising to attempt to lure TV news viewers from another station to their TV newscasts. It usually takes years to significantly change local news TV ratings.
With all of the radio and TV changes in listenership and viewership, broadcast advertising has changed dramatically over the past couple of years, too. During the 2007/2008 recession and before, an advertiser could often buy TV advertising at the last minute – just a week or two in advance. Now, the demand for TV time is so great, an advertising must plan at least several months in advance to get decent programs and lower rates. When a TV station is sold out or close to sold out, the TV advertising rates soar through the ceiling. But, if a TV station has a lot of unsold time, the rates will be much lower.
With TV advertising, “ratings” largely determine the rates that each station will charge clients for various TV programs. BUT, there is one even larger influence – “supply and demand”. When the demand for TV advertising greatly exceeds the time each station has for sale, the rates go up and Up and UP. It is a “trickle down” theory. The top rated TV stations and programs are the first to sell out their available advertising time. When the top stations get sold out, advertisers that need and want advertising time are forced to buy time on lesser rated TV stations, which causes even low rated stations to sell out also.
The point is, smart TV advertisers are having to plan much further in advance. As an advertising agency specializing in TV & radio advertising, it is oftentimes difficult for advertising clients to understand why we ask them to plan way in advance and to plan our advertising, promotion and marketing for long term. As an example, last fall, I predicted to my clients that TV rates would increase by at least 30 – 40% by early 2014. The TV rates have gone up at least that much and even more! So, our clients that followed our advice last fall and planned advertising for the entire 2014 year, received the benefit of substantially lower TV advertising rates.
Technology has also greatly changed for TV and radio. Many years ago, I handled a statewide political campaign. We were advertising on 17 different TV stations and 77 radio stations. Every time we changed a commercial (which was often!), we had to ship out tapes to all of these TV and radio stations, which frequently took two or more days to receive. Now, radio spots are sent to radio stations in an MP3 file. TV spots are uploaded by our TV production company to each TV stations website. Everything is done electronically!
The future of both TV and radio advertising is very bright. Some people think that satellite radio (with NO commercials!) will doom commercial radio. The truth is the market penetration of satellite radio remains very small.
Some TV naysayers try to say that DVR’s eliminate the viewing of TV commercials. I have followed this closely. To date, DVR viewing of TV shows has not significantly impacted the viewing of clients TV commercials. It could change, but not in the foreseeable future.
So, keep on listening to your favorite local radio station and watching your favorite TV station and TV programs. You won’t be alone.
About Sparky
Sparky Taft is one of the best known and highly respected advertising, marketing and promotion people on the west coast. Before entering the advertising agency business specializing in broadcast and internet advertising, Sparky was General Manager of 8 radio stations and owned his own station. Sparky’s broadcasting credentials include serving as one of two Washington broadcasters on the National Association of Broadcasters Congressional Liaison Committee; one of three Washington broadcasters on the Washington State Association of Broadcasters Political Committee; and, one of three Washington broadcasters to determine the Spokane World’s Fair advertising and public service policies.
As an advertising agency, Sparky is widely recognized as one of the most successful advertising people anywhere on the west coast. The track record of client success stories is very well documented and impressive. He has handled clients all over the State of Washington, Oregon, Idaho, Montana, Alaska, California and Arizona.
Email Sparky: [email protected]
Visit Sparky’s website:
Dynamic Results Advertising | 8,783 | 3,753 | 20,039.656009 |
warc | 202143 | If the meat you are using is tough then cutting with the grain could make it difficult to chew comfortably. To achieve tender jerky and chewy jerky you should consider which cut of meat to purchase.
The most usual cut of meat for jerky is beef round.
Cutting meat for jerky. If you are using a cut of meat that has been freeze up for a longer period let it loose up a bit before cutting the slices. Ad Quality Metal Laser Cutter. For cuts of meat that are naturally less tender this way of slicing will end up causing you to have jerky that might be too chewy.
Wild game such as deer or elk is also an excellent choice. Its because venison is typically that perfect blend of tender and lean with minimal to no interior marbling which is ideal for making jerky. How Thin Should the Slices Be.
You can make jerky with any cut of meat if it does not have bones in it. Thickness is going to determine how long the meat will need to cook. Its also pretty widely available especially if youre a hunter.
There is one major reason why round is so great for jerky. Now it is time to trim the fat from your cut of meat to allow the jerky to be dried properly and last long. An eye of round a top round or bottom round flank steak London broil or another lean cut such as venison will help you achieve the quality homemade jerky.
An important consideration is picking the proper cut of meat that will produce the best results. Ad Quality Metal Laser Cutter. You get the chewy texture of traditional jerky.
Place the cut of meat on a cutting board so that it. What is the Best Cut of Meat for Making Jerky. Venison or deer meat is by far one of the most popular and best cuts of meat for jerky.
Top round and bottom round. Beef chicken pork turkey. This type of cut is lean but has enough interior fat for an excellent favor.
Sirloin tip and briskets. To make jerky you can use lamb deer or turkey in place of beef. Jerky can be made from almost any kind of meat.
Now for one of the most commonly used cuts for smoked beef jerky. Beef round is found at the rear of the cow and is usually split between two categories. | 2,117 | 1,049 | 4,248.126787 |
warc | 202143 | Can meditation improve test scores, attendance, student behavior, and emotional resilience?
Sit in a high school Algebra I class on any given day of the week, and you are likely to witness students doing everything BUT math. Scrolling Instagram, snapchatting, with earbuds plugged in listening to music, our students are inundated with stimulation of the senses – and the teacher is completely drown out.
What if we could help teachers regain control of the classroom? And what if our young people could access their own strength of concentration?
In San Francisco, recent study results across middle and high schools in the Bay Area demonstrated that
: two 15-minute periods of meditation during the school day Reduced student stress Increased emotional resilience and intelligence Decreased suspensions and need for disciplinary actions Improved attendance AND significantly boosted academic performance!
Why not introduce meditation to classrooms everywhere?
Closing the so-called achievement gap between poor inner-city children and their more affluent suburban counterparts is among the biggest challenges for education reformers. The success of some schools’ efforts suggests that meditation might significantly improve children’s school performance – and help close that gap.
In 2007, James Dierke, then the principal of the Visitacion Valley Middle School in a troubled neighborhood in San Francisco, was determined to improve both the quality of education and student behavior in his school. He partnered with the Center for Wellness and Achievement in Education to develop a Quiet Time Program for his school. The program, which had initial funding from the David Lynch Foundation, involved introducing two 15-minute periods of quiet into the school day. During those times, students could either practice Transcendental Meditation, which is taught as part of the program, or engage in other quiet activities like silent reading.
A major factor preventing underserved children from learning is the stress they encounter on a daily basis – from factors like poverty, deprivation, lack of steady parental input, physical danger and constant fear. Research shows that chronic stress can impair healthy brain development and the ability to learn, and that Transcendental Meditation, a stress-reducing technique that involves thinking of a mantra, can reduce stress and its manifestations – for example, anxiety, high blood pressure and cardiovascular disease. Mr. Dierke wondered whether meditation might reduce students’ stress levels and help them learn.
Over the next three years, Visitacion Valley’s suspensions dropped by 79 percent, attendance rose to 98 percent, and students’ grade point averages rose each year. Of even greater interest, the increase in G.P.A. for the lowest performing demographic was double that for the overall student group. (Rosenthal)
Continue to the editorial post by Norman E. Rosenthal, MD in the New York Times
here. | 3,016 | 1,508 | 5,916 |
warc | 202143 | Boreal forests – a joker in the climate change game? Anders Lindroth Department of Physical Geography and Ecosystem Analysis Anders.Lindroth@nateko.lu.se www.lucci.lu.se Outline • C-sinks in forest ecosystems – how does it work? • Today’s role of forests • What are the risks? • Opportunities? • The climate systems’ wish-list up to 2020 Anders Lindroth, Lunds universitet Principles of forest C-balance NEE = Net ecosystem exchange of CO2= Photosynthesis + Respiration NEE (-) (+) (+) Photosynthesis Autotrophic respiration Heterotrophic respiration Litterfall DOC Root litter Soil carbon = particulate flow = gas flow Anders Lindroth, Lunds universitet New technology: Ultrasonic anemometer, gas analyzer, computer,in situ, high time resolution (half-hour)) Emission to the atmosphere Uptake from the atmosphere This years result! Measurements Continuousmeasurements Summation over time Anders Lindroth, Lunds universitet We need towers to deploy our instruments abovethe canopies! Emission Net Uptake Exemple of annual C-balance in an 30-year-old pine forest in Småland Anders Lindroth, Lunds universitet Perturbation of Global Carbon Budget (1850-2006) 2000-2006 fossil fuel emissions 7.6 Source deforestation 1.5 CO2 flux (Pg C y-1) atmospheric CO2 4.1 Sink land 2.8 50%? ocean 2.2 Time (y) Le Quéré, unpublished; Canadell et al. 2007, PNAS …..and in Sweden Ca 29 M ton C (models, fluxdata, inventory data) 18 M ton C = 11 M ton C ( 40 M ton CO2 cf.Sweden’s total emissionof CO2 65 M ton CO2) Anders Lindroth, Lunds universitet Clearcut Sweden Clearcut Fance Risks & threats So, are disturbances joker no 1? Opportunities • Changed management practicies • Speeding up processes • More efficient land use Age & management effects • How does disturbance caused by, e.g, clear-cut (and possible soil treatment) affect the C-balance of forests over a rotation period? • How does the net ecosystem exchange vary over time? • What is the optimum time for harvest seen from maximum C-uptake? Net carbon uptake as a function of age (and management)in ’clear-cut’ forestry Stand age (yrs) Anders Lindroth, Lunds universitet Loss of carbon duringthe first 10-15 years Stand age (yrs) Anders Lindroth, Lunds universitet Initial losses compensated for after 20-30 years Anders Lindroth, Lunds universitet Average uptake isca 50% of the maximum So, is changed silviculture joker no. 2? Stand age (yrs) • Conclusions • It does exist a potential to increase the sink (by reducing emissions) – but can it be utilized? • Increase from 50 to 60% corresponds 15% Swedens emissions Anders Lindroth, Lunds universitet Speeding up (and slowing down) processes N! Anders Lindroth, Lunds universitet 1 kg N = 210 kg C (Magnani et al., 2007. Nature 447 doi:10.1038/nature05847) Anders Lindroth, Lunds universitet N-efficiency extrapolated to a ’dose’ of 10 kg ha-1: 88 kg C/kg N 188 kg C/kg N N fertilization – efficiency is increasing with smaller amounts! (Data från T. Persson SLU) Anders Lindroth, Lunds universitet Conclusions: • Fertilization particularly effective at low doses - increased possibilities to avoid negative impacts! • Setting aside 2 M ha for low dose fertilization could increase the sink corresponding to 10% of Swedens emissions! • Creates conflicts of interest – but maybe we have to make a choise? So, is N joker no. 3? Anders Lindroth, Lunds universitet More efficient use of the land NECC Nordic Centre for studies ofecosystem carbon excange and climateinteractions Anders Lindroth, Lunds universitet Ranking Anders Lindroth, Lunds universitet Ranking Anders Lindroth, Lunds universitet Short-rotation forests? CO2 uptake x 5-10 So, is short-rotation forestry joker no. 4? x 2-3 Anders Lindroth, Lunds universitet The climate systems’ wish-list up to 2020: • Short-term • Prioritise actions that quickly raises the C-uptake per unit of land-area (short-rotation forests & fertilization)! • Avoid actions with low climate efficiency such as e.g. ethanol - better to plant more efficient ’uptakers’and use products for substitution • Avoid unnecessary emissions from bio-residuals • Long-term • Subsitution of fossil fuels with forest residuals is positive but no quick fix! • Changing silviculture to reduce unnecessary emissions (requires a lot of research) Anders Lindroth, Lunds universitet N – joker (no. 3) Disturbance (no. 1) Who are the winners? In Sweden: Globally: Short-rotation forestry (no.4) Changed silviculture (no. 2) Who are the losers? In Sweden & globally: Thanks for listening! Anders Lindroth, Lunds universitet | 4,767 | 2,065 | 10,480.474576 |
warc | 202143 | Universities face the prospect of further rules to protect academics’ free speech after Education Minister Alan Tudge raised concerns about a High Court decision upholding the sacking of marine physicist and climate change sceptic Peter Ridd by James Cook University.
The decision ends Dr Ridd’s four-year legal battle with JCU after he was censured and ultimately sacked for challenging his colleagues’ views on climate change and the Great Barrier Reef, along with the university’s attempts to discipline him.
Mr Tudge said on Wednesday he was “concerned that, in some places, there is a culture of closing down perceived ‘unwelcome thoughts’ rather than debating them” and was seeking advice on the case’s implications.
“While I respect the decision of the High Court, I am concerned that employment conditions should never be allowed to have a chilling effect on free speech or academic freedom at our universities,” he said. “University staff and students must have the freedom to challenge and question orthodoxies without fear of losing their job or offending others.”
Dr Ridd, a long-serving professor at the university, was fired in 2018 after forming the view that the scientific consensus on climate change overstated the risk it posed to the reef and vigorously arguing that position.
In a unanimous decision on Wednesday, five justices of the High Court dismissed Dr Ridd’s appeal, finding his early criticism of climate research and the reef was protected by academic freedom but that he later went much further, justifying his termination.
The university welcomed the outcome as confirmation “that the termination of Dr Ridd’s employment had nothing to do with academic freedom”, saying in a statement it strongly supported the freedom of staff to engage in academic and intellectual freedom.
Dr Ridd took a parting shot at the university as he informed his supporters of the outcome on Facebook.
The university’s actions, he said, “were technically legal” but it was “never right, proper, decent, moral or in line with public expectations of how a university should behave”.
Dr Ridd said one of the worst consequences of the decision was it allowed universities to demand disciplinary processes stay confidential, undermining government legislation designed to support intellectual freedom.
“I know a couple of really egregious cases happening right now where freedom of speech has been curtailed, and the university is sitting on confidentiality,” Dr Ridd told
The Sydney Morning Herald and The Age. “I can’t even tell you who they are because they would lose their job.”
Dr Ridd, who says he is only sceptical about “cataclysmic climate change”, wants the government to legislate to provide further protections to free speech directly in academics’ employment contracts.
Mr Tudge has previously used the threat of legislation to force universities to adopt free speech protections, warning earlier this year he would act if they did not fully implement a model code on free speech. All 41 Australian universities now have policies aligned with the code, proposed by former High Court chief justice Robert French, and will report against it annually.
Dr Ridd, the Institute of Public Affairs and the National Tertiary Education Union had argued that whatever the merits of Dr Ridd’s views, he was protected by a right to academic freedom in the university’s collective pay agreement with staff.
The university argued Dr Ridd was not sacked for his views but instead breached its code of conduct, which required staff to act in a courteous and respectful way, and confidentiality requirements about the disciplinary process.
The High Court found intellectual, or academic, freedom as contained in the university’s pay deal “is not qualified by a requirement to afford respect and courtesy in the manner of its exercise” and as a result, an initial censure in 2016 against Dr Ridd was not justified.
The justices quoted 19th-century philosopher John Stuart Mill in their reasoning.
“Whilst a prohibition upon disrespectful and discourteous conduct in intellectual expression might be a ‘convenient plan for having peace in the intellectual world’,” the justices held, “the ‘price paid for this sort of intellectual pacification, is the sacrifice of the entire moral courage of the human mind’.”
The union hailed that aspect of the judgment as a win. But that did not result in a win because the court found Dr Ridd’s conduct extended well beyond the expression of opinion within his area of academic expertise.
Had his conduct related only to his area of expertise or criticism of the JCU decisions through proscribed processes, it would have been protected by intellectual freedom. Because his case was run on an all-or-nothing basis, that meant Dr Ridd lost.
“This litigation concerned conduct by Dr Ridd far beyond that of the 2016 censure, almost none of which was protected by the intellectual freedom. That conduct culminated in the termination decision, a decision which itself was justified by 18 grounds of serious misconduct, none of which involved the exercise of intellectual freedom,” the judges found.
The Institute of Public Affairs, which had helped Dr Ridd run his case via crowdfunding and public relations support, said the decision showed Australia’s universities were mired in a crisis of censorship.
“Our institutions increasingly want to control what Australians are allowed to say and what they can read and hear,” executive director John Roskam said in a statement that also announced Dr Ridd would be joining the institute as an unpaid research fellow to work on “real science”.
The federal government in March legislated a definition of academic freedom into university funding laws – a push led by former education minister Dan Tehan, who said last year he’d received legal advice that Dr Ridd would not have been sacked had the definition been in place at the time.
The definition, which was also based on wording recommended by Mr French in his government-commissioned review of free speech at Australian universities, includes “the freedom of academic staff to teach, discuss, and research and to disseminate and publish the results of their research” and “to contribute to public debate, in relation to their subjects of study and research”.
The Morning Edition newsletter is our guide to the day’s most important and interesting stories, analysis and insights. Sign up here. | 6,740 | 2,933 | 14,757.681555 |
warc | 202143 | I don’t think that increasing IBI would make any difference. The toxic bank is looking for a way to minimise losses, so the bank would not want to pay additional IBI. Absent and insolvent owners would not be paying either, so the chances of collecting the additional tax are probably close to zero.
As for compulsory purchase and demolition by the local Town Hall, do you think that local residents would agree to pay additional taxes to cover the cost of this ?
I would guess that nothing is going to happen to these unfinished properties, and nobody is going to do anything about them until it makes economic sense to do so. Given the current state of the property market in Spain, I would not hold my breath waiting for action in this matter. | 754 | 452 | 1,242.765487 |
warc | 202143 | When homeowners in the Gainesville area contact us for an estimate, they might accidentally ask for plantation blinds. But plantation blinds isn’t the right name of the window treatment they have in mind.
That’s because what most people refer to as “plantation blinds” are in fact
plantation shutters.
“Plantation” is used interchangeably with interior shutters. Blinds aren’t. And the term “plantation” refers to the size and style of the horizontal louvers.
Blinds’ thin horizontal slats are not thick enough or wide enough to be considered “plantation” style.
Even some blind companies call blinds “plantation,” although that word has always been associated with custom interior louvered shutters. Plantation style shutters might look like blinds from a distance. But the differences between these two window treatments are numerous.
How Plantation Shutters Are Different From Blinds Plantation Shutters Are More Durable Than Blinds
Premium plantation shutters can be built from reclaimed wood, synthetic wood, or hardwood. Any of these materials give you a sturdy window treatment that lasts for many more years than a blind. And when you get shutters with UV stabilizer-infused paint, their color won’t yellow.
Unlike shutters, blinds have a series of cords that hold the slats up. And most have a rod to move the slats. Those two components, as well as the thin slats, are susceptible to breaking.
Blinds don’t give you control over light and temperature. And they tend to yellow after years in the sun, unlike quality shutters.
They’re Highly Energy Efficient
Energy efficiency starts with the material a window treatment is made from. Plantation shutters, with their wood and synthetic wood louvers, are the most energy-efficient window treatment in Gainesville. But it’s the exclusive weatherstripping on Polywood® shutters that’s made to help restrict airflow. That’s how Polywood is 1600% more energy efficient than an aluminum blind.
When you close a blind, the slats aren’t tight against each other. There’s room on both sides of the blind where air can escape through. And there are holes where the cords are. These problems make blinds less energy efficient compared to well-built plantation shutters.
They Accentuate The Shape Of Your Window
Another thing to think about is that the only shape blinds come in is rectangular. And when you have windows that are octagonal, circular, arched, or triangular, blinds will cover up the shape rather than show it off.
Plantation shutters on the other hand are ideal for specialty-shaped windows. They are custom built to account for every angle, corner, and arch. The completed shutters is a window treatment that looks stunning, makes the window shape pop, and operates smoothly.
They Give Your Home A Custom Look
Yes, you can buy blinds in a selection of finishes, colors, and textures. They can even be cordless or motorized. But no matter how you mix and match their options, blinds don’t have the custom look that shutters have.
Plantation shutters in Gainesville come in
Polywood, Ovation® wood, and reclaimed wood. And there’s over 300,000 ways to customize these window treatments to fit your style.
Usually, shutters are mounted with a frame that highlights the shutter panels and accentuates the corners of the window. The interior shutters become a fashion statement in and of themselves. And as a permanent feature of your home, they increases its appraisal value.
An example of an exceptional idea to customize your window coverings is plantationshutters built from reclaimed wood. No two shutter panels - no two shutter louvers - have identical marks, holes, or colors. It’s the ultimate custom window treatment you can find in the Gainesville area.
Schedule A Consultation Before You Order Window Treatments In Gainesville
The first step in picking the best window treatments is doing your research. That’s how you figured out the differences between blinds and plantation shutters. So before you order window treatments,
set up a consultation
with one of our professionals in Gainesville. We’ll bring product samples right to your house and help you in picking the one that works best for your windows. Contact us at 813-602-5966
or fill out the form below to get started! | 4,419 | 1,979 | 9,481.088428 |
warc | 202143 | In the personal injury context, determining liability is essential to bringing a strong claim against the at-fault parties. If the victim cannot show fault, he or she is unlikely to prevail with a successful claim. This is because the defendants are likely to move to dismiss the case for lack of proof that they caused any harm. Read on to take a closer look at determining legal liability.
Assigning Blame
The first step in determining legal liability for a negligence claim is to determine who was at fault for the accident. This is usually an easy process in cases where a drunk driver collided with a sober passenger who was following all the rules of the road. However, the process becomes complex if one driver’s car malfunctions due to a defective part, and he or she collides with another vehicle or intimate object. In this situation, the injured party may have the right to file a claim against the company that manufactured the defective part as well as the driver of the vehicle that caused the collision. Speak to a local personal injury attorney if you suspect that more than one party was to blame.
Assessing Comparative Fault
If you were partly to blame for the accident that occurred, the legal analysis becomes slightly more complex. If you live in a state that allows comparative negligence/comparative fault, the jury may have to determine which party caused which percentage of the accident. These allocations can then be used to determine damages. For instance, if you were 5% at fault, the other driver was 50%, and the local municipality was 45% liable due to bad road maintenance, you may be able to recover 50% of the eventual damages from the driver’s insurance and 45% of the damages from the city or state.
Negligence determinations are rarely cut and dried, which is why the office of Sussman & Simcox: Attorneys at Law helps clients clarify fault and compile proper evidence before filing a personal injury claim. If you live Maryland, call (301) 840-0404 to schedule a free initial consultation with our team. | 2,059 | 1,013 | 4,150.521224 |
warc | 202143 | iHerb Promo & Coupon Code
NOW Vitamin D-3 softgels supply this key vitamin in a highly-absorbable liquid softgel form. Vitamin D is normally obtained from the diet or produced by the skin from the ultraviolet energy of the sun. However, is it not abundant in food. As more people avoid sun exposure, Vitamin D supplementation becomes even more necessary to ensure that your body receives and adequate supply.
Take 1 softgel every 2 days with a fat-containing meal, or as directed by your healthcare practitioner.
Softgel capsule (bovine gelatin, water, glycerin) and extra virgin olive oil.
Not manufactured with yeast, wheat, gluten, soy, corn, milk, egg, fish or shellfish ingredients. Produced in a GMP facility that processes other ingredients containing this allergens.
Caution: For adults only. Do not exceed the recommended dose. Consult physician if pregnant/nursing, taking medications (especially topical psoriasis medications or thiazide diuretics), or have a medical condition (especially hypercalcemia, kidney disease, or hyperparathyroidism). Keep out of reach of children.
Natural color variation may occur in this product.
Store in a cool, dry place after opening.
While iHerb strives to ensure the accuracy of its product images and information, some manufacturing changes to packaging and/or ingredients may be pending update on our site. Although items may occasionally ship with alternate packaging, freshness is always guaranteed. We recommend that you read labels, warnings and directions of all products before use and not rely solely on the information provided by iHerb.
Supplement Facts Serving Size: 1 Softgel Amount Per Serving %Daily Value Vitamin D3 (as Cholecalciferol) (from Lanolin) 125 mcg (5,000 IU) 625%
The quality of the vitamin is good and the brand is verified. I drink vitamin D with Vitamin K2. With Vitamin K2 vitamin d3 is absorbed better. I take one capsule every morning and it works great with my system.The result pleased me. I recommend. If my review is usefull, please like it.
I will not be going back, to the regular Vitamin D, I’ve taken one Vitamin D-3 the week every day, and I feel great, with all this pollen I was sneezing 5-6 times before I could even make it to my car. I haven’t sneezed one time this week since I been outside
Having a thyroid problem, I also have a vitamin D problem. My doctor said to take the vitamin D so I grabbed some from my local store to take. My levels didn’t come up as they should have. I ordered the NOW vitamin D and it’s responding and improving as my doctor hoped it would.
D3 is the best vitamin D form to up your vitamin D blood levels, and keep you healthy all winter (it's easily absorbed by your body, and stays in, as opposed to D2). It is important to always take D3 with a bit of oil or a greasy meal to absorb it properly. Those softgels do the job, are easy to swallow, ... I prefer to use oil drops but this is fine too. Recommend 100%!
This is great value for money and there are not many vitamin D3 that are 2000iu. You can just take one softgel if you need the 2,000iu unlike others where you need to take 2, 1,000iu in order to get 2,000iu. These days there is alot of emphasis on taking Vitamin D3 for immune support and to build strong bones so it is good to take a Vitamin D supplement if you are not getting sufficient amounts from the sun or from foods . I am low in Vitamin D and since i started taking this product my levels have increased | 3,491 | 1,809 | 6,667.443339 |
warc | 202143 | Danny Gallagher reported in the
McKinney Courier-Gazette a couple of days ago that a McDonalds Restaurant was robbed at gunpoint. Surveillance photos released by the police show the assailant physically accosting the manager. Go figure – it got me thinking about how a robbery affects a business from the employment law standpoint.
So, should there be a policy in the old employee handbook?
Maybe not every business, but places that have cash that tempts a thief should consider having a policy. That policy should outline that the lives of employees and their personal safety is far more important than attempting to protect the company’s money from a would-be thief. Employees should be warned not to attempt to take any action against a thief and that they will be disciplined or terminated if they do take action.
Of course, some of you are now thinking that I have lost my mind. Why in the world should you fire an employee who decides to play Batman and get a little vigilante justice? Fair question. Answer: liability. If your employee is hurt or killed in the process of attempting to protect a few sheckles in the cash register, you are going to wish the robber had gotten away with it when you start paying me to defend the personal injury suit by the employee!
What is worse, if your employee hurts or kills the assailant, you might be sued for causing the injury. Would the suit be successful? Maybe not, but remember my ever repeated maxim: “Anybody can sue anyone for anything!” The cost to dispose of the suit would undoubtedly be more than the money you recovered from the thief. | 1,622 | 877 | 2,949.931585 |
warc | 202143 | In the last 3 months we know of 10 thatch fires the most recent one in Suffolk yesterday. We do not know how many of these could have been avoided but we are writing this article to remind thatched property owners about the causes and how to reduce the risks in the fight against thatch fires.
The winter months are generally known to be higher risk and six of these ten fires have been reported as the cause being chimney related or sparks from chimney.
It is so important that people understand the causes of thatch fires so that they can reduce the risks and also their insurance premiums.
Our aim has always been to give people up to date information so that they can make informed decisions on what they do with their thatched properties and fire safety is no exception. We do this for free and have no other agenda other than wanting to help reduce the number of thatch fires. Thatch is notoriously hard for our Fire Services to put out should it catch fire, so we want to promote the best Thatch Fire Safety Advice based on proper investigations and knowledge and reduce the numbers which catch fire. See our Thatch Fire Safety leaflet produced in conjunction with Buckinghamshire Fire Service.
Burgoynes Forensic investigators have assessed and reported on the causes of over 103 thatch fires. Their results are based on facts and evaluating it based on the evidence.
Further investigations and testing to better understand the causes will always be welcome but, based on the actual information so far it supports our, and many others’, views on the main risks regarding the importance of chimney integrity and avoiding a chimney fire/sparks being ejected from a chimney. The theory of heat transfer may be relevant but it appears to be in a very small proportion from the evidence we have seen. We are looking at dealing with the proven major causes.
Our advice remains:-
Check the integrity of your chimney and flue. Sweep your chimney regularly, especially if you have a wood burner, including through the burning season. Avoid sparks being emitted from your chimney. Higher chimneys have obviously been proven to be a lesser risk if you have a wood burner as any sparks will be further from the thatch. We know this may be tricky if you have a listed building but common sense can prevail. Remember listed building consent is required for changes to chimney height. Spark arresters are not recommended. Burn seasoned wood. The wood should be dry to minimise tar build up in the chimney flue. Tar build up is a cause of chimney fires. If you have swept your chimney but not used it – quick check for debris/birds nest not a bad idea before you light a fire again. Think about application of fire retardant spray – eg Magma Firestop. Many insurers, who now understand the causes and risks, are now promoting its use and adjusting premiums accordingly. Application just around the chimney has been suggested but this is not recommended. The whole roof should be sprayed as distance sparks may travel is variable. Make sure your fires/chimney/heating appliance installations meet your insurers requirements and that you have the correct cover should the worst happen.
We are proud to keep people informed of so many interesting things to do with thatch via our website, social media and our free Newsletters (just an easy signup from the website). Thatch Fire Safety is high on our agenda. We liaise with the Fire Services, Historic England, Insurers, Forensic Investigators, thatchers and more in promoting the best, up to date advice on Fire Safety.
Contact us if you have any queries. We are happy to help as we love thatch and want to preserve it for future generations. | 3,708 | 1,725 | 7,914.69913 |
warc | 202143 | FALL RIVER, MA — Wildfires aren't just breaking records in the western United States.
Dave Celino, the Chief Fire Warden in Massachusetts, said its happening in the East, too.
"This year through June, we've accounted for almost 850 wildfires that's burned almost 1,600 acres,” Celino said during a walk in Fall River State Forest.
In fact, Celino said Massachusetts had its largest fire in 20 years earlier this year.
If you add up all the fires from Minnesota to Maine, places that you may think fire danger is always low, new records are being set as well.
In the Eastern Region of the U.S., the Forest Service reports 107,000 plus acres have burned this year.
That's 2,500 more than the 10-year average.
Celino said some people may not hear more about wildfires because it's "what your perception is of a catastrophic event."
Fires in Celino's area of the country tend to be small and they aren’t burning large swaths of land like the ones in the West. But just because they are small, doesn’t make them any less destructive. More people live on the edges of those forests.
"The fires that concern us in the Northeast are those 5, 10-acre fires," Celino said.
"People live on the edge of these wildlands, we cannot instantly call five air tankers in," Celino said.
"I can’t even get one air tanker in."
Push for resources
Celino and others would like more resources to prevent fires as opposed to just responding them, fearing forests around the country remain primed for a disaster.
"It’s a complex issue. There is nothing simple about it," said Brad Simpkins with the U.S. Forest Service. "Prescribed burning is one tool in the tool box."
Prescribed burning is when fires are intentionally set to an area of land to make it less flammable.
Simpkins said a lack of time and money are preventing more prescribed burns from taking place.
In Massachusetts, around 16,000 acres have been identified as needing a prescribed burn, but crews can only get to around 2,000 or so a year.
"It takes specialized training for people to run a prescribed burn, and the same people that do a lot of the burning are the same people responding for wildfires," Simpkins said.
Congress considering action
This is where Congress comes in and where a debate over forest funding is unfolding.
"We have not invested in forests, and with climate change, conditions are getting drier," Sen.Michael Bennet (D-CO) said.
Bennet is an influential voice on the subject.
Bennet is Chair of the U.S. Senate Committee on Agriculture, Nutrition, and Forestry's Subcommittee on Conservation, Climate, Forestry, and Natural Resources.
He and other Democrats are pushing to include $40 billion in their upcoming multi-trillion spending bill to address forest mitigation, watershed protection and prescribed burning.
In recent days though, it’s become clearer that the spending bill will need to become smaller in order to pass.
Bennet believes fire mitigation will survive the cuts.
"I think it has a very good chance of getting through," Bennet said.
While the country waits on Washington, back in the forests of Massachusetts, Simpkins said thousands of men and women in the country will continue combating fires when called upon, and records will continue to be broken.
"Any one state, California, Montana wherever can’t handle those issues by themselves," he said. | 3,426 | 1,656 | 6,897.514493 |
warc | 202143 | The easiest way to get contamination from food bacteria is through the kitchen gadgets you use. Your kitchen is where you get to prepare great meals. And to prepare any great meal, you will need to use a number of kitchen tools and gadgets to make the cooking easier and enjoyable. From the cooking gas, oven, fridge, dishwasher, microwave to the pots, pans, kettles, blender, can opener, grater, whisk, and a whole lot more, are all the tools that make up your kitchen. These tools say a lot about you and your home.
But, how well do you get to clean these tools after using them? Some kitchen gadgets are problematic to clean, while some have built-up residue over time and get rusty, making them look very filthy, and likely causing health problems. Using these hacks will not only help you easily keep your kitchen gadgets sparkling clean and free from bacteria, they will also help to preserve them for a very long time. 1. Blender
When cleaning a blender, you are at risk of getting your fingers cut against the blades. Instead, you will fill the blender half-way with warm water and dishwashing liquid. Add a half-sliced lemon or some vinegar into the blender. Allow the blender to run and whirl for 20 – 30 seconds. Make sure the water gets to the top of the blender when you whirl and then rinse. You can decide to whirl again while rinsing. This is optional.
2. Refrigerator
Refrigerator is an important equipment in every kitchen because it is where different kinds of food, whether cooked or raw/fresh, are stored. If it is not properly cleaned, they become an easy place for bacteria to colonize. Therefore, your fridge must be cleaned regularly.
Make a mixture of lemon juice, vinegar and salt into a spray bottle and spray in on the surface of your refrigerator. Let it stay for 3-5 minutes before wiping it off with a dry cloth. You can also clean the refrigerator using a mixture of warm water and baking soda. Then, use a sponge to wash on the surfaces and wipe clean with a dry cloth. 3. Microwave
When food is heated up in the microwave without a covering, it leaves splashes of grease and food all over the walls of the microwave. When it is not cleaned immediately, the stains dry up and build up over time. This makes it harder to clean, and thereby making you spend more time cleaning it.
So, to quickly clean your microwave, slice a lemon into half and squeeze the juice or some vinegar into ½ a cup of water. Drop the half lemon into the water after squeezing it and put the cup of water with its content inside the microwave. Heat it up for up to 5 minutes to start boiling. Leave the boiling water in the oven for like five minutes to allow the steam come off. The steam that comes from the mixture softens the stains which makes it easy to clean off. Then clean with a dry clean cloth. 4. Grater
Graters come in very handy. But after sometime, it starts to get rusty which can easily contaminate your food.
To get rid of all the rust, slice a lemon into two halves and dip one-half of the lemon in salt. Then, grate it and make sure the lemon touches every corner of the grater. Then wash the grater with soap and a sponge to remove every dirt or stain. It’s best to avoid using a sponge that can get destroyed by the grater. 5. Kettle
If you use an electric kettle or a normal kettle for boiling water, you will notice that after using the kettle for some time, it usually leaves some residue that needs to be cleaned out. If scrubbed too hard with a sponge, it can leave scratches or get the kettle damaged.
A safe and easy way to clean the kettle is to put some water in the kettle and add some vinegar, lemon juice or one tea-spoon of baking soda. Allow the water to boil, then wait for it to cool before pouring it out. Then rinse with clean water to get rid of all the debris. 6. Whisk
Just fill a bowl with warm water and add dish washing soap. Place the whisk in the warm soapy water and whisk. This saves you a whole lot of time.
7. Rusty Kitchen Knives/ shears
When knives get rusty, they become dangerous to use because when the rust comes in contact with your food, it can lead to contamination which poses serious health risk.
You can get rid of the rust on your shears and knives by mixing some Bar Keepers Friend with some water to make a paste. Rub it on the Knives and shears and allow to sit for one minute, then scrub with an iron or hard sponge and rinse off. This takes away all the rust. 8. Can Opener
Can openers make it easy to open food items in a can. I can’t stress enough the importance of keeping a can opener extremely clean because of the fact that it usually comes in contact with the food content in the can.
To clean it, place the can opener heads down in white vinegar for 2 – 5 minutes, then dip a toothbrush in a dish soap and scrub every nooks and areas of the can opener to get all the built-up oil and rust off. 9. Cutting/ Chopping Board
If you are not slicing bread on the chopping board, you will be cutting either meat, fish, chicken, or fruits and vegetables. And because there are usually scratches and stains hiding on the board even after washing it, it makes it an ideal place for bacteria to live in and grow. These increases the risk of contamination, leading to ill-health.
To clean the chopping board, sprinkle salt on the board, and squeeze a half sized lemon or lime on the surface. Then rub the squeezed half-sliced lime or lemon on the surface to completely dissolve the salt. Leave it for 15 minutes to dry. Then rinse off with warm water.
You can also use an onion by cutting it into half and rubbing it on the surface of the cutting board. Then rinse with clean water and then dry it.
Extra Tip:
Use one chopping board for your meat, fish or chicken and another one for your vegetables. | 5,824 | 2,555 | 13,163.835616 |
warc | 202143 | Australia is a popular hub of education for international students. The country has many top-ranked global universities that offer a variety of degrees and academic experiences. Studying in Australia for Indian students has always been a dream. The education system there has advanced technologies and a practical learning system. It helps students learn in industry-relevant ways and build an impressive career after completing their studies. Unsurprisingly, Australia has seen double-digit growth in the number of international students in recent years, becoming the second most popular destination for study only after the US.
Australia is admired in the academic circles for its world-class infrastructure and industrially relevant education. It readies learners for future career opportunities.
But Australia has high living standards. This makes it difficult for students to manage their expenses related to accommodation, food, transport, health, etc. To solve this problem, upGrad Abroad has introduced unique and affordable learning programs which allow students to study online for the first year and then transfer to the campus in Australia for the next years. Learners get the dual benefit – on-campus studies at top universities, at affordable prices.
Some of the top reasons why to study in Australia 1) Best-in-class education system: The universities in Australia are equipped with state-of-the-art technologies. This makes students future-ready and enables them for professional challenges. It also helps them succeed in the global race. Australian educators have re-engineered their approach to teaching to inspire the thought process of students and to help them excel in their fields. Your experience of studying at Australian universities will make you an attractive employee to companies at home and all over the world. 2) Multiple study streams: Australian universities offer world-class education in multiple fields including arts & humanities, engineering & technology, clinical, pre-clinical & health, life sciences, physical sciences, social sciences, and a lot more. By excelling in these areas, Australia has been a top contributor to global research. This makes the country’s education system an excellent choice for international students. 3) Strong international alumni network: Over the years, more than 2.5 million students have graduated from Australian universities. This has built a strong alumni network spread out all over the world. 4) Achieve great heights in career: Australian universities are recognized globally and studying there is a great way to boost career prospects. Among many other benefits, they have premium training facilities and lecturers who have decades of experience in their fields. Requirements to study in Australia after graduation Academic requirements
The eligibility may vary depending upon their education or VET (vocational education and training).
Here are some of the important requirements to study in Australia for Indian students after 12th, graduation, and for higher studies.
Note: If the academic documents are not in English, students need to translate them into English and carry them along with original certificates.
Like in India, most Australian universities consider the three-year graduation format (B.A., B.Com. and B.Sc.) for admission in postgraduate courses. Some colleges/universities may require an honours degree or 4-year graduation degree. Students need to submit their documents accordingly.
English proficiency test requirements
Some universities consider scores of IELTS, TOEFL, CAE, PTE, and other English language tests to check capabilities to understand the course. Students need to meet English test requirements to get a visa.
Visa requirements
The student visa depends upon the course of choice. They need to meet requirements like:
1) Health and fitness requirements
2) Proof of Overseas Student Health Cover (OSHC)
3) Scores of English language proficiency test
4) Fulfilling the Genuine Temporary Entrant requirement.
5) Proof of receipts like course fees, air-fares, and living costs
6) Certificate of electronic Confirmation of Enrolment (eCoE)
Important Resources to Read About Australia:
Australia Post-Study Work Visa Why Study in Australia? IELTS Score for Australia 491 Visa Australia MBA fees in Australia Education System in Australia Job Opportunities in Australia Part time Jobs in Australia Top Cities in Australia Costs related to study in Australia
Students should understand that tuition fees in Australia vary depending on the degree, level of studies, and university. Tuition fees may vary from 20,000 – 45,000 AUD/year (Rs 11 – 25 lakh) for bachelor’s degrees and 22,000 – 50,000 AUD/year (Rs 12 – 28 lakh) for master’s and Ph.D. degrees.
Similarly, living costs in Australia also vary according to locations, accommodation type, food, and other social activities. Students also need to spend on transportation, study material, health insurance, etc. Keep this in mind then when you were applying for a student visa. You will need to prove that you have sufficient financial resources to study in Australia.
There are plenty of reasons to study in Australia like diverse culture, great career opportunities, top universities, practical learning, and more. Unfortunately, the biggest drawback is high costs. Many students drop the idea of studying in Australian universities because they cannot afford the high costs.
Considering the current pandemic situation and the high living & tuition costs,
upGrad abroad is helping learners fulfill their wish to study in Australia without IELTS or any other English language tests. We at upGrad are offering excellent online courses from top Australian universities at affordable rates. In short, a pocket-friendly gateway to international learning! Read More: How to settle in Australia from India? Why choose upGrad Abroad ?
With a commitment to providing quality education at affordable prices, upGrad has launched study abroad programs. These programs enable students to study one year online from home and then on-campus for the following years. With this, learners can save a lot on living costs or other additional expenses. Our programs cost around 1/10th of the regular on-campus studies and learners can save up to 80% of their tuition fees. We have partnered with excellent Australian institutions like James cook University, the University of Tasmania, and the University of Canberra, to provide high-quality education at very low prices. We will also help you in preparing for the visa application, choosing the right university, and more.
Some of the best courses to study in Australia offered by upGrad Abroad: Benefits of studying virtually with upGrad Abroad
1) The flexibility of our online programs allows students to follow their lessons at their own pace, according to their schedule. They can also watch their video lessons at any time of the day while managing their jobs and work. With this, students learn at their own pace, mastering their program before moving on to the next phases.
2) The virtual programs let you manage your time and complete the assignments without worrying about missing or skipping classes. We help our students manage their time effectively. We urge students to follow a schedule for attending regular lectures and meeting assignment deadlines. This helps in the proper utilization of course time.
3) You can also clear your doubts by virtually interacting with some of the best mentors in the world, that too, from the comfort of your home.
More Resources to Read About Australia: Study in Australia – FAQs
Q1. How to study in Australia for free or at a low cost?
With upGrad Abroad, you can avail courses from some of the best Australian universities from your home. Our specially designed programs eliminate the costs of travel, accommodation, study material, etc., for the first year. We will help you transfer to the campus for the later years of the course. This way, you can get a globally recognized degree at a minimal cost. International students can also get a scholarship or engage in part-time jobs to reduce costs. There are fully paid scholarships available in Australia through which students can study for free.
Q2. What are your reasons for choosing to study in Australia rather than in your home country?
Deciding to study abroad is a big move. However, there are many reasons for which students want to study abroad, especially, in Australia. The International University of Australia offers a lot of choices when it comes to choosing the right course. There are other perks as well. After graduating from an Australian university, students can easily enter the world of global work opportunities.
Q3. How much study gap is acceptable in Australia?
Australian universities accept a study gap of one year. However, the universities will ask for the proper reason for the gap and students should be able to justify it. Some universities also accept a gap of up to 5 years but applicants have to furnish valid reasons and proof, like work experience, studies, etc. Work experience is also preferred sometimes. | 9,227 | 3,871 | 21,795.837768 |
warc | 202143 | Benefits of Choosing Electrified Vehicles in Palo Alto, CA
Revamping their lineup with a selection of innovative plug-in hybrid and electric vehicles, Volvo is creating a path to a future that looks much more sustainable. And we're thrilled to play a part here at Volvo Palo Alto. Many of our guests from San Jose, Redwood City and Fremont are curious if an electrified vehicle is the correct choice for them, since many brands these days are taking advantage of new technology and designing their own version of all-electric, plug-in hybrid or hybrid vehicles. You may have even considered whether an electrified new or used model from our inventory would improve your daily commute’s gas mileage. If that's you, keep scrolling to explore the benefits of picking a greener vehicle.
Benefits of Choosing Electrified Eco-friendly
It might be obvious, but being kinder to the earth is a great first reason to go electric. We all leave our mark on the environment, but when you pick a hybrid or all-electric model instead of a gas-powered one, that impact will be less. Many electrified vehicles are boasting noticeable MPGe estimates of over 40-50 — the 2021 Volvo XC90 Plug-in Hybrid, for example, produces 55 MPGe. There are many all-electric vehicles that produce zero emissions, and there’s a possibility that your vehicle could drive without using any fuel.
Wallet-pleaser
For those who love to focus on the bottom line, wouldn't you love spending less over time? An electrified vehicle, whether it has a gas engine or not, will need less stops at the pump to fill up the gas tank. The modern and very efficient electric motor and battery of your vehicle will save you time and money in regards to your car’s fuel consumption. All-electric models, too, won’t need the same engine maintenance as their gas-powered counterparts. So, if you drive an all-electric vehicle, you can say goodbye to engine belt replacements, oil changes, transmission fluid flushes and more!
Tax Incentives
But that's not all. It's true that certain long-term costs usually are less with an electrified vehicle, but were you aware that many all-electric, plug-in hybrid and hybrid vehicles qualify for federal and state tax incentives? Your upfront cost could be dramatically lowered as well. The U.S. Department of Energy has incentivized consumers to make qualifying purchases of green vehicles with rebates and credits. Curious to know what California offers? Visit the Alternative Fuels Data Center and select your state.
Warranty
It's usually the case that the warranty for the hybrid or all-electric vehicles is just as good if not better than other gas-powered vehicles, which means that you’ll love the protective coverage of your model for a long time after purchase. For example, the powertrain new vehicle limited warranty for the Volvo XC90 Recharge is 4 years or 50,000 miles, whichever comes first. You don't have to stress about a potential manufacturer defect — find out more about your model’s warranty from your owner’s manual.
There are many reasons why you should consider a hybrid vehicle when you’re ready to start shopping. If you'd like to learn more about our hybrid inventory or would like to take a test drive, feel free to contact us directly or stop by Volvo Palo Alto located at 4190 El Camino Real, Palo Alto, CA 94306. We look forward to serving customers from San Jose, Redwood City and Fremont.*According to https://www.fueleconomy.gov/feg/noframes/42804.shtml. | 3,536 | 1,752 | 7,011.452055 |
warc | 202143 | (WYTV)- September is suicide awareness prevention month.
We have some unhappy and sobering numbers from the Centers for Disease Control (CDC): Girls ages 12 to 17 appear to be most at risk for taking their own lives during the pandemic. What we suspect were suicide attempts during February and March of this year increased by 50 percent compared to the same period in 2019.
What’s going on here?
Dr. Tatiana Falcone of Cleveland Clinic has more information.
“There’s a lot of hormonal changes that happen and impact their brain, like the brain maturation changes and you can see a lot of the girls starting to gain maturity early, right? So, we see a lot of attempts and I think that’s what you’re seeing,” Falcone said.
It’s so important for parents to notice the early signs of depression: a sudden drop in grades, sleeping more, or acting withdrawn, becoming moody and having nothing to live for. Parents should also watch their child’s cellphone and social media use.
If you have the slightest inkling your child is at risk for suicide or her mood isn’t improving, you should talk to a medical professional. | 1,165 | 663 | 1,953.966817 |
warc | 202143 | Billion people, business have emerged in many different sectors to sell to the masses as well as niches. In business specifically, there has been a growing mindset for maximizing profit; this means producing more while doing less, efficiently saving time, and spending less to make more. Collaboration software, such as
Disadvantages of cloud computing Although cloud computing has its many advantages, there are a number of problems and flaws associated with it that need to be addressed. Security is the clouds biggest flaw. Although this is a big flaw, like anything in the world of business, it is a risk. Cloud computing doesn’t have any set security standards, so many security issues can only be solved
has changed and improved in the last 15 years,its evident its has improved in a truomandus rate.Moore’s law roughly states that technology evolves every two years. ICT plays a big role in anything in todays society without us even not noticing.ICT has changed our daily lives trumandously.It has changed the way we do business,the way we live,the way we interact and most importantly, the way we learn.Its obvious in this Golden Age of technology,information and Economy ,the use of technology is everywhere
Phenomenal Iphone On this day , technology is one of a profit business. Why it become so important? Because, on this day everyone needs a technology to support their job. And also on this day, many companies show their product to win market of software technology and to make the customer have an interest buying it. Apple, Samsung, LG, ASUS, Huawei, Xiaomi just example company who always compete each other by showing their latest technology and a new invention product. IPhone example is one of phenomenal
Technology affects us all. Technology can catapult a business into success or destroy it. The technological environment of a business is the external factors in technology that impact business operations. Changes in technology affect how a firm will do business. Although technology trends seem to come and go quickly, some have a lasting impact on business. These are ones that change the way businesses operate and provide huge improvement for those that adopt them. Such technologies help firms become
It is true that the internet has made it possible for us to do a lot of things easily; it has a lot of advantages as well as disadvantages to name some of the advantages the internet provides us with unlimited communication and information everything we need to look that can be done just by one click away on the internet. You can even keep in touch with your friends, share thoughts with
dreams and goals of making a place that is not only cozy but would also make her customers feel more than just a cafe but a home to them and serves the best coffee that she herself created. She started her first cafe outlet in Albany, and her business flourished and has since led the organization to becoming a popular cafe in France.As of November 2012, the organization has a total of 402 branches including the franchised stores with a estimated of 708 employees extending all over France.
Therefore, accounting seeks to take advantage of the surrounding circumstances in order to improve the quality and quantity of information and the delivery mechanism trousers. The relationship between accounting and the computer started in sixties of the last century, the relationship between the two continued to evolve. It is the measurement methodology and communication system designed to produce selected quantitative data (usually in monetary terms) about an entity engaged in
BLOCK III DATA COMMUNICATION AND SYSTEMS Unit IX Latest Trends in Data Communication Systems: Content 9.1 Introduction 9.2 Objective 9.3 Future Technological Trends 9.3.1 Pervasive Networking 9.3.2 Integration of Voice, Video and Data 9.3.3 New Information Services 9.4 Communication Trends 9.5 Digital Trends 9.6 Summing Up 9.7Model Examination Questions 9.8 Suggested Readings 9.1 Introduction There is a wide growth in Data Communication Systems | 4,068 | 1,999 | 8,237.750875 |
warc | 202143 | You’re able to select what kind of psychology that you want to learn. Psychology to get a whole is rather a wide subject so to study it properly it’s been divided in to many branches which tell about the various facets of the human behavior, thoughts and expertise. Developmental psychology is frequently known as human improvement. It contrasts with several different branches of psychology, in addition to other areas, like linguistics. Very similar to some other science, educational psychology has also developed goal techniques of set of information. It’s a good science. It helps the instructor in doing so. The occupational psychologist intends to boost efficacy, efficacy, and satisfaction on the job. 1 psychologist said I did not understand the way the teacher could teach without the wisdom of schooling Psychology.
Nonetheless, he’s not executor of the trust of bobbi kristina.
There are tons of ways in that we consider an educational psychologist could be an advocate for justice. Educational psychologists work in a large number of fields. Constructivism Educational psychologists highlight on the theory of understanding by making use of a method known as constructivism’. Students are offered psychology applications throughout the university’s many on-line classes. In phase one, they decide whether their present thoughts are appropriate for the job at hand. Students without adequate background in specific regions of the program might be requested to complete extra credits beyond the minimum. To a point, the instructor isn’t just a teacher but also a psychologist. As a result, teachers will find a better grasp concerning the concepts explained in the book and the way to apply them.
A light colored fabric can help you determine dirt that comes off the wheels.
It is essential for a teacher to teach his pupils based on their mental skills. It’s very crucial for any teacher to comprehend how students develop their learning abilities. If teachers know they’ll be held accountable for how their students perform on standardized tests, then they are likely to be less inclined to prevent material that will show up on the exam. Teachers and tutors normally don’t know how to alter their strategy to deal with different learning styles. Other schools have cited a deficiency of student and teacher resources, a deficiency of staffing, and a deficiency of time on account of the focus on academic content. Even if students don’t know things, they are inclined to know they do not know themthey understand that grammatical conventions exist, even in case they do not know what they’re. They should not reside in fear due to tests which do not accurately show what they can do as a pupil. They need a base of knowledge in order to effectively apply higher-level cognitive abilities. Doctoral students could be admitted with just a bachelor’s degree.
Image credit: indications: calculator: guide: kimmel, john d.
Except under exceptional conditions, a full-time student student should finish the application in five decades. Psychology isn’t an specific science, but individuals are always interested in understanding more about it. Fourthly, it’s Social psychology that’s basically the study of the link between a individual and groups. Science chatbot essay employs certain objective techniques for the choice of information. So it’s a positive science. The study suggests that more manly guys have a good deal of issues, Rochlen explained. Much of Embodied Cognition study is linked to other regions of question like focus and intelligence. The research points to the thought that representation is complex. | 3,722 | 1,773 | 7,618.239143 |
warc | 202143 | What exactly is SEO? SEO means Search Engine Optimization, which basically means a group of strategies which are aimed at pushing a website up the rankings of the search engines. SEO is important for all online businesses, because studies show that almost 80 percent of all the visitors who will visit any site will be from the search engine results. For this reason, SEO plays a very big role in the success of an online business. If a site isn’t optimized well, then it may never make it to the top pages of search results. So for every website, SEO is a very important aspect.
For any business, a strong SEO strategy which includes pay per click advertising is a must. There are many SEO companies, and each one of them offers its own SEO services. Some SEO companies offer organic SEO services, while there are others who focus mainly on pay per click advertising through search engine optimization techniques.
Nowadays, pay per click advertising is an extremely effective and powerful SEO strategy. And the most important part about any SEO campaign is the keyword research, which is carried out by professional SEO companies. This helps the site to build a good reputation in the search engine results and draw maximum traffic to it. And the best thing about an SEO service is that you don’t even have to know anything about SEO. The SEO Company will do all the work for you – from planning your strategy and planning your campaigns to managing your daily operations.
Orange County, CA
When you’re in Orange County CA, the options to see the most beautiful sites are virtually limitless. One of Orange County’s favorite places is Huntington Beach. Huntington Beach is Orange County’s oldest beach town. It is well known for excellent surfing beaches, including Huntington Beach’s long Huntington Beach Pier. The International Surf Museum features longboards, surfing equipment and other surfing memorabilia.
The International Surf Institute at Newport Beach includes not only surf lessons, but also teaches visitors how to surf safely. The museum offers a large collection of surfing memorabilia, including helmets, paddles, posters, books and awards from contests around the world. Orange County‘s national averages for per capita consumption of sugary soft drinks rank second only to Manhattan, New York, according to a new report from the Campaign for Tobacco Control. Newport Beach’s consumption of sugary beverages ranked second only to Los Angeles; Newport Beach has one of the lowest rates of overweight and obese people in the nation, according to the same campaign.
The number of people who consume sugary beverages on a daily basis is a problem that affects communities nationwide. It is important for cities to take aggressive steps to reduce this trend, especially since it does not take much effort for someone to reach the point where they require multiple life support systems. If you’re living in Orange County, you should be aware of your national and local average for sugary beverage consumption. Following the links below will help you find helpful information regarding your neighborhood to get to the top of the list for sugary beverage consumption. | 3,235 | 1,502 | 6,842.606525 |
warc | 202143 | How do collection agents get paid
The collection agents work day and night to do their work. They get paid for the work they do. Not everyone can do this work, only skilled people or qualified people are able to do this work. Make sure that you are dealt with the workers who not only hold great information about the collection of credit and debit, but also how this is done, how much time it takes followed by if they can handle any sort of mishaps that happen. They are paid in percentages form kind of between 25% to 50% of the amount that is collected by the collection agent.
What do debt collection agencies collect
They collect delinquent debts of all types, such as credit cards, utility bills electricity and what not.
Why shouldn’t a person pay to the collection agency
There are a lot of cases where people get trapped in this scam. Paying the collection agent a loan or a big loan can cause problems to your credit card. As a collection agent I believe that your job is to talk to the people who put in and out their money, talk to them about the money plan and the loans. Negotiations can also take place which makes their relationship healthier. The person doing the job is allowed to collect the amount that is not given, in other words debt in any legal way.
What does process serving mean
In the terms of work, the word processing serving means that workers have to deliver all kinds of legal documents to the individual or any group that is named after an action. This way this is a proper channel of delivering legal documents known as the process serving. Any one can look up for this job, this doesn’t need any sort of high qualification because its just a matter of delivering the documentation.
What is the purpose of the process serving
Their process is to let the named party know that their work has been began or ended, or if it has any sort of error that needs to be taken care of. And that their documents have been filed to the original files.
Is this a dangerous job
Not really, but yes it affects the people who are light hearted. Which is why its important to understand for a process server to know that they are only performing a job, and its better to hire an understanding person. To know better about the work they are doing.
What can’t servers do
Servers are not allowed to break in the house in order to deliver their documents or they are not allowed to threat anyone in any way or else this might risk their job or their cv in the future.For more information visit coastalmercantile.com.au. | 2,563 | 1,200 | 5,410.065833 |
warc | 202143 | Ideal TIPS TO Enhance Very important Imagining Expertise
Ideal TIPS TO Enhance Very important Imagining Expertise
Should you be each student of a college or university, you ought to fully understand the value of information. However, even if you've discussed a great deal of details on this subject matter, it doesn't quickly help you to a great student or scientist. The technique of considering also counts and gives you a lot more positive aspects than just finding out specifics.
What Makes Essential Pondering Capabilities Vital For Individuals?
Search for a lot of different ebooks and recall what you learned however, you can't apply your understanding in reality if you can't consider critically. These abilities assist you to evaluate the details you may have and utilize it that you need. You could interpolate your understanding in other career fields that you are currently unfamiliar with.
Should you function with uncovered points, you can try regular issues that ended up definitely completed by many people. Knowing the best way to critically assume, it is possible to produce new principles and make your donation to scientific discipline, nation-wide politics, economics, math, together with other areas. That is why make sure you build crucial thinking abilities if you are going as a excellent undergraduate.
You also need to learn how to feel critically to compose diverse academic reports. There is generally a portion branded Realization, where you can examine the data you might have and share your view. To post it, you need to display your systematic and very important imagining competencies. Regardless if you utilize an on-line essay composing program or not, it is important to develop these competencies while understanding for you to have bigger opportunities to achieve success down the road.
Folks often change or misinform other individuals. If you think anything persons say and each indisputable fact that you check out in papers, it could possibly mislead you therefore making you a patient of the phony facts. Exactly what does it necessarily mean? It means that you will want the capability to imagine critically even with graduation as it is critical for security versus sham.
Tricks To Develop Essential Considering Knowledge
It's false to assume that men and women are delivered with such techniques and can't produce them. You may work on developing them also it forces you to think additional obviously. You can even begin using these suggestions for it.
Collection Obvious Important questions
So that you can know very well what important thinking expertise and why they can be essential for your prosperity, you have to get started wondering extra issues. In case you are doing a task and looking review to look into the knowledge you possess,
you will talk to the following questions: Precisely what do I know and how will i realise it; Just what is my purpose as well as how these details will help me to achieve it; Am I positive that all the information We have is legitimate and can be used to help my statements; Any kind of details that have eliminated undetected; Must I make assumptions founded on my own thoughts and opinions though not on facts; What judgment would some others have than it and why; Why am I doing it and what can I study from it; How many other queries might I inquire later on?
There could be different important questions, based on what you should get. To create critical expertise, you must figure out how to consult the perfect problems and find suitable tips on how to answer them in the right way.
Unique Viewpoints
When reading through essays of people or with a very important imagining writing assistance, you can understand that folks review identical information in different ways mainly because they have various perspectives. This makes clear why there can be professionals who disagree with other analysts regardless of whether their opinions are based only on information.
From delivery, we method issues inside of a similar way we're accustomed to. Yet, for anybody who is determined to obtain a really good training in the university or advanced schooling, you must learn to appraise diverse issues using their company viewpoints.
Precisely what do people say in regards to a special man or woman or item and why is it that they actually do it? Why them think that way and in what way would it has an effect on their business? You could talk to these inquiries to increase your viewpoint and discover issues you have not spotted previously. To grasp the way in which many people believe, you need to realize their history.
Browse Really good Guides
Obviously, reading will allow you to loosen up, discover more insights, or obtain information to your undertaking, additionally it assists you to establish your skills. With any book you study, even if it is a fictional scenario or perhaps creative that isn't linked with your matter, you quickly learn how get redirected here to see points from varying viewpoints.
Most very good guides include thoughts that make you assess them. Even when experts don't present you with strategies to questions they talk to, this makes you in search of them and set up your own personal suppositions and write offs. It is really an important factor in knowledge. This is why most children on the globe discover common literature at school and quite a few please read on a great deal once graduating.
Additionally you can study books in this particular issue when you endeavor to develop these skills. There are actually works by
M. Neil Browne, Carl Sagan, Daniel Kahneman, Ben Goldacre, Dan Ariely, Carol Tavris, Daniel K. Levitin as well as others. There are plenty of these ebooks on the net, within your local library, or maybe in popular bookstores
You will learn about critical contemplating in college but it is also necessary beyond your walls of your respective college. Why are you needing this? It can help you keep away from deception, make accurate conclusions, course of action material smartly, to get other health benefits. For this reason you must be able to imagine critically not merely when you're focusing on discussion subject areas for college kids and other school undertakings.
Reviewing a challenge from distinct viewpoints is likewise crucial. To create this kind of abilities, you have to cooperate with other individuals and browse great ebooks, even if they are science fiction. Aside from looking through, you will also need to have important thinking training and you can own it by posting various records when working on tasks. | 6,614 | 3,091 | 14,096.742802 |
warc | 202143 | 215 N. State College
Anaheim, CA 92806
San Francisco Endodontics
500 Spruce St San Francisco, CA, 94118-2666
Le Fern, P D.D.S.
65 Neilson St # 135 Watsonville, CA, 95076-2491
Jovicich, Thomas A D.D.S.
5363 Balboa Blvd # 534 Encino, CA, 91316-2851
Thomas, James A D.D.S.
841 S Dora St Ukiah, CA, 95482-5710
What's the best thing that's happened to you over the past year? A special vacation you'd been promising yourself? Or purchasing that new car you've had your eye on for a long while?
All of us look forward to pleasure purchases. They add luster to life. And if you think about it, the things we seem to find easiest to afford are the things that make us feel good about ourselves.
Yet, for most of us, number one on the list for a good life is good health. Today we know that good dental health is just as important as your overall physical wellness. After all, you only have one body and one set of adult teeth. How they serve you depends on the priority you assign them.
Make feeling good about yourself a priority. One component may be that dream vacation. But certainly another component is keeping yourself physically healthy enough to enjoy the experience. And that means paying attention to your oral hygiene and practicing preventive dentistry.
You don't need to be told that the actual cash you spend to keep yourself dentally fit is only a tiny fraction of what you spend to feel good about yourself. After all, it's no fun being able to afford a gourmet meal if it's painful to chew and swallow it.
Your dental hygienist will welcome your visit and looks forward to helping you help yourself to dental health with a good dental cleaning.
The marketers of toothpastes have come up with a new spin that will work on your teeth – toothpaste that helps prevent plaque. Since most American consumers are now aware of oral hygiene and the threat of gum disease, toothpaste manufacturers and marketers have spent upwards of $77 million to sell anti-plaque and tarter control home care products. The media blitz in the dentistry world is on.
Dentists have always known that plaque is the cause of gum disease. And plaque will eventually contribute to the formation of tarter on your tooth. But if you use these new toothpastes, will they work.
Crest and Colgate and other major brands have added a substance that seems to slow the accumulation of tartar on the tooth. You can try it and see for yourself if it works.
But the bottom line for many dentists would be to make sure you're brushing right, no matter what toothpaste you use. A new group of bacteria forms on a tooth every 24 hours, so the object of brushing is to disrupt these colonies. Dental hygiene includes: good tooth brushing techniques, a learned skill that takes practice. However, even the most determined brushing won't always get rid of debris beneath the teeth.
That's why an annual dental cleaning and refresher course on brushing and flossing should bring you up-to-date on the oral health front. And what about those new toothpastes? Can't hurt. Call your dentist today. | 3,082 | 1,578 | 5,966.736375 |
warc | 202143 | 12320 N 32nd St, Ste 1
Phoenix, AZ 85032
222 South Summit Avenue Ste 2
Prescott, AZ 86303
Clark, Adam T D.D.S.
706 E Bell Rd # 106 Phoenix, AZ, 85022-6641
Clark, Paul D.D.S.
20100 N 51st Ave # C310 Glendale, AZ, 85308-5000
Westside Endodontic Pros Ltd
18555 N 79th Ave # D104 Glendale, AZ, 85308-6040
Flagstaff Endodontics
718 N Humphreys St # 102 Flagstaff, AZ, 86001-3046
Sleep masks come in different varieties, but the most common sleep mask for sleep apnea sufferers is one that fits over the nose; this is usually most comfortable. However, there are some breathing masks that cover both the nose and mouth. There is also a type of CPAP mask that inserts small prongs into the nostrils.
Sleep masks are connected to CPAP machines or related breathing machines. A CPAP machine provides continuous air pressure that lets a person with sleep apnea breathe normally and sleep well all night long. This sleep apnea treatment can also alleviate snoring and other sleep disorder symptoms.
Sleeping with a mask on can take some getting used to, but it's a worthwhile investment for people with moderate or serious sleep apnea. Since it's important to use your sleep mask every night, you'll want to be sure that yours fits comfortably.
A sleep disorder can wreak havoc on your life. Sleeping problems mean that your body doesn't get the rest it needs each night, leaving you tired throughout the day. Untreated sleep disorders can have serious consequences to both your physical and emotional health.
Obstructive sleep apnea is one of the most common sleeping problems. During sleep, your airway will sometimes be obstructed, leaving you unable to breathe. These "skipped breaths" are the core sleep apnea symptom.
Many people with sleep apnea don't even know it. They may feel tired during the day, and their spouse may complain that they snore, but they might never seek sleep apnea treatment. However, sleep doctors and dentists can offer a number of sleep apnea therapies, including a CPAP breathing mask worn at night.
The quality of your sleep has a direct relationship to the quality of your life. If you're not sleeping well, you might have a treatable sleeping disorder. Ask your dentist or physician if sleep medicine could help you. | 2,263 | 1,162 | 4,364.357143 |
warc | 202143 | Pain in the
shoulder can lead to problems moving through the trunk, which can lead to pain in the low back, which can predict injury as far away as the knee [1, 2]. It’s no wonder the top three injuries in volleyball are the shoulder, back and knee. These are the common statistics for shoulder injuries in volleyball. [3], [4], [5].
However, there was an association between asymmetric coracoid tightness /pectoral shortening and
shoulder pain (P = .030), as well as for restricted shoulder flexion in the sagittal plane and shoulder problems (P = .015). Conclusions: Although most risk factors for volleyball-related shoulder problems are similar to those identified for other overhead sports, there appear to be additional volleyball-specific risk factors that may reflect the biomechanical demands of the sport. An ...
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Volleyball Related Shoulder Injuries
Common
volleyball shoulder injuries include sprains and strains, typically due to overuse. They can also involve rotator cuff tendonitis or tears and shoulder impingement syndrome . Common volleyball knee injuries include ACL sprains and patellar tendinitis .
Because
volleyball involves repetitive overhead motions, such as spiking and blocking, players are prone to overuse injuries of the shoulder. In addition, volleyball players are particularly susceptible to finger injuries.
Shoulder pain syndromes represent the third most common injury among both female and male volleyball athletes and the second most common overuse related condition, accounting for 8–20% of all volleyball injuries. 2, 41, 42 Furthermore, Verhagen et al 9 found that shoulder conditions result, on average, in 6.5 weeks of lost training and/or competition time, by far the longest mean absence from sports participation compared with other time-loss injuries described in their study.
Women’s collegiate
volleyball athletes swing more during practices than in matches and it causes more shoulder injury. In February 2019, Athletic trainers at Lincoln University and the University of Kentucky examined the workload of a volleyball athlete in a season and the relationship between that workload and shoulder injury.
Of course, pain and
shoulder problems don’t just occur on the hitting side. Blocking, diving, and ball release to serve can all cause problems with the non-hitting shoulder. However, these majority of these volleyball shoulder problems tend to affect the hitting shoulder.
Shoulder Injuries in Volleyball Shoulder pain occurs because the shoulder joint is the most mobile joint in the body that relies on the connecting ligaments and muscles to control its motion. If any of these connecting or supporting structures are not working in harmony, injury can occur.
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Volleyball Related Shoulder Injuries images | 2,825 | 1,331 | 5,913.185575 |
warc | 202143 | The online-to-offline platform aims to insure 10 million Indian smallholders to the tune of $135 million over the next three years.
The online-to-offline platform aims to insure 10 million Indian smallholders to the tune of $135 million over the next three years.
N.Thing said the funds will go towards worldwide commercialization of CUBE, its modular, software-powered vertical farming system.
The US alone pledged $10 billion to transform global food production and consumption over the next five years. But is it enough?
The Brazilian VC secured investment from Banco do Brasil, one of the largest financial institutions in the country, as it sees continued momentum around ag-related fintech.
It’s reintroducing small-scale biogas technology to Malawi’s farms in order to provide a more sustainable source of fuel and fertilizer.
It has also struck partnerships with Farmer Mac and Indigo Ag, which will use the combined platforms to further their own financing and carbon offerings.
Elsewhere, AFN examined data which suggests that agriculture is far from pulling its weight when it comes to carbon credits generation.
“You will probably see more strategic partnerships and acquisitions from Semios,” Michael Gilbert tells AFN.
The Kansas City startup says it offers livestock producers a faster way to identify the “elite” members of a herd in order to multiply their genetics.
The Philadelphia-based startup claims its agricultural bots of burden are “the only plug-and-play autonomous people-scale” solution on the market.
Carbon credits generated by ag-related projects make up less than 1% of all issued credits, according to data from the University of Berkeley, California.
Beyond venture capital, private equity, and general debt, there is one valuable potential source of cash that many agrifoodtech startups are overlooking.
Artemis and iUNU will explore opportunities to offer more financing solutions to their CEA customers after the deal completes.
Protein has become a bit of a battleground in Australia of late; but the economics suggest there’s plenty of room for all players – traditional and alternative.
Startups focused on food and water received more climate-conscious capital than those in any other sector over the past 12 months, according to Climate Tech VC.
Its self-described “robotics as a service” platform combines robotic tractors with management software to complete a range of tasks.
Since the start of the year six agtech SPAC deals have been announced – most involving indoor farming or biotech, and all valued at over $1 billion.
It has completely overhauled its go-to-market strategy after bringing on a former Dow AgroSciences CEO as an investor and board member.
Releaf recently raised $4.2 million to build palm oil processing facilities across Nigeria that it claims can boost the sector’s productivity 200x.
The Californian startup has built robots that can pick field-grown strawberries. Next, it wants to move into the apple orchard. | 3,074 | 1,574 | 5,823.80432 |
warc | 202143 | A digital supply and service network requires a rethink in procurement. Hierarchy and product group orientation are being replaced by units that are agile in taking care of subtasks. Procurement thus becomes a pace setter, a #pacesetter, for companies. Commentary on the motto of the BME Symposium 2019 from 13-15 November in Berlin.
Networking, digitalization, end-to-end consideration: numerous developments present great challenges for procurement in its current structure. Many companies have recognized this, are questioning their organizational structure and want to make their procurement organization fit for the future. With the Value Added Network (VAN) amc presents a new, disruptive organizational concept for procurement. The fact that the VAN is coming is undisputed among experts.
Under the slogan „Redefining the value contribution of procurement with agile methods“, amc and CBS will hold its 3rd Future Workshop on Procurement in Cologne on 26th September 2019. The successful concept provides a current insight into the world of agile working methods and organization. Use the Future Workshop as an important source of inspiration for your modern procurement and secure your place today!
System implementations and digitization are costly and full of risks. And how can the value contribution of procurement be increased?
We see three success factors for a value-adding and thus successful digitalization of procurement. 1. Clarity about one’s own objectives and relevant criteria for system selection. 2. Realism, focus and openness in the implementation. 3. Measurable increase in value contribution through consistent system use. But how? A roadmap.
Procurement spends a lot of time analysing order, performance and market data, especially as its operational tasks are increasingly receding into the background as a result of digitization. If artificial intelligence comes into play alongside classical data evaluation, further potentials and possibilities arise. Anyone who wants to use these methods should define concrete fields of application and gain experience in initial projects.
Dr. Ulrich Anders, Professor of Strategic Management at the Cologne Business School (CBS), will lead through the 3rd Future Workshop Procurement of amc and CBS at the Design Offices in Cologne on 26 September 2019. The event looks into future agile working worlds and organisational forms of procurement. The participants will work together in agile sprints on the topic of the Future Workshop „Redefining the value contribution of procurement with agile methods“. In addition a Keynote and impulse lectures of start-ups. Registration via this website! | 2,695 | 1,328 | 5,402.176205 |
warc | 202143 | Identifying a need to take a ‘
proactive approach’, the Malta Gaming Authority’s (MGA) Sports Betting Integrity Department has made a number of updates to its requirements.
As of 1 October, the MGA requirements now include licensees that offer a critical supply chain function relating to sports betting. Consequently the Authority must be notified of any instance connected to suspicious betting by any licensee offering a sports betting service or technical component.
In making changes to its alerts process, the MGA Sports Betting Integrity department will ‘alert its licensees with any knowledge of suspicious activity in its possession’.
The Authority has further confirmed that licensees will also be informed of instances of suspicious betting activity in relation ‘to any event that has been alerted by such’, without revealing the source of information.
Explaining its motivations for the updates, the authority stated: “One of the MGA’s commitments is to take a proactive approach in managing sports betting integrity with the aim of addressing the threats posed by match-fixing and malicious sports betting.
“In this regard, the Authority’s Sports Betting Integrity department continuously seeks ways of improving monitoring and reporting capabilities across the wider Maltese sports betting sector.”
The changes have been deemed as beneficial to operators licensed by the MGA, as it ensures that all stakeholder ‘are aware of suspicious betting activities known within the MGA’s radar.
Furthermore, the Authority added that licenced operators will be able to review their internal monitoring systems and better ensure that they have not been impacted by suspicious betting activity, whilst also benefiting from enhanced awareness of betting integrity risks across the Maltese gaming industry.
Lastly, the MGA is hopeful that the updates will enable it to conduct wider monitoring of betting activity and carry out a ‘holistic review and evaluation’ of the integrity risks throughout the jurisdiction.
The regulator further outlined its view that the ‘more informed Maltese betting sector’ brought about by the changes will bridge together ‘the Authority and its licensees in their collective fight against corruption in sports and sports betting’. | 2,372 | 1,097 | 4,886.709207 |
warc | 202143 | Indicators Of Food Habit
They rated how probably they were to experience issues with every of the 35 foods, on a scale of 1 to 7 . All participants acquired a list of 35 foods, both processed and unprocessed.
However, the biggest contributor to addictive-like eating habits is the human mind. Processed foods are usually engineered to be hyper-palatable in order that they style actually good. This habits has repeatedly been linked to processed meals, particularly these high in added sugar and/or fat . Not surprisingly, most of the meals rated as addictive were processed meals. These foods have been normally high in sugar or fat — or each. The outcomes beneath element which foods had been the most and least addictive.
Why Do I’ve To Obsess About Meals On A Regular Basis?
I keep in mind how, as an alternative of hobbies or friends, I had train and meals. In an effort to “be wholesome” and maintain my athletic shape, I counted every bite. Note that many who have meals addiction will need help to overcome it. Eating a diet that mostly comprises entire, single-ingredient meals can help cut back the chance of developing a meals dependancy. Eating processed junk meals releases massive amounts of really feel-good chemical substances, compared with unprocessed meals. This yields a way more highly effective reward in the brain .
Holiday
People who’ve food dependancy report that they’re unable to manage their consumption of sure meals. when you don’t wish to obsess about food … Read More
The other problem we’re experiencing is that she’s going to pee on certain areas of the rugs and bedding if we permit them on, my research suggests this can be a territorial issue?! Both of them are shown equal love and we never favor one over the opposite. They get walked on a regular basis on the park and are social with different canines. We have had her at the vet and they have carried out blood checks, hormone tests and so forth. and all levels are regular. We are concerned this can be a sign of a major problem I.e behavioral/phycological or perhaps cushings illness. My dog is 10 years old, I’ve had him since a puppy. We’ve obtained another canine and have had her for about four years now.
Focusing on clear eating, meals rules, and weight loss in your health journey shouldn’t be the main goal on your wellness journey. We know that well being behaviors similar to consuming 5 servings of fruit and veggies, common train, average alcohol consumption, and no smoking were better predictors of well being than weight alone. What we all know is that when food is restricted, we develop a preoccupation with meals. Whether that’s a food plan or not eating breakfast as a result of we didn’t have sufficient time, all we will think about is meals. Feed your pet little and sometimes all through the day, but do not leave food unattended in the bowl all day long.
Individuals Are
… Read More
Jeff Mauro On Raiding Strangers’ Kitchens & Whether Hot Canines Are Sandwiches
They introduced a way to eat food without knives, forks or plates. Most fast meals could be eaten while steering the wheel of a automotive and the restaurants are usually drive via. The design of a fast meals restaurant could be very well thought out. The seats in fast food eating places are comfy but not too snug and the colors are shiny major colours, that are designed to make you sit however ultimately rise up and go away. report of a cat that was recognized with “psychogenic abnormal feeding conduct.” The eight-month-old, male Siamese cat was acting so much like my affected person did, however much more so. The authors said that he had a ravenous urge for food, was consuming non-food items, has meals-related aggressiveness, and was excessively soliciting consideration from his homeowners. Your stepdaughter’s relationship with food is unhealthy.
Announcement: Dog Coaching Nation Joins Abc
McDonalds is the most popular fast meals chain. The all-American meal is hamburger, fries and a coke or a shake.
I do not assume people’s consuming habits have become more healthy. Right now, within the quick meals trade the pattern is to add bacon to their meals. Only “Subway” is working to advertise a extra wholesome way of eating. It’s simple, it’s filling, and it is convenient and cheap. Compared to different foods it’s one thing that working people and ordinary folks can exit and revel in.
I was already … Read More | 4,563 | 2,289 | 8,791.100917 |
warc | 202143 | [Guidance Overview] May 11 FAQs Provide Additional Guidance on SBCs
"Here are some of the topics which are addressed: FAQ 1: Expanding on the circumstances in which an SBC may be provided electronically (discussed in a previous FAQ), the DOL has added a new safe harbor for providing SBCs electronically to participants and beneficiaries in connection with their online enrollment or online renewal of coverage under the plan. FAQ 7: The DOL clarifies that it is permissible to 'combine' SBCs or SBC elements to provide a side-by-side comparison to facilitate comparisons of different benefit package options by individuals shopping for coverage."
(Faegre & Benson LLP)
Conservatives Campaign Against Health Insur.ance Exchanges
"Without state exchanges, the federal government will be unable to implement the 2010 health care law ... conservatives say. Exchanges are websites where consumers can compare costs and benefits of available insur.ance plans in the state, as well as buy insur.ance. Ten states have delayed acting on exchanges because of the groups' influence, according to [the American Legislative Exchange Council]." (USA TODAY)
Massachusetts Promises to Rein in Health Care Costs But Can It Deliver?
"The bill in question aims to reduce costs by overhauling how doctors, hospitals and other providers get paid. It would provide incentives to move toward 'global payments' -- flat fees for all the care delivered for a specific individual or group of individuals. The hope is to take away financial incentives to provide more care when less might be equally effective." (The Washington Post; free registration required)
Boomer Health: Obesity And Its Side Effects
"According to the Centers for Disease Control, more than one in three Americans is obese, and another third are overweight. But we all pay for this extra poundage -- in the guise of, among other things, higher costs for medications, health care and insur.ance, as well as reduced work productivity. Particularly worrisome is how ingrained the economic, environmental and public policy factors that have led to this state of affairs have become in our society." (InsuranceNewsNet)
A Medicare Exchange Could Be Your Answer. [Advert.]
With the group model becoming increasingly unsustainable, how do you cut costs and still take care of your retirees? Discover the top 4 reasons organizations are exiting their Group Plan & moving to a Medicare Exchange.
Employer-Sponsored Healthcare: What Happens Now?
"Only eight percent of [surveyed] employers said they planned to discontinue coverage, and 42 percent said they planned to maintain the status quo. But two-thirds said healthcare costs were unsustainable at current rates of medical inflation--and more than half would find them unsustainable even if medical trend fell by five percentage point." (Oliver Wyman)
Drug Endo Gets Input in House Bill on Generics
"Brand-name companies argue that future drug development will suffer if they cannot profit from their investments, while generic companies argue that they can hold down medical costs. The new bill would help generics by imposing, for the first time, user fees on manufacturers of generic drugs to help pay for faster review of their products by the Food and Drug Administration." (The New York Times; free registration required)
Moving Forward with Wellness Incentives Under the Affordable Care Act: Lessons from Germany (PDF)
"In Germany, public insurers operate many [wellness] programs.... An evaluation of one large wellness program there found that it reduced costs.... In the United States, the Affordable Care Act raised the maximum allowed size of wellness incentives, which could lead to wide differences in insur.ance premiums between users and nonusers of programs, and may risk reintroducing a form of medical underwriting. The German experience confirms the cost-saving potential of programs, but also suggests that they should be evaluated rigorously to ensure they do not disadvantage those with health problems or low incomes." (The Commonwealth Fund)
Deloitte Health Care Reform Memo, May 29, 2012
Describes recent developments in various health plan and health insur.ance matters at the federal and state levels. This issue includes a discussion of the future of medical training, studies measuring whether insur.ance plans meet ACA coverage standards, and measuring the effectiveness of the Summary of Benefits and Coverage. (Deloitte Center for Health Solutions)
Description of the Provisions of H.R. 5858, a Bill to Improve Health Savings Accounts
"Under the proposal, deductible contributions to an HSA made by a taxpayer and salary reduction contributions under a cafeteria plan made by an employer to an HSA for the taxpayer qualify for the saver's credit. These HSA contributions are aggregated with qualified retirement savings contributions to determine the amount of credit to which a taxpayer is entitled.... [D]istributions from an HSA used for qualified medical expenses are disregarded in determining the amount by which qualified contributions are reduced for distributions." (Joint Committee on Taxation)
Description of H.R. 1004, the 'Medical FSA Improvement Act of 2011'
"Under the proposal, a flexible spending arrangement to reimburse medical expenses (either a Health FSA under a cafeteria plan or an HRA) is permitted to provide that any amount remaining at the end of the plan year (or grace period if applicable) that is not used to reimburse medical expenses incurred during the plan year (plus the plan's grace period, if any) may be distributed to the employee.... Providing for distribution of unused amounts under a flexible spending arrangement will not ... cause a cafeteria plan and Health FSA to violate the use-it-or-lose-it rule." (Joint Committee on Taxation)
Will Private Exchanges Become the New Travelocity?
"Since last year, private exchanges run by insurers have been cropping up around the country. Highmark and Blue Cross Blue Shield of Kansas City established exchanges last year. WellPoint, Blue Cross Blue Shield of Michigan and Health Care Service Corporation bought a 78 percent stake in Bloom Health, an online marketplace offering health plan options to almost 50 companies. And in Iowa, where state lawmakers decided not to pursue a state-run exchange, legislators are urging insurers to establish their own private exchanges." (FierceHealthPayer)
One in 10 Veterans Lack Health Insur.ance
"The research, from the first-ever study to look at health coverage among veterans, finds that their uninsurance rate is just over half the level among the general population (17.9 percent).... Uninsured veterans tend to be younger than those with coverage and also less likely to have sustained an injury in combat. Uninsured veterans also tend to have higher rates of unemployment and lower levels of income and are less likely to be married -- all of which lower the odds of receiving private coverage." (The Washington Post)
Employers Can Weigh in on Smartcard Guidance
"Now that the 2006 guidance is finally in effect, advances in debit card and fare media technology may have had time to trump some of the assumptions on which the guidance was built.... The quandary the IRS now has is whether technology developed since 2006 has enabled other types of payment forms to qualify as transit vouchers under the tax Code.... At the heart of the issue is a tax Code requirement to substantiate purchases made under [qualified transportation fringe benefit plans]." (Thompson)
[Opinion] FSA Limitation Should Stand
"Just one worker in seven has an FSA, and an even smaller fraction of workers is enrolled in other tax-favored accounts. High-income people benefit disproportionately from tax-advantaged accounts because they are in higher tax brackets, tend to consume more health care, and can afford to deposit larger amounts in their accounts. Purchases of over-the-counter medicines, such as aspirin and cough syrup, constitute routine personal expenses that do not generally deserve a tax subsidy."
(Center on Budget and Policy Priorities)
[Opinion] A Health Care Compromise That Both Sides Could Live With
"[P]rogressives and conservatives both need to move beyond their familiar positions to find a new kind of deal.... [The] key first step of the deal (reform will require many steps) should do the following: Provide universal coverage for catastrophic health care costs that could truly wipe out a family, like suffering cancer or being in a car crash, but make the deductible so high -- perhaps $10,000 for an individual and $15,000 for a family -- it would protect against people taking financial advantage of the system."
(The Health Care Blog)
Benefits in General; Executive Compensation
Dewey Bankrup.tcy Filing Raises Clawback Issues
"[The trustee in bankrup.tcy] said almost all of the firm's 250 partners have been involved in settlement discussions over clawback claims that [the trustee] pursued against the partners. He has settled with about 150 partners so far, and he said he is hoping to settle with roughly 90 others." (Fox Rothschild LLP)
Cypen & Cypen Newsletter for May 24, 2012
This monthly newsletter covers various developments in benefits-related matters. Topics this month include Indexing as an Investment Strategy and How To Help Your Employees Get Ready for Retirement. (Cypen & Cypen)
FMLA Leave: Who Decides -- Employer or Employee?
"[The] DOL specifically states that... 'the employee does not need to specifically assert his or her rights under FMLA, or even mention FMLA.' ... the employee need only provide 'sufficient information' to make the employer aware of the possible need for FMLA leave.... The employer's obligations under the FMLA are clear: once it has enough information to determine whether the leave is being taken for an FMLA-qualifying reason, the employer must notify the employee as to whether the leave will be designated and counted as FMLA leave. In other words, the employer has an obligation to designate leave as FMLA-qualifying as soon as the absence becomes an FMLA-qualifying event." (FMLA Insights)
Government Agency Auditors: Not the 'Dark Side' After All
"Benefit professionals often view the Department of Labor and the Internal Revenue Service as the 'dark side' of benefits, to be avoided at all costs. After all, they dole out penalties and conduct audits. [The author] recently spent two full days at a DOL-sponsored health benefits law compliance assistance workshop in Chicago ... Maybe it was meeting the representatives and understanding that they're real people with jobs and bosses just like the rest of us. Maybe it was the five-pound box of materials bestowed on attendees.... [The author is] now convinced that they are not the enemy. In fact, they are allies on a mission -- to remove barriers to compliance." (HighRoads) | 10,934 | 5,127 | 23,149.711332 |
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